Benchmark Bank Mortgage Lending & HMDA Data, 2016
In 2016, Benchmark Bank of Gahanna, OH reported 1,624 mortgage applications totaling $389.5 million, up 6% from 2015. The average application was for $239,818, and applicants reported an average income of $95,922. 48% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Columbus, OH (359), Cincinnati, OH-KY-IN (104) and New York-Jersey City-White Plains, NY-NJ (91) (applications in parentheses).
| Mortgage Company & Address | Benchmark Bank 461 Beecher Road Gahanna, OH 43230 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,624 |
| Total Mortgage Loan Application Amount | $389,466,000 |
| Average Mortgage Loan Application Amount | $239,818 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $95,922 |
| Highest Applicant Income | $1,587,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Benchmark Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin, Ohio | 222 | $ 50,429,000 | $ 227,157 | $ 95,000 |
| Delaware, Ohio | 62 | $ 17,869,000 | $ 288,209 | $ 126,000 |
| Licking, Ohio | 33 | $ 5,982,000 | $ 181,272 | $ 78,000 |
| Nassau, New York | 25 | $ 9,128,000 | $ 365,120 | $ 142,000 |
| Hamilton, Ohio | 25 | $ 3,866,000 | $ 154,640 | $ 78,000 |
| Queens, New York | 20 | $ 8,110,000 | $ 405,500 | $ 98,000 |
| Cook, Illinois | 19 | $ 4,061,000 | $ 213,736 | $ 81,000 |
| Suffolk, New York | 19 | $ 5,775,000 | $ 303,947 | $ 115,000 |
| Prince George's, Maryland | 18 | $ 4,936,000 | $ 274,222 | $ 108,000 |
| Kenton, Kentucky | 17 | $ 1,824,000 | $ 107,294 | $ 55,000 |
| Allen, Ohio | 16 | $ 2,006,000 | $ 125,375 | $ 62,000 |
| Clermont, Ohio | 15 | $ 2,824,000 | $ 188,266 | $ 94,000 |
| Boone, Kentucky | 14 | $ 2,975,000 | $ 212,500 | $ 91,000 |
| Westchester, New York | 14 | $ 4,455,000 | $ 318,214 | $ 132,000 |
| Fairfield, Ohio | 14 | $ 2,553,000 | $ 182,357 | $ 111,000 |
| Montgomery, Ohio | 14 | $ 1,930,000 | $ 137,857 | $ 110,000 |
| Miami-Dade, Florida | 13 | $ 3,809,000 | $ 293,000 | $ 122,000 |
| Richmond, New York | 13 | $ 4,196,000 | $ 322,769 | $ 97,000 |
| Kane, Illinois | 12 | $ 2,434,000 | $ 202,833 | $ 63,000 |
| Norfolk, Massachusetts | 12 | $ 3,398,000 | $ 283,166 | $ 112,000 |
| Union, Ohio | 12 | $ 2,385,000 | $ 198,750 | $ 64,000 |
| Broward, Florida | 11 | $ 2,574,000 | $ 234,000 | $ 128,000 |
| Pinellas, Florida | 10 | $ 2,102,000 | $ 210,200 | $ 73,000 |
| DuPage, Illinois | 10 | $ 2,127,000 | $ 212,700 | $ 79,000 |
| Baltimore, Maryland | 10 | $ 2,540,000 | $ 254,000 | $ 86,000 |
| Rockingham, New Hampshire | 10 | $ 2,724,000 | $ 272,400 | $ 116,000 |
| Bronx, New York | 10 | $ 4,009,000 | $ 400,900 | $ 95,000 |
| Erie, New York | 10 | $ 2,370,000 | $ 237,000 | $ 111,000 |
| Kings, New York | 10 | $ 4,537,000 | $ 453,700 | $ 92,000 |
| New Haven, Connecticut | 9 | $ 2,083,000 | $ 231,444 | $ 74,000 |
| Palm Beach, Florida | 9 | $ 2,331,000 | $ 259,000 | $ 75,000 |
| Will, Illinois | 9 | $ 2,626,000 | $ 291,777 | $ 132,000 |
| Campbell, Kentucky | 9 | $ 1,102,000 | $ 122,444 | $ 63,000 |
| Baltimore City, Maryland | 9 | $ 1,727,000 | $ 191,888 | $ 88,000 |
| Barnstable, Massachusetts | 9 | $ 2,636,000 | $ 292,888 | $ 138,000 |
| Bristol, Massachusetts | 9 | $ 2,001,000 | $ 222,333 | $ 99,000 |
| Plymouth, Massachusetts | 9 | $ 2,451,000 | $ 272,333 | $ 103,000 |
| Butler, Ohio | 9 | $ 1,691,000 | $ 187,888 | $ 85,000 |
| Hillsborough, Florida | 8 | $ 1,973,000 | $ 246,625 | $ 99,000 |
| Lee, Florida | 8 | $ 1,732,000 | $ 216,500 | $ 72,000 |
| Hamilton, Indiana | 8 | $ 1,888,000 | $ 236,000 | $ 275,000 |
| Frederick, Maryland | 8 | $ 1,826,000 | $ 228,250 | $ 103,000 |
| Charleston, South Carolina | 8 | $ 2,451,000 | $ 306,375 | $ 118,000 |
| New Castle, Delaware | 7 | $ 1,517,000 | $ 216,714 | $ 77,000 |
| Fulton, Georgia | 7 | $ 1,951,000 | $ 278,714 | $ 117,000 |
| Montgomery, Maryland | 7 | $ 2,126,000 | $ 303,714 | $ 93,000 |
| Cuyahoga, Ohio | 7 | $ 1,648,000 | $ 235,428 | $ 118,000 |
| Warren, Ohio | 7 | $ 1,559,000 | $ 222,714 | $ 156,000 |
| Monroe, Pennsylvania | 7 | $ 642,000 | $ 91,714 | $ 92,000 |
| Jefferson, West Virginia | 7 | $ 2,053,000 | $ 293,285 | $ 124,000 |
| Fairfield, Connecticut | 6 | $ 1,517,000 | $ 252,833 | $ 52,000 |
| District of Columbia, District Of Columbia | 6 | $ 1,718,000 | $ 286,333 | $ 74,000 |
| Duval, Florida | 6 | $ 1,746,000 | $ 291,000 | $ 92,000 |
| Manatee, Florida | 6 | $ 1,667,000 | $ 277,833 | $ 50,000 |
| Sarasota, Florida | 6 | $ 1,300,000 | $ 216,666 | $ 68,000 |
| Anne Arundel, Maryland | 6 | $ 1,896,000 | $ 316,000 | $ 119,000 |
| Middlesex, Massachusetts | 6 | $ 1,536,000 | $ 256,000 | $ 107,000 |
| Suffolk, Massachusetts | 6 | $ 1,733,000 | $ 288,833 | $ 45,000 |
| Monmouth, New Jersey | 6 | $ 2,178,000 | $ 363,000 | $ 83,000 |
| Pickaway, Ohio | 6 | $ 860,000 | $ 143,333 | $ 46,000 |
| Nassau, Florida | 5 | $ 1,052,000 | $ 210,400 | $ 70,000 |
| Orange, Florida | 5 | $ 1,220,000 | $ 244,000 | $ 88,000 |
| Seminole, Florida | 5 | $ 1,119,000 | $ 223,800 | $ 180,000 |
| Cherokee, Georgia | 5 | $ 941,000 | $ 188,200 | $ 97,000 |
| Dearborn, Indiana | 5 | $ 692,000 | $ 138,400 | $ 78,000 |
| Carroll, Maryland | 5 | $ 1,384,000 | $ 276,800 | $ 122,000 |
| Oakland, Michigan | 5 | $ 1,239,000 | $ 247,800 | $ 104,000 |
| Hillsborough, New Hampshire | 5 | $ 1,333,000 | $ 266,600 | $ 81,000 |
| Ocean, New Jersey | 5 | $ 1,358,000 | $ 271,600 | $ 110,000 |
| Rockland, New York | 5 | $ 1,512,000 | $ 302,400 | $ 118,000 |
| Wake, North Carolina | 5 | $ 1,187,000 | $ 237,400 | $ 97,000 |
| Morrow, Ohio | 5 | $ 781,000 | $ 156,200 | $ 61,000 |
| Greenville, South Carolina | 5 | $ 953,000 | $ 190,600 | $ 62,000 |
| York, South Carolina | 5 | $ 1,250,000 | $ 250,000 | $ 71,000 |
| Hartford, Connecticut | 4 | $ 1,004,000 | $ 251,000 | $ 95,000 |
| Tolland, Connecticut | 4 | $ 971,000 | $ 242,750 | $ 74,000 |
| Brevard, Florida | 4 | $ 826,000 | $ 206,500 | $ 103,000 |
| Collier, Florida | 4 | $ 1,369,000 | $ 342,250 | $ 101,000 |
| Pasco, Florida | 4 | $ 1,118,000 | $ 279,500 | $ 85,000 |
| Polk, Florida | 4 | $ 786,000 | $ 196,500 | $ 83,000 |
| Santa Rosa, Florida | 4 | $ 818,000 | $ 204,500 | $ 73,000 |
| Forsyth, Georgia | 4 | $ 1,154,000 | $ 288,500 | $ 93,000 |
| Gwinnett, Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 93,000 |
| St. Mary's, Maryland | 4 | $ 865,000 | $ 216,250 | $ 97,000 |
| Essex, Massachusetts | 4 | $ 1,227,000 | $ 306,750 | $ 179,000 |
| Worcester, Massachusetts | 4 | $ 818,000 | $ 204,500 | $ 171,000 |
| Hudson, New Jersey | 4 | $ 1,424,000 | $ 356,000 | $ 146,000 |
| Union, New Jersey | 4 | $ 1,467,000 | $ 366,750 | $ 118,000 |
| Dutchess, New York | 4 | $ 1,090,000 | $ 272,500 | $ 106,000 |
| Monroe, New York | 4 | $ 934,000 | $ 233,500 | $ 111,000 |
| Durham, North Carolina | 4 | $ 893,000 | $ 223,250 | $ 76,000 |
| Greene, Ohio | 4 | $ 777,000 | $ 194,250 | $ 124,000 |
| Knox, Ohio | 4 | $ 821,000 | $ 205,250 | $ 77,000 |
| Wood, Ohio | 4 | $ 1,081,000 | $ 270,250 | $ 115,000 |
| Bucks, Pennsylvania | 4 | $ 1,142,000 | $ 285,500 | $ 115,000 |
| Chester, Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 70,000 |
| Blount, Tennessee | 4 | $ 972,000 | $ 243,000 | $ 63,000 |
| Shelby, Tennessee | 4 | $ 963,000 | $ 240,750 | $ 63,000 |
| Fairfax, Virginia | 4 | $ 1,580,000 | $ 395,000 | $ 108,000 |
| Prince William, Virginia | 4 | $ 1,264,000 | $ 316,000 | $ 107,000 |
| Stafford, Virginia | 4 | $ 1,297,000 | $ 324,250 | $ 56,000 |
| Berkeley, West Virginia | 4 | $ 773,000 | $ 193,250 | $ 76,000 |
| New London, Connecticut | 3 | $ 621,000 | $ 207,000 | $ 103,000 |
| Kent, Delaware | 3 | $ 638,000 | $ 212,666 | $ 39,000 |
| Charlotte, Florida | 3 | $ 522,000 | $ 174,000 | $ 99,000 |
| Cobb, Georgia | 3 | $ 719,000 | $ 239,666 | $ 51,000 |
| Effingham, Georgia | 3 | $ 876,000 | $ 292,000 | $ 95,000 |
| Paulding, Georgia | 3 | $ 753,000 | $ 251,000 | $ 83,000 |
| Lake, Illinois | 3 | $ 908,000 | $ 302,666 | $ 105,000 |
| Porter, Indiana | 3 | $ 606,000 | $ 202,000 | $ 121,000 |
| Hardin, Kentucky | 3 | $ 653,000 | $ 217,666 | $ 80,000 |
| Cecil, Maryland | 3 | $ 809,000 | $ 269,666 | $ 74,000 |
| Harford, Maryland | 3 | $ 1,024,000 | $ 341,333 | $ 205,000 |
| Howard, Maryland | 3 | $ 1,002,000 | $ 334,000 | $ 120,000 |
| Cheshire, New Hampshire | 3 | $ 793,000 | $ 264,333 | $ 112,000 |
| Merrimack, New Hampshire | 3 | $ 612,000 | $ 204,000 | $ 56,000 |
| Camden, New Jersey | 3 | $ 515,000 | $ 171,666 | $ 82,000 |
| Essex, New Jersey | 3 | $ 1,017,000 | $ 339,000 | $ 67,000 |
| Morris, New Jersey | 3 | $ 1,219,000 | $ 406,333 | $ 147,000 |
| Onondaga, New York | 3 | $ 667,000 | $ 222,333 | $ 73,000 |
| Putnam, New York | 3 | $ 1,159,000 | $ 386,333 | $ 131,000 |
| Saratoga, New York | 3 | $ 653,000 | $ 217,666 | $ 140,000 |
| Ulster, New York | 3 | $ 688,000 | $ 229,333 | $ 116,000 |
| Currituck, North Carolina | 3 | $ 762,000 | $ 254,000 | $ 47,000 |
| Champaign, Ohio | 3 | $ 345,000 | $ 115,000 | $ 34,000 |
| Logan, Ohio | 3 | $ 324,000 | $ 108,000 | $ 70,000 |
| Madison, Ohio | 3 | $ 763,000 | $ 254,333 | $ 97,000 |
| Miami, Ohio | 3 | $ 465,000 | $ 155,000 | $ 75,000 |
| Allegheny, Pennsylvania | 3 | $ 624,000 | $ 208,000 | $ 85,000 |
| Montgomery, Pennsylvania | 3 | $ 721,000 | $ 240,333 | $ 99,000 |
| Philadelphia, Pennsylvania | 3 | $ 699,000 | $ 233,000 | $ 135,000 |
| Washington, Rhode Island | 3 | $ 650,000 | $ 216,666 | $ 57,000 |
| Aiken, South Carolina | 3 | $ 701,000 | $ 233,666 | $ 97,000 |
| Berkeley, South Carolina | 3 | $ 569,000 | $ 189,666 | $ 42,000 |
| Horry, South Carolina | 3 | $ 561,000 | $ 187,000 | $ 111,000 |
| Lexington, South Carolina | 3 | $ 568,000 | $ 189,333 | $ 75,000 |
| Davidson, Tennessee | 3 | $ 887,000 | $ 295,666 | $ 228,000 |
| Hamilton, Tennessee | 3 | $ 847,000 | $ 282,333 | $ 113,000 |
| Montgomery, Tennessee | 3 | $ 596,000 | $ 198,666 | $ 47,000 |
| Sumner, Tennessee | 3 | $ 946,000 | $ 315,333 | $ 78,000 |
| Williamson, Tennessee | 3 | $ 1,108,000 | $ 369,333 | $ 170,000 |
| Chesapeake, Virginia | 3 | $ 1,031,000 | $ 343,666 | $ 84,000 |
| Chesterfield, Virginia | 3 | $ 817,000 | $ 272,333 | $ 152,000 |
| Virginia Beach, Virginia | 3 | $ 650,000 | $ 216,666 | $ 88,000 |
| Marion, West Virginia | 3 | $ 716,000 | $ 238,666 | $ 88,000 |
| Madison, Alabama | 2 | $ 609,000 | $ 304,500 | $ 116,000 |
| Mobile, Alabama | 2 | $ 577,000 | $ 288,500 | $ 89,000 |
| Montgomery, Alabama | 2 | $ 374,000 | $ 187,000 | $ 77,000 |
| Shelby, Alabama | 2 | $ 604,000 | $ 302,000 | $ 88,000 |
| Maricopa, Arizona | 2 | $ 468,000 | $ 234,000 | $ 107,000 |
| Sharp, Arkansas | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Los Angeles, California | 2 | $ 647,000 | $ 323,500 | $ 100,000 |
| Adams, Colorado | 2 | $ 570,000 | $ 285,000 | $ 112,000 |
| Middlesex, Connecticut | 2 | $ 183,000 | $ 91,500 | $ 77,000 |
| Sussex, Delaware | 2 | $ 535,000 | $ 267,500 | $ 71,000 |
| Clay, Florida | 2 | $ 522,000 | $ 261,000 | $ 124,000 |
| Hernando, Florida | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Osceola, Florida | 2 | $ 626,000 | $ 313,000 | $ 70,000 |
| St. Johns, Florida | 2 | $ 574,000 | $ 287,000 | $ 176,000 |
| Bryan, Georgia | 2 | $ 695,000 | $ 347,500 | $ 84,000 |
| Coweta, Georgia | 2 | $ 369,000 | $ 184,500 | $ 79,000 |
| Elbert, Georgia | 2 | $ 471,000 | $ 235,500 | $ 57,000 |
| Fayette, Georgia | 2 | $ 816,000 | $ 408,000 | $ 148,000 |
| Kendall, Illinois | 2 | $ 528,000 | $ 264,000 | $ 88,000 |
| Elkhart, Indiana | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Franklin, Indiana | 2 | $ 277,000 | $ 138,500 | $ 70,000 |
| Marion, Indiana | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Jefferson, Kentucky | 2 | $ 466,000 | $ 233,000 | $ 107,000 |
| Oldham, Kentucky | 2 | $ 551,000 | $ 275,500 | $ 92,000 |
| East Baton Rouge, Louisiana | 2 | $ 656,000 | $ 328,000 | $ 101,000 |
| St. Tammany, Louisiana | 2 | $ 528,000 | $ 264,000 | $ 106,000 |
| Queen Anne's, Maryland | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Worcester, Maryland | 2 | $ 449,000 | $ 224,500 | $ 18,000 |
| Gogebic, Michigan | 2 | $ 438,000 | $ 219,000 | $ 40,000 |
| Strafford, New Hampshire | 2 | $ 383,000 | $ 191,500 | $ 96,000 |
| Bergen, New Jersey | 2 | $ 599,000 | $ 299,500 | $ 105,000 |
| Hunterdon, New Jersey | 2 | $ 509,000 | $ 254,500 | $ 126,000 |
| Middlesex, New Jersey | 2 | $ 514,000 | $ 257,000 | $ 126,000 |
| Bernalillo, New Mexico | 2 | $ 358,000 | $ 179,000 | $ 23,000 |
| Ontario, New York | 2 | $ 658,000 | $ 329,000 | $ 144,000 |
| Warren, New York | 2 | $ 441,000 | $ 220,500 | $ 61,000 |
| Pitt, North Carolina | 2 | $ 188,000 | $ 94,000 | $ 49,000 |
| Geauga, Ohio | 2 | $ 472,000 | $ 236,000 | $ 37,000 |
| Hocking, Ohio | 2 | $ 322,000 | $ 161,000 | $ 48,000 |
| Lorain, Ohio | 2 | $ 400,000 | $ 200,000 | $ 86,000 |
| Lucas, Ohio | 2 | $ 517,000 | $ 258,500 | $ 103,000 |
| Portage, Ohio | 2 | $ 304,000 | $ 152,000 | $ 63,000 |
| Summit, Ohio | 2 | $ 349,000 | $ 174,500 | $ 336,000 |
| Oklahoma, Oklahoma | 2 | $ 408,000 | $ 204,000 | $ 105,000 |
| Butler, Pennsylvania | 2 | $ 456,000 | $ 228,000 | $ 141,000 |
| Bristol, Rhode Island | 2 | $ 626,000 | $ 313,000 | $ 91,000 |
| Newport, Rhode Island | 2 | $ 511,000 | $ 255,500 | $ 66,000 |
| Providence, Rhode Island | 2 | $ 633,000 | $ 316,500 | $ 122,000 |
| Cumberland, Tennessee | 2 | $ 283,000 | $ 141,500 | $ 156,000 |
| Monroe, Tennessee | 2 | $ 468,000 | $ 234,000 | $ 100,000 |
| Sullivan, Tennessee | 2 | $ 476,000 | $ 238,000 | $ 81,000 |
| Bexar, Texas | 2 | $ 265,000 | $ 132,500 | $ 75,000 |
| Collin, Texas | 2 | $ 598,000 | $ 299,000 | $ 30,000 |
| Harris, Texas | 2 | $ 474,000 | $ 237,000 | $ 73,000 |
| Tarrant, Texas | 2 | $ 253,000 | $ 126,500 | $ 65,000 |
| Washington, Vermont | 2 | $ 625,000 | $ 312,500 | $ 85,000 |
| Fauquier, Virginia | 2 | $ 581,000 | $ 290,500 | $ 75,000 |
| Hampton, Virginia | 2 | $ 518,000 | $ 259,000 | $ 99,000 |
| Loudoun, Virginia | 2 | $ 615,000 | $ 307,500 | $ 92,000 |
| Newport News, Virginia | 2 | $ 386,000 | $ 193,000 | $ 38,000 |
| Richmond City, Virginia | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Spotsylvania, Virginia | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Westmoreland, Virginia | 2 | $ 414,000 | $ 207,000 | $ 76,000 |
| Pierce, Washington | 2 | $ 364,000 | $ 182,000 | $ 71,000 |
| Boone, West Virginia | 2 | $ 653,000 | $ 326,500 | $ 87,000 |
| Kanawha, West Virginia | 2 | $ 461,000 | $ 230,500 | $ 65,000 |
| Nicholas, West Virginia | 2 | $ 745,000 | $ 372,500 | $ 84,000 |
| Baldwin, Alabama | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Coffee, Alabama | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Lee, Alabama | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Limestone, Alabama | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Morgan, Alabama | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| St. Clair, Alabama | 1 | $ 194,000 | $ 194,000 | $ 78,000 |
| Talladega, Alabama | 1 | $ 358,000 | $ 358,000 | $ 150,000 |
| Tuscaloosa, Alabama | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Pulaski, Arkansas | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Alameda, California | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Amador, California | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Kern, California | 1 | $ 282,000 | $ 282,000 | $ 76,000 |
| Lassen, California | 1 | $ 362,000 | $ 362,000 | $ 108,000 |
| Orange, California | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| San Bernardino, California | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| San Diego, California | 1 | $ 367,000 | $ 367,000 | $ 60,000 |
| San Joaquin, California | 1 | $ 269,000 | $ 269,000 | $ 49,000 |
| San Luis Obispo, California | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Shasta, California | 1 | $ 202,000 | $ 202,000 | $ 91,000 |
| Stanislaus, California | 1 | $ 211,000 | $ 211,000 | $ 50,000 |
| Sutter, California | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Tuolumne, California | 1 | $ 335,000 | $ 335,000 | $ 50,000 |
| Arapahoe, Colorado | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Huerfano, Colorado | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
| Litchfield, Connecticut | 1 | $ 390,000 | $ 390,000 | $ 50,000 |
| Windham, Connecticut | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Alachua, Florida | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Bay, Florida | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
| Calhoun, Florida | 1 | $ 270,000 | $ 270,000 | $ 58,000 |
| Flagler, Florida | 1 | $ 147,000 | $ 147,000 | $ 65,000 |
| Leon, Florida | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| Marion, Florida | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Martin, Florida | 1 | $ 230,000 | $ 230,000 | $ 113,000 |
| Monroe, Florida | 1 | $ 210,000 | $ 210,000 | $ 36,000 |
| Okaloosa, Florida | 1 | $ 174,000 | $ 174,000 | $ 115,000 |
| Sumter, Florida | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Volusia, Florida | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Bartow, Georgia | 1 | $ 158,000 | $ 158,000 | $ 208,000 |
| Carroll, Georgia | 1 | $ 176,000 | $ 176,000 | $ 144,000 |
| Chatham, Georgia | 1 | $ 362,000 | $ 362,000 | $ 69,000 |
| Gilmer, Georgia | 1 | $ 138,000 | $ 138,000 | $ 32,000 |
| Glynn, Georgia | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Hall, Georgia | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Hart, Georgia | 1 | $ 253,000 | $ 253,000 | $ 112,000 |
| Henry, Georgia | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| Houston, Georgia | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
| Muscogee, Georgia | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| Richmond, Georgia | 1 | $ 383,000 | $ 383,000 | $ 157,000 |
| Towns, Georgia | 1 | $ 194,000 | $ 194,000 | $ 132,000 |
| Kootenai, Idaho | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| DeKalb, Illinois | 1 | $ 184,000 | $ 184,000 | $ 68,000 |
| Jo Daviess, Illinois | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Kankakee, Illinois | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Madison, Illinois | 1 | $ 256,000 | $ 256,000 | $ 60,000 |
| Peoria, Illinois | 1 | $ 286,000 | $ 286,000 | $ 250,000 |
| Sangamon, Illinois | 1 | $ 190,000 | $ 190,000 | $ 256,000 |
| St. Clair, Illinois | 1 | $ 189,000 | $ 189,000 | $ 93,000 |
| Union, Illinois | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
| Whiteside, Illinois | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Williamson, Illinois | 1 | $ 57,000 | $ 57,000 | $ 97,000 |
| Allen, Indiana | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Boone, Indiana | 1 | $ 207,000 | $ 207,000 | $ 32,000 |
| Clark, Indiana | 1 | $ 228,000 | $ 228,000 | $ 33,000 |
| Hancock, Indiana | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
| Harrison, Indiana | 1 | $ 207,000 | $ 207,000 | $ 157,000 |
| Jefferson, Indiana | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Johnson, Indiana | 1 | $ 201,000 | $ 201,000 | $ 35,000 |
| Kosciusko, Indiana | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Lake, Indiana | 1 | $ 291,000 | $ 291,000 | $ 216,000 |
| Monroe, Indiana | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
| Ripley, Indiana | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Switzerland, Indiana | 1 | $ 211,000 | $ 211,000 | $ 176,000 |
| Tippecanoe, Indiana | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Vigo, Indiana | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Harrison, Iowa | 1 | $ 179,000 | $ 179,000 | $ 74,000 |
| Johnson, Iowa | 1 | $ 362,000 | $ 362,000 | $ 235,000 |
| Polk, Iowa | 1 | $ 191,000 | $ 191,000 | $ 55,000 |
| Scott, Iowa | 1 | $ 282,000 | $ 282,000 | $ 190,000 |
| Geary, Kansas | 1 | $ 400,000 | $ 400,000 | $ 164,000 |
| Johnson, Kansas | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| Leavenworth, Kansas | 1 | $ 400,000 | $ 400,000 | $ 159,000 |
| Fayette, Kentucky | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Gallatin, Kentucky | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Grant, Kentucky | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Lawrence, Kentucky | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
| Madison, Kentucky | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| McCracken, Kentucky | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
| Acadia, Louisiana | 1 | $ 216,000 | $ 216,000 | $ 57,000 |
| Ascension, Louisiana | 1 | $ 183,000 | $ 183,000 | $ 98,000 |
| Calcasieu, Louisiana | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Livingston, Louisiana | 1 | $ 237,000 | $ 237,000 | $ 0 |
| St. Landry, Louisiana | 1 | $ 161,000 | $ 161,000 | $ 100,000 |
| Terrebonne, Louisiana | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Webster, Louisiana | 1 | $ 188,000 | $ 188,000 | $ 36,000 |
| Penobscot, Maine | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Somerset, Maine | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Waldo, Maine | 1 | $ 218,000 | $ 218,000 | $ 43,000 |
| Calvert, Maryland | 1 | $ 440,000 | $ 440,000 | $ 72,000 |
| Washington, Maryland | 1 | $ 232,000 | $ 232,000 | $ 131,000 |
| Wicomico, Maryland | 1 | $ 232,000 | $ 232,000 | $ 47,000 |
| Berkshire, Massachusetts | 1 | $ 267,000 | $ 267,000 | $ 141,000 |
| Dukes, Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 74,000 |
| Franklin, Massachusetts | 1 | $ 331,000 | $ 331,000 | $ 75,000 |
| Hampden, Massachusetts | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Eaton, Michigan | 1 | $ 112,000 | $ 112,000 | $ 89,000 |
| Mecosta, Michigan | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Saginaw, Michigan | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Wayne, Michigan | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Itasca, Minnesota | 1 | $ 488,000 | $ 488,000 | $ 112,000 |
| Kanabec, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Wabasha, Minnesota | 1 | $ 239,000 | $ 239,000 | $ 93,000 |
| Washington, Minnesota | 1 | $ 221,000 | $ 221,000 | $ 216,000 |
| Carroll, Mississippi | 1 | $ 219,000 | $ 219,000 | $ 78,000 |
| Madison, Mississippi | 1 | $ 700,000 | $ 700,000 | $ 500,000 |
| Pearl River, Mississippi | 1 | $ 153,000 | $ 153,000 | $ 114,000 |
| Rankin, Mississippi | 1 | $ 177,000 | $ 177,000 | $ 48,000 |
| Boone, Missouri | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Jackson, Missouri | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Polk, Missouri | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Pulaski, Missouri | 1 | $ 180,000 | $ 180,000 | $ 166,000 |
| St. Charles, Missouri | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Lancaster, Nebraska | 1 | $ 232,000 | $ 232,000 | $ 122,000 |
| Carson City, Nevada | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Clark, Nevada | 1 | $ 191,000 | $ 191,000 | $ 52,000 |
| Douglas, Nevada | 1 | $ 189,000 | $ 189,000 | $ 32,000 |
| Washoe, Nevada | 1 | $ 330,000 | $ 330,000 | $ 130,000 |
| Carroll, New Hampshire | 1 | $ 191,000 | $ 191,000 | $ 88,000 |
| Coos, New Hampshire | 1 | $ 170,000 | $ 170,000 | $ 120,000 |
| Grafton, New Hampshire | 1 | $ 276,000 | $ 276,000 | $ 63,000 |
| Atlantic, New Jersey | 1 | $ 256,000 | $ 256,000 | $ 122,000 |
| Burlington, New Jersey | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Cape May, New Jersey | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
| Gloucester, New Jersey | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Mercer, New Jersey | 1 | $ 291,000 | $ 291,000 | $ 95,000 |
| Warren, New Jersey | 1 | $ 307,000 | $ 307,000 | $ 40,000 |
| Albany, New York | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Broome, New York | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
| Chenango, New York | 1 | $ 292,000 | $ 292,000 | $ 129,000 |
| Clinton, New York | 1 | $ 250,000 | $ 250,000 | $ 113,000 |
| Columbia, New York | 1 | $ 300,000 | $ 300,000 | $ 156,000 |
| Madison, New York | 1 | $ 134,000 | $ 134,000 | $ 138,000 |
| Montgomery, New York | 1 | $ 287,000 | $ 287,000 | $ 300,000 |
| Oneida, New York | 1 | $ 194,000 | $ 194,000 | $ 49,000 |
| Rensselaer, New York | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Schenectady, New York | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Seneca, New York | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Sullivan, New York | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Tompkins, New York | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Avery, North Carolina | 1 | $ 264,000 | $ 264,000 | $ 142,000 |
| Cabarrus, North Carolina | 1 | $ 242,000 | $ 242,000 | $ 115,000 |
| Catawba, North Carolina | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
| Cherokee, North Carolina | 1 | $ 229,000 | $ 229,000 | $ 54,000 |
| Cumberland, North Carolina | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Davie, North Carolina | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Hoke, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Johnston, North Carolina | 1 | $ 177,000 | $ 177,000 | $ 25,000 |
| Moore, North Carolina | 1 | $ 173,000 | $ 173,000 | $ 87,000 |
| Nash, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Rockingham, North Carolina | 1 | $ 204,000 | $ 204,000 | $ 178,000 |
| Surry, North Carolina | 1 | $ 211,000 | $ 211,000 | $ 156,000 |
| Wayne, North Carolina | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Morton, North Dakota | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Adams, Ohio | 1 | $ 270,000 | $ 270,000 | $ 156,000 |
| Auglaize, Ohio | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Brown, Ohio | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Clinton, Ohio | 1 | $ 66,000 | $ 66,000 | $ 106,000 |
| Coshocton, Ohio | 1 | $ 216,000 | $ 216,000 | $ 81,000 |
| Crawford, Ohio | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Erie, Ohio | 1 | $ 74,000 | $ 74,000 | $ 92,000 |
| Fayette, Ohio | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Henry, Ohio | 1 | $ 81,000 | $ 81,000 | $ 105,000 |
| Lake, Ohio | 1 | $ 260,000 | $ 260,000 | $ 192,000 |
| Marion, Ohio | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Medina, Ohio | 1 | $ 179,000 | $ 179,000 | $ 191,000 |
| Morgan, Ohio | 1 | $ 83,000 | $ 83,000 | $ 88,000 |
| Putnam, Ohio | 1 | $ 113,000 | $ 113,000 | $ 80,000 |
| Richland, Ohio | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Ross, Ohio | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Scioto, Ohio | 1 | $ 107,000 | $ 107,000 | $ 44,000 |
| Shelby, Ohio | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Stark, Ohio | 1 | $ 219,000 | $ 219,000 | $ 152,000 |
| Trumbull, Ohio | 1 | $ 209,000 | $ 209,000 | $ 88,000 |
| Wayne, Ohio | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Cleveland, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Comanche, Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Josephine, Oregon | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Lane, Oregon | 1 | $ 320,000 | $ 320,000 | $ 42,000 |
| Washington, Oregon | 1 | $ 431,000 | $ 431,000 | $ 116,000 |
| Carbon, Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 85,000 |
| Centre, Pennsylvania | 1 | $ 354,000 | $ 354,000 | $ 115,000 |
| Delaware, Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Erie, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Jefferson, Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 37,000 |
| Lackawanna, Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 108,000 |
| Northampton, Pennsylvania | 1 | $ 266,000 | $ 266,000 | $ 100,000 |
| Northumberland, Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Pike, Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 102,000 |
| Westmoreland, Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 89,000 |
| Kent, Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Beaufort, South Carolina | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
| Clarendon, South Carolina | 1 | $ 193,000 | $ 193,000 | $ 111,000 |
| Georgetown, South Carolina | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Kershaw, South Carolina | 1 | $ 177,000 | $ 177,000 | $ 103,000 |
| Laurens, South Carolina | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
| Newberry, South Carolina | 1 | $ 229,000 | $ 229,000 | $ 65,000 |
| Oconee, South Carolina | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| Richland, South Carolina | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Spartanburg, South Carolina | 1 | $ 203,000 | $ 203,000 | $ 98,000 |
| Custer, South Dakota | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Anderson, Tennessee | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
| Grainger, Tennessee | 1 | $ 227,000 | $ 227,000 | $ 55,000 |
| Lincoln, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Madison, Tennessee | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| Rutherford, Tennessee | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Sevier, Tennessee | 1 | $ 280,000 | $ 280,000 | $ 105,000 |
| Washington, Tennessee | 1 | $ 211,000 | $ 211,000 | $ 48,000 |
| Aransas, Texas | 1 | $ 202,000 | $ 202,000 | $ 121,000 |
| Bandera, Texas | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Ector, Texas | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Fort Bend, Texas | 1 | $ 220,000 | $ 220,000 | $ 140,000 |
| Galveston, Texas | 1 | $ 231,000 | $ 231,000 | $ 96,000 |
| Hays, Texas | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Kerr, Texas | 1 | $ 219,000 | $ 219,000 | $ 93,000 |
| Midland, Texas | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Rockwall, Texas | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Wilson, Texas | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Utah, Utah | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
| Weber, Utah | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Grand Isle, Vermont | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Rutland, Vermont | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Arlington, Virginia | 1 | $ 154,000 | $ 154,000 | $ 46,000 |
| Bedford, Virginia | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Carroll, Virginia | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Frederick, Virginia | 1 | $ 202,000 | $ 202,000 | $ 45,000 |
| Fredericksburg, Virginia | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Giles, Virginia | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Gloucester, Virginia | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Hanover, Virginia | 1 | $ 229,000 | $ 229,000 | $ 41,000 |
| Henrico, Virginia | 1 | $ 201,000 | $ 201,000 | $ 70,000 |
| Isle of Wight, Virginia | 1 | $ 350,000 | $ 350,000 | $ 243,000 |
| Mecklenburg, Virginia | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Norfolk, Virginia | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Nottoway, Virginia | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Petersburg, Virginia | 1 | $ 205,000 | $ 205,000 | $ 27,000 |
| Powhatan, Virginia | 1 | $ 273,000 | $ 273,000 | $ 45,000 |
| Rappahannock, Virginia | 1 | $ 113,000 | $ 113,000 | $ 103,000 |
| Shenandoah, Virginia | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
| Warren, Virginia | 1 | $ 280,000 | $ 280,000 | $ 126,000 |
| Franklin, Washington | 1 | $ 170,000 | $ 170,000 | $ 30,000 |
| Grays Harbor, Washington | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| King, Washington | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Kitsap, Washington | 1 | $ 280,000 | $ 280,000 | $ 48,000 |
| Hampshire, West Virginia | 1 | $ 166,000 | $ 166,000 | $ 34,000 |
| Lincoln, West Virginia | 1 | $ 296,000 | $ 296,000 | $ 64,000 |
| Preston, West Virginia | 1 | $ 263,000 | $ 263,000 | $ 28,000 |
| Putnam, West Virginia | 1 | $ 329,000 | $ 329,000 | $ 48,000 |
| Raleigh, West Virginia | 1 | $ 232,000 | $ 232,000 | $ 166,000 |
| Milwaukee, Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Benchmark Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,186 | $302,340,000 | $254,000 | $2,800,000 | $98,000 | $1,587,000 |
| Home Purchase | 362 | $68,087,000 | $188,000 | $1,700,000 | $87,000 | $581,000 |
| Home Improvement | 76 | $19,039,000 | $250,000 | $660,000 | $106,000 | $516,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,113 | $257,390,000 | $231,000 | $1,170,000 | $101,000 | $1,587,000 |
| Not Provided | 266 | $66,883,000 | $251,000 | $919,000 | $84,000 | $347,000 |
| Black or African American | 136 | $30,292,000 | $222,000 | $496,000 | $81,000 | $503,000 |
| Hispanic | 58 | $13,743,000 | $236,000 | $417,000 | $94,000 | $229,000 |
| Asian | 29 | $7,466,000 | $257,000 | $625,000 | $119,000 | $272,000 |
| Not applicable | 11 | $11,231,000 | $1,021,000 | $2,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,869,000 | $233,000 | $368,000 | $76,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $592,000 | $197,000 | $284,000 | $155,000 | $372,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 825 | $208,368,000 | $252,000 | $2,800,000 | $113,000 | $1,587,000 |
| VA-guaranteed (Veterans Administration) | 458 | $114,051,000 | $249,000 | $919,000 | $80,000 | $279,000 |
| FHA-insured (Federal Housing Administration) | 323 | $64,438,000 | $199,000 | $493,000 | $76,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,609,000 | $144,000 | $205,000 | $56,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 785 | $184,265,000 | $234,000 | $2,800,000 | $97,000 | $581,000 |
| File Closed For Incompleteness | 500 | $122,250,000 | $244,000 | $919,000 | $98,000 | $1,587,000 |
| Application Withdrawn By Applicant | 226 | $55,544,000 | $245,000 | $735,000 | $98,000 | $500,000 |
| Application Denied By Financial Institution | 107 | $26,208,000 | $244,000 | $1,186,000 | $71,000 | $230,000 |
| Application Approved But Not Accepted | 6 | $1,199,000 | $199,000 | $313,000 | $106,000 | $308,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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