Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2012
In 2012, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 804 mortgage applications totaling $262.8 million, up 32% from 2011. The average application was for $326,828, and applicants reported an average income of $171,416. 79% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (769), Bethesda-Rockville-Frederick, MD (11) and Baltimore-Towson, MD (3) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 804 |
| Total Mortgage Loan Application Amount | $262,770,000 |
| Average Mortgage Loan Application Amount | $326,828 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $171,416 |
| Highest Applicant Income | $2,170,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 307 | $ 95,103,000 | $ 309,781 | $ 175,000 |
| Alexandria, Virginia | 223 | $ 82,991,000 | $ 372,156 | $ 199,000 |
| Arlington, Virginia | 76 | $ 27,837,000 | $ 366,276 | $ 196,000 |
| Prince William, Virginia | 65 | $ 11,990,000 | $ 184,461 | $ 120,000 |
| District of Columbia, District Of Columbia | 48 | $ 23,730,000 | $ 494,375 | $ 107,000 |
| Loudoun, Virginia | 14 | $ 3,494,000 | $ 249,571 | $ 179,000 |
| Montgomery, Maryland | 11 | $ 4,608,000 | $ 418,909 | $ 140,000 |
| Manassas, Virginia | 11 | $ 1,586,000 | $ 144,181 | $ 94,000 |
| Stafford, Virginia | 8 | $ 1,270,000 | $ 158,750 | $ 49,000 |
| Fairfax City, Virginia | 5 | $ 1,193,000 | $ 238,600 | $ 102,000 |
| Falls Church, Virginia | 4 | $ 1,011,000 | $ 252,750 | $ 183,000 |
| Prince George's, Maryland | 2 | $ 480,000 | $ 240,000 | $ 163,000 |
| Shenandoah, Virginia | 2 | $ 100,000 | $ 50,000 | $ 85,000 |
| Spotsylvania, Virginia | 2 | $ 211,000 | $ 105,500 | $ 96,000 |
| Sussex, Delaware | 1 | $ 166,000 | $ 166,000 | $ 178,000 |
| Alachua, Florida | 1 | $ 260,000 | $ 260,000 | $ 114,000 |
| Duval, Florida | 1 | $ 369,000 | $ 369,000 | $ 122,000 |
| Palm Beach, Florida | 1 | $ 544,000 | $ 544,000 | $ 222,000 |
| Anne Arundel, Maryland | 1 | $ 10,000 | $ 10,000 | $ 94,000 |
| Baltimore City, Maryland | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| Calvert, Maryland | 1 | $ 160,000 | $ 160,000 | $ 258,000 |
| Howard, Maryland | 1 | $ 404,000 | $ 404,000 | $ 394,000 |
| Allegany, New York | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Washington, Ohio | 1 | $ 63,000 | $ 63,000 | $ 45,000 |
| Beaufort, South Carolina | 1 | $ 1,350,000 | $ 1,350,000 | $ 369,000 |
| Horry, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Albemarle, Virginia | 1 | $ 223,000 | $ 223,000 | $ 285,000 |
| Fauquier, Virginia | 1 | $ 505,000 | $ 505,000 | $ 95,000 |
| Fredericksburg, Virginia | 1 | $ 50,000 | $ 50,000 | $ 435,000 |
| Louisa, Virginia | 1 | $ 438,000 | $ 438,000 | $ 216,000 |
| Montgomery, Virginia | 1 | $ 104,000 | $ 104,000 | $ 130,000 |
| Nelson, Virginia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Northumberland, Virginia | 1 | $ 344,000 | $ 344,000 | $ 238,000 |
| Radford, Virginia | 1 | $ 89,000 | $ 89,000 | $ 29,000 |
| Rappahannock, Virginia | 1 | $ 540,000 | $ 540,000 | $ 263,000 |
| Richmond City, Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Roanoke City, Virginia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Warren, Virginia | 1 | $ 331,000 | $ 331,000 | $ 335,000 |
| Westmoreland, Virginia | 1 | $ 320,000 | $ 320,000 | $ 371,000 |
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 525 | $164,224,000 | $312,000 | $2,030,000 | $173,000 | $1,716,000 |
| Home Purchase | 182 | $72,287,000 | $397,000 | $2,800,000 | $174,000 | $2,139,000 |
| Home Improvement | 97 | $26,259,000 | $270,000 | $2,375,000 | $158,000 | $2,170,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 338 | $101,064,000 | $299,000 | $2,030,000 | $213,000 | $2,170,000 |
| Not Provided | 272 | $90,834,000 | $333,000 | $2,800,000 | $184,000 | $2,118,000 |
| Not applicable | 110 | $51,218,000 | $465,000 | $2,500,000 | $0 | $0 |
| Asian | 48 | $10,896,000 | $227,000 | $800,000 | $225,000 | $552,000 |
| Black or African American | 16 | $2,849,000 | $178,000 | $391,000 | $189,000 | $569,000 |
| Hispanic | 14 | $3,122,000 | $223,000 | $520,000 | $83,000 | $157,000 |
| American Indian or Alaskan Native | 4 | $2,506,000 | $626,000 | $1,400,000 | $180,000 | $386,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $281,000 | $140,000 | $176,000 | $66,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 801 | $261,480,000 | $326,000 | $2,800,000 | $171,000 | $2,170,000 |
| FHA-insured (Federal Housing Administration) | 3 | $1,290,000 | $430,000 | $641,000 | $198,000 | $293,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 639 | $203,069,000 | $317,000 | $2,800,000 | $170,000 | $2,139,000 |
| Application Denied By Financial Institution | 77 | $25,910,000 | $336,000 | $2,375,000 | $129,000 | $834,000 |
| Application Withdrawn By Applicant | 51 | $21,640,000 | $424,000 | $1,600,000 | $199,000 | $2,170,000 |
| Application Approved But Not Accepted | 26 | $8,470,000 | $325,000 | $1,030,000 | $216,000 | $1,215,000 |
| File Closed For Incompleteness | 11 | $3,681,000 | $334,000 | $625,000 | $299,000 | $1,504,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 33 | $11,321,000 | $343,000 | $2,000,000 | $73,000 | $277,000 |
| Credit History | 25 | $6,404,000 | $256,000 | $700,000 | $169,000 | $740,000 |
| Collateral | 6 | $2,253,000 | $375,000 | $625,000 | $310,000 | $834,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $3,742,000 | $623,000 | $2,375,000 | $129,000 | $428,000 |
| Other | 4 | $1,120,000 | $280,000 | $540,000 | $108,000 | $263,000 |
| Unverifiable Information | 2 | $717,000 | $358,000 | $380,000 | $93,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $353,000 | $353,000 | $353,000 | $71,000 | $71,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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