Bank Of The West
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Bank Of The West 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Bank Of The West
180 Montgomery Street
San Francisco, CA 94104
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 33,042
Total Mortgage Loan Application Amount $9,409,980,000
Average Mortgage Loan Application Amount $286,400
Highest Mortgage Loan Application Amount $6,505,000
Average Applicant Income $160,400
Highest Applicant Income $9,380,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Bank Of The West. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of The West's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Bank Of The West's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of The West serves its applicants.

Each category highlights the total number of mortgage applications processed by Bank Of The West, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of The West's mortgage activity for 2018.

Mortgage Loan Application Totals for Bank Of The West by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 5,836 $ 2,093,430,000 $ 358,000 $ 193,000
Orange County California 1,513 $ 640,295,000 $ 423,000 $ 253,000
Santa Clara County California 1,492 $ 757,120,000 $ 507,000 $ 202,000
Alameda County California 1,352 $ 526,880,000 $ 389,000 $ 175,000
Contra Costa County California 1,068 $ 358,840,000 $ 335,000 $ 160,000
San Joaquin County California 825 $ 161,335,000 $ 195,000 $ 115,000
Stanislaus County California 745 $ 129,875,000 $ 174,000 $ 125,000
Clark County Nevada 694 $ 141,210,000 $ 203,000 $ 168,000
Jefferson County Colorado 611 $ 130,985,000 $ 214,000 $ 121,000
San Bernardino County California 541 $ 121,435,000 $ 224,000 $ 150,000
San Mateo County California 535 $ 328,225,000 $ 613,000 $ 256,000
Denver County Colorado 525 $ 132,005,000 $ 251,000 $ 136,000
San Diego County California 521 $ 241,335,000 $ 463,000 $ 261,000
Riverside County California 498 $ 140,310,000 $ 281,000 $ 196,000
Sonoma County California 489 $ 145,665,000 $ 297,000 $ 147,000
Arapahoe County Colorado 480 $ 93,790,000 $ 195,000 $ 124,000
Bernalillo County New Mexico 452 $ 57,620,000 $ 127,000 $ 89,000
San Francisco County California 446 $ 252,410,000 $ 565,000 $ 246,000
Maricopa County Arizona 412 $ 95,650,000 $ 232,000 $ 140,000
Douglas County Nebraska 408 $ 54,270,000 $ 133,000 $ 102,000
Sacramento County California 404 $ 99,370,000 $ 245,000 $ 153,000
Adams County Colorado 370 $ 66,420,000 $ 179,000 $ 100,000
Fresno County California 338 $ 60,580,000 $ 179,000 $ 128,000
Solano County California 303 $ 60,685,000 $ 200,000 $ 134,000
Pima County Arizona 280 $ 45,810,000 $ 163,000 $ 99,000
Ventura County California 275 $ 90,185,000 $ 327,000 $ 192,000
Multnomah County Oregon 267 $ 74,935,000 $ 280,000 $ 150,000
Santa Cruz County California 235 $ 68,735,000 $ 292,000 $ 162,000
Polk County Iowa 229 $ 25,745,000 $ 112,000 $ 91,000
Washington County Oregon 222 $ 50,270,000 $ 226,000 $ 150,000
Washoe County Nevada 217 $ 56,895,000 $ 262,000 $ 134,000
Boulder County Colorado 208 $ 63,130,000 $ 303,000 $ 162,000
Douglas County Colorado 206 $ 61,370,000 $ 297,000 $ 188,000
Clackamas County Oregon 204 $ 47,550,000 $ 233,000 $ 132,000
Sedgwick County Kansas 197 $ 20,005,000 $ 101,000 $ 120,000
Placer County California 184 $ 56,740,000 $ 308,000 $ 194,000
Tulare County California 183 $ 30,505,000 $ 166,000 $ 110,000
Jackson County Missouri 168 $ 21,140,000 $ 125,000 $ 86,000
King County Washington 160 $ 76,560,000 $ 478,000 $ 182,000
Santa Barbara County California 157 $ 71,395,000 $ 454,000 $ 313,000
Pinal County Arizona 156 $ 18,740,000 $ 120,000 $ 79,000
El Dorado County California 152 $ 45,720,000 $ 300,000 $ 165,000
Marin County California 150 $ 100,220,000 $ 668,000 $ 327,000
Kern County California 146 $ 23,170,000 $ 158,000 $ 159,000
Napa County California 146 $ 46,800,000 $ 320,000 $ 177,000
Salt Lake County Utah 141 $ 35,675,000 $ 253,000 $ 161,000
Monterey County California 140 $ 49,550,000 $ 353,000 $ 192,000
Ada County Idaho 134 $ 28,570,000 $ 213,000 $ 141,000
Weld County Colorado 130 $ 23,500,000 $ 180,000 $ 104,000
Lancaster County Nebraska 126 $ 14,560,000 $ 115,000 $ 76,000
Larimer County Colorado 121 $ 28,435,000 $ 235,000 $ 143,000
Butte County California 116 $ 12,460,000 $ 107,000 $ 90,000
Nevada County California 115 $ 25,075,000 $ 218,000 $ 137,000
Sandoval County New Mexico 114 $ 13,730,000 $ 120,000 $ 120,000
Mesa County Colorado 113 $ 16,285,000 $ 144,000 $ 96,000
Sarpy County Nebraska 106 $ 10,550,000 $ 99,000 $ 100,000
Oklahoma County Oklahoma 100 $ 9,750,000 $ 97,000 $ 76,000
Canyon County Idaho 99 $ 16,355,000 $ 165,000 $ 86,000
Lincoln County Oregon 92 $ 14,350,000 $ 155,000 $ 99,000
Linn County Iowa 90 $ 7,130,000 $ 79,000 $ 72,000
Summit County Colorado 88 $ 35,600,000 $ 404,000 $ 186,000
Lake County California 85 $ 12,335,000 $ 145,000 $ 94,000
Pierce County Washington 85 $ 22,225,000 $ 261,000 $ 187,000
Tulsa County Oklahoma 83 $ 9,035,000 $ 108,000 $ 130,000
Gunnison County Colorado 82 $ 35,180,000 $ 429,000 $ 188,000
Johnson County Kansas 82 $ 14,370,000 $ 175,000 $ 147,000
Dona Ana County New Mexico 82 $ 10,090,000 $ 123,000 $ 66,000
Merced County California 78 $ 15,170,000 $ 194,000 $ 150,000
Yolo County California 76 $ 17,070,000 $ 224,000 $ 143,000
Laramie County Wyoming 74 $ 9,980,000 $ 134,000 $ 115,000
El Paso County Colorado 73 $ 13,845,000 $ 189,000 $ 220,000
Dallas County Texas 65 $ 8,895,000 $ 136,000 $ 0
Harris County Texas 62 $ 9,010,000 $ 145,000 $ 97,000
Kings County California 61 $ 5,965,000 $ 97,000 $ 112,000
Grand County Colorado 61 $ 19,065,000 $ 312,000 $ 150,000
Boone County Iowa 60 $ 5,140,000 $ 85,000 $ 65,000
Montrose County Colorado 55 $ 7,295,000 $ 132,000 $ 91,000
Elbert County Colorado 54 $ 13,900,000 $ 257,000 $ 161,000
Spokane County Washington 54 $ 8,130,000 $ 150,000 $ 232,000
Lyon County Nevada 51 $ 7,335,000 $ 143,000 $ 104,000
Tarrant County Texas 51 $ 6,935,000 $ 135,000 $ 0
Park County Colorado 49 $ 8,645,000 $ 176,000 $ 90,000
Dallas County Iowa 49 $ 7,815,000 $ 159,000 $ 163,000
Valencia County New Mexico 49 $ 5,535,000 $ 112,000 $ 85,000
Clay County Missouri 47 $ 5,365,000 $ 114,000 $ 84,000
Box Butte County Nebraska 46 $ 4,280,000 $ 93,000 $ 76,000
Anoka County Minnesota 45 $ 6,035,000 $ 134,000 $ 100,000
Garfield County Oklahoma 45 $ 3,405,000 $ 75,000 $ 165,000
Cowley County Kansas 44 $ 3,350,000 $ 76,000 $ 74,000
Santa Fe County New Mexico 44 $ 9,420,000 $ 214,000 $ 172,000
Columbia County Oregon 44 $ 6,420,000 $ 145,000 $ 81,000
Marion County Oregon 44 $ 8,910,000 $ 202,000 $ 128,000
Harvey County Kansas 43 $ 2,805,000 $ 65,000 $ 62,000
Davis County Utah 42 $ 12,670,000 $ 301,000 $ 187,000
Calaveras County California 41 $ 9,015,000 $ 219,000 $ 124,000
San Benito County California 41 $ 11,305,000 $ 275,000 $ 179,000
Cass County North Dakota 41 $ 5,495,000 $ 134,000 $ 78,000
Fremont County Wyoming 41 $ 5,845,000 $ 142,000 $ 81,000
Winneshiek County Iowa 38 $ 3,440,000 $ 90,000 $ 72,000
Duval County Florida 37 $ 4,515,000 $ 122,000 $ 0
Lyon County Minnesota 37 $ 4,255,000 $ 115,000 $ 81,000
Benton County Washington 37 $ 6,805,000 $ 183,000 $ 105,000
San Luis Obispo County California 36 $ 15,890,000 $ 441,000 $ 298,000
Douglas County Nevada 36 $ 10,940,000 $ 303,000 $ 166,000
Wasco County Oregon 36 $ 7,760,000 $ 215,000 $ 78,000
Chaffee County Colorado 35 $ 6,825,000 $ 195,000 $ 119,000
Clark County Washington 35 $ 8,175,000 $ 233,000 $ 146,000
Albany County Wyoming 35 $ 6,425,000 $ 183,000 $ 130,000
Broomfield County Colorado 34 $ 7,690,000 $ 226,000 $ 108,000
Las Animas County Colorado 34 $ 3,490,000 $ 102,000 $ 57,000
Franklin County Kansas 34 $ 2,950,000 $ 86,000 $ 65,000
Moffat County Colorado 33 $ 3,665,000 $ 111,000 $ 77,000
Morgan County Colorado 33 $ 5,125,000 $ 155,000 $ 124,000
Routt County Colorado 33 $ 9,905,000 $ 300,000 $ 189,000
Platte County Missouri 33 $ 3,765,000 $ 114,000 $ 142,000
Weber County Utah 33 $ 9,995,000 $ 302,000 $ 283,000
Thurston County Washington 33 $ 5,745,000 $ 174,000 $ 129,000
Delta County Colorado 32 $ 3,360,000 $ 105,000 $ 64,000
Buffalo County Nebraska 32 $ 4,620,000 $ 144,000 $ 81,000
Clay County South Dakota 32 $ 4,480,000 $ 140,000 $ 103,000
Hillsborough County Florida 31 $ 4,625,000 $ 149,000 $ 0
Utah County Utah 31 $ 18,995,000 $ 612,000 $ 240,000
Snohomish County Washington 31 $ 12,895,000 $ 415,000 $ 140,000
Cleveland County Oklahoma 30 $ 4,370,000 $ 145,000 $ 115,000
Bexar County Texas 30 $ 3,850,000 $ 128,000 $ 0
Lincoln County Wyoming 30 $ 3,710,000 $ 123,000 $ 114,000
Sweetwater County Wyoming 30 $ 3,190,000 $ 106,000 $ 78,000
Warren County Iowa 29 $ 3,555,000 $ 122,000 $ 78,000
Butler County Kansas 29 $ 2,545,000 $ 87,000 $ 106,000
Canadian County Oklahoma 29 $ 3,745,000 $ 129,000 $ 109,000
Ford County Kansas 28 $ 2,630,000 $ 93,000 $ 73,000
Yakima County Washington 28 $ 3,490,000 $ 124,000 $ 106,000
Carson City County Nevada 27 $ 5,785,000 $ 214,000 $ 96,000
Kittitas County Washington 27 $ 5,745,000 $ 212,000 $ 99,000
Mohave County Arizona 26 $ 5,100,000 $ 196,000 $ 141,000
Yavapai County Arizona 26 $ 4,240,000 $ 163,000 $ 83,000
Tuolumne County California 26 $ 4,810,000 $ 185,000 $ 146,000
Otter Tail County Minnesota 26 $ 5,980,000 $ 230,000 $ 145,000
Cass County Missouri 26 $ 4,400,000 $ 169,000 $ 119,000
Decatur County Iowa 25 $ 1,865,000 $ 74,000 $ 48,000
Carbon County Wyoming 25 $ 3,725,000 $ 149,000 $ 104,000
Sheridan County Wyoming 25 $ 3,275,000 $ 131,000 $ 90,000
Carroll County Iowa 24 $ 1,550,000 $ 64,000 $ 65,000
Lincoln County Nebraska 24 $ 2,260,000 $ 94,000 $ 85,000
Madera County California 23 $ 3,285,000 $ 142,000 $ 117,000
Finney County Kansas 23 $ 1,765,000 $ 76,000 $ 52,000
Hall County Nebraska 23 $ 1,705,000 $ 74,000 $ 72,000
Pontotoc County Oklahoma 23 $ 2,225,000 $ 96,000 $ 91,000
Sutter County California 22 $ 4,780,000 $ 217,000 $ 101,000
Clear Creek County Colorado 22 $ 10,350,000 $ 470,000 $ 155,000
Eagle County Colorado 22 $ 17,440,000 $ 792,000 $ 240,000
Logan County Colorado 22 $ 2,100,000 $ 95,000 $ 139,000
Hennepin County Minnesota 22 $ 5,220,000 $ 237,000 $ 115,000
Morrison County Minnesota 22 $ 2,680,000 $ 121,000 $ 76,000
Grant County Minnesota 21 $ 1,525,000 $ 72,000 $ 73,000
Swift County Minnesota 21 $ 1,755,000 $ 83,000 $ 80,000
Fort Bend County Texas 21 $ 3,345,000 $ 159,000 $ 0
Gila County Arizona 20 $ 1,860,000 $ 93,000 $ 93,000
Pueblo County Colorado 20 $ 2,030,000 $ 101,000 $ 93,000
Barton County Kansas 20 $ 1,010,000 $ 50,000 $ 62,000
Ramsey County Minnesota 20 $ 3,350,000 $ 167,000 $ 101,000
Stearns County Minnesota 20 $ 2,390,000 $ 119,000 $ 115,000
Platte County Nebraska 20 $ 2,020,000 $ 101,000 $ 61,000
Seminole County Oklahoma 20 $ 1,870,000 $ 93,000 $ 74,000
Umatilla County Oregon 20 $ 2,320,000 $ 116,000 $ 72,000
Apache County Arizona 19 $ 2,595,000 $ 136,000 $ 90,000
Navajo County Arizona 19 $ 1,675,000 $ 88,000 $ 83,000
Natrona County Wyoming 19 $ 2,235,000 $ 117,000 $ 104,000
Blaine County Idaho 18 $ 8,160,000 $ 453,000 $ 182,000
Cook County Illinois 18 $ 7,150,000 $ 397,000 $ 5,000
Pottawattamie County Iowa 18 $ 2,180,000 $ 121,000 $ 70,000
Sheridan County Nebraska 18 $ 1,100,000 $ 61,000 $ 64,000
Franklin County Washington 18 $ 3,760,000 $ 208,000 $ 69,000
Anchorage County Alaska 17 $ 2,495,000 $ 146,000 $ 0
Coconino County Arizona 17 $ 3,775,000 $ 222,000 $ 115,000
Orange County Florida 17 $ 2,565,000 $ 150,000 $ 0
Twin Falls County Idaho 17 $ 1,315,000 $ 77,000 $ 100,000
Clay County Minnesota 17 $ 1,895,000 $ 111,000 $ 71,000
Dodge County Nebraska 17 $ 1,445,000 $ 85,000 $ 72,000
Elko County Nevada 17 $ 2,085,000 $ 122,000 $ 0
Deschutes County Oregon 17 $ 7,855,000 $ 462,000 $ 258,000
Potter County South Dakota 17 $ 2,625,000 $ 154,000 $ 66,000
Montgomery County Tennessee 17 $ 1,355,000 $ 79,000 $ 0
Kitsap County Washington 17 $ 3,665,000 $ 215,000 $ 117,000
Platte County Wyoming 17 $ 3,315,000 $ 195,000 $ 137,000
Yuba County California 16 $ 1,680,000 $ 105,000 $ 70,000
Phillips County Colorado 16 $ 1,570,000 $ 98,000 $ 79,000
Harrison County Iowa 16 $ 1,540,000 $ 96,000 $ 75,000
Teton County Wyoming 16 $ 7,140,000 $ 446,000 $ 173,000
Matanuska-Susitna County Alaska 15 $ 1,875,000 $ 125,000 $ 0
Mendocino County California 15 $ 6,515,000 $ 434,000 $ 364,000
Shasta County California 15 $ 2,395,000 $ 159,000 $ 112,000
Johnson County Iowa 15 $ 1,845,000 $ 123,000 $ 77,000
Story County Iowa 15 $ 1,385,000 $ 92,000 $ 79,000
Richland County North Dakota 15 $ 1,405,000 $ 93,000 $ 76,000
Payne County Oklahoma 15 $ 1,215,000 $ 81,000 $ 93,000
Travis County Texas 15 $ 2,635,000 $ 175,000 $ 0
Kit Carson County Colorado 14 $ 1,670,000 $ 119,000 $ 65,000
Chatham County Georgia 14 $ 1,460,000 $ 104,000 $ 0
Elmore County Idaho 14 $ 1,350,000 $ 96,000 $ 128,000
Houston County Minnesota 14 $ 2,110,000 $ 150,000 $ 82,000
Nobles County Minnesota 14 $ 1,370,000 $ 97,000 $ 58,000
Churchill County Nevada 14 $ 2,360,000 $ 168,000 $ 62,000
Bonneville County Idaho 13 $ 1,435,000 $ 110,000 $ 186,000
Kootenai County Idaho 13 $ 3,495,000 $ 268,000 $ 377,000
Gage County Nebraska 13 $ 1,105,000 $ 85,000 $ 67,000
Beadle County South Dakota 13 $ 715,000 $ 55,000 $ 37,000
Washburn County Wisconsin 13 $ 1,535,000 $ 118,000 $ 66,000
Niobrara County Wyoming 13 $ 1,025,000 $ 78,000 $ 55,000
Sublette County Wyoming 13 $ 2,865,000 $ 220,000 $ 59,000
Uinta County Wyoming 13 $ 1,185,000 $ 91,000 $ 62,000
Cobb County Georgia 12 $ 1,500,000 $ 125,000 $ 0
Bannock County Idaho 12 $ 1,050,000 $ 87,000 $ 0
Madison County Iowa 12 $ 1,260,000 $ 105,000 $ 90,000
Reno County Kansas 12 $ 920,000 $ 76,000 $ 87,000
Wyandotte County Kansas 12 $ 2,050,000 $ 170,000 $ 53,000
Dakota County Minnesota 12 $ 1,700,000 $ 141,000 $ 124,000
Stevens County Minnesota 12 $ 540,000 $ 45,000 $ 82,000
Cass County Nebraska 12 $ 2,450,000 $ 204,000 $ 99,000
Dawes County Nebraska 12 $ 1,240,000 $ 103,000 $ 82,000
Carter County Oklahoma 12 $ 1,760,000 $ 146,000 $ 75,000
Wagoner County Oklahoma 12 $ 1,340,000 $ 111,000 $ 72,000
Lane County Oregon 12 $ 2,390,000 $ 199,000 $ 96,000
Malheur County Oregon 12 $ 1,950,000 $ 162,000 $ 90,000
El Paso County Texas 12 $ 1,250,000 $ 104,000 $ 0
Summit County Utah 12 $ 15,490,000 $ 1,290,000 $ 816,000
Miami-Dade County Florida 11 $ 2,265,000 $ 205,000 $ 0
Edgecombe County North Carolina 11 $ 1,405,000 $ 127,000 $ 0
Kay County Oklahoma 11 $ 1,025,000 $ 93,000 $ 38,000
Yamhill County Oregon 11 $ 2,555,000 $ 232,000 $ 116,000
Denton County Texas 11 $ 2,735,000 $ 248,000 $ 0
Williamson County Texas 11 $ 1,495,000 $ 135,000 $ 0
Tooele County Utah 11 $ 1,455,000 $ 132,000 $ 45,000
Milwaukee County Wisconsin 11 $ 1,725,000 $ 156,000 $ 4,519,000
Mono County California 10 $ 2,670,000 $ 267,000 $ 382,000
Clay County Florida 10 $ 1,020,000 $ 102,000 $ 0
Davis County Iowa 10 $ 1,050,000 $ 105,000 $ 72,000
Shelby County Iowa 10 $ 850,000 $ 85,000 $ 78,000
Fillmore County Minnesota 10 $ 810,000 $ 81,000 $ 52,000
Washington County Nebraska 10 $ 1,760,000 $ 176,000 $ 127,000
Nye County Nevada 10 $ 1,680,000 $ 168,000 $ 0
Fall River County South Dakota 10 $ 970,000 $ 97,000 $ 62,000
Park County Wyoming 10 $ 1,560,000 $ 156,000 $ 72,000
Fremont County Colorado 9 $ 2,245,000 $ 249,000 $ 125,000
Teller County Colorado 9 $ 2,105,000 $ 233,000 $ 98,000
Manatee County Florida 9 $ 1,305,000 $ 145,000 $ 0
Gem County Idaho 9 $ 1,155,000 $ 128,000 $ 129,000
Jerome County Idaho 9 $ 835,000 $ 92,000 $ 0
Lincoln County Minnesota 9 $ 465,000 $ 51,000 $ 70,000
Logan County Oklahoma 9 $ 755,000 $ 83,000 $ 67,000
Sarasota County Florida 8 $ 1,130,000 $ 141,000 $ 0
St. Johns County Florida 8 $ 1,090,000 $ 136,000 $ 0
Pawnee County Kansas 8 $ 480,000 $ 60,000 $ 39,000
Saunders County Nebraska 8 $ 1,120,000 $ 140,000 $ 120,000
Stark County North Dakota 8 $ 970,000 $ 121,000 $ 88,000
Tillamook County Oregon 8 $ 1,320,000 $ 165,000 $ 108,000
Union County South Dakota 8 $ 1,290,000 $ 161,000 $ 120,000
Mariposa County California 7 $ 1,095,000 $ 156,000 $ 76,000
Ouray County Colorado 7 $ 2,875,000 $ 410,000 $ 213,000
Polk County Florida 7 $ 975,000 $ 139,000 $ 0
DeKalb County Georgia 7 $ 905,000 $ 129,000 $ 0
Teton County Idaho 7 $ 1,745,000 $ 249,000 $ 114,000
Cottonwood County Minnesota 7 $ 715,000 $ 102,000 $ 87,000
Murray County Minnesota 7 $ 995,000 $ 142,000 $ 93,000
Traverse County Minnesota 7 $ 495,000 $ 70,000 $ 53,000
Washington County Minnesota 7 $ 2,115,000 $ 302,000 $ 119,000
Cherry County Nebraska 7 $ 295,000 $ 42,000 $ 84,000
Jefferson County Nebraska 7 $ 315,000 $ 45,000 $ 78,000
Madison County Nebraska 7 $ 585,000 $ 83,000 $ 58,000
Scotts Bluff County Nebraska 7 $ 935,000 $ 133,000 $ 77,000
Humboldt County Nevada 7 $ 525,000 $ 75,000 $ 0
Creek County Oklahoma 7 $ 795,000 $ 113,000 $ 126,000
Woods County Oklahoma 7 $ 485,000 $ 69,000 $ 48,000
Clatsop County Oregon 7 $ 6,185,000 $ 883,000 $ 150,000
Polk County Oregon 7 $ 935,000 $ 133,000 $ 54,000
Charles Mix County South Dakota 7 $ 1,035,000 $ 147,000 $ 80,000
Whatcom County Washington 7 $ 1,665,000 $ 237,000 $ 158,000
Campbell County Wyoming 7 $ 795,000 $ 113,000 $ 86,000
Sierra County California 6 $ 830,000 $ 138,000 $ 110,000
Garfield County Colorado 6 $ 2,270,000 $ 378,000 $ 137,000
Jones County Iowa 6 $ 320,000 $ 53,000 $ 56,000
Wapello County Iowa 6 $ 290,000 $ 48,000 $ 77,000
Jackson County Minnesota 6 $ 1,080,000 $ 180,000 $ 89,000
Meeker County Minnesota 6 $ 820,000 $ 136,000 $ 71,000
Pope County Minnesota 6 $ 810,000 $ 135,000 $ 77,000
Scott County Minnesota 6 $ 1,620,000 $ 270,000 $ 122,000
Wilkin County Minnesota 6 $ 600,000 $ 100,000 $ 66,000
St. Louis County Missouri 6 $ 1,120,000 $ 186,000 $ 140,000
Douglas County Oregon 6 $ 3,740,000 $ 623,000 $ 497,000
Josephine County Oregon 6 $ 2,530,000 $ 421,000 $ 435,000
Sumner County Tennessee 6 $ 860,000 $ 143,000 $ 0
Montgomery County Texas 6 $ 930,000 $ 155,000 $ 0
Washington County Utah 6 $ 2,030,000 $ 338,000 $ 150,000
Island County Washington 6 $ 1,220,000 $ 203,000 $ 104,000
Klickitat County Washington 6 $ 1,740,000 $ 290,000 $ 66,000
Mason County Washington 6 $ 1,080,000 $ 180,000 $ 97,000
Stevens County Washington 6 $ 1,230,000 $ 205,000 $ 167,000
Racine County Wisconsin 6 $ 2,400,000 $ 400,000 $ 0
Converse County Wyoming 6 $ 900,000 $ 150,000 $ 100,000
La Plata County Colorado 5 $ 1,215,000 $ 243,000 $ 314,000
New Haven County Connecticut 5 $ 695,000 $ 139,000 $ 0
Broward County Florida 5 $ 1,045,000 $ 209,000 $ 0
Palm Beach County Florida 5 $ 1,115,000 $ 223,000 $ 0
Marion County Iowa 5 $ 545,000 $ 109,000 $ 69,000
Mills County Iowa 5 $ 325,000 $ 65,000 $ 99,000
Ringgold County Iowa 5 $ 495,000 $ 99,000 $ 84,000
Sumner County Kansas 5 $ 305,000 $ 61,000 $ 86,000
Crow Wing County Minnesota 5 $ 595,000 $ 119,000 $ 360,000
McLeod County Minnesota 5 $ 1,225,000 $ 245,000 $ 66,000
Camden County Missouri 5 $ 1,155,000 $ 231,000 $ 166,000
Morrill County Nebraska 5 $ 445,000 $ 89,000 $ 77,000
Mayes County Oklahoma 5 $ 625,000 $ 125,000 $ 89,000
Muskogee County Oklahoma 5 $ 1,285,000 $ 257,000 $ 149,000
Jefferson County Oregon 5 $ 625,000 $ 125,000 $ 199,000
Douglas County South Dakota 5 $ 315,000 $ 63,000 $ 61,000
Box Elder County Utah 5 $ 655,000 $ 131,000 $ 0
Cowlitz County Washington 5 $ 725,000 $ 145,000 $ 73,000
Waukesha County Wisconsin 5 $ 1,165,000 $ 233,000 $ 113,000
Washakie County Wyoming 5 $ 375,000 $ 75,000 $ 44,000
Amador County California 4 $ 1,020,000 $ 255,000 $ 129,000
Colusa County California 4 $ 1,120,000 $ 280,000 $ 163,000
Plumas County California 4 $ 1,020,000 $ 255,000 $ 113,000
Archuleta County Colorado 4 $ 1,420,000 $ 355,000 $ 222,000
Gilpin County Colorado 4 $ 1,080,000 $ 270,000 $ 85,000
Huerfano County Colorado 4 $ 880,000 $ 220,000 $ 128,000
Pinellas County Florida 4 $ 560,000 $ 140,000 $ 0
St. Lucie County Florida 4 $ 470,000 $ 117,000 $ 0
Bingham County Idaho 4 $ 370,000 $ 92,000 $ 0
Allamakee County Iowa 4 $ 270,000 $ 67,000 $ 80,000
Appanoose County Iowa 4 $ 440,000 $ 110,000 $ 80,000
Woodbury County Iowa 4 $ 2,650,000 $ 662,000 $ 136,000
Douglas County Kansas 4 $ 640,000 $ 160,000 $ 101,000
Norman County Minnesota 4 $ 310,000 $ 77,000 $ 94,000
Johnson County Missouri 4 $ 570,000 $ 142,000 $ 100,000
Ray County Missouri 4 $ 1,200,000 $ 300,000 $ 99,000
Cheyenne County Nebraska 4 $ 350,000 $ 87,000 $ 47,000
Knox County Nebraska 4 $ 250,000 $ 62,000 $ 50,000
Storey County Nevada 4 $ 810,000 $ 202,000 $ 0
Socorro County New Mexico 4 $ 960,000 $ 240,000 $ 90,000
Torrance County New Mexico 4 $ 230,000 $ 57,000 $ 42,000
Golden Valley County North Dakota 4 $ 170,000 $ 42,000 $ 71,000
Delaware County Oklahoma 4 $ 1,130,000 $ 282,000 $ 82,000
Lincoln County Oklahoma 4 $ 320,000 $ 80,000 $ 83,000
Okmulgee County Oklahoma 4 $ 320,000 $ 80,000 $ 57,000
Curry County Oregon 4 $ 950,000 $ 237,000 $ 77,000
Hood River County Oregon 4 $ 1,330,000 $ 332,000 $ 127,000
Jackson County Oregon 4 $ 720,000 $ 180,000 $ 106,000
Allegheny County Pennsylvania 4 $ 640,000 $ 160,000 $ 0
Minnehaha County South Dakota 4 $ 340,000 $ 85,000 $ 75,000
Davidson County Tennessee 4 $ 520,000 $ 130,000 $ 0
Wasatch County Utah 4 $ 1,260,000 $ 315,000 $ 189,000
Grant County Washington 4 $ 810,000 $ 202,000 $ 144,000
La Paz County Arizona 3 $ 535,000 $ 178,000 $ 69,000
Santa Cruz County Arizona 3 $ 1,985,000 $ 661,000 $ 191,000
Lassen County California 3 $ 355,000 $ 118,000 $ 246,000
Tehama County California 3 $ 375,000 $ 125,000 $ 58,000
Lake County Colorado 3 $ 745,000 $ 248,000 $ 310,000
Pitkin County Colorado 3 $ 1,445,000 $ 481,000 $ 133,000
Rio Grande County Colorado 3 $ 715,000 $ 238,000 $ 111,000
Saguache County Colorado 3 $ 215,000 $ 71,000 $ 27,000
Washington County Colorado 3 $ 115,000 $ 38,000 $ 38,000
Lee County Florida 3 $ 605,000 $ 201,000 $ 0
Gwinnett County Georgia 3 $ 395,000 $ 131,000 $ 0
Boundary County Idaho 3 $ 555,000 $ 185,000 $ 80,000
Payette County Idaho 3 $ 285,000 $ 95,000 $ 90,000
Valley County Idaho 3 $ 585,000 $ 195,000 $ 105,000
Washington County Idaho 3 $ 735,000 $ 245,000 $ 81,000
Benton County Iowa 3 $ 255,000 $ 85,000 $ 32,000
Buchanan County Iowa 3 $ 1,075,000 $ 358,000 $ 104,000
Crawford County Iowa 3 $ 395,000 $ 131,000 $ 76,000
Greene County Iowa 3 $ 125,000 $ 41,000 $ 50,000
Jasper County Iowa 3 $ 95,000 $ 31,000 $ 45,000
Marshall County Iowa 3 $ 225,000 $ 75,000 $ 54,000
Osceola County Iowa 3 $ 345,000 $ 115,000 $ 60,000
Poweshiek County Iowa 3 $ 305,000 $ 101,000 $ 146,000
Washington County Iowa 3 $ 185,000 $ 61,000 $ 39,000
Anderson County Kansas 3 $ 155,000 $ 51,000 $ 33,000
Gray County Kansas 3 $ 395,000 $ 131,000 $ 96,000
Marion County Kansas 3 $ 555,000 $ 185,000 $ 113,000
Miami County Kansas 3 $ 515,000 $ 171,000 $ 132,000
Becker County Minnesota 3 $ 325,000 $ 108,000 $ 70,000
Cass County Minnesota 3 $ 1,475,000 $ 491,000 $ 131,000
Chisago County Minnesota 3 $ 745,000 $ 248,000 $ 79,000
Hubbard County Minnesota 3 $ 435,000 $ 145,000 $ 202,000
Kandiyohi County Minnesota 3 $ 335,000 $ 111,000 $ 72,000
Lac qui Parle County Minnesota 3 $ 165,000 $ 55,000 $ 40,000
Olmsted County Minnesota 3 $ 345,000 $ 115,000 $ 53,000
Sherburne County Minnesota 3 $ 715,000 $ 238,000 $ 53,000
Greene County Missouri 3 $ 325,000 $ 108,000 $ 43,000
Texas County Missouri 3 $ 475,000 $ 158,000 $ 40,000
Butler County Nebraska 3 $ 435,000 $ 145,000 $ 163,000
Wayne County Nebraska 3 $ 305,000 $ 101,000 $ 140,000
Eddy County New Mexico 3 $ 865,000 $ 288,000 $ 120,000
Hughes County Oklahoma 3 $ 465,000 $ 155,000 $ 42,000
McClain County Oklahoma 3 $ 275,000 $ 91,000 $ 0
Pottawatomie County Oklahoma 3 $ 285,000 $ 95,000 $ 65,000
Washington County Oklahoma 3 $ 535,000 $ 178,000 $ 39,000
Benton County Oregon 3 $ 795,000 $ 265,000 $ 216,000
Linn County Oregon 3 $ 1,505,000 $ 501,000 $ 120,000
Clark County South Dakota 3 $ 185,000 $ 61,000 $ 40,000
Lawrence County South Dakota 3 $ 335,000 $ 111,000 $ 51,000
Lincoln County South Dakota 3 $ 1,515,000 $ 505,000 $ 88,000
Rutherford County Tennessee 3 $ 435,000 $ 145,000 $ 0
Williamson County Tennessee 3 $ 485,000 $ 161,000 $ 0
Collin County Texas 3 $ 685,000 $ 228,000 $ 0
Hidalgo County Texas 3 $ 1,215,000 $ 405,000 $ 0
Cache County Utah 3 $ 445,000 $ 148,000 $ 95,000
Grand County Utah 3 $ 655,000 $ 218,000 $ 148,000
Iron County Utah 3 $ 685,000 $ 228,000 $ 149,000
Clallam County Washington 3 $ 765,000 $ 255,000 $ 70,000
Jefferson County Washington 3 $ 815,000 $ 271,000 $ 142,000
Skagit County Washington 3 $ 365,000 $ 121,000 $ 68,000
Walla Walla County Washington 3 $ 445,000 $ 148,000 $ 131,000
Door County Wisconsin 3 $ 295,000 $ 98,000 $ 67,000
Sawyer County Wisconsin 3 $ 215,000 $ 71,000 $ 49,000
Goshen County Wyoming 3 $ 165,000 $ 55,000 $ 38,000
Johnson County Wyoming 3 $ 755,000 $ 251,000 $ 78,000
Del Norte County California 2 $ 230,000 $ 115,000 $ 150,000
Glenn County California 2 $ 350,000 $ 175,000 $ 45,000
Humboldt County California 2 $ 310,000 $ 155,000 $ 47,000
Siskiyou County California 2 $ 70,000 $ 35,000 $ 68,000
Rio Blanco County Colorado 2 $ 410,000 $ 205,000 $ 96,000
San Miguel County Colorado 2 $ 210,000 $ 105,000 $ 43,000
Martin County Florida 2 $ 260,000 $ 130,000 $ 0
Pasco County Florida 2 $ 350,000 $ 175,000 $ 0
Boise County Idaho 2 $ 170,000 $ 85,000 $ 77,000
Jefferson County Idaho 2 $ 300,000 $ 150,000 $ 20,000
Madison County Idaho 2 $ 230,000 $ 115,000 $ 0
Owyhee County Idaho 2 $ 260,000 $ 130,000 $ 97,000
Marion County Indiana 2 $ 1,340,000 $ 670,000 $ 0
Adair County Iowa 2 $ 220,000 $ 110,000 $ 61,000
Fayette County Iowa 2 $ 110,000 $ 55,000 $ 78,000
Howard County Iowa 2 $ 170,000 $ 85,000 $ 49,000
Keokuk County Iowa 2 $ 110,000 $ 55,000 $ 17,000
Sac County Iowa 2 $ 180,000 $ 90,000 $ 83,000
Scott County Iowa 2 $ 130,000 $ 65,000 $ 322,000
Webster County Iowa 2 $ 120,000 $ 60,000 $ 35,000
Dickinson County Kansas 2 $ 320,000 $ 160,000 $ 84,000
Edwards County Kansas 2 $ 80,000 $ 40,000 $ 44,000
Hodgeman County Kansas 2 $ 150,000 $ 75,000 $ 95,000
Kearny County Kansas 2 $ 170,000 $ 85,000 $ 104,000
Leavenworth County Kansas 2 $ 790,000 $ 395,000 $ 40,000
McPherson County Kansas 2 $ 40,000 $ 20,000 $ 139,000
Russell County Kansas 2 $ 170,000 $ 85,000 $ 89,000
Shawnee County Kansas 2 $ 1,060,000 $ 530,000 $ 51,000
Smith County Kansas 2 $ 210,000 $ 105,000 $ 158,000
Stafford County Kansas 2 $ 70,000 $ 35,000 $ 46,000
Douglas County Minnesota 2 $ 150,000 $ 75,000 $ 157,000
Isanti County Minnesota 2 $ 190,000 $ 95,000 $ 121,000
Renville County Minnesota 2 $ 300,000 $ 150,000 $ 115,000
Todd County Minnesota 2 $ 190,000 $ 95,000 $ 93,000
Yellow Medicine County Minnesota 2 $ 110,000 $ 55,000 $ 39,000
Harrison County Missouri 2 $ 260,000 $ 130,000 $ 46,000
Putnam County Missouri 2 $ 150,000 $ 75,000 $ 86,000
St. Louis City County Missouri 2 $ 320,000 $ 160,000 $ 102,000
Colfax County Nebraska 2 $ 130,000 $ 65,000 $ 100,000
Cuming County Nebraska 2 $ 30,000 $ 15,000 $ 32,000
Deuel County Nebraska 2 $ 160,000 $ 80,000 $ 112,000
Furnas County Nebraska 2 $ 160,000 $ 80,000 $ 39,000
Howard County Nebraska 2 $ 260,000 $ 130,000 $ 57,000
Keith County Nebraska 2 $ 100,000 $ 50,000 $ 30,000
Merrick County Nebraska 2 $ 310,000 $ 155,000 $ 36,000
Otoe County Nebraska 2 $ 60,000 $ 30,000 $ 91,000
Phelps County Nebraska 2 $ 270,000 $ 135,000 $ 72,000
Sherman County Nebraska 2 $ 130,000 $ 65,000 $ 66,000
Catron County New Mexico 2 $ 230,000 $ 115,000 $ 46,000
Cibola County New Mexico 2 $ 90,000 $ 45,000 $ 25,000
Lea County New Mexico 2 $ 140,000 $ 70,000 $ 230,000
Lincoln County New Mexico 2 $ 140,000 $ 70,000 $ 49,000
Luna County New Mexico 2 $ 270,000 $ 135,000 $ 40,000
San Juan County New Mexico 2 $ 390,000 $ 195,000 $ 58,000
Sierra County New Mexico 2 $ 160,000 $ 80,000 $ 58,000
Nash County North Carolina 2 $ 290,000 $ 145,000 $ 0
Grand Forks County North Dakota 2 $ 650,000 $ 325,000 $ 900,000
Grant County North Dakota 2 $ 510,000 $ 255,000 $ 78,000
Ward County North Dakota 2 $ 800,000 $ 400,000 $ 0
Grant County Oklahoma 2 $ 190,000 $ 95,000 $ 33,000
Johnston County Oklahoma 2 $ 130,000 $ 65,000 $ 33,000
Kingfisher County Oklahoma 2 $ 120,000 $ 60,000 $ 54,000
Love County Oklahoma 2 $ 130,000 $ 65,000 $ 57,000
Osage County Oklahoma 2 $ 120,000 $ 60,000 $ 50,000
Rogers County Oklahoma 2 $ 300,000 $ 150,000 $ 53,000
Sequoyah County Oklahoma 2 $ 190,000 $ 95,000 $ 25,000
Baker County Oregon 2 $ 30,000 $ 15,000 $ 15,000
Coos County Oregon 2 $ 560,000 $ 280,000 $ 180,000
Klamath County Oregon 2 $ 320,000 $ 160,000 $ 66,000
Sherman County Oregon 2 $ 300,000 $ 150,000 $ 66,000
Pennington County South Dakota 2 $ 110,000 $ 55,000 $ 32,000
Spink County South Dakota 2 $ 170,000 $ 85,000 $ 87,000
Wilson County Tennessee 2 $ 410,000 $ 205,000 $ 0
Cameron County Texas 2 $ 2,040,000 $ 1,020,000 $ 0
Kane County Utah 2 $ 510,000 $ 255,000 $ 149,000
Morgan County Utah 2 $ 1,590,000 $ 795,000 $ 1,025,000
Douglas County Washington 2 $ 290,000 $ 145,000 $ 25,000
Weston County Wyoming 2 $ 240,000 $ 120,000 $ 93,000
Calhoun County Alabama 1 $ 2,005,000 $ 2,005,000 $ 0
Yuma County Arizona 1 $ 185,000 $ 185,000 $ 31,000
Alpine County California 1 $ 295,000 $ 295,000 $ 126,000
Imperial County California 1 $ 175,000 $ 175,000 $ 172,000
Trinity County California 1 $ 185,000 $ 185,000 $ 93,000
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Mortgage Loan Application Detail Totals for Bank Of The West in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,812 $3,265,980,000 $370,000 $5,855,000 $197,000 $9,000,000
Other Purpose 6,888 $1,308,010,000 $189,000 $6,405,000 $167,000 $9,380,000
Refinancing 6,798 $2,158,510,000 $317,000 $6,505,000 $167,000 $8,890,000
Home Improvement 6,262 $918,620,000 $146,000 $2,505,000 $142,000 $5,064,000
Cash-out Refinancing 4,282 $1,758,860,000 $410,000 $5,005,000 $129,000 $6,002,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,953 $4,727,245,000 $278,000 $6,505,000 $160,000 $9,380,000
Not Provided 3,961 $1,204,545,000 $304,000 $5,905,000 $181,000 $9,000,000
Asian 3,871 $1,526,795,000 $394,000 $5,505,000 $193,000 $5,280,000
Not applicable 3,551 $872,455,000 $245,000 $5,855,000 $0 $0
Hispanic 3,358 $684,240,000 $203,000 $2,985,000 $115,000 $5,770,000
Black or African American 574 $148,000,000 $257,000 $1,655,000 $126,000 $4,200,000
American Indian or Alaskan Native 226 $45,090,000 $199,000 $1,405,000 $123,000 $1,611,000
Native Hawaiian or Other Pacific Islander 98 $19,770,000 $201,000 $935,000 $132,000 $488,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 32,283 $9,262,375,000 $286,000 $6,505,000 $164,000 $9,380,000
FHA-insured (Federal Housing Administration) 527 $100,145,000 $190,000 $695,000 $68,000 $463,000
VA-guaranteed (Veterans Administration) 216 $45,470,000 $210,000 $915,000 $70,000 $282,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,990,000 $124,000 $255,000 $49,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,605 $5,080,755,000 $273,000 $5,855,000 $180,000 $9,380,000
Application Denied By Financial Institution 9,740 $2,687,950,000 $275,000 $6,505,000 $139,000 $9,000,000
Application Withdrawn By Applicant 3,571 $1,376,815,000 $385,000 $6,405,000 $167,000 $6,711,000
Loan Purchased By The Institution 868 $187,400,000 $215,000 $935,000 $70,000 $886,000
Application Approved But Not Accepted 258 $77,060,000 $298,000 $2,495,000 $163,000 $919,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,302 $6,722,030,000 $288,000 $6,405,000 $173,000 $9,380,000
Debt-To-Income Ratio 4,578 $1,341,440,000 $293,000 $6,505,000 $91,000 $1,878,000
Credit History 1,245 $194,425,000 $156,000 $2,985,000 $126,000 $3,820,000
Credit Application Incomplete 1,198 $422,800,000 $352,000 $4,205,000 $177,000 $6,000,000
Unverifiable Information 1,028 $265,980,000 $258,000 $2,755,000 $236,000 $5,938,000
Collateral 981 $276,095,000 $281,000 $4,005,000 $192,000 $2,356,000
Other 601 $136,865,000 $227,000 $3,105,000 $192,000 $9,000,000
Employment History 54 $11,110,000 $205,000 $1,005,000 $135,000 $493,000
Insufficient Cash (Downpayment, Closing Cost) 53 $38,435,000 $725,000 $2,755,000 $178,000 $789,000
Mortgage Insurance Denied 2 $800,000 $400,000 $645,000 $126,000 $146,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of The West's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank Of The West's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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