Discover Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Discover Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 219,689 |
| Total Mortgage Loan Application Amount | $18,898,055,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $305,000 |
| Average Applicant Income | $135,500 |
| Highest Applicant Income | $9,571,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Discover Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Discover Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 21,467 | $ 1,611,255,000 | $ 77,791 | $ 110,270 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 7,365 | $ 656,355,000 | $ 89,000 | $ 134,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5,379 | $ 475,035,000 | $ 88,000 | $ 146,000 |
| CHICAGO-NAPERVILLE, IL | 5,118 | $ 413,390,000 | $ 80,000 | $ 143,000 |
| DALLAS-PLANO-IRVING, TX | 4,579 | $ 453,205,000 | $ 98,000 | $ 157,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4,557 | $ 399,545,000 | $ 87,000 | $ 134,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 4,275 | $ 477,705,000 | $ 110,000 | $ 170,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4,153 | $ 474,295,000 | $ 114,000 | $ 173,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,848 | $ 354,000,000 | $ 91,000 | $ 139,000 |
| NEW YORK-NEWARK, NY | 3,776 | $ 364,040,000 | $ 96,500 | $ 151,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,683 | $ 318,215,000 | $ 86,000 | $ 125,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 3,033 | $ 270,565,000 | $ 89,000 | $ 130,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 2,994 | $ 320,320,000 | $ 106,000 | $ 168,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,782 | $ 256,970,000 | $ 92,000 | $ 149,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,739 | $ 279,495,000 | $ 79,500 | $ 129,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 2,726 | $ 242,420,000 | $ 89,000 | $ 138,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,463 | $ 255,365,000 | $ 103,000 | $ 144,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,402 | $ 201,570,000 | $ 83,000 | $ 124,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,288 | $ 183,510,000 | $ 82,500 | $ 142,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,227 | $ 215,835,000 | $ 96,000 | $ 144,000 |
| FORT WORTH-ARLINGTON, TX | 2,219 | $ 198,565,000 | $ 89,000 | $ 146,000 |
| NEWARK, NJ-PA | 2,047 | $ 203,385,000 | $ 87,000 | $ 147,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,958 | $ 146,240,000 | $ 74,000 | $ 123,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,840 | $ 170,770,000 | $ 92,000 | $ 132,000 |
| ST. LOUIS, MO-IL | 1,810 | $ 130,350,000 | $ 70,500 | $ 125,000 |
| SAN DIEGO-CARLSBAD, CA | 1,757 | $ 198,115,000 | $ 112,000 | $ 172,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,725 | $ 142,555,000 | $ 82,000 | $ 131,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,724 | $ 134,100,000 | $ 77,000 | $ 129,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,716 | $ 159,170,000 | $ 92,000 | $ 154,000 |
| CINCINNATI, OH-KY-IN | 1,710 | $ 124,460,000 | $ 71,333 | $ 119,333 |
| CAMDEN, NJ | 1,707 | $ 134,925,000 | $ 79,000 | $ 129,000 |
| KANSAS CITY, MO-KS | 1,703 | $ 131,985,000 | $ 78,000 | $ 137,500 |
| COLUMBUS, OH | 1,663 | $ 126,675,000 | $ 76,000 | $ 121,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,658 | $ 163,880,000 | $ 98,000 | $ 142,000 |
| AUSTIN-ROUND ROCK, TX | 1,626 | $ 169,160,000 | $ 104,000 | $ 160,000 |
| CLEVELAND-ELYRIA, OH | 1,596 | $ 116,010,000 | $ 72,000 | $ 117,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,585 | $ 145,015,000 | $ 91,000 | $ 149,000 |
| PITTSBURGH, PA | 1,584 | $ 117,650,000 | $ 74,000 | $ 115,000 |
| JACKSONVILLE, FL | 1,489 | $ 133,295,000 | $ 89,000 | $ 131,000 |
| PROVIDENCE-WARWICK, RI-MA | 1,399 | $ 118,375,000 | $ 83,500 | $ 122,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,396 | $ 184,150,000 | $ 131,000 | $ 202,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,346 | $ 127,620,000 | $ 94,000 | $ 141,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,322 | $ 104,550,000 | $ 80,500 | $ 128,500 |
| RALEIGH, NC | 1,272 | $ 114,390,000 | $ 89,000 | $ 138,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,198 | $ 122,510,000 | $ 102,000 | $ 162,000 |
| PHILADELPHIA, PA | 1,183 | $ 96,075,000 | $ 81,000 | $ 122,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,164 | $ 140,760,000 | $ 120,000 | $ 193,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,145 | $ 129,785,000 | $ 113,000 | $ 174,000 |
| RICHMOND, VA | 1,109 | $ 85,595,000 | $ 77,000 | $ 131,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1,103 | $ 76,535,000 | $ 69,000 | $ 108,000 |
| OKLAHOMA CITY, OK | 1,070 | $ 79,260,000 | $ 74,000 | $ 117,000 |
| SALT LAKE CITY, UT | 1,012 | $ 92,640,000 | $ 91,000 | $ 129,000 |
| BOSTON, MA | 1,003 | $ 98,505,000 | $ 98,000 | $ 154,000 |
| MEMPHIS, TN-MS-AR | 999 | $ 76,525,000 | $ 71,333 | $ 109,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 983 | $ 77,315,000 | $ 78,000 | $ 139,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 925 | $ 89,355,000 | $ 96,000 | $ 138,000 |
| NEW ORLEANS-METAIRIE, LA | 897 | $ 72,885,000 | $ 81,000 | $ 128,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 895 | $ 62,995,000 | $ 67,000 | $ 107,500 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 882 | $ 69,360,000 | $ 78,000 | $ 110,000 |
| CAPE CORAL-FORT MYERS, FL | 875 | $ 82,125,000 | $ 93,000 | $ 122,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 852 | $ 69,860,000 | $ 81,000 | $ 108,000 |
| LAKELAND-WINTER HAVEN, FL | 846 | $ 68,560,000 | $ 81,000 | $ 107,000 |
| ELGIN, IL | 835 | $ 60,495,000 | $ 72,000 | $ 139,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 808 | $ 71,460,000 | $ 88,000 | $ 133,000 |
| TULSA, OK | 801 | $ 58,085,000 | $ 72,000 | $ 119,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 780 | $ 63,210,000 | $ 81,500 | $ 126,000 |
| BIRMINGHAM-HOOVER, AL | 769 | $ 55,915,000 | $ 72,000 | $ 110,000 |
| TUCSON, AZ | 769 | $ 61,695,000 | $ 80,000 | $ 121,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 757 | $ 57,055,000 | $ 75,000 | $ 116,000 |
| WORCESTER, MA-CT | 755 | $ 63,755,000 | $ 78,000 | $ 130,500 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 750 | $ 61,890,000 | $ 80,000 | $ 152,000 |
| KNOXVILLE, TN | 746 | $ 61,890,000 | $ 82,000 | $ 113,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 743 | $ 72,945,000 | $ 98,000 | $ 188,000 |
| GARY, IN | 725 | $ 53,715,000 | $ 74,000 | $ 113,000 |
| WILMINGTON, DE-MD-NJ | 721 | $ 58,475,000 | $ 76,000 | $ 118,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 701 | $ 56,505,000 | $ 80,000 | $ 144,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 697 | $ 60,545,000 | $ 86,000 | $ 125,000 |
| COLORADO SPRINGS, CO | 678 | $ 58,880,000 | $ 86,000 | $ 141,000 |
| ROCHESTER, NY | 677 | $ 50,165,000 | $ 74,000 | $ 110,000 |
| PORT ST. LUCIE, FL | 647 | $ 54,475,000 | $ 84,000 | $ 123,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 637 | $ 47,845,000 | $ 76,000 | $ 111,500 |
| NEW HAVEN-MILFORD, CT | 628 | $ 49,750,000 | $ 79,000 | $ 138,000 |
| COLUMBIA, SC | 621 | $ 46,255,000 | $ 74,000 | $ 118,000 |
| ALBUQUERQUE, NM | 593 | $ 46,425,000 | $ 78,000 | $ 115,000 |
| ALBANY-SCHENECTADY-TROY, NY | 592 | $ 50,240,000 | $ 84,000 | $ 121,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 585 | $ 42,795,000 | $ 73,000 | $ 128,000 |
| FRESNO, CA | 560 | $ 46,420,000 | $ 82,000 | $ 126,000 |
| STOCKTON-LODI, CA | 552 | $ 47,990,000 | $ 86,000 | $ 147,000 |
| TACOMA-LAKEWOOD, WA | 552 | $ 48,660,000 | $ 88,000 | $ 141,000 |
| BAKERSFIELD, CA | 548 | $ 43,630,000 | $ 79,000 | $ 134,000 |
| AKRON, OH | 547 | $ 40,305,000 | $ 73,000 | $ 114,000 |
| GRAND RAPIDS-WYOMING, MI | 543 | $ 41,785,000 | $ 76,000 | $ 124,000 |
| EL PASO, TX | 535 | $ 38,485,000 | $ 71,000 | $ 108,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 528 | $ 73,440,000 | $ 139,000 | $ 216,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 494 | $ 37,270,000 | $ 72,500 | $ 114,500 |
| BOISE CITY, ID | 491 | $ 43,335,000 | $ 88,000 | $ 126,000 |
| GREENSBORO-HIGH POINT, NC | 491 | $ 37,855,000 | $ 77,000 | $ 114,000 |
| CHATTANOOGA, TN-GA | 489 | $ 39,125,000 | $ 78,000 | $ 103,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 483 | $ 52,315,000 | $ 108,000 | $ 165,000 |
| PROVO-OREM, UT | 483 | $ 48,925,000 | $ 101,000 | $ 140,000 |
| WINSTON-SALEM, NC | 479 | $ 37,575,000 | $ 78,000 | $ 122,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 476 | $ 39,400,000 | $ 82,000 | $ 125,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 464 | $ 31,420,000 | $ 67,000 | $ 103,000 |
| OGDEN-CLEARFIELD, UT | 456 | $ 40,430,000 | $ 88,000 | $ 120,000 |
| PORTLAND-SOUTH PORTLAND, ME | 453 | $ 41,075,000 | $ 90,000 | $ 120,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 452 | $ 30,840,000 | $ 68,000 | $ 113,000 |
| BATON ROUGE, LA | 447 | $ 32,045,000 | $ 71,000 | $ 120,000 |
| GREELEY, CO | 438 | $ 35,660,000 | $ 81,000 | $ 126,000 |
| WICHITA, KS | 436 | $ 30,180,000 | $ 69,000 | $ 108,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 431 | $ 40,285,000 | $ 93,000 | $ 140,000 |
| SPRINGFIELD, MA | 427 | $ 32,525,000 | $ 76,000 | $ 111,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 420 | $ 27,790,000 | $ 66,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 418 | $ 33,020,000 | $ 78,000 | $ 114,000 |
| OCALA, FL | 417 | $ 33,295,000 | $ 79,000 | $ 95,000 |
| SPRINGFIELD, MO | 408 | $ 29,580,000 | $ 72,000 | $ 114,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 400 | $ 42,610,000 | $ 106,000 | $ 154,000 |
| DURHAM-CHAPEL HILL, NC | 396 | $ 39,300,000 | $ 99,000 | $ 132,000 |
| MODESTO, CA | 393 | $ 32,045,000 | $ 81,000 | $ 126,000 |
| TOLEDO, OH | 391 | $ 26,325,000 | $ 67,000 | $ 115,000 |
| RENO, NV | 390 | $ 35,540,000 | $ 91,000 | $ 143,000 |
| YORK-HANOVER, PA | 388 | $ 27,050,000 | $ 69,000 | $ 140,000 |
| HUNTSVILLE, AL | 387 | $ 30,775,000 | $ 79,000 | $ 120,000 |
| SAVANNAH, GA | 384 | $ 33,460,000 | $ 87,000 | $ 134,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 384 | $ 26,230,000 | $ 70,000 | $ 95,000 |
| HARRISBURG-CARLISLE, PA | 373 | $ 27,095,000 | $ 72,000 | $ 115,000 |
| MANCHESTER-NASHUA, NH | 368 | $ 32,880,000 | $ 89,000 | $ 140,000 |
| KILLEEN-TEMPLE, TX | 367 | $ 31,405,000 | $ 85,000 | $ 113,000 |
| MCALLEN-EDINBURG-MISSION, TX | 364 | $ 32,050,000 | $ 88,000 | $ 114,000 |
| SYRACUSE, NY | 363 | $ 26,965,000 | $ 74,000 | $ 110,000 |
| FAYETTEVILLE, NC | 354 | $ 27,040,000 | $ 76,000 | $ 111,000 |
| URBAN HONOLULU, HI | 351 | $ 42,035,000 | $ 119,000 | $ 153,000 |
| LEXINGTON-FAYETTE, KY | 349 | $ 27,105,000 | $ 77,000 | $ 119,000 |
| JACKSON, MS | 344 | $ 23,770,000 | $ 69,000 | $ 119,000 |
| READING, PA | 343 | $ 26,965,000 | $ 78,000 | $ 115,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 342 | $ 25,580,000 | $ 74,000 | $ 108,000 |
| VALLEJO-FAIRFIELD, CA | 337 | $ 30,565,000 | $ 90,000 | $ 139,000 |
| ASHEVILLE, NC | 321 | $ 29,805,000 | $ 92,000 | $ 109,000 |
| LANCASTER, PA | 309 | $ 21,995,000 | $ 71,000 | $ 119,000 |
| SALISBURY, MD-DE | 303 | $ 24,505,000 | $ 80,000 | $ 116,000 |
| FORT COLLINS, CO | 301 | $ 27,345,000 | $ 90,000 | $ 143,000 |
| SPOKANE-SPOKANE VALLEY, WA | 301 | $ 24,375,000 | $ 80,000 | $ 109,000 |
| TRENTON, NJ | 298 | $ 26,950,000 | $ 90,000 | $ 179,000 |
| SALEM, OR | 289 | $ 23,715,000 | $ 82,000 | $ 117,000 |
| FORT WAYNE, IN | 280 | $ 18,360,000 | $ 65,000 | $ 108,000 |
| SPARTANBURG, SC | 278 | $ 20,410,000 | $ 73,000 | $ 102,000 |
| VISALIA-PORTERVILLE, CA | 277 | $ 20,435,000 | $ 73,000 | $ 140,000 |
| LANSING-EAST LANSING, MI | 273 | $ 19,405,000 | $ 71,000 | $ 107,000 |
| CANTON-MASSILLON, OH | 272 | $ 16,980,000 | $ 62,000 | $ 98,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 272 | $ 36,800,000 | $ 135,000 | $ 213,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 271 | $ 18,375,000 | $ 67,000 | $ 124,000 |
| CLARKSVILLE, TN-KY | 264 | $ 19,240,000 | $ 69,000 | $ 96,000 |
| EAST STROUDSBURG, PA | 264 | $ 19,610,000 | $ 74,000 | $ 113,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 259 | $ 20,485,000 | $ 79,000 | $ 105,000 |
| MOBILE, AL | 255 | $ 18,265,000 | $ 71,000 | $ 109,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 247 | $ 23,745,000 | $ 96,000 | $ 141,000 |
| ROANOKE, VA | 244 | $ 17,750,000 | $ 72,000 | $ 106,000 |
| ROCKFORD, IL | 243 | $ 13,875,000 | $ 57,000 | $ 109,000 |
| HICKORY-LENOIR-MORGANTON, NC | 234 | $ 19,170,000 | $ 81,000 | $ 107,000 |
| ANCHORAGE, AK | 233 | $ 16,965,000 | $ 72,000 | $ 126,000 |
| WILMINGTON, NC | 231 | $ 21,245,000 | $ 91,000 | $ 131,000 |
| TALLAHASSEE, FL | 229 | $ 19,295,000 | $ 84,000 | $ 120,000 |
| GAINESVILLE, GA | 224 | $ 20,130,000 | $ 89,000 | $ 117,000 |
| MADISON, WI | 223 | $ 16,695,000 | $ 74,000 | $ 135,000 |
| LAFAYETTE, LA | 222 | $ 14,800,000 | $ 66,000 | $ 122,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 222 | $ 15,650,000 | $ 70,500 | $ 102,000 |
| NORWICH-NEW LONDON, CT | 221 | $ 17,785,000 | $ 80,000 | $ 126,000 |
| DOVER, DE | 220 | $ 17,710,000 | $ 80,000 | $ 115,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 218 | $ 20,090,000 | $ 92,000 | $ 152,000 |
| PEORIA, IL | 217 | $ 13,255,000 | $ 61,000 | $ 122,000 |
| PUNTA GORDA, FL | 215 | $ 21,075,000 | $ 98,000 | $ 120,000 |
| SIOUX FALLS, SD | 212 | $ 15,340,000 | $ 72,000 | $ 112,000 |
| CORPUS CHRISTI, TX | 208 | $ 15,860,000 | $ 76,000 | $ 123,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 205 | $ 13,225,000 | $ 66,333 | $ 106,666 |
| MONTGOMERY, AL | 204 | $ 14,320,000 | $ 70,000 | $ 103,000 |
| GAINESVILLE, FL | 200 | $ 17,160,000 | $ 85,000 | $ 114,000 |
| BARNSTABLE TOWN, MA | 199 | $ 19,425,000 | $ 97,000 | $ 144,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 199 | $ 13,665,000 | $ 51,500 | $ 105,500 |
| LUBBOCK, TX | 197 | $ 14,355,000 | $ 72,000 | $ 127,000 |
| BROWNSVILLE-HARLINGEN, TX | 196 | $ 14,500,000 | $ 73,000 | $ 119,000 |
| LINCOLN, NE | 194 | $ 12,890,000 | $ 66,000 | $ 109,000 |
| EVANSVILLE, IN-KY | 192 | $ 12,960,000 | $ 62,500 | $ 96,500 |
| EUGENE, OR | 191 | $ 15,235,000 | $ 79,000 | $ 108,000 |
| LYNCHBURG, VA | 185 | $ 15,055,000 | $ 81,000 | $ 104,000 |
| FLINT, MI | 183 | $ 12,345,000 | $ 67,000 | $ 103,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 182 | $ 14,470,000 | $ 79,000 | $ 127,000 |
| SEBASTIAN-VERO BEACH, FL | 180 | $ 15,830,000 | $ 87,000 | $ 131,000 |
| ANN ARBOR, MI | 179 | $ 14,495,000 | $ 80,000 | $ 128,000 |
| SANTA MARIA-SANTA BARBARA, CA | 178 | $ 19,630,000 | $ 110,000 | $ 146,000 |
| OLYMPIA-TUMWATER, WA | 175 | $ 15,855,000 | $ 90,000 | $ 129,000 |
| WACO, TX | 174 | $ 14,790,000 | $ 85,000 | $ 126,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 172 | $ 11,940,000 | $ 68,000 | $ 88,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 171 | $ 15,825,000 | $ 92,000 | $ 99,000 |
| COLUMBUS, GA-AL | 165 | $ 11,945,000 | $ 72,500 | $ 100,000 |
| KENNEWICK-RICHLAND, WA | 163 | $ 12,965,000 | $ 79,000 | $ 133,000 |
| UTICA-ROME, NY | 163 | $ 11,825,000 | $ 72,000 | $ 116,000 |
| LAS CRUCES, NM | 160 | $ 13,300,000 | $ 83,000 | $ 129,000 |
| PANAMA CITY, FL | 160 | $ 12,620,000 | $ 78,000 | $ 157,000 |
| FORT SMITH, AR-OK | 159 | $ 11,845,000 | $ 73,500 | $ 101,000 |
| BREMERTON-SILVERDALE, WA | 158 | $ 15,410,000 | $ 97,000 | $ 183,000 |
| SHREVEPORT-BOSSIER CITY, LA | 158 | $ 10,810,000 | $ 68,000 | $ 114,000 |
| LAREDO, TX | 157 | $ 12,075,000 | $ 76,000 | $ 106,000 |
| HOMOSASSA SPRINGS, FL | 156 | $ 11,930,000 | $ 76,000 | $ 86,000 |
| BILLINGS, MT | 154 | $ 11,870,000 | $ 77,000 | $ 114,000 |
| GRAND JUNCTION, CO | 154 | $ 12,140,000 | $ 78,000 | $ 105,000 |
| BOULDER, CO | 153 | $ 16,515,000 | $ 107,000 | $ 154,000 |
| SALINAS, CA | 152 | $ 16,320,000 | $ 107,000 | $ 162,000 |
| WARNER ROBINS, GA | 152 | $ 11,480,000 | $ 75,000 | $ 132,000 |
| MERCED, CA | 150 | $ 12,090,000 | $ 80,000 | $ 132,000 |
| VINELAND-BRIDGETON, NJ | 150 | $ 10,660,000 | $ 71,000 | $ 101,000 |
| ERIE, PA | 147 | $ 10,365,000 | $ 70,000 | $ 109,000 |
| SANTA ROSA, CA | 147 | $ 13,825,000 | $ 94,000 | $ 173,000 |
| MACON-BIBB COUNTY, GA | 146 | $ 10,750,000 | $ 73,000 | $ 104,000 |
| PUEBLO, CO | 145 | $ 10,205,000 | $ 70,000 | $ 100,000 |
| ATHENS-CLARKE COUNTY, GA | 144 | $ 13,790,000 | $ 95,000 | $ 115,000 |
| DULUTH, MN-WI | 144 | $ 9,800,000 | $ 67,500 | $ 100,500 |
| GREEN BAY, WI | 144 | $ 9,490,000 | $ 65,000 | $ 111,000 |
| LONGVIEW, TX | 144 | $ 11,130,000 | $ 77,000 | $ 109,000 |
| TOPEKA, KS | 144 | $ 9,790,000 | $ 67,000 | $ 97,000 |
| TYLER, TX | 144 | $ 11,270,000 | $ 78,000 | $ 114,000 |
| KINGSTON, NY | 142 | $ 13,080,000 | $ 92,000 | $ 127,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 142 | $ 10,650,000 | $ 75,000 | $ 108,000 |
| BEAUMONT-PORT ARTHUR, TX | 141 | $ 9,495,000 | $ 67,000 | $ 186,000 |
| CHARLESTON, WV | 137 | $ 8,245,000 | $ 60,000 | $ 106,000 |
| JOHNSON CITY, TN | 137 | $ 10,625,000 | $ 77,000 | $ 123,000 |
| ST. GEORGE, UT | 136 | $ 12,760,000 | $ 93,000 | $ 123,000 |
| FARGO, ND-MN | 135 | $ 8,945,000 | $ 66,500 | $ 114,000 |
| AUBURN-OPELIKA, AL | 132 | $ 10,260,000 | $ 77,000 | $ 126,000 |
| AMARILLO, TX | 130 | $ 9,860,000 | $ 75,000 | $ 117,000 |
| BEND-REDMOND, OR | 130 | $ 12,070,000 | $ 92,000 | $ 126,000 |
| BINGHAMTON, NY | 128 | $ 8,470,000 | $ 66,000 | $ 107,000 |
| KALAMAZOO-PORTAGE, MI | 127 | $ 8,715,000 | $ 68,000 | $ 108,000 |
| ELKHART-GOSHEN, IN | 126 | $ 8,830,000 | $ 70,000 | $ 104,000 |
| SHERMAN-DENISON, TX | 126 | $ 10,860,000 | $ 86,000 | $ 132,000 |
| MEDFORD, OR | 125 | $ 10,315,000 | $ 82,000 | $ 111,000 |
| COLUMBIA, MO | 124 | $ 8,360,000 | $ 67,000 | $ 103,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 124 | $ 13,080,000 | $ 105,000 | $ 173,000 |
| CHARLOTTESVILLE, VA | 122 | $ 10,920,000 | $ 89,000 | $ 147,000 |
| YUMA, AZ | 122 | $ 9,100,000 | $ 74,000 | $ 104,000 |
| IDAHO FALLS, ID | 121 | $ 9,805,000 | $ 81,000 | $ 117,000 |
| WINCHESTER, VA-WV | 121 | $ 9,055,000 | $ 74,000 | $ 106,500 |
| YUBA CITY, CA | 121 | $ 9,575,000 | $ 79,000 | $ 142,000 |
| BURLINGTON, NC | 120 | $ 9,250,000 | $ 77,000 | $ 102,000 |
| JOPLIN, MO | 119 | $ 7,965,000 | $ 66,000 | $ 93,000 |
| MONROE, MI | 117 | $ 7,735,000 | $ 66,000 | $ 125,000 |
| OCEAN CITY, NJ | 116 | $ 10,060,000 | $ 86,000 | $ 127,000 |
| RACINE, WI | 116 | $ 7,530,000 | $ 64,000 | $ 122,000 |
| COLLEGE STATION-BRYAN, TX | 115 | $ 9,535,000 | $ 82,000 | $ 148,000 |
| BANGOR, ME | 114 | $ 8,370,000 | $ 73,000 | $ 108,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 114 | $ 8,520,000 | $ 74,000 | $ 108,000 |
| COEUR D'ALENE, ID | 111 | $ 10,715,000 | $ 96,000 | $ 123,000 |
| HOUMA-THIBODAUX, LA | 111 | $ 7,565,000 | $ 68,000 | $ 101,000 |
| JACKSON, TN | 111 | $ 8,095,000 | $ 72,000 | $ 121,000 |
| BLOOMINGTON, IL | 110 | $ 8,370,000 | $ 76,000 | $ 200,000 |
| CHEYENNE, WY | 110 | $ 9,300,000 | $ 84,000 | $ 117,000 |
| MUSKEGON, MI | 110 | $ 7,840,000 | $ 71,000 | $ 108,000 |
| JANESVILLE-BELOIT, WI | 109 | $ 7,515,000 | $ 68,000 | $ 105,000 |
| REDDING, CA | 109 | $ 7,705,000 | $ 70,000 | $ 108,000 |
| JACKSONVILLE, NC | 108 | $ 7,310,000 | $ 67,000 | $ 157,000 |
| ROCHESTER, MN | 107 | $ 8,175,000 | $ 76,000 | $ 112,000 |
| TUSCALOOSA, AL | 107 | $ 6,875,000 | $ 64,000 | $ 116,000 |
| APPLETON, WI | 103 | $ 7,575,000 | $ 73,000 | $ 119,000 |
| SPRINGFIELD, OH | 103 | $ 7,415,000 | $ 71,000 | $ 88,000 |
| TERRE HAUTE, IN | 102 | $ 6,630,000 | $ 65,000 | $ 94,000 |
| JACKSON, MI | 100 | $ 6,930,000 | $ 69,000 | $ 98,000 |
| SANTA FE, NM | 100 | $ 9,690,000 | $ 96,000 | $ 132,000 |
| BLOOMINGTON, IN | 99 | $ 7,655,000 | $ 77,000 | $ 106,000 |
| SPRINGFIELD, IL | 99 | $ 6,515,000 | $ 65,000 | $ 126,000 |
| CLEVELAND, TN | 97 | $ 7,125,000 | $ 73,000 | $ 103,000 |
| FLORENCE-MUSCLE SHOALS, AL | 97 | $ 6,375,000 | $ 65,000 | $ 103,000 |
| YAKIMA, WA | 97 | $ 7,825,000 | $ 80,000 | $ 116,000 |
| FLORENCE, SC | 94 | $ 6,610,000 | $ 70,000 | $ 110,000 |
| MANSFIELD, OH | 94 | $ 5,880,000 | $ 62,000 | $ 105,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 93 | $ 7,645,000 | $ 82,000 | $ 105,000 |
| CHAMPAIGN-URBANA, IL | 93 | $ 7,365,000 | $ 79,000 | $ 117,000 |
| DOTHAN, AL | 93 | $ 6,575,000 | $ 70,000 | $ 115,000 |
| PITTSFIELD, MA | 91 | $ 7,925,000 | $ 87,000 | $ 110,000 |
| JONESBORO, AR | 90 | $ 6,470,000 | $ 71,000 | $ 98,000 |
| BOWLING GREEN, KY | 89 | $ 5,935,000 | $ 66,000 | $ 110,000 |
| LEWISTON-AUBURN, ME | 89 | $ 7,035,000 | $ 79,000 | $ 98,000 |
| MICHIGAN CITY-LA PORTE, IN | 89 | $ 6,395,000 | $ 71,000 | $ 97,000 |
| SAGINAW, MI | 89 | $ 6,875,000 | $ 77,000 | $ 98,000 |
| WHEELING, WV-OH | 89 | $ 6,215,000 | $ 69,500 | $ 106,000 |
| ODESSA, TX | 87 | $ 6,345,000 | $ 72,000 | $ 131,000 |
| CHICO, CA | 86 | $ 5,960,000 | $ 69,000 | $ 122,000 |
| NILES-BENTON HARBOR, MI | 86 | $ 7,060,000 | $ 82,000 | $ 114,000 |
| MORRISTOWN, TN | 85 | $ 6,485,000 | $ 76,000 | $ 99,000 |
| GLENS FALLS, NY | 84 | $ 6,090,000 | $ 72,000 | $ 101,000 |
| MIDLAND, TX | 84 | $ 6,480,000 | $ 77,000 | $ 161,000 |
| SANTA CRUZ-WATSONVILLE, CA | 84 | $ 9,510,000 | $ 113,000 | $ 161,000 |
| EL CENTRO, CA | 83 | $ 6,175,000 | $ 74,000 | $ 112,000 |
| LEBANON, PA | 83 | $ 6,615,000 | $ 79,000 | $ 98,000 |
| WICHITA FALLS, TX | 83 | $ 6,405,000 | $ 77,000 | $ 105,000 |
| HAMMOND, LA | 82 | $ 5,950,000 | $ 72,000 | $ 108,000 |
| NEW BERN, NC | 82 | $ 6,240,000 | $ 76,000 | $ 152,000 |
| ST. CLOUD, MN | 82 | $ 6,190,000 | $ 75,000 | $ 108,000 |
| RAPID CITY, SD | 81 | $ 6,595,000 | $ 81,000 | $ 110,000 |
| ABILENE, TX | 80 | $ 5,950,000 | $ 74,000 | $ 102,000 |
| BATTLE CREEK, MI | 79 | $ 5,225,000 | $ 66,000 | $ 89,000 |
| BELLINGHAM, WA | 79 | $ 7,615,000 | $ 96,000 | $ 144,000 |
| LOGAN, UT-ID | 79 | $ 8,065,000 | $ 108,500 | $ 126,000 |
| MADERA, CA | 79 | $ 6,475,000 | $ 81,000 | $ 125,000 |
| MONROE, LA | 79 | $ 4,985,000 | $ 63,000 | $ 102,000 |
| STAUNTON-WAYNESBORO, VA | 79 | $ 5,325,000 | $ 67,000 | $ 86,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 78 | $ 5,880,000 | $ 75,000 | $ 111,000 |
| MORGANTOWN, WV | 78 | $ 5,330,000 | $ 68,000 | $ 119,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 78 | $ 4,670,000 | $ 59,500 | $ 90,000 |
| DECATUR, AL | 77 | $ 6,045,000 | $ 78,000 | $ 109,000 |
| GREENVILLE, NC | 77 | $ 6,125,000 | $ 79,000 | $ 113,000 |
| HATTIESBURG, MS | 77 | $ 4,975,000 | $ 64,000 | $ 88,000 |
| THE VILLAGES, FL | 77 | $ 7,105,000 | $ 92,000 | $ 107,000 |
| VALDOSTA, GA | 77 | $ 5,265,000 | $ 68,000 | $ 90,000 |
| ALBANY, OR | 76 | $ 5,650,000 | $ 74,000 | $ 110,000 |
| DALTON, GA | 76 | $ 5,680,000 | $ 74,000 | $ 95,000 |
| GETTYSBURG, PA | 76 | $ 6,000,000 | $ 78,000 | $ 107,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 75 | $ 5,495,000 | $ 73,000 | $ 121,000 |
| LAWRENCE, KS | 75 | $ 6,035,000 | $ 80,000 | $ 121,000 |
| OSHKOSH-NEENAH, WI | 75 | $ 5,425,000 | $ 72,000 | $ 94,000 |
| WAUSAU, WI | 75 | $ 5,415,000 | $ 72,000 | $ 113,000 |
| BISMARCK, ND | 74 | $ 5,410,000 | $ 73,000 | $ 110,000 |
| ALBANY, GA | 73 | $ 4,755,000 | $ 65,000 | $ 100,000 |
| JEFFERSON CITY, MO | 73 | $ 4,955,000 | $ 67,000 | $ 91,000 |
| LAKE CHARLES, LA | 73 | $ 5,525,000 | $ 75,000 | $ 114,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 72 | $ 4,430,000 | $ 61,000 | $ 97,000 |
| MUNCIE, IN | 71 | $ 4,165,000 | $ 58,000 | $ 94,000 |
| ROME, GA | 71 | $ 5,405,000 | $ 76,000 | $ 104,000 |
| JOHNSTOWN, PA | 70 | $ 4,140,000 | $ 59,000 | $ 99,000 |
| SEBRING, FL | 69 | $ 5,355,000 | $ 77,000 | $ 117,000 |
| KANKAKEE, IL | 68 | $ 4,010,000 | $ 58,000 | $ 108,000 |
| LAWTON, OK | 68 | $ 4,420,000 | $ 65,000 | $ 100,000 |
| ROCKY MOUNT, NC | 68 | $ 4,430,000 | $ 65,000 | $ 91,000 |
| SAN ANGELO, TX | 68 | $ 4,970,000 | $ 73,000 | $ 99,000 |
| SIERRA VISTA-DOUGLAS, AZ | 68 | $ 5,000,000 | $ 73,000 | $ 84,000 |
| TWIN FALLS, ID | 68 | $ 5,990,000 | $ 88,000 | $ 147,000 |
| FLAGSTAFF, AZ | 67 | $ 7,785,000 | $ 116,000 | $ 152,000 |
| LIMA, OH | 67 | $ 4,465,000 | $ 66,000 | $ 106,000 |
| CARBONDALE-MARION, IL | 66 | $ 5,060,000 | $ 76,000 | $ 101,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 66 | $ 7,270,000 | $ 110,000 | $ 115,000 |
| SAN RAFAEL, CA | 66 | $ 9,680,000 | $ 146,000 | $ 290,000 |
| BRUNSWICK, GA | 65 | $ 5,865,000 | $ 90,000 | $ 101,000 |
| HOT SPRINGS, AR | 65 | $ 5,755,000 | $ 88,000 | $ 114,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 64 | $ 3,620,000 | $ 56,000 | $ 114,000 |
| HARRISONBURG, VA | 63 | $ 4,845,000 | $ 76,000 | $ 97,000 |
| MOUNT VERNON-ANACORTES, WA | 63 | $ 5,555,000 | $ 88,000 | $ 124,000 |
| POCATELLO, ID | 62 | $ 4,820,000 | $ 77,000 | $ 105,000 |
| ST. JOSEPH, MO-KS | 62 | $ 4,640,000 | $ 58,500 | $ 76,500 |
| SUMTER, SC | 62 | $ 4,230,000 | $ 68,000 | $ 128,000 |
| STATE COLLEGE, PA | 61 | $ 5,605,000 | $ 91,000 | $ 158,000 |
| GADSDEN, AL | 59 | $ 4,145,000 | $ 70,000 | $ 107,000 |
| GRANTS PASS, OR | 59 | $ 5,145,000 | $ 87,000 | $ 108,000 |
| LONGVIEW, WA | 59 | $ 4,755,000 | $ 80,000 | $ 106,000 |
| EAU CLAIRE, WI | 58 | $ 3,940,000 | $ 67,000 | $ 103,000 |
| HANFORD-CORCORAN, CA | 58 | $ 3,860,000 | $ 66,000 | $ 113,000 |
| PARKERSBURG-VIENNA, WV | 58 | $ 3,770,000 | $ 65,000 | $ 92,000 |
| SHEBOYGAN, WI | 58 | $ 4,010,000 | $ 69,000 | $ 106,000 |
| BECKLEY, WV | 57 | $ 3,295,000 | $ 57,000 | $ 83,000 |
| FARMINGTON, NM | 57 | $ 4,255,000 | $ 74,000 | $ 125,000 |
| CASPER, WY | 55 | $ 3,765,000 | $ 68,000 | $ 116,000 |
| FAIRBANKS, AK | 55 | $ 4,235,000 | $ 77,000 | $ 132,000 |
| MANKATO-NORTH MANKATO, MN | 55 | $ 4,165,000 | $ 75,000 | $ 175,000 |
| NAPA, CA | 55 | $ 6,495,000 | $ 118,000 | $ 168,000 |
| OWENSBORO, KY | 55 | $ 3,535,000 | $ 64,000 | $ 100,000 |
| GREAT FALLS, MT | 54 | $ 3,810,000 | $ 70,000 | $ 107,000 |
| WENATCHEE, WA | 54 | $ 4,450,000 | $ 82,000 | $ 113,000 |
| GRAND ISLAND, NE | 53 | $ 3,715,000 | $ 70,000 | $ 93,000 |
| TEXARKANA, TX-AR | 53 | $ 3,455,000 | $ 60,500 | $ 92,000 |
| WILLIAMSPORT, PA | 53 | $ 3,245,000 | $ 61,000 | $ 83,000 |
| MIDLAND, MI | 52 | $ 3,520,000 | $ 67,000 | $ 112,000 |
| HINESVILLE, GA | 50 | $ 3,860,000 | $ 77,000 | $ 198,000 |
| VICTORIA, TX | 50 | $ 4,590,000 | $ 91,000 | $ 122,000 |
| ALTOONA, PA | 48 | $ 2,880,000 | $ 60,000 | $ 107,000 |
| CAPE GIRARDEAU, MO-IL | 48 | $ 3,220,000 | $ 82,500 | $ 112,000 |
| GRAND FORKS, ND-MN | 47 | $ 3,415,000 | $ 71,500 | $ 132,000 |
| MISSOULA, MT | 47 | $ 4,565,000 | $ 97,000 | $ 141,000 |
| COLUMBUS, IN | 46 | $ 3,290,000 | $ 71,000 | $ 113,000 |
| FOND DU LAC, WI | 46 | $ 2,830,000 | $ 61,000 | $ 97,000 |
| ALEXANDRIA, LA | 45 | $ 3,295,000 | $ 73,000 | $ 95,000 |
| BAY CITY, MI | 45 | $ 3,175,000 | $ 70,000 | $ 78,000 |
| MANHATTAN, KS | 45 | $ 2,835,000 | $ 63,000 | $ 95,000 |
| CARSON CITY, NV | 44 | $ 3,320,000 | $ 75,000 | $ 106,000 |
| ELMIRA, NY | 44 | $ 3,050,000 | $ 69,000 | $ 88,000 |
| DECATUR, IL | 43 | $ 2,345,000 | $ 54,000 | $ 100,000 |
| GOLDSBORO, NC | 43 | $ 2,745,000 | $ 63,000 | $ 109,000 |
| LA CROSSE-ONALASKA, WI-MN | 43 | $ 3,065,000 | $ 77,500 | $ 165,000 |
| BLOOMSBURG-BERWICK, PA | 39 | $ 2,805,000 | $ 71,000 | $ 146,000 |
| KOKOMO, IN | 39 | $ 2,775,000 | $ 71,000 | $ 101,000 |
| WATERTOWN-FORT DRUM, NY | 38 | $ 2,850,000 | $ 75,000 | $ 110,000 |
| CORVALLIS, OR | 34 | $ 3,410,000 | $ 100,000 | $ 169,000 |
| WALLA WALLA, WA | 33 | $ 2,885,000 | $ 87,000 | $ 93,000 |
| LEWISTON, ID-WA | 30 | $ 2,010,000 | $ 65,000 | $ 99,000 |
| SIOUX CITY, IA-NE-SD | 29 | $ 1,995,000 | $ 66,500 | $ 140,000 |
| DANVILLE, IL | 27 | $ 1,305,000 | $ 48,000 | $ 91,000 |
| ENID, OK | 25 | $ 2,115,000 | $ 84,000 | $ 128,000 |
| PINE BLUFF, AR | 24 | $ 1,890,000 | $ 78,000 | $ 127,000 |
| ITHACA, NY | 22 | $ 1,520,000 | $ 69,000 | $ 141,000 |
| CUMBERLAND, MD-WV | 21 | $ 1,585,000 | $ 75,000 | $ 91,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 4 | $ 460,000 | $ 115,000 | $ 69,000 |
| AGUADILLA-ISABELA, PR | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 35,000 | $ 35,000 | $ 5,000 |
| DUBUQUE, IA | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| IOWA CITY, IA | 1 | $ 85,000 | $ 85,000 | $ 285,000 |
| SAN GERMAN-CABO ROJO, PR | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 85,000 | $ 85,000 | $ 190,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 35,000 | $ 35,000 | $ 9,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 130,198 | $10,178,490,000 | $78,000 | $305,000 | $129,000 | $9,571,000 |
| Home Improvement | 58,609 | $4,916,925,000 | $83,000 | $305,000 | $140,000 | $7,611,000 |
| Refinancing | 27,921 | $3,364,625,000 | $120,000 | $305,000 | $135,000 | $7,536,000 |
| Home Purchase | 2,961 | $438,015,000 | $147,000 | $305,000 | $138,000 | $2,600,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 117,041 | $9,676,895,000 | $82,000 | $305,000 | $132,000 | $9,500,000 |
| Not Provided | 40,694 | $3,607,000,000 | $88,000 | $305,000 | $139,000 | $6,120,000 |
| Hispanic | 25,103 | $2,168,775,000 | $86,000 | $305,000 | $125,000 | $8,925,000 |
| Black or African American | 16,085 | $1,305,355,000 | $81,000 | $305,000 | $118,000 | $6,794,000 |
| Asian | 9,732 | $1,075,000,000 | $110,000 | $305,000 | $154,000 | $9,571,000 |
| American Indian or Alaskan Native | 6,083 | $512,715,000 | $84,000 | $305,000 | $120,000 | $5,180,000 |
| Native Hawaiian or Other Pacific Islander | 399 | $36,695,000 | $91,000 | $305,000 | $137,000 | $3,410,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 219,689 | $18,898,055,000 | $86,000 | $305,000 | $133,000 | $9,571,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 103,181 | $9,080,185,000 | $88,000 | $305,000 | $123,000 | $9,500,000 |
| File Closed For Incompleteness | 67,481 | $5,417,455,000 | $80,000 | $305,000 | $138,000 | $9,571,000 |
| Loan Originated | 30,829 | $2,824,555,000 | $91,000 | $305,000 | $145,000 | $1,782,000 |
| Application Withdrawn By Applicant | 17,501 | $1,506,985,000 | $86,000 | $305,000 | $145,000 | $7,500,000 |
| Application Approved But Not Accepted | 697 | $68,875,000 | $98,000 | $305,000 | $137,000 | $663,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 116,508 | $9,817,870,000 | $84,000 | $305,000 | $141,000 | $9,571,000 |
| Credit History | 31,025 | $2,574,365,000 | $82,000 | $305,000 | $120,000 | $7,536,000 |
| Debt-To-Income Ratio | 22,082 | $1,957,110,000 | $88,000 | $305,000 | $89,000 | $810,000 |
| Collateral | 20,561 | $1,704,525,000 | $82,000 | $305,000 | $131,000 | $2,557,000 |
| Credit Application Incomplete | 18,065 | $1,798,315,000 | $99,000 | $305,000 | $141,000 | $9,500,000 |
| Other | 10,465 | $957,505,000 | $91,000 | $305,000 | $156,000 | $6,590,000 |
| Unverifiable Information | 599 | $56,475,000 | $94,000 | $305,000 | $133,000 | $2,456,000 |
| Employment History | 384 | $31,890,000 | $83,000 | $305,000 | $87,000 | $900,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.