Everbank N.A. Mortgage Lending & HMDA Data, 2014

In 2014, Everbank N.A. of Jacksonville, FL reported 72,570 mortgage applications totaling $19.0 billion, down 6% from 2013. The average application was for $261,560, and applicants reported an average income of $97,949. 35% of its applications resulted in an originated loan and 17% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (3,174), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,536) and Jacksonville, FL (2,402) (applications in parentheses).

Mortgage Company & Address Everbank N.A.
501 Riverside Avenue
Jacksonville, FL 32202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 72,570
Total Mortgage Loan Application Amount $18,981,433,000
Average Mortgage Loan Application Amount $261,560
Highest Mortgage Loan Application Amount $18,000,000
Average Applicant Income $97,949
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everbank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everbank N.A. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 1,489 $ 247,592,000 $ 166,280 $ 76,000
Santa Clara, California 1,425 $ 1,045,348,000 $ 733,577 $ 225,000
Los Angeles, California 1,365 $ 757,916,000 $ 555,249 $ 206,000
Cook, Illinois 1,329 $ 398,430,000 $ 299,796 $ 108,000
Maricopa, Arizona 1,324 $ 452,332,000 $ 341,640 $ 164,000
Brevard, Florida 1,161 $ 210,559,000 $ 181,360 $ 98,000
Harris, Texas 882 $ 168,684,000 $ 191,251 $ 92,000
San Diego, California 874 $ 443,290,000 $ 507,196 $ 188,000
Broward, Florida 840 $ 211,539,000 $ 251,832 $ 118,000
Orange, California 830 $ 587,469,000 $ 707,793 $ 260,000
Miami-Dade, Florida 756 $ 215,777,000 $ 285,419 $ 146,000
Palm Beach, Florida 694 $ 222,570,000 $ 320,706 $ 163,000
Fairfax, Virginia 626 $ 276,777,000 $ 442,135 $ 152,000
Riverside, California 609 $ 175,714,000 $ 288,528 $ 124,000
Alameda, California 607 $ 348,783,000 $ 574,601 $ 180,000
King, Washington 573 $ 249,484,000 $ 435,399 $ 182,000
St. Johns, Florida 562 $ 162,474,000 $ 289,099 $ 129,000
San Mateo, California 560 $ 453,078,000 $ 809,067 $ 270,000
Dallas, Texas 519 $ 124,616,000 $ 240,107 $ 116,000
Philadelphia, Pennsylvania 480 $ 82,323,000 $ 171,506 $ 79,000
Queens, New York 475 $ 163,012,000 $ 343,183 $ 74,000
Clark, Nevada 471 $ 95,997,000 $ 203,815 $ 75,000
Montgomery, Maryland 466 $ 206,425,000 $ 442,972 $ 168,000
Suffolk, New York 449 $ 176,093,000 $ 392,189 $ 140,000
Tarrant, Texas 421 $ 79,087,000 $ 187,855 $ 92,000
Hillsborough, Florida 405 $ 75,746,000 $ 187,027 $ 119,000
Prince George's, Maryland 398 $ 97,031,000 $ 243,796 $ 48,000
Pinellas, Florida 373 $ 70,422,000 $ 188,798 $ 104,000
New York, New York 365 $ 288,019,000 $ 789,093 $ 340,000
Contra Costa, California 359 $ 196,325,000 $ 546,866 $ 178,000
Bexar, Texas 354 $ 48,199,000 $ 136,155 $ 58,000
Essex, New Jersey 349 $ 111,876,000 $ 320,561 $ 104,000
Travis, Texas 343 $ 104,611,000 $ 304,988 $ 175,000
San Bernardino, California 340 $ 72,019,000 $ 211,820 $ 68,000
Kings, New York 339 $ 161,229,000 $ 475,601 $ 124,000
Lee, Florida 338 $ 66,882,000 $ 197,875 $ 121,000
Camden, New Jersey 326 $ 52,561,000 $ 161,230 $ 33,000
Middlesex, Massachusetts 309 $ 132,362,000 $ 428,355 $ 149,000
San Francisco, California 304 $ 198,650,000 $ 653,453 $ 216,000
Fulton, Georgia 304 $ 76,792,000 $ 252,605 $ 100,000
Bergen, New Jersey 304 $ 105,900,000 $ 348,355 $ 126,000
District of Columbia, District Of Columbia 302 $ 137,112,000 $ 454,013 $ 167,000
Nassau, New York 301 $ 113,929,000 $ 378,501 $ 170,000
Shelby, Tennessee 300 $ 31,599,000 $ 105,330 $ 39,000
Prince William, Virginia 290 $ 94,885,000 $ 327,189 $ 127,000
Jefferson, Alabama 287 $ 32,465,000 $ 113,118 $ 42,000
Ocean, New Jersey 282 $ 64,052,000 $ 227,134 $ 85,000
Cuyahoga, Ohio 282 $ 31,413,000 $ 111,393 $ 39,000
Collin, Texas 282 $ 82,171,000 $ 291,386 $ 143,000
Fairfield, Connecticut 279 $ 146,518,000 $ 525,154 $ 209,000
Orange, Florida 275 $ 61,793,000 $ 224,701 $ 125,000
Pima, Arizona 272 $ 52,603,000 $ 193,393 $ 72,000
Wayne, Michigan 270 $ 29,597,000 $ 109,618 $ 38,000
Mecklenburg, North Carolina 268 $ 38,343,000 $ 143,070 $ 53,000
Gwinnett, Georgia 266 $ 39,864,000 $ 149,864 $ 49,000
Marion, Indiana 265 $ 25,331,000 $ 95,588 $ 28,000
Baltimore, Maryland 262 $ 56,854,000 $ 217,000 $ 47,000
Franklin, Ohio 262 $ 32,132,000 $ 122,641 $ 34,000
Larimer, Colorado 261 $ 60,666,000 $ 232,436 $ 106,000
DeKalb, Georgia 260 $ 39,056,000 $ 150,215 $ 43,000
St. Louis, Missouri 246 $ 39,969,000 $ 162,475 $ 69,000
Westchester, New York 240 $ 87,814,000 $ 365,891 $ 140,000
Monmouth, New Jersey 239 $ 77,412,000 $ 323,899 $ 122,000
Burlington, New Jersey 237 $ 44,296,000 $ 186,902 $ 57,000
Snohomish, Washington 236 $ 67,581,000 $ 286,360 $ 88,000
Union, New Jersey 233 $ 79,277,000 $ 340,244 $ 101,000
Morris, New Jersey 231 $ 84,671,000 $ 366,541 $ 147,000
Middlesex, New Jersey 224 $ 54,572,000 $ 243,625 $ 62,000
Collier, Florida 220 $ 68,031,000 $ 309,231 $ 179,000
DuPage, Illinois 218 $ 82,364,000 $ 377,816 $ 164,000
Jackson, Missouri 215 $ 27,819,000 $ 129,390 $ 45,000
Cobb, Georgia 213 $ 42,844,000 $ 201,145 $ 74,000
Sacramento, California 212 $ 44,734,000 $ 211,009 $ 73,000
Pierce, Washington 212 $ 44,331,000 $ 209,108 $ 52,000
Montgomery, Pennsylvania 211 $ 52,379,000 $ 248,241 $ 100,000
Hudson, New Jersey 208 $ 82,424,000 $ 396,269 $ 126,000
Clay, Florida 207 $ 36,404,000 $ 175,864 $ 75,000
Baltimore City, Maryland 207 $ 37,689,000 $ 182,072 $ 23,000
Oakland, Michigan 206 $ 41,279,000 $ 200,383 $ 93,000
Lake, Illinois 205 $ 67,649,000 $ 329,995 $ 141,000
Delaware, Pennsylvania 204 $ 43,188,000 $ 211,705 $ 76,000
Davidson, Tennessee 202 $ 41,927,000 $ 207,559 $ 75,000
Mercer, New Jersey 201 $ 41,404,000 $ 205,990 $ 65,000
Fort Bend, Texas 200 $ 40,693,000 $ 203,465 $ 109,000
Sarasota, Florida 197 $ 73,625,000 $ 373,730 $ 230,000
Loudoun, Virginia 196 $ 91,823,000 $ 468,484 $ 160,000
Salt Lake, Utah 194 $ 39,539,000 $ 203,809 $ 54,000
Hartford, Connecticut 192 $ 36,297,000 $ 189,046 $ 37,000
Denver, Colorado 191 $ 71,908,000 $ 376,481 $ 161,000
Bucks, Pennsylvania 190 $ 49,667,000 $ 261,405 $ 83,000
Will, Illinois 183 $ 36,064,000 $ 197,071 $ 65,000
Wake, North Carolina 182 $ 39,329,000 $ 216,093 $ 77,000
New Haven, Connecticut 180 $ 39,095,000 $ 217,194 $ 59,000
Passaic, New Jersey 180 $ 46,557,000 $ 258,650 $ 46,000
Atlantic, New Jersey 179 $ 38,553,000 $ 215,379 $ 62,000
Suffolk, Massachusetts 178 $ 65,556,000 $ 368,292 $ 148,000
Norfolk, Massachusetts 177 $ 69,500,000 $ 392,655 $ 174,000
Oklahoma, Oklahoma 176 $ 28,134,000 $ 159,852 $ 66,000
Pasco, Florida 175 $ 24,031,000 $ 137,320 $ 35,000
Denton, Texas 173 $ 42,205,000 $ 243,959 $ 108,000
Eagle, Colorado 171 $ 100,078,000 $ 585,251 $ 378,000
Milwaukee, Wisconsin 170 $ 49,972,000 $ 293,952 $ 49,000
Arapahoe, Colorado 164 $ 49,000,000 $ 298,780 $ 107,000
Hennepin, Minnesota 163 $ 53,410,000 $ 327,668 $ 160,000
Montgomery, Texas 163 $ 41,824,000 $ 256,588 $ 154,000
Allegheny, Pennsylvania 162 $ 20,442,000 $ 126,185 $ 51,000
Mobile, Alabama 161 $ 18,332,000 $ 113,863 $ 25,000
Plymouth, Massachusetts 161 $ 48,732,000 $ 302,683 $ 87,000
Hamilton, Ohio 161 $ 19,027,000 $ 118,180 $ 38,000
Gloucester, New Jersey 160 $ 27,953,000 $ 174,706 $ 24,000
Bernalillo, New Mexico 160 $ 27,210,000 $ 170,062 $ 46,000
Ventura, California 159 $ 80,135,000 $ 503,993 $ 226,000
Anne Arundel, Maryland 158 $ 52,113,000 $ 329,829 $ 99,000
Essex, Massachusetts 155 $ 46,237,000 $ 298,303 $ 91,000
Clayton, Georgia 154 $ 17,085,000 $ 110,941 $ 26,000
Polk, Florida 153 $ 18,959,000 $ 123,915 $ 31,000
Worcester, Massachusetts 153 $ 32,358,000 $ 211,490 $ 59,000
Montgomery, Alabama 152 $ 13,134,000 $ 86,407 $ 28,000
Macomb, Michigan 144 $ 16,167,000 $ 112,270 $ 32,000
Marin, California 143 $ 100,352,000 $ 701,762 $ 246,000
Kane, Illinois 142 $ 31,023,000 $ 218,471 $ 56,000
Hidalgo, Texas 139 $ 13,717,000 $ 98,683 $ 63,000
Chester, Pennsylvania 138 $ 38,696,000 $ 280,405 $ 94,000
Pulaski, Arkansas 135 $ 11,959,000 $ 88,585 $ 25,000
Nassau, Florida 134 $ 37,444,000 $ 279,432 $ 163,000
Jefferson, Kentucky 134 $ 15,689,000 $ 117,082 $ 44,000
Weld, Colorado 133 $ 26,751,000 $ 201,135 $ 78,000
Stafford, Virginia 132 $ 40,031,000 $ 303,265 $ 99,000
Summit, Ohio 131 $ 14,298,000 $ 109,145 $ 46,000
New Castle, Delaware 130 $ 26,159,000 $ 201,223 $ 52,000
Lake, Indiana 129 $ 18,548,000 $ 143,782 $ 23,000
Somerset, New Jersey 128 $ 43,526,000 $ 340,046 $ 125,000
Indian River, Florida 127 $ 19,256,000 $ 151,622 $ 85,000
Arlington, Virginia 127 $ 71,524,000 $ 563,181 $ 195,000
Fresno, California 126 $ 22,136,000 $ 175,682 $ 43,000
Kern, California 122 $ 17,291,000 $ 141,729 $ 44,000
Coconino, Arizona 121 $ 36,177,000 $ 298,983 $ 141,000
Tulsa, Oklahoma 120 $ 18,631,000 $ 155,258 $ 57,000
El Paso, Colorado 119 $ 20,890,000 $ 175,546 $ 56,000
Spotsylvania, Virginia 118 $ 29,068,000 $ 246,338 $ 96,000
Hampden, Massachusetts 117 $ 17,389,000 $ 148,623 $ 37,000
Jefferson, Louisiana 116 $ 15,075,000 $ 129,956 $ 55,000
Madison, Alabama 113 $ 12,881,000 $ 113,991 $ 36,000
San Joaquin, California 112 $ 24,294,000 $ 216,910 $ 57,000
Volusia, Florida 111 $ 16,720,000 $ 150,630 $ 84,000
St. Lucie, Florida 110 $ 14,459,000 $ 131,445 $ 58,000
Henry, Georgia 110 $ 14,309,000 $ 130,081 $ 31,000
Guilford, North Carolina 109 $ 13,149,000 $ 120,633 $ 30,000
El Paso, Texas 108 $ 17,808,000 $ 164,888 $ 203,000
Virginia Beach, Virginia 108 $ 22,589,000 $ 209,157 $ 80,000
Horry, South Carolina 107 $ 17,540,000 $ 163,925 $ 103,000
Adams, Colorado 106 $ 19,765,000 $ 186,462 $ 51,000
Seminole, Florida 106 $ 18,737,000 $ 176,764 $ 60,000
Montgomery, Ohio 106 $ 9,214,000 $ 86,924 $ 29,000
Bronx, New York 105 $ 31,804,000 $ 302,895 $ 52,000
Manatee, Florida 103 $ 28,916,000 $ 280,737 $ 234,000
Williamson, Texas 103 $ 19,113,000 $ 185,563 $ 111,000
Honolulu, Hawaii 101 $ 35,832,000 $ 354,772 $ 128,000
Multnomah, Oregon 101 $ 26,983,000 $ 267,158 $ 99,000
Sonoma, California 98 $ 41,073,000 $ 419,112 $ 179,000
Sedgwick, Kansas 98 $ 9,006,000 $ 91,897 $ 16,000
Solano, California 97 $ 25,664,000 $ 264,577 $ 126,000
Providence, Rhode Island 97 $ 33,835,000 $ 348,814 $ 46,000
Lehigh, Pennsylvania 96 $ 16,396,000 $ 170,791 $ 42,000
Santa Cruz, California 94 $ 52,089,000 $ 554,138 $ 197,000
Jefferson, Colorado 94 $ 25,613,000 $ 272,478 $ 97,000
Boulder, Colorado 93 $ 50,761,000 $ 545,817 $ 210,000
Galveston, Texas 93 $ 16,044,000 $ 172,516 $ 109,000
Johnson, Kansas 92 $ 19,904,000 $ 216,347 $ 98,000
Douglas, Colorado 91 $ 34,841,000 $ 382,868 $ 151,000
Berks, Pennsylvania 91 $ 11,766,000 $ 129,296 $ 27,000
Spokane, Washington 89 $ 16,383,000 $ 184,078 $ 45,000
McHenry, Illinois 88 $ 16,253,000 $ 184,693 $ 47,000
East Baton Rouge, Louisiana 87 $ 14,418,000 $ 165,724 $ 51,000
Richmond, New York 87 $ 29,183,000 $ 335,436 $ 74,000
Richland, South Carolina 87 $ 9,559,000 $ 109,873 $ 26,000
Sussex, Delaware 86 $ 27,053,000 $ 314,569 $ 151,000
Charleston, South Carolina 86 $ 30,967,000 $ 360,081 $ 92,000
Bristol, Massachusetts 85 $ 19,501,000 $ 229,423 $ 40,000
Hillsborough, New Hampshire 84 $ 16,609,000 $ 197,726 $ 66,000
Clark, Washington 83 $ 16,845,000 $ 202,951 $ 57,000
York, Pennsylvania 82 $ 12,842,000 $ 156,609 $ 36,000
Ada, Idaho 81 $ 12,580,000 $ 155,308 $ 69,000
Butler, Ohio 81 $ 8,404,000 $ 103,753 $ 22,000
Stanislaus, California 80 $ 14,425,000 $ 180,312 $ 71,000
St. Tammany, Louisiana 79 $ 11,811,000 $ 149,506 $ 53,000
DeSoto, Mississippi 79 $ 8,609,000 $ 108,974 $ 91,000
Washoe, Nevada 79 $ 23,278,000 $ 294,658 $ 127,000
Orange, New York 79 $ 17,383,000 $ 220,037 $ 45,000
St. Louis City, Missouri 78 $ 12,622,000 $ 161,820 $ 34,000
Erie, New York 78 $ 11,052,000 $ 141,692 $ 22,000
Hamilton, Tennessee 78 $ 8,337,000 $ 106,884 $ 34,000
Hinds, Mississippi 77 $ 5,963,000 $ 77,441 $ 39,000
Clackamas, Oregon 77 $ 29,186,000 $ 379,038 $ 152,000
Lake, Florida 76 $ 11,268,000 $ 148,263 $ 29,000
Chatham, Georgia 76 $ 14,495,000 $ 190,723 $ 66,000
Monroe, New York 76 $ 7,072,000 $ 93,052 $ 19,000
Monroe, Pennsylvania 76 $ 11,699,000 $ 153,934 $ 37,000
Pinal, Arizona 75 $ 10,411,000 $ 138,813 $ 53,000
Cherokee, Georgia 75 $ 11,860,000 $ 158,133 $ 47,000
Hamilton, Indiana 75 $ 12,557,000 $ 167,426 $ 58,000
Polk, Iowa 75 $ 9,302,000 $ 124,026 $ 38,000
Rutherford, Tennessee 75 $ 8,952,000 $ 119,360 $ 40,000
Charles, Maryland 74 $ 20,958,000 $ 283,216 $ 50,000
Henrico, Virginia 74 $ 12,930,000 $ 174,729 $ 57,000
Osceola, Florida 73 $ 11,454,000 $ 156,904 $ 39,000
Barnstable, Massachusetts 73 $ 22,572,000 $ 309,205 $ 126,000
Genesee, Michigan 73 $ 7,125,000 $ 97,602 $ 35,000
Washington, Oregon 73 $ 15,191,000 $ 208,095 $ 74,000
Santa Barbara, California 72 $ 39,158,000 $ 543,861 $ 169,000
Tulare, California 72 $ 9,997,000 $ 138,847 $ 66,000
Martin, Florida 72 $ 17,194,000 $ 238,805 $ 96,000
St. Charles, Missouri 72 $ 11,630,000 $ 161,527 $ 60,000
Brazoria, Texas 72 $ 11,424,000 $ 158,666 $ 77,000
Kent, Michigan 71 $ 7,575,000 $ 106,690 $ 51,000
Union, North Carolina 71 $ 16,214,000 $ 228,366 $ 74,000
Winnebago, Illinois 70 $ 6,463,000 $ 92,328 $ 11,000
Rockingham, New Hampshire 70 $ 15,738,000 $ 224,828 $ 75,000
Dutchess, New York 70 $ 15,397,000 $ 219,957 $ 79,000
Greenville, South Carolina 70 $ 9,817,000 $ 140,242 $ 49,000
Howard, Maryland 69 $ 30,002,000 $ 434,811 $ 138,000
Lancaster, Pennsylvania 69 $ 11,238,000 $ 162,869 $ 58,000
Paulding, Georgia 68 $ 8,512,000 $ 125,176 $ 31,000
Wyandotte, Kansas 68 $ 6,755,000 $ 99,338 $ 37,000
Yavapai, Arizona 67 $ 20,056,000 $ 299,343 $ 151,000
Escambia, Florida 67 $ 6,731,000 $ 100,462 $ 55,000
Frederick, Maryland 67 $ 17,882,000 $ 266,895 $ 77,000
Bell, Texas 67 $ 7,718,000 $ 115,194 $ 40,000
Alexandria, Virginia 67 $ 36,257,000 $ 541,149 $ 218,000
Chesterfield, Virginia 67 $ 11,591,000 $ 173,000 $ 34,000
Alachua, Florida 66 $ 13,375,000 $ 202,651 $ 61,000
Lexington, South Carolina 66 $ 8,086,000 $ 122,515 $ 28,000
Knox, Tennessee 66 $ 9,217,000 $ 139,651 $ 49,000
Kitsap, Washington 66 $ 16,887,000 $ 255,863 $ 109,000
Litchfield, Connecticut 65 $ 17,342,000 $ 266,800 $ 129,000
Lucas, Ohio 65 $ 13,813,000 $ 212,507 $ 43,000
Chittenden, Vermont 65 $ 10,239,000 $ 157,523 $ 80,000
Placer, California 64 $ 24,452,000 $ 382,062 $ 156,000
Allen, Indiana 64 $ 6,586,000 $ 102,906 $ 46,000
Harford, Maryland 64 $ 12,338,000 $ 192,781 $ 23,000
Cumberland, New Jersey 64 $ 10,205,000 $ 159,453 $ 15,000
Dauphin, Pennsylvania 64 $ 8,429,000 $ 131,703 $ 62,000
Shelby, Alabama 62 $ 9,165,000 $ 147,822 $ 53,000
Newton, Georgia 62 $ 7,418,000 $ 119,645 $ 23,000
St. Joseph, Indiana 62 $ 5,621,000 $ 90,661 $ 25,000
Sussex, New Jersey 62 $ 13,376,000 $ 215,741 $ 37,000
Lorain, Ohio 62 $ 5,976,000 $ 96,387 $ 23,000
Weber, Utah 62 $ 8,491,000 $ 136,951 $ 42,000
Monterey, California 60 $ 25,412,000 $ 423,533 $ 153,000
Jefferson, Missouri 60 $ 7,804,000 $ 130,066 $ 23,000
Cumberland, North Carolina 60 $ 5,178,000 $ 86,300 $ 29,000
Utah, Utah 60 $ 17,346,000 $ 289,100 $ 63,000
San Luis Obispo, California 59 $ 28,091,000 $ 476,118 $ 158,000
Forsyth, North Carolina 59 $ 6,619,000 $ 112,186 $ 23,000
Madison, Illinois 58 $ 5,602,000 $ 96,586 $ 11,000
Porter, Indiana 58 $ 7,781,000 $ 134,155 $ 42,000
Northampton, Pennsylvania 58 $ 9,788,000 $ 168,758 $ 31,000
Cameron, Texas 58 $ 6,610,000 $ 113,965 $ 80,000
Marion, Florida 57 $ 8,147,000 $ 142,929 $ 37,000
Clay, Missouri 57 $ 6,284,000 $ 110,245 $ 23,000
Onondaga, New York 57 $ 6,018,000 $ 105,578 $ 11,000
Cumberland, Pennsylvania 57 $ 9,934,000 $ 174,280 $ 105,000
Luzerne, Pennsylvania 57 $ 6,049,000 $ 106,122 $ 32,000
Dane, Wisconsin 57 $ 35,068,000 $ 615,228 $ 48,000
Orleans, Louisiana 56 $ 21,040,000 $ 375,714 $ 66,000
Whatcom, Washington 56 $ 15,924,000 $ 284,357 $ 89,000
Butte, California 55 $ 8,052,000 $ 146,400 $ 47,000
Muscogee, Georgia 54 $ 4,700,000 $ 87,037 $ 32,000
Cumberland, Maine 54 $ 12,191,000 $ 225,759 $ 82,000
Stark, Ohio 54 $ 5,945,000 $ 110,092 $ 32,000
Williamson, Tennessee 54 $ 22,720,000 $ 420,740 $ 141,000
Racine, Wisconsin 54 $ 7,195,000 $ 133,240 $ 63,000
Fayette, Kentucky 53 $ 7,891,000 $ 148,886 $ 50,000
Washtenaw, Michigan 53 $ 9,737,000 $ 183,716 $ 71,000
Dakota, Minnesota 53 $ 9,230,000 $ 174,150 $ 93,000
Nueces, Texas 53 $ 7,192,000 $ 135,698 $ 65,000
Hernando, Florida 52 $ 8,045,000 $ 154,711 $ 45,000
Douglas, Georgia 52 $ 6,463,000 $ 124,288 $ 43,000
Hays, Texas 52 $ 8,791,000 $ 169,057 $ 70,000
Mesa, Colorado 51 $ 8,967,000 $ 175,823 $ 21,000
Ramsey, Minnesota 51 $ 8,020,000 $ 157,254 $ 57,000
Durham, North Carolina 51 $ 6,124,000 $ 120,078 $ 40,000
Garfield, Colorado 50 $ 13,776,000 $ 275,520 $ 92,000
Coweta, Georgia 50 $ 6,441,000 $ 128,820 $ 46,000
Penobscot, Maine 50 $ 6,116,000 $ 122,320 $ 42,000
Cabarrus, North Carolina 50 $ 6,820,000 $ 136,400 $ 46,000
St. Clair, Illinois 49 $ 5,427,000 $ 110,755 $ 32,000
Hendricks, Indiana 49 $ 5,596,000 $ 114,204 $ 18,000
Flagler, Florida 48 $ 7,772,000 $ 161,916 $ 90,000
Santa Rosa, Florida 48 $ 5,942,000 $ 123,791 $ 29,000
Gaston, North Carolina 48 $ 5,261,000 $ 109,604 $ 25,000
Lane, Oregon 48 $ 10,132,000 $ 211,083 $ 48,000
Chesapeake, Virginia 48 $ 8,898,000 $ 185,375 $ 23,000
Citrus, Florida 47 $ 4,812,000 $ 102,382 $ 34,000
Richmond, Georgia 47 $ 4,121,000 $ 87,680 $ 23,000
Rockdale, Georgia 47 $ 6,943,000 $ 147,723 $ 35,000
Vanderburgh, Indiana 47 $ 4,045,000 $ 86,063 $ 39,000
Caddo, Louisiana 47 $ 4,720,000 $ 100,425 $ 22,000
Rockland, New York 47 $ 13,889,000 $ 295,510 $ 113,000
Lake, Ohio 47 $ 5,493,000 $ 116,872 $ 26,000
Thurston, Washington 47 $ 8,600,000 $ 182,978 $ 35,000
Leon, Florida 46 $ 7,024,000 $ 152,695 $ 63,000
Warren, New Jersey 46 $ 9,413,000 $ 204,630 $ 59,000
Santa Fe, New Mexico 46 $ 16,448,000 $ 357,565 $ 184,000
Marion, Oregon 46 $ 10,946,000 $ 237,956 $ 35,000
York, South Carolina 46 $ 6,749,000 $ 146,717 $ 40,000
LaPorte, Indiana 45 $ 4,032,000 $ 89,600 $ 24,000
York, Maine 45 $ 7,958,000 $ 176,844 $ 47,000
Anoka, Minnesota 45 $ 6,809,000 $ 151,311 $ 61,000
Greene, Missouri 45 $ 5,564,000 $ 123,644 $ 29,000
Medina, Ohio 45 $ 8,312,000 $ 184,711 $ 36,000
Tuscaloosa, Alabama 44 $ 6,324,000 $ 143,727 $ 27,000
Routt, Colorado 44 $ 19,669,000 $ 447,022 $ 344,000
Kent, Delaware 44 $ 25,437,000 $ 578,113 $ 26,000
Forsyth, Georgia 44 $ 11,661,000 $ 265,022 $ 82,000
Canyon, Idaho 44 $ 7,692,000 $ 174,818 $ 50,000
Kendall, Illinois 44 $ 10,207,000 $ 231,977 $ 105,000
Ingham, Michigan 44 $ 4,420,000 $ 100,454 $ 44,000
Clermont, Ohio 44 $ 6,033,000 $ 137,113 $ 20,000
Sumner, Tennessee 44 $ 6,418,000 $ 145,863 $ 47,000
Windham, Vermont 44 $ 5,827,000 $ 132,431 $ 86,000
Newport News, Virginia 44 $ 6,027,000 $ 136,977 $ 16,000
Yakima, Washington 44 $ 6,190,000 $ 140,681 $ 37,000
Mohave, Arizona 43 $ 5,939,000 $ 138,116 $ 73,000
Cape May, New Jersey 43 $ 13,392,000 $ 311,441 $ 130,000
Sandoval, New Mexico 43 $ 9,776,000 $ 227,348 $ 53,000
Westmoreland, Pennsylvania 43 $ 5,415,000 $ 125,930 $ 61,000
Madison, Indiana 42 $ 3,863,000 $ 91,976 $ 24,000
Rankin, Mississippi 42 $ 3,884,000 $ 92,476 $ 46,000
Johnston, North Carolina 42 $ 4,447,000 $ 105,880 $ 31,000
New Hanover, North Carolina 42 $ 8,446,000 $ 201,095 $ 75,000
Lackawanna, Pennsylvania 42 $ 4,493,000 $ 106,976 $ 17,000
Fauquier, Virginia 42 $ 15,292,000 $ 364,095 $ 153,000
Pitkin, Colorado 41 $ 44,222,000 $ 1,078,585 $ 542,000
Pueblo, Colorado 41 $ 5,002,000 $ 122,000 $ 37,000
Bay, Florida 41 $ 7,344,000 $ 179,121 $ 87,000
Hall, Georgia 41 $ 7,922,000 $ 193,219 $ 80,000
Liberty, Georgia 41 $ 4,700,000 $ 114,634 $ 38,000
Putnam, New York 41 $ 10,078,000 $ 245,804 $ 86,000
Iredell, North Carolina 41 $ 10,504,000 $ 256,195 $ 88,000
Warren, Ohio 41 $ 6,028,000 $ 147,024 $ 37,000
Jackson, Oregon 41 $ 7,862,000 $ 191,756 $ 72,000
Berkeley, South Carolina 41 $ 6,040,000 $ 147,317 $ 26,000
Dorchester, South Carolina 41 $ 6,749,000 $ 164,609 $ 29,000
Spartanburg, South Carolina 41 $ 4,242,000 $ 103,463 $ 36,000
Hampton, Virginia 41 $ 5,569,000 $ 135,829 $ 27,000
Norfolk, Virginia 41 $ 8,239,000 $ 200,951 $ 32,000
Walton, Georgia 40 $ 4,953,000 $ 123,825 $ 39,000
Harrison, Mississippi 40 $ 4,285,000 $ 107,125 $ 38,000
Warren, New York 40 $ 6,567,000 $ 164,175 $ 77,000
Buncombe, North Carolina 40 $ 6,039,000 $ 150,975 $ 85,000
Pike, Pennsylvania 40 $ 5,930,000 $ 148,250 $ 32,000
El Dorado, California 39 $ 14,870,000 $ 381,282 $ 152,000
San Miguel, Colorado 39 $ 38,828,000 $ 995,589 $ 592,000
Charlotte, Florida 39 $ 5,758,000 $ 147,641 $ 63,000
Hunterdon, New Jersey 39 $ 13,307,000 $ 341,205 $ 104,000
Elkhart, Indiana 38 $ 3,864,000 $ 101,684 $ 41,000
Livingston, Louisiana 38 $ 5,253,000 $ 138,236 $ 34,000
Davidson, North Carolina 38 $ 4,068,000 $ 107,052 $ 54,000
Cleveland, Oklahoma 38 $ 4,547,000 $ 119,657 $ 25,000
Cheshire, New Hampshire 37 $ 4,866,000 $ 131,513 $ 75,000
Saratoga, New York 37 $ 7,000,000 $ 189,189 $ 33,000
Clark, Ohio 37 $ 3,138,000 $ 84,810 $ 28,000
Canadian, Oklahoma 37 $ 4,432,000 $ 119,783 $ 37,000
Beaufort, South Carolina 37 $ 15,835,000 $ 427,972 $ 217,000
Lubbock, Texas 37 $ 3,556,000 $ 96,108 $ 55,000
Elmore, Alabama 36 $ 5,673,000 $ 157,583 $ 60,000
Shawnee, Kansas 36 $ 3,619,000 $ 100,527 $ 21,000
Douglas, Nebraska 36 $ 5,265,000 $ 146,250 $ 57,000
Mahoning, Ohio 36 $ 3,129,000 $ 86,916 $ 38,000
Deschutes, Oregon 36 $ 10,646,000 $ 295,722 $ 123,000
Kent, Rhode Island 36 $ 22,883,000 $ 635,638 $ 75,000
Newport, Rhode Island 36 $ 23,614,000 $ 655,944 $ 257,000
Montgomery, Tennessee 36 $ 3,890,000 $ 108,055 $ 25,000
Lee, Alabama 35 $ 4,080,000 $ 116,571 $ 34,000
Benton, Arkansas 35 $ 5,692,000 $ 162,628 $ 62,000
Nevada, California 35 $ 11,054,000 $ 315,828 $ 202,000
Okaloosa, Florida 35 $ 6,516,000 $ 186,171 $ 93,000
Johnson, Indiana 35 $ 4,091,000 $ 116,885 $ 15,000
Salem, New Jersey 35 $ 5,826,000 $ 166,457 $ 5,000
Baldwin, Alabama 34 $ 5,528,000 $ 162,588 $ 54,000
Merced, California 34 $ 4,852,000 $ 142,705 $ 72,000
Shasta, California 34 $ 6,519,000 $ 191,735 $ 81,000
Grand, Colorado 34 $ 9,292,000 $ 273,294 $ 184,000
Bartow, Georgia 34 $ 3,505,000 $ 103,088 $ 31,000
Maui, Hawaii 34 $ 12,912,000 $ 379,764 $ 183,000
Boone, Kentucky 34 $ 5,397,000 $ 158,735 $ 56,000
Davis, Utah 34 $ 6,399,000 $ 188,205 $ 33,000
Culpeper, Virginia 34 $ 8,394,000 $ 246,882 $ 97,000
Richmond City, Virginia 34 $ 5,146,000 $ 151,352 $ 39,000
Bibb, Georgia 33 $ 2,914,000 $ 88,303 $ 31,000
Calvert, Maryland 33 $ 8,345,000 $ 252,878 $ 50,000
Carroll, Maryland 33 $ 10,626,000 $ 322,000 $ 69,000
Livingston, Michigan 33 $ 5,089,000 $ 154,212 $ 68,000
Webb, Texas 33 $ 4,143,000 $ 125,545 $ 37,000
Yuma, Arizona 32 $ 4,231,000 $ 132,218 $ 24,000
Scott, Iowa 32 $ 3,104,000 $ 97,000 $ 19,000
Kalamazoo, Michigan 32 $ 3,411,000 $ 106,593 $ 41,000
Summit, Utah 32 $ 25,338,000 $ 791,812 $ 378,000
Waukesha, Wisconsin 32 $ 9,729,000 $ 304,031 $ 106,000
New London, Connecticut 31 $ 6,959,000 $ 224,483 $ 79,000
Lafayette, Louisiana 31 $ 4,507,000 $ 145,387 $ 49,000
Valencia, New Mexico 31 $ 3,585,000 $ 115,645 $ 19,000
Portage, Ohio 31 $ 4,054,000 $ 130,774 $ 36,000
Trumbull, Ohio 31 $ 2,312,000 $ 74,580 $ 34,000
Rutland, Vermont 31 $ 4,791,000 $ 154,548 $ 64,000
St. Clair, Alabama 30 $ 3,898,000 $ 129,933 $ 31,000
Washington, Arkansas 30 $ 3,110,000 $ 103,666 $ 25,000
Highlands, Florida 30 $ 4,381,000 $ 146,033 $ 95,000
Floyd, Georgia 30 $ 3,912,000 $ 130,400 $ 67,000
Clark, Indiana 30 $ 3,483,000 $ 116,100 $ 33,000
Berrien, Michigan 30 $ 3,204,000 $ 106,800 $ 41,000
Ellis, Texas 30 $ 3,684,000 $ 122,800 $ 46,000
Rockwall, Texas 30 $ 6,405,000 $ 213,500 $ 114,000
Kenosha, Wisconsin 30 $ 4,055,000 $ 135,166 $ 18,000
Morgan, Alabama 29 $ 2,765,000 $ 95,344 $ 24,000
Middlesex, Connecticut 29 $ 5,933,000 $ 204,586 $ 33,000
Saginaw, Michigan 29 $ 2,177,000 $ 75,068 $ 9,000
Merrimack, New Hampshire 29 $ 4,929,000 $ 169,965 $ 59,000
Delaware, Ohio 29 $ 6,303,000 $ 217,344 $ 40,000
Washington, Pennsylvania 29 $ 4,515,000 $ 155,689 $ 66,000
Houston, Georgia 28 $ 2,833,000 $ 101,178 $ 30,000
Whitfield, Georgia 28 $ 2,835,000 $ 101,250 $ 20,000
Hawaii, Hawaii 28 $ 7,726,000 $ 275,928 $ 72,000
Kenton, Kentucky 28 $ 3,013,000 $ 107,607 $ 27,000
Monroe, Michigan 28 $ 3,226,000 $ 115,214 $ 32,000
St. Louis, Minnesota 28 $ 3,582,000 $ 127,928 $ 47,000
Cass, Missouri 28 $ 3,718,000 $ 132,785 $ 50,000
Brunswick, North Carolina 28 $ 6,223,000 $ 222,250 $ 112,000
Lebanon, Pennsylvania 28 $ 3,278,000 $ 117,071 $ 51,000
Portsmouth, Virginia 28 $ 3,956,000 $ 141,285 $ 25,000
Skagit, Washington 28 $ 7,130,000 $ 254,642 $ 86,000
Brown, Wisconsin 28 $ 2,937,000 $ 104,892 $ 18,000
Anchorage, Alaska 27 $ 4,501,000 $ 166,703 $ 87,000
Carroll, Georgia 27 $ 3,232,000 $ 119,703 $ 25,000
Columbia, Georgia 27 $ 3,779,000 $ 139,962 $ 30,000
DeKalb, Illinois 27 $ 4,430,000 $ 164,074 $ 22,000
Rock Island, Illinois 27 $ 2,540,000 $ 94,074 $ 7,000
Ottawa, Michigan 27 $ 4,777,000 $ 176,925 $ 64,000
St. Clair, Michigan 27 $ 2,576,000 $ 95,407 $ 30,000
Albany, New York 27 $ 4,121,000 $ 152,629 $ 53,000
Johnson, Texas 27 $ 9,177,000 $ 339,888 $ 38,000
Caroline, Virginia 27 $ 4,052,000 $ 150,074 $ 55,000
Island, Washington 27 $ 7,465,000 $ 276,481 $ 101,000
Rock, Wisconsin 27 $ 2,964,000 $ 109,777 $ 34,000
Napa, California 26 $ 14,901,000 $ 573,115 $ 302,000
Summit, Colorado 26 $ 12,704,000 $ 488,615 $ 255,000
Peoria, Illinois 26 $ 2,003,000 $ 77,038 $ 30,000
Delaware, Indiana 26 $ 1,824,000 $ 70,153 $ 18,000
Yellowstone, Montana 26 $ 3,822,000 $ 147,000 $ 44,000
Ulster, New York 26 $ 5,061,000 $ 194,653 $ 62,000
Rowan, North Carolina 26 $ 3,538,000 $ 136,076 $ 27,000
Licking, Ohio 26 $ 3,723,000 $ 143,192 $ 52,000
Washington, Vermont 26 $ 4,473,000 $ 172,038 $ 78,000
Windsor, Vermont 26 $ 2,817,000 $ 108,346 $ 80,000
Benton, Washington 26 $ 4,033,000 $ 155,115 $ 36,000
Saline, Arkansas 25 $ 2,743,000 $ 109,720 $ 15,000
Madera, California 25 $ 3,148,000 $ 125,920 $ 44,000
Monroe, Florida 25 $ 12,321,000 $ 492,840 $ 220,000
Glynn, Georgia 25 $ 7,165,000 $ 286,600 $ 100,000
Hancock, Indiana 25 $ 2,786,000 $ 111,440 $ 31,000
Monroe, Indiana 25 $ 2,789,000 $ 111,560 $ 34,000
Ascension, Louisiana 25 $ 3,956,000 $ 158,240 $ 60,000
Jackson, Mississippi 25 $ 2,237,000 $ 89,480 $ 34,000
Dona Ana, New Mexico 25 $ 4,112,000 $ 164,480 $ 124,000
Rensselaer, New York 25 $ 2,710,000 $ 108,400 $ 11,000
Schenectady, New York 25 $ 3,285,000 $ 131,400 $ 13,000
Randolph, North Carolina 25 $ 2,502,000 $ 100,080 $ 22,000
Washington, Rhode Island 25 $ 10,724,000 $ 428,960 $ 214,000
Guadalupe, Texas 25 $ 3,874,000 $ 154,960 $ 51,000
Outagamie, Wisconsin 25 $ 2,718,000 $ 108,720 $ 28,000
Calhoun, Alabama 24 $ 1,844,000 $ 76,833 $ 27,000
Sebastian, Arkansas 24 $ 1,993,000 $ 83,041 $ 40,000
Fayette, Georgia 24 $ 5,146,000 $ 214,416 $ 78,000
Putnam, Indiana 24 $ 2,231,000 $ 92,958 $ 22,000
Tippecanoe, Indiana 24 $ 2,543,000 $ 105,958 $ 29,000
Washington, Maryland 24 $ 4,173,000 $ 173,875 $ 38,000
Muskegon, Michigan 24 $ 1,975,000 $ 82,291 $ 18,000
Fairfield, Ohio 24 $ 2,854,000 $ 118,916 $ 41,000
Miami, Ohio 24 $ 2,324,000 $ 96,833 $ 28,000
Carbon, Pennsylvania 24 $ 3,184,000 $ 132,666 $ 28,000
Kaufman, Texas 24 $ 4,329,000 $ 180,375 $ 89,000
Franklin, Vermont 24 $ 3,084,000 $ 128,500 $ 44,000
Hanover, Virginia 24 $ 5,369,000 $ 223,708 $ 74,000
Walworth, Wisconsin 24 $ 11,196,000 $ 466,500 $ 284,000
Houston, Alabama 23 $ 2,323,000 $ 101,000 $ 31,000
Walton, Florida 23 $ 12,729,000 $ 553,434 $ 308,000
Catoosa, Georgia 23 $ 2,373,000 $ 103,173 $ 18,000
St. Mary's, Maryland 23 $ 5,571,000 $ 242,217 $ 29,000
Jackson, Michigan 23 $ 2,206,000 $ 95,913 $ 40,000
Scott, Minnesota 23 $ 5,669,000 $ 246,478 $ 85,000
Washington, Minnesota 23 $ 4,378,000 $ 190,347 $ 81,000
Onslow, North Carolina 23 $ 3,182,000 $ 138,347 $ 37,000
Yamhill, Oregon 23 $ 5,516,000 $ 239,826 $ 32,000
Cambria, Pennsylvania 23 $ 1,652,000 $ 71,826 $ 33,000
Aiken, South Carolina 23 $ 2,087,000 $ 90,739 $ 36,000
Anderson, South Carolina 23 $ 3,167,000 $ 137,695 $ 46,000
Blount, Tennessee 23 $ 2,873,000 $ 124,913 $ 49,000
Maury, Tennessee 23 $ 2,802,000 $ 121,826 $ 52,000
Wilson, Tennessee 23 $ 3,610,000 $ 156,956 $ 46,000
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Mortgage Loan Application Detail Totals for Everbank N.A. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 40,284 $9,553,383,000 $237,000 $18,000,000 $91,000 $9,999,000
Home Purchase 31,486 $9,237,075,000 $293,000 $7,300,000 $106,000 $9,999,000
Home Improvement 800 $190,975,000 $238,000 $2,600,000 $131,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,028 $9,412,117,000 $313,000 $6,225,000 $154,000 $9,999,000
Not applicable 23,370 $3,824,430,000 $163,000 $18,000,000 $1,000 $766,000
Not Provided 7,766 $2,491,326,000 $320,000 $4,350,000 $144,000 $9,999,000
Hispanic 3,826 $816,733,000 $213,000 $2,275,000 $91,000 $3,506,000
Asian 3,760 $1,796,774,000 $477,000 $4,420,000 $178,000 $4,051,000
Black or African American 3,400 $548,893,000 $161,000 $3,080,000 $84,000 $5,760,000
American Indian or Alaskan Native 250 $48,842,000 $195,000 $1,760,000 $97,000 $1,800,000
Native Hawaiian or Other Pacific Islander 170 $42,318,000 $248,000 $1,684,000 $99,000 $668,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 44,342 $14,578,799,000 $328,000 $18,000,000 $151,000 $9,999,000
FHA-insured (Federal Housing Administration) 25,392 $3,891,911,000 $153,000 $1,488,000 $11,000 $1,344,000
VA-guaranteed (Veterans Administration) 2,028 $399,742,000 $197,000 $1,222,000 $63,000 $584,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 808 $110,981,000 $137,000 $591,000 $9,000 $1,250,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 25,684 $8,625,801,000 $335,000 $18,000,000 $149,000 $9,999,000
Loan Purchased By The Institution 23,289 $3,466,888,000 $148,000 $2,527,000 $1,000 $766,000
Application Denied By Financial Institution 12,157 $3,823,106,000 $314,000 $6,225,000 $137,000 $9,999,000
Application Withdrawn By Applicant 5,623 $1,673,926,000 $297,000 $16,400,000 $152,000 $9,999,000
File Closed For Incompleteness 5,191 $1,229,015,000 $236,000 $3,500,000 $121,000 $7,200,000
Application Approved But Not Accepted 626 $162,697,000 $259,000 $2,000,000 $143,000 $9,459,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 2,706 $988,468,000 $365,000 $6,225,000 $174,000 $6,000,000
Debt-To-Income Ratio 2,682 $888,938,000 $331,000 $4,000,000 $88,000 $2,080,000
Other 2,286 $615,881,000 $269,000 $3,000,000 $142,000 $4,556,000
Credit History 2,261 $541,881,000 $239,000 $4,454,000 $113,000 $9,999,000
Collateral 980 $283,756,000 $289,000 $3,900,000 $156,000 $4,215,000
Unverifiable Information 784 $324,512,000 $413,000 $3,965,000 $183,000 $3,343,000
Insufficient Cash (Downpayment, Closing Cost) 323 $118,485,000 $366,000 $3,250,000 $192,000 $9,999,000
Employment History 135 $61,185,000 $453,000 $2,240,000 $202,000 $4,503,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everbank N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everbank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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