Cbc National Bank Mortgage Lending & HMDA Data, 2018

In 2018, Cbc National Bank of Fernandina Beach, FL reported 7,546 mortgage applications totaling $2.0 billion, down 9% from 2017. The average application was for $267,295, and applicants reported an average income of $111,528. 86% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,457), Charlotte-Concord-Gastonia, NC-SC (528) and Macon-Bibb County, GA (161) (applications in parentheses).

Mortgage Company & Address Cbc National Bank
1891 South 14th Street
Fernandina Beach, FL 32034
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 7,546
Total Mortgage Loan Application Amount $2,017,010,000
Average Mortgage Loan Application Amount $267,295
Highest Mortgage Loan Application Amount $1,305,000
Average Applicant Income $111,528
Highest Applicant Income $2,811,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cbc National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cbc National Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 585 $ 180,205,000 $ 308,042 $ 150,000
Cobb, Georgia 392 $ 104,210,000 $ 265,841 $ 116,000
DeKalb, Georgia 350 $ 103,960,000 $ 297,028 $ 140,000
Forsyth, Georgia 304 $ 95,580,000 $ 314,407 $ 129,000
Gwinnett, Georgia 266 $ 64,940,000 $ 244,135 $ 102,000
Cherokee, Georgia 240 $ 63,440,000 $ 264,333 $ 109,000
York, South Carolina 225 $ 50,005,000 $ 222,244 $ 88,000
Mecklenburg, North Carolina 138 $ 31,110,000 $ 225,434 $ 84,000
Beaufort, South Carolina 117 $ 34,125,000 $ 291,666 $ 142,000
Bibb, Georgia 116 $ 22,030,000 $ 189,913 $ 112,000
Paulding, Georgia 76 $ 16,130,000 $ 212,236 $ 77,000
Charleston, South Carolina 71 $ 22,375,000 $ 315,140 $ 122,000
Nassau, Florida 62 $ 19,140,000 $ 308,709 $ 122,000
Clark, Nevada 53 $ 16,625,000 $ 313,679 $ 94,000
Maricopa, Arizona 49 $ 14,925,000 $ 304,591 $ 92,000
Hall, Georgia 48 $ 12,730,000 $ 265,208 $ 108,000
Gaston, North Carolina 47 $ 7,975,000 $ 169,680 $ 70,000
Forsyth, North Carolina 44 $ 11,770,000 $ 267,500 $ 121,000
Cuyahoga, Ohio 40 $ 6,340,000 $ 158,500 $ 79,000
Hartford, Connecticut 39 $ 8,605,000 $ 220,641 $ 87,000
Cook, Illinois 39 $ 10,485,000 $ 268,846 $ 126,000
Hillsborough, Florida 38 $ 9,030,000 $ 237,631 $ 123,000
Monroe, Georgia 37 $ 9,295,000 $ 251,216 $ 136,000
Clarke, Georgia 36 $ 6,050,000 $ 168,055 $ 95,000
Lancaster, South Carolina 36 $ 8,120,000 $ 225,555 $ 91,000
Lee, Florida 34 $ 8,130,000 $ 239,117 $ 95,000
Duval, Florida 33 $ 6,745,000 $ 204,393 $ 90,000
Henry, Georgia 32 $ 7,250,000 $ 226,562 $ 79,000
Rockdale, Georgia 32 $ 6,840,000 $ 213,750 $ 74,000
Blair, Pennsylvania 32 $ 4,670,000 $ 145,937 $ 68,000
Los Angeles, California 30 $ 12,560,000 $ 418,666 $ 107,000
Marion, Florida 30 $ 7,340,000 $ 244,666 $ 133,000
Pierce, Washington 30 $ 10,400,000 $ 346,666 $ 115,000
Worcester, Massachusetts 29 $ 8,675,000 $ 299,137 $ 126,000
San Diego, California 28 $ 13,330,000 $ 476,071 $ 112,000
Orange, Florida 28 $ 7,330,000 $ 261,785 $ 87,000
Clayton, Georgia 28 $ 4,340,000 $ 155,000 $ 72,000
El Paso, Texas 27 $ 3,755,000 $ 139,074 $ 65,000
Fairfield, Connecticut 26 $ 7,730,000 $ 297,307 $ 112,000
Glynn, Georgia 26 $ 4,990,000 $ 191,923 $ 94,000
Union, North Carolina 26 $ 5,960,000 $ 229,230 $ 80,000
Wake, North Carolina 26 $ 7,960,000 $ 306,153 $ 144,000
Berkeley, South Carolina 26 $ 6,150,000 $ 236,538 $ 87,000
New Haven, Connecticut 25 $ 6,675,000 $ 267,000 $ 93,000
Broward, Florida 25 $ 8,185,000 $ 327,400 $ 124,000
Palm Beach, Florida 25 $ 7,945,000 $ 317,800 $ 103,000
Pinellas, Florida 25 $ 6,745,000 $ 269,800 $ 93,000
Jackson, Georgia 25 $ 5,685,000 $ 227,400 $ 87,000
Wayne, Ohio 25 $ 3,395,000 $ 135,800 $ 53,000
Riverside, California 24 $ 9,350,000 $ 389,583 $ 92,000
Camden, Georgia 23 $ 4,945,000 $ 215,000 $ 98,000
Harris, Texas 23 $ 6,685,000 $ 290,652 $ 140,000
El Paso, Colorado 22 $ 7,130,000 $ 324,090 $ 99,000
Prince George's, Maryland 22 $ 8,100,000 $ 368,181 $ 107,000
Douglas, Georgia 21 $ 4,345,000 $ 206,904 $ 86,000
Houston, Georgia 20 $ 4,500,000 $ 225,000 $ 114,000
Summit, Ohio 20 $ 3,920,000 $ 196,000 $ 80,000
Bucks, Pennsylvania 20 $ 4,990,000 $ 249,500 $ 76,000
Montgomery, Pennsylvania 20 $ 5,810,000 $ 290,500 $ 109,000
Prince William, Virginia 20 $ 7,130,000 $ 356,500 $ 110,000
San Bernardino, California 19 $ 5,455,000 $ 287,105 $ 86,000
Miami-Dade, Florida 19 $ 5,585,000 $ 293,947 $ 141,000
Barrow, Georgia 19 $ 3,565,000 $ 187,631 $ 78,000
Dawson, Georgia 19 $ 4,545,000 $ 239,210 $ 220,000
Cabarrus, North Carolina 19 $ 4,835,000 $ 254,473 $ 86,000
Allegheny, Pennsylvania 19 $ 3,925,000 $ 206,578 $ 87,000
Dorchester, South Carolina 19 $ 4,725,000 $ 248,684 $ 93,000
Chesterfield, Virginia 19 $ 5,515,000 $ 290,263 $ 112,000
Fairfax, Virginia 19 $ 8,055,000 $ 423,947 $ 145,000
Brevard, Florida 18 $ 4,010,000 $ 222,777 $ 109,000
Oconee, Georgia 18 $ 5,310,000 $ 295,000 $ 127,000
Lorain, Ohio 18 $ 3,130,000 $ 173,888 $ 97,000
Montgomery, Texas 18 $ 4,610,000 $ 256,111 $ 153,000
Walton, Georgia 17 $ 4,155,000 $ 244,411 $ 100,000
Columbia, New York 17 $ 3,425,000 $ 201,470 $ 104,000
Anne Arundel, Maryland 16 $ 5,430,000 $ 339,375 $ 104,000
King, Washington 16 $ 5,770,000 $ 360,625 $ 110,000
Pima, Arizona 15 $ 3,885,000 $ 259,000 $ 79,000
Tolland, Connecticut 15 $ 3,915,000 $ 261,000 $ 104,000
Sarasota, Florida 15 $ 3,015,000 $ 201,000 $ 88,000
Sumter, Florida 15 $ 3,715,000 $ 247,666 $ 78,000
Chatham, Georgia 15 $ 3,555,000 $ 237,000 $ 122,000
Middlesex, Massachusetts 15 $ 5,205,000 $ 347,000 $ 131,000
Franklin, Ohio 15 $ 3,895,000 $ 259,666 $ 97,000
Fayette, Georgia 14 $ 4,200,000 $ 300,000 $ 128,000
Newton, Georgia 14 $ 2,880,000 $ 205,714 $ 83,000
Jefferson, Kentucky 14 $ 3,450,000 $ 246,428 $ 87,000
Stark, Ohio 14 $ 2,170,000 $ 155,000 $ 62,000
Anchorage, Alaska 13 $ 4,245,000 $ 326,538 $ 82,000
Contra Costa, California 13 $ 5,675,000 $ 436,538 $ 130,000
Columbia, Georgia 13 $ 3,285,000 $ 252,692 $ 105,000
Baltimore, Maryland 13 $ 2,885,000 $ 221,923 $ 145,000
Montgomery, Maryland 13 $ 4,285,000 $ 329,615 $ 147,000
Ocean, New Jersey 13 $ 4,205,000 $ 323,461 $ 163,000
Medina, Ohio 13 $ 3,005,000 $ 231,153 $ 82,000
Greenville, South Carolina 13 $ 2,815,000 $ 216,538 $ 81,000
Frederick, Virginia 13 $ 3,045,000 $ 234,230 $ 90,000
Madison, Alabama 12 $ 3,000,000 $ 250,000 $ 119,000
Charlotte, Florida 12 $ 2,240,000 $ 186,666 $ 115,000
Polk, Florida 12 $ 2,490,000 $ 207,500 $ 109,000
Will, Illinois 12 $ 3,010,000 $ 250,833 $ 108,000
Essex, Massachusetts 12 $ 4,190,000 $ 349,166 $ 108,000
Norfolk, Massachusetts 12 $ 4,420,000 $ 368,333 $ 101,000
Plymouth, Massachusetts 12 $ 3,900,000 $ 325,000 $ 138,000
Oakland, Michigan 12 $ 3,000,000 $ 250,000 $ 74,000
Middlesex, New Jersey 12 $ 3,850,000 $ 320,833 $ 119,000
Erie, New York 12 $ 2,430,000 $ 202,500 $ 86,000
Suffolk, New York 12 $ 4,300,000 $ 358,333 $ 89,000
Rowan, North Carolina 12 $ 2,050,000 $ 170,833 $ 57,000
Lake, Ohio 12 $ 2,000,000 $ 166,666 $ 68,000
Davidson, Tennessee 12 $ 3,330,000 $ 277,500 $ 74,000
Salt Lake, Utah 12 $ 3,890,000 $ 324,166 $ 115,000
Virginia Beach, Virginia 12 $ 3,440,000 $ 286,666 $ 86,000
St. Johns, Florida 11 $ 3,765,000 $ 342,272 $ 145,000
Marion, Indiana 11 $ 2,665,000 $ 242,272 $ 78,000
Washoe, Nevada 11 $ 4,115,000 $ 374,090 $ 94,000
Monmouth, New Jersey 11 $ 4,055,000 $ 368,636 $ 140,000
Brunswick, North Carolina 11 $ 3,525,000 $ 320,454 $ 110,000
Catawba, North Carolina 11 $ 2,105,000 $ 191,363 $ 57,000
Cumberland, North Carolina 11 $ 2,545,000 $ 231,363 $ 81,000
Shelby, Tennessee 11 $ 2,605,000 $ 236,818 $ 102,000
Utah, Utah 11 $ 3,725,000 $ 338,636 $ 78,000
Kitsap, Washington 11 $ 3,945,000 $ 358,636 $ 141,000
Kern, California 10 $ 2,690,000 $ 269,000 $ 94,000
Sacramento, California 10 $ 3,090,000 $ 309,000 $ 83,000
Pasco, Florida 10 $ 2,660,000 $ 266,000 $ 98,000
Volusia, Florida 10 $ 2,760,000 $ 276,000 $ 103,000
Bartow, Georgia 10 $ 2,240,000 $ 224,000 $ 77,000
Coweta, Georgia 10 $ 2,110,000 $ 211,000 $ 108,000
Putnam, Georgia 10 $ 2,610,000 $ 261,000 $ 151,000
DuPage, Illinois 10 $ 2,710,000 $ 271,000 $ 131,000
Harford, Maryland 10 $ 2,010,000 $ 201,000 $ 74,000
Bergen, New Jersey 10 $ 3,220,000 $ 322,000 $ 111,000
Lincoln, North Carolina 10 $ 1,920,000 $ 192,000 $ 105,000
Hamilton, Ohio 10 $ 2,400,000 $ 240,000 $ 164,000
Horry, South Carolina 10 $ 2,030,000 $ 203,000 $ 110,000
Lexington, South Carolina 10 $ 2,280,000 $ 228,000 $ 84,000
Chesapeake, Virginia 10 $ 3,180,000 $ 318,000 $ 105,000
Stanislaus, California 9 $ 3,015,000 $ 335,000 $ 100,000
District of Columbia, District Of Columbia 9 $ 4,115,000 $ 457,222 $ 155,000
Collier, Florida 9 $ 3,395,000 $ 377,222 $ 100,000
Lake, Florida 9 $ 2,215,000 $ 246,111 $ 91,000
Seminole, Florida 9 $ 3,055,000 $ 339,444 $ 107,000
Carroll, Georgia 9 $ 1,925,000 $ 213,888 $ 74,000
Lumpkin, Georgia 9 $ 1,925,000 $ 213,888 $ 83,000
Pickens, Georgia 9 $ 2,385,000 $ 265,000 $ 92,000
Honolulu, Hawaii 9 $ 5,665,000 $ 629,444 $ 134,000
Lake, Illinois 9 $ 2,075,000 $ 230,555 $ 128,000
Hamilton, Indiana 9 $ 2,705,000 $ 300,555 $ 118,000
Hampden, Massachusetts 9 $ 2,135,000 $ 237,222 $ 102,000
Durham, North Carolina 9 $ 2,155,000 $ 239,444 $ 76,000
Iredell, North Carolina 9 $ 2,415,000 $ 268,333 $ 93,000
Butler, Ohio 9 $ 2,225,000 $ 247,222 $ 103,000
Pinal, Arizona 8 $ 1,950,000 $ 243,750 $ 76,000
San Joaquin, California 8 $ 3,100,000 $ 387,500 $ 98,000
Adams, Colorado 8 $ 2,610,000 $ 326,250 $ 147,000
Denver, Colorado 8 $ 2,420,000 $ 302,500 $ 126,000
Middlesex, Connecticut 8 $ 2,450,000 $ 306,250 $ 112,000
Alachua, Florida 8 $ 2,050,000 $ 256,250 $ 111,000
Flagler, Florida 8 $ 2,010,000 $ 251,250 $ 90,000
Walton, Florida 8 $ 3,190,000 $ 398,750 $ 178,000
Baldwin, Georgia 8 $ 2,030,000 $ 253,750 $ 132,000
Kane, Illinois 8 $ 2,270,000 $ 283,750 $ 161,000
DeSoto, Mississippi 8 $ 1,840,000 $ 230,000 $ 82,000
Bernalillo, New Mexico 8 $ 2,280,000 $ 285,000 $ 109,000
Montgomery, Ohio 8 $ 1,710,000 $ 213,750 $ 113,000
Jackson, Oregon 8 $ 2,460,000 $ 307,500 $ 74,000
Chester, Pennsylvania 8 $ 2,150,000 $ 268,750 $ 90,000
Delaware, Pennsylvania 8 $ 1,800,000 $ 225,000 $ 101,000
Lancaster, Pennsylvania 8 $ 1,940,000 $ 242,500 $ 98,000
Providence, Rhode Island 8 $ 1,880,000 $ 235,000 $ 70,000
Richland, South Carolina 8 $ 1,400,000 $ 175,000 $ 66,000
Spartanburg, South Carolina 8 $ 1,630,000 $ 203,750 $ 59,000
Collin, Texas 8 $ 3,020,000 $ 377,500 $ 183,000
Hanover, Virginia 8 $ 2,360,000 $ 295,000 $ 115,000
Thurston, Washington 8 $ 2,340,000 $ 292,500 $ 71,000
Mohave, Arizona 7 $ 1,705,000 $ 243,571 $ 65,000
Solano, California 7 $ 2,985,000 $ 426,428 $ 148,000
Arapahoe, Colorado 7 $ 2,405,000 $ 343,571 $ 92,000
New Castle, Delaware 7 $ 2,205,000 $ 315,000 $ 90,000
Bay, Florida 7 $ 1,695,000 $ 242,142 $ 92,000
Clay, Florida 7 $ 1,985,000 $ 283,571 $ 82,000
Manatee, Florida 7 $ 2,315,000 $ 330,714 $ 149,000
Santa Rosa, Florida 7 $ 1,835,000 $ 262,142 $ 82,000
Bryan, Georgia 7 $ 2,245,000 $ 320,714 $ 131,000
Gilmer, Georgia 7 $ 1,495,000 $ 213,571 $ 159,000
Kenton, Kentucky 7 $ 1,245,000 $ 177,857 $ 87,000
Bristol, Massachusetts 7 $ 2,185,000 $ 312,142 $ 92,000
Orange, New York 7 $ 2,025,000 $ 289,285 $ 103,000
Guilford, North Carolina 7 $ 2,155,000 $ 307,857 $ 151,000
Linn, Oregon 7 $ 1,665,000 $ 237,857 $ 83,000
Washington, Oregon 7 $ 2,675,000 $ 382,142 $ 90,000
Cambria, Pennsylvania 7 $ 935,000 $ 133,571 $ 71,000
Washington, Rhode Island 7 $ 2,185,000 $ 312,142 $ 133,000
Hamilton, Tennessee 7 $ 2,205,000 $ 315,000 $ 119,000
Montgomery, Tennessee 7 $ 1,425,000 $ 203,571 $ 67,000
Norfolk, Virginia 7 $ 1,615,000 $ 230,714 $ 98,000
New London, Connecticut 6 $ 1,480,000 $ 246,666 $ 76,000
St. Lucie, Florida 6 $ 1,290,000 $ 215,000 $ 75,000
Fannin, Georgia 6 $ 1,880,000 $ 313,333 $ 172,000
Jones, Georgia 6 $ 970,000 $ 161,666 $ 62,000
Morgan, Georgia 6 $ 1,490,000 $ 248,333 $ 253,000
Lake, Indiana 6 $ 1,170,000 $ 195,000 $ 58,000
Johnson, Kansas 6 $ 1,410,000 $ 235,000 $ 103,000
Frederick, Maryland 6 $ 1,790,000 $ 298,333 $ 81,000
Hillsborough, New Hampshire 6 $ 2,180,000 $ 363,333 $ 120,000
Burlington, New Jersey 6 $ 1,480,000 $ 246,666 $ 96,000
Morris, New Jersey 6 $ 1,950,000 $ 325,000 $ 131,000
Passaic, New Jersey 6 $ 1,950,000 $ 325,000 $ 142,000
Buncombe, North Carolina 6 $ 1,900,000 $ 316,666 $ 129,000
Johnston, North Carolina 6 $ 1,630,000 $ 271,666 $ 133,000
New Hanover, North Carolina 6 $ 1,260,000 $ 210,000 $ 137,000
Delaware, Ohio 6 $ 1,870,000 $ 311,666 $ 158,000
Licking, Ohio 6 $ 1,160,000 $ 193,333 $ 89,000
Tulsa, Oklahoma 6 $ 1,980,000 $ 330,000 $ 99,000
Lane, Oregon 6 $ 2,150,000 $ 358,333 $ 62,000
Philadelphia, Pennsylvania 6 $ 1,540,000 $ 256,666 $ 110,000
Westmoreland, Pennsylvania 6 $ 1,450,000 $ 241,666 $ 119,000
York, Pennsylvania 6 $ 1,530,000 $ 255,000 $ 148,000
Chester, South Carolina 6 $ 990,000 $ 165,000 $ 54,000
Cheatham, Tennessee 6 $ 1,680,000 $ 280,000 $ 66,000
Bexar, Texas 6 $ 1,130,000 $ 188,333 $ 147,000
Davis, Utah 6 $ 1,960,000 $ 326,666 $ 92,000
Weber, Utah 6 $ 2,280,000 $ 380,000 $ 93,000
Whatcom, Washington 6 $ 1,970,000 $ 328,333 $ 66,000
Waukesha, Wisconsin 6 $ 1,450,000 $ 241,666 $ 133,000
Laramie, Wyoming 6 $ 1,630,000 $ 271,666 $ 89,000
Jefferson, Alabama 5 $ 1,365,000 $ 273,000 $ 77,000
Mobile, Alabama 5 $ 965,000 $ 193,000 $ 81,000
Alameda, California 5 $ 2,315,000 $ 463,000 $ 123,000
Butte, California 5 $ 1,385,000 $ 277,000 $ 80,000
Jefferson, Colorado 5 $ 1,885,000 $ 377,000 $ 122,000
Windham, Connecticut 5 $ 1,205,000 $ 241,000 $ 97,000
Columbia, Florida 5 $ 875,000 $ 175,000 $ 80,000
Hernando, Florida 5 $ 955,000 $ 191,000 $ 59,000
Indian River, Florida 5 $ 1,705,000 $ 341,000 $ 145,000
Okaloosa, Florida 5 $ 2,105,000 $ 421,000 $ 206,000
Floyd, Georgia 5 $ 1,235,000 $ 247,000 $ 83,000
Hawaii, Hawaii 5 $ 2,315,000 $ 463,000 $ 84,000
Kootenai, Idaho 5 $ 1,865,000 $ 373,000 $ 103,000
Polk, Iowa 5 $ 1,285,000 $ 257,000 $ 139,000
Sedgwick, Kansas 5 $ 1,195,000 $ 239,000 $ 85,000
Shawnee, Kansas 5 $ 1,355,000 $ 271,000 $ 156,000
Fayette, Kentucky 5 $ 1,695,000 $ 339,000 $ 138,000
Bossier, Louisiana 5 $ 1,215,000 $ 243,000 $ 0
Carroll, Maryland 5 $ 1,415,000 $ 283,000 $ 82,000
Charles, Maryland 5 $ 1,635,000 $ 327,000 $ 89,000
Howard, Maryland 5 $ 1,855,000 $ 371,000 $ 171,000
Genesee, Michigan 5 $ 1,095,000 $ 219,000 $ 67,000
Macomb, Michigan 5 $ 1,165,000 $ 233,000 $ 93,000
Hennepin, Minnesota 5 $ 1,205,000 $ 241,000 $ 66,000
Hinds, Mississippi 5 $ 1,215,000 $ 243,000 $ 95,000
Jackson, Missouri 5 $ 1,185,000 $ 237,000 $ 111,000
St. Louis, Missouri 5 $ 1,935,000 $ 387,000 $ 130,000
Yellowstone, Montana 5 $ 1,555,000 $ 311,000 $ 100,000
Lancaster, Nebraska 5 $ 1,485,000 $ 297,000 $ 87,000
Essex, New Jersey 5 $ 1,725,000 $ 345,000 $ 119,000
Mercer, New Jersey 5 $ 915,000 $ 183,000 $ 64,000
Onondaga, New York 5 $ 935,000 $ 187,000 $ 68,000
Westchester, New York 5 $ 2,115,000 $ 423,000 $ 105,000
Cleveland, North Carolina 5 $ 955,000 $ 191,000 $ 85,000
Davidson, North Carolina 5 $ 1,315,000 $ 263,000 $ 182,000
Onslow, North Carolina 5 $ 1,255,000 $ 251,000 $ 139,000
Wayne, North Carolina 5 $ 1,075,000 $ 215,000 $ 111,000
Geauga, Ohio 5 $ 1,475,000 $ 295,000 $ 153,000
Cleveland, Oklahoma 5 $ 1,135,000 $ 227,000 $ 59,000
Butler, Pennsylvania 5 $ 1,045,000 $ 209,000 $ 109,000
Washington, Pennsylvania 5 $ 1,075,000 $ 215,000 $ 127,000
Rutherford, Tennessee 5 $ 1,415,000 $ 283,000 $ 130,000
Sumner, Tennessee 5 $ 1,635,000 $ 327,000 $ 79,000
Williamson, Tennessee 5 $ 2,195,000 $ 439,000 $ 141,000
Travis, Texas 5 $ 1,065,000 $ 213,000 $ 138,000
Tooele, Utah 5 $ 1,065,000 $ 213,000 $ 58,000
Clark, Washington 5 $ 1,475,000 $ 295,000 $ 63,000
Snohomish, Washington 5 $ 2,165,000 $ 433,000 $ 98,000
Spokane, Washington 5 $ 1,245,000 $ 249,000 $ 91,000
Jefferson, West Virginia 5 $ 1,565,000 $ 313,000 $ 105,000
Dane, Wisconsin 5 $ 1,465,000 $ 293,000 $ 115,000
Russell, Alabama 4 $ 900,000 $ 225,000 $ 82,000
Orange, California 4 $ 2,060,000 $ 515,000 $ 179,000
Placer, California 4 $ 1,920,000 $ 480,000 $ 107,000
Weld, Colorado 4 $ 1,350,000 $ 337,500 $ 115,000
Litchfield, Connecticut 4 $ 1,010,000 $ 252,500 $ 103,000
Sussex, Delaware 4 $ 1,330,000 $ 332,500 $ 105,000
Escambia, Florida 4 $ 790,000 $ 197,500 $ 84,000
Martin, Florida 4 $ 1,460,000 $ 365,000 $ 107,000
Monroe, Florida 4 $ 1,340,000 $ 335,000 $ 119,000
Hart, Georgia 4 $ 690,000 $ 172,500 $ 84,000
Pierce, Georgia 4 $ 800,000 $ 200,000 $ 105,000
Richmond, Georgia 4 $ 1,060,000 $ 265,000 $ 251,000
Ada, Idaho 4 $ 850,000 $ 212,500 $ 60,000
Kendall, Illinois 4 $ 1,280,000 $ 320,000 $ 109,000
Madison, Illinois 4 $ 1,290,000 $ 322,500 $ 139,000
St. Clair, Illinois 4 $ 680,000 $ 170,000 $ 126,000
Boone, Kentucky 4 $ 1,180,000 $ 295,000 $ 85,000
Oldham, Kentucky 4 $ 1,540,000 $ 385,000 $ 110,000
Caddo, Louisiana 4 $ 1,110,000 $ 277,500 $ 97,000
St. Tammany, Louisiana 4 $ 1,220,000 $ 305,000 $ 114,000
Penobscot, Maine 4 $ 640,000 $ 160,000 $ 49,000
Baltimore City, Maryland 4 $ 710,000 $ 177,500 $ 84,000
Washington, Maryland 4 $ 1,040,000 $ 260,000 $ 91,000
Suffolk, Massachusetts 4 $ 1,000,000 $ 250,000 $ 57,000
Kent, Michigan 4 $ 710,000 $ 177,500 $ 59,000
Dakota, Minnesota 4 $ 1,400,000 $ 350,000 $ 87,000
Washington, Minnesota 4 $ 1,300,000 $ 325,000 $ 101,000
Harrison, Mississippi 4 $ 900,000 $ 225,000 $ 56,000
Douglas, Nebraska 4 $ 1,200,000 $ 300,000 $ 120,000
Rockingham, New Hampshire 4 $ 1,410,000 $ 352,500 $ 122,000
Hudson, New Jersey 4 $ 1,540,000 $ 385,000 $ 150,000
Somerset, New Jersey 4 $ 1,330,000 $ 332,500 $ 88,000
Dona Ana, New Mexico 4 $ 830,000 $ 207,500 $ 62,000
Greene, New York 4 $ 800,000 $ 200,000 $ 142,000
Monroe, New York 4 $ 720,000 $ 180,000 $ 90,000
Queens, New York 4 $ 2,400,000 $ 600,000 $ 152,000
Fairfield, Ohio 4 $ 1,140,000 $ 285,000 $ 142,000
Miami, Ohio 4 $ 690,000 $ 172,500 $ 121,000
Warren, Ohio 4 $ 1,160,000 $ 290,000 $ 112,000
Oklahoma, Oklahoma 4 $ 890,000 $ 222,500 $ 88,000
Multnomah, Oregon 4 $ 1,280,000 $ 320,000 $ 78,000
Clearfield, Pennsylvania 4 $ 760,000 $ 190,000 $ 65,000
Wayne, Pennsylvania 4 $ 720,000 $ 180,000 $ 146,000
Knox, Tennessee 4 $ 1,420,000 $ 355,000 $ 175,000
Tarrant, Texas 4 $ 960,000 $ 240,000 $ 110,000
Washington, Vermont 4 $ 910,000 $ 227,500 $ 181,000
Windsor, Vermont 4 $ 1,170,000 $ 292,500 $ 104,000
Bedford, Virginia 4 $ 900,000 $ 225,000 $ 132,000
Hampton, Virginia 4 $ 1,000,000 $ 250,000 $ 78,000
Loudoun, Virginia 4 $ 1,690,000 $ 422,500 $ 121,000
Stafford, Virginia 4 $ 1,410,000 $ 352,500 $ 100,000
Suffolk, Virginia 4 $ 860,000 $ 215,000 $ 97,000
Yakima, Washington 4 $ 780,000 $ 195,000 $ 86,000
Berkeley, West Virginia 4 $ 1,150,000 $ 287,500 $ 99,000
Wood, West Virginia 4 $ 800,000 $ 200,000 $ 92,000
Baldwin, Alabama 3 $ 755,000 $ 251,666 $ 178,000
Chambers, Alabama 3 $ 825,000 $ 275,000 $ 112,000
Lee, Alabama 3 $ 1,015,000 $ 338,333 $ 153,000
Shelby, Alabama 3 $ 895,000 $ 298,333 $ 75,000
Fairbanks North Star, Alaska 3 $ 815,000 $ 271,666 $ 117,000
Cochise, Arizona 3 $ 545,000 $ 181,666 $ 41,000
Yuma, Arizona 3 $ 695,000 $ 231,666 $ 82,000
Pulaski, Arkansas 3 $ 655,000 $ 218,333 $ 97,000
Saline, Arkansas 3 $ 465,000 $ 155,000 $ 65,000
Fresno, California 3 $ 675,000 $ 225,000 $ 85,000
San Luis Obispo, California 3 $ 2,165,000 $ 721,666 $ 142,000
San Mateo, California 3 $ 1,965,000 $ 655,000 $ 153,000
Sonoma, California 3 $ 1,995,000 $ 665,000 $ 154,000
Boulder, Colorado 3 $ 1,565,000 $ 521,666 $ 117,000
Citrus, Florida 3 $ 785,000 $ 261,666 $ 84,000
Osceola, Florida 3 $ 555,000 $ 185,000 $ 79,000
Bulloch, Georgia 3 $ 635,000 $ 211,666 $ 63,000
Catoosa, Georgia 3 $ 605,000 $ 201,666 $ 67,000
Franklin, Georgia 3 $ 675,000 $ 225,000 $ 85,000
Habersham, Georgia 3 $ 455,000 $ 151,666 $ 75,000
Laurens, Georgia 3 $ 605,000 $ 201,666 $ 84,000
Liberty, Georgia 3 $ 465,000 $ 155,000 $ 69,000
Oglethorpe, Georgia 3 $ 495,000 $ 165,000 $ 57,000
Thomas, Georgia 3 $ 745,000 $ 248,333 $ 128,000
Troup, Georgia 3 $ 625,000 $ 208,333 $ 80,000
White, Georgia 3 $ 435,000 $ 145,000 $ 79,000
Jerome, Idaho 3 $ 545,000 $ 181,666 $ 44,000
Hendricks, Indiana 3 $ 745,000 $ 248,333 $ 108,000
Johnson, Indiana 3 $ 605,000 $ 201,666 $ 78,000
Bullitt, Kentucky 3 $ 965,000 $ 321,666 $ 117,000
Hardin, Kentucky 3 $ 905,000 $ 301,666 $ 131,000
Madison, Kentucky 3 $ 745,000 $ 248,333 $ 212,000
Ascension, Louisiana 3 $ 745,000 $ 248,333 $ 30,000
East Baton Rouge, Louisiana 3 $ 695,000 $ 231,666 $ 110,000
Jefferson, Louisiana 3 $ 715,000 $ 238,333 $ 92,000
Livingston, Louisiana 3 $ 805,000 $ 268,333 $ 96,000
Orleans, Louisiana 3 $ 525,000 $ 175,000 $ 63,000
Tangipahoa, Louisiana 3 $ 635,000 $ 211,666 $ 110,000
York, Maine 3 $ 625,000 $ 208,333 $ 101,000
Queen Anne's, Maryland 3 $ 785,000 $ 261,666 $ 149,000
Barnstable, Massachusetts 3 $ 785,000 $ 261,666 $ 92,000
Ramsey, Minnesota 3 $ 605,000 $ 201,666 $ 62,000
Scott, Minnesota 3 $ 1,095,000 $ 365,000 $ 138,000
Lamar, Mississippi 3 $ 925,000 $ 308,333 $ 130,000
Madison, Mississippi 3 $ 845,000 $ 281,666 $ 177,000
Rankin, Mississippi 3 $ 625,000 $ 208,333 $ 98,000
Sarpy, Nebraska 3 $ 845,000 $ 281,666 $ 85,000
Sussex, New Jersey 3 $ 755,000 $ 251,666 $ 104,000
Union, New Jersey 3 $ 985,000 $ 328,333 $ 130,000
Dutchess, New York 3 $ 905,000 $ 301,666 $ 109,000
Jefferson, New York 3 $ 575,000 $ 191,666 $ 72,000
Nassau, New York 3 $ 1,055,000 $ 351,666 $ 108,000
Steuben, New York 3 $ 925,000 $ 308,333 $ 187,000
Currituck, North Carolina 3 $ 885,000 $ 295,000 $ 116,000
Hoke, North Carolina 3 $ 615,000 $ 205,000 $ 97,000
Rockingham, North Carolina 3 $ 405,000 $ 135,000 $ 40,000
Rutherford, North Carolina 3 $ 285,000 $ 95,000 $ 86,000
Ashland, Ohio 3 $ 495,000 $ 165,000 $ 68,000
Erie, Ohio 3 $ 625,000 $ 208,333 $ 76,000
Greene, Ohio 3 $ 1,015,000 $ 338,333 $ 169,000
Lucas, Ohio 3 $ 715,000 $ 238,333 $ 173,000
Portage, Ohio 3 $ 495,000 $ 165,000 $ 81,000
Trumbull, Ohio 3 $ 395,000 $ 131,666 $ 88,000
Deschutes, Oregon 3 $ 895,000 $ 298,333 $ 87,000
Polk, Oregon 3 $ 895,000 $ 298,333 $ 71,000
Huntingdon, Pennsylvania 3 $ 385,000 $ 128,333 $ 47,000
Monroe, Pennsylvania 3 $ 495,000 $ 165,000 $ 42,000
Kent, Rhode Island 3 $ 625,000 $ 208,333 $ 50,000
Aiken, South Carolina 3 $ 655,000 $ 218,333 $ 112,000
Oconee, South Carolina 3 $ 745,000 $ 248,333 $ 191,000
Pennington, South Dakota 3 $ 675,000 $ 225,000 $ 69,000
Dickson, Tennessee 3 $ 715,000 $ 238,333 $ 78,000
Maury, Tennessee 3 $ 865,000 $ 288,333 $ 138,000
Sevier, Tennessee 3 $ 815,000 $ 271,666 $ 171,000
Wilson, Tennessee 3 $ 505,000 $ 168,333 $ 69,000
Comal, Texas 3 $ 685,000 $ 228,333 $ 150,000
Dallas, Texas 3 $ 865,000 $ 288,333 $ 237,000
Washington, Utah 3 $ 1,045,000 $ 348,333 $ 72,000
Fauquier, Virginia 3 $ 985,000 $ 328,333 $ 100,000
Henrico, Virginia 3 $ 665,000 $ 221,666 $ 84,000
Isle of Wight, Virginia 3 $ 955,000 $ 318,333 $ 132,000
Franklin, Washington 3 $ 1,005,000 $ 335,000 $ 139,000
Mason, Washington 3 $ 1,035,000 $ 345,000 $ 124,000
Jackson, West Virginia 3 $ 665,000 $ 221,666 $ 98,000
Kanawha, West Virginia 3 $ 725,000 $ 241,666 $ 240,000
Raleigh, West Virginia 3 $ 545,000 $ 181,666 $ 55,000
Fond du Lac, Wisconsin 3 $ 665,000 $ 221,666 $ 67,000
Milwaukee, Wisconsin 3 $ 745,000 $ 248,333 $ 77,000
Outagamie, Wisconsin 3 $ 635,000 $ 211,666 $ 114,000
Etowah, Alabama 2 $ 300,000 $ 150,000 $ 38,000
Houston, Alabama 2 $ 370,000 $ 185,000 $ 59,000
Marshall, Alabama 2 $ 240,000 $ 120,000 $ 61,000
Montgomery, Alabama 2 $ 460,000 $ 230,000 $ 95,000
Kenai Peninsula, Alaska 2 $ 720,000 $ 360,000 $ 82,000
Matanuska-Susitna, Alaska 2 $ 580,000 $ 290,000 $ 72,000
Benton, Arkansas 2 $ 520,000 $ 260,000 $ 38,000
Garland, Arkansas 2 $ 320,000 $ 160,000 $ 70,000
Jefferson, Arkansas 2 $ 330,000 $ 165,000 $ 129,000
Lonoke, Arkansas 2 $ 360,000 $ 180,000 $ 98,000
Pope, Arkansas 2 $ 660,000 $ 330,000 $ 146,000
Imperial, California 2 $ 610,000 $ 305,000 $ 119,000
Lake, California 2 $ 500,000 $ 250,000 $ 63,000
Monterey, California 2 $ 810,000 $ 405,000 $ 99,000
Santa Barbara, California 2 $ 830,000 $ 415,000 $ 131,000
Santa Clara, California 2 $ 1,160,000 $ 580,000 $ 90,000
Santa Cruz, California 2 $ 1,260,000 $ 630,000 $ 104,000
Tulare, California 2 $ 460,000 $ 230,000 $ 40,000
Pueblo, Colorado 2 $ 750,000 $ 375,000 $ 94,000
Teller, Colorado 2 $ 630,000 $ 315,000 $ 75,000
Kent, Delaware 2 $ 480,000 $ 240,000 $ 110,000
Franklin, Florida 2 $ 500,000 $ 250,000 $ 106,000
Leon, Florida 2 $ 760,000 $ 380,000 $ 291,000
Levy, Florida 2 $ 210,000 $ 105,000 $ 140,000
Wakulla, Florida 2 $ 330,000 $ 165,000 $ 46,000
Brantley, Georgia 2 $ 350,000 $ 175,000 $ 86,000
Colquitt, Georgia 2 $ 650,000 $ 325,000 $ 153,000
Crawford, Georgia 2 $ 230,000 $ 115,000 $ 50,000
Dougherty, Georgia 2 $ 300,000 $ 150,000 $ 90,000
Gordon, Georgia 2 $ 650,000 $ 325,000 $ 140,000
Harris, Georgia 2 $ 620,000 $ 310,000 $ 99,000
Madison, Georgia 2 $ 500,000 $ 250,000 $ 102,000
McIntosh, Georgia 2 $ 250,000 $ 125,000 $ 40,000
Rabun, Georgia 2 $ 280,000 $ 140,000 $ 166,000
Stephens, Georgia 2 $ 480,000 $ 240,000 $ 96,000
Taylor, Georgia 2 $ 370,000 $ 185,000 $ 105,000
Towns, Georgia 2 $ 310,000 $ 155,000 $ 86,000
Wayne, Georgia 2 $ 430,000 $ 215,000 $ 62,000
Bonneville, Idaho 2 $ 690,000 $ 345,000 $ 99,000
Canyon, Idaho 2 $ 600,000 $ 300,000 $ 65,000
Boone, Illinois 2 $ 500,000 $ 250,000 $ 100,000
Champaign, Illinois 2 $ 330,000 $ 165,000 $ 70,000
McHenry, Illinois 2 $ 670,000 $ 335,000 $ 140,000
McLean, Illinois 2 $ 530,000 $ 265,000 $ 111,000
Bartholomew, Indiana 2 $ 410,000 $ 205,000 $ 92,000
Boone, Indiana 2 $ 550,000 $ 275,000 $ 119,000
Floyd, Indiana 2 $ 460,000 $ 230,000 $ 95,000
Hancock, Indiana 2 $ 450,000 $ 225,000 $ 95,000
Tippecanoe, Indiana 2 $ 540,000 $ 270,000 $ 133,000
Dallas, Iowa 2 $ 420,000 $ 210,000 $ 103,000
Butler, Kansas 2 $ 380,000 $ 190,000 $ 0
Campbell, Kentucky 2 $ 480,000 $ 240,000 $ 70,000
Franklin, Kentucky 2 $ 220,000 $ 110,000 $ 32,000
Larue, Kentucky 2 $ 360,000 $ 180,000 $ 68,000
Laurel, Kentucky 2 $ 560,000 $ 280,000 $ 93,000
Nelson, Kentucky 2 $ 340,000 $ 170,000 $ 46,000
Calcasieu, Louisiana 2 $ 450,000 $ 225,000 $ 122,000
Lincoln, Maine 2 $ 360,000 $ 180,000 $ 39,000
Calvert, Maryland 2 $ 860,000 $ 430,000 $ 148,000
St. Mary's, Maryland 2 $ 650,000 $ 325,000 $ 77,000
Hampshire, Massachusetts 2 $ 460,000 $ 230,000 $ 83,000
Calhoun, Michigan 2 $ 510,000 $ 255,000 $ 84,000
Crawford, Michigan 2 $ 480,000 $ 240,000 $ 51,000
Jackson, Michigan 2 $ 160,000 $ 80,000 $ 90,000
Lenawee, Michigan 2 $ 280,000 $ 140,000 $ 55,000
Midland, Michigan 2 $ 470,000 $ 235,000 $ 119,000
Monroe, Michigan 2 $ 420,000 $ 210,000 $ 53,000
Muskegon, Michigan 2 $ 420,000 $ 210,000 $ 83,000
Anoka, Minnesota 2 $ 450,000 $ 225,000 $ 70,000
Carlton, Minnesota 2 $ 460,000 $ 230,000 $ 95,000
Kandiyohi, Minnesota 2 $ 590,000 $ 295,000 $ 77,000
Pope, Minnesota 2 $ 390,000 $ 195,000 $ 66,000
Wright, Minnesota 2 $ 460,000 $ 230,000 $ 100,000
Jackson, Mississippi 2 $ 430,000 $ 215,000 $ 0
Pearl River, Mississippi 2 $ 370,000 $ 185,000 $ 77,000
Warren, Mississippi 2 $ 420,000 $ 210,000 $ 0
Christian, Missouri 2 $ 370,000 $ 185,000 $ 77,000
Crawford, Missouri 2 $ 440,000 $ 220,000 $ 105,000
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Mortgage Loan Application Detail Totals for Cbc National Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,251 $1,110,425,000 $261,000 $1,305,000 $114,000 $1,873,000
Cash-out Refinancing 2,313 $650,875,000 $281,000 $1,115,000 $98,000 $781,000
Refinancing 918 $240,590,000 $262,000 $765,000 $133,000 $2,811,000
Home Improvement 45 $11,645,000 $258,000 $615,000 $112,000 $418,000
Other Purpose 19 $3,475,000 $182,000 $555,000 $167,000 $859,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,135 $1,379,795,000 $268,000 $1,305,000 $111,000 $932,000
Not Provided 939 $255,115,000 $271,000 $735,000 $113,000 $772,000
Black or African American 805 $202,405,000 $251,000 $795,000 $98,000 $2,811,000
Hispanic 377 $94,315,000 $250,000 $1,185,000 $96,000 $1,301,000
Asian 227 $65,935,000 $290,000 $945,000 $131,000 $1,873,000
American Indian or Alaskan Native 31 $9,365,000 $302,000 $625,000 $101,000 $300,000
Native Hawaiian or Other Pacific Islander 8 $3,210,000 $401,000 $635,000 $125,000 $213,000
Not applicable 4 $1,160,000 $290,000 $495,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,052 $1,093,730,000 $269,000 $1,305,000 $127,000 $2,811,000
VA-guaranteed (Veterans Administration) 2,280 $652,550,000 $286,000 $1,115,000 $93,000 $442,000
FHA-insured (Federal Housing Administration) 1,205 $269,035,000 $223,000 $665,000 $77,000 $309,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,695,000 $188,000 $305,000 $62,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,496 $1,728,500,000 $266,000 $1,185,000 $111,000 $2,811,000
Application Denied By Financial Institution 591 $163,375,000 $276,000 $1,305,000 $98,000 $750,000
Application Withdrawn By Applicant 370 $102,380,000 $276,000 $825,000 $118,000 $1,873,000
Application Approved But Not Accepted 89 $22,755,000 $255,000 $665,000 $106,000 $684,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,955 $1,853,635,000 $266,000 $1,185,000 $111,000 $2,811,000
Collateral 190 $50,490,000 $265,000 $945,000 $106,000 $750,000
Debt-To-Income Ratio 158 $45,330,000 $286,000 $995,000 $70,000 $337,000
Credit Application Incomplete 110 $31,280,000 $284,000 $1,305,000 $120,000 $687,000
Credit History 54 $13,410,000 $248,000 $485,000 $94,000 $241,000
Other 28 $7,410,000 $264,000 $865,000 $117,000 $540,000
Unverifiable Information 20 $5,580,000 $279,000 $605,000 $121,000 $401,000
Employment History 18 $5,970,000 $331,000 $815,000 $99,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 13 $3,905,000 $300,000 $735,000 $102,000 $267,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cbc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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