Bankunited, FSB Mortgage Lending & HMDA Data, 2004

In 2004, Bankunited, FSB of Miami Lakes, FL reported 20,917 mortgage applications totaling $5.1 billion, up 11% from 2003. The average application was for $242,560, and applicants reported an average income of $113,107. 65% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (4,783), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (2,898) and Chicago-Naperville-Joliet, IL (1,679) (applications in parentheses).

Mortgage Company & Address Bankunited, FSB
7815 Nw 148th Street
Miami Lakes, FL 33016
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 20,917
Total Mortgage Loan Application Amount $5,073,648,000
Average Mortgage Loan Application Amount $242,560
Highest Mortgage Loan Application Amount $7,590,000
Average Applicant Income $113,107
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bankunited, FSB by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Dade, Florida 4,783 $ 1,232,256,000 $ 257,632 $ 129,000
Broward, Florida 2,898 $ 611,300,000 $ 210,938 $ 93,000
Palm Beach, Florida 1,636 $ 391,682,000 $ 239,414 $ 125,000
Cook, Illinois 1,178 $ 345,844,000 $ 293,585 $ 116,000
Polk, Florida 699 $ 108,654,000 $ 155,442 $ 89,000
Osceola, Florida 670 $ 117,301,000 $ 175,076 $ 108,000
Sarasota, Florida 499 $ 127,145,000 $ 254,799 $ 138,000
Hillsborough, Florida 433 $ 82,682,000 $ 190,951 $ 94,000
Lee, Florida 411 $ 86,709,000 $ 210,970 $ 117,000
Collier, Florida 407 $ 112,234,000 $ 275,759 $ 126,000
Pinellas, Florida 387 $ 85,922,000 $ 222,020 $ 119,000
Orange, Florida 376 $ 78,345,000 $ 208,364 $ 107,000
Fairfax, Virginia 355 $ 115,658,000 $ 325,797 $ 109,000
Manatee, Florida 287 $ 65,714,000 $ 228,968 $ 92,000
Montgomery, Maryland 253 $ 85,777,000 $ 339,039 $ 107,000
Lake, Florida 250 $ 41,005,000 $ 164,020 $ 92,000
Lake, Illinois 206 $ 66,381,000 $ 322,237 $ 126,000
DuPage, Illinois 195 $ 56,002,000 $ 287,189 $ 121,000
Prince George's, Maryland 165 $ 40,330,000 $ 244,424 $ 95,000
Monroe, Florida 148 $ 74,414,000 $ 502,797 $ 204,000
Pasco, Florida 145 $ 24,794,000 $ 170,993 $ 95,000
Anne Arundel, Maryland 127 $ 37,306,000 $ 293,748 $ 102,000
Prince William, Virginia 117 $ 32,029,000 $ 273,752 $ 95,000
Will, Illinois 114 $ 24,872,000 $ 218,175 $ 82,000
St. Lucie, Florida 107 $ 15,157,000 $ 141,654 $ 99,000
Kane, Illinois 101 $ 24,766,000 $ 245,207 $ 89,000
Seminole, Florida 97 $ 17,161,000 $ 176,917 $ 87,000
Bergen, New Jersey 95 $ 43,574,000 $ 458,673 $ 203,000
Brevard, Florida 88 $ 21,490,000 $ 244,204 $ 121,000
Loudoun, Virginia 82 $ 27,187,000 $ 331,548 $ 106,000
District of Columbia, District Of Columbia 74 $ 26,284,000 $ 355,189 $ 132,000
Howard, Maryland 69 $ 19,226,000 $ 278,637 $ 100,000
McHenry, Illinois 68 $ 14,051,000 $ 206,632 $ 76,000
Volusia, Florida 62 $ 11,952,000 $ 192,774 $ 110,000
Duval, Florida 61 $ 12,247,000 $ 200,770 $ 104,000
Baltimore, Maryland 60 $ 13,679,000 $ 227,983 $ 88,000
Fairfield, Connecticut 59 $ 22,106,000 $ 374,677 $ 124,000
Martin, Florida 56 $ 20,973,000 $ 374,517 $ 199,000
Lake, Indiana 55 $ 8,552,000 $ 155,490 $ 71,000
Charlotte, Florida 49 $ 11,570,000 $ 236,122 $ 148,000
Flagler, Florida 48 $ 9,525,000 $ 198,437 $ 88,000
Maricopa, Arizona 42 $ 12,234,000 $ 291,285 $ 134,000
Oakland, Michigan 40 $ 11,177,000 $ 279,425 $ 104,000
Hernando, Florida 37 $ 5,646,000 $ 152,594 $ 64,000
Frederick, Maryland 37 $ 10,484,000 $ 283,351 $ 97,000
Middlesex, Massachusetts 37 $ 12,654,000 $ 342,000 $ 94,000
St. Johns, Florida 36 $ 15,012,000 $ 417,000 $ 179,000
Porter, Indiana 34 $ 4,904,000 $ 144,235 $ 103,000
Jackson, Missouri 33 $ 5,136,000 $ 155,636 $ 79,000
Indian River, Florida 32 $ 5,502,000 $ 171,937 $ 102,000
Marion, Indiana 31 $ 5,228,000 $ 168,645 $ 88,000
Calvert, Maryland 31 $ 6,806,000 $ 219,548 $ 109,000
Monmouth, New Jersey 31 $ 11,155,000 $ 359,838 $ 108,000
Arlington, Virginia 31 $ 10,006,000 $ 322,774 $ 145,000
Leon, Florida 30 $ 3,885,000 $ 129,500 $ 117,000
St. Louis, Missouri 29 $ 6,993,000 $ 241,137 $ 107,000
DeKalb, Georgia 28 $ 4,890,000 $ 174,642 $ 77,000
Middlesex, New Jersey 28 $ 6,398,000 $ 228,500 $ 80,000
Nassau, New York 28 $ 13,155,000 $ 469,821 $ 186,000
Suffolk, New York 27 $ 10,629,000 $ 393,666 $ 176,000
Cuyahoga, Ohio 27 $ 3,456,000 $ 128,000 $ 56,000
Hamilton, Ohio 27 $ 4,947,000 $ 183,222 $ 105,000
Wayne, Michigan 25 $ 4,412,000 $ 176,480 $ 78,000
Greene, Missouri 24 $ 3,056,000 $ 127,333 $ 92,000
Summit, Ohio 24 $ 2,966,000 $ 123,583 $ 63,000
Essex, New Jersey 23 $ 8,289,000 $ 360,391 $ 116,000
Ocean, New Jersey 23 $ 6,560,000 $ 285,217 $ 116,000
Passaic, New Jersey 23 $ 6,867,000 $ 298,565 $ 96,000
St. Charles, Missouri 22 $ 3,713,000 $ 168,772 $ 73,000
Kings, New York 22 $ 8,479,000 $ 385,409 $ 122,000
New Haven, Connecticut 21 $ 5,127,000 $ 244,142 $ 74,000
Hamilton, Indiana 21 $ 5,686,000 $ 270,761 $ 73,000
Highlands, Florida 20 $ 3,179,000 $ 158,950 $ 121,000
Worcester, Massachusetts 20 $ 5,351,000 $ 267,550 $ 129,000
Horry, South Carolina 20 $ 6,919,000 $ 345,950 $ 227,000
Alachua, Florida 19 $ 2,344,000 $ 123,368 $ 96,000
Cobb, Georgia 19 $ 3,956,000 $ 208,210 $ 90,000
Burlington, New Jersey 19 $ 3,830,000 $ 201,578 $ 101,000
Alexandria, Virginia 18 $ 3,940,000 $ 218,888 $ 106,000
Johnson, Kansas 17 $ 3,220,000 $ 189,411 $ 91,000
Norfolk, Massachusetts 17 $ 4,668,000 $ 274,588 $ 107,000
Clay, Missouri 17 $ 3,563,000 $ 209,588 $ 85,000
Hudson, New Jersey 17 $ 3,939,000 $ 231,705 $ 90,000
Queens, New York 17 $ 7,131,000 $ 419,470 $ 122,000
Sussex, Delaware 16 $ 6,607,000 $ 412,937 $ 256,000
Kendall, Illinois 16 $ 3,119,000 $ 194,937 $ 69,000
Suffolk, Massachusetts 16 $ 7,193,000 $ 449,562 $ 206,000
Richmond, New York 16 $ 5,169,000 $ 323,062 $ 127,000
Jefferson, Colorado 15 $ 4,007,000 $ 267,133 $ 108,000
Gwinnett, Georgia 15 $ 3,201,000 $ 213,400 $ 100,000
Jefferson, Kentucky 15 $ 2,675,000 $ 178,333 $ 67,000
Baltimore City, Maryland 15 $ 2,430,000 $ 162,000 $ 92,000
Charles, Maryland 15 $ 3,604,000 $ 240,266 $ 82,000
Macomb, Michigan 15 $ 3,186,000 $ 212,400 $ 87,000
Morris, New Jersey 15 $ 4,745,000 $ 316,333 $ 103,000
Union, New Jersey 15 $ 4,107,000 $ 273,800 $ 70,000
Butler, Ohio 15 $ 1,557,000 $ 103,800 $ 68,000
Douglas, Colorado 14 $ 3,823,000 $ 273,071 $ 96,000
Fayette, Kentucky 14 $ 2,960,000 $ 211,428 $ 121,000
Essex, Massachusetts 14 $ 4,368,000 $ 312,000 $ 73,000
New York, New York 14 $ 10,694,000 $ 763,857 $ 703,000
Franklin, Ohio 14 $ 2,635,000 $ 188,214 $ 96,000
Lorain, Ohio 14 $ 3,678,000 $ 262,714 $ 62,000
Virginia Beach, Virginia 14 $ 3,510,000 $ 250,714 $ 91,000
Berkeley, West Virginia 14 $ 2,885,000 $ 206,071 $ 84,000
Fulton, Georgia 13 $ 5,768,000 $ 443,692 $ 236,000
LaSalle, Illinois 13 $ 2,920,000 $ 224,615 $ 80,000
Winnebago, Illinois 13 $ 959,000 $ 73,769 $ 113,000
Wake, North Carolina 13 $ 3,090,000 $ 237,692 $ 82,000
Bucks, Pennsylvania 13 $ 3,566,000 $ 274,307 $ 77,000
Montgomery, Pennsylvania 13 $ 4,613,000 $ 354,846 $ 133,000
Henrico, Virginia 13 $ 2,737,000 $ 210,538 $ 97,000
Jefferson, West Virginia 13 $ 2,778,000 $ 213,692 $ 102,000
Kanawha, West Virginia 13 $ 2,235,000 $ 171,923 $ 119,000
Citrus, Florida 12 $ 1,585,000 $ 132,083 $ 80,000
Marion, Florida 12 $ 1,815,000 $ 151,250 $ 195,000
Carroll, Maryland 12 $ 3,794,000 $ 316,166 $ 110,000
Atlantic, New Jersey 12 $ 2,984,000 $ 248,666 $ 113,000
Camden, New Jersey 12 $ 2,164,000 $ 180,333 $ 83,000
Cape May, New Jersey 12 $ 3,437,000 $ 286,416 $ 133,000
Mercer, New Jersey 12 $ 4,533,000 $ 377,750 $ 123,000
Philadelphia, Pennsylvania 12 $ 1,739,000 $ 144,916 $ 69,000
Arapahoe, Colorado 11 $ 3,527,000 $ 320,636 $ 124,000
Somerset, New Jersey 11 $ 3,477,000 $ 316,090 $ 85,000
Westchester, New York 11 $ 5,966,000 $ 542,363 $ 201,000
Medina, Ohio 11 $ 2,215,000 $ 201,363 $ 99,000
Stafford, Virginia 11 $ 3,327,000 $ 302,454 $ 69,000
Eagle, Colorado 10 $ 9,371,000 $ 937,100 $ 449,000
Santa Rosa, Florida 10 $ 1,574,000 $ 157,400 $ 62,000
Delaware, Pennsylvania 10 $ 2,195,000 $ 219,500 $ 83,000
Hampton, Virginia 10 $ 1,406,000 $ 140,600 $ 56,000
Denver, Colorado 9 $ 2,053,000 $ 228,111 $ 89,000
Summit, Colorado 9 $ 3,930,000 $ 436,666 $ 130,000
New Castle, Delaware 9 $ 2,306,000 $ 256,222 $ 125,000
Bay, Florida 9 $ 3,149,000 $ 349,888 $ 195,000
Allen, Indiana 9 $ 1,365,000 $ 151,666 $ 85,000
El Paso, Colorado 8 $ 2,799,000 $ 349,875 $ 97,000
Hartford, Connecticut 8 $ 2,809,000 $ 351,125 $ 148,000
Nassau, Florida 8 $ 2,183,000 $ 272,875 $ 116,000
Boone, Kentucky 8 $ 2,084,000 $ 260,500 $ 133,000
Queen Anne's, Maryland 8 $ 1,952,000 $ 244,000 $ 106,000
Talbot, Maryland 8 $ 5,851,000 $ 731,375 $ 345,000
Worcester, Maryland 8 $ 1,717,000 $ 214,625 $ 169,000
Davidson, Tennessee 8 $ 1,552,000 $ 194,000 $ 69,000
Pima, Arizona 7 $ 2,000,000 $ 285,714 $ 200,000
Adams, Colorado 7 $ 1,466,000 $ 209,428 $ 70,000
Middlesex, Connecticut 7 $ 1,736,000 $ 248,000 $ 115,000
Champaign, Illinois 7 $ 1,724,000 $ 246,285 $ 78,000
DeKalb, Illinois 7 $ 1,081,000 $ 154,428 $ 98,000
Hendricks, Indiana 7 $ 1,210,000 $ 172,857 $ 116,000
Wyandotte, Kansas 7 $ 1,069,000 $ 152,714 $ 52,000
Harford, Maryland 7 $ 1,437,000 $ 205,285 $ 59,000
Plymouth, Massachusetts 7 $ 1,779,000 $ 254,142 $ 60,000
Jefferson, Missouri 7 $ 917,000 $ 131,000 $ 124,000
Sussex, New Jersey 7 $ 2,381,000 $ 340,142 $ 190,000
Warren, New Jersey 7 $ 2,827,000 $ 403,857 $ 160,000
Delaware, Ohio 7 $ 1,722,000 $ 246,000 $ 127,000
Albemarle, Virginia 7 $ 2,813,000 $ 401,857 $ 168,000
Fairfax City, Virginia 7 $ 2,278,000 $ 325,428 $ 76,000
Manassas, Virginia 7 $ 1,336,000 $ 190,857 $ 90,000
Newport News, Virginia 7 $ 796,000 $ 113,714 $ 48,000
Okaloosa, Florida 6 $ 1,220,000 $ 203,333 $ 51,000
Walton, Florida 6 $ 2,659,000 $ 443,166 $ 291,000
Clayton, Georgia 6 $ 702,000 $ 117,000 $ 55,000
Johnson, Indiana 6 $ 1,353,000 $ 225,500 $ 80,000
Kosciusko, Indiana 6 $ 838,000 $ 139,666 $ 112,000
Cecil, Maryland 6 $ 1,354,000 $ 225,666 $ 112,000
Barnstable, Massachusetts 6 $ 1,249,000 $ 208,166 $ 77,000
Genesee, Michigan 6 $ 924,000 $ 154,000 $ 49,000
Stone, Missouri 6 $ 598,000 $ 99,666 $ 60,000
Bronx, New York 6 $ 1,200,000 $ 200,000 $ 134,000
Warren, Ohio 6 $ 1,216,000 $ 202,666 $ 64,000
Allegheny, Pennsylvania 6 $ 1,318,000 $ 219,666 $ 154,000
Chesapeake, Virginia 6 $ 1,016,000 $ 169,333 $ 70,000
Chesterfield, Virginia 6 $ 1,475,000 $ 245,833 $ 100,000
Fauquier, Virginia 6 $ 1,303,000 $ 217,166 $ 98,000
Frederick, Virginia 6 $ 1,279,000 $ 213,166 $ 92,000
Outagamie, Wisconsin 6 $ 1,748,000 $ 291,333 $ 96,000
Clay, Florida 5 $ 518,000 $ 103,600 $ 63,000
Sumter, Florida 5 $ 1,201,000 $ 240,200 $ 134,000
Boone, Illinois 5 $ 929,000 $ 185,800 $ 73,000
Clark, Indiana 5 $ 345,000 $ 69,000 $ 55,000
LaPorte, Indiana 5 $ 785,000 $ 157,000 $ 67,000
St. Mary's, Maryland 5 $ 1,019,000 $ 203,800 $ 34,000
Hampden, Massachusetts 5 $ 980,000 $ 196,000 $ 49,000
Hennepin, Minnesota 5 $ 1,903,000 $ 380,600 $ 55,000
Christian, Missouri 5 $ 849,000 $ 169,800 $ 70,000
Taney, Missouri 5 $ 906,000 $ 181,200 $ 85,000
Webster, Missouri 5 $ 585,000 $ 117,000 $ 60,000
Gloucester, New Jersey 5 $ 765,000 $ 153,000 $ 66,000
Putnam, New York 5 $ 1,427,000 $ 285,400 $ 82,000
Brunswick, North Carolina 5 $ 2,855,000 $ 571,000 $ 208,000
Mahoning, Ohio 5 $ 442,000 $ 88,400 $ 74,000
York, Pennsylvania 5 $ 689,000 $ 137,800 $ 59,000
Spotsylvania, Virginia 5 $ 1,559,000 $ 311,800 $ 97,000
Mohave, Arizona 4 $ 736,000 $ 184,000 $ 45,000
Yavapai, Arizona 4 $ 773,000 $ 193,250 $ 100,000
Boulder, Colorado 4 $ 1,931,000 $ 482,750 $ 277,000
Pitkin, Colorado 4 $ 7,285,000 $ 1,821,250 $ 1,159,000
Weld, Colorado 4 $ 750,000 $ 187,500 $ 55,000
Gulf, Florida 4 $ 2,129,000 $ 532,250 $ 167,000
Glynn, Georgia 4 $ 423,000 $ 105,750 $ 61,000
Kankakee, Illinois 4 $ 630,000 $ 157,500 $ 99,000
Franklin, Kansas 4 $ 442,000 $ 110,500 $ 72,000
Leavenworth, Kansas 4 $ 653,000 $ 163,250 $ 72,000
Kenton, Kentucky 4 $ 633,000 $ 158,250 $ 82,000
Washington, Maryland 4 $ 812,000 $ 203,000 $ 62,000
Livingston, Michigan 4 $ 901,000 $ 225,250 $ 159,000
Anoka, Minnesota 4 $ 832,000 $ 208,000 $ 46,000
Ramsey, Minnesota 4 $ 1,252,000 $ 313,000 $ 165,000
Franklin, Missouri 4 $ 476,000 $ 119,000 $ 125,000
Jasper, Missouri 4 $ 579,000 $ 144,750 $ 52,000
St. Louis City, Missouri 4 $ 368,000 $ 92,000 $ 52,000
Hunterdon, New Jersey 4 $ 1,745,000 $ 436,250 $ 133,000
Orange, New York 4 $ 813,000 $ 203,250 $ 85,000
Lake, Ohio 4 $ 581,000 $ 145,250 $ 67,000
Sevier, Tennessee 4 $ 907,000 $ 226,750 $ 82,000
Clarke, Virginia 4 $ 1,026,000 $ 256,500 $ 67,000
Culpeper, Virginia 4 $ 918,000 $ 229,500 $ 63,000
Manassas Park, Virginia 4 $ 1,284,000 $ 321,000 $ 90,000
Raleigh, West Virginia 4 $ 652,000 $ 163,000 $ 97,000
Kenosha, Wisconsin 4 $ 672,000 $ 168,000 $ 79,000
Ozaukee, Wisconsin 4 $ 1,914,000 $ 478,500 $ 165,000
Walworth, Wisconsin 4 $ 1,904,000 $ 476,000 $ 275,000
Grand, Colorado 3 $ 438,000 $ 146,000 $ 173,000
Suwannee, Florida 3 $ 437,000 $ 145,666 $ 106,000
Bartow, Georgia 3 $ 1,173,000 $ 391,000 $ 114,000
Sangamon, Illinois 3 $ 610,000 $ 203,333 $ 132,000
St. Clair, Illinois 3 $ 665,000 $ 221,666 $ 169,000
Tazewell, Illinois 3 $ 364,000 $ 121,333 $ 68,000
Dearborn, Indiana 3 $ 527,000 $ 175,666 $ 67,000
Elkhart, Indiana 3 $ 273,000 $ 91,000 $ 45,000
Henry, Indiana 3 $ 162,000 $ 54,000 $ 78,000
Marshall, Indiana 3 $ 1,053,000 $ 351,000 $ 150,000
Monroe, Indiana 3 $ 1,032,000 $ 344,000 $ 210,000
Owen, Indiana 3 $ 354,000 $ 118,000 $ 44,000
Tippecanoe, Indiana 3 $ 396,000 $ 132,000 $ 51,000
Douglas, Kansas 3 $ 607,000 $ 202,333 $ 75,000
Dorchester, Maryland 3 $ 393,000 $ 131,000 $ 61,000
Berrien, Michigan 3 $ 752,000 $ 250,666 $ 140,000
Kent, Michigan 3 $ 1,393,000 $ 464,333 $ 150,000
Roscommon, Michigan 3 $ 474,000 $ 158,000 $ 60,000
Olmsted, Minnesota 3 $ 418,000 $ 139,333 $ 75,000
Barton, Missouri 3 $ 203,000 $ 67,666 $ 43,000
Boone, Missouri 3 $ 362,000 $ 120,666 $ 127,000
Camden, Missouri 3 $ 390,000 $ 130,000 $ 160,000
Newton, Missouri 3 $ 347,000 $ 115,666 $ 87,000
Platte, Missouri 3 $ 763,000 $ 254,333 $ 103,000
Polk, Missouri 3 $ 270,000 $ 90,000 $ 38,000
Rockland, New York 3 $ 881,000 $ 293,666 $ 102,000
Ulster, New York 3 $ 360,000 $ 120,000 $ 33,000
Cherokee, North Carolina 3 $ 389,000 $ 129,666 $ 138,000
Currituck, North Carolina 3 $ 1,475,000 $ 491,666 $ 314,000
Dare, North Carolina 3 $ 1,358,000 $ 452,666 $ 210,000
Iredell, North Carolina 3 $ 913,000 $ 304,333 $ 147,000
Mecklenburg, North Carolina 3 $ 1,521,000 $ 507,000 $ 391,000
New Hanover, North Carolina 3 $ 417,000 $ 139,000 $ 49,000
Athens, Ohio 3 $ 276,000 $ 92,000 $ 31,000
Champaign, Ohio 3 $ 365,000 $ 121,666 $ 53,000
Clermont, Ohio 3 $ 462,000 $ 154,000 $ 63,000
Erie, Ohio 3 $ 397,000 $ 132,333 $ 137,000
Licking, Ohio 3 $ 786,000 $ 262,000 $ 145,000
Portage, Ohio 3 $ 1,021,000 $ 340,333 $ 129,000
Sandusky, Ohio 3 $ 357,000 $ 119,000 $ 64,000
Chester, Pennsylvania 3 $ 766,000 $ 255,333 $ 120,000
Greenville, South Carolina 3 $ 283,000 $ 94,333 $ 78,000
Hanover, Virginia 3 $ 834,000 $ 278,000 $ 143,000
Louisa, Virginia 3 $ 637,000 $ 212,333 $ 78,000
Richmond City, Virginia 3 $ 349,000 $ 116,333 $ 72,000
Monongalia, West Virginia 3 $ 674,000 $ 224,666 $ 83,000
Ohio, West Virginia 3 $ 473,000 $ 157,666 $ 67,000
Putnam, West Virginia 3 $ 399,000 $ 133,000 $ 103,000
Door, Wisconsin 3 $ 928,000 $ 309,333 $ 254,000
Milwaukee, Wisconsin 3 $ 457,000 $ 152,333 $ 73,000
Rock, Wisconsin 3 $ 162,000 $ 54,000 $ 30,000
Pinal, Arizona 2 $ 271,000 $ 135,500 $ 65,000
Teller, Colorado 2 $ 887,000 $ 443,500 $ 177,000
Litchfield, Connecticut 2 $ 655,000 $ 327,500 $ 105,000
Tolland, Connecticut 2 $ 423,000 $ 211,500 $ 100,000
Kent, Delaware 2 $ 383,000 $ 191,500 $ 82,000
Jefferson, Florida 2 $ 271,000 $ 135,500 $ 120,000
Okeechobee, Florida 2 $ 165,000 $ 82,500 $ 51,000
Putnam, Florida 2 $ 277,000 $ 138,500 $ 83,000
Cherokee, Georgia 2 $ 710,000 $ 355,000 $ 205,000
Coweta, Georgia 2 $ 237,000 $ 118,500 $ 73,000
Douglas, Georgia 2 $ 258,000 $ 129,000 $ 50,000
Forsyth, Georgia 2 $ 490,000 $ 245,000 $ 146,000
Paulding, Georgia 2 $ 207,000 $ 103,500 $ 36,000
White, Georgia 2 $ 929,000 $ 464,500 $ 126,000
Knox, Illinois 2 $ 158,000 $ 79,000 $ 62,000
McLean, Illinois 2 $ 433,000 $ 216,500 $ 119,000
Woodford, Illinois 2 $ 315,000 $ 157,500 $ 131,000
Grant, Indiana 2 $ 319,000 $ 159,500 $ 74,000
Jasper, Indiana 2 $ 148,000 $ 74,000 $ 42,000
Noble, Indiana 2 $ 151,000 $ 75,500 $ 35,000
Putnam, Indiana 2 $ 280,000 $ 140,000 $ 50,000
Shelby, Indiana 2 $ 260,000 $ 130,000 $ 46,000
Warrick, Indiana 2 $ 442,000 $ 221,000 $ 79,000
Bullitt, Kentucky 2 $ 284,000 $ 142,000 $ 59,000
Scott, Kentucky 2 $ 433,000 $ 216,500 $ 70,000
Wicomico, Maryland 2 $ 306,000 $ 153,000 $ 99,000
Berkshire, Massachusetts 2 $ 400,000 $ 200,000 $ 176,000
Bristol, Massachusetts 2 $ 603,000 $ 301,500 $ 161,000
Gladwin, Michigan 2 $ 466,000 $ 233,000 $ 103,000
Gogebic, Michigan 2 $ 260,000 $ 130,000 $ 308,000
Ingham, Michigan 2 $ 286,000 $ 143,000 $ 90,000
Jackson, Michigan 2 $ 180,000 $ 90,000 $ 48,000
Kalamazoo, Michigan 2 $ 312,000 $ 156,000 $ 91,000
Mackinac, Michigan 2 $ 524,000 $ 262,000 $ 118,000
Missaukee, Michigan 2 $ 165,000 $ 82,500 $ 51,000
Muskegon, Michigan 2 $ 242,000 $ 121,000 $ 36,000
Otsego, Michigan 2 $ 168,000 $ 84,000 $ 79,000
Washtenaw, Michigan 2 $ 249,000 $ 124,500 $ 67,000
Chisago, Minnesota 2 $ 400,000 $ 200,000 $ 30,000
Stearns, Minnesota 2 $ 211,000 $ 105,500 $ 53,000
Washington, Minnesota 2 $ 540,000 $ 270,000 $ 17,000
Wright, Minnesota 2 $ 439,000 $ 219,500 $ 104,000
Barry, Missouri 2 $ 289,000 $ 144,500 $ 92,000
Cass, Missouri 2 $ 508,000 $ 254,000 $ 67,000
Johnson, Missouri 2 $ 131,000 $ 65,500 $ 123,000
Lawrence, Missouri 2 $ 234,000 $ 117,000 $ 49,000
Merrimack, New Hampshire 2 $ 590,000 $ 295,000 $ 16,000
Salem, New Jersey 2 $ 414,000 $ 207,000 $ 92,000
Albany, New York 2 $ 514,000 $ 257,000 $ 154,000
Dutchess, New York 2 $ 719,000 $ 359,500 $ 165,000
Avery, North Carolina 2 $ 901,000 $ 450,500 $ 190,000
Buncombe, North Carolina 2 $ 289,000 $ 144,500 $ 103,000
Durham, North Carolina 2 $ 229,000 $ 114,500 $ 75,000
Forsyth, North Carolina 2 $ 309,000 $ 154,500 $ 71,000
Guilford, North Carolina 2 $ 434,000 $ 217,000 $ 100,000
Jackson, North Carolina 2 $ 250,000 $ 125,000 $ 258,000
Orange, North Carolina 2 $ 312,000 $ 156,000 $ 58,000
Ashtabula, Ohio 2 $ 280,000 $ 140,000 $ 73,000
Carroll, Ohio 2 $ 265,000 $ 132,500 $ 48,000
Fairfield, Ohio 2 $ 479,000 $ 239,500 $ 52,000
Geauga, Ohio 2 $ 433,000 $ 216,500 $ 104,000
Montgomery, Ohio 2 $ 238,000 $ 119,000 $ 75,000
Shelby, Ohio 2 $ 158,000 $ 79,000 $ 21,000
Wood, Ohio 2 $ 232,000 $ 116,000 $ 50,000
Centre, Pennsylvania 2 $ 320,000 $ 160,000 $ 109,000
Lancaster, Pennsylvania 2 $ 393,000 $ 196,500 $ 75,000
Monroe, Pennsylvania 2 $ 276,000 $ 138,000 $ 46,000
Washington, Rhode Island 2 $ 470,000 $ 235,000 $ 130,000
Beaufort, South Carolina 2 $ 332,000 $ 166,000 $ 101,000
Charleston, South Carolina 2 $ 470,000 $ 235,000 $ 304,000
Bradley, Tennessee 2 $ 320,000 $ 160,000 $ 55,000
Hidalgo, Texas 2 $ 438,000 $ 219,000 $ 0
Bedford, Virginia 2 $ 292,000 $ 146,000 $ 83,000
Falls Church, Virginia 2 $ 272,000 $ 136,000 $ 84,000
Franklin, Virginia 2 $ 329,000 $ 164,500 $ 23,000
Isle of Wight, Virginia 2 $ 341,000 $ 170,500 $ 91,000
James City, Virginia 2 $ 434,000 $ 217,000 $ 36,000
Nelson, Virginia 2 $ 274,000 $ 137,000 $ 111,000
Norfolk, Virginia 2 $ 180,000 $ 90,000 $ 40,000
Orange, Virginia 2 $ 518,000 $ 259,000 $ 105,000
Suffolk, Virginia 2 $ 188,000 $ 94,000 $ 99,000
Warren, Virginia 2 $ 451,000 $ 225,500 $ 179,000
Barbour, West Virginia 2 $ 397,000 $ 198,500 $ 182,000
Cabell, West Virginia 2 $ 297,000 $ 148,500 $ 118,000
Greenbrier, West Virginia 2 $ 371,000 $ 185,500 $ 48,000
Harrison, West Virginia 2 $ 338,000 $ 169,000 $ 103,000
Marion, West Virginia 2 $ 326,000 $ 163,000 $ 59,000
Brown, Wisconsin 2 $ 228,000 $ 114,000 $ 70,000
Columbia, Wisconsin 2 $ 238,000 $ 119,000 $ 53,000
Dane, Wisconsin 2 $ 644,000 $ 322,000 $ 113,000
Dodge, Wisconsin 2 $ 264,000 $ 132,000 $ 53,000
Kewaunee, Wisconsin 2 $ 249,000 $ 124,500 $ 55,000
Manitowoc, Wisconsin 2 $ 110,000 $ 55,000 $ 42,000
Oconto, Wisconsin 2 $ 418,000 $ 209,000 $ 64,000
Pierce, Wisconsin 2 $ 656,000 $ 328,000 $ 0
Vilas, Wisconsin 2 $ 355,000 $ 177,500 $ 171,000
Waukesha, Wisconsin 2 $ 521,000 $ 260,500 $ 92,000
Coconino, Arizona 1 $ 192,000 $ 192,000 $ 64,000
Gila, Arizona 1 $ 223,000 $ 223,000 $ 0
Navajo, Arizona 1 $ 211,000 $ 211,000 $ 0
Yuma, Arizona 1 $ 546,000 $ 546,000 $ 114,000
Chaffee, Colorado 1 $ 76,000 $ 76,000 $ 0
Elbert, Colorado 1 $ 253,000 $ 253,000 $ 82,000
Gunnison, Colorado 1 $ 300,000 $ 300,000 $ 87,000
Larimer, Colorado 1 $ 209,000 $ 209,000 $ 108,000
Montezuma, Colorado 1 $ 264,000 $ 264,000 $ 177,000
Park, Colorado 1 $ 167,000 $ 167,000 $ 60,000
Rio Grande, Colorado 1 $ 58,000 $ 58,000 $ 0
Routt, Colorado 1 $ 100,000 $ 100,000 $ 100,000
New London, Connecticut 1 $ 140,000 $ 140,000 $ 34,000
Windham, Connecticut 1 $ 156,000 $ 156,000 $ 0
Columbia, Florida 1 $ 96,000 $ 96,000 $ 35,000
Dixie, Florida 1 $ 172,000 $ 172,000 $ 114,000
Gilchrist, Florida 1 $ 201,000 $ 201,000 $ 138,000
Glades, Florida 1 $ 129,000 $ 129,000 $ 119,000
Holmes, Florida 1 $ 168,000 $ 168,000 $ 73,000
Levy, Florida 1 $ 315,000 $ 315,000 $ 132,000
Washington, Florida 1 $ 92,000 $ 92,000 $ 36,000
Barrow, Georgia 1 $ 118,000 $ 118,000 $ 61,000
Chatham, Georgia 1 $ 356,000 $ 356,000 $ 125,000
Coffee, Georgia 1 $ 161,000 $ 161,000 $ 240,000
Fayette, Georgia 1 $ 253,000 $ 253,000 $ 138,000
Hall, Georgia 1 $ 140,000 $ 140,000 $ 49,000
Harris, Georgia 1 $ 180,000 $ 180,000 $ 0
Lee, Georgia 1 $ 96,000 $ 96,000 $ 58,000
Liberty, Georgia 1 $ 99,000 $ 99,000 $ 72,000
McIntosh, Georgia 1 $ 138,000 $ 138,000 $ 0
Meriwether, Georgia 1 $ 214,000 $ 214,000 $ 66,000
Pickens, Georgia 1 $ 750,000 $ 750,000 $ 264,000
Pike, Georgia 1 $ 76,000 $ 76,000 $ 93,000
Polk, Georgia 1 $ 78,000 $ 78,000 $ 65,000
Rockdale, Georgia 1 $ 212,000 $ 212,000 $ 75,000
Schley, Georgia 1 $ 100,000 $ 100,000 $ 40,000
Walker, Georgia 1 $ 151,000 $ 151,000 $ 150,000
Edgar, Illinois 1 $ 67,000 $ 67,000 $ 50,000
Ford, Illinois 1 $ 108,000 $ 108,000 $ 67,000
Hamilton, Illinois 1 $ 132,000 $ 132,000 $ 62,000
Henry, Illinois 1 $ 87,000 $ 87,000 $ 57,000
Jo Daviess, Illinois 1 $ 259,000 $ 259,000 $ 67,000
Madison, Illinois 1 $ 63,000 $ 63,000 $ 48,000
Menard, Illinois 1 $ 111,000 $ 111,000 $ 37,000
Mercer, Illinois 1 $ 193,000 $ 193,000 $ 68,000
Monroe, Illinois 1 $ 149,000 $ 149,000 $ 48,000
Morgan, Illinois 1 $ 270,000 $ 270,000 $ 113,000
Peoria, Illinois 1 $ 65,000 $ 65,000 $ 44,000
Piatt, Illinois 1 $ 308,000 $ 308,000 $ 82,000
Rock Island, Illinois 1 $ 87,000 $ 87,000 $ 166,000
Vermilion, Illinois 1 $ 65,000 $ 65,000 $ 37,000
Carroll, Indiana 1 $ 85,000 $ 85,000 $ 0
Clinton, Indiana 1 $ 75,000 $ 75,000 $ 73,000
Daviess, Indiana 1 $ 328,000 $ 328,000 $ 102,000
DeKalb, Indiana 1 $ 440,000 $ 440,000 $ 100,000
Floyd, Indiana 1 $ 115,000 $ 115,000 $ 131,000
Greene, Indiana 1 $ 140,000 $ 140,000 $ 40,000
Hancock, Indiana 1 $ 148,000 $ 148,000 $ 97,000
Howard, Indiana 1 $ 70,000 $ 70,000 $ 36,000
Huntington, Indiana 1 $ 94,000 $ 94,000 $ 34,000
Jefferson, Indiana 1 $ 72,000 $ 72,000 $ 19,000
LaGrange, Indiana 1 $ 93,000 $ 93,000 $ 18,000
Lawrence, Indiana 1 $ 207,000 $ 207,000 $ 114,000
Madison, Indiana 1 $ 176,000 $ 176,000 $ 103,000
Miami, Indiana 1 $ 202,000 $ 202,000 $ 115,000
Montgomery, Indiana 1 $ 124,000 $ 124,000 $ 34,000
Newton, Indiana 1 $ 107,000 $ 107,000 $ 54,000
Ohio, Indiana 1 $ 328,000 $ 328,000 $ 99,000
Pike, Indiana 1 $ 149,000 $ 149,000 $ 77,000
Ripley, Indiana 1 $ 171,000 $ 171,000 $ 91,000
Spencer, Indiana 1 $ 117,000 $ 117,000 $ 28,000
St. Joseph, Indiana 1 $ 239,000 $ 239,000 $ 858,000
Starke, Indiana 1 $ 300,000 $ 300,000 $ 114,000
Steuben, Indiana 1 $ 292,000 $ 292,000 $ 96,000
Tipton, Indiana 1 $ 115,000 $ 115,000 $ 55,000
Wells, Indiana 1 $ 115,000 $ 115,000 $ 96,000
White, Indiana 1 $ 100,000 $ 100,000 $ 62,000
Whitley, Indiana 1 $ 81,000 $ 81,000 $ 42,000
Bourbon, Kansas 1 $ 200,000 $ 200,000 $ 0
Linn, Kansas 1 $ 113,000 $ 113,000 $ 0
Shawnee, Kansas 1 $ 149,000 $ 149,000 $ 54,000
Sherman, Kansas 1 $ 77,000 $ 77,000 $ 39,000
Anderson, Kentucky 1 $ 103,000 $ 103,000 $ 115,000
Campbell, Kentucky 1 $ 172,000 $ 172,000 $ 108,000
Greenup, Kentucky 1 $ 399,000 $ 399,000 $ 168,000
Johnson, Kentucky 1 $ 104,000 $ 104,000 $ 54,000
Knott, Kentucky 1 $ 70,000 $ 70,000 $ 24,000
Knox, Kentucky 1 $ 113,000 $ 113,000 $ 72,000
Laurel, Kentucky 1 $ 195,000 $ 195,000 $ 143,000
Madison, Kentucky 1 $ 78,000 $ 78,000 $ 17,000
Magoffin, Kentucky 1 $ 59,000 $ 59,000 $ 39,000
Marshall, Kentucky 1 $ 107,000 $ 107,000 $ 128,000
Nelson, Kentucky 1 $ 228,000 $ 228,000 $ 101,000
Nicholas, Kentucky 1 $ 72,000 $ 72,000 $ 36,000
Oldham, Kentucky 1 $ 360,000 $ 360,000 $ 121,000
Pulaski, Kentucky 1 $ 66,000 $ 66,000 $ 71,000
Todd, Kentucky 1 $ 98,000 $ 98,000 $ 27,000
Washington, Kentucky 1 $ 99,000 $ 99,000 $ 57,000
Caroline, Maryland 1 $ 104,000 $ 104,000 $ 39,000
Garrett, Maryland 1 $ 99,000 $ 99,000 $ 51,000
Kent, Maryland 1 $ 140,000 $ 140,000 $ 87,000
Somerset, Maryland 1 $ 100,000 $ 100,000 $ 39,000
Dukes, Massachusetts 1 $ 1,500,000 $ 1,500,000 $ 396,000
Alcona, Michigan 1 $ 185,000 $ 185,000 $ 47,000
Allegan, Michigan 1 $ 260,000 $ 260,000 $ 126,000
Barry, Michigan 1 $ 168,000 $ 168,000 $ 70,000
Bay, Michigan 1 $ 73,000 $ 73,000 $ 38,000
Cass, Michigan 1 $ 82,000 $ 82,000 $ 46,000
Charlevoix, Michigan 1 $ 144,000 $ 144,000 $ 50,000
Crawford, Michigan 1 $ 191,000 $ 191,000 $ 95,000
Lake, Michigan 1 $ 157,000 $ 157,000 $ 38,000
Lapeer, Michigan 1 $ 299,000 $ 299,000 $ 154,000
Leelanau, Michigan 1 $ 707,000 $ 707,000 $ 180,000
Monroe, Michigan 1 $ 124,000 $ 124,000 $ 38,000
Montcalm, Michigan 1 $ 75,000 $ 75,000 $ 114,000
Oceana, Michigan 1 $ 198,000 $ 198,000 $ 72,000
Ottawa, Michigan 1 $ 837,000 $ 837,000 $ 250,000
Saginaw, Michigan 1 $ 149,000 $ 149,000 $ 45,000
Shiawassee, Michigan 1 $ 252,000 $ 252,000 $ 108,000
St. Joseph, Michigan 1 $ 140,000 $ 140,000 $ 64,000
Tuscola, Michigan 1 $ 83,000 $ 83,000 $ 36,000
Van Buren, Michigan 1 $ 80,000 $ 80,000 $ 0
Clearwater, Minnesota 1 $ 91,000 $ 91,000 $ 112,000
Dakota, Minnesota 1 $ 239,000 $ 239,000 $ 94,000
Isanti, Minnesota 1 $ 138,000 $ 138,000 $ 46,000
Morrison, Minnesota 1 $ 102,000 $ 102,000 $ 46,000
Otter Tail, Minnesota 1 $ 77,000 $ 77,000 $ 44,000
Scott, Minnesota 1 $ 278,000 $ 278,000 $ 266,000
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Mortgage Loan Application Detail Totals for Bankunited, FSB in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,597 $2,469,814,000 $246,862 $4,650,000 $98,310 $4,500,000
Home Purchase 10,008 $2,571,652,000 $266,000 $5,500,000 $124,906 $6,000,000
Home Improvement 312 $32,182,000 $103,000 $7,590,000 $96,000 $740,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,064 $3,072,031,000 $261,322 $5,500,000 $111,967 $6,000,000
Hispanic 5,227 $1,183,540,000 $218,181 $7,590,000 $93,727 $5,306,000
Not Provided 1,369 $334,718,000 $296,416 $1,850,000 $112,041 $1,800,000
Black or African American 1,218 $223,813,000 $194,434 $2,200,000 $84,086 $1,080,000
Asian 864 $217,791,000 $245,777 $1,376,000 $103,444 $900,000
Not applicable 74 $20,294,000 $200,333 $1,520,000 $4,000 $198,000
Native Hawaiian or Other Pacific Islander 65 $13,371,000 $207,400 $695,000 $87,300 $360,000
American Indian or Alaskan Native 36 $8,090,000 $259,250 $650,000 $68,250 $210,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 20,917 $5,073,648,000 $249,218 $7,590,000 $104,500 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,617 $3,254,854,000 $257,000 $5,500,000 $116,366 $6,000,000
Application Denied By Financial Institution 3,756 $958,926,000 $251,413 $4,650,000 $103,103 $4,660,000
Application Approved But Not Accepted 2,601 $598,410,000 $287,920 $7,590,000 $110,000 $4,249,000
File Closed For Incompleteness 594 $180,141,000 $294,391 $2,790,000 $127,695 $2,700,000
Application Withdrawn By Applicant 217 $58,059,000 $380,285 $1,855,000 $104,642 $903,000
Preapproval Denied by Financial Institution 86 $16,072,000 $186,000 $700,000 $113,000 $1,440,000
Loan Purchased By The Institution 46 $7,186,000 $157,666 $315,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,326 $302,639,000 $247,250 $3,600,000 $93,214 $1,440,000
Other 1,223 $367,141,000 $250,862 $4,650,000 $126,241 $4,660,000
Debt-To-Income Ratio 639 $145,007,000 $222,217 $2,000,000 $77,304 $750,000
Collateral 412 $93,473,000 $258,230 $3,600,000 $127,615 $1,585,000
Unverifiable Information 91 $26,308,000 $276,272 $3,400,000 $115,727 $1,440,000
Credit Application Incomplete 69 $17,701,000 $252,200 $1,500,000 $111,000 $2,880,000
Employment History 67 $17,323,000 $230,714 $1,300,000 $93,428 $507,000
Insufficient Cash (Downpayment, Closing Cost) 14 $5,246,000 $324,500 $1,520,000 $87,500 $142,000
Mortgage Insurance Denied 1 $160,000 $160,000 $160,000 $42,000 $42,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, FSB's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bankunited, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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