BMO Harris Bank NA Mortgage Lending & HMDA Data, 2014
In 2014, BMO Harris Bank NA of Chicago, IL reported 24,088 mortgage applications totaling $4.0 billion, down 26% from 2013. The average application was for $165,510, and applicants reported an average income of $105,170. 47% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (5,851), Milwaukee-Waukesha-West Allis, WI (2,489) and Phoenix-Mesa-Scottsdale, AZ (1,470) (applications in parentheses).
| Mortgage Company & Address | BMO Harris Bank NA 111 W. Monroe Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 24,088 |
| Total Mortgage Loan Application Amount | $3,986,816,000 |
| Average Mortgage Loan Application Amount | $165,510 |
| Highest Mortgage Loan Application Amount | $24,600,000 |
| Average Applicant Income | $105,170 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BMO Harris Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Arlington Heights, IL | 5,851 | $ 1,081,623,000 | $ 184,861 | $ 110,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,489 | $ 348,805,000 | $ 140,138 | $ 98,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,470 | $ 361,789,000 | $ 246,114 | $ 141,000 |
| Indianapolis-Carmel-Anderson, IN | 999 | $ 118,682,000 | $ 118,800 | $ 78,000 |
| Madison, WI | 829 | $ 135,627,000 | $ 163,603 | $ 105,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 749 | $ 137,136,000 | $ 183,092 | $ 147,596 |
| Lake County-Kenosha County, IL-WI | 725 | $ 140,628,000 | $ 193,969 | $ 125,191 |
| Gary, IN | 569 | $ 62,702,000 | $ 110,196 | $ 66,000 |
| Elgin, IL | 526 | $ 73,618,000 | $ 139,958 | $ 99,000 |
| St. Louis, MO-IL | 500 | $ 75,280,000 | $ 150,560 | $ 101,600 |
| Kansas City, MO-KS | 466 | $ 66,220,000 | $ 142,103 | $ 77,193 |
| Green Bay, WI | 463 | $ 53,919,000 | $ 116,455 | $ 92,000 |
| Appleton, WI | 286 | $ 35,432,000 | $ 123,888 | $ 89,000 |
| Rockford, IL | 268 | $ 21,469,000 | $ 80,108 | $ 61,000 |
| Janesville-Beloit, WI | 264 | $ 23,995,000 | $ 90,890 | $ 70,000 |
| Wausau, WI | 248 | $ 28,351,000 | $ 114,318 | $ 71,000 |
| Racine, WI | 221 | $ 24,996,000 | $ 113,104 | $ 81,000 |
| Sheboygan, WI | 205 | $ 23,746,000 | $ 115,834 | $ 83,000 |
| North Port-Sarasota-Bradenton, FL | 195 | $ 52,451,000 | $ 268,979 | $ 194,000 |
| Oshkosh-Neenah, WI | 151 | $ 19,050,000 | $ 126,158 | $ 96,000 |
| Fond Du Lac, WI | 144 | $ 15,277,000 | $ 106,090 | $ 68,000 |
| Tucson, AZ | 138 | $ 24,491,000 | $ 177,471 | $ 115,000 |
| Orlando-Kissimmee-Sanford, FL | 134 | $ 25,336,000 | $ 189,074 | $ 111,000 |
| Naples-Immokalee-Marco Island, FL | 121 | $ 60,733,000 | $ 501,925 | $ 406,000 |
| Kokomo, IN | 114 | $ 8,351,000 | $ 73,254 | $ 49,000 |
| Prescott, AZ | 109 | $ 24,528,000 | $ 225,027 | $ 99,000 |
| La Crosse-Onalaska, WI-MN | 93 | $ 8,412,000 | $ 90,451 | $ 70,000 |
| Eau Claire, WI | 87 | $ 7,979,000 | $ 91,712 | $ 81,000 |
| Cape Coral-Fort Myers, FL | 78 | $ 24,344,000 | $ 312,102 | $ 288,000 |
| Terre Haute, IN | 70 | $ 3,384,000 | $ 48,342 | $ 46,000 |
| Duluth, MN-WI | 69 | $ 7,451,000 | $ 107,985 | $ 83,608 |
| Tampa-St. Petersburg-Clearwater, FL | 54 | $ 10,814,000 | $ 200,259 | $ 125,000 |
| Seattle-Bellevue-Everett, WA | 44 | $ 24,212,000 | $ 550,272 | $ 227,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 37 | $ 19,373,000 | $ 523,594 | $ 272,000 |
| Atlanta-Sandy Springs-Roswell, GA | 34 | $ 8,153,000 | $ 239,794 | $ 175,000 |
| Cincinnati, OH-KY-IN | 33 | $ 4,923,000 | $ 149,181 | $ 101,696 |
| Punta Gorda, FL | 28 | $ 4,571,000 | $ 163,250 | $ 119,000 |
| Columbus, OH | 25 | $ 2,278,000 | $ 91,120 | $ 77,000 |
| Flagstaff, AZ | 23 | $ 5,822,000 | $ 253,130 | $ 180,000 |
| Houston-The Woodlands-Sugar Land, TX | 22 | $ 5,083,000 | $ 231,045 | $ 228,000 |
| Kankakee, IL | 20 | $ 2,200,000 | $ 110,000 | $ 63,000 |
| Los Angeles-Long Beach-Glendale, CA | 19 | $ 16,133,000 | $ 849,105 | $ 363,000 |
| Denver-Aurora-Lakewood, CO | 18 | $ 3,345,000 | $ 185,833 | $ 106,000 |
| St. Joseph, MO-KS | 18 | $ 1,560,000 | $ 86,666 | $ 63,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 3,485,000 | $ 205,000 | $ 76,000 |
| Las Vegas-Henderson-Paradise, NV | 17 | $ 5,169,000 | $ 304,058 | $ 232,000 |
| Michigan City-La Porte, IN | 17 | $ 3,373,000 | $ 198,411 | $ 482,000 |
| Riverside-San Bernardino-Ontario, CA | 16 | $ 11,017,000 | $ 688,562 | $ 903,000 |
| Dayton, OH | 15 | $ 1,719,000 | $ 114,600 | $ 84,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 15 | $ 5,810,000 | $ 387,333 | $ 255,066 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 5,405,000 | $ 386,071 | $ 252,000 |
| Cleveland-Elyria, OH | 13 | $ 1,351,000 | $ 103,923 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 5,514,000 | $ 424,153 | $ 360,000 |
| Jacksonville, FL | 12 | $ 5,991,000 | $ 499,250 | $ 306,000 |
| Bloomington, IN | 11 | $ 979,000 | $ 89,000 | $ 50,000 |
| Fort Wayne, IN | 11 | $ 752,000 | $ 68,363 | $ 63,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,732,000 | $ 157,454 | $ 131,000 |
| Austin-Round Rock, TX | 10 | $ 3,507,000 | $ 350,700 | $ 168,000 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 2,015,000 | $ 201,500 | $ 113,200 |
| Louisville/Jefferson County, KY-IN | 10 | $ 992,000 | $ 99,200 | $ 82,000 |
| Anaheim-Santa Ana-Irvine, CA | 9 | $ 12,657,000 | $ 1,406,333 | $ 303,000 |
| San Diego-Carlsbad, CA | 9 | $ 5,192,000 | $ 576,888 | $ 271,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,939,000 | $ 215,444 | $ 100,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 28,847,000 | $ 3,605,875 | $ 1,603,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 3,371,000 | $ 421,375 | $ 273,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,099,000 | $ 137,375 | $ 55,500 |
| Sebastian-Vero Beach, FL | 8 | $ 2,778,000 | $ 347,250 | $ 164,000 |
| Springfield, IL | 8 | $ 1,051,000 | $ 131,375 | $ 123,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 2,516,000 | $ 359,428 | $ 299,000 |
| Ocala, FL | 7 | $ 679,000 | $ 97,000 | $ 247,000 |
| St. Cloud, MN | 7 | $ 802,000 | $ 114,571 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,313,000 | $ 218,833 | $ 117,000 |
| Columbus, IN | 6 | $ 386,000 | $ 64,333 | $ 48,000 |
| Evansville, IN-KY | 6 | $ 310,000 | $ 51,666 | $ 73,000 |
| Lafayette-West Lafayette, IN | 6 | $ 553,000 | $ 92,166 | $ 69,000 |
| Lakeland-Winter Haven, FL | 6 | $ 850,000 | $ 141,666 | $ 94,000 |
| Muncie, IN | 6 | $ 300,000 | $ 50,000 | $ 51,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,725,000 | $ 287,500 | $ 199,333 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 14,534,000 | $ 2,422,333 | $ 1,400,333 |
| Peoria, IL | 6 | $ 378,000 | $ 63,000 | $ 61,000 |
| Pittsburgh, PA | 6 | $ 1,095,000 | $ 182,500 | $ 96,000 |
| Rochester, MN | 6 | $ 553,000 | $ 92,166 | $ 143,000 |
| Topeka, KS | 6 | $ 551,000 | $ 91,833 | $ 54,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 3,275,000 | $ 545,833 | $ 478,833 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 388,000 | $ 77,600 | $ 69,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 591,000 | $ 118,200 | $ 123,200 |
| Fort Worth-Arlington, TX | 5 | $ 1,150,000 | $ 230,000 | $ 131,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,081,000 | $ 216,200 | $ 255,000 |
| Akron, OH | 4 | $ 432,000 | $ 108,000 | $ 102,000 |
| Charleston-North Charleston, SC | 4 | $ 1,771,000 | $ 442,750 | $ 339,000 |
| Columbia, SC | 4 | $ 812,000 | $ 203,000 | $ 139,000 |
| Dallas-Plano-Irving, TX | 4 | $ 797,000 | $ 199,250 | $ 168,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 191,000 | $ 47,750 | $ 55,500 |
| Des Moines-West Des Moines, IA | 4 | $ 958,000 | $ 239,500 | $ 88,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 976,000 | $ 244,000 | $ 380,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,078,000 | $ 269,500 | $ 147,000 |
| Homosassa Springs, FL | 4 | $ 258,000 | $ 64,500 | $ 65,000 |
| Mankato-North Mankato, MN | 4 | $ 413,000 | $ 103,250 | $ 52,000 |
| Memphis, TN-MS-AR | 4 | $ 597,000 | $ 149,250 | $ 84,000 |
| Newark, NJ-PA | 4 | $ 2,434,000 | $ 608,500 | $ 493,000 |
| Philadelphia, PA | 4 | $ 1,012,000 | $ 253,000 | $ 120,000 |
| Port St. Lucie, FL | 4 | $ 4,096,000 | $ 1,024,000 | $ 1,396,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 5,089,000 | $ 1,272,250 | $ 480,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 1,235,000 | $ 308,750 | $ 268,000 |
| Spokane-Spokane Valley, WA | 4 | $ 541,000 | $ 135,250 | $ 79,000 |
| Springfield, MO | 4 | $ 498,000 | $ 124,500 | $ 64,000 |
| Toledo, OH | 4 | $ 436,000 | $ 109,000 | $ 74,000 |
| Wichita, KS | 4 | $ 389,000 | $ 97,250 | $ 61,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 446,000 | $ 111,500 | $ 122,000 |
| Albuquerque, NM | 3 | $ 571,000 | $ 190,333 | $ 64,000 |
| Bellingham, WA | 3 | $ 477,000 | $ 159,000 | $ 105,000 |
| Boise City, ID | 3 | $ 461,000 | $ 153,666 | $ 66,000 |
| Cedar Rapids, IA | 3 | $ 426,000 | $ 142,000 | $ 107,000 |
| Charlottesville, VA | 3 | $ 1,344,000 | $ 448,000 | $ 184,000 |
| Columbia, MO | 3 | $ 349,000 | $ 116,333 | $ 219,000 |
| Decatur, IL | 3 | $ 506,000 | $ 168,666 | $ 145,000 |
| Durham-Chapel Hill, NC | 3 | $ 830,000 | $ 276,666 | $ 86,000 |
| Knoxville, TN | 3 | $ 462,000 | $ 154,000 | $ 80,000 |
| Nassau County-Suffolk County, NY | 3 | $ 8,200,000 | $ 2,733,333 | $ 2,869,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 485,000 | $ 161,666 | $ 112,000 |
| Raleigh, NC | 3 | $ 587,000 | $ 195,666 | $ 226,000 |
| San Antonio-New Braunfels, TX | 3 | $ 493,000 | $ 164,333 | $ 129,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 736,000 | $ 245,333 | $ 91,000 |
| Tallahassee, FL | 3 | $ 302,000 | $ 100,666 | $ 74,000 |
| York-Hanover, PA | 3 | $ 510,000 | $ 170,000 | $ 100,000 |
| Ann Arbor, MI | 2 | $ 565,000 | $ 282,500 | $ 73,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 449,000 | $ 224,500 | $ 136,000 |
| Boston, MA | 2 | $ 983,000 | $ 491,500 | $ 265,000 |
| Burlington-South Burlington, VT | 2 | $ 542,000 | $ 271,000 | $ 26,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 2,430,000 | $ 1,215,000 | $ 328,000 |
| Camden, NJ | 2 | $ 352,000 | $ 176,000 | $ 134,000 |
| Canton-Massillon, OH | 2 | $ 188,000 | $ 94,000 | $ 109,000 |
| Champaign-Urbana, IL | 2 | $ 99,000 | $ 49,500 | $ 69,000 |
| Colorado Springs, CO | 2 | $ 590,000 | $ 295,000 | $ 146,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Elkhart-Goshen, IN | 2 | $ 205,000 | $ 102,500 | $ 57,000 |
| Flint, MI | 2 | $ 228,000 | $ 114,000 | $ 58,000 |
| Greeley, CO | 2 | $ 454,000 | $ 227,000 | $ 71,000 |
| Harrisburg-Carlisle, PA | 2 | $ 208,000 | $ 104,000 | $ 229,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 500,000 | $ 250,000 | $ 55,000 |
| Lawrence, KS | 2 | $ 286,000 | $ 143,000 | $ 79,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 314,000 | $ 157,000 | $ 43,000 |
| Ogden-Clearfield, UT | 2 | $ 433,000 | $ 216,500 | $ 64,000 |
| Oklahoma City, OK | 2 | $ 434,000 | $ 217,000 | $ 100,000 |
| Panama City, FL | 2 | $ 428,000 | $ 214,000 | $ 191,000 |
| Portland-South Portland, ME | 2 | $ 847,000 | $ 423,500 | $ 143,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 1,058,000 | $ 529,000 | $ 176,000 |
| Richmond, VA | 2 | $ 361,000 | $ 180,500 | $ 120,000 |
| Rockingham County-Strafford County, NH | 2 | $ 792,000 | $ 396,000 | $ 138,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 795,000 | $ 397,500 | $ 286,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 243,000 | $ 121,500 | $ 126,000 |
| Tacoma-Lakewood, WA | 2 | $ 513,000 | $ 256,500 | $ 177,000 |
| Tulsa, OK | 2 | $ 343,000 | $ 171,500 | $ 92,000 |
| Urban Honolulu, HI | 2 | $ 817,000 | $ 408,500 | $ 168,000 |
| Winston-Salem, NC | 2 | $ 347,000 | $ 173,500 | $ 63,000 |
| Amarillo, TX | 1 | $ 43,000 | $ 43,000 | $ 104,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 37,000 | $ 37,000 | $ 63,000 |
| Bangor, ME | 1 | $ 91,000 | $ 91,000 | $ 61,000 |
| Beaumont-Port Arthur, TX | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Binghamton, NY | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Bloomington, IL | 1 | $ 417,000 | $ 417,000 | $ 622,000 |
| Bremerton-Silverdale, WA | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 379,000 | $ 379,000 | $ 196,000 |
| Brownsville-Harlingen, TX | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 96,000 | $ 96,000 | $ 136,000 |
| Burlington, NC | 1 | $ 26,000 | $ 26,000 | $ 65,000 |
| Cape Girardeau, MO-IL | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Clarksville, TN-KY | 1 | $ 290,000 | $ 290,000 | $ 175,000 |
| Coeur D'Alene, ID | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Corpus Christi, TX | 1 | $ 234,000 | $ 234,000 | $ 54,000 |
| Dubuque, IA | 1 | $ 162,000 | $ 162,000 | $ 140,000 |
| El Paso, TX | 1 | $ 88,000 | $ 88,000 | $ 88,000 |
| Fargo, ND-MN | 1 | $ 228,000 | $ 228,000 | $ 93,000 |
| Fort Collins, CO | 1 | $ 92,000 | $ 92,000 | $ 99,000 |
| Grand Junction, CO | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Greensboro-High Point, NC | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 99,000 | $ 99,000 | $ 66,000 |
| Jackson, MI | 1 | $ 69,000 | $ 69,000 | $ 80,000 |
| Jackson, TN | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Jefferson City, MO | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Jonesboro, AR | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Joplin, MO | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 403,000 | $ 403,000 | $ 89,000 |
| Kalamazoo-Portage, MI | 1 | $ 100,000 | $ 100,000 | $ 160,000 |
| Kennewick-Richland, WA | 1 | $ 290,000 | $ 290,000 | $ 522,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 250,000 | $ 250,000 | $ 82,000 |
| Kingston, NY | 1 | $ 1,800,000 | $ 1,800,000 | $ 1,797,000 |
| Lake Charles, LA | 1 | $ 224,000 | $ 224,000 | $ 132,000 |
| Lancaster, PA | 1 | $ 237,000 | $ 237,000 | $ 36,000 |
| Lansing-East Lansing, MI | 1 | $ 107,000 | $ 107,000 | $ 66,000 |
| Las Cruces, NM | 1 | $ 70,000 | $ 70,000 | $ 76,000 |
| Lexington-Fayette, KY | 1 | $ 110,000 | $ 110,000 | $ 45,000 |
| Lincoln, NE | 1 | $ 104,000 | $ 104,000 | $ 75,000 |
| Lynchburg, VA | 1 | $ 57,000 | $ 57,000 | $ 38,000 |
| Manchester-Nashua, NH | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Medford, OR | 1 | $ 900,000 | $ 900,000 | $ 199,000 |
| Muskegon, MI | 1 | $ 142,000 | $ 142,000 | $ 101,000 |
| Napa, CA | 1 | $ 1,835,000 | $ 1,835,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 798,000 | $ 798,000 | $ 301,000 |
| Pittsfield, MA | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Provo-Orem, UT | 1 | $ 417,000 | $ 417,000 | $ 225,000 |
| Reno, NV | 1 | $ 417,000 | $ 417,000 | $ 116,000 |
| Rochester, NY | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 992,000 | $ 992,000 | $ 220,000 |
| Salem, OR | 1 | $ 148,000 | $ 148,000 | $ 152,000 |
| Salisbury, MD-DE | 1 | $ 64,000 | $ 64,000 | $ 90,000 |
| Salt Lake City, UT | 1 | $ 634,000 | $ 634,000 | $ 341,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 509,000 | $ 509,000 | $ 230,000 |
| Santa Fe, NM | 1 | $ 744,000 | $ 744,000 | $ 93,000 |
| Sebring, FL | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Springfield, OH | 1 | $ 105,000 | $ 105,000 | $ 262,000 |
| St. George, UT | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| State College, PA | 1 | $ 360,000 | $ 360,000 | $ 830,000 |
| The Villages, FL | 1 | $ 36,000 | $ 36,000 | $ 59,000 |
| Warner Robins, GA | 1 | $ 106,000 | $ 106,000 | $ 1,268,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 83,000 | $ 83,000 | $ 70,000 |
| Wheeling, WV-OH | 1 | $ 87,000 | $ 87,000 | $ 84,000 |
| Wilmington, NC | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Yakima, WA | 1 | $ 439,000 | $ 439,000 | $ 196,000 |
| Yuma, AZ | 1 | $ 45,000 | $ 45,000 | $ 12,000 |
Mortgage Loan Application Detail Totals for BMO Harris Bank NA in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 13,899 | $2,171,700,000 | $156,000 | $24,600,000 | $106,000 | $9,999,000 |
| Home Purchase | 9,286 | $1,695,557,000 | $182,000 | $4,561,000 | $102,000 | $9,329,000 |
| Home Improvement | 903 | $119,559,000 | $132,000 | $6,300,000 | $125,000 | $8,187,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,940 | $2,803,496,000 | $165,000 | $5,500,000 | $108,000 | $9,329,000 |
| Hispanic | 2,646 | $287,881,000 | $108,000 | $3,600,000 | $53,000 | $4,085,000 |
| Not Provided | 2,269 | $596,042,000 | $262,000 | $24,600,000 | $174,000 | $9,999,000 |
| Black or African American | 1,336 | $144,295,000 | $108,000 | $1,360,000 | $68,000 | $4,600,000 |
| Asian | 733 | $130,097,000 | $177,000 | $2,000,000 | $100,000 | $1,638,000 |
| Not applicable | 78 | $14,982,000 | $192,000 | $988,000 | $0 | $0 |
| American Indian or Alaskan Native | 51 | $5,408,000 | $106,000 | $292,000 | $74,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $4,615,000 | $131,000 | $634,000 | $135,000 | $970,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,257 | $3,743,977,000 | $168,000 | $24,600,000 | $109,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,808 | $240,305,000 | $132,000 | $376,000 | $53,000 | $517,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,484,000 | $98,000 | $197,000 | $45,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,050,000 | $131,000 | $199,000 | $74,000 | $126,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,417 | $2,031,339,000 | $177,000 | $4,970,000 | $122,000 | $9,329,000 |
| Application Denied By Financial Institution | 7,254 | $1,070,767,000 | $147,000 | $24,600,000 | $90,000 | $9,999,000 |
| Application Withdrawn By Applicant | 2,340 | $440,777,000 | $188,000 | $3,618,000 | $111,000 | $4,800,000 |
| Preapproval Denied by Financial Institution | 1,812 | $261,394,000 | $144,000 | $3,750,000 | $59,000 | $1,983,000 |
| File Closed For Incompleteness | 545 | $90,888,000 | $166,000 | $2,745,000 | $133,000 | $3,987,000 |
| Loan Purchased By The Institution | 471 | $58,936,000 | $125,000 | $417,000 | $49,000 | $720,000 |
| Application Approved But Not Accepted | 249 | $32,715,000 | $131,000 | $2,625,000 | $124,000 | $1,579,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,512 | $605,128,000 | $134,000 | $24,600,000 | $73,000 | $9,999,000 |
| Debt-To-Income Ratio | 1,869 | $277,531,000 | $148,000 | $3,750,000 | $63,000 | $842,000 |
| Collateral | 1,592 | $235,137,000 | $147,000 | $3,871,000 | $110,000 | $3,390,000 |
| Unverifiable Information | 583 | $101,476,000 | $174,000 | $2,240,000 | $113,000 | $3,374,000 |
| Other | 197 | $56,002,000 | $284,000 | $6,300,000 | $158,000 | $3,379,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 169 | $40,610,000 | $240,000 | $5,500,000 | $160,000 | $5,437,000 |
| Employment History | 72 | $9,998,000 | $138,000 | $485,000 | $51,000 | $190,000 |
| Credit Application Incomplete | 68 | $5,457,000 | $80,000 | $227,000 | $78,000 | $555,000 |
| Mortgage Insurance Denied | 4 | $822,000 | $205,000 | $382,000 | $119,000 | $200,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BMO Harris Bank NA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BMO Harris Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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