First Federal Bank of Kansas City Mortgage Lending & HMDA Data, 2016

In 2016, First Federal Bank of Kansas City of Kansas City, MO reported 3,151 mortgage applications totaling $848.1 million, up 22% from 2015. The average application was for $269,140, and applicants reported an average income of $86,341. 62% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Kansas City, MO-KS (1,077), Washington-Arlington-Alexandria, DC-VA-MD-WV (93) and San Antonio-New Braunfels, TX (91) (applications in parentheses).

Mortgage Company & Address First Federal Bank of Kansas City
6900 Executive Dr
Kansas City, MO 64120
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,151
Total Mortgage Loan Application Amount $848,063,000
Average Mortgage Loan Application Amount $269,140
Highest Mortgage Loan Application Amount $1,332,000
Average Applicant Income $86,341
Highest Applicant Income $964,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Federal Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Federal Bank of Kansas City by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 304 $ 53,155,000 $ 174,851 $ 80,000
Clay, Missouri 279 $ 56,607,000 $ 202,892 $ 92,000
Johnson, Kansas 244 $ 72,922,000 $ 298,860 $ 139,000
Platte, Missouri 112 $ 27,562,000 $ 246,089 $ 117,000
Cass, Missouri 68 $ 14,458,000 $ 212,617 $ 100,000
Bexar, Texas 64 $ 15,351,000 $ 239,859 $ 26,000
Maricopa, Arizona 35 $ 13,438,000 $ 383,942 $ 139,000
Hillsborough, Florida 32 $ 8,644,000 $ 270,125 $ 83,000
El Paso, Colorado 26 $ 8,699,000 $ 334,576 $ 51,000
Clark, Nevada 26 $ 8,375,000 $ 322,115 $ 91,000
Wyandotte, Kansas 24 $ 2,920,000 $ 121,666 $ 68,000
Fairfax, Virginia 23 $ 11,795,000 $ 512,826 $ 113,000
Harris, Texas 21 $ 5,676,000 $ 270,285 $ 77,000
Tarrant, Texas 21 $ 6,302,000 $ 300,095 $ 115,000
Broward, Florida 20 $ 7,329,000 $ 366,450 $ 105,000
King, Washington 20 $ 7,945,000 $ 397,250 $ 94,000
Leavenworth, Kansas 17 $ 3,717,000 $ 218,647 $ 77,000
Miami, Kansas 16 $ 4,671,000 $ 291,937 $ 124,000
Brevard, Florida 15 $ 4,496,000 $ 299,733 $ 79,000
Collin, Texas 15 $ 4,590,000 $ 306,000 $ 93,000
Los Angeles, California 14 $ 5,502,000 $ 393,000 $ 79,000
San Diego, California 14 $ 6,789,000 $ 484,928 $ 99,000
Pinellas, Florida 14 $ 3,582,000 $ 255,857 $ 89,000
Johnson, Missouri 14 $ 3,633,000 $ 259,500 $ 96,000
Cobb, Georgia 13 $ 4,120,000 $ 316,923 $ 69,000
Middlesex, Massachusetts 13 $ 4,946,000 $ 380,461 $ 81,000
Comal, Texas 13 $ 4,571,000 $ 351,615 $ 39,000
Anne Arundel, Maryland 12 $ 4,960,000 $ 413,333 $ 102,000
Bernalillo, New Mexico 12 $ 3,492,000 $ 291,000 $ 73,000
Wake, North Carolina 12 $ 3,835,000 $ 319,583 $ 74,000
Prince William, Virginia 12 $ 5,083,000 $ 423,583 $ 78,000
Douglas, Colorado 11 $ 3,865,000 $ 351,363 $ 39,000
Palm Beach, Florida 11 $ 3,481,000 $ 316,454 $ 65,000
Prince George's, Maryland 11 $ 4,028,000 $ 366,181 $ 74,000
Pierce, Washington 11 $ 3,495,000 $ 317,727 $ 68,000
Riverside, California 10 $ 3,294,000 $ 329,400 $ 58,000
Arapahoe, Colorado 10 $ 3,177,000 $ 317,700 $ 63,000
Rockingham, New Hampshire 10 $ 3,220,000 $ 322,000 $ 87,000
Mecklenburg, North Carolina 10 $ 3,729,000 $ 372,900 $ 88,000
Charleston, South Carolina 10 $ 3,776,000 $ 377,600 $ 60,000
Clark, Washington 10 $ 3,596,000 $ 359,600 $ 67,000
Jefferson, West Virginia 10 $ 2,834,000 $ 283,400 $ 95,000
Douglas, Kansas 9 $ 2,146,000 $ 238,444 $ 96,000
Bell, Texas 9 $ 2,065,000 $ 229,444 $ 92,000
Dallas, Texas 9 $ 2,888,000 $ 320,888 $ 113,000
Davis, Utah 9 $ 3,107,000 $ 345,222 $ 98,000
Loudoun, Virginia 9 $ 4,448,000 $ 494,222 $ 158,000
Sarasota, Florida 8 $ 2,212,000 $ 276,500 $ 55,000
St. Johns, Florida 8 $ 3,010,000 $ 376,250 $ 109,000
Montgomery, Maryland 8 $ 3,972,000 $ 496,500 $ 92,000
Denton, Texas 8 $ 2,676,000 $ 334,500 $ 106,000
Travis, Texas 8 $ 2,993,000 $ 374,125 $ 63,000
Kitsap, Washington 8 $ 3,055,000 $ 381,875 $ 105,000
Snohomish, Washington 8 $ 2,795,000 $ 349,375 $ 80,000
Pima, Arizona 7 $ 2,333,000 $ 333,285 $ 73,000
Ventura, California 7 $ 2,931,000 $ 418,714 $ 138,000
New Castle, Delaware 7 $ 2,386,000 $ 340,857 $ 67,000
Duval, Florida 7 $ 1,658,000 $ 236,857 $ 88,000
Norfolk, Massachusetts 7 $ 2,291,000 $ 327,285 $ 83,000
St. Charles, Missouri 7 $ 1,955,000 $ 279,285 $ 160,000
Parker, Texas 7 $ 1,844,000 $ 263,428 $ 41,000
Williamson, Texas 7 $ 1,982,000 $ 283,142 $ 75,000
Thurston, Washington 7 $ 2,406,000 $ 343,714 $ 104,000
Denver, Colorado 6 $ 2,118,000 $ 353,000 $ 58,000
Manatee, Florida 6 $ 1,781,000 $ 296,833 $ 58,000
Miami-Dade, Florida 6 $ 2,240,000 $ 373,333 $ 113,000
Pasco, Florida 6 $ 1,477,000 $ 246,166 $ 81,000
Sedgwick, Kansas 6 $ 1,158,000 $ 193,000 $ 76,000
Frederick, Maryland 6 $ 1,849,000 $ 308,166 $ 78,000
Macomb, Michigan 6 $ 1,419,000 $ 236,500 $ 67,000
Oakland, Michigan 6 $ 2,268,000 $ 378,000 $ 108,000
St. Louis, Missouri 6 $ 1,750,000 $ 291,666 $ 141,000
Sarpy, Nebraska 6 $ 1,450,000 $ 241,666 $ 42,000
Washington, Oregon 6 $ 2,039,000 $ 339,833 $ 106,000
Delaware, Pennsylvania 6 $ 2,154,000 $ 359,000 $ 71,000
Nueces, Texas 6 $ 1,496,000 $ 249,333 $ 52,000
Norfolk, Virginia 6 $ 1,877,000 $ 312,833 $ 80,000
Benton, Arkansas 5 $ 1,634,000 $ 326,800 $ 89,000
Orange, California 5 $ 3,131,000 $ 626,200 $ 300,000
Jefferson, Colorado 5 $ 1,782,000 $ 356,400 $ 116,000
Larimer, Colorado 5 $ 1,906,000 $ 381,200 $ 71,000
Bay, Florida 5 $ 1,573,000 $ 314,600 $ 132,000
Collier, Florida 5 $ 1,889,000 $ 377,800 $ 197,000
Orange, Florida 5 $ 987,000 $ 197,400 $ 86,000
Santa Rosa, Florida 5 $ 1,567,000 $ 313,400 $ 65,000
Seminole, Florida 5 $ 1,951,000 $ 390,200 $ 182,000
Sumter, Florida 5 $ 1,453,000 $ 290,600 $ 88,000
Fulton, Georgia 5 $ 1,860,000 $ 372,000 $ 188,000
Houston, Georgia 5 $ 1,654,000 $ 330,800 $ 100,000
Hardin, Kentucky 5 $ 1,272,000 $ 254,400 $ 64,000
Charles, Maryland 5 $ 1,770,000 $ 354,000 $ 90,000
Hennepin, Minnesota 5 $ 1,702,000 $ 340,400 $ 61,000
Clinton, Missouri 5 $ 1,005,000 $ 201,000 $ 70,000
Oklahoma, Oklahoma 5 $ 1,799,000 $ 359,800 $ 89,000
Horry, South Carolina 5 $ 1,074,000 $ 214,800 $ 61,000
Williamson, Tennessee 5 $ 2,967,000 $ 593,400 $ 126,000
Fort Bend, Texas 5 $ 1,783,000 $ 356,600 $ 120,000
Hays, Texas 5 $ 1,722,000 $ 344,400 $ 66,000
Hood, Texas 5 $ 1,865,000 $ 373,000 $ 115,000
Montgomery, Texas 5 $ 1,570,000 $ 314,000 $ 96,000
Weber, Utah 5 $ 1,666,000 $ 333,200 $ 104,000
Alexandria, Virginia 5 $ 2,568,000 $ 513,600 $ 107,000
Stafford, Virginia 5 $ 2,033,000 $ 406,600 $ 117,000
Virginia Beach, Virginia 5 $ 2,205,000 $ 441,000 $ 21,000
Madison, Alabama 4 $ 1,335,000 $ 333,750 $ 116,000
Boulder, Colorado 4 $ 1,577,000 $ 394,250 $ 91,000
Pueblo, Colorado 4 $ 949,000 $ 237,250 $ 30,000
St. Lucie, Florida 4 $ 870,000 $ 217,500 $ 85,000
Volusia, Florida 4 $ 1,294,000 $ 323,500 $ 161,000
Forsyth, Georgia 4 $ 1,162,000 $ 290,500 $ 90,000
Hall, Georgia 4 $ 1,203,000 $ 300,750 $ 69,000
Hamilton, Indiana 4 $ 1,237,000 $ 309,250 $ 83,000
Marion, Indiana 4 $ 1,141,000 $ 285,250 $ 111,000
Baltimore, Maryland 4 $ 1,414,000 $ 353,500 $ 83,000
St. Mary's, Maryland 4 $ 1,796,000 $ 449,000 $ 50,000
Essex, Massachusetts 4 $ 2,091,000 $ 522,750 $ 137,000
Plymouth, Massachusetts 4 $ 1,243,000 $ 310,750 $ 106,000
Worcester, Massachusetts 4 $ 1,254,000 $ 313,500 $ 55,000
Livingston, Michigan 4 $ 1,195,000 $ 298,750 $ 115,000
Dakota, Minnesota 4 $ 1,551,000 $ 387,750 $ 63,000
Lafayette, Missouri 4 $ 785,000 $ 196,250 $ 105,000
Douglas, Nebraska 4 $ 833,000 $ 208,250 $ 60,000
Washoe, Nevada 4 $ 1,130,000 $ 282,500 $ 50,000
Middlesex, New Jersey 4 $ 1,318,000 $ 329,500 $ 145,000
Monmouth, New Jersey 4 $ 1,294,000 $ 323,500 $ 73,000
Ocean, New Jersey 4 $ 1,118,000 $ 279,500 $ 62,000
Johnston, North Carolina 4 $ 1,075,000 $ 268,750 $ 52,000
Moore, North Carolina 4 $ 1,286,000 $ 321,500 $ 109,000
Comanche, Oklahoma 4 $ 1,036,000 $ 259,000 $ 95,000
Deschutes, Oregon 4 $ 1,150,000 $ 287,500 $ 216,000
Josephine, Oregon 4 $ 1,041,000 $ 260,250 $ 38,000
Bucks, Pennsylvania 4 $ 1,475,000 $ 368,750 $ 62,000
Beaufort, South Carolina 4 $ 1,201,000 $ 300,250 $ 58,000
Richland, South Carolina 4 $ 1,159,000 $ 289,750 $ 16,000
Montgomery, Tennessee 4 $ 941,000 $ 235,250 $ 51,000
Brazoria, Texas 4 $ 921,000 $ 230,250 $ 47,000
El Paso, Texas 4 $ 1,056,000 $ 264,000 $ 102,000
Galveston, Texas 4 $ 1,235,000 $ 308,750 $ 183,000
Guadalupe, Texas 4 $ 1,305,000 $ 326,250 $ 68,000
Hidalgo, Texas 4 $ 636,000 $ 159,000 $ 0
Kaufman, Texas 4 $ 1,254,000 $ 313,500 $ 89,000
Kendall, Texas 4 $ 1,560,000 $ 390,000 $ 0
Taylor, Texas 4 $ 1,246,000 $ 311,500 $ 87,000
Wilson, Texas 4 $ 860,000 $ 215,000 $ 39,000
Salt Lake, Utah 4 $ 1,112,000 $ 278,000 $ 104,000
Washington, Utah 4 $ 1,248,000 $ 312,000 $ 21,000
York, Virginia 4 $ 1,703,000 $ 425,750 $ 41,000
Milwaukee, Wisconsin 4 $ 880,000 $ 220,000 $ 97,000
Baldwin, Alabama 3 $ 958,000 $ 319,333 $ 29,000
Coconino, Arizona 3 $ 1,147,000 $ 382,333 $ 97,000
Mohave, Arizona 3 $ 1,078,000 $ 359,333 $ 43,000
Yavapai, Arizona 3 $ 674,000 $ 224,666 $ 99,000
Contra Costa, California 3 $ 1,213,000 $ 404,333 $ 98,000
Kern, California 3 $ 877,000 $ 292,333 $ 53,000
Sacramento, California 3 $ 818,000 $ 272,666 $ 107,000
San Bernardino, California 3 $ 1,131,000 $ 377,000 $ 105,000
Santa Clara, California 3 $ 1,635,000 $ 545,000 $ 118,000
Solano, California 3 $ 910,000 $ 303,333 $ 27,000
Stanislaus, California 3 $ 976,000 $ 325,333 $ 119,000
Adams, Colorado 3 $ 1,047,000 $ 349,000 $ 26,000
Eagle, Colorado 3 $ 2,432,000 $ 810,666 $ 261,000
Fremont, Colorado 3 $ 627,000 $ 209,000 $ 39,000
Weld, Colorado 3 $ 815,000 $ 271,666 $ 21,000
Fairfield, Connecticut 3 $ 1,005,000 $ 335,000 $ 25,000
Hartford, Connecticut 3 $ 885,000 $ 295,000 $ 167,000
Kent, Delaware 3 $ 908,000 $ 302,666 $ 82,000
Sussex, Delaware 3 $ 1,247,000 $ 415,666 $ 0
Citrus, Florida 3 $ 954,000 $ 318,000 $ 111,000
Lake, Florida 3 $ 1,188,000 $ 396,000 $ 207,000
Leon, Florida 3 $ 577,000 $ 192,333 $ 101,000
Marion, Florida 3 $ 891,000 $ 297,000 $ 68,000
Monroe, Florida 3 $ 967,000 $ 322,333 $ 67,000
Polk, Florida 3 $ 729,000 $ 243,000 $ 132,000
Coweta, Georgia 3 $ 900,000 $ 300,000 $ 117,000
DeKalb, Georgia 3 $ 1,028,000 $ 342,666 $ 69,000
Cook, Illinois 3 $ 929,000 $ 309,666 $ 66,000
Boone, Kentucky 3 $ 825,000 $ 275,000 $ 89,000
Caddo, Louisiana 3 $ 663,000 $ 221,000 $ 68,000
Orleans, Louisiana 3 $ 1,309,000 $ 436,333 $ 97,000
St. Tammany, Louisiana 3 $ 1,035,000 $ 345,000 $ 128,000
Calvert, Maryland 3 $ 1,095,000 $ 365,000 $ 95,000
Queen Anne's, Maryland 3 $ 1,322,000 $ 440,666 $ 17,000
DeSoto, Mississippi 3 $ 580,000 $ 193,333 $ 20,000
Buchanan, Missouri 3 $ 488,000 $ 162,666 $ 92,000
Camden, Missouri 3 $ 593,000 $ 197,666 $ 63,000
Douglas, Nevada 3 $ 940,000 $ 313,333 $ 83,000
Suffolk, New York 3 $ 1,064,000 $ 354,666 $ 100,000
Brunswick, North Carolina 3 $ 967,000 $ 322,333 $ 50,000
Cabarrus, North Carolina 3 $ 988,000 $ 329,333 $ 108,000
Cumberland, North Carolina 3 $ 648,000 $ 216,000 $ 58,000
Davidson, North Carolina 3 $ 664,000 $ 221,333 $ 45,000
Guilford, North Carolina 3 $ 762,000 $ 254,000 $ 118,000
Hoke, North Carolina 3 $ 664,000 $ 221,333 $ 32,000
Butler, Ohio 3 $ 756,000 $ 252,000 $ 102,000
Delaware, Ohio 3 $ 1,048,000 $ 349,333 $ 98,000
Greene, Ohio 3 $ 854,000 $ 284,666 $ 69,000
Medina, Ohio 3 $ 890,000 $ 296,666 $ 152,000
Montgomery, Ohio 3 $ 805,000 $ 268,333 $ 80,000
Polk, Oregon 3 $ 1,049,000 $ 349,666 $ 108,000
Allegheny, Pennsylvania 3 $ 897,000 $ 299,000 $ 171,000
Chester, Pennsylvania 3 $ 1,022,000 $ 340,666 $ 87,000
Cumberland, Pennsylvania 3 $ 1,067,000 $ 355,666 $ 36,000
Montgomery, Pennsylvania 3 $ 1,008,000 $ 336,000 $ 129,000
Anderson, Tennessee 3 $ 1,198,000 $ 399,333 $ 78,000
Rutherford, Tennessee 3 $ 895,000 $ 298,333 $ 41,000
McLennan, Texas 3 $ 954,000 $ 318,000 $ 96,000
Wasatch, Utah 3 $ 1,179,000 $ 393,000 $ 149,000
Chesterfield, Virginia 3 $ 629,000 $ 209,666 $ 73,000
Culpeper, Virginia 3 $ 1,125,000 $ 375,000 $ 85,000
Walworth, Wisconsin 3 $ 1,217,000 $ 405,666 $ 128,000
Waukesha, Wisconsin 3 $ 845,000 $ 281,666 $ 55,000
Jefferson, Alabama 2 $ 640,000 $ 320,000 $ 106,000
Lauderdale, Alabama 2 $ 795,000 $ 397,500 $ 241,000
Lee, Alabama 2 $ 862,000 $ 431,000 $ 98,000
Limestone, Alabama 2 $ 650,000 $ 325,000 $ 160,000
Pinal, Arizona 2 $ 373,000 $ 186,500 $ 98,000
Pulaski, Arkansas 2 $ 586,000 $ 293,000 $ 82,000
Alameda, California 2 $ 1,319,000 $ 659,500 $ 336,000
Fresno, California 2 $ 606,000 $ 303,000 $ 59,000
Madera, California 2 $ 712,000 $ 356,000 $ 0
Monterey, California 2 $ 813,000 $ 406,500 $ 85,000
Sonoma, California 2 $ 984,000 $ 492,000 $ 103,000
Custer, Colorado 2 $ 898,000 $ 449,000 $ 0
Ouray, Colorado 2 $ 1,072,000 $ 536,000 $ 64,000
Middlesex, Connecticut 2 $ 768,000 $ 384,000 $ 137,000
New London, Connecticut 2 $ 394,000 $ 197,000 $ 60,000
Clay, Florida 2 $ 633,000 $ 316,500 $ 0
Escambia, Florida 2 $ 507,000 $ 253,500 $ 98,000
Lee, Florida 2 $ 602,000 $ 301,000 $ 95,000
Walton, Florida 2 $ 454,000 $ 227,000 $ 80,000
Cherokee, Georgia 2 $ 544,000 $ 272,000 $ 0
Fayette, Georgia 2 $ 475,000 $ 237,500 $ 86,000
Glynn, Georgia 2 $ 621,000 $ 310,500 $ 159,000
Gwinnett, Georgia 2 $ 524,000 $ 262,000 $ 64,000
Henry, Georgia 2 $ 596,000 $ 298,000 $ 50,000
Jackson, Georgia 2 $ 639,000 $ 319,500 $ 62,000
Monroe, Georgia 2 $ 638,000 $ 319,000 $ 71,000
Muscogee, Georgia 2 $ 570,000 $ 285,000 $ 54,000
Rockdale, Georgia 2 $ 601,000 $ 300,500 $ 47,000
Ada, Idaho 2 $ 723,000 $ 361,500 $ 420,000
St. Clair, Illinois 2 $ 585,000 $ 292,500 $ 106,000
Linn, Iowa 2 $ 701,000 $ 350,500 $ 163,000
Ellis, Kansas 2 $ 415,000 $ 207,500 $ 53,000
Franklin, Kansas 2 $ 262,000 $ 131,000 $ 75,000
Lyon, Kansas 2 $ 334,000 $ 167,000 $ 71,000
Riley, Kansas 2 $ 502,000 $ 251,000 $ 74,000
Bossier, Louisiana 2 $ 639,000 $ 319,500 $ 128,000
Baltimore City, Maryland 2 $ 375,000 $ 187,500 $ 24,000
Howard, Maryland 2 $ 1,215,000 $ 607,500 $ 147,000
Barnstable, Massachusetts 2 $ 480,000 $ 240,000 $ 0
Bristol, Massachusetts 2 $ 977,000 $ 488,500 $ 60,000
Hampden, Massachusetts 2 $ 638,000 $ 319,000 $ 55,000
Monroe, Michigan 2 $ 473,000 $ 236,500 $ 41,000
Ramsey, Minnesota 2 $ 879,000 $ 439,500 $ 160,000
Sherburne, Minnesota 2 $ 460,000 $ 230,000 $ 0
Washington, Minnesota 2 $ 795,000 $ 397,500 $ 59,000
Bates, Missouri 2 $ 257,000 $ 128,500 $ 37,000
Boone, Missouri 2 $ 675,000 $ 337,500 $ 122,000
Daviess, Missouri 2 $ 642,000 $ 321,000 $ 325,000
Randolph, Missouri 2 $ 491,000 $ 245,500 $ 90,000
Ray, Missouri 2 $ 329,000 $ 164,500 $ 100,000
Stoddard, Missouri 2 $ 481,000 $ 240,500 $ 96,000
Taney, Missouri 2 $ 580,000 $ 290,000 $ 56,000
Lewis and Clark, Montana 2 $ 922,000 $ 461,000 $ 117,000
Ravalli, Montana 2 $ 494,000 $ 247,000 $ 31,000
Lancaster, Nebraska 2 $ 616,000 $ 308,000 $ 142,000
Carroll, New Hampshire 2 $ 512,000 $ 256,000 $ 110,000
Hillsborough, New Hampshire 2 $ 714,000 $ 357,000 $ 32,000
Merrimack, New Hampshire 2 $ 682,000 $ 341,000 $ 173,000
Bergen, New Jersey 2 $ 678,000 $ 339,000 $ 75,000
Warren, New Jersey 2 $ 338,000 $ 169,000 $ 47,000
Santa Fe, New Mexico 2 $ 671,000 $ 335,500 $ 59,000
Dutchess, New York 2 $ 585,000 $ 292,500 $ 110,000
Nassau, New York 2 $ 805,000 $ 402,500 $ 90,000
Alleghany, North Carolina 2 $ 1,167,000 $ 583,500 $ 128,000
Catawba, North Carolina 2 $ 494,000 $ 247,000 $ 38,000
Craven, North Carolina 2 $ 810,000 $ 405,000 $ 128,000
Durham, North Carolina 2 $ 617,000 $ 308,500 $ 41,000
Henderson, North Carolina 2 $ 600,000 $ 300,000 $ 51,000
Lincoln, North Carolina 2 $ 412,000 $ 206,000 $ 89,000
New Hanover, North Carolina 2 $ 688,000 $ 344,000 $ 102,000
Randolph, North Carolina 2 $ 411,000 $ 205,500 $ 53,000
Watauga, North Carolina 2 $ 732,000 $ 366,000 $ 114,000
Franklin, Ohio 2 $ 617,000 $ 308,500 $ 65,000
Geauga, Ohio 2 $ 450,000 $ 225,000 $ 110,000
Warren, Ohio 2 $ 621,000 $ 310,500 $ 146,000
Tulsa, Oklahoma 2 $ 542,000 $ 271,000 $ 93,000
Hood River, Oregon 2 $ 520,000 $ 260,000 $ 97,000
Lane, Oregon 2 $ 496,000 $ 248,000 $ 44,000
Lincoln, Oregon 2 $ 691,000 $ 345,500 $ 104,000
Multnomah, Oregon 2 $ 481,000 $ 240,500 $ 16,000
Butler, Pennsylvania 2 $ 773,000 $ 386,500 $ 127,000
Lebanon, Pennsylvania 2 $ 407,000 $ 203,500 $ 90,000
Berkeley, South Carolina 2 $ 895,000 $ 447,500 $ 146,000
Dorchester, South Carolina 2 $ 439,000 $ 219,500 $ 45,000
Georgetown, South Carolina 2 $ 571,000 $ 285,500 $ 79,000
Greenville, South Carolina 2 $ 559,000 $ 279,500 $ 106,000
York, South Carolina 2 $ 793,000 $ 396,500 $ 141,000
Davidson, Tennessee 2 $ 378,000 $ 189,000 $ 46,000
Sevier, Tennessee 2 $ 562,000 $ 281,000 $ 68,000
Shelby, Tennessee 2 $ 933,000 $ 466,500 $ 102,000
Tipton, Tennessee 2 $ 363,000 $ 181,500 $ 34,000
Gillespie, Texas 2 $ 274,000 $ 137,000 $ 0
Llano, Texas 2 $ 423,000 $ 211,500 $ 81,000
Rains, Texas 2 $ 739,000 $ 369,500 $ 52,000
Smith, Texas 2 $ 716,000 $ 358,000 $ 0
Cache, Utah 2 $ 611,000 $ 305,500 $ 133,000
Henrico, Virginia 2 $ 1,198,000 $ 599,000 $ 420,000
Spotsylvania, Virginia 2 $ 584,000 $ 292,000 $ 94,000
Spokane, Washington 2 $ 748,000 $ 374,000 $ 65,000
Berkeley, West Virginia 2 $ 944,000 $ 472,000 $ 0
Chippewa, Wisconsin 2 $ 481,000 $ 240,500 $ 0
Dane, Wisconsin 2 $ 493,000 $ 246,500 $ 38,000
Eau Claire, Wisconsin 2 $ 214,000 $ 107,000 $ 107,000
Laramie, Wyoming 2 $ 316,000 $ 158,000 $ 87,000
Coffee, Alabama 1 $ 246,000 $ 246,000 $ 101,000
Covington, Alabama 1 $ 233,000 $ 233,000 $ 119,000
Dale, Alabama 1 $ 232,000 $ 232,000 $ 196,000
Elmore, Alabama 1 $ 282,000 $ 282,000 $ 77,000
Houston, Alabama 1 $ 231,000 $ 231,000 $ 92,000
Mobile, Alabama 1 $ 253,000 $ 253,000 $ 0
Montgomery, Alabama 1 $ 364,000 $ 364,000 $ 0
Shelby, Alabama 1 $ 240,000 $ 240,000 $ 47,000
Talladega, Alabama 1 $ 252,000 $ 252,000 $ 66,000
Tuscaloosa, Alabama 1 $ 309,000 $ 309,000 $ 86,000
Gila, Arizona 1 $ 255,000 $ 255,000 $ 110,000
Graham, Arizona 1 $ 296,000 $ 296,000 $ 89,000
Yuma, Arizona 1 $ 226,000 $ 226,000 $ 38,000
Lonoke, Arkansas 1 $ 453,000 $ 453,000 $ 90,000
Madison, Arkansas 1 $ 219,000 $ 219,000 $ 104,000
Washington, Arkansas 1 $ 248,000 $ 248,000 $ 59,000
Humboldt, California 1 $ 352,000 $ 352,000 $ 152,000
Imperial, California 1 $ 332,000 $ 332,000 $ 164,000
Kings, California 1 $ 207,000 $ 207,000 $ 0
Mendocino, California 1 $ 303,000 $ 303,000 $ 0
Merced, California 1 $ 307,000 $ 307,000 $ 75,000
Placer, California 1 $ 333,000 $ 333,000 $ 95,000
San Benito, California 1 $ 613,000 $ 613,000 $ 144,000
San Joaquin, California 1 $ 224,000 $ 224,000 $ 53,000
San Luis Obispo, California 1 $ 264,000 $ 264,000 $ 0
San Mateo, California 1 $ 337,000 $ 337,000 $ 180,000
Shasta, California 1 $ 251,000 $ 251,000 $ 84,000
Sutter, California 1 $ 228,000 $ 228,000 $ 0
Tulare, California 1 $ 185,000 $ 185,000 $ 0
Yolo, California 1 $ 270,000 $ 270,000 $ 0
Broomfield, Colorado 1 $ 264,000 $ 264,000 $ 0
Chaffee, Colorado 1 $ 615,000 $ 615,000 $ 209,000
Elbert, Colorado 1 $ 333,000 $ 333,000 $ 0
Garfield, Colorado 1 $ 465,000 $ 465,000 $ 64,000
Mesa, Colorado 1 $ 228,000 $ 228,000 $ 0
San Miguel, Colorado 1 $ 656,000 $ 656,000 $ 64,000
Teller, Colorado 1 $ 417,000 $ 417,000 $ 143,000
Litchfield, Connecticut 1 $ 254,000 $ 254,000 $ 104,000
Charlotte, Florida 1 $ 385,000 $ 385,000 $ 97,000
Columbia, Florida 1 $ 80,000 $ 80,000 $ 41,000
Madison, Florida 1 $ 445,000 $ 445,000 $ 234,000
Okaloosa, Florida 1 $ 216,000 $ 216,000 $ 57,000
Osceola, Florida 1 $ 313,000 $ 313,000 $ 61,000
Wakulla, Florida 1 $ 261,000 $ 261,000 $ 171,000
Banks, Georgia 1 $ 376,000 $ 376,000 $ 130,000
Bartow, Georgia 1 $ 169,000 $ 169,000 $ 57,000
Carroll, Georgia 1 $ 417,000 $ 417,000 $ 0
Chatham, Georgia 1 $ 269,000 $ 269,000 $ 99,000
Clarke, Georgia 1 $ 184,000 $ 184,000 $ 94,000
Dawson, Georgia 1 $ 405,000 $ 405,000 $ 119,000
Dougherty, Georgia 1 $ 249,000 $ 249,000 $ 0
Douglas, Georgia 1 $ 289,000 $ 289,000 $ 109,000
Effingham, Georgia 1 $ 336,000 $ 336,000 $ 0
Gordon, Georgia 1 $ 304,000 $ 304,000 $ 108,000
Harris, Georgia 1 $ 286,000 $ 286,000 $ 0
Lee, Georgia 1 $ 242,000 $ 242,000 $ 93,000
McDuffie, Georgia 1 $ 330,000 $ 330,000 $ 153,000
Oconee, Georgia 1 $ 525,000 $ 525,000 $ 0
Pickens, Georgia 1 $ 515,000 $ 515,000 $ 120,000
Putnam, Georgia 1 $ 482,000 $ 482,000 $ 260,000
Walker, Georgia 1 $ 275,000 $ 275,000 $ 180,000
Honolulu, Hawaii 1 $ 414,000 $ 414,000 $ 149,000
Canyon, Idaho 1 $ 339,000 $ 339,000 $ 65,000
Jefferson, Idaho 1 $ 308,000 $ 308,000 $ 44,000
Kootenai, Idaho 1 $ 228,000 $ 228,000 $ 0
Clinton, Illinois 1 $ 210,000 $ 210,000 $ 0
DuPage, Illinois 1 $ 240,000 $ 240,000 $ 0
Kendall, Illinois 1 $ 192,000 $ 192,000 $ 0
Lee, Illinois 1 $ 214,000 $ 214,000 $ 0
Daviess, Indiana 1 $ 244,000 $ 244,000 $ 47,000
Dearborn, Indiana 1 $ 208,000 $ 208,000 $ 0
Floyd, Indiana 1 $ 247,000 $ 247,000 $ 0
Hancock, Indiana 1 $ 215,000 $ 215,000 $ 50,000
Harrison, Indiana 1 $ 248,000 $ 248,000 $ 84,000
Warrick, Indiana 1 $ 390,000 $ 390,000 $ 117,000
Dallas, Iowa 1 $ 290,000 $ 290,000 $ 0
Dickinson, Iowa 1 $ 190,000 $ 190,000 $ 110,000
Polk, Iowa 1 $ 248,000 $ 248,000 $ 0
Shelby, Iowa 1 $ 346,000 $ 346,000 $ 0
Wapello, Iowa 1 $ 344,000 $ 344,000 $ 131,000
Webster, Iowa 1 $ 186,000 $ 186,000 $ 0
Woodbury, Iowa 1 $ 334,000 $ 334,000 $ 0
Anderson, Kansas 1 $ 57,000 $ 57,000 $ 68,000
Coffey, Kansas 1 $ 200,000 $ 200,000 $ 89,000
Jefferson, Kansas 1 $ 264,000 $ 264,000 $ 119,000
Ottawa, Kansas 1 $ 52,000 $ 52,000 $ 35,000
Saline, Kansas 1 $ 201,000 $ 201,000 $ 82,000
Boyd, Kentucky 1 $ 336,000 $ 336,000 $ 19,000
Christian, Kentucky 1 $ 210,000 $ 210,000 $ 0
Fleming, Kentucky 1 $ 210,000 $ 210,000 $ 148,000
Jefferson, Kentucky 1 $ 276,000 $ 276,000 $ 287,000
Jessamine, Kentucky 1 $ 542,000 $ 542,000 $ 178,000
Oldham, Kentucky 1 $ 349,000 $ 349,000 $ 158,000
Pulaski, Kentucky 1 $ 332,000 $ 332,000 $ 60,000
Trigg, Kentucky 1 $ 231,000 $ 231,000 $ 0
Warren, Kentucky 1 $ 572,000 $ 572,000 $ 443,000
Cameron, Louisiana 1 $ 176,000 $ 176,000 $ 146,000
East Baton Rouge, Louisiana 1 $ 311,000 $ 311,000 $ 204,000
Jefferson, Louisiana 1 $ 151,000 $ 151,000 $ 0
Rapides, Louisiana 1 $ 197,000 $ 197,000 $ 0
St. Mary, Louisiana 1 $ 247,000 $ 247,000 $ 99,000
Vernon, Louisiana 1 $ 153,000 $ 153,000 $ 0
Cumberland, Maine 1 $ 260,000 $ 260,000 $ 0
York, Maine 1 $ 260,000 $ 260,000 $ 0
Carroll, Maryland 1 $ 299,000 $ 299,000 $ 82,000
Somerset, Maryland 1 $ 330,000 $ 330,000 $ 136,000
Washington, Maryland 1 $ 212,000 $ 212,000 $ 87,000
Suffolk, Massachusetts 1 $ 486,000 $ 486,000 $ 80,000
Genesee, Michigan 1 $ 225,000 $ 225,000 $ 87,000
Jackson, Michigan 1 $ 1,000 $ 1,000 $ 162,000
Kent, Michigan 1 $ 150,000 $ 150,000 $ 81,000
Lapeer, Michigan 1 $ 297,000 $ 297,000 $ 104,000
Anoka, Minnesota 1 $ 342,000 $ 342,000 $ 0
Carlton, Minnesota 1 $ 319,000 $ 319,000 $ 142,000
Carver, Minnesota 1 $ 260,000 $ 260,000 $ 0
Chisago, Minnesota 1 $ 257,000 $ 257,000 $ 0
Goodhue, Minnesota 1 $ 417,000 $ 417,000 $ 122,000
Itasca, Minnesota 1 $ 236,000 $ 236,000 $ 89,000
Olmsted, Minnesota 1 $ 346,000 $ 346,000 $ 0
Pope, Minnesota 1 $ 351,000 $ 351,000 $ 93,000
St. Louis, Minnesota 1 $ 185,000 $ 185,000 $ 600,000
Stearns, Minnesota 1 $ 250,000 $ 250,000 $ 134,000
Wabasha, Minnesota 1 $ 304,000 $ 304,000 $ 119,000
Wright, Minnesota 1 $ 529,000 $ 529,000 $ 172,000
Adams, Mississippi 1 $ 366,000 $ 366,000 $ 0
Lamar, Mississippi 1 $ 683,000 $ 683,000 $ 260,000
Rankin, Mississippi 1 $ 317,000 $ 317,000 $ 69,000
Christian, Missouri 1 $ 210,000 $ 210,000 $ 72,000
Cole, Missouri 1 $ 333,000 $ 333,000 $ 157,000
Douglas, Missouri 1 $ 294,000 $ 294,000 $ 50,000
Franklin, Missouri 1 $ 194,000 $ 194,000 $ 69,000
Greene, Missouri 1 $ 50,000 $ 50,000 $ 20,000
Henry, Missouri 1 $ 81,000 $ 81,000 $ 54,000
Laclede, Missouri 1 $ 332,000 $ 332,000 $ 0
Moniteau, Missouri 1 $ 295,000 $ 295,000 $ 79,000
Morgan, Missouri 1 $ 216,000 $ 216,000 $ 88,000
Newton, Missouri 1 $ 414,000 $ 414,000 $ 100,000
Nodaway, Missouri 1 $ 94,000 $ 94,000 $ 25,000
Broadwater, Montana 1 $ 271,000 $ 271,000 $ 0
Gallatin, Montana 1 $ 305,000 $ 305,000 $ 61,000
Silver Bow, Montana 1 $ 85,000 $ 85,000 $ 48,000
Yellowstone, Montana 1 $ 262,000 $ 262,000 $ 0
Churchill, Nevada 1 $ 310,000 $ 310,000 $ 150,000
Strafford, New Hampshire 1 $ 232,000 $ 232,000 $ 0
Atlantic, New Jersey 1 $ 260,000 $ 260,000 $ 111,000
Burlington, New Jersey 1 $ 417,000 $ 417,000 $ 108,000
Cape May, New Jersey 1 $ 297,000 $ 297,000 $ 73,000
Essex, New Jersey 1 $ 339,000 $ 339,000 $ 104,000
Gloucester, New Jersey 1 $ 393,000 $ 393,000 $ 0
Hunterdon, New Jersey 1 $ 477,000 $ 477,000 $ 0
Mercer, New Jersey 1 $ 40,000 $ 40,000 $ 84,000
Morris, New Jersey 1 $ 322,000 $ 322,000 $ 0
Passaic, New Jersey 1 $ 382,000 $ 382,000 $ 81,000
Union, New Jersey 1 $ 310,000 $ 310,000 $ 90,000
Chaves, New Mexico 1 $ 312,000 $ 312,000 $ 0
Curry, New Mexico 1 $ 209,000 $ 209,000 $ 90,000
Eddy, New Mexico 1 $ 225,000 $ 225,000 $ 127,000
Los Alamos, New Mexico 1 $ 433,000 $ 433,000 $ 133,000
Otero, New Mexico 1 $ 356,000 $ 356,000 $ 174,000
San Juan, New Mexico 1 $ 85,000 $ 85,000 $ 139,000
Torrance, New Mexico 1 $ 309,000 $ 309,000 $ 0
Delaware, New York 1 $ 442,000 $ 442,000 $ 78,000
Monroe, New York 1 $ 340,000 $ 340,000 $ 157,000
Oneida, New York 1 $ 373,000 $ 373,000 $ 177,000
Onondaga, New York 1 $ 276,000 $ 276,000 $ 169,000
Rensselaer, New York 1 $ 230,000 $ 230,000 $ 48,000
Richmond, New York 1 $ 1,332,000 $ 1,332,000 $ 137,000
Westchester, New York 1 $ 428,000 $ 428,000 $ 100,000
Ashe, North Carolina 1 $ 265,000 $ 265,000 $ 50,000
Buncombe, North Carolina 1 $ 169,000 $ 169,000 $ 42,000
Carteret, North Carolina 1 $ 574,000 $ 574,000 $ 182,000
Chatham, North Carolina 1 $ 461,000 $ 461,000 $ 164,000
Currituck, North Carolina 1 $ 220,000 $ 220,000 $ 98,000
Dare, North Carolina 1 $ 380,000 $ 380,000 $ 87,000
Forsyth, North Carolina 1 $ 292,000 $ 292,000 $ 145,000
Franklin, North Carolina 1 $ 265,000 $ 265,000 $ 81,000
Gaston, North Carolina 1 $ 276,000 $ 276,000 $ 0
Granville, North Carolina 1 $ 330,000 $ 330,000 $ 133,000
Harnett, North Carolina 1 $ 367,000 $ 367,000 $ 0
Lee, North Carolina 1 $ 369,000 $ 369,000 $ 0
Pender, North Carolina 1 $ 261,000 $ 261,000 $ 0
Perquimans, North Carolina 1 $ 264,000 $ 264,000 $ 73,000
Pitt, North Carolina 1 $ 322,000 $ 322,000 $ 197,000
Rowan, North Carolina 1 $ 380,000 $ 380,000 $ 158,000
Grand Forks, North Dakota 1 $ 150,000 $ 150,000 $ 53,000
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Mortgage Loan Application Detail Totals for First Federal Bank of Kansas City in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,833 $468,381,000 $255,000 $1,332,000 $93,000 $692,000
Refinancing 1,263 $379,162,000 $300,000 $1,310,000 $78,000 $964,000
Home Improvement 55 $520,000 $9,000 $15,000 $56,000 $151,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,038 $556,238,000 $272,000 $1,310,000 $92,000 $964,000
Not Provided 562 $156,942,000 $279,000 $969,000 $91,000 $673,000
Black or African American 212 $42,513,000 $200,000 $720,000 $60,000 $530,000
Hispanic 151 $40,677,000 $269,000 $1,332,000 $81,000 $363,000
Not applicable 96 $24,419,000 $254,000 $606,000 $0 $0
Asian 59 $18,355,000 $311,000 $1,140,000 $109,000 $510,000
American Indian or Alaskan Native 25 $7,312,000 $292,000 $641,000 $70,000 $269,000
Native Hawaiin or Other Pacific Islander 8 $1,607,000 $200,000 $398,000 $101,000 $332,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,440 $477,937,000 $331,000 $1,332,000 $80,000 $964,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,271 $322,468,000 $253,000 $1,310,000 $110,000 $682,000
FHA-insured (Federal Housing Administration) 419 $45,435,000 $108,000 $393,000 $42,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $2,223,000 $105,000 $211,000 $38,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,942 $563,695,000 $290,000 $1,140,000 $95,000 $692,000
Application Withdrawn By Applicant 510 $147,864,000 $289,000 $1,120,000 $104,000 $774,000
Preapproval Denied by Financial Institution 261 $22,397,000 $85,000 $1,165,000 $32,000 $288,000
Application Denied By Financial Institution 242 $59,077,000 $244,000 $1,332,000 $71,000 $964,000
Loan Purchased By The Institution 96 $24,419,000 $254,000 $606,000 $0 $0
Application Approved But Not Accepted 90 $27,348,000 $303,000 $873,000 $104,000 $583,000
File Closed For Incompleteness 10 $3,263,000 $326,000 $735,000 $71,000 $158,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 322 $31,994,000 $99,000 $1,332,000 $38,000 $288,000
Debt-To-Income Ratio 88 $22,184,000 $252,000 $656,000 $57,000 $239,000
Collateral 45 $14,495,000 $322,000 $1,165,000 $99,000 $260,000
Other 17 $5,925,000 $348,000 $615,000 $112,000 $964,000
Employment History 16 $2,632,000 $164,000 $409,000 $52,000 $158,000
Unverifiable Information 9 $2,964,000 $329,000 $1,310,000 $62,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 4 $868,000 $217,000 $417,000 $111,000 $247,000
Mortgage Insurance Denied 1 $14,000 $14,000 $14,000 $44,000 $44,000
Credit Application Incomplete 1 $398,000 $398,000 $398,000 $41,000 $41,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Federal Bank of Kansas City's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Federal Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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