Bank of America NA Mortgage Lending & HMDA Data, 2023
In 2023, Bank of America NA of Westlake Village, CA reported 271,974 mortgage applications totaling $64.7 billion, down 22% from 2022. The average application was for $237,713, and applicants reported an average income of $165,342. 34% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (10,779), Atlanta-Sandy Springs-Roswell, GA (9,405) and Dallas-Plano-Irving, TX (7,956) (applications in parentheses).
| Mortgage Company & Address | Bank of America NA 31303 Agoura Rd Ca6-917-01-20 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 271,974 |
| Total Mortgage Loan Application Amount | $64,651,950,000 |
| Average Mortgage Loan Application Amount | $237,713 |
| Highest Mortgage Loan Application Amount | $52,505,000 |
| Average Applicant Income | $165,342 |
| Highest Applicant Income | $9,961,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 19,036 | $ 7,623,850,000 | $ 400,496 | $ 177,347 |
| Los Angeles-Long Beach-Glendale, CA | 10,779 | $ 3,862,085,000 | $ 358,297 | $ 203,000 |
| Atlanta-Sandy Springs-Roswell, GA | 9,405 | $ 1,472,605,000 | $ 156,576 | $ 141,000 |
| Dallas-Plano-Irving, TX | 7,956 | $ 1,627,740,000 | $ 204,592 | $ 161,000 |
| Houston-The Woodlands-Sugar Land, TX | 7,273 | $ 1,142,275,000 | $ 157,056 | $ 148,000 |
| New York-Jersey City-White Plains, NY-NJ | 7,220 | $ 2,856,710,000 | $ 395,666 | $ 236,490 |
| Chicago-Naperville, IL | 7,029 | $ 1,678,655,000 | $ 238,818 | $ 151,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6,388 | $ 1,207,410,000 | $ 189,012 | $ 146,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6,089 | $ 1,177,515,000 | $ 193,383 | $ 153,447 |
| Riverside-San Bernardino-Ontario, CA | 6,081 | $ 1,010,505,000 | $ 166,174 | $ 138,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5,850 | $ 1,225,990,000 | $ 209,570 | $ 174,769 |
| Tampa-St. Petersburg-Clearwater, FL | 4,999 | $ 912,155,000 | $ 182,467 | $ 145,000 |
| New York-Newark, NY | 4,906 | $ 993,520,000 | $ 202,511 | $ 175,676 |
| Seattle-Bellevue-Everett, WA | 4,277 | $ 1,573,015,000 | $ 367,784 | $ 205,000 |
| Oakland-Hayward-Berkeley, CA | 4,180 | $ 1,845,360,000 | $ 441,473 | $ 237,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4,165 | $ 755,395,000 | $ 181,367 | $ 150,000 |
| Orlando-Kissimmee-Sanford, FL | 4,130 | $ 638,800,000 | $ 154,673 | $ 131,000 |
| Miami-Miami Beach-Kendall, FL | 4,116 | $ 1,147,450,000 | $ 278,777 | $ 179,000 |
| Anaheim-Santa Ana-Irvine, CA | 4,074 | $ 1,661,250,000 | $ 407,768 | $ 234,000 |
| Baltimore-Columbia-Towson, MD | 3,630 | $ 553,380,000 | $ 152,446 | $ 144,000 |
| Newark, NJ-PA | 3,464 | $ 739,520,000 | $ 213,487 | $ 194,890 |
| San Diego-Carlsbad, CA | 3,351 | $ 1,194,815,000 | $ 356,554 | $ 215,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3,351 | $ 1,003,945,000 | $ 299,595 | $ 194,000 |
| Cambridge-Newton-Framingham, MA | 3,236 | $ 942,050,000 | $ 291,115 | $ 212,000 |
| Las Vegas-Henderson-Paradise, NV | 3,110 | $ 540,060,000 | $ 173,652 | $ 134,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,971 | $ 2,108,445,000 | $ 709,675 | $ 303,000 |
| Nassau County-Suffolk County, NY | 2,962 | $ 1,105,100,000 | $ 373,092 | $ 245,000 |
| Fort Worth-Arlington, TX | 2,705 | $ 447,945,000 | $ 165,598 | $ 143,000 |
| Boston, MA | 2,650 | $ 841,770,000 | $ 317,649 | $ 224,000 |
| St. Louis, MO-IL | 2,539 | $ 389,795,000 | $ 153,523 | $ 129,863 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,533 | $ 547,675,000 | $ 216,215 | $ 155,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2,521 | $ 523,125,000 | $ 207,506 | $ 161,000 |
| Austin-Round Rock, TX | 2,370 | $ 680,670,000 | $ 287,202 | $ 196,000 |
| Warren-Troy-Farmington Hills, MI | 2,350 | $ 405,570,000 | $ 172,582 | $ 129,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,223 | $ 523,665,000 | $ 235,566 | $ 173,034 |
| Providence-Warwick, RI-MA | 2,050 | $ 308,320,000 | $ 150,400 | $ 142,610 |
| Jacksonville, FL | 2,016 | $ 377,640,000 | $ 187,321 | $ 140,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,965 | $ 1,254,045,000 | $ 638,190 | $ 306,000 |
| Kansas City, MO-KS | 1,891 | $ 260,715,000 | $ 137,871 | $ 128,903 |
| Denver-Aurora-Lakewood, CO | 1,836 | $ 550,870,000 | $ 300,038 | $ 204,000 |
| Raleigh, NC | 1,826 | $ 379,850,000 | $ 208,023 | $ 166,000 |
| North Port-Sarasota-Bradenton, FL | 1,794 | $ 428,970,000 | $ 239,113 | $ 154,000 |
| Washington-Baltimore-Arlington, DC | 1,770 | $ 373,560,000 | $ 211,050 | $ 185,000 |
| San Antonio-New Braunfels, TX | 1,730 | $ 218,020,000 | $ 126,023 | $ 122,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,718 | $ 575,620,000 | $ 335,052 | $ 262,000 |
| Hartford-West Hartford-East Hartford, CT | 1,594 | $ 198,970,000 | $ 124,824 | $ 139,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,545 | $ 389,155,000 | $ 251,880 | $ 205,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,500 | $ 203,820,000 | $ 135,880 | $ 126,210 |
| Detroit-Dearborn-Livonia, MI | 1,431 | $ 144,145,000 | $ 100,730 | $ 86,000 |
| Camden, NJ | 1,411 | $ 178,815,000 | $ 126,729 | $ 134,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,355 | $ 330,965,000 | $ 244,254 | $ 159,256 |
| Richmond, VA | 1,327 | $ 181,685,000 | $ 136,914 | $ 139,000 |
| Cape Coral-Fort Myers, FL | 1,221 | $ 229,595,000 | $ 188,038 | $ 133,000 |
| Charleston-North Charleston, SC | 1,213 | $ 279,385,000 | $ 230,325 | $ 173,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,192 | $ 175,330,000 | $ 147,088 | $ 131,000 |
| New Haven-Milford, CT | 1,168 | $ 173,340,000 | $ 148,407 | $ 142,000 |
| Philadelphia, PA | 1,130 | $ 215,610,000 | $ 190,805 | $ 140,000 |
| Tucson, AZ | 1,066 | $ 136,250,000 | $ 127,814 | $ 112,000 |
| Greenville-Anderson-Mauldin, SC | 1,055 | $ 142,925,000 | $ 135,473 | $ 117,000 |
| Port St. Lucie, FL | 1,047 | $ 172,135,000 | $ 164,407 | $ 131,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,025 | $ 281,405,000 | $ 274,541 | $ 193,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,019 | $ 153,155,000 | $ 150,299 | $ 118,039 |
| Stockton-Lodi, CA | 997 | $ 196,285,000 | $ 196,875 | $ 138,000 |
| Tacoma-Lakewood, WA | 952 | $ 170,690,000 | $ 179,296 | $ 146,000 |
| Worcester, MA-CT | 914 | $ 148,690,000 | $ 162,680 | $ 148,420 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 877 | $ 105,205,000 | $ 119,960 | $ 109,000 |
| Palm Bay-Melbourne-Titusville, FL | 868 | $ 127,450,000 | $ 146,831 | $ 122,000 |
| Memphis, TN-MS-AR | 858 | $ 81,590,000 | $ 95,093 | $ 107,991 |
| Columbia, SC | 842 | $ 91,460,000 | $ 108,622 | $ 106,000 |
| Fresno, CA | 826 | $ 123,180,000 | $ 149,128 | $ 128,000 |
| Naples-Immokalee-Marco Island, FL | 811 | $ 265,525,000 | $ 327,404 | $ 218,000 |
| Lake County-Kenosha County, IL-WI | 809 | $ 201,815,000 | $ 249,462 | $ 174,444 |
| Albuquerque, NM | 784 | $ 97,190,000 | $ 123,966 | $ 107,000 |
| Lakeland-Winter Haven, FL | 776 | $ 85,220,000 | $ 109,819 | $ 102,000 |
| Indianapolis-Carmel-Anderson, IN | 774 | $ 122,580,000 | $ 158,372 | $ 153,000 |
| Bakersfield, CA | 766 | $ 99,210,000 | $ 129,516 | $ 114,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 722 | $ 83,120,000 | $ 115,124 | $ 123,012 |
| Greensboro-High Point, NC | 714 | $ 84,920,000 | $ 118,935 | $ 107,000 |
| Oklahoma City, OK | 711 | $ 97,685,000 | $ 137,390 | $ 127,000 |
| Reno, NV | 675 | $ 136,885,000 | $ 202,792 | $ 156,000 |
| El Paso, TX | 639 | $ 57,865,000 | $ 90,555 | $ 105,000 |
| Columbus, OH | 638 | $ 106,770,000 | $ 167,351 | $ 147,000 |
| Wilmington, DE-MD-NJ | 621 | $ 89,345,000 | $ 143,872 | $ 126,106 |
| Savannah, GA | 609 | $ 84,805,000 | $ 139,252 | $ 126,000 |
| Elgin, IL | 576 | $ 79,860,000 | $ 138,645 | $ 130,000 |
| Tulsa, OK | 574 | $ 80,390,000 | $ 140,052 | $ 110,000 |
| Vallejo-Fairfield, CA | 565 | $ 90,895,000 | $ 160,876 | $ 140,000 |
| Trenton, NJ | 561 | $ 113,375,000 | $ 202,094 | $ 171,000 |
| Durham-Chapel Hill, NC | 552 | $ 112,520,000 | $ 203,840 | $ 164,000 |
| Pittsburgh, PA | 550 | $ 92,600,000 | $ 168,363 | $ 168,000 |
| Augusta-Richmond County, GA-SC | 549 | $ 51,965,000 | $ 94,653 | $ 102,848 |
| Modesto, CA | 546 | $ 72,280,000 | $ 132,380 | $ 117,000 |
| Cleveland-Elyria, OH | 537 | $ 75,125,000 | $ 139,897 | $ 144,000 |
| Asheville, NC | 527 | $ 103,785,000 | $ 196,935 | $ 119,000 |
| McAllen-Edinburg-Mission, TX | 523 | $ 47,655,000 | $ 91,118 | $ 93,000 |
| Cincinnati, OH-KY-IN | 512 | $ 83,240,000 | $ 162,578 | $ 148,289 |
| Portland-South Portland, ME | 511 | $ 95,365,000 | $ 186,624 | $ 180,000 |
| Winston-Salem, NC | 506 | $ 57,940,000 | $ 114,505 | $ 103,000 |
| Rockingham County-Strafford County, NH | 505 | $ 99,315,000 | $ 196,663 | $ 198,000 |
| Springfield, MA | 500 | $ 60,330,000 | $ 120,660 | $ 115,000 |
| Ocala, FL | 473 | $ 51,745,000 | $ 109,397 | $ 88,000 |
| Little Rock-North Little Rock-Conway, AR | 466 | $ 51,340,000 | $ 110,171 | $ 100,000 |
| Rochester, NY | 458 | $ 47,750,000 | $ 104,257 | $ 105,000 |
| Visalia-Porterville, CA | 452 | $ 45,010,000 | $ 99,579 | $ 97,000 |
| Albany-Schenectady-Troy, NY | 446 | $ 67,680,000 | $ 151,748 | $ 139,000 |
| Knoxville, TN | 446 | $ 78,550,000 | $ 176,121 | $ 131,000 |
| Atlantic City-Hammonton, NJ | 426 | $ 66,080,000 | $ 155,117 | $ 136,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 412 | $ 64,960,000 | $ 157,669 | $ 138,000 |
| Salisbury, MD-DE | 409 | $ 76,245,000 | $ 186,418 | $ 153,662 |
| Salinas, CA | 408 | $ 122,580,000 | $ 300,441 | $ 201,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 393 | $ 107,415,000 | $ 273,320 | $ 173,000 |
| Barnstable Town, MA | 392 | $ 112,870,000 | $ 287,933 | $ 228,000 |
| Manchester-Nashua, NH | 391 | $ 60,865,000 | $ 155,664 | $ 154,000 |
| New Orleans-Metairie, LA | 388 | $ 55,990,000 | $ 144,304 | $ 157,000 |
| San Rafael, CA | 386 | $ 175,250,000 | $ 454,015 | $ 288,000 |
| Santa Rosa, CA | 385 | $ 112,095,000 | $ 291,155 | $ 201,000 |
| Wichita, KS | 382 | $ 42,190,000 | $ 110,445 | $ 100,000 |
| Wilmington, NC | 369 | $ 76,865,000 | $ 208,306 | $ 152,000 |
| Santa Maria-Santa Barbara, CA | 349 | $ 179,035,000 | $ 512,994 | $ 187,000 |
| Spartanburg, SC | 344 | $ 36,540,000 | $ 106,220 | $ 98,000 |
| Fayetteville, NC | 337 | $ 29,635,000 | $ 87,937 | $ 97,000 |
| Chattanooga, TN-GA | 336 | $ 48,960,000 | $ 145,714 | $ 127,437 |
| Bremerton-Silverdale, WA | 310 | $ 58,150,000 | $ 187,580 | $ 146,000 |
| Punta Gorda, FL | 310 | $ 51,180,000 | $ 165,096 | $ 115,000 |
| Salt Lake City, UT | 304 | $ 64,040,000 | $ 210,657 | $ 162,000 |
| Spokane-Spokane Valley, WA | 303 | $ 44,835,000 | $ 147,970 | $ 122,000 |
| Ann Arbor, MI | 297 | $ 67,205,000 | $ 226,279 | $ 165,000 |
| Pensacola-Ferry Pass-Brent, FL | 292 | $ 47,810,000 | $ 163,732 | $ 140,000 |
| Grand Rapids-Wyoming, MI | 290 | $ 42,320,000 | $ 145,931 | $ 128,000 |
| Colorado Springs, CO | 287 | $ 54,185,000 | $ 188,797 | $ 163,000 |
| Sebastian-Vero Beach, FL | 283 | $ 61,755,000 | $ 218,215 | $ 161,000 |
| Birmingham-Hoover, AL | 281 | $ 38,095,000 | $ 135,569 | $ 138,000 |
| Gainesville, FL | 280 | $ 41,250,000 | $ 147,321 | $ 119,000 |
| Killeen-Temple, TX | 275 | $ 25,545,000 | $ 92,890 | $ 111,000 |
| Louisville/Jefferson County, KY-IN | 269 | $ 38,535,000 | $ 143,252 | $ 148,728 |
| Hickory-Lenoir-Morganton, NC | 268 | $ 36,980,000 | $ 137,985 | $ 130,000 |
| Corpus Christi, TX | 266 | $ 32,830,000 | $ 123,421 | $ 118,000 |
| Homosassa Springs, FL | 266 | $ 29,520,000 | $ 110,977 | $ 84,000 |
| Santa Cruz-Watsonville, CA | 262 | $ 99,100,000 | $ 378,244 | $ 234,000 |
| Norwich-New London, CT | 260 | $ 39,060,000 | $ 150,230 | $ 145,000 |
| Syracuse, NY | 258 | $ 31,230,000 | $ 121,046 | $ 121,000 |
| Gainesville, GA | 256 | $ 31,950,000 | $ 124,804 | $ 112,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 256 | $ 73,960,000 | $ 288,906 | $ 208,000 |
| Charlottesville, VA | 253 | $ 59,295,000 | $ 234,367 | $ 187,000 |
| Bend-Redmond, OR | 241 | $ 61,955,000 | $ 257,074 | $ 195,000 |
| Gary, IN | 241 | $ 27,565,000 | $ 114,377 | $ 124,000 |
| Boise City, ID | 240 | $ 59,120,000 | $ 246,333 | $ 168,000 |
| Crestview-Fort Walton Beach-Destin, FL | 238 | $ 73,530,000 | $ 308,949 | $ 207,000 |
| Tallahassee, FL | 232 | $ 28,530,000 | $ 122,974 | $ 127,000 |
| Merced, CA | 229 | $ 25,205,000 | $ 110,065 | $ 94,000 |
| Salem, OR | 224 | $ 32,480,000 | $ 145,000 | $ 122,000 |
| Clarksville, TN-KY | 217 | $ 18,275,000 | $ 84,216 | $ 91,552 |
| Ocean City, NJ | 211 | $ 80,775,000 | $ 382,819 | $ 262,000 |
| Baton Rouge, LA | 210 | $ 23,550,000 | $ 112,142 | $ 141,000 |
| Prescott Valley-Prescott, AZ | 202 | $ 42,880,000 | $ 212,277 | $ 123,000 |
| Springfield, MO | 201 | $ 18,575,000 | $ 92,412 | $ 98,000 |
| Boulder, CO | 198 | $ 95,550,000 | $ 482,575 | $ 282,000 |
| Brownsville-Harlingen, TX | 194 | $ 16,510,000 | $ 85,103 | $ 95,000 |
| Des Moines-West Des Moines, IA | 186 | $ 20,600,000 | $ 110,752 | $ 128,000 |
| Milwaukee-Waukesha-West Allis, WI | 185 | $ 28,245,000 | $ 152,675 | $ 152,000 |
| Olympia-Tumwater, WA | 174 | $ 33,020,000 | $ 189,770 | $ 136,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 174 | $ 19,260,000 | $ 110,689 | $ 108,000 |
| Macon-Bibb County, GA | 167 | $ 14,945,000 | $ 89,491 | $ 90,000 |
| Athens-Clarke County, GA | 166 | $ 20,360,000 | $ 122,650 | $ 124,000 |
| The Villages, FL | 164 | $ 25,660,000 | $ 156,463 | $ 104,000 |
| Provo-Orem, UT | 162 | $ 60,120,000 | $ 371,111 | $ 225,000 |
| Omaha-Council Bluffs, NE-IA | 158 | $ 22,460,000 | $ 142,151 | $ 157,443 |
| Kennewick-Richland, WA | 157 | $ 24,425,000 | $ 155,573 | $ 137,000 |
| Lansing-East Lansing, MI | 155 | $ 14,595,000 | $ 94,161 | $ 86,000 |
| Chico, CA | 150 | $ 16,720,000 | $ 111,466 | $ 120,000 |
| Huntsville, AL | 149 | $ 23,305,000 | $ 156,409 | $ 156,000 |
| Madera, CA | 147 | $ 19,135,000 | $ 130,170 | $ 115,000 |
| Waco, TX | 146 | $ 13,840,000 | $ 94,794 | $ 137,000 |
| Napa, CA | 145 | $ 41,055,000 | $ 283,137 | $ 212,000 |
| Kingston, NY | 143 | $ 28,595,000 | $ 199,965 | $ 196,000 |
| Ogden-Clearfield, UT | 143 | $ 29,725,000 | $ 207,867 | $ 168,000 |
| Redding, CA | 142 | $ 16,970,000 | $ 119,507 | $ 119,000 |
| Vineland-Bridgeton, NJ | 142 | $ 11,320,000 | $ 79,718 | $ 87,000 |
| Anchorage, AK | 139 | $ 17,915,000 | $ 128,884 | $ 166,000 |
| Coeur D'Alene, ID | 139 | $ 39,075,000 | $ 281,115 | $ 171,000 |
| Lynchburg, VA | 138 | $ 14,190,000 | $ 102,826 | $ 110,000 |
| Urban Honolulu, HI | 138 | $ 51,820,000 | $ 375,507 | $ 223,000 |
| Jacksonville, NC | 137 | $ 13,305,000 | $ 97,116 | $ 103,000 |
| Laredo, TX | 137 | $ 11,745,000 | $ 85,729 | $ 116,000 |
| Tyler, TX | 136 | $ 18,650,000 | $ 137,132 | $ 137,000 |
| Greeley, CO | 135 | $ 19,175,000 | $ 142,037 | $ 141,000 |
| Akron, OH | 133 | $ 15,135,000 | $ 113,796 | $ 127,000 |
| Bellingham, WA | 133 | $ 29,185,000 | $ 219,436 | $ 166,000 |
| Las Cruces, NM | 131 | $ 13,295,000 | $ 101,488 | $ 106,000 |
| Eugene, OR | 129 | $ 25,425,000 | $ 197,093 | $ 157,000 |
| Lake Havasu City-Kingman, AZ | 129 | $ 17,225,000 | $ 133,527 | $ 91,000 |
| Lexington-Fayette, KY | 129 | $ 25,405,000 | $ 196,937 | $ 149,000 |
| Santa Fe, NM | 127 | $ 46,155,000 | $ 363,425 | $ 223,000 |
| Dayton-Springfield-Kettering, OH | 126 | $ 14,780,000 | $ 117,301 | $ 159,000 |
| Burlington, NC | 122 | $ 10,680,000 | $ 87,540 | $ 78,000 |
| East Stroudsburg, PA | 122 | $ 16,260,000 | $ 133,278 | $ 143,000 |
| Columbus, GA-AL | 120 | $ 9,510,000 | $ 79,250 | $ 113,625 |
| Yuba City, CA | 119 | $ 11,305,000 | $ 95,000 | $ 113,000 |
| Hagerstown-Martinsburg, MD-WV | 118 | $ 9,620,000 | $ 81,525 | $ 120,983 |
| Lancaster, PA | 118 | $ 16,240,000 | $ 137,627 | $ 138,000 |
| Fort Collins, CO | 117 | $ 27,415,000 | $ 234,316 | $ 178,000 |
| York-Hanover, PA | 117 | $ 11,305,000 | $ 96,623 | $ 118,000 |
| Lubbock, TX | 116 | $ 12,310,000 | $ 106,120 | $ 165,000 |
| Brunswick, GA | 114 | $ 35,380,000 | $ 310,350 | $ 172,000 |
| Mount Vernon-Anacortes, WA | 112 | $ 18,340,000 | $ 163,750 | $ 124,000 |
| Jackson, MS | 111 | $ 11,115,000 | $ 100,135 | $ 119,000 |
| Valdosta, GA | 111 | $ 7,305,000 | $ 65,810 | $ 91,000 |
| Sebring, FL | 108 | $ 9,290,000 | $ 86,018 | $ 90,000 |
| Flagstaff, AZ | 107 | $ 33,685,000 | $ 314,813 | $ 200,000 |
| California-Lexington Park, MD | 106 | $ 14,560,000 | $ 137,358 | $ 144,000 |
| Roanoke, VA | 106 | $ 16,190,000 | $ 152,735 | $ 154,000 |
| Beaumont-Port Arthur, TX | 104 | $ 10,690,000 | $ 102,788 | $ 105,000 |
| Warner Robins, GA | 103 | $ 8,965,000 | $ 87,038 | $ 104,000 |
| Greenville, NC | 100 | $ 9,660,000 | $ 96,600 | $ 105,000 |
| New Bern, NC | 99 | $ 11,505,000 | $ 116,212 | $ 103,000 |
| Midland, TX | 96 | $ 15,860,000 | $ 165,208 | $ 165,000 |
| Peoria, IL | 95 | $ 6,815,000 | $ 71,736 | $ 105,000 |
| Reading, PA | 95 | $ 8,875,000 | $ 93,421 | $ 122,000 |
| El Centro, CA | 93 | $ 8,755,000 | $ 94,139 | $ 100,000 |
| Gulfport-Biloxi-Pascagoula, MS | 92 | $ 10,590,000 | $ 115,108 | $ 123,000 |
| Harrisburg-Carlisle, PA | 91 | $ 11,295,000 | $ 124,120 | $ 135,000 |
| Amarillo, TX | 90 | $ 9,070,000 | $ 100,777 | $ 117,000 |
| Dover, DE | 90 | $ 8,910,000 | $ 99,000 | $ 109,000 |
| College Station-Bryan, TX | 89 | $ 11,965,000 | $ 134,438 | $ 131,000 |
| Daphne-Fairhope-Foley, AL | 89 | $ 18,985,000 | $ 213,314 | $ 161,000 |
| Mobile, AL | 85 | $ 9,065,000 | $ 106,647 | $ 113,000 |
| Dalton, GA | 84 | $ 7,880,000 | $ 93,809 | $ 99,000 |
| Sherman-Denison, TX | 82 | $ 11,700,000 | $ 142,682 | $ 142,000 |
| Youngstown-Warren-Boardman, OH-PA | 82 | $ 7,380,000 | $ 90,000 | $ 95,365 |
| Toledo, OH | 81 | $ 7,435,000 | $ 91,790 | $ 110,000 |
| Flint, MI | 80 | $ 11,320,000 | $ 141,500 | $ 109,000 |
| Sierra Vista-Douglas, AZ | 77 | $ 6,705,000 | $ 87,077 | $ 89,000 |
| Rockford, IL | 76 | $ 7,470,000 | $ 98,289 | $ 100,000 |
| Yakima, WA | 76 | $ 8,030,000 | $ 105,657 | $ 119,000 |
| Lafayette, LA | 75 | $ 5,435,000 | $ 72,466 | $ 109,000 |
| Panama City, FL | 75 | $ 14,485,000 | $ 193,133 | $ 162,000 |
| Hanford-Corcoran, CA | 72 | $ 15,480,000 | $ 215,000 | $ 162,000 |
| Florence, SC | 70 | $ 6,100,000 | $ 87,142 | $ 93,000 |
| Montgomery, AL | 69 | $ 5,855,000 | $ 84,855 | $ 114,000 |
| Canton-Massillon, OH | 67 | $ 7,865,000 | $ 117,388 | $ 139,000 |
| Evansville, IN-KY | 67 | $ 10,345,000 | $ 154,402 | $ 159,343 |
| Wenatchee, WA | 65 | $ 14,905,000 | $ 229,307 | $ 192,000 |
| Utica-Rome, NY | 64 | $ 6,610,000 | $ 103,281 | $ 97,000 |
| Yuma, AZ | 62 | $ 4,470,000 | $ 72,096 | $ 97,000 |
| Madison, WI | 61 | $ 12,495,000 | $ 204,836 | $ 193,000 |
| South Bend-Mishawaka, IN-MI | 60 | $ 11,380,000 | $ 189,666 | $ 162,866 |
| Topeka, KS | 60 | $ 4,250,000 | $ 70,833 | $ 89,000 |
| Fort Wayne, IN | 59 | $ 6,345,000 | $ 107,542 | $ 136,000 |
| Longview, TX | 59 | $ 8,515,000 | $ 144,322 | $ 153,000 |
| Odessa, TX | 59 | $ 5,715,000 | $ 96,864 | $ 109,000 |
| Columbia, MO | 57 | $ 9,415,000 | $ 165,175 | $ 127,000 |
| Monroe, MI | 56 | $ 4,520,000 | $ 80,714 | $ 93,000 |
| Niles-Benton Harbor, MI | 56 | $ 22,130,000 | $ 395,178 | $ 299,000 |
| Abilene, TX | 55 | $ 5,345,000 | $ 97,181 | $ 128,000 |
| Carson City, NV | 55 | $ 7,245,000 | $ 131,727 | $ 120,000 |
| Shreveport-Bossier City, LA | 53 | $ 7,045,000 | $ 132,924 | $ 132,000 |
| Medford, OR | 52 | $ 9,100,000 | $ 175,000 | $ 149,000 |
| Lewiston-Auburn, ME | 51 | $ 4,755,000 | $ 93,235 | $ 103,000 |
| Billings, MT | 50 | $ 11,540,000 | $ 230,800 | $ 165,000 |
| Corvallis, OR | 49 | $ 10,315,000 | $ 210,510 | $ 157,000 |
| Grand Junction, CO | 48 | $ 5,790,000 | $ 120,625 | $ 127,000 |
| Albany, OR | 47 | $ 6,275,000 | $ 133,510 | $ 122,000 |
| Jonesboro, AR | 47 | $ 5,215,000 | $ 110,957 | $ 100,000 |
| Longview, WA | 47 | $ 6,405,000 | $ 136,276 | $ 109,000 |
| Duluth, MN-WI | 46 | $ 6,810,000 | $ 148,043 | $ 130,521 |
| Lawrence, KS | 46 | $ 5,400,000 | $ 117,391 | $ 132,000 |
| St. George, UT | 46 | $ 17,300,000 | $ 376,086 | $ 233,000 |
| Winchester, VA-WV | 46 | $ 4,730,000 | $ 102,826 | $ 126,869 |
| Auburn-Opelika, AL | 43 | $ 6,055,000 | $ 140,813 | $ 129,000 |
| Blacksburg-Christiansburg-Radford, VA | 43 | $ 5,235,000 | $ 121,744 | $ 138,000 |
| Pittsfield, MA | 43 | $ 9,465,000 | $ 220,116 | $ 219,000 |
| Jackson, MI | 42 | $ 5,110,000 | $ 121,666 | $ 122,000 |
| Johnson City, TN | 42 | $ 4,490,000 | $ 106,904 | $ 117,000 |
| Lincoln, NE | 42 | $ 9,040,000 | $ 215,238 | $ 149,000 |
| Harrisonburg, VA | 41 | $ 5,125,000 | $ 125,000 | $ 118,000 |
| Kalamazoo-Portage, MI | 41 | $ 6,495,000 | $ 158,414 | $ 135,000 |
| Sioux Falls, SD | 41 | $ 7,705,000 | $ 187,926 | $ 160,000 |
| Fort Smith, AR-OK | 40 | $ 4,370,000 | $ 109,250 | $ 94,000 |
| Kingsport-Bristol-Bristol, TN-VA | 40 | $ 4,260,000 | $ 106,500 | $ 104,400 |
| Farmington, NM | 39 | $ 2,555,000 | $ 65,512 | $ 87,000 |
| Houma-Thibodaux, LA | 39 | $ 4,175,000 | $ 107,051 | $ 106,000 |
| Kahului-Wailuku-Lahaina, HI | 39 | $ 16,885,000 | $ 432,948 | $ 277,000 |
| Missoula, MT | 39 | $ 7,735,000 | $ 198,333 | $ 130,000 |
| Glens Falls, NY | 38 | $ 14,740,000 | $ 387,894 | $ 252,000 |
| Huntington-Ashland, WV-KY-OH | 38 | $ 2,490,000 | $ 65,526 | $ 90,736 |
| Sumter, SC | 38 | $ 4,170,000 | $ 109,736 | $ 113,000 |
| Monroe, LA | 37 | $ 4,895,000 | $ 132,297 | $ 124,000 |
| Rochester, MN | 37 | $ 4,305,000 | $ 116,351 | $ 151,000 |
| Chambersburg-Waynesboro, PA | 36 | $ 3,920,000 | $ 108,888 | $ 91,000 |
| Hot Springs, AR | 36 | $ 3,260,000 | $ 90,555 | $ 78,000 |
| Tuscaloosa, AL | 36 | $ 2,640,000 | $ 73,333 | $ 106,000 |
| Albany, GA | 35 | $ 1,715,000 | $ 49,000 | $ 78,000 |
| Green Bay, WI | 35 | $ 5,395,000 | $ 154,142 | $ 161,000 |
| Pine Bluff, AR | 35 | $ 1,875,000 | $ 53,571 | $ 57,000 |
| Texarkana, TX-AR | 35 | $ 2,105,000 | $ 60,142 | $ 84,714 |
| Cleveland, TN | 34 | $ 3,210,000 | $ 94,411 | $ 120,000 |
| Davenport-Moline-Rock Island, IA-IL | 34 | $ 4,100,000 | $ 120,588 | $ 104,058 |
| Pueblo, CO | 34 | $ 3,010,000 | $ 88,529 | $ 100,000 |
| Bangor, ME | 33 | $ 3,265,000 | $ 98,939 | $ 134,000 |
| Lake Charles, LA | 32 | $ 4,710,000 | $ 147,187 | $ 122,000 |
| Rocky Mount, NC | 32 | $ 2,660,000 | $ 83,125 | $ 76,000 |
| Wichita Falls, TX | 32 | $ 2,030,000 | $ 63,437 | $ 83,000 |
| State College, PA | 31 | $ 5,425,000 | $ 175,000 | $ 178,000 |
| Michigan City-La Porte, IN | 30 | $ 6,460,000 | $ 215,333 | $ 145,000 |
| Rome, GA | 30 | $ 3,080,000 | $ 102,666 | $ 97,000 |
| Staunton-Waynesboro, VA | 29 | $ 3,155,000 | $ 108,793 | $ 65,000 |
| Morristown, TN | 28 | $ 3,920,000 | $ 140,000 | $ 117,000 |
| Muskegon, MI | 28 | $ 3,980,000 | $ 142,142 | $ 119,000 |
| Racine, WI | 28 | $ 2,070,000 | $ 73,928 | $ 89,000 |
| Binghamton, NY | 27 | $ 3,105,000 | $ 115,000 | $ 97,000 |
| Bloomington, IN | 27 | $ 4,625,000 | $ 171,296 | $ 130,000 |
| Bowling Green, KY | 27 | $ 3,215,000 | $ 119,074 | $ 126,000 |
| Burlington-South Burlington, VT | 27 | $ 5,585,000 | $ 206,851 | $ 324,000 |
| Charleston, WV | 27 | $ 2,245,000 | $ 83,148 | $ 121,000 |
| Gettysburg, PA | 27 | $ 3,295,000 | $ 122,037 | $ 115,000 |
| Hinesville, GA | 27 | $ 2,575,000 | $ 95,370 | $ 76,000 |
| Joplin, MO | 27 | $ 2,155,000 | $ 79,814 | $ 90,000 |
| Walla Walla, WA | 27 | $ 3,375,000 | $ 125,000 | $ 117,000 |
| Fairbanks, AK | 26 | $ 2,540,000 | $ 97,692 | $ 159,000 |
| Florence-Muscle Shoals, AL | 26 | $ 2,610,000 | $ 100,384 | $ 87,000 |
| Great Falls, MT | 26 | $ 2,290,000 | $ 88,076 | $ 127,000 |
| Hammond, LA | 26 | $ 1,940,000 | $ 74,615 | $ 98,000 |
| Hattiesburg, MS | 26 | $ 3,650,000 | $ 140,384 | $ 103,000 |
| San Angelo, TX | 26 | $ 2,030,000 | $ 78,076 | $ 107,000 |
| Champaign-Urbana, IL | 24 | $ 3,400,000 | $ 141,666 | $ 164,000 |
| Goldsboro, NC | 24 | $ 3,630,000 | $ 151,250 | $ 99,000 |
| Lebanon, PA | 24 | $ 4,090,000 | $ 170,416 | $ 213,000 |
| Bloomington, IL | 23 | $ 2,445,000 | $ 106,304 | $ 173,000 |
| Elizabethtown-Fort Knox, KY | 23 | $ 1,735,000 | $ 75,434 | $ 96,000 |
| Lawton, OK | 23 | $ 1,945,000 | $ 84,565 | $ 93,000 |
| Victoria, TX | 23 | $ 3,115,000 | $ 135,434 | $ 122,000 |
| Cedar Rapids, IA | 22 | $ 1,050,000 | $ 47,727 | $ 95,000 |
| Jackson, TN | 22 | $ 1,670,000 | $ 75,909 | $ 98,000 |
| Janesville-Beloit, WI | 22 | $ 1,930,000 | $ 87,727 | $ 101,000 |
| Kankakee, IL | 22 | $ 1,700,000 | $ 77,272 | $ 98,000 |
| Lafayette-West Lafayette, IN | 22 | $ 2,730,000 | $ 124,090 | $ 104,000 |
| Ames, IA | 21 | $ 3,345,000 | $ 159,285 | $ 138,000 |
| Erie, PA | 21 | $ 1,995,000 | $ 95,000 | $ 153,000 |
| Idaho Falls, ID | 21 | $ 3,105,000 | $ 147,857 | $ 118,000 |
| Logan, UT-ID | 21 | $ 3,515,000 | $ 167,380 | $ 115,000 |
| Morgantown, WV | 20 | $ 2,610,000 | $ 130,500 | $ 135,000 |
| Saginaw, MI | 20 | $ 2,150,000 | $ 107,500 | $ 111,000 |
| Sheboygan, WI | 20 | $ 2,570,000 | $ 128,500 | $ 142,000 |
| Cape Girardeau, MO-IL | 19 | $ 2,025,000 | $ 106,578 | $ 107,000 |
| Carbondale-Marion, IL | 19 | $ 1,245,000 | $ 65,526 | $ 148,000 |
| Cheyenne, WY | 19 | $ 1,935,000 | $ 101,842 | $ 111,000 |
| Dothan, AL | 19 | $ 1,875,000 | $ 98,684 | $ 86,000 |
| Elkhart-Goshen, IN | 19 | $ 1,545,000 | $ 81,315 | $ 107,000 |
| Grants Pass, OR | 19 | $ 2,855,000 | $ 150,263 | $ 100,000 |
| Sioux City, IA-NE-SD | 19 | $ 1,135,000 | $ 59,736 | $ 122,052 |
| Weirton-Steubenville, WV-OH | 19 | $ 1,395,000 | $ 73,421 | $ 65,368 |
| Wheeling, WV-OH | 19 | $ 2,795,000 | $ 147,105 | $ 113,210 |
| Anniston-Oxford-Jacksonville, AL | 18 | $ 1,500,000 | $ 83,333 | $ 87,000 |
| Appleton, WI | 18 | $ 2,710,000 | $ 150,555 | $ 148,000 |
| Decatur, AL | 18 | $ 1,210,000 | $ 67,222 | $ 88,000 |
| Alexandria, LA | 17 | $ 1,125,000 | $ 66,176 | $ 105,000 |
| Muncie, IN | 17 | $ 935,000 | $ 55,000 | $ 85,000 |
| Springfield, IL | 17 | $ 2,365,000 | $ 139,117 | $ 274,000 |
| Rapid City, SD | 16 | $ 1,190,000 | $ 74,375 | $ 115,000 |
| Springfield, OH | 16 | $ 900,000 | $ 56,250 | $ 83,000 |
| St. Joseph, MO-KS | 16 | $ 1,540,000 | $ 96,250 | $ 92,000 |
| Terre Haute, IN | 16 | $ 720,000 | $ 45,000 | $ 58,000 |
| Twin Falls, ID | 16 | $ 2,510,000 | $ 156,875 | $ 116,000 |
| Watertown-Fort Drum, NY | 16 | $ 1,900,000 | $ 118,750 | $ 113,000 |
| Battle Creek, MI | 15 | $ 1,485,000 | $ 99,000 | $ 77,000 |
| Fargo, ND-MN | 15 | $ 1,755,000 | $ 117,000 | $ 113,400 |
| Ithaca, NY | 15 | $ 3,015,000 | $ 201,000 | $ 156,000 |
| Manhattan, KS | 15 | $ 1,195,000 | $ 79,666 | $ 93,000 |
| Mansfield, OH | 15 | $ 1,205,000 | $ 80,333 | $ 88,000 |
| Bismarck, ND | 14 | $ 950,000 | $ 67,857 | $ 90,000 |
| Columbus, IN | 14 | $ 1,460,000 | $ 104,285 | $ 93,000 |
| Cumberland, MD-WV | 14 | $ 920,000 | $ 65,714 | $ 133,000 |
| Johnstown, PA | 14 | $ 630,000 | $ 45,000 | $ 78,000 |
| Owensboro, KY | 14 | $ 910,000 | $ 65,000 | $ 84,000 |
| Pocatello, ID | 14 | $ 3,200,000 | $ 228,571 | $ 92,000 |
| Elmira, NY | 13 | $ 955,000 | $ 73,461 | $ 75,000 |
| Gadsden, AL | 13 | $ 945,000 | $ 72,692 | $ 86,000 |
| Jefferson City, MO | 13 | $ 1,055,000 | $ 81,153 | $ 113,000 |
| La Crosse-Onalaska, WI-MN | 13 | $ 1,125,000 | $ 86,538 | $ 110,230 |
| Lima, OH | 13 | $ 1,165,000 | $ 89,615 | $ 125,000 |
| Oshkosh-Neenah, WI | 13 | $ 3,225,000 | $ 248,076 | $ 175,000 |
| Beckley, WV | 12 | $ 870,000 | $ 72,500 | $ 63,000 |
| Parkersburg-Vienna, WV | 12 | $ 700,000 | $ 58,333 | $ 96,000 |
| Wausau, WI | 12 | $ 1,110,000 | $ 92,500 | $ 100,000 |
| Williamsport, PA | 11 | $ 1,445,000 | $ 131,363 | $ 158,000 |
| Lewiston, ID-WA | 10 | $ 760,000 | $ 76,000 | $ 109,500 |
| Mankato-North Mankato, MN | 10 | $ 1,940,000 | $ 194,000 | $ 258,000 |
| Bloomsburg-Berwick, PA | 9 | $ 1,295,000 | $ 143,888 | $ 182,000 |
| Decatur, IL | 9 | $ 315,000 | $ 35,000 | $ 73,000 |
| Grand Forks, ND-MN | 9 | $ 395,000 | $ 43,888 | $ 133,111 |
| Iowa City, IA | 9 | $ 2,055,000 | $ 228,333 | $ 180,000 |
| Bay City, MI | 8 | $ 580,000 | $ 72,500 | $ 55,000 |
| Eau Claire, WI | 8 | $ 810,000 | $ 101,250 | $ 119,000 |
| Enid, OK | 8 | $ 660,000 | $ 82,500 | $ 102,000 |
| Kokomo, IN | 8 | $ 430,000 | $ 53,750 | $ 65,000 |
| Midland, MI | 8 | $ 1,100,000 | $ 137,500 | $ 108,000 |
| Danville, IL | 7 | $ 385,000 | $ 55,000 | $ 173,000 |
| Altoona, PA | 6 | $ 470,000 | $ 78,333 | $ 140,000 |
| Casper, WY | 6 | $ 1,730,000 | $ 288,333 | $ 163,000 |
| Dubuque, IA | 6 | $ 800,000 | $ 133,333 | $ 118,000 |
| Fond Du Lac, WI | 6 | $ 360,000 | $ 60,000 | $ 131,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 425,000 | $ 85,000 | $ 388,000 |
| St. Cloud, MN | 4 | $ 330,000 | $ 82,500 | $ 92,000 |
| Grand Island, NE | 2 | $ 60,000 | $ 30,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Bank of America NA in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 122,999 | $14,428,025,000 | $117,000 | $7,005,000 | $143,000 | $9,745,000 |
| Home Purchase | 63,255 | $33,352,495,000 | $527,000 | $52,505,000 | $220,000 | $9,353,000 |
| Other Purpose | 57,018 | $8,832,620,000 | $154,000 | $28,005,000 | $152,000 | $9,654,000 |
| Refinancing | 23,871 | $6,145,675,000 | $257,000 | $35,005,000 | $175,000 | $9,961,000 |
| Cash-out Refinancing | 3,124 | $1,455,700,000 | $465,000 | $52,005,000 | $170,000 | $6,739,000 |
| Not Applicable | 1,707 | $437,435,000 | $256,000 | $1,685,000 | $52,000 | $875,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 137,366 | $30,979,530,000 | $225,000 | $28,005,000 | $178,000 | $9,745,000 |
| Hispanic | 39,895 | $5,769,735,000 | $144,000 | $12,955,000 | $116,000 | $9,360,000 |
| Black or African American | 26,643 | $3,722,375,000 | $139,000 | $13,255,000 | $112,000 | $8,125,000 |
| Not Provided | 25,597 | $6,347,815,000 | $247,000 | $25,205,000 | $189,000 | $9,961,000 |
| Asian | 21,387 | $8,215,995,000 | $384,000 | $9,005,000 | $203,000 | $9,654,000 |
| Not applicable | 8,917 | $5,783,005,000 | $648,000 | $52,505,000 | $99,000 | $1,466,000 |
| American Indian or Alaskan Native | 2,121 | $315,935,000 | $148,000 | $3,185,000 | $134,000 | $3,951,000 |
| Native Hawaiian or Other Pacific Islander | 290 | $44,450,000 | $153,000 | $4,705,000 | $136,000 | $2,309,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 267,725 | $63,505,525,000 | $237,000 | $52,505,000 | $166,000 | $9,961,000 |
| FHA-insured (Federal Housing Administration) | 4,056 | $1,092,100,000 | $269,000 | $1,415,000 | $89,000 | $1,235,000 |
| VA-guaranteed (Veterans Administration) | 185 | $53,665,000 | $290,000 | $1,695,000 | $112,000 | $584,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $660,000 | $82,000 | $205,000 | $46,000 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 125,153 | $18,443,155,000 | $147,000 | $52,005,000 | $127,000 | $9,654,000 |
| Loan Originated | 91,846 | $28,452,070,000 | $309,000 | $52,505,000 | $204,000 | $9,961,000 |
| File Closed For Incompleteness | 19,519 | $2,862,205,000 | $146,000 | $20,005,000 | $184,000 | $9,360,000 |
| Application Withdrawn By Applicant | 14,189 | $3,977,955,000 | $280,000 | $40,005,000 | $200,000 | $8,400,000 |
| Loan Purchased By The Institution | 8,368 | $3,255,300,000 | $389,000 | $2,975,000 | $99,000 | $1,466,000 |
| Preapproval Approved but not Accepted | 5,981 | $4,257,105,000 | $711,000 | $25,205,000 | $231,000 | $9,013,000 |
| Application Approved But Not Accepted | 4,801 | $2,396,315,000 | $499,000 | $24,375,000 | $232,000 | $5,014,000 |
| Preapproval Denied by Financial Institution | 2,117 | $1,007,845,000 | $476,000 | $9,605,000 | $118,000 | $2,781,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 144,704 | $45,200,950,000 | $312,000 | $52,505,000 | $200,000 | $9,961,000 |
| Debt-To-Income Ratio | 58,032 | $10,718,790,000 | $184,000 | $16,695,000 | $94,000 | $2,384,000 |
| Credit History | 47,881 | $4,427,175,000 | $92,000 | $15,005,000 | $126,000 | $8,823,000 |
| Collateral | 11,340 | $2,273,890,000 | $200,000 | $52,005,000 | $242,000 | $8,700,000 |
| Unverifiable Information | 4,773 | $776,925,000 | $162,000 | $6,005,000 | $191,000 | $7,893,000 |
| Other | 3,998 | $659,040,000 | $164,000 | $9,605,000 | $181,000 | $9,654,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 975 | $517,775,000 | $531,000 | $3,665,000 | $305,000 | $5,037,000 |
| Employment History | 269 | $77,055,000 | $286,000 | $1,905,000 | $136,000 | $1,072,000 |
| Credit Application Incomplete | 2 | $350,000 | $175,000 | $185,000 | $90,000 | $113,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America NA's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of America NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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