BBVA USA Mortgage Lending & HMDA Data, 2021

In 2021, BBVA USA of Birmingham, AL reported 22,398 mortgage applications totaling $8.5 billion. The average application was for $380,685, and applicants reported an average income of $226,505. 48% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,511), Phoenix-Mesa-Scottsdale, AZ (2,087) and Dallas-Plano-Irving, TX (1,748) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th Street
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22,398
Total Mortgage Loan Application Amount $8,526,590,000
Average Mortgage Loan Application Amount $380,685
Highest Mortgage Loan Application Amount $7,205,000
Average Applicant Income $226,505
Highest Applicant Income $9,900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,966 $ 815,830,000 $ 414,969 $ 233,000
Harris, Texas 1,572 $ 676,500,000 $ 430,343 $ 279,000
Dallas, Texas 798 $ 258,030,000 $ 323,345 $ 241,000
Los Angeles, California 797 $ 756,865,000 $ 949,642 $ 426,000
Tarrant, Texas 735 $ 164,015,000 $ 223,149 $ 173,000
Travis, Texas 720 $ 373,630,000 $ 518,930 $ 308,000
Jefferson, Alabama 675 $ 142,345,000 $ 210,881 $ 133,000
San Diego, California 580 $ 423,900,000 $ 730,862 $ 356,000
Riverside, California 529 $ 161,925,000 $ 306,096 $ 176,000
Bexar, Texas 519 $ 154,985,000 $ 298,622 $ 208,000
Collin, Texas 459 $ 131,895,000 $ 287,352 $ 229,000
Hidalgo, Texas 457 $ 68,745,000 $ 150,426 $ 111,000
Denton, Texas 381 $ 105,135,000 $ 275,944 $ 198,000
Montgomery, Texas 354 $ 103,820,000 $ 293,276 $ 215,000
Pima, Arizona 351 $ 87,235,000 $ 248,532 $ 177,000
Fort Bend, Texas 316 $ 122,970,000 $ 389,145 $ 242,000
Duval, Florida 295 $ 69,625,000 $ 236,016 $ 154,000
Orange, California 285 $ 230,155,000 $ 807,561 $ 365,000
Madison, Alabama 279 $ 61,335,000 $ 219,838 $ 149,000
Williamson, Texas 259 $ 61,775,000 $ 238,513 $ 165,000
Shelby, Alabama 243 $ 57,615,000 $ 237,098 $ 165,000
Webb, Texas 224 $ 31,130,000 $ 138,973 $ 113,000
Miami-Dade, Florida 218 $ 158,900,000 $ 728,899 $ 513,000
Cameron, Texas 218 $ 28,560,000 $ 131,009 $ 103,000
Mobile, Alabama 216 $ 28,800,000 $ 133,333 $ 112,000
Denver, Colorado 211 $ 84,895,000 $ 402,345 $ 210,000
Bernalillo, New Mexico 206 $ 55,690,000 $ 270,339 $ 186,000
San Joaquin, California 205 $ 50,345,000 $ 245,585 $ 146,000
Sacramento, California 187 $ 105,395,000 $ 563,609 $ 280,000
St. Johns, Florida 185 $ 69,775,000 $ 377,162 $ 245,000
Mohave, Arizona 181 $ 46,325,000 $ 255,939 $ 135,000
El Paso, Texas 176 $ 33,130,000 $ 188,238 $ 131,000
Baldwin, Alabama 169 $ 39,365,000 $ 232,928 $ 152,000
Contra Costa, California 154 $ 125,460,000 $ 814,675 $ 351,000
Arapahoe, Colorado 153 $ 54,315,000 $ 355,000 $ 226,000
Adams, Colorado 148 $ 29,660,000 $ 200,405 $ 131,000
Stanislaus, California 144 $ 32,230,000 $ 223,819 $ 129,000
El Paso, Colorado 141 $ 88,365,000 $ 626,702 $ 267,000
Galveston, Texas 134 $ 47,850,000 $ 357,089 $ 211,000
Alameda, California 132 $ 98,440,000 $ 745,757 $ 413,000
Santa Clara, California 131 $ 137,035,000 $ 1,046,068 $ 373,000
Jefferson, Colorado 131 $ 46,775,000 $ 357,061 $ 195,000
Merced, California 126 $ 29,290,000 $ 232,460 $ 141,000
Douglas, Colorado 126 $ 62,790,000 $ 498,333 $ 269,000
San Bernardino, California 125 $ 54,815,000 $ 438,520 $ 231,000
Clay, Florida 124 $ 23,390,000 $ 188,629 $ 124,000
Larimer, Colorado 122 $ 51,650,000 $ 423,360 $ 274,000
Pinal, Arizona 121 $ 22,965,000 $ 189,793 $ 93,000
Montgomery, Alabama 117 $ 18,835,000 $ 160,982 $ 121,000
Placer, California 111 $ 98,085,000 $ 883,648 $ 412,000
Brazoria, Texas 108 $ 22,310,000 $ 206,574 $ 143,000
Weld, Colorado 103 $ 27,435,000 $ 266,359 $ 128,000
Parker, Texas 103 $ 22,335,000 $ 216,844 $ 203,000
San Mateo, California 98 $ 90,990,000 $ 928,469 $ 375,000
Fresno, California 97 $ 44,535,000 $ 459,123 $ 265,000
Boulder, Colorado 97 $ 39,095,000 $ 403,041 $ 234,000
Alachua, Florida 95 $ 27,655,000 $ 291,105 $ 192,000
El Dorado, California 87 $ 83,445,000 $ 959,137 $ 396,000
Escambia, Florida 87 $ 18,145,000 $ 208,563 $ 165,000
Jefferson, Texas 86 $ 14,840,000 $ 172,558 $ 165,000
Okaloosa, Florida 83 $ 19,515,000 $ 235,120 $ 200,000
Bell, Texas 78 $ 16,920,000 $ 216,923 $ 182,000
Hays, Texas 78 $ 23,760,000 $ 304,615 $ 201,000
Orange, Florida 77 $ 33,785,000 $ 438,766 $ 270,000
Lee, Alabama 72 $ 11,950,000 $ 165,972 $ 92,000
Sandoval, New Mexico 71 $ 18,565,000 $ 261,478 $ 152,000
Osceola, Florida 68 $ 18,550,000 $ 272,794 $ 171,000
Tuscaloosa, Alabama 64 $ 9,710,000 $ 151,718 $ 122,000
Yavapai, Arizona 64 $ 25,250,000 $ 394,531 $ 307,000
Coconino, Arizona 63 $ 24,585,000 $ 390,238 $ 223,000
Dona Ana, New Mexico 63 $ 16,775,000 $ 266,269 $ 142,000
Ventura, California 62 $ 46,280,000 $ 746,451 $ 393,000
McLennan, Texas 62 $ 14,100,000 $ 227,419 $ 131,000
DeKalb, Alabama 59 $ 8,085,000 $ 137,033 $ 78,000
Nassau, Florida 58 $ 12,940,000 $ 223,103 $ 151,000
Broward, Florida 57 $ 29,055,000 $ 509,736 $ 296,000
Limestone, Alabama 56 $ 10,180,000 $ 181,785 $ 107,000
Ellis, Texas 56 $ 10,730,000 $ 191,607 $ 152,000
Barbour, Alabama 55 $ 6,735,000 $ 122,454 $ 84,000
St. Clair, Alabama 53 $ 7,745,000 $ 146,132 $ 93,000
San Francisco, California 53 $ 48,585,000 $ 916,698 $ 436,000
Lauderdale, Alabama 50 $ 6,720,000 $ 134,400 $ 84,000
Nueces, Texas 50 $ 13,140,000 $ 262,800 $ 208,000
Calhoun, Alabama 49 $ 5,395,000 $ 110,102 $ 61,000
Etowah, Alabama 49 $ 5,615,000 $ 114,591 $ 86,000
Brazos, Texas 48 $ 10,610,000 $ 221,041 $ 147,000
Johnson, Texas 48 $ 8,430,000 $ 175,625 $ 134,000
Maverick, Texas 48 $ 6,290,000 $ 131,041 $ 119,000
Walker, Alabama 46 $ 9,230,000 $ 200,652 $ 125,000
Morgan, Alabama 45 $ 5,865,000 $ 130,333 $ 74,000
Marion, Florida 44 $ 7,390,000 $ 167,954 $ 107,000
Hillsborough, Florida 43 $ 17,575,000 $ 408,720 $ 223,000
Starr, Texas 42 $ 4,280,000 $ 101,904 $ 105,000
Hernando, Florida 37 $ 5,485,000 $ 148,243 $ 128,000
Santa Rosa, Florida 37 $ 8,815,000 $ 238,243 $ 175,000
Hardin, Texas 37 $ 5,165,000 $ 139,594 $ 110,000
Houston, Alabama 36 $ 5,860,000 $ 162,777 $ 116,000
Palm Beach, Florida 35 $ 17,155,000 $ 490,142 $ 265,000
Comal, Texas 34 $ 16,290,000 $ 479,117 $ 245,000
Santa Barbara, California 33 $ 29,965,000 $ 908,030 $ 387,000
Hood, Texas 33 $ 5,095,000 $ 154,393 $ 105,000
Marin, California 32 $ 38,380,000 $ 1,199,375 $ 480,000
Bay, Florida 32 $ 11,870,000 $ 370,937 $ 225,000
Polk, Florida 32 $ 8,320,000 $ 260,000 $ 258,000
Navajo, Arizona 30 $ 7,710,000 $ 257,000 $ 224,000
Pinellas, Florida 30 $ 12,020,000 $ 400,666 $ 255,000
Jackson, Alabama 28 $ 3,870,000 $ 138,214 $ 75,000
Marshall, Alabama 27 $ 3,535,000 $ 130,925 $ 177,000
Rockwall, Texas 27 $ 6,995,000 $ 259,074 $ 206,000
Kern, California 24 $ 7,510,000 $ 312,916 $ 245,000
Elmore, Alabama 23 $ 4,835,000 $ 210,217 $ 125,000
Burnet, Texas 23 $ 9,055,000 $ 393,695 $ 234,000
Kendall, Texas 23 $ 12,005,000 $ 521,956 $ 321,000
Clark, Nevada 22 $ 17,470,000 $ 794,090 $ 652,000
Kaufman, Texas 22 $ 4,970,000 $ 225,909 $ 111,000
Washington, Texas 22 $ 5,610,000 $ 255,000 $ 113,000
Blount, Alabama 21 $ 2,315,000 $ 110,238 $ 68,000
Llano, Texas 21 $ 9,975,000 $ 475,000 $ 398,000
Walker, Texas 21 $ 4,565,000 $ 217,380 $ 115,000
Cullman, Alabama 20 $ 3,240,000 $ 162,000 $ 164,000
Broomfield, Colorado 20 $ 9,730,000 $ 486,500 $ 239,000
Lee, Florida 20 $ 6,780,000 $ 339,000 $ 186,000
Colbert, Alabama 19 $ 3,325,000 $ 175,000 $ 103,000
Solano, California 19 $ 10,735,000 $ 565,000 $ 205,000
Tuolumne, California 19 $ 3,525,000 $ 185,526 $ 136,000
Walton, Florida 19 $ 11,305,000 $ 595,000 $ 362,000
Lubbock, Texas 19 $ 3,745,000 $ 197,105 $ 206,000
Cochise, Arizona 18 $ 2,560,000 $ 142,222 $ 71,000
Amador, California 18 $ 5,630,000 $ 312,777 $ 124,000
Orange, Texas 18 $ 1,830,000 $ 101,666 $ 66,000
Val Verde, Texas 18 $ 2,320,000 $ 128,888 $ 137,000
Tallapoosa, Alabama 17 $ 3,395,000 $ 199,705 $ 154,000
Gila, Arizona 17 $ 5,085,000 $ 299,117 $ 150,000
Sonoma, California 17 $ 12,645,000 $ 743,823 $ 219,000
Tulare, California 17 $ 10,385,000 $ 610,882 $ 353,000
Summit, Colorado 17 $ 10,755,000 $ 632,647 $ 330,000
Citrus, Florida 17 $ 4,495,000 $ 264,411 $ 152,000
Jasper, Texas 17 $ 2,585,000 $ 152,058 $ 198,000
Wise, Texas 17 $ 2,335,000 $ 137,352 $ 104,000
Talladega, Alabama 16 $ 2,060,000 $ 128,750 $ 93,000
Santa Fe, New Mexico 16 $ 7,720,000 $ 482,500 $ 238,000
King, Washington 16 $ 26,520,000 $ 1,657,500 $ 451,000
Pasco, Florida 15 $ 3,965,000 $ 264,333 $ 112,000
Grimes, Texas 15 $ 2,155,000 $ 143,666 $ 92,000
Flagler, Florida 14 $ 7,880,000 $ 562,857 $ 443,000
Gillespie, Texas 14 $ 7,250,000 $ 517,857 $ 230,000
Guadalupe, Texas 14 $ 2,960,000 $ 211,428 $ 173,000
Smith, Texas 14 $ 2,750,000 $ 196,428 $ 192,000
Willacy, Texas 14 $ 1,510,000 $ 107,857 $ 96,000
Calaveras, California 13 $ 4,075,000 $ 313,461 $ 193,000
Santa Cruz, California 13 $ 8,555,000 $ 658,076 $ 624,000
Yolo, California 13 $ 10,195,000 $ 784,230 $ 333,000
Seminole, Florida 13 $ 1,815,000 $ 139,615 $ 175,000
Grayson, Texas 13 $ 3,445,000 $ 265,000 $ 151,000
Madera, California 12 $ 4,200,000 $ 350,000 $ 143,000
Napa, California 12 $ 10,830,000 $ 902,500 $ 381,000
Brevard, Florida 12 $ 3,470,000 $ 289,166 $ 250,000
Collier, Florida 12 $ 5,390,000 $ 449,166 $ 283,000
Sarasota, Florida 12 $ 11,840,000 $ 986,666 $ 540,000
Ector, Texas 12 $ 2,380,000 $ 198,333 $ 280,000
Taylor, Texas 12 $ 2,650,000 $ 220,833 $ 155,000
Nevada, California 11 $ 8,385,000 $ 762,272 $ 317,000
Lake, Florida 11 $ 2,635,000 $ 239,545 $ 184,000
Manatee, Florida 11 $ 3,655,000 $ 332,272 $ 245,000
Fulton, Georgia 11 $ 8,275,000 $ 752,272 $ 388,000
Bastrop, Texas 11 $ 2,305,000 $ 209,545 $ 160,000
Falls, Texas 11 $ 975,000 $ 88,636 $ 43,000
Polk, Texas 11 $ 1,685,000 $ 153,181 $ 146,000
San Luis Obispo, California 10 $ 7,600,000 $ 760,000 $ 356,000
Volusia, Florida 10 $ 1,980,000 $ 198,000 $ 126,000
Otero, New Mexico 10 $ 1,290,000 $ 129,000 $ 67,000
Sierra, New Mexico 10 $ 1,350,000 $ 135,000 $ 105,000
Waller, Texas 10 $ 1,470,000 $ 147,000 $ 131,000
Winston, Alabama 9 $ 1,355,000 $ 150,555 $ 257,000
Monterey, California 9 $ 7,185,000 $ 798,333 $ 1,939,000
Grand, Colorado 9 $ 3,365,000 $ 373,888 $ 241,000
Lincoln, New Mexico 9 $ 1,815,000 $ 201,666 $ 177,000
Gregg, Texas 9 $ 1,555,000 $ 172,777 $ 161,000
Howard, Texas 9 $ 875,000 $ 97,222 $ 88,000
Autauga, Alabama 8 $ 1,230,000 $ 153,750 $ 70,000
Lawrence, Alabama 8 $ 830,000 $ 103,750 $ 62,000
Eagle, Colorado 8 $ 9,350,000 $ 1,168,750 $ 955,000
Elbert, Colorado 8 $ 5,110,000 $ 638,750 $ 209,000
Valencia, New Mexico 8 $ 1,170,000 $ 146,250 $ 73,000
Bandera, Texas 8 $ 2,860,000 $ 357,500 $ 203,000
Henderson, Texas 8 $ 2,580,000 $ 322,500 $ 482,000
Robertson, Texas 8 $ 2,030,000 $ 253,750 $ 74,000
San Patricio, Texas 8 $ 2,440,000 $ 305,000 $ 166,000
Chambers, Alabama 7 $ 1,015,000 $ 145,000 $ 102,000
St. Lucie, Florida 7 $ 1,555,000 $ 222,142 $ 109,000
Orleans, Louisiana 7 $ 5,495,000 $ 785,000 $ 245,000
Aransas, Texas 7 $ 3,195,000 $ 456,428 $ 257,000
Atascosa, Texas 7 $ 1,375,000 $ 196,428 $ 90,000
Burleson, Texas 7 $ 1,935,000 $ 276,428 $ 144,000
Hale, Texas 7 $ 445,000 $ 63,571 $ 47,000
Kerr, Texas 7 $ 1,145,000 $ 163,571 $ 88,000
Liberty, Texas 7 $ 925,000 $ 132,142 $ 171,000
Randall, Texas 7 $ 2,075,000 $ 296,428 $ 732,000
San Jacinto, Texas 7 $ 2,695,000 $ 385,000 $ 186,000
Tyler, Texas 7 $ 885,000 $ 126,428 $ 59,000
Henry, Alabama 6 $ 1,070,000 $ 178,333 $ 292,000
Mesa, Colorado 6 $ 1,020,000 $ 170,000 $ 330,000
San Miguel, Colorado 6 $ 7,890,000 $ 1,315,000 $ 415,000
Bradford, Florida 6 $ 1,590,000 $ 265,000 $ 99,000
Charlotte, Florida 6 $ 1,030,000 $ 171,666 $ 102,000
Monroe, Florida 6 $ 4,400,000 $ 733,333 $ 806,000
Putnam, Florida 6 $ 680,000 $ 113,333 $ 87,000
Multnomah, Oregon 6 $ 4,520,000 $ 753,333 $ 245,000
Austin, Texas 6 $ 2,480,000 $ 413,333 $ 166,000
Erath, Texas 6 $ 1,390,000 $ 231,666 $ 145,000
Harrison, Texas 6 $ 630,000 $ 105,000 $ 192,000
Midland, Texas 6 $ 2,380,000 $ 396,666 $ 282,000
Rusk, Texas 6 $ 590,000 $ 98,333 $ 45,000
Van Zandt, Texas 6 $ 580,000 $ 96,666 $ 123,000
Cherokee, Alabama 5 $ 755,000 $ 151,000 $ 109,000
Coffee, Alabama 5 $ 495,000 $ 99,000 $ 103,000
Macon, Alabama 5 $ 365,000 $ 73,000 $ 91,000
Sutter, California 5 $ 4,275,000 $ 855,000 $ 363,000
La Plata, Colorado 5 $ 3,175,000 $ 635,000 $ 390,000
Park, Colorado 5 $ 2,305,000 $ 461,000 $ 185,000
Routt, Colorado 5 $ 2,695,000 $ 539,000 $ 617,000
Indian River, Florida 5 $ 1,675,000 $ 335,000 $ 145,000
DeKalb, Georgia 5 $ 3,885,000 $ 777,000 $ 292,000
Blanco, Texas 5 $ 1,945,000 $ 389,000 $ 204,000
Hunt, Texas 5 $ 1,345,000 $ 269,000 $ 284,000
Kleberg, Texas 5 $ 1,055,000 $ 211,000 $ 92,000
Limestone, Texas 5 $ 835,000 $ 167,000 $ 74,000
Madison, Texas 5 $ 1,285,000 $ 257,000 $ 514,000
Tom Green, Texas 5 $ 845,000 $ 169,000 $ 117,000
Wilson, Texas 5 $ 795,000 $ 159,000 $ 168,000
Geneva, Alabama 4 $ 450,000 $ 112,500 $ 62,000
Lowndes, Alabama 4 $ 310,000 $ 77,500 $ 142,000
Russell, Alabama 4 $ 550,000 $ 137,500 $ 120,000
Santa Cruz, Arizona 4 $ 790,000 $ 197,500 $ 236,000
Butte, California 4 $ 1,550,000 $ 387,500 $ 261,000
Montrose, Colorado 4 $ 660,000 $ 165,000 $ 112,000
Cobb, Georgia 4 $ 2,080,000 $ 520,000 $ 210,000
Middlesex, Massachusetts 4 $ 2,890,000 $ 722,500 $ 246,000
Suffolk, Massachusetts 4 $ 1,730,000 $ 432,500 $ 236,000
Douglas, Nevada 4 $ 6,980,000 $ 1,745,000 $ 593,000
Rio Arriba, New Mexico 4 $ 1,450,000 $ 362,500 $ 143,000
Taos, New Mexico 4 $ 1,880,000 $ 470,000 $ 434,000
Hamilton, Tennessee 4 $ 1,060,000 $ 265,000 $ 329,000
Williamson, Tennessee 4 $ 3,030,000 $ 757,500 $ 313,000
Cass, Texas 4 $ 840,000 $ 210,000 $ 133,000
Chambers, Texas 4 $ 610,000 $ 152,500 $ 94,000
Cherokee, Texas 4 $ 860,000 $ 215,000 $ 525,000
Milam, Texas 4 $ 420,000 $ 105,000 $ 95,000
Panola, Texas 4 $ 610,000 $ 152,500 $ 86,000
Fairfax, Virginia 4 $ 3,030,000 $ 757,500 $ 1,387,000
Cleburne, Alabama 3 $ 895,000 $ 298,333 $ 59,000
Coosa, Alabama 3 $ 765,000 $ 255,000 $ 292,000
Covington, Alabama 3 $ 455,000 $ 151,666 $ 100,000
Dale, Alabama 3 $ 275,000 $ 91,666 $ 89,000
Franklin, Alabama 3 $ 205,000 $ 68,333 $ 48,000
Sumter, Alabama 3 $ 345,000 $ 115,000 $ 131,000
Imperial, California 3 $ 465,000 $ 155,000 $ 128,000
Mono, California 3 $ 4,285,000 $ 1,428,333 $ 162,000
Archuleta, Colorado 3 $ 1,355,000 $ 451,666 $ 334,000
Chaffee, Colorado 3 $ 925,000 $ 308,333 $ 574,000
Garfield, Colorado 3 $ 1,115,000 $ 371,666 $ 240,000
Gilpin, Colorado 3 $ 965,000 $ 321,666 $ 101,000
Gunnison, Colorado 3 $ 1,125,000 $ 375,000 $ 328,000
Pitkin, Colorado 3 $ 5,315,000 $ 1,771,666 $ 602,000
Baker, Florida 3 $ 355,000 $ 118,333 $ 84,000
Levy, Florida 3 $ 495,000 $ 165,000 $ 78,000
Ada, Idaho 3 $ 2,905,000 $ 968,333 $ 344,000
Norfolk, Massachusetts 3 $ 3,245,000 $ 1,081,666 $ 330,000
Washoe, Nevada 3 $ 2,885,000 $ 961,666 $ 279,000
San Juan, New Mexico 3 $ 255,000 $ 85,000 $ 66,000
Westchester, New York 3 $ 1,925,000 $ 641,666 $ 0
Washington, Oregon 3 $ 2,135,000 $ 711,666 $ 451,000
Davidson, Tennessee 3 $ 2,795,000 $ 931,666 $ 396,000
Colorado, Texas 3 $ 1,655,000 $ 551,666 $ 259,000
Cooke, Texas 3 $ 1,375,000 $ 458,333 $ 2,948,000
Gonzales, Texas 3 $ 505,000 $ 168,333 $ 175,000
Hill, Texas 3 $ 345,000 $ 115,000 $ 67,000
Lampasas, Texas 3 $ 175,000 $ 58,333 $ 97,000
Live Oak, Texas 3 $ 395,000 $ 131,666 $ 100,000
Medina, Texas 3 $ 465,000 $ 155,000 $ 127,000
San Augustine, Texas 3 $ 305,000 $ 101,666 $ 70,000
Upshur, Texas 3 $ 925,000 $ 308,333 $ 122,000
Wichita, Texas 3 $ 475,000 $ 158,333 $ 362,000
Clark, Washington 3 $ 2,465,000 $ 821,666 $ 237,000
Butler, Alabama 2 $ 400,000 $ 200,000 $ 114,000
Chilton, Alabama 2 $ 110,000 $ 55,000 $ 99,000
Randolph, Alabama 2 $ 500,000 $ 250,000 $ 221,000
Apache, Arizona 2 $ 700,000 $ 350,000 $ 448,000
La Paz, Arizona 2 $ 1,790,000 $ 895,000 $ 409,000
Yuma, Arizona 2 $ 1,750,000 $ 875,000 $ 51,000
Glenn, California 2 $ 490,000 $ 245,000 $ 126,000
Inyo, California 2 $ 420,000 $ 210,000 $ 125,000
Mariposa, California 2 $ 690,000 $ 345,000 $ 68,000
San Benito, California 2 $ 1,640,000 $ 820,000 $ 223,000
Shasta, California 2 $ 1,720,000 $ 860,000 $ 1,004,000
Siskiyou, California 2 $ 990,000 $ 495,000 $ 247,000
Clear Creek, Colorado 2 $ 80,000 $ 40,000 $ 72,000
Washington, Colorado 2 $ 140,000 $ 70,000 $ 84,000
Columbia, Florida 2 $ 430,000 $ 215,000 $ 59,000
Richmond, Georgia 2 $ 810,000 $ 405,000 $ 636,000
Walton, Georgia 2 $ 350,000 $ 175,000 $ 95,000
Terrebonne, Louisiana 2 $ 1,000,000 $ 500,000 $ 356,000
Washington, Louisiana 2 $ 130,000 $ 65,000 $ 44,000
Essex, Massachusetts 2 $ 1,710,000 $ 855,000 $ 371,000
Colfax, New Mexico 2 $ 530,000 $ 265,000 $ 48,000
Los Alamos, New Mexico 2 $ 1,480,000 $ 740,000 $ 291,000
Cuyahoga, Ohio 2 $ 710,000 $ 355,000 $ 345,000
Franklin, Ohio 2 $ 800,000 $ 400,000 $ 333,000
Summit, Ohio 2 $ 550,000 $ 275,000 $ 158,000
Oklahoma, Oklahoma 2 $ 1,780,000 $ 890,000 $ 175,000
Tulsa, Oklahoma 2 $ 490,000 $ 245,000 $ 87,000
Clackamas, Oregon 2 $ 1,590,000 $ 795,000 $ 288,000
Clatsop, Oregon 2 $ 960,000 $ 480,000 $ 556,000
Jackson, Oregon 2 $ 1,570,000 $ 785,000 $ 1,685,000
Philadelphia, Pennsylvania 2 $ 1,270,000 $ 635,000 $ 250,000
Monroe, Tennessee 2 $ 340,000 $ 170,000 $ 207,000
Shelby, Tennessee 2 $ 990,000 $ 495,000 $ 193,000
Angelina, Texas 2 $ 160,000 $ 80,000 $ 65,000
Caldwell, Texas 2 $ 420,000 $ 210,000 $ 110,000
Coryell, Texas 2 $ 230,000 $ 115,000 $ 91,000
Dimmit, Texas 2 $ 340,000 $ 170,000 $ 44,000
Fannin, Texas 2 $ 220,000 $ 110,000 $ 82,000
Kimble, Texas 2 $ 710,000 $ 355,000 $ 323,000
Lavaca, Texas 2 $ 300,000 $ 150,000 $ 93,000
Lee, Texas 2 $ 480,000 $ 240,000 $ 181,000
Matagorda, Texas 2 $ 120,000 $ 60,000 $ 83,000
McCulloch, Texas 2 $ 110,000 $ 55,000 $ 52,000
Nacogdoches, Texas 2 $ 270,000 $ 135,000 $ 46,000
Navarro, Texas 2 $ 500,000 $ 250,000 $ 365,000
Newton, Texas 2 $ 180,000 $ 90,000 $ 46,000
Palo Pinto, Texas 2 $ 830,000 $ 415,000 $ 673,000
Sabine, Texas 2 $ 570,000 $ 285,000 $ 85,000
Somervell, Texas 2 $ 230,000 $ 115,000 $ 112,000
Victoria, Texas 2 $ 410,000 $ 205,000 $ 115,000
Zavala, Texas 2 $ 350,000 $ 175,000 $ 146,000
Henrico, Virginia 2 $ 760,000 $ 380,000 $ 124,000
Kitsap, Washington 2 $ 2,030,000 $ 1,015,000 $ 303,000
Pierce, Washington 2 $ 1,530,000 $ 765,000 $ 373,000
Snohomish, Washington 2 $ 1,880,000 $ 940,000 $ 150,000
Whatcom, Washington 2 $ 2,520,000 $ 1,260,000 $ 290,000
Dallas, Alabama 1 $ 105,000 $ 105,000 $ 170,000
Escambia, Alabama 1 $ 85,000 $ 85,000 $ 41,000
Greene, Alabama 1 $ 55,000 $ 55,000 $ 39,000
Hale, Alabama 1 $ 165,000 $ 165,000 $ 166,000
Marengo, Alabama 1 $ 135,000 $ 135,000 $ 71,000
Pike, Alabama 1 $ 165,000 $ 165,000 $ 109,000
Washington, Alabama 1 $ 55,000 $ 55,000 $ 46,000
Benton, Arkansas 1 $ 1,325,000 $ 1,325,000 $ 520,000
Clark, Arkansas 1 $ 35,000 $ 35,000 $ 185,000
Garland, Arkansas 1 $ 105,000 $ 105,000 $ 33,000
Jefferson, Arkansas 1 $ 65,000 $ 65,000 $ 39,000
Pulaski, Arkansas 1 $ 155,000 $ 155,000 $ 44,000
Humboldt, California 1 $ 625,000 $ 625,000 $ 192,000
Mendocino, California 1 $ 715,000 $ 715,000 $ 268,000
Conejos, Colorado 1 $ 55,000 $ 55,000 $ 88,000
Fremont, Colorado 1 $ 65,000 $ 65,000 $ 243,000
Hinsdale, Colorado 1 $ 315,000 $ 315,000 $ 221,000
Las Animas, Colorado 1 $ 225,000 $ 225,000 $ 165,000
Lincoln, Colorado 1 $ 55,000 $ 55,000 $ 95,000
Ouray, Colorado 1 $ 205,000 $ 205,000 $ 186,000
Teller, Colorado 1 $ 105,000 $ 105,000 $ 52,000
Dixie, Florida 1 $ 15,000 $ 15,000 $ 89,000
Gilchrist, Florida 1 $ 155,000 $ 155,000 $ 135,000
Gulf, Florida 1 $ 485,000 $ 485,000 $ 342,000
Hardee, Florida 1 $ 45,000 $ 45,000 $ 27,000
Jackson, Florida 1 $ 135,000 $ 135,000 $ 46,000
Leon, Florida 1 $ 635,000 $ 635,000 $ 211,000
Martin, Florida 1 $ 55,000 $ 55,000 $ 94,000
Sumter, Florida 1 $ 525,000 $ 525,000 $ 186,000
Washington, Florida 1 $ 475,000 $ 475,000 $ 167,000
Bibb, Georgia 1 $ 65,000 $ 65,000 $ 130,000
Bulloch, Georgia 1 $ 185,000 $ 185,000 $ 73,000
Catoosa, Georgia 1 $ 855,000 $ 855,000 $ 396,000
Cherokee, Georgia 1 $ 315,000 $ 315,000 $ 2,280,000
Clayton, Georgia 1 $ 145,000 $ 145,000 $ 39,000
Dawson, Georgia 1 $ 185,000 $ 185,000 $ 646,000
Forsyth, Georgia 1 $ 265,000 $ 265,000 $ 123,000
Glynn, Georgia 1 $ 1,145,000 $ 1,145,000 $ 253,000
Grady, Georgia 1 $ 135,000 $ 135,000 $ 56,000
Greene, Georgia 1 $ 515,000 $ 515,000 $ 257,000
Gwinnett, Georgia 1 $ 105,000 $ 105,000 $ 59,000
Hall, Georgia 1 $ 155,000 $ 155,000 $ 580,000
Harris, Georgia 1 $ 395,000 $ 395,000 $ 101,000
Henry, Georgia 1 $ 505,000 $ 505,000 $ 375,000
Jones, Georgia 1 $ 125,000 $ 125,000 $ 104,000
Lowndes, Georgia 1 $ 145,000 $ 145,000 $ 110,000
Paulding, Georgia 1 $ 335,000 $ 335,000 $ 182,000
Quitman, Georgia 1 $ 65,000 $ 65,000 $ 17,000
Troup, Georgia 1 $ 215,000 $ 215,000 $ 488,000
White, Georgia 1 $ 185,000 $ 185,000 $ 75,000
Boundary, Idaho 1 $ 705,000 $ 705,000 $ 215,000
Jefferson, Idaho 1 $ 1,215,000 $ 1,215,000 $ 1,199,000
Kootenai, Idaho 1 $ 275,000 $ 275,000 $ 70,000
Geary, Kansas 1 $ 155,000 $ 155,000 $ 87,000
Johnson, Kansas 1 $ 625,000 $ 625,000 $ 620,000
Acadia, Louisiana 1 $ 105,000 $ 105,000 $ 52,000
St. Tammany, Louisiana 1 $ 415,000 $ 415,000 $ 118,000
Vernon, Louisiana 1 $ 135,000 $ 135,000 $ 84,000
Nantucket, Massachusetts 1 $ 1,895,000 $ 1,895,000 $ 414,000
Benzie, Michigan 1 $ 145,000 $ 145,000 $ 52,000
Washington, Missouri 1 $ 55,000 $ 55,000 $ 72,000
Curry, New Mexico 1 $ 65,000 $ 65,000 $ 164,000
Eddy, New Mexico 1 $ 25,000 $ 25,000 $ 68,000
Guadalupe, New Mexico 1 $ 245,000 $ 245,000 $ 88,000
Lea, New Mexico 1 $ 245,000 $ 245,000 $ 100,000
Luna, New Mexico 1 $ 305,000 $ 305,000 $ 330,000
McKinley, New Mexico 1 $ 205,000 $ 205,000 $ 37,000
Brunswick, North Carolina 1 $ 135,000 $ 135,000 $ 66,000
Carter, Oklahoma 1 $ 125,000 $ 125,000 $ 75,000
Cleveland, Oklahoma 1 $ 155,000 $ 155,000 $ 420,000
Delaware, Oklahoma 1 $ 205,000 $ 205,000 $ 185,000
Le Flore, Oklahoma 1 $ 115,000 $ 115,000 $ 25,000
Love, Oklahoma 1 $ 165,000 $ 165,000 $ 71,000
Benton, Oregon 1 $ 605,000 $ 605,000 $ 280,000
Deschutes, Oregon 1 $ 995,000 $ 995,000 $ 333,000
Douglas, Oregon 1 $ 135,000 $ 135,000 $ 144,000
Cumberland, Pennsylvania 1 $ 525,000 $ 525,000 $ 143,000
Dauphin, Pennsylvania 1 $ 265,000 $ 265,000 $ 936,000
Delaware, Pennsylvania 1 $ 695,000 $ 695,000 $ 319,000
Lackawanna, Pennsylvania 1 $ 215,000 $ 215,000 $ 113,000
Montgomery, Pennsylvania 1 $ 755,000 $ 755,000 $ 396,000
Bradley, Tennessee 1 $ 105,000 $ 105,000 $ 85,000
McNairy, Tennessee 1 $ 235,000 $ 235,000 $ 31,000
Sevier, Tennessee 1 $ 335,000 $ 335,000 $ 128,000
Stewart, Tennessee 1 $ 695,000 $ 695,000 $ 260,000
Sumner, Tennessee 1 $ 335,000 $ 335,000 $ 244,000
Van Buren, Tennessee 1 $ 325,000 $ 325,000 $ 324,000
Brooks, Texas 1 $ 105,000 $ 105,000 $ 85,000
Callahan, Texas 1 $ 45,000 $ 45,000 $ 70,000
Camp, Texas 1 $ 245,000 $ 245,000 $ 81,000
Clay, Texas 1 $ 95,000 $ 95,000 $ 68,000
Coke, Texas 1 $ 25,000 $ 25,000 $ 24,000
Dawson, Texas 1 $ 55,000 $ 55,000 $ 66,000
Freestone, Texas 1 $ 205,000 $ 205,000 $ 58,000
Gaines, Texas 1 $ 635,000 $ 635,000 $ 2,000
Gray, Texas 1 $ 25,000 $ 25,000 $ 24,000
Hansford, Texas 1 $ 25,000 $ 25,000 $ 50,000
Hopkins, Texas 1 $ 505,000 $ 505,000 $ 3,413,000
Houston, Texas 1 $ 45,000 $ 45,000 $ 35,000
Jim Wells, Texas 1 $ 55,000 $ 55,000 $ 134,000
Jones, Texas 1 $ 205,000 $ 205,000 $ 64,000
Kinney, Texas 1 $ 55,000 $ 55,000 $ 52,000
Montague, Texas 1 $ 25,000 $ 25,000 $ 122,000
Morris, Texas 1 $ 125,000 $ 125,000 $ 34,000
Red River, Texas 1 $ 145,000 $ 145,000 $ 47,000
Runnels, Texas 1 $ 175,000 $ 175,000 $ 84,000
Terry, Texas 1 $ 115,000 $ 115,000 $ 52,000
Uvalde, Texas 1 $ 505,000 $ 505,000 $ 33,000
Wharton, Texas 1 $ 155,000 $ 155,000 $ 160,000
Zapata, Texas 1 $ 85,000 $ 85,000 $ 25,000
Arlington, Virginia 1 $ 1,285,000 $ 1,285,000 $ 424,000
Lexington, Virginia 1 $ 505,000 $ 505,000 $ 255,000
Loudoun, Virginia 1 $ 155,000 $ 155,000 $ 513,000
Norfolk, Virginia 1 $ 355,000 $ 355,000 $ 90,000
Poquoson, Virginia 1 $ 525,000 $ 525,000 $ 420,000
Prince William, Virginia 1 $ 925,000 $ 925,000 $ 332,000
Virginia Beach, Virginia 1 $ 585,000 $ 585,000 $ 271,000
Jefferson, Washington 1 $ 515,000 $ 515,000 $ 326,000
Thurston, Washington 1 $ 1,225,000 $ 1,225,000 $ 1,092,000
Whitman, Washington 1 $ 485,000 $ 485,000 $ 196,000

Mortgage Loan Application Detail Totals for BBVA USA in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,237 $3,641,675,000 $695,000 $7,205,000 $291,000 $9,600,000
Refinancing 4,681 $2,049,515,000 $437,000 $6,875,000 $253,000 $7,380,000
Other Purpose 4,583 $824,775,000 $179,000 $3,005,000 $193,000 $8,400,000
Cash-out Refinancing 4,434 $1,493,720,000 $336,000 $5,805,000 $198,000 $9,900,000
Home Improvement 3,463 $516,905,000 $149,000 $2,005,000 $174,000 $6,020,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,621 $4,522,415,000 $389,000 $6,875,000 $234,000 $8,400,000
Hispanic 4,646 $1,109,280,000 $238,000 $6,005,000 $153,000 $5,420,000
Not Provided 2,561 $1,334,595,000 $521,000 $5,845,000 $308,000 $9,900,000
Asian 1,614 $953,910,000 $591,000 $7,205,000 $309,000 $9,600,000
Black or African American 1,418 $335,930,000 $236,000 $2,445,000 $154,000 $4,340,000
American Indian or Alaskan Native 151 $43,245,000 $286,000 $1,925,000 $178,000 $1,139,000
Native Hawaiian or Other Pacific Islander 36 $8,510,000 $236,000 $885,000 $149,000 $1,548,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 22,196 $8,486,390,000 $382,000 $7,205,000 $228,000 $9,900,000
FHA-insured (Federal Housing Administration) 153 $29,235,000 $191,000 $505,000 $66,000 $608,000
VA-guaranteed (Veterans Administration) 39 $8,995,000 $230,000 $355,000 $82,000 $199,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,970,000 $197,000 $325,000 $58,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,860 $4,790,320,000 $441,000 $6,005,000 $240,000 $7,913,000
Application Denied By Financial Institution 5,394 $1,201,090,000 $222,000 $5,845,000 $172,000 $8,400,000
File Closed For Incompleteness 3,004 $1,222,460,000 $406,000 $7,205,000 $259,000 $9,900,000
Application Withdrawn By Applicant 2,979 $1,259,425,000 $422,000 $6,705,000 $244,000 $8,724,000
Application Approved But Not Accepted 161 $53,295,000 $331,000 $3,445,000 $202,000 $2,010,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17,004 $7,325,500,000 $430,000 $7,205,000 $244,000 $9,900,000
Debt-To-Income Ratio 2,313 $575,085,000 $248,000 $5,845,000 $97,000 $4,200,000
Credit History 1,031 $180,035,000 $174,000 $4,565,000 $173,000 $5,040,000
Collateral 1,028 $210,100,000 $204,000 $3,505,000 $225,000 $5,040,000
Credit Application Incomplete 616 $109,380,000 $177,000 $5,005,000 $288,000 $8,400,000
Other 198 $80,910,000 $408,000 $3,695,000 $282,000 $3,035,000
Unverifiable Information 184 $40,260,000 $218,000 $2,205,000 $289,000 $5,460,000
Insufficient Cash (Downpayment, Closing Cost) 15 $3,615,000 $241,000 $765,000 $96,000 $291,000
Employment History 8 $1,580,000 $197,000 $455,000 $125,000 $359,000
Mortgage Insurance Denied 1 $125,000 $125,000 $125,000 $72,000 $72,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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