Carnegie Mortgage Mortgage Lending & HMDA Data, 2011

In 2011, Carnegie Mortgage of Hamilton Square, NJ reported 17,384 mortgage applications totaling $4.4 billion, down 14% from 2010. The average application was for $254,170, and applicants reported an average income of $99,122. 50% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,080), New York-White Plains-Wayne, NY-NJ (989) and Riverside-San Bernardino-Ontario, CA (959) (applications in parentheses).

Mortgage Company & Address Carnegie Mortgage
2297 State Highway 33
Hamilton Square, NJ 08690
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 17,384
Total Mortgage Loan Application Amount $4,418,501,000
Average Mortgage Loan Application Amount $254,170
Highest Mortgage Loan Application Amount $1,929,000
Average Applicant Income $99,122
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Carnegie Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Carnegie Mortgage by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,080 $ 658,434,000 $ 316,554 $ 110,000
Orange, California 738 $ 278,689,000 $ 377,627 $ 130,000
San Diego, California 564 $ 180,076,000 $ 319,283 $ 115,000
Maricopa, Arizona 560 $ 93,368,000 $ 166,728 $ 86,000
Riverside, California 501 $ 101,119,000 $ 201,834 $ 97,000
San Bernardino, California 458 $ 91,660,000 $ 200,131 $ 86,000
Suffolk, New York 302 $ 90,188,000 $ 298,635 $ 116,000
Kings, New York 289 $ 118,186,000 $ 408,948 $ 118,000
Miami-Dade, Florida 260 $ 50,068,000 $ 192,569 $ 79,000
Nassau, New York 260 $ 87,938,000 $ 338,223 $ 127,000
Queens, New York 243 $ 88,807,000 $ 365,460 $ 101,000
Cook, Illinois 233 $ 50,052,000 $ 214,815 $ 84,000
Harris, Texas 207 $ 30,603,000 $ 147,840 $ 80,000
King, Washington 206 $ 61,649,000 $ 299,266 $ 114,000
Contra Costa, California 199 $ 59,974,000 $ 301,376 $ 148,000
Ventura, California 192 $ 63,488,000 $ 330,666 $ 109,000
Broward, Florida 190 $ 34,892,000 $ 183,642 $ 83,000
Alameda, California 189 $ 64,566,000 $ 341,619 $ 116,000
Santa Clara, California 188 $ 75,333,000 $ 400,707 $ 136,000
Montgomery, Maryland 176 $ 57,730,000 $ 328,011 $ 120,000
Fairfax, Virginia 150 $ 53,623,000 $ 357,486 $ 134,000
Sacramento, California 130 $ 26,477,000 $ 203,669 $ 86,000
Bernalillo, New Mexico 124 $ 21,715,000 $ 175,120 $ 76,000
Palm Beach, Florida 122 $ 23,384,000 $ 191,672 $ 96,000
Clark, Nevada 115 $ 19,070,000 $ 165,826 $ 163,000
San Francisco, California 113 $ 51,166,000 $ 452,796 $ 165,000
Pierce, Washington 104 $ 23,200,000 $ 223,076 $ 68,000
Honolulu, Hawaii 102 $ 39,241,000 $ 384,715 $ 104,000
Orange, Florida 101 $ 17,552,000 $ 173,782 $ 76,000
San Mateo, California 86 $ 36,084,000 $ 419,581 $ 123,000
Westchester, New York 86 $ 32,291,000 $ 375,476 $ 142,000
Richmond, New York 84 $ 27,292,000 $ 324,904 $ 92,000
Collin, Texas 82 $ 14,725,000 $ 179,573 $ 104,000
Arapahoe, Colorado 79 $ 15,143,000 $ 191,683 $ 70,000
Middlesex, New Jersey 78 $ 21,715,000 $ 278,397 $ 107,000
El Paso, Colorado 75 $ 15,495,000 $ 206,600 $ 60,000
Hillsborough, Florida 73 $ 12,603,000 $ 172,643 $ 65,000
Middlesex, Massachusetts 73 $ 22,704,000 $ 311,013 $ 104,000
Jefferson, Colorado 72 $ 15,276,000 $ 212,166 $ 71,000
Bronx, New York 69 $ 25,038,000 $ 362,869 $ 88,000
Salt Lake, Utah 69 $ 12,957,000 $ 187,782 $ 74,000
Orange, New York 67 $ 15,451,000 $ 230,611 $ 97,000
Dallas, Texas 67 $ 11,057,000 $ 165,029 $ 84,000
Rockland, New York 66 $ 20,928,000 $ 317,090 $ 150,000
San Joaquin, California 64 $ 11,879,000 $ 185,609 $ 93,000
Fairfield, Connecticut 63 $ 19,798,000 $ 314,253 $ 122,000
Pinellas, Florida 63 $ 12,841,000 $ 203,825 $ 150,000
Denver, Colorado 62 $ 11,512,000 $ 185,677 $ 76,000
Wake, North Carolina 62 $ 11,801,000 $ 190,338 $ 109,000
Bergen, New Jersey 60 $ 18,948,000 $ 315,800 $ 131,000
Tarrant, Texas 59 $ 9,699,000 $ 164,389 $ 81,000
Snohomish, Washington 55 $ 14,930,000 $ 271,454 $ 80,000
Adams, Colorado 53 $ 8,803,000 $ 166,094 $ 48,000
Worcester, Massachusetts 50 $ 10,485,000 $ 209,700 $ 86,000
Loudoun, Virginia 50 $ 15,641,000 $ 312,820 $ 124,000
Prince George's, Maryland 49 $ 10,427,000 $ 212,795 $ 77,000
Travis, Texas 48 $ 11,031,000 $ 229,812 $ 160,000
Solano, California 47 $ 11,352,000 $ 241,531 $ 90,000
Fort Bend, Texas 47 $ 8,393,000 $ 178,574 $ 78,000
Santa Barbara, California 46 $ 19,093,000 $ 415,065 $ 158,000
Douglas, Colorado 46 $ 12,867,000 $ 279,717 $ 94,000
Monmouth, New Jersey 45 $ 12,064,000 $ 268,088 $ 105,000
Pima, Arizona 44 $ 8,340,000 $ 189,545 $ 124,000
Kern, California 43 $ 7,369,000 $ 171,372 $ 90,000
Norfolk, Massachusetts 43 $ 12,688,000 $ 295,069 $ 105,000
Mecklenburg, North Carolina 43 $ 9,244,000 $ 214,976 $ 103,000
Bexar, Texas 43 $ 6,529,000 $ 151,837 $ 71,000
Pinal, Arizona 42 $ 5,293,000 $ 126,023 $ 65,000
Fresno, California 41 $ 7,534,000 $ 183,756 $ 101,000
St. Lucie, Florida 41 $ 4,662,000 $ 113,707 $ 58,000
Oakland, Michigan 40 $ 6,915,000 $ 172,875 $ 77,000
Placer, California 39 $ 10,638,000 $ 272,769 $ 122,000
Ocean, New Jersey 39 $ 9,960,000 $ 255,384 $ 124,000
Hartford, Connecticut 38 $ 6,592,000 $ 173,473 $ 71,000
Providence, Rhode Island 38 $ 6,942,000 $ 182,684 $ 98,000
Santa Cruz, California 37 $ 12,378,000 $ 334,540 $ 102,000
Howard, Maryland 37 $ 13,437,000 $ 363,162 $ 134,000
Polk, Florida 36 $ 4,597,000 $ 127,694 $ 56,000
Essex, New Jersey 36 $ 9,312,000 $ 258,666 $ 107,000
Oklahoma, Oklahoma 36 $ 7,696,000 $ 213,777 $ 91,000
Philadelphia, Pennsylvania 36 $ 6,115,000 $ 169,861 $ 93,000
Will, Illinois 35 $ 6,033,000 $ 172,371 $ 71,000
Hudson, New Jersey 35 $ 10,673,000 $ 304,942 $ 130,000
Montgomery, Texas 35 $ 6,033,000 $ 172,371 $ 101,000
Prince William, Virginia 35 $ 9,228,000 $ 263,657 $ 88,000
Thurston, Washington 35 $ 7,280,000 $ 208,000 $ 67,000
Monterey, California 34 $ 9,240,000 $ 271,764 $ 166,000
New Haven, Connecticut 34 $ 7,477,000 $ 219,911 $ 87,000
Gwinnett, Georgia 34 $ 5,669,000 $ 166,735 $ 68,000
DuPage, Illinois 33 $ 6,374,000 $ 193,151 $ 81,000
Anne Arundel, Maryland 33 $ 9,009,000 $ 273,000 $ 155,000
Dutchess, New York 33 $ 7,954,000 $ 241,030 $ 85,000
Erie, New York 33 $ 4,597,000 $ 139,303 $ 65,000
Sonoma, California 32 $ 11,447,000 $ 357,718 $ 114,000
Lee, Florida 31 $ 4,127,000 $ 133,129 $ 64,000
Essex, Massachusetts 31 $ 9,489,000 $ 306,096 $ 85,000
Hennepin, Minnesota 31 $ 5,725,000 $ 184,677 $ 130,000
Montgomery, Pennsylvania 31 $ 7,479,000 $ 241,258 $ 117,000
District of Columbia, District Of Columbia 30 $ 10,593,000 $ 353,100 $ 148,000
Fulton, Georgia 30 $ 7,604,000 $ 253,466 $ 156,000
Multnomah, Oregon 30 $ 6,071,000 $ 202,366 $ 134,000
Washington, Oregon 30 $ 7,187,000 $ 239,566 $ 87,000
Denton, Texas 30 $ 5,634,000 $ 187,800 $ 91,000
Boulder, Colorado 29 $ 6,900,000 $ 237,931 $ 71,000
Weld, Colorado 29 $ 5,210,000 $ 179,655 $ 62,000
Duval, Florida 29 $ 3,885,000 $ 133,965 $ 49,000
Baltimore, Maryland 29 $ 6,429,000 $ 221,689 $ 74,000
Plymouth, Massachusetts 29 $ 6,711,000 $ 231,413 $ 71,000
Larimer, Colorado 28 $ 6,079,000 $ 217,107 $ 101,000
Cobb, Georgia 28 $ 4,871,000 $ 173,964 $ 60,000
Suffolk, Massachusetts 28 $ 7,841,000 $ 280,035 $ 87,000
Passaic, New Jersey 28 $ 7,577,000 $ 270,607 $ 90,000
Hampden, Massachusetts 27 $ 4,649,000 $ 172,185 $ 48,000
St. Louis, Missouri 27 $ 5,541,000 $ 205,222 $ 107,000
Franklin, Ohio 27 $ 4,296,000 $ 159,111 $ 103,000
Delaware, Pennsylvania 27 $ 4,608,000 $ 170,666 $ 80,000
Marin, California 26 $ 10,868,000 $ 418,000 $ 129,000
Stanislaus, California 26 $ 4,445,000 $ 170,961 $ 63,000
Sandoval, New Mexico 26 $ 4,471,000 $ 171,961 $ 65,000
Osceola, Florida 25 $ 3,621,000 $ 144,840 $ 62,000
Clackamas, Oregon 25 $ 7,751,000 $ 310,040 $ 102,000
Bucks, Pennsylvania 25 $ 5,503,000 $ 220,120 $ 93,000
Seminole, Florida 24 $ 3,906,000 $ 162,750 $ 61,000
San Luis Obispo, California 23 $ 7,581,000 $ 329,608 $ 114,000
Lake, Illinois 23 $ 4,773,000 $ 207,521 $ 96,000
Burlington, New Jersey 23 $ 5,065,000 $ 220,217 $ 75,000
Douglas, Nebraska 22 $ 3,484,000 $ 158,363 $ 59,000
New York, New York 22 $ 9,772,000 $ 444,181 $ 161,000
Jefferson, Louisiana 21 $ 3,209,000 $ 152,809 $ 87,000
Northampton, Pennsylvania 21 $ 3,740,000 $ 178,095 $ 101,000
Yavapai, Arizona 20 $ 3,527,000 $ 176,350 $ 101,000
Collier, Florida 20 $ 4,779,000 $ 238,950 $ 111,000
Bristol, Massachusetts 20 $ 4,556,000 $ 227,800 $ 65,000
Richland, South Carolina 20 $ 2,494,000 $ 124,700 $ 46,000
Clark, Washington 20 $ 3,732,000 $ 186,600 $ 245,000
Cherokee, Georgia 19 $ 3,636,000 $ 191,368 $ 74,000
Rockingham, New Hampshire 19 $ 5,058,000 $ 266,210 $ 109,000
Union, New Jersey 19 $ 4,866,000 $ 256,105 $ 103,000
Utah, Utah 19 $ 3,805,000 $ 200,263 $ 72,000
Pasco, Florida 18 $ 2,600,000 $ 144,444 $ 48,000
Frederick, Maryland 18 $ 4,567,000 $ 253,722 $ 92,000
Wayne, Michigan 18 $ 3,178,000 $ 176,555 $ 70,000
Mercer, New Jersey 18 $ 4,202,000 $ 233,444 $ 123,000
Morris, New Jersey 18 $ 5,095,000 $ 283,055 $ 103,000
Saratoga, New York 18 $ 3,815,000 $ 211,944 $ 88,000
Tulsa, Oklahoma 18 $ 2,563,000 $ 142,388 $ 71,000
Webb, Texas 18 $ 2,868,000 $ 159,333 $ 63,000
Jefferson, Alabama 17 $ 2,630,000 $ 154,705 $ 57,000
El Dorado, California 17 $ 5,022,000 $ 295,411 $ 121,000
Manatee, Florida 17 $ 3,585,000 $ 210,882 $ 69,000
St. Tammany, Louisiana 17 $ 3,449,000 $ 202,882 $ 89,000
Jackson, Missouri 17 $ 2,211,000 $ 130,058 $ 69,000
El Paso, Texas 17 $ 2,267,000 $ 133,352 $ 61,000
Spokane, Washington 17 $ 3,812,000 $ 224,235 $ 74,000
Tulare, California 16 $ 3,840,000 $ 240,000 $ 78,000
Lake, Florida 16 $ 2,636,000 $ 164,750 $ 50,000
Hawaii, Hawaii 16 $ 4,557,000 $ 284,812 $ 88,000
East Baton Rouge, Louisiana 16 $ 3,558,000 $ 222,375 $ 70,000
Cumberland, Maine 16 $ 3,298,000 $ 206,125 $ 70,000
Macomb, Michigan 16 $ 2,214,000 $ 138,375 $ 41,000
Guilford, North Carolina 16 $ 2,350,000 $ 146,875 $ 83,000
Chester, Pennsylvania 16 $ 3,730,000 $ 233,125 $ 91,000
Weber, Utah 16 $ 2,455,000 $ 153,437 $ 52,000
Arlington, Virginia 16 $ 4,308,000 $ 269,250 $ 103,000
Chesterfield, Virginia 16 $ 5,125,000 $ 320,312 $ 115,000
Napa, California 15 $ 5,245,000 $ 349,666 $ 121,000
New Castle, Delaware 15 $ 3,289,000 $ 219,266 $ 94,000
Brevard, Florida 15 $ 3,196,000 $ 213,066 $ 126,000
Maui, Hawaii 15 $ 6,339,000 $ 422,600 $ 130,000
Marion, Indiana 15 $ 1,564,000 $ 104,266 $ 144,000
Hamilton, Ohio 15 $ 2,309,000 $ 153,933 $ 107,000
Horry, South Carolina 15 $ 2,478,000 $ 165,200 $ 114,000
Williamson, Texas 15 $ 2,220,000 $ 148,000 $ 63,000
Virginia Beach, Virginia 15 $ 4,421,000 $ 294,733 $ 84,000
Kitsap, Washington 15 $ 4,211,000 $ 280,733 $ 116,000
Milwaukee, Wisconsin 15 $ 1,989,000 $ 132,600 $ 90,000
Coconino, Arizona 14 $ 3,068,000 $ 219,142 $ 53,000
La Plata, Colorado 14 $ 5,525,000 $ 394,642 $ 154,000
Marion, Florida 14 $ 1,691,000 $ 120,785 $ 67,000
DeKalb, Georgia 14 $ 2,150,000 $ 153,571 $ 52,000
Kane, Illinois 14 $ 2,652,000 $ 189,428 $ 93,000
Barnstable, Massachusetts 14 $ 4,444,000 $ 317,428 $ 132,000
Anoka, Minnesota 14 $ 2,321,000 $ 165,785 $ 65,000
Hillsborough, New Hampshire 14 $ 2,816,000 $ 201,142 $ 73,000
Somerset, New Jersey 14 $ 4,581,000 $ 327,214 $ 137,000
Curry, New Mexico 14 $ 2,280,000 $ 162,857 $ 61,000
Forsyth, North Carolina 14 $ 2,187,000 $ 156,214 $ 52,000
Union, North Carolina 14 $ 3,539,000 $ 252,785 $ 104,000
Marion, Oregon 14 $ 3,053,000 $ 218,071 $ 69,000
Kent, Rhode Island 14 $ 3,123,000 $ 223,071 $ 65,000
Washington, Rhode Island 14 $ 3,021,000 $ 215,785 $ 80,000
Lexington, South Carolina 14 $ 2,096,000 $ 149,714 $ 48,000
Spartanburg, South Carolina 14 $ 2,977,000 $ 212,642 $ 71,000
McHenry, Illinois 13 $ 2,514,000 $ 193,384 $ 87,000
Johnson, Kansas 13 $ 2,999,000 $ 230,692 $ 117,000
Orleans, Louisiana 13 $ 2,276,000 $ 175,076 $ 60,000
Baltimore City, Maryland 13 $ 2,974,000 $ 228,769 $ 97,000
Cuyahoga, Ohio 13 $ 2,878,000 $ 221,384 $ 84,000
Lane, Oregon 13 $ 2,272,000 $ 174,769 $ 59,000
Allegheny, Pennsylvania 13 $ 2,060,000 $ 158,461 $ 80,000
Greenville, South Carolina 13 $ 2,010,000 $ 154,615 $ 106,000
Galveston, Texas 13 $ 2,360,000 $ 181,538 $ 97,000
Butte, California 12 $ 2,613,000 $ 217,750 $ 53,000
Humboldt, California 12 $ 2,197,000 $ 183,083 $ 58,000
Imperial, California 12 $ 1,867,000 $ 155,583 $ 94,000
Nevada, California 12 $ 2,986,000 $ 248,833 $ 138,000
Yolo, California 12 $ 2,602,000 $ 216,833 $ 84,000
Charlotte, Florida 12 $ 1,595,000 $ 132,916 $ 67,000
Monroe, Florida 12 $ 3,634,000 $ 302,833 $ 207,000
Polk, Iowa 12 $ 2,036,000 $ 169,666 $ 54,000
Harford, Maryland 12 $ 3,425,000 $ 285,416 $ 127,000
Onslow, North Carolina 12 $ 2,113,000 $ 176,083 $ 116,000
Brazoria, Texas 12 $ 1,790,000 $ 149,166 $ 98,000
Davis, Utah 12 $ 2,119,000 $ 176,583 $ 54,000
Skagit, Washington 12 $ 2,335,000 $ 194,583 $ 74,000
Madera, California 11 $ 1,896,000 $ 172,363 $ 81,000
Merced, California 11 $ 1,779,000 $ 161,727 $ 77,000
Sarasota, Florida 11 $ 1,609,000 $ 146,272 $ 92,000
Hamilton, Indiana 11 $ 2,308,000 $ 209,818 $ 78,000
Lake, Indiana 11 $ 1,879,000 $ 170,818 $ 28,000
Linn, Iowa 11 $ 1,728,000 $ 157,090 $ 63,000
Tangipahoa, Louisiana 11 $ 1,792,000 $ 162,909 $ 75,000
Dakota, Minnesota 11 $ 2,070,000 $ 188,181 $ 64,000
Cape May, New Jersey 11 $ 3,040,000 $ 276,363 $ 137,000
Dona Ana, New Mexico 11 $ 1,953,000 $ 177,545 $ 90,000
Cumberland, North Carolina 11 $ 1,951,000 $ 177,363 $ 48,000
Davidson, Tennessee 11 $ 1,456,000 $ 132,363 $ 56,000
Montgomery, Tennessee 11 $ 1,847,000 $ 167,909 $ 51,000
Sumner, Tennessee 11 $ 1,833,000 $ 166,636 $ 58,000
Chelan, Washington 11 $ 2,510,000 $ 228,181 $ 106,000
Dane, Wisconsin 11 $ 2,037,000 $ 185,181 $ 64,000
Tolland, Connecticut 10 $ 1,733,000 $ 173,300 $ 67,000
Ada, Idaho 10 $ 1,864,000 $ 186,400 $ 96,000
Charles, Maryland 10 $ 3,691,000 $ 369,100 $ 69,000
Kent, Michigan 10 $ 1,681,000 $ 168,100 $ 55,000
Valencia, New Mexico 10 $ 1,427,000 $ 142,700 $ 82,000
Niagara, New York 10 $ 1,178,000 $ 117,800 $ 55,000
Cleveland, Oklahoma 10 $ 1,476,000 $ 147,600 $ 59,000
Dauphin, Pennsylvania 10 $ 1,569,000 $ 156,900 $ 75,000
Monroe, Pennsylvania 10 $ 1,455,000 $ 145,500 $ 68,000
Waukesha, Wisconsin 10 $ 2,177,000 $ 217,700 $ 61,000
Mobile, Alabama 9 $ 1,190,000 $ 132,222 $ 126,000
Sussex, Delaware 9 $ 3,012,000 $ 334,666 $ 462,000
Volusia, Florida 9 $ 1,264,000 $ 140,444 $ 39,000
Ottawa, Michigan 9 $ 1,289,000 $ 143,222 $ 41,000
Rankin, Mississippi 9 $ 1,590,000 $ 176,666 $ 124,000
Camden, New Jersey 9 $ 1,641,000 $ 182,333 $ 85,000
Albany, New York 9 $ 1,633,000 $ 181,444 $ 89,000
Ulster, New York 9 $ 1,626,000 $ 180,666 $ 100,000
Durham, North Carolina 9 $ 1,351,000 $ 150,111 $ 114,000
York, Pennsylvania 9 $ 1,885,000 $ 209,444 $ 69,000
York, South Carolina 9 $ 2,147,000 $ 238,555 $ 93,000
Shelby, Tennessee 9 $ 2,126,000 $ 236,222 $ 39,000
Washington, Utah 9 $ 2,021,000 $ 224,555 $ 52,000
Henrico, Virginia 9 $ 2,015,000 $ 223,888 $ 70,000
Benton, Washington 9 $ 1,863,000 $ 207,000 $ 72,000
Lewis, Washington 9 $ 1,452,000 $ 161,333 $ 87,000
Yakima, Washington 9 $ 2,084,000 $ 231,555 $ 62,000
San Benito, California 8 $ 2,211,000 $ 276,375 $ 62,000
Broomfield, Colorado 8 $ 1,956,000 $ 244,500 $ 62,000
Summit, Colorado 8 $ 3,017,000 $ 377,125 $ 239,000
Clay, Florida 8 $ 1,154,000 $ 144,250 $ 61,000
St. Johns, Florida 8 $ 2,732,000 $ 341,500 $ 132,000
Forsyth, Georgia 8 $ 2,128,000 $ 266,000 $ 119,000
Madison, Illinois 8 $ 1,375,000 $ 171,875 $ 74,000
Shawnee, Kansas 8 $ 1,391,000 $ 173,875 $ 75,000
Carroll, Maryland 8 $ 1,736,000 $ 217,000 $ 93,000
Kalamazoo, Michigan 8 $ 1,475,000 $ 184,375 $ 72,000
St. Charles, Missouri 8 $ 1,482,000 $ 185,250 $ 51,000
St. Louis City, Missouri 8 $ 1,091,000 $ 136,375 $ 52,000
Lancaster, Nebraska 8 $ 1,163,000 $ 145,375 $ 66,000
Washoe, Nevada 8 $ 3,450,000 $ 431,250 $ 222,000
Atlantic, New Jersey 8 $ 1,745,000 $ 218,125 $ 98,000
Santa Fe, New Mexico 8 $ 1,920,000 $ 240,000 $ 73,000
Monroe, New York 8 $ 1,464,000 $ 183,000 $ 92,000
Brunswick, North Carolina 8 $ 1,622,000 $ 202,750 $ 211,000
Cabarrus, North Carolina 8 $ 1,745,000 $ 218,125 $ 50,000
Charleston, South Carolina 8 $ 1,833,000 $ 229,125 $ 87,000
Dorchester, South Carolina 8 $ 1,414,000 $ 176,750 $ 65,000
Jefferson, Texas 8 $ 1,227,000 $ 153,375 $ 58,000
Parker, Texas 8 $ 1,481,000 $ 185,125 $ 59,000
Spotsylvania, Virginia 8 $ 2,398,000 $ 299,750 $ 110,000
Whatcom, Washington 8 $ 2,334,000 $ 291,750 $ 67,000
Yuma, Arizona 7 $ 1,432,000 $ 204,571 $ 52,000
Litchfield, Connecticut 7 $ 1,684,000 $ 240,571 $ 70,000
Kauai, Hawaii 7 $ 1,714,000 $ 244,857 $ 82,000
Kootenai, Idaho 7 $ 1,348,000 $ 192,571 $ 71,000
St. Joseph, Indiana 7 $ 999,000 $ 142,714 $ 43,000
Calvert, Maryland 7 $ 2,007,000 $ 286,714 $ 110,000
Genesee, Michigan 7 $ 1,011,000 $ 144,428 $ 46,000
Grand Traverse, Michigan 7 $ 1,450,000 $ 207,142 $ 52,000
Clay, Minnesota 7 $ 1,034,000 $ 147,714 $ 78,000
Washington, Minnesota 7 $ 1,170,000 $ 167,142 $ 63,000
Clay, Missouri 7 $ 1,042,000 $ 148,857 $ 64,000
Hunterdon, New Jersey 7 $ 2,239,000 $ 319,857 $ 114,000
Warren, New Jersey 7 $ 1,400,000 $ 200,000 $ 84,000
Putnam, New York 7 $ 2,535,000 $ 362,142 $ 143,000
Rensselaer, New York 7 $ 994,000 $ 142,000 $ 84,000
Gaston, North Carolina 7 $ 1,251,000 $ 178,714 $ 86,000
Summit, Ohio 7 $ 1,540,000 $ 220,000 $ 84,000
Canadian, Oklahoma 7 $ 1,275,000 $ 182,142 $ 78,000
Comanche, Oklahoma 7 $ 855,000 $ 122,142 $ 56,000
Deschutes, Oregon 7 $ 1,819,000 $ 259,857 $ 91,000
Josephine, Oregon 7 $ 2,192,000 $ 313,142 $ 141,000
Polk, Oregon 7 $ 1,386,000 $ 198,000 $ 79,000
Berks, Pennsylvania 7 $ 1,112,000 $ 158,857 $ 95,000
Florence, South Carolina 7 $ 953,000 $ 136,142 $ 56,000
Albemarle, Virginia 7 $ 1,790,000 $ 255,714 $ 73,000
Hampton, Virginia 7 $ 1,874,000 $ 267,714 $ 56,000
Racine, Wisconsin 7 $ 1,600,000 $ 228,571 $ 85,000
Laramie, Wyoming 7 $ 1,041,000 $ 148,714 $ 47,000
Cochise, Arizona 6 $ 1,051,000 $ 175,166 $ 88,000
Faulkner, Arkansas 6 $ 835,000 $ 139,166 $ 56,000
Sutter, California 6 $ 1,087,000 $ 181,166 $ 111,000
Eagle, Colorado 6 $ 2,484,000 $ 414,000 $ 342,000
New London, Connecticut 6 $ 1,158,000 $ 193,000 $ 86,000
Alachua, Florida 6 $ 1,034,000 $ 172,333 $ 95,000
Indian River, Florida 6 $ 1,062,000 $ 177,000 $ 53,000
Nassau, Florida 6 $ 1,419,000 $ 236,500 $ 110,000
Santa Rosa, Florida 6 $ 848,000 $ 141,333 $ 60,000
Fayette, Georgia 6 $ 1,175,000 $ 195,833 $ 87,000
Henry, Georgia 6 $ 925,000 $ 154,166 $ 86,000
Allen, Indiana 6 $ 778,000 $ 129,666 $ 76,000
Hendricks, Indiana 6 $ 804,000 $ 134,000 $ 19,000
Porter, Indiana 6 $ 926,000 $ 154,333 $ 14,000
Cecil, Maryland 6 $ 991,000 $ 165,166 $ 142,000
Queen Anne's, Maryland 6 $ 1,738,000 $ 289,666 $ 104,000
St. Mary's, Maryland 6 $ 1,492,000 $ 248,666 $ 109,000
Worcester, Maryland 6 $ 1,420,000 $ 236,666 $ 135,000
Washtenaw, Michigan 6 $ 1,217,000 $ 202,833 $ 38,000
Otero, New Mexico 6 $ 1,017,000 $ 169,500 $ 84,000
Taos, New Mexico 6 $ 1,244,000 $ 207,333 $ 65,000
Schenectady, New York 6 $ 1,038,000 $ 173,000 $ 56,000
Craven, North Carolina 6 $ 973,000 $ 162,166 $ 58,000
Moore, North Carolina 6 $ 826,000 $ 137,666 $ 86,000
Burleigh, North Dakota 6 $ 1,207,000 $ 201,166 $ 54,000
Cass, North Dakota 6 $ 659,000 $ 109,833 $ 92,000
Ashtabula, Ohio 6 $ 969,000 $ 161,500 $ 115,000
Butler, Ohio 6 $ 1,033,000 $ 172,166 $ 78,000
Mahoning, Ohio 6 $ 635,000 $ 105,833 $ 36,000
Montgomery, Ohio 6 $ 846,000 $ 141,000 $ 63,000
Yamhill, Oregon 6 $ 1,278,000 $ 213,000 $ 56,000
Berkeley, South Carolina 6 $ 1,289,000 $ 214,833 $ 70,000
Knox, Tennessee 6 $ 1,337,000 $ 222,833 $ 122,000
Comal, Texas 6 $ 1,484,000 $ 247,333 $ 100,000
Ector, Texas 6 $ 678,000 $ 113,000 $ 32,000
Ellis, Texas 6 $ 1,167,000 $ 194,500 $ 65,000
Johnson, Texas 6 $ 826,000 $ 137,666 $ 86,000
Franklin, Washington 6 $ 669,000 $ 111,500 $ 68,000
Shelby, Alabama 5 $ 1,180,000 $ 236,000 $ 41,000
Mohave, Arizona 5 $ 1,101,000 $ 220,200 $ 100,000
Calaveras, California 5 $ 978,000 $ 195,600 $ 85,000
Kings, California 5 $ 1,079,000 $ 215,800 $ 51,000
Lake, California 5 $ 864,000 $ 172,800 $ 57,000
Shasta, California 5 $ 1,214,000 $ 242,800 $ 87,000
Tuolumne, California 5 $ 1,227,000 $ 245,400 $ 64,000
Teller, Colorado 5 $ 1,276,000 $ 255,200 $ 73,000
Martin, Florida 5 $ 1,047,000 $ 209,400 $ 94,000
Boone, Indiana 5 $ 935,000 $ 187,000 $ 187,000
Sedgwick, Kansas 5 $ 451,000 $ 90,200 $ 30,000
Sherburne, Minnesota 5 $ 817,000 $ 163,400 $ 57,000
Wright, Minnesota 5 $ 761,000 $ 152,200 $ 111,000
Hancock, Mississippi 5 $ 844,000 $ 168,800 $ 241,000
Greene, Missouri 5 $ 552,000 $ 110,400 $ 46,000
Jefferson, Missouri 5 $ 899,000 $ 179,800 $ 53,000
Ravalli, Montana 5 $ 1,136,000 $ 227,200 $ 86,000
Sarpy, Nebraska 5 $ 919,000 $ 183,800 $ 80,000
Sussex, New Jersey 5 $ 1,279,000 $ 255,800 $ 86,000
Chaves, New Mexico 5 $ 567,000 $ 113,400 $ 41,000
Fulton, New York 5 $ 1,032,000 $ 206,400 $ 141,000
Montgomery, New York 5 $ 826,000 $ 165,200 $ 49,000
Johnston, North Carolina 5 $ 745,000 $ 149,000 $ 44,000
Greene, Ohio 5 $ 835,000 $ 167,000 $ 33,000
Lucas, Ohio 5 $ 1,022,000 $ 204,400 $ 92,000
Benton, Oregon 5 $ 1,019,000 $ 203,800 $ 56,000
Cumberland, Pennsylvania 5 $ 1,236,000 $ 247,200 $ 75,000
Lackawanna, Pennsylvania 5 $ 797,000 $ 159,400 $ 100,000
Lancaster, Pennsylvania 5 $ 989,000 $ 197,800 $ 48,000
Lehigh, Pennsylvania 5 $ 861,000 $ 172,200 $ 75,000
Newport, Rhode Island 5 $ 1,403,000 $ 280,600 $ 108,000
Beaufort, South Carolina 5 $ 1,263,000 $ 252,600 $ 82,000
Pennington, South Dakota 5 $ 1,400,000 $ 280,000 $ 72,000
Williamson, Tennessee 5 $ 1,152,000 $ 230,400 $ 75,000
Brazos, Texas 5 $ 656,000 $ 131,200 $ 71,000
Hays, Texas 5 $ 1,071,000 $ 214,200 $ 90,000
Hidalgo, Texas 5 $ 1,006,000 $ 201,200 $ 91,000
Potter, Texas 5 $ 527,000 $ 105,400 $ 49,000
Cache, Utah 5 $ 1,075,000 $ 215,000 $ 91,000
Stafford, Virginia 5 $ 1,610,000 $ 322,000 $ 83,000
Warren, Virginia 5 $ 1,074,000 $ 214,800 $ 91,000
Grays Harbor, Washington 5 $ 1,218,000 $ 243,600 $ 45,000
Berkeley, West Virginia 5 $ 1,266,000 $ 253,200 $ 62,000
Monongalia, West Virginia 5 $ 992,000 $ 198,400 $ 90,000
Douglas, Wisconsin 5 $ 727,000 $ 145,400 $ 82,000
Winnebago, Wisconsin 5 $ 782,000 $ 156,400 $ 13,000
Madison, Alabama 4 $ 879,000 $ 219,750 $ 25,000
Saline, Arkansas 4 $ 827,000 $ 206,750 $ 45,000
Mendocino, California 4 $ 1,038,000 $ 259,500 $ 104,000
Mono, California 4 $ 1,226,000 $ 306,500 $ 168,000
Yuba, California 4 $ 777,000 $ 194,250 $ 27,000
Fremont, Colorado 4 $ 754,000 $ 188,500 $ 53,000
Middlesex, Connecticut 4 $ 1,016,000 $ 254,000 $ 104,000
Windham, Connecticut 4 $ 1,076,000 $ 269,000 $ 78,000
Sumter, Florida 4 $ 554,000 $ 138,500 $ 36,000
Bibb, Georgia 4 $ 1,007,000 $ 251,750 $ 76,000
Colquitt, Georgia 4 $ 942,000 $ 235,500 $ 95,000
Glynn, Georgia 4 $ 741,000 $ 185,250 $ 92,000
Hall, Georgia 4 $ 1,036,000 $ 259,000 $ 131,000
Paulding, Georgia 4 $ 564,000 $ 141,000 $ 29,000
Rockdale, Georgia 4 $ 526,000 $ 131,500 $ 44,000
Walton, Georgia 4 $ 602,000 $ 150,500 $ 86,000
St. Clair, Illinois 4 $ 772,000 $ 193,000 $ 57,000
Bartholomew, Indiana 4 $ 580,000 $ 145,000 $ 0
Johnson, Iowa 4 $ 703,000 $ 175,750 $ 51,000
Jefferson, Kentucky 4 $ 696,000 $ 174,000 $ 65,000
Ascension, Louisiana 4 $ 680,000 $ 170,000 $ 73,000
Livingston, Louisiana 4 $ 732,000 $ 183,000 $ 59,000
Talbot, Maryland 4 $ 768,000 $ 192,000 $ 311,000
Eaton, Michigan 4 $ 639,000 $ 159,750 $ 28,000
Livingston, Michigan 4 $ 726,000 $ 181,500 $ 64,000
Ramsey, Minnesota 4 $ 871,000 $ 217,750 $ 131,000
Scott, Minnesota 4 $ 1,027,000 $ 256,750 $ 121,000
DeSoto, Mississippi 4 $ 720,000 $ 180,000 $ 47,000
Lincoln, Mississippi 4 $ 455,000 $ 113,750 $ 69,000
Madison, Mississippi 4 $ 880,000 $ 220,000 $ 77,000
Boone, Missouri 4 $ 564,000 $ 141,000 $ 57,000
Franklin, Missouri 4 $ 3,052,000 $ 763,000 $ 291,000
Taney, Missouri 4 $ 1,785,000 $ 446,250 $ 117,000
Missoula, Montana 4 $ 868,000 $ 217,000 $ 313,000
Grafton, New Hampshire 4 $ 1,025,000 $ 256,250 $ 70,000
Merrimack, New Hampshire 4 $ 613,000 $ 153,250 $ 56,000
Gloucester, New Jersey 4 $ 539,000 $ 134,750 $ 59,000
Sullivan, New York 4 $ 819,000 $ 204,750 $ 108,000
Washington, New York 4 $ 636,000 $ 159,000 $ 129,000
New Hanover, North Carolina 4 $ 1,061,000 $ 265,250 $ 66,000
Orange, North Carolina 4 $ 1,105,000 $ 276,250 $ 108,000
Clermont, Ohio 4 $ 655,000 $ 163,750 $ 106,000
Fairfield, Ohio 4 $ 687,000 $ 171,750 $ 46,000
Hocking, Ohio 4 $ 650,000 $ 162,500 $ 92,000
Lake, Ohio 4 $ 509,000 $ 127,250 $ 55,000
Miami, Ohio 4 $ 548,000 $ 137,000 $ 63,000
Portage, Ohio 4 $ 664,000 $ 166,000 $ 47,000
Wood, Ohio 4 $ 809,000 $ 202,250 $ 72,000
Creek, Oklahoma 4 $ 325,000 $ 81,250 $ 39,000
Clatsop, Oregon 4 $ 1,179,000 $ 294,750 $ 84,000
Columbia, Oregon 4 $ 1,077,000 $ 269,250 $ 81,000
Hood River, Oregon 4 $ 720,000 $ 180,000 $ 96,000
Jackson, Oregon 4 $ 701,000 $ 175,250 $ 60,000
Lincoln, Oregon 4 $ 855,000 $ 213,750 $ 79,000
Umatilla, Oregon 4 $ 771,000 $ 192,750 $ 63,000
Westmoreland, Pennsylvania 4 $ 485,000 $ 121,250 $ 67,000
Anderson, South Carolina 4 $ 628,000 $ 157,000 $ 48,000
Georgetown, South Carolina 4 $ 1,516,000 $ 379,000 $ 335,000
Maury, Tennessee 4 $ 539,000 $ 134,750 $ 72,000
Rutherford, Tennessee 4 $ 714,000 $ 178,500 $ 107,000
Wilson, Tennessee 4 $ 730,000 $ 182,500 $ 61,000
Cameron, Texas 4 $ 458,000 $ 114,500 $ 43,000
Kaufman, Texas 4 $ 656,000 $ 164,000 $ 49,000
Nueces, Texas 4 $ 634,000 $ 158,500 $ 146,000
Smith, Texas 4 $ 686,000 $ 171,500 $ 53,000
Waller, Texas 4 $ 743,000 $ 185,750 $ 85,000
Summit, Utah 4 $ 1,183,000 $ 295,750 $ 144,000
Tooele, Utah 4 $ 601,000 $ 150,250 $ 66,000
Chittenden, Vermont 4 $ 726,000 $ 181,500 $ 80,000
Orleans, Vermont 4 $ 475,000 $ 118,750 $ 44,000
Alexandria, Virginia 4 $ 1,325,000 $ 331,250 $ 125,000
Chesapeake, Virginia 4 $ 828,000 $ 207,000 $ 26,000
Hanover, Virginia 4 $ 928,000 $ 232,000 $ 88,000
Harrisonburg, Virginia 4 $ 617,000 $ 154,250 $ 84,000
Norfolk, Virginia 4 $ 1,077,000 $ 269,250 $ 93,000
Richmond City, Virginia 4 $ 1,030,000 $ 257,500 $ 89,000
Grant, Washington 4 $ 581,000 $ 145,250 $ 165,000
Mason, Washington 4 $ 704,000 $ 176,000 $ 60,000
San Juan, Washington 4 $ 1,082,000 $ 270,500 $ 74,000
Brown, Wisconsin 4 $ 626,000 $ 156,500 $ 52,000
Fond du Lac, Wisconsin 4 $ 414,000 $ 103,500 $ 59,000
Kenosha, Wisconsin 4 $ 702,000 $ 175,500 $ 67,000
Walworth, Wisconsin 4 $ 744,000 $ 186,000 $ 77,000
Baldwin, Alabama 3 $ 491,000 $ 163,666 $ 114,000
Montgomery, Alabama 3 $ 628,000 $ 209,333 $ 122,000
Russell, Alabama 3 $ 439,000 $ 146,333 $ 17,000
Anchorage, Alaska 3 $ 893,000 $ 297,666 $ 42,000
Gila, Arizona 3 $ 614,000 $ 204,666 $ 69,000
Navajo, Arizona 3 $ 635,000 $ 211,666 $ 85,000
Benton, Arkansas 3 $ 558,000 $ 186,000 $ 44,000
Pulaski, Arkansas 3 $ 489,000 $ 163,000 $ 62,000
Archuleta, Colorado 3 $ 771,000 $ 257,000 $ 72,000
Garfield, Colorado 3 $ 398,000 $ 132,666 $ 53,000
Gilpin, Colorado 3 $ 642,000 $ 214,000 $ 58,000
Mesa, Colorado 3 $ 703,000 $ 234,333 $ 74,000
Routt, Colorado 3 $ 825,000 $ 275,000 $ 95,000
San Miguel, Colorado 3 $ 717,000 $ 239,000 $ 164,000
Kent, Delaware 3 $ 648,000 $ 216,000 $ 81,000
Bay, Florida 3 $ 608,000 $ 202,666 $ 25,000
Escambia, Florida 3 $ 813,000 $ 271,000 $ 98,000
Flagler, Florida 3 $ 635,000 $ 211,666 $ 79,000
Baldwin, Georgia 3 $ 1,095,000 $ 365,000 $ 179,000
Barrow, Georgia 3 $ 498,000 $ 166,000 $ 83,000
Floyd, Georgia 3 $ 696,000 $ 232,000 $ 87,000
Liberty, Georgia 3 $ 519,000 $ 173,000 $ 38,000
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Mortgage Loan Application Detail Totals for Carnegie Mortgage in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,937 $2,739,869,000 $275,000 $1,929,000 $107,000 $9,999,000
Home Purchase 7,290 $1,639,573,000 $224,000 $1,853,000 $88,000 $8,066,000
Home Improvement 157 $39,059,000 $248,000 $700,000 $117,000 $814,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,270 $2,401,148,000 $259,000 $1,929,000 $107,000 $9,999,000
Hispanic 2,769 $592,560,000 $213,000 $1,633,000 $66,000 $949,000
Not Provided 2,258 $621,384,000 $275,000 $1,400,000 $108,000 $3,210,000
Asian 1,787 $521,647,000 $291,000 $1,219,000 $119,000 $900,000
Black or African American 1,166 $247,085,000 $211,000 $892,000 $68,000 $1,623,000
Native Hawaiian or Other Pacific Islander 95 $24,758,000 $260,000 $615,000 $83,000 $406,000
American Indian or Alaskan Native 39 $9,919,000 $254,000 $1,025,000 $131,000 $1,200,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,131 $2,809,884,000 $277,000 $1,929,000 $128,000 $9,999,000
FHA-insured (Federal Housing Administration) 6,458 $1,420,948,000 $220,000 $1,340,000 $62,000 $703,000
VA-guaranteed (Veterans Administration) 795 $187,669,000 $236,000 $914,000 $38,000 $259,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,638 $2,133,797,000 $247,000 $1,853,000 $103,000 $8,066,000
Application Denied By Financial Institution 4,213 $1,071,494,000 $254,000 $1,929,000 $87,000 $1,623,000
Application Approved But Not Accepted 4,014 $1,075,047,000 $267,000 $1,350,000 $104,000 $9,999,000
Application Withdrawn By Applicant 519 $138,163,000 $266,000 $1,686,000 $98,000 $2,544,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,235 $344,185,000 $278,000 $1,633,000 $76,000 $553,000
Other 897 $216,803,000 $241,000 $1,500,000 $98,000 $1,309,000
Collateral 859 $226,072,000 $263,000 $1,929,000 $107,000 $1,623,000
Credit History 746 $166,845,000 $223,000 $1,249,000 $74,000 $621,000
Unverifiable Information 270 $70,207,000 $260,000 $1,400,000 $85,000 $439,000
Employment History 89 $18,699,000 $210,000 $635,000 $61,000 $436,000
Insufficient Cash (Downpayment, Closing Cost) 56 $14,242,000 $254,000 $600,000 $77,000 $225,000
Credit Application Incomplete 45 $10,929,000 $242,000 $600,000 $75,000 $613,000
Mortgage Insurance Denied 16 $3,512,000 $219,000 $396,000 $86,000 $164,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Carnegie Mortgage's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Carnegie Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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