Benchmark Bank Mortgage Lending & HMDA Data, 2016
In 2016, Benchmark Bank of Gahanna, OH reported 1,624 mortgage applications totaling $389.5 million, up 6% from 2015. The average application was for $239,818, and applicants reported an average income of $95,922. 48% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Columbus, OH (359), Cincinnati, OH-KY-IN (104) and New York-Jersey City-White Plains, NY-NJ (91) (applications in parentheses).
| Mortgage Company & Address | Benchmark Bank 461 Beecher Road Gahanna, OH 43230 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,624 |
| Total Mortgage Loan Application Amount | $389,466,000 |
| Average Mortgage Loan Application Amount | $239,818 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $95,922 |
| Highest Applicant Income | $1,587,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Benchmark Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 359 | $ 81,944,000 | $ 228,256 | $ 97,000 |
| Cincinnati, OH-KY-IN | 104 | $ 16,846,000 | $ 161,980 | $ 81,634 |
| New York-Jersey City-White Plains, NY-NJ | 91 | $ 32,892,000 | $ 361,450 | $ 106,043 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 54 | $ 15,746,000 | $ 291,592 | $ 97,444 |
| Nassau County-Suffolk County, NY | 44 | $ 14,903,000 | $ 338,704 | $ 130,000 |
| Chicago-Naperville-Arlington Heights, IL | 40 | $ 9,342,000 | $ 233,550 | $ 92,000 |
| Baltimore-Columbia-Towson, MD | 38 | $ 10,063,000 | $ 264,815 | $ 109,000 |
| Atlanta-Sandy Springs-Roswell, GA | 33 | $ 8,347,000 | $ 252,939 | $ 101,000 |
| Boston, MA | 27 | $ 7,582,000 | $ 280,814 | $ 94,000 |
| Tampa-St. Petersburg-Clearwater, FL | 24 | $ 5,563,000 | $ 231,791 | $ 83,000 |
| Dayton, OH | 21 | $ 3,172,000 | $ 151,047 | $ 108,000 |
| Providence-Warwick, RI-MA | 19 | $ 4,736,000 | $ 249,263 | $ 91,105 |
| Lima, OH | 16 | $ 2,006,000 | $ 125,375 | $ 62,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 16 | $ 4,064,000 | $ 254,000 | $ 83,562 |
| Jacksonville, FL | 15 | $ 3,894,000 | $ 259,600 | $ 100,000 |
| Silver Spring-Frederick-Rockville, MD | 15 | $ 3,952,000 | $ 263,466 | $ 98,000 |
| Cleveland-Elyria, OH | 13 | $ 2,959,000 | $ 227,615 | $ 112,000 |
| Elgin, IL | 13 | $ 2,618,000 | $ 201,384 | $ 63,000 |
| Indianapolis-Carmel-Anderson, IN | 13 | $ 2,966,000 | $ 228,153 | $ 201,000 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 3,809,000 | $ 293,000 | $ 122,000 |
| Newark, NJ-PA | 13 | $ 4,258,000 | $ 327,538 | $ 113,076 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 2,967,000 | $ 247,250 | $ 59,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 2,965,000 | $ 247,083 | $ 123,000 |
| Rockingham County-Strafford County, NH | 12 | $ 3,107,000 | $ 258,916 | $ 113,000 |
| Charleston-North Charleston, SC | 11 | $ 3,020,000 | $ 274,545 | $ 97,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 2,574,000 | $ 234,000 | $ 128,000 |
| Montgomery County-Bucks County-Chester County, PA | 11 | $ 2,923,000 | $ 265,727 | $ 94,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 10 | $ 2,370,000 | $ 237,000 | $ 111,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 2,763,000 | $ 276,300 | $ 136,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 2,158,000 | $ 215,800 | $ 83,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 10 | $ 3,141,000 | $ 314,100 | $ 151,000 |
| Wilmington, DE-MD-NJ | 10 | $ 2,326,000 | $ 232,600 | $ 76,100 |
| Barnstable Town, MA | 9 | $ 2,636,000 | $ 292,888 | $ 138,000 |
| New Haven-Milford, CT | 9 | $ 2,083,000 | $ 231,444 | $ 74,000 |
| Richmond, VA | 9 | $ 2,105,000 | $ 233,888 | $ 85,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 2,331,000 | $ 259,000 | $ 75,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 1,732,000 | $ 216,500 | $ 72,000 |
| Dutchess County-Putnam County, NY | 7 | $ 2,249,000 | $ 321,285 | $ 117,000 |
| East Stroudsburg, PA | 7 | $ 642,000 | $ 91,714 | $ 92,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 1,388,000 | $ 231,333 | $ 131,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 1,517,000 | $ 252,833 | $ 52,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 1,492,000 | $ 248,666 | $ 78,333 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 1,129,000 | $ 188,166 | $ 59,000 |
| Knoxville, TN | 6 | $ 1,377,000 | $ 229,500 | $ 59,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 1,452,000 | $ 242,000 | $ 97,666 |
| Pittsburgh, PA | 6 | $ 1,317,000 | $ 219,500 | $ 104,000 |
| Raleigh, NC | 6 | $ 1,364,000 | $ 227,333 | $ 85,000 |
| Rochester, NY | 6 | $ 1,592,000 | $ 265,333 | $ 122,000 |
| Savannah, GA | 6 | $ 1,933,000 | $ 322,166 | $ 87,000 |
| Toledo, OH | 6 | $ 1,598,000 | $ 266,333 | $ 111,000 |
| Camden, NJ | 5 | $ 955,000 | $ 191,000 | $ 87,000 |
| Columbia, SC | 5 | $ 956,000 | $ 191,200 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,005,000 | $ 201,000 | $ 87,000 |
| Manchester-Nashua, NH | 5 | $ 1,333,000 | $ 266,600 | $ 81,000 |
| Salisbury, MD-DE | 5 | $ 1,216,000 | $ 243,200 | $ 44,600 |
| Warren-Troy-Farmington Hills, MI | 5 | $ 1,239,000 | $ 247,800 | $ 104,000 |
| Worcester, MA-CT | 5 | $ 1,022,000 | $ 204,400 | $ 148,800 |
| Akron, OH | 4 | $ 653,000 | $ 163,250 | $ 199,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 1,084,000 | $ 271,000 | $ 112,000 |
| Baton Rouge, LA | 4 | $ 1,076,000 | $ 269,000 | $ 75,000 |
| California-Lexington Park, MD | 4 | $ 865,000 | $ 216,250 | $ 97,000 |
| Charleston, WV | 4 | $ 1,114,000 | $ 278,500 | $ 76,000 |
| Durham-Chapel Hill, NC | 4 | $ 893,000 | $ 223,250 | $ 76,000 |
| Gary, IN | 4 | $ 897,000 | $ 224,250 | $ 145,000 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 925,000 | $ 231,250 | $ 95,000 |
| Lakeland-Winter Haven, FL | 4 | $ 786,000 | $ 196,500 | $ 83,000 |
| Memphis, TN-MS-AR | 4 | $ 963,000 | $ 240,750 | $ 63,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,369,000 | $ 342,250 | $ 101,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 826,000 | $ 206,500 | $ 103,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 818,000 | $ 204,500 | $ 73,000 |
| Philadelphia, PA | 4 | $ 974,000 | $ 243,500 | $ 141,000 |
| San Antonio-New Braunfels, TX | 4 | $ 670,000 | $ 167,500 | $ 85,000 |
| Syracuse, NY | 4 | $ 801,000 | $ 200,250 | $ 89,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 795,000 | $ 265,000 | $ 74,666 |
| Birmingham-Hoover, AL | 3 | $ 798,000 | $ 266,000 | $ 84,000 |
| Chattanooga, TN-GA | 3 | $ 847,000 | $ 282,333 | $ 113,000 |
| Clarksville, TN-KY | 3 | $ 596,000 | $ 198,666 | $ 47,000 |
| Dallas-Plano-Irving, TX | 3 | $ 798,000 | $ 266,000 | $ 56,000 |
| Denver-Aurora-Lakewood, CO | 3 | $ 885,000 | $ 295,000 | $ 103,000 |
| Dover, DE | 3 | $ 638,000 | $ 212,666 | $ 39,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 653,000 | $ 217,666 | $ 80,000 |
| Huntsville, AL | 3 | $ 794,000 | $ 264,666 | $ 114,000 |
| Kansas City, MO-KS | 3 | $ 826,000 | $ 275,333 | $ 104,000 |
| Kingston, NY | 3 | $ 688,000 | $ 229,333 | $ 116,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 908,000 | $ 302,666 | $ 105,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 561,000 | $ 187,000 | $ 111,000 |
| Norwich-New London, CT | 3 | $ 621,000 | $ 207,000 | $ 103,000 |
| Oklahoma City, OK | 3 | $ 593,000 | $ 197,666 | $ 89,000 |
| Punta Gorda, FL | 3 | $ 522,000 | $ 174,000 | $ 99,000 |
| St. Louis, MO-IL | 3 | $ 712,000 | $ 237,333 | $ 50,666 |
| Albuquerque, NM | 2 | $ 358,000 | $ 179,000 | $ 23,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 392,000 | $ 196,000 | $ 82,000 |
| Elkhart-Goshen, IN | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Fayetteville, NC | 2 | $ 309,000 | $ 154,500 | $ 60,000 |
| Fort Worth-Arlington, TX | 2 | $ 253,000 | $ 126,500 | $ 65,000 |
| Glens Falls, NY | 2 | $ 441,000 | $ 220,500 | $ 61,000 |
| Greenville, NC | 2 | $ 188,000 | $ 94,000 | $ 49,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 625,000 | $ 312,500 | $ 56,000 |
| Jackson, MS | 2 | $ 877,000 | $ 438,500 | $ 274,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 476,000 | $ 238,000 | $ 81,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 647,000 | $ 323,500 | $ 100,000 |
| Mobile, AL | 2 | $ 577,000 | $ 288,500 | $ 89,000 |
| Montgomery, AL | 2 | $ 374,000 | $ 187,000 | $ 77,000 |
| New Orleans-Metairie, LA | 2 | $ 528,000 | $ 264,000 | $ 106,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 468,000 | $ 234,000 | $ 107,000 |
| Tacoma-Lakewood, WA | 2 | $ 364,000 | $ 182,000 | $ 71,000 |
| Winchester, VA-WV | 2 | $ 368,000 | $ 184,000 | $ 39,500 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 256,000 | $ 256,000 | $ 122,000 |
| Auburn-Opelika, AL | 1 | $ 232,000 | $ 232,000 | $ 62,000 |
| Austin-Round Rock, TX | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Bakersfield, CA | 1 | $ 282,000 | $ 282,000 | $ 76,000 |
| Bangor, ME | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Beckley, WV | 1 | $ 232,000 | $ 232,000 | $ 166,000 |
| Binghamton, NY | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
| Bismarck, ND | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
| Bloomington, IN | 1 | $ 210,000 | $ 210,000 | $ 135,000 |
| Bremerton-Silverdale, WA | 1 | $ 280,000 | $ 280,000 | $ 48,000 |
| Brunswick, GA | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Burlington-South Burlington, VT | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Canton-Massillon, OH | 1 | $ 219,000 | $ 219,000 | $ 152,000 |
| Carbondale-Marion, IL | 1 | $ 57,000 | $ 57,000 | $ 97,000 |
| Carson City, NV | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Coeur D'Alene, ID | 1 | $ 170,000 | $ 170,000 | $ 67,000 |
| Columbia, MO | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| Corpus Christi, TX | 1 | $ 202,000 | $ 202,000 | $ 121,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 174,000 | $ 174,000 | $ 115,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 282,000 | $ 282,000 | $ 190,000 |
| Decatur, AL | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| Des Moines-West Des Moines, IA | 1 | $ 191,000 | $ 191,000 | $ 55,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 63,000 | $ 63,000 | $ 55,000 |
| Erie, PA | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Eugene, OR | 1 | $ 320,000 | $ 320,000 | $ 42,000 |
| Fort Wayne, IN | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Gainesville, FL | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Gainesville, GA | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Goldsboro, NC | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Grants Pass, OR | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Greensboro-High Point, NC | 1 | $ 204,000 | $ 204,000 | $ 178,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 262,000 | $ 262,000 | $ 67,000 |
| Houma-Thibodaux, LA | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Iowa City, IA | 1 | $ 362,000 | $ 362,000 | $ 235,000 |
| Ithaca, NY | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Jackson, TN | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| Johnson City, TN | 1 | $ 211,000 | $ 211,000 | $ 48,000 |
| Kankakee, IL | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Kennewick-Richland, WA | 1 | $ 170,000 | $ 170,000 | $ 30,000 |
| Lafayette, LA | 1 | $ 216,000 | $ 216,000 | $ 57,000 |
| Lafayette-West Lafayette, IN | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Lake Charles, LA | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Lansing-East Lansing, MI | 1 | $ 112,000 | $ 112,000 | $ 89,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 191,000 | $ 191,000 | $ 52,000 |
| Lawton, OK | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Lincoln, NE | 1 | $ 232,000 | $ 232,000 | $ 122,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Lynchburg, VA | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Mansfield, OH | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Midland, TX | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 126,000 | $ 126,000 | $ 85,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 221,000 | $ 221,000 | $ 216,000 |
| Modesto, CA | 1 | $ 211,000 | $ 211,000 | $ 50,000 |
| Morgantown, WV | 1 | $ 263,000 | $ 263,000 | $ 28,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Ocala, FL | 1 | $ 230,000 | $ 230,000 | $ 65,000 |
| Ocean City, NJ | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
| Odessa, TX | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Ogden-Clearfield, UT | 1 | $ 149,000 | $ 149,000 | $ 99,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 179,000 | $ 179,000 | $ 74,000 |
| Panama City, FL | 1 | $ 280,000 | $ 280,000 | $ 63,000 |
| Peoria, IL | 1 | $ 286,000 | $ 286,000 | $ 250,000 |
| Pittsfield, MA | 1 | $ 267,000 | $ 267,000 | $ 141,000 |
| Port St. Lucie, FL | 1 | $ 230,000 | $ 230,000 | $ 113,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 431,000 | $ 431,000 | $ 116,000 |
| Provo-Orem, UT | 1 | $ 252,000 | $ 252,000 | $ 55,000 |
| Rapid City, SD | 1 | $ 240,000 | $ 240,000 | $ 109,000 |
| Redding, CA | 1 | $ 202,000 | $ 202,000 | $ 91,000 |
| Reno, NV | 1 | $ 330,000 | $ 330,000 | $ 130,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Rochester, MN | 1 | $ 239,000 | $ 239,000 | $ 93,000 |
| Rocky Mount, NC | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Saginaw, MI | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| San Diego-Carlsbad, CA | 1 | $ 367,000 | $ 367,000 | $ 60,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 204,000 | $ 204,000 | $ 108,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Shreveport-Bossier City, LA | 1 | $ 188,000 | $ 188,000 | $ 36,000 |
| Spartanburg, SC | 1 | $ 203,000 | $ 203,000 | $ 98,000 |
| Springfield, IL | 1 | $ 190,000 | $ 190,000 | $ 256,000 |
| Springfield, MA | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Springfield, MO | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| State College, PA | 1 | $ 354,000 | $ 354,000 | $ 115,000 |
| Stockton-Lodi, CA | 1 | $ 269,000 | $ 269,000 | $ 49,000 |
| Tallahassee, FL | 1 | $ 230,000 | $ 230,000 | $ 40,000 |
| Terre Haute, IN | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| The Villages, FL | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Trenton, NJ | 1 | $ 291,000 | $ 291,000 | $ 95,000 |
| Tulsa, OK | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Tuscaloosa, AL | 1 | $ 230,000 | $ 230,000 | $ 51,000 |
| Utica-Rome, NY | 1 | $ 194,000 | $ 194,000 | $ 49,000 |
| Warner Robins, GA | 1 | $ 216,000 | $ 216,000 | $ 78,000 |
| Winston-Salem, NC | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 209,000 | $ 209,000 | $ 88,000 |
| Yuba City, CA | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Benchmark Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,186 | $302,340,000 | $254,000 | $2,800,000 | $98,000 | $1,587,000 |
| Home Purchase | 362 | $68,087,000 | $188,000 | $1,700,000 | $87,000 | $581,000 |
| Home Improvement | 76 | $19,039,000 | $250,000 | $660,000 | $106,000 | $516,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,113 | $257,390,000 | $231,000 | $1,170,000 | $101,000 | $1,587,000 |
| Not Provided | 266 | $66,883,000 | $251,000 | $919,000 | $84,000 | $347,000 |
| Black or African American | 136 | $30,292,000 | $222,000 | $496,000 | $81,000 | $503,000 |
| Hispanic | 58 | $13,743,000 | $236,000 | $417,000 | $94,000 | $229,000 |
| Asian | 29 | $7,466,000 | $257,000 | $625,000 | $119,000 | $272,000 |
| Not applicable | 11 | $11,231,000 | $1,021,000 | $2,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $1,869,000 | $233,000 | $368,000 | $76,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $592,000 | $197,000 | $284,000 | $155,000 | $372,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 825 | $208,368,000 | $252,000 | $2,800,000 | $113,000 | $1,587,000 |
| VA-guaranteed (Veterans Administration) | 458 | $114,051,000 | $249,000 | $919,000 | $80,000 | $279,000 |
| FHA-insured (Federal Housing Administration) | 323 | $64,438,000 | $199,000 | $493,000 | $76,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,609,000 | $144,000 | $205,000 | $56,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 785 | $184,265,000 | $234,000 | $2,800,000 | $97,000 | $581,000 |
| File Closed For Incompleteness | 500 | $122,250,000 | $244,000 | $919,000 | $98,000 | $1,587,000 |
| Application Withdrawn By Applicant | 226 | $55,544,000 | $245,000 | $735,000 | $98,000 | $500,000 |
| Application Denied By Financial Institution | 107 | $26,208,000 | $244,000 | $1,186,000 | $71,000 | $230,000 |
| Application Approved But Not Accepted | 6 | $1,199,000 | $199,000 | $313,000 | $106,000 | $308,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Benchmark Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Benchmark Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About