First Tennessee Bank NA Mortgage Lending & HMDA Data, 2010

In 2010, First Tennessee Bank NA of Memphis, TN reported 10,361 mortgage applications totaling $2.1 billion, down 42% from 2009. The average application was for $206,932, and applicants reported an average income of $118,091. 54% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Memphis, TN-MS-AR (1,488), Nashville-Davidson--Murfreesboro--Franklin, TN (1,246) and Knoxville, TN (884) (applications in parentheses).

Mortgage Company & Address First Tennessee Bank NA
165 Madison 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,361
Total Mortgage Loan Application Amount $2,144,027,000
Average Mortgage Loan Application Amount $206,932
Highest Mortgage Loan Application Amount $4,200,000
Average Applicant Income $118,091
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Tennessee Bank NA by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 1,156 $ 195,385,000 $ 169,018 $ 116,000
Hamilton, Tennessee 705 $ 147,496,000 $ 209,214 $ 138,000
Knox, Tennessee 553 $ 129,398,000 $ 233,992 $ 144,000
Davidson, Tennessee 444 $ 105,699,000 $ 238,060 $ 137,000
Washington, Tennessee 386 $ 58,560,000 $ 151,709 $ 92,000
Sullivan, Tennessee 382 $ 62,011,000 $ 162,332 $ 97,000
Williamson, Tennessee 342 $ 117,386,000 $ 343,233 $ 182,000
Blount, Tennessee 281 $ 52,380,000 $ 186,405 $ 104,000
Rutherford, Tennessee 227 $ 36,426,000 $ 160,466 $ 93,000
Greene, Tennessee 175 $ 21,637,000 $ 123,640 $ 60,000
DeSoto, Mississippi 172 $ 23,632,000 $ 137,395 $ 73,000
Bradley, Tennessee 155 $ 22,055,000 $ 142,290 $ 87,000
Putnam, Tennessee 132 $ 20,728,000 $ 157,030 $ 101,000
Hamblen, Tennessee 118 $ 14,675,000 $ 124,364 $ 63,000
Jefferson, Tennessee 112 $ 15,561,000 $ 138,937 $ 69,000
Wilson, Tennessee 107 $ 18,824,000 $ 175,925 $ 87,000
Madison, Tennessee 93 $ 12,799,000 $ 137,623 $ 102,000
King, Washington 91 $ 27,770,000 $ 305,164 $ 108,000
Maricopa, Arizona 88 $ 21,285,000 $ 241,875 $ 120,000
Sumner, Tennessee 82 $ 19,734,000 $ 240,658 $ 185,000
Fairfax, Virginia 73 $ 24,038,000 $ 329,287 $ 148,000
Los Angeles, California 66 $ 23,802,000 $ 360,636 $ 228,000
Sevier, Tennessee 51 $ 8,091,000 $ 158,647 $ 109,000
Hawkins, Tennessee 49 $ 8,665,000 $ 176,836 $ 116,000
Orange, California 48 $ 14,867,000 $ 309,729 $ 138,000
Baltimore, Maryland 48 $ 11,708,000 $ 243,916 $ 113,000
Tate, Mississippi 47 $ 4,735,000 $ 100,744 $ 59,000
Unicoi, Tennessee 47 $ 4,912,000 $ 104,510 $ 53,000
San Diego, California 45 $ 17,948,000 $ 398,844 $ 142,000
Catoosa, Georgia 43 $ 6,867,000 $ 159,697 $ 90,000
Tipton, Tennessee 43 $ 5,601,000 $ 130,255 $ 77,000
Montgomery, Maryland 41 $ 12,051,000 $ 293,926 $ 119,000
Carter, Tennessee 39 $ 4,121,000 $ 105,666 $ 55,000
Fayette, Tennessee 37 $ 6,797,000 $ 183,702 $ 85,000
Snohomish, Washington 37 $ 9,064,000 $ 244,972 $ 96,000
Cook, Illinois 36 $ 7,092,000 $ 197,000 $ 101,000
Walker, Georgia 35 $ 6,216,000 $ 177,600 $ 84,000
Fulton, Georgia 32 $ 8,875,000 $ 277,343 $ 208,000
Alameda, California 31 $ 11,558,000 $ 372,838 $ 178,000
Santa Clara, California 31 $ 15,582,000 $ 502,645 $ 217,000
Lancaster, Pennsylvania 31 $ 5,055,000 $ 163,064 $ 92,000
Sedgwick, Kansas 30 $ 4,109,000 $ 136,966 $ 91,000
Gwinnett, Georgia 29 $ 4,549,000 $ 156,862 $ 124,000
Clark, Nevada 29 $ 5,769,000 $ 198,931 $ 94,000
San Mateo, California 28 $ 12,266,000 $ 438,071 $ 183,000
Anne Arundel, Maryland 28 $ 9,746,000 $ 348,071 $ 128,000
Multnomah, Oregon 28 $ 5,201,000 $ 185,750 $ 77,000
Washington, Virginia 28 $ 4,825,000 $ 172,321 $ 98,000
Prince George's, Maryland 26 $ 6,829,000 $ 262,653 $ 109,000
Loudon, Tennessee 26 $ 7,819,000 $ 300,730 $ 145,000
Maury, Tennessee 26 $ 3,477,000 $ 133,730 $ 68,000
Bernalillo, New Mexico 25 $ 4,445,000 $ 177,800 $ 78,000
Cobb, Georgia 24 $ 3,969,000 $ 165,375 $ 111,000
Baltimore City, Maryland 24 $ 3,627,000 $ 151,125 $ 88,000
New Castle, Delaware 23 $ 3,849,000 $ 167,347 $ 77,000
Clark, Washington 23 $ 5,994,000 $ 260,608 $ 98,000
Salt Lake, Utah 22 $ 7,607,000 $ 345,772 $ 115,000
Riverside, California 21 $ 4,955,000 $ 235,952 $ 84,000
Yolo, California 21 $ 7,707,000 $ 367,000 $ 153,000
Washoe, Nevada 21 $ 4,607,000 $ 219,380 $ 110,000
Anderson, Tennessee 21 $ 3,175,000 $ 151,190 $ 85,000
Pierce, Washington 21 $ 4,679,000 $ 222,809 $ 89,000
Contra Costa, California 20 $ 9,088,000 $ 454,400 $ 150,000
Dallas, Texas 20 $ 4,217,000 $ 210,850 $ 126,000
Tarrant, Texas 20 $ 9,919,000 $ 495,950 $ 570,000
Loudoun, Virginia 20 $ 6,679,000 $ 333,950 $ 147,000
El Paso, Colorado 19 $ 3,897,000 $ 205,105 $ 80,000
Ada, Idaho 19 $ 4,107,000 $ 216,157 $ 145,000
Marshall, Mississippi 19 $ 1,757,000 $ 92,473 $ 57,000
Ocean, New Jersey 19 $ 5,300,000 $ 278,947 $ 118,000
Wake, North Carolina 19 $ 9,863,000 $ 519,105 $ 264,000
Washington, Oregon 19 $ 3,887,000 $ 204,578 $ 98,000
Cocke, Tennessee 19 $ 2,256,000 $ 118,736 $ 77,000
Alexandria, Virginia 19 $ 6,084,000 $ 320,210 $ 160,000
Jefferson, Colorado 18 $ 5,614,000 $ 311,888 $ 182,000
Howard, Maryland 18 $ 6,419,000 $ 356,611 $ 137,000
Mecklenburg, North Carolina 18 $ 3,728,000 $ 207,111 $ 118,000
Spokane, Washington 18 $ 3,312,000 $ 184,000 $ 64,000
Hillsborough, New Hampshire 17 $ 3,334,000 $ 196,117 $ 99,000
Bergen, New Jersey 17 $ 5,631,000 $ 331,235 $ 114,000
Gloucester, New Jersey 17 $ 3,574,000 $ 210,235 $ 102,000
Monmouth, New Jersey 17 $ 4,972,000 $ 292,470 $ 148,000
Chester, Pennsylvania 17 $ 3,526,000 $ 207,411 $ 94,000
Montgomery, Pennsylvania 17 $ 3,783,000 $ 222,529 $ 185,000
Virginia Beach, Virginia 17 $ 3,961,000 $ 233,000 $ 134,000
Pima, Arizona 16 $ 2,512,000 $ 157,000 $ 94,000
Ventura, California 16 $ 4,347,000 $ 271,687 $ 118,000
Marion, Indiana 16 $ 3,043,000 $ 190,187 $ 118,000
Frederick, Maryland 16 $ 3,746,000 $ 234,125 $ 94,000
Harford, Maryland 16 $ 3,879,000 $ 242,437 $ 89,000
Hudson, New Jersey 16 $ 4,970,000 $ 310,625 $ 84,000
Forsyth, North Carolina 16 $ 5,608,000 $ 350,500 $ 245,000
Clackamas, Oregon 16 $ 5,492,000 $ 343,250 $ 163,000
York, Pennsylvania 16 $ 2,515,000 $ 157,187 $ 81,000
Sacramento, California 15 $ 4,443,000 $ 296,200 $ 128,000
San Bernardino, California 15 $ 3,342,000 $ 222,800 $ 123,000
Middlesex, New Jersey 15 $ 5,017,000 $ 334,466 $ 179,000
Prince William, Virginia 15 $ 4,485,000 $ 299,000 $ 105,000
Crittenden, Arkansas 14 $ 2,027,000 $ 144,785 $ 67,000
Placer, California 14 $ 4,224,000 $ 301,714 $ 121,000
Sussex, Delaware 14 $ 2,964,000 $ 211,714 $ 143,000
DuPage, Illinois 14 $ 3,046,000 $ 217,571 $ 122,000
Worcester, Maryland 14 $ 3,165,000 $ 226,071 $ 150,000
Jackson, Missouri 14 $ 1,713,000 $ 122,357 $ 70,000
Orange, New York 14 $ 3,426,000 $ 244,714 $ 129,000
Dauphin, Pennsylvania 14 $ 2,338,000 $ 167,000 $ 72,000
Santa Cruz, California 13 $ 4,472,000 $ 344,000 $ 190,000
District of Columbia, District Of Columbia 13 $ 4,409,000 $ 339,153 $ 125,000
Pinellas, Florida 13 $ 2,027,000 $ 155,923 $ 116,000
Honolulu, Hawaii 13 $ 3,822,000 $ 294,000 $ 84,000
Johnson, Kansas 13 $ 2,090,000 $ 160,769 $ 85,000
Cheatham, Tennessee 13 $ 1,813,000 $ 139,461 $ 66,000
Harris, Texas 13 $ 3,871,000 $ 297,769 $ 188,000
Bristol, Virginia 13 $ 1,100,000 $ 84,615 $ 49,000
Fresno, California 12 $ 3,016,000 $ 251,333 $ 107,000
Denver, Colorado 12 $ 1,879,000 $ 156,583 $ 52,000
Hartford, Connecticut 12 $ 2,340,000 $ 195,000 $ 152,000
Broward, Florida 12 $ 1,808,000 $ 150,666 $ 92,000
Hillsborough, Florida 12 $ 2,269,000 $ 189,083 $ 185,000
Lee, Florida 12 $ 2,340,000 $ 195,000 $ 87,000
Miami-Dade, Florida 12 $ 2,667,000 $ 222,250 $ 102,000
Dade, Georgia 12 $ 1,108,000 $ 92,333 $ 49,000
Cumberland, Maine 12 $ 1,808,000 $ 150,666 $ 85,000
Rockingham, New Hampshire 12 $ 2,841,000 $ 236,750 $ 120,000
Allegheny, Pennsylvania 12 $ 2,825,000 $ 235,416 $ 136,000
Delaware, Pennsylvania 12 $ 2,194,000 $ 182,833 $ 93,000
Marion, Tennessee 12 $ 4,060,000 $ 338,333 $ 201,000
Montgomery, Tennessee 12 $ 1,741,000 $ 145,083 $ 67,000
Robertson, Tennessee 12 $ 1,675,000 $ 139,583 $ 102,000
Collin, Texas 12 $ 4,479,000 $ 373,250 $ 155,000
El Dorado, California 11 $ 3,074,000 $ 279,454 $ 138,000
Palm Beach, Florida 11 $ 2,337,000 $ 212,454 $ 114,000
St. Louis, Missouri 11 $ 2,224,000 $ 202,181 $ 111,000
Morris, New Jersey 11 $ 2,658,000 $ 241,636 $ 90,000
Westchester, New York 11 $ 3,542,000 $ 322,000 $ 108,000
Marion, Oregon 11 $ 2,484,000 $ 225,818 $ 76,000
Washington, Pennsylvania 11 $ 1,288,000 $ 117,090 $ 63,000
Kent, Rhode Island 11 $ 2,398,000 $ 218,000 $ 75,000
Sequatchie, Tennessee 11 $ 1,202,000 $ 109,272 $ 77,000
White, Tennessee 11 $ 1,292,000 $ 117,454 $ 52,000
Denton, Texas 11 $ 2,881,000 $ 261,909 $ 110,000
Pinal, Arizona 10 $ 1,857,000 $ 185,700 $ 127,000
Arapahoe, Colorado 10 $ 1,661,000 $ 166,100 $ 59,000
St. Charles, Missouri 10 $ 1,475,000 $ 147,500 $ 72,000
Lane, Oregon 10 $ 1,912,000 $ 191,200 $ 52,000
Providence, Rhode Island 10 $ 1,961,000 $ 196,100 $ 91,000
Travis, Texas 10 $ 3,925,000 $ 392,500 $ 196,000
Arlington, Virginia 10 $ 3,192,000 $ 319,200 $ 145,000
Mohave, Arizona 9 $ 1,504,000 $ 167,111 $ 102,000
Solano, California 9 $ 2,270,000 $ 252,222 $ 98,000
Okaloosa, Florida 9 $ 2,070,000 $ 230,000 $ 305,000
Seminole, Florida 9 $ 1,649,000 $ 183,222 $ 97,000
Walton, Florida 9 $ 3,535,000 $ 392,777 $ 673,000
Henry, Georgia 9 $ 1,655,000 $ 183,888 $ 74,000
Will, Illinois 9 $ 2,222,000 $ 246,888 $ 115,000
Fayette, Kentucky 9 $ 1,329,000 $ 147,666 $ 89,000
Washtenaw, Michigan 9 $ 1,790,000 $ 198,888 $ 119,000
Dakota, Minnesota 9 $ 1,942,000 $ 215,777 $ 110,000
Douglas, Nebraska 9 $ 1,348,000 $ 149,777 $ 78,000
Suffolk, New York 9 $ 2,305,000 $ 256,111 $ 76,000
Jackson, Oregon 9 $ 3,077,000 $ 341,888 $ 205,000
Bucks, Pennsylvania 9 $ 1,668,000 $ 185,333 $ 71,000
Cumberland, Tennessee 9 $ 2,164,000 $ 240,444 $ 158,000
Grainger, Tennessee 9 $ 1,269,000 $ 141,000 $ 52,000
Hardin, Tennessee 9 $ 2,198,000 $ 244,222 $ 295,000
Chesterfield, Virginia 9 $ 1,718,000 $ 190,888 $ 89,000
Scott, Virginia 9 $ 798,000 $ 88,666 $ 48,000
Kitsap, Washington 9 $ 1,715,000 $ 190,555 $ 72,000
Sonoma, California 8 $ 2,523,000 $ 315,375 $ 101,000
New Haven, Connecticut 8 $ 1,886,000 $ 235,750 $ 108,000
Manatee, Florida 8 $ 1,841,000 $ 230,125 $ 111,000
DeKalb, Georgia 8 $ 1,214,000 $ 151,750 $ 141,000
Lake, Illinois 8 $ 1,841,000 $ 230,125 $ 133,000
St. Clair, Illinois 8 $ 1,185,000 $ 148,125 $ 100,000
Oakland, Michigan 8 $ 1,818,000 $ 227,250 $ 119,000
Hennepin, Minnesota 8 $ 1,753,000 $ 219,125 $ 110,000
Camden, New Jersey 8 $ 1,456,000 $ 182,000 $ 100,000
Essex, New Jersey 8 $ 2,189,000 $ 273,625 $ 134,000
Union, New Jersey 8 $ 1,805,000 $ 225,625 $ 93,000
Dutchess, New York 8 $ 2,099,000 $ 262,375 $ 119,000
Nassau, New York 8 $ 2,564,000 $ 320,500 $ 143,000
Queens, New York 8 $ 2,551,000 $ 318,875 $ 95,000
Deschutes, Oregon 8 $ 2,267,000 $ 283,375 $ 82,000
Westmoreland, Pennsylvania 8 $ 917,000 $ 114,625 $ 58,000
Beaufort, South Carolina 8 $ 6,014,000 $ 751,750 $ 294,000
Williamson, Texas 8 $ 1,947,000 $ 243,375 $ 179,000
San Joaquin, California 7 $ 1,506,000 $ 215,142 $ 112,000
Boulder, Colorado 7 $ 1,393,000 $ 199,000 $ 96,000
Weld, Colorado 7 $ 1,007,000 $ 143,857 $ 73,000
New London, Connecticut 7 $ 2,033,000 $ 290,428 $ 133,000
Collier, Florida 7 $ 1,925,000 $ 275,000 $ 122,000
Orange, Florida 7 $ 1,054,000 $ 150,571 $ 91,000
Cherokee, Georgia 7 $ 1,523,000 $ 217,571 $ 80,000
Allen, Indiana 7 $ 1,034,000 $ 147,714 $ 99,000
Jefferson, Kentucky 7 $ 2,145,000 $ 306,428 $ 195,000
St. Mary's, Maryland 7 $ 1,127,000 $ 161,000 $ 92,000
Livingston, Michigan 7 $ 1,088,000 $ 155,428 $ 75,000
Dona Ana, New Mexico 7 $ 2,402,000 $ 343,142 $ 141,000
Buncombe, North Carolina 7 $ 1,137,000 $ 162,428 $ 138,000
Guilford, North Carolina 7 $ 1,015,000 $ 145,000 $ 71,000
Josephine, Oregon 7 $ 1,305,000 $ 186,428 $ 48,000
Cumberland, Pennsylvania 7 $ 1,108,000 $ 158,285 $ 96,000
Monroe, Pennsylvania 7 $ 1,011,000 $ 144,428 $ 63,000
Northampton, Pennsylvania 7 $ 1,471,000 $ 210,142 $ 120,000
Philadelphia, Pennsylvania 7 $ 1,061,000 $ 151,571 $ 62,000
Pike, Pennsylvania 7 $ 940,000 $ 134,285 $ 88,000
Charleston, South Carolina 7 $ 4,642,000 $ 663,142 $ 763,000
Chesapeake, Virginia 7 $ 1,279,000 $ 182,714 $ 79,000
Spotsylvania, Virginia 7 $ 1,028,000 $ 146,857 $ 160,000
Island, Washington 7 $ 1,814,000 $ 259,142 $ 74,000
Whatcom, Washington 7 $ 2,476,000 $ 353,714 $ 95,000
Baldwin, Alabama 6 $ 1,023,000 $ 170,500 $ 180,000
Washington, Arkansas 6 $ 1,117,000 $ 186,166 $ 112,000
Adams, Colorado 6 $ 1,110,000 $ 185,000 $ 92,000
La Plata, Colorado 6 $ 1,410,000 $ 235,000 $ 60,000
Fairfield, Connecticut 6 $ 1,562,000 $ 260,333 $ 137,000
Middlesex, Connecticut 6 $ 935,000 $ 155,833 $ 64,000
Sarasota, Florida 6 $ 1,764,000 $ 294,000 $ 131,000
Forsyth, Georgia 6 $ 1,423,000 $ 237,166 $ 97,000
Maui, Hawaii 6 $ 4,114,000 $ 685,666 $ 394,000
Bonneville, Idaho 6 $ 1,248,000 $ 208,000 $ 88,000
Hamilton, Indiana 6 $ 1,422,000 $ 237,000 $ 119,000
Lake, Indiana 6 $ 869,000 $ 144,833 $ 79,000
Penobscot, Maine 6 $ 919,000 $ 153,166 $ 71,000
Buchanan, Missouri 6 $ 665,000 $ 110,833 $ 48,000
Clay, Missouri 6 $ 1,292,000 $ 215,333 $ 99,000
Sarpy, Nebraska 6 $ 958,000 $ 159,666 $ 73,000
Burlington, New Jersey 6 $ 1,163,000 $ 193,833 $ 87,000
Mercer, New Jersey 6 $ 1,543,000 $ 257,166 $ 97,000
Passaic, New Jersey 6 $ 1,534,000 $ 255,666 $ 109,000
Sandoval, New Mexico 6 $ 967,000 $ 161,166 $ 48,000
Oklahoma, Oklahoma 6 $ 955,000 $ 159,166 $ 63,000
Berks, Pennsylvania 6 $ 1,159,000 $ 193,166 $ 106,000
Dickson, Tennessee 6 $ 855,000 $ 142,500 $ 105,000
Jackson, Tennessee 6 $ 809,000 $ 134,833 $ 52,000
Cameron, Texas 6 $ 521,000 $ 86,833 $ 102,000
Ellis, Texas 6 $ 1,117,000 $ 186,166 $ 108,000
Norfolk, Virginia 6 $ 1,203,000 $ 200,500 $ 128,000
Thurston, Washington 6 $ 1,371,000 $ 228,500 $ 88,000
Yavapai, Arizona 5 $ 1,016,000 $ 203,200 $ 153,000
Mississippi, Arkansas 5 $ 514,000 $ 102,800 $ 44,000
San Francisco, California 5 $ 1,692,000 $ 338,400 $ 186,000
Larimer, Colorado 5 $ 624,000 $ 124,800 $ 56,000
Kent, Delaware 5 $ 857,000 $ 171,400 $ 81,000
Coweta, Georgia 5 $ 727,000 $ 145,400 $ 60,000
Paulding, Georgia 5 $ 795,000 $ 159,000 $ 64,000
Madison, Illinois 5 $ 707,000 $ 141,400 $ 104,000
Hendricks, Indiana 5 $ 786,000 $ 157,200 $ 62,000
Polk, Iowa 5 $ 589,000 $ 117,800 $ 54,000
Butler, Kansas 5 $ 434,000 $ 86,800 $ 87,000
Calcasieu, Louisiana 5 $ 834,000 $ 166,800 $ 72,000
St. Tammany, Louisiana 5 $ 838,000 $ 167,600 $ 85,000
York, Maine 5 $ 1,008,000 $ 201,600 $ 151,000
Cecil, Maryland 5 $ 1,099,000 $ 219,800 $ 74,000
Charles, Maryland 5 $ 1,463,000 $ 292,600 $ 152,000
Queen Anne's, Maryland 5 $ 1,154,000 $ 230,800 $ 131,000
Kent, Michigan 5 $ 752,000 $ 150,400 $ 53,000
Wayne, Michigan 5 $ 676,000 $ 135,200 $ 52,000
Gallatin, Montana 5 $ 1,146,000 $ 229,200 $ 36,000
Santa Fe, New Mexico 5 $ 1,292,000 $ 258,400 $ 86,000
Dare, North Carolina 5 $ 1,276,000 $ 255,200 $ 167,000
Cuyahoga, Ohio 5 $ 701,000 $ 140,200 $ 78,000
Hamilton, Ohio 5 $ 863,000 $ 172,600 $ 132,000
Luzerne, Pennsylvania 5 $ 513,000 $ 102,600 $ 72,000
Bedford, Tennessee 5 $ 877,000 $ 175,400 $ 70,000
DeKalb, Tennessee 5 $ 936,000 $ 187,200 $ 270,000
Meigs, Tennessee 5 $ 1,039,000 $ 207,800 $ 63,000
Roane, Tennessee 5 $ 635,000 $ 127,000 $ 63,000
Fort Bend, Texas 5 $ 831,000 $ 166,200 $ 80,000
Montgomery, Texas 5 $ 1,031,000 $ 206,200 $ 134,000
Richmond City, Virginia 5 $ 1,425,000 $ 285,000 $ 146,000
Benton, Arkansas 4 $ 632,000 $ 158,000 $ 75,000
Pulaski, Arkansas 4 $ 494,000 $ 123,500 $ 86,000
Madera, California 4 $ 1,481,000 $ 370,250 $ 283,000
Monterey, California 4 $ 845,000 $ 211,250 $ 111,000
San Luis Obispo, California 4 $ 1,412,000 $ 353,000 $ 83,000
Shasta, California 4 $ 1,074,000 $ 268,500 $ 86,000
Brevard, Florida 4 $ 737,000 $ 184,250 $ 72,000
Leon, Florida 4 $ 824,000 $ 206,000 $ 67,000
Douglas, Georgia 4 $ 530,000 $ 132,500 $ 73,000
Fayette, Georgia 4 $ 869,000 $ 217,250 $ 90,000
Glynn, Georgia 4 $ 1,139,000 $ 284,750 $ 247,000
Hawaii, Hawaii 4 $ 1,263,000 $ 315,750 $ 73,000
Canyon, Idaho 4 $ 647,000 $ 161,750 $ 98,000
McCracken, Kentucky 4 $ 527,000 $ 131,750 $ 77,000
Sagadahoc, Maine 4 $ 678,000 $ 169,500 $ 76,000
Calvert, Maryland 4 $ 1,097,000 $ 274,250 $ 120,000
Washington, Maryland 4 $ 568,000 $ 142,000 $ 81,000
Wicomico, Maryland 4 $ 426,000 $ 106,500 $ 60,000
Hinds, Mississippi 4 $ 617,000 $ 154,250 $ 87,000
Panola, Mississippi 4 $ 364,000 $ 91,000 $ 109,000
St. Louis City, Missouri 4 $ 558,000 $ 139,500 $ 80,000
Flathead, Montana 4 $ 780,000 $ 195,000 $ 2,512,000
Strafford, New Hampshire 4 $ 838,000 $ 209,500 $ 91,000
Somerset, New Jersey 4 $ 1,445,000 $ 361,250 $ 214,000
Bronx, New York 4 $ 758,000 $ 189,500 $ 138,000
Kings, New York 4 $ 962,000 $ 240,500 $ 83,000
Otsego, New York 4 $ 690,000 $ 172,500 $ 86,000
Cabarrus, North Carolina 4 $ 783,000 $ 195,750 $ 94,000
New Hanover, North Carolina 4 $ 2,025,000 $ 506,250 $ 788,000
Union, North Carolina 4 $ 946,000 $ 236,500 $ 87,000
Watauga, North Carolina 4 $ 1,037,000 $ 259,250 $ 154,000
Douglas, Oregon 4 $ 717,000 $ 179,250 $ 64,000
Newport, Rhode Island 4 $ 1,174,000 $ 293,500 $ 105,000
Spartanburg, South Carolina 4 $ 562,000 $ 140,500 $ 46,000
Coffee, Tennessee 4 $ 377,000 $ 94,250 $ 155,000
Gibson, Tennessee 4 $ 574,000 $ 143,500 $ 141,000
Hardeman, Tennessee 4 $ 347,000 $ 86,750 $ 36,000
Hickman, Tennessee 4 $ 305,000 $ 76,250 $ 39,000
Monroe, Tennessee 4 $ 819,000 $ 204,750 $ 64,000
Overton, Tennessee 4 $ 499,000 $ 124,750 $ 59,000
Polk, Tennessee 4 $ 400,000 $ 100,000 $ 36,000
Smith, Tennessee 4 $ 410,000 $ 102,500 $ 56,000
Johnson, Texas 4 $ 620,000 $ 155,000 $ 95,000
Davis, Utah 4 $ 883,000 $ 220,750 $ 106,000
Weber, Utah 4 $ 991,000 $ 247,750 $ 126,000
Fauquier, Virginia 4 $ 2,649,000 $ 662,250 $ 183,000
Frederick, Virginia 4 $ 857,000 $ 214,250 $ 75,000
Henrico, Virginia 4 $ 910,000 $ 227,500 $ 96,000
Newport News, Virginia 4 $ 908,000 $ 227,000 $ 123,000
Stafford, Virginia 4 $ 794,000 $ 198,500 $ 48,000
Suffolk, Virginia 4 $ 776,000 $ 194,000 $ 89,000
Waukesha, Wisconsin 4 $ 767,000 $ 191,750 $ 61,000
Jefferson, Alabama 3 $ 343,000 $ 114,333 $ 57,000
Russell, Alabama 3 $ 291,000 $ 97,000 $ 70,000
Inyo, California 3 $ 516,000 $ 172,000 $ 99,000
Kern, California 3 $ 374,000 $ 124,666 $ 81,000
Mendocino, California 3 $ 873,000 $ 291,000 $ 144,000
Mono, California 3 $ 746,000 $ 248,666 $ 321,000
Napa, California 3 $ 1,206,000 $ 402,000 $ 97,000
Nevada, California 3 $ 679,000 $ 226,333 $ 146,000
Douglas, Colorado 3 $ 557,000 $ 185,666 $ 108,000
Mesa, Colorado 3 $ 355,000 $ 118,333 $ 76,000
Summit, Colorado 3 $ 881,000 $ 293,666 $ 124,000
Alachua, Florida 3 $ 259,000 $ 86,333 $ 41,000
Bay, Florida 3 $ 849,000 $ 283,000 $ 478,000
Escambia, Florida 3 $ 491,000 $ 163,666 $ 289,000
Lake, Florida 3 $ 392,000 $ 130,666 $ 97,000
Osceola, Florida 3 $ 435,000 $ 145,000 $ 187,000
Volusia, Florida 3 $ 373,000 $ 124,333 $ 69,000
Fannin, Georgia 3 $ 828,000 $ 276,000 $ 131,000
Jackson, Georgia 3 $ 490,000 $ 163,333 $ 92,000
Walton, Georgia 3 $ 535,000 $ 178,333 $ 62,000
Bannock, Idaho 3 $ 353,000 $ 117,666 $ 52,000
McHenry, Illinois 3 $ 517,000 $ 172,333 $ 66,000
Hancock, Indiana 3 $ 571,000 $ 190,333 $ 112,000
Shawnee, Kansas 3 $ 458,000 $ 152,666 $ 56,000
Jefferson, Louisiana 3 $ 390,000 $ 130,000 $ 84,000
Androscoggin, Maine 3 $ 410,000 $ 136,666 $ 83,000
Kennebec, Maine 3 $ 425,000 $ 141,666 $ 48,000
Carroll, Maryland 3 $ 812,000 $ 270,666 $ 99,000
Dorchester, Maryland 3 $ 1,081,000 $ 360,333 $ 108,000
Talbot, Maryland 3 $ 976,000 $ 325,333 $ 113,000
Harrison, Mississippi 3 $ 351,000 $ 117,000 $ 35,000
Rankin, Mississippi 3 $ 580,000 $ 193,333 $ 121,000
Grafton, New Hampshire 3 $ 426,000 $ 142,000 $ 54,000
Cape May, New Jersey 3 $ 578,000 $ 192,666 $ 81,000
Hunterdon, New Jersey 3 $ 700,000 $ 233,333 $ 140,000
Salem, New Jersey 3 $ 503,000 $ 167,666 $ 77,000
Sussex, New Jersey 3 $ 1,043,000 $ 347,666 $ 172,000
Warren, New Jersey 3 $ 823,000 $ 274,333 $ 73,000
Lincoln, New Mexico 3 $ 841,000 $ 280,333 $ 519,000
San Juan, New Mexico 3 $ 689,000 $ 229,666 $ 64,000
Rensselaer, New York 3 $ 604,000 $ 201,333 $ 125,000
Ulster, New York 3 $ 598,000 $ 199,333 $ 60,000
Brunswick, North Carolina 3 $ 842,000 $ 280,666 $ 137,000
Carteret, North Carolina 3 $ 459,000 $ 153,000 $ 39,000
Catawba, North Carolina 3 $ 1,907,000 $ 635,666 $ 307,000
Craven, North Carolina 3 $ 665,000 $ 221,666 $ 91,000
Davie, North Carolina 3 $ 903,000 $ 301,000 $ 93,000
Franklin, Ohio 3 $ 367,000 $ 122,333 $ 79,000
Lorain, Ohio 3 $ 217,000 $ 72,333 $ 39,000
Tulsa, Oklahoma 3 $ 471,000 $ 157,000 $ 74,000
Columbia, Oregon 3 $ 439,000 $ 146,333 $ 74,000
Yamhill, Oregon 3 $ 1,102,000 $ 367,333 $ 125,000
Adams, Pennsylvania 3 $ 658,000 $ 219,333 $ 109,000
Centre, Pennsylvania 3 $ 442,000 $ 147,333 $ 61,000
Lehigh, Pennsylvania 3 $ 315,000 $ 105,000 $ 64,000
Washington, Rhode Island 3 $ 606,000 $ 202,000 $ 114,000
Horry, South Carolina 3 $ 483,000 $ 161,000 $ 283,000
Clay, Tennessee 3 $ 321,000 $ 107,000 $ 271,000
Franklin, Tennessee 3 $ 832,000 $ 277,333 $ 395,000
Humphreys, Tennessee 3 $ 497,000 $ 165,666 $ 102,000
Johnson, Tennessee 3 $ 556,000 $ 185,333 $ 56,000
Lauderdale, Tennessee 3 $ 199,000 $ 66,333 $ 31,000
Macon, Tennessee 3 $ 361,000 $ 120,333 $ 37,000
Marshall, Tennessee 3 $ 262,000 $ 87,333 $ 43,000
McNairy, Tennessee 3 $ 429,000 $ 143,000 $ 85,000
Rhea, Tennessee 3 $ 1,019,000 $ 339,666 $ 243,000
Stewart, Tennessee 3 $ 334,000 $ 111,333 $ 65,000
Union, Tennessee 3 $ 704,000 $ 234,666 $ 111,000
Weakley, Tennessee 3 $ 506,000 $ 168,666 $ 123,000
Bexar, Texas 3 $ 569,000 $ 189,666 $ 54,000
Parker, Texas 3 $ 1,031,000 $ 343,666 $ 119,000
Summit, Utah 3 $ 869,000 $ 289,666 $ 128,000
Utah, Utah 3 $ 1,154,000 $ 384,666 $ 113,000
Washington, Utah 3 $ 587,000 $ 195,666 $ 80,000
Bennington, Vermont 3 $ 713,000 $ 237,666 $ 80,000
James City, Virginia 3 $ 1,027,000 $ 342,333 $ 115,000
Benton, Washington 3 $ 427,000 $ 142,333 $ 80,000
Cowlitz, Washington 3 $ 484,000 $ 161,333 $ 53,000
DeKalb, Alabama 2 $ 255,000 $ 127,500 $ 46,000
Mobile, Alabama 2 $ 248,000 $ 124,000 $ 60,000
Coconino, Arizona 2 $ 387,000 $ 193,500 $ 101,000
La Paz, Arizona 2 $ 659,000 $ 329,500 $ 131,000
Cleburne, Arkansas 2 $ 256,000 $ 128,000 $ 100,000
Garland, Arkansas 2 $ 256,000 $ 128,000 $ 111,000
Pope, Arkansas 2 $ 327,000 $ 163,500 $ 100,000
White, Arkansas 2 $ 803,000 $ 401,500 $ 120,000
Calaveras, California 2 $ 291,000 $ 145,500 $ 63,000
Humboldt, California 2 $ 256,000 $ 128,000 $ 70,000
Marin, California 2 $ 433,000 $ 216,500 $ 187,000
Stanislaus, California 2 $ 641,000 $ 320,500 $ 110,000
Tuolumne, California 2 $ 286,000 $ 143,000 $ 34,000
Eagle, Colorado 2 $ 2,205,000 $ 1,102,500 $ 563,000
Elbert, Colorado 2 $ 589,000 $ 294,500 $ 164,000
Gunnison, Colorado 2 $ 573,000 $ 286,500 $ 99,000
Park, Colorado 2 $ 248,000 $ 124,000 $ 133,000
Tolland, Connecticut 2 $ 212,000 $ 106,000 $ 78,000
Charlotte, Florida 2 $ 392,000 $ 196,000 $ 286,000
Duval, Florida 2 $ 477,000 $ 238,500 $ 189,000
Marion, Florida 2 $ 165,000 $ 82,500 $ 55,000
Pasco, Florida 2 $ 168,000 $ 84,000 $ 58,000
Polk, Florida 2 $ 271,000 $ 135,500 $ 87,000
Santa Rosa, Florida 2 $ 528,000 $ 264,000 $ 117,000
St. Johns, Florida 2 $ 271,000 $ 135,500 $ 111,000
Newton, Georgia 2 $ 186,000 $ 93,000 $ 53,000
Pickens, Georgia 2 $ 226,000 $ 113,000 $ 59,000
Spalding, Georgia 2 $ 189,000 $ 94,500 $ 134,000
Kauai, Hawaii 2 $ 721,000 $ 360,500 $ 42,000
Custer, Idaho 2 $ 256,000 $ 128,000 $ 93,000
Kootenai, Idaho 2 $ 581,000 $ 290,500 $ 91,000
Twin Falls, Idaho 2 $ 218,000 $ 109,000 $ 42,000
Tazewell, Illinois 2 $ 390,000 $ 195,000 $ 63,000
Boone, Indiana 2 $ 396,000 $ 198,000 $ 96,000
Brown, Indiana 2 $ 491,000 $ 245,500 $ 94,000
Clark, Indiana 2 $ 127,000 $ 63,500 $ 43,000
Henry, Indiana 2 $ 130,000 $ 65,000 $ 59,000
Johnson, Indiana 2 $ 889,000 $ 444,500 $ 209,000
Tippecanoe, Indiana 2 $ 153,000 $ 76,500 $ 72,000
Cowley, Kansas 2 $ 150,000 $ 75,000 $ 41,000
Seward, Kansas 2 $ 319,000 $ 159,500 $ 56,000
Boyd, Kentucky 2 $ 120,000 $ 60,000 $ 49,000
Kenton, Kentucky 2 $ 202,000 $ 101,000 $ 46,000
Oldham, Kentucky 2 $ 305,000 $ 152,500 $ 35,000
Warren, Kentucky 2 $ 184,000 $ 92,000 $ 80,000
Lincoln, Louisiana 2 $ 234,000 $ 117,000 $ 101,000
St. John the Baptist, Louisiana 2 $ 182,000 $ 91,000 $ 63,000
Tangipahoa, Louisiana 2 $ 187,000 $ 93,500 $ 62,000
Terrebonne, Louisiana 2 $ 199,000 $ 99,500 $ 44,000
Knox, Maine 2 $ 2,300,000 $ 1,150,000 $ 415,000
Oxford, Maine 2 $ 335,000 $ 167,500 $ 42,000
Caroline, Maryland 2 $ 306,000 $ 153,000 $ 58,000
Middlesex, Massachusetts 2 $ 490,000 $ 245,000 $ 123,000
Norfolk, Massachusetts 2 $ 2,400,000 $ 1,200,000 $ 450,000
Barry, Michigan 2 $ 225,000 $ 112,500 $ 93,000
Ingham, Michigan 2 $ 406,000 $ 203,000 $ 131,000
Anoka, Minnesota 2 $ 460,000 $ 230,000 $ 96,000
Ramsey, Minnesota 2 $ 242,000 $ 121,000 $ 79,000
St. Louis, Minnesota 2 $ 199,000 $ 99,500 $ 129,000
Wright, Minnesota 2 $ 308,000 $ 154,000 $ 52,000
Benton, Mississippi 2 $ 242,000 $ 121,000 $ 58,000
Tishomingo, Mississippi 2 $ 375,000 $ 187,500 $ 205,000
Washington, Mississippi 2 $ 445,000 $ 222,500 $ 142,000
Clinton, Missouri 2 $ 139,000 $ 69,500 $ 48,000
Franklin, Missouri 2 $ 371,000 $ 185,500 $ 106,000
Osage, Missouri 2 $ 309,000 $ 154,500 $ 66,000
Stone, Missouri 2 $ 239,000 $ 119,500 $ 30,000
Cascade, Montana 2 $ 158,000 $ 79,000 $ 61,000
Missoula, Montana 2 $ 300,000 $ 150,000 $ 43,000
Yellowstone, Montana 2 $ 336,000 $ 168,000 $ 54,000
Douglas, Nevada 2 $ 878,000 $ 439,000 $ 135,000
Belknap, New Hampshire 2 $ 719,000 $ 359,500 $ 260,000
Cheshire, New Hampshire 2 $ 166,000 $ 83,000 $ 59,000
Torrance, New Mexico 2 $ 253,000 $ 126,500 $ 29,000
Onondaga, New York 2 $ 520,000 $ 260,000 $ 193,000
Richmond, New York 2 $ 478,000 $ 239,000 $ 114,000
Rockland, New York 2 $ 355,000 $ 177,500 $ 131,000
Cumberland, North Carolina 2 $ 221,000 $ 110,500 $ 30,000
Currituck, North Carolina 2 $ 1,457,000 $ 728,500 $ 870,000
Durham, North Carolina 2 $ 1,809,000 $ 904,500 $ 417,000
Iredell, North Carolina 2 $ 819,000 $ 409,500 $ 107,000
Lincoln, North Carolina 2 $ 394,000 $ 197,000 $ 86,000
Orange, North Carolina 2 $ 772,000 $ 386,000 $ 68,000
Fairfield, Ohio 2 $ 173,000 $ 86,500 $ 69,000
Geauga, Ohio 2 $ 331,000 $ 165,500 $ 103,000
Montgomery, Ohio 2 $ 139,000 $ 69,500 $ 30,000
Stark, Ohio 2 $ 316,000 $ 158,000 $ 68,000
Summit, Ohio 2 $ 150,000 $ 75,000 $ 79,000
Cleveland, Oklahoma 2 $ 154,000 $ 77,000 $ 37,000
Clinton, Pennsylvania 2 $ 182,000 $ 91,000 $ 37,000
Lawrence, Pennsylvania 2 $ 234,000 $ 117,000 $ 66,000
Somerset, Pennsylvania 2 $ 138,000 $ 69,000 $ 60,000
Wayne, Pennsylvania 2 $ 297,000 $ 148,500 $ 71,000
Greenville, South Carolina 2 $ 175,000 $ 87,500 $ 67,000
Lexington, South Carolina 2 $ 554,000 $ 277,000 $ 112,000
Richland, South Carolina 2 $ 334,000 $ 167,000 $ 69,000
Campbell, Tennessee 2 $ 594,000 $ 297,000 $ 110,000
Cannon, Tennessee 2 $ 65,000 $ 32,500 $ 50,000
Claiborne, Tennessee 2 $ 638,000 $ 319,000 $ 200,000
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Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,081 $1,692,265,000 $209,000 $3,017,000 $116,000 $9,600,000
Home Purchase 1,924 $407,828,000 $211,000 $3,313,000 $133,000 $3,500,000
Home Improvement 356 $43,934,000 $123,000 $4,200,000 $85,000 $2,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,325 $1,421,426,000 $194,000 $4,200,000 $106,000 $5,530,000
Not Provided 1,889 $516,117,000 $273,000 $3,017,000 $174,000 $9,600,000
Black or African American 603 $84,563,000 $140,000 $1,736,000 $97,000 $3,500,000
Hispanic 237 $44,916,000 $189,000 $963,000 $92,000 $461,000
Asian 230 $57,707,000 $250,000 $990,000 $119,000 $694,000
American Indian or Alaskan Native 38 $8,253,000 $217,000 $1,500,000 $94,000 $406,000
Native Hawaiian or Other Pacific Islander 24 $5,202,000 $216,000 $628,000 $77,000 $226,000
Not applicable 15 $5,843,000 $389,000 $1,500,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,262 $1,994,822,000 $215,000 $4,200,000 $125,000 $9,600,000
FHA-insured (Federal Housing Administration) 1,000 $131,973,000 $131,000 $422,000 $58,000 $743,000
VA-guaranteed (Veterans Administration) 99 $17,232,000 $174,000 $615,000 $70,000 $254,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,588 $1,129,156,000 $202,000 $3,313,000 $122,000 $3,500,000
Application Denied By Financial Institution 2,767 $576,799,000 $208,000 $2,375,000 $96,000 $2,483,000
Application Approved But Not Accepted 1,734 $357,951,000 $206,000 $999,000 $122,000 $9,600,000
Application Withdrawn By Applicant 225 $71,444,000 $317,000 $4,200,000 $244,000 $5,530,000
File Closed For Incompleteness 47 $8,677,000 $184,000 $466,000 $112,000 $352,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 908 $182,089,000 $200,000 $2,200,000 $117,000 $1,735,000
Debt-To-Income Ratio 860 $188,498,000 $219,000 $1,408,000 $60,000 $480,000
Credit History 354 $53,177,000 $150,000 $2,375,000 $98,000 $2,483,000
Other 353 $87,251,000 $247,000 $1,700,000 $126,000 $2,055,000
Credit Application Incomplete 188 $45,835,000 $243,000 $1,400,000 $101,000 $984,000
Unverifiable Information 43 $9,215,000 $214,000 $1,000,000 $106,000 $422,000
Insufficient Cash (Downpayment, Closing Cost) 33 $6,274,000 $190,000 $800,000 $86,000 $408,000
Employment History 28 $4,460,000 $159,000 $533,000 $69,000 $300,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Tennessee Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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