Cbc National Bank Mortgage Lending & HMDA Data, 2018
In 2018, Cbc National Bank of Fernandina Beach, FL reported 7,546 mortgage applications totaling $2.0 billion, down 9% from 2017. The average application was for $267,295, and applicants reported an average income of $111,528. 86% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,457), Charlotte-Concord-Gastonia, NC-SC (528) and Macon-Bibb County, GA (161) (applications in parentheses).
| Mortgage Company & Address | Cbc National Bank 1891 South 14th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 7,546 |
| Total Mortgage Loan Application Amount | $2,017,010,000 |
| Average Mortgage Loan Application Amount | $267,295 |
| Highest Mortgage Loan Application Amount | $1,305,000 |
| Average Applicant Income | $111,528 |
| Highest Applicant Income | $2,811,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 2,457 | $ 682,065,000 | $ 277,600 | $ 124,000 |
| Outside any metro area | 566 | $ 126,760,000 | $ 223,957 | $ 96,799 |
| Charlotte-Concord-Gastonia, NC-SC | 528 | $ 115,380,000 | $ 218,522 | $ 84,034 |
| Macon-Bibb County, GA | 161 | $ 32,525,000 | $ 202,018 | $ 115,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 117 | $ 34,125,000 | $ 291,666 | $ 142,000 |
| Charleston-North Charleston, SC | 116 | $ 33,250,000 | $ 286,637 | $ 109,000 |
| Jacksonville, FL | 114 | $ 31,840,000 | $ 279,298 | $ 112,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 102 | $ 38,460,000 | $ 377,058 | $ 121,549 |
| Cleveland-Elyria, OH | 88 | $ 15,950,000 | $ 181,250 | $ 86,000 |
| Tampa-St. Petersburg-Clearwater, FL | 78 | $ 19,390,000 | $ 248,589 | $ 105,000 |
| New York-Jersey City-White Plains, NY-NJ | 75 | $ 26,545,000 | $ 353,933 | $ 131,426 |
| Chicago-Naperville-Arlington Heights, IL | 68 | $ 18,510,000 | $ 272,205 | $ 124,000 |
| Hartford-West Hartford-East Hartford, CT | 62 | $ 14,970,000 | $ 241,451 | $ 94,000 |
| Athens-Clarke County, GA | 59 | $ 12,355,000 | $ 209,406 | $ 103,000 |
| Phoenix-Mesa-Scottsdale, AZ | 57 | $ 16,875,000 | $ 296,052 | $ 89,000 |
| Baltimore-Columbia-Towson, MD | 56 | $ 15,090,000 | $ 269,464 | $ 113,000 |
| Las Vegas-Henderson-Paradise, NV | 53 | $ 16,625,000 | $ 313,679 | $ 94,000 |
| Winston-Salem, NC | 50 | $ 13,290,000 | $ 265,800 | $ 124,000 |
| Orlando-Kissimmee-Sanford, FL | 49 | $ 13,155,000 | $ 268,469 | $ 91,000 |
| Gainesville, GA | 48 | $ 12,730,000 | $ 265,208 | $ 108,000 |
| Montgomery County-Bucks County-Chester County, PA | 48 | $ 12,950,000 | $ 269,791 | $ 92,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 48 | $ 13,310,000 | $ 277,291 | $ 97,250 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 45 | $ 12,905,000 | $ 286,777 | $ 90,000 |
| Houston-The Woodlands-Sugar Land, TX | 43 | $ 12,035,000 | $ 279,883 | $ 148,000 |
| Richmond, VA | 43 | $ 11,825,000 | $ 275,000 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 43 | $ 14,805,000 | $ 344,302 | $ 89,000 |
| Cincinnati, OH-KY-IN | 38 | $ 9,440,000 | $ 248,421 | $ 113,921 |
| Pittsburgh, PA | 37 | $ 8,025,000 | $ 216,891 | $ 99,000 |
| Cape Coral-Fort Myers, FL | 34 | $ 8,130,000 | $ 239,117 | $ 95,000 |
| Worcester, MA-CT | 34 | $ 9,880,000 | $ 290,588 | $ 121,735 |
| Raleigh, NC | 33 | $ 9,905,000 | $ 300,151 | $ 141,000 |
| Altoona, PA | 32 | $ 4,670,000 | $ 145,937 | $ 68,000 |
| Columbus, OH | 32 | $ 8,250,000 | $ 257,812 | $ 110,000 |
| Indianapolis-Carmel-Anderson, IN | 31 | $ 7,955,000 | $ 256,612 | $ 98,000 |
| Brunswick, GA | 30 | $ 5,590,000 | $ 186,333 | $ 89,000 |
| Los Angeles-Long Beach-Glendale, CA | 30 | $ 12,560,000 | $ 418,666 | $ 107,000 |
| Ocala, FL | 30 | $ 7,340,000 | $ 244,666 | $ 133,000 |
| Tacoma-Lakewood, WA | 30 | $ 10,400,000 | $ 346,666 | $ 115,000 |
| Denver-Aurora-Lakewood, CO | 29 | $ 9,615,000 | $ 331,551 | $ 121,000 |
| Boston, MA | 28 | $ 9,320,000 | $ 332,857 | $ 110,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 28 | $ 7,870,000 | $ 281,071 | $ 88,464 |
| San Diego-Carlsbad, CA | 28 | $ 13,330,000 | $ 476,071 | $ 112,000 |
| Cambridge-Newton-Framingham, MA | 27 | $ 9,395,000 | $ 347,962 | $ 121,000 |
| El Paso, TX | 27 | $ 3,755,000 | $ 139,074 | $ 65,000 |
| Bridgeport-Stamford-Norwalk, CT | 26 | $ 7,730,000 | $ 297,307 | $ 112,000 |
| Providence-Warwick, RI-MA | 26 | $ 7,210,000 | $ 277,307 | $ 89,807 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 25 | $ 8,185,000 | $ 327,400 | $ 124,000 |
| New Haven-Milford, CT | 25 | $ 6,675,000 | $ 267,000 | $ 93,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 7,945,000 | $ 317,800 | $ 103,000 |
| Colorado Springs, CO | 24 | $ 7,760,000 | $ 323,333 | $ 96,000 |
| Louisville/Jefferson County, KY-IN | 24 | $ 6,610,000 | $ 275,416 | $ 95,000 |
| Akron, OH | 23 | $ 4,415,000 | $ 191,956 | $ 80,000 |
| Memphis, TN-MS-AR | 23 | $ 5,235,000 | $ 227,608 | $ 91,782 |
| Newark, NJ-PA | 23 | $ 7,125,000 | $ 309,782 | $ 115,000 |
| Savannah, GA | 23 | $ 6,145,000 | $ 267,173 | $ 124,000 |
| North Port-Sarasota-Bradenton, FL | 22 | $ 5,330,000 | $ 242,272 | $ 107,000 |
| Warner Robins, GA | 22 | $ 4,920,000 | $ 223,636 | $ 113,000 |
| Augusta-Richmond County, GA-SC | 21 | $ 5,265,000 | $ 250,714 | $ 139,428 |
| Columbia, SC | 21 | $ 4,375,000 | $ 208,333 | $ 82,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 21 | $ 5,555,000 | $ 264,523 | $ 110,000 |
| Seattle-Bellevue-Everett, WA | 21 | $ 7,935,000 | $ 377,857 | $ 107,000 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 5,585,000 | $ 293,947 | $ 141,000 |
| Silver Spring-Frederick-Rockville, MD | 19 | $ 6,075,000 | $ 319,736 | $ 129,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 4,770,000 | $ 265,000 | $ 98,000 |
| Oakland-Hayward-Berkeley, CA | 18 | $ 7,990,000 | $ 443,888 | $ 128,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 4,010,000 | $ 222,777 | $ 109,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 18 | $ 6,280,000 | $ 348,888 | $ 77,444 |
| St. Louis, MO-IL | 18 | $ 5,180,000 | $ 287,777 | $ 118,000 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 4,470,000 | $ 248,333 | $ 81,000 |
| Greenville-Anderson-Mauldin, SC | 17 | $ 3,995,000 | $ 235,000 | $ 104,000 |
| Salt Lake City, UT | 17 | $ 4,955,000 | $ 291,470 | $ 99,000 |
| Anchorage, AK | 15 | $ 4,825,000 | $ 321,666 | $ 80,000 |
| Dallas-Plano-Irving, TX | 15 | $ 4,975,000 | $ 331,666 | $ 185,000 |
| Dayton, OH | 15 | $ 3,415,000 | $ 227,666 | $ 123,000 |
| Nassau County-Suffolk County, NY | 15 | $ 5,355,000 | $ 357,000 | $ 93,000 |
| The Villages, FL | 15 | $ 3,715,000 | $ 247,666 | $ 78,000 |
| Tucson, AZ | 15 | $ 3,885,000 | $ 259,000 | $ 79,000 |
| Canton-Massillon, OH | 14 | $ 2,170,000 | $ 155,000 | $ 62,000 |
| Fayetteville, NC | 14 | $ 3,160,000 | $ 225,714 | $ 84,000 |
| Hickory-Lenoir-Morganton, NC | 14 | $ 2,530,000 | $ 180,714 | $ 58,000 |
| Ogden-Clearfield, UT | 14 | $ 4,940,000 | $ 352,857 | $ 101,000 |
| Philadelphia, PA | 14 | $ 3,340,000 | $ 238,571 | $ 104,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 5,010,000 | $ 357,857 | $ 90,000 |
| Winchester, VA-WV | 14 | $ 3,340,000 | $ 238,571 | $ 99,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 13 | $ 2,745,000 | $ 211,153 | $ 99,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 5,295,000 | $ 407,307 | $ 187,000 |
| Huntsville, AL | 13 | $ 3,365,000 | $ 258,846 | $ 116,000 |
| Kansas City, MO-KS | 13 | $ 3,215,000 | $ 247,307 | $ 114,846 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 3,115,000 | $ 239,615 | $ 103,000 |
| Durham-Chapel Hill, NC | 12 | $ 3,200,000 | $ 266,666 | $ 102,000 |
| Lakeland-Winter Haven, FL | 12 | $ 2,490,000 | $ 207,500 | $ 109,000 |
| New Orleans-Metairie, LA | 12 | $ 2,870,000 | $ 239,166 | $ 91,000 |
| Oklahoma City, OK | 12 | $ 2,770,000 | $ 230,833 | $ 83,000 |
| Punta Gorda, FL | 12 | $ 2,240,000 | $ 186,666 | $ 115,000 |
| Baton Rouge, LA | 11 | $ 2,755,000 | $ 250,454 | $ 87,000 |
| Bremerton-Silverdale, WA | 11 | $ 3,945,000 | $ 358,636 | $ 141,000 |
| Chattanooga, TN-GA | 11 | $ 3,265,000 | $ 296,818 | $ 120,454 |
| Jackson, MS | 11 | $ 2,685,000 | $ 244,090 | $ 118,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 2,605,000 | $ 236,818 | $ 126,363 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 2,625,000 | $ 238,636 | $ 83,000 |
| Provo-Orem, UT | 11 | $ 3,725,000 | $ 338,636 | $ 78,000 |
| Reno, NV | 11 | $ 4,115,000 | $ 374,090 | $ 94,000 |
| Springfield, MA | 11 | $ 2,595,000 | $ 235,909 | $ 98,000 |
| Albuquerque, NM | 10 | $ 2,750,000 | $ 275,000 | $ 106,000 |
| Bakersfield, CA | 10 | $ 2,690,000 | $ 269,000 | $ 94,000 |
| Camden, NJ | 10 | $ 2,400,000 | $ 240,000 | $ 90,000 |
| Greensboro-High Point, NC | 10 | $ 2,560,000 | $ 256,000 | $ 118,000 |
| Port St. Lucie, FL | 10 | $ 2,750,000 | $ 275,000 | $ 89,000 |
| San Antonio-New Braunfels, TX | 10 | $ 2,000,000 | $ 200,000 | $ 138,000 |
| Shreveport-Bossier City, LA | 10 | $ 2,590,000 | $ 259,000 | $ 97,000 |
| Asheville, NC | 9 | $ 2,705,000 | $ 300,555 | $ 116,000 |
| Birmingham-Hoover, AL | 9 | $ 2,475,000 | $ 275,000 | $ 76,000 |
| Elgin, IL | 9 | $ 2,545,000 | $ 282,777 | $ 153,000 |
| Gainesville, FL | 9 | $ 2,335,000 | $ 259,444 | $ 110,000 |
| Knoxville, TN | 9 | $ 2,775,000 | $ 308,333 | $ 138,000 |
| Little Rock-North Little Rock-Conway, AR | 9 | $ 1,705,000 | $ 189,444 | $ 83,000 |
| Modesto, CA | 9 | $ 3,015,000 | $ 335,000 | $ 100,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 3,395,000 | $ 377,222 | $ 100,000 |
| Urban Honolulu, HI | 9 | $ 5,665,000 | $ 629,444 | $ 134,000 |
| Gary, IN | 8 | $ 1,600,000 | $ 200,000 | $ 69,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 2,190,000 | $ 273,750 | $ 95,000 |
| Lancaster, PA | 8 | $ 1,940,000 | $ 242,500 | $ 98,000 |
| Medford, OR | 8 | $ 2,460,000 | $ 307,500 | $ 74,000 |
| Olympia-Tumwater, WA | 8 | $ 2,340,000 | $ 292,500 | $ 71,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 2,240,000 | $ 280,000 | $ 99,000 |
| Spartanburg, SC | 8 | $ 1,630,000 | $ 203,750 | $ 59,000 |
| Stockton-Lodi, CA | 8 | $ 3,100,000 | $ 387,500 | $ 98,000 |
| Wichita, KS | 8 | $ 1,830,000 | $ 228,750 | $ 85,000 |
| Wilmington, DE-MD-NJ | 8 | $ 2,440,000 | $ 305,000 | $ 91,625 |
| Albany, OR | 7 | $ 1,665,000 | $ 237,857 | $ 83,000 |
| Austin-Round Rock, TX | 7 | $ 1,425,000 | $ 203,571 | $ 123,000 |
| Clarksville, TN-KY | 7 | $ 1,425,000 | $ 203,571 | $ 67,000 |
| Columbus, GA-AL | 7 | $ 1,805,000 | $ 257,857 | $ 95,285 |
| Des Moines-West Des Moines, IA | 7 | $ 1,705,000 | $ 243,571 | $ 125,000 |
| Fort Worth-Arlington, TX | 7 | $ 1,995,000 | $ 285,000 | $ 176,000 |
| Johnstown, PA | 7 | $ 935,000 | $ 133,571 | $ 71,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,705,000 | $ 243,571 | $ 65,000 |
| Panama City, FL | 7 | $ 1,695,000 | $ 242,142 | $ 92,000 |
| Spokane-Spokane Valley, WA | 7 | $ 1,905,000 | $ 272,142 | $ 92,000 |
| Syracuse, NY | 7 | $ 1,455,000 | $ 207,857 | $ 65,000 |
| Tulsa, OK | 7 | $ 2,125,000 | $ 303,571 | $ 106,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,985,000 | $ 426,428 | $ 148,000 |
| Bellingham, WA | 6 | $ 1,970,000 | $ 328,333 | $ 66,000 |
| Boise City, ID | 6 | $ 1,450,000 | $ 241,666 | $ 62,000 |
| Cheyenne, WY | 6 | $ 1,630,000 | $ 271,666 | $ 89,000 |
| Eugene, OR | 6 | $ 2,150,000 | $ 358,333 | $ 62,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,000,000 | $ 166,666 | $ 56,000 |
| Gulfport-Biloxi-Pascagoula, MS | 6 | $ 1,330,000 | $ 221,666 | $ 56,000 |
| Lexington-Fayette, KY | 6 | $ 1,910,000 | $ 318,333 | $ 125,000 |
| Madison, WI | 6 | $ 1,660,000 | $ 276,666 | $ 115,000 |
| Manchester-Nashua, NH | 6 | $ 2,180,000 | $ 363,333 | $ 120,000 |
| Norwich-New London, CT | 6 | $ 1,480,000 | $ 246,666 | $ 76,000 |
| Roanoke, VA | 6 | $ 1,380,000 | $ 230,000 | $ 81,000 |
| Rochester, NY | 6 | $ 1,090,000 | $ 181,666 | $ 77,000 |
| Rockingham County-Strafford County, NH | 6 | $ 1,840,000 | $ 306,666 | $ 121,000 |
| Springfield, MO | 6 | $ 1,080,000 | $ 180,000 | $ 85,000 |
| Wilmington, NC | 6 | $ 1,260,000 | $ 210,000 | $ 137,000 |
| York-Hanover, PA | 6 | $ 1,530,000 | $ 255,000 | $ 148,000 |
| Billings, MT | 5 | $ 1,555,000 | $ 311,000 | $ 100,000 |
| Chico, CA | 5 | $ 1,385,000 | $ 277,000 | $ 80,000 |
| Coeur D'Alene, ID | 5 | $ 1,865,000 | $ 373,000 | $ 103,000 |
| Elizabethtown-Fort Knox, KY | 5 | $ 1,265,000 | $ 253,000 | $ 99,000 |
| Flint, MI | 5 | $ 1,095,000 | $ 219,000 | $ 67,000 |
| Goldsboro, NC | 5 | $ 1,075,000 | $ 215,000 | $ 111,000 |
| Jacksonville, NC | 5 | $ 1,255,000 | $ 251,000 | $ 139,000 |
| Lincoln, NE | 5 | $ 1,485,000 | $ 297,000 | $ 87,000 |
| Lynchburg, VA | 5 | $ 1,065,000 | $ 213,000 | $ 138,000 |
| Mobile, AL | 5 | $ 965,000 | $ 193,000 | $ 81,000 |
| Rome, GA | 5 | $ 1,235,000 | $ 247,000 | $ 83,000 |
| Salem, OR | 5 | $ 1,545,000 | $ 309,000 | $ 76,000 |
| Salisbury, MD-DE | 5 | $ 1,595,000 | $ 319,000 | $ 97,200 |
| Sebastian-Vero Beach, FL | 5 | $ 1,705,000 | $ 341,000 | $ 145,000 |
| Tallahassee, FL | 5 | $ 1,305,000 | $ 261,000 | $ 156,000 |
| Topeka, KS | 5 | $ 1,355,000 | $ 271,000 | $ 156,000 |
| Trenton, NJ | 5 | $ 915,000 | $ 183,000 | $ 64,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 2,060,000 | $ 515,000 | $ 179,000 |
| Bangor, ME | 4 | $ 640,000 | $ 160,000 | $ 49,000 |
| Duluth, MN-WI | 4 | $ 940,000 | $ 235,000 | $ 103,000 |
| Greeley, CO | 4 | $ 1,350,000 | $ 337,500 | $ 115,000 |
| Kennewick-Richland, WA | 4 | $ 1,330,000 | $ 332,500 | $ 139,000 |
| Las Cruces, NM | 4 | $ 830,000 | $ 207,500 | $ 62,000 |
| Parkersburg-Vienna, WV | 4 | $ 800,000 | $ 200,000 | $ 92,000 |
| Portland-South Portland, ME | 4 | $ 910,000 | $ 227,500 | $ 101,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 2,160,000 | $ 540,000 | $ 141,000 |
| Twin Falls, ID | 4 | $ 680,000 | $ 170,000 | $ 37,000 |
| Yakima, WA | 4 | $ 780,000 | $ 195,000 | $ 86,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 915,000 | $ 305,000 | $ 162,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 735,000 | $ 245,000 | $ 47,666 |
| Appleton, WI | 3 | $ 635,000 | $ 211,666 | $ 114,000 |
| Auburn-Opelika, AL | 3 | $ 1,015,000 | $ 338,333 | $ 153,000 |
| Barnstable Town, MA | 3 | $ 785,000 | $ 261,666 | $ 92,000 |
| Beckley, WV | 3 | $ 545,000 | $ 181,666 | $ 55,000 |
| Bend-Redmond, OR | 3 | $ 895,000 | $ 298,333 | $ 87,000 |
| Bloomsburg-Berwick, PA | 3 | $ 755,000 | $ 251,666 | $ 69,000 |
| Boulder, CO | 3 | $ 1,565,000 | $ 521,666 | $ 117,000 |
| Charleston, WV | 3 | $ 725,000 | $ 241,666 | $ 240,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 755,000 | $ 251,666 | $ 178,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 335,000 | $ 111,666 | $ 58,666 |
| Dothan, AL | 3 | $ 535,000 | $ 178,333 | $ 96,000 |
| Dutchess County-Putnam County, NY | 3 | $ 905,000 | $ 301,666 | $ 109,000 |
| East Stroudsburg, PA | 3 | $ 495,000 | $ 165,000 | $ 42,000 |
| Fairbanks, AK | 3 | $ 815,000 | $ 271,666 | $ 117,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 725,000 | $ 241,666 | $ 39,666 |
| Fond Du Lac, WI | 3 | $ 665,000 | $ 221,666 | $ 67,000 |
| Fort Wayne, IN | 3 | $ 675,000 | $ 225,000 | $ 67,000 |
| Fresno, CA | 3 | $ 675,000 | $ 225,000 | $ 85,000 |
| Hammond, LA | 3 | $ 635,000 | $ 211,666 | $ 110,000 |
| Harrisburg-Carlisle, PA | 3 | $ 715,000 | $ 238,333 | $ 73,000 |
| Hattiesburg, MS | 3 | $ 925,000 | $ 308,333 | $ 130,000 |
| Hinesville, GA | 3 | $ 465,000 | $ 155,000 | $ 69,000 |
| Homosassa Springs, FL | 3 | $ 785,000 | $ 261,666 | $ 84,000 |
| Idaho Falls, ID | 3 | $ 1,095,000 | $ 365,000 | $ 84,000 |
| Logan, UT-ID | 3 | $ 605,000 | $ 201,666 | $ 42,000 |
| Montgomery, AL | 3 | $ 755,000 | $ 251,666 | $ 82,000 |
| Rapid City, SD | 3 | $ 675,000 | $ 225,000 | $ 69,000 |
| Rockford, IL | 3 | $ 715,000 | $ 238,333 | $ 100,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 2,165,000 | $ 721,666 | $ 142,000 |
| Santa Rosa, CA | 3 | $ 1,995,000 | $ 665,000 | $ 154,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 545,000 | $ 181,666 | $ 41,000 |
| St. George, UT | 3 | $ 1,045,000 | $ 348,333 | $ 72,000 |
| Toledo, OH | 3 | $ 715,000 | $ 238,333 | $ 173,000 |
| Watertown-Fort Drum, NY | 3 | $ 575,000 | $ 191,666 | $ 72,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 395,000 | $ 131,666 | $ 88,000 |
| Yuma, AZ | 3 | $ 695,000 | $ 231,666 | $ 82,000 |
| Albany, GA | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Battle Creek, MI | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Bloomington, IL | 2 | $ 530,000 | $ 265,000 | $ 111,000 |
| Bowling Green, KY | 2 | $ 470,000 | $ 235,000 | $ 117,000 |
| Burlington-South Burlington, VT | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| California-Lexington Park, MD | 2 | $ 650,000 | $ 325,000 | $ 77,000 |
| Carbondale-Marion, IL | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| Champaign-Urbana, IL | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Cleveland, TN | 2 | $ 330,000 | $ 165,000 | $ 79,000 |
| Columbus, IN | 2 | $ 410,000 | $ 205,000 | $ 92,000 |
| Decatur, AL | 2 | $ 300,000 | $ 150,000 | $ 43,000 |
| Dover, DE | 2 | $ 480,000 | $ 240,000 | $ 110,000 |
| Eau Claire, WI | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| El Centro, CA | 2 | $ 610,000 | $ 305,000 | $ 119,000 |
| Erie, PA | 2 | $ 240,000 | $ 120,000 | $ 123,000 |
| Fargo, ND-MN | 2 | $ 540,000 | $ 270,000 | $ 218,000 |
| Gadsden, AL | 2 | $ 300,000 | $ 150,000 | $ 38,000 |
| Grants Pass, OR | 2 | $ 610,000 | $ 305,000 | $ 59,000 |
| Greenville, NC | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Hot Springs, AR | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 420,000 | $ 210,000 | $ 78,000 |
| Jackson, MI | 2 | $ 160,000 | $ 80,000 | $ 90,000 |
| Janesville-Beloit, WI | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Jefferson City, MO | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Johnson City, TN | 2 | $ 510,000 | $ 255,000 | $ 108,000 |
| Kingston, NY | 2 | $ 370,000 | $ 185,000 | $ 117,000 |
| Lafayette, LA | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Lafayette-West Lafayette, IN | 2 | $ 540,000 | $ 270,000 | $ 133,000 |
| Lake Charles, LA | 2 | $ 450,000 | $ 225,000 | $ 122,000 |
| Lansing-East Lansing, MI | 2 | $ 390,000 | $ 195,000 | $ 43,000 |
| Lawton, OK | 2 | $ 440,000 | $ 220,000 | $ 97,000 |
| Longview, WA | 2 | $ 430,000 | $ 215,000 | $ 63,000 |
| Midland, MI | 2 | $ 470,000 | $ 235,000 | $ 119,000 |
| Monroe, MI | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Morgantown, WV | 2 | $ 1,020,000 | $ 510,000 | $ 173,000 |
| Muskegon, MI | 2 | $ 420,000 | $ 210,000 | $ 83,000 |
| New Bern, NC | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| Pine Bluff, AR | 2 | $ 330,000 | $ 165,000 | $ 129,000 |
| Pueblo, CO | 2 | $ 750,000 | $ 375,000 | $ 94,000 |
| Reading, PA | 2 | $ 550,000 | $ 275,000 | $ 85,000 |
| Salinas, CA | 2 | $ 810,000 | $ 405,000 | $ 99,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,160,000 | $ 580,000 | $ 90,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,260,000 | $ 630,000 | $ 104,000 |
| Santa Fe, NM | 2 | $ 710,000 | $ 355,000 | $ 164,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 830,000 | $ 415,000 | $ 131,000 |
| Sioux Falls, SD | 2 | $ 400,000 | $ 200,000 | $ 88,000 |
| Springfield, OH | 2 | $ 370,000 | $ 185,000 | $ 89,000 |
| Valdosta, GA | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Visalia-Porterville, CA | 2 | $ 460,000 | $ 230,000 | $ 40,000 |
| Walla Walla, WA | 2 | $ 570,000 | $ 285,000 | $ 48,000 |
| Alexandria, LA | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Ann Arbor, MI | 1 | $ 375,000 | $ 375,000 | $ 167,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 505,000 | $ 505,000 | $ 173,000 |
| Bloomington, IN | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Cape Girardeau, MO-IL | 1 | $ 275,000 | $ 275,000 | $ 50,000 |
| College Station-Bryan, TX | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Elkhart-Goshen, IN | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Evansville, IN-KY | 1 | $ 365,000 | $ 365,000 | $ 86,000 |
| Flagstaff, AZ | 1 | $ 285,000 | $ 285,000 | $ 134,000 |
| Florence-Muscle Shoals, AL | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Fort Collins, CO | 1 | $ 465,000 | $ 465,000 | $ 198,000 |
| Fort Smith, AR-OK | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Grand Forks, ND-MN | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Grand Junction, CO | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Green Bay, WI | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Hanford-Corcoran, CA | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Iowa City, IA | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Joplin, MO | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 565,000 | $ 565,000 | $ 70,000 |
| Kalamazoo-Portage, MI | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Kankakee, IL | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Killeen-Temple, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kokomo, IN | 1 | $ 245,000 | $ 245,000 | $ 137,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Lawrence, KS | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Lewiston, ID-WA | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Lewiston-Auburn, ME | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Lima, OH | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Lubbock, TX | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Madera, CA | 1 | $ 445,000 | $ 445,000 | $ 108,000 |
| Manhattan, KS | 1 | $ 295,000 | $ 295,000 | $ 271,000 |
| Merced, CA | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Michigan City-La Porte, IN | 1 | $ 345,000 | $ 345,000 | $ 230,000 |
| Midland, TX | 1 | $ 305,000 | $ 305,000 | $ 195,000 |
| Monroe, LA | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Niles-Benton Harbor, MI | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Ocean City, NJ | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Pocatello, ID | 1 | $ 115,000 | $ 115,000 | $ 17,000 |
| Prescott, AZ | 1 | $ 325,000 | $ 325,000 | $ 62,000 |
| Racine, WI | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Redding, CA | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Saginaw, MI | 1 | $ 205,000 | $ 205,000 | $ 159,000 |
| San Rafael, CA | 1 | $ 535,000 | $ 535,000 | $ 158,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Sebring, FL | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Springfield, IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| State College, PA | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Staunton-Waynesboro, VA | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Sumter, SC | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Texarkana, TX-AR | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Tuscaloosa, AL | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Victoria, TX | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Waco, TX | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 575,000 | $ 575,000 | $ 113,000 |
| Wheeling, WV-OH | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Wichita Falls, TX | 1 | $ 385,000 | $ 385,000 | $ 208,000 |
| Williamsport, PA | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Yuba City, CA | 1 | $ 215,000 | $ 215,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,251 | $1,110,425,000 | $261,000 | $1,305,000 | $114,000 | $1,873,000 |
| Cash-out Refinancing | 2,313 | $650,875,000 | $281,000 | $1,115,000 | $98,000 | $781,000 |
| Refinancing | 918 | $240,590,000 | $262,000 | $765,000 | $133,000 | $2,811,000 |
| Home Improvement | 45 | $11,645,000 | $258,000 | $615,000 | $112,000 | $418,000 |
| Other Purpose | 19 | $3,475,000 | $182,000 | $555,000 | $167,000 | $859,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,135 | $1,379,795,000 | $268,000 | $1,305,000 | $111,000 | $932,000 |
| Not Provided | 939 | $255,115,000 | $271,000 | $735,000 | $113,000 | $772,000 |
| Black or African American | 805 | $202,405,000 | $251,000 | $795,000 | $98,000 | $2,811,000 |
| Hispanic | 377 | $94,315,000 | $250,000 | $1,185,000 | $96,000 | $1,301,000 |
| Asian | 227 | $65,935,000 | $290,000 | $945,000 | $131,000 | $1,873,000 |
| American Indian or Alaskan Native | 31 | $9,365,000 | $302,000 | $625,000 | $101,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,210,000 | $401,000 | $635,000 | $125,000 | $213,000 |
| Not applicable | 4 | $1,160,000 | $290,000 | $495,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,052 | $1,093,730,000 | $269,000 | $1,305,000 | $127,000 | $2,811,000 |
| VA-guaranteed (Veterans Administration) | 2,280 | $652,550,000 | $286,000 | $1,115,000 | $93,000 | $442,000 |
| FHA-insured (Federal Housing Administration) | 1,205 | $269,035,000 | $223,000 | $665,000 | $77,000 | $309,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,695,000 | $188,000 | $305,000 | $62,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,496 | $1,728,500,000 | $266,000 | $1,185,000 | $111,000 | $2,811,000 |
| Application Denied By Financial Institution | 591 | $163,375,000 | $276,000 | $1,305,000 | $98,000 | $750,000 |
| Application Withdrawn By Applicant | 370 | $102,380,000 | $276,000 | $825,000 | $118,000 | $1,873,000 |
| Application Approved But Not Accepted | 89 | $22,755,000 | $255,000 | $665,000 | $106,000 | $684,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,955 | $1,853,635,000 | $266,000 | $1,185,000 | $111,000 | $2,811,000 |
| Collateral | 190 | $50,490,000 | $265,000 | $945,000 | $106,000 | $750,000 |
| Debt-To-Income Ratio | 158 | $45,330,000 | $286,000 | $995,000 | $70,000 | $337,000 |
| Credit Application Incomplete | 110 | $31,280,000 | $284,000 | $1,305,000 | $120,000 | $687,000 |
| Credit History | 54 | $13,410,000 | $248,000 | $485,000 | $94,000 | $241,000 |
| Other | 28 | $7,410,000 | $264,000 | $865,000 | $117,000 | $540,000 |
| Unverifiable Information | 20 | $5,580,000 | $279,000 | $605,000 | $121,000 | $401,000 |
| Employment History | 18 | $5,970,000 | $331,000 | $815,000 | $99,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,905,000 | $300,000 | $735,000 | $102,000 | $267,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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