Charles Schwab Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Charles Schwab Bank, Ssb 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Charles Schwab Bank, Ssb 2360 Corporate Circle Westlake, TX 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,075 |
| Total Mortgage Loan Application Amount | $4,894,244,000 |
| Average Mortgage Loan Application Amount | $438,000 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $197,666 |
| Highest Applicant Income | $5,414,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Charles Schwab Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charles Schwab Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Charles Schwab Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charles Schwab Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Charles Schwab Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charles Schwab Bank, Ssb's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 842 | $ 501,879,000 | $ 596,000 | $ 229,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 667 | $ 434,006,000 | $ 650,000 | $ 269,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 640 | $ 305,488,000 | $ 477,000 | $ 189,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 560 | $ 315,164,000 | $ 562,000 | $ 192,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 447 | $ 275,543,000 | $ 616,000 | $ 248,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 413 | $ 249,817,000 | $ 604,000 | $ 226,000 |
| PHOENIX-MESA-GLENDALE, AZ | 326 | $ 118,142,000 | $ 362,000 | $ 175,000 |
| DENVER-AURORA-BROOMFIELD, CO | 317 | $ 112,332,000 | $ 354,000 | $ 154,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 307 | $ 130,350,000 | $ 424,000 | $ 217,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 284 | $ 104,949,000 | $ 369,000 | $ 202,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 249 | $ 107,263,000 | $ 350,750 | $ 150,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 197 | $ 74,470,000 | $ 378,000 | $ 232,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 194 | $ 108,049,000 | $ 513,000 | $ 282,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 180 | $ 62,084,000 | $ 344,000 | $ 157,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 179 | $ 59,595,000 | $ 332,000 | $ 185,000 |
| DALLAS-PLANO-IRVING, TX | 134 | $ 61,381,000 | $ 458,000 | $ 228,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 124 | $ 46,798,000 | $ 377,000 | $ 215,000 |
| EDISON-NEW BRUNSWICK, NJ | 119 | $ 49,627,000 | $ 417,000 | $ 165,000 |
| PHILADELPHIA, PA | 115 | $ 41,206,000 | $ 358,000 | $ 193,000 |
| SANTA ROSA-PETALUMA, CA | 115 | $ 44,085,000 | $ 383,000 | $ 190,000 |
| BOSTON-QUINCY, MA | 109 | $ 58,466,000 | $ 536,000 | $ 242,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 104 | $ 32,990,000 | $ 284,500 | $ 173,500 |
| RENO-SPARKS, NV | 100 | $ 29,224,000 | $ 292,000 | $ 140,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 97 | $ 59,545,000 | $ 613,000 | $ 276,000 |
| NEWARK-UNION, NJ-PA | 94 | $ 40,473,000 | $ 345,500 | $ 199,000 |
| LAS VEGAS-PARADISE, NV | 90 | $ 29,709,000 | $ 330,000 | $ 246,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 83 | $ 27,719,000 | $ 333,000 | $ 199,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 79 | $ 36,791,000 | $ 465,000 | $ 213,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 79 | $ 25,799,000 | $ 530,500 | $ 183,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 75 | $ 33,446,000 | $ 445,000 | $ 210,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 73 | $ 32,381,000 | $ 443,000 | $ 192,000 |
| NASSAU-SUFFOLK, NY | 70 | $ 31,172,000 | $ 445,000 | $ 184,000 |
| BALTIMORE-TOWSON, MD | 67 | $ 26,509,000 | $ 395,000 | $ 221,000 |
| BOULDER, CO | 67 | $ 24,437,000 | $ 364,000 | $ 154,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 67 | $ 29,362,000 | $ 438,000 | $ 155,000 |
| RALEIGH-CARY, NC | 64 | $ 16,940,000 | $ 264,000 | $ 160,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 56 | $ 18,236,000 | $ 259,500 | $ 157,000 |
| ST. LOUIS, MO-IL | 54 | $ 13,563,000 | $ 214,000 | $ 139,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 53 | $ 15,892,000 | $ 299,000 | $ 227,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 52 | $ 38,253,000 | $ 735,000 | $ 250,000 |
| INDIANAPOLIS-CARMEL, IN | 51 | $ 14,268,000 | $ 279,000 | $ 205,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 47 | $ 17,834,000 | $ 375,000 | $ 179,500 |
| NAPLES-MARCO ISLAND, FL | 47 | $ 26,496,000 | $ 563,000 | $ 443,000 |
| SALT LAKE CITY, UT | 47 | $ 17,663,000 | $ 375,000 | $ 141,000 |
| HONOLULU, HI | 46 | $ 21,960,000 | $ 477,000 | $ 144,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 45 | $ 12,294,000 | $ 273,000 | $ 150,000 |
| CAPE CORAL-FORT MYERS, FL | 44 | $ 15,226,000 | $ 346,000 | $ 198,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 43 | $ 15,987,000 | $ 371,000 | $ 174,000 |
| SALINAS, CA | 43 | $ 23,123,000 | $ 537,000 | $ 232,000 |
| SANTA CRUZ-WATSONVILLE, CA | 43 | $ 20,724,000 | $ 481,000 | $ 198,000 |
| TUCSON, AZ | 42 | $ 12,528,000 | $ 298,000 | $ 140,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 41 | $ 12,366,000 | $ 301,000 | $ 136,000 |
| JACKSONVILLE, FL | 39 | $ 15,050,000 | $ 385,000 | $ 171,000 |
| FORT WORTH-ARLINGTON, TX | 37 | $ 11,254,000 | $ 304,000 | $ 170,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 37 | $ 15,024,000 | $ 406,000 | $ 236,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 36 | $ 18,044,000 | $ 501,000 | $ 283,000 |
| ALBUQUERQUE, NM | 33 | $ 7,514,000 | $ 227,000 | $ 126,000 |
| COLORADO SPRINGS, CO | 33 | $ 7,513,000 | $ 227,000 | $ 154,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 33 | $ 13,271,000 | $ 402,000 | $ 255,000 |
| BOISE CITY-NAMPA, ID | 32 | $ 8,603,000 | $ 268,000 | $ 159,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 32 | $ 11,597,000 | $ 362,000 | $ 162,000 |
| NAPA, CA | 32 | $ 22,278,000 | $ 696,000 | $ 263,000 |
| ASHEVILLE, NC | 31 | $ 9,135,000 | $ 294,000 | $ 138,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 30 | $ 12,674,000 | $ 431,500 | $ 224,500 |
| SPOKANE, WA | 30 | $ 6,361,000 | $ 212,000 | $ 114,000 |
| DURHAM-CHAPEL HILL, NC | 29 | $ 7,756,000 | $ 267,000 | $ 128,000 |
| FORT COLLINS-LOVELAND, CO | 29 | $ 6,993,000 | $ 241,000 | $ 162,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 29 | $ 10,076,000 | $ 390,000 | $ 532,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 28 | $ 13,307,000 | $ 475,000 | $ 222,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 28 | $ 12,883,000 | $ 460,000 | $ 171,000 |
| TRENTON-EWING, NJ | 28 | $ 10,381,000 | $ 370,000 | $ 225,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 27 | $ 9,173,000 | $ 339,000 | $ 173,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 26 | $ 6,238,000 | $ 239,000 | $ 149,000 |
| BEND, OR | 25 | $ 9,662,000 | $ 386,000 | $ 157,000 |
| BREMERTON-SILVERDALE, WA | 24 | $ 11,254,000 | $ 468,000 | $ 182,000 |
| ANCHORAGE, AK | 22 | $ 5,561,000 | $ 252,000 | $ 156,000 |
| ANN ARBOR, MI | 22 | $ 6,257,000 | $ 284,000 | $ 207,000 |
| COLUMBUS, OH | 22 | $ 3,927,000 | $ 178,000 | $ 155,000 |
| KANSAS CITY, MO-KS | 22 | $ 5,119,000 | $ 225,500 | $ 257,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 22 | $ 4,889,000 | $ 222,000 | $ 171,000 |
| PITTSBURGH, PA | 22 | $ 5,141,000 | $ 233,000 | $ 112,000 |
| SANTA FE, NM | 22 | $ 12,133,000 | $ 551,000 | $ 216,000 |
| VALLEJO-FAIRFIELD, CA | 22 | $ 5,876,000 | $ 267,000 | $ 141,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 21 | $ 7,035,000 | $ 335,000 | $ 194,000 |
| PRESCOTT, AZ | 21 | $ 7,865,000 | $ 374,000 | $ 118,000 |
| BARNSTABLE TOWN, MA | 20 | $ 9,529,000 | $ 476,000 | $ 320,000 |
| CAMDEN, NJ | 20 | $ 4,972,000 | $ 248,000 | $ 113,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 20 | $ 8,689,000 | $ 434,000 | $ 165,000 |
| KNOXVILLE, TN | 20 | $ 9,602,000 | $ 480,000 | $ 151,000 |
| RICHMOND, VA | 20 | $ 5,953,000 | $ 297,000 | $ 136,000 |
| TACOMA, WA | 20 | $ 5,914,000 | $ 295,000 | $ 122,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 4,780,000 | $ 265,000 | $ 187,000 |
| STOCKTON, CA | 18 | $ 5,379,000 | $ 298,000 | $ 166,000 |
| MANCHESTER-NASHUA, NH | 16 | $ 3,888,000 | $ 243,000 | $ 129,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 15 | $ 6,292,000 | $ 419,000 | $ 414,000 |
| PEABODY, MA | 15 | $ 7,070,000 | $ 471,000 | $ 209,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 15 | $ 4,745,000 | $ 316,000 | $ 166,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 15 | $ 3,731,000 | $ 248,000 | $ 150,000 |
| WILMINGTON, NC | 14 | $ 5,618,000 | $ 401,000 | $ 154,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 13 | $ 3,758,000 | $ 289,000 | $ 196,000 |
| OKLAHOMA CITY, OK | 13 | $ 2,737,000 | $ 210,000 | $ 129,000 |
| PORT ST. LUCIE, FL | 13 | $ 6,387,000 | $ 491,000 | $ 262,000 |
| BAKERSFIELD-DELANO, CA | 12 | $ 2,665,000 | $ 222,000 | $ 127,000 |
| CHARLOTTESVILLE, VA | 12 | $ 4,386,000 | $ 365,000 | $ 182,000 |
| PUNTA GORDA, FL | 12 | $ 2,580,000 | $ 215,000 | $ 82,000 |
| WILMINGTON, DE-MD-NJ | 12 | $ 2,501,000 | $ 212,000 | $ 135,500 |
| WORCESTER, MA | 12 | $ 3,274,000 | $ 272,000 | $ 163,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 2,948,000 | $ 268,000 | $ 169,000 |
| MODESTO, CA | 11 | $ 4,309,000 | $ 391,000 | $ 205,000 |
| SEBASTIAN-VERO BEACH, FL | 11 | $ 6,451,000 | $ 586,000 | $ 289,000 |
| SPRINGFIELD, MA | 11 | $ 2,631,000 | $ 239,000 | $ 124,000 |
| AKRON, OH | 10 | $ 1,830,000 | $ 183,000 | $ 88,000 |
| MEDFORD, OR | 10 | $ 2,634,000 | $ 263,000 | $ 87,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 10 | $ 2,827,000 | $ 282,000 | $ 123,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 10 | $ 3,601,000 | $ 360,000 | $ 159,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 9 | $ 1,792,000 | $ 199,000 | $ 126,000 |
| EUGENE-SPRINGFIELD, OR | 9 | $ 2,066,000 | $ 229,000 | $ 97,000 |
| FLAGSTAFF, AZ | 9 | $ 2,122,000 | $ 235,000 | $ 102,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 9 | $ 3,197,000 | $ 355,000 | $ 153,000 |
| MADISON, WI | 9 | $ 2,445,000 | $ 271,000 | $ 114,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 2,517,000 | $ 279,000 | $ 132,000 |
| TULSA, OK | 9 | $ 2,334,000 | $ 259,000 | $ 121,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 1,913,000 | $ 239,000 | $ 208,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 2,067,000 | $ 258,000 | $ 171,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 2,476,000 | $ 309,000 | $ 179,000 |
| HOLLAND-GRAND HAVEN, MI | 8 | $ 3,368,000 | $ 421,000 | $ 193,000 |
| HUNTSVILLE, AL | 8 | $ 2,064,000 | $ 258,000 | $ 191,000 |
| JACKSON, MS | 8 | $ 1,855,000 | $ 231,000 | $ 129,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 8 | $ 1,201,000 | $ 150,000 | $ 67,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 8 | $ 2,134,000 | $ 266,000 | $ 125,000 |
| ROCHESTER, NY | 8 | $ 1,640,000 | $ 205,000 | $ 115,000 |
| WICHITA, KS | 8 | $ 2,003,000 | $ 250,000 | $ 109,000 |
| BATON ROUGE, LA | 7 | $ 1,658,000 | $ 236,000 | $ 200,000 |
| BELLINGHAM, WA | 7 | $ 1,090,000 | $ 155,000 | $ 67,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 2,201,000 | $ 314,000 | $ 154,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 7 | $ 2,206,000 | $ 315,000 | $ 216,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 4,395,000 | $ 627,000 | $ 335,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 2,574,000 | $ 367,000 | $ 166,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 7 | $ 1,365,000 | $ 195,000 | $ 63,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 7 | $ 1,503,000 | $ 214,000 | $ 115,000 |
| PITTSFIELD, MA | 7 | $ 2,597,000 | $ 371,000 | $ 248,000 |
| TALLAHASSEE, FL | 7 | $ 1,187,000 | $ 169,000 | $ 77,000 |
| WENATCHEE-EAST WENATCHEE, WA | 7 | $ 2,591,000 | $ 370,000 | $ 246,000 |
| CORPUS CHRISTI, TX | 6 | $ 1,780,000 | $ 296,000 | $ 295,000 |
| GARY, IN | 6 | $ 1,528,000 | $ 254,000 | $ 119,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 1,590,000 | $ 265,000 | $ 186,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 1,173,000 | $ 195,000 | $ 118,000 |
| OCEAN CITY, NJ | 6 | $ 2,373,000 | $ 395,000 | $ 160,000 |
| PUEBLO, CO | 6 | $ 1,239,000 | $ 206,000 | $ 119,000 |
| SAVANNAH, GA | 6 | $ 1,425,000 | $ 237,000 | $ 181,000 |
| SPRINGFIELD, MO | 6 | $ 788,000 | $ 131,000 | $ 46,000 |
| TOLEDO, OH | 6 | $ 877,000 | $ 146,000 | $ 537,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 794,000 | $ 158,000 | $ 76,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 927,000 | $ 185,000 | $ 310,000 |
| COLUMBIA, SC | 5 | $ 962,000 | $ 192,000 | $ 137,000 |
| GAINESVILLE, GA | 5 | $ 1,371,000 | $ 274,000 | $ 109,000 |
| GREELEY, CO | 5 | $ 1,080,000 | $ 216,000 | $ 99,000 |
| HOT SPRINGS, AR | 5 | $ 928,000 | $ 185,000 | $ 84,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 5 | $ 854,000 | $ 170,000 | $ 175,000 |
| LAS CRUCES, NM | 5 | $ 841,000 | $ 168,000 | $ 271,000 |
| PALM COAST, FL | 5 | $ 1,397,000 | $ 279,000 | $ 273,000 |
| REDDING, CA | 5 | $ 1,190,000 | $ 238,000 | $ 149,000 |
| YORK-HANOVER, PA | 5 | $ 798,000 | $ 159,000 | $ 169,000 |
| CHICO, CA | 4 | $ 1,817,000 | $ 454,000 | $ 130,000 |
| COEUR D'ALENE, ID | 4 | $ 1,878,000 | $ 469,000 | $ 126,000 |
| CORVALLIS, OR | 4 | $ 907,000 | $ 226,000 | $ 87,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 772,000 | $ 193,000 | $ 131,000 |
| FRESNO, CA | 4 | $ 973,000 | $ 243,000 | $ 411,000 |
| LYNCHBURG, VA | 4 | $ 501,000 | $ 125,000 | $ 118,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 1,061,000 | $ 265,000 | $ 179,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 4 | $ 2,168,000 | $ 542,000 | $ 193,000 |
| PROVO-OREM, UT | 4 | $ 694,000 | $ 173,000 | $ 131,000 |
| ROANOKE, VA | 4 | $ 776,000 | $ 194,000 | $ 96,000 |
| SALEM, OR | 4 | $ 707,000 | $ 176,000 | $ 79,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 423,000 | $ 105,000 | $ 50,000 |
| APPLETON, WI | 3 | $ 801,000 | $ 267,000 | $ 248,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 489,000 | $ 156,000 | $ 115,000 |
| CHATTANOOGA, TN-GA | 3 | $ 937,000 | $ 312,000 | $ 112,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 1,012,000 | $ 337,000 | $ 154,000 |
| DECATUR, AL | 3 | $ 485,000 | $ 161,000 | $ 404,000 |
| FLINT, MI | 3 | $ 470,000 | $ 156,000 | $ 72,000 |
| GAINESVILLE, FL | 3 | $ 570,000 | $ 190,000 | $ 177,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 570,000 | $ 190,000 | $ 145,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 293,000 | $ 97,000 | $ 127,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 918,000 | $ 306,000 | $ 183,000 |
| LAFAYETTE, LA | 3 | $ 798,000 | $ 266,000 | $ 120,000 |
| MISSOULA, MT | 3 | $ 746,000 | $ 248,000 | $ 67,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 859,000 | $ 286,000 | $ 118,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 923,000 | $ 307,000 | $ 177,000 |
| RAPID CITY, SD | 3 | $ 912,000 | $ 304,000 | $ 173,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 952,000 | $ 338,000 | $ 163,000 |
| ST. GEORGE, UT | 3 | $ 493,000 | $ 164,000 | $ 52,000 |
| SYRACUSE, NY | 3 | $ 435,000 | $ 145,000 | $ 146,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 647,000 | $ 215,000 | $ 77,000 |
| WINSTON-SALEM, NC | 3 | $ 457,000 | $ 152,000 | $ 115,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 377,000 | $ 188,000 | $ 46,000 |
| AUBURN-OPELIKA, AL | 2 | $ 388,000 | $ 194,000 | $ 150,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 276,000 | $ 138,000 | $ 85,000 |
| BINGHAMTON, NY | 2 | $ 651,000 | $ 325,000 | $ 83,000 |
| BLOOMINGTON, IN | 2 | $ 351,000 | $ 175,000 | $ 159,000 |
| BURLINGTON, NC | 2 | $ 550,000 | $ 275,000 | $ 162,000 |
| CLARKSVILLE, TN-KY | 2 | $ 366,000 | $ 183,000 | $ 80,000 |
| CLEVELAND, TN | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| COLUMBUS, GA-AL | 2 | $ 317,000 | $ 158,000 | $ 85,000 |
| DAYTON, OH | 2 | $ 285,000 | $ 142,000 | $ 189,000 |
| ERIE, PA | 2 | $ 531,000 | $ 265,000 | $ 429,000 |
| EVANSVILLE, IN-KY | 2 | $ 491,000 | $ 245,000 | $ 143,000 |
| GRAND JUNCTION, CO | 2 | $ 401,000 | $ 200,000 | $ 71,000 |
| GREENVILLE, NC | 2 | $ 138,000 | $ 69,000 | $ 49,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 455,000 | $ 227,000 | $ 129,000 |
| LANCASTER, PA | 2 | $ 1,515,000 | $ 757,000 | $ 144,000 |
| LAWRENCE, KS | 2 | $ 397,000 | $ 198,000 | $ 120,000 |
| MACON, GA | 2 | $ 433,000 | $ 216,000 | $ 184,000 |
| MIDLAND, TX | 2 | $ 659,000 | $ 329,000 | $ 211,000 |
| MOBILE, AL | 2 | $ 328,000 | $ 164,000 | $ 154,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 729,000 | $ 364,000 | $ 59,000 |
| OCALA, FL | 2 | $ 596,000 | $ 298,000 | $ 95,000 |
| OLYMPIA, WA | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| PEORIA, IL | 2 | $ 911,000 | $ 455,000 | $ 243,000 |
| RACINE, WI | 2 | $ 1,107,000 | $ 553,000 | $ 514,000 |
| ROCHESTER, MN | 2 | $ 608,000 | $ 304,000 | $ 188,000 |
| ST. JOSEPH, MO-KS | 2 | $ 600,000 | $ 300,000 | $ 58,000 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 671,000 | $ 335,000 | $ 51,000 |
| TYLER, TX | 2 | $ 325,000 | $ 162,000 | $ 121,000 |
| VALDOSTA, GA | 2 | $ 253,000 | $ 126,000 | $ 46,000 |
| WILLIAMSPORT, PA | 2 | $ 816,000 | $ 408,000 | $ 262,000 |
| YUBA CITY, CA | 2 | $ 406,000 | $ 203,000 | $ 138,000 |
| AMARILLO, TX | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| AMES, IA | 1 | $ 295,000 | $ 295,000 | $ 179,000 |
| ANDERSON, IN | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| BATTLE CREEK, MI | 1 | $ 168,000 | $ 168,000 | $ 150,000 |
| BILLINGS, MT | 1 | $ 314,000 | $ 314,000 | $ 139,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| BOWLING GREEN, KY | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| CANTON-MASSILLON, OH | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| CARSON CITY, NV | 1 | $ 223,000 | $ 223,000 | $ 110,000 |
| CHARLESTON, WV | 1 | $ 380,000 | $ 380,000 | $ 532,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 110,000 | $ 110,000 | $ 467,000 |
| COLUMBIA, MO | 1 | $ 162,000 | $ 162,000 | $ 204,000 |
| DOVER, DE | 1 | $ 509,000 | $ 509,000 | $ 382,000 |
| DUBUQUE, IA | 1 | $ 256,000 | $ 256,000 | $ 150,000 |
| DULUTH, MN-WI | 1 | $ 64,000 | $ 64,000 | $ 137,000 |
| EAU CLAIRE, WI | 1 | $ 234,000 | $ 234,000 | $ 133,000 |
| EL PASO, TX | 1 | $ 356,000 | $ 356,000 | $ 426,000 |
| ELKHART-GOSHEN, IN | 1 | $ 184,000 | $ 184,000 | $ 285,000 |
| FARMINGTON, NM | 1 | $ 351,000 | $ 351,000 | $ 101,000 |
| FAYETTEVILLE, NC | 1 | $ 418,000 | $ 418,000 | $ 625,000 |
| FORT SMITH, AR-OK | 1 | $ 124,000 | $ 124,000 | $ 111,000 |
| FORT WAYNE, IN | 1 | $ 97,000 | $ 97,000 | $ 76,000 |
| GRAND FORKS, ND-MN | 1 | $ 417,000 | $ 417,000 | $ 316,000 |
| GREEN BAY, WI | 1 | $ 169,000 | $ 169,000 | $ 79,000 |
| GULFPORT-BILOXI, MS | 1 | $ 258,000 | $ 258,000 | $ 79,000 |
| HARRISONBURG, VA | 1 | $ 91,000 | $ 91,000 | $ 159,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 705,000 | $ 705,000 | $ 296,000 |
| IDAHO FALLS, ID | 1 | $ 171,000 | $ 171,000 | $ 51,000 |
| ITHACA, NY | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| JANESVILLE, WI | 1 | $ 69,000 | $ 69,000 | $ 54,000 |
| JOHNSON CITY, TN | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| JOHNSTOWN, PA | 1 | $ 139,000 | $ 139,000 | $ 210,000 |
| JOPLIN, MO | 1 | $ 385,000 | $ 385,000 | $ 494,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 86,000 | $ 86,000 | $ 545,000 |
| KINGSTON, NY | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| LAFAYETTE, IN | 1 | $ 147,000 | $ 147,000 | $ 406,000 |
| LAKE CHARLES, LA | 1 | $ 102,000 | $ 102,000 | $ 77,000 |
| LANSING-EAST LANSING, MI | 1 | $ 328,000 | $ 328,000 | $ 181,000 |
| LAWTON, OK | 1 | $ 152,000 | $ 152,000 | $ 126,000 |
| LEBANON, PA | 1 | $ 128,000 | $ 128,000 | $ 99,000 |
| LEWISTON-AUBURN, ME | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| LINCOLN, NE | 1 | $ 360,000 | $ 360,000 | $ 249,000 |
| LUBBOCK, TX | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 187,000 | $ 187,000 | $ 58,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 190,000 | $ 190,000 | $ 179,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 79,000 | $ 79,000 | $ 56,000 |
| MERCED, CA | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| MONROE, MI | 1 | $ 115,000 | $ 115,000 | $ 165,000 |
| MONTGOMERY, AL | 1 | $ 158,000 | $ 158,000 | $ 39,000 |
| MUNCIE, IN | 1 | $ 193,000 | $ 193,000 | $ 250,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 154,000 | $ 154,000 | $ 48,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 136,000 | $ 136,000 | $ 99,000 |
| READING, PA | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| ROCKFORD, IL | 1 | $ 464,000 | $ 464,000 | $ 450,000 |
| ROCKY MOUNT, NC | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| SALISBURY, MD | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| SAN ANGELO, TX | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| STATE COLLEGE, PA | 1 | $ 299,000 | $ 299,000 | $ 168,000 |
| TUSCALOOSA, AL | 1 | $ 898,000 | $ 898,000 | $ 626,000 |
| VICTORIA, TX | 1 | $ 466,000 | $ 466,000 | $ 147,000 |
| WACO, TX | 1 | $ 161,000 | $ 161,000 | $ 203,000 |
| WARNER ROBINS, GA | 1 | $ 319,000 | $ 319,000 | $ 93,000 |
| YAKIMA, WA | 1 | $ 222,000 | $ 222,000 | $ 56,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 161,000 | $ 161,000 | $ 372,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank, Ssb in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,535 | $4,172,202,000 | $437,000 | $9,000,000 | $203,000 | $5,414,000 |
| Home Purchase | 1,473 | $694,798,000 | $471,000 | $5,000,000 | $218,000 | $4,500,000 |
| Home Improvement | 67 | $27,244,000 | $406,000 | $2,150,000 | $172,000 | $1,150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,809 | $3,363,928,000 | $430,000 | $4,891,000 | $197,000 | $5,414,000 |
| Not Provided | 2,179 | $1,034,032,000 | $474,000 | $9,000,000 | $233,000 | $4,794,000 |
| Asian | 772 | $373,287,000 | $483,000 | $2,730,000 | $214,000 | $2,524,000 |
| Hispanic | 214 | $85,915,000 | $401,000 | $2,210,000 | $179,000 | $1,476,000 |
| Black or African American | 61 | $19,992,000 | $327,000 | $1,080,000 | $172,000 | $1,111,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $9,904,000 | $396,000 | $990,000 | $178,000 | $1,198,000 |
| American Indian or Alaskan Native | 15 | $7,186,000 | $479,000 | $1,469,000 | $208,000 | $520,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,074 | $4,894,071,000 | $441,000 | $9,000,000 | $205,000 | $5,414,000 |
| FHA-insured (Federal Housing Administration) | 1 | $173,000 | $173,000 | $173,000 | $56,000 | $56,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,714 | $1,923,203,000 | $407,000 | $1,500,000 | $198,000 | $5,414,000 |
| Loan Originated | 3,908 | $1,861,269,000 | $476,000 | $4,891,000 | $214,000 | $4,668,000 |
| Application Denied By Financial Institution | 1,738 | $827,504,000 | $476,000 | $9,000,000 | $201,000 | $4,794,000 |
| Application Withdrawn By Applicant | 597 | $232,227,000 | $388,000 | $5,000,000 | $207,000 | $4,500,000 |
| Application Approved But Not Accepted | 71 | $28,684,000 | $404,000 | $1,650,000 | $185,000 | $907,000 |
| File Closed For Incompleteness | 47 | $21,357,000 | $454,000 | $1,500,000 | $205,000 | $1,200,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 569 | $273,739,000 | $481,000 | $4,000,000 | $238,000 | $4,600,000 |
| Credit Application Incomplete | 483 | $191,345,000 | $396,000 | $2,730,000 | $243,000 | $4,794,000 |
| Debt-To-Income Ratio | 483 | $266,884,000 | $552,000 | $4,000,000 | $97,000 | $721,000 |
| Other | 92 | $42,451,000 | $461,000 | $9,000,000 | $241,000 | $1,999,000 |
| Unverifiable Information | 48 | $23,300,000 | $485,000 | $1,893,000 | $301,000 | $1,696,000 |
| Credit History | 44 | $19,754,000 | $448,000 | $1,360,000 | $188,000 | $625,000 |
| Employment History | 10 | $4,280,000 | $428,000 | $1,080,000 | $156,000 | $516,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $5,751,000 | $639,000 | $2,925,000 | $388,000 | $2,568,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, Ssb's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.