Bay Equity LLC Mortgage Lending & HMDA Data, 2017

In 2017, Bay Equity LLC of Detroit, MI reported 20,765 mortgage applications totaling $6.0 billion, about the same as 2016. The average application was for $286,796, and applicants reported an average income of $103,111. 74% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,880), San Diego-Carlsbad, CA (1,396) and Chicago-Naperville-Arlington Heights, IL (1,150) (applications in parentheses).

Mortgage Company & Address Bay Equity LLC

Detroit, MI 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 20,765
Total Mortgage Loan Application Amount $5,955,335,000
Average Mortgage Loan Application Amount $286,796
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $103,111
Highest Applicant Income $3,165,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay Equity LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bay Equity LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 1,396 $ 605,830,000 $ 433,975 $ 138,000
Mesa, Colorado 1,140 $ 228,285,000 $ 200,250 $ 76,000
Los Angeles, California 1,092 $ 409,941,000 $ 375,403 $ 107,000
Maricopa, Arizona 872 $ 224,560,000 $ 257,522 $ 106,000
Pierce, Washington 701 $ 197,723,000 $ 282,058 $ 93,000
Fresno, California 561 $ 150,356,000 $ 268,014 $ 118,000
Hennepin, Minnesota 549 $ 115,840,000 $ 211,001 $ 87,000
Washington, Utah 496 $ 105,329,000 $ 212,356 $ 77,000
Garfield, Colorado 493 $ 139,191,000 $ 282,334 $ 84,000
King, Washington 488 $ 192,217,000 $ 393,887 $ 124,000
San Bernardino, California 456 $ 110,572,000 $ 242,482 $ 89,000
Cook, Illinois 450 $ 93,430,000 $ 207,622 $ 85,000
Alameda, California 431 $ 217,248,000 $ 504,055 $ 153,000
Contra Costa, California 392 $ 203,699,000 $ 519,640 $ 161,000
Riverside, California 368 $ 112,836,000 $ 306,619 $ 106,000
Orange, California 355 $ 212,800,000 $ 599,436 $ 174,000
Lake, Illinois 306 $ 57,273,000 $ 187,166 $ 94,000
Will, Illinois 283 $ 53,649,000 $ 189,572 $ 82,000
Clark, Nevada 256 $ 57,123,000 $ 223,136 $ 76,000
McHenry, Illinois 253 $ 48,886,000 $ 193,225 $ 90,000
Snohomish, Washington 252 $ 86,094,000 $ 341,642 $ 100,000
Monterey, California 243 $ 71,104,000 $ 292,609 $ 91,000
El Paso, Colorado 240 $ 55,521,000 $ 231,337 $ 85,000
San Joaquin, California 237 $ 65,767,000 $ 277,497 $ 104,000
Cobb, Georgia 235 $ 53,210,000 $ 226,425 $ 106,000
Campbell, Wyoming 231 $ 44,684,000 $ 193,437 $ 74,000
Dakota, Minnesota 226 $ 45,975,000 $ 203,429 $ 81,000
Anoka, Minnesota 222 $ 44,150,000 $ 198,873 $ 72,000
Routt, Colorado 186 $ 59,698,000 $ 320,956 $ 121,000
Fulton, Georgia 186 $ 52,704,000 $ 283,354 $ 144,000
Eagle, Colorado 183 $ 60,262,000 $ 329,300 $ 92,000
Sonoma, California 174 $ 75,876,000 $ 436,068 $ 139,000
Ramsey, Minnesota 170 $ 31,463,000 $ 185,076 $ 78,000
Washington, Minnesota 154 $ 34,843,000 $ 226,253 $ 86,000
Wright, Minnesota 149 $ 29,744,000 $ 199,624 $ 79,000
Sacramento, California 136 $ 40,740,000 $ 299,558 $ 117,000
Gunnison, Colorado 130 $ 33,662,000 $ 258,938 $ 108,000
Gwinnett, Georgia 116 $ 26,255,000 $ 226,336 $ 103,000
Denver, Colorado 114 $ 34,924,000 $ 306,350 $ 122,000
Jefferson, Colorado 114 $ 37,689,000 $ 330,605 $ 116,000
Pinal, Arizona 113 $ 19,950,000 $ 176,548 $ 74,000
Santa Clara, California 113 $ 70,559,000 $ 624,415 $ 222,000
Skagit, Washington 113 $ 30,513,000 $ 270,026 $ 86,000
Montrose, Colorado 104 $ 18,276,000 $ 175,730 $ 77,000
DeKalb, Georgia 100 $ 23,107,000 $ 231,070 $ 103,000
Cherokee, Georgia 98 $ 22,089,000 $ 225,397 $ 102,000
Sherburne, Minnesota 94 $ 19,447,000 $ 206,882 $ 73,000
Bernalillo, New Mexico 89 $ 14,525,000 $ 163,202 $ 74,000
Mendocino, California 87 $ 23,934,000 $ 275,103 $ 82,000
Kane, Illinois 85 $ 17,360,000 $ 204,235 $ 90,000
Forsyth, Georgia 84 $ 25,140,000 $ 299,285 $ 135,000
Buncombe, North Carolina 80 $ 22,482,000 $ 281,025 $ 108,000
Lexington, South Carolina 80 $ 12,450,000 $ 155,625 $ 64,000
Santa Cruz, California 77 $ 44,693,000 $ 580,428 $ 173,000
DuPage, Illinois 77 $ 18,360,000 $ 238,441 $ 99,000
Thurston, Washington 77 $ 19,544,000 $ 253,818 $ 78,000
Arapahoe, Colorado 72 $ 19,275,000 $ 267,708 $ 94,000
Lake, California 71 $ 14,025,000 $ 197,535 $ 79,000
Graham, Arizona 67 $ 10,881,000 $ 162,402 $ 59,000
Solano, California 66 $ 23,005,000 $ 348,560 $ 113,000
Adams, Colorado 65 $ 16,825,000 $ 258,846 $ 80,000
Scott, Minnesota 65 $ 14,497,000 $ 223,030 $ 95,000
Grand, Utah 63 $ 17,197,000 $ 272,968 $ 147,000
St. Croix, Wisconsin 63 $ 13,743,000 $ 218,142 $ 79,000
Paulding, Georgia 62 $ 11,350,000 $ 183,064 $ 79,000
Gila, Arizona 60 $ 11,630,000 $ 193,833 $ 80,000
Kitsap, Washington 58 $ 17,033,000 $ 293,672 $ 94,000
Yavapai, Arizona 57 $ 12,967,000 $ 227,491 $ 83,000
Madera, California 57 $ 13,353,000 $ 234,263 $ 92,000
Sevier, Tennessee 56 $ 10,034,000 $ 179,178 $ 94,000
Steele, Minnesota 55 $ 8,336,000 $ 151,563 $ 77,000
Montgomery, Alabama 51 $ 8,318,000 $ 163,098 $ 79,000
Douglas, Georgia 48 $ 8,930,000 $ 186,041 $ 70,000
Chelan, Washington 48 $ 12,853,000 $ 267,770 $ 99,000
Pierce, Wisconsin 46 $ 9,202,000 $ 200,043 $ 79,000
Honolulu, Hawaii 45 $ 23,299,000 $ 517,755 $ 142,000
Grundy, Illinois 44 $ 7,686,000 $ 174,681 $ 79,000
Douglas, Washington 44 $ 10,306,000 $ 234,227 $ 82,000
Kendall, Illinois 43 $ 9,164,000 $ 213,116 $ 90,000
Stanislaus, California 42 $ 9,988,000 $ 237,809 $ 85,000
Sandoval, New Mexico 42 $ 6,759,000 $ 160,928 $ 69,000
Kittitas, Washington 42 $ 11,274,000 $ 268,428 $ 115,000
Carver, Minnesota 41 $ 8,785,000 $ 214,268 $ 79,000
Isanti, Minnesota 40 $ 7,021,000 $ 175,525 $ 64,000
Delta, Colorado 37 $ 6,101,000 $ 164,891 $ 58,000
Douglas, Colorado 37 $ 12,172,000 $ 328,972 $ 145,000
Pitkin, Colorado 36 $ 14,938,000 $ 414,944 $ 145,000
Henry, Georgia 36 $ 6,408,000 $ 178,000 $ 66,000
Kern, California 35 $ 7,455,000 $ 213,000 $ 90,000
Olmsted, Minnesota 35 $ 5,721,000 $ 163,457 $ 60,000
Elmore, Alabama 34 $ 5,177,000 $ 152,264 $ 70,000
Richland, South Carolina 33 $ 5,350,000 $ 162,121 $ 68,000
Calaveras, California 32 $ 8,116,000 $ 253,625 $ 107,000
Merced, California 32 $ 7,253,000 $ 226,656 $ 86,000
Chisago, Minnesota 32 $ 6,511,000 $ 203,468 $ 85,000
Utah, Utah 30 $ 7,140,000 $ 238,000 $ 103,000
Marin, California 29 $ 22,168,000 $ 764,413 $ 269,000
Tulare, California 29 $ 6,336,000 $ 218,482 $ 89,000
Ventura, California 29 $ 13,133,000 $ 452,862 $ 160,000
Ingham, Michigan 29 $ 2,858,000 $ 98,551 $ 56,000
Moffat, Colorado 27 $ 5,238,000 $ 194,000 $ 65,000
San Mateo, California 26 $ 19,535,000 $ 751,346 $ 274,000
Crow Wing, Minnesota 26 $ 4,621,000 $ 177,730 $ 88,000
Jefferson, Tennessee 26 $ 4,071,000 $ 156,576 $ 62,000
Placer, California 25 $ 10,007,000 $ 400,280 $ 154,000
San Francisco, California 25 $ 18,745,000 $ 749,800 $ 210,000
Salt Lake, Utah 25 $ 6,213,000 $ 248,520 $ 88,000
El Dorado, California 24 $ 8,572,000 $ 357,166 $ 143,000
Nye, Nevada 24 $ 3,284,000 $ 136,833 $ 50,000
Spokane, Washington 24 $ 5,054,000 $ 210,583 $ 107,000
Rio Blanco, Colorado 23 $ 3,877,000 $ 168,565 $ 67,000
Oklahoma, Oklahoma 23 $ 2,917,000 $ 126,826 $ 46,000
Amador, California 21 $ 4,608,000 $ 219,428 $ 74,000
Yolo, California 21 $ 7,329,000 $ 349,000 $ 123,000
Clayton, Georgia 21 $ 2,248,000 $ 107,047 $ 48,000
Valencia, New Mexico 21 $ 2,556,000 $ 121,714 $ 59,000
Whatcom, Washington 21 $ 5,789,000 $ 275,666 $ 91,000
Summit, Colorado 20 $ 6,922,000 $ 346,100 $ 222,000
Eaton, Michigan 20 $ 2,407,000 $ 120,350 $ 50,000
Stearns, Minnesota 20 $ 3,523,000 $ 176,150 $ 78,000
Knox, Tennessee 20 $ 3,010,000 $ 150,500 $ 50,000
Island, Washington 20 $ 5,287,000 $ 264,350 $ 94,000
Clackamas, Oregon 19 $ 6,798,000 $ 357,789 $ 105,000
Washington, Oregon 19 $ 6,724,000 $ 353,894 $ 120,000
San Luis Obispo, California 18 $ 7,612,000 $ 422,888 $ 163,000
Boulder, Colorado 18 $ 6,541,000 $ 363,388 $ 149,000
Mille Lacs, Minnesota 18 $ 2,991,000 $ 166,166 $ 55,000
Rice, Minnesota 18 $ 2,706,000 $ 150,333 $ 72,000
Polk, Wisconsin 18 $ 2,959,000 $ 164,388 $ 79,000
Autauga, Alabama 17 $ 2,597,000 $ 152,764 $ 71,000
Pima, Arizona 17 $ 4,941,000 $ 290,647 $ 111,000
Weld, Colorado 17 $ 5,098,000 $ 299,882 $ 105,000
Multnomah, Oregon 17 $ 5,607,000 $ 329,823 $ 98,000
Barron, Wisconsin 17 $ 2,076,000 $ 122,117 $ 58,000
Larimer, Colorado 16 $ 3,893,000 $ 243,312 $ 158,000
Coweta, Georgia 16 $ 2,326,000 $ 145,375 $ 45,000
Mason, Washington 16 $ 3,919,000 $ 244,937 $ 74,000
Kenosha, Wisconsin 16 $ 3,275,000 $ 204,687 $ 98,000
Kings, California 15 $ 2,980,000 $ 198,666 $ 88,000
San Benito, California 15 $ 5,206,000 $ 347,066 $ 147,000
Iron, Utah 15 $ 2,807,000 $ 187,133 $ 103,000
Coconino, Arizona 14 $ 3,035,000 $ 216,785 $ 118,000
Napa, California 14 $ 8,468,000 $ 604,857 $ 195,000
St. Louis, Minnesota 14 $ 2,653,000 $ 189,500 $ 103,000
Dorchester, South Carolina 14 $ 2,059,000 $ 147,071 $ 62,000
Crook, Wyoming 14 $ 2,577,000 $ 184,071 $ 72,000
Greenville, South Carolina 13 $ 3,640,000 $ 280,000 $ 96,000
Tarrant, Texas 13 $ 3,569,000 $ 274,538 $ 225,000
Floyd, Georgia 12 $ 2,214,000 $ 184,500 $ 90,000
Hall, Georgia 12 $ 2,963,000 $ 246,916 $ 119,000
Lewis, Washington 12 $ 2,336,000 $ 194,666 $ 70,000
Navajo, Arizona 11 $ 2,562,000 $ 232,909 $ 133,000
Yuma, Arizona 11 $ 1,894,000 $ 172,181 $ 68,000
Chaffee, Colorado 11 $ 3,566,000 $ 324,181 $ 110,000
Ouray, Colorado 11 $ 2,987,000 $ 271,545 $ 174,000
Bartow, Georgia 11 $ 1,889,000 $ 171,727 $ 63,000
San Juan, Utah 11 $ 2,096,000 $ 190,545 $ 86,000
Nevada, California 10 $ 3,560,000 $ 356,000 $ 205,000
Grand, Colorado 10 $ 3,742,000 $ 374,200 $ 213,000
Park, Colorado 10 $ 2,600,000 $ 260,000 $ 95,000
Boone, Illinois 10 $ 1,650,000 $ 165,000 $ 62,000
Dodge, Minnesota 10 $ 1,430,000 $ 143,000 $ 60,000
Pine, Minnesota 10 $ 1,545,000 $ 154,500 $ 61,000
Berkeley, South Carolina 10 $ 1,424,000 $ 142,400 $ 54,000
Cocke, Tennessee 10 $ 1,076,000 $ 107,600 $ 38,000
Weber, Utah 10 $ 998,000 $ 99,800 $ 53,000
Grays Harbor, Washington 10 $ 1,646,000 $ 164,600 $ 101,000
Cochise, Arizona 9 $ 934,000 $ 103,777 $ 45,000
Fayette, Georgia 9 $ 2,536,000 $ 281,777 $ 62,000
Kanabec, Minnesota 9 $ 1,263,000 $ 140,333 $ 49,000
Tuolumne, California 8 $ 2,460,000 $ 307,500 $ 173,000
Hinsdale, Colorado 8 $ 1,409,000 $ 176,125 $ 81,000
Lake, Colorado 8 $ 1,400,000 $ 175,000 $ 81,000
Newton, Georgia 8 $ 1,035,000 $ 129,375 $ 93,000
Lake, Indiana 8 $ 1,179,000 $ 147,375 $ 59,000
Goodhue, Minnesota 8 $ 1,431,000 $ 178,875 $ 69,000
McLeod, Minnesota 8 $ 1,398,000 $ 174,750 $ 47,000
Canadian, Oklahoma 8 $ 1,324,000 $ 165,500 $ 61,000
Collin, Texas 8 $ 2,662,000 $ 332,750 $ 109,000
Clark, Washington 8 $ 2,863,000 $ 357,875 $ 148,000
Imperial, California 7 $ 972,000 $ 138,857 $ 77,000
Santa Barbara, California 7 $ 3,888,000 $ 555,428 $ 300,000
Morgan, Colorado 7 $ 1,487,000 $ 212,428 $ 70,000
San Miguel, Colorado 7 $ 3,926,000 $ 560,857 $ 231,000
Rockdale, Georgia 7 $ 958,000 $ 136,857 $ 46,000
Jefferson, Louisiana 7 $ 1,044,000 $ 149,142 $ 106,000
Freeborn, Minnesota 7 $ 514,000 $ 73,428 $ 91,000
Meeker, Minnesota 7 $ 883,000 $ 126,142 $ 54,000
Santa Fe, New Mexico 7 $ 1,401,000 $ 200,142 $ 71,000
Marion, Oregon 7 $ 1,530,000 $ 218,571 $ 84,000
Charleston, South Carolina 7 $ 672,000 $ 96,000 $ 38,000
Monroe, Tennessee 7 $ 684,000 $ 97,714 $ 50,000
Sequatchie, Tennessee 7 $ 807,000 $ 115,285 $ 37,000
Dallas, Texas 7 $ 1,226,000 $ 175,142 $ 87,000
Eau Claire, Wisconsin 7 $ 747,000 $ 106,714 $ 49,000
Walworth, Wisconsin 7 $ 1,249,000 $ 178,428 $ 162,000
Mohave, Arizona 6 $ 1,251,000 $ 208,500 $ 128,000
Butte, California 6 $ 1,474,000 $ 245,666 $ 76,000
Pueblo, Colorado 6 $ 868,000 $ 144,666 $ 38,000
Greene, Georgia 6 $ 1,783,000 $ 297,166 $ 177,000
Jackson, Georgia 6 $ 1,496,000 $ 249,333 $ 69,000
Walton, Georgia 6 $ 1,101,000 $ 183,500 $ 92,000
Maui, Hawaii 6 $ 3,016,000 $ 502,666 $ 121,000
Ada, Idaho 6 $ 1,645,000 $ 274,166 $ 158,000
DeKalb, Illinois 6 $ 1,123,000 $ 187,166 $ 71,000
Tangipahoa, Louisiana 6 $ 713,000 $ 118,833 $ 69,000
Sibley, Minnesota 6 $ 689,000 $ 114,833 $ 39,000
Waseca, Minnesota 6 $ 941,000 $ 156,833 $ 57,000
Deschutes, Oregon 6 $ 1,874,000 $ 312,333 $ 224,000
Blount, Tennessee 6 $ 1,002,000 $ 167,000 $ 41,000
Hamblen, Tennessee 6 $ 719,000 $ 119,833 $ 41,000
Jefferson, Washington 6 $ 1,864,000 $ 310,666 $ 110,000
Laramie, Wyoming 6 $ 1,263,000 $ 210,500 $ 95,000
Greenlee, Arizona 5 $ 568,000 $ 113,600 $ 56,000
Humboldt, California 5 $ 1,484,000 $ 296,800 $ 102,000
Yuba, California 5 $ 1,408,000 $ 281,600 $ 74,000
Archuleta, Colorado 5 $ 1,080,000 $ 216,000 $ 65,000
La Plata, Colorado 5 $ 2,136,000 $ 427,200 $ 187,000
Barrow, Georgia 5 $ 1,140,000 $ 228,000 $ 86,000
Dawson, Georgia 5 $ 1,049,000 $ 209,800 $ 85,000
Pickens, Georgia 5 $ 811,000 $ 162,200 $ 63,000
Polk, Georgia 5 $ 422,000 $ 84,400 $ 41,000
Kankakee, Illinois 5 $ 806,000 $ 161,200 $ 60,000
LaSalle, Illinois 5 $ 565,000 $ 113,000 $ 56,000
Ogle, Illinois 5 $ 756,000 $ 151,200 $ 82,000
Winnebago, Illinois 5 $ 940,000 $ 188,000 $ 77,000
Le Sueur, Minnesota 5 $ 1,155,000 $ 231,000 $ 99,000
Mower, Minnesota 5 $ 461,000 $ 92,200 $ 52,000
Wabasha, Minnesota 5 $ 696,000 $ 139,200 $ 65,000
Douglas, Oregon 5 $ 2,220,000 $ 444,000 $ 90,000
Kershaw, South Carolina 5 $ 758,000 $ 151,600 $ 78,000
Denton, Texas 5 $ 1,023,000 $ 204,600 $ 170,000
Harris, Texas 5 $ 1,052,000 $ 210,400 $ 89,000
Davis, Utah 5 $ 1,218,000 $ 243,600 $ 72,000
Grant, Washington 5 $ 859,000 $ 171,800 $ 90,000
Weston, Wyoming 5 $ 777,000 $ 155,400 $ 120,000
Mariposa, California 4 $ 748,000 $ 187,000 $ 71,000
Shasta, California 4 $ 1,345,000 $ 336,250 $ 84,000
Bay, Florida 4 $ 1,124,000 $ 281,000 $ 387,000
Lee, Florida 4 $ 2,099,000 $ 524,750 $ 192,000
Clarke, Georgia 4 $ 656,000 $ 164,000 $ 58,000
Fannin, Georgia 4 $ 1,659,000 $ 414,750 $ 242,000
Hawaii, Hawaii 4 $ 1,275,000 $ 318,750 $ 100,000
Clinton, Michigan 4 $ 769,000 $ 192,250 $ 93,000
Shiawassee, Michigan 4 $ 461,000 $ 115,250 $ 41,000
Benton, Minnesota 4 $ 670,000 $ 167,500 $ 76,000
Cass, Minnesota 4 $ 823,000 $ 205,750 $ 98,000
Morrison, Minnesota 4 $ 579,000 $ 144,750 $ 54,000
Spartanburg, South Carolina 4 $ 1,002,000 $ 250,500 $ 94,000
Yakima, Washington 4 $ 886,000 $ 221,500 $ 170,000
Racine, Wisconsin 4 $ 651,000 $ 162,750 $ 102,000
Converse, Wyoming 4 $ 807,000 $ 201,750 $ 56,000
Sweetwater, Wyoming 4 $ 977,000 $ 244,250 $ 94,000
Dallas, Alabama 3 $ 306,000 $ 102,000 $ 44,000
Jackson, Colorado 3 $ 613,000 $ 204,333 $ 39,000
San Juan, Colorado 3 $ 712,000 $ 237,333 $ 47,000
Teller, Colorado 3 $ 1,093,000 $ 364,333 $ 118,000
Charlotte, Florida 3 $ 514,000 $ 171,333 $ 64,000
Clay, Florida 3 $ 720,000 $ 240,000 $ 75,000
Hillsborough, Florida 3 $ 1,029,000 $ 343,000 $ 132,000
Miami-Dade, Florida 3 $ 1,169,000 $ 389,666 $ 111,000
Chatham, Georgia 3 $ 552,000 $ 184,000 $ 48,000
Muscogee, Georgia 3 $ 314,000 $ 104,666 $ 41,000
Oconee, Georgia 3 $ 840,000 $ 280,000 $ 139,000
Canyon, Idaho 3 $ 858,000 $ 286,000 $ 153,000
Livingston, Illinois 3 $ 193,000 $ 64,333 $ 67,000
Ionia, Michigan 3 $ 259,000 $ 86,333 $ 46,000
Wayne, Michigan 3 $ 459,000 $ 153,000 $ 59,000
Carlton, Minnesota 3 $ 388,000 $ 129,333 $ 113,000
Fillmore, Minnesota 3 $ 651,000 $ 217,000 $ 47,000
Lake, Minnesota 3 $ 519,000 $ 173,000 $ 36,000
Winona, Minnesota 3 $ 600,000 $ 200,000 $ 94,000
Washoe, Nevada 3 $ 1,010,000 $ 336,666 $ 205,000
San Juan, New Mexico 3 $ 629,000 $ 209,666 $ 75,000
Rutherford, North Carolina 3 $ 646,000 $ 215,333 $ 249,000
Cleveland, Oklahoma 3 $ 418,000 $ 139,333 $ 69,000
Polk, Oregon 3 $ 1,180,000 $ 393,333 $ 153,000
Yamhill, Oregon 3 $ 946,000 $ 315,333 $ 76,000
Anderson, South Carolina 3 $ 745,000 $ 248,333 $ 192,000
Carter, Tennessee 3 $ 273,000 $ 91,000 $ 40,000
Loudon, Tennessee 3 $ 656,000 $ 218,666 $ 84,000
Roane, Tennessee 3 $ 315,000 $ 105,000 $ 36,000
Johnson, Texas 3 $ 627,000 $ 209,000 $ 76,000
Cowlitz, Washington 3 $ 1,113,000 $ 371,000 $ 132,000
San Juan, Washington 3 $ 1,373,000 $ 457,666 $ 301,000
Burnett, Wisconsin 3 $ 702,000 $ 234,000 $ 142,000
Dunn, Wisconsin 3 $ 533,000 $ 177,666 $ 87,000
Apache, Arizona 2 $ 423,000 $ 211,500 $ 64,000
Elbert, Colorado 2 $ 712,000 $ 356,000 $ 110,000
Fremont, Colorado 2 $ 410,000 $ 205,000 $ 73,000
Lincoln, Colorado 2 $ 350,000 $ 175,000 $ 52,000
Saguache, Colorado 2 $ 505,000 $ 252,500 $ 134,000
Broward, Florida 2 $ 508,000 $ 254,000 $ 240,000
Duval, Florida 2 $ 606,000 $ 303,000 $ 112,000
Hernando, Florida 2 $ 265,000 $ 132,500 $ 87,000
Indian River, Florida 2 $ 312,000 $ 156,000 $ 135,000
Manatee, Florida 2 $ 1,023,000 $ 511,500 $ 254,000
Palm Beach, Florida 2 $ 1,244,000 $ 622,000 $ 212,000
Polk, Florida 2 $ 213,000 $ 106,500 $ 65,000
Walton, Florida 2 $ 597,000 $ 298,500 $ 518,000
Bulloch, Georgia 2 $ 341,000 $ 170,500 $ 80,000
Butts, Georgia 2 $ 356,000 $ 178,000 $ 62,000
Columbia, Georgia 2 $ 453,000 $ 226,500 $ 90,000
Gilmer, Georgia 2 $ 487,000 $ 243,500 $ 217,000
Morgan, Georgia 2 $ 555,000 $ 277,500 $ 105,000
Troup, Georgia 2 $ 225,000 $ 112,500 $ 51,000
Walker, Georgia 2 $ 168,000 $ 84,000 $ 49,000
Kauai, Hawaii 2 $ 819,000 $ 409,500 $ 78,000
Bannock, Idaho 2 $ 309,000 $ 154,500 $ 80,000
Gem, Idaho 2 $ 282,000 $ 141,000 $ 141,000
Sangamon, Illinois 2 $ 413,000 $ 206,500 $ 58,000
Hendricks, Indiana 2 $ 334,000 $ 167,000 $ 78,000
Johnson, Kansas 2 $ 485,000 $ 242,500 $ 62,000
East Baton Rouge, Louisiana 2 $ 313,000 $ 156,500 $ 107,000
Barry, Michigan 2 $ 513,000 $ 256,500 $ 76,000
Aitkin, Minnesota 2 $ 315,000 $ 157,500 $ 60,000
Becker, Minnesota 2 $ 301,000 $ 150,500 $ 58,000
Beltrami, Minnesota 2 $ 336,000 $ 168,000 $ 84,000
Blue Earth, Minnesota 2 $ 395,000 $ 197,500 $ 86,000
Brown, Minnesota 2 $ 209,000 $ 104,500 $ 40,000
Itasca, Minnesota 2 $ 470,000 $ 235,000 $ 62,000
Kandiyohi, Minnesota 2 $ 283,000 $ 141,500 $ 64,000
Polk, Minnesota 2 $ 238,000 $ 119,000 $ 52,000
Pope, Minnesota 2 $ 438,000 $ 219,000 $ 89,000
Todd, Minnesota 2 $ 286,000 $ 143,000 $ 57,000
Flathead, Montana 2 $ 719,000 $ 359,500 $ 162,000
Otero, New Mexico 2 $ 165,000 $ 82,500 $ 42,000
Henderson, North Carolina 2 $ 293,000 $ 146,500 $ 70,000
Mecklenburg, North Carolina 2 $ 1,078,000 $ 539,000 $ 214,000
Lincoln, Oregon 2 $ 200,000 $ 100,000 $ 54,000
Aiken, South Carolina 2 $ 430,000 $ 215,000 $ 68,000
Pennington, South Dakota 2 $ 354,000 $ 177,000 $ 86,000
Davidson, Tennessee 2 $ 286,000 $ 143,000 $ 90,000
Grainger, Tennessee 2 $ 234,000 $ 117,000 $ 43,000
Hawkins, Tennessee 2 $ 267,000 $ 133,500 $ 37,000
Montgomery, Tennessee 2 $ 423,000 $ 211,500 $ 61,000
Comal, Texas 2 $ 465,000 $ 232,500 $ 117,000
Beaver, Utah 2 $ 445,000 $ 222,500 $ 80,000
Carbon, Utah 2 $ 306,000 $ 153,000 $ 65,000
Wasatch, Utah 2 $ 615,000 $ 307,500 $ 399,000
Benton, Washington 2 $ 525,000 $ 262,500 $ 90,000
Clallam, Washington 2 $ 433,000 $ 216,500 $ 93,000
Okanogan, Washington 2 $ 428,000 $ 214,000 $ 75,000
Chippewa, Wisconsin 2 $ 557,000 $ 278,500 $ 103,000
Sawyer, Wisconsin 2 $ 217,000 $ 108,500 $ 105,000
Washakie, Wyoming 2 $ 278,000 $ 139,000 $ 54,000
Blount, Alabama 1 $ 186,000 $ 186,000 $ 59,000
Coffee, Alabama 1 $ 146,000 $ 146,000 $ 37,000
Coosa, Alabama 1 $ 221,000 $ 221,000 $ 98,000
Jefferson, Alabama 1 $ 158,000 $ 158,000 $ 108,000
Lowndes, Alabama 1 $ 133,000 $ 133,000 $ 53,000
Mobile, Alabama 1 $ 203,000 $ 203,000 $ 84,000
Pike, Alabama 1 $ 56,000 $ 56,000 $ 88,000
Tallapoosa, Alabama 1 $ 110,000 $ 110,000 $ 81,000
La Paz, Arizona 1 $ 56,000 $ 56,000 $ 29,000
Modoc, California 1 $ 256,000 $ 256,000 $ 206,000
Mono, California 1 $ 456,000 $ 456,000 $ 350,000
Plumas, California 1 $ 150,000 $ 150,000 $ 223,000
Siskiyou, California 1 $ 112,000 $ 112,000 $ 77,000
Sutter, California 1 $ 231,000 $ 231,000 $ 84,000
Tehama, California 1 $ 566,000 $ 566,000 $ 110,000
Baca, Colorado 1 $ 89,000 $ 89,000 $ 25,000
Broomfield, Colorado 1 $ 281,000 $ 281,000 $ 67,000
Clear Creek, Colorado 1 $ 212,000 $ 212,000 $ 46,000
Dolores, Colorado 1 $ 316,000 $ 316,000 $ 395,000
Logan, Colorado 1 $ 157,000 $ 157,000 $ 50,000
Otero, Colorado 1 $ 78,000 $ 78,000 $ 113,000
Yuma, Colorado 1 $ 70,000 $ 70,000 $ 37,000
Collier, Florida 1 $ 271,000 $ 271,000 $ 79,000
Orange, Florida 1 $ 274,000 $ 274,000 $ 116,000
Pinellas, Florida 1 $ 192,000 $ 192,000 $ 571,000
Santa Rosa, Florida 1 $ 268,000 $ 268,000 $ 158,000
Bacon, Georgia 1 $ 147,000 $ 147,000 $ 48,000
Banks, Georgia 1 $ 150,000 $ 150,000 $ 38,000
Bibb, Georgia 1 $ 172,000 $ 172,000 $ 120,000
Carroll, Georgia 1 $ 315,000 $ 315,000 $ 38,000
Catoosa, Georgia 1 $ 157,000 $ 157,000 $ 44,000
Colquitt, Georgia 1 $ 272,000 $ 272,000 $ 204,000
Decatur, Georgia 1 $ 142,000 $ 142,000 $ 69,000
Jasper, Georgia 1 $ 137,000 $ 137,000 $ 41,000
Long, Georgia 1 $ 359,000 $ 359,000 $ 149,000
Lumpkin, Georgia 1 $ 395,000 $ 395,000 $ 180,000
Madison, Georgia 1 $ 162,000 $ 162,000 $ 89,000
Murray, Georgia 1 $ 162,000 $ 162,000 $ 145,000
Oglethorpe, Georgia 1 $ 288,000 $ 288,000 $ 288,000
Rabun, Georgia 1 $ 164,000 $ 164,000 $ 133,000
Spalding, Georgia 1 $ 229,000 $ 229,000 $ 81,000
Thomas, Georgia 1 $ 153,000 $ 153,000 $ 65,000
Union, Georgia 1 $ 144,000 $ 144,000 $ 121,000
Bonner, Idaho 1 $ 60,000 $ 60,000 $ 174,000
Bonneville, Idaho 1 $ 95,000 $ 95,000 $ 28,000
Valley, Idaho 1 $ 308,000 $ 308,000 $ 103,000
Champaign, Illinois 1 $ 46,000 $ 46,000 $ 24,000
Christian, Illinois 1 $ 77,000 $ 77,000 $ 71,000
Iroquois, Illinois 1 $ 199,000 $ 199,000 $ 79,000
Peoria, Illinois 1 $ 132,000 $ 132,000 $ 119,000
Tazewell, Illinois 1 $ 60,000 $ 60,000 $ 26,000
Williamson, Illinois 1 $ 194,000 $ 194,000 $ 66,000
Allen, Indiana 1 $ 96,000 $ 96,000 $ 52,000
LaPorte, Indiana 1 $ 76,000 $ 76,000 $ 42,000
Wayne, Indiana 1 $ 222,000 $ 222,000 $ 64,000
White, Indiana 1 $ 180,000 $ 180,000 $ 118,000
Butler, Kansas 1 $ 92,000 $ 92,000 $ 54,000
Calcasieu, Louisiana 1 $ 414,000 $ 414,000 $ 190,000
St. Charles, Louisiana 1 $ 276,000 $ 276,000 $ 125,000
Gladwin, Michigan 1 $ 160,000 $ 160,000 $ 51,000
Iosco, Michigan 1 $ 82,000 $ 82,000 $ 31,000
Jackson, Michigan 1 $ 106,000 $ 106,000 $ 33,000
Oakland, Michigan 1 $ 270,000 $ 270,000 $ 72,000
Ottawa, Michigan 1 $ 138,000 $ 138,000 $ 62,000
Roscommon, Michigan 1 $ 93,000 $ 93,000 $ 28,000
St. Clair, Michigan 1 $ 187,000 $ 187,000 $ 72,000
Tuscola, Michigan 1 $ 44,000 $ 44,000 $ 102,000
Washtenaw, Michigan 1 $ 90,000 $ 90,000 $ 39,000
Clay, Minnesota 1 $ 217,000 $ 217,000 $ 44,000
Douglas, Minnesota 1 $ 181,000 $ 181,000 $ 53,000
Grant, Minnesota 1 $ 138,000 $ 138,000 $ 53,000
Kittson, Minnesota 1 $ 271,000 $ 271,000 $ 165,000
Lac qui Parle, Minnesota 1 $ 133,000 $ 133,000 $ 36,000
Nicollet, Minnesota 1 $ 172,000 $ 172,000 $ 65,000
Otter Tail, Minnesota 1 $ 244,000 $ 244,000 $ 162,000
Pennington, Minnesota 1 $ 143,000 $ 143,000 $ 38,000
Redwood, Minnesota 1 $ 95,000 $ 95,000 $ 97,000
Roseau, Minnesota 1 $ 114,000 $ 114,000 $ 51,000
Wadena, Minnesota 1 $ 59,000 $ 59,000 $ 71,000
Gallatin, Montana 1 $ 259,000 $ 259,000 $ 274,000
Ravalli, Montana 1 $ 190,000 $ 190,000 $ 125,000
Yellowstone, Montana 1 $ 116,000 $ 116,000 $ 33,000
Lancaster, Nebraska 1 $ 204,000 $ 204,000 $ 215,000
Douglas, Nevada 1 $ 424,000 $ 424,000 $ 110,000
Elko, Nevada 1 $ 260,000 $ 260,000 $ 107,000
White Pine, Nevada 1 $ 244,000 $ 244,000 $ 81,000
Dona Ana, New Mexico 1 $ 168,000 $ 168,000 $ 74,000
Grant, New Mexico 1 $ 220,000 $ 220,000 $ 86,000
Luna, New Mexico 1 $ 108,000 $ 108,000 $ 79,000
Rio Arriba, New Mexico 1 $ 118,000 $ 118,000 $ 23,000
Sierra, New Mexico 1 $ 210,000 $ 210,000 $ 96,000
Socorro, New Mexico 1 $ 82,000 $ 82,000 $ 125,000
Catawba, North Carolina 1 $ 218,000 $ 218,000 $ 120,000
Clay, North Carolina 1 $ 100,000 $ 100,000 $ 29,000
Haywood, North Carolina 1 $ 154,000 $ 154,000 $ 33,000
Iredell, North Carolina 1 $ 380,000 $ 380,000 $ 100,000
Orange, North Carolina 1 $ 308,000 $ 308,000 $ 410,000
Polk, North Carolina 1 $ 184,000 $ 184,000 $ 65,000
Burleigh, North Dakota 1 $ 137,000 $ 137,000 $ 63,000
Cass, North Dakota 1 $ 212,000 $ 212,000 $ 44,000
Grant, North Dakota 1 $ 309,000 $ 309,000 $ 144,000
Logan, North Dakota 1 $ 50,000 $ 50,000 $ 41,000
Morton, North Dakota 1 $ 224,000 $ 224,000 $ 43,000
Delaware, Oklahoma 1 $ 78,000 $ 78,000 $ 28,000
Le Flore, Oklahoma 1 $ 150,000 $ 150,000 $ 122,000
Baker, Oregon 1 $ 194,000 $ 194,000 $ 34,000
Hood River, Oregon 1 $ 288,000 $ 288,000 $ 110,000
Jackson, Oregon 1 $ 420,000 $ 420,000 $ 146,000
Josephine, Oregon 1 $ 325,000 $ 325,000 $ 95,000
Lane, Oregon 1 $ 219,000 $ 219,000 $ 107,000
Linn, Oregon 1 $ 315,000 $ 315,000 $ 269,000
Tillamook, Oregon 1 $ 480,000 $ 480,000 $ 240,000
Umatilla, Oregon 1 $ 150,000 $ 150,000 $ 90,000
Wasco, Oregon 1 $ 198,000 $ 198,000 $ 48,000
Colleton, South Carolina 1 $ 172,000 $ 172,000 $ 54,000
Edgefield, South Carolina 1 $ 196,000 $ 196,000 $ 51,000
Laurens, South Carolina 1 $ 53,000 $ 53,000 $ 22,000
Newberry, South Carolina 1 $ 210,000 $ 210,000 $ 85,000
Orangeburg, South Carolina 1 $ 116,000 $ 116,000 $ 31,000
Pickens, South Carolina 1 $ 840,000 $ 840,000 $ 403,000
Lawrence, South Dakota 1 $ 116,000 $ 116,000 $ 68,000
Campbell, Tennessee 1 $ 121,000 $ 121,000 $ 28,000
Greene, Tennessee 1 $ 88,000 $ 88,000 $ 24,000
Marion, Tennessee 1 $ 180,000 $ 180,000 $ 119,000
McMinn, Tennessee 1 $ 112,000 $ 112,000 $ 43,000
Meigs, Tennessee 1 $ 170,000 $ 170,000 $ 47,000
Shelby, Tennessee 1 $ 52,000 $ 52,000 $ 105,000
Union, Tennessee 1 $ 123,000 $ 123,000 $ 38,000
Bexar, Texas 1 $ 265,000 $ 265,000 $ 60,000
Cooke, Texas 1 $ 283,000 $ 283,000 $ 81,000
El Paso, Texas 1 $ 63,000 $ 63,000 $ 32,000
Fort Bend, Texas 1 $ 255,000 $ 255,000 $ 135,000
Grayson, Texas 1 $ 225,000 $ 225,000 $ 103,000
Hardin, Texas 1 $ 83,000 $ 83,000 $ 60,000
Montgomery, Texas 1 $ 250,000 $ 250,000 $ 107,000
Randall, Texas 1 $ 97,000 $ 97,000 $ 84,000
Victoria, Texas 1 $ 239,000 $ 239,000 $ 105,000
Williamson, Texas 1 $ 121,000 $ 121,000 $ 28,000
Box Elder, Utah 1 $ 181,000 $ 181,000 $ 40,000
Cache, Utah 1 $ 148,000 $ 148,000 $ 42,000
Duchesne, Utah 1 $ 290,000 $ 290,000 $ 131,000
Emery, Utah 1 $ 48,000 $ 48,000 $ 26,000
Garfield, Utah 1 $ 97,000 $ 97,000 $ 48,000
Millard, Utah 1 $ 149,000 $ 149,000 $ 23,000
Rich, Utah 1 $ 130,000 $ 130,000 $ 204,000
Sanpete, Utah 1 $ 280,000 $ 280,000 $ 51,000
Sevier, Utah 1 $ 219,000 $ 219,000 $ 60,000
Asotin, Washington 1 $ 211,000 $ 211,000 $ 72,000
Ferry, Washington 1 $ 315,000 $ 315,000 $ 171,000
Klickitat, Washington 1 $ 428,000 $ 428,000 $ 108,000
Pacific, Washington 1 $ 138,000 $ 138,000 $ 49,000
Skamania, Washington 1 $ 237,000 $ 237,000 $ 71,000
Whitman, Washington 1 $ 139,000 $ 139,000 $ 146,000
Ashland, Wisconsin 1 $ 84,000 $ 84,000 $ 27,000
Page:

Mortgage Loan Application Detail Totals for Bay Equity LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,458 $4,211,599,000 $272,000 $10,000,000 $98,000 $3,165,000
Refinancing 5,307 $1,743,736,000 $328,000 $3,600,000 $118,000 $2,313,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,167 $3,739,790,000 $284,000 $10,000,000 $106,000 $2,872,000
Hispanic 3,895 $1,020,959,000 $262,000 $1,376,000 $83,000 $2,313,000
Not Provided 1,386 $514,352,000 $371,000 $6,000,000 $131,000 $3,165,000
Black or African American 1,064 $254,942,000 $239,000 $1,880,000 $86,000 $1,750,000
Asian 991 $347,250,000 $350,000 $1,950,000 $119,000 $706,000
American Indian or Alaskan Native 148 $41,488,000 $280,000 $1,480,000 $107,000 $1,225,000
Native Hawaiian or Other Pacific Islander 114 $36,554,000 $320,000 $954,000 $94,000 $246,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,071 $3,969,907,000 $303,000 $10,000,000 $120,000 $3,165,000
FHA-insured (Federal Housing Administration) 5,606 $1,373,271,000 $244,000 $1,245,000 $72,000 $377,000
VA-guaranteed (Veterans Administration) 1,636 $526,866,000 $322,000 $1,523,000 $87,000 $1,750,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 452 $85,291,000 $188,000 $565,000 $57,000 $300,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,297 $4,277,534,000 $279,000 $3,825,000 $101,000 $2,695,000
File Closed For Incompleteness 2,321 $743,286,000 $320,000 $10,000,000 $114,000 $3,165,000
Application Denied By Financial Institution 1,586 $469,476,000 $296,000 $2,000,000 $102,000 $2,016,000
Application Withdrawn By Applicant 1,251 $358,963,000 $286,000 $3,000,000 $109,000 $2,872,000
Preapproval Denied by Financial Institution 128 $44,240,000 $345,000 $1,400,000 $95,000 $430,000
Application Approved But Not Accepted 103 $30,300,000 $294,000 $1,270,000 $105,000 $449,000
Preapproval Approved but not Accepted 79 $31,536,000 $399,000 $1,000,000 $118,000 $335,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 564 $157,738,000 $279,000 $2,000,000 $102,000 $923,000
Unverifiable Information 418 $134,648,000 $322,000 $1,681,000 $106,000 $1,145,000
Credit Application Incomplete 225 $66,967,000 $297,000 $1,345,000 $103,000 $590,000
Credit History 188 $48,236,000 $256,000 $1,280,000 $112,000 $2,016,000
Debt-To-Income Ratio 156 $54,576,000 $349,000 $1,955,000 $88,000 $451,000
Insufficient Cash (Downpayment, Closing Cost) 98 $33,735,000 $344,000 $1,950,000 $93,000 $532,000
Employment History 48 $12,186,000 $253,000 $923,000 $73,000 $204,000
Other 17 $5,630,000 $331,000 $1,500,000 $124,000 $520,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay Equity LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bay Equity LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List