Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2009
In 2009, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 713 mortgage applications totaling $224.2 million, up 16% from 2008. The average application was for $314,437, and applicants reported an average income of $197,304. 77% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (689), Bethesda-Frederick-Rockville, MD (4) and Richmond, VA (3) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 713 |
| Total Mortgage Loan Application Amount | $224,194,000 |
| Average Mortgage Loan Application Amount | $314,437 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $197,304 |
| Highest Applicant Income | $3,865,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 287 | $ 90,234,000 | $ 314,404 | $ 187,000 |
| Alexandria, Virginia | 193 | $ 65,577,000 | $ 339,777 | $ 215,000 |
| Prince William, Virginia | 70 | $ 9,017,000 | $ 128,814 | $ 154,000 |
| Arlington, Virginia | 60 | $ 20,370,000 | $ 339,500 | $ 225,000 |
| District of Columbia, District Of Columbia | 22 | $ 15,802,000 | $ 718,272 | $ 218,000 |
| Loudoun, Virginia | 15 | $ 3,646,000 | $ 243,066 | $ 254,000 |
| Falls Church, Virginia | 9 | $ 2,766,000 | $ 307,333 | $ 140,000 |
| Montgomery, Maryland | 4 | $ 1,397,000 | $ 349,250 | $ 171,000 |
| Fairfax City, Virginia | 4 | $ 1,369,000 | $ 342,250 | $ 190,000 |
| Fauquier, Virginia | 4 | $ 1,282,000 | $ 320,500 | $ 353,000 |
| Fredericksburg, Virginia | 4 | $ 1,245,000 | $ 311,250 | $ 246,000 |
| Manassas, Virginia | 4 | $ 589,000 | $ 147,250 | $ 99,000 |
| Manassas Park, Virginia | 4 | $ 410,000 | $ 102,500 | $ 296,000 |
| Spotsylvania, Virginia | 4 | $ 315,000 | $ 78,750 | $ 146,000 |
| Stafford, Virginia | 4 | $ 1,479,000 | $ 369,750 | $ 83,000 |
| Prince George's, Maryland | 3 | $ 785,000 | $ 261,666 | $ 120,000 |
| Culpeper, Virginia | 2 | $ 363,000 | $ 181,500 | $ 208,000 |
| Warren, Virginia | 2 | $ 377,000 | $ 188,500 | $ 267,000 |
| Pima, Arizona | 1 | $ 168,000 | $ 168,000 | $ 113,000 |
| Anne Arundel, Maryland | 1 | $ 2,200,000 | $ 2,200,000 | $ 0 |
| Kent, Maryland | 1 | $ 167,000 | $ 167,000 | $ 210,000 |
| Talbot, Maryland | 1 | $ 417,000 | $ 417,000 | $ 557,000 |
| Park, Montana | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 153,000 | $ 153,000 | $ 125,000 |
| Appomattox, Virginia | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Frederick, Virginia | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Hanover, Virginia | 1 | $ 709,000 | $ 709,000 | $ 988,000 |
| Madison, Virginia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Nelson, Virginia | 1 | $ 150,000 | $ 150,000 | $ 208,000 |
| New Kent, Virginia | 1 | $ 480,000 | $ 480,000 | $ 332,000 |
| Page, Virginia | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
| Powhatan, Virginia | 1 | $ 245,000 | $ 245,000 | $ 391,000 |
| Shenandoah, Virginia | 1 | $ 100,000 | $ 100,000 | $ 122,000 |
| Staunton, Virginia | 1 | $ 60,000 | $ 60,000 | $ 135,000 |
| Westmoreland, Virginia | 1 | $ 100,000 | $ 100,000 | $ 378,000 |
| Tucker, West Virginia | 1 | $ 50,000 | $ 50,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 344 | $111,437,000 | $323,000 | $3,500,000 | $175,000 | $2,700,000 |
| Home Purchase | 282 | $90,367,000 | $320,000 | $3,000,000 | $199,000 | $2,000,000 |
| Home Improvement | 87 | $22,390,000 | $257,000 | $2,650,000 | $280,000 | $3,865,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 331 | $102,553,000 | $309,000 | $3,500,000 | $248,000 | $3,865,000 |
| Not Provided | 192 | $54,764,000 | $285,000 | $1,838,000 | $232,000 | $2,000,000 |
| Not applicable | 107 | $47,509,000 | $444,000 | $3,000,000 | $0 | $0 |
| Asian | 44 | $11,016,000 | $250,000 | $1,200,000 | $192,000 | $507,000 |
| Hispanic | 20 | $4,326,000 | $216,000 | $515,000 | $125,000 | $412,000 |
| Black or African American | 15 | $3,293,000 | $219,000 | $588,000 | $166,000 | $507,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $203,000 | $101,000 | $113,000 | $102,000 | $102,000 |
| American Indian or Alaskan Native | 2 | $530,000 | $265,000 | $281,000 | $225,000 | $320,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 713 | $224,194,000 | $314,000 | $3,500,000 | $197,000 | $3,865,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 550 | $165,044,000 | $300,000 | $3,000,000 | $201,000 | $3,865,000 |
| Application Approved But Not Accepted | 67 | $22,976,000 | $342,000 | $1,100,000 | $205,000 | $1,197,000 |
| Application Denied By Financial Institution | 49 | $19,451,000 | $396,000 | $3,500,000 | $147,000 | $2,244,000 |
| Application Withdrawn By Applicant | 47 | $16,723,000 | $355,000 | $1,446,000 | $196,000 | $557,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 32 | $14,470,000 | $452,000 | $3,500,000 | $166,000 | $2,244,000 |
| Credit History | 10 | $1,799,000 | $179,000 | $417,000 | $111,000 | $222,000 |
| Collateral | 4 | $2,685,000 | $671,000 | $1,750,000 | $128,000 | $250,000 |
| Other | 1 | $160,000 | $160,000 | $160,000 | $167,000 | $167,000 |
| Employment History | 1 | $157,000 | $157,000 | $157,000 | $108,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $180,000 | $180,000 | $180,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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