Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2017
In 2017, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 411 mortgage applications totaling $200.3 million, down 1% from 2016. The average application was for $487,270, and applicants reported an average income of $177,218. 61% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (357), Silver Spring-Frederick-Rockville, MD (14) and Baltimore-Columbia-Towson, MD (7) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 411 |
| Total Mortgage Loan Application Amount | $200,268,000 |
| Average Mortgage Loan Application Amount | $487,270 |
| Highest Mortgage Loan Application Amount | $3,186,000 |
| Average Applicant Income | $177,218 |
| Highest Applicant Income | $2,962,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 139 | $ 62,568,000 | $ 450,129 | $ 175,000 |
| Alexandria, Virginia | 86 | $ 49,669,000 | $ 577,546 | $ 211,000 |
| Arlington, Virginia | 43 | $ 16,199,000 | $ 376,720 | $ 159,000 |
| District of Columbia, District Of Columbia | 30 | $ 22,759,000 | $ 758,633 | $ 125,000 |
| Prince William, Virginia | 20 | $ 6,165,000 | $ 308,250 | $ 117,000 |
| Montgomery, Maryland | 14 | $ 11,281,000 | $ 805,785 | $ 156,000 |
| Loudoun, Virginia | 10 | $ 4,863,000 | $ 486,300 | $ 220,000 |
| Prince George's, Maryland | 8 | $ 1,376,000 | $ 172,000 | $ 48,000 |
| Fauquier, Virginia | 5 | $ 2,379,000 | $ 475,800 | $ 137,000 |
| Anne Arundel, Maryland | 3 | $ 1,230,000 | $ 410,000 | $ 220,000 |
| Worcester, Maryland | 3 | $ 732,000 | $ 244,000 | $ 459,000 |
| Falls Church, Virginia | 3 | $ 1,688,000 | $ 562,666 | $ 156,000 |
| Baltimore City, Maryland | 2 | $ 721,000 | $ 360,500 | $ 60,000 |
| Charles, Maryland | 2 | $ 872,000 | $ 436,000 | $ 85,000 |
| St. Mary's, Maryland | 2 | $ 1,084,000 | $ 542,000 | $ 310,000 |
| Dare, North Carolina | 2 | $ 515,000 | $ 257,500 | $ 243,000 |
| Culpeper, Virginia | 2 | $ 372,000 | $ 186,000 | $ 111,000 |
| Rappahannock, Virginia | 2 | $ 521,000 | $ 260,500 | $ 136,000 |
| Spotsylvania, Virginia | 2 | $ 1,215,000 | $ 607,500 | $ 173,000 |
| Westmoreland, Virginia | 2 | $ 601,000 | $ 300,500 | $ 207,000 |
| Maricopa, Arizona | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Ventura, California | 1 | $ 490,000 | $ 490,000 | $ 24,000 |
| Sussex, Delaware | 1 | $ 987,000 | $ 987,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 520,000 | $ 520,000 | $ 219,000 |
| Cook, Illinois | 1 | $ 616,000 | $ 616,000 | $ 67,000 |
| Baltimore, Maryland | 1 | $ 119,000 | $ 119,000 | $ 134,000 |
| Calvert, Maryland | 1 | $ 513,000 | $ 513,000 | $ 601,000 |
| Garrett, Maryland | 1 | $ 250,000 | $ 250,000 | $ 150,000 |
| Howard, Maryland | 1 | $ 657,000 | $ 657,000 | $ 186,000 |
| Talbot, Maryland | 1 | $ 1,340,000 | $ 1,340,000 | $ 1,000,000 |
| Oakland, Michigan | 1 | $ 235,000 | $ 235,000 | $ 169,000 |
| Cape May, New Jersey | 1 | $ 1,240,000 | $ 1,240,000 | $ 358,000 |
| Currituck, North Carolina | 1 | $ 308,000 | $ 308,000 | $ 267,000 |
| Adams, Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 86,000 |
| Appomattox, Virginia | 1 | $ 750,000 | $ 750,000 | $ 379,000 |
| Clarke, Virginia | 1 | $ 650,000 | $ 650,000 | $ 204,000 |
| Fairfax City, Virginia | 1 | $ 905,000 | $ 905,000 | $ 338,000 |
| Franklin, Virginia | 1 | $ 585,000 | $ 585,000 | $ 120,000 |
| Fredericksburg, Virginia | 1 | $ 70,000 | $ 70,000 | $ 183,000 |
| James City, Virginia | 1 | $ 340,000 | $ 340,000 | $ 165,000 |
| Lancaster, Virginia | 1 | $ 373,000 | $ 373,000 | $ 397,000 |
| Nelson, Virginia | 1 | $ 206,000 | $ 206,000 | $ 60,000 |
| Northampton, Virginia | 1 | $ 178,000 | $ 178,000 | $ 82,000 |
| Orange, Virginia | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Powhatan, Virginia | 1 | $ 261,000 | $ 261,000 | $ 123,000 |
| Richmond City, Virginia | 1 | $ 300,000 | $ 300,000 | $ 117,000 |
| Rockingham, Virginia | 1 | $ 284,000 | $ 284,000 | $ 560,000 |
| Stafford, Virginia | 1 | $ 292,000 | $ 292,000 | $ 125,000 |
| Virginia Beach, Virginia | 1 | $ 100,000 | $ 100,000 | $ 339,000 |
| Hardy, West Virginia | 1 | $ 86,000 | $ 86,000 | $ 162,000 |
| Albany, Wyoming | 1 | $ 260,000 | $ 260,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 225 | $117,705,000 | $523,000 | $3,186,000 | $184,000 | $2,962,000 |
| Home Purchase | 153 | $70,000,000 | $457,000 | $2,620,000 | $177,000 | $996,000 |
| Home Improvement | 33 | $12,563,000 | $380,000 | $1,480,000 | $132,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 245 | $131,632,000 | $537,000 | $3,186,000 | $214,000 | $2,962,000 |
| Not Provided | 58 | $29,226,000 | $503,000 | $2,031,000 | $217,000 | $647,000 |
| Not applicable | 33 | $15,473,000 | $468,000 | $1,700,000 | $0 | $0 |
| Asian | 26 | $9,932,000 | $382,000 | $985,000 | $125,000 | $245,000 |
| Hispanic | 25 | $6,234,000 | $249,000 | $800,000 | $76,000 | $343,000 |
| Black or African American | 24 | $7,771,000 | $323,000 | $1,040,000 | $106,000 | $379,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 408 | $199,057,000 | $487,000 | $3,186,000 | $178,000 | $2,962,000 |
| FHA-insured (Federal Housing Administration) | 2 | $665,000 | $332,000 | $463,000 | $70,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 1 | $546,000 | $546,000 | $546,000 | $142,000 | $142,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 251 | $128,945,000 | $513,000 | $3,186,000 | $180,000 | $2,962,000 |
| Application Denied By Financial Institution | 89 | $38,402,000 | $431,000 | $2,031,000 | $164,000 | $996,000 |
| Application Withdrawn By Applicant | 68 | $31,509,000 | $463,000 | $2,200,000 | $182,000 | $744,000 |
| Application Approved But Not Accepted | 3 | $1,412,000 | $470,000 | $1,037,000 | $186,000 | $450,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 31 | $16,269,000 | $524,000 | $2,031,000 | $155,000 | $647,000 |
| Other | 28 | $9,877,000 | $352,000 | $1,200,000 | $185,000 | $996,000 |
| Credit History | 16 | $6,171,000 | $385,000 | $905,000 | $124,000 | $380,000 |
| Collateral | 8 | $4,175,000 | $521,000 | $1,040,000 | $228,000 | $381,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $771,000 | $257,000 | $261,000 | $116,000 | $150,000 |
| Unverifiable Information | 2 | $776,000 | $388,000 | $634,000 | $151,000 | $262,000 |
| Credit Application Incomplete | 1 | $363,000 | $363,000 | $363,000 | $153,000 | $153,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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