BBVA USA Mortgage Lending & HMDA Data, 2014

In 2014, BBVA USA of Birmingham, AL reported 23,136 mortgage applications totaling $7.1 billion, down 24% from 2013. The average application was for $308,242, and applicants reported an average income of $183,020. 55% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (3,227), Phoenix-Mesa-Scottsdale, AZ (1,691) and Dallas-Plano-Irving, TX (1,614) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 23,136
Total Mortgage Loan Application Amount $7,131,489,000
Average Mortgage Loan Application Amount $308,242
Highest Mortgage Loan Application Amount $13,516,000
Average Applicant Income $183,020
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,087 $ 728,171,000 $ 348,908 $ 222,000
Maricopa, Arizona 1,623 $ 577,653,000 $ 355,916 $ 204,000
Bexar, Texas 925 $ 232,510,000 $ 251,362 $ 194,000
Travis, Texas 878 $ 310,991,000 $ 354,203 $ 227,000
Dallas, Texas 833 $ 273,393,000 $ 328,202 $ 193,000
Tarrant, Texas 696 $ 156,361,000 $ 224,656 $ 152,000
Jefferson, Alabama 674 $ 134,822,000 $ 200,032 $ 113,000
Los Angeles, California 646 $ 466,602,000 $ 722,294 $ 298,000
Orange, Florida 590 $ 159,099,000 $ 269,659 $ 219,000
San Diego, California 538 $ 346,799,000 $ 644,607 $ 329,000
Denver, Colorado 472 $ 148,008,000 $ 313,576 $ 162,000
Fort Bend, Texas 439 $ 127,767,000 $ 291,041 $ 169,000
Montgomery, Texas 423 $ 129,696,000 $ 306,609 $ 249,000
Riverside, California 407 $ 104,347,000 $ 256,380 $ 151,000
Hidalgo, Texas 403 $ 58,773,000 $ 145,838 $ 113,000
Pima, Arizona 369 $ 84,393,000 $ 228,707 $ 184,000
Collin, Texas 353 $ 96,988,000 $ 274,753 $ 176,000
Duval, Florida 314 $ 80,792,000 $ 257,299 $ 161,000
Denton, Texas 298 $ 73,983,000 $ 248,265 $ 165,000
Webb, Texas 280 $ 33,323,000 $ 119,010 $ 90,000
Cameron, Texas 278 $ 33,690,000 $ 121,187 $ 92,000
Osceola, Florida 273 $ 58,018,000 $ 212,520 $ 179,000
El Paso, Texas 260 $ 36,903,000 $ 141,934 $ 88,000
Arapahoe, Colorado 256 $ 73,127,000 $ 285,652 $ 136,000
Bernalillo, New Mexico 245 $ 68,585,000 $ 279,938 $ 153,000
Williamson, Texas 226 $ 43,286,000 $ 191,530 $ 138,000
El Paso, Colorado 212 $ 83,295,000 $ 392,900 $ 198,000
Orange, California 205 $ 152,827,000 $ 745,497 $ 312,000
Miami-Dade, Florida 192 $ 88,545,000 $ 461,171 $ 274,000
Mobile, Alabama 184 $ 19,524,000 $ 106,108 $ 75,000
Adams, Colorado 181 $ 38,777,000 $ 214,237 $ 86,000
Shelby, Alabama 178 $ 38,260,000 $ 214,943 $ 136,000
Sacramento, California 167 $ 68,258,000 $ 408,730 $ 207,000
Jefferson, Colorado 162 $ 42,037,000 $ 259,487 $ 134,000
Douglas, Colorado 161 $ 58,126,000 $ 361,031 $ 168,000
Galveston, Texas 143 $ 37,260,000 $ 260,559 $ 209,000
Madison, Alabama 141 $ 32,358,000 $ 229,489 $ 232,000
San Joaquin, California 133 $ 27,630,000 $ 207,744 $ 102,000
Bell, Texas 129 $ 20,032,000 $ 155,286 $ 120,000
Larimer, Colorado 126 $ 32,902,000 $ 261,126 $ 129,000
Placer, California 122 $ 70,063,000 $ 574,286 $ 323,000
Santa Clara, California 120 $ 84,096,000 $ 700,800 $ 241,000
Mohave, Arizona 115 $ 20,073,000 $ 174,547 $ 100,000
Alameda, California 104 $ 62,168,000 $ 597,769 $ 217,000
St. Johns, Florida 104 $ 34,315,000 $ 329,951 $ 185,000
Brazoria, Texas 104 $ 18,471,000 $ 177,605 $ 130,000
Alachua, Florida 102 $ 26,711,000 $ 261,872 $ 162,000
San Bernardino, California 101 $ 37,679,000 $ 373,059 $ 225,000
Contra Costa, California 99 $ 72,903,000 $ 736,393 $ 309,000
Weld, Colorado 99 $ 21,693,000 $ 219,121 $ 120,000
Nueces, Texas 98 $ 23,575,000 $ 240,561 $ 165,000
Walton, Florida 94 $ 45,631,000 $ 485,436 $ 277,000
Okaloosa, Florida 93 $ 25,786,000 $ 277,268 $ 194,000
Montgomery, Alabama 91 $ 9,616,000 $ 105,670 $ 95,000
Stanislaus, California 89 $ 21,091,000 $ 236,977 $ 124,000
Parker, Texas 88 $ 18,007,000 $ 204,625 $ 133,000
Baldwin, Alabama 87 $ 19,205,000 $ 220,747 $ 158,000
Sandoval, New Mexico 83 $ 20,073,000 $ 241,843 $ 149,000
Tuscaloosa, Alabama 82 $ 15,035,000 $ 183,353 $ 108,000
San Mateo, California 75 $ 64,044,000 $ 853,920 $ 267,000
Broward, Florida 74 $ 29,000,000 $ 391,891 $ 250,000
Clay, Florida 73 $ 11,988,000 $ 164,219 $ 101,000
Fresno, California 72 $ 22,349,000 $ 310,402 $ 197,000
Polk, Florida 71 $ 14,786,000 $ 208,253 $ 140,000
Maverick, Texas 69 $ 4,894,000 $ 70,927 $ 49,000
Pinal, Arizona 68 $ 7,500,000 $ 110,294 $ 66,000
Coconino, Arizona 67 $ 20,738,000 $ 309,522 $ 201,000
Escambia, Florida 66 $ 12,111,000 $ 183,500 $ 119,000
Jefferson, Texas 65 $ 11,198,000 $ 172,276 $ 130,000
Hays, Texas 64 $ 13,643,000 $ 213,171 $ 122,000
Houston, Alabama 63 $ 10,778,000 $ 171,079 $ 128,000
McLennan, Texas 62 $ 6,486,000 $ 104,612 $ 68,000
Marion, Florida 61 $ 8,433,000 $ 138,245 $ 93,000
Brazos, Texas 61 $ 15,701,000 $ 257,393 $ 143,000
Etowah, Alabama 60 $ 7,150,000 $ 119,166 $ 71,000
Comal, Texas 57 $ 17,817,000 $ 312,578 $ 199,000
Boulder, Colorado 55 $ 25,310,000 $ 460,181 $ 250,000
Santa Rosa, Florida 53 $ 14,049,000 $ 265,075 $ 200,000
Ellis, Texas 53 $ 8,132,000 $ 153,433 $ 87,000
Lubbock, Texas 52 $ 8,451,000 $ 162,519 $ 87,000
Limestone, Alabama 47 $ 5,875,000 $ 125,000 $ 71,000
Yavapai, Arizona 47 $ 12,664,000 $ 269,446 $ 147,000
Rockwall, Texas 43 $ 13,715,000 $ 318,953 $ 181,000
Morgan, Alabama 42 $ 4,170,000 $ 99,285 $ 65,000
Ventura, California 42 $ 24,074,000 $ 573,190 $ 315,000
Seminole, Florida 42 $ 14,755,000 $ 351,309 $ 201,000
Hood, Texas 42 $ 5,150,000 $ 122,619 $ 97,000
Marshall, Alabama 40 $ 4,847,000 $ 121,175 $ 48,000
DeKalb, Alabama 39 $ 3,837,000 $ 98,384 $ 86,000
Johnson, Texas 39 $ 5,855,000 $ 150,128 $ 79,000
Smith, Texas 39 $ 5,833,000 $ 149,564 $ 96,000
Lee, Alabama 38 $ 6,032,000 $ 158,736 $ 87,000
Hardin, Texas 38 $ 4,810,000 $ 126,578 $ 80,000
Lauderdale, Alabama 37 $ 5,210,000 $ 140,810 $ 87,000
Starr, Texas 37 $ 3,075,000 $ 83,108 $ 55,000
Barbour, Alabama 35 $ 4,640,000 $ 132,571 $ 65,000
Calhoun, Alabama 35 $ 3,223,000 $ 92,085 $ 60,000
Walker, Alabama 35 $ 4,294,000 $ 122,685 $ 74,000
El Dorado, California 35 $ 22,300,000 $ 637,142 $ 274,000
Ector, Texas 34 $ 6,675,000 $ 196,323 $ 125,000
Cochise, Arizona 33 $ 4,020,000 $ 121,818 $ 93,000
Hillsborough, Florida 33 $ 17,423,000 $ 527,969 $ 229,000
Clark, Nevada 33 $ 20,496,000 $ 621,090 $ 316,000
Merced, California 32 $ 7,799,000 $ 243,718 $ 161,000
Kendall, Texas 32 $ 15,748,000 $ 492,125 $ 294,000
Palm Beach, Florida 31 $ 10,179,000 $ 328,354 $ 247,000
Jasper, Texas 31 $ 3,616,000 $ 116,645 $ 83,000
St. Clair, Alabama 30 $ 4,264,000 $ 142,133 $ 59,000
Bay, Florida 29 $ 7,037,000 $ 242,655 $ 202,000
Nassau, Florida 28 $ 7,594,000 $ 271,214 $ 153,000
Val Verde, Texas 28 $ 2,494,000 $ 89,071 $ 58,000
Hernando, Florida 27 $ 2,642,000 $ 97,851 $ 73,000
Blount, Alabama 26 $ 4,204,000 $ 161,692 $ 94,000
Colbert, Alabama 26 $ 2,646,000 $ 101,769 $ 50,000
San Francisco, California 26 $ 25,744,000 $ 990,153 $ 362,000
Kaufman, Texas 26 $ 2,986,000 $ 114,846 $ 113,000
Midland, Texas 26 $ 12,672,000 $ 487,384 $ 442,000
Lake, Florida 25 $ 6,084,000 $ 243,360 $ 180,000
Howard, Texas 25 $ 1,948,000 $ 77,920 $ 54,000
Dona Ana, New Mexico 24 $ 2,932,000 $ 122,166 $ 138,000
Gregg, Texas 24 $ 2,939,000 $ 122,458 $ 86,000
Kern, California 23 $ 6,795,000 $ 295,434 $ 211,000
Broomfield, Colorado 22 $ 8,231,000 $ 374,136 $ 168,000
Sonoma, California 21 $ 11,829,000 $ 563,285 $ 316,000
Brevard, Florida 20 $ 7,608,000 $ 380,400 $ 187,000
Navajo, Arizona 19 $ 4,201,000 $ 221,105 $ 163,000
Cullman, Alabama 18 $ 2,050,000 $ 113,888 $ 73,000
Jackson, Alabama 17 $ 1,957,000 $ 115,117 $ 59,000
Marin, California 17 $ 15,156,000 $ 891,529 $ 350,000
Yolo, California 17 $ 11,913,000 $ 700,764 $ 300,000
Collier, Florida 17 $ 19,820,000 $ 1,165,882 $ 617,000
Harrison, Texas 17 $ 2,240,000 $ 131,764 $ 63,000
Tom Green, Texas 17 $ 1,847,000 $ 108,647 $ 73,000
Summit, Colorado 16 $ 6,877,000 $ 429,812 $ 288,000
Pinellas, Florida 16 $ 6,897,000 $ 431,062 $ 252,000
Volusia, Florida 16 $ 2,380,000 $ 148,750 $ 177,000
Otero, New Mexico 16 $ 1,205,000 $ 75,312 $ 39,000
Polk, Texas 16 $ 1,180,000 $ 73,750 $ 72,000
Elmore, Alabama 15 $ 2,992,000 $ 199,466 $ 185,000
Walker, Texas 15 $ 1,976,000 $ 131,733 $ 75,000
Eagle, Colorado 14 $ 12,893,000 $ 920,928 $ 755,000
Santa Fe, New Mexico 14 $ 5,228,000 $ 373,428 $ 351,000
Guadalupe, Texas 14 $ 3,401,000 $ 242,928 $ 188,000
Talladega, Alabama 13 $ 2,066,000 $ 158,923 $ 69,000
Napa, California 13 $ 8,625,000 $ 663,461 $ 262,000
Burnet, Texas 13 $ 3,470,000 $ 266,923 $ 159,000
Chambers, Texas 13 $ 1,229,000 $ 94,538 $ 84,000
Orange, Texas 13 $ 1,445,000 $ 111,153 $ 62,000
Gila, Arizona 12 $ 3,109,000 $ 259,083 $ 121,000
Santa Barbara, California 12 $ 6,735,000 $ 561,250 $ 354,000
Santa Cruz, California 12 $ 6,185,000 $ 515,416 $ 248,000
Grayson, Texas 12 $ 2,379,000 $ 198,250 $ 137,000
Henderson, Texas 12 $ 2,739,000 $ 228,250 $ 373,000
Monterey, California 11 $ 7,144,000 $ 649,454 $ 232,000
Kerr, Texas 11 $ 2,278,000 $ 207,090 $ 105,000
Llano, Texas 11 $ 3,274,000 $ 297,636 $ 265,000
King, Washington 11 $ 9,337,000 $ 848,818 $ 303,000
San Luis Obispo, California 10 $ 6,336,000 $ 633,600 $ 355,000
Flagler, Florida 10 $ 1,384,000 $ 138,400 $ 401,000
Monroe, Florida 10 $ 5,121,000 $ 512,100 $ 510,000
Falls, Texas 10 $ 755,000 $ 75,500 $ 56,000
Washington, Texas 10 $ 1,229,000 $ 122,900 $ 72,000
Tulare, California 9 $ 3,546,000 $ 394,000 $ 187,000
La Plata, Colorado 9 $ 4,329,000 $ 481,000 $ 208,000
Citrus, Florida 9 $ 1,153,000 $ 128,111 $ 77,000
Lee, Florida 9 $ 2,126,000 $ 236,222 $ 129,000
Pasco, Florida 9 $ 1,418,000 $ 157,555 $ 95,000
Fulton, Georgia 9 $ 3,359,000 $ 373,222 $ 136,000
Sierra, New Mexico 9 $ 753,000 $ 83,666 $ 42,000
Williamson, Tennessee 9 $ 4,893,000 $ 543,666 $ 333,000
Navarro, Texas 9 $ 2,197,000 $ 244,111 $ 160,000
Waller, Texas 9 $ 2,578,000 $ 286,444 $ 214,000
Lawrence, Alabama 8 $ 893,000 $ 111,625 $ 72,000
Tallapoosa, Alabama 8 $ 2,606,000 $ 325,750 $ 222,000
Elbert, Colorado 8 $ 2,151,000 $ 268,875 $ 125,000
Manatee, Florida 8 $ 4,099,000 $ 512,375 $ 289,000
Gwinnett, Georgia 8 $ 3,721,000 $ 465,125 $ 187,000
Lincoln, New Mexico 8 $ 1,378,000 $ 172,250 $ 124,000
Multnomah, Oregon 8 $ 6,052,000 $ 756,500 $ 352,000
Bastrop, Texas 8 $ 1,624,000 $ 203,000 $ 85,000
Hunt, Texas 8 $ 972,000 $ 121,500 $ 95,000
Kleberg, Texas 8 $ 601,000 $ 75,125 $ 88,000
Palo Pinto, Texas 8 $ 2,196,000 $ 274,500 $ 247,000
Wise, Texas 8 $ 1,732,000 $ 216,500 $ 146,000
Autauga, Alabama 7 $ 530,000 $ 75,714 $ 56,000
Amador, California 7 $ 1,999,000 $ 285,571 $ 95,000
Tuolumne, California 7 $ 1,101,000 $ 157,285 $ 84,000
Pueblo, Colorado 7 $ 2,035,000 $ 290,714 $ 368,000
Middlesex, Massachusetts 7 $ 5,714,000 $ 816,285 $ 319,000
Bee, Texas 7 $ 885,000 $ 126,428 $ 68,000
Jones, Texas 7 $ 578,000 $ 82,571 $ 57,000
Lampasas, Texas 7 $ 1,151,000 $ 164,428 $ 85,000
Limestone, Texas 7 $ 487,000 $ 69,571 $ 51,000
Medina, Texas 7 $ 300,000 $ 42,857 $ 113,000
Taylor, Texas 7 $ 669,000 $ 95,571 $ 122,000
Tyler, Texas 7 $ 771,000 $ 110,142 $ 79,000
Dale, Alabama 6 $ 426,000 $ 71,000 $ 35,000
Henry, Alabama 6 $ 526,000 $ 87,666 $ 63,000
Apache, Arizona 6 $ 1,301,000 $ 216,833 $ 177,000
Santa Cruz, Arizona 6 $ 1,224,000 $ 204,000 $ 133,000
Yuma, Arizona 6 $ 1,851,000 $ 308,500 $ 226,000
Butte, California 6 $ 3,605,000 $ 600,833 $ 320,000
Nevada, California 6 $ 1,330,000 $ 221,666 $ 112,000
Solano, California 6 $ 2,142,000 $ 357,000 $ 176,000
Oklahoma, Oklahoma 6 $ 968,000 $ 161,333 $ 121,000
Austin, Texas 6 $ 1,237,000 $ 206,166 $ 85,000
Rusk, Texas 6 $ 373,000 $ 62,166 $ 46,000
Upshur, Texas 6 $ 1,023,000 $ 170,500 $ 68,000
Calaveras, California 5 $ 897,000 $ 179,400 $ 85,000
Shasta, California 5 $ 1,543,000 $ 308,600 $ 276,000
Clear Creek, Colorado 5 $ 1,014,000 $ 202,800 $ 85,000
Teller, Colorado 5 $ 1,097,000 $ 219,400 $ 93,000
Bradford, Florida 5 $ 788,000 $ 157,600 $ 53,000
Putnam, Florida 5 $ 609,000 $ 121,800 $ 129,000
Sarasota, Florida 5 $ 2,781,000 $ 556,200 $ 345,000
St. Lucie, Florida 5 $ 382,000 $ 76,400 $ 66,000
Cobb, Georgia 5 $ 1,525,000 $ 305,000 $ 204,000
Orleans, Louisiana 5 $ 2,141,000 $ 428,200 $ 336,000
Washoe, Nevada 5 $ 4,127,000 $ 825,400 $ 214,000
Valencia, New Mexico 5 $ 678,000 $ 135,600 $ 65,000
Angelina, Texas 5 $ 613,000 $ 122,600 $ 759,000
Atascosa, Texas 5 $ 659,000 $ 131,800 $ 300,000
Bandera, Texas 5 $ 1,003,000 $ 200,600 $ 86,000
Grimes, Texas 5 $ 764,000 $ 152,800 $ 150,000
Hale, Texas 5 $ 288,000 $ 57,600 $ 26,000
San Patricio, Texas 5 $ 670,000 $ 134,000 $ 122,000
Coffee, Alabama 4 $ 387,000 $ 96,750 $ 57,000
Macon, Alabama 4 $ 183,000 $ 45,750 $ 46,000
Winston, Alabama 4 $ 760,000 $ 190,000 $ 124,000
La Paz, Arizona 4 $ 937,000 $ 234,250 $ 96,000
Madera, California 4 $ 1,434,000 $ 358,500 $ 227,000
Grand, Colorado 4 $ 1,909,000 $ 477,250 $ 409,000
Mesa, Colorado 4 $ 2,409,000 $ 602,250 $ 316,000
Norfolk, Massachusetts 4 $ 3,660,000 $ 915,000 $ 422,000
San Juan, New Mexico 4 $ 1,959,000 $ 489,750 $ 306,000
Montgomery, Pennsylvania 4 $ 1,899,000 $ 474,750 $ 356,000
Aransas, Texas 4 $ 938,000 $ 234,500 $ 221,000
Coryell, Texas 4 $ 339,000 $ 84,750 $ 35,000
Gillespie, Texas 4 $ 428,000 $ 107,000 $ 88,000
Hill, Texas 4 $ 541,000 $ 135,250 $ 85,000
Nacogdoches, Texas 4 $ 569,000 $ 142,250 $ 76,000
Newton, Texas 4 $ 162,000 $ 40,500 $ 56,000
Panola, Texas 4 $ 726,000 $ 181,500 $ 102,000
Randall, Texas 4 $ 773,000 $ 193,250 $ 105,000
Robertson, Texas 4 $ 395,000 $ 98,750 $ 66,000
San Jacinto, Texas 4 $ 593,000 $ 148,250 $ 165,000
Sutton, Texas 4 $ 1,660,000 $ 415,000 $ 180,000
Van Zandt, Texas 4 $ 369,000 $ 92,250 $ 66,000
Willacy, Texas 4 $ 235,000 $ 58,750 $ 61,000
Wood, Texas 4 $ 277,000 $ 69,250 $ 38,000
Zapata, Texas 4 $ 573,000 $ 143,250 $ 102,000
Bibb, Alabama 3 $ 348,000 $ 116,000 $ 41,000
Chilton, Alabama 3 $ 838,000 $ 279,333 $ 109,000
Fayette, Alabama 3 $ 104,000 $ 34,666 $ 49,000
Hale, Alabama 3 $ 454,000 $ 151,333 $ 67,000
Siskiyou, California 3 $ 707,000 $ 235,666 $ 121,000
Archuleta, Colorado 3 $ 1,738,000 $ 579,333 $ 358,000
Garfield, Colorado 3 $ 969,000 $ 323,000 $ 205,000
Park, Colorado 3 $ 759,000 $ 253,000 $ 203,000
Levy, Florida 3 $ 654,000 $ 218,000 $ 78,000
Quitman, Georgia 3 $ 610,000 $ 203,333 $ 133,000
Douglas, Nevada 3 $ 2,467,000 $ 822,333 $ 319,000
New York, New York 3 $ 5,233,000 $ 1,744,333 $ 406,000
Cleveland, Oklahoma 3 $ 838,000 $ 279,333 $ 113,000
Tulsa, Oklahoma 3 $ 833,000 $ 277,666 $ 104,000
Lehigh, Pennsylvania 3 $ 399,000 $ 133,000 $ 64,000
Philadelphia, Pennsylvania 3 $ 1,037,000 $ 345,666 $ 201,000
Sevier, Tennessee 3 $ 386,000 $ 128,666 $ 80,000
Colorado, Texas 3 $ 200,000 $ 66,666 $ 33,000
Erath, Texas 3 $ 622,000 $ 207,333 $ 103,000
Fayette, Texas 3 $ 868,000 $ 289,333 $ 297,000
Freestone, Texas 3 $ 266,000 $ 88,666 $ 121,000
Garza, Texas 3 $ 1,061,000 $ 353,666 $ 103,000
Leon, Texas 3 $ 645,000 $ 215,000 $ 93,000
Liberty, Texas 3 $ 299,000 $ 99,666 $ 81,000
Matagorda, Texas 3 $ 464,000 $ 154,666 $ 116,000
Victoria, Texas 3 $ 273,000 $ 91,000 $ 128,000
Arlington, Virginia 3 $ 2,266,000 $ 755,333 $ 228,000
Grant, Washington 3 $ 926,000 $ 308,666 $ 391,000
Pierce, Washington 3 $ 3,532,000 $ 1,177,333 $ 398,000
Cherokee, Alabama 2 $ 251,000 $ 125,500 $ 84,000
Coosa, Alabama 2 $ 815,000 $ 407,500 $ 221,000
Escambia, Alabama 2 $ 297,000 $ 148,500 $ 73,000
Inyo, California 2 $ 434,000 $ 217,000 $ 175,000
Mono, California 2 $ 1,321,000 $ 660,500 $ 633,000
Chaffee, Colorado 2 $ 1,223,000 $ 611,500 $ 304,000
Gunnison, Colorado 2 $ 3,814,000 $ 1,907,000 $ 150,000
Baker, Florida 2 $ 350,000 $ 175,000 $ 50,000
Martin, Florida 2 $ 570,000 $ 285,000 $ 163,000
DeKalb, Georgia 2 $ 161,000 $ 80,500 $ 48,000
Forsyth, Georgia 2 $ 1,075,000 $ 537,500 $ 205,000
Johnson, Kansas 2 $ 831,000 $ 415,500 $ 193,000
Caddo, Louisiana 2 $ 171,000 $ 85,500 $ 42,000
Essex, Massachusetts 2 $ 1,244,000 $ 622,000 $ 250,000
Hampshire, Massachusetts 2 $ 1,141,000 $ 570,500 $ 369,000
Plymouth, Massachusetts 2 $ 1,734,000 $ 867,000 $ 458,000
Suffolk, Massachusetts 2 $ 879,000 $ 439,500 $ 230,000
Worcester, Massachusetts 2 $ 1,188,000 $ 594,000 $ 419,000
Colfax, New Mexico 2 $ 443,000 $ 221,500 $ 199,000
Socorro, New Mexico 2 $ 91,000 $ 45,500 $ 127,000
Warren, Ohio 2 $ 399,000 $ 199,500 $ 45,000
McCurtain, Oklahoma 2 $ 238,000 $ 119,000 $ 161,000
Deschutes, Oregon 2 $ 842,000 $ 421,000 $ 246,000
Washington, Oregon 2 $ 726,000 $ 363,000 $ 206,000
Allegheny, Pennsylvania 2 $ 377,000 $ 188,500 $ 91,000
Davidson, Tennessee 2 $ 622,000 $ 311,000 $ 638,000
Shelby, Tennessee 2 $ 83,000 $ 41,500 $ 90,000
Andrews, Texas 2 $ 526,000 $ 263,000 $ 687,000
Brown, Texas 2 $ 231,000 $ 115,500 $ 40,000
Burleson, Texas 2 $ 150,000 $ 75,000 $ 85,000
Caldwell, Texas 2 $ 491,000 $ 245,500 $ 220,000
Gonzales, Texas 2 $ 434,000 $ 217,000 $ 295,000
Haskell, Texas 2 $ 388,000 $ 194,000 $ 56,000
Jim Wells, Texas 2 $ 257,000 $ 128,500 $ 66,000
Lee, Texas 2 $ 479,000 $ 239,500 $ 142,000
Milam, Texas 2 $ 708,000 $ 354,000 $ 93,000
Somervell, Texas 2 $ 456,000 $ 228,000 $ 146,000
Uvalde, Texas 2 $ 174,000 $ 87,000 $ 89,000
Wichita, Texas 2 $ 388,000 $ 194,000 $ 120,000
Fairfax, Virginia 2 $ 1,024,000 $ 512,000 $ 206,000
Clallam, Washington 2 $ 1,024,000 $ 512,000 $ 422,000
Kitsap, Washington 2 $ 1,195,000 $ 597,500 $ 408,000
Snohomish, Washington 2 $ 427,000 $ 213,500 $ 389,000
Thurston, Washington 2 $ 1,347,000 $ 673,500 $ 211,000
Whatcom, Washington 2 $ 1,232,000 $ 616,000 $ 243,000
Bullock, Alabama 1 $ 48,000 $ 48,000 $ 12,000
Chambers, Alabama 1 $ 80,000 $ 80,000 $ 154,000
Clarke, Alabama 1 $ 75,000 $ 75,000 $ 17,000
Cleburne, Alabama 1 $ 50,000 $ 50,000 $ 45,000
Crenshaw, Alabama 1 $ 104,000 $ 104,000 $ 58,000
Dallas, Alabama 1 $ 61,000 $ 61,000 $ 35,000
Lowndes, Alabama 1 $ 66,000 $ 66,000 $ 71,000
Marion, Alabama 1 $ 70,000 $ 70,000 $ 24,000
Pike, Alabama 1 $ 141,000 $ 141,000 $ 59,000
Randolph, Alabama 1 $ 293,000 $ 293,000 $ 142,000
Graham, Arizona 1 $ 120,000 $ 120,000 $ 41,000
Benton, Arkansas 1 $ 96,000 $ 96,000 $ 0
Cleburne, Arkansas 1 $ 418,000 $ 418,000 $ 658,000
Crittenden, Arkansas 1 $ 96,000 $ 96,000 $ 99,000
Montgomery, Arkansas 1 $ 126,000 $ 126,000 $ 180,000
Humboldt, California 1 $ 320,000 $ 320,000 $ 79,000
Kings, California 1 $ 570,000 $ 570,000 $ 244,000
Lassen, California 1 $ 158,000 $ 158,000 $ 37,000
Mariposa, California 1 $ 231,000 $ 231,000 $ 82,000
Mendocino, California 1 $ 191,000 $ 191,000 $ 264,000
Modoc, California 1 $ 15,000 $ 15,000 $ 86,000
Plumas, California 1 $ 389,000 $ 389,000 $ 71,000
Sutter, California 1 $ 100,000 $ 100,000 $ 58,000
Tehama, California 1 $ 240,000 $ 240,000 $ 178,000
Yuba, California 1 $ 241,000 $ 241,000 $ 76,000
Gilpin, Colorado 1 $ 264,000 $ 264,000 $ 530,000
Montrose, Colorado 1 $ 204,000 $ 204,000 $ 60,000
Pitkin, Colorado 1 $ 3,640,000 $ 3,640,000 $ 7,165,000
Rio Grande, Colorado 1 $ 333,000 $ 333,000 $ 263,000
Routt, Colorado 1 $ 464,000 $ 464,000 $ 199,000
Saguache, Colorado 1 $ 146,000 $ 146,000 $ 81,000
San Miguel, Colorado 1 $ 2,870,000 $ 2,870,000 $ 1,067,000
Charlotte, Florida 1 $ 85,000 $ 85,000 $ 102,000
Columbia, Florida 1 $ 186,000 $ 186,000 $ 108,000
Highlands, Florida 1 $ 86,000 $ 86,000 $ 55,000
Holmes, Florida 1 $ 148,000 $ 148,000 $ 93,000
Indian River, Florida 1 $ 689,000 $ 689,000 $ 450,000
Jackson, Florida 1 $ 225,000 $ 225,000 $ 473,000
Leon, Florida 1 $ 128,000 $ 128,000 $ 29,000
Okeechobee, Florida 1 $ 129,000 $ 129,000 $ 67,000
Union, Florida 1 $ 198,000 $ 198,000 $ 60,000
Bulloch, Georgia 1 $ 87,000 $ 87,000 $ 85,000
Cherokee, Georgia 1 $ 285,000 $ 285,000 $ 139,000
Clarke, Georgia 1 $ 208,000 $ 208,000 $ 224,000
Dade, Georgia 1 $ 284,000 $ 284,000 $ 100,000
Early, Georgia 1 $ 100,000 $ 100,000 $ 27,000
Fannin, Georgia 1 $ 190,000 $ 190,000 $ 200,000
Fayette, Georgia 1 $ 15,000 $ 15,000 $ 147,000
Haralson, Georgia 1 $ 94,000 $ 94,000 $ 30,000
Jackson, Georgia 1 $ 101,000 $ 101,000 $ 43,000
Richmond, Georgia 1 $ 67,000 $ 67,000 $ 156,000
Thomas, Georgia 1 $ 475,000 $ 475,000 $ 140,000
Troup, Georgia 1 $ 10,000 $ 10,000 $ 43,000
Walker, Georgia 1 $ 230,000 $ 230,000 $ 84,000
Ada, Idaho 1 $ 608,000 $ 608,000 $ 311,000
Bingham, Idaho 1 $ 212,000 $ 212,000 $ 248,000
Bonneville, Idaho 1 $ 245,000 $ 245,000 $ 125,000
Nez Perce, Idaho 1 $ 94,000 $ 94,000 $ 311,000
Riley, Kansas 1 $ 82,000 $ 82,000 $ 117,000
Sedgwick, Kansas 1 $ 547,000 $ 547,000 $ 300,000
Ascension, Louisiana 1 $ 172,000 $ 172,000 $ 70,000
Calcasieu, Louisiana 1 $ 151,000 $ 151,000 $ 96,000
Lafayette, Louisiana 1 $ 720,000 $ 720,000 $ 255,000
St. Tammany, Louisiana 1 $ 279,000 $ 279,000 $ 70,000
George, Mississippi 1 $ 15,000 $ 15,000 $ 23,000
Cibola, New Mexico 1 $ 643,000 $ 643,000 $ 219,000
Curry, New Mexico 1 $ 67,000 $ 67,000 $ 29,000
Grant, New Mexico 1 $ 65,000 $ 65,000 $ 27,000
Guadalupe, New Mexico 1 $ 80,000 $ 80,000 $ 51,000
Los Alamos, New Mexico 1 $ 524,000 $ 524,000 $ 300,000
Taos, New Mexico 1 $ 63,000 $ 63,000 $ 64,000
Saratoga, New York 1 $ 140,000 $ 140,000 $ 46,000
Westchester, New York 1 $ 703,000 $ 703,000 $ 357,000
Cuyahoga, Ohio 1 $ 485,000 $ 485,000 $ 300,000
Franklin, Ohio 1 $ 361,000 $ 361,000 $ 247,000
Hamilton, Ohio 1 $ 117,000 $ 117,000 $ 52,000
Knox, Ohio 1 $ 240,000 $ 240,000 $ 113,000
Montgomery, Ohio 1 $ 50,000 $ 50,000 $ 100,000
Beckham, Oklahoma 1 $ 129,000 $ 129,000 $ 51,000
Choctaw, Oklahoma 1 $ 104,000 $ 104,000 $ 36,000
Clackamas, Oregon 1 $ 652,000 $ 652,000 $ 150,000
Jackson, Oregon 1 $ 650,000 $ 650,000 $ 309,000
Lane, Oregon 1 $ 893,000 $ 893,000 $ 500,000
Bucks, Pennsylvania 1 $ 670,000 $ 670,000 $ 393,000
Butler, Pennsylvania 1 $ 912,000 $ 912,000 $ 325,000
Delaware, Pennsylvania 1 $ 235,000 $ 235,000 $ 60,000
Lebanon, Pennsylvania 1 $ 822,000 $ 822,000 $ 362,000
Bedford, Tennessee 1 $ 1,120,000 $ 1,120,000 $ 618,000
Benton, Tennessee 1 $ 40,000 $ 40,000 $ 43,000
Carter, Tennessee 1 $ 450,000 $ 450,000 $ 299,000
Maury, Tennessee 1 $ 158,000 $ 158,000 $ 80,000
Wayne, Tennessee 1 $ 60,000 $ 60,000 $ 67,000
Anderson, Texas 1 $ 93,000 $ 93,000 $ 59,000
Blanco, Texas 1 $ 135,000 $ 135,000 $ 88,000
Bosque, Texas 1 $ 83,000 $ 83,000 $ 70,000
Callahan, Texas 1 $ 240,000 $ 240,000 $ 68,000
Camp, Texas 1 $ 212,000 $ 212,000 $ 332,000
Cherokee, Texas 1 $ 3,000 $ 3,000 $ 22,000
Childress, Texas 1 $ 1,000,000 $ 1,000,000 $ 452,000
Clay, Texas 1 $ 308,000 $ 308,000 $ 625,000
Comanche, Texas 1 $ 78,000 $ 78,000 $ 59,000
Cooke, Texas 1 $ 105,000 $ 105,000 $ 70,000
Crane, Texas 1 $ 20,000 $ 20,000 $ 42,000
Crockett, Texas 1 $ 15,000 $ 15,000 $ 30,000
Culberson, Texas 1 $ 117,000 $ 117,000 $ 35,000
Dawson, Texas 1 $ 76,000 $ 76,000 $ 83,000
Gaines, Texas 1 $ 144,000 $ 144,000 $ 146,000
Gray, Texas 1 $ 328,000 $ 328,000 $ 140,000
Hopkins, Texas 1 $ 67,000 $ 67,000 $ 158,000
Hutchinson, Texas 1 $ 30,000 $ 30,000 $ 85,000
Jackson, Texas 1 $ 550,000 $ 550,000 $ 545,000
Karnes, Texas 1 $ 105,000 $ 105,000 $ 52,000
Lavaca, Texas 1 $ 50,000 $ 50,000 $ 22,000
Live Oak, Texas 1 $ 20,000 $ 20,000 $ 98,000
Madison, Texas 1 $ 203,000 $ 203,000 $ 89,000
Montague, Texas 1 $ 168,000 $ 168,000 $ 89,000
Morris, Texas 1 $ 50,000 $ 50,000 $ 47,000
Red River, Texas 1 $ 216,000 $ 216,000 $ 163,000
San Augustine, Texas 1 $ 142,000 $ 142,000 $ 72,000
Scurry, Texas 1 $ 61,000 $ 61,000 $ 35,000
Trinity, Texas 1 $ 296,000 $ 296,000 $ 789,000
Wharton, Texas 1 $ 556,000 $ 556,000 $ 291,000
Wilson, Texas 1 $ 77,000 $ 77,000 $ 62,000
Yoakum, Texas 1 $ 147,000 $ 147,000 $ 58,000
Summit, Utah 1 $ 988,000 $ 988,000 $ 498,000
Lynchburg, Virginia 1 $ 251,000 $ 251,000 $ 65,000
Virginia Beach, Virginia 1 $ 20,000 $ 20,000 $ 132,000
Benton, Washington 1 $ 513,000 $ 513,000 $ 240,000
Spokane, Washington 1 $ 437,000 $ 437,000 $ 175,000
Milwaukee, Wisconsin 1 $ 115,000 $ 115,000 $ 387,000

Mortgage Loan Application Detail Totals for BBVA USA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,402 $4,964,972,000 $344,000 $13,516,000 $196,000 $9,999,000
Refinancing 6,990 $2,094,577,000 $299,000 $5,000,000 $173,000 $9,999,000
Home Improvement 1,744 $71,940,000 $41,000 $800,000 $116,000 $2,004,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,456 $4,008,544,000 $321,000 $13,516,000 $190,000 $9,999,000
Hispanic 5,018 $1,025,720,000 $204,000 $3,000,000 $141,000 $9,999,000
Not Provided 2,785 $1,089,464,000 $391,000 $5,000,000 $225,000 $9,999,000
Asian 1,571 $718,939,000 $457,000 $3,963,000 $242,000 $8,516,000
Black or African American 1,150 $238,276,000 $207,000 $3,259,000 $111,000 $1,303,000
American Indian or Alaskan Native 95 $25,627,000 $269,000 $1,430,000 $175,000 $1,322,000
Native Hawaiian or Other Pacific Islander 59 $20,119,000 $341,000 $2,625,000 $204,000 $3,384,000
Not applicable 2 $4,800,000 $2,400,000 $3,100,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,620 $6,897,746,000 $319,000 $13,516,000 $191,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,133 $162,129,000 $143,000 $610,000 $67,000 $3,245,000
VA-guaranteed (Veterans Administration) 300 $61,192,000 $203,000 $1,050,000 $88,000 $1,982,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $10,422,000 $125,000 $234,000 $43,000 $93,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,763 $4,319,527,000 $338,000 $5,033,000 $197,000 $9,999,000
Application Denied By Financial Institution 3,822 $742,573,000 $194,000 $13,516,000 $113,000 $5,672,000
Application Approved But Not Accepted 2,595 $888,305,000 $342,000 $5,000,000 $201,000 $4,729,000
Application Withdrawn By Applicant 2,342 $723,717,000 $309,000 $3,280,000 $206,000 $9,999,000
File Closed For Incompleteness 1,025 $365,186,000 $356,000 $5,000,000 $239,000 $9,999,000
Loan Purchased By The Institution 585 $91,530,000 $156,000 $644,000 $59,000 $800,000
Preapproval Approved but not Accepted 4 $651,000 $162,000 $233,000 $51,000 $69,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,272 $297,172,000 $233,000 $3,963,000 $83,000 $840,000
Credit History 1,199 $139,584,000 $116,000 $3,100,000 $101,000 $2,724,000
Other 683 $161,496,000 $236,000 $1,760,000 $156,000 $4,200,000
Collateral 410 $59,118,000 $144,000 $1,287,000 $146,000 $1,380,000
Insufficient Cash (Downpayment, Closing Cost) 122 $48,167,000 $394,000 $13,516,000 $155,000 $5,672,000
Unverifiable Information 80 $24,772,000 $309,000 $1,620,000 $148,000 $1,169,000
Employment History 39 $9,548,000 $244,000 $893,000 $100,000 $433,000
Credit Application Incomplete 17 $2,716,000 $159,000 $800,000 $215,000 $680,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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