BMO Harris Bank NA Mortgage Lending & HMDA Data, 2014

In 2014, BMO Harris Bank NA of Chicago, IL reported 24,088 mortgage applications totaling $4.0 billion, down 26% from 2013. The average application was for $165,510, and applicants reported an average income of $105,170. 47% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (5,851), Milwaukee-Waukesha-West Allis, WI (2,489) and Phoenix-Mesa-Scottsdale, AZ (1,470) (applications in parentheses).

Mortgage Company & Address BMO Harris Bank NA
111 W. Monroe
Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 24,088
Total Mortgage Loan Application Amount $3,986,816,000
Average Mortgage Loan Application Amount $165,510
Highest Mortgage Loan Application Amount $24,600,000
Average Applicant Income $105,170
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BMO Harris Bank NA by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,468 $ 682,210,000 $ 196,715 $ 118,000
Maricopa, Arizona 1,393 $ 350,511,000 $ 251,623 $ 142,000
Milwaukee, Wisconsin 1,335 $ 147,468,000 $ 110,462 $ 80,000
Will, Illinois 987 $ 132,313,000 $ 134,055 $ 80,000
DuPage, Illinois 827 $ 184,917,000 $ 223,599 $ 124,000
Dane, Wisconsin 692 $ 116,772,000 $ 168,745 $ 108,000
Waukesha, Wisconsin 541 $ 106,443,000 $ 196,752 $ 123,000
Kane, Illinois 498 $ 70,592,000 $ 141,751 $ 99,000
Lake, Illinois 482 $ 116,353,000 $ 241,396 $ 151,000
Lake, Indiana 472 $ 46,098,000 $ 97,665 $ 62,000
Marion, Indiana 444 $ 43,319,000 $ 97,565 $ 61,000
McHenry, Illinois 441 $ 65,599,000 $ 148,750 $ 93,000
Brown, Wisconsin 367 $ 45,144,000 $ 123,008 $ 96,000
Washington, Wisconsin 326 $ 47,034,000 $ 144,276 $ 93,000
Hennepin, Minnesota 301 $ 64,007,000 $ 212,647 $ 221,000
Ozaukee, Wisconsin 287 $ 47,860,000 $ 166,759 $ 138,000
Rock, Wisconsin 264 $ 23,995,000 $ 90,890 $ 70,000
Marathon, Wisconsin 248 $ 28,351,000 $ 114,318 $ 71,000
Kenosha, Wisconsin 243 $ 24,275,000 $ 99,897 $ 74,000
Racine, Wisconsin 221 $ 24,996,000 $ 113,104 $ 81,000
St. Louis, Missouri 219 $ 41,967,000 $ 191,630 $ 116,000
Winnebago, Illinois 218 $ 15,747,000 $ 72,233 $ 57,000
Hamilton, Indiana 218 $ 35,674,000 $ 163,642 $ 112,000
Outagamie, Wisconsin 208 $ 27,628,000 $ 132,826 $ 96,000
Sheboygan, Wisconsin 205 $ 23,746,000 $ 115,834 $ 83,000
Oneida, Wisconsin 185 $ 19,542,000 $ 105,632 $ 73,000
Jackson, Missouri 156 $ 18,817,000 $ 120,621 $ 65,000
Winnebago, Wisconsin 151 $ 19,050,000 $ 126,158 $ 96,000
Fond du Lac, Wisconsin 144 $ 15,277,000 $ 106,090 $ 68,000
Sauk, Wisconsin 144 $ 16,676,000 $ 115,805 $ 73,000
Pima, Arizona 138 $ 24,491,000 $ 177,471 $ 115,000
St. Louis City, Missouri 135 $ 13,460,000 $ 99,703 $ 89,000
Portage, Wisconsin 124 $ 14,646,000 $ 118,112 $ 85,000
Johnson, Kansas 123 $ 25,725,000 $ 209,146 $ 117,000
Dodge, Wisconsin 123 $ 9,948,000 $ 80,878 $ 59,000
Collier, Florida 121 $ 60,733,000 $ 501,925 $ 406,000
Walworth, Wisconsin 116 $ 16,451,000 $ 141,818 $ 90,000
Howard, Indiana 114 $ 8,351,000 $ 73,254 $ 49,000
Adams, Wisconsin 114 $ 8,359,000 $ 73,324 $ 66,000
Yavapai, Arizona 109 $ 24,528,000 $ 225,027 $ 99,000
Lincoln, Wisconsin 107 $ 9,773,000 $ 91,336 $ 63,000
Manitowoc, Wisconsin 105 $ 9,785,000 $ 93,190 $ 89,000
Vilas, Wisconsin 105 $ 17,847,000 $ 169,971 $ 124,000
Shawano, Wisconsin 102 $ 10,870,000 $ 106,568 $ 89,000
Sarasota, Florida 101 $ 36,009,000 $ 356,524 $ 275,000
Manatee, Florida 94 $ 16,442,000 $ 174,914 $ 108,000
Wyandotte, Kansas 94 $ 8,110,000 $ 86,276 $ 43,000
La Crosse, Wisconsin 93 $ 8,412,000 $ 90,451 $ 70,000
Morgan, Indiana 90 $ 8,760,000 $ 97,333 $ 59,000
Wood, Wisconsin 90 $ 8,312,000 $ 92,355 $ 79,000
Kendall, Illinois 89 $ 12,061,000 $ 135,516 $ 71,000
Ramsey, Minnesota 87 $ 13,774,000 $ 158,321 $ 103,000
Johnson, Indiana 85 $ 11,699,000 $ 137,635 $ 67,000
Porter, Indiana 84 $ 15,086,000 $ 179,595 $ 91,000
Lee, Florida 78 $ 24,344,000 $ 312,102 $ 288,000
Anoka, Minnesota 78 $ 11,164,000 $ 143,128 $ 81,000
Calumet, Wisconsin 78 $ 7,804,000 $ 100,051 $ 69,000
Pinal, Arizona 77 $ 11,278,000 $ 146,467 $ 127,000
Clark, Wisconsin 76 $ 7,034,000 $ 92,552 $ 56,000
Dakota, Minnesota 75 $ 15,972,000 $ 212,960 $ 128,000
Columbia, Wisconsin 74 $ 10,784,000 $ 145,729 $ 92,000
Oconto, Wisconsin 71 $ 7,264,000 $ 102,309 $ 77,000
Jefferson, Wisconsin 64 $ 7,547,000 $ 117,921 $ 80,000
Orange, Florida 58 $ 16,255,000 $ 280,258 $ 148,000
Hendricks, Indiana 58 $ 7,354,000 $ 126,793 $ 80,000
Clay, Missouri 58 $ 7,982,000 $ 137,620 $ 79,000
Juneau, Wisconsin 56 $ 4,389,000 $ 78,375 $ 53,000
Waupaca, Wisconsin 53 $ 4,066,000 $ 76,716 $ 89,000
Ashland, Wisconsin 52 $ 3,843,000 $ 73,903 $ 57,000
Boone, Illinois 50 $ 5,722,000 $ 114,440 $ 76,000
Marinette, Wisconsin 50 $ 4,093,000 $ 81,860 $ 63,000
Eau Claire, Wisconsin 49 $ 5,254,000 $ 107,224 $ 92,000
Madison, Indiana 48 $ 4,071,000 $ 84,812 $ 59,000
Douglas, Wisconsin 48 $ 3,800,000 $ 79,166 $ 69,000
Grant, Wisconsin 48 $ 4,415,000 $ 91,979 $ 58,000
Waushara, Wisconsin 48 $ 4,690,000 $ 97,708 $ 84,000
Seminole, Florida 46 $ 5,573,000 $ 121,152 $ 75,000
Wayne, Indiana 46 $ 3,263,000 $ 70,934 $ 41,000
St. Charles, Missouri 45 $ 6,570,000 $ 146,000 $ 118,000
Iowa, Wisconsin 44 $ 5,409,000 $ 122,931 $ 77,000
Langlade, Wisconsin 43 $ 4,225,000 $ 98,255 $ 75,000
Wright, Minnesota 42 $ 7,631,000 $ 181,690 $ 100,000
Jefferson, Missouri 42 $ 6,211,000 $ 147,880 $ 86,000
King, Washington 42 $ 23,551,000 $ 560,738 $ 231,000
Washington, Minnesota 40 $ 5,914,000 $ 147,850 $ 111,000
Grundy, Illinois 39 $ 4,523,000 $ 115,974 $ 83,000
Tipton, Indiana 39 $ 3,808,000 $ 97,641 $ 72,000
Dunn, Wisconsin 39 $ 4,656,000 $ 119,384 $ 80,000
Chippewa, Wisconsin 38 $ 2,725,000 $ 71,710 $ 67,000
Marquette, Wisconsin 38 $ 2,380,000 $ 62,631 $ 52,000
Palm Beach, Florida 37 $ 19,373,000 $ 523,594 $ 272,000
St. Clair, Illinois 36 $ 3,873,000 $ 107,583 $ 78,000
Sullivan, Indiana 34 $ 1,386,000 $ 40,764 $ 50,000
Bayfield, Wisconsin 34 $ 3,469,000 $ 102,029 $ 89,000
Cass, Indiana 33 $ 2,119,000 $ 64,212 $ 37,000
Pierce, Wisconsin 33 $ 3,657,000 $ 110,818 $ 67,000
Door, Wisconsin 29 $ 6,491,000 $ 223,827 $ 187,000
Richland, Wisconsin 29 $ 2,863,000 $ 98,724 $ 62,000
Charlotte, Florida 28 $ 4,571,000 $ 163,250 $ 119,000
DeKalb, Illinois 28 $ 3,026,000 $ 108,071 $ 82,000
Scott, Minnesota 28 $ 5,277,000 $ 188,464 $ 79,000
Green Lake, Wisconsin 27 $ 5,476,000 $ 202,814 $ 85,000
Hillsborough, Florida 26 $ 5,360,000 $ 206,153 $ 111,000
Vigo, Indiana 26 $ 1,497,000 $ 57,576 $ 46,000
Crawford, Kansas 26 $ 1,993,000 $ 76,653 $ 67,000
Kewaunee, Wisconsin 25 $ 1,511,000 $ 60,440 $ 73,000
Lake, Florida 24 $ 2,751,000 $ 114,625 $ 85,000
Rush, Indiana 24 $ 1,421,000 $ 59,208 $ 36,000
St. Croix, Wisconsin 24 $ 3,902,000 $ 162,583 $ 102,000
Coconino, Arizona 23 $ 5,822,000 $ 253,130 $ 180,000
Boone, Indiana 23 $ 3,365,000 $ 146,304 $ 162,000
LaSalle, Illinois 22 $ 1,674,000 $ 76,090 $ 48,000
Kankakee, Illinois 20 $ 2,200,000 $ 110,000 $ 63,000
Carver, Minnesota 20 $ 3,534,000 $ 176,700 $ 98,000
Los Angeles, California 19 $ 16,133,000 $ 849,105 $ 363,000
Grant, Indiana 19 $ 1,164,000 $ 61,263 $ 51,000
St. Louis, Minnesota 19 $ 3,426,000 $ 180,315 $ 124,000
Green, Wisconsin 19 $ 2,662,000 $ 140,105 $ 117,000
Pinellas, Florida 17 $ 4,358,000 $ 256,352 $ 174,000
LaPorte, Indiana 17 $ 3,373,000 $ 198,411 $ 482,000
Clark, Nevada 17 $ 5,169,000 $ 304,058 $ 232,000
Riverside, California 16 $ 11,017,000 $ 688,562 $ 903,000
Hancock, Indiana 15 $ 1,529,000 $ 101,933 $ 69,000
Navajo, Arizona 14 $ 2,959,000 $ 211,357 $ 139,000
Broward, Florida 14 $ 5,405,000 $ 386,071 $ 252,000
Volusia, Florida 14 $ 2,208,000 $ 157,714 $ 65,000
Buchanan, Missouri 14 $ 980,000 $ 70,000 $ 47,000
Cass, Missouri 14 $ 2,366,000 $ 169,000 $ 78,000
Platte, Missouri 14 $ 2,177,000 $ 155,500 $ 89,000
Franklin, Ohio 13 $ 994,000 $ 76,461 $ 74,000
Hamilton, Ohio 13 $ 2,216,000 $ 170,461 $ 122,000
Crawford, Wisconsin 13 $ 1,031,000 $ 79,307 $ 53,000
Forest, Wisconsin 13 $ 1,341,000 $ 103,153 $ 96,000
Fulton, Georgia 12 $ 3,959,000 $ 329,916 $ 295,000
Montgomery, Ohio 12 $ 1,452,000 $ 121,000 $ 89,000
Mohave, Arizona 11 $ 1,732,000 $ 157,454 $ 131,000
Vernon, Wisconsin 11 $ 929,000 $ 84,454 $ 41,000
Allen, Indiana 10 $ 649,000 $ 64,900 $ 64,000
Orange, California 9 $ 12,657,000 $ 1,406,333 $ 303,000
San Diego, California 9 $ 5,192,000 $ 576,888 $ 271,000
Pasco, Florida 9 $ 852,000 $ 94,666 $ 88,000
Clay, Indiana 9 $ 483,000 $ 53,666 $ 39,000
Shelby, Indiana 9 $ 1,378,000 $ 153,111 $ 64,000
Menominee, Wisconsin 9 $ 1,318,000 $ 146,444 $ 346,000
Sawyer, Wisconsin 9 $ 2,425,000 $ 269,444 $ 140,000
Indian River, Florida 8 $ 2,778,000 $ 347,250 $ 164,000
Miami-Dade, Florida 8 $ 28,847,000 $ 3,605,875 $ 1,603,000
Brown, Indiana 8 $ 1,403,000 $ 175,375 $ 250,000
Sherburne, Minnesota 8 $ 727,000 $ 90,875 $ 71,000
Cuyahoga, Ohio 8 $ 794,000 $ 99,250 $ 62,000
Travis, Texas 8 $ 2,898,000 $ 362,250 $ 151,000
Barron, Wisconsin 8 $ 1,157,000 $ 144,625 $ 91,000
Monroe, Wisconsin 8 $ 785,000 $ 98,125 $ 104,000
Jefferson, Colorado 7 $ 1,690,000 $ 241,428 $ 129,000
Marion, Florida 7 $ 679,000 $ 97,000 $ 247,000
Sangamon, Illinois 7 $ 855,000 $ 122,142 $ 115,000
Jasper, Indiana 7 $ 722,000 $ 103,142 $ 63,000
Butler, Ohio 7 $ 629,000 $ 89,857 $ 92,000
Harris, Texas 7 $ 1,590,000 $ 227,142 $ 142,000
Polk, Wisconsin 7 $ 1,018,000 $ 145,428 $ 132,000
Osceola, Florida 6 $ 757,000 $ 126,166 $ 142,000
Polk, Florida 6 $ 850,000 $ 141,666 $ 94,000
St. Johns, Florida 6 $ 2,165,000 $ 360,833 $ 362,000
Bartholomew, Indiana 6 $ 386,000 $ 64,333 $ 48,000
Delaware, Indiana 6 $ 300,000 $ 50,000 $ 51,000
Henry, Indiana 6 $ 401,000 $ 66,833 $ 47,000
Newton, Indiana 6 $ 796,000 $ 132,666 $ 65,000
Owen, Indiana 6 $ 526,000 $ 87,666 $ 37,000
White, Indiana 6 $ 389,000 $ 64,833 $ 64,000
Shawnee, Kansas 6 $ 551,000 $ 91,833 $ 54,000
Oakland, Michigan 6 $ 1,504,000 $ 250,666 $ 109,000
Isanti, Minnesota 6 $ 680,000 $ 113,333 $ 55,000
Pepin, Wisconsin 6 $ 603,000 $ 100,500 $ 61,000
Alameda, California 5 $ 2,121,000 $ 424,200 $ 161,000
Denver, Colorado 5 $ 853,000 $ 170,600 $ 106,000
Madison, Illinois 5 $ 408,000 $ 81,600 $ 69,000
Fulton, Indiana 5 $ 464,000 $ 92,800 $ 71,000
Monroe, Indiana 5 $ 453,000 $ 90,600 $ 66,000
Starke, Indiana 5 $ 1,041,000 $ 208,200 $ 84,000
Vanderburgh, Indiana 5 $ 274,000 $ 54,800 $ 73,000
Berrien, Michigan 5 $ 1,081,000 $ 216,200 $ 255,000
Ottawa, Michigan 5 $ 2,076,000 $ 415,200 $ 357,000
Wayne, Michigan 5 $ 388,000 $ 77,600 $ 69,000
Crow Wing, Minnesota 5 $ 2,956,000 $ 591,200 $ 1,005,000
Stearns, Minnesota 5 $ 655,000 $ 131,000 $ 76,000
Douglas, Nebraska 5 $ 684,000 $ 136,800 $ 39,000
Clermont, Ohio 5 $ 667,000 $ 133,400 $ 76,000
Horry, South Carolina 5 $ 1,256,000 $ 251,200 $ 145,000
Brazoria, Texas 5 $ 675,000 $ 135,000 $ 112,000
Tarrant, Texas 5 $ 1,150,000 $ 230,000 $ 131,000
Apache, Arizona 4 $ 508,000 $ 127,000 $ 142,000
Benton, Arkansas 4 $ 288,000 $ 72,000 $ 47,000
Adams, Colorado 4 $ 608,000 $ 152,000 $ 89,000
District of Columbia, District Of Columbia 4 $ 1,534,000 $ 383,500 $ 153,000
Citrus, Florida 4 $ 258,000 $ 64,500 $ 65,000
Duval, Florida 4 $ 2,843,000 $ 710,750 $ 259,000
Forsyth, Georgia 4 $ 1,151,000 $ 287,750 $ 135,000
Kosciusko, Indiana 4 $ 859,000 $ 214,750 $ 251,000
Miami, Indiana 4 $ 207,000 $ 51,750 $ 54,000
Tippecanoe, Indiana 4 $ 442,000 $ 110,500 $ 85,000
Miami, Kansas 4 $ 285,000 $ 71,250 $ 33,000
Sedgwick, Kansas 4 $ 389,000 $ 97,250 $ 61,000
Gogebic, Michigan 4 $ 450,000 $ 112,500 $ 92,000
Steele, Minnesota 4 $ 332,000 $ 83,000 $ 114,000
Mecklenburg, North Carolina 4 $ 693,000 $ 173,250 $ 114,000
Mahoning, Ohio 4 $ 446,000 $ 111,500 $ 122,000
Preble, Ohio 4 $ 245,000 $ 61,250 $ 42,000
Allegheny, Pennsylvania 4 $ 565,000 $ 141,250 $ 92,000
Davidson, Tennessee 4 $ 908,000 $ 227,000 $ 156,000
Galveston, Texas 4 $ 739,000 $ 184,750 $ 242,000
Summit, Utah 4 $ 4,882,000 $ 1,220,500 $ 1,259,000
Norfolk, Virginia 4 $ 963,000 $ 240,750 $ 51,000
Spokane, Washington 4 $ 541,000 $ 135,250 $ 79,000
Iron, Wisconsin 4 $ 942,000 $ 235,500 $ 328,000
Price, Wisconsin 4 $ 372,000 $ 93,000 $ 34,000
Washburn, Wisconsin 4 $ 498,000 $ 124,500 $ 95,000
Cochise, Arizona 3 $ 736,000 $ 245,333 $ 91,000
Gila, Arizona 3 $ 353,000 $ 117,666 $ 67,000
Santa Cruz, Arizona 3 $ 316,000 $ 105,333 $ 62,000
Marion, Arkansas 3 $ 361,000 $ 120,333 $ 113,000
Contra Costa, California 3 $ 1,250,000 $ 416,666 $ 460,000
Eagle, Colorado 3 $ 3,174,000 $ 1,058,000 $ 470,000
Summit, Colorado 3 $ 1,125,000 $ 375,000 $ 200,000
Brevard, Florida 3 $ 485,000 $ 161,666 $ 112,000
Flagler, Florida 3 $ 1,277,000 $ 425,666 $ 126,000
Martin, Florida 3 $ 3,861,000 $ 1,287,000 $ 1,684,000
Cobb, Georgia 3 $ 525,000 $ 175,000 $ 110,000
DeKalb, Georgia 3 $ 533,000 $ 177,666 $ 53,000
Gwinnett, Georgia 3 $ 638,000 $ 212,666 $ 76,000
Ada, Idaho 3 $ 461,000 $ 153,666 $ 66,000
Bond, Illinois 3 $ 470,000 $ 156,666 $ 33,000
Carroll, Illinois 3 $ 444,000 $ 148,000 $ 125,000
Franklin, Illinois 3 $ 316,000 $ 105,333 $ 48,000
Fulton, Illinois 3 $ 248,000 $ 82,666 $ 57,000
Henry, Illinois 3 $ 163,000 $ 54,333 $ 44,000
Jo Daviess, Illinois 3 $ 441,000 $ 147,000 $ 170,000
Lee, Illinois 3 $ 265,000 $ 88,333 $ 61,000
Macon, Illinois 3 $ 506,000 $ 168,666 $ 145,000
Monroe, Illinois 3 $ 490,000 $ 163,333 $ 60,000
Peoria, Illinois 3 $ 210,000 $ 70,000 $ 67,000
Stephenson, Illinois 3 $ 447,000 $ 149,000 $ 108,000
Tazewell, Illinois 3 $ 168,000 $ 56,000 $ 54,000
Greene, Indiana 3 $ 170,000 $ 56,666 $ 72,000
Scott, Indiana 3 $ 375,000 $ 125,000 $ 104,000
Campbell, Kentucky 3 $ 524,000 $ 174,666 $ 102,000
Jefferson, Kentucky 3 $ 307,000 $ 102,333 $ 47,000
Prince George's, Maryland 3 $ 828,000 $ 276,000 $ 110,000
Cass, Michigan 3 $ 1,196,000 $ 398,666 $ 327,000
Goodhue, Minnesota 3 $ 474,000 $ 158,000 $ 46,000
Kanabec, Minnesota 3 $ 248,000 $ 82,666 $ 36,000
McLeod, Minnesota 3 $ 351,000 $ 117,000 $ 49,000
Olmsted, Minnesota 3 $ 316,000 $ 105,333 $ 247,000
Boone, Missouri 3 $ 349,000 $ 116,333 $ 219,000
Dent, Missouri 3 $ 486,000 $ 162,000 $ 53,000
Franklin, Missouri 3 $ 470,000 $ 156,666 $ 62,000
Greene, Missouri 3 $ 348,000 $ 116,000 $ 55,000
Johnson, Missouri 3 $ 423,000 $ 141,000 $ 133,000
Lincoln, Missouri 3 $ 551,000 $ 183,666 $ 127,000
Warren, Missouri 3 $ 616,000 $ 205,333 $ 107,000
Morris, New Jersey 3 $ 2,083,000 $ 694,333 $ 587,000
New York, New York 3 $ 12,721,000 $ 4,240,333 $ 2,284,000
Suffolk, New York 3 $ 8,200,000 $ 2,733,333 $ 2,869,000
Union, North Carolina 3 $ 785,000 $ 261,666 $ 110,000
Wake, North Carolina 3 $ 587,000 $ 195,666 $ 226,000
Columbiana, Ohio 3 $ 153,000 $ 51,000 $ 37,000
Delaware, Ohio 3 $ 428,000 $ 142,666 $ 91,000
Fairfield, Ohio 3 $ 371,000 $ 123,666 $ 88,000
Lucas, Ohio 3 $ 264,000 $ 88,000 $ 55,000
Marion, Ohio 3 $ 247,000 $ 82,333 $ 40,000
Summit, Ohio 3 $ 290,000 $ 96,666 $ 115,000
Warren, Ohio 3 $ 468,000 $ 156,000 $ 70,000
Lehigh, Pennsylvania 3 $ 630,000 $ 210,000 $ 114,000
Philadelphia, Pennsylvania 3 $ 787,000 $ 262,333 $ 131,000
York, Pennsylvania 3 $ 510,000 $ 170,000 $ 100,000
Williamson, Tennessee 3 $ 3,600,000 $ 1,200,000 $ 1,128,000
Polk, Texas 3 $ 549,000 $ 183,000 $ 105,000
Fairfax, Virginia 3 $ 578,000 $ 192,666 $ 188,000
Whatcom, Washington 3 $ 477,000 $ 159,000 $ 105,000
Buffalo, Wisconsin 3 $ 483,000 $ 161,000 $ 133,000
Lafayette, Wisconsin 3 $ 263,000 $ 87,666 $ 48,000
Rusk, Wisconsin 3 $ 91,000 $ 30,333 $ 60,000
Taylor, Wisconsin 3 $ 486,000 $ 162,000 $ 109,000
Trempealeau, Wisconsin 3 $ 251,000 $ 83,666 $ 75,000
San Francisco, California 2 $ 1,767,000 $ 883,500 $ 216,000
San Mateo, California 2 $ 3,322,000 $ 1,661,000 $ 745,000
Santa Clara, California 2 $ 795,000 $ 397,500 $ 286,000
El Paso, Colorado 2 $ 590,000 $ 295,000 $ 146,000
Pitkin, Colorado 2 $ 1,151,000 $ 575,500 $ 70,000
Weld, Colorado 2 $ 454,000 $ 227,000 $ 71,000
Hartford, Connecticut 2 $ 434,000 $ 217,000 $ 151,000
Tolland, Connecticut 2 $ 644,000 $ 322,000 $ 144,000
Bay, Florida 2 $ 428,000 $ 214,000 $ 191,000
Hernando, Florida 2 $ 244,000 $ 122,000 $ 57,000
Nassau, Florida 2 $ 983,000 $ 491,500 $ 234,000
Wakulla, Florida 2 $ 130,000 $ 65,000 $ 46,000
Candler, Georgia 2 $ 161,000 $ 80,500 $ 51,000
Cherokee, Georgia 2 $ 408,000 $ 204,000 $ 91,000
Clayton, Georgia 2 $ 85,000 $ 42,500 $ 86,000
Honolulu, Hawaii 2 $ 817,000 $ 408,500 $ 168,000
Cass, Illinois 2 $ 178,000 $ 89,000 $ 112,000
Clinton, Illinois 2 $ 144,000 $ 72,000 $ 71,000
McDonough, Illinois 2 $ 433,000 $ 216,500 $ 133,000
Ogle, Illinois 2 $ 250,000 $ 125,000 $ 89,000
Carroll, Indiana 2 $ 111,000 $ 55,500 $ 37,000
Clark, Indiana 2 $ 69,000 $ 34,500 $ 48,000
Elkhart, Indiana 2 $ 205,000 $ 102,500 $ 57,000
Knox, Indiana 2 $ 90,000 $ 45,000 $ 62,000
Martin, Indiana 2 $ 96,000 $ 48,000 $ 355,000
Dallas, Iowa 2 $ 642,000 $ 321,000 $ 118,000
Linn, Iowa 2 $ 242,000 $ 121,000 $ 129,000
Polk, Iowa 2 $ 316,000 $ 158,000 $ 59,000
Douglas, Kansas 2 $ 286,000 $ 143,000 $ 79,000
York, Maine 2 $ 847,000 $ 423,500 $ 143,000
Calvert, Maryland 2 $ 609,000 $ 304,500 $ 126,000
Essex, Massachusetts 2 $ 2,430,000 $ 1,215,000 $ 328,000
Delta, Michigan 2 $ 312,000 $ 156,000 $ 65,000
Dickinson, Michigan 2 $ 181,000 $ 90,500 $ 51,000
Genesee, Michigan 2 $ 228,000 $ 114,000 $ 58,000
Iron, Michigan 2 $ 326,000 $ 163,000 $ 156,000
Kent, Michigan 2 $ 440,000 $ 220,000 $ 154,000
Macomb, Michigan 2 $ 290,000 $ 145,000 $ 59,000
Marquette, Michigan 2 $ 387,000 $ 193,500 $ 124,000
Ontonagon, Michigan 2 $ 168,000 $ 84,000 $ 82,000
Washtenaw, Michigan 2 $ 565,000 $ 282,500 $ 73,000
Aitkin, Minnesota 2 $ 439,000 $ 219,500 $ 71,000
Benton, Minnesota 2 $ 147,000 $ 73,500 $ 79,000
Blue Earth, Minnesota 2 $ 237,000 $ 118,500 $ 40,000
Carlton, Minnesota 2 $ 225,000 $ 112,500 $ 56,000
Chisago, Minnesota 2 $ 144,000 $ 72,000 $ 44,000
Le Sueur, Minnesota 2 $ 100,000 $ 50,000 $ 113,000
Mille Lacs, Minnesota 2 $ 635,000 $ 317,500 $ 267,000
Mower, Minnesota 2 $ 296,000 $ 148,000 $ 84,000
Nicollet, Minnesota 2 $ 176,000 $ 88,000 $ 64,000
Rock, Minnesota 2 $ 123,000 $ 61,500 $ 50,000
Winona, Minnesota 2 $ 138,000 $ 69,000 $ 39,000
Andrew, Missouri 2 $ 370,000 $ 185,000 $ 184,000
Barton, Missouri 2 $ 293,000 $ 146,500 $ 53,000
Camden, Missouri 2 $ 1,220,000 $ 610,000 $ 197,000
DeKalb, Missouri 2 $ 210,000 $ 105,000 $ 56,000
Lafayette, Missouri 2 $ 524,000 $ 262,000 $ 111,000
Linn, Missouri 2 $ 60,000 $ 30,000 $ 51,000
Morgan, Missouri 2 $ 312,000 $ 156,000 $ 139,000
St. Francois, Missouri 2 $ 167,000 $ 83,500 $ 54,000
Rockingham, New Hampshire 2 $ 792,000 $ 396,000 $ 138,000
Bergen, New Jersey 2 $ 975,000 $ 487,500 $ 525,000
Eddy, New Mexico 2 $ 403,000 $ 201,500 $ 162,000
Durham, North Carolina 2 $ 430,000 $ 215,000 $ 84,000
Forsyth, North Carolina 2 $ 347,000 $ 173,500 $ 63,000
Robeson, North Carolina 2 $ 256,000 $ 128,000 $ 116,000
Greene, Ohio 2 $ 104,000 $ 52,000 $ 56,000
Lake, Ohio 2 $ 266,000 $ 133,000 $ 100,000
Licking, Ohio 2 $ 197,000 $ 98,500 $ 133,000
Lorain, Ohio 2 $ 266,000 $ 133,000 $ 71,000
Pickaway, Ohio 2 $ 125,000 $ 62,500 $ 42,000
Stark, Ohio 2 $ 188,000 $ 94,000 $ 109,000
Bucks, Pennsylvania 2 $ 314,000 $ 157,000 $ 43,000
Carbon, Pennsylvania 2 $ 517,000 $ 258,500 $ 147,000
Dauphin, Pennsylvania 2 $ 208,000 $ 104,000 $ 229,000
Beaufort, South Carolina 2 $ 500,000 $ 250,000 $ 55,000
Charleston, South Carolina 2 $ 1,490,000 $ 745,000 $ 590,000
Colleton, South Carolina 2 $ 294,000 $ 147,000 $ 86,000
Georgetown, South Carolina 2 $ 358,000 $ 179,000 $ 122,000
Greenville, South Carolina 2 $ 362,000 $ 181,000 $ 222,000
Lexington, South Carolina 2 $ 417,000 $ 208,500 $ 81,000
Oconee, South Carolina 2 $ 1,300,000 $ 650,000 $ 226,000
Knox, Tennessee 2 $ 407,000 $ 203,500 $ 103,000
Sevier, Tennessee 2 $ 249,000 $ 124,500 $ 76,000
Shelby, Tennessee 2 $ 371,000 $ 185,500 $ 120,000
Sumner, Tennessee 2 $ 417,000 $ 208,500 $ 157,000
Chambers, Texas 2 $ 484,000 $ 242,000 $ 108,000
Denton, Texas 2 $ 689,000 $ 344,500 $ 260,000
Fort Bend, Texas 2 $ 1,438,000 $ 719,000 $ 972,000
Montgomery, Texas 2 $ 157,000 $ 78,500 $ 166,000
Williamson, Texas 2 $ 609,000 $ 304,500 $ 236,000
Davis, Utah 2 $ 433,000 $ 216,500 $ 64,000
Albemarle, Virginia 2 $ 993,000 $ 496,500 $ 204,000
Grays Harbor, Washington 2 $ 598,000 $ 299,000 $ 188,000
Pierce, Washington 2 $ 513,000 $ 256,500 $ 177,000
Snohomish, Washington 2 $ 661,000 $ 330,500 $ 145,000
Burnett, Wisconsin 2 $ 199,000 $ 99,500 $ 107,000
Teton, Wyoming 2 $ 1,399,000 $ 699,500 $ 78,000
Marengo, Alabama 1 $ 26,000 $ 26,000 $ 376,000
Monroe, Alabama 1 $ 200,000 $ 200,000 $ 79,000
Graham, Arizona 1 $ 58,000 $ 58,000 $ 100,000
Greenlee, Arizona 1 $ 56,000 $ 56,000 $ 37,000
La Paz, Arizona 1 $ 114,000 $ 114,000 $ 40,000
Yuma, Arizona 1 $ 45,000 $ 45,000 $ 12,000
Baxter, Arkansas 1 $ 177,000 $ 177,000 $ 24,000
Craighead, Arkansas 1 $ 105,000 $ 105,000 $ 78,000
Hot Spring, Arkansas 1 $ 196,000 $ 196,000 $ 109,000
Napa, California 1 $ 1,835,000 $ 1,835,000 $ 0
Nevada, California 1 $ 370,000 $ 370,000 $ 96,000
Placer, California 1 $ 992,000 $ 992,000 $ 220,000
Santa Cruz, California 1 $ 509,000 $ 509,000 $ 230,000
Ventura, California 1 $ 798,000 $ 798,000 $ 301,000
Arapahoe, Colorado 1 $ 168,000 $ 168,000 $ 31,000
Douglas, Colorado 1 $ 26,000 $ 26,000 $ 88,000
Fremont, Colorado 1 $ 416,000 $ 416,000 $ 466,000
Garfield, Colorado 1 $ 365,000 $ 365,000 $ 121,000
La Plata, Colorado 1 $ 182,000 $ 182,000 $ 79,000
Larimer, Colorado 1 $ 92,000 $ 92,000 $ 99,000
Mesa, Colorado 1 $ 170,000 $ 170,000 $ 66,000
Montezuma, Colorado 1 $ 120,000 $ 120,000 $ 87,000
Morgan, Colorado 1 $ 170,000 $ 170,000 $ 121,000
Routt, Colorado 1 $ 750,000 $ 750,000 $ 190,000
Fairfield, Connecticut 1 $ 379,000 $ 379,000 $ 196,000
Litchfield, Connecticut 1 $ 344,000 $ 344,000 $ 204,000
Bradford, Florida 1 $ 60,000 $ 60,000 $ 32,000
DeSoto, Florida 1 $ 114,000 $ 114,000 $ 38,000
Highlands, Florida 1 $ 40,000 $ 40,000 $ 97,000
Leon, Florida 1 $ 172,000 $ 172,000 $ 131,000
Monroe, Florida 1 $ 315,000 $ 315,000 $ 173,000
Okaloosa, Florida 1 $ 205,000 $ 205,000 $ 74,000
Okeechobee, Florida 1 $ 91,000 $ 91,000 $ 163,000
St. Lucie, Florida 1 $ 235,000 $ 235,000 $ 531,000
Sumter, Florida 1 $ 36,000 $ 36,000 $ 59,000
Walton, Florida 1 $ 305,000 $ 305,000 $ 84,000
Bartow, Georgia 1 $ 204,000 $ 204,000 $ 140,000
Camden, Georgia 1 $ 150,000 $ 150,000 $ 84,000
Carroll, Georgia 1 $ 380,000 $ 380,000 $ 271,000
Gordon, Georgia 1 $ 111,000 $ 111,000 $ 96,000
Henry, Georgia 1 $ 100,000 $ 100,000 $ 140,000
Houston, Georgia 1 $ 106,000 $ 106,000 $ 1,268,000
Irwin, Georgia 1 $ 32,000 $ 32,000 $ 67,000
Paulding, Georgia 1 $ 133,000 $ 133,000 $ 137,000
Putnam, Georgia 1 $ 117,000 $ 117,000 $ 43,000
Rockdale, Georgia 1 $ 37,000 $ 37,000 $ 103,000
Hawaii, Hawaii 1 $ 1,075,000 $ 1,075,000 $ 156,000
Kauai, Hawaii 1 $ 175,000 $ 175,000 $ 190,000
Maui, Hawaii 1 $ 403,000 $ 403,000 $ 89,000
Blaine, Idaho 1 $ 680,000 $ 680,000 $ 239,000
Bonner, Idaho 1 $ 767,000 $ 767,000 $ 552,000
Kootenai, Idaho 1 $ 220,000 $ 220,000 $ 72,000
Adams, Illinois 1 $ 15,000 $ 15,000 $ 28,000
Alexander, Illinois 1 $ 80,000 $ 80,000 $ 90,000
Calhoun, Illinois 1 $ 50,000 $ 50,000 $ 15,000
Champaign, Illinois 1 $ 62,000 $ 62,000 $ 66,000
Clark, Illinois 1 $ 104,000 $ 104,000 $ 96,000
De Witt, Illinois 1 $ 417,000 $ 417,000 $ 622,000
Ford, Illinois 1 $ 37,000 $ 37,000 $ 73,000
Iroquois, Illinois 1 $ 210,000 $ 210,000 $ 61,000
Jefferson, Illinois 1 $ 40,000 $ 40,000 $ 73,000
Johnson, Illinois 1 $ 318,000 $ 318,000 $ 170,000
Knox, Illinois 1 $ 109,000 $ 109,000 $ 68,000
Livingston, Illinois 1 $ 100,000 $ 100,000 $ 110,000
Menard, Illinois 1 $ 196,000 $ 196,000 $ 178,000
Shelby, Illinois 1 $ 15,000 $ 15,000 $ 64,000
Union, Illinois 1 $ 176,000 $ 176,000 $ 97,000
Whiteside, Illinois 1 $ 64,000 $ 64,000 $ 53,000
Clinton, Indiana 1 $ 69,000 $ 69,000 $ 27,000
Dearborn, Indiana 1 $ 162,000 $ 162,000 $ 92,000
DeKalb, Indiana 1 $ 88,000 $ 88,000 $ 65,000
Floyd, Indiana 1 $ 208,000 $ 208,000 $ 155,000
Franklin, Indiana 1 $ 100,000 $ 100,000 $ 0
Huntington, Indiana 1 $ 60,000 $ 60,000 $ 54,000
Jackson, Indiana 1 $ 210,000 $ 210,000 $ 85,000
LaGrange, Indiana 1 $ 23,000 $ 23,000 $ 112,000
Noble, Indiana 1 $ 115,000 $ 115,000 $ 58,000
Putnam, Indiana 1 $ 130,000 $ 130,000 $ 75,000
Randolph, Indiana 1 $ 35,000 $ 35,000 $ 32,000
St. Joseph, Indiana 1 $ 39,000 $ 39,000 $ 91,000
Vermillion, Indiana 1 $ 18,000 $ 18,000 $ 22,000
Wabash, Indiana 1 $ 88,000 $ 88,000 $ 157,000
Warrick, Indiana 1 $ 36,000 $ 36,000 $ 75,000
Wells, Indiana 1 $ 103,000 $ 103,000 $ 53,000
Calhoun, Iowa 1 $ 90,000 $ 90,000 $ 47,000
Dubuque, Iowa 1 $ 162,000 $ 162,000 $ 140,000
Jones, Iowa 1 $ 184,000 $ 184,000 $ 63,000
Pottawattamie, Iowa 1 $ 102,000 $ 102,000 $ 59,000
Scott, Iowa 1 $ 28,000 $ 28,000 $ 90,000
Tama, Iowa 1 $ 78,000 $ 78,000 $ 60,000
Bourbon, Kansas 1 $ 40,000 $ 40,000 $ 29,000
Clay, Kansas 1 $ 61,000 $ 61,000 $ 57,000
Franklin, Kansas 1 $ 261,000 $ 261,000 $ 106,000
Leavenworth, Kansas 1 $ 234,000 $ 234,000 $ 149,000
Boyle, Kentucky 1 $ 75,000 $ 75,000 $ 214,000
Bullitt, Kentucky 1 $ 33,000 $ 33,000 $ 115,000
Cumberland, Kentucky 1 $ 540,000 $ 540,000 $ 157,000
Fayette, Kentucky 1 $ 110,000 $ 110,000 $ 45,000
Kenton, Kentucky 1 $ 257,000 $ 257,000 $ 157,000
Nelson, Kentucky 1 $ 57,000 $ 57,000 $ 40,000
Trigg, Kentucky 1 $ 290,000 $ 290,000 $ 175,000
Calcasieu, Louisiana 1 $ 224,000 $ 224,000 $ 132,000
Washington, Louisiana 1 $ 32,000 $ 32,000 $ 123,000
Penobscot, Maine 1 $ 91,000 $ 91,000 $ 61,000
Anne Arundel, Maryland 1 $ 295,000 $ 295,000 $ 170,000
Baltimore, Maryland 1 $ 154,000 $ 154,000 $ 103,000
Frederick, Maryland 1 $ 125,000 $ 125,000 $ 162,000
Montgomery, Maryland 1 $ 118,000 $ 118,000 $ 90,000
Somerset, Maryland 1 $ 64,000 $ 64,000 $ 90,000
Talbot, Maryland 1 $ 1,520,000 $ 1,520,000 $ 1,653,000
Berkshire, Massachusetts 1 $ 225,000 $ 225,000 $ 126,000
Norfolk, Massachusetts 1 $ 950,000 $ 950,000 $ 340,000
Plymouth, Massachusetts 1 $ 33,000 $ 33,000 $ 190,000
Allegan, Michigan 1 $ 100,000 $ 100,000 $ 84,000
Cheboygan, Michigan 1 $ 363,000 $ 363,000 $ 154,000
Ingham, Michigan 1 $ 107,000 $ 107,000 $ 66,000
Ionia, Michigan 1 $ 122,000 $ 122,000 $ 133,000
Jackson, Michigan 1 $ 69,000 $ 69,000 $ 80,000
Menominee, Michigan 1 $ 35,000 $ 35,000 $ 90,000
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Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,899 $2,171,700,000 $156,000 $24,600,000 $106,000 $9,999,000
Home Purchase 9,286 $1,695,557,000 $182,000 $4,561,000 $102,000 $9,329,000
Home Improvement 903 $119,559,000 $132,000 $6,300,000 $125,000 $8,187,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,940 $2,803,496,000 $165,000 $5,500,000 $108,000 $9,329,000
Hispanic 2,646 $287,881,000 $108,000 $3,600,000 $53,000 $4,085,000
Not Provided 2,269 $596,042,000 $262,000 $24,600,000 $174,000 $9,999,000
Black or African American 1,336 $144,295,000 $108,000 $1,360,000 $68,000 $4,600,000
Asian 733 $130,097,000 $177,000 $2,000,000 $100,000 $1,638,000
Not applicable 78 $14,982,000 $192,000 $988,000 $0 $0
American Indian or Alaskan Native 51 $5,408,000 $106,000 $292,000 $74,000 $225,000
Native Hawaiian or Other Pacific Islander 35 $4,615,000 $131,000 $634,000 $135,000 $970,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,257 $3,743,977,000 $168,000 $24,600,000 $109,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,808 $240,305,000 $132,000 $376,000 $53,000 $517,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,484,000 $98,000 $197,000 $45,000 $75,000
VA-guaranteed (Veterans Administration) 8 $1,050,000 $131,000 $199,000 $74,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,417 $2,031,339,000 $177,000 $4,970,000 $122,000 $9,329,000
Application Denied By Financial Institution 7,254 $1,070,767,000 $147,000 $24,600,000 $90,000 $9,999,000
Application Withdrawn By Applicant 2,340 $440,777,000 $188,000 $3,618,000 $111,000 $4,800,000
Preapproval Denied by Financial Institution 1,812 $261,394,000 $144,000 $3,750,000 $59,000 $1,983,000
File Closed For Incompleteness 545 $90,888,000 $166,000 $2,745,000 $133,000 $3,987,000
Loan Purchased By The Institution 471 $58,936,000 $125,000 $417,000 $49,000 $720,000
Application Approved But Not Accepted 249 $32,715,000 $131,000 $2,625,000 $124,000 $1,579,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,512 $605,128,000 $134,000 $24,600,000 $73,000 $9,999,000
Debt-To-Income Ratio 1,869 $277,531,000 $148,000 $3,750,000 $63,000 $842,000
Collateral 1,592 $235,137,000 $147,000 $3,871,000 $110,000 $3,390,000
Unverifiable Information 583 $101,476,000 $174,000 $2,240,000 $113,000 $3,374,000
Other 197 $56,002,000 $284,000 $6,300,000 $158,000 $3,379,000
Insufficient Cash (Downpayment, Closing Cost) 169 $40,610,000 $240,000 $5,500,000 $160,000 $5,437,000
Employment History 72 $9,998,000 $138,000 $485,000 $51,000 $190,000
Credit Application Incomplete 68 $5,457,000 $80,000 $227,000 $78,000 $555,000
Mortgage Insurance Denied 4 $822,000 $205,000 $382,000 $119,000 $200,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BMO Harris Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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