Farmers Bank and Trust NA Mortgage Lending & HMDA Data, 2012
In 2012, Farmers Bank and Trust NA of Great Bend, KS reported 12,889 mortgage applications totaling $2.8 billion, up 65% from 2011. The average application was for $214,211, and applicants reported an average income of $117,255. 51% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Phoenix-Mesa-Glendale, AZ (680), Kansas City, MO-KS (483) and Los Angeles-Long Beach-Glendale, CA (471) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank and Trust NA 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,889 |
| Total Mortgage Loan Application Amount | $2,760,975,000 |
| Average Mortgage Loan Application Amount | $214,211 |
| Highest Mortgage Loan Application Amount | $1,242,000 |
| Average Applicant Income | $117,255 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank and Trust NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Glendale, AZ | 680 | $ 134,045,000 | $ 197,125 | $ 109,000 |
| Kansas City, MO-KS | 483 | $ 89,336,000 | $ 184,960 | $ 98,204 |
| Los Angeles-Long Beach-Glendale, CA | 471 | $ 128,843,000 | $ 273,552 | $ 114,000 |
| Seattle-Bellevue-Everett, WA | 413 | $ 106,307,000 | $ 257,401 | $ 119,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 403 | $ 112,748,000 | $ 279,771 | $ 134,779 |
| Denver-Aurora-Broomfield, CO | 335 | $ 72,831,000 | $ 217,405 | $ 115,000 |
| Warren-Troy-Farmington Hills, MI | 316 | $ 57,667,000 | $ 182,490 | $ 116,000 |
| San Diego-Carlsbad-San Marcos, CA | 299 | $ 77,944,000 | $ 260,682 | $ 110,000 |
| Riverside-San Bernardino-Ontario, CA | 295 | $ 60,991,000 | $ 206,749 | $ 108,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 265 | $ 56,858,000 | $ 214,558 | $ 125,000 |
| Chicago-Joliet-Naperville, IL | 263 | $ 56,213,000 | $ 213,737 | $ 135,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 240 | $ 49,528,000 | $ 206,366 | $ 104,700 |
| Atlanta-Sandy Springs-Marietta, GA | 234 | $ 47,928,000 | $ 204,820 | $ 120,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 221 | $ 45,337,000 | $ 205,144 | $ 126,438 |
| Santa Ana-Anaheim-Irvine, CA | 218 | $ 62,472,000 | $ 286,568 | $ 124,000 |
| Las Vegas-Paradise, NV | 215 | $ 42,000,000 | $ 195,348 | $ 148,000 |
| New York-White Plains-Wayne, NY-NJ | 194 | $ 55,872,000 | $ 288,000 | $ 140,556 |
| Dallas-Plano-Irving, TX | 184 | $ 33,170,000 | $ 180,271 | $ 125,000 |
| Houston-Sugar Land-Baytown, TX | 181 | $ 31,692,000 | $ 175,093 | $ 125,000 |
| Oakland-Fremont-Hayward, CA | 161 | $ 45,188,000 | $ 280,670 | $ 136,000 |
| Tucson, AZ | 137 | $ 23,776,000 | $ 173,547 | $ 96,000 |
| Edison-New Brunswick, NJ | 133 | $ 34,139,000 | $ 256,684 | $ 121,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 122 | $ 39,844,000 | $ 326,590 | $ 136,000 |
| Austin-Round Rock-San Marcos, TX | 117 | $ 22,231,000 | $ 190,008 | $ 115,000 |
| Albuquerque, NM | 115 | $ 21,220,000 | $ 184,521 | $ 99,000 |
| Salt Lake City, UT | 113 | $ 23,656,000 | $ 209,345 | $ 117,000 |
| Philadelphia, PA | 112 | $ 25,816,000 | $ 230,500 | $ 130,000 |
| Baltimore-Towson, MD | 103 | $ 25,561,000 | $ 248,165 | $ 122,000 |
| Nassau-Suffolk, NY | 100 | $ 28,408,000 | $ 284,080 | $ 131,000 |
| Honolulu, HI | 96 | $ 34,583,000 | $ 360,239 | $ 117,000 |
| Bethesda-Rockville-Frederick, MD | 92 | $ 25,282,000 | $ 274,804 | $ 203,000 |
| San Francisco-San Mateo-Redwood City, CA | 90 | $ 29,575,000 | $ 328,611 | $ 127,000 |
| Tacoma, WA | 85 | $ 16,954,000 | $ 199,458 | $ 103,000 |
| Reno-Sparks, NV | 83 | $ 18,593,000 | $ 224,012 | $ 116,000 |
| Indianapolis-Carmel, IN | 76 | $ 14,949,000 | $ 196,697 | $ 100,000 |
| Newark-Union, NJ-PA | 74 | $ 19,718,000 | $ 266,459 | $ 135,081 |
| Oxnard-Thousand Oaks-Ventura, CA | 71 | $ 20,916,000 | $ 294,591 | $ 130,000 |
| Orlando-Kissimmee-Sanford, FL | 68 | $ 11,877,000 | $ 174,661 | $ 108,000 |
| St. Louis, MO-IL | 67 | $ 11,314,000 | $ 168,865 | $ 126,134 |
| Tampa-St. Petersburg-Clearwater, FL | 66 | $ 12,525,000 | $ 189,772 | $ 133,000 |
| Colorado Springs, CO | 65 | $ 13,556,000 | $ 208,553 | $ 106,000 |
| Fresno, CA | 64 | $ 11,608,000 | $ 181,375 | $ 173,000 |
| Raleigh-Cary, NC | 63 | $ 13,134,000 | $ 208,476 | $ 123,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 62 | $ 12,870,000 | $ 207,580 | $ 104,483 |
| Boise City-Nampa, ID | 61 | $ 10,649,000 | $ 174,573 | $ 90,000 |
| Fort Worth-Arlington, TX | 60 | $ 8,514,000 | $ 141,900 | $ 98,000 |
| Spokane, WA | 59 | $ 9,935,000 | $ 168,389 | $ 90,000 |
| Cambridge-Newton-Framingham, MA | 57 | $ 16,388,000 | $ 287,508 | $ 171,000 |
| Prescott, AZ | 57 | $ 10,641,000 | $ 186,684 | $ 84,000 |
| San Antonio-New Braunfels, TX | 55 | $ 9,214,000 | $ 167,527 | $ 118,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 54 | $ 10,860,000 | $ 201,111 | $ 97,000 |
| Cincinnati-Middletown, OH-KY-IN | 53 | $ 11,166,000 | $ 210,679 | $ 122,924 |
| Cleveland-Elyria-Mentor, OH | 53 | $ 10,268,000 | $ 193,735 | $ 136,000 |
| Memphis, TN-MS-AR | 53 | $ 9,347,000 | $ 176,358 | $ 101,792 |
| Miami-Miami Beach-Kendall, FL | 53 | $ 10,858,000 | $ 204,867 | $ 116,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 53 | $ 11,105,000 | $ 209,528 | $ 118,000 |
| Richmond, VA | 53 | $ 11,896,000 | $ 224,452 | $ 101,000 |
| Detroit-Livonia-Dearborn, MI | 50 | $ 9,789,000 | $ 195,780 | $ 204,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 50 | $ 9,633,000 | $ 192,660 | $ 118,000 |
| Stockton, CA | 49 | $ 10,890,000 | $ 222,244 | $ 106,000 |
| Boston-Quincy, MA | 43 | $ 11,108,000 | $ 258,325 | $ 153,000 |
| Cape Coral-Fort Myers, FL | 42 | $ 7,593,000 | $ 180,785 | $ 357,000 |
| Santa Rosa-Petaluma, CA | 42 | $ 9,844,000 | $ 234,380 | $ 116,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 42 | $ 8,419,000 | $ 200,452 | $ 101,880 |
| Milwaukee-Waukesha-West Allis, WI | 41 | $ 8,598,000 | $ 209,707 | $ 118,000 |
| Modesto, CA | 41 | $ 8,095,000 | $ 197,439 | $ 108,000 |
| Omaha-Council Bluffs, NE-IA | 41 | $ 7,267,000 | $ 177,243 | $ 113,707 |
| Pittsburgh, PA | 41 | $ 6,967,000 | $ 169,926 | $ 100,000 |
| Bakersfield-Delano, CA | 40 | $ 7,876,000 | $ 196,900 | $ 119,000 |
| Boulder, CO | 40 | $ 9,878,000 | $ 246,950 | $ 119,000 |
| Durham-Chapel Hill, NC | 40 | $ 7,308,000 | $ 182,700 | $ 115,000 |
| Anchorage, AK | 39 | $ 9,002,000 | $ 230,820 | $ 109,000 |
| Kennewick-Pasco-Richland, WA | 39 | $ 7,884,000 | $ 202,153 | $ 89,000 |
| Bremerton-Silverdale, WA | 38 | $ 8,272,000 | $ 217,684 | $ 110,000 |
| Birmingham-Hoover, AL | 37 | $ 6,343,000 | $ 171,432 | $ 100,000 |
| Greenville-Mauldin-Easley, SC | 37 | $ 6,537,000 | $ 176,675 | $ 100,000 |
| Columbus, OH | 35 | $ 6,680,000 | $ 190,857 | $ 107,000 |
| Huntsville, AL | 35 | $ 6,663,000 | $ 190,371 | $ 165,000 |
| Ogden-Clearfield, UT | 35 | $ 7,322,000 | $ 209,200 | $ 93,000 |
| Provo-Orem, UT | 33 | $ 6,522,000 | $ 197,636 | $ 85,000 |
| Visalia-Porterville, CA | 33 | $ 6,450,000 | $ 195,454 | $ 95,000 |
| Salinas, CA | 32 | $ 7,437,000 | $ 232,406 | $ 106,000 |
| Bridgeport-Stamford-Norwalk, CT | 30 | $ 7,396,000 | $ 246,533 | $ 131,000 |
| Des Moines-West Des Moines, IA | 30 | $ 6,178,000 | $ 205,933 | $ 114,000 |
| Salem, OR | 30 | $ 5,490,000 | $ 183,000 | $ 92,000 |
| Wilmington, DE-MD-NJ | 30 | $ 6,762,000 | $ 225,400 | $ 118,533 |
| Gary, IN | 29 | $ 4,655,000 | $ 160,517 | $ 98,000 |
| Greensboro-High Point, NC | 29 | $ 4,847,000 | $ 167,137 | $ 99,000 |
| Jacksonville, FL | 29 | $ 6,657,000 | $ 229,551 | $ 118,000 |
| Lake County-Kenosha County, IL-WI | 29 | $ 5,938,000 | $ 204,758 | $ 126,827 |
| Eugene-Springfield, OR | 28 | $ 4,907,000 | $ 175,250 | $ 90,000 |
| San Luis Obispo-Paso Robles, CA | 28 | $ 7,952,000 | $ 284,000 | $ 118,000 |
| St. George, UT | 28 | $ 4,894,000 | $ 174,785 | $ 86,000 |
| Vallejo-Fairfield, CA | 28 | $ 6,376,000 | $ 227,714 | $ 116,000 |
| Charleston-North Charleston-Summerville, SC | 26 | $ 4,950,000 | $ 190,384 | $ 114,000 |
| Hartford-West Hartford-East Hartford, CT | 26 | $ 5,367,000 | $ 206,423 | $ 107,000 |
| New Haven-Milford, CT | 26 | $ 6,153,000 | $ 236,653 | $ 109,000 |
| Ann Arbor, MI | 25 | $ 5,319,000 | $ 212,760 | $ 134,000 |
| Billings, MT | 25 | $ 4,171,000 | $ 166,840 | $ 90,000 |
| Camden, NJ | 25 | $ 5,532,000 | $ 221,280 | $ 132,000 |
| Chico, CA | 25 | $ 4,841,000 | $ 193,640 | $ 99,000 |
| Providence-New Bedford-Fall River, RI-MA | 25 | $ 7,443,000 | $ 297,720 | $ 124,800 |
| Peabody, MA | 24 | $ 7,281,000 | $ 303,375 | $ 177,000 |
| Olympia, WA | 23 | $ 4,590,000 | $ 199,565 | $ 113,000 |
| Redding, CA | 23 | $ 4,701,000 | $ 204,391 | $ 120,000 |
| Manchester-Nashua, NH | 22 | $ 4,654,000 | $ 211,545 | $ 129,000 |
| Springfield, MA | 21 | $ 3,391,000 | $ 161,476 | $ 98,000 |
| Medford, OR | 20 | $ 4,678,000 | $ 233,900 | $ 187,000 |
| Bellingham, WA | 19 | $ 3,548,000 | $ 186,736 | $ 93,000 |
| Chattanooga, TN-GA | 19 | $ 2,860,000 | $ 150,526 | $ 90,157 |
| Coeur D'Alene, ID | 19 | $ 2,905,000 | $ 152,894 | $ 65,000 |
| Grand Rapids-Wyoming, MI | 19 | $ 3,085,000 | $ 162,368 | $ 108,000 |
| Toledo, OH | 19 | $ 2,542,000 | $ 133,789 | $ 94,000 |
| Wenatchee-East Wenatchee, WA | 19 | $ 3,978,000 | $ 209,368 | $ 86,000 |
| Wilmington, NC | 19 | $ 3,595,000 | $ 189,210 | $ 93,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 2,572,000 | $ 142,888 | $ 79,888 |
| Missoula, MT | 18 | $ 3,206,000 | $ 178,111 | $ 73,000 |
| Lancaster, PA | 17 | $ 3,220,000 | $ 189,411 | $ 108,000 |
| Madison, WI | 17 | $ 2,682,000 | $ 157,764 | $ 78,000 |
| Merced, CA | 17 | $ 2,952,000 | $ 173,647 | $ 88,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 17 | $ 4,274,000 | $ 251,411 | $ 93,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 4,801,000 | $ 282,411 | $ 94,000 |
| Louisville/Jefferson County, KY-IN | 16 | $ 2,897,000 | $ 181,062 | $ 107,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 16 | $ 2,285,000 | $ 142,812 | $ 65,000 |
| Naples-Marco Island, FL | 16 | $ 3,777,000 | $ 236,062 | $ 99,000 |
| Bend, OR | 15 | $ 2,809,000 | $ 187,266 | $ 115,000 |
| Burlington-South Burlington, VT | 15 | $ 2,455,000 | $ 163,666 | $ 84,000 |
| Harrisburg-Carlisle, PA | 15 | $ 2,477,000 | $ 165,133 | $ 96,000 |
| Greeley, CO | 14 | $ 3,107,000 | $ 221,928 | $ 83,000 |
| North Port-Bradenton-Sarasota, FL | 14 | $ 2,213,000 | $ 158,071 | $ 81,000 |
| St. Joseph, MO-KS | 14 | $ 1,351,000 | $ 96,500 | $ 41,000 |
| Winston-Salem, NC | 14 | $ 2,386,000 | $ 170,428 | $ 93,000 |
| Carson City, NV | 13 | $ 2,835,000 | $ 218,076 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 12 | $ 1,925,000 | $ 160,416 | $ 103,000 |
| Mount Vernon-Anacortes, WA | 12 | $ 2,577,000 | $ 214,750 | $ 115,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 12 | $ 2,366,000 | $ 197,166 | $ 118,000 |
| Yakima, WA | 12 | $ 2,183,000 | $ 181,916 | $ 86,000 |
| Flagstaff, AZ | 11 | $ 2,895,000 | $ 263,181 | $ 198,000 |
| Fort Collins-Loveland, CO | 11 | $ 2,170,000 | $ 197,272 | $ 119,000 |
| Hagerstown-Martinsburg, MD-WV | 11 | $ 1,730,000 | $ 157,272 | $ 91,818 |
| Napa, CA | 11 | $ 2,548,000 | $ 231,636 | $ 105,000 |
| Rockingham County-Strafford County, NH | 11 | $ 2,542,000 | $ 231,090 | $ 118,000 |
| Akron, OH | 10 | $ 1,927,000 | $ 192,700 | $ 101,000 |
| New Orleans-Metairie-Kenner, LA | 10 | $ 2,102,000 | $ 210,200 | $ 153,000 |
| Oklahoma City, OK | 10 | $ 1,481,000 | $ 148,100 | $ 143,000 |
| Worcester, MA | 10 | $ 2,138,000 | $ 213,800 | $ 128,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 1,732,000 | $ 192,444 | $ 150,666 |
| Barnstable Town, MA | 9 | $ 1,948,000 | $ 216,444 | $ 102,000 |
| Knoxville, TN | 9 | $ 1,356,000 | $ 150,666 | $ 76,000 |
| Madera-Chowchilla, CA | 9 | $ 1,558,000 | $ 173,111 | $ 82,000 |
| Montgomery, AL | 9 | $ 1,622,000 | $ 180,222 | $ 105,000 |
| Pocatello, ID | 9 | $ 1,840,000 | $ 204,444 | $ 91,000 |
| Tallahassee, FL | 9 | $ 1,869,000 | $ 207,666 | $ 66,000 |
| York-Hanover, PA | 9 | $ 1,467,000 | $ 163,000 | $ 95,000 |
| Charlottesville, VA | 8 | $ 1,457,000 | $ 182,125 | $ 87,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,392,000 | $ 174,000 | $ 84,000 |
| Santa Fe, NM | 8 | $ 1,446,000 | $ 180,750 | $ 118,000 |
| Trenton-Ewing, NJ | 8 | $ 2,059,000 | $ 257,375 | $ 159,000 |
| Anderson, SC | 7 | $ 1,216,000 | $ 173,714 | $ 118,000 |
| Buffalo-Niagara Falls, NY | 7 | $ 798,000 | $ 114,000 | $ 277,000 |
| Columbia, SC | 7 | $ 789,000 | $ 112,714 | $ 105,000 |
| Corvallis, OR | 7 | $ 1,563,000 | $ 223,285 | $ 83,000 |
| El Centro, CA | 7 | $ 848,000 | $ 121,142 | $ 86,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 1,945,000 | $ 277,857 | $ 203,000 |
| Lakeland-Winter Haven, FL | 7 | $ 876,000 | $ 125,142 | $ 87,000 |
| Lawrence, KS | 7 | $ 810,000 | $ 115,714 | $ 102,000 |
| Lewiston, ID-WA | 7 | $ 1,268,000 | $ 181,142 | $ 91,285 |
| Lexington-Fayette, KY | 7 | $ 1,141,000 | $ 163,000 | $ 89,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,730,000 | $ 247,142 | $ 153,000 |
| Roanoke, VA | 7 | $ 1,002,000 | $ 143,142 | $ 91,000 |
| El Paso, TX | 6 | $ 586,000 | $ 97,666 | $ 82,000 |
| Holland-Grand Haven, MI | 6 | $ 1,126,000 | $ 187,666 | $ 96,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 625,000 | $ 104,166 | $ 53,000 |
| Michigan City-La Porte, IN | 6 | $ 914,000 | $ 152,333 | $ 45,000 |
| Monroe, MI | 6 | $ 682,000 | $ 113,666 | $ 64,000 |
| Reading, PA | 6 | $ 1,172,000 | $ 195,333 | $ 154,000 |
| Rochester, NY | 6 | $ 816,000 | $ 136,000 | $ 94,000 |
| Syracuse, NY | 6 | $ 541,000 | $ 90,166 | $ 77,000 |
| Winchester, VA-WV | 6 | $ 1,336,000 | $ 222,666 | $ 106,833 |
| Asheville, NC | 5 | $ 1,234,000 | $ 246,800 | $ 214,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,037,000 | $ 207,400 | $ 242,000 |
| Canton-Massillon, OH | 5 | $ 756,000 | $ 151,200 | $ 95,000 |
| College Station-Bryan, TX | 5 | $ 898,000 | $ 179,600 | $ 154,000 |
| Dover, DE | 5 | $ 1,066,000 | $ 213,200 | $ 102,000 |
| Flint, MI | 5 | $ 747,000 | $ 149,400 | $ 95,000 |
| Las Cruces, NM | 5 | $ 579,000 | $ 115,800 | $ 52,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 5 | $ 872,000 | $ 174,400 | $ 158,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 817,000 | $ 163,400 | $ 97,000 |
| Shreveport-Bossier City, LA | 5 | $ 697,000 | $ 139,400 | $ 124,000 |
| Springfield, MO | 5 | $ 791,000 | $ 158,200 | $ 56,000 |
| Topeka, KS | 5 | $ 557,000 | $ 111,400 | $ 61,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 857,000 | $ 214,250 | $ 69,000 |
| Burlington, NC | 4 | $ 626,000 | $ 156,500 | $ 111,000 |
| Fayetteville, NC | 4 | $ 567,000 | $ 141,750 | $ 74,000 |
| Hanford-Corcoran, CA | 4 | $ 342,000 | $ 85,500 | $ 72,000 |
| Jackson, MI | 4 | $ 468,000 | $ 117,000 | $ 102,000 |
| Kalamazoo-Portage, MI | 4 | $ 871,000 | $ 217,750 | $ 712,000 |
| Longview, WA | 4 | $ 717,000 | $ 179,250 | $ 103,000 |
| Niles-Benton Harbor, MI | 4 | $ 672,000 | $ 168,000 | $ 257,000 |
| Ocean City, NJ | 4 | $ 817,000 | $ 204,250 | $ 224,000 |
| Port St. Lucie, FL | 4 | $ 551,000 | $ 137,750 | $ 108,000 |
| Pueblo, CO | 4 | $ 626,000 | $ 156,500 | $ 97,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 852,000 | $ 213,000 | $ 86,000 |
| Baton Rouge, LA | 3 | $ 487,000 | $ 162,333 | $ 79,000 |
| Charleston, WV | 3 | $ 286,000 | $ 95,333 | $ 78,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 663,000 | $ 221,000 | $ 155,000 |
| Dayton, OH | 3 | $ 281,000 | $ 93,666 | $ 76,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 451,000 | $ 150,333 | $ 158,000 |
| Evansville, IN-KY | 3 | $ 639,000 | $ 213,000 | $ 116,000 |
| Harrisonburg, VA | 3 | $ 813,000 | $ 271,000 | $ 107,000 |
| Idaho Falls, ID | 3 | $ 464,000 | $ 154,666 | $ 81,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 377,000 | $ 125,666 | $ 37,000 |
| Lafayette, IN | 3 | $ 270,000 | $ 90,000 | $ 87,000 |
| Lincoln, NE | 3 | $ 312,000 | $ 104,000 | $ 59,000 |
| Logan, UT-ID | 3 | $ 684,000 | $ 228,000 | $ 84,666 |
| Palm Coast, FL | 3 | $ 508,000 | $ 169,333 | $ 98,000 |
| Rochester, MN | 3 | $ 394,000 | $ 131,333 | $ 76,000 |
| Rockford, IL | 3 | $ 195,000 | $ 65,000 | $ 30,000 |
| Savannah, GA | 3 | $ 421,000 | $ 140,333 | $ 99,000 |
| State College, PA | 3 | $ 772,000 | $ 257,333 | $ 87,000 |
| Tulsa, OK | 3 | $ 580,000 | $ 193,333 | $ 210,000 |
| Waco, TX | 3 | $ 658,000 | $ 219,333 | $ 152,000 |
| Wichita, KS | 3 | $ 472,000 | $ 157,333 | $ 77,000 |
| Yuba City, CA | 3 | $ 746,000 | $ 248,666 | $ 135,000 |
| Alexandria, LA | 2 | $ 175,000 | $ 87,500 | $ 32,000 |
| Amarillo, TX | 2 | $ 216,000 | $ 108,000 | $ 78,000 |
| Ames, IA | 2 | $ 360,000 | $ 180,000 | $ 107,000 |
| Anderson, IN | 2 | $ 194,000 | $ 97,000 | $ 61,000 |
| Auburn-Opelika, AL | 2 | $ 293,000 | $ 146,500 | $ 111,000 |
| Bismarck, ND | 2 | $ 376,000 | $ 188,000 | $ 126,000 |
| Brunswick, GA | 2 | $ 379,000 | $ 189,500 | $ 271,000 |
| Champaign-Urbana, IL | 2 | $ 201,000 | $ 100,500 | $ 62,000 |
| Cheyenne, WY | 2 | $ 535,000 | $ 267,500 | $ 127,000 |
| Columbus, GA-AL | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| Corpus Christi, TX | 2 | $ 284,000 | $ 142,000 | $ 27,000 |
| Dalton, GA | 2 | $ 390,000 | $ 195,000 | $ 132,000 |
| Dothan, AL | 2 | $ 323,000 | $ 161,500 | $ 89,000 |
| Duluth, MN-WI | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| Elkhart-Goshen, IN | 2 | $ 323,000 | $ 161,500 | $ 84,000 |
| Erie, PA | 2 | $ 218,000 | $ 109,000 | $ 71,000 |
| Fargo, ND-MN | 2 | $ 340,000 | $ 170,000 | $ 143,000 |
| Gainesville, GA | 2 | $ 325,000 | $ 162,500 | $ 108,000 |
| Grand Junction, CO | 2 | $ 431,000 | $ 215,500 | $ 86,000 |
| Green Bay, WI | 2 | $ 249,000 | $ 124,500 | $ 63,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 235,000 | $ 117,500 | $ 82,000 |
| Iowa City, IA | 2 | $ 182,000 | $ 91,000 | $ 92,000 |
| Lafayette, LA | 2 | $ 404,000 | $ 202,000 | $ 64,000 |
| Lebanon, PA | 2 | $ 282,000 | $ 141,000 | $ 53,000 |
| Lubbock, TX | 2 | $ 162,000 | $ 81,000 | $ 85,000 |
| Manhattan, KS | 2 | $ 453,000 | $ 226,500 | $ 59,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 208,000 | $ 104,000 | $ 1,798,000 |
| Ocala, FL | 2 | $ 228,000 | $ 114,000 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 205,000 | $ 102,500 | $ 143,000 |
| Spartanburg, SC | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| Steubenville-Weirton, OH-WV | 2 | $ 128,000 | $ 64,000 | $ 86,000 |
| Valdosta, GA | 2 | $ 234,000 | $ 117,000 | $ 54,000 |
| Abilene, TX | 1 | $ 242,000 | $ 242,000 | $ 179,000 |
| Appleton, WI | 1 | $ 84,000 | $ 84,000 | $ 117,000 |
| Athens-Clarke County, GA | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Beaumont-Port Arthur, TX | 1 | $ 168,000 | $ 168,000 | $ 140,000 |
| Bloomington, IN | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Bowling Green, KY | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Cedar Rapids, IA | 1 | $ 319,000 | $ 319,000 | $ 147,000 |
| Clarksville, TN-KY | 1 | $ 59,000 | $ 59,000 | $ 137,000 |
| Cleveland, TN | 1 | $ 208,000 | $ 208,000 | $ 55,000 |
| Columbia, MO | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 114,000 | $ 114,000 | $ 102,000 |
| Elizabethtown, KY | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Fort Smith, AR-OK | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Gadsden, AL | 1 | $ 109,000 | $ 109,000 | $ 101,000 |
| Great Falls, MT | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Greenville, NC | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Gulfport-Biloxi, MS | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Jackson, MS | 1 | $ 163,000 | $ 163,000 | $ 26,000 |
| Janesville, WI | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Johnson City, TN | 1 | $ 269,000 | $ 269,000 | $ 232,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 124,000 | $ 124,000 | $ 31,000 |
| Lake Charles, LA | 1 | $ 220,000 | $ 220,000 | $ 124,000 |
| Lansing-East Lansing, MI | 1 | $ 224,000 | $ 224,000 | $ 112,000 |
| Lynchburg, VA | 1 | $ 317,000 | $ 317,000 | $ 147,000 |
| Mansfield, OH | 1 | $ 52,000 | $ 52,000 | $ 133,000 |
| Mobile, AL | 1 | $ 128,000 | $ 128,000 | $ 101,000 |
| Morgantown, WV | 1 | $ 217,000 | $ 217,000 | $ 148,000 |
| Muncie, IN | 1 | $ 173,000 | $ 173,000 | $ 149,000 |
| Muskegon-Norton Shores, MI | 1 | $ 39,000 | $ 39,000 | $ 87,000 |
| Norwich-New London, CT | 1 | $ 417,000 | $ 417,000 | $ 239,000 |
| Oshkosh-Neenah, WI | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Owensboro, KY | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 73,000 | $ 73,000 | $ 133,000 |
| Pascagoula, MS | 1 | $ 146,000 | $ 146,000 | $ 133,000 |
| Peoria, IL | 1 | $ 169,000 | $ 169,000 | $ 97,000 |
| Punta Gorda, FL | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Rapid City, SD | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Rocky Mount, NC | 1 | $ 220,000 | $ 220,000 | $ 92,000 |
| Salisbury, MD | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Sheboygan, WI | 1 | $ 186,000 | $ 186,000 | $ 112,000 |
| Springfield, OH | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Terre Haute, IN | 1 | $ 76,000 | $ 76,000 | $ 18,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 131,000 | $ 131,000 | $ 76,000 |
| Tuscaloosa, AL | 1 | $ 121,000 | $ 121,000 | $ 57,000 |
| Utica-Rome, NY | 1 | $ 83,000 | $ 83,000 | $ 208,000 |
| Victoria, TX | 1 | $ 112,000 | $ 112,000 | $ 196,000 |
| Warner Robins, GA | 1 | $ 312,000 | $ 312,000 | $ 83,000 |
| Williamsport, PA | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 66,000 | $ 66,000 | $ 32,000 |
| Yuma, AZ | 1 | $ 97,000 | $ 97,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Farmers Bank and Trust NA in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,240 | $2,443,870,000 | $217,000 | $1,242,000 | $117,000 | $9,999,000 |
| Home Purchase | 1,147 | $217,934,000 | $190,000 | $730,000 | $119,000 | $3,803,000 |
| Home Improvement | 502 | $99,171,000 | $197,000 | $625,000 | $119,000 | $6,700,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,665 | $1,595,674,000 | $208,000 | $1,242,000 | $114,000 | $9,999,000 |
| Not Provided | 3,077 | $673,136,000 | $218,000 | $800,000 | $124,000 | $4,625,000 |
| Asian | 1,224 | $299,346,000 | $244,000 | $650,000 | $129,000 | $5,033,000 |
| Hispanic | 596 | $124,264,000 | $208,000 | $613,000 | $105,000 | $3,554,000 |
| Black or African American | 201 | $39,873,000 | $198,000 | $600,000 | $132,000 | $4,430,000 |
| American Indian or Alaskan Native | 67 | $11,818,000 | $176,000 | $550,000 | $118,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 45 | $11,269,000 | $250,000 | $575,000 | $86,000 | $180,000 |
| Not applicable | 14 | $5,595,000 | $399,000 | $1,054,000 | $14,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,655 | $2,717,751,000 | $214,000 | $1,242,000 | $117,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 182 | $34,004,000 | $186,000 | $730,000 | $122,000 | $6,700,000 |
| VA-guaranteed (Veterans Administration) | 44 | $8,766,000 | $199,000 | $512,000 | $45,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $454,000 | $56,000 | $80,000 | $43,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,558 | $1,409,344,000 | $214,000 | $1,242,000 | $114,000 | $943,000 |
| Application Denied By Financial Institution | 3,061 | $631,244,000 | $206,000 | $1,031,000 | $111,000 | $6,700,000 |
| Application Withdrawn By Applicant | 2,831 | $622,729,000 | $219,000 | $743,000 | $128,000 | $9,999,000 |
| Application Approved But Not Accepted | 277 | $62,186,000 | $224,000 | $626,000 | $120,000 | $428,000 |
| File Closed For Incompleteness | 162 | $35,472,000 | $218,000 | $626,000 | $164,000 | $4,625,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 941 | $163,773,000 | $174,000 | $600,000 | $128,000 | $6,700,000 |
| Collateral | 763 | $169,701,000 | $222,000 | $800,000 | $128,000 | $1,800,000 |
| Debt-To-Income Ratio | 761 | $164,518,000 | $216,000 | $625,000 | $71,000 | $1,644,000 |
| Other | 455 | $101,824,000 | $223,000 | $1,031,000 | $111,000 | $1,776,000 |
| Employment History | 59 | $12,492,000 | $211,000 | $550,000 | $102,000 | $720,000 |
| Unverifiable Information | 42 | $9,296,000 | $221,000 | $417,000 | $139,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,028,000 | $236,000 | $626,000 | $111,000 | $217,000 |
| Credit Application Incomplete | 15 | $3,461,000 | $230,000 | $412,000 | $103,000 | $170,000 |
| Mortgage Insurance Denied | 8 | $2,151,000 | $268,000 | $417,000 | $126,000 | $256,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank and Trust NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank and Trust NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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