First Midwest Bank Mortgage Lending & HMDA Data, 2016

In 2016, First Midwest Bank of Gurnee, IL reported 7,650 mortgage applications totaling $928.1 million, up 24% from 2015. The average application was for $121,315, and applicants reported an average income of $91,340. 42% of its applications resulted in an originated loan and 54% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (3,272), Gary, IN (659) and Lake County-Kenosha County, IL-WI (504) (applications in parentheses).

Mortgage Company & Address First Midwest Bank
300 N. Hunt Club Road
Gurnee, IL 60031
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,650
Total Mortgage Loan Application Amount $928,063,000
Average Mortgage Loan Application Amount $121,315
Highest Mortgage Loan Application Amount $21,000,000
Average Applicant Income $91,340
Highest Applicant Income $4,039,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Midwest Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Midwest Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 2,008 $ 437,187,000 $ 217,722 $ 104,000
Will, Illinois 701 $ 70,936,000 $ 101,192 $ 94,000
Lake, Indiana 594 $ 52,687,000 $ 88,698 $ 75,000
Lake, Illinois 486 $ 83,409,000 $ 171,623 $ 108,000
DuPage, Illinois 254 $ 45,654,000 $ 179,740 $ 158,000
DeKalb, Illinois 243 $ 27,604,000 $ 113,596 $ 86,000
Vermilion, Illinois 164 $ 6,946,000 $ 42,353 $ 62,000
McHenry, Illinois 157 $ 17,865,000 $ 113,789 $ 93,000
Kane, Illinois 133 $ 22,415,000 $ 168,533 $ 140,000
Scott, Iowa 110 $ 5,183,000 $ 47,118 $ 82,000
Rock Island, Illinois 97 $ 5,456,000 $ 56,247 $ 97,000
Grundy, Illinois 92 $ 13,825,000 $ 150,271 $ 95,000
LaSalle, Illinois 90 $ 7,412,000 $ 82,355 $ 67,000
Knox, Illinois 85 $ 3,909,000 $ 45,988 $ 63,000
Marion, Indiana 62 $ 1,104,000 $ 17,806 $ 76,000
Kendall, Illinois 60 $ 7,414,000 $ 123,566 $ 95,000
Porter, Indiana 58 $ 4,287,000 $ 73,913 $ 84,000
Hamilton, Indiana 28 $ 476,000 $ 17,000 $ 100,000
Champaign, Illinois 27 $ 2,716,000 $ 100,592 $ 87,000
Polk, Iowa 26 $ 435,000 $ 16,730 $ 61,000
Broward, Florida 25 $ 326,000 $ 13,040 $ 68,000
Miami-Dade, Florida 24 $ 223,000 $ 9,291 $ 60,000
Queens, New York 23 $ 296,000 $ 12,869 $ 70,000
Palm Beach, Florida 22 $ 3,535,000 $ 160,681 $ 131,000
Kankakee, Illinois 21 $ 2,463,000 $ 117,285 $ 75,000
Suffolk, New York 19 $ 251,000 $ 13,210 $ 73,000
Henry, Illinois 18 $ 1,554,000 $ 86,333 $ 58,000
Kenosha, Wisconsin 18 $ 2,056,000 $ 114,222 $ 81,000
Hendricks, Indiana 16 $ 561,000 $ 35,062 $ 66,000
Kings, New York 16 $ 240,000 $ 15,000 $ 67,000
Milwaukee, Wisconsin 16 $ 1,372,000 $ 85,750 $ 68,000
Fairfield, Connecticut 15 $ 195,000 $ 13,000 $ 101,000
Vigo, Indiana 15 $ 195,000 $ 13,000 $ 53,000
Worcester, Massachusetts 15 $ 176,000 $ 11,733 $ 62,000
Hartford, Connecticut 14 $ 173,000 $ 12,357 $ 88,000
Pinellas, Florida 14 $ 1,200,000 $ 85,714 $ 132,000
Winnebago, Illinois 14 $ 259,000 $ 18,500 $ 66,000
Elkhart, Indiana 14 $ 152,000 $ 10,857 $ 54,000
Middlesex, Massachusetts 14 $ 152,000 $ 10,857 $ 66,000
Allegheny, Pennsylvania 14 $ 112,000 $ 8,000 $ 73,000
St. Joseph, Indiana 13 $ 215,000 $ 16,538 $ 66,000
Fairfax, Virginia 13 $ 209,000 $ 16,076 $ 107,000
Walworth, Wisconsin 13 $ 4,542,000 $ 349,384 $ 201,000
Sangamon, Illinois 12 $ 419,000 $ 34,916 $ 87,000
Johnson, Indiana 12 $ 271,000 $ 22,583 $ 75,000
St. Louis, Missouri 12 $ 152,000 $ 12,666 $ 120,000
Cobb, Georgia 11 $ 115,000 $ 10,454 $ 78,000
Madison, Illinois 11 $ 148,000 $ 13,454 $ 76,000
Kosciusko, Indiana 11 $ 508,000 $ 46,181 $ 60,000
St. Charles, Missouri 11 $ 100,000 $ 9,090 $ 84,000
Nassau, New York 11 $ 191,000 $ 17,363 $ 89,000
Hillsborough, Florida 10 $ 340,000 $ 34,000 $ 100,000
Lee, Florida 10 $ 359,000 $ 35,900 $ 60,000
St. Clair, Illinois 10 $ 161,000 $ 16,100 $ 88,000
LaPorte, Indiana 10 $ 434,000 $ 43,400 $ 61,000
Suffolk, Massachusetts 10 $ 102,000 $ 10,200 $ 101,000
Jackson, Missouri 10 $ 162,000 $ 16,200 $ 57,000
Bronx, New York 10 $ 95,000 $ 9,500 $ 42,000
Franklin, Ohio 10 $ 21,124,000 $ 2,112,400 $ 44,000
El Paso, Colorado 9 $ 252,000 $ 28,000 $ 81,000
New Haven, Connecticut 9 $ 150,000 $ 16,666 $ 71,000
Clark, Indiana 9 $ 141,000 $ 15,666 $ 47,000
Tippecanoe, Indiana 9 $ 179,000 $ 19,888 $ 41,000
Washington, Indiana 9 $ 143,000 $ 15,888 $ 62,000
Bristol, Massachusetts 9 $ 133,000 $ 14,777 $ 71,000
Hampden, Massachusetts 9 $ 140,000 $ 15,555 $ 62,000
Philadelphia, Pennsylvania 9 $ 118,000 $ 13,111 $ 74,000
Arapahoe, Colorado 8 $ 111,000 $ 13,875 $ 57,000
New Castle, Delaware 8 $ 64,000 $ 8,000 $ 59,000
Polk, Florida 8 $ 65,000 $ 8,125 $ 71,000
Sarasota, Florida 8 $ 930,000 $ 116,250 $ 96,000
Gwinnett, Georgia 8 $ 73,000 $ 9,125 $ 68,000
Lee, Illinois 8 $ 784,000 $ 98,000 $ 67,000
Mercer, Illinois 8 $ 457,000 $ 57,125 $ 75,000
Tazewell, Illinois 8 $ 163,000 $ 20,375 $ 85,000
Allen, Indiana 8 $ 177,000 $ 22,125 $ 71,000
Sedgwick, Kansas 8 $ 69,000 $ 8,625 $ 82,000
Essex, Massachusetts 8 $ 113,000 $ 14,125 $ 82,000
Duval, Florida 7 $ 77,000 $ 11,000 $ 71,000
Boone, Illinois 7 $ 374,000 $ 53,428 $ 78,000
Jefferson, Illinois 7 $ 95,000 $ 13,571 $ 66,000
McLean, Illinois 7 $ 6,199,000 $ 885,571 $ 49,000
Ogle, Illinois 7 $ 437,000 $ 62,428 $ 73,000
Jasper, Indiana 7 $ 245,000 $ 35,000 $ 53,000
Madison, Indiana 7 $ 251,000 $ 35,857 $ 78,000
Muscatine, Iowa 7 $ 109,000 $ 15,571 $ 71,000
Johnson, Kansas 7 $ 54,000 $ 7,714 $ 61,000
St. Louis City, Missouri 7 $ 85,000 $ 12,142 $ 62,000
Erie, New York 7 $ 103,000 $ 14,714 $ 90,000
Westchester, New York 7 $ 90,000 $ 12,857 $ 80,000
Wake, North Carolina 7 $ 75,000 $ 10,714 $ 88,000
Summit, Ohio 7 $ 75,000 $ 10,714 $ 54,000
Bucks, Pennsylvania 7 $ 81,000 $ 11,571 $ 102,000
Delaware, Pennsylvania 7 $ 84,000 $ 12,000 $ 74,000
Montgomery, Pennsylvania 7 $ 69,000 $ 9,857 $ 80,000
Westmoreland, Pennsylvania 7 $ 90,000 $ 12,857 $ 87,000
Providence, Rhode Island 7 $ 58,000 $ 8,285 $ 59,000
Dane, Wisconsin 7 $ 5,766,000 $ 823,714 $ 46,000
Denver, Colorado 6 $ 241,000 $ 40,166 $ 73,000
Lake, Florida 6 $ 444,000 $ 74,000 $ 52,000
Pasco, Florida 6 $ 60,000 $ 10,000 $ 46,000
DeKalb, Georgia 6 $ 75,000 $ 12,500 $ 142,000
Forsyth, Georgia 6 $ 85,000 $ 14,166 $ 86,000
Peoria, Illinois 6 $ 163,000 $ 27,166 $ 57,000
Delaware, Indiana 6 $ 120,000 $ 20,000 $ 70,000
Morgan, Indiana 6 $ 94,000 $ 15,666 $ 68,000
Noble, Indiana 6 $ 218,000 $ 36,333 $ 63,000
White, Indiana 6 $ 153,000 $ 25,500 $ 66,000
Clinton, Iowa 6 $ 59,000 $ 9,833 $ 67,000
Jefferson, Kentucky 6 $ 71,000 $ 11,833 $ 47,000
Norfolk, Massachusetts 6 $ 108,000 $ 18,000 $ 66,000
Chesapeake, Virginia 6 $ 93,000 $ 15,500 $ 72,000
Henrico, Virginia 6 $ 50,000 $ 8,333 $ 36,000
Prince William, Virginia 6 $ 97,000 $ 16,166 $ 104,000
Pulaski, Arkansas 5 $ 78,000 $ 15,600 $ 62,000
Weld, Colorado 5 $ 54,000 $ 10,800 $ 91,000
Manatee, Florida 5 $ 298,000 $ 59,600 $ 165,000
Orange, Florida 5 $ 405,000 $ 81,000 $ 85,000
Fulton, Georgia 5 $ 70,000 $ 14,000 $ 213,000
Fulton, Illinois 5 $ 155,000 $ 31,000 $ 68,000
Whiteside, Illinois 5 $ 1,441,000 $ 288,200 $ 53,000
Woodford, Illinois 5 $ 80,000 $ 16,000 $ 149,000
Hancock, Indiana 5 $ 58,000 $ 11,600 $ 51,000
Henry, Indiana 5 $ 90,000 $ 18,000 $ 72,000
Monroe, Indiana 5 $ 439,000 $ 87,800 $ 84,000
Scott, Indiana 5 $ 93,000 $ 18,600 $ 55,000
Vanderburgh, Indiana 5 $ 94,000 $ 18,800 $ 36,000
Jasper, Iowa 5 $ 63,000 $ 12,600 $ 68,000
Pottawattamie, Iowa 5 $ 46,000 $ 9,200 $ 59,000
Plymouth, Massachusetts 5 $ 69,000 $ 13,800 $ 52,000
Dakota, Minnesota 5 $ 70,000 $ 14,000 $ 68,000
Mecklenburg, North Carolina 5 $ 83,000 $ 16,600 $ 101,000
Union, North Carolina 5 $ 45,000 $ 9,000 $ 72,000
Cuyahoga, Ohio 5 $ 54,000 $ 10,800 $ 44,000
Hamilton, Ohio 5 $ 51,000 $ 10,200 $ 75,000
Chesterfield, Virginia 5 $ 36,000 $ 7,200 $ 91,000
Newport News, Virginia 5 $ 85,000 $ 17,000 $ 84,000
Virginia Beach, Virginia 5 $ 54,000 $ 10,800 $ 88,000
Waukesha, Wisconsin 5 $ 80,000 $ 16,000 $ 95,000
Eagle, Colorado 4 $ 497,000 $ 124,250 $ 89,000
Litchfield, Connecticut 4 $ 50,000 $ 12,500 $ 36,000
Brevard, Florida 4 $ 35,000 $ 8,750 $ 72,000
Osceola, Florida 4 $ 37,000 $ 9,250 $ 55,000
St. Lucie, Florida 4 $ 52,000 $ 13,000 $ 49,000
Fayette, Georgia 4 $ 59,000 $ 14,750 $ 74,000
Whitfield, Georgia 4 $ 28,000 $ 7,000 $ 41,000
Coles, Illinois 4 $ 24,000 $ 6,000 $ 40,000
Iroquois, Illinois 4 $ 490,000 $ 122,500 $ 108,000
Macon, Illinois 4 $ 26,000 $ 6,500 $ 70,000
McDonough, Illinois 4 $ 89,000 $ 22,250 $ 43,000
Piatt, Illinois 4 $ 198,000 $ 49,500 $ 88,000
Warren, Illinois 4 $ 136,000 $ 34,000 $ 88,000
Dubois, Indiana 4 $ 59,000 $ 14,750 $ 43,000
Fountain, Indiana 4 $ 174,000 $ 43,500 $ 56,000
Howard, Indiana 4 $ 60,000 $ 15,000 $ 97,000
Jackson, Indiana 4 $ 54,000 $ 13,500 $ 34,000
Miami, Indiana 4 $ 38,000 $ 9,500 $ 50,000
Ripley, Indiana 4 $ 60,000 $ 15,000 $ 38,000
Shelby, Indiana 4 $ 131,000 $ 32,750 $ 57,000
Union, Indiana 4 $ 38,000 $ 9,500 $ 82,000
Warren, Indiana 4 $ 253,000 $ 63,250 $ 90,000
Des Moines, Iowa 4 $ 27,000 $ 6,750 $ 67,000
Dubuque, Iowa 4 $ 70,000 $ 17,500 $ 55,000
Story, Iowa 4 $ 42,000 $ 10,500 $ 61,000
Butler, Kansas 4 $ 46,000 $ 11,500 $ 50,000
Fayette, Kentucky 4 $ 51,000 $ 12,750 $ 70,000
Barnstable, Massachusetts 4 $ 60,000 $ 15,000 $ 82,000
Hennepin, Minnesota 4 $ 73,000 $ 18,250 $ 40,000
Boone, Missouri 4 $ 57,000 $ 14,250 $ 47,000
Clay, Missouri 4 $ 26,000 $ 6,500 $ 48,000
Douglas, Nebraska 4 $ 60,000 $ 15,000 $ 68,000
New York, New York 4 $ 50,000 $ 12,500 $ 99,000
Onondaga, New York 4 $ 64,000 $ 16,000 $ 105,000
Orange, New York 4 $ 64,000 $ 16,000 $ 97,000
Rensselaer, New York 4 $ 39,000 $ 9,750 $ 46,000
Cabarrus, North Carolina 4 $ 37,000 $ 9,250 $ 79,000
Geauga, Ohio 4 $ 46,000 $ 11,500 $ 55,000
Berks, Pennsylvania 4 $ 60,000 $ 15,000 $ 81,000
Cambria, Pennsylvania 4 $ 26,000 $ 6,500 $ 51,000
Chester, Pennsylvania 4 $ 90,000 $ 22,500 $ 85,000
Clearfield, Pennsylvania 4 $ 35,000 $ 8,750 $ 61,000
Greenville, South Carolina 4 $ 55,000 $ 13,750 $ 72,000
Horry, South Carolina 4 $ 61,000 $ 15,250 $ 59,000
Spotsylvania, Virginia 4 $ 35,000 $ 8,750 $ 63,000
Stafford, Virginia 4 $ 44,000 $ 11,000 $ 85,000
Racine, Wisconsin 4 $ 328,000 $ 82,000 $ 114,000
Sheboygan, Wisconsin 4 $ 659,000 $ 164,750 $ 53,000
Maricopa, Arizona 3 $ 1,203,000 $ 401,000 $ 1,096,000
Lonoke, Arkansas 3 $ 34,000 $ 11,333 $ 68,000
San Diego, California 3 $ 3,032,000 $ 1,010,666 $ 416,000
Jefferson, Colorado 3 $ 56,000 $ 18,666 $ 76,000
La Plata, Colorado 3 $ 26,000 $ 8,666 $ 30,000
Kent, Delaware 3 $ 47,000 $ 15,666 $ 51,000
Sussex, Delaware 3 $ 43,000 $ 14,333 $ 62,000
Charlotte, Florida 3 $ 38,000 $ 12,666 $ 64,000
Marion, Florida 3 $ 35,000 $ 11,666 $ 64,000
Volusia, Florida 3 $ 21,000 $ 7,000 $ 47,000
Cherokee, Georgia 3 $ 38,000 $ 12,666 $ 73,000
Hall, Georgia 3 $ 17,000 $ 5,666 $ 47,000
Paulding, Georgia 3 $ 52,000 $ 17,333 $ 61,000
Thomas, Georgia 3 $ 27,000 $ 9,000 $ 81,000
Bond, Illinois 3 $ 33,000 $ 11,000 $ 80,000
Carroll, Illinois 3 $ 276,000 $ 92,000 $ 91,000
Christian, Illinois 3 $ 36,000 $ 12,000 $ 62,000
Douglas, Illinois 3 $ 146,000 $ 48,666 $ 40,000
Jackson, Illinois 3 $ 42,000 $ 14,000 $ 39,000
Jersey, Illinois 3 $ 174,000 $ 58,000 $ 75,000
Livingston, Illinois 3 $ 212,000 $ 70,666 $ 324,000
Macoupin, Illinois 3 $ 29,000 $ 9,666 $ 38,000
Massac, Illinois 3 $ 17,000 $ 5,666 $ 76,000
Monroe, Illinois 3 $ 33,000 $ 11,000 $ 77,000
Montgomery, Illinois 3 $ 72,000 $ 24,000 $ 69,000
Carroll, Indiana 3 $ 77,000 $ 25,666 $ 60,000
Floyd, Indiana 3 $ 58,000 $ 19,333 $ 88,000
Harrison, Indiana 3 $ 36,000 $ 12,000 $ 58,000
Jefferson, Indiana 3 $ 24,000 $ 8,000 $ 97,000
Marshall, Indiana 3 $ 39,000 $ 13,000 $ 38,000
Owen, Indiana 3 $ 119,000 $ 39,666 $ 58,000
Pike, Indiana 3 $ 109,000 $ 36,333 $ 59,000
Starke, Indiana 3 $ 123,000 $ 41,000 $ 133,000
Vermillion, Indiana 3 $ 152,000 $ 50,666 $ 53,000
Wayne, Indiana 3 $ 67,000 $ 22,333 $ 72,000
Cedar, Iowa 3 $ 122,000 $ 40,666 $ 44,000
Cerro Gordo, Iowa 3 $ 37,000 $ 12,333 $ 41,000
Clay, Iowa 3 $ 58,000 $ 19,333 $ 108,000
Dallas, Iowa 3 $ 70,000 $ 23,333 $ 72,000
Hancock, Iowa 3 $ 57,000 $ 19,000 $ 140,000
Henry, Iowa 3 $ 36,000 $ 12,000 $ 49,000
Johnson, Iowa 3 $ 52,000 $ 17,333 $ 44,000
Marion, Iowa 3 $ 62,000 $ 20,666 $ 149,000
Union, Iowa 3 $ 28,000 $ 9,333 $ 53,000
Woodbury, Iowa 3 $ 45,000 $ 15,000 $ 45,000
Douglas, Kansas 3 $ 30,000 $ 10,000 $ 58,000
Leavenworth, Kansas 3 $ 34,000 $ 11,333 $ 98,000
Hampshire, Massachusetts 3 $ 26,000 $ 8,666 $ 57,000
Allegan, Michigan 3 $ 2,347,000 $ 782,333 $ 291,000
Goodhue, Minnesota 3 $ 33,000 $ 11,000 $ 56,000
Jefferson, Missouri 3 $ 48,000 $ 16,000 $ 52,000
Texas, Missouri 3 $ 27,000 $ 9,000 $ 74,000
Adams, Nebraska 3 $ 31,000 $ 10,333 $ 72,000
Lancaster, Nebraska 3 $ 47,000 $ 15,666 $ 44,000
Belknap, New Hampshire 3 $ 31,000 $ 10,333 $ 78,000
Hillsborough, New Hampshire 3 $ 40,000 $ 13,333 $ 90,000
Rockingham, New Hampshire 3 $ 39,000 $ 13,000 $ 95,000
Dutchess, New York 3 $ 50,000 $ 16,666 $ 55,000
Monroe, New York 3 $ 50,000 $ 16,666 $ 79,000
Cleveland, North Carolina 3 $ 42,000 $ 14,000 $ 74,000
Durham, North Carolina 3 $ 32,000 $ 10,666 $ 56,000
Guilford, North Carolina 3 $ 55,000 $ 18,333 $ 77,000
Lincoln, North Carolina 3 $ 28,000 $ 9,333 $ 80,000
Delaware, Ohio 3 $ 47,000 $ 15,666 $ 106,000
Medina, Ohio 3 $ 53,000 $ 17,666 $ 69,000
Montgomery, Ohio 3 $ 30,000 $ 10,000 $ 50,000
Trumbull, Ohio 3 $ 22,000 $ 7,333 $ 18,000
Blair, Pennsylvania 3 $ 34,000 $ 11,333 $ 40,000
Butler, Pennsylvania 3 $ 40,000 $ 13,333 $ 49,000
Mercer, Pennsylvania 3 $ 30,000 $ 10,000 $ 50,000
Monroe, Pennsylvania 3 $ 52,000 $ 17,333 $ 94,000
Schuylkill, Pennsylvania 3 $ 29,000 $ 9,666 $ 86,000
Warren, Pennsylvania 3 $ 13,000 $ 4,333 $ 60,000
Washington, Pennsylvania 3 $ 45,000 $ 15,000 $ 33,000
Richland, South Carolina 3 $ 55,000 $ 18,333 $ 85,000
Spartanburg, South Carolina 3 $ 24,000 $ 8,000 $ 66,000
York, South Carolina 3 $ 65,000 $ 21,666 $ 82,000
Loudoun, Virginia 3 $ 41,000 $ 13,666 $ 89,000
Norfolk, Virginia 3 $ 39,000 $ 13,000 $ 67,000
Brown, Wisconsin 3 $ 26,000 $ 8,666 $ 59,000
Fond du Lac, Wisconsin 3 $ 620,000 $ 206,666 $ 48,000
Washington, Wisconsin 3 $ 52,000 $ 17,333 $ 75,000
Waupaca, Wisconsin 3 $ 1,618,000 $ 539,333 $ 11,000
Winnebago, Wisconsin 3 $ 30,000 $ 10,000 $ 194,000
Benton, Arkansas 2 $ 35,000 $ 17,500 $ 59,000
Drew, Arkansas 2 $ 36,000 $ 18,000 $ 71,000
Faulkner, Arkansas 2 $ 28,000 $ 14,000 $ 87,000
Independence, Arkansas 2 $ 30,000 $ 15,000 $ 76,000
Saline, Arkansas 2 $ 25,000 $ 12,500 $ 28,000
Washington, Arkansas 2 $ 24,000 $ 12,000 $ 28,000
Boulder, Colorado 2 $ 29,000 $ 14,500 $ 38,000
Douglas, Colorado 2 $ 474,000 $ 237,000 $ 227,000
Garfield, Colorado 2 $ 16,000 $ 8,000 $ 62,000
Pueblo, Colorado 2 $ 25,000 $ 12,500 $ 67,000
Middlesex, Connecticut 2 $ 40,000 $ 20,000 $ 87,000
New London, Connecticut 2 $ 16,000 $ 8,000 $ 41,000
Alachua, Florida 2 $ 7,000 $ 3,500 $ 108,000
Bay, Florida 2 $ 46,000 $ 23,000 $ 30,000
Collier, Florida 2 $ 2,104,000 $ 1,052,000 $ 475,000
Columbia, Florida 2 $ 40,000 $ 20,000 $ 57,000
Indian River, Florida 2 $ 110,000 $ 55,000 $ 44,000
Okaloosa, Florida 2 $ 272,000 $ 136,000 $ 121,000
Sumter, Florida 2 $ 21,000 $ 10,500 $ 71,000
Barrow, Georgia 2 $ 20,000 $ 10,000 $ 83,000
Bartow, Georgia 2 $ 29,000 $ 14,500 $ 41,000
Bibb, Georgia 2 $ 34,000 $ 17,000 $ 66,000
Bulloch, Georgia 2 $ 18,000 $ 9,000 $ 49,000
Chatham, Georgia 2 $ 25,000 $ 12,500 $ 60,000
Columbia, Georgia 2 $ 36,000 $ 18,000 $ 72,000
Douglas, Georgia 2 $ 24,000 $ 12,000 $ 99,000
Henry, Georgia 2 $ 30,000 $ 15,000 $ 122,000
Houston, Georgia 2 $ 24,000 $ 12,000 $ 102,000
Lee, Georgia 2 $ 15,000 $ 7,500 $ 51,000
Tift, Georgia 2 $ 20,000 $ 10,000 $ 63,000
Walker, Georgia 2 $ 19,000 $ 9,500 $ 73,000
Bureau, Illinois 2 $ 84,000 $ 42,000 $ 49,000
Ford, Illinois 2 $ 38,000 $ 19,000 $ 62,000
Henderson, Illinois 2 $ 32,000 $ 16,000 $ 87,000
Marshall, Illinois 2 $ 12,000 $ 6,000 $ 49,000
Pike, Illinois 2 $ 50,000 $ 25,000 $ 120,000
Randolph, Illinois 2 $ 18,000 $ 9,000 $ 46,000
Washington, Illinois 2 $ 25,000 $ 12,500 $ 101,000
Williamson, Illinois 2 $ 33,000 $ 16,500 $ 36,000
Adams, Indiana 2 $ 99,000 $ 49,500 $ 36,000
Bartholomew, Indiana 2 $ 555,000 $ 277,500 $ 183,000
Boone, Indiana 2 $ 35,000 $ 17,500 $ 99,000
Daviess, Indiana 2 $ 10,000 $ 5,000 $ 99,000
Franklin, Indiana 2 $ 35,000 $ 17,500 $ 79,000
Greene, Indiana 2 $ 22,000 $ 11,000 $ 60,000
LaGrange, Indiana 2 $ 25,000 $ 12,500 $ 59,000
Lawrence, Indiana 2 $ 50,000 $ 25,000 $ 68,000
Pulaski, Indiana 2 $ 17,000 $ 8,500 $ 44,000
Sullivan, Indiana 2 $ 15,000 $ 7,500 $ 17,000
Warrick, Indiana 2 $ 264,000 $ 132,000 $ 164,000
Wells, Indiana 2 $ 30,000 $ 15,000 $ 19,000
Boone, Iowa 2 $ 38,000 $ 19,000 $ 42,000
Decatur, Iowa 2 $ 18,000 $ 9,000 $ 70,000
Emmet, Iowa 2 $ 39,000 $ 19,500 $ 23,000
Lee, Iowa 2 $ 50,000 $ 25,000 $ 42,000
Linn, Iowa 2 $ 30,000 $ 15,000 $ 47,000
Mahaska, Iowa 2 $ 40,000 $ 20,000 $ 67,000
Warren, Iowa 2 $ 22,000 $ 11,000 $ 111,000
Bourbon, Kansas 2 $ 20,000 $ 10,000 $ 65,000
Nemaha, Kansas 2 $ 24,000 $ 12,000 $ 78,000
Shawnee, Kansas 2 $ 28,000 $ 14,000 $ 76,000
Kenton, Kentucky 2 $ 33,000 $ 16,500 $ 62,000
Madison, Kentucky 2 $ 25,000 $ 12,500 $ 33,000
De Soto, Louisiana 2 $ 4,000 $ 2,000 $ 40,000
Hancock, Maine 2 $ 27,000 $ 13,500 $ 218,000
Kennebec, Maine 2 $ 33,000 $ 16,500 $ 96,000
Berrien, Michigan 2 $ 572,000 $ 286,000 $ 290,000
Mason, Michigan 2 $ 74,000 $ 37,000 $ 94,000
Ottawa, Michigan 2 $ 459,000 $ 229,500 $ 94,000
Van Buren, Michigan 2 $ 489,000 $ 244,500 $ 161,000
Benton, Minnesota 2 $ 12,000 $ 6,000 $ 24,000
Washington, Minnesota 2 $ 27,000 $ 13,500 $ 50,000
Wright, Minnesota 2 $ 16,000 $ 8,000 $ 47,000
Butler, Missouri 2 $ 14,000 $ 7,000 $ 45,000
Callaway, Missouri 2 $ 32,000 $ 16,000 $ 31,000
Dunklin, Missouri 2 $ 6,000 $ 3,000 $ 22,000
Franklin, Missouri 2 $ 25,000 $ 12,500 $ 103,000
Greene, Missouri 2 $ 27,000 $ 13,500 $ 36,000
Platte, Missouri 2 $ 17,000 $ 8,500 $ 71,000
St. Francois, Missouri 2 $ 18,000 $ 9,000 $ 59,000
Merrimack, New Hampshire 2 $ 10,000 $ 5,000 $ 51,000
Albany, New York 2 $ 45,000 $ 22,500 $ 72,000
Chautauqua, New York 2 $ 41,000 $ 20,500 $ 27,000
Chemung, New York 2 $ 35,000 $ 17,500 $ 61,000
Livingston, New York 2 $ 20,000 $ 10,000 $ 18,000
Madison, New York 2 $ 13,000 $ 6,500 $ 38,000
Niagara, New York 2 $ 30,000 $ 15,000 $ 45,000
Richmond, New York 2 $ 7,000 $ 3,500 $ 54,000
Saratoga, New York 2 $ 28,000 $ 14,000 $ 73,000
Schenectady, New York 2 $ 30,000 $ 15,000 $ 43,000
Cumberland, North Carolina 2 $ 23,000 $ 11,500 $ 65,000
Haywood, North Carolina 2 $ 11,000 $ 5,500 $ 47,000
Iredell, North Carolina 2 $ 25,000 $ 12,500 $ 68,000
New Hanover, North Carolina 2 $ 24,000 $ 12,000 $ 87,000
Watauga, North Carolina 2 $ 23,000 $ 11,500 $ 76,000
Wayne, North Carolina 2 $ 23,000 $ 11,500 $ 51,000
Wilson, North Carolina 2 $ 24,000 $ 12,000 $ 38,000
Lorain, Ohio 2 $ 33,000 $ 16,500 $ 22,000
Lucas, Ohio 2 $ 31,000 $ 15,500 $ 46,000
Mahoning, Ohio 2 $ 21,000 $ 10,500 $ 21,000
Portage, Ohio 2 $ 27,000 $ 13,500 $ 40,000
Stark, Ohio 2 $ 26,000 $ 13,000 $ 73,000
Tuscarawas, Ohio 2 $ 32,000 $ 16,000 $ 41,000
Clarion, Pennsylvania 2 $ 11,000 $ 5,500 $ 24,000
Cumberland, Pennsylvania 2 $ 38,000 $ 19,000 $ 58,000
Erie, Pennsylvania 2 $ 40,000 $ 20,000 $ 57,000
Fayette, Pennsylvania 2 $ 8,000 $ 4,000 $ 46,000
Franklin, Pennsylvania 2 $ 18,000 $ 9,000 $ 106,000
Northampton, Pennsylvania 2 $ 40,000 $ 20,000 $ 152,000
Susquehanna, Pennsylvania 2 $ 12,000 $ 6,000 $ 20,000
Venango, Pennsylvania 2 $ 23,000 $ 11,500 $ 46,000
York, Pennsylvania 2 $ 19,000 $ 9,500 $ 102,000
Bristol, Rhode Island 2 $ 40,000 $ 20,000 $ 114,000
Newport, Rhode Island 2 $ 50,000 $ 25,000 $ 190,000
Aiken, South Carolina 2 $ 50,000 $ 25,000 $ 55,000
Laurens, South Carolina 2 $ 9,000 $ 4,500 $ 36,000
Accomack, Virginia 2 $ 18,000 $ 9,000 $ 48,000
Albemarle, Virginia 2 $ 21,000 $ 10,500 $ 47,000
Arlington, Virginia 2 $ 27,000 $ 13,500 $ 65,000
Augusta, Virginia 2 $ 13,000 $ 6,500 $ 45,000
Campbell, Virginia 2 $ 30,000 $ 15,000 $ 25,000
Carroll, Virginia 2 $ 19,000 $ 9,500 $ 44,000
Colonial Heights, Virginia 2 $ 15,000 $ 7,500 $ 76,000
Floyd, Virginia 2 $ 28,000 $ 14,000 $ 43,000
Louisa, Virginia 2 $ 40,000 $ 20,000 $ 54,000
Manassas, Virginia 2 $ 15,000 $ 7,500 $ 63,000
Pittsylvania, Virginia 2 $ 12,000 $ 6,000 $ 46,000
Pulaski, Virginia 2 $ 13,000 $ 6,500 $ 30,000
Richmond City, Virginia 2 $ 34,000 $ 17,000 $ 140,000
Staunton, Virginia 2 $ 3,000 $ 1,500 $ 52,000
Suffolk, Virginia 2 $ 21,000 $ 10,500 $ 76,000
Warren, Virginia 2 $ 24,000 $ 12,000 $ 69,000
Washington, Virginia 2 $ 664,000 $ 332,000 $ 194,000
Westmoreland, Virginia 2 $ 25,000 $ 12,500 $ 33,000
Ashland, Wisconsin 2 $ 17,000 $ 8,500 $ 49,000
Dodge, Wisconsin 2 $ 22,000 $ 11,000 $ 99,000
Door, Wisconsin 2 $ 244,000 $ 122,000 $ 22,000
Dunn, Wisconsin 2 $ 21,000 $ 10,500 $ 114,000
Grant, Wisconsin 2 $ 16,000 $ 8,000 $ 52,000
Green, Wisconsin 2 $ 23,000 $ 11,500 $ 85,000
Green Lake, Wisconsin 2 $ 1,762,000 $ 881,000 $ 20,000
Jefferson, Wisconsin 2 $ 11,000 $ 5,500 $ 60,000
Monroe, Wisconsin 2 $ 20,000 $ 10,000 $ 53,000
Oneida, Wisconsin 2 $ 691,000 $ 345,500 $ 263,000
Pierce, Wisconsin 2 $ 23,000 $ 11,500 $ 33,000
Rock, Wisconsin 2 $ 69,000 $ 34,500 $ 25,000
Sauk, Wisconsin 2 $ 495,000 $ 247,500 $ 646,000
Clay, Arkansas 1 $ 7,000 $ 7,000 $ 24,000
Crawford, Arkansas 1 $ 15,000 $ 15,000 $ 90,000
Desha, Arkansas 1 $ 15,000 $ 15,000 $ 92,000
Garland, Arkansas 1 $ 25,000 $ 25,000 $ 85,000
Grant, Arkansas 1 $ 20,000 $ 20,000 $ 82,000
Hot Spring, Arkansas 1 $ 3,000 $ 3,000 $ 17,000
Jackson, Arkansas 1 $ 1,000 $ 1,000 $ 14,000
Marion, Arkansas 1 $ 20,000 $ 20,000 $ 120,000
Ouachita, Arkansas 1 $ 10,000 $ 10,000 $ 38,000
Scott, Arkansas 1 $ 20,000 $ 20,000 $ 80,000
Stone, Arkansas 1 $ 25,000 $ 25,000 $ 121,000
Orange, California 1 $ 73,000 $ 73,000 $ 63,000
Riverside, California 1 $ 880,000 $ 880,000 $ 583,000
San Francisco, California 1 $ 15,000 $ 15,000 $ 300,000
San Joaquin, California 1 $ 15,000 $ 15,000 $ 49,000
Adams, Colorado 1 $ 3,000 $ 3,000 $ 33,000
Archuleta, Colorado 1 $ 23,000 $ 23,000 $ 145,000
Chaffee, Colorado 1 $ 20,000 $ 20,000 $ 17,000
Delta, Colorado 1 $ 10,000 $ 10,000 $ 41,000
Dolores, Colorado 1 $ 4,000 $ 4,000 $ 34,000
Elbert, Colorado 1 $ 18,000 $ 18,000 $ 68,000
Fremont, Colorado 1 $ 10,000 $ 10,000 $ 27,000
Huerfano, Colorado 1 $ 7,000 $ 7,000 $ 108,000
Larimer, Colorado 1 $ 20,000 $ 20,000 $ 50,000
Mesa, Colorado 1 $ 18,000 $ 18,000 $ 45,000
Montezuma, Colorado 1 $ 25,000 $ 25,000 $ 74,000
Otero, Colorado 1 $ 25,000 $ 25,000 $ 45,000
Tolland, Connecticut 1 $ 5,000 $ 5,000 $ 60,000
Flagler, Florida 1 $ 15,000 $ 15,000 $ 64,000
Hernando, Florida 1 $ 15,000 $ 15,000 $ 21,000
Highlands, Florida 1 $ 12,000 $ 12,000 $ 75,000
Jackson, Florida 1 $ 25,000 $ 25,000 $ 31,000
Monroe, Florida 1 $ 20,000 $ 20,000 $ 121,000
Seminole, Florida 1 $ 25,000 $ 25,000 $ 115,000
Taylor, Florida 1 $ 4,000 $ 4,000 $ 46,000
Walton, Florida 1 $ 10,000 $ 10,000 $ 58,000
Burke, Georgia 1 $ 10,000 $ 10,000 $ 70,000
Camden, Georgia 1 $ 16,000 $ 16,000 $ 64,000
Colquitt, Georgia 1 $ 11,000 $ 11,000 $ 50,000
Crisp, Georgia 1 $ 10,000 $ 10,000 $ 60,000
Dougherty, Georgia 1 $ 13,000 $ 13,000 $ 60,000
Floyd, Georgia 1 $ 20,000 $ 20,000 $ 22,000
Gilmer, Georgia 1 $ 10,000 $ 10,000 $ 42,000
Gordon, Georgia 1 $ 12,000 $ 12,000 $ 34,000
Grady, Georgia 1 $ 20,000 $ 20,000 $ 25,000
Habersham, Georgia 1 $ 20,000 $ 20,000 $ 10,000
Harris, Georgia 1 $ 5,000 $ 5,000 $ 23,000
Jasper, Georgia 1 $ 6,000 $ 6,000 $ 45,000
Laurens, Georgia 1 $ 21,000 $ 21,000 $ 38,000
Lumpkin, Georgia 1 $ 17,000 $ 17,000 $ 50,000
Monroe, Georgia 1 $ 7,000 $ 7,000 $ 33,000
Newton, Georgia 1 $ 10,000 $ 10,000 $ 101,000
Richmond, Georgia 1 $ 10,000 $ 10,000 $ 53,000
Stewart, Georgia 1 $ 25,000 $ 25,000 $ 104,000
Sumter, Georgia 1 $ 1,000 $ 1,000 $ 15,000
Tattnall, Georgia 1 $ 20,000 $ 20,000 $ 38,000
Troup, Georgia 1 $ 9,000 $ 9,000 $ 145,000
Union, Georgia 1 $ 20,000 $ 20,000 $ 53,000
Walton, Georgia 1 $ 25,000 $ 25,000 $ 140,000
Ware, Georgia 1 $ 5,000 $ 5,000 $ 35,000
Wilkes, Georgia 1 $ 9,000 $ 9,000 $ 40,000
Adams, Illinois 1 $ 13,000 $ 13,000 $ 186,000
Alexander, Illinois 1 $ 3,000 $ 3,000 $ 38,000
Cass, Illinois 1 $ 20,000 $ 20,000 $ 14,000
Clark, Illinois 1 $ 15,000 $ 15,000 $ 49,000
Clay, Illinois 1 $ 10,000 $ 10,000 $ 60,000
Crawford, Illinois 1 $ 15,000 $ 15,000 $ 41,000
Cumberland, Illinois 1 $ 6,000 $ 6,000 $ 35,000
De Witt, Illinois 1 $ 10,000 $ 10,000 $ 47,000
Effingham, Illinois 1 $ 10,000 $ 10,000 $ 29,000
Franklin, Illinois 1 $ 12,000 $ 12,000 $ 41,000
Hancock, Illinois 1 $ 10,000 $ 10,000 $ 43,000
Jasper, Illinois 1 $ 15,000 $ 15,000 $ 39,000
Jo Daviess, Illinois 1 $ 24,000 $ 24,000 $ 74,000
Johnson, Illinois 1 $ 78,000 $ 78,000 $ 23,000
Marion, Illinois 1 $ 3,000 $ 3,000 $ 20,000
Mason, Illinois 1 $ 4,000 $ 4,000 $ 55,000
Morgan, Illinois 1 $ 2,000 $ 2,000 $ 55,000
Moultrie, Illinois 1 $ 5,000 $ 5,000 $ 30,000
Perry, Illinois 1 $ 6,000 $ 6,000 $ 65,000
Pope, Illinois 1 $ 10,000 $ 10,000 $ 44,000
Saline, Illinois 1 $ 4,000 $ 4,000 $ 39,000
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Mortgage Loan Application Detail Totals for First Midwest Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 4,572 $87,387,000 $19,000 $1,316,000 $76,000 $1,026,000
Refinancing 1,899 $568,539,000 $299,000 $21,000,000 $126,000 $4,039,000
Home Purchase 1,179 $272,137,000 $230,000 $21,000,000 $95,000 $3,079,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,834 $497,440,000 $102,000 $2,941,000 $101,000 $4,039,000
Not Provided 982 $44,385,000 $45,000 $2,000,000 $85,000 $1,560,000
Hispanic 883 $75,982,000 $86,000 $776,000 $63,000 $663,000
Black or African American 511 $23,190,000 $45,000 $563,000 $64,000 $322,000
Asian 187 $27,325,000 $146,000 $1,136,000 $166,000 $1,119,000
Not applicable 169 $254,058,000 $1,503,000 $21,000,000 $0 $0
American Indian or Alaskan Native 49 $1,894,000 $38,000 $792,000 $66,000 $380,000
Native Hawaiin or Other Pacific Islander 35 $3,789,000 $108,000 $451,000 $94,000 $249,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,209 $867,102,000 $120,000 $21,000,000 $93,000 $4,039,000
FHA-insured (Federal Housing Administration) 417 $57,501,000 $137,000 $371,000 $59,000 $893,000
VA-guaranteed (Veterans Administration) 16 $2,540,000 $158,000 $252,000 $77,000 $166,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $920,000 $115,000 $154,000 $56,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,147 $223,458,000 $53,000 $2,380,000 $76,000 $1,493,000
Loan Originated 3,223 $666,295,000 $206,000 $21,000,000 $110,000 $4,039,000
Application Withdrawn By Applicant 161 $29,599,000 $183,000 $792,000 $108,000 $893,000
Application Approved But Not Accepted 119 $8,711,000 $73,000 $640,000 $90,000 $503,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,639 $48,528,000 $29,000 $860,000 $57,000 $512,000
Credit History 1,596 $44,706,000 $28,000 $2,000,000 $76,000 $650,000
Credit Application Incomplete 569 $78,872,000 $138,000 $2,100,000 $115,000 $1,493,000
Collateral 196 $32,867,000 $167,000 $920,000 $118,000 $1,119,000
Unverifiable Information 57 $8,806,000 $154,000 $2,380,000 $106,000 $749,000
Other 43 $2,439,000 $56,000 $535,000 $75,000 $215,000
Insufficient Cash (Downpayment, Closing Cost) 30 $6,289,000 $209,000 $1,200,000 $79,000 $385,000
Employment History 17 $951,000 $55,000 $231,000 $84,000 $438,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Midwest Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Midwest Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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