Challenge Financial Investors Mortgage Lending & HMDA Data, 2006
In 2006, Challenge Financial Investors of Saint Petersburg, FL reported 4,370 mortgage applications totaling $748.3 million, up 192% from 2005. The average application was for $171,233, and applicants reported an average income of $84,451. 57% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (422), Washington-Arlington-Alexandria, DC-VA-MD-WV (272) and Chicago-Naperville-Joliet, IL (156) (applications in parentheses).
| Mortgage Company & Address | Challenge Financial Investors 360 Central Avenue Suite #600 Saint Petersburg, FL 33701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,370 |
| Total Mortgage Loan Application Amount | $748,290,000 |
| Average Mortgage Loan Application Amount | $171,233 |
| Highest Mortgage Loan Application Amount | $3,015,000 |
| Average Applicant Income | $84,451 |
| Highest Applicant Income | $2,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Challenge Financial Investors filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 146 | $ 38,016,000 | $ 260,383 | $ 98,000 |
| Cook, Illinois | 126 | $ 24,620,000 | $ 195,396 | $ 89,000 |
| DeKalb, Georgia | 111 | $ 15,054,000 | $ 135,621 | $ 93,000 |
| Fulton, Georgia | 84 | $ 13,900,000 | $ 165,476 | $ 96,000 |
| Wayne, Michigan | 82 | $ 8,419,000 | $ 102,670 | $ 77,000 |
| Hillsborough, Florida | 71 | $ 11,858,000 | $ 167,014 | $ 74,000 |
| Broward, Florida | 67 | $ 15,486,000 | $ 231,134 | $ 93,000 |
| Maricopa, Arizona | 65 | $ 14,470,000 | $ 222,615 | $ 75,000 |
| District of Columbia, District Of Columbia | 57 | $ 13,811,000 | $ 242,298 | $ 100,000 |
| Miami-Dade, Florida | 54 | $ 13,042,000 | $ 241,518 | $ 102,000 |
| Mecklenburg, North Carolina | 48 | $ 4,773,000 | $ 99,437 | $ 58,000 |
| Marion, Indiana | 46 | $ 4,218,000 | $ 91,695 | $ 63,000 |
| Orange, Florida | 44 | $ 9,608,000 | $ 218,363 | $ 88,000 |
| Pinellas, Florida | 43 | $ 8,274,000 | $ 192,418 | $ 103,000 |
| Shelby, Tennessee | 42 | $ 4,784,000 | $ 113,904 | $ 77,000 |
| Gwinnett, Georgia | 41 | $ 5,978,000 | $ 145,804 | $ 79,000 |
| Baltimore, Maryland | 40 | $ 7,381,000 | $ 184,525 | $ 77,000 |
| St. Mary's, Maryland | 40 | $ 9,401,000 | $ 235,025 | $ 87,000 |
| St. Louis, Missouri | 40 | $ 4,909,000 | $ 122,725 | $ 145,000 |
| Baltimore City, Maryland | 38 | $ 3,391,000 | $ 89,236 | $ 55,000 |
| Cobb, Georgia | 36 | $ 6,123,000 | $ 170,083 | $ 73,000 |
| Lowndes, Georgia | 34 | $ 4,067,000 | $ 119,617 | $ 77,000 |
| Mobile, Alabama | 33 | $ 2,962,000 | $ 89,757 | $ 47,000 |
| Cuyahoga, Ohio | 33 | $ 3,168,000 | $ 96,000 | $ 51,000 |
| Oakland, Michigan | 32 | $ 5,269,000 | $ 164,656 | $ 106,000 |
| Philadelphia, Pennsylvania | 32 | $ 3,964,000 | $ 123,875 | $ 62,000 |
| Wicomico, Maryland | 29 | $ 4,840,000 | $ 166,896 | $ 67,000 |
| Henry, Georgia | 27 | $ 4,450,000 | $ 164,814 | $ 77,000 |
| Palm Beach, Florida | 26 | $ 7,077,000 | $ 272,192 | $ 80,000 |
| Jackson, Missouri | 26 | $ 3,200,000 | $ 123,076 | $ 91,000 |
| Clayton, Georgia | 25 | $ 3,358,000 | $ 134,320 | $ 67,000 |
| Hudson, New Jersey | 25 | $ 7,680,000 | $ 307,200 | $ 108,000 |
| Sarasota, Florida | 24 | $ 4,540,000 | $ 189,166 | $ 61,000 |
| Jefferson, Kentucky | 24 | $ 2,140,000 | $ 89,166 | $ 74,000 |
| Middlesex, New Jersey | 24 | $ 5,663,000 | $ 235,958 | $ 119,000 |
| Santa Rosa, Florida | 23 | $ 3,864,000 | $ 168,000 | $ 93,000 |
| Cook, Georgia | 23 | $ 2,447,000 | $ 106,391 | $ 63,000 |
| Muscogee, Georgia | 23 | $ 2,486,000 | $ 108,086 | $ 57,000 |
| St. Louis City, Missouri | 23 | $ 3,639,000 | $ 158,217 | $ 103,000 |
| Tarrant, Texas | 23 | $ 2,339,000 | $ 101,695 | $ 84,000 |
| Duval, Florida | 22 | $ 3,541,000 | $ 160,954 | $ 90,000 |
| Lake, Indiana | 22 | $ 1,841,000 | $ 83,681 | $ 59,000 |
| Macomb, Michigan | 22 | $ 2,996,000 | $ 136,181 | $ 72,000 |
| King, Washington | 22 | $ 4,901,000 | $ 222,772 | $ 98,000 |
| Manatee, Florida | 21 | $ 4,936,000 | $ 235,047 | $ 114,000 |
| Okaloosa, Florida | 21 | $ 3,717,000 | $ 177,000 | $ 106,000 |
| Camden, New Jersey | 21 | $ 3,409,000 | $ 162,333 | $ 70,000 |
| Guilford, North Carolina | 21 | $ 2,298,000 | $ 109,428 | $ 58,000 |
| Franklin, Ohio | 21 | $ 2,393,000 | $ 113,952 | $ 79,000 |
| Greene, Arkansas | 20 | $ 1,377,000 | $ 68,850 | $ 40,000 |
| Monmouth, New Jersey | 20 | $ 6,221,000 | $ 311,050 | $ 123,000 |
| Bexar, Texas | 20 | $ 2,001,000 | $ 100,050 | $ 63,000 |
| Brevard, Florida | 19 | $ 3,265,000 | $ 171,842 | $ 73,000 |
| Charles, Maryland | 19 | $ 4,882,000 | $ 256,947 | $ 90,000 |
| Volusia, Florida | 18 | $ 2,694,000 | $ 149,666 | $ 59,000 |
| Anne Arundel, Maryland | 18 | $ 3,917,000 | $ 217,611 | $ 84,000 |
| Burlington, New Jersey | 18 | $ 3,125,000 | $ 173,611 | $ 60,000 |
| Horry, South Carolina | 18 | $ 8,909,000 | $ 494,944 | $ 403,000 |
| Jefferson, Alabama | 17 | $ 1,328,000 | $ 78,117 | $ 57,000 |
| Kern, California | 17 | $ 3,614,000 | $ 212,588 | $ 85,000 |
| Dallas, Texas | 17 | $ 1,695,000 | $ 99,705 | $ 60,000 |
| Hampton, Virginia | 17 | $ 2,155,000 | $ 126,764 | $ 75,000 |
| Hartford, Connecticut | 16 | $ 2,947,000 | $ 184,187 | $ 72,000 |
| Osceola, Florida | 16 | $ 3,361,000 | $ 210,062 | $ 64,000 |
| Polk, Florida | 16 | $ 2,798,000 | $ 174,875 | $ 87,000 |
| Los Angeles, California | 15 | $ 6,980,000 | $ 465,333 | $ 228,000 |
| Lee, Florida | 15 | $ 3,650,000 | $ 243,333 | $ 87,000 |
| Kalamazoo, Michigan | 15 | $ 1,872,000 | $ 124,800 | $ 98,000 |
| Kent, Michigan | 15 | $ 2,099,000 | $ 139,933 | $ 87,000 |
| Union, New Jersey | 15 | $ 4,014,000 | $ 267,600 | $ 104,000 |
| Bernalillo, New Mexico | 15 | $ 2,288,000 | $ 152,533 | $ 83,000 |
| New Castle, Delaware | 14 | $ 2,122,000 | $ 151,571 | $ 101,000 |
| Will, Illinois | 14 | $ 1,902,000 | $ 135,857 | $ 69,000 |
| Howard, Maryland | 14 | $ 3,865,000 | $ 276,071 | $ 88,000 |
| Montgomery, Maryland | 14 | $ 5,519,000 | $ 394,214 | $ 110,000 |
| Pasco, Florida | 13 | $ 2,041,000 | $ 157,000 | $ 104,000 |
| Seminole, Florida | 13 | $ 2,069,000 | $ 159,153 | $ 104,000 |
| Chatham, Georgia | 13 | $ 1,271,000 | $ 97,769 | $ 70,000 |
| Rockdale, Georgia | 13 | $ 2,341,000 | $ 180,076 | $ 68,000 |
| Lenawee, Michigan | 13 | $ 1,344,000 | $ 103,384 | $ 53,000 |
| DeSoto, Mississippi | 13 | $ 1,690,000 | $ 130,000 | $ 70,000 |
| Sacramento, California | 12 | $ 3,224,000 | $ 268,666 | $ 100,000 |
| Collier, Florida | 12 | $ 3,016,000 | $ 251,333 | $ 162,000 |
| Newton, Georgia | 12 | $ 1,978,000 | $ 164,833 | $ 60,000 |
| Sangamon, Illinois | 12 | $ 1,001,000 | $ 83,416 | $ 57,000 |
| Calvert, Maryland | 12 | $ 2,258,000 | $ 188,166 | $ 64,000 |
| Essex, New Jersey | 12 | $ 2,502,000 | $ 208,500 | $ 93,000 |
| Norfolk, Virginia | 12 | $ 1,354,000 | $ 112,833 | $ 56,000 |
| Prince William, Virginia | 12 | $ 3,910,000 | $ 325,833 | $ 122,000 |
| Virginia Beach, Virginia | 12 | $ 3,379,000 | $ 281,583 | $ 86,000 |
| St. Clair, Illinois | 11 | $ 1,094,000 | $ 99,454 | $ 54,000 |
| Hamilton, Ohio | 11 | $ 1,317,000 | $ 119,727 | $ 60,000 |
| Richmond City, Virginia | 11 | $ 1,352,000 | $ 122,909 | $ 47,000 |
| Tuscaloosa, Alabama | 10 | $ 1,829,000 | $ 182,900 | $ 120,000 |
| Pima, Arizona | 10 | $ 1,760,000 | $ 176,000 | $ 78,000 |
| Marion, Florida | 10 | $ 1,176,000 | $ 117,600 | $ 162,000 |
| Fayette, Georgia | 10 | $ 1,870,000 | $ 187,000 | $ 85,000 |
| Madison, Illinois | 10 | $ 1,022,000 | $ 102,200 | $ 60,000 |
| Johnson, Kansas | 10 | $ 2,098,000 | $ 209,800 | $ 86,000 |
| Missoula, Montana | 10 | $ 1,535,000 | $ 153,500 | $ 58,000 |
| Ocean, New Jersey | 10 | $ 2,857,000 | $ 285,700 | $ 73,000 |
| Pitt, North Carolina | 10 | $ 1,416,000 | $ 141,600 | $ 102,000 |
| Wake, North Carolina | 10 | $ 2,036,000 | $ 203,600 | $ 97,000 |
| Harris, Texas | 10 | $ 1,300,000 | $ 130,000 | $ 78,000 |
| Milwaukee, Wisconsin | 10 | $ 1,103,000 | $ 110,300 | $ 46,000 |
| Coweta, Georgia | 9 | $ 1,448,000 | $ 160,888 | $ 91,000 |
| Harris, Georgia | 9 | $ 1,649,000 | $ 183,222 | $ 113,000 |
| Paulding, Georgia | 9 | $ 1,331,000 | $ 147,888 | $ 73,000 |
| Kane, Illinois | 9 | $ 1,353,000 | $ 150,333 | $ 81,000 |
| Frederick, Maryland | 9 | $ 2,136,000 | $ 237,333 | $ 120,000 |
| Lehigh, Pennsylvania | 9 | $ 1,461,000 | $ 162,333 | $ 92,000 |
| Montgomery, Pennsylvania | 9 | $ 2,257,000 | $ 250,777 | $ 109,000 |
| Charleston, South Carolina | 9 | $ 4,748,000 | $ 527,555 | $ 182,000 |
| Florence, South Carolina | 9 | $ 625,000 | $ 69,444 | $ 120,000 |
| Greenville, South Carolina | 9 | $ 996,000 | $ 110,666 | $ 79,000 |
| Orangeburg, South Carolina | 9 | $ 857,000 | $ 95,222 | $ 58,000 |
| Henrico, Virginia | 9 | $ 881,000 | $ 97,888 | $ 71,000 |
| Walworth, Wisconsin | 9 | $ 1,287,000 | $ 143,000 | $ 46,000 |
| Montgomery, Alabama | 8 | $ 552,000 | $ 69,000 | $ 32,000 |
| Craighead, Arkansas | 8 | $ 630,000 | $ 78,750 | $ 40,000 |
| Walton, Georgia | 8 | $ 1,435,000 | $ 179,375 | $ 80,000 |
| East Baton Rouge, Louisiana | 8 | $ 818,000 | $ 102,250 | $ 72,000 |
| Talbot, Maryland | 8 | $ 1,874,000 | $ 234,250 | $ 80,000 |
| Genesee, Michigan | 8 | $ 750,000 | $ 93,750 | $ 64,000 |
| Gallatin, Montana | 8 | $ 1,857,000 | $ 232,125 | $ 86,000 |
| Bergen, New Jersey | 8 | $ 2,215,000 | $ 276,875 | $ 155,000 |
| Gloucester, New Jersey | 8 | $ 1,255,000 | $ 156,875 | $ 71,000 |
| Morris, New Jersey | 8 | $ 2,236,000 | $ 279,500 | $ 109,000 |
| Passaic, New Jersey | 8 | $ 2,563,000 | $ 320,375 | $ 100,000 |
| Lucas, Ohio | 8 | $ 527,000 | $ 65,875 | $ 65,000 |
| Washington, Arkansas | 7 | $ 588,000 | $ 84,000 | $ 79,000 |
| Kings, California | 7 | $ 1,145,000 | $ 163,571 | $ 66,000 |
| Fairfield, Connecticut | 7 | $ 2,815,000 | $ 402,142 | $ 155,000 |
| Sussex, Delaware | 7 | $ 1,826,000 | $ 260,857 | $ 158,000 |
| Escambia, Florida | 7 | $ 828,000 | $ 118,285 | $ 56,000 |
| St. Lucie, Florida | 7 | $ 1,359,000 | $ 194,142 | $ 83,000 |
| Carroll, Georgia | 7 | $ 1,182,000 | $ 168,857 | $ 74,000 |
| Delaware, Indiana | 7 | $ 447,000 | $ 63,857 | $ 60,000 |
| Ingham, Michigan | 7 | $ 462,000 | $ 66,000 | $ 31,000 |
| Jackson, Michigan | 7 | $ 946,000 | $ 135,142 | $ 66,000 |
| Washtenaw, Michigan | 7 | $ 1,472,000 | $ 210,285 | $ 81,000 |
| St. Charles, Missouri | 7 | $ 1,677,000 | $ 239,571 | $ 393,000 |
| Atlantic, New Jersey | 7 | $ 1,201,000 | $ 171,571 | $ 63,000 |
| Craven, North Carolina | 7 | $ 794,000 | $ 113,428 | $ 72,000 |
| Cumberland, North Carolina | 7 | $ 558,000 | $ 79,714 | $ 71,000 |
| Forsyth, North Carolina | 7 | $ 985,000 | $ 140,714 | $ 69,000 |
| Richland, South Carolina | 7 | $ 768,000 | $ 109,714 | $ 62,000 |
| Spartanburg, South Carolina | 7 | $ 1,208,000 | $ 172,571 | $ 61,000 |
| Chesapeake, Virginia | 7 | $ 906,000 | $ 129,428 | $ 63,000 |
| Chesterfield, Virginia | 7 | $ 727,000 | $ 103,857 | $ 39,000 |
| Fairfax, Virginia | 7 | $ 2,593,000 | $ 370,428 | $ 111,000 |
| Russell, Alabama | 6 | $ 569,000 | $ 94,833 | $ 92,000 |
| Pinal, Arizona | 6 | $ 1,254,000 | $ 209,000 | $ 95,000 |
| Pulaski, Arkansas | 6 | $ 509,000 | $ 84,833 | $ 44,000 |
| Placer, California | 6 | $ 2,128,000 | $ 354,666 | $ 92,000 |
| Riverside, California | 6 | $ 2,234,000 | $ 372,333 | $ 132,000 |
| Tulare, California | 6 | $ 847,000 | $ 141,166 | $ 78,000 |
| Richmond, Georgia | 6 | $ 705,000 | $ 117,500 | $ 48,000 |
| Nez Perce, Idaho | 6 | $ 643,000 | $ 107,166 | $ 48,000 |
| Franklin, Louisiana | 6 | $ 416,000 | $ 69,333 | $ 54,000 |
| Mercer, New Jersey | 6 | $ 1,370,000 | $ 228,333 | $ 105,000 |
| Durham, North Carolina | 6 | $ 814,000 | $ 135,666 | $ 62,000 |
| Berks, Pennsylvania | 6 | $ 1,120,000 | $ 186,666 | $ 66,000 |
| Baldwin, Alabama | 5 | $ 804,000 | $ 160,800 | $ 122,000 |
| Phillips, Arkansas | 5 | $ 277,000 | $ 55,400 | $ 47,000 |
| Contra Costa, California | 5 | $ 2,077,000 | $ 415,400 | $ 150,000 |
| San Diego, California | 5 | $ 2,410,000 | $ 482,000 | $ 176,000 |
| Arapahoe, Colorado | 5 | $ 603,000 | $ 120,600 | $ 85,000 |
| Pueblo, Colorado | 5 | $ 613,000 | $ 122,600 | $ 99,000 |
| New Haven, Connecticut | 5 | $ 846,000 | $ 169,200 | $ 52,000 |
| Charlotte, Florida | 5 | $ 1,053,000 | $ 210,600 | $ 89,000 |
| Clay, Florida | 5 | $ 1,065,000 | $ 213,000 | $ 97,000 |
| Hendry, Florida | 5 | $ 1,001,000 | $ 200,200 | $ 93,000 |
| Highlands, Florida | 5 | $ 462,000 | $ 92,400 | $ 42,000 |
| Whitfield, Georgia | 5 | $ 653,000 | $ 130,600 | $ 52,000 |
| Lake, Illinois | 5 | $ 754,000 | $ 150,800 | $ 89,000 |
| York, Maine | 5 | $ 1,087,000 | $ 217,400 | $ 81,000 |
| Harford, Maryland | 5 | $ 1,078,000 | $ 215,600 | $ 78,000 |
| Worcester, Maryland | 5 | $ 1,126,000 | $ 225,200 | $ 162,000 |
| St. Clair, Michigan | 5 | $ 508,000 | $ 101,600 | $ 44,000 |
| Forrest, Mississippi | 5 | $ 341,000 | $ 68,200 | $ 30,000 |
| Camden, Missouri | 5 | $ 595,000 | $ 119,000 | $ 81,000 |
| Clay, Missouri | 5 | $ 598,000 | $ 119,600 | $ 78,000 |
| Belmont, Ohio | 5 | $ 322,000 | $ 64,400 | $ 40,000 |
| Clermont, Ohio | 5 | $ 807,000 | $ 161,400 | $ 194,000 |
| Greene, Ohio | 5 | $ 302,000 | $ 60,400 | $ 56,000 |
| Richland, Ohio | 5 | $ 581,000 | $ 116,200 | $ 57,000 |
| Allegheny, Pennsylvania | 5 | $ 398,000 | $ 79,600 | $ 37,000 |
| Luzerne, Pennsylvania | 5 | $ 617,000 | $ 123,400 | $ 39,000 |
| Northampton, Pennsylvania | 5 | $ 1,502,000 | $ 300,400 | $ 149,000 |
| York, Pennsylvania | 5 | $ 855,000 | $ 171,000 | $ 48,000 |
| Anderson, South Carolina | 5 | $ 634,000 | $ 126,800 | $ 58,000 |
| Berkeley, South Carolina | 5 | $ 566,000 | $ 113,200 | $ 49,000 |
| Rutherford, Tennessee | 5 | $ 446,000 | $ 89,200 | $ 47,000 |
| Denton, Texas | 5 | $ 920,000 | $ 184,000 | $ 88,000 |
| Newport News, Virginia | 5 | $ 699,000 | $ 139,800 | $ 44,000 |
| Portsmouth, Virginia | 5 | $ 862,000 | $ 172,400 | $ 56,000 |
| Berkeley, West Virginia | 5 | $ 974,000 | $ 194,800 | $ 55,000 |
| Waukesha, Wisconsin | 5 | $ 1,837,000 | $ 367,400 | $ 125,000 |
| Lee, Alabama | 4 | $ 492,000 | $ 123,000 | $ 152,000 |
| Madison, Alabama | 4 | $ 494,000 | $ 123,500 | $ 59,000 |
| New London, Connecticut | 4 | $ 706,000 | $ 176,500 | $ 43,000 |
| Bay, Florida | 4 | $ 658,000 | $ 164,500 | $ 153,000 |
| Lake, Florida | 4 | $ 840,000 | $ 210,000 | $ 107,000 |
| Cherokee, Georgia | 4 | $ 621,000 | $ 155,250 | $ 75,000 |
| Columbia, Georgia | 4 | $ 394,000 | $ 98,500 | $ 47,000 |
| Douglas, Georgia | 4 | $ 527,000 | $ 131,750 | $ 49,000 |
| Effingham, Georgia | 4 | $ 431,000 | $ 107,750 | $ 50,000 |
| Pike, Georgia | 4 | $ 436,000 | $ 109,000 | $ 65,000 |
| Tift, Georgia | 4 | $ 575,000 | $ 143,750 | $ 64,000 |
| McHenry, Illinois | 4 | $ 697,000 | $ 174,250 | $ 77,000 |
| Peoria, Illinois | 4 | $ 224,000 | $ 56,000 | $ 37,000 |
| Rock Island, Illinois | 4 | $ 503,000 | $ 125,750 | $ 58,000 |
| Winnebago, Illinois | 4 | $ 289,000 | $ 72,250 | $ 50,000 |
| Hamilton, Indiana | 4 | $ 569,000 | $ 142,250 | $ 78,000 |
| Hendricks, Indiana | 4 | $ 596,000 | $ 149,000 | $ 100,000 |
| Sedgwick, Kansas | 4 | $ 423,000 | $ 105,750 | $ 49,000 |
| Ascension, Louisiana | 4 | $ 631,000 | $ 157,750 | $ 69,000 |
| Caroline, Maryland | 4 | $ 774,000 | $ 193,500 | $ 97,000 |
| Queen Anne's, Maryland | 4 | $ 709,000 | $ 177,250 | $ 26,000 |
| Berrien, Michigan | 4 | $ 372,000 | $ 93,000 | $ 57,000 |
| Branch, Michigan | 4 | $ 428,000 | $ 107,000 | $ 59,000 |
| Wright, Minnesota | 4 | $ 948,000 | $ 237,000 | $ 91,000 |
| Lee, Mississippi | 4 | $ 324,000 | $ 81,000 | $ 40,000 |
| Dunklin, Missouri | 4 | $ 222,000 | $ 55,500 | $ 47,000 |
| Somerset, New Jersey | 4 | $ 1,107,000 | $ 276,750 | $ 57,000 |
| Sandoval, New Mexico | 4 | $ 577,000 | $ 144,250 | $ 68,000 |
| Buncombe, North Carolina | 4 | $ 930,000 | $ 232,500 | $ 187,000 |
| Randolph, North Carolina | 4 | $ 729,000 | $ 182,250 | $ 74,000 |
| Union, North Carolina | 4 | $ 629,000 | $ 157,250 | $ 121,000 |
| Butler, Ohio | 4 | $ 1,086,000 | $ 271,500 | $ 168,000 |
| Fairfield, Ohio | 4 | $ 641,000 | $ 160,250 | $ 100,000 |
| Lorain, Ohio | 4 | $ 406,000 | $ 101,500 | $ 52,000 |
| Montgomery, Ohio | 4 | $ 333,000 | $ 83,250 | $ 40,000 |
| Warren, Ohio | 4 | $ 609,000 | $ 152,250 | $ 77,000 |
| Tulsa, Oklahoma | 4 | $ 214,000 | $ 53,500 | $ 24,000 |
| Bucks, Pennsylvania | 4 | $ 1,032,000 | $ 258,000 | $ 98,000 |
| Monroe, Pennsylvania | 4 | $ 504,000 | $ 126,000 | $ 106,000 |
| Georgetown, South Carolina | 4 | $ 693,000 | $ 173,250 | $ 100,000 |
| York, South Carolina | 4 | $ 894,000 | $ 223,500 | $ 100,000 |
| Davidson, Tennessee | 4 | $ 796,000 | $ 199,000 | $ 88,000 |
| Collin, Texas | 4 | $ 898,000 | $ 224,500 | $ 111,000 |
| Fort Bend, Texas | 4 | $ 505,000 | $ 126,250 | $ 78,000 |
| Hays, Texas | 4 | $ 403,000 | $ 100,750 | $ 73,000 |
| Jasper, Texas | 4 | $ 249,000 | $ 62,250 | $ 43,000 |
| Spotsylvania, Virginia | 4 | $ 821,000 | $ 205,250 | $ 97,000 |
| Cabell, West Virginia | 4 | $ 364,000 | $ 91,000 | $ 48,000 |
| Rock, Wisconsin | 4 | $ 395,000 | $ 98,750 | $ 38,000 |
| Crawford, Arkansas | 3 | $ 144,000 | $ 48,000 | $ 68,000 |
| Crittenden, Arkansas | 3 | $ 785,000 | $ 261,666 | $ 700,000 |
| Orange, California | 3 | $ 1,504,000 | $ 501,333 | $ 232,000 |
| Denver, Colorado | 3 | $ 163,000 | $ 54,333 | $ 66,000 |
| Kent, Delaware | 3 | $ 415,000 | $ 138,333 | $ 91,000 |
| Columbia, Florida | 3 | $ 420,000 | $ 140,000 | $ 447,000 |
| Hernando, Florida | 3 | $ 614,000 | $ 204,666 | $ 38,000 |
| Indian River, Florida | 3 | $ 382,000 | $ 127,333 | $ 61,000 |
| Leon, Florida | 3 | $ 302,000 | $ 100,666 | $ 100,000 |
| Sumter, Florida | 3 | $ 377,000 | $ 125,666 | $ 77,000 |
| Walton, Florida | 3 | $ 1,357,000 | $ 452,333 | $ 150,000 |
| Bulloch, Georgia | 3 | $ 313,000 | $ 104,333 | $ 204,000 |
| Butts, Georgia | 3 | $ 451,000 | $ 150,333 | $ 57,000 |
| Forsyth, Georgia | 3 | $ 299,000 | $ 99,666 | $ 48,000 |
| Haralson, Georgia | 3 | $ 357,000 | $ 119,000 | $ 54,000 |
| Houston, Georgia | 3 | $ 458,000 | $ 152,666 | $ 82,000 |
| Meriwether, Georgia | 3 | $ 246,000 | $ 82,000 | $ 41,000 |
| Spalding, Georgia | 3 | $ 473,000 | $ 157,666 | $ 95,000 |
| Christian, Illinois | 3 | $ 196,000 | $ 65,333 | $ 24,000 |
| Clark, Illinois | 3 | $ 194,000 | $ 64,666 | $ 49,000 |
| Macon, Illinois | 3 | $ 333,000 | $ 111,000 | $ 80,000 |
| Clark, Indiana | 3 | $ 403,000 | $ 134,333 | $ 56,000 |
| Greene, Indiana | 3 | $ 254,000 | $ 84,666 | $ 69,000 |
| St. Joseph, Indiana | 3 | $ 329,000 | $ 109,666 | $ 73,000 |
| Vigo, Indiana | 3 | $ 216,000 | $ 72,000 | $ 32,000 |
| Johnson, Iowa | 3 | $ 290,000 | $ 96,666 | $ 70,000 |
| Linn, Iowa | 3 | $ 315,000 | $ 105,000 | $ 29,000 |
| Wyandotte, Kansas | 3 | $ 202,000 | $ 67,333 | $ 46,000 |
| Livingston, Louisiana | 3 | $ 215,000 | $ 71,666 | $ 30,000 |
| Ouachita, Louisiana | 3 | $ 323,000 | $ 107,666 | $ 62,000 |
| St. Tammany, Louisiana | 3 | $ 382,000 | $ 127,333 | $ 42,000 |
| Kennebec, Maine | 3 | $ 343,000 | $ 114,333 | $ 63,000 |
| Carroll, Maryland | 3 | $ 792,000 | $ 264,000 | $ 69,000 |
| Calhoun, Michigan | 3 | $ 451,000 | $ 150,333 | $ 72,000 |
| Monroe, Michigan | 3 | $ 213,000 | $ 71,000 | $ 72,000 |
| Hinds, Mississippi | 3 | $ 182,000 | $ 60,666 | $ 35,000 |
| Stone, Mississippi | 3 | $ 245,000 | $ 81,666 | $ 51,000 |
| Walthall, Mississippi | 3 | $ 245,000 | $ 81,666 | $ 49,000 |
| St. Francois, Missouri | 3 | $ 306,000 | $ 102,000 | $ 73,000 |
| Ravalli, Montana | 3 | $ 381,000 | $ 127,000 | $ 39,000 |
| Douglas, Nebraska | 3 | $ 264,000 | $ 88,000 | $ 77,000 |
| Madison, Nebraska | 3 | $ 213,000 | $ 71,000 | $ 80,000 |
| Sarpy, Nebraska | 3 | $ 338,000 | $ 112,666 | $ 46,000 |
| Dona Ana, New Mexico | 3 | $ 279,000 | $ 93,000 | $ 75,000 |
| San Juan, New Mexico | 3 | $ 612,000 | $ 204,000 | $ 148,000 |
| Bladen, North Carolina | 3 | $ 239,000 | $ 79,666 | $ 40,000 |
| Watauga, North Carolina | 3 | $ 413,000 | $ 137,666 | $ 76,000 |
| Yadkin, North Carolina | 3 | $ 243,000 | $ 81,000 | $ 0 |
| Defiance, Ohio | 3 | $ 450,000 | $ 150,000 | $ 39,000 |
| Huron, Ohio | 3 | $ 216,000 | $ 72,000 | $ 94,000 |
| Summit, Ohio | 3 | $ 391,000 | $ 130,333 | $ 65,000 |
| Oklahoma, Oklahoma | 3 | $ 211,000 | $ 70,333 | $ 33,000 |
| Delaware, Pennsylvania | 3 | $ 589,000 | $ 196,333 | $ 88,000 |
| Pike, Pennsylvania | 3 | $ 355,000 | $ 118,333 | $ 73,000 |
| Aiken, South Carolina | 3 | $ 581,000 | $ 193,666 | $ 96,000 |
| Dorchester, South Carolina | 3 | $ 337,000 | $ 112,333 | $ 49,000 |
| Hamilton, Tennessee | 3 | $ 470,000 | $ 156,666 | $ 41,000 |
| Nueces, Texas | 3 | $ 405,000 | $ 135,000 | $ 69,000 |
| Travis, Texas | 3 | $ 466,000 | $ 155,333 | $ 59,000 |
| Amelia, Virginia | 3 | $ 442,000 | $ 147,333 | $ 61,000 |
| Arlington, Virginia | 3 | $ 3,798,000 | $ 1,266,000 | $ 464,000 |
| Loudoun, Virginia | 3 | $ 733,000 | $ 244,333 | $ 75,000 |
| Warren, Virginia | 3 | $ 365,000 | $ 121,666 | $ 62,000 |
| Jefferson, West Virginia | 3 | $ 549,000 | $ 183,000 | $ 54,000 |
| Raleigh, West Virginia | 3 | $ 489,000 | $ 163,000 | $ 66,000 |
| Elmore, Alabama | 2 | $ 437,000 | $ 218,500 | $ 104,000 |
| Houston, Alabama | 2 | $ 85,000 | $ 42,500 | $ 91,000 |
| Limestone, Alabama | 2 | $ 422,000 | $ 211,000 | $ 90,000 |
| Perry, Alabama | 2 | $ 122,000 | $ 61,000 | $ 28,000 |
| Mohave, Arizona | 2 | $ 408,000 | $ 204,000 | $ 75,000 |
| Benton, Arkansas | 2 | $ 213,000 | $ 106,500 | $ 46,000 |
| Garland, Arkansas | 2 | $ 195,000 | $ 97,500 | $ 85,000 |
| Izard, Arkansas | 2 | $ 145,000 | $ 72,500 | $ 72,000 |
| Mississippi, Arkansas | 2 | $ 200,000 | $ 100,000 | $ 23,000 |
| Ouachita, Arkansas | 2 | $ 228,000 | $ 114,000 | $ 63,000 |
| St. Francis, Arkansas | 2 | $ 319,000 | $ 159,500 | $ 84,000 |
| Alameda, California | 2 | $ 827,000 | $ 413,500 | $ 121,000 |
| El Dorado, California | 2 | $ 1,520,000 | $ 760,000 | $ 455,000 |
| Fresno, California | 2 | $ 446,000 | $ 223,000 | $ 68,000 |
| Merced, California | 2 | $ 585,000 | $ 292,500 | $ 92,000 |
| San Bernardino, California | 2 | $ 819,000 | $ 409,500 | $ 135,000 |
| Santa Clara, California | 2 | $ 799,000 | $ 399,500 | $ 103,000 |
| Baker, Florida | 2 | $ 336,000 | $ 168,000 | $ 432,000 |
| Citrus, Florida | 2 | $ 423,000 | $ 211,500 | $ 50,000 |
| Nassau, Florida | 2 | $ 611,000 | $ 305,500 | $ 139,000 |
| Baldwin, Georgia | 2 | $ 351,000 | $ 175,500 | $ 52,000 |
| Berrien, Georgia | 2 | $ 191,000 | $ 95,500 | $ 43,000 |
| Bibb, Georgia | 2 | $ 102,000 | $ 51,000 | $ 27,000 |
| Camden, Georgia | 2 | $ 538,000 | $ 269,000 | $ 86,000 |
| Emanuel, Georgia | 2 | $ 151,000 | $ 75,500 | $ 50,000 |
| Lamar, Georgia | 2 | $ 212,000 | $ 106,000 | $ 60,000 |
| Lanier, Georgia | 2 | $ 188,000 | $ 94,000 | $ 34,000 |
| Liberty, Georgia | 2 | $ 166,000 | $ 83,000 | $ 55,000 |
| Putnam, Georgia | 2 | $ 432,000 | $ 216,000 | $ 113,000 |
| Stephens, Georgia | 2 | $ 184,000 | $ 92,000 | $ 24,000 |
| Thomas, Georgia | 2 | $ 119,000 | $ 59,500 | $ 120,000 |
| Toombs, Georgia | 2 | $ 233,000 | $ 116,500 | $ 30,000 |
| Worth, Georgia | 2 | $ 168,000 | $ 84,000 | $ 144,000 |
| Honolulu, Hawaii | 2 | $ 1,462,000 | $ 731,000 | $ 258,000 |
| Kootenai, Idaho | 2 | $ 266,000 | $ 133,000 | $ 120,000 |
| Henry, Illinois | 2 | $ 246,000 | $ 123,000 | $ 59,000 |
| Iroquois, Illinois | 2 | $ 243,000 | $ 121,500 | $ 54,000 |
| Tazewell, Illinois | 2 | $ 112,000 | $ 56,000 | $ 37,000 |
| Adams, Indiana | 2 | $ 178,000 | $ 89,000 | $ 38,000 |
| Johnson, Indiana | 2 | $ 117,000 | $ 58,500 | $ 144,000 |
| Morgan, Indiana | 2 | $ 201,000 | $ 100,500 | $ 72,000 |
| Newton, Indiana | 2 | $ 248,000 | $ 124,000 | $ 67,000 |
| Jefferson, Iowa | 2 | $ 150,000 | $ 75,000 | $ 35,000 |
| Woodbury, Iowa | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Harvey, Kansas | 2 | $ 145,000 | $ 72,500 | $ 64,000 |
| Leavenworth, Kansas | 2 | $ 582,000 | $ 291,000 | $ 185,000 |
| Boone, Kentucky | 2 | $ 398,000 | $ 199,000 | $ 76,000 |
| Henderson, Kentucky | 2 | $ 135,000 | $ 67,500 | $ 0 |
| Kenton, Kentucky | 2 | $ 95,000 | $ 47,500 | $ 68,000 |
| Concordia, Louisiana | 2 | $ 287,000 | $ 143,500 | $ 94,000 |
| Lafourche, Louisiana | 2 | $ 183,000 | $ 91,500 | $ 75,000 |
| Madison, Louisiana | 2 | $ 136,000 | $ 68,000 | $ 21,000 |
| St. John the Baptist, Louisiana | 2 | $ 255,000 | $ 127,500 | $ 59,000 |
| Garrett, Maryland | 2 | $ 336,000 | $ 168,000 | $ 51,000 |
| Somerset, Maryland | 2 | $ 329,000 | $ 164,500 | $ 76,000 |
| Eaton, Michigan | 2 | $ 155,000 | $ 77,500 | $ 69,000 |
| Saginaw, Michigan | 2 | $ 96,000 | $ 48,000 | $ 63,000 |
| Hennepin, Minnesota | 2 | $ 429,000 | $ 214,500 | $ 82,000 |
| Steele, Minnesota | 2 | $ 260,000 | $ 130,000 | $ 118,000 |
| Harrison, Mississippi | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Jackson, Mississippi | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Boone, Missouri | 2 | $ 334,000 | $ 167,000 | $ 76,000 |
| Cape Girardeau, Missouri | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| Greene, Missouri | 2 | $ 268,000 | $ 134,000 | $ 64,000 |
| Perry, Missouri | 2 | $ 105,000 | $ 52,500 | $ 44,000 |
| Park, Montana | 2 | $ 145,000 | $ 72,500 | $ 32,000 |
| Silver Bow, Montana | 2 | $ 106,000 | $ 53,000 | $ 57,000 |
| Yellowstone, Montana | 2 | $ 246,000 | $ 123,000 | $ 47,000 |
| Lancaster, Nebraska | 2 | $ 159,000 | $ 79,500 | $ 78,000 |
| Clark, Nevada | 2 | $ 1,024,000 | $ 512,000 | $ 50,000 |
| Cumberland, New Jersey | 2 | $ 256,000 | $ 128,000 | $ 44,000 |
| Hunterdon, New Jersey | 2 | $ 726,000 | $ 363,000 | $ 128,000 |
| Cibola, New Mexico | 2 | $ 200,000 | $ 100,000 | $ 118,000 |
| Burke, North Carolina | 2 | $ 294,000 | $ 147,000 | $ 51,000 |
| Cabarrus, North Carolina | 2 | $ 285,000 | $ 142,500 | $ 66,000 |
| Caldwell, North Carolina | 2 | $ 372,000 | $ 186,000 | $ 98,000 |
| Cleveland, North Carolina | 2 | $ 183,000 | $ 91,500 | $ 53,000 |
| Davidson, North Carolina | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Gaston, North Carolina | 2 | $ 377,000 | $ 188,500 | $ 87,000 |
| Harnett, North Carolina | 2 | $ 262,000 | $ 131,000 | $ 60,000 |
| Martin, North Carolina | 2 | $ 178,000 | $ 89,000 | $ 69,000 |
| Pamlico, North Carolina | 2 | $ 343,000 | $ 171,500 | $ 69,000 |
| Pasquotank, North Carolina | 2 | $ 362,000 | $ 181,000 | $ 66,000 |
| Rutherford, North Carolina | 2 | $ 299,000 | $ 149,500 | $ 24,000 |
| Sampson, North Carolina | 2 | $ 95,000 | $ 47,500 | $ 44,000 |
| Brown, Ohio | 2 | $ 145,000 | $ 72,500 | $ 66,000 |
| Delaware, Ohio | 2 | $ 417,000 | $ 208,500 | $ 35,000 |
| Geauga, Ohio | 2 | $ 305,000 | $ 152,500 | $ 49,000 |
| Licking, Ohio | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Medina, Ohio | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Portage, Ohio | 2 | $ 219,000 | $ 109,500 | $ 74,000 |
| Wyandot, Ohio | 2 | $ 364,000 | $ 182,000 | $ 73,000 |
| Umatilla, Oregon | 2 | $ 93,000 | $ 46,500 | $ 41,000 |
| Adams, Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Bradford, Pennsylvania | 2 | $ 137,000 | $ 68,500 | $ 64,000 |
| Crawford, Pennsylvania | 2 | $ 95,000 | $ 47,500 | $ 23,000 |
| Lebanon, Pennsylvania | 2 | $ 352,000 | $ 176,000 | $ 48,000 |
| Warren, Pennsylvania | 2 | $ 392,000 | $ 196,000 | $ 63,000 |
| Washington, Pennsylvania | 2 | $ 71,000 | $ 35,500 | $ 48,000 |
| Beaufort, South Carolina | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Lexington, South Carolina | 2 | $ 238,000 | $ 119,000 | $ 105,000 |
| Anderson, Tennessee | 2 | $ 172,000 | $ 86,000 | $ 86,000 |
| Blount, Tennessee | 2 | $ 280,000 | $ 140,000 | $ 62,000 |
| Polk, Tennessee | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Williamson, Tennessee | 2 | $ 703,000 | $ 351,500 | $ 142,000 |
| Wilson, Tennessee | 2 | $ 75,000 | $ 37,500 | $ 87,000 |
| Bastrop, Texas | 2 | $ 302,000 | $ 151,000 | $ 144,000 |
| Gonzales, Texas | 2 | $ 383,000 | $ 191,500 | $ 88,000 |
| Llano, Texas | 2 | $ 752,000 | $ 376,000 | $ 256,000 |
| Williamson, Texas | 2 | $ 664,000 | $ 332,000 | $ 237,000 |
| Salt Lake, Utah | 2 | $ 720,000 | $ 360,000 | $ 213,000 |
| Washington, Utah | 2 | $ 1,494,000 | $ 747,000 | $ 360,000 |
| Windsor, Vermont | 2 | $ 361,000 | $ 180,500 | $ 82,000 |
| Charles City, Virginia | 2 | $ 209,000 | $ 104,500 | $ 34,000 |
| Culpeper, Virginia | 2 | $ 686,000 | $ 343,000 | $ 75,000 |
| Gloucester, Virginia | 2 | $ 334,000 | $ 167,000 | $ 77,000 |
| Hanover, Virginia | 2 | $ 383,000 | $ 191,500 | $ 92,000 |
| James City, Virginia | 2 | $ 372,000 | $ 186,000 | $ 57,000 |
| Louisa, Virginia | 2 | $ 361,000 | $ 180,500 | $ 45,000 |
| Mecklenburg, Virginia | 2 | $ 310,000 | $ 155,000 | $ 104,000 |
| Stafford, Virginia | 2 | $ 626,000 | $ 313,000 | $ 81,000 |
| Asotin, Washington | 2 | $ 176,000 | $ 88,000 | $ 35,000 |
| Cowlitz, Washington | 2 | $ 350,000 | $ 175,000 | $ 66,000 |
| Garfield, Washington | 2 | $ 232,000 | $ 116,000 | $ 66,000 |
| Pierce, Washington | 2 | $ 305,000 | $ 152,500 | $ 68,000 |
| Walla Walla, Washington | 2 | $ 133,000 | $ 66,500 | $ 40,000 |
| Marion, West Virginia | 2 | $ 232,000 | $ 116,000 | $ 48,000 |
| Ohio, West Virginia | 2 | $ 125,000 | $ 62,500 | $ 46,000 |
| Wood, West Virginia | 2 | $ 115,000 | $ 57,500 | $ 49,000 |
| Douglas, Wisconsin | 2 | $ 187,000 | $ 93,500 | $ 36,000 |
| Juneau, Wisconsin | 2 | $ 185,000 | $ 92,500 | $ 50,000 |
| Racine, Wisconsin | 2 | $ 175,000 | $ 87,500 | $ 62,000 |
| Bibb, Alabama | 1 | $ 199,000 | $ 199,000 | $ 90,000 |
| Calhoun, Alabama | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Chilton, Alabama | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Clarke, Alabama | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Dale, Alabama | 1 | $ 123,000 | $ 123,000 | $ 228,000 |
| Lauderdale, Alabama | 1 | $ 101,000 | $ 101,000 | $ 105,000 |
| Macon, Alabama | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Monroe, Alabama | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Randolph, Alabama | 1 | $ 53,000 | $ 53,000 | $ 18,000 |
| Wilcox, Alabama | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Matanuska-Susitna, Alaska | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
| Southeast Fairbanks, Alaska | 1 | $ 158,000 | $ 158,000 | $ 76,000 |
| Cochise, Arizona | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Coconino, Arizona | 1 | $ 298,000 | $ 298,000 | $ 64,000 |
| Navajo, Arizona | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Yuma, Arizona | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Boone, Arkansas | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Faulkner, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Sebastian, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Lassen, California | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| San Benito, California | 1 | $ 370,000 | $ 370,000 | $ 70,000 |
| San Francisco, California | 1 | $ 620,000 | $ 620,000 | $ 100,000 |
| San Joaquin, California | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| San Luis Obispo, California | 1 | $ 264,000 | $ 264,000 | $ 90,000 |
| Santa Barbara, California | 1 | $ 435,000 | $ 435,000 | $ 208,000 |
| Sonoma, California | 1 | $ 455,000 | $ 455,000 | $ 163,000 |
| Delta, Colorado | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Douglas, Colorado | 1 | $ 176,000 | $ 176,000 | $ 44,000 |
| Jefferson, Colorado | 1 | $ 110,000 | $ 110,000 | $ 80,000 |
| Summit, Colorado | 1 | $ 625,000 | $ 625,000 | $ 137,000 |
| Litchfield, Connecticut | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Middlesex, Connecticut | 1 | $ 208,000 | $ 208,000 | $ 98,000 |
| Tolland, Connecticut | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Windham, Connecticut | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Flagler, Florida | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Hardee, Florida | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Bartow, Georgia | 1 | $ 228,000 | $ 228,000 | $ 61,000 |
| Ben Hill, Georgia | 1 | $ 62,000 | $ 62,000 | $ 20,000 |
| Brooks, Georgia | 1 | $ 87,000 | $ 87,000 | $ 78,000 |
| Colquitt, Georgia | 1 | $ 122,000 | $ 122,000 | $ 41,000 |
| Dougherty, Georgia | 1 | $ 53,000 | $ 53,000 | $ 25,000 |
| Fannin, Georgia | 1 | $ 319,000 | $ 319,000 | $ 82,000 |
| Floyd, Georgia | 1 | $ 320,000 | $ 320,000 | $ 205,000 |
| Gilmer, Georgia | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
| Glynn, Georgia | 1 | $ 164,000 | $ 164,000 | $ 97,000 |
| Grady, Georgia | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Jeff Davis, Georgia | 1 | $ 94,000 | $ 94,000 | $ 95,000 |
| Jones, Georgia | 1 | $ 51,000 | $ 51,000 | $ 34,000 |
| Laurens, Georgia | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Lincoln, Georgia | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Peach, Georgia | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Sumter, Georgia | 1 | $ 133,000 | $ 133,000 | $ 80,000 |
| Taylor, Georgia | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Troup, Georgia | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Walker, Georgia | 1 | $ 508,000 | $ 508,000 | $ 198,000 |
Mortgage Loan Application Detail Totals for Challenge Financial Investors in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,346 | $443,144,000 | $188,000 | $3,015,000 | $84,000 | $2,000,000 |
| Home Purchase | 2,023 | $305,071,000 | $150,000 | $1,365,000 | $85,000 | $1,141,000 |
| Home Improvement | 1 | $75,000 | $75,000 | $75,000 | $36,000 | $36,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,721 | $309,672,000 | $179,000 | $3,015,000 | $93,000 | $2,000,000 |
| Black or African American | 1,466 | $223,381,000 | $152,000 | $1,000,000 | $79,000 | $1,902,000 |
| Not Provided | 762 | $135,076,000 | $177,000 | $1,330,000 | $79,000 | $1,128,000 |
| Hispanic | 327 | $60,788,000 | $185,000 | $919,000 | $81,000 | $450,000 |
| Asian | 65 | $12,868,000 | $197,000 | $1,000,000 | $80,000 | $321,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $4,128,000 | $217,000 | $485,000 | $85,000 | $195,000 |
| American Indian or Alaskan Native | 10 | $2,377,000 | $237,000 | $623,000 | $95,000 | $347,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,310 | $737,399,000 | $171,000 | $3,015,000 | $85,000 | $2,000,000 |
| VA-guaranteed (Veterans Administration) | 56 | $10,234,000 | $182,000 | $386,000 | $67,000 | $182,000 |
| FHA-insured (Federal Housing Administration) | 2 | $408,000 | $204,000 | $223,000 | $72,000 | $75,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $249,000 | $124,000 | $199,000 | $72,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,471 | $397,648,000 | $160,000 | $1,343,000 | $81,000 | $1,938,000 |
| File Closed For Incompleteness | 1,648 | $305,916,000 | $185,000 | $3,015,000 | $88,000 | $2,000,000 |
| Application Withdrawn By Applicant | 182 | $30,324,000 | $166,000 | $630,000 | $94,000 | $900,000 |
| Application Approved But Not Accepted | 35 | $6,534,000 | $186,000 | $919,000 | $91,000 | $300,000 |
| Application Denied By Financial Institution | 34 | $7,868,000 | $231,000 | $2,500,000 | $100,000 | $960,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 8 | $822,000 | $102,000 | $183,000 | $58,000 | $88,000 |
| Other | 5 | $580,000 | $116,000 | $243,000 | $57,000 | $118,000 |
| Credit History | 4 | $1,213,000 | $303,000 | $900,000 | $167,000 | $282,000 |
| Unverifiable Information | 1 | $61,000 | $61,000 | $61,000 | $69,000 | $69,000 |
| Collateral | 1 | $188,000 | $188,000 | $188,000 | $165,000 | $165,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Challenge Financial Investors's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Challenge Financial Investors's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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