Fieldstone Mortgage Company Mortgage Lending & HMDA Data, 2007

In 2007, Fieldstone Mortgage Company of Columbia, MD reported 21,091 mortgage applications totaling $4.8 billion, down 70% from 2006. The average application was for $229,003, and applicants reported an average income of $542,226. 27% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,530), Riverside-San Bernardino-Ontario, CA (1,220) and Houston-Sugar Land-Baytown, TX (1,215) (applications in parentheses).

Mortgage Company & Address Fieldstone Mortgage Company
11000 Broken Land Parkway, Suite 900
Columbia, MD 21044
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,091
Total Mortgage Loan Application Amount $4,829,904,000
Average Mortgage Loan Application Amount $229,003
Highest Mortgage Loan Application Amount $2,125,000
Average Applicant Income $542,226
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fieldstone Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fieldstone Mortgage Company by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 1,530 $ 584,674,000 $ 382,139 $ 679,000
Riverside-San Bernardino-Ontario, CA 1,220 $ 394,952,000 $ 323,731 $ 645,000
Houston-Sugar Land-Baytown, TX 1,215 $ 164,151,000 $ 135,103 $ 376,000
Kansas City, MO-KS 683 $ 98,002,000 $ 143,487 $ 395,872
Seattle-Bellevue-Everett, WA 683 $ 216,190,000 $ 316,530 $ 646,000
Dallas-Plano-Irving, TX 617 $ 99,425,000 $ 161,142 $ 454,000
Chicago-Naperville-Joliet, IL 590 $ 148,383,000 $ 251,496 $ 657,000
Santa Ana-Anaheim-Irvine, CA 489 $ 198,069,000 $ 405,049 $ 658,000
Tacoma, WA 430 $ 103,116,000 $ 239,804 $ 625,000
Portland-Vancouver-Beaverton, OR-WA 386 $ 94,798,000 $ 245,590 $ 581,950
Atlanta-Sandy Springs-Marietta, GA 378 $ 72,057,000 $ 190,626 $ 570,000
Phoenix-Mesa-Scottsdale, AZ 355 $ 85,380,000 $ 240,507 $ 571,000
San Diego-Carlsbad-San Marcos, CA 327 $ 122,821,000 $ 375,599 $ 715,000
Fort Worth-Arlington, TX 321 $ 43,287,000 $ 134,850 $ 441,000
New York-White Plains-Wayne, NY-NJ 308 $ 138,599,000 $ 449,996 $ 827,844
Tampa-St. Petersburg-Clearwater, FL 262 $ 50,492,000 $ 192,717 $ 549,000
St. Louis, MO-IL 250 $ 34,700,000 $ 138,800 $ 365,992
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 244 $ 64,113,000 $ 262,758 $ 541,000
Miami-Miami Beach-Kendall, FL 226 $ 58,137,000 $ 257,243 $ 626,000
Las Vegas-Paradise, NV 224 $ 62,083,000 $ 277,156 $ 569,000
Albuquerque, NM 209 $ 33,348,000 $ 159,559 $ 486,000
Davenport-Moline-Rock Island, IA-IL 188 $ 20,241,000 $ 107,664 $ 398,617
Orlando-Kissimmee, FL 188 $ 43,909,000 $ 233,558 $ 585,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 173 $ 58,699,000 $ 339,300 $ 766,531
Minneapolis-St. Paul-Bloomington, MN-WI 162 $ 36,794,000 $ 227,123 $ 661,697
Denver-Aurora, CO 153 $ 39,618,000 $ 258,941 $ 476,000
Memphis, TN-MS-AR 153 $ 23,244,000 $ 151,921 $ 362,496
Detroit-Livonia-Dearborn, MI 151 $ 21,306,000 $ 141,099 $ 518,000
Wichita, KS 146 $ 16,887,000 $ 115,664 $ 386,000
Sacramento--Arden-Arcade--Roseville, CA 140 $ 43,921,000 $ 313,721 $ 629,000
Springfield, MO 140 $ 14,971,000 $ 106,935 $ 388,000
Cedar Rapids, IA 128 $ 15,958,000 $ 124,671 $ 414,000
Oakland-Fremont-Hayward, CA 126 $ 50,900,000 $ 403,968 $ 511,000
Des Moines-West Des Moines, IA 123 $ 16,941,000 $ 137,731 $ 460,000
Austin-Round Rock, TX 119 $ 21,669,000 $ 182,092 $ 474,000
Baltimore-Towson, MD 118 $ 32,131,000 $ 272,296 $ 648,000
McAllen-Edinburg-Mission, TX 116 $ 15,973,000 $ 137,698 $ 374,000
Nassau-Suffolk, NY 112 $ 41,856,000 $ 373,714 $ 915,000
Warren-Troy-Farmington Hills, MI 108 $ 21,187,000 $ 196,175 $ 573,000
Indianapolis-Carmel, IN 106 $ 14,063,000 $ 132,669 $ 474,000
West Palm Beach-Boca Raton-Boynton Beach, FL 102 $ 31,578,000 $ 309,588 $ 623,000
San Antonio, TX 100 $ 17,010,000 $ 170,100 $ 441,000
Olympia, WA 94 $ 22,175,000 $ 235,904 $ 581,000
Omaha-Council Bluffs, NE-IA 94 $ 14,068,000 $ 149,659 $ 362,893
Bakersfield, CA 93 $ 20,055,000 $ 215,645 $ 535,000
Spokane, WA 89 $ 14,446,000 $ 162,314 $ 496,000
Boise City-Nampa, ID 86 $ 19,110,000 $ 222,209 $ 601,000
El Paso, TX 85 $ 9,939,000 $ 116,929 $ 209,000
Jacksonville, FL 79 $ 15,028,000 $ 190,227 $ 501,000
Philadelphia, PA 74 $ 12,716,000 $ 171,837 $ 487,000
New Orleans-Metairie-Kenner, LA 72 $ 11,502,000 $ 159,750 $ 632,000
Bremerton-Silverdale, WA 70 $ 18,104,000 $ 258,628 $ 550,000
Newark-Union, NJ-PA 70 $ 22,835,000 $ 326,214 $ 759,000
Cape Coral-Fort Myers, FL 64 $ 18,219,000 $ 284,671 $ 646,000
Tulsa, OK 64 $ 9,280,000 $ 145,000 $ 435,000
Brownsville-Harlingen, TX 61 $ 6,977,000 $ 114,377 $ 321,000
San Jose-Sunnyvale-Santa Clara, CA 61 $ 28,846,000 $ 472,885 $ 631,000
Tucson, AZ 54 $ 11,924,000 $ 220,814 $ 431,000
Little Rock-North Little Rock-Conway, AR 52 $ 7,503,000 $ 144,288 $ 366,000
Salem, OR 52 $ 10,875,000 $ 209,134 $ 574,000
Sarasota-Bradenton-Venice, FL 52 $ 11,687,000 $ 224,750 $ 479,000
Salinas, CA 51 $ 22,813,000 $ 447,313 $ 741,000
Yakima, WA 51 $ 6,579,000 $ 129,000 $ 378,000
Fresno, CA 50 $ 11,014,000 $ 220,280 $ 575,000
Nashville-Davidson--Murfreesboro--Franklin, TN 48 $ 9,825,000 $ 204,687 $ 499,000
Laredo, TX 47 $ 5,702,000 $ 121,319 $ 394,000
Beaumont-Port Arthur, TX 46 $ 4,156,000 $ 90,347 $ 312,000
Coeur D'Alene, ID 46 $ 10,325,000 $ 224,456 $ 502,000
Salt Lake City, UT 46 $ 15,520,000 $ 337,391 $ 636,000
Waterloo-Cedar Falls, IA 46 $ 5,084,000 $ 110,521 $ 377,000
Port St. Lucie, FL 42 $ 9,576,000 $ 228,000 $ 561,000
Lakeland, FL 40 $ 6,347,000 $ 158,675 $ 510,000
Tallahassee, FL 40 $ 6,423,000 $ 160,575 $ 613,000
Baton Rouge, LA 39 $ 5,600,000 $ 143,589 $ 534,000
Oxnard-Thousand Oaks-Ventura, CA 39 $ 16,662,000 $ 427,230 $ 549,000
Virginia Beach-Norfolk-Newport News, VA-NC 39 $ 7,688,000 $ 197,128 $ 672,000
Edison, NJ 38 $ 13,242,000 $ 348,473 $ 656,000
Lake County-Kenosha County, IL-WI 38 $ 11,103,000 $ 292,184 $ 580,157
Milwaukee-Waukesha-West Allis, WI 38 $ 7,861,000 $ 206,868 $ 701,000
Topeka, KS 36 $ 5,292,000 $ 147,000 $ 459,000
Mount Vernon-Anacortes, WA 35 $ 7,609,000 $ 217,400 $ 651,000
Oklahoma City, OK 34 $ 5,105,000 $ 150,147 $ 574,000
Dubuque, IA 32 $ 4,307,000 $ 134,593 $ 473,000
Pensacola-Ferry Pass-Brent, FL 32 $ 5,952,000 $ 186,000 $ 405,000
Bellingham, WA 31 $ 7,909,000 $ 255,129 $ 612,000
Iowa City, IA 31 $ 5,828,000 $ 188,000 $ 367,000
Charlotte-Gastonia-Concord, NC-SC 30 $ 8,316,000 $ 277,200 $ 584,466
Colorado Springs, CO 30 $ 6,386,000 $ 212,866 $ 572,000
Deltona-Daytona Beach-Ormond Beach, FL 30 $ 7,184,000 $ 239,466 $ 529,000
Richmond, VA 30 $ 5,206,000 $ 173,533 $ 571,000
Boston-Quincy, MA 29 $ 11,094,000 $ 382,551 $ 626,000
Camden, NJ 29 $ 7,314,000 $ 252,206 $ 638,000
Hartford-West Hartford-East Hartford, CT 29 $ 5,377,000 $ 185,413 $ 483,000
Modesto, CA 29 $ 9,168,000 $ 316,137 $ 754,000
San Francisco-San Mateo-Redwood City, CA 29 $ 15,792,000 $ 544,551 $ 538,000
Chattanooga, TN-GA 27 $ 3,512,000 $ 130,074 $ 524,111
Fort Smith, AR-OK 27 $ 2,490,000 $ 92,222 $ 423,666
Jackson, MS 26 $ 2,821,000 $ 108,500 $ 379,000
Vallejo-Fairfield, CA 26 $ 10,563,000 $ 406,269 $ 654,000
Anchorage, AK 25 $ 5,154,000 $ 206,160 $ 571,000
Evansville, IN-KY 25 $ 4,820,000 $ 192,800 $ 437,960
Knoxville, TN 25 $ 3,240,000 $ 129,600 $ 401,000
New Haven-Milford, CT 25 $ 4,633,000 $ 185,320 $ 510,000
Ocala, FL 25 $ 4,690,000 $ 187,600 $ 513,000
Prescott, AZ 25 $ 4,522,000 $ 180,880 $ 588,000
Cambridge-Newton-Framingham, MA 24 $ 8,293,000 $ 345,541 $ 534,000
Eugene-Springfield, OR 24 $ 6,328,000 $ 263,666 $ 696,000
Charleston-North Charleston, SC 23 $ 7,563,000 $ 328,826 $ 610,000
Lake Havasu City-Kingman, AZ 23 $ 4,440,000 $ 193,043 $ 472,000
Stockton, CA 23 $ 7,375,000 $ 320,652 $ 752,000
Gary, IN 22 $ 3,677,000 $ 167,136 $ 549,000
Lawrence, KS 22 $ 3,568,000 $ 162,181 $ 354,000
Longview, WA 22 $ 3,661,000 $ 166,409 $ 437,000
Naples-Marco Island, FL 22 $ 7,686,000 $ 349,363 $ 738,000
Columbia, MO 21 $ 3,656,000 $ 174,095 $ 449,000
Fayetteville-Springdale-Rogers, AR-MO 21 $ 3,121,000 $ 148,619 $ 491,000
Greeley, CO 21 $ 3,694,000 $ 175,904 $ 387,000
Rockford, IL 21 $ 3,055,000 $ 145,476 $ 652,000
Waco, TX 21 $ 2,455,000 $ 116,904 $ 509,000
Jackson, TN 20 $ 1,794,000 $ 89,700 $ 326,000
Kennewick-Richland-Pasco, WA 20 $ 3,102,000 $ 155,100 $ 619,000
Palm Bay-Melbourne-Titusville, FL 20 $ 3,883,000 $ 194,150 $ 409,000
Pittsburgh, PA 20 $ 2,939,000 $ 146,950 $ 503,000
Santa Cruz-Watsonville, CA 20 $ 8,583,000 $ 429,150 $ 673,000
Bridgeport-Stamford-Norwalk, CT 19 $ 8,265,000 $ 435,000 $ 591,000
Chico, CA 19 $ 4,780,000 $ 251,578 $ 583,000
Columbia, SC 19 $ 2,682,000 $ 141,157 $ 524,000
Fort Walton Beach-Crestview-Destin, FL 19 $ 5,872,000 $ 309,052 $ 408,000
Grand Rapids-Wyoming, MI 19 $ 2,306,000 $ 121,368 $ 525,000
Joplin, MO 19 $ 2,213,000 $ 116,473 $ 414,000
Lincoln, NE 19 $ 3,406,000 $ 179,263 $ 272,000
Provo-Orem, UT 19 $ 5,720,000 $ 301,052 $ 456,000
Bethesda-Gaithersburg-Frederick, MD 18 $ 5,552,000 $ 308,444 $ 790,000
Peabody, MA 18 $ 5,645,000 $ 313,611 $ 693,000
Peoria, IL 18 $ 2,313,000 $ 128,500 $ 711,000
Sherman-Denison, TX 18 $ 3,306,000 $ 183,666 $ 357,000
Visalia-Porterville, CA 18 $ 4,047,000 $ 224,833 $ 570,000
Tyler, TX 17 $ 3,042,000 $ 178,941 $ 487,000
Wilmington, DE-MD-NJ 17 $ 4,084,000 $ 240,235 $ 778,764
El Centro, CA 16 $ 3,479,000 $ 217,437 $ 604,000
Las Cruces, NM 16 $ 3,548,000 $ 221,750 $ 691,000
Madera, CA 16 $ 4,418,000 $ 276,125 $ 514,000
Medford, OR 16 $ 3,532,000 $ 220,750 $ 528,000
Bend, OR 15 $ 3,465,000 $ 231,000 $ 607,000
Bloomington, IN 15 $ 1,716,000 $ 114,400 $ 400,000
College Station-Bryan, TX 15 $ 1,818,000 $ 121,200 $ 313,000
Providence-New Bedford-Fall River, RI-MA 15 $ 3,493,000 $ 232,866 $ 453,600
San Luis Obispo-Paso Robles, CA 15 $ 6,795,000 $ 453,000 $ 638,000
Santa Barbara-Santa Maria-Goleta, CA 15 $ 7,042,000 $ 469,466 $ 619,000
Springfield, MA 15 $ 2,410,000 $ 160,666 $ 768,000
Corpus Christi, TX 14 $ 1,226,000 $ 87,571 $ 236,000
Jonesboro, AR 14 $ 1,406,000 $ 100,428 $ 444,000
Redding, CA 14 $ 3,544,000 $ 253,142 $ 619,000
Boulder, CO 13 $ 3,291,000 $ 253,153 $ 332,000
Gainesville, FL 13 $ 2,239,000 $ 172,230 $ 649,000
Jefferson City, MO 13 $ 1,436,000 $ 110,461 $ 295,000
Lansing-East Lansing, MI 13 $ 2,070,000 $ 159,230 $ 320,000
Longview, TX 13 $ 1,714,000 $ 131,846 $ 420,000
Louisville-Jefferson County, KY-IN 13 $ 1,620,000 $ 124,615 $ 520,153
Merced, CA 13 $ 3,914,000 $ 301,076 $ 621,000
Ogden-Clearfield, UT 13 $ 3,165,000 $ 243,461 $ 648,000
Pine Bluff, AR 13 $ 1,261,000 $ 97,000 $ 371,000
St. Joseph, MO-KS 13 $ 1,700,000 $ 130,769 $ 407,000
Wenatchee, WA 13 $ 3,225,000 $ 248,076 $ 520,000
Fort Collins-Loveland, CO 12 $ 3,136,000 $ 261,333 $ 505,000
Greensboro-High Point, NC 12 $ 1,997,000 $ 166,416 $ 627,000
Lubbock, TX 12 $ 1,417,000 $ 118,083 $ 625,000
Raleigh-Cary, NC 12 $ 2,111,000 $ 175,916 $ 648,000
Savannah, GA 12 $ 2,516,000 $ 209,666 $ 571,000
Sebastian-Vero Beach, FL 12 $ 1,767,000 $ 147,250 $ 741,000
Ames, IA 11 $ 1,397,000 $ 127,000 $ 517,000
Champaign-Urbana, IL 11 $ 1,187,000 $ 107,909 $ 492,000
Hanford-Corcoran, CA 11 $ 2,053,000 $ 186,636 $ 953,000
Idaho Falls, ID 11 $ 1,682,000 $ 152,909 $ 447,000
Johnson City, TN 11 $ 1,436,000 $ 130,545 $ 452,000
Shreveport-Bossier City, LA 11 $ 1,361,000 $ 123,727 $ 523,000
Casper, WY 10 $ 1,594,000 $ 159,400 $ 696,000
Cheyenne, WY 10 $ 1,972,000 $ 197,200 $ 651,000
Fargo, ND-MN 10 $ 1,819,000 $ 181,900 $ 701,600
Killeen-Temple-Fort Hood, TX 10 $ 953,000 $ 95,300 $ 201,000
Panama City-Lynn Haven, FL 10 $ 2,397,000 $ 239,700 $ 555,000
Portland-South Portland-Biddeford, ME 10 $ 2,694,000 $ 269,400 $ 635,000
Punta Gorda, FL 10 $ 1,998,000 $ 199,800 $ 496,000
Reno-Sparks, NV 10 $ 3,326,000 $ 332,600 $ 334,000
Scranton--Wilkes-Barre, PA 10 $ 1,317,000 $ 131,700 $ 730,000
Winston-Salem, NC 10 $ 1,406,000 $ 140,600 $ 681,000
Worcester, MA 10 $ 2,900,000 $ 290,000 $ 767,000
Albany-Schenectady-Troy, NY 9 $ 1,296,000 $ 144,000 $ 965,000
Allentown-Bethlehem-Easton, PA-NJ 9 $ 1,140,000 $ 126,666 $ 389,888
Kalamazoo-Portage, MI 9 $ 940,000 $ 104,444 $ 351,000
Palm Coast, FL 9 $ 3,243,000 $ 360,333 $ 383,000
Poughkeepsie-Newburgh-Middletown, NY 9 $ 2,643,000 $ 293,666 $ 853,000
Pueblo, CO 9 $ 1,028,000 $ 114,222 $ 218,000
Sioux City, IA-NE-SD 9 $ 1,272,000 $ 141,333 $ 611,333
Atlantic City, NJ 8 $ 2,062,000 $ 257,750 $ 417,000
Gainesville, GA 8 $ 1,209,000 $ 151,125 $ 737,000
Jacksonville, NC 8 $ 3,119,000 $ 389,875 $ 302,000
Manchester-Nashua, NH 8 $ 1,473,000 $ 184,125 $ 657,000
Monroe, LA 8 $ 1,068,000 $ 133,500 $ 688,000
Roanoke, VA 8 $ 1,222,000 $ 152,750 $ 579,000
Yuba City, CA 8 $ 2,438,000 $ 304,750 $ 715,000
Alexandria, LA 7 $ 963,000 $ 137,571 $ 644,000
Augusta-Richmond County, GA-SC 7 $ 799,000 $ 114,142 $ 437,714
Birmingham-Hoover, AL 7 $ 935,000 $ 133,571 $ 511,000
Flint, MI 7 $ 1,321,000 $ 188,714 $ 778,000
Greenville-Mauldin-Easley, SC 7 $ 1,278,000 $ 182,571 $ 447,000
Harrisburg-Carlisle, PA 7 $ 1,128,000 $ 161,142 $ 825,000
Kankakee-Bradley, IL 7 $ 997,000 $ 142,428 $ 503,000
Kingsport-Bristol-Bristol, TN-VA 7 $ 1,070,000 $ 152,857 $ 296,000
Kingston, NY 7 $ 1,325,000 $ 189,285 $ 713,000
Lafayette, IN 7 $ 846,000 $ 120,857 $ 344,000
Lancaster, PA 7 $ 922,000 $ 131,714 $ 566,000
Norwich-New London, CT 7 $ 949,000 $ 135,571 $ 582,000
Reading, PA 7 $ 1,118,000 $ 159,714 $ 783,000
Rockingham County-Strafford County, NH 7 $ 1,652,000 $ 236,000 $ 227,000
South Bend-Mishawaka, IN-MI 7 $ 924,000 $ 132,000 $ 673,571
St. Cloud, MN 7 $ 1,173,000 $ 167,571 $ 737,000
Dalton, GA 6 $ 1,052,000 $ 175,333 $ 69,000
Decatur, IL 6 $ 633,000 $ 105,500 $ 499,000
Dover, DE 6 $ 1,373,000 $ 228,833 $ 1,069,000
Durham, NC 6 $ 1,039,000 $ 173,166 $ 446,000
Grand Junction, CO 6 $ 1,053,000 $ 175,500 $ 605,000
Janesville, WI 6 $ 837,000 $ 139,500 $ 742,000
Lewiston, ID-WA 6 $ 968,000 $ 161,333 $ 509,333
Niles-Benton Harbor, MI 6 $ 1,432,000 $ 238,666 $ 511,000
Rapid City, SD 6 $ 1,024,000 $ 170,666 $ 337,000
Rochester, MN 6 $ 1,140,000 $ 190,000 $ 734,000
San Angelo, TX 6 $ 647,000 $ 107,833 $ 819,000
Santa Fe, NM 6 $ 1,118,000 $ 186,333 $ 836,000
Spartanburg, SC 6 $ 655,000 $ 109,166 $ 321,000
Trenton-Ewing, NJ 6 $ 1,432,000 $ 238,666 $ 602,000
York-Hanover, PA 6 $ 858,000 $ 143,000 $ 508,000
Anderson, SC 5 $ 699,000 $ 139,800 $ 1,042,000
Cincinnati-Middletown, OH-KY-IN 5 $ 855,000 $ 171,000 $ 486,200
Duluth, MN-WI 5 $ 1,260,000 $ 252,000 $ 574,000
Elkhart-Goshen, IN 5 $ 771,000 $ 154,200 $ 540,000
Farmington, NM 5 $ 722,000 $ 144,400 $ 350,000
Florence, SC 5 $ 898,000 $ 179,600 $ 552,000
Fort Wayne, IN 5 $ 823,000 $ 164,600 $ 670,000
Hagerstown-Martinsburg, MD-WV 5 $ 992,000 $ 198,400 $ 864,400
Honolulu, HI 5 $ 1,509,000 $ 301,800 $ 534,000
Hot Springs, AR 5 $ 712,000 $ 142,400 $ 327,000
Lake Charles, LA 5 $ 715,000 $ 143,000 $ 198,000
Ocean City, NJ 5 $ 2,825,000 $ 565,000 $ 212,000
Santa Rosa-Petaluma, CA 5 $ 2,096,000 $ 419,200 $ 963,000
Springfield, IL 5 $ 502,000 $ 100,400 $ 636,000
Terre Haute, IN 5 $ 315,000 $ 63,000 $ 367,000
Texarkana, Tx-Texarkana, AR 5 $ 417,000 $ 83,400 $ 572,000
Victoria, TX 5 $ 484,000 $ 96,800 $ 286,000
Abilene, TX 4 $ 397,000 $ 99,250 $ 600,000
Albany, GA 4 $ 531,000 $ 132,750 $ 181,000
Ann Arbor, MI 4 $ 1,524,000 $ 381,000 $ 632,000
Billings, MT 4 $ 787,000 $ 196,750 $ 647,000
Columbus, GA-AL 4 $ 452,000 $ 113,000 $ 561,000
Danville, IL 4 $ 536,000 $ 134,000 $ 437,000
Fayetteville, NC 4 $ 570,000 $ 142,500 $ 374,000
Huntsville, AL 4 $ 452,000 $ 113,000 $ 467,000
Jackson, MI 4 $ 568,000 $ 142,000 $ 476,000
Logan, UT-ID 4 $ 531,000 $ 132,750 $ 176,500
Madison, WI 4 $ 773,000 $ 193,250 $ 324,000
Missoula, MT 4 $ 1,200,000 $ 300,000 $ 507,000
Muskegon-Norton Shores, MI 4 $ 465,000 $ 116,250 $ 764,000
Napa, CA 4 $ 1,730,000 $ 432,500 $ 660,000
Racine, WI 4 $ 497,000 $ 124,250 $ 852,000
Amarillo, TX 3 $ 571,000 $ 190,333 $ 355,000
Bangor, ME 3 $ 611,000 $ 203,666 $ 755,000
Bloomington-Normal, IL 3 $ 310,000 $ 103,333 $ 251,000
Buffalo-Niagara Falls, NY 3 $ 706,000 $ 235,333 $ 502,000
Cleveland, TN 3 $ 496,000 $ 165,333 $ 230,000
Dothan, AL 3 $ 628,000 $ 209,333 $ 424,000
Eau Claire, WI 3 $ 403,000 $ 134,333 $ 499,000
Flagstaff, AZ 3 $ 525,000 $ 175,000 $ 613,000
Grand Forks, ND-MN 3 $ 395,000 $ 131,666 $ 784,000
Gulfport-Biloxi, MS 3 $ 444,000 $ 148,000 $ 759,000
Holland-Grand Haven, MI 3 $ 840,000 $ 280,000 $ 338,000
Monroe, MI 3 $ 627,000 $ 209,000 $ 853,000
Montgomery, AL 3 $ 361,000 $ 120,333 $ 352,000
Morristown, TN 3 $ 1,023,000 $ 341,000 $ 669,000
Wichita Falls, TX 3 $ 306,000 $ 102,000 $ 941,000
Yuma, AZ 3 $ 374,000 $ 124,666 $ 499,000
Asheville, NC 2 $ 1,058,000 $ 529,000 $ 858,000
Barnstable Town, MA 2 $ 494,000 $ 247,000 $ 116,000
Blacksburg-Christiansburg-Radford, VA 2 $ 365,000 $ 182,500 $ 158,000
Brunswick, GA 2 $ 288,000 $ 144,000 $ 561,000
Burlington-South Burlington, VT 2 $ 441,000 $ 220,500 $ 951,000
Carson City, NV 2 $ 794,000 $ 397,000 $ 1,253,000
Clarksville, TN-KY 2 $ 182,000 $ 91,000 $ 34,000
Corvallis, OR 2 $ 238,000 $ 119,000 $ 255,000
Elizabethtown, KY 2 $ 140,000 $ 70,000 $ 555,000
Erie, PA 2 $ 385,000 $ 192,500 $ 920,000
Great Falls, MT 2 $ 250,000 $ 125,000 $ 305,000
Green Bay, WI 2 $ 338,000 $ 169,000 $ 462,000
Greenville, NC 2 $ 313,000 $ 156,500 $ 714,000
Hinesville-Fort Stewart, GA 2 $ 227,000 $ 113,500 $ 51,000
Huntington-Ashland, WV-KY-OH 2 $ 352,000 $ 176,000 $ 749,500
Lafayette, LA 2 $ 351,000 $ 175,500 $ 259,000
Lawton, OK 2 $ 230,000 $ 115,000 $ 250,000
Michigan City-La Porte, IN 2 $ 141,000 $ 70,500 $ 288,000
Midland, TX 2 $ 251,000 $ 125,500 $ 523,000
Odessa, TX 2 $ 202,000 $ 101,000 $ 50,000
Oshkosh-Neenah, WI 2 $ 178,000 $ 89,000 $ 365,000
Owensboro, KY 2 $ 144,000 $ 72,000 $ 652,000
Pascagoula, MS 2 $ 168,000 $ 84,000 $ 990,000
Pocatello, ID 2 $ 218,000 $ 109,000 $ 611,000
Saginaw-Saginaw Township North, MI 2 $ 107,000 $ 53,500 $ 355,000
Sioux Falls, SD 2 $ 203,000 $ 101,500 $ 462,000
St. George, UT 2 $ 1,200,000 $ 600,000 $ 1,020,000
Wausau, WI 2 $ 222,000 $ 111,000 $ 498,000
Wilmington, NC 2 $ 376,000 $ 188,000 $ 638,000
Winchester, VA-WV 2 $ 770,000 $ 385,000 $ 125,000
Akron, OH 1 $ 122,000 $ 122,000 $ 984,000
Altoona, PA 1 $ 210,000 $ 210,000 $ 799,000
Anderson, IN 1 $ 100,000 $ 100,000 $ 0
Appleton, WI 1 $ 161,000 $ 161,000 $ 565,000
Battle Creek, MI 1 $ 161,000 $ 161,000 $ 808,000
Bay City, MI 1 $ 100,000 $ 100,000 $ 876,000
Bismarck, ND 1 $ 103,000 $ 103,000 $ 34,000
Canton-Massillon, OH 1 $ 214,000 $ 214,000 $ 1,054,000
Charlottesville, VA 1 $ 115,000 $ 115,000 $ 30,000
Columbus, OH 1 $ 160,000 $ 160,000 $ 848,000
Cumberland, MD-WV 1 $ 132,000 $ 132,000 $ 821,000
Danville, VA 1 $ 123,000 $ 123,000 $ 576,000
Florence-Muscle Shoals, AL 1 $ 88,000 $ 88,000 $ 288,000
Goldsboro, NC 1 $ 94,000 $ 94,000 $ 30,000
Harrisonburg, VA 1 $ 329,000 $ 329,000 $ 1,440,000
Hattiesburg, MS 1 $ 147,000 $ 147,000 $ 79,000
Hickory-Lenoir-Morganton, NC 1 $ 192,000 $ 192,000 $ 72,000
Kokomo, IN 1 $ 140,000 $ 140,000 $ 78,000
Lebanon, PA 1 $ 96,000 $ 96,000 $ 559,000
Lexington-Fayette, KY 1 $ 134,000 $ 134,000 $ 48,000
Lynchburg, VA 1 $ 180,000 $ 180,000 $ 552,000
Mobile, AL 1 $ 120,000 $ 120,000 $ 461,000
Muncie, IN 1 $ 104,000 $ 104,000 $ 505,000
Myrtle Beach-Conway-North Myrtle Beach, SC 1 $ 164,000 $ 164,000 $ 180,000
Pittsfield, MA 1 $ 185,000 $ 185,000 $ 978,000
Rochester, NY 1 $ 98,000 $ 98,000 $ 792,000
Rocky Mount, NC 1 $ 190,000 $ 190,000 $ 533,000
Rome, GA 1 $ 71,000 $ 71,000 $ 58,000
Salisbury, MD 1 $ 164,000 $ 164,000 $ 529,000
Sumter, SC 1 $ 141,000 $ 141,000 $ 63,000
Syracuse, NY 1 $ 147,000 $ 147,000 $ 864,000
Tuscaloosa, AL 1 $ 215,000 $ 215,000 $ 900,000
Vineland-Millville-Bridgeton, NJ 1 $ 140,000 $ 140,000 $ 537,000
Youngstown-Warren-Boardman, OH-PA 1 $ 97,000 $ 97,000 $ 687,000

Mortgage Loan Application Detail Totals for Fieldstone Mortgage Company in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,963 $2,842,948,000 $237,000 $2,125,000 $563,000 $4,608,000
Home Purchase 9,128 $1,986,956,000 $217,000 $2,100,000 $515,000 $9,999,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,182 $2,173,744,000 $213,000 $2,100,000 $523,000 $3,944,000
Hispanic 4,709 $1,214,045,000 $257,000 $1,200,000 $571,000 $2,437,000
Black or African American 3,092 $679,164,000 $219,000 $1,500,000 $557,000 $9,999,000
Not Provided 2,329 $525,462,000 $225,000 $2,125,000 $533,000 $4,608,000
Asian 551 $179,496,000 $325,000 $1,170,000 $601,000 $3,000,000
Native Hawaiian or Other Pacific Islander 146 $38,833,000 $265,000 $1,000,000 $638,000 $1,944,000
American Indian or Alaskan Native 82 $19,160,000 $233,000 $1,000,000 $495,000 $1,525,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,053 $4,824,698,000 $229,000 $2,125,000 $542,000 $9,999,000
FHA-insured (Federal Housing Administration) 37 $5,126,000 $138,000 $228,000 $548,000 $1,323,000
VA-guaranteed (Veterans Administration) 1 $80,000 $80,000 $80,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 9,871 $2,272,093,000 $230,000 $2,125,000 $546,000 $3,804,000
Loan Originated 5,602 $1,233,655,000 $220,000 $1,975,000 $582,000 $3,000,000
Application Denied By Financial Institution 4,922 $1,214,310,000 $246,000 $2,000,000 $554,000 $9,999,000
Application Approved But Not Accepted 366 $56,602,000 $154,000 $1,200,000 $94,000 $1,872,000
File Closed For Incompleteness 326 $52,727,000 $161,000 $960,000 $101,000 $818,000
Preapproval Denied by Financial Institution 4 $517,000 $129,000 $180,000 $112,000 $252,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 938 $164,888,000 $175,000 $1,260,000 $550,000 $1,940,000
Unverifiable Information 476 $141,958,000 $298,000 $1,000,000 $631,000 $1,974,000
Other 337 $91,958,000 $272,000 $1,755,000 $560,000 $1,989,000
Debt-To-Income Ratio 318 $75,900,000 $238,000 $1,100,000 $599,000 $3,944,000
Collateral 246 $53,979,000 $219,000 $1,500,000 $681,000 $9,999,000
Employment History 82 $19,718,000 $240,000 $1,112,000 $613,000 $1,944,000
Insufficient Cash (Downpayment, Closing Cost) 27 $5,468,000 $202,000 $919,000 $432,000 $1,702,000
Credit Application Incomplete 12 $3,403,000 $283,000 $570,000 $692,000 $1,872,000
Mortgage Insurance Denied 2 $605,000 $302,000 $450,000 $1,179,000 $1,655,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fieldstone Mortgage Company's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fieldstone Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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