Cashcall, Inc. Mortgage Lending & HMDA Data, 2012
In 2012, Cashcall, Inc. of Orange, CA reported 58,731 mortgage applications totaling $17.4 billion, up 263% from 2011. The average application was for $297,018, and applicants reported an average income of $131,596. 56% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (14,104), Santa Ana-Anaheim-Irvine, CA (8,520) and Riverside-San Bernardino-Ontario, CA (5,340) (applications in parentheses).
| Mortgage Company & Address | Cashcall, Inc. 1 City Blvd West Suite 1000 Orange, CA 92868 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 58,731 |
| Total Mortgage Loan Application Amount | $17,444,189,000 |
| Average Mortgage Loan Application Amount | $297,018 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $131,596 |
| Highest Applicant Income | $9,688,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cashcall, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 14,104 | $ 4,594,480,000 | $ 325,757 | $ 131,000 |
| Santa Ana-Anaheim-Irvine, CA | 8,520 | $ 2,989,636,000 | $ 350,896 | $ 139,000 |
| Riverside-San Bernardino-Ontario, CA | 5,340 | $ 1,298,653,000 | $ 243,193 | $ 117,000 |
| San Diego-Carlsbad-San Marcos, CA | 4,284 | $ 1,338,732,000 | $ 312,495 | $ 133,000 |
| Oakland-Fremont-Hayward, CA | 3,546 | $ 1,219,323,000 | $ 343,858 | $ 144,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,538 | $ 666,681,000 | $ 262,679 | $ 124,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,912 | $ 716,551,000 | $ 374,765 | $ 145,000 |
| San Francisco-San Mateo-Redwood City, CA | 1,880 | $ 742,396,000 | $ 394,891 | $ 160,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,738 | $ 581,242,000 | $ 334,431 | $ 140,000 |
| Santa Rosa-Petaluma, CA | 580 | $ 175,344,000 | $ 302,317 | $ 125,000 |
| Phoenix-Mesa-Glendale, AZ | 509 | $ 103,861,000 | $ 204,049 | $ 141,000 |
| Fresno, CA | 452 | $ 95,282,000 | $ 210,800 | $ 117,000 |
| Stockton, CA | 436 | $ 98,865,000 | $ 226,754 | $ 97,000 |
| Vallejo-Fairfield, CA | 417 | $ 105,259,000 | $ 252,419 | $ 117,000 |
| Las Vegas-Paradise, NV | 365 | $ 75,112,000 | $ 205,786 | $ 133,000 |
| Houston-Sugar Land-Baytown, TX | 364 | $ 65,077,000 | $ 178,782 | $ 153,000 |
| Atlanta-Sandy Springs-Marietta, GA | 324 | $ 61,912,000 | $ 191,086 | $ 109,000 |
| Seattle-Bellevue-Everett, WA | 309 | $ 84,358,000 | $ 273,003 | $ 130,000 |
| Santa Cruz-Watsonville, CA | 269 | $ 98,523,000 | $ 366,256 | $ 164,000 |
| Edison-New Brunswick, NJ | 267 | $ 79,731,000 | $ 298,617 | $ 145,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 266 | $ 66,291,000 | $ 249,214 | $ 145,383 |
| Bakersfield-Delano, CA | 265 | $ 53,372,000 | $ 201,403 | $ 109,000 |
| Dallas-Plano-Irving, TX | 242 | $ 45,514,000 | $ 188,074 | $ 142,000 |
| San Luis Obispo-Paso Robles, CA | 239 | $ 74,977,000 | $ 313,711 | $ 130,000 |
| Modesto, CA | 231 | $ 49,084,000 | $ 212,484 | $ 116,000 |
| Salinas, CA | 215 | $ 71,759,000 | $ 333,762 | $ 178,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 198 | $ 69,046,000 | $ 348,717 | $ 165,000 |
| Newark-Union, NJ-PA | 187 | $ 60,405,000 | $ 323,021 | $ 187,000 |
| Napa, CA | 171 | $ 57,449,000 | $ 335,959 | $ 151,000 |
| Honolulu, HI | 166 | $ 60,362,000 | $ 363,626 | $ 130,000 |
| Visalia-Porterville, CA | 152 | $ 30,650,000 | $ 201,644 | $ 102,000 |
| Denver-Aurora-Broomfield, CO | 141 | $ 32,745,000 | $ 232,234 | $ 153,000 |
| New York-White Plains-Wayne, NY-NJ | 137 | $ 42,763,000 | $ 312,138 | $ 180,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 123 | $ 27,199,000 | $ 221,130 | $ 131,227 |
| Tucson, AZ | 121 | $ 24,794,000 | $ 204,909 | $ 96,000 |
| Austin-Round Rock-San Marcos, TX | 120 | $ 23,041,000 | $ 192,008 | $ 116,000 |
| Yuba City, CA | 120 | $ 25,921,000 | $ 216,008 | $ 108,000 |
| San Antonio-New Braunfels, TX | 119 | $ 20,949,000 | $ 176,042 | $ 147,000 |
| Fort Worth-Arlington, TX | 115 | $ 18,684,000 | $ 162,469 | $ 147,000 |
| Chico, CA | 105 | $ 23,943,000 | $ 228,028 | $ 103,000 |
| Camden, NJ | 96 | $ 19,559,000 | $ 203,739 | $ 111,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 95 | $ 21,398,000 | $ 225,242 | $ 125,421 |
| Warren-Troy-Farmington Hills, MI | 94 | $ 18,834,000 | $ 200,361 | $ 242,000 |
| Merced, CA | 89 | $ 16,200,000 | $ 182,022 | $ 89,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 89 | $ 17,456,000 | $ 196,134 | $ 114,000 |
| Raleigh-Cary, NC | 89 | $ 22,287,000 | $ 250,415 | $ 115,000 |
| Reno-Sparks, NV | 83 | $ 20,381,000 | $ 245,554 | $ 150,000 |
| Lake Havasu City-Kingman, AZ | 81 | $ 14,915,000 | $ 184,135 | $ 122,000 |
| Chicago-Joliet-Naperville, IL | 80 | $ 16,120,000 | $ 201,500 | $ 304,000 |
| Madera-Chowchilla, CA | 76 | $ 14,864,000 | $ 195,578 | $ 93,000 |
| Albuquerque, NM | 75 | $ 16,350,000 | $ 218,000 | $ 129,000 |
| New Orleans-Metairie-Kenner, LA | 73 | $ 14,027,000 | $ 192,150 | $ 119,000 |
| Tacoma, WA | 72 | $ 16,997,000 | $ 236,069 | $ 103,000 |
| Oklahoma City, OK | 65 | $ 10,508,000 | $ 161,661 | $ 112,000 |
| Tulsa, OK | 63 | $ 10,082,000 | $ 160,031 | $ 97,000 |
| Hartford-West Hartford-East Hartford, CT | 62 | $ 13,021,000 | $ 210,016 | $ 82,000 |
| Cleveland-Elyria-Mentor, OH | 61 | $ 10,953,000 | $ 179,557 | $ 161,000 |
| Columbus, OH | 61 | $ 11,672,000 | $ 191,344 | $ 98,000 |
| Redding, CA | 60 | $ 12,830,000 | $ 213,833 | $ 103,000 |
| Cincinnati-Middletown, OH-KY-IN | 59 | $ 9,414,000 | $ 159,559 | $ 98,694 |
| Birmingham-Hoover, AL | 57 | $ 9,697,000 | $ 170,122 | $ 128,000 |
| Kansas City, MO-KS | 55 | $ 8,924,000 | $ 162,254 | $ 104,727 |
| Baton Rouge, LA | 53 | $ 10,088,000 | $ 190,339 | $ 81,000 |
| Memphis, TN-MS-AR | 53 | $ 9,766,000 | $ 184,264 | $ 114,264 |
| New Haven-Milford, CT | 53 | $ 11,182,000 | $ 210,981 | $ 116,000 |
| Bridgeport-Stamford-Norwalk, CT | 52 | $ 12,978,000 | $ 249,576 | $ 135,000 |
| Indianapolis-Carmel, IN | 51 | $ 7,893,000 | $ 154,764 | $ 104,000 |
| Louisville/Jefferson County, KY-IN | 48 | $ 8,124,000 | $ 169,250 | $ 110,833 |
| Boise City-Nampa, ID | 47 | $ 8,690,000 | $ 184,893 | $ 113,000 |
| Colorado Springs, CO | 47 | $ 10,749,000 | $ 228,702 | $ 127,000 |
| Charleston-North Charleston-Summerville, SC | 44 | $ 8,405,000 | $ 191,022 | $ 76,000 |
| Milwaukee-Waukesha-West Allis, WI | 44 | $ 8,197,000 | $ 186,295 | $ 83,000 |
| Eugene-Springfield, OR | 43 | $ 9,570,000 | $ 222,558 | $ 95,000 |
| Salt Lake City, UT | 43 | $ 9,660,000 | $ 224,651 | $ 112,000 |
| Hanford-Corcoran, CA | 41 | $ 7,508,000 | $ 183,121 | $ 106,000 |
| Columbia, SC | 40 | $ 5,934,000 | $ 148,350 | $ 157,000 |
| Prescott, AZ | 40 | $ 8,815,000 | $ 220,375 | $ 97,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 39 | $ 10,546,000 | $ 270,410 | $ 94,410 |
| El Paso, TX | 36 | $ 5,899,000 | $ 163,861 | $ 107,000 |
| Wilmington, DE-MD-NJ | 36 | $ 8,401,000 | $ 233,361 | $ 98,444 |
| Jackson, MS | 35 | $ 5,773,000 | $ 164,942 | $ 124,000 |
| Detroit-Livonia-Dearborn, MI | 34 | $ 4,546,000 | $ 133,705 | $ 329,000 |
| Olympia, WA | 34 | $ 9,012,000 | $ 265,058 | $ 145,000 |
| Lake County-Kenosha County, IL-WI | 33 | $ 6,500,000 | $ 196,969 | $ 172,666 |
| St. Louis, MO-IL | 33 | $ 5,941,000 | $ 180,030 | $ 172,272 |
| Asheville, NC | 32 | $ 6,174,000 | $ 192,937 | $ 67,000 |
| Huntsville, AL | 32 | $ 7,079,000 | $ 221,218 | $ 95,000 |
| Durham-Chapel Hill, NC | 31 | $ 7,045,000 | $ 227,258 | $ 124,000 |
| Augusta-Richmond County, GA-SC | 30 | $ 5,342,000 | $ 178,066 | $ 81,800 |
| Fayetteville-Springdale-Rogers, AR-MO | 30 | $ 4,953,000 | $ 165,100 | $ 101,000 |
| Medford, OR | 30 | $ 7,125,000 | $ 237,500 | $ 93,000 |
| Providence-New Bedford-Fall River, RI-MA | 29 | $ 6,538,000 | $ 225,448 | $ 125,000 |
| Wilmington, NC | 29 | $ 7,100,000 | $ 244,827 | $ 139,000 |
| Greensboro-High Point, NC | 28 | $ 6,326,000 | $ 225,928 | $ 131,000 |
| Knoxville, TN | 28 | $ 4,285,000 | $ 153,035 | $ 95,000 |
| Bremerton-Silverdale, WA | 27 | $ 6,625,000 | $ 245,370 | $ 162,000 |
| Spokane, WA | 27 | $ 5,872,000 | $ 217,481 | $ 107,000 |
| Greenville-Mauldin-Easley, SC | 26 | $ 5,094,000 | $ 195,923 | $ 105,000 |
| Little Rock-North Little Rock-Conway, AR | 26 | $ 3,943,000 | $ 151,653 | $ 71,000 |
| Atlantic City-Hammonton, NJ | 25 | $ 4,687,000 | $ 187,480 | $ 109,000 |
| Chattanooga, TN-GA | 25 | $ 3,592,000 | $ 143,680 | $ 79,800 |
| Dayton, OH | 25 | $ 3,762,000 | $ 150,480 | $ 143,000 |
| Portland-South Portland-Biddeford, ME | 25 | $ 5,073,000 | $ 202,920 | $ 101,000 |
| Coeur D'Alene, ID | 24 | $ 5,046,000 | $ 210,250 | $ 131,000 |
| Kennewick-Pasco-Richland, WA | 24 | $ 4,535,000 | $ 188,958 | $ 88,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 23 | $ 3,976,000 | $ 172,869 | $ 81,000 |
| El Centro, CA | 22 | $ 4,155,000 | $ 188,863 | $ 100,000 |
| Killeen-Temple-Fort Hood, TX | 21 | $ 2,404,000 | $ 114,476 | $ 88,000 |
| Montgomery, AL | 21 | $ 4,102,000 | $ 195,333 | $ 114,000 |
| Rockingham County-Strafford County, NH | 21 | $ 4,130,000 | $ 196,666 | $ 72,000 |
| Yuma, AZ | 21 | $ 3,499,000 | $ 166,619 | $ 124,000 |
| Anchorage, AK | 20 | $ 4,309,000 | $ 215,450 | $ 121,000 |
| Canton-Massillon, OH | 20 | $ 3,014,000 | $ 150,700 | $ 64,000 |
| Ogden-Clearfield, UT | 20 | $ 4,320,000 | $ 216,000 | $ 536,000 |
| Omaha-Council Bluffs, NE-IA | 20 | $ 3,751,000 | $ 187,550 | $ 243,300 |
| McAllen-Edinburg-Mission, TX | 19 | $ 2,262,000 | $ 119,052 | $ 65,000 |
| Shreveport-Bossier City, LA | 19 | $ 3,063,000 | $ 161,210 | $ 170,000 |
| Akron, OH | 18 | $ 2,834,000 | $ 157,444 | $ 70,000 |
| Des Moines-West Des Moines, IA | 18 | $ 2,803,000 | $ 155,722 | $ 92,000 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 3,257,000 | $ 180,944 | $ 81,000 |
| Provo-Orem, UT | 18 | $ 3,845,000 | $ 213,611 | $ 323,000 |
| Salem, OR | 18 | $ 4,146,000 | $ 230,333 | $ 80,000 |
| Savannah, GA | 18 | $ 3,450,000 | $ 191,666 | $ 70,000 |
| Ann Arbor, MI | 17 | $ 3,312,000 | $ 194,823 | $ 158,000 |
| Bend, OR | 17 | $ 4,050,000 | $ 238,235 | $ 96,000 |
| Boulder, CO | 17 | $ 4,486,000 | $ 263,882 | $ 280,000 |
| Columbus, GA-AL | 17 | $ 2,890,000 | $ 170,000 | $ 71,823 |
| Flagstaff, AZ | 17 | $ 4,218,000 | $ 248,117 | $ 96,000 |
| Fort Collins-Loveland, CO | 17 | $ 3,351,000 | $ 197,117 | $ 88,000 |
| Fort Smith, AR-OK | 17 | $ 2,370,000 | $ 139,411 | $ 85,941 |
| Gulfport-Biloxi, MS | 17 | $ 3,173,000 | $ 186,647 | $ 220,000 |
| Idaho Falls, ID | 17 | $ 3,070,000 | $ 180,588 | $ 80,000 |
| Trenton-Ewing, NJ | 17 | $ 5,387,000 | $ 316,882 | $ 276,000 |
| Beaumont-Port Arthur, TX | 16 | $ 2,276,000 | $ 142,250 | $ 114,000 |
| Brownsville-Harlingen, TX | 16 | $ 3,052,000 | $ 190,750 | $ 109,000 |
| Fayetteville, NC | 16 | $ 2,258,000 | $ 141,125 | $ 153,000 |
| Bellingham, WA | 15 | $ 3,886,000 | $ 259,066 | $ 137,000 |
| Gary, IN | 15 | $ 1,925,000 | $ 128,333 | $ 89,000 |
| Toledo, OH | 15 | $ 2,745,000 | $ 183,000 | $ 72,000 |
| Corpus Christi, TX | 14 | $ 1,749,000 | $ 124,928 | $ 92,000 |
| Spartanburg, SC | 14 | $ 1,741,000 | $ 124,357 | $ 51,000 |
| Topeka, KS | 14 | $ 1,974,000 | $ 141,000 | $ 68,000 |
| Winston-Salem, NC | 14 | $ 2,540,000 | $ 181,428 | $ 97,000 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 1,691,000 | $ 120,785 | $ 65,000 |
| Dover, DE | 13 | $ 2,109,000 | $ 162,230 | $ 72,000 |
| Lexington-Fayette, KY | 13 | $ 2,669,000 | $ 205,307 | $ 145,000 |
| Mount Vernon-Anacortes, WA | 13 | $ 3,588,000 | $ 276,000 | $ 104,000 |
| Norwich-New London, CT | 13 | $ 3,026,000 | $ 232,769 | $ 83,000 |
| Decatur, AL | 12 | $ 1,867,000 | $ 155,583 | $ 170,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 1,647,000 | $ 137,250 | $ 65,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 2,135,000 | $ 177,916 | $ 75,000 |
| Hot Springs, AR | 12 | $ 1,737,000 | $ 144,750 | $ 80,000 |
| Kalamazoo-Portage, MI | 12 | $ 1,787,000 | $ 148,916 | $ 92,000 |
| Lake Charles, LA | 12 | $ 1,921,000 | $ 160,083 | $ 97,000 |
| Las Cruces, NM | 12 | $ 2,179,000 | $ 181,583 | $ 84,000 |
| Rockford, IL | 12 | $ 1,508,000 | $ 125,666 | $ 64,000 |
| Wenatchee-East Wenatchee, WA | 12 | $ 2,906,000 | $ 242,166 | $ 104,000 |
| Gainesville, GA | 11 | $ 3,042,000 | $ 276,545 | $ 114,000 |
| Kingsport-Bristol-Bristol, TN-VA | 11 | $ 1,823,000 | $ 165,727 | $ 59,000 |
| Madison, WI | 11 | $ 1,890,000 | $ 171,818 | $ 98,000 |
| Manchester-Nashua, NH | 11 | $ 2,119,000 | $ 192,636 | $ 72,000 |
| Ocean City, NJ | 11 | $ 2,948,000 | $ 268,000 | $ 110,000 |
| St. George, UT | 11 | $ 2,573,000 | $ 233,909 | $ 303,000 |
| Albany, GA | 10 | $ 1,401,000 | $ 140,100 | $ 70,000 |
| College Station-Bryan, TX | 10 | $ 1,011,000 | $ 101,100 | $ 78,000 |
| Flint, MI | 10 | $ 1,659,000 | $ 165,900 | $ 158,000 |
| Greeley, CO | 10 | $ 1,827,000 | $ 182,700 | $ 96,000 |
| Longview, WA | 10 | $ 1,987,000 | $ 198,700 | $ 70,000 |
| Morristown, TN | 10 | $ 1,803,000 | $ 180,300 | $ 55,000 |
| Waco, TX | 10 | $ 1,683,000 | $ 168,300 | $ 88,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 2,311,000 | $ 256,777 | $ 111,000 |
| Anderson, SC | 9 | $ 1,682,000 | $ 186,888 | $ 55,000 |
| Auburn-Opelika, AL | 9 | $ 1,750,000 | $ 194,444 | $ 88,000 |
| Corvallis, OR | 9 | $ 2,280,000 | $ 253,333 | $ 119,000 |
| Duluth, MN-WI | 9 | $ 1,194,000 | $ 132,666 | $ 64,666 |
| Florence-Muscle Shoals, AL | 9 | $ 1,539,000 | $ 171,000 | $ 77,000 |
| Jacksonville, NC | 9 | $ 1,172,000 | $ 130,222 | $ 111,000 |
| Lafayette, LA | 9 | $ 1,406,000 | $ 156,222 | $ 103,000 |
| Macon, GA | 9 | $ 1,247,000 | $ 138,555 | $ 58,000 |
| Midland, TX | 9 | $ 1,568,000 | $ 174,222 | $ 77,000 |
| Muskegon-Norton Shores, MI | 9 | $ 1,215,000 | $ 135,000 | $ 42,000 |
| Pueblo, CO | 9 | $ 1,905,000 | $ 211,666 | $ 93,000 |
| Rocky Mount, NC | 9 | $ 840,000 | $ 93,333 | $ 94,000 |
| Springfield, MO | 9 | $ 1,718,000 | $ 190,888 | $ 113,000 |
| Wichita, KS | 9 | $ 1,322,000 | $ 146,888 | $ 66,000 |
| Burlington, NC | 8 | $ 961,000 | $ 120,125 | $ 64,000 |
| Charleston, WV | 8 | $ 1,602,000 | $ 200,250 | $ 129,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 1,232,000 | $ 154,000 | $ 95,500 |
| Houma-Bayou Cane-Thibodaux, LA | 8 | $ 1,389,000 | $ 173,625 | $ 188,000 |
| Lansing-East Lansing, MI | 8 | $ 1,311,000 | $ 163,875 | $ 148,000 |
| Laredo, TX | 8 | $ 1,523,000 | $ 190,375 | $ 177,000 |
| Athens-Clarke County, GA | 7 | $ 1,168,000 | $ 166,857 | $ 79,000 |
| Elizabethtown, KY | 7 | $ 1,154,000 | $ 164,857 | $ 111,000 |
| Evansville, IN-KY | 7 | $ 1,168,000 | $ 166,857 | $ 86,000 |
| Lawrence, KS | 7 | $ 1,010,000 | $ 144,285 | $ 96,000 |
| Lawton, OK | 7 | $ 953,000 | $ 136,142 | $ 73,000 |
| Longview, TX | 7 | $ 1,141,000 | $ 163,000 | $ 80,000 |
| Lubbock, TX | 7 | $ 926,000 | $ 132,285 | $ 77,000 |
| Manhattan, KS | 7 | $ 1,625,000 | $ 232,142 | $ 58,000 |
| Mobile, AL | 7 | $ 1,302,000 | $ 186,000 | $ 58,000 |
| Peoria, IL | 7 | $ 1,321,000 | $ 188,714 | $ 96,000 |
| Pocatello, ID | 7 | $ 1,080,000 | $ 154,285 | $ 85,000 |
| Saginaw-Saginaw Township North, MI | 7 | $ 1,448,000 | $ 206,857 | $ 957,000 |
| Santa Fe, NM | 7 | $ 1,990,000 | $ 284,285 | $ 96,000 |
| Sioux Falls, SD | 7 | $ 1,946,000 | $ 278,000 | $ 112,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 613,000 | $ 87,571 | $ 77,714 |
| St. Cloud, MN | 7 | $ 1,039,000 | $ 148,428 | $ 88,000 |
| Texarkana, Tx-Texarkana, AR | 7 | $ 1,026,000 | $ 146,571 | $ 166,000 |
| Tuscaloosa, AL | 7 | $ 1,491,000 | $ 213,000 | $ 94,000 |
| Tyler, TX | 7 | $ 1,124,000 | $ 160,571 | $ 1,436,000 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 1,020,000 | $ 145,714 | $ 114,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 1,053,000 | $ 150,428 | $ 96,000 |
| Yakima, WA | 7 | $ 1,707,000 | $ 243,857 | $ 116,000 |
| Abilene, TX | 6 | $ 660,000 | $ 110,000 | $ 147,000 |
| Cheyenne, WY | 6 | $ 1,271,000 | $ 211,833 | $ 69,000 |
| Dothan, AL | 6 | $ 1,198,000 | $ 199,666 | $ 143,000 |
| Hattiesburg, MS | 6 | $ 1,079,000 | $ 179,833 | $ 94,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 754,000 | $ 125,666 | $ 41,833 |
| Johnson City, TN | 6 | $ 1,261,000 | $ 210,166 | $ 99,000 |
| Warner Robins, GA | 6 | $ 818,000 | $ 136,333 | $ 87,000 |
| Brunswick, GA | 5 | $ 986,000 | $ 197,200 | $ 90,000 |
| Cedar Rapids, IA | 5 | $ 540,000 | $ 108,000 | $ 90,000 |
| Clarksville, TN-KY | 5 | $ 806,000 | $ 161,200 | $ 71,000 |
| Cleveland, TN | 5 | $ 797,000 | $ 159,400 | $ 47,000 |
| Dalton, GA | 5 | $ 845,000 | $ 169,000 | $ 54,000 |
| Eau Claire, WI | 5 | $ 648,000 | $ 129,600 | $ 71,000 |
| Goldsboro, NC | 5 | $ 691,000 | $ 138,200 | $ 43,000 |
| Green Bay, WI | 5 | $ 664,000 | $ 132,800 | $ 51,000 |
| Greenville, NC | 5 | $ 824,000 | $ 164,800 | $ 57,000 |
| Jackson, TN | 5 | $ 658,000 | $ 131,600 | $ 335,000 |
| Jonesboro, AR | 5 | $ 559,000 | $ 111,800 | $ 86,000 |
| Kokomo, IN | 5 | $ 619,000 | $ 123,800 | $ 77,000 |
| Mansfield, OH | 5 | $ 425,000 | $ 85,000 | $ 33,000 |
| Odessa, TX | 5 | $ 1,190,000 | $ 238,000 | $ 107,000 |
| Pascagoula, MS | 5 | $ 718,000 | $ 143,600 | $ 62,000 |
| Pine Bluff, AR | 5 | $ 510,000 | $ 102,000 | $ 58,000 |
| Sherman-Denison, TX | 5 | $ 1,067,000 | $ 213,400 | $ 85,000 |
| Wichita Falls, TX | 5 | $ 864,000 | $ 172,800 | $ 77,000 |
| Anderson, IN | 4 | $ 290,000 | $ 72,500 | $ 56,000 |
| Bismarck, ND | 4 | $ 730,000 | $ 182,500 | $ 104,000 |
| Carson City, NV | 4 | $ 883,000 | $ 220,750 | $ 81,000 |
| Casper, WY | 4 | $ 663,000 | $ 165,750 | $ 51,000 |
| Elkhart-Goshen, IN | 4 | $ 574,000 | $ 143,500 | $ 74,000 |
| Fargo, ND-MN | 4 | $ 489,000 | $ 122,250 | $ 93,500 |
| Fort Wayne, IN | 4 | $ 422,000 | $ 105,500 | $ 76,000 |
| Gadsden, AL | 4 | $ 625,000 | $ 156,250 | $ 129,000 |
| Holland-Grand Haven, MI | 4 | $ 599,000 | $ 149,750 | $ 57,000 |
| Jackson, MI | 4 | $ 534,000 | $ 133,500 | $ 61,000 |
| Lafayette, IN | 4 | $ 779,000 | $ 194,750 | $ 99,000 |
| Lewiston, ID-WA | 4 | $ 691,000 | $ 172,750 | $ 58,500 |
| Monroe, LA | 4 | $ 709,000 | $ 177,250 | $ 64,000 |
| Morgantown, WV | 4 | $ 469,000 | $ 117,250 | $ 50,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 620,000 | $ 155,000 | $ 49,500 |
| Racine, WI | 4 | $ 1,124,000 | $ 281,000 | $ 109,000 |
| Rapid City, SD | 4 | $ 1,243,000 | $ 310,750 | $ 298,000 |
| Springfield, IL | 4 | $ 547,000 | $ 136,750 | $ 63,000 |
| Wausau, WI | 4 | $ 732,000 | $ 183,000 | $ 79,000 |
| Alexandria, LA | 3 | $ 445,000 | $ 148,333 | $ 58,000 |
| Amarillo, TX | 3 | $ 367,000 | $ 122,333 | $ 81,000 |
| Appleton, WI | 3 | $ 560,000 | $ 186,666 | $ 94,000 |
| Bangor, ME | 3 | $ 552,000 | $ 184,000 | $ 80,000 |
| Bloomington, IN | 3 | $ 391,000 | $ 130,333 | $ 25,000 |
| Bowling Green, KY | 3 | $ 667,000 | $ 222,333 | $ 92,000 |
| Columbia, MO | 3 | $ 787,000 | $ 262,333 | $ 199,000 |
| Dubuque, IA | 3 | $ 432,000 | $ 144,000 | $ 57,000 |
| Farmington, NM | 3 | $ 621,000 | $ 207,000 | $ 98,000 |
| Grand Junction, CO | 3 | $ 419,000 | $ 139,666 | $ 74,000 |
| Lima, OH | 3 | $ 370,000 | $ 123,333 | $ 83,000 |
| Niles-Benton Harbor, MI | 3 | $ 410,000 | $ 136,666 | $ 75,000 |
| Oshkosh-Neenah, WI | 3 | $ 460,000 | $ 153,333 | $ 64,000 |
| Sumter, SC | 3 | $ 193,000 | $ 64,333 | $ 27,000 |
| Terre Haute, IN | 3 | $ 389,000 | $ 129,666 | $ 63,000 |
| Valdosta, GA | 3 | $ 416,000 | $ 138,666 | $ 94,000 |
| Victoria, TX | 3 | $ 366,000 | $ 122,000 | $ 84,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 623,000 | $ 207,666 | $ 169,000 |
| Wheeling, WV-OH | 3 | $ 217,000 | $ 72,333 | $ 62,000 |
| Winchester, VA-WV | 3 | $ 537,000 | $ 179,000 | $ 38,000 |
| Bloomington-Normal, IL | 2 | $ 336,000 | $ 168,000 | $ 93,000 |
| Champaign-Urbana, IL | 2 | $ 273,000 | $ 136,500 | $ 52,000 |
| Fairbanks, AK | 2 | $ 451,000 | $ 225,500 | $ 72,000 |
| Florence, SC | 2 | $ 279,000 | $ 139,500 | $ 46,000 |
| Jefferson City, MO | 2 | $ 215,000 | $ 107,500 | $ 79,000 |
| Kankakee-Bradley, IL | 2 | $ 324,000 | $ 162,000 | $ 42,000 |
| La Crosse, WI-MN | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Lewiston-Auburn, ME | 2 | $ 275,000 | $ 137,500 | $ 79,000 |
| Lincoln, NE | 2 | $ 227,000 | $ 113,500 | $ 39,000 |
| Logan, UT-ID | 2 | $ 515,000 | $ 257,500 | $ 89,000 |
| Michigan City-La Porte, IN | 2 | $ 614,000 | $ 307,000 | $ 35,000 |
| Monroe, MI | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| Muncie, IN | 2 | $ 179,000 | $ 89,500 | $ 41,000 |
| Rome, GA | 2 | $ 413,000 | $ 206,500 | $ 94,000 |
| Sandusky, OH | 2 | $ 179,000 | $ 89,500 | $ 77,000 |
| Sheboygan, WI | 2 | $ 613,000 | $ 306,500 | $ 93,000 |
| Sioux City, IA-NE-SD | 2 | $ 365,000 | $ 182,500 | $ 72,000 |
| Anniston-Oxford, AL | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Battle Creek, MI | 1 | $ 82,000 | $ 82,000 | $ 47,000 |
| Bay City, MI | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 82,000 | $ 82,000 | $ 66,000 |
| Columbus, IN | 1 | $ 163,000 | $ 163,000 | $ 86,000 |
| Grand Forks, ND-MN | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Iowa City, IA | 1 | $ 62,000 | $ 62,000 | $ 64,000 |
| Janesville, WI | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Mankato-North Mankato, MN | 1 | $ 146,000 | $ 146,000 | $ 43,000 |
| Owensboro, KY | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Rochester, MN | 1 | $ 177,000 | $ 177,000 | $ 93,000 |
| San Angelo, TX | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| St. Joseph, MO-KS | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Cashcall, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 57,207 | $17,028,163,000 | $297,000 | $2,000,000 | $131,000 | $9,688,000 |
| Home Purchase | 1,524 | $416,026,000 | $272,000 | $1,300,000 | $154,000 | $8,586,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,731 | $7,272,028,000 | $294,000 | $2,000,000 | $141,000 | $9,688,000 |
| Not Provided | 24,003 | $7,268,156,000 | $302,000 | $1,655,000 | $128,000 | $8,724,000 |
| Asian | 4,805 | $1,535,696,000 | $319,000 | $1,100,000 | $138,000 | $5,808,000 |
| Hispanic | 3,777 | $1,025,538,000 | $271,000 | $1,605,000 | $103,000 | $3,324,000 |
| Black or African American | 938 | $207,982,000 | $221,000 | $717,000 | $88,000 | $1,500,000 |
| Native Hawaiian or Other Pacific Islander | 328 | $99,449,000 | $303,000 | $736,000 | $125,000 | $3,615,000 |
| American Indian or Alaskan Native | 149 | $35,340,000 | $237,000 | $631,000 | $112,000 | $1,392,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 56,078 | $16,659,006,000 | $297,000 | $2,000,000 | $134,000 | $9,688,000 |
| FHA-insured (Federal Housing Administration) | 2,653 | $785,183,000 | $295,000 | $943,000 | $85,000 | $3,327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 32,891 | $10,283,513,000 | $312,000 | $767,000 | $129,000 | $4,563,000 |
| Application Withdrawn By Applicant | 14,055 | $3,894,860,000 | $277,000 | $1,655,000 | $154,000 | $9,688,000 |
| Application Denied By Financial Institution | 11,397 | $3,156,455,000 | $276,000 | $2,000,000 | $113,000 | $9,528,000 |
| Application Approved But Not Accepted | 388 | $109,361,000 | $281,000 | $799,000 | $108,000 | $1,110,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,394 | $328,514,000 | $235,000 | $2,000,000 | $108,000 | $3,060,000 |
| Collateral | 1,023 | $304,520,000 | $297,000 | $733,000 | $140,000 | $3,660,000 |
| Debt-To-Income Ratio | 1,013 | $310,590,000 | $306,000 | $941,000 | $78,000 | $1,299,000 |
| Other | 216 | $65,034,000 | $301,000 | $1,136,000 | $207,000 | $8,586,000 |
| Unverifiable Information | 47 | $15,692,000 | $333,000 | $626,000 | $120,000 | $268,000 |
| Employment History | 31 | $9,740,000 | $314,000 | $613,000 | $84,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $9,523,000 | $352,000 | $739,000 | $287,000 | $4,264,000 |
| Credit Application Incomplete | 22 | $5,614,000 | $255,000 | $558,000 | $87,000 | $208,000 |
| Mortgage Insurance Denied | 5 | $1,359,000 | $271,000 | $455,000 | $95,000 | $170,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cashcall, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cashcall, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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