First National Bank of America Mortgage Lending & HMDA Data, 2020

In 2020, First National Bank of America of East Lansing, MI reported 12,426 mortgage applications totaling $1.8 billion, up 132% from 2019. The average application was for $144,168, and applicants reported an average income of $100,970. 19% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (622), Houston-The Woodlands-Sugar Land, TX (595) and Dallas-Plano-Irving, TX (335) (applications in parentheses).

Mortgage Company & Address First National Bank of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,426
Total Mortgage Loan Application Amount $1,791,440,000
Average Mortgage Loan Application Amount $144,168
Highest Mortgage Loan Application Amount $3,615,000
Average Applicant Income $100,970
Highest Applicant Income $3,425,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of America by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 387 $ 45,605,000 $ 117,842 $ 78,000
Maricopa, Arizona 237 $ 45,125,000 $ 190,400 $ 67,000
Dallas, Texas 191 $ 19,645,000 $ 102,853 $ 116,000
Miami-Dade, Florida 188 $ 32,240,000 $ 171,489 $ 151,000
Los Angeles, California 170 $ 52,640,000 $ 309,647 $ 341,000
Broward, Florida 164 $ 29,900,000 $ 182,317 $ 121,000
Gwinnett, Georgia 164 $ 29,370,000 $ 179,085 $ 78,000
Clark, Nevada 158 $ 26,570,000 $ 168,164 $ 91,000
Bexar, Texas 146 $ 12,410,000 $ 85,000 $ 98,000
Fairfield, Connecticut 142 $ 31,900,000 $ 224,647 $ 95,000
Cook, Illinois 142 $ 17,480,000 $ 123,098 $ 64,000
Prince George's, Maryland 135 $ 29,855,000 $ 221,148 $ 99,000
Palm Beach, Florida 118 $ 27,770,000 $ 235,338 $ 163,000
Tarrant, Texas 114 $ 14,100,000 $ 123,684 $ 112,000
Lee, Florida 111 $ 14,375,000 $ 129,504 $ 147,000
Cobb, Georgia 111 $ 16,905,000 $ 152,297 $ 77,000
Harrison, Mississippi 103 $ 3,835,000 $ 37,233 $ 0
Montgomery, Maryland 92 $ 23,810,000 $ 258,804 $ 117,000
Hidalgo, Texas 91 $ 4,875,000 $ 53,571 $ 506,000
Fort Bend, Texas 83 $ 15,705,000 $ 189,216 $ 104,000
Baltimore, Maryland 75 $ 13,295,000 $ 177,266 $ 83,000
Riverside, California 74 $ 14,200,000 $ 191,891 $ 72,000
Orange, Florida 73 $ 14,075,000 $ 192,808 $ 152,000
Hillsborough, Florida 71 $ 14,385,000 $ 202,605 $ 224,000
New Haven, Connecticut 68 $ 10,040,000 $ 147,647 $ 68,000
Marion, Florida 68 $ 3,790,000 $ 55,735 $ 95,000
Davidson, Tennessee 68 $ 11,370,000 $ 167,205 $ 89,000
Salt Lake, Utah 67 $ 14,505,000 $ 216,492 $ 81,000
DeKalb, Georgia 66 $ 10,830,000 $ 164,090 $ 99,000
Marion, Indiana 66 $ 7,200,000 $ 109,090 $ 55,000
Jackson, Mississippi 66 $ 2,370,000 $ 35,909 $ 60,000
Travis, Texas 64 $ 11,300,000 $ 176,562 $ 98,000
Middlesex, Massachusetts 62 $ 16,440,000 $ 265,161 $ 119,000
Montgomery, Texas 61 $ 7,875,000 $ 129,098 $ 103,000
King, Washington 61 $ 17,205,000 $ 282,049 $ 187,000
San Bernardino, California 60 $ 6,910,000 $ 115,166 $ 85,000
Polk, Florida 60 $ 5,210,000 $ 86,833 $ 79,000
Volusia, Florida 58 $ 6,880,000 $ 118,620 $ 137,000
Fulton, Georgia 55 $ 10,095,000 $ 183,545 $ 132,000
Worcester, Massachusetts 55 $ 11,285,000 $ 205,181 $ 93,000
Pasco, Florida 52 $ 7,480,000 $ 143,846 $ 192,000
Duval, Florida 50 $ 5,430,000 $ 108,600 $ 130,000
Anne Arundel, Maryland 50 $ 10,090,000 $ 201,800 $ 114,000
Mohave, Arizona 49 $ 2,815,000 $ 57,448 $ 71,000
Pima, Arizona 49 $ 5,115,000 $ 104,387 $ 87,000
Osceola, Florida 44 $ 8,600,000 $ 195,454 $ 167,000
Burlington, New Jersey 43 $ 1,795,000 $ 41,744 $ 59,000
Jefferson, Alabama 41 $ 3,865,000 $ 94,268 $ 54,000
Denton, Texas 41 $ 9,365,000 $ 228,414 $ 101,000
Collin, Texas 40 $ 8,010,000 $ 200,250 $ 210,000
Utah, Utah 40 $ 9,670,000 $ 241,750 $ 97,000
St. Lucie, Florida 39 $ 5,845,000 $ 149,871 $ 100,000
Snohomish, Washington 39 $ 10,245,000 $ 262,692 $ 89,000
Orange, California 38 $ 9,790,000 $ 257,631 $ 0
Pinellas, Florida 38 $ 5,570,000 $ 146,578 $ 142,000
Jefferson, Kentucky 38 $ 4,340,000 $ 114,210 $ 52,000
Pierce, Washington 38 $ 8,990,000 $ 236,578 $ 105,000
Pinal, Arizona 37 $ 6,065,000 $ 163,918 $ 125,000
Suffolk, New York 37 $ 9,085,000 $ 245,540 $ 108,000
Sarasota, Florida 36 $ 4,710,000 $ 130,833 $ 94,000
Hennepin, Minnesota 36 $ 5,200,000 $ 144,444 $ 73,000
Horry, South Carolina 36 $ 3,780,000 $ 105,000 $ 111,000
Cherokee, Georgia 35 $ 7,535,000 $ 215,285 $ 99,000
Bucks, Pennsylvania 35 $ 5,515,000 $ 157,571 $ 184,000
Lake, Florida 34 $ 4,110,000 $ 120,882 $ 100,000
Cameron, Texas 34 $ 2,170,000 $ 63,823 $ 287,000
El Paso, Texas 34 $ 2,270,000 $ 66,764 $ 0
Jefferson, Texas 34 $ 1,310,000 $ 38,529 $ 0
Fresno, California 33 $ 4,425,000 $ 134,090 $ 79,000
San Diego, California 33 $ 8,375,000 $ 253,787 $ 0
Rutherford, Tennessee 33 $ 6,805,000 $ 206,212 $ 112,000
Middlesex, New Jersey 32 $ 3,330,000 $ 104,062 $ 141,000
Ocean, New Jersey 32 $ 2,430,000 $ 75,937 $ 50,000
Williamson, Texas 32 $ 5,110,000 $ 159,687 $ 104,000
Alameda, California 31 $ 10,185,000 $ 328,548 $ 0
Galveston, Texas 31 $ 4,585,000 $ 147,903 $ 114,000
Fairfax, Virginia 31 $ 8,035,000 $ 259,193 $ 107,000
Adams, Colorado 30 $ 9,120,000 $ 304,000 $ 115,000
Collier, Florida 30 $ 6,240,000 $ 208,000 $ 123,000
Manatee, Florida 30 $ 5,390,000 $ 179,666 $ 70,000
Baltimore City, Maryland 30 $ 2,880,000 $ 96,000 $ 63,000
Nassau, New York 30 $ 7,780,000 $ 259,333 $ 155,000
Santa Clara, California 29 $ 10,685,000 $ 368,448 $ 157,000
Brevard, Florida 29 $ 2,975,000 $ 102,586 $ 81,000
Oakland, Michigan 29 $ 4,475,000 $ 154,310 $ 163,000
Arapahoe, Colorado 28 $ 7,820,000 $ 279,285 $ 89,000
Barnstable, Massachusetts 28 $ 7,080,000 $ 252,857 $ 141,000
Mecklenburg, North Carolina 28 $ 5,050,000 $ 180,357 $ 137,000
Philadelphia, Pennsylvania 28 $ 3,170,000 $ 113,214 $ 74,000
Shelby, Tennessee 28 $ 3,470,000 $ 123,928 $ 249,000
Nueces, Texas 28 $ 2,060,000 $ 73,571 $ 42,000
Chesterfield, Virginia 28 $ 4,520,000 $ 161,428 $ 57,000
Prince William, Virginia 28 $ 6,300,000 $ 225,000 $ 97,000
Yavapai, Arizona 27 $ 1,785,000 $ 66,111 $ 30,000
Hartford, Connecticut 27 $ 3,605,000 $ 133,518 $ 70,000
Shelby, Alabama 26 $ 3,680,000 $ 141,538 $ 58,000
Kern, California 26 $ 2,360,000 $ 90,769 $ 57,000
Sacramento, California 26 $ 5,270,000 $ 202,692 $ 74,000
Hernando, Florida 26 $ 2,550,000 $ 98,076 $ 153,000
Frederick, Maryland 26 $ 5,830,000 $ 224,230 $ 74,000
Essex, Massachusetts 26 $ 7,870,000 $ 302,692 $ 108,000
Kent, Michigan 26 $ 3,910,000 $ 150,384 $ 76,000
Montgomery, Pennsylvania 26 $ 3,260,000 $ 125,384 $ 149,000
Hays, Texas 26 $ 4,550,000 $ 175,000 $ 78,000
Kaufman, Texas 26 $ 3,270,000 $ 125,769 $ 90,000
Contra Costa, California 25 $ 7,065,000 $ 282,600 $ 102,000
Denver, Colorado 25 $ 7,125,000 $ 285,000 $ 111,000
Queens, New York 25 $ 8,145,000 $ 325,800 $ 115,000
Beaufort, South Carolina 25 $ 4,355,000 $ 174,200 $ 79,000
Clayton, Georgia 24 $ 2,210,000 $ 92,083 $ 50,000
Ingham, Michigan 24 $ 5,330,000 $ 222,083 $ 91,000
Monmouth, New Jersey 24 $ 4,550,000 $ 189,583 $ 87,000
Wake, North Carolina 24 $ 4,680,000 $ 195,000 $ 110,000
Washington, Oregon 24 $ 7,210,000 $ 300,416 $ 110,000
San Joaquin, California 23 $ 4,745,000 $ 206,304 $ 124,000
Stanislaus, California 23 $ 4,625,000 $ 201,086 $ 109,000
Citrus, Florida 23 $ 1,885,000 $ 81,956 $ 86,000
Fayette, Kentucky 23 $ 2,835,000 $ 123,260 $ 62,000
Jackson, Missouri 23 $ 1,855,000 $ 80,652 $ 53,000
Atlantic, New Jersey 23 $ 1,885,000 $ 81,956 $ 88,000
Johnston, North Carolina 23 $ 1,885,000 $ 81,956 $ 42,000
Berkeley, South Carolina 23 $ 3,845,000 $ 167,173 $ 72,000
Bell, Texas 23 $ 1,625,000 $ 70,652 $ 100,000
Hunt, Texas 23 $ 1,525,000 $ 66,304 $ 54,000
Wayne, Michigan 22 $ 3,170,000 $ 144,090 $ 146,000
Kings, New York 22 $ 5,810,000 $ 264,090 $ 0
Seminole, Florida 21 $ 3,055,000 $ 145,476 $ 78,000
Smith, Texas 21 $ 865,000 $ 41,190 $ 0
Grant, Washington 21 $ 2,945,000 $ 140,238 $ 49,000
Weld, Colorado 20 $ 4,880,000 $ 244,000 $ 77,000
Bartow, Georgia 20 $ 1,750,000 $ 87,500 $ 56,000
Norfolk, Massachusetts 20 $ 5,310,000 $ 265,500 $ 121,000
Macomb, Michigan 20 $ 2,190,000 $ 109,500 $ 87,000
Marion, Oregon 20 $ 4,690,000 $ 234,500 $ 63,000
Charleston, South Carolina 20 $ 3,370,000 $ 168,500 $ 81,000
Henderson, Texas 20 $ 1,270,000 $ 63,500 $ 64,000
Milwaukee, Wisconsin 20 $ 2,120,000 $ 106,000 $ 53,000
Charlotte, Florida 19 $ 2,985,000 $ 157,105 $ 92,000
Will, Illinois 19 $ 2,285,000 $ 120,263 $ 80,000
Westchester, New York 19 $ 5,105,000 $ 268,684 $ 92,000
Bastrop, Texas 19 $ 2,705,000 $ 142,368 $ 98,000
Bay, Florida 18 $ 2,020,000 $ 112,222 $ 210,000
Clay, Florida 18 $ 1,080,000 $ 60,000 $ 53,000
Hall, Georgia 18 $ 2,170,000 $ 120,555 $ 116,000
Kane, Illinois 18 $ 2,180,000 $ 121,111 $ 52,000
Bergen, New Jersey 18 $ 4,150,000 $ 230,555 $ 135,000
Cumberland, New Jersey 18 $ 850,000 $ 47,222 $ 49,000
Henrico, Virginia 18 $ 3,150,000 $ 175,000 $ 76,000
Mobile, Alabama 17 $ 1,505,000 $ 88,529 $ 44,000
New Castle, Delaware 17 $ 2,305,000 $ 135,588 $ 73,000
Sumter, Florida 17 $ 1,295,000 $ 76,176 $ 94,000
Barrow, Georgia 17 $ 2,245,000 $ 132,058 $ 70,000
Chatham, Georgia 17 $ 1,905,000 $ 112,058 $ 85,000
Franklin, Ohio 17 $ 2,005,000 $ 117,941 $ 54,000
Allegheny, Pennsylvania 17 $ 1,835,000 $ 107,941 $ 123,000
Delaware, Pennsylvania 17 $ 2,135,000 $ 125,588 $ 49,000
Greenville, South Carolina 17 $ 1,995,000 $ 117,352 $ 453,000
Knox, Tennessee 17 $ 1,855,000 $ 109,117 $ 89,000
Brazoria, Texas 17 $ 1,615,000 $ 95,000 $ 127,000
Baldwin, Alabama 16 $ 3,110,000 $ 194,375 $ 360,000
Cochise, Arizona 16 $ 1,120,000 $ 70,000 $ 47,000
Tulare, California 16 $ 1,480,000 $ 92,500 $ 0
Howard, Maryland 16 $ 4,810,000 $ 300,625 $ 84,000
Washoe, Nevada 16 $ 2,350,000 $ 146,875 $ 109,000
Union, New Jersey 16 $ 2,550,000 $ 159,375 $ 36,000
Oneida, New York 16 $ 1,000,000 $ 62,500 $ 0
Johnson, Texas 16 $ 700,000 $ 43,750 $ 0
El Paso, Colorado 15 $ 3,055,000 $ 203,666 $ 84,000
Levy, Florida 15 $ 605,000 $ 40,333 $ 114,000
Douglas, Georgia 15 $ 2,195,000 $ 146,333 $ 89,000
Forsyth, Georgia 15 $ 3,235,000 $ 215,666 $ 98,000
Jefferson, Louisiana 15 $ 2,065,000 $ 137,666 $ 59,000
St. Tammany, Louisiana 15 $ 2,255,000 $ 150,333 $ 123,000
Plymouth, Massachusetts 15 $ 3,355,000 $ 223,666 $ 104,000
Sussex, New Jersey 15 $ 1,335,000 $ 89,000 $ 44,000
Chautauqua, New York 15 $ 565,000 $ 37,666 $ 0
Cuyahoga, Ohio 15 $ 675,000 $ 45,000 $ 65,000
Multnomah, Oregon 15 $ 3,825,000 $ 255,000 $ 131,000
Hamilton, Tennessee 15 $ 1,575,000 $ 105,000 $ 50,000
Grayson, Texas 15 $ 1,565,000 $ 104,333 $ 133,000
Clark, Washington 15 $ 3,905,000 $ 260,333 $ 97,000
Walton, Georgia 14 $ 2,860,000 $ 204,285 $ 116,000
DuPage, Illinois 14 $ 1,770,000 $ 126,428 $ 49,000
Lake, Indiana 14 $ 1,780,000 $ 127,142 $ 70,000
Bristol, Massachusetts 14 $ 2,950,000 $ 210,714 $ 103,000
Douglas, Nebraska 14 $ 1,610,000 $ 115,000 $ 58,000
Essex, New Jersey 14 $ 2,530,000 $ 180,714 $ 0
Cumberland, North Carolina 14 $ 1,150,000 $ 82,142 $ 193,000
Guilford, North Carolina 14 $ 900,000 $ 64,285 $ 0
Hamilton, Ohio 14 $ 960,000 $ 68,571 $ 33,000
Tulsa, Oklahoma 14 $ 1,500,000 $ 107,142 $ 89,000
Spartanburg, South Carolina 14 $ 870,000 $ 62,142 $ 42,000
Comal, Texas 14 $ 1,670,000 $ 119,285 $ 111,000
Stafford, Virginia 14 $ 3,610,000 $ 257,857 $ 76,000
Ventura, California 13 $ 4,465,000 $ 343,461 $ 0
Litchfield, Connecticut 13 $ 2,565,000 $ 197,307 $ 124,000
Sussex, Delaware 13 $ 1,715,000 $ 131,923 $ 175,000
Columbia, Florida 13 $ 505,000 $ 38,846 $ 0
Escambia, Florida 13 $ 1,455,000 $ 111,923 $ 77,000
St. Johns, Florida 13 $ 3,155,000 $ 242,692 $ 147,000
Henry, Georgia 13 $ 2,395,000 $ 184,230 $ 129,000
Hawaii, Hawaii 13 $ 1,975,000 $ 151,923 $ 80,000
Polk, Iowa 13 $ 1,595,000 $ 122,692 $ 61,000
Hancock, Mississippi 13 $ 555,000 $ 42,692 $ 0
Forsyth, North Carolina 13 $ 1,125,000 $ 86,538 $ 166,000
Providence, Rhode Island 13 $ 2,485,000 $ 191,153 $ 137,000
Lexington, South Carolina 13 $ 1,325,000 $ 101,923 $ 120,000
Guadalupe, Texas 13 $ 1,045,000 $ 80,384 $ 218,000
Yakima, Washington 13 $ 1,935,000 $ 148,846 $ 67,000
Cabell, West Virginia 13 $ 1,065,000 $ 81,923 $ 121,000
Merced, California 12 $ 2,060,000 $ 171,666 $ 97,000
San Mateo, California 12 $ 6,030,000 $ 502,500 $ 0
Monroe, Florida 12 $ 2,920,000 $ 243,333 $ 40,000
Fayette, Georgia 12 $ 2,080,000 $ 173,333 $ 47,000
Hamilton, Indiana 12 $ 2,580,000 $ 215,000 $ 246,000
Johnson, Kansas 12 $ 2,010,000 $ 167,500 $ 63,000
St. Louis, Missouri 12 $ 2,450,000 $ 204,166 $ 156,000
Camden, New Jersey 12 $ 1,500,000 $ 125,000 $ 55,000
Gloucester, New Jersey 12 $ 570,000 $ 47,500 $ 0
Oklahoma, Oklahoma 12 $ 920,000 $ 76,666 $ 106,000
Lane, Oregon 12 $ 1,760,000 $ 146,666 $ 140,000
Dorchester, South Carolina 12 $ 1,950,000 $ 162,500 $ 84,000
Spokane, Washington 12 $ 1,900,000 $ 158,333 $ 82,000
Madison, Alabama 11 $ 1,175,000 $ 106,818 $ 46,000
Navajo, Arizona 11 $ 795,000 $ 72,272 $ 226,000
Solano, California 11 $ 1,565,000 $ 142,272 $ 67,000
District of Columbia, District Of Columbia 11 $ 2,345,000 $ 213,181 $ 153,000
Alachua, Florida 11 $ 875,000 $ 79,545 $ 0
Martin, Florida 11 $ 2,855,000 $ 259,545 $ 173,000
Putnam, Florida 11 $ 465,000 $ 42,272 $ 78,000
Paulding, Georgia 11 $ 1,455,000 $ 132,272 $ 124,000
Harford, Maryland 11 $ 2,025,000 $ 184,090 $ 142,000
St. Clair, Michigan 11 $ 905,000 $ 82,272 $ 54,000
Van Buren, Michigan 11 $ 755,000 $ 68,636 $ 82,000
Mercer, New Jersey 11 $ 1,095,000 $ 99,545 $ 0
Somerset, New Jersey 11 $ 1,145,000 $ 104,090 $ 0
Monroe, Pennsylvania 11 $ 1,355,000 $ 123,181 $ 99,000
Ector, Texas 11 $ 1,155,000 $ 105,000 $ 122,000
Lubbock, Texas 11 $ 435,000 $ 39,545 $ 173,000
Medina, Texas 11 $ 745,000 $ 67,727 $ 101,000
Taylor, Texas 11 $ 325,000 $ 29,545 $ 0
Webb, Texas 11 $ 895,000 $ 81,363 $ 0
Washington, Utah 11 $ 2,135,000 $ 194,090 $ 58,000
Weber, Utah 11 $ 2,095,000 $ 190,454 $ 168,000
Franklin, Washington 11 $ 1,565,000 $ 142,272 $ 52,000
Pulaski, Arkansas 10 $ 620,000 $ 62,000 $ 221,000
Leon, Florida 10 $ 360,000 $ 36,000 $ 98,000
Richmond, Georgia 10 $ 400,000 $ 40,000 $ 0
Ada, Idaho 10 $ 2,850,000 $ 285,000 $ 163,000
Hendricks, Indiana 10 $ 1,840,000 $ 184,000 $ 87,000
Caddo, Louisiana 10 $ 710,000 $ 71,000 $ 29,000
Charles, Maryland 10 $ 1,590,000 $ 159,000 $ 58,000
Washington, Maryland 10 $ 1,580,000 $ 158,000 $ 70,000
Suffolk, Massachusetts 10 $ 3,010,000 $ 301,000 $ 110,000
Hillsborough, New Hampshire 10 $ 1,860,000 $ 186,000 $ 108,000
Brunswick, North Carolina 10 $ 2,490,000 $ 249,000 $ 92,000
Butler, Ohio 10 $ 1,030,000 $ 103,000 $ 59,000
Montgomery, Ohio 10 $ 660,000 $ 66,000 $ 58,000
Berks, Pennsylvania 10 $ 530,000 $ 53,000 $ 53,000
Lehigh, Pennsylvania 10 $ 910,000 $ 91,000 $ 57,000
Richland, South Carolina 10 $ 930,000 $ 93,000 $ 38,000
York, South Carolina 10 $ 1,250,000 $ 125,000 $ 98,000
Hood, Texas 10 $ 470,000 $ 47,000 $ 36,000
Liberty, Texas 10 $ 690,000 $ 69,000 $ 0
McLennan, Texas 10 $ 420,000 $ 42,000 $ 0
San Patricio, Texas 10 $ 690,000 $ 69,000 $ 0
Van Zandt, Texas 10 $ 550,000 $ 55,000 $ 79,000
Richmond City, Virginia 10 $ 1,310,000 $ 131,000 $ 42,000
Virginia Beach, Virginia 10 $ 2,150,000 $ 215,000 $ 87,000
Montgomery, Alabama 9 $ 585,000 $ 65,000 $ 91,000
Matanuska-Susitna, Alaska 9 $ 725,000 $ 80,555 $ 0
Apache, Arizona 9 $ 355,000 $ 39,444 $ 0
Yuma, Arizona 9 $ 705,000 $ 78,333 $ 0
Douglas, Colorado 9 $ 3,575,000 $ 397,222 $ 158,000
Jefferson, Colorado 9 $ 1,675,000 $ 186,111 $ 67,000
Larimer, Colorado 9 $ 1,545,000 $ 171,666 $ 86,000
Kent, Delaware 9 $ 665,000 $ 73,888 $ 63,000
Lake, Illinois 9 $ 1,955,000 $ 217,222 $ 72,000
Tippecanoe, Indiana 9 $ 1,445,000 $ 160,555 $ 0
Anoka, Minnesota 9 $ 1,555,000 $ 172,777 $ 68,000
Dakota, Minnesota 9 $ 1,875,000 $ 208,333 $ 89,000
Passaic, New Jersey 9 $ 1,485,000 $ 165,000 $ 0
Erie, New York 9 $ 485,000 $ 53,888 $ 0
Cabarrus, North Carolina 9 $ 905,000 $ 100,555 $ 0
Rowan, North Carolina 9 $ 1,045,000 $ 116,111 $ 195,000
Chester, Pennsylvania 9 $ 2,575,000 $ 286,111 $ 155,000
Robertson, Tennessee 9 $ 1,745,000 $ 193,888 $ 95,000
Sumner, Tennessee 9 $ 1,925,000 $ 213,888 $ 78,000
Bosque, Texas 9 $ 405,000 $ 45,000 $ 0
Caldwell, Texas 9 $ 1,165,000 $ 129,444 $ 157,000
Wichita, Texas 9 $ 295,000 $ 32,777 $ 0
Coconino, Arizona 8 $ 1,150,000 $ 143,750 $ 0
Washington, Arkansas 8 $ 1,330,000 $ 166,250 $ 50,000
Lake, California 8 $ 460,000 $ 57,500 $ 54,000
Mendocino, California 8 $ 1,260,000 $ 157,500 $ 0
Middlesex, Connecticut 8 $ 1,620,000 $ 202,500 $ 112,000
Okaloosa, Florida 8 $ 1,000,000 $ 125,000 $ 0
Effingham, Georgia 8 $ 1,170,000 $ 146,250 $ 175,000
Newton, Georgia 8 $ 900,000 $ 112,500 $ 51,000
Spalding, Georgia 8 $ 690,000 $ 86,250 $ 61,000
Allen, Indiana 8 $ 1,140,000 $ 142,500 $ 63,000
Penobscot, Maine 8 $ 550,000 $ 68,750 $ 51,000
Kalamazoo, Michigan 8 $ 1,410,000 $ 176,250 $ 63,000
Ottawa, Michigan 8 $ 1,340,000 $ 167,500 $ 63,000
Nye, Nevada 8 $ 670,000 $ 83,750 $ 0
Cape May, New Jersey 8 $ 370,000 $ 46,250 $ 83,000
Hudson, New Jersey 8 $ 2,160,000 $ 270,000 $ 0
Chenango, New York 8 $ 320,000 $ 40,000 $ 0
Monroe, New York 8 $ 660,000 $ 82,500 $ 45,000
Durham, North Carolina 8 $ 1,160,000 $ 145,000 $ 77,000
New Hanover, North Carolina 8 $ 1,770,000 $ 221,250 $ 275,000
Pitt, North Carolina 8 $ 720,000 $ 90,000 $ 65,000
Union, North Carolina 8 $ 1,330,000 $ 166,250 $ 207,000
Stark, Ohio 8 $ 420,000 $ 52,500 $ 57,000
Summit, Ohio 8 $ 480,000 $ 60,000 $ 0
Lancaster, Pennsylvania 8 $ 880,000 $ 110,000 $ 0
Somerset, Pennsylvania 8 $ 260,000 $ 32,500 $ 43,000
Washington, Pennsylvania 8 $ 700,000 $ 87,500 $ 65,000
York, Pennsylvania 8 $ 660,000 $ 82,500 $ 119,000
Aiken, South Carolina 8 $ 230,000 $ 28,750 $ 0
Williamson, Tennessee 8 $ 2,420,000 $ 302,500 $ 272,000
Wilson, Tennessee 8 $ 1,560,000 $ 195,000 $ 34,000
Anderson, Texas 8 $ 300,000 $ 37,500 $ 0
Brazos, Texas 8 $ 780,000 $ 97,500 $ 53,000
Orange, Texas 8 $ 280,000 $ 35,000 $ 0
Parker, Texas 8 $ 530,000 $ 66,250 $ 0
Polk, Texas 8 $ 300,000 $ 37,500 $ 0
Rockwall, Texas 8 $ 2,330,000 $ 291,250 $ 117,000
San Jacinto, Texas 8 $ 510,000 $ 63,750 $ 0
Val Verde, Texas 8 $ 390,000 $ 48,750 $ 60,000
Davis, Utah 8 $ 1,370,000 $ 171,250 $ 60,000
Kanawha, West Virginia 8 $ 270,000 $ 33,750 $ 0
Brown, Wisconsin 8 $ 930,000 $ 116,250 $ 60,000
Fairbanks North Star, Alaska 7 $ 265,000 $ 37,857 $ 0
El Dorado, California 7 $ 3,135,000 $ 447,857 $ 142,000
Monterey, California 7 $ 2,205,000 $ 315,000 $ 120,000
Dixie, Florida 7 $ 495,000 $ 70,714 $ 96,000
Indian River, Florida 7 $ 825,000 $ 117,857 $ 40,000
Walton, Florida 7 $ 955,000 $ 136,428 $ 79,000
Maui, Hawaii 7 $ 1,765,000 $ 252,142 $ 118,000
Canyon, Idaho 7 $ 1,985,000 $ 283,571 $ 599,000
East Baton Rouge, Louisiana 7 $ 745,000 $ 106,428 $ 114,000
Wicomico, Maryland 7 $ 985,000 $ 140,714 $ 79,000
Hampden, Massachusetts 7 $ 575,000 $ 82,142 $ 53,000
Eaton, Michigan 7 $ 645,000 $ 92,142 $ 65,000
Jackson, Michigan 7 $ 415,000 $ 59,285 $ 54,000
Montcalm, Michigan 7 $ 215,000 $ 30,714 $ 0
Jasper, Missouri 7 $ 325,000 $ 46,428 $ 79,000
St. Charles, Missouri 7 $ 1,035,000 $ 147,857 $ 112,000
Bernalillo, New Mexico 7 $ 645,000 $ 92,142 $ 0
Oswego, New York 7 $ 185,000 $ 26,428 $ 0
Haywood, North Carolina 7 $ 645,000 $ 92,142 $ 95,000
Nash, North Carolina 7 $ 285,000 $ 40,714 $ 0
Lorain, Ohio 7 $ 665,000 $ 95,000 $ 70,000
Lucas, Ohio 7 $ 475,000 $ 67,857 $ 0
Douglas, Oregon 7 $ 845,000 $ 120,714 $ 0
Pike, Pennsylvania 7 $ 855,000 $ 122,142 $ 63,000
Maury, Tennessee 7 $ 895,000 $ 127,857 $ 44,000
Sevier, Tennessee 7 $ 875,000 $ 125,000 $ 137,000
Angelina, Texas 7 $ 885,000 $ 126,428 $ 86,000
Burnet, Texas 7 $ 495,000 $ 70,714 $ 73,000
Hardin, Texas 7 $ 575,000 $ 82,142 $ 0
Hill, Texas 7 $ 215,000 $ 30,714 $ 0
Maverick, Texas 7 $ 265,000 $ 37,857 $ 0
Potter, Texas 7 $ 625,000 $ 89,285 $ 1,055,000
Wise, Texas 7 $ 855,000 $ 122,142 $ 77,000
Marshall, Alabama 6 $ 500,000 $ 83,333 $ 34,000
Madera, California 6 $ 930,000 $ 155,000 $ 58,000
Shasta, California 6 $ 630,000 $ 105,000 $ 44,000
Fremont, Colorado 6 $ 910,000 $ 151,666 $ 150,000
Highlands, Florida 6 $ 670,000 $ 111,666 $ 331,000
Santa Rosa, Florida 6 $ 230,000 $ 38,333 $ 0
Coweta, Georgia 6 $ 900,000 $ 150,000 $ 61,000
Jackson, Georgia 6 $ 1,120,000 $ 186,666 $ 67,000
Lumpkin, Georgia 6 $ 160,000 $ 26,666 $ 0
Muscogee, Georgia 6 $ 440,000 $ 73,333 $ 0
Rockdale, Georgia 6 $ 940,000 $ 156,666 $ 38,000
Twin Falls, Idaho 6 $ 880,000 $ 146,666 $ 0
Hancock, Indiana 6 $ 620,000 $ 103,333 $ 102,000
Livingston, Louisiana 6 $ 490,000 $ 81,666 $ 45,000
Cumberland, Maine 6 $ 550,000 $ 91,666 $ 89,000
Carroll, Maryland 6 $ 1,220,000 $ 203,333 $ 73,000
Livingston, Michigan 6 $ 560,000 $ 93,333 $ 321,000
Midland, Michigan 6 $ 220,000 $ 36,666 $ 43,000
Muskegon, Michigan 6 $ 3,330,000 $ 555,000 $ 35,000
Tuscola, Michigan 6 $ 250,000 $ 41,666 $ 43,000
Wexford, Michigan 6 $ 120,000 $ 20,000 $ 0
Lyon, Nevada 6 $ 610,000 $ 101,666 $ 68,000
Belknap, New Hampshire 6 $ 780,000 $ 130,000 $ 97,000
Broome, New York 6 $ 340,000 $ 56,666 $ 23,000
Rensselaer, New York 6 $ 370,000 $ 61,666 $ 0
Richmond, New York 6 $ 1,880,000 $ 313,333 $ 106,000
Rockland, New York 6 $ 1,680,000 $ 280,000 $ 100,000
Buncombe, North Carolina 6 $ 390,000 $ 65,000 $ 0
Craven, North Carolina 6 $ 480,000 $ 80,000 $ 56,000
Davidson, North Carolina 6 $ 750,000 $ 125,000 $ 78,000
Lincoln, North Carolina 6 $ 700,000 $ 116,666 $ 144,000
Macon, North Carolina 6 $ 740,000 $ 123,333 $ 76,000
Onslow, North Carolina 6 $ 880,000 $ 146,666 $ 120,000
Rutherford, North Carolina 6 $ 750,000 $ 125,000 $ 180,000
Sampson, North Carolina 6 $ 250,000 $ 41,666 $ 0
Wilson, North Carolina 6 $ 210,000 $ 35,000 $ 0
Clackamas, Oregon 6 $ 1,880,000 $ 313,333 $ 278,000
Deschutes, Oregon 6 $ 870,000 $ 145,000 $ 0
Jackson, Oregon 6 $ 970,000 $ 161,666 $ 53,000
Lincoln, Oregon 6 $ 890,000 $ 148,333 $ 36,000
Erie, Pennsylvania 6 $ 280,000 $ 46,666 $ 54,000
Westmoreland, Pennsylvania 6 $ 480,000 $ 80,000 $ 0
Kent, Rhode Island 6 $ 1,170,000 $ 195,000 $ 58,000
Anderson, South Carolina 6 $ 460,000 $ 76,666 $ 52,000
Clarendon, South Carolina 6 $ 190,000 $ 31,666 $ 0
Kershaw, South Carolina 6 $ 340,000 $ 56,666 $ 0
Cherokee, Texas 6 $ 490,000 $ 81,666 $ 0
Ellis, Texas 6 $ 820,000 $ 136,666 $ 146,000
Erath, Texas 6 $ 540,000 $ 90,000 $ 0
Howard, Texas 6 $ 330,000 $ 55,000 $ 0
Midland, Texas 6 $ 240,000 $ 40,000 $ 0
Palo Pinto, Texas 6 $ 970,000 $ 161,666 $ 0
Wood, Texas 6 $ 300,000 $ 50,000 $ 77,000
Whatcom, Washington 6 $ 1,150,000 $ 191,666 $ 108,000
Calhoun, Alabama 5 $ 225,000 $ 45,000 $ 0
Lee, Alabama 5 $ 715,000 $ 143,000 $ 127,000
Kenai Peninsula, Alaska 5 $ 235,000 $ 47,000 $ 0
Saline, Arkansas 5 $ 725,000 $ 145,000 $ 111,000
Delta, Colorado 5 $ 715,000 $ 143,000 $ 106,000
Huerfano, Colorado 5 $ 205,000 $ 41,000 $ 0
Tolland, Connecticut 5 $ 1,005,000 $ 201,000 $ 122,000
Windham, Connecticut 5 $ 995,000 $ 199,000 $ 93,000
DeSoto, Florida 5 $ 315,000 $ 63,000 $ 0
Jackson, Florida 5 $ 105,000 $ 21,000 $ 0
Okeechobee, Florida 5 $ 355,000 $ 71,000 $ 0
Bibb, Georgia 5 $ 395,000 $ 79,000 $ 399,000
Carroll, Georgia 5 $ 1,145,000 $ 229,000 $ 84,000
Catoosa, Georgia 5 $ 355,000 $ 71,000 $ 0
Dougherty, Georgia 5 $ 145,000 $ 29,000 $ 0
Lowndes, Georgia 5 $ 335,000 $ 67,000 $ 211,000
Oconee, Georgia 5 $ 565,000 $ 113,000 $ 47,000
Upson, Georgia 5 $ 325,000 $ 65,000 $ 0
St. Joseph, Indiana 5 $ 355,000 $ 71,000 $ 33,000
Vigo, Indiana 5 $ 195,000 $ 39,000 $ 140,000
Wyandotte, Kansas 5 $ 545,000 $ 109,000 $ 117,000
Bullitt, Kentucky 5 $ 475,000 $ 95,000 $ 102,000
Oldham, Kentucky 5 $ 565,000 $ 113,000 $ 46,000
Aroostook, Maine 5 $ 215,000 $ 43,000 $ 0
Oxford, Maine 5 $ 205,000 $ 41,000 $ 0
Waldo, Maine 5 $ 445,000 $ 89,000 $ 120,000
Washington, Maine 5 $ 225,000 $ 45,000 $ 72,000
York, Maine 5 $ 295,000 $ 59,000 $ 0
Allegany, Maryland 5 $ 305,000 $ 61,000 $ 77,000
Calvert, Maryland 5 $ 515,000 $ 103,000 $ 37,000
Cecil, Maryland 5 $ 625,000 $ 125,000 $ 23,000
Arenac, Michigan 5 $ 305,000 $ 61,000 $ 98,000
Calhoun, Michigan 5 $ 665,000 $ 133,000 $ 250,000
Mecosta, Michigan 5 $ 325,000 $ 65,000 $ 21,000
Washington, Minnesota 5 $ 475,000 $ 95,000 $ 0
DeSoto, Mississippi 5 $ 595,000 $ 119,000 $ 0
Pearl River, Mississippi 5 $ 205,000 $ 41,000 $ 0
Stone, Mississippi 5 $ 195,000 $ 39,000 $ 0
Christian, Missouri 5 $ 535,000 $ 107,000 $ 58,000
Morris, New Jersey 5 $ 1,395,000 $ 279,000 $ 83,000
Salem, New Jersey 5 $ 95,000 $ 19,000 $ 0
Delaware, New York 5 $ 185,000 $ 37,000 $ 0
Dutchess, New York 5 $ 915,000 $ 183,000 $ 0
Fulton, New York 5 $ 155,000 $ 31,000 $ 0
Otsego, New York 5 $ 165,000 $ 33,000 $ 0
Schenectady, New York 5 $ 275,000 $ 55,000 $ 84,000
Sullivan, New York 5 $ 275,000 $ 55,000 $ 0
Wayne, New York 5 $ 125,000 $ 25,000 $ 0
Bladen, North Carolina 5 $ 155,000 $ 31,000 $ 0
Cherokee, North Carolina 5 $ 245,000 $ 49,000 $ 49,000
Harnett, North Carolina 5 $ 215,000 $ 43,000 $ 36,000
Moore, North Carolina 5 $ 195,000 $ 39,000 $ 0
Randolph, North Carolina 5 $ 155,000 $ 31,000 $ 0
Rockingham, North Carolina 5 $ 225,000 $ 45,000 $ 0
Stokes, North Carolina 5 $ 215,000 $ 43,000 $ 0
Cleveland, Oklahoma 5 $ 295,000 $ 59,000 $ 0
Wagoner, Oklahoma 5 $ 225,000 $ 45,000 $ 32,000
Klamath, Oregon 5 $ 335,000 $ 67,000 $ 0
Linn, Oregon 5 $ 975,000 $ 195,000 $ 88,000
Carbon, Pennsylvania 5 $ 475,000 $ 95,000 $ 51,000
Lackawanna, Pennsylvania 5 $ 185,000 $ 37,000 $ 24,000
Northampton, Pennsylvania 5 $ 1,095,000 $ 219,000 $ 440,000
Jasper, South Carolina 5 $ 485,000 $ 97,000 $ 52,000
Oconee, South Carolina 5 $ 495,000 $ 99,000 $ 71,000
Orangeburg, South Carolina 5 $ 455,000 $ 91,000 $ 164,000
Montgomery, Tennessee 5 $ 1,345,000 $ 269,000 $ 59,000
Sullivan, Tennessee 5 $ 695,000 $ 139,000 $ 85,000
Atascosa, Texas 5 $ 335,000 $ 67,000 $ 174,000
Bandera, Texas 5 $ 245,000 $ 49,000 $ 0
Cooke, Texas 5 $ 695,000 $ 139,000 $ 68,000
Jim Wells, Texas 5 $ 225,000 $ 45,000 $ 0
Kerr, Texas 5 $ 355,000 $ 71,000 $ 0
Tom Green, Texas 5 $ 155,000 $ 31,000 $ 0
Wilson, Texas 5 $ 905,000 $ 181,000 $ 58,000
Tooele, Utah 5 $ 905,000 $ 181,000 $ 88,000
Hanover, Virginia 5 $ 915,000 $ 183,000 $ 40,000
Loudoun, Virginia 5 $ 1,495,000 $ 299,000 $ 112,000
Norfolk, Virginia 5 $ 815,000 $ 163,000 $ 46,000
Grays Harbor, Washington 5 $ 455,000 $ 91,000 $ 126,000
Skagit, Washington 5 $ 1,245,000 $ 249,000 $ 49,000
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Mortgage Loan Application Detail Totals for First National Bank of America in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Applicable 6,652 $629,300,000 $94,000 $2,855,000 $0 $0
Home Purchase 4,781 $964,285,000 $201,000 $3,615,000 $102,000 $3,425,000
Cash-out Refinancing 402 $87,070,000 $216,000 $825,000 $105,000 $1,656,000
Refinancing 275 $58,995,000 $214,000 $775,000 $97,000 $577,000
Other Purpose 213 $36,975,000 $173,000 $1,005,000 $86,000 $491,000
Home Improvement 103 $14,815,000 $143,000 $775,000 $79,000 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,656 $999,350,000 $115,000 $3,615,000 $0 $0
Hispanic 2,417 $491,475,000 $203,000 $995,000 $86,000 $1,504,000
White 652 $145,160,000 $222,000 $1,005,000 $135,000 $3,425,000
Not Provided 544 $115,700,000 $212,000 $1,075,000 $119,000 $2,263,000
Black or African American 89 $20,955,000 $235,000 $665,000 $124,000 $600,000
Asian 52 $14,710,000 $282,000 $705,000 $139,000 $744,000
American Indian or Alaskan Native 7 $1,875,000 $267,000 $505,000 $145,000 $255,000
Native Hawaiian or Other Pacific Islander 2 $480,000 $240,000 $325,000 $82,000 $85,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,426 $1,791,440,000 $144,000 $3,615,000 $101,000 $3,425,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 8,599 $983,575,000 $114,000 $2,855,000 $0 $0
Loan Originated 2,356 $506,710,000 $215,000 $3,615,000 $95,000 $2,263,000
Application Withdrawn By Applicant 749 $161,285,000 $215,000 $805,000 $118,000 $3,425,000
Application Denied By Financial Institution 629 $120,945,000 $192,000 $1,005,000 $104,000 $1,656,000
File Closed For Incompleteness 59 $11,845,000 $200,000 $595,000 $91,000 $449,000
Application Approved But Not Accepted 34 $7,080,000 $208,000 $805,000 $78,000 $422,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,797 $1,670,495,000 $141,000 $3,615,000 $101,000 $3,425,000
Credit History 221 $44,285,000 $200,000 $655,000 $112,000 $1,656,000
Collateral 203 $36,095,000 $177,000 $665,000 $108,000 $1,055,000
Debt-To-Income Ratio 67 $13,175,000 $196,000 $745,000 $52,000 $213,000
Other 67 $14,925,000 $222,000 $1,005,000 $142,000 $1,013,000
Unverifiable Information 33 $5,645,000 $171,000 $585,000 $74,000 $218,000
Insufficient Cash (Downpayment, Closing Cost) 24 $4,670,000 $194,000 $745,000 $87,000 $240,000
Credit Application Incomplete 8 $960,000 $120,000 $225,000 $57,000 $120,000
Employment History 6 $1,190,000 $198,000 $285,000 $78,000 $180,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of America's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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