First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2021

In 2021, First Federal Bank of Kansas City of Kansas City, MO reported 2,255 mortgage applications totaling $727.3 million, down 36% from 2020. The average application was for $322,534, and applicants reported an average income of $142,878. 80% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (1,005), Las Vegas-Henderson-Paradise, NV (57) and Tampa-St. Petersburg-Clearwater, FL (36) (applications in parentheses).

Mortgage Company & Address First Federal Bank of Kansas City
6900 Executive Dr
Kansas City, MO 64120
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,255
Total Mortgage Loan Application Amount $727,315,000
Average Mortgage Loan Application Amount $322,534
Highest Mortgage Loan Application Amount $2,355,000
Average Applicant Income $142,878
Highest Applicant Income $1,439,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Federal Bank of Kansas City by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 326 $ 87,400,000 $ 268,098 $ 123,000
Johnson, Kansas 213 $ 65,655,000 $ 308,239 $ 147,000
Clay, Missouri 182 $ 52,980,000 $ 291,098 $ 135,000
Platte, Missouri 111 $ 35,365,000 $ 318,603 $ 157,000
Cass, Missouri 68 $ 27,830,000 $ 409,264 $ 155,000
Wyandotte, Kansas 63 $ 12,115,000 $ 192,301 $ 73,000
Clark, Nevada 57 $ 19,635,000 $ 344,473 $ 126,000
Maricopa, Arizona 24 $ 10,300,000 $ 429,166 $ 193,000
Hillsborough, Florida 23 $ 7,605,000 $ 330,652 $ 149,000
Middlesex, Massachusetts 23 $ 9,255,000 $ 402,391 $ 167,000
Harris, Texas 18 $ 5,380,000 $ 298,888 $ 121,000
Mecklenburg, North Carolina 16 $ 5,780,000 $ 361,250 $ 109,000
San Diego, California 14 $ 7,420,000 $ 530,000 $ 164,000
Leavenworth, Kansas 14 $ 4,420,000 $ 315,714 $ 124,000
Bexar, Texas 13 $ 4,755,000 $ 365,769 $ 152,000
Anne Arundel, Maryland 12 $ 5,400,000 $ 450,000 $ 156,000
Plymouth, Massachusetts 11 $ 4,795,000 $ 435,909 $ 132,000
Jefferson, Colorado 10 $ 3,460,000 $ 346,000 $ 158,000
Wake, North Carolina 10 $ 3,490,000 $ 349,000 $ 119,000
El Paso, Colorado 9 $ 3,505,000 $ 389,444 $ 118,000
Hartford, Connecticut 9 $ 1,905,000 $ 211,666 $ 124,000
Palm Beach, Florida 9 $ 4,195,000 $ 466,111 $ 301,000
St. Charles, Missouri 9 $ 3,095,000 $ 343,888 $ 230,000
Pasco, Florida 8 $ 3,040,000 $ 380,000 $ 129,000
Douglas, Kansas 8 $ 1,930,000 $ 241,250 $ 178,000
Essex, Massachusetts 8 $ 3,100,000 $ 387,500 $ 203,000
Norfolk, Massachusetts 8 $ 3,130,000 $ 391,250 $ 221,000
Worcester, Massachusetts 8 $ 2,270,000 $ 283,750 $ 138,000
Johnson, Missouri 8 $ 1,760,000 $ 220,000 $ 127,000
Pima, Arizona 7 $ 2,725,000 $ 389,285 $ 112,000
Los Angeles, California 7 $ 3,795,000 $ 542,142 $ 188,000
Douglas, Colorado 7 $ 2,455,000 $ 350,714 $ 157,000
Miami, Kansas 7 $ 2,415,000 $ 345,000 $ 230,000
Ray, Missouri 7 $ 2,435,000 $ 347,857 $ 109,000
Rockingham, New Hampshire 7 $ 2,285,000 $ 326,428 $ 165,000
Hays, Texas 7 $ 3,075,000 $ 439,285 $ 122,000
Prince William, Virginia 7 $ 2,805,000 $ 400,714 $ 131,000
Denver, Colorado 6 $ 2,700,000 $ 450,000 $ 224,000
New Haven, Connecticut 6 $ 1,530,000 $ 255,000 $ 187,000
Miami-Dade, Florida 6 $ 2,160,000 $ 360,000 $ 159,000
Coweta, Georgia 6 $ 2,270,000 $ 378,333 $ 218,000
Gwinnett, Georgia 6 $ 1,560,000 $ 260,000 $ 74,000
Sedgwick, Kansas 6 $ 1,230,000 $ 205,000 $ 132,000
Montgomery, Maryland 6 $ 2,400,000 $ 400,000 $ 135,000
Hillsborough, New Hampshire 6 $ 1,620,000 $ 270,000 $ 118,000
Cumberland, North Carolina 6 $ 2,340,000 $ 390,000 $ 132,000
Jackson, Oregon 6 $ 1,590,000 $ 265,000 $ 84,000
Collin, Texas 6 $ 1,610,000 $ 268,333 $ 172,000
Tarrant, Texas 6 $ 1,640,000 $ 273,333 $ 110,000
Snohomish, Washington 6 $ 3,360,000 $ 560,000 $ 165,000
Fairfield, Connecticut 5 $ 2,305,000 $ 461,000 $ 230,000
Lee, Florida 5 $ 1,725,000 $ 345,000 $ 204,000
Okaloosa, Florida 5 $ 1,665,000 $ 333,000 $ 208,000
Pinellas, Florida 5 $ 1,465,000 $ 293,000 $ 135,000
St. Johns, Florida 5 $ 1,515,000 $ 303,000 $ 102,000
Ada, Idaho 5 $ 1,855,000 $ 371,000 $ 241,000
Cumberland, Maine 5 $ 1,445,000 $ 289,000 $ 212,000
York, Maine 5 $ 1,375,000 $ 275,000 $ 122,000
Bristol, Massachusetts 5 $ 2,215,000 $ 443,000 $ 269,000
Clinton, Missouri 5 $ 1,335,000 $ 267,000 $ 116,000
Washoe, Nevada 5 $ 1,395,000 $ 279,000 $ 81,000
Ocean, New Jersey 5 $ 1,505,000 $ 301,000 $ 187,000
Erie, New York 5 $ 855,000 $ 171,000 $ 160,000
Chester, Pennsylvania 5 $ 1,635,000 $ 327,000 $ 163,000
Montgomery, Pennsylvania 5 $ 1,715,000 $ 343,000 $ 198,000
Providence, Rhode Island 5 $ 1,275,000 $ 255,000 $ 276,000
Dallas, Texas 5 $ 1,455,000 $ 291,000 $ 115,000
Denton, Texas 5 $ 1,755,000 $ 351,000 $ 135,000
Travis, Texas 5 $ 2,255,000 $ 451,000 $ 165,000
Williamson, Texas 5 $ 1,735,000 $ 347,000 $ 194,000
Chesterfield, Virginia 5 $ 2,125,000 $ 425,000 $ 213,000
Virginia Beach, Virginia 5 $ 1,845,000 $ 369,000 $ 270,000
King, Washington 5 $ 2,095,000 $ 419,000 $ 150,000
Pierce, Washington 5 $ 1,565,000 $ 313,000 $ 176,000
Benton, Arkansas 4 $ 1,320,000 $ 330,000 $ 103,000
Pulaski, Arkansas 4 $ 2,330,000 $ 582,500 $ 227,000
Contra Costa, California 4 $ 2,070,000 $ 517,500 $ 161,000
Monterey, California 4 $ 1,790,000 $ 447,500 $ 148,000
Chaffee, Colorado 4 $ 2,050,000 $ 512,500 $ 82,000
New London, Connecticut 4 $ 920,000 $ 230,000 $ 177,000
District of Columbia, District Of Columbia 4 $ 1,750,000 $ 437,500 $ 205,000
Broward, Florida 4 $ 1,750,000 $ 437,500 $ 242,000
Duval, Florida 4 $ 880,000 $ 220,000 $ 123,000
Cobb, Georgia 4 $ 1,390,000 $ 347,500 $ 102,000
Fulton, Georgia 4 $ 1,740,000 $ 435,000 $ 254,000
Montgomery, Kansas 4 $ 410,000 $ 102,500 $ 43,000
Shawnee, Kansas 4 $ 490,000 $ 122,500 $ 102,000
Jefferson, Kentucky 4 $ 1,060,000 $ 265,000 $ 153,000
Harford, Maryland 4 $ 1,460,000 $ 365,000 $ 103,000
Barnstable, Massachusetts 4 $ 1,430,000 $ 357,500 $ 117,000
Santa Fe, New Mexico 4 $ 1,840,000 $ 460,000 $ 109,000
Suffolk, New York 4 $ 1,350,000 $ 337,500 $ 101,000
Cuyahoga, Ohio 4 $ 1,390,000 $ 347,500 $ 277,000
Deschutes, Oregon 4 $ 1,700,000 $ 425,000 $ 199,000
Bucks, Pennsylvania 4 $ 1,280,000 $ 320,000 $ 109,000
Cumberland, Pennsylvania 4 $ 1,050,000 $ 262,500 $ 108,000
Delaware, Pennsylvania 4 $ 1,770,000 $ 442,500 $ 287,000
Newport, Rhode Island 4 $ 1,470,000 $ 367,500 $ 195,000
Charleston, South Carolina 4 $ 3,340,000 $ 835,000 $ 54,000
Greenville, South Carolina 4 $ 1,110,000 $ 277,500 $ 104,000
Horry, South Carolina 4 $ 800,000 $ 200,000 $ 66,000
Williamson, Tennessee 4 $ 2,440,000 $ 610,000 $ 153,000
Comal, Texas 4 $ 1,310,000 $ 327,500 $ 317,000
Galveston, Texas 4 $ 1,090,000 $ 272,500 $ 159,000
Montgomery, Texas 4 $ 1,430,000 $ 357,500 $ 164,000
Chittenden, Vermont 4 $ 1,370,000 $ 342,500 $ 126,000
Albemarle, Virginia 4 $ 1,380,000 $ 345,000 $ 132,000
Loudoun, Virginia 4 $ 1,800,000 $ 450,000 $ 86,000
Spotsylvania, Virginia 4 $ 1,240,000 $ 310,000 $ 152,000
Kenosha, Wisconsin 4 $ 2,080,000 $ 520,000 $ 123,000
Milwaukee, Wisconsin 4 $ 1,360,000 $ 340,000 $ 203,000
Baldwin, Alabama 3 $ 955,000 $ 318,333 $ 66,000
Riverside, California 3 $ 655,000 $ 218,333 $ 133,000
San Bernardino, California 3 $ 505,000 $ 168,333 $ 160,000
Sonoma, California 3 $ 2,065,000 $ 688,333 $ 261,000
Adams, Colorado 3 $ 1,065,000 $ 355,000 $ 140,000
Tolland, Connecticut 3 $ 755,000 $ 251,666 $ 97,000
Brevard, Florida 3 $ 765,000 $ 255,000 $ 132,000
Charlotte, Florida 3 $ 1,455,000 $ 485,000 $ 457,000
Lake, Florida 3 $ 1,145,000 $ 381,666 $ 59,000
Martin, Florida 3 $ 1,065,000 $ 355,000 $ 244,000
Walton, Florida 3 $ 1,165,000 $ 388,333 $ 120,000
Bryan, Georgia 3 $ 755,000 $ 251,666 $ 130,000
Cherokee, Georgia 3 $ 885,000 $ 295,000 $ 129,000
Harris, Georgia 3 $ 865,000 $ 288,333 $ 0
DuPage, Illinois 3 $ 855,000 $ 285,000 $ 181,000
Vigo, Indiana 3 $ 835,000 $ 278,333 $ 244,000
Baltimore, Maryland 3 $ 1,565,000 $ 521,666 $ 178,000
Prince George's, Maryland 3 $ 1,255,000 $ 418,333 $ 377,000
Muskegon, Michigan 3 $ 985,000 $ 328,333 $ 0
Caldwell, Missouri 3 $ 595,000 $ 198,333 $ 105,000
Lafayette, Missouri 3 $ 1,005,000 $ 335,000 $ 394,000
St. Louis, Missouri 3 $ 945,000 $ 315,000 $ 81,000
Douglas, Nebraska 3 $ 815,000 $ 271,666 $ 78,000
Strafford, New Hampshire 3 $ 685,000 $ 228,333 $ 139,000
Passaic, New Jersey 3 $ 1,415,000 $ 471,666 $ 171,000
Butler, Ohio 3 $ 705,000 $ 235,000 $ 67,000
Oklahoma, Oklahoma 3 $ 535,000 $ 178,333 $ 86,000
Josephine, Oregon 3 $ 1,065,000 $ 355,000 $ 119,000
Allegheny, Pennsylvania 3 $ 875,000 $ 291,666 $ 178,000
Philadelphia, Pennsylvania 3 $ 1,315,000 $ 438,333 $ 258,000
Kent, Rhode Island 3 $ 925,000 $ 308,333 $ 116,000
Pickens, South Carolina 3 $ 1,235,000 $ 411,666 $ 124,000
Henrico, Virginia 3 $ 1,435,000 $ 478,333 $ 195,000
Stafford, Virginia 3 $ 1,085,000 $ 361,666 $ 78,000
Benton, Washington 3 $ 1,125,000 $ 375,000 $ 149,000
Cullman, Alabama 2 $ 480,000 $ 240,000 $ 103,000
Limestone, Alabama 2 $ 930,000 $ 465,000 $ 346,000
Madison, Alabama 2 $ 830,000 $ 415,000 $ 134,000
Shelby, Alabama 2 $ 760,000 $ 380,000 $ 272,000
Anchorage, Alaska 2 $ 880,000 $ 440,000 $ 0
Yavapai, Arizona 2 $ 450,000 $ 225,000 $ 101,000
Saline, Arkansas 2 $ 550,000 $ 275,000 $ 128,000
Washington, Arkansas 2 $ 800,000 $ 400,000 $ 108,000
Alameda, California 2 $ 1,400,000 $ 700,000 $ 355,000
Fresno, California 2 $ 790,000 $ 395,000 $ 151,000
Merced, California 2 $ 740,000 $ 370,000 $ 112,000
Orange, California 2 $ 2,730,000 $ 1,365,000 $ 344,000
Placer, California 2 $ 1,080,000 $ 540,000 $ 176,000
Santa Clara, California 2 $ 1,710,000 $ 855,000 $ 150,000
Ventura, California 2 $ 970,000 $ 485,000 $ 109,000
Arapahoe, Colorado 2 $ 530,000 $ 265,000 $ 124,000
Broomfield, Colorado 2 $ 700,000 $ 350,000 $ 174,000
Custer, Colorado 2 $ 890,000 $ 445,000 $ 94,000
Mesa, Colorado 2 $ 600,000 $ 300,000 $ 85,000
Litchfield, Connecticut 2 $ 410,000 $ 205,000 $ 62,000
Middlesex, Connecticut 2 $ 490,000 $ 245,000 $ 108,000
New Castle, Delaware 2 $ 620,000 $ 310,000 $ 210,000
Sussex, Delaware 2 $ 920,000 $ 460,000 $ 205,000
Bay, Florida 2 $ 400,000 $ 200,000 $ 105,000
Flagler, Florida 2 $ 820,000 $ 410,000 $ 116,000
Orange, Florida 2 $ 350,000 $ 175,000 $ 89,000
Polk, Florida 2 $ 970,000 $ 485,000 $ 152,000
Sarasota, Florida 2 $ 670,000 $ 335,000 $ 313,000
Seminole, Florida 2 $ 960,000 $ 480,000 $ 327,000
Chatham, Georgia 2 $ 660,000 $ 330,000 $ 64,000
DeKalb, Georgia 2 $ 420,000 $ 210,000 $ 348,000
Bonner, Idaho 2 $ 1,010,000 $ 505,000 $ 116,000
Will, Illinois 2 $ 790,000 $ 395,000 $ 82,000
Johnson, Indiana 2 $ 660,000 $ 330,000 $ 0
Marion, Indiana 2 $ 510,000 $ 255,000 $ 157,000
Butler, Kansas 2 $ 410,000 $ 205,000 $ 74,000
Oldham, Kentucky 2 $ 840,000 $ 420,000 $ 289,000
St. Tammany, Louisiana 2 $ 850,000 $ 425,000 $ 288,000
Cecil, Maryland 2 $ 610,000 $ 305,000 $ 65,000
St. Mary's, Maryland 2 $ 990,000 $ 495,000 $ 75,000
Hampden, Massachusetts 2 $ 590,000 $ 295,000 $ 153,000
Hampshire, Massachusetts 2 $ 360,000 $ 180,000 $ 44,000
Kent, Michigan 2 $ 560,000 $ 280,000 $ 211,000
Oakland, Michigan 2 $ 800,000 $ 400,000 $ 114,000
Wayne, Michigan 2 $ 450,000 $ 225,000 $ 109,000
Ramsey, Minnesota 2 $ 580,000 $ 290,000 $ 0
Jackson, Mississippi 2 $ 450,000 $ 225,000 $ 0
Andrew, Missouri 2 $ 500,000 $ 250,000 $ 145,000
Bates, Missouri 2 $ 260,000 $ 130,000 $ 51,000
Benton, Missouri 2 $ 120,000 $ 60,000 $ 197,000
Boone, Missouri 2 $ 380,000 $ 190,000 $ 60,000
Lawrence, Missouri 2 $ 390,000 $ 195,000 $ 119,000
Newton, Missouri 2 $ 530,000 $ 265,000 $ 188,000
Stone, Missouri 2 $ 360,000 $ 180,000 $ 242,000
Webster, Missouri 2 $ 640,000 $ 320,000 $ 66,000
Lincoln, Montana 2 $ 410,000 $ 205,000 $ 0
Missoula, Montana 2 $ 640,000 $ 320,000 $ 126,000
Merrimack, New Hampshire 2 $ 370,000 $ 185,000 $ 67,000
Morris, New Jersey 2 $ 640,000 $ 320,000 $ 256,000
Union, New Jersey 2 $ 860,000 $ 430,000 $ 145,000
Buncombe, North Carolina 2 $ 530,000 $ 265,000 $ 53,000
Currituck, North Carolina 2 $ 670,000 $ 335,000 $ 691,000
Guilford, North Carolina 2 $ 770,000 $ 385,000 $ 119,000
Iredell, North Carolina 2 $ 610,000 $ 305,000 $ 251,000
Onslow, North Carolina 2 $ 570,000 $ 285,000 $ 130,000
Union, North Carolina 2 $ 1,050,000 $ 525,000 $ 319,000
Greene, Ohio 2 $ 700,000 $ 350,000 $ 141,000
Benton, Oregon 2 $ 660,000 $ 330,000 $ 290,000
Washington, Oregon 2 $ 600,000 $ 300,000 $ 148,000
Erie, Pennsylvania 2 $ 590,000 $ 295,000 $ 117,000
Lehigh, Pennsylvania 2 $ 640,000 $ 320,000 $ 180,000
York, Pennsylvania 2 $ 620,000 $ 310,000 $ 135,000
Berkeley, South Carolina 2 $ 860,000 $ 430,000 $ 176,000
Hamilton, Tennessee 2 $ 940,000 $ 470,000 $ 0
Rutherford, Tennessee 2 $ 670,000 $ 335,000 $ 169,000
Shelby, Tennessee 2 $ 510,000 $ 255,000 $ 148,000
Brazoria, Texas 2 $ 310,000 $ 155,000 $ 125,000
Fort Bend, Texas 2 $ 690,000 $ 345,000 $ 165,000
McLennan, Texas 2 $ 620,000 $ 310,000 $ 99,000
Van Zandt, Texas 2 $ 300,000 $ 150,000 $ 55,000
Salt Lake, Utah 2 $ 530,000 $ 265,000 $ 185,000
Orange, Vermont 2 $ 580,000 $ 290,000 $ 127,000
Fairfax, Virginia 2 $ 960,000 $ 480,000 $ 61,000
James City, Virginia 2 $ 860,000 $ 430,000 $ 213,000
Prince Edward, Virginia 2 $ 580,000 $ 290,000 $ 107,000
York, Virginia 2 $ 600,000 $ 300,000 $ 0
Kitsap, Washington 2 $ 910,000 $ 455,000 $ 171,000
Spokane, Washington 2 $ 640,000 $ 320,000 $ 187,000
Jefferson, West Virginia 2 $ 590,000 $ 295,000 $ 76,000
Tyler, West Virginia 2 $ 150,000 $ 75,000 $ 124,000
Waukesha, Wisconsin 2 $ 710,000 $ 355,000 $ 105,000
Elmore, Alabama 1 $ 275,000 $ 275,000 $ 0
Jefferson, Alabama 1 $ 285,000 $ 285,000 $ 0
Lee, Alabama 1 $ 155,000 $ 155,000 $ 93,000
Randolph, Alabama 1 $ 265,000 $ 265,000 $ 0
Tallapoosa, Alabama 1 $ 205,000 $ 205,000 $ 0
Tuscaloosa, Alabama 1 $ 435,000 $ 435,000 $ 0
Matanuska-Susitna, Alaska 1 $ 545,000 $ 545,000 $ 816,000
Cochise, Arizona 1 $ 295,000 $ 295,000 $ 68,000
Yuma, Arizona 1 $ 65,000 $ 65,000 $ 108,000
Cross, Arkansas 1 $ 255,000 $ 255,000 $ 0
Faulkner, Arkansas 1 $ 405,000 $ 405,000 $ 113,000
Del Norte, California 1 $ 245,000 $ 245,000 $ 81,000
Madera, California 1 $ 355,000 $ 355,000 $ 106,000
Marin, California 1 $ 1,465,000 $ 1,465,000 $ 195,000
Sacramento, California 1 $ 285,000 $ 285,000 $ 185,000
San Mateo, California 1 $ 365,000 $ 365,000 $ 266,000
Santa Barbara, California 1 $ 405,000 $ 405,000 $ 120,000
Shasta, California 1 $ 725,000 $ 725,000 $ 214,000
Yuba, California 1 $ 175,000 $ 175,000 $ 0
Boulder, Colorado 1 $ 235,000 $ 235,000 $ 119,000
Clear Creek, Colorado 1 $ 115,000 $ 115,000 $ 162,000
Eagle, Colorado 1 $ 715,000 $ 715,000 $ 0
Elbert, Colorado 1 $ 675,000 $ 675,000 $ 498,000
Larimer, Colorado 1 $ 445,000 $ 445,000 $ 480,000
Routt, Colorado 1 $ 535,000 $ 535,000 $ 124,000
Summit, Colorado 1 $ 425,000 $ 425,000 $ 192,000
Teller, Colorado 1 $ 455,000 $ 455,000 $ 130,000
Windham, Connecticut 1 $ 275,000 $ 275,000 $ 0
Alachua, Florida 1 $ 275,000 $ 275,000 $ 88,000
Clay, Florida 1 $ 115,000 $ 115,000 $ 85,000
Collier, Florida 1 $ 1,085,000 $ 1,085,000 $ 507,000
Escambia, Florida 1 $ 115,000 $ 115,000 $ 207,000
Gadsden, Florida 1 $ 135,000 $ 135,000 $ 101,000
Jackson, Florida 1 $ 325,000 $ 325,000 $ 96,000
Manatee, Florida 1 $ 635,000 $ 635,000 $ 137,000
St. Lucie, Florida 1 $ 305,000 $ 305,000 $ 93,000
Sumter, Florida 1 $ 255,000 $ 255,000 $ 141,000
Barrow, Georgia 1 $ 305,000 $ 305,000 $ 103,000
Bartow, Georgia 1 $ 305,000 $ 305,000 $ 124,000
Bulloch, Georgia 1 $ 85,000 $ 85,000 $ 63,000
Catoosa, Georgia 1 $ 145,000 $ 145,000 $ 132,000
Clarke, Georgia 1 $ 115,000 $ 115,000 $ 55,000
Columbia, Georgia 1 $ 325,000 $ 325,000 $ 0
Douglas, Georgia 1 $ 105,000 $ 105,000 $ 33,000
Forsyth, Georgia 1 $ 405,000 $ 405,000 $ 139,000
Hall, Georgia 1 $ 255,000 $ 255,000 $ 79,000
Haralson, Georgia 1 $ 175,000 $ 175,000 $ 158,000
Henry, Georgia 1 $ 85,000 $ 85,000 $ 173,000
Lamar, Georgia 1 $ 65,000 $ 65,000 $ 165,000
Lumpkin, Georgia 1 $ 355,000 $ 355,000 $ 187,000
Morgan, Georgia 1 $ 395,000 $ 395,000 $ 136,000
Muscogee, Georgia 1 $ 305,000 $ 305,000 $ 75,000
Richmond, Georgia 1 $ 145,000 $ 145,000 $ 112,000
Spalding, Georgia 1 $ 65,000 $ 65,000 $ 175,000
Troup, Georgia 1 $ 205,000 $ 205,000 $ 0
Walton, Georgia 1 $ 245,000 $ 245,000 $ 54,000
Boise, Idaho 1 $ 435,000 $ 435,000 $ 107,000
Canyon, Idaho 1 $ 655,000 $ 655,000 $ 134,000
Elmore, Idaho 1 $ 355,000 $ 355,000 $ 125,000
Lake, Illinois 1 $ 435,000 $ 435,000 $ 243,000
Macon, Illinois 1 $ 245,000 $ 245,000 $ 178,000
McHenry, Illinois 1 $ 345,000 $ 345,000 $ 0
Peoria, Illinois 1 $ 185,000 $ 185,000 $ 0
Rock Island, Illinois 1 $ 265,000 $ 265,000 $ 0
Winnebago, Illinois 1 $ 285,000 $ 285,000 $ 351,000
Allen, Indiana 1 $ 375,000 $ 375,000 $ 242,000
Bartholomew, Indiana 1 $ 345,000 $ 345,000 $ 0
Brown, Indiana 1 $ 95,000 $ 95,000 $ 0
Clark, Indiana 1 $ 305,000 $ 305,000 $ 0
Floyd, Indiana 1 $ 925,000 $ 925,000 $ 141,000
Hamilton, Indiana 1 $ 545,000 $ 545,000 $ 0
Hancock, Indiana 1 $ 255,000 $ 255,000 $ 70,000
Porter, Indiana 1 $ 135,000 $ 135,000 $ 0
St. Joseph, Indiana 1 $ 755,000 $ 755,000 $ 241,000
Starke, Indiana 1 $ 155,000 $ 155,000 $ 129,000
Vanderburgh, Indiana 1 $ 255,000 $ 255,000 $ 112,000
Wayne, Indiana 1 $ 175,000 $ 175,000 $ 87,000
Benton, Iowa 1 $ 345,000 $ 345,000 $ 63,000
Buchanan, Iowa 1 $ 275,000 $ 275,000 $ 0
Crawford, Iowa 1 $ 155,000 $ 155,000 $ 93,000
Dallas, Iowa 1 $ 135,000 $ 135,000 $ 243,000
Madison, Iowa 1 $ 315,000 $ 315,000 $ 0
Polk, Iowa 1 $ 115,000 $ 115,000 $ 41,000
Tama, Iowa 1 $ 445,000 $ 445,000 $ 0
Coffey, Kansas 1 $ 175,000 $ 175,000 $ 150,000
Crawford, Kansas 1 $ 205,000 $ 205,000 $ 137,000
Ford, Kansas 1 $ 205,000 $ 205,000 $ 135,000
Linn, Kansas 1 $ 55,000 $ 55,000 $ 0
Lyon, Kansas 1 $ 115,000 $ 115,000 $ 72,000
Neosho, Kansas 1 $ 125,000 $ 125,000 $ 64,000
Bath, Kentucky 1 $ 205,000 $ 205,000 $ 85,000
Breckinridge, Kentucky 1 $ 75,000 $ 75,000 $ 110,000
Campbell, Kentucky 1 $ 545,000 $ 545,000 $ 192,000
Fayette, Kentucky 1 $ 275,000 $ 275,000 $ 0
Hardin, Kentucky 1 $ 125,000 $ 125,000 $ 220,000
Madison, Kentucky 1 $ 285,000 $ 285,000 $ 0
Nicholas, Kentucky 1 $ 175,000 $ 175,000 $ 0
Warren, Kentucky 1 $ 165,000 $ 165,000 $ 0
Acadia, Louisiana 1 $ 155,000 $ 155,000 $ 99,000
Bossier, Louisiana 1 $ 315,000 $ 315,000 $ 212,000
East Baton Rouge, Louisiana 1 $ 485,000 $ 485,000 $ 0
Lafayette, Louisiana 1 $ 365,000 $ 365,000 $ 184,000
Orleans, Louisiana 1 $ 345,000 $ 345,000 $ 0
St. Charles, Louisiana 1 $ 375,000 $ 375,000 $ 0
Tangipahoa, Louisiana 1 $ 245,000 $ 245,000 $ 63,000
Washington, Louisiana 1 $ 285,000 $ 285,000 $ 0
Knox, Maine 1 $ 225,000 $ 225,000 $ 95,000
Calvert, Maryland 1 $ 665,000 $ 665,000 $ 0
Caroline, Maryland 1 $ 295,000 $ 295,000 $ 97,000
Frederick, Maryland 1 $ 325,000 $ 325,000 $ 0
Howard, Maryland 1 $ 385,000 $ 385,000 $ 0
Worcester, Maryland 1 $ 125,000 $ 125,000 $ 75,000
Nantucket, Massachusetts 1 $ 765,000 $ 765,000 $ 226,000
Suffolk, Massachusetts 1 $ 375,000 $ 375,000 $ 98,000
Berrien, Michigan 1 $ 145,000 $ 145,000 $ 0
Ingham, Michigan 1 $ 125,000 $ 125,000 $ 59,000
Jackson, Michigan 1 $ 235,000 $ 235,000 $ 51,000
Macomb, Michigan 1 $ 275,000 $ 275,000 $ 33,000
Monroe, Michigan 1 $ 305,000 $ 305,000 $ 0
Clay, Minnesota 1 $ 395,000 $ 395,000 $ 101,000
Dakota, Minnesota 1 $ 305,000 $ 305,000 $ 0
Itasca, Minnesota 1 $ 155,000 $ 155,000 $ 109,000
Olmsted, Minnesota 1 $ 305,000 $ 305,000 $ 0
Harrison, Mississippi 1 $ 305,000 $ 305,000 $ 0
Rankin, Mississippi 1 $ 265,000 $ 265,000 $ 0
Audrain, Missouri 1 $ 145,000 $ 145,000 $ 98,000
Buchanan, Missouri 1 $ 165,000 $ 165,000 $ 90,000
Camden, Missouri 1 $ 335,000 $ 335,000 $ 255,000
Cape Girardeau, Missouri 1 $ 585,000 $ 585,000 $ 0
Christian, Missouri 1 $ 385,000 $ 385,000 $ 83,000
Cole, Missouri 1 $ 445,000 $ 445,000 $ 240,000
Daviess, Missouri 1 $ 305,000 $ 305,000 $ 78,000
Franklin, Missouri 1 $ 285,000 $ 285,000 $ 133,000
Gasconade, Missouri 1 $ 545,000 $ 545,000 $ 225,000
Greene, Missouri 1 $ 175,000 $ 175,000 $ 0
Livingston, Missouri 1 $ 305,000 $ 305,000 $ 0
Miller, Missouri 1 $ 175,000 $ 175,000 $ 66,000
Phelps, Missouri 1 $ 265,000 $ 265,000 $ 0
Polk, Missouri 1 $ 175,000 $ 175,000 $ 47,000
Taney, Missouri 1 $ 485,000 $ 485,000 $ 31,000
Lake, Montana 1 $ 175,000 $ 175,000 $ 36,000
Powell, Montana 1 $ 285,000 $ 285,000 $ 51,000
Ravalli, Montana 1 $ 255,000 $ 255,000 $ 71,000
Lancaster, Nebraska 1 $ 135,000 $ 135,000 $ 35,000
Lincoln, Nebraska 1 $ 145,000 $ 145,000 $ 0
Sarpy, Nebraska 1 $ 265,000 $ 265,000 $ 0
Lyon, Nevada 1 $ 195,000 $ 195,000 $ 48,000
Belknap, New Hampshire 1 $ 365,000 $ 365,000 $ 124,000
Cheshire, New Hampshire 1 $ 165,000 $ 165,000 $ 53,000
Coos, New Hampshire 1 $ 105,000 $ 105,000 $ 46,000
Burlington, New Jersey 1 $ 375,000 $ 375,000 $ 0
Camden, New Jersey 1 $ 335,000 $ 335,000 $ 308,000
Monmouth, New Jersey 1 $ 635,000 $ 635,000 $ 211,000
Warren, New Jersey 1 $ 395,000 $ 395,000 $ 0
Chaves, New Mexico 1 $ 325,000 $ 325,000 $ 136,000
Dona Ana, New Mexico 1 $ 295,000 $ 295,000 $ 0
Los Alamos, New Mexico 1 $ 405,000 $ 405,000 $ 132,000
San Juan, New Mexico 1 $ 255,000 $ 255,000 $ 87,000
Chemung, New York 1 $ 195,000 $ 195,000 $ 129,000
Delaware, New York 1 $ 405,000 $ 405,000 $ 0
Dutchess, New York 1 $ 305,000 $ 305,000 $ 135,000
Monroe, New York 1 $ 215,000 $ 215,000 $ 0
Nassau, New York 1 $ 175,000 $ 175,000 $ 49,000
Richmond, New York 1 $ 405,000 $ 405,000 $ 172,000
Westchester, New York 1 $ 345,000 $ 345,000 $ 124,000
Bladen, North Carolina 1 $ 435,000 $ 435,000 $ 280,000
Cabarrus, North Carolina 1 $ 425,000 $ 425,000 $ 0
Dare, North Carolina 1 $ 265,000 $ 265,000 $ 0
Davie, North Carolina 1 $ 205,000 $ 205,000 $ 137,000
Durham, North Carolina 1 $ 395,000 $ 395,000 $ 134,000
Pamlico, North Carolina 1 $ 295,000 $ 295,000 $ 0
Pitt, North Carolina 1 $ 295,000 $ 295,000 $ 0
Robeson, North Carolina 1 $ 255,000 $ 255,000 $ 0
Rowan, North Carolina 1 $ 375,000 $ 375,000 $ 124,000
Delaware, Ohio 1 $ 305,000 $ 305,000 $ 0
Fairfield, Ohio 1 $ 305,000 $ 305,000 $ 0
Franklin, Ohio 1 $ 275,000 $ 275,000 $ 174,000
Lorain, Ohio 1 $ 205,000 $ 205,000 $ 175,000
Medina, Ohio 1 $ 245,000 $ 245,000 $ 73,000
Montgomery, Ohio 1 $ 175,000 $ 175,000 $ 0
Warren, Ohio 1 $ 205,000 $ 205,000 $ 0
Beckham, Oklahoma 1 $ 205,000 $ 205,000 $ 235,000
Carter, Oklahoma 1 $ 145,000 $ 145,000 $ 85,000
Cherokee, Oklahoma 1 $ 235,000 $ 235,000 $ 275,000
Logan, Oklahoma 1 $ 285,000 $ 285,000 $ 465,000
Rogers, Oklahoma 1 $ 245,000 $ 245,000 $ 136,000
Sequoyah, Oklahoma 1 $ 135,000 $ 135,000 $ 41,000
Tulsa, Oklahoma 1 $ 325,000 $ 325,000 $ 107,000
Wagoner, Oklahoma 1 $ 265,000 $ 265,000 $ 127,000
Clackamas, Oregon 1 $ 385,000 $ 385,000 $ 0
Douglas, Oregon 1 $ 315,000 $ 315,000 $ 77,000
Marion, Oregon 1 $ 105,000 $ 105,000 $ 0
Multnomah, Oregon 1 $ 445,000 $ 445,000 $ 135,000
Centre, Pennsylvania 1 $ 235,000 $ 235,000 $ 0
Crawford, Pennsylvania 1 $ 305,000 $ 305,000 $ 166,000
Franklin, Pennsylvania 1 $ 185,000 $ 185,000 $ 52,000
Lancaster, Pennsylvania 1 $ 205,000 $ 205,000 $ 160,000
Lebanon, Pennsylvania 1 $ 225,000 $ 225,000 $ 152,000
Luzerne, Pennsylvania 1 $ 145,000 $ 145,000 $ 104,000
Northumberland, Pennsylvania 1 $ 195,000 $ 195,000 $ 144,000
Tioga, Pennsylvania 1 $ 185,000 $ 185,000 $ 81,000
Washington, Pennsylvania 1 $ 415,000 $ 415,000 $ 237,000
Bristol, Rhode Island 1 $ 225,000 $ 225,000 $ 183,000
Washington, Rhode Island 1 $ 405,000 $ 405,000 $ 190,000
Beaufort, South Carolina 1 $ 295,000 $ 295,000 $ 272,000
Colleton, South Carolina 1 $ 605,000 $ 605,000 $ 0
Dorchester, South Carolina 1 $ 455,000 $ 455,000 $ 135,000
Florence, South Carolina 1 $ 165,000 $ 165,000 $ 166,000
Richland, South Carolina 1 $ 385,000 $ 385,000 $ 242,000
Spartanburg, South Carolina 1 $ 245,000 $ 245,000 $ 0
Sumter, South Carolina 1 $ 275,000 $ 275,000 $ 111,000
York, South Carolina 1 $ 185,000 $ 185,000 $ 66,000
Blount, Tennessee 1 $ 275,000 $ 275,000 $ 39,000
Davidson, Tennessee 1 $ 285,000 $ 285,000 $ 84,000
Greene, Tennessee 1 $ 305,000 $ 305,000 $ 111,000
Hamblen, Tennessee 1 $ 385,000 $ 385,000 $ 108,000
Knox, Tennessee 1 $ 345,000 $ 345,000 $ 123,000
Lincoln, Tennessee 1 $ 455,000 $ 455,000 $ 157,000
Loudon, Tennessee 1 $ 305,000 $ 305,000 $ 45,000
McMinn, Tennessee 1 $ 235,000 $ 235,000 $ 62,000
Montgomery, Tennessee 1 $ 165,000 $ 165,000 $ 123,000
Putnam, Tennessee 1 $ 495,000 $ 495,000 $ 92,000
Roane, Tennessee 1 $ 135,000 $ 135,000 $ 63,000
Sevier, Tennessee 1 $ 535,000 $ 535,000 $ 176,000
Sumner, Tennessee 1 $ 685,000 $ 685,000 $ 284,000
Wilson, Tennessee 1 $ 415,000 $ 415,000 $ 315,000
Ellis, Texas 1 $ 295,000 $ 295,000 $ 102,000
Guadalupe, Texas 1 $ 245,000 $ 245,000 $ 93,000
Johnson, Texas 1 $ 295,000 $ 295,000 $ 134,000
Kaufman, Texas 1 $ 195,000 $ 195,000 $ 103,000
Lampasas, Texas 1 $ 455,000 $ 455,000 $ 105,000
Lavaca, Texas 1 $ 345,000 $ 345,000 $ 0
Liberty, Texas 1 $ 115,000 $ 115,000 $ 52,000
Lubbock, Texas 1 $ 135,000 $ 135,000 $ 32,000
Nueces, Texas 1 $ 505,000 $ 505,000 $ 241,000
Parker, Texas 1 $ 355,000 $ 355,000 $ 0
Polk, Texas 1 $ 255,000 $ 255,000 $ 144,000
Smith, Texas 1 $ 1,405,000 $ 1,405,000 $ 333,000
Tom Green, Texas 1 $ 435,000 $ 435,000 $ 101,000
Trinity, Texas 1 $ 135,000 $ 135,000 $ 60,000
Washington, Texas 1 $ 275,000 $ 275,000 $ 0
Cache, Utah 1 $ 255,000 $ 255,000 $ 0
Tooele, Utah 1 $ 315,000 $ 315,000 $ 0
Washington, Utah 1 $ 335,000 $ 335,000 $ 58,000
Weber, Utah 1 $ 265,000 $ 265,000 $ 0
Bennington, Vermont 1 $ 405,000 $ 405,000 $ 216,000
Orleans, Vermont 1 $ 275,000 $ 275,000 $ 192,000
Chesapeake, Virginia 1 $ 405,000 $ 405,000 $ 0
Culpeper, Virginia 1 $ 575,000 $ 575,000 $ 130,000
Fairfax City, Virginia 1 $ 385,000 $ 385,000 $ 206,000
Fredericksburg, Virginia 1 $ 115,000 $ 115,000 $ 173,000
Isle of Wight, Virginia 1 $ 365,000 $ 365,000 $ 0
King George, Virginia 1 $ 365,000 $ 365,000 $ 146,000
Lunenburg, Virginia 1 $ 275,000 $ 275,000 $ 93,000
Norfolk, Virginia 1 $ 345,000 $ 345,000 $ 0
Northumberland, Virginia 1 $ 675,000 $ 675,000 $ 441,000
Orange, Virginia 1 $ 285,000 $ 285,000 $ 170,000
Poquoson, Virginia 1 $ 445,000 $ 445,000 $ 0
Warren, Virginia 1 $ 445,000 $ 445,000 $ 171,000
Jefferson, Washington 1 $ 545,000 $ 545,000 $ 484,000
Skamania, Washington 1 $ 515,000 $ 515,000 $ 107,000
Upshur, West Virginia 1 $ 195,000 $ 195,000 $ 224,000
Clark, Wisconsin 1 $ 85,000 $ 85,000 $ 66,000
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Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,011 $301,745,000 $298,000 $1,545,000 $139,000 $700,000
Home Purchase 769 $284,785,000 $370,000 $2,355,000 $149,000 $993,000
Cash-out Refinancing 447 $134,205,000 $300,000 $1,085,000 $139,000 $577,000
Other Purpose 21 $5,135,000 $244,000 $545,000 $203,000 $1,439,000
Home Improvement 7 $1,445,000 $206,000 $465,000 $98,000 $189,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,686 $558,970,000 $331,000 $2,355,000 $151,000 $1,439,000
Not Provided 230 $74,920,000 $325,000 $1,465,000 $152,000 $816,000
Hispanic 180 $41,450,000 $230,000 $635,000 $78,000 $260,000
Black or African American 76 $23,230,000 $305,000 $1,035,000 $121,000 $311,000
Asian 41 $14,295,000 $348,000 $975,000 $144,000 $350,000
American Indian or Alaskan Native 17 $6,315,000 $371,000 $705,000 $133,000 $322,000
Native Hawaiian or Other Pacific Islander 2 $440,000 $220,000 $235,000 $83,000 $109,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,631 $495,365,000 $303,000 $2,355,000 $145,000 $1,439,000
VA-guaranteed (Veterans Administration) 564 $218,990,000 $388,000 $1,545,000 $150,000 $816,000
FHA-insured (Federal Housing Administration) 59 $12,655,000 $214,000 $385,000 $78,000 $289,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $305,000 $305,000 $305,000 $59,000 $59,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,795 $582,895,000 $324,000 $2,355,000 $143,000 $881,000
Application Withdrawn By Applicant 262 $83,660,000 $319,000 $1,155,000 $153,000 $816,000
Application Denied By Financial Institution 126 $40,220,000 $319,000 $1,405,000 $134,000 $1,439,000
File Closed For Incompleteness 54 $14,710,000 $272,000 $825,000 $120,000 $285,000
Application Approved But Not Accepted 18 $5,830,000 $323,000 $525,000 $184,000 $460,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,129 $687,095,000 $322,000 $2,355,000 $144,000 $881,000
Credit Application Incomplete 37 $13,155,000 $355,000 $745,000 $145,000 $480,000
Collateral 27 $9,045,000 $335,000 $1,405,000 $171,000 $993,000
Debt-To-Income Ratio 25 $7,745,000 $309,000 $825,000 $66,000 $144,000
Credit History 20 $4,800,000 $240,000 $1,095,000 $173,000 $1,439,000
Other 7 $2,275,000 $325,000 $565,000 $110,000 $182,000
Unverifiable Information 5 $1,285,000 $257,000 $465,000 $79,000 $121,000
Employment History 5 $1,915,000 $383,000 $815,000 $142,000 $280,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Federal Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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