Beneficial Company LLC Mortgage Lending & HMDA Data, 2007
In 2007, Beneficial Company LLC of Mettawa, IL reported 693,307 mortgage applications totaling $91.4 billion, up 3% from 2006. The average application was for $131,898, and applicants reported an average income of $70,127. 11% of its applications resulted in an originated loan and 69% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (15,820), Atlanta-Sandy Springs-Marietta, GA (14,646) and Riverside-San Bernardino-Ontario, CA (14,401) (applications in parentheses).
| Mortgage Company & Address | Beneficial Company LLC 26525 North Riverwoods Blvd. Mettawa, IL 60045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 693,307 |
| Total Mortgage Loan Application Amount | $91,446,461,000 |
| Average Mortgage Loan Application Amount | $131,898 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $70,127 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beneficial Company LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 15,820 | $ 4,311,944,000 | $ 272,562 | $ 98,000 |
| Atlanta-Sandy Springs-Marietta, GA | 14,646 | $ 1,821,493,000 | $ 124,367 | $ 71,000 |
| Riverside-San Bernardino-Ontario, CA | 14,401 | $ 3,344,133,000 | $ 232,215 | $ 94,000 |
| Houston-Sugar Land-Baytown, TX | 13,893 | $ 1,273,976,000 | $ 91,699 | $ 72,000 |
| Chicago-Naperville-Joliet, IL | 10,168 | $ 1,867,110,000 | $ 183,626 | $ 82,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9,951 | $ 1,756,950,000 | $ 176,560 | $ 79,000 |
| Pittsburgh, PA | 9,930 | $ 891,547,000 | $ 89,783 | $ 59,000 |
| St. Louis, MO-IL | 9,350 | $ 1,026,446,000 | $ 109,780 | $ 62,599 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7,429 | $ 1,826,424,000 | $ 245,850 | $ 93,412 |
| Dallas-Plano-Irving, TX | 7,421 | $ 778,128,000 | $ 104,854 | $ 74,000 |
| Kansas City, MO-KS | 6,976 | $ 825,569,000 | $ 118,344 | $ 67,277 |
| Cincinnati-Middletown, OH-KY-IN | 6,519 | $ 698,691,000 | $ 107,177 | $ 66,159 |
| New York-White Plains-Wayne, NY-NJ | 6,014 | $ 1,115,501,000 | $ 185,484 | $ 100,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5,996 | $ 1,387,205,000 | $ 231,355 | $ 89,000 |
| Philadelphia, PA | 5,721 | $ 697,692,000 | $ 121,952 | $ 70,000 |
| Indianapolis-Carmel, IN | 5,486 | $ 594,156,000 | $ 108,304 | $ 67,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5,376 | $ 1,055,276,000 | $ 196,293 | $ 81,752 |
| Fort Worth-Arlington, TX | 5,188 | $ 453,632,000 | $ 87,438 | $ 70,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5,135 | $ 876,728,000 | $ 170,735 | $ 70,245 |
| San Diego-Carlsbad-San Marcos, CA | 5,077 | $ 1,623,894,000 | $ 319,853 | $ 104,000 |
| Charlotte-Gastonia-Concord, NC-SC | 5,030 | $ 610,832,000 | $ 121,437 | $ 66,876 |
| San Antonio, TX | 4,920 | $ 342,634,000 | $ 69,641 | $ 60,000 |
| Columbus, OH | 4,749 | $ 497,407,000 | $ 104,739 | $ 67,000 |
| El Paso, TX | 4,637 | $ 375,853,000 | $ 81,055 | $ 58,000 |
| Richmond, VA | 4,614 | $ 656,116,000 | $ 142,201 | $ 67,000 |
| Seattle-Bellevue-Everett, WA | 4,558 | $ 831,331,000 | $ 182,389 | $ 88,000 |
| Las Vegas-Paradise, NV | 4,519 | $ 874,878,000 | $ 193,599 | $ 81,000 |
| Denver-Aurora, CO | 4,105 | $ 702,790,000 | $ 171,203 | $ 80,000 |
| Portland-Vancouver-Beaverton, OR-WA | 4,043 | $ 643,789,000 | $ 159,235 | $ 78,540 |
| Tulsa, OK | 4,023 | $ 379,985,000 | $ 94,453 | $ 65,000 |
| Newark-Union, NJ-PA | 3,900 | $ 562,671,000 | $ 144,274 | $ 90,533 |
| Santa Ana-Anaheim-Irvine, CA | 3,745 | $ 1,247,253,000 | $ 333,044 | $ 119,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,706 | $ 496,284,000 | $ 133,913 | $ 70,000 |
| Edison, NJ | 3,630 | $ 601,688,000 | $ 165,754 | $ 96,000 |
| Oklahoma City, OK | 3,593 | $ 343,255,000 | $ 95,534 | $ 63,000 |
| Baltimore-Towson, MD | 3,467 | $ 628,245,000 | $ 181,207 | $ 82,000 |
| Nassau-Suffolk, NY | 3,322 | $ 601,914,000 | $ 181,190 | $ 103,000 |
| Orlando-Kissimmee, FL | 3,276 | $ 537,504,000 | $ 164,073 | $ 73,000 |
| Raleigh-Cary, NC | 3,258 | $ 443,261,000 | $ 136,053 | $ 74,000 |
| Oakland-Fremont-Hayward, CA | 3,250 | $ 1,108,796,000 | $ 341,168 | $ 110,000 |
| Albuquerque, NM | 3,213 | $ 413,467,000 | $ 128,685 | $ 66,000 |
| Wichita, KS | 3,175 | $ 264,415,000 | $ 83,280 | $ 60,000 |
| Rochester, NY | 3,028 | $ 205,796,000 | $ 67,964 | $ 60,000 |
| Jacksonville, FL | 2,974 | $ 399,373,000 | $ 134,288 | $ 69,000 |
| Memphis, TN-MS-AR | 2,878 | $ 354,630,000 | $ 123,220 | $ 60,783 |
| Salt Lake City, UT | 2,856 | $ 411,809,000 | $ 144,190 | $ 75,000 |
| Austin-Round Rock, TX | 2,841 | $ 304,904,000 | $ 107,322 | $ 72,000 |
| Toledo, OH | 2,801 | $ 256,443,000 | $ 91,554 | $ 61,000 |
| Wilmington, DE-MD-NJ | 2,698 | $ 399,678,000 | $ 148,138 | $ 73,686 |
| Warren-Troy-Farmington Hills, MI | 2,649 | $ 401,790,000 | $ 151,676 | $ 74,000 |
| Omaha-Council Bluffs, NE-IA | 2,640 | $ 284,968,000 | $ 107,942 | $ 68,392 |
| Allentown-Bethlehem-Easton, PA-NJ | 2,580 | $ 358,364,000 | $ 138,900 | $ 71,083 |
| Bakersfield, CA | 2,534 | $ 465,123,000 | $ 183,552 | $ 81,000 |
| Stockton, CA | 2,507 | $ 689,607,000 | $ 275,072 | $ 90,000 |
| New Orleans-Metairie-Kenner, LA | 2,487 | $ 291,181,000 | $ 117,081 | $ 71,000 |
| Camden, NJ | 2,476 | $ 266,138,000 | $ 107,487 | $ 77,000 |
| Honolulu, HI | 2,430 | $ 589,052,000 | $ 242,408 | $ 94,000 |
| Erie, PA | 2,414 | $ 207,315,000 | $ 85,880 | $ 53,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,404 | $ 267,206,000 | $ 111,150 | $ 62,000 |
| Cleveland-Elyria-Mentor, OH | 2,338 | $ 221,255,000 | $ 94,634 | $ 63,000 |
| Augusta-Richmond County, GA-SC | 2,279 | $ 216,248,000 | $ 94,887 | $ 60,643 |
| Tacoma, WA | 2,265 | $ 371,816,000 | $ 164,157 | $ 80,000 |
| Harrisburg-Carlisle, PA | 2,219 | $ 240,792,000 | $ 108,513 | $ 63,000 |
| Louisville-Jefferson County, KY-IN | 2,219 | $ 202,651,000 | $ 91,325 | $ 65,419 |
| Corpus Christi, TX | 2,206 | $ 164,560,000 | $ 74,596 | $ 65,000 |
| Syracuse, NY | 2,199 | $ 146,419,000 | $ 66,584 | $ 59,000 |
| Hickory-Lenoir-Morganton, NC | 2,170 | $ 221,603,000 | $ 102,121 | $ 57,000 |
| Buffalo-Niagara Falls, NY | 2,106 | $ 152,547,000 | $ 72,434 | $ 61,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,098 | $ 277,227,000 | $ 132,138 | $ 67,000 |
| Boise City-Nampa, ID | 2,060 | $ 289,026,000 | $ 140,303 | $ 67,000 |
| Detroit-Livonia-Dearborn, MI | 2,021 | $ 210,840,000 | $ 104,324 | $ 59,000 |
| Hartford-West Hartford-East Hartford, CT | 2,020 | $ 214,487,000 | $ 106,181 | $ 77,000 |
| Miami-Miami Beach-Kendall, FL | 1,965 | $ 341,414,000 | $ 173,747 | $ 87,000 |
| Colorado Springs, CO | 1,958 | $ 270,832,000 | $ 138,320 | $ 71,000 |
| Gary, IN | 1,920 | $ 186,526,000 | $ 97,148 | $ 66,000 |
| Baton Rouge, LA | 1,916 | $ 221,838,000 | $ 115,781 | $ 64,000 |
| Savannah, GA | 1,886 | $ 216,993,000 | $ 115,054 | $ 67,000 |
| Dayton, OH | 1,862 | $ 185,966,000 | $ 99,874 | $ 62,000 |
| Youngstown-Warren-Boardman, OH-PA | 1,855 | $ 148,605,000 | $ 80,110 | $ 56,696 |
| Greensboro-High Point, NC | 1,830 | $ 198,903,000 | $ 108,690 | $ 61,000 |
| Tucson, AZ | 1,826 | $ 258,258,000 | $ 141,433 | $ 66,000 |
| Visalia-Porterville, CA | 1,763 | $ 297,654,000 | $ 168,833 | $ 71,000 |
| Portland-South Portland-Biddeford, ME | 1,758 | $ 237,058,000 | $ 134,845 | $ 73,000 |
| Albany-Schenectady-Troy, NY | 1,753 | $ 160,424,000 | $ 91,513 | $ 68,000 |
| Lynchburg, VA | 1,736 | $ 179,941,000 | $ 103,652 | $ 59,000 |
| Des Moines-West Des Moines, IA | 1,705 | $ 171,437,000 | $ 100,549 | $ 62,000 |
| Fayetteville, NC | 1,680 | $ 151,632,000 | $ 90,257 | $ 63,000 |
| New Haven-Milford, CT | 1,676 | $ 221,522,000 | $ 132,173 | $ 79,000 |
| Columbia, SC | 1,665 | $ 140,480,000 | $ 84,372 | $ 59,000 |
| El Centro, CA | 1,642 | $ 263,314,000 | $ 160,361 | $ 75,000 |
| Scranton--Wilkes-Barre, PA | 1,630 | $ 144,204,000 | $ 88,468 | $ 57,000 |
| Durham, NC | 1,629 | $ 218,154,000 | $ 133,918 | $ 68,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,629 | $ 240,107,000 | $ 147,395 | $ 81,688 |
| Killeen-Temple-Fort Hood, TX | 1,626 | $ 113,850,000 | $ 70,018 | $ 66,000 |
| McAllen-Edinburg-Mission, TX | 1,607 | $ 94,659,000 | $ 58,904 | $ 54,000 |
| Reno-Sparks, NV | 1,561 | $ 339,037,000 | $ 217,192 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 1,559 | $ 128,918,000 | $ 82,692 | $ 56,876 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,558 | $ 610,691,000 | $ 391,971 | $ 112,000 |
| Roanoke, VA | 1,555 | $ 177,230,000 | $ 113,974 | $ 59,000 |
| Springfield, MO | 1,537 | $ 169,633,000 | $ 110,366 | $ 58,000 |
| Brownsville-Harlingen, TX | 1,535 | $ 101,928,000 | $ 66,402 | $ 56,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1,523 | $ 247,640,000 | $ 162,600 | $ 88,000 |
| Columbus, GA-AL | 1,517 | $ 134,245,000 | $ 88,493 | $ 57,758 |
| Reading, PA | 1,509 | $ 189,897,000 | $ 125,842 | $ 66,000 |
| Modesto, CA | 1,494 | $ 358,856,000 | $ 240,198 | $ 83,000 |
| Worcester, MA | 1,474 | $ 214,113,000 | $ 145,259 | $ 81,000 |
| Evansville, IN-KY | 1,456 | $ 122,942,000 | $ 84,438 | $ 59,307 |
| Asheville, NC | 1,447 | $ 173,638,000 | $ 119,998 | $ 63,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1,435 | $ 333,355,000 | $ 232,303 | $ 94,000 |
| York-Hanover, PA | 1,435 | $ 178,732,000 | $ 124,551 | $ 68,000 |
| Lakeland, FL | 1,428 | $ 182,452,000 | $ 127,767 | $ 65,000 |
| Charleston-North Charleston, SC | 1,412 | $ 143,370,000 | $ 101,536 | $ 65,000 |
| Flint, MI | 1,406 | $ 139,747,000 | $ 99,393 | $ 60,000 |
| Topeka, KS | 1,404 | $ 120,570,000 | $ 85,876 | $ 56,000 |
| Canton-Massillon, OH | 1,363 | $ 120,010,000 | $ 88,048 | $ 57,000 |
| Rockford, IL | 1,363 | $ 164,061,000 | $ 120,367 | $ 65,000 |
| Spokane, WA | 1,360 | $ 141,016,000 | $ 103,688 | $ 64,000 |
| Springfield, MA | 1,342 | $ 157,641,000 | $ 117,467 | $ 64,000 |
| Lake County-Kenosha County, IL-WI | 1,324 | $ 215,016,000 | $ 162,398 | $ 79,240 |
| Knoxville, TN | 1,311 | $ 147,670,000 | $ 112,639 | $ 58,000 |
| Rockingham County-Strafford County, NH | 1,305 | $ 178,614,000 | $ 136,868 | $ 84,000 |
| Ogden-Clearfield, UT | 1,295 | $ 170,888,000 | $ 131,959 | $ 68,000 |
| Chattanooga, TN-GA | 1,292 | $ 139,439,000 | $ 107,924 | $ 59,240 |
| Peabody, MA | 1,292 | $ 230,364,000 | $ 178,300 | $ 96,000 |
| Fresno, CA | 1,271 | $ 243,404,000 | $ 191,505 | $ 77,000 |
| Birmingham-Hoover, AL | 1,236 | $ 104,706,000 | $ 84,713 | $ 56,000 |
| Winston-Salem, NC | 1,223 | $ 131,104,000 | $ 107,198 | $ 61,000 |
| Vallejo-Fairfield, CA | 1,202 | $ 339,346,000 | $ 282,317 | $ 103,000 |
| Lubbock, TX | 1,162 | $ 66,066,000 | $ 56,855 | $ 57,000 |
| Cambridge-Newton-Framingham, MA | 1,159 | $ 204,369,000 | $ 176,332 | $ 98,000 |
| Akron, OH | 1,142 | $ 110,261,000 | $ 96,550 | $ 64,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,136 | $ 208,918,000 | $ 183,906 | $ 93,000 |
| Lancaster, PA | 1,125 | $ 140,761,000 | $ 125,120 | $ 68,000 |
| Manchester-Nashua, NH | 1,117 | $ 159,875,000 | $ 143,128 | $ 83,000 |
| Boston-Quincy, MA | 1,100 | $ 195,983,000 | $ 178,166 | $ 98,000 |
| Hagerstown-Martinsburg, MD-WV | 1,094 | $ 149,381,000 | $ 136,545 | $ 66,884 |
| Peoria, IL | 1,084 | $ 111,788,000 | $ 103,125 | $ 62,000 |
| Shreveport-Bossier City, LA | 1,067 | $ 113,984,000 | $ 106,826 | $ 60,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,064 | $ 189,741,000 | $ 178,328 | $ 87,000 |
| Green Bay, WI | 1,062 | $ 119,263,000 | $ 112,300 | $ 65,000 |
| Mobile, AL | 1,052 | $ 89,115,000 | $ 84,710 | $ 57,000 |
| Wilmington, NC | 1,047 | $ 131,343,000 | $ 125,446 | $ 67,000 |
| Lexington-Fayette, KY | 1,044 | $ 98,473,000 | $ 94,322 | $ 65,000 |
| Greenville-Mauldin-Easley, SC | 1,033 | $ 82,076,000 | $ 79,454 | $ 59,000 |
| Fort Wayne, IN | 1,030 | $ 94,509,000 | $ 91,756 | $ 60,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1,029 | $ 98,920,000 | $ 96,132 | $ 55,039 |
| Las Cruces, NM | 1,015 | $ 132,022,000 | $ 130,070 | $ 62,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,009 | $ 356,724,000 | $ 353,542 | $ 116,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 993 | $ 268,596,000 | $ 270,489 | $ 93,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 987 | $ 180,181,000 | $ 182,554 | $ 80,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 970 | $ 76,389,000 | $ 78,751 | $ 56,204 |
| Sarasota-Bradenton-Venice, FL | 965 | $ 163,056,000 | $ 168,969 | $ 74,000 |
| Montgomery, AL | 962 | $ 54,118,000 | $ 56,255 | $ 54,000 |
| Binghamton, NY | 960 | $ 61,284,000 | $ 63,837 | $ 56,000 |
| Joplin, MO | 960 | $ 67,027,000 | $ 69,819 | $ 56,000 |
| Greeley, CO | 953 | $ 148,120,000 | $ 155,424 | $ 74,000 |
| Clarksville, TN-KY | 947 | $ 71,826,000 | $ 75,845 | $ 56,231 |
| Waco, TX | 940 | $ 69,103,000 | $ 73,513 | $ 61,000 |
| Charleston, WV | 936 | $ 80,642,000 | $ 86,155 | $ 60,000 |
| San Luis Obispo-Paso Robles, CA | 923 | $ 294,850,000 | $ 319,447 | $ 101,000 |
| San Francisco-San Mateo-Redwood City, CA | 914 | $ 385,211,000 | $ 421,456 | $ 128,000 |
| Laredo, TX | 872 | $ 62,401,000 | $ 71,560 | $ 57,000 |
| Provo-Orem, UT | 869 | $ 135,690,000 | $ 156,144 | $ 79,000 |
| Sioux Falls, SD | 864 | $ 94,545,000 | $ 109,427 | $ 65,000 |
| Salisbury, MD | 861 | $ 118,070,000 | $ 137,131 | $ 63,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 851 | $ 121,762,000 | $ 143,081 | $ 65,000 |
| Salem, OR | 846 | $ 114,014,000 | $ 134,768 | $ 69,000 |
| Terre Haute, IN | 846 | $ 68,027,000 | $ 80,410 | $ 55,000 |
| Lake Charles, LA | 834 | $ 80,584,000 | $ 96,623 | $ 69,000 |
| Tallahassee, FL | 834 | $ 83,254,000 | $ 99,824 | $ 58,000 |
| Pueblo, CO | 829 | $ 88,137,000 | $ 106,317 | $ 61,000 |
| South Bend-Mishawaka, IN-MI | 828 | $ 79,297,000 | $ 95,769 | $ 58,541 |
| Lawton, OK | 823 | $ 73,160,000 | $ 88,894 | $ 63,000 |
| Grand Junction, CO | 802 | $ 113,945,000 | $ 142,076 | $ 72,000 |
| Farmington, NM | 785 | $ 104,665,000 | $ 133,331 | $ 76,000 |
| Utica-Rome, NY | 785 | $ 53,874,000 | $ 68,629 | $ 56,000 |
| Appleton, WI | 778 | $ 85,089,000 | $ 109,368 | $ 64,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 772 | $ 98,257,000 | $ 127,275 | $ 65,000 |
| Altoona, PA | 761 | $ 60,907,000 | $ 80,035 | $ 49,000 |
| Dover, DE | 746 | $ 113,915,000 | $ 152,701 | $ 71,000 |
| Danville, VA | 742 | $ 62,930,000 | $ 84,811 | $ 52,000 |
| Blacksburg-Christiansburg-Radford, VA | 735 | $ 75,591,000 | $ 102,844 | $ 56,000 |
| Johnstown, PA | 734 | $ 51,759,000 | $ 70,516 | $ 50,000 |
| St. Joseph, MO-KS | 703 | $ 66,542,000 | $ 94,654 | $ 55,903 |
| Mansfield, OH | 700 | $ 53,456,000 | $ 76,365 | $ 58,000 |
| Elkhart-Goshen, IN | 699 | $ 69,566,000 | $ 99,522 | $ 60,000 |
| Janesville, WI | 697 | $ 69,747,000 | $ 100,067 | $ 61,000 |
| Bremerton-Silverdale, WA | 690 | $ 102,895,000 | $ 149,123 | $ 79,000 |
| Rocky Mount, NC | 690 | $ 66,481,000 | $ 96,349 | $ 60,000 |
| Olympia, WA | 687 | $ 95,390,000 | $ 138,850 | $ 80,000 |
| Wheeling, WV-OH | 680 | $ 43,754,000 | $ 64,344 | $ 54,601 |
| Bend, OR | 679 | $ 112,441,000 | $ 165,597 | $ 75,000 |
| Madison, WI | 679 | $ 91,632,000 | $ 134,951 | $ 75,000 |
| Billings, MT | 675 | $ 78,612,000 | $ 116,462 | $ 65,000 |
| Morgantown, WV | 674 | $ 66,205,000 | $ 98,227 | $ 55,000 |
| Beaumont-Port Arthur, TX | 671 | $ 46,349,000 | $ 69,074 | $ 65,000 |
| Lebanon, PA | 669 | $ 66,549,000 | $ 99,475 | $ 58,000 |
| Winchester, VA-WV | 657 | $ 126,649,000 | $ 192,768 | $ 75,120 |
| Cumberland, MD-WV | 655 | $ 63,852,000 | $ 97,483 | $ 53,853 |
| Ocala, FL | 653 | $ 74,824,000 | $ 114,584 | $ 58,000 |
| Merced, CA | 646 | $ 138,869,000 | $ 214,967 | $ 73,000 |
| Jefferson City, MO | 642 | $ 57,091,000 | $ 88,926 | $ 56,000 |
| Vineland-Millville-Bridgeton, NJ | 641 | $ 63,078,000 | $ 98,405 | $ 66,000 |
| Yakima, WA | 641 | $ 72,416,000 | $ 112,973 | $ 60,000 |
| Morristown, TN | 638 | $ 62,601,000 | $ 98,120 | $ 54,000 |
| Eugene-Springfield, OR | 632 | $ 83,420,000 | $ 131,993 | $ 65,000 |
| Weirton-Steubenville, WV-OH | 624 | $ 41,499,000 | $ 66,504 | $ 51,000 |
| Lansing-East Lansing, MI | 617 | $ 71,705,000 | $ 116,215 | $ 65,000 |
| Prescott, AZ | 617 | $ 94,853,000 | $ 153,732 | $ 68,000 |
| Florence, SC | 612 | $ 46,303,000 | $ 75,658 | $ 53,000 |
| Coeur D'Alene, ID | 609 | $ 84,722,000 | $ 139,116 | $ 64,000 |
| Hanford-Corcoran, CA | 607 | $ 98,086,000 | $ 161,591 | $ 69,000 |
| Rapid City, SD | 607 | $ 62,684,000 | $ 103,268 | $ 65,000 |
| Lafayette, LA | 605 | $ 65,780,000 | $ 108,727 | $ 70,000 |
| Grand Rapids-Wyoming, MI | 603 | $ 65,114,000 | $ 107,983 | $ 61,000 |
| Racine, WI | 603 | $ 71,223,000 | $ 118,114 | $ 68,000 |
| Columbia, MO | 601 | $ 59,744,000 | $ 99,407 | $ 65,000 |
| Pensacola-Ferry Pass-Brent, FL | 599 | $ 68,296,000 | $ 114,016 | $ 64,000 |
| Duluth, MN-WI | 597 | $ 64,136,000 | $ 107,430 | $ 61,001 |
| Spartanburg, SC | 597 | $ 47,332,000 | $ 79,283 | $ 54,000 |
| Cheyenne, WY | 593 | $ 77,504,000 | $ 130,698 | $ 68,000 |
| Williamsport, PA | 590 | $ 51,741,000 | $ 87,696 | $ 54,000 |
| Jacksonville, NC | 587 | $ 47,843,000 | $ 81,504 | $ 64,000 |
| Idaho Falls, ID | 580 | $ 64,286,000 | $ 110,837 | $ 62,000 |
| Amarillo, TX | 578 | $ 39,273,000 | $ 67,946 | $ 61,000 |
| Glens Falls, NY | 575 | $ 40,812,000 | $ 70,977 | $ 62,000 |
| Redding, CA | 571 | $ 93,974,000 | $ 164,577 | $ 72,000 |
| Chico, CA | 570 | $ 103,209,000 | $ 181,068 | $ 81,000 |
| Kennewick-Richland-Pasco, WA | 570 | $ 55,860,000 | $ 98,000 | $ 68,000 |
| Lafayette, IN | 569 | $ 60,686,000 | $ 106,653 | $ 63,000 |
| Panama City-Lynn Haven, FL | 568 | $ 61,789,000 | $ 108,783 | $ 61,000 |
| Atlantic City, NJ | 562 | $ 93,777,000 | $ 166,862 | $ 75,000 |
| Trenton-Ewing, NJ | 560 | $ 77,200,000 | $ 137,857 | $ 80,000 |
| Bloomington, IN | 558 | $ 56,298,000 | $ 100,892 | $ 59,000 |
| Santa Fe, NM | 558 | $ 90,821,000 | $ 162,761 | $ 72,000 |
| Kingston, NY | 557 | $ 67,843,000 | $ 121,800 | $ 71,000 |
| Oshkosh-Neenah, WI | 551 | $ 61,332,000 | $ 111,310 | $ 60,000 |
| State College, PA | 550 | $ 61,111,000 | $ 111,110 | $ 61,000 |
| Davenport-Moline-Rock Island, IA-IL | 548 | $ 55,329,000 | $ 100,965 | $ 56,656 |
| Port St. Lucie, FL | 548 | $ 81,816,000 | $ 149,299 | $ 66,000 |
| Norwich-New London, CT | 546 | $ 71,005,000 | $ 130,045 | $ 71,000 |
| Springfield, IL | 541 | $ 51,047,000 | $ 94,356 | $ 59,000 |
| Salinas, CA | 538 | $ 177,591,000 | $ 330,094 | $ 103,000 |
| Greenville, NC | 529 | $ 55,665,000 | $ 105,226 | $ 62,000 |
| Decatur, IL | 528 | $ 42,846,000 | $ 81,147 | $ 57,000 |
| Jackson, MS | 528 | $ 48,047,000 | $ 90,998 | $ 54,000 |
| Elmira, NY | 525 | $ 28,576,000 | $ 54,430 | $ 51,000 |
| Palm Bay-Melbourne-Titusville, FL | 517 | $ 66,351,000 | $ 128,338 | $ 66,000 |
| Anderson, SC | 512 | $ 35,387,000 | $ 69,115 | $ 53,000 |
| Hinesville-Fort Stewart, GA | 511 | $ 46,755,000 | $ 91,497 | $ 62,000 |
| Charlottesville, VA | 510 | $ 63,279,000 | $ 124,076 | $ 62,000 |
| Medford, OR | 509 | $ 87,434,000 | $ 171,776 | $ 75,000 |
| Wenatchee, WA | 505 | $ 68,805,000 | $ 136,247 | $ 65,000 |
| Burlington, NC | 503 | $ 53,921,000 | $ 107,198 | $ 58,000 |
| Jackson, TN | 500 | $ 47,880,000 | $ 95,760 | $ 52,000 |
| Champaign-Urbana, IL | 499 | $ 55,454,000 | $ 111,130 | $ 60,000 |
| Abilene, TX | 497 | $ 21,297,000 | $ 42,851 | $ 55,000 |
| La Crosse, WI-MN | 496 | $ 58,328,000 | $ 117,596 | $ 61,290 |
| Wichita Falls, TX | 495 | $ 31,074,000 | $ 62,775 | $ 55,000 |
| Kokomo, IN | 484 | $ 44,739,000 | $ 92,435 | $ 61,000 |
| Lewiston-Auburn, ME | 482 | $ 49,108,000 | $ 101,883 | $ 64,000 |
| Bloomington-Normal, IL | 479 | $ 59,282,000 | $ 123,762 | $ 72,000 |
| St. Cloud, MN | 477 | $ 74,212,000 | $ 155,580 | $ 68,000 |
| Springfield, OH | 464 | $ 38,804,000 | $ 83,629 | $ 58,000 |
| Santa Rosa-Petaluma, CA | 460 | $ 145,928,000 | $ 317,234 | $ 113,000 |
| Fort Walton Beach-Crestview-Destin, FL | 451 | $ 62,950,000 | $ 139,578 | $ 68,000 |
| Albany, GA | 444 | $ 38,274,000 | $ 86,202 | $ 57,000 |
| Lewiston, ID-WA | 444 | $ 48,585,000 | $ 109,425 | $ 59,502 |
| Lincoln, NE | 444 | $ 43,535,000 | $ 98,051 | $ 64,000 |
| Auburn-Opelika, AL | 442 | $ 29,767,000 | $ 67,346 | $ 56,000 |
| Owensboro, KY | 440 | $ 27,525,000 | $ 62,556 | $ 52,000 |
| Macon, GA | 438 | $ 45,438,000 | $ 103,739 | $ 65,000 |
| Yuba City, CA | 438 | $ 74,238,000 | $ 169,493 | $ 80,000 |
| Midland, TX | 435 | $ 25,311,000 | $ 58,186 | $ 63,000 |
| Fond Du Lac, WI | 431 | $ 47,179,000 | $ 109,464 | $ 63,000 |
| Bangor, ME | 428 | $ 41,451,000 | $ 96,848 | $ 67,000 |
| Great Falls, MT | 428 | $ 43,754,000 | $ 102,228 | $ 57,000 |
| Athens-Clarke County, GA | 426 | $ 43,143,000 | $ 101,274 | $ 60,000 |
| Houma-Bayou Cane-Thibodaux, LA | 421 | $ 44,332,000 | $ 105,301 | $ 71,000 |
| Cape Coral-Fort Myers, FL | 420 | $ 75,893,000 | $ 180,697 | $ 72,000 |
| Johnson City, TN | 417 | $ 40,457,000 | $ 97,019 | $ 57,000 |
| Lima, OH | 406 | $ 33,436,000 | $ 82,354 | $ 55,000 |
| Missoula, MT | 404 | $ 59,273,000 | $ 146,715 | $ 71,000 |
| Goldsboro, NC | 400 | $ 33,761,000 | $ 84,402 | $ 56,000 |
| Casper, WY | 398 | $ 49,383,000 | $ 124,077 | $ 67,000 |
| Rochester, MN | 395 | $ 59,709,000 | $ 151,162 | $ 70,000 |
| Cleveland, TN | 389 | $ 40,874,000 | $ 105,074 | $ 55,000 |
| Gainesville, GA | 385 | $ 51,422,000 | $ 133,563 | $ 74,000 |
| Harrisonburg, VA | 378 | $ 60,551,000 | $ 160,187 | $ 61,000 |
| Eau Claire, WI | 372 | $ 41,438,000 | $ 111,392 | $ 63,000 |
| Wausau, WI | 372 | $ 38,427,000 | $ 103,298 | $ 61,000 |
| College Station-Bryan, TX | 371 | $ 27,615,000 | $ 74,433 | $ 62,000 |
| Pittsfield, MA | 368 | $ 35,325,000 | $ 95,991 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 364 | $ 29,565,000 | $ 81,222 | $ 58,000 |
| Monroe, LA | 360 | $ 34,569,000 | $ 96,025 | $ 61,000 |
| Muskegon-Norton Shores, MI | 359 | $ 33,453,000 | $ 93,183 | $ 54,000 |
| Boulder, CO | 347 | $ 57,411,000 | $ 165,449 | $ 83,000 |
| Longview, TX | 344 | $ 21,751,000 | $ 63,229 | $ 60,000 |
| Rome, GA | 334 | $ 31,842,000 | $ 95,335 | $ 60,000 |
| Carson City, NV | 331 | $ 67,821,000 | $ 204,897 | $ 74,000 |
| Sumter, SC | 328 | $ 24,328,000 | $ 74,170 | $ 49,000 |
| Cedar Rapids, IA | 314 | $ 30,940,000 | $ 98,535 | $ 61,000 |
| Longview, WA | 313 | $ 36,874,000 | $ 117,808 | $ 64,000 |
| Odessa, TX | 313 | $ 16,863,000 | $ 53,875 | $ 66,000 |
| Columbus, IN | 308 | $ 29,848,000 | $ 96,909 | $ 59,000 |
| Punta Gorda, FL | 302 | $ 42,028,000 | $ 139,165 | $ 64,000 |
| Gainesville, FL | 301 | $ 35,424,000 | $ 117,687 | $ 64,000 |
| Brunswick, GA | 296 | $ 37,772,000 | $ 127,608 | $ 68,000 |
| Sheboygan, WI | 293 | $ 34,940,000 | $ 119,249 | $ 70,000 |
| Bowling Green, KY | 292 | $ 28,219,000 | $ 96,640 | $ 57,000 |
| Sherman-Denison, TX | 288 | $ 24,019,000 | $ 83,399 | $ 73,000 |
| Lake Havasu City-Kingman, AZ | 284 | $ 40,664,000 | $ 143,183 | $ 68,000 |
| Bellingham, WA | 274 | $ 36,697,000 | $ 133,930 | $ 72,000 |
| Lawrence, KS | 269 | $ 33,375,000 | $ 124,070 | $ 66,000 |
| Tyler, TX | 267 | $ 17,924,000 | $ 67,131 | $ 59,000 |
| Valdosta, GA | 262 | $ 21,340,000 | $ 81,450 | $ 55,000 |
| Mount Vernon-Anacortes, WA | 259 | $ 33,787,000 | $ 130,451 | $ 67,000 |
| Anderson, IN | 254 | $ 21,765,000 | $ 85,688 | $ 53,000 |
| Michigan City-La Porte, IN | 254 | $ 25,200,000 | $ 99,212 | $ 65,000 |
| Danville, IL | 251 | $ 19,358,000 | $ 77,123 | $ 57,000 |
| Fort Collins-Loveland, CO | 239 | $ 39,131,000 | $ 163,728 | $ 82,000 |
| Muncie, IN | 237 | $ 19,158,000 | $ 80,835 | $ 55,000 |
| Alexandria, LA | 233 | $ 24,886,000 | $ 106,806 | $ 64,000 |
| Ithaca, NY | 231 | $ 19,350,000 | $ 83,766 | $ 74,000 |
| Flagstaff, AZ | 228 | $ 34,969,000 | $ 153,372 | $ 67,000 |
| Dalton, GA | 206 | $ 19,945,000 | $ 96,820 | $ 58,000 |
| Fort Smith, AR-OK | 201 | $ 16,889,000 | $ 84,024 | $ 57,000 |
| Holland-Grand Haven, MI | 194 | $ 23,603,000 | $ 121,664 | $ 65,000 |
| Sandusky, OH | 190 | $ 19,269,000 | $ 101,415 | $ 57,000 |
| Madera, CA | 188 | $ 40,361,000 | $ 214,686 | $ 83,000 |
| Warner Robins, GA | 187 | $ 18,541,000 | $ 99,149 | $ 69,000 |
| Ocean City, NJ | 186 | $ 29,577,000 | $ 159,016 | $ 79,000 |
| Anniston-Oxford, AL | 172 | $ 11,713,000 | $ 68,098 | $ 55,000 |
| Yuma, AZ | 164 | $ 22,443,000 | $ 136,847 | $ 65,000 |
| Santa Cruz-Watsonville, CA | 154 | $ 52,674,000 | $ 342,038 | $ 109,000 |
| Gadsden, AL | 153 | $ 11,549,000 | $ 75,483 | $ 58,000 |
| Barnstable Town, MA | 149 | $ 25,118,000 | $ 168,577 | $ 80,000 |
| Logan, UT-ID | 136 | $ 18,337,000 | $ 134,830 | $ 72,595 |
| San Angelo, TX | 134 | $ 8,405,000 | $ 62,723 | $ 62,000 |
| Saginaw-Saginaw Township North, MI | 132 | $ 12,927,000 | $ 97,931 | $ 57,000 |
| Victoria, TX | 132 | $ 10,191,000 | $ 77,204 | $ 70,000 |
| Jackson, MI | 128 | $ 14,057,000 | $ 109,820 | $ 64,000 |
| Sebastian-Vero Beach, FL | 125 | $ 13,960,000 | $ 111,680 | $ 71,000 |
| Ames, IA | 121 | $ 14,832,000 | $ 122,578 | $ 70,000 |
| Napa, CA | 118 | $ 36,343,000 | $ 307,991 | $ 117,000 |
| Texarkana, Tx-Texarkana, AR | 117 | $ 8,299,000 | $ 70,931 | $ 79,000 |
| Sioux City, IA-NE-SD | 116 | $ 10,921,000 | $ 94,146 | $ 64,465 |
| Niles-Benton Harbor, MI | 114 | $ 12,940,000 | $ 113,508 | $ 68,000 |
| St. George, UT | 111 | $ 21,410,000 | $ 192,882 | $ 77,000 |
| Elizabethtown, KY | 110 | $ 9,349,000 | $ 84,990 | $ 58,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 107 | $ 8,905,000 | $ 83,224 | $ 58,000 |
| Palm Coast, FL | 107 | $ 17,953,000 | $ 167,785 | $ 71,000 |
| Burlington-South Burlington, VT | 105 | $ 14,225,000 | $ 135,476 | $ 79,000 |
| Naples-Marco Island, FL | 103 | $ 21,659,000 | $ 210,281 | $ 77,000 |
| Corvallis, OR | 101 | $ 14,055,000 | $ 139,158 | $ 69,000 |
| Iowa City, IA | 97 | $ 11,279,000 | $ 116,278 | $ 65,000 |
| Gulfport-Biloxi, MS | 93 | $ 10,722,000 | $ 115,290 | $ 59,000 |
| Monroe, MI | 84 | $ 11,866,000 | $ 141,261 | $ 80,000 |
| Battle Creek, MI | 76 | $ 6,620,000 | $ 87,105 | $ 60,000 |
| Hattiesburg, MS | 76 | $ 6,936,000 | $ 91,263 | $ 54,000 |
| Ann Arbor, MI | 74 | $ 11,537,000 | $ 155,905 | $ 80,000 |
| Kalamazoo-Portage, MI | 74 | $ 7,023,000 | $ 94,905 | $ 60,000 |
| Kankakee-Bradley, IL | 67 | $ 7,381,000 | $ 110,164 | $ 69,000 |
| Fargo, ND-MN | 58 | $ 7,768,000 | $ 133,931 | $ 72,000 |
| Pascagoula, MS | 49 | $ 4,482,000 | $ 91,469 | $ 55,000 |
| Pocatello, ID | 48 | $ 3,954,000 | $ 82,375 | $ 57,000 |
| Grand Forks, ND-MN | 42 | $ 4,161,000 | $ 99,071 | $ 60,000 |
| Huntsville, AL | 27 | $ 2,212,000 | $ 81,925 | $ 59,000 |
| Bay City, MI | 26 | $ 2,117,000 | $ 81,423 | $ 45,000 |
| Tuscaloosa, AL | 26 | $ 1,903,000 | $ 73,192 | $ 53,000 |
| Dothan, AL | 19 | $ 861,000 | $ 45,315 | $ 52,000 |
| Decatur, AL | 13 | $ 850,000 | $ 65,384 | $ 51,000 |
| Florence-Muscle Shoals, AL | 11 | $ 840,000 | $ 76,363 | $ 67,000 |
| Dubuque, IA | 9 | $ 921,000 | $ 102,333 | $ 54,000 |
| Anchorage, AK | 1 | $ 422,000 | $ 422,000 | $ 60,000 |
| Bismarck, ND | 1 | $ 113,000 | $ 113,000 | $ 132,000 |
| Hot Springs, AR | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Beneficial Company LLC in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 476,882 | $72,340,212,000 | $151,000 | $1,100,000 | $72,000 | $1,800,000 |
| Home Improvement | 216,208 | $19,085,023,000 | $88,000 | $1,000,000 | $66,000 | $1,548,000 |
| Home Purchase | 217 | $21,226,000 | $97,000 | $880,000 | $69,000 | $720,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 439,734 | $54,250,140,000 | $123,000 | $1,100,000 | $69,000 | $1,800,000 |
| Black or African American | 118,014 | $15,202,013,000 | $128,000 | $1,000,000 | $66,000 | $1,296,000 |
| Hispanic | 87,055 | $13,768,834,000 | $158,000 | $1,060,000 | $71,000 | $1,380,000 |
| Not Provided | 21,058 | $2,954,373,000 | $140,000 | $1,000,000 | $75,000 | $1,548,000 |
| Asian | 13,293 | $3,101,071,000 | $233,000 | $1,100,000 | $96,000 | $1,156,000 |
| American Indian or Alaskan Native | 9,268 | $1,111,949,000 | $119,000 | $1,100,000 | $67,000 | $1,080,000 |
| Native Hawaiian or Other Pacific Islander | 4,883 | $1,057,905,000 | $216,000 | $1,000,000 | $85,000 | $624,000 |
| Not applicable | 2 | $176,000 | $88,000 | $103,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 693,307 | $91,446,461,000 | $131,000 | $1,100,000 | $70,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 475,231 | $63,960,434,000 | $134,000 | $1,100,000 | $68,000 | $1,800,000 |
| Application Withdrawn By Applicant | 126,833 | $18,546,576,000 | $146,000 | $1,098,000 | $76,000 | $1,680,000 |
| Loan Originated | 78,215 | $7,719,277,000 | $98,000 | $1,012,000 | $70,000 | $1,248,000 |
| Application Approved But Not Accepted | 9,005 | $666,716,000 | $74,000 | $999,000 | $69,000 | $1,044,000 |
| File Closed For Incompleteness | 3,926 | $542,234,000 | $138,000 | $1,000,000 | $76,000 | $634,000 |
| Preapproval Denied by Financial Institution | 95 | $11,048,000 | $116,000 | $880,000 | $43,000 | $360,000 |
| Loan Purchased By The Institution | 2 | $176,000 | $88,000 | $103,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Company LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beneficial Company LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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