Bmo Bank National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Bmo Bank National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bmo Bank National Association 111 W. Monroe Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 35,666 |
| Total Mortgage Loan Application Amount | $12,910,730,000 |
| Average Mortgage Loan Application Amount | $322,500 |
| Highest Mortgage Loan Application Amount | $26,955,000 |
| Average Applicant Income | $167,833 |
| Highest Applicant Income | $9,137,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Bmo Bank National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bmo Bank National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Bmo Bank National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bmo Bank National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bmo Bank National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bmo Bank National Association's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 5,642 | $ 967,850,000 | $ 171,000 | $ 139,000 |
| NA (OUTSIDE OF MSA/MD) | 3,744 | $ 1,385,050,000 | $ 575,934 | $ 243,478 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,587 | $ 1,972,765,000 | $ 762,000 | $ 322,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,026 | $ 645,340,000 | $ 318,000 | $ 186,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,726 | $ 294,870,000 | $ 170,000 | $ 120,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,267 | $ 750,695,000 | $ 592,000 | $ 241,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,114 | $ 162,150,000 | $ 145,000 | $ 110,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 978 | $ 950,890,000 | $ 972,000 | $ 321,000 |
| ELGIN, IL | 852 | $ 95,410,000 | $ 111,000 | $ 116,000 |
| DENVER-AURORA-LAKEWOOD, CO | 847 | $ 305,085,000 | $ 360,000 | $ 191,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 749 | $ 124,225,000 | $ 148,500 | $ 135,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 705 | $ 486,715,000 | $ 690,000 | $ 322,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 685 | $ 158,745,000 | $ 172,000 | $ 151,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 506 | $ 195,610,000 | $ 386,000 | $ 241,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 497 | $ 200,985,000 | $ 404,000 | $ 235,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 493 | $ 450,665,000 | $ 914,000 | $ 320,000 |
| GARY, IN | 473 | $ 43,455,000 | $ 91,000 | $ 111,000 |
| KANSAS CITY, MO-KS | 457 | $ 79,475,000 | $ 176,500 | $ 136,500 |
| MADISON, WI | 417 | $ 91,425,000 | $ 219,000 | $ 137,000 |
| STOCKTON-LODI, CA | 332 | $ 79,200,000 | $ 238,000 | $ 149,000 |
| ST. LOUIS, MO-IL | 311 | $ 78,265,000 | $ 180,000 | $ 236,000 |
| SAN DIEGO-CARLSBAD, CA | 308 | $ 223,080,000 | $ 724,000 | $ 351,000 |
| TUCSON, AZ | 291 | $ 72,625,000 | $ 249,000 | $ 133,000 |
| GREEN BAY, WI | 276 | $ 41,350,000 | $ 149,000 | $ 121,000 |
| ROCKFORD, IL | 260 | $ 21,870,000 | $ 84,000 | $ 81,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 257 | $ 108,335,000 | $ 428,000 | $ 217,500 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 253 | $ 42,555,000 | $ 151,500 | $ 101,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 249 | $ 60,355,000 | $ 242,000 | $ 162,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 224 | $ 85,960,000 | $ 383,000 | $ 205,000 |
| MODESTO, CA | 203 | $ 37,715,000 | $ 185,000 | $ 120,000 |
| ALBUQUERQUE, NM | 192 | $ 48,060,000 | $ 250,000 | $ 149,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 191 | $ 115,725,000 | $ 605,000 | $ 307,000 |
| RACINE, WI | 188 | $ 21,570,000 | $ 114,000 | $ 91,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 175 | $ 133,075,000 | $ 760,000 | $ 302,000 |
| JANESVILLE-BELOIT, WI | 162 | $ 16,490,000 | $ 101,000 | $ 86,000 |
| APPLETON, WI | 161 | $ 22,515,000 | $ 139,000 | $ 105,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 145 | $ 49,095,000 | $ 338,000 | $ 198,000 |
| WAUSAU, WI | 144 | $ 16,940,000 | $ 117,000 | $ 107,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 143 | $ 43,825,000 | $ 306,000 | $ 213,000 |
| DES MOINES-WEST DES MOINES, IA | 131 | $ 28,745,000 | $ 219,000 | $ 119,000 |
| BOISE CITY, ID | 127 | $ 32,345,000 | $ 254,000 | $ 154,000 |
| FRESNO, CA | 116 | $ 34,970,000 | $ 301,000 | $ 138,000 |
| SANTA ROSA, CA | 115 | $ 57,465,000 | $ 499,000 | $ 276,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 112 | $ 20,870,000 | $ 186,000 | $ 98,000 |
| SAN RAFAEL, CA | 108 | $ 88,090,000 | $ 815,000 | $ 321,000 |
| SHEBOYGAN, WI | 108 | $ 13,010,000 | $ 120,000 | $ 99,000 |
| WICHITA, KS | 105 | $ 11,685,000 | $ 111,000 | $ 89,000 |
| VALLEJO-FAIRFIELD, CA | 102 | $ 28,170,000 | $ 276,000 | $ 190,000 |
| BAKERSFIELD, CA | 94 | $ 18,520,000 | $ 197,000 | $ 201,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 92 | $ 71,400,000 | $ 776,000 | $ 311,000 |
| CAPE CORAL-FORT MYERS, FL | 85 | $ 28,075,000 | $ 330,000 | $ 219,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 82 | $ 59,860,000 | $ 730,000 | $ 325,000 |
| OSHKOSH-NEENAH, WI | 82 | $ 12,500,000 | $ 152,000 | $ 137,000 |
| SANTA CRUZ-WATSONVILLE, CA | 81 | $ 33,375,000 | $ 412,000 | $ 350,000 |
| OKLAHOMA CITY, OK | 79 | $ 16,035,000 | $ 202,000 | $ 105,000 |
| BOULDER, CO | 77 | $ 44,315,000 | $ 575,000 | $ 239,000 |
| KOKOMO, IN | 77 | $ 7,005,000 | $ 90,000 | $ 77,000 |
| AUSTIN-ROUND ROCK, TX | 75 | $ 54,015,000 | $ 720,000 | $ 305,000 |
| DALLAS-PLANO-IRVING, TX | 75 | $ 72,925,000 | $ 972,000 | $ 428,000 |
| FOND DU LAC, WI | 74 | $ 8,200,000 | $ 110,000 | $ 96,000 |
| EAU CLAIRE, WI | 71 | $ 11,045,000 | $ 155,000 | $ 106,000 |
| SALINAS, CA | 70 | $ 41,270,000 | $ 589,000 | $ 280,000 |
| FORT COLLINS, CO | 69 | $ 21,925,000 | $ 317,000 | $ 158,000 |
| NAPA, CA | 66 | $ 31,380,000 | $ 475,000 | $ 334,000 |
| RENO, NV | 66 | $ 33,350,000 | $ 505,000 | $ 260,000 |
| GRAND JUNCTION, CO | 65 | $ 10,865,000 | $ 167,000 | $ 123,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 65 | $ 20,335,000 | $ 312,000 | $ 243,000 |
| SALT LAKE CITY, UT | 65 | $ 28,865,000 | $ 444,000 | $ 209,000 |
| SANTA MARIA-SANTA BARBARA, CA | 61 | $ 33,455,000 | $ 548,000 | $ 257,000 |
| DULUTH, MN-WI | 59 | $ 6,785,000 | $ 137,000 | $ 157,500 |
| GREELEY, CO | 58 | $ 12,550,000 | $ 216,000 | $ 146,000 |
| LA CROSSE-ONALASKA, WI-MN | 58 | $ 6,720,000 | $ 130,500 | $ 92,000 |
| VISALIA-PORTERVILLE, CA | 58 | $ 11,500,000 | $ 198,000 | $ 121,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 56 | $ 35,800,000 | $ 639,000 | $ 336,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 54 | $ 72,110,000 | $ 1,165,500 | $ 517,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 52 | $ 43,720,000 | $ 840,000 | $ 524,000 |
| LAS CRUCES, NM | 50 | $ 7,560,000 | $ 151,000 | $ 102,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 48 | $ 25,220,000 | $ 525,000 | $ 369,000 |
| MERCED, CA | 47 | $ 11,005,000 | $ 234,000 | $ 101,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 42 | $ 18,190,000 | $ 433,000 | $ 327,000 |
| JACKSONVILLE, FL | 41 | $ 22,235,000 | $ 542,000 | $ 230,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 41 | $ 21,125,000 | $ 515,000 | $ 249,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 41 | $ 27,615,000 | $ 395,750 | $ 305,500 |
| CHICO, CA | 40 | $ 9,430,000 | $ 235,000 | $ 129,000 |
| TACOMA-LAKEWOOD, WA | 39 | $ 22,525,000 | $ 577,000 | $ 275,000 |
| TULSA, OK | 37 | $ 7,845,000 | $ 212,000 | $ 101,000 |
| COLORADO SPRINGS, CO | 36 | $ 19,870,000 | $ 551,000 | $ 223,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 32 | $ 39,230,000 | $ 1,225,000 | $ 587,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 32 | $ 17,920,000 | $ 389,000 | $ 199,000 |
| LINCOLN, NE | 32 | $ 3,360,000 | $ 105,000 | $ 124,000 |
| CEDAR RAPIDS, IA | 31 | $ 4,125,000 | $ 133,000 | $ 91,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 30 | $ 9,600,000 | $ 320,000 | $ 211,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 30 | $ 20,190,000 | $ 673,000 | $ 343,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 29 | $ 15,445,000 | $ 532,000 | $ 341,000 |
| AMES, IA | 28 | $ 3,210,000 | $ 114,000 | $ 88,000 |
| FARGO, ND-MN | 28 | $ 6,930,000 | $ 174,000 | $ 124,000 |
| FLAGSTAFF, AZ | 28 | $ 12,150,000 | $ 433,000 | $ 255,000 |
| PROVO-OREM, UT | 28 | $ 20,390,000 | $ 728,000 | $ 317,000 |
| OGDEN-CLEARFIELD, UT | 27 | $ 16,475,000 | $ 610,000 | $ 286,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 27 | $ 9,125,000 | $ 337,000 | $ 254,000 |
| KENNEWICK-RICHLAND, WA | 26 | $ 8,800,000 | $ 338,000 | $ 179,000 |
| FORT WORTH-ARLINGTON, TX | 25 | $ 22,245,000 | $ 889,000 | $ 552,000 |
| NEWARK, NJ-PA | 25 | $ 22,565,000 | $ 902,000 | $ 632,000 |
| PUNTA GORDA, FL | 24 | $ 3,840,000 | $ 160,000 | $ 90,000 |
| HANFORD-CORCORAN, CA | 23 | $ 4,045,000 | $ 175,000 | $ 71,000 |
| NEW YORK-NEWARK, NY | 23 | $ 18,915,000 | $ 1,864,000 | $ 621,000 |
| PEORIA, IL | 23 | $ 3,725,000 | $ 161,000 | $ 171,000 |
| MICHIGAN CITY-LA PORTE, IN | 22 | $ 2,170,000 | $ 98,000 | $ 123,000 |
| NEW ORLEANS-METAIRIE, LA | 21 | $ 11,545,000 | $ 549,000 | $ 290,000 |
| BOSTON, MA | 20 | $ 20,330,000 | $ 1,016,000 | $ 361,000 |
| ENID, OK | 20 | $ 1,510,000 | $ 75,000 | $ 70,000 |
| KANKAKEE, IL | 20 | $ 2,170,000 | $ 108,000 | $ 100,000 |
| SANTA FE, NM | 20 | $ 11,080,000 | $ 554,000 | $ 303,000 |
| CINCINNATI, OH-KY-IN | 19 | $ 4,815,000 | $ 242,333 | $ 153,000 |
| LAKELAND-WINTER HAVEN, FL | 19 | $ 7,235,000 | $ 380,000 | $ 311,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 19 | $ 10,705,000 | $ 563,000 | $ 309,000 |
| ST. JOSEPH, MO-KS | 18 | $ 1,730,000 | $ 67,000 | $ 66,000 |
| ANCHORAGE, AK | 17 | $ 13,755,000 | $ 809,000 | $ 428,000 |
| ASHEVILLE, NC | 17 | $ 17,535,000 | $ 1,031,000 | $ 475,000 |
| CHEYENNE, WY | 17 | $ 2,245,000 | $ 132,000 | $ 136,000 |
| PHILADELPHIA, PA | 17 | $ 9,505,000 | $ 559,000 | $ 308,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 17 | $ 9,045,000 | $ 539,000 | $ 310,500 |
| CARSON CITY, NV | 16 | $ 2,060,000 | $ 128,000 | $ 98,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 16 | $ 9,870,000 | $ 616,000 | $ 254,000 |
| IOWA CITY, IA | 16 | $ 2,620,000 | $ 163,000 | $ 88,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 16 | $ 8,530,000 | $ 533,000 | $ 306,000 |
| YUMA, AZ | 16 | $ 2,440,000 | $ 152,000 | $ 190,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 15 | $ 17,515,000 | $ 1,167,000 | $ 474,000 |
| NEW HAVEN-MILFORD, CT | 15 | $ 6,815,000 | $ 454,000 | $ 224,000 |
| CLEVELAND-ELYRIA, OH | 14 | $ 7,520,000 | $ 537,000 | $ 256,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 14 | $ 1,640,000 | $ 114,000 | $ 85,000 |
| ROCHESTER, MN | 14 | $ 4,880,000 | $ 348,000 | $ 218,000 |
| BEND-REDMOND, OR | 13 | $ 8,985,000 | $ 691,000 | $ 367,000 |
| COLUMBUS, OH | 13 | $ 4,775,000 | $ 367,000 | $ 206,000 |
| EUGENE, OR | 13 | $ 7,415,000 | $ 570,000 | $ 275,000 |
| KNOXVILLE, TN | 13 | $ 6,155,000 | $ 473,000 | $ 279,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 13 | $ 6,645,000 | $ 302,000 | $ 224,000 |
| RICHMOND, VA | 13 | $ 4,905,000 | $ 377,000 | $ 195,000 |
| TERRE HAUTE, IN | 13 | $ 1,605,000 | $ 123,000 | $ 89,000 |
| BELLINGHAM, WA | 12 | $ 7,970,000 | $ 664,000 | $ 263,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 12 | $ 7,260,000 | $ 605,000 | $ 308,000 |
| DURHAM-CHAPEL HILL, NC | 12 | $ 5,810,000 | $ 484,000 | $ 222,000 |
| GRAND RAPIDS-WYOMING, MI | 12 | $ 4,560,000 | $ 380,000 | $ 230,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 12 | $ 7,480,000 | $ 636,000 | $ 365,500 |
| NILES-BENTON HARBOR, MI | 12 | $ 4,630,000 | $ 385,000 | $ 333,000 |
| PROVIDENCE-WARWICK, RI-MA | 12 | $ 6,430,000 | $ 538,500 | $ 313,000 |
| SAVANNAH, GA | 12 | $ 6,370,000 | $ 530,000 | $ 260,000 |
| SPOKANE-SPOKANE VALLEY, WA | 12 | $ 5,540,000 | $ 461,000 | $ 219,000 |
| SPRINGFIELD, MO | 12 | $ 2,820,000 | $ 235,000 | $ 116,000 |
| ST. CLOUD, MN | 12 | $ 3,050,000 | $ 254,000 | $ 312,000 |
| CHATTANOOGA, TN-GA | 11 | $ 5,255,000 | $ 332,500 | $ 277,500 |
| COEUR D'ALENE, ID | 11 | $ 5,545,000 | $ 504,000 | $ 242,000 |
| COLUMBIA, MO | 11 | $ 3,755,000 | $ 341,000 | $ 218,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 11 | $ 3,035,000 | $ 275,000 | $ 153,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 11 | $ 7,315,000 | $ 665,000 | $ 324,000 |
| MEDFORD, OR | 11 | $ 3,365,000 | $ 305,000 | $ 206,000 |
| YUBA CITY, CA | 11 | $ 1,965,000 | $ 178,000 | $ 110,000 |
| BILLINGS, MT | 10 | $ 6,190,000 | $ 619,000 | $ 469,000 |
| GAINESVILLE, FL | 10 | $ 1,910,000 | $ 191,000 | $ 139,000 |
| GRAND ISLAND, NE | 10 | $ 540,000 | $ 54,000 | $ 54,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 10 | $ 3,410,000 | $ 341,000 | $ 286,000 |
| OLYMPIA-TUMWATER, WA | 10 | $ 2,100,000 | $ 210,000 | $ 219,000 |
| PITTSBURGH, PA | 10 | $ 7,440,000 | $ 744,000 | $ 299,000 |
| PORT ST. LUCIE, FL | 10 | $ 3,750,000 | $ 375,000 | $ 211,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 10 | $ 5,960,000 | $ 596,000 | $ 205,000 |
| TOPEKA, KS | 10 | $ 1,460,000 | $ 146,000 | $ 180,000 |
| ANN ARBOR, MI | 9 | $ 5,345,000 | $ 593,000 | $ 273,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 545,000 | $ 78,000 | $ 70,000 |
| BARNSTABLE TOWN, MA | 9 | $ 6,865,000 | $ 762,000 | $ 790,000 |
| BREMERTON-SILVERDALE, WA | 9 | $ 7,115,000 | $ 790,000 | $ 408,000 |
| HUNTSVILLE, AL | 9 | $ 2,555,000 | $ 283,000 | $ 158,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 9 | $ 12,835,000 | $ 1,426,000 | $ 333,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 9 | $ 3,665,000 | $ 407,000 | $ 252,000 |
| SIOUX CITY, IA-NE-SD | 9 | $ 2,055,000 | $ 210,333 | $ 173,333 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 3,225,000 | $ 355,000 | $ 249,000 |
| BIRMINGHAM-HOOVER, AL | 8 | $ 2,550,000 | $ 318,000 | $ 228,000 |
| BLOOMINGTON, IN | 8 | $ 2,280,000 | $ 285,000 | $ 115,000 |
| CASPER, WY | 8 | $ 1,740,000 | $ 217,000 | $ 148,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 5,760,000 | $ 720,000 | $ 356,000 |
| FORT WAYNE, IN | 8 | $ 1,760,000 | $ 220,000 | $ 145,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 8 | $ 11,850,000 | $ 1,481,000 | $ 338,000 |
| MADERA, CA | 8 | $ 2,250,000 | $ 281,000 | $ 131,000 |
| MISSOULA, MT | 8 | $ 5,920,000 | $ 740,000 | $ 242,000 |
| OCALA, FL | 8 | $ 1,280,000 | $ 160,000 | $ 200,000 |
| RALEIGH, NC | 8 | $ 4,650,000 | $ 581,000 | $ 277,000 |
| SALISBURY, MD-DE | 8 | $ 4,420,000 | $ 425,000 | $ 216,500 |
| SIOUX FALLS, SD | 8 | $ 2,720,000 | $ 340,000 | $ 274,000 |
| ST. GEORGE, UT | 8 | $ 3,460,000 | $ 432,000 | $ 744,000 |
| WINSTON-SALEM, NC | 8 | $ 5,240,000 | $ 655,000 | $ 261,000 |
| BATON ROUGE, LA | 7 | $ 4,085,000 | $ 583,000 | $ 292,000 |
| LAWRENCE, KS | 7 | $ 675,000 | $ 96,000 | $ 145,000 |
| PUEBLO, CO | 7 | $ 1,825,000 | $ 260,000 | $ 152,000 |
| REDDING, CA | 7 | $ 2,885,000 | $ 412,000 | $ 176,000 |
| SALEM, OR | 7 | $ 2,605,000 | $ 372,000 | $ 247,000 |
| URBAN HONOLULU, HI | 7 | $ 6,885,000 | $ 983,000 | $ 371,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 1,670,000 | $ 278,000 | $ 156,000 |
| CHAMPAIGN-URBANA, IL | 6 | $ 1,280,000 | $ 213,000 | $ 174,000 |
| COLUMBUS, GA-AL | 6 | $ 2,620,000 | $ 436,000 | $ 201,000 |
| COLUMBUS, IN | 6 | $ 1,000,000 | $ 166,000 | $ 73,000 |
| DECATUR, IL | 6 | $ 500,000 | $ 83,000 | $ 125,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 4,100,000 | $ 683,000 | $ 431,000 |
| HOMOSASSA SPRINGS, FL | 6 | $ 990,000 | $ 165,000 | $ 91,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 2,020,000 | $ 336,000 | $ 222,000 |
| SPRINGFIELD, IL | 6 | $ 1,190,000 | $ 198,000 | $ 167,000 |
| TWIN FALLS, ID | 6 | $ 1,530,000 | $ 255,000 | $ 142,000 |
| YAKIMA, WA | 6 | $ 1,690,000 | $ 281,000 | $ 148,000 |
| AKRON, OH | 5 | $ 615,000 | $ 123,000 | $ 73,000 |
| CAMDEN, NJ | 5 | $ 1,365,000 | $ 273,000 | $ 170,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 5 | $ 1,345,000 | $ 269,000 | $ 131,000 |
| EVANSVILLE, IN-KY | 5 | $ 1,385,000 | $ 277,000 | $ 150,000 |
| IDAHO FALLS, ID | 5 | $ 2,225,000 | $ 445,000 | $ 189,000 |
| KILLEEN-TEMPLE, TX | 5 | $ 2,075,000 | $ 415,000 | $ 278,000 |
| LAWTON, OK | 5 | $ 1,745,000 | $ 349,000 | $ 200,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 3,605,000 | $ 721,000 | $ 284,000 |
| MEMPHIS, TN-MS-AR | 5 | $ 3,675,000 | $ 607,500 | $ 177,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 5 | $ 11,035,000 | $ 2,207,000 | $ 1,287,000 |
| PANAMA CITY, FL | 5 | $ 495,000 | $ 99,000 | $ 130,000 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 1,485,000 | $ 297,000 | $ 239,000 |
| RAPID CITY, SD | 5 | $ 1,335,000 | $ 267,000 | $ 198,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 405,000 | $ 81,000 | $ 131,000 |
| WILMINGTON, DE-MD-NJ | 5 | $ 425,000 | $ 89,000 | $ 95,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 990,000 | $ 247,500 | $ 191,000 |
| CORVALLIS, OR | 4 | $ 1,760,000 | $ 440,000 | $ 210,000 |
| EL PASO, TX | 4 | $ 2,620,000 | $ 655,000 | $ 288,000 |
| FARMINGTON, NM | 4 | $ 2,340,000 | $ 585,000 | $ 292,000 |
| GRANTS PASS, OR | 4 | $ 1,460,000 | $ 365,000 | $ 119,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 2,010,000 | $ 502,000 | $ 151,000 |
| JACKSON, TN | 4 | $ 590,000 | $ 147,000 | $ 166,000 |
| LONGVIEW, WA | 4 | $ 1,630,000 | $ 407,000 | $ 150,000 |
| MONTGOMERY, AL | 4 | $ 530,000 | $ 132,000 | $ 230,000 |
| READING, PA | 4 | $ 670,000 | $ 167,000 | $ 67,000 |
| SHERMAN-DENISON, TX | 4 | $ 3,640,000 | $ 910,000 | $ 266,000 |
| WENATCHEE, WA | 4 | $ 2,250,000 | $ 562,000 | $ 206,000 |
| WILMINGTON, NC | 4 | $ 1,610,000 | $ 402,000 | $ 222,000 |
| ALBANY, OR | 3 | $ 505,000 | $ 168,000 | $ 69,000 |
| COLUMBIA, SC | 3 | $ 7,455,000 | $ 2,485,000 | $ 412,000 |
| CORPUS CHRISTI, TX | 3 | $ 1,365,000 | $ 455,000 | $ 290,000 |
| ELKHART-GOSHEN, IN | 3 | $ 3,185,000 | $ 1,061,000 | $ 145,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 385,000 | $ 128,000 | $ 383,000 |
| JACKSON, MS | 3 | $ 105,000 | $ 35,000 | $ 80,000 |
| JOHNSON CITY, TN | 3 | $ 1,405,000 | $ 468,000 | $ 277,000 |
| LAFAYETTE, LA | 3 | $ 2,335,000 | $ 778,000 | $ 537,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 3 | $ 375,000 | $ 125,000 | $ 64,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 805,000 | $ 268,000 | $ 179,000 |
| LOGAN, UT-ID | 3 | $ 2,345,000 | $ 781,000 | $ 385,000 |
| MANHATTAN, KS | 3 | $ 215,000 | $ 71,000 | $ 123,000 |
| MANSFIELD, OH | 3 | $ 3,295,000 | $ 1,098,000 | $ 68,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 1,435,000 | $ 478,000 | $ 344,000 |
| MOBILE, AL | 3 | $ 465,000 | $ 155,000 | $ 54,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,555,000 | $ 518,000 | $ 213,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 335,000 | $ 111,000 | $ 66,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 845,000 | $ 281,000 | $ 208,000 |
| TALLAHASSEE, FL | 3 | $ 705,000 | $ 235,000 | $ 300,000 |
| THE VILLAGES, FL | 3 | $ 525,000 | $ 175,000 | $ 76,000 |
| TRENTON, NJ | 3 | $ 365,000 | $ 121,000 | $ 55,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 1,360,000 | $ 680,000 | $ 357,000 |
| AUBURN-OPELIKA, AL | 2 | $ 80,000 | $ 40,000 | $ 82,000 |
| BANGOR, ME | 2 | $ 960,000 | $ 480,000 | $ 260,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 320,000 | $ 160,000 | $ 612,000 |
| BISMARCK, ND | 2 | $ 920,000 | $ 460,000 | $ 171,000 |
| BLOOMINGTON, IL | 2 | $ 30,000 | $ 15,000 | $ 153,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 530,000 | $ 265,000 | $ 132,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 690,000 | $ 345,000 | $ 289,000 |
| CARBONDALE-MARION, IL | 2 | $ 260,000 | $ 130,000 | $ 186,000 |
| CHARLOTTESVILLE, VA | 2 | $ 1,590,000 | $ 795,000 | $ 338,000 |
| CLARKSVILLE, TN-KY | 2 | $ 460,000 | $ 230,000 | $ 158,000 |
| DANVILLE, IL | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 680,000 | $ 340,000 | $ 342,000 |
| DOTHAN, AL | 2 | $ 700,000 | $ 350,000 | $ 170,000 |
| DUBUQUE, IA | 2 | $ 680,000 | $ 340,000 | $ 274,000 |
| EL CENTRO, CA | 2 | $ 250,000 | $ 125,000 | $ 81,000 |
| FAYETTEVILLE, NC | 2 | $ 510,000 | $ 255,000 | $ 104,000 |
| GREAT FALLS, MT | 2 | $ 1,070,000 | $ 535,000 | $ 459,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 550,000 | $ 275,000 | $ 111,000 |
| GREENVILLE, NC | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 1,350,000 | $ 675,000 | $ 429,000 |
| HOT SPRINGS, AR | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 880,000 | $ 440,000 | $ 202,500 |
| JOPLIN, MO | 2 | $ 200,000 | $ 100,000 | $ 108,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 820,000 | $ 410,000 | $ 146,000 |
| LANSING-EAST LANSING, MI | 2 | $ 640,000 | $ 320,000 | $ 70,000 |
| LUBBOCK, TX | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 70,000 | $ 35,000 | $ 162,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 560,000 | $ 280,000 | $ 293,000 |
| MONROE, LA | 2 | $ 670,000 | $ 335,000 | $ 208,000 |
| MORGANTOWN, WV | 2 | $ 710,000 | $ 355,000 | $ 163,000 |
| MUNCIE, IN | 2 | $ 90,000 | $ 45,000 | $ 107,000 |
| POCATELLO, ID | 2 | $ 120,000 | $ 60,000 | $ 122,000 |
| ROANOKE, VA | 2 | $ 630,000 | $ 315,000 | $ 329,000 |
| TUSCALOOSA, AL | 2 | $ 1,210,000 | $ 605,000 | $ 215,000 |
| TYLER, TX | 2 | $ 730,000 | $ 365,000 | $ 224,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| WORCESTER, MA-CT | 2 | $ 850,000 | $ 425,000 | $ 359,000 |
| YORK-HANOVER, PA | 2 | $ 1,030,000 | $ 515,000 | $ 270,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 610,000 | $ 305,000 | $ 463,000 |
| ALTOONA, PA | 1 | $ 465,000 | $ 465,000 | $ 485,000 |
| AMARILLO, TX | 1 | $ 855,000 | $ 855,000 | $ 300,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 335,000 | $ 335,000 | $ 304,000 |
| BOWLING GREEN, KY | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| CANTON-MASSILLON, OH | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 555,000 | $ 555,000 | $ 250,000 |
| DALTON, GA | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| FAIRBANKS, AK | 1 | $ 455,000 | $ 455,000 | $ 395,000 |
| FORT SMITH, AR-OK | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| GAINESVILLE, GA | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| GOLDSBORO, NC | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| HARRISONBURG, VA | 1 | $ 615,000 | $ 615,000 | $ 248,000 |
| JACKSON, MI | 1 | $ 475,000 | $ 475,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 475,000 | $ 475,000 | $ 288,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 605,000 | $ 605,000 | $ 650,000 |
| LEWISTON, ID-WA | 1 | $ 155,000 | $ 155,000 | $ 380,000 |
| LYNCHBURG, VA | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 1,235,000 | $ 1,235,000 | $ 400,000 |
| MIDLAND, MI | 1 | $ 585,000 | $ 585,000 | $ 454,000 |
| MIDLAND, TX | 1 | $ 285,000 | $ 285,000 | $ 165,000 |
| NEW BERN, NC | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 205,000 | $ 205,000 | $ 249,000 |
| OWENSBORO, KY | 1 | $ 385,000 | $ 385,000 | $ 1,228,000 |
| PITTSFIELD, MA | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| SEBRING, FL | 1 | $ 5,000 | $ 5,000 | $ 5,000 |
| SPARTANBURG, SC | 1 | $ 695,000 | $ 695,000 | $ 235,000 |
| SPRINGFIELD, MA | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| TOLEDO, OH | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| VALDOSTA, GA | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| WACO, TX | 1 | $ 1,095,000 | $ 1,095,000 | $ 544,000 |
| WARNER ROBINS, GA | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Bmo Bank National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,299 | $7,996,475,000 | $776,000 | $26,955,000 | $301,000 | $7,188,000 |
| Other Purpose | 10,024 | $1,821,280,000 | $181,000 | $18,175,000 | $149,000 | $9,137,000 |
| Home Improvement | 9,261 | $1,211,095,000 | $130,000 | $3,005,000 | $138,000 | $8,046,000 |
| Cash-out Refinancing | 4,318 | $1,075,650,000 | $249,000 | $8,505,000 | $135,000 | $3,889,000 |
| Refinancing | 1,760 | $805,660,000 | $457,000 | $18,005,000 | $230,000 | $5,100,000 |
| Not Applicable | 4 | $570,000 | $142,000 | $225,000 | $54,000 | $85,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,143 | $6,315,845,000 | $298,000 | $18,175,000 | $180,000 | $9,137,000 |
| Hispanic | 4,111 | $832,915,000 | $202,000 | $3,125,000 | $126,000 | $5,960,000 |
| Not Provided | 4,023 | $2,416,405,000 | $600,000 | $26,955,000 | $277,000 | $7,188,000 |
| Asian | 3,451 | $2,137,575,000 | $619,000 | $6,405,000 | $259,000 | $6,667,000 |
| Black or African American | 1,502 | $306,540,000 | $204,000 | $5,495,000 | $128,000 | $2,112,000 |
| Not applicable | 411 | $241,505,000 | $587,000 | $10,005,000 | $100,000 | $580,000 |
| American Indian or Alaskan Native | 258 | $58,460,000 | $226,000 | $3,405,000 | $135,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $11,445,000 | $233,000 | $975,000 | $138,000 | $535,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 34,993 | $12,755,315,000 | $364,000 | $26,955,000 | $195,000 | $9,137,000 |
| FHA-insured (Federal Housing Administration) | 639 | $144,405,000 | $225,000 | $1,045,000 | $73,000 | $658,000 |
| VA-guaranteed (Veterans Administration) | 34 | $11,010,000 | $323,000 | $825,000 | $93,000 | $243,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,620 | $6,870,430,000 | $413,000 | $26,955,000 | $220,000 | $9,137,000 |
| Application Denied By Financial Institution | 10,883 | $2,744,765,000 | $252,000 | $9,725,000 | $137,000 | $5,223,000 |
| Application Withdrawn By Applicant | 4,551 | $2,053,825,000 | $451,000 | $18,175,000 | $228,000 | $5,973,000 |
| File Closed For Incompleteness | 1,886 | $379,210,000 | $201,000 | $6,055,000 | $192,000 | $8,046,000 |
| Preapproval Approved but not Accepted | 547 | $363,605,000 | $664,000 | $7,475,000 | $240,000 | $1,457,000 |
| Preapproval Denied by Financial Institution | 463 | $311,205,000 | $672,000 | $17,505,000 | $194,000 | $2,809,000 |
| Application Approved But Not Accepted | 451 | $109,325,000 | $242,000 | $8,555,000 | $146,000 | $1,536,000 |
| Loan Purchased By The Institution | 265 | $78,365,000 | $295,000 | $655,000 | $100,000 | $580,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 24,320 | $9,854,760,000 | $405,000 | $26,955,000 | $217,000 | $9,137,000 |
| Debt-To-Income Ratio | 5,094 | $1,389,610,000 | $272,000 | $17,505,000 | $91,000 | $2,809,000 |
| Credit History | 2,406 | $262,450,000 | $109,000 | $5,495,000 | $117,000 | $5,200,000 |
| Credit Application Incomplete | 1,611 | $740,335,000 | $459,000 | $8,005,000 | $216,000 | $4,901,000 |
| Collateral | 1,077 | $275,825,000 | $256,000 | $4,225,000 | $227,000 | $5,150,000 |
| Other | 619 | $183,975,000 | $297,000 | $6,605,000 | $194,000 | $5,223,000 |
| Unverifiable Information | 412 | $130,010,000 | $315,000 | $8,005,000 | $195,000 | $3,897,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 66 | $52,350,000 | $793,000 | $5,885,000 | $332,000 | $4,233,000 |
| Employment History | 61 | $21,415,000 | $351,000 | $2,335,000 | $158,000 | $2,809,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bmo Bank National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bmo Bank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.