Farmers Bank and Trust NA Mortgage Lending & HMDA Data, 2012

In 2012, Farmers Bank and Trust NA of Great Bend, KS reported 12,889 mortgage applications totaling $2.8 billion, up 65% from 2011. The average application was for $214,211, and applicants reported an average income of $117,255. 51% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Phoenix-Mesa-Glendale, AZ (680), Kansas City, MO-KS (483) and Los Angeles-Long Beach-Glendale, CA (471) (applications in parentheses).

Mortgage Company & Address Farmers Bank and Trust NA
1017 Harrison
Great Bend, KS 67530
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,889
Total Mortgage Loan Application Amount $2,760,975,000
Average Mortgage Loan Application Amount $214,211
Highest Mortgage Loan Application Amount $1,242,000
Average Applicant Income $117,255
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank and Trust NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farmers Bank and Trust NA by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 643 $ 128,729,000 $ 200,200 $ 110,000
Los Angeles, California 471 $ 128,843,000 $ 273,552 $ 114,000
San Diego, California 299 $ 77,944,000 $ 260,682 $ 110,000
King, Washington 287 $ 75,362,000 $ 262,585 $ 126,000
Johnson, Kansas 253 $ 49,967,000 $ 197,498 $ 101,000
Orange, California 218 $ 62,472,000 $ 286,568 $ 124,000
Oakland, Michigan 216 $ 40,466,000 $ 187,342 $ 127,000
Clark, Nevada 215 $ 42,000,000 $ 195,348 $ 148,000
Riverside, California 166 $ 35,369,000 $ 213,066 $ 115,000
Sacramento, California 152 $ 31,044,000 $ 204,236 $ 131,000
Fairfax, Virginia 150 $ 44,140,000 $ 294,266 $ 140,000
Cook, Illinois 147 $ 31,452,000 $ 213,959 $ 141,000
Pima, Arizona 137 $ 23,776,000 $ 173,547 $ 96,000
San Bernardino, California 129 $ 25,622,000 $ 198,620 $ 99,000
Harris, Texas 126 $ 21,800,000 $ 173,015 $ 127,000
Snohomish, Washington 126 $ 30,945,000 $ 245,595 $ 104,000
Santa Clara, California 120 $ 39,136,000 $ 326,133 $ 136,000
Jackson, Missouri 104 $ 19,549,000 $ 187,971 $ 94,000
Salt Lake, Utah 102 $ 20,770,000 $ 203,627 $ 109,000
Honolulu, Hawaii 96 $ 34,583,000 $ 360,239 $ 117,000
Hennepin, Minnesota 96 $ 20,568,000 $ 214,250 $ 121,000
Alameda, California 87 $ 25,027,000 $ 287,666 $ 133,000
Pierce, Washington 85 $ 16,954,000 $ 199,458 $ 103,000
Bernalillo, New Mexico 83 $ 15,789,000 $ 190,228 $ 100,000
Collin, Texas 83 $ 15,684,000 $ 188,963 $ 127,000
Washoe, Nevada 82 $ 18,307,000 $ 223,256 $ 116,000
Washington, Oregon 81 $ 17,089,000 $ 210,975 $ 107,000
Jefferson, Colorado 78 $ 15,735,000 $ 201,730 $ 103,000
Travis, Texas 78 $ 15,030,000 $ 192,692 $ 119,000
Contra Costa, California 74 $ 20,161,000 $ 272,445 $ 141,000
Ventura, California 71 $ 20,916,000 $ 294,591 $ 130,000
Montgomery, Maryland 71 $ 20,200,000 $ 284,507 $ 226,000
Arapahoe, Colorado 70 $ 14,352,000 $ 205,028 $ 122,000
Suffolk, New York 66 $ 18,089,000 $ 274,075 $ 126,000
Douglas, Colorado 65 $ 16,815,000 $ 258,692 $ 122,000
Cobb, Georgia 65 $ 13,308,000 $ 204,738 $ 127,000
Fresno, California 64 $ 11,608,000 $ 181,375 $ 173,000
El Paso, Colorado 61 $ 12,817,000 $ 210,114 $ 108,000
Fulton, Georgia 60 $ 13,000,000 $ 216,666 $ 122,000
Denver, Colorado 59 $ 13,313,000 $ 225,644 $ 116,000
Tarrant, Texas 59 $ 8,199,000 $ 138,966 $ 98,000
Spokane, Washington 59 $ 9,935,000 $ 168,389 $ 90,000
Wake, North Carolina 58 $ 12,367,000 $ 213,224 $ 126,000
Multnomah, Oregon 58 $ 11,960,000 $ 206,206 $ 101,000
Yavapai, Arizona 57 $ 10,641,000 $ 186,684 $ 84,000
Middlesex, Massachusetts 57 $ 16,388,000 $ 287,508 $ 171,000
Macomb, Michigan 56 $ 9,066,000 $ 161,892 $ 89,000
Loudoun, Virginia 56 $ 17,074,000 $ 304,892 $ 135,000
Broward, Florida 54 $ 10,860,000 $ 201,111 $ 97,000
Miami-Dade, Florida 53 $ 10,858,000 $ 204,867 $ 116,000
District of Columbia, District Of Columbia 52 $ 15,733,000 $ 302,557 $ 132,000
Clay, Missouri 52 $ 7,513,000 $ 144,480 $ 81,000
Middlesex, New Jersey 51 $ 12,885,000 $ 252,647 $ 121,000
Clark, Washington 51 $ 9,955,000 $ 195,196 $ 101,000
Palm Beach, Florida 50 $ 9,633,000 $ 192,660 $ 118,000
Wayne, Michigan 50 $ 9,789,000 $ 195,780 $ 204,000
San Joaquin, California 49 $ 10,890,000 $ 222,244 $ 106,000
Barton, Kansas 49 $ 5,413,000 $ 110,469 $ 60,000
Shelby, Tennessee 48 $ 8,183,000 $ 170,479 $ 96,000
Maui, Hawaii 47 $ 14,467,000 $ 307,808 $ 101,000
Bexar, Texas 47 $ 7,744,000 $ 164,765 $ 114,000
Placer, California 46 $ 10,304,000 $ 224,000 $ 107,000
Hawaii, Hawaii 45 $ 10,464,000 $ 232,533 $ 85,000
Denton, Texas 45 $ 8,035,000 $ 178,555 $ 136,000
Ada, Idaho 44 $ 8,131,000 $ 184,795 $ 94,000
Mecklenburg, North Carolina 44 $ 8,961,000 $ 203,659 $ 96,000
Dallas, Texas 44 $ 7,542,000 $ 171,409 $ 111,000
El Dorado, California 43 $ 10,036,000 $ 233,395 $ 118,000
DuPage, Illinois 43 $ 10,110,000 $ 235,116 $ 135,000
Hamilton, Indiana 43 $ 9,106,000 $ 211,767 $ 102,000
Howard, Maryland 43 $ 12,030,000 $ 279,767 $ 120,000
Sonoma, California 42 $ 9,844,000 $ 234,380 $ 116,000
Lee, Florida 42 $ 7,593,000 $ 180,785 $ 357,000
Prince William, Virginia 42 $ 11,055,000 $ 263,214 $ 112,000
Stanislaus, California 41 $ 8,095,000 $ 197,439 $ 108,000
Kern, California 40 $ 7,876,000 $ 196,900 $ 119,000
San Mateo, California 40 $ 12,058,000 $ 301,450 $ 122,000
Boulder, Colorado 40 $ 9,878,000 $ 246,950 $ 119,000
Clackamas, Oregon 39 $ 8,507,000 $ 218,128 $ 111,000
Kitsap, Washington 38 $ 8,272,000 $ 217,684 $ 110,000
Pinal, Arizona 37 $ 5,316,000 $ 143,675 $ 86,000
Westchester, New York 37 $ 9,873,000 $ 266,837 $ 134,000
Montgomery, Pennsylvania 37 $ 8,801,000 $ 237,864 $ 145,000
Adams, Colorado 36 $ 7,089,000 $ 196,916 $ 107,000
Livingston, Michigan 34 $ 6,431,000 $ 189,147 $ 99,000
Nassau, New York 34 $ 10,319,000 $ 303,500 $ 141,000
Greenville, South Carolina 34 $ 6,166,000 $ 181,352 $ 103,000
Tulare, California 33 $ 6,450,000 $ 195,454 $ 95,000
Gwinnett, Georgia 33 $ 5,212,000 $ 157,939 $ 102,000
Bergen, New Jersey 33 $ 10,015,000 $ 303,484 $ 183,000
Williamson, Texas 33 $ 6,160,000 $ 186,666 $ 105,000
Utah, Utah 33 $ 6,522,000 $ 197,636 $ 85,000
Benton, Washington 33 $ 6,538,000 $ 198,121 $ 87,000
Monterey, California 32 $ 7,437,000 $ 232,406 $ 106,000
Hillsborough, Florida 32 $ 5,594,000 $ 174,812 $ 165,000
Orange, Florida 32 $ 5,568,000 $ 174,000 $ 114,000
Cuyahoga, Ohio 32 $ 6,077,000 $ 189,906 $ 142,000
Anchorage, Alaska 31 $ 6,850,000 $ 220,967 $ 104,000
Anne Arundel, Maryland 31 $ 7,533,000 $ 243,000 $ 113,000
Monmouth, New Jersey 31 $ 8,911,000 $ 287,451 $ 132,000
Somerset, New Jersey 31 $ 8,006,000 $ 258,258 $ 117,000
Fairfield, Connecticut 30 $ 7,396,000 $ 246,533 $ 131,000
Queens, New York 30 $ 8,456,000 $ 281,866 $ 103,000
DeKalb, Georgia 29 $ 6,540,000 $ 225,517 $ 149,000
San Luis Obispo, California 28 $ 7,952,000 $ 284,000 $ 118,000
Solano, California 28 $ 6,376,000 $ 227,714 $ 116,000
Prince George's, Maryland 28 $ 5,660,000 $ 202,142 $ 158,000
Douglas, Nevada 28 $ 5,434,000 $ 194,071 $ 95,000
Sandoval, New Mexico 28 $ 4,707,000 $ 168,107 $ 98,000
Lane, Oregon 28 $ 4,907,000 $ 175,250 $ 90,000
Washington, Utah 28 $ 4,894,000 $ 174,785 $ 86,000
Pinellas, Florida 27 $ 5,561,000 $ 205,962 $ 103,000
Lake, Illinois 27 $ 5,614,000 $ 207,925 $ 130,000
Guilford, North Carolina 27 $ 4,351,000 $ 161,148 $ 100,000
Marion, Oregon 27 $ 4,910,000 $ 181,851 $ 84,000
Marin, California 26 $ 9,186,000 $ 353,307 $ 139,000
New Haven, Connecticut 26 $ 6,153,000 $ 236,653 $ 109,000
Kane, Illinois 26 $ 6,116,000 $ 235,230 $ 135,000
Butte, California 25 $ 4,841,000 $ 193,640 $ 99,000
New Castle, Delaware 25 $ 5,764,000 $ 230,560 $ 123,000
Washtenaw, Michigan 25 $ 5,319,000 $ 212,760 $ 134,000
St. Louis, Missouri 25 $ 5,245,000 $ 209,800 $ 115,000
Douglas, Nebraska 25 $ 4,290,000 $ 171,600 $ 110,000
Philadelphia, Pennsylvania 25 $ 4,055,000 $ 162,200 $ 98,000
Fort Bend, Texas 25 $ 5,167,000 $ 206,680 $ 118,000
Madison, Alabama 24 $ 4,565,000 $ 190,208 $ 104,000
San Francisco, California 24 $ 8,331,000 $ 347,125 $ 122,000
Yolo, California 24 $ 5,474,000 $ 228,083 $ 133,000
Essex, Massachusetts 24 $ 7,281,000 $ 303,375 $ 177,000
Anoka, Minnesota 24 $ 4,108,000 $ 171,166 $ 225,000
Yellowstone, Montana 24 $ 3,974,000 $ 165,583 $ 87,000
Morris, New Jersey 24 $ 6,730,000 $ 280,416 $ 129,000
Williamson, Tennessee 24 $ 6,456,000 $ 269,000 $ 140,000
Shasta, California 23 $ 4,701,000 $ 204,391 $ 120,000
Will, Illinois 23 $ 4,219,000 $ 183,434 $ 120,000
Polk, Iowa 23 $ 4,686,000 $ 203,739 $ 112,000
Norfolk, Massachusetts 23 $ 5,793,000 $ 251,869 $ 147,000
Dakota, Minnesota 23 $ 5,131,000 $ 223,086 $ 106,000
Ramsey, Minnesota 23 $ 3,910,000 $ 170,000 $ 97,000
Thurston, Washington 23 $ 4,590,000 $ 199,565 $ 113,000
Seminole, Florida 22 $ 3,865,000 $ 175,681 $ 100,000
Gallatin, Montana 22 $ 3,932,000 $ 178,727 $ 99,000
Hillsborough, New Hampshire 22 $ 4,654,000 $ 211,545 $ 129,000
Durham, North Carolina 22 $ 3,392,000 $ 154,181 $ 130,000
Allegheny, Pennsylvania 22 $ 3,674,000 $ 167,000 $ 101,000
Waukesha, Wisconsin 22 $ 5,528,000 $ 251,272 $ 134,000
Frederick, Maryland 21 $ 5,082,000 $ 242,000 $ 124,000
Franklin, Ohio 21 $ 3,632,000 $ 172,952 $ 87,000
Henrico, Virginia 21 $ 5,008,000 $ 238,476 $ 106,000
Lake, Indiana 20 $ 3,324,000 $ 166,200 $ 99,000
Ocean, New Jersey 20 $ 4,337,000 $ 216,850 $ 107,000
Jackson, Oregon 20 $ 4,678,000 $ 233,900 $ 187,000
Chester, Pennsylvania 20 $ 5,524,000 $ 276,200 $ 144,000
Charleston, South Carolina 20 $ 4,121,000 $ 206,050 $ 132,000
Davidson, Tennessee 20 $ 3,251,000 $ 162,550 $ 105,000
Hartford, Connecticut 19 $ 3,772,000 $ 198,526 $ 111,000
Duval, Florida 19 $ 3,789,000 $ 199,421 $ 121,000
Kootenai, Idaho 19 $ 2,905,000 $ 152,894 $ 65,000
Flathead, Montana 19 $ 3,271,000 $ 172,157 $ 77,000
Essex, New Jersey 19 $ 5,299,000 $ 278,894 $ 158,000
Davis, Utah 19 $ 3,525,000 $ 185,526 $ 85,000
Whatcom, Washington 19 $ 3,548,000 $ 186,736 $ 93,000
Jefferson, Alabama 18 $ 2,944,000 $ 163,555 $ 95,000
Platte, Missouri 18 $ 3,794,000 $ 210,777 $ 166,000
St. Charles, Missouri 18 $ 2,495,000 $ 138,611 $ 92,000
Missoula, Montana 18 $ 3,206,000 $ 178,111 $ 73,000
Burlington, New Jersey 18 $ 4,238,000 $ 235,444 $ 138,000
Rockland, New York 18 $ 4,337,000 $ 240,944 $ 122,000
Butler, Ohio 18 $ 3,573,000 $ 198,500 $ 119,000
Bucks, Pennsylvania 18 $ 4,851,000 $ 269,500 $ 138,000
Merced, California 17 $ 2,952,000 $ 173,647 $ 88,000
Santa Barbara, California 17 $ 4,274,000 $ 251,411 $ 93,000
Santa Cruz, California 17 $ 4,801,000 $ 282,411 $ 94,000
Lancaster, Pennsylvania 17 $ 3,220,000 $ 189,411 $ 108,000
Nevada, California 16 $ 4,076,000 $ 254,750 $ 145,000
Collier, Florida 16 $ 3,777,000 $ 236,062 $ 99,000
Kent, Michigan 16 $ 2,804,000 $ 175,250 $ 107,000
Passaic, New Jersey 16 $ 4,401,000 $ 275,062 $ 151,000
Union, New Jersey 16 $ 4,363,000 $ 272,687 $ 135,000
Kings, New York 16 $ 5,847,000 $ 365,437 $ 144,000
Horry, South Carolina 16 $ 2,285,000 $ 142,812 $ 65,000
Weber, Utah 16 $ 3,797,000 $ 237,312 $ 102,000
Arlington, Virginia 16 $ 4,980,000 $ 311,250 $ 165,000
Chesterfield, Virginia 16 $ 3,675,000 $ 229,687 $ 88,000
Dane, Wisconsin 16 $ 2,555,000 $ 159,687 $ 79,000
Shelby, Alabama 15 $ 2,491,000 $ 166,066 $ 93,000
Canyon, Idaho 15 $ 2,092,000 $ 139,466 $ 74,000
McHenry, Illinois 15 $ 2,589,000 $ 172,600 $ 115,000
Marion, Indiana 15 $ 2,178,000 $ 145,200 $ 85,000
Wyandotte, Kansas 15 $ 2,022,000 $ 134,800 $ 63,000
Carver, Minnesota 15 $ 2,840,000 $ 189,333 $ 131,000
Washington, Minnesota 15 $ 3,745,000 $ 249,666 $ 132,000
Randolph, Missouri 15 $ 1,263,000 $ 84,200 $ 50,000
Hamilton, Ohio 15 $ 3,629,000 $ 241,933 $ 133,000
Lucas, Ohio 15 $ 1,846,000 $ 123,066 $ 91,000
Deschutes, Oregon 15 $ 2,809,000 $ 187,266 $ 115,000
Alexandria, Virginia 15 $ 3,674,000 $ 244,933 $ 143,000
Virginia Beach, Virginia 15 $ 2,502,000 $ 166,800 $ 109,000
Weld, Colorado 14 $ 3,107,000 $ 221,928 $ 83,000
Forsyth, Georgia 14 $ 3,132,000 $ 223,714 $ 95,000
Bonner, Idaho 14 $ 2,713,000 $ 193,785 $ 87,000
Hampden, Massachusetts 14 $ 1,905,000 $ 136,071 $ 89,000
Cass, Missouri 14 $ 1,468,000 $ 104,857 $ 93,000
Richmond, New York 14 $ 4,438,000 $ 317,000 $ 130,000
Broomfield, Colorado 13 $ 2,863,000 $ 220,230 $ 116,000
Suffolk, Massachusetts 13 $ 3,442,000 $ 264,769 $ 139,000
Nodaway, Missouri 13 $ 1,331,000 $ 102,384 $ 66,000
Carson City, Nevada 13 $ 2,835,000 $ 218,076 $ 87,000
Linn, Oregon 13 $ 1,741,000 $ 133,923 $ 61,000
Hamilton, Tennessee 13 $ 1,841,000 $ 141,615 $ 93,000
Cochise, Arizona 12 $ 1,725,000 $ 143,750 $ 207,000
Mohave, Arizona 12 $ 1,925,000 $ 160,416 $ 103,000
Sarasota, Florida 12 $ 1,968,000 $ 164,000 $ 88,000
Baltimore, Maryland 12 $ 2,432,000 $ 202,666 $ 118,000
St. Louis City, Missouri 12 $ 1,379,000 $ 114,916 $ 224,000
Bronx, New York 12 $ 3,742,000 $ 311,833 $ 111,000
Forsyth, North Carolina 12 $ 2,012,000 $ 167,666 $ 96,000
Lorain, Ohio 12 $ 2,100,000 $ 175,000 $ 141,000
Butler, Pennsylvania 12 $ 2,409,000 $ 200,750 $ 96,000
Delaware, Pennsylvania 12 $ 2,585,000 $ 215,416 $ 112,000
Montgomery, Texas 12 $ 1,434,000 $ 119,500 $ 98,000
Chittenden, Vermont 12 $ 1,936,000 $ 161,333 $ 92,000
Skagit, Washington 12 $ 2,577,000 $ 214,750 $ 115,000
Yakima, Washington 12 $ 2,183,000 $ 181,916 $ 86,000
Milwaukee, Wisconsin 12 $ 1,792,000 $ 149,333 $ 99,000
Limestone, Alabama 11 $ 2,098,000 $ 190,727 $ 297,000
Coconino, Arizona 11 $ 2,895,000 $ 263,181 $ 198,000
Calaveras, California 11 $ 2,222,000 $ 202,000 $ 92,000
Napa, California 11 $ 2,548,000 $ 231,636 $ 105,000
Larimer, Colorado 11 $ 2,170,000 $ 197,272 $ 119,000
Kauai, Hawaii 11 $ 3,751,000 $ 341,000 $ 111,000
Leavenworth, Kansas 11 $ 2,244,000 $ 204,000 $ 100,000
Rush, Kansas 11 $ 430,000 $ 39,090 $ 56,000
New Hanover, North Carolina 11 $ 1,823,000 $ 165,727 $ 80,000
Orange, North Carolina 11 $ 2,611,000 $ 237,363 $ 117,000
Union, North Carolina 11 $ 2,698,000 $ 245,272 $ 142,000
Delaware, Ohio 11 $ 2,614,000 $ 237,636 $ 133,000
Warren, Ohio 11 $ 2,348,000 $ 213,454 $ 112,000
Brazoria, Texas 11 $ 1,652,000 $ 150,181 $ 105,000
Douglas, Washington 11 $ 2,398,000 $ 218,000 $ 94,000
Navajo, Arizona 10 $ 2,272,000 $ 227,200 $ 425,000
Osceola, Florida 10 $ 1,996,000 $ 199,600 $ 117,000
Ness, Kansas 10 $ 407,000 $ 40,700 $ 39,000
Worcester, Massachusetts 10 $ 2,138,000 $ 213,800 $ 128,000
Buchanan, Missouri 10 $ 798,000 $ 79,800 $ 36,000
Ravalli, Montana 10 $ 1,880,000 $ 188,000 $ 197,000
Hudson, New Jersey 10 $ 2,566,000 $ 256,600 $ 139,000
Summit, Utah 10 $ 2,748,000 $ 274,800 $ 200,000
Madera, California 9 $ 1,558,000 $ 173,111 $ 82,000
Park, Colorado 9 $ 1,467,000 $ 163,000 $ 126,000
Sussex, Delaware 9 $ 2,176,000 $ 241,777 $ 146,000
Cherokee, Georgia 9 $ 1,960,000 $ 217,777 $ 121,000
Bannock, Idaho 9 $ 1,840,000 $ 204,444 $ 91,000
Miami, Kansas 9 $ 1,961,000 $ 217,888 $ 108,000
Barnstable, Massachusetts 9 $ 1,948,000 $ 216,444 $ 102,000
Bristol, Massachusetts 9 $ 3,121,000 $ 346,777 $ 112,000
Wright, Minnesota 9 $ 1,832,000 $ 203,555 $ 98,000
Cooper, Missouri 9 $ 629,000 $ 69,888 $ 38,000
Lewis and Clark, Montana 9 $ 1,672,000 $ 185,777 $ 93,000
Rockingham, New Hampshire 9 $ 2,056,000 $ 228,444 $ 123,000
Summit, Ohio 9 $ 1,781,000 $ 197,888 $ 105,000
York, Pennsylvania 9 $ 1,467,000 $ 163,000 $ 95,000
Matanuska-Susitna, Alaska 8 $ 2,152,000 $ 269,000 $ 127,000
Amador, California 8 $ 1,653,000 $ 206,625 $ 119,000
Litchfield, Connecticut 8 $ 1,901,000 $ 237,625 $ 165,000
Brevard, Florida 8 $ 1,392,000 $ 174,000 $ 84,000
Leon, Florida 8 $ 1,561,000 $ 195,125 $ 59,000
Kendall, Illinois 8 $ 1,568,000 $ 196,000 $ 130,000
Jefferson, Kentucky 8 $ 1,318,000 $ 164,750 $ 119,000
Baltimore City, Maryland 8 $ 1,416,000 $ 177,000 $ 123,000
Scott, Minnesota 8 $ 1,763,000 $ 220,375 $ 89,000
Camden, Missouri 8 $ 2,059,000 $ 257,375 $ 172,000
Mercer, New Jersey 8 $ 2,059,000 $ 257,375 $ 159,000
Sussex, New Jersey 8 $ 1,753,000 $ 219,125 $ 102,000
Santa Fe, New Mexico 8 $ 1,446,000 $ 180,750 $ 118,000
Orange, New York 8 $ 1,704,000 $ 213,000 $ 114,000
Cumberland, Pennsylvania 8 $ 1,466,000 $ 183,250 $ 97,000
Aiken, South Carolina 8 $ 1,450,000 $ 181,250 $ 96,000
Washington, Vermont 8 $ 1,501,000 $ 187,625 $ 94,000
Spotsylvania, Virginia 8 $ 1,625,000 $ 203,125 $ 107,000
Chelan, Washington 8 $ 1,580,000 $ 197,500 $ 76,000
Grays Harbor, Washington 8 $ 1,933,000 $ 241,625 $ 125,000
Montgomery, Alabama 7 $ 1,361,000 $ 194,428 $ 106,000
Imperial, California 7 $ 848,000 $ 121,142 $ 86,000
Grand, Colorado 7 $ 1,303,000 $ 186,142 $ 153,000
Polk, Florida 7 $ 876,000 $ 125,142 $ 87,000
Latah, Idaho 7 $ 1,475,000 $ 210,714 $ 105,000
Boone, Indiana 7 $ 1,493,000 $ 213,285 $ 108,000
Porter, Indiana 7 $ 1,127,000 $ 161,000 $ 101,000
Dallas, Iowa 7 $ 1,492,000 $ 213,142 $ 119,000
Douglas, Kansas 7 $ 810,000 $ 115,714 $ 102,000
Hampshire, Massachusetts 7 $ 1,486,000 $ 212,285 $ 115,000
Plymouth, Massachusetts 7 $ 1,873,000 $ 267,571 $ 201,000
Houghton, Michigan 7 $ 1,051,000 $ 150,142 $ 168,000
Lapeer, Michigan 7 $ 1,408,000 $ 201,142 $ 61,000
Grundy, Missouri 7 $ 447,000 $ 63,857 $ 28,000
Lyon, Nevada 7 $ 826,000 $ 118,000 $ 89,000
Medina, Ohio 7 $ 1,433,000 $ 204,714 $ 88,000
Benton, Oregon 7 $ 1,563,000 $ 223,285 $ 83,000
Lincoln, Oregon 7 $ 1,355,000 $ 193,571 $ 109,000
Dauphin, Pennsylvania 7 $ 1,011,000 $ 144,428 $ 95,000
Anderson, South Carolina 7 $ 1,216,000 $ 173,714 $ 118,000
Stafford, Virginia 7 $ 1,640,000 $ 234,285 $ 103,000
Clallam, Washington 7 $ 1,225,000 $ 175,000 $ 68,000
Lewis, Washington 7 $ 1,252,000 $ 178,857 $ 97,000
Mason, Washington 7 $ 1,011,000 $ 144,428 $ 69,000
Juneau, Alaska 6 $ 1,269,000 $ 211,500 $ 112,000
Mendocino, California 6 $ 1,337,000 $ 222,833 $ 95,000
Eagle, Colorado 6 $ 1,421,000 $ 236,833 $ 90,000
Columbia, Georgia 6 $ 826,000 $ 137,666 $ 86,000
Fayette, Georgia 6 $ 1,543,000 $ 257,166 $ 103,000
Twin Falls, Idaho 6 $ 1,190,000 $ 198,333 $ 95,000
LaPorte, Indiana 6 $ 914,000 $ 152,333 $ 45,000
Pottawattamie, Iowa 6 $ 1,142,000 $ 190,333 $ 112,000
Nemaha, Kansas 6 $ 1,009,000 $ 168,166 $ 87,000
Pawnee, Kansas 6 $ 446,000 $ 74,333 $ 78,000
Harford, Maryland 6 $ 1,657,000 $ 276,166 $ 156,000
Monroe, Michigan 6 $ 682,000 $ 113,666 $ 64,000
Ottawa, Michigan 6 $ 1,126,000 $ 187,666 $ 96,000
Sarpy, Nebraska 6 $ 1,033,000 $ 172,166 $ 127,000
Elko, Nevada 6 $ 751,000 $ 125,166 $ 127,000
Hunterdon, New Jersey 6 $ 1,521,000 $ 253,500 $ 136,000
Erie, New York 6 $ 687,000 $ 114,500 $ 284,000
Onondaga, New York 6 $ 541,000 $ 90,166 $ 77,000
Brunswick, North Carolina 6 $ 1,175,000 $ 195,833 $ 113,000
Clatsop, Oregon 6 $ 1,416,000 $ 236,000 $ 147,000
Columbia, Oregon 6 $ 1,366,000 $ 227,666 $ 128,000
Berks, Pennsylvania 6 $ 1,172,000 $ 195,333 $ 154,000
Washington, Rhode Island 6 $ 2,059,000 $ 343,166 $ 156,000
York, South Carolina 6 $ 1,115,000 $ 185,833 $ 109,000
El Paso, Texas 6 $ 586,000 $ 97,666 $ 82,000
Galveston, Texas 6 $ 1,569,000 $ 261,500 $ 207,000
Wasatch, Utah 6 $ 1,281,000 $ 213,500 $ 102,000
Franklin, Washington 6 $ 1,346,000 $ 224,333 $ 100,000
Tuolumne, California 5 $ 1,276,000 $ 255,200 $ 124,000
Fremont, Colorado 5 $ 792,000 $ 158,400 $ 106,000
Middlesex, Connecticut 5 $ 1,225,000 $ 245,000 $ 92,000
Kent, Delaware 5 $ 1,066,000 $ 213,200 $ 102,000
Bay, Florida 5 $ 872,000 $ 174,400 $ 158,000
Pasco, Florida 5 $ 1,166,000 $ 233,200 $ 124,000
St. Johns, Florida 5 $ 1,485,000 $ 297,000 $ 100,000
Catoosa, Georgia 5 $ 907,000 $ 181,400 $ 92,000
St. Tammany, Louisiana 5 $ 1,323,000 $ 264,600 $ 128,000
Calvert, Maryland 5 $ 1,314,000 $ 262,800 $ 176,000
Genesee, Michigan 5 $ 747,000 $ 149,400 $ 95,000
Sherburne, Minnesota 5 $ 866,000 $ 173,200 $ 81,000
Linn, Missouri 5 $ 353,000 $ 70,600 $ 45,000
Humboldt, Nevada 5 $ 1,049,000 $ 209,800 $ 136,000
Atlantic, New Jersey 5 $ 1,037,000 $ 207,400 $ 242,000
Dona Ana, New Mexico 5 $ 579,000 $ 115,800 $ 52,000
Grant, New Mexico 5 $ 659,000 $ 131,800 $ 81,000
Lincoln, New Mexico 5 $ 766,000 $ 153,200 $ 107,000
Davidson, North Carolina 5 $ 526,000 $ 105,200 $ 76,000
Ashtabula, Ohio 5 $ 1,324,000 $ 264,800 $ 285,000
Clermont, Ohio 5 $ 1,048,000 $ 209,600 $ 158,000
Stark, Ohio 5 $ 756,000 $ 151,200 $ 95,000
Oklahoma, Oklahoma 5 $ 919,000 $ 183,800 $ 121,000
Dorchester, South Carolina 5 $ 712,000 $ 142,400 $ 52,000
Lexington, South Carolina 5 $ 602,000 $ 120,400 $ 103,000
Hays, Texas 5 $ 966,000 $ 193,200 $ 118,000
Rockwall, Texas 5 $ 1,008,000 $ 201,600 $ 151,000
Albemarle, Virginia 5 $ 1,086,000 $ 217,200 $ 99,000
Fauquier, Virginia 5 $ 1,220,000 $ 244,000 $ 115,000
Frederick, Virginia 5 $ 1,231,000 $ 246,200 $ 97,000
Norfolk, Virginia 5 $ 1,082,000 $ 216,400 $ 90,000
Poquoson, Virginia 5 $ 1,227,000 $ 245,400 $ 95,000
Asotin, Washington 5 $ 904,000 $ 180,800 $ 101,000
Grant, Washington 5 $ 721,000 $ 144,200 $ 84,000
Island, Washington 5 $ 1,359,000 $ 271,800 $ 102,000
Berkeley, West Virginia 5 $ 573,000 $ 114,600 $ 84,000
Jefferson, West Virginia 5 $ 1,339,000 $ 267,800 $ 102,000
Benton, Arkansas 4 $ 969,000 $ 242,250 $ 177,000
Kings, California 4 $ 342,000 $ 85,500 $ 72,000
Lassen, California 4 $ 816,000 $ 204,000 $ 162,000
Mono, California 4 $ 858,000 $ 214,500 $ 112,000
Siskiyou, California 4 $ 340,000 $ 85,000 $ 44,000
Elbert, Colorado 4 $ 989,000 $ 247,250 $ 114,000
Pueblo, Colorado 4 $ 626,000 $ 156,500 $ 97,000
Summit, Colorado 4 $ 812,000 $ 203,000 $ 110,000
Teller, Colorado 4 $ 739,000 $ 184,750 $ 84,000
Escambia, Florida 4 $ 647,000 $ 161,750 $ 99,000
Lake, Florida 4 $ 448,000 $ 112,000 $ 87,000
Lumpkin, Georgia 4 $ 1,026,000 $ 256,500 $ 159,000
Clay, Kansas 4 $ 609,000 $ 152,250 $ 97,000
Edwards, Kansas 4 $ 121,000 $ 30,250 $ 64,000
Fayette, Kentucky 4 $ 779,000 $ 194,750 $ 105,000
Oldham, Kentucky 4 $ 985,000 $ 246,250 $ 124,000
Jefferson, Louisiana 4 $ 674,000 $ 168,500 $ 196,000
Cumberland, Maine 4 $ 909,000 $ 227,250 $ 165,000
Washington, Maryland 4 $ 968,000 $ 242,000 $ 88,000
Berrien, Michigan 4 $ 672,000 $ 168,000 $ 257,000
Jackson, Michigan 4 $ 468,000 $ 117,000 $ 102,000
Kalamazoo, Michigan 4 $ 871,000 $ 217,750 $ 712,000
Steele, Minnesota 4 $ 743,000 $ 185,750 $ 73,000
DeSoto, Mississippi 4 $ 771,000 $ 192,750 $ 136,000
Andrew, Missouri 4 $ 553,000 $ 138,250 $ 54,000
Jefferson, Missouri 4 $ 698,000 $ 174,500 $ 125,000
Macon, Missouri 4 $ 329,000 $ 82,250 $ 28,000
Nye, Nevada 4 $ 432,000 $ 108,000 $ 68,000
Camden, New Jersey 4 $ 660,000 $ 165,000 $ 90,000
Cape May, New Jersey 4 $ 817,000 $ 204,250 $ 224,000
Dutchess, New York 4 $ 662,000 $ 165,500 $ 127,000
Monroe, New York 4 $ 408,000 $ 102,000 $ 60,000
New York, New York 4 $ 1,288,000 $ 322,000 $ 275,000
Putnam, New York 4 $ 909,000 $ 227,250 $ 139,000
Alamance, North Carolina 4 $ 626,000 $ 156,500 $ 111,000
Chatham, North Carolina 4 $ 886,000 $ 221,500 $ 79,000
Cumberland, North Carolina 4 $ 567,000 $ 141,750 $ 74,000
Moore, North Carolina 4 $ 943,000 $ 235,750 $ 284,000
Douglas, Oregon 4 $ 443,000 $ 110,750 $ 84,000
Yamhill, Oregon 4 $ 594,000 $ 148,500 $ 65,000
Lehigh, Pennsylvania 4 $ 761,000 $ 190,250 $ 85,000
Monroe, Pennsylvania 4 $ 505,000 $ 126,250 $ 130,000
Westmoreland, Pennsylvania 4 $ 652,000 $ 163,000 $ 135,000
Newport, Rhode Island 4 $ 1,095,000 $ 273,750 $ 151,000
Beaufort, South Carolina 4 $ 845,000 $ 211,250 $ 121,000
Blount, Tennessee 4 $ 671,000 $ 167,750 $ 90,000
Brazos, Texas 4 $ 491,000 $ 122,750 $ 115,000
Ellis, Texas 4 $ 532,000 $ 133,000 $ 95,000
Addison, Vermont 4 $ 1,098,000 $ 274,500 $ 90,000
Culpeper, Virginia 4 $ 840,000 $ 210,000 $ 40,000
Manassas Park, Virginia 4 $ 1,113,000 $ 278,250 $ 98,000
Richmond City, Virginia 4 $ 764,000 $ 191,000 $ 125,000
York, Virginia 4 $ 909,000 $ 227,250 $ 100,000
Cowlitz, Washington 4 $ 717,000 $ 179,250 $ 103,000
Kittitas, Washington 4 $ 1,085,000 $ 271,250 $ 62,000
Klickitat, Washington 4 $ 597,000 $ 149,250 $ 60,000
Washington, Wisconsin 4 $ 674,000 $ 168,500 $ 81,000
Baldwin, Alabama 3 $ 450,000 $ 150,000 $ 70,000
St. Clair, Alabama 3 $ 840,000 $ 280,000 $ 187,000
Kenai Peninsula, Alaska 3 $ 687,000 $ 229,000 $ 84,000
Gila, Arizona 3 $ 506,000 $ 168,666 $ 100,000
La Paz, Arizona 3 $ 506,000 $ 168,666 $ 68,000
Washington, Arkansas 3 $ 976,000 $ 325,333 $ 237,000
Humboldt, California 3 $ 370,000 $ 123,333 $ 45,000
Lake, California 3 $ 388,000 $ 129,333 $ 50,000
Tehama, California 3 $ 441,000 $ 147,000 $ 84,000
Garfield, Colorado 3 $ 954,000 $ 318,000 $ 85,000
Montrose, Colorado 3 $ 373,000 $ 124,333 $ 696,000
Flagler, Florida 3 $ 508,000 $ 169,333 $ 98,000
Nassau, Florida 3 $ 770,000 $ 256,666 $ 120,000
Okaloosa, Florida 3 $ 663,000 $ 221,000 $ 155,000
St. Lucie, Florida 3 $ 450,000 $ 150,000 $ 79,000
Sumter, Florida 3 $ 631,000 $ 210,333 $ 175,000
Volusia, Florida 3 $ 451,000 $ 150,333 $ 158,000
Walton, Florida 3 $ 845,000 $ 281,666 $ 204,000
Chatham, Georgia 3 $ 421,000 $ 140,333 $ 99,000
Coweta, Georgia 3 $ 382,000 $ 127,333 $ 116,000
Richmond, Georgia 3 $ 241,000 $ 80,333 $ 48,000
Bingham, Idaho 3 $ 518,000 $ 172,666 $ 92,000
Jerome, Idaho 3 $ 534,000 $ 178,000 $ 82,000
Valley, Idaho 3 $ 808,000 $ 269,333 $ 219,000
Monroe, Illinois 3 $ 520,000 $ 173,333 $ 96,000
Winnebago, Illinois 3 $ 195,000 $ 65,000 $ 30,000
Hendricks, Indiana 3 $ 546,000 $ 182,000 $ 105,000
Cloud, Kansas 3 $ 416,000 $ 138,666 $ 95,000
Sedgwick, Kansas 3 $ 472,000 $ 157,333 $ 77,000
Stafford, Kansas 3 $ 197,000 $ 65,666 $ 276,000
Washington, Kansas 3 $ 338,000 $ 112,666 $ 63,000
Kenton, Kentucky 3 $ 366,000 $ 122,000 $ 54,000
Caddo, Louisiana 3 $ 430,000 $ 143,333 $ 128,000
Washington, Maine 3 $ 569,000 $ 189,666 $ 116,000
Cecil, Maryland 3 $ 637,000 $ 212,333 $ 103,000
Worcester, Maryland 3 $ 705,000 $ 235,000 $ 217,000
Charlevoix, Michigan 3 $ 736,000 $ 245,333 $ 95,000
St. Clair, Michigan 3 $ 296,000 $ 98,666 $ 146,000
Rice, Minnesota 3 $ 418,000 $ 139,333 $ 97,000
Christian, Missouri 3 $ 577,000 $ 192,333 $ 69,000
Daviess, Missouri 3 $ 519,000 $ 173,000 $ 93,000
Livingston, Missouri 3 $ 293,000 $ 97,666 $ 80,000
Ray, Missouri 3 $ 300,000 $ 100,000 $ 70,000
St. Francois, Missouri 3 $ 561,000 $ 187,000 $ 69,000
Lake, Montana 3 $ 706,000 $ 235,333 $ 56,000
Lincoln, Montana 3 $ 656,000 $ 218,666 $ 49,000
Sanders, Montana 3 $ 549,000 $ 183,000 $ 58,000
Silver Bow, Montana 3 $ 364,000 $ 121,333 $ 58,000
Gloucester, New Jersey 3 $ 634,000 $ 211,333 $ 152,000
Warren, New Jersey 3 $ 736,000 $ 245,333 $ 182,000
Valencia, New Mexico 3 $ 490,000 $ 163,333 $ 93,000
Chautauqua, New York 3 $ 309,000 $ 103,000 $ 107,000
Hamilton, New York 3 $ 954,000 $ 318,000 $ 238,000
Buncombe, North Carolina 3 $ 690,000 $ 230,000 $ 80,000
Johnston, North Carolina 3 $ 463,000 $ 154,333 $ 113,000
Person, North Carolina 3 $ 419,000 $ 139,666 $ 49,000
Knox, Ohio 3 $ 417,000 $ 139,000 $ 50,000
Wood, Ohio 3 $ 560,000 $ 186,666 $ 110,000
Josephine, Oregon 3 $ 587,000 $ 195,666 $ 58,000
Polk, Oregon 3 $ 580,000 $ 193,333 $ 160,000
Tillamook, Oregon 3 $ 744,000 $ 248,000 $ 117,000
Centre, Pennsylvania 3 $ 772,000 $ 257,333 $ 87,000
Bristol, Rhode Island 3 $ 593,000 $ 197,666 $ 119,000
Providence, Rhode Island 3 $ 575,000 $ 191,666 $ 73,000
Knox, Tennessee 3 $ 340,000 $ 113,333 $ 42,000
Rutherford, Tennessee 3 $ 415,000 $ 138,333 $ 110,000
Sullivan, Tennessee 3 $ 377,000 $ 125,666 $ 37,000
Sumner, Tennessee 3 $ 627,000 $ 209,000 $ 67,000
Bandera, Texas 3 $ 383,000 $ 127,666 $ 142,000
Comal, Texas 3 $ 687,000 $ 229,000 $ 159,000
McLennan, Texas 3 $ 658,000 $ 219,333 $ 152,000
Franklin, Vermont 3 $ 519,000 $ 173,000 $ 52,000
Page:

Mortgage Loan Application Detail Totals for Farmers Bank and Trust NA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,240 $2,443,870,000 $217,000 $1,242,000 $117,000 $9,999,000
Home Purchase 1,147 $217,934,000 $190,000 $730,000 $119,000 $3,803,000
Home Improvement 502 $99,171,000 $197,000 $625,000 $119,000 $6,700,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,665 $1,595,674,000 $208,000 $1,242,000 $114,000 $9,999,000
Not Provided 3,077 $673,136,000 $218,000 $800,000 $124,000 $4,625,000
Asian 1,224 $299,346,000 $244,000 $650,000 $129,000 $5,033,000
Hispanic 596 $124,264,000 $208,000 $613,000 $105,000 $3,554,000
Black or African American 201 $39,873,000 $198,000 $600,000 $132,000 $4,430,000
American Indian or Alaskan Native 67 $11,818,000 $176,000 $550,000 $118,000 $1,800,000
Native Hawaiian or Other Pacific Islander 45 $11,269,000 $250,000 $575,000 $86,000 $180,000
Not applicable 14 $5,595,000 $399,000 $1,054,000 $14,000 $132,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,655 $2,717,751,000 $214,000 $1,242,000 $117,000 $9,999,000
FHA-insured (Federal Housing Administration) 182 $34,004,000 $186,000 $730,000 $122,000 $6,700,000
VA-guaranteed (Veterans Administration) 44 $8,766,000 $199,000 $512,000 $45,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $454,000 $56,000 $80,000 $43,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,558 $1,409,344,000 $214,000 $1,242,000 $114,000 $943,000
Application Denied By Financial Institution 3,061 $631,244,000 $206,000 $1,031,000 $111,000 $6,700,000
Application Withdrawn By Applicant 2,831 $622,729,000 $219,000 $743,000 $128,000 $9,999,000
Application Approved But Not Accepted 277 $62,186,000 $224,000 $626,000 $120,000 $428,000
File Closed For Incompleteness 162 $35,472,000 $218,000 $626,000 $164,000 $4,625,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 941 $163,773,000 $174,000 $600,000 $128,000 $6,700,000
Collateral 763 $169,701,000 $222,000 $800,000 $128,000 $1,800,000
Debt-To-Income Ratio 761 $164,518,000 $216,000 $625,000 $71,000 $1,644,000
Other 455 $101,824,000 $223,000 $1,031,000 $111,000 $1,776,000
Employment History 59 $12,492,000 $211,000 $550,000 $102,000 $720,000
Unverifiable Information 42 $9,296,000 $221,000 $417,000 $139,000 $720,000
Insufficient Cash (Downpayment, Closing Cost) 17 $4,028,000 $236,000 $626,000 $111,000 $217,000
Credit Application Incomplete 15 $3,461,000 $230,000 $412,000 $103,000 $170,000
Mortgage Insurance Denied 8 $2,151,000 $268,000 $417,000 $126,000 $256,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank and Trust NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Bank and Trust NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List