First Tennessee Bank NA Mortgage Lending & HMDA Data, 2007
In 2007, First Tennessee Bank NA of Memphis, TN reported 200,185 mortgage applications totaling $38.4 billion, up 457% from 2006. The average application was for $191,689, and applicants reported an average income of $93,041. 74% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (7,742), Seattle-Bellevue-Everett, WA (5,924) and Washington-Arlington-Alexandria, DC-VA-MD-WV (5,395) (applications in parentheses).
| Mortgage Company & Address | First Tennessee Bank NA 165 Madison 5th Floor Memphis, TN 38103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 200,185 |
| Total Mortgage Loan Application Amount | $38,373,401,000 |
| Average Mortgage Loan Application Amount | $191,689 |
| Highest Mortgage Loan Application Amount | $10,500,000 |
| Average Applicant Income | $93,041 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 7,742 | $ 1,755,417,000 | $ 226,739 | $ 108,000 |
| Seattle-Bellevue-Everett, WA | 5,924 | $ 1,656,830,000 | $ 279,680 | $ 111,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5,395 | $ 1,479,797,000 | $ 274,290 | $ 111,989 |
| Boise City-Nampa, ID | 5,117 | $ 858,723,000 | $ 167,817 | $ 80,000 |
| Baltimore-Towson, MD | 4,997 | $ 1,076,674,000 | $ 215,464 | $ 95,000 |
| Memphis, TN-MS-AR | 4,705 | $ 572,233,000 | $ 121,622 | $ 78,737 |
| Portland-Vancouver-Beaverton, OR-WA | 4,550 | $ 1,026,691,000 | $ 225,646 | $ 111,542 |
| Las Vegas-Paradise, NV | 4,430 | $ 1,038,052,000 | $ 234,323 | $ 108,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4,311 | $ 742,905,000 | $ 172,327 | $ 87,000 |
| Salt Lake City, UT | 4,165 | $ 838,480,000 | $ 201,315 | $ 102,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4,134 | $ 622,424,000 | $ 150,562 | $ 88,000 |
| Indianapolis-Carmel, IN | 4,051 | $ 545,859,000 | $ 134,746 | $ 69,000 |
| St. Louis, MO-IL | 2,943 | $ 406,645,000 | $ 138,173 | $ 59,413 |
| Providence-New Bedford-Fall River, RI-MA | 2,477 | $ 542,981,000 | $ 219,209 | $ 92,518 |
| Denver-Aurora, CO | 2,443 | $ 485,709,000 | $ 198,816 | $ 91,000 |
| Kansas City, MO-KS | 2,362 | $ 330,562,000 | $ 139,950 | $ 67,795 |
| Wichita, KS | 2,333 | $ 250,651,000 | $ 107,437 | $ 58,000 |
| Dallas-Plano-Irving, TX | 2,299 | $ 444,833,000 | $ 193,489 | $ 126,000 |
| Chicago-Naperville-Joliet, IL | 2,105 | $ 415,859,000 | $ 197,557 | $ 84,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,018 | $ 394,876,000 | $ 195,676 | $ 81,327 |
| Albuquerque, NM | 1,997 | $ 352,225,000 | $ 176,377 | $ 81,000 |
| Knoxville, TN | 1,914 | $ 220,689,000 | $ 115,302 | $ 90,000 |
| Riverside-San Bernardino-Ontario, CA | 1,909 | $ 517,624,000 | $ 271,149 | $ 127,000 |
| Omaha-Council Bluffs, NE-IA | 1,801 | $ 227,042,000 | $ 126,064 | $ 60,708 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,797 | $ 522,752,000 | $ 290,902 | $ 139,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,786 | $ 616,855,000 | $ 345,383 | $ 145,000 |
| Houston-Sugar Land-Baytown, TX | 1,686 | $ 283,646,000 | $ 168,236 | $ 97,000 |
| Boston-Quincy, MA | 1,650 | $ 433,092,000 | $ 262,480 | $ 105,000 |
| Fort Worth-Arlington, TX | 1,617 | $ 287,559,000 | $ 177,834 | $ 120,000 |
| Provo-Orem, UT | 1,608 | $ 326,591,000 | $ 203,103 | $ 98,000 |
| Philadelphia, PA | 1,538 | $ 280,858,000 | $ 182,612 | $ 89,000 |
| Oklahoma City, OK | 1,497 | $ 206,046,000 | $ 137,639 | $ 85,000 |
| Ogden-Clearfield, UT | 1,393 | $ 241,858,000 | $ 173,623 | $ 85,000 |
| Orlando-Kissimmee, FL | 1,265 | $ 279,540,000 | $ 220,980 | $ 105,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1,225 | $ 329,104,000 | $ 268,656 | $ 110,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,190 | $ 446,801,000 | $ 375,463 | $ 159,000 |
| Newark-Union, NJ-PA | 1,184 | $ 287,522,000 | $ 242,839 | $ 101,323 |
| Spokane, WA | 1,125 | $ 195,073,000 | $ 173,398 | $ 84,000 |
| Chattanooga, TN-GA | 1,115 | $ 159,593,000 | $ 143,132 | $ 102,760 |
| New York-White Plains-Wayne, NY-NJ | 1,087 | $ 314,499,000 | $ 289,327 | $ 127,040 |
| Lancaster, PA | 993 | $ 145,885,000 | $ 146,913 | $ 72,000 |
| Cambridge-Newton-Framingham, MA | 985 | $ 273,280,000 | $ 277,441 | $ 105,000 |
| Austin-Round Rock, TX | 968 | $ 194,443,000 | $ 200,870 | $ 116,000 |
| San Diego-Carlsbad-San Marcos, CA | 965 | $ 311,473,000 | $ 322,769 | $ 171,000 |
| Tacoma, WA | 934 | $ 208,398,000 | $ 223,124 | $ 98,000 |
| Pocatello, ID | 915 | $ 103,343,000 | $ 112,943 | $ 61,000 |
| Portland-South Portland-Biddeford, ME | 898 | $ 174,279,000 | $ 194,074 | $ 89,000 |
| Grand Rapids-Wyoming, MI | 892 | $ 117,760,000 | $ 132,017 | $ 68,000 |
| Edison, NJ | 890 | $ 216,753,000 | $ 243,542 | $ 114,000 |
| Warren-Troy-Farmington Hills, MI | 884 | $ 164,476,000 | $ 186,058 | $ 77,000 |
| Pittsburgh, PA | 882 | $ 111,514,000 | $ 126,433 | $ 79,000 |
| Richmond, VA | 857 | $ 155,582,000 | $ 181,542 | $ 84,000 |
| Wilmington, DE-MD-NJ | 856 | $ 153,254,000 | $ 179,035 | $ 78,043 |
| Charlotte-Gastonia-Concord, NC-SC | 851 | $ 143,098,000 | $ 168,152 | $ 92,589 |
| Johnson City, TN | 840 | $ 87,841,000 | $ 104,572 | $ 76,000 |
| Honolulu, HI | 832 | $ 286,859,000 | $ 344,782 | $ 109,000 |
| Kingsport-Bristol-Bristol, TN-VA | 826 | $ 85,833,000 | $ 103,914 | $ 71,469 |
| Camden, NJ | 807 | $ 149,932,000 | $ 185,789 | $ 88,000 |
| Harrisburg-Carlisle, PA | 804 | $ 108,079,000 | $ 134,426 | $ 75,000 |
| Detroit-Livonia-Dearborn, MI | 789 | $ 93,247,000 | $ 118,183 | $ 68,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 775 | $ 161,531,000 | $ 208,427 | $ 101,318 |
| Raleigh-Cary, NC | 762 | $ 124,101,000 | $ 162,862 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 719 | $ 119,657,000 | $ 166,421 | $ 72,070 |
| Oakland-Fremont-Hayward, CA | 717 | $ 280,113,000 | $ 390,673 | $ 163,000 |
| Cincinnati-Middletown, OH-KY-IN | 707 | $ 113,368,000 | $ 160,350 | $ 79,489 |
| Tampa-St. Petersburg-Clearwater, FL | 706 | $ 140,766,000 | $ 199,385 | $ 101,000 |
| Springfield, MO | 696 | $ 82,453,000 | $ 118,466 | $ 52,000 |
| Reno-Sparks, NV | 686 | $ 187,476,000 | $ 273,288 | $ 105,000 |
| Manchester-Nashua, NH | 662 | $ 128,939,000 | $ 194,771 | $ 87,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 661 | $ 333,992,000 | $ 505,282 | $ 182,000 |
| Greensboro-High Point, NC | 652 | $ 86,481,000 | $ 132,639 | $ 68,000 |
| Milwaukee-Waukesha-West Allis, WI | 621 | $ 99,607,000 | $ 160,397 | $ 78,000 |
| Morristown, TN | 573 | $ 64,460,000 | $ 112,495 | $ 68,000 |
| Cleveland-Elyria-Mentor, OH | 572 | $ 77,914,000 | $ 136,213 | $ 81,000 |
| Colorado Springs, CO | 558 | $ 102,375,000 | $ 183,467 | $ 97,000 |
| Idaho Falls, ID | 555 | $ 80,933,000 | $ 145,825 | $ 72,000 |
| Hartford-West Hartford-East Hartford, CT | 553 | $ 106,231,000 | $ 192,099 | $ 86,000 |
| Tulsa, OK | 548 | $ 73,963,000 | $ 134,968 | $ 93,000 |
| Tucson, AZ | 542 | $ 110,525,000 | $ 203,920 | $ 109,000 |
| Rockingham County-Strafford County, NH | 535 | $ 113,440,000 | $ 212,037 | $ 90,000 |
| Louisville-Jefferson County, KY-IN | 533 | $ 74,115,000 | $ 139,052 | $ 69,041 |
| Fresno, CA | 530 | $ 137,017,000 | $ 258,522 | $ 126,000 |
| Columbus, OH | 516 | $ 77,285,000 | $ 149,777 | $ 80,000 |
| Peabody, MA | 513 | $ 131,366,000 | $ 256,074 | $ 94,000 |
| St. Joseph, MO-KS | 509 | $ 56,343,000 | $ 110,693 | $ 57,082 |
| York-Hanover, PA | 500 | $ 79,599,000 | $ 159,198 | $ 69,000 |
| Anderson, IN | 492 | $ 48,424,000 | $ 98,422 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 490 | $ 55,001,000 | $ 112,246 | $ 80,906 |
| Barnstable Town, MA | 456 | $ 118,491,000 | $ 259,848 | $ 107,000 |
| Logan, UT-ID | 450 | $ 59,265,000 | $ 131,700 | $ 63,346 |
| San Francisco-San Mateo-Redwood City, CA | 433 | $ 243,615,000 | $ 562,621 | $ 209,000 |
| Salem, OR | 431 | $ 74,698,000 | $ 173,313 | $ 77,000 |
| Ann Arbor, MI | 427 | $ 75,100,000 | $ 175,878 | $ 77,000 |
| Worcester, MA | 422 | $ 87,837,000 | $ 208,144 | $ 81,000 |
| San Antonio, TX | 421 | $ 69,877,000 | $ 165,978 | $ 65,000 |
| Dover, DE | 419 | $ 79,935,000 | $ 190,775 | $ 74,000 |
| Jacksonville, FL | 415 | $ 77,152,000 | $ 185,908 | $ 84,000 |
| New Orleans-Metairie-Kenner, LA | 413 | $ 62,796,000 | $ 152,048 | $ 67,000 |
| Lake Charles, LA | 397 | $ 49,459,000 | $ 124,581 | $ 59,000 |
| Lake Havasu City-Kingman, AZ | 387 | $ 77,687,000 | $ 200,741 | $ 129,000 |
| Gary, IN | 383 | $ 54,694,000 | $ 142,804 | $ 73,000 |
| Madison, WI | 383 | $ 71,118,000 | $ 185,686 | $ 107,000 |
| Bangor, ME | 382 | $ 52,454,000 | $ 137,314 | $ 61,000 |
| Eugene-Springfield, OR | 382 | $ 74,701,000 | $ 195,552 | $ 94,000 |
| Santa Cruz-Watsonville, CA | 339 | $ 146,277,000 | $ 431,495 | $ 153,000 |
| Kennewick-Richland-Pasco, WA | 335 | $ 50,541,000 | $ 150,868 | $ 70,000 |
| Salisbury, MD | 335 | $ 59,715,000 | $ 178,253 | $ 84,000 |
| St. George, UT | 335 | $ 77,824,000 | $ 232,310 | $ 137,000 |
| Cape Coral-Fort Myers, FL | 328 | $ 75,987,000 | $ 231,667 | $ 116,000 |
| Bend, OR | 327 | $ 98,969,000 | $ 302,657 | $ 167,000 |
| Des Moines-West Des Moines, IA | 326 | $ 43,638,000 | $ 133,858 | $ 76,000 |
| Nassau-Suffolk, NY | 322 | $ 73,822,000 | $ 229,260 | $ 114,000 |
| Stockton, CA | 312 | $ 86,781,000 | $ 278,144 | $ 113,000 |
| Topeka, KS | 291 | $ 34,368,000 | $ 118,103 | $ 59,000 |
| Fort Wayne, IN | 288 | $ 31,187,000 | $ 108,288 | $ 53,000 |
| Rockford, IL | 284 | $ 33,098,000 | $ 116,542 | $ 56,000 |
| Bakersfield, CA | 280 | $ 59,891,000 | $ 213,896 | $ 94,000 |
| Vallejo-Fairfield, CA | 278 | $ 76,509,000 | $ 275,212 | $ 117,000 |
| Olympia, WA | 273 | $ 62,178,000 | $ 227,758 | $ 90,000 |
| Elkhart-Goshen, IN | 272 | $ 32,071,000 | $ 117,908 | $ 50,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 272 | $ 37,254,000 | $ 136,963 | $ 80,919 |
| Savannah, GA | 267 | $ 46,275,000 | $ 173,314 | $ 95,000 |
| Lewiston-Auburn, ME | 265 | $ 38,831,000 | $ 146,532 | $ 60,000 |
| Hagerstown-Martinsburg, MD-WV | 259 | $ 47,085,000 | $ 181,795 | $ 79,791 |
| Lexington-Fayette, KY | 259 | $ 36,778,000 | $ 142,000 | $ 88,000 |
| Coeur D'Alene, ID | 257 | $ 52,888,000 | $ 205,789 | $ 98,000 |
| Scranton--Wilkes-Barre, PA | 256 | $ 29,686,000 | $ 115,960 | $ 64,000 |
| Bellingham, WA | 255 | $ 58,261,000 | $ 228,474 | $ 81,000 |
| Winston-Salem, NC | 252 | $ 28,948,000 | $ 114,873 | $ 64,000 |
| Farmington, NM | 250 | $ 43,706,000 | $ 174,824 | $ 76,000 |
| South Bend-Mishawaka, IN-MI | 244 | $ 26,532,000 | $ 108,737 | $ 55,057 |
| Miami-Miami Beach-Kendall, FL | 242 | $ 59,672,000 | $ 246,578 | $ 153,000 |
| Akron, OH | 241 | $ 30,120,000 | $ 124,979 | $ 68,000 |
| Albany-Schenectady-Troy, NY | 240 | $ 35,729,000 | $ 148,870 | $ 90,000 |
| Cleveland, TN | 240 | $ 30,212,000 | $ 125,883 | $ 78,000 |
| Lafayette, IN | 231 | $ 24,547,000 | $ 106,264 | $ 54,000 |
| Mount Vernon-Anacortes, WA | 230 | $ 47,168,000 | $ 205,078 | $ 71,000 |
| Wilmington, NC | 230 | $ 52,223,000 | $ 227,056 | $ 119,000 |
| Brownsville-Harlingen, TX | 223 | $ 25,682,000 | $ 115,165 | $ 72,000 |
| Sarasota-Bradenton-Venice, FL | 223 | $ 62,653,000 | $ 280,955 | $ 136,000 |
| Bremerton-Silverdale, WA | 220 | $ 53,981,000 | $ 245,368 | $ 96,000 |
| Medford, OR | 220 | $ 49,001,000 | $ 222,731 | $ 101,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 215 | $ 47,390,000 | $ 220,418 | $ 85,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 213 | $ 38,008,000 | $ 178,441 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 213 | $ 67,063,000 | $ 314,849 | $ 137,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 212 | $ 36,813,000 | $ 173,646 | $ 86,000 |
| Lake County-Kenosha County, IL-WI | 209 | $ 41,500,000 | $ 198,564 | $ 103,406 |
| Clarksville, TN-KY | 207 | $ 25,193,000 | $ 121,705 | $ 45,439 |
| Holland-Grand Haven, MI | 202 | $ 29,025,000 | $ 143,688 | $ 70,000 |
| Columbus, GA-AL | 201 | $ 30,235,000 | $ 150,422 | $ 66,537 |
| Jackson, TN | 200 | $ 25,009,000 | $ 125,045 | $ 84,000 |
| Missoula, MT | 199 | $ 40,435,000 | $ 203,190 | $ 125,000 |
| Buffalo-Niagara Falls, NY | 196 | $ 21,308,000 | $ 108,714 | $ 73,000 |
| Reading, PA | 195 | $ 28,810,000 | $ 147,743 | $ 79,000 |
| Wichita Falls, TX | 195 | $ 19,391,000 | $ 99,441 | $ 58,000 |
| Dayton, OH | 194 | $ 25,985,000 | $ 133,943 | $ 55,000 |
| Prescott, AZ | 191 | $ 44,001,000 | $ 230,371 | $ 114,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 190 | $ 38,953,000 | $ 205,015 | $ 124,000 |
| Gulfport-Biloxi, MS | 188 | $ 23,195,000 | $ 123,377 | $ 110,000 |
| Lawrence, KS | 180 | $ 26,764,000 | $ 148,688 | $ 78,000 |
| Greeley, CO | 179 | $ 29,682,000 | $ 165,821 | $ 79,000 |
| Baton Rouge, LA | 178 | $ 24,161,000 | $ 135,735 | $ 73,000 |
| Duluth, MN-WI | 178 | $ 22,460,000 | $ 126,179 | $ 57,679 |
| Longview, WA | 178 | $ 35,704,000 | $ 200,584 | $ 83,000 |
| New Haven-Milford, CT | 178 | $ 33,623,000 | $ 188,893 | $ 85,000 |
| Little Rock-North Little Rock-Conway, AR | 177 | $ 23,313,000 | $ 131,711 | $ 71,000 |
| Corpus Christi, TX | 176 | $ 25,223,000 | $ 143,312 | $ 84,000 |
| Modesto, CA | 176 | $ 45,766,000 | $ 260,034 | $ 114,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 169 | $ 46,259,000 | $ 273,721 | $ 173,000 |
| Muncie, IN | 168 | $ 14,198,000 | $ 84,511 | $ 49,000 |
| Grand Junction, CO | 166 | $ 29,182,000 | $ 175,795 | $ 85,000 |
| McAllen-Edinburg-Mission, TX | 161 | $ 19,100,000 | $ 118,633 | $ 62,000 |
| Charleston-North Charleston, SC | 155 | $ 27,716,000 | $ 178,812 | $ 86,000 |
| Lakeland, FL | 155 | $ 26,211,000 | $ 169,103 | $ 75,000 |
| Santa Fe, NM | 155 | $ 41,117,000 | $ 265,270 | $ 104,000 |
| Springfield, MA | 154 | $ 23,954,000 | $ 155,545 | $ 74,000 |
| Jackson, MS | 153 | $ 22,266,000 | $ 145,529 | $ 74,000 |
| Flagstaff, AZ | 148 | $ 32,580,000 | $ 220,135 | $ 127,000 |
| El Paso, TX | 147 | $ 20,923,000 | $ 142,333 | $ 65,000 |
| Kokomo, IN | 147 | $ 12,901,000 | $ 87,761 | $ 56,000 |
| Syracuse, NY | 146 | $ 13,280,000 | $ 90,958 | $ 83,000 |
| Durham, NC | 145 | $ 23,207,000 | $ 160,048 | $ 81,000 |
| Fort Collins-Loveland, CO | 144 | $ 23,289,000 | $ 161,729 | $ 83,000 |
| Las Cruces, NM | 143 | $ 23,076,000 | $ 161,370 | $ 92,000 |
| Jefferson City, MO | 137 | $ 16,116,000 | $ 117,635 | $ 54,000 |
| Palm Bay-Melbourne-Titusville, FL | 135 | $ 23,851,000 | $ 176,674 | $ 73,000 |
| Santa Rosa-Petaluma, CA | 135 | $ 48,733,000 | $ 360,985 | $ 211,000 |
| Champaign-Urbana, IL | 133 | $ 16,059,000 | $ 120,744 | $ 72,000 |
| Lebanon, PA | 132 | $ 17,673,000 | $ 133,886 | $ 66,000 |
| Bridgeport-Stamford-Norwalk, CT | 128 | $ 37,848,000 | $ 295,687 | $ 127,000 |
| Port St. Lucie, FL | 128 | $ 22,844,000 | $ 178,468 | $ 73,000 |
| Bloomington, IN | 127 | $ 18,593,000 | $ 146,401 | $ 62,000 |
| Greenville-Mauldin-Easley, SC | 121 | $ 15,450,000 | $ 127,685 | $ 75,000 |
| Shreveport-Bossier City, LA | 118 | $ 14,157,000 | $ 119,974 | $ 68,000 |
| Winchester, VA-WV | 118 | $ 23,946,000 | $ 202,932 | $ 84,313 |
| Youngstown-Warren-Boardman, OH-PA | 118 | $ 14,000,000 | $ 118,644 | $ 60,033 |
| Chico, CA | 116 | $ 24,715,000 | $ 213,060 | $ 107,000 |
| Norwich-New London, CT | 113 | $ 19,931,000 | $ 176,380 | $ 78,000 |
| Peoria, IL | 113 | $ 11,908,000 | $ 105,380 | $ 62,000 |
| Gainesville, FL | 111 | $ 17,231,000 | $ 155,234 | $ 77,000 |
| Pascagoula, MS | 105 | $ 11,703,000 | $ 111,457 | $ 51,000 |
| Asheville, NC | 104 | $ 18,945,000 | $ 182,163 | $ 97,000 |
| Lansing-East Lansing, MI | 103 | $ 14,802,000 | $ 143,708 | $ 69,000 |
| Birmingham-Hoover, AL | 102 | $ 13,277,000 | $ 130,166 | $ 50,000 |
| Casper, WY | 102 | $ 14,647,000 | $ 143,598 | $ 66,000 |
| Yakima, WA | 101 | $ 14,878,000 | $ 147,306 | $ 96,000 |
| Columbia, MO | 97 | $ 13,730,000 | $ 141,546 | $ 71,000 |
| Killeen-Temple-Fort Hood, TX | 97 | $ 13,844,000 | $ 142,721 | $ 44,000 |
| Visalia-Porterville, CA | 95 | $ 23,339,000 | $ 245,673 | $ 144,000 |
| Spartanburg, SC | 93 | $ 10,115,000 | $ 108,763 | $ 65,000 |
| Fayetteville, NC | 92 | $ 10,990,000 | $ 119,456 | $ 38,000 |
| Flint, MI | 92 | $ 10,235,000 | $ 111,250 | $ 69,000 |
| Salinas, CA | 92 | $ 37,147,000 | $ 403,771 | $ 149,000 |
| Columbia, SC | 91 | $ 13,313,000 | $ 146,296 | $ 45,000 |
| Lafayette, LA | 91 | $ 11,568,000 | $ 127,120 | $ 83,000 |
| Kalamazoo-Portage, MI | 90 | $ 11,923,000 | $ 132,477 | $ 84,000 |
| Ocala, FL | 90 | $ 15,479,000 | $ 171,988 | $ 76,000 |
| Billings, MT | 87 | $ 10,956,000 | $ 125,931 | $ 66,000 |
| Wenatchee, WA | 86 | $ 20,454,000 | $ 237,837 | $ 95,000 |
| San Angelo, TX | 85 | $ 9,079,000 | $ 106,811 | $ 56,000 |
| Texarkana, Tx-Texarkana, AR | 83 | $ 8,036,000 | $ 96,819 | $ 56,385 |
| Cheyenne, WY | 80 | $ 10,137,000 | $ 126,712 | $ 69,000 |
| Yuma, AZ | 80 | $ 13,251,000 | $ 165,637 | $ 111,000 |
| Atlantic City, NJ | 79 | $ 16,745,000 | $ 211,962 | $ 88,000 |
| Trenton-Ewing, NJ | 79 | $ 14,525,000 | $ 183,860 | $ 98,000 |
| Altoona, PA | 78 | $ 7,449,000 | $ 95,500 | $ 56,000 |
| Canton-Massillon, OH | 78 | $ 9,465,000 | $ 121,346 | $ 83,000 |
| Yuba City, CA | 78 | $ 17,671,000 | $ 226,551 | $ 82,000 |
| Evansville, IN-KY | 77 | $ 8,419,000 | $ 109,337 | $ 61,571 |
| Naples-Marco Island, FL | 77 | $ 28,178,000 | $ 365,948 | $ 168,000 |
| Springfield, IL | 77 | $ 7,930,000 | $ 102,987 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 76 | $ 11,724,000 | $ 154,263 | $ 102,000 |
| Pueblo, CO | 76 | $ 10,145,000 | $ 133,486 | $ 67,000 |
| Great Falls, MT | 74 | $ 9,872,000 | $ 133,405 | $ 64,000 |
| Rochester, NY | 74 | $ 8,161,000 | $ 110,283 | $ 85,000 |
| Gainesville, GA | 72 | $ 11,728,000 | $ 162,888 | $ 103,000 |
| Augusta-Richmond County, GA-SC | 71 | $ 9,347,000 | $ 131,647 | $ 37,464 |
| Beaumont-Port Arthur, TX | 71 | $ 8,152,000 | $ 114,816 | $ 63,000 |
| Boulder, CO | 71 | $ 14,646,000 | $ 206,281 | $ 104,000 |
| Danville, IL | 71 | $ 5,268,000 | $ 74,197 | $ 45,000 |
| Redding, CA | 71 | $ 14,587,000 | $ 205,450 | $ 94,000 |
| Panama City-Lynn Haven, FL | 69 | $ 14,036,000 | $ 203,420 | $ 219,000 |
| Kingston, NY | 68 | $ 14,347,000 | $ 210,985 | $ 79,000 |
| Racine, WI | 68 | $ 11,186,000 | $ 164,500 | $ 70,000 |
| Toledo, OH | 67 | $ 11,472,000 | $ 171,223 | $ 70,000 |
| Madera, CA | 66 | $ 14,572,000 | $ 220,787 | $ 101,000 |
| Auburn-Opelika, AL | 65 | $ 10,069,000 | $ 154,907 | $ 59,000 |
| Green Bay, WI | 65 | $ 7,910,000 | $ 121,692 | $ 57,000 |
| Johnstown, PA | 65 | $ 4,964,000 | $ 76,369 | $ 51,000 |
| State College, PA | 65 | $ 6,652,000 | $ 102,338 | $ 59,000 |
| Fort Walton Beach-Crestview-Destin, FL | 64 | $ 15,959,000 | $ 249,359 | $ 164,000 |
| Monroe, MI | 64 | $ 8,473,000 | $ 132,390 | $ 67,000 |
| Ocean City, NJ | 61 | $ 17,697,000 | $ 290,114 | $ 137,000 |
| Burlington, NC | 59 | $ 9,959,000 | $ 168,796 | $ 105,000 |
| Macon, GA | 58 | $ 7,349,000 | $ 126,706 | $ 49,000 |
| San Luis Obispo-Paso Robles, CA | 57 | $ 16,643,000 | $ 291,982 | $ 173,000 |
| Lewiston, ID-WA | 56 | $ 8,004,000 | $ 142,928 | $ 74,767 |
| Houma-Bayou Cane-Thibodaux, LA | 55 | $ 8,031,000 | $ 146,018 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 54 | $ 5,440,000 | $ 100,740 | $ 55,370 |
| Lynchburg, VA | 54 | $ 6,572,000 | $ 121,703 | $ 64,000 |
| Punta Gorda, FL | 53 | $ 11,181,000 | $ 210,962 | $ 115,000 |
| Charlottesville, VA | 52 | $ 10,866,000 | $ 208,961 | $ 124,000 |
| Hot Springs, AR | 52 | $ 7,911,000 | $ 152,134 | $ 87,000 |
| Bismarck, ND | 51 | $ 6,734,000 | $ 132,039 | $ 52,000 |
| Janesville, WI | 51 | $ 6,272,000 | $ 122,980 | $ 66,000 |
| Appleton, WI | 50 | $ 5,800,000 | $ 116,000 | $ 145,000 |
| Tallahassee, FL | 50 | $ 7,907,000 | $ 158,140 | $ 79,000 |
| Utica-Rome, NY | 50 | $ 4,706,000 | $ 94,120 | $ 62,000 |
| Bay City, MI | 49 | $ 4,094,000 | $ 83,551 | $ 55,000 |
| Binghamton, NY | 49 | $ 3,899,000 | $ 79,571 | $ 51,000 |
| Merced, CA | 49 | $ 10,964,000 | $ 223,755 | $ 105,000 |
| Muskegon-Norton Shores, MI | 48 | $ 6,475,000 | $ 134,895 | $ 65,000 |
| Burlington-South Burlington, VT | 47 | $ 8,071,000 | $ 171,723 | $ 69,000 |
| Hickory-Lenoir-Morganton, NC | 47 | $ 7,987,000 | $ 169,936 | $ 93,000 |
| Jackson, MI | 47 | $ 5,764,000 | $ 122,638 | $ 53,000 |
| Carson City, NV | 45 | $ 10,346,000 | $ 229,911 | $ 95,000 |
| El Centro, CA | 45 | $ 9,913,000 | $ 220,288 | $ 77,000 |
| Glens Falls, NY | 45 | $ 5,428,000 | $ 120,622 | $ 86,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 45 | $ 15,162,000 | $ 336,933 | $ 193,000 |
| Vineland-Millville-Bridgeton, NJ | 45 | $ 7,889,000 | $ 175,311 | $ 73,000 |
| Corvallis, OR | 44 | $ 10,887,000 | $ 247,431 | $ 102,000 |
| Williamsport, PA | 43 | $ 4,535,000 | $ 105,465 | $ 60,000 |
| Huntsville, AL | 42 | $ 6,467,000 | $ 153,976 | $ 86,000 |
| Roanoke, VA | 42 | $ 6,954,000 | $ 165,571 | $ 75,000 |
| Napa, CA | 41 | $ 15,988,000 | $ 389,951 | $ 165,000 |
| Charleston, WV | 39 | $ 5,368,000 | $ 137,641 | $ 85,000 |
| Palm Coast, FL | 39 | $ 8,736,000 | $ 224,000 | $ 117,000 |
| Jacksonville, NC | 38 | $ 5,695,000 | $ 149,868 | $ 44,000 |
| Warner Robins, GA | 38 | $ 5,125,000 | $ 134,868 | $ 74,000 |
| Lincoln, NE | 37 | $ 4,792,000 | $ 129,513 | $ 57,000 |
| Niles-Benton Harbor, MI | 37 | $ 5,162,000 | $ 139,513 | $ 133,000 |
| Columbus, IN | 36 | $ 4,443,000 | $ 123,416 | $ 47,000 |
| Joplin, MO | 36 | $ 3,337,000 | $ 92,694 | $ 58,000 |
| Mobile, AL | 36 | $ 6,044,000 | $ 167,888 | $ 87,000 |
| Tyler, TX | 35 | $ 7,164,000 | $ 204,685 | $ 136,000 |
| Waco, TX | 34 | $ 4,718,000 | $ 138,764 | $ 54,000 |
| Abilene, TX | 32 | $ 2,958,000 | $ 92,437 | $ 47,000 |
| College Station-Bryan, TX | 32 | $ 3,340,000 | $ 104,375 | $ 127,000 |
| Fort Smith, AR-OK | 32 | $ 3,710,000 | $ 115,937 | $ 48,843 |
| Hanford-Corcoran, CA | 31 | $ 6,325,000 | $ 204,032 | $ 91,000 |
| Hinesville-Fort Stewart, GA | 31 | $ 4,601,000 | $ 148,419 | $ 58,000 |
| Cumberland, MD-WV | 30 | $ 3,029,000 | $ 100,966 | $ 54,300 |
| Midland, TX | 30 | $ 3,689,000 | $ 122,966 | $ 64,000 |
| Saginaw-Saginaw Township North, MI | 29 | $ 2,519,000 | $ 86,862 | $ 61,000 |
| Sherman-Denison, TX | 29 | $ 4,452,000 | $ 153,517 | $ 87,000 |
| Springfield, OH | 28 | $ 3,839,000 | $ 137,107 | $ 58,000 |
| Athens-Clarke County, GA | 27 | $ 4,802,000 | $ 177,851 | $ 77,000 |
| Jonesboro, AR | 27 | $ 2,587,000 | $ 95,814 | $ 78,000 |
| Montgomery, AL | 27 | $ 3,655,000 | $ 135,370 | $ 36,000 |
| Oshkosh-Neenah, WI | 27 | $ 3,100,000 | $ 114,814 | $ 54,000 |
| Wheeling, WV-OH | 27 | $ 3,926,000 | $ 145,407 | $ 67,777 |
| Mansfield, OH | 26 | $ 3,302,000 | $ 127,000 | $ 64,000 |
| Erie, PA | 25 | $ 2,666,000 | $ 106,640 | $ 64,000 |
| Florence, SC | 25 | $ 2,874,000 | $ 114,960 | $ 37,000 |
| Hattiesburg, MS | 25 | $ 2,525,000 | $ 101,000 | $ 67,000 |
| Sebastian-Vero Beach, FL | 25 | $ 6,281,000 | $ 251,240 | $ 121,000 |
| Decatur, IL | 24 | $ 2,446,000 | $ 101,916 | $ 49,000 |
| Amarillo, TX | 23 | $ 3,039,000 | $ 132,130 | $ 88,000 |
| Bloomington-Normal, IL | 23 | $ 3,200,000 | $ 139,130 | $ 61,000 |
| Lubbock, TX | 23 | $ 2,655,000 | $ 115,434 | $ 108,000 |
| Michigan City-La Porte, IN | 23 | $ 2,703,000 | $ 117,521 | $ 63,000 |
| Weirton-Steubenville, WV-OH | 23 | $ 2,436,000 | $ 105,913 | $ 54,217 |
| Anderson, SC | 22 | $ 2,735,000 | $ 124,318 | $ 43,000 |
| Grand Forks, ND-MN | 21 | $ 1,664,000 | $ 79,238 | $ 64,761 |
| Pine Bluff, AR | 21 | $ 2,470,000 | $ 117,619 | $ 62,000 |
| Battle Creek, MI | 20 | $ 1,864,000 | $ 93,200 | $ 65,000 |
| Bowling Green, KY | 20 | $ 2,440,000 | $ 122,000 | $ 59,000 |
| Fond Du Lac, WI | 20 | $ 2,047,000 | $ 102,350 | $ 54,000 |
| Sioux Falls, SD | 20 | $ 2,458,000 | $ 122,900 | $ 73,000 |
| Danville, VA | 19 | $ 2,351,000 | $ 123,736 | $ 63,000 |
| Rome, GA | 19 | $ 1,984,000 | $ 104,421 | $ 112,000 |
| Sheboygan, WI | 19 | $ 2,353,000 | $ 123,842 | $ 72,000 |
| St. Cloud, MN | 19 | $ 3,487,000 | $ 183,526 | $ 178,000 |
| Tuscaloosa, AL | 19 | $ 2,107,000 | $ 110,894 | $ 51,000 |
| Albany, GA | 18 | $ 2,504,000 | $ 139,111 | $ 85,000 |
| Ames, IA | 18 | $ 2,545,000 | $ 141,388 | $ 93,000 |
| Cedar Rapids, IA | 18 | $ 2,041,000 | $ 113,388 | $ 57,000 |
| Kankakee-Bradley, IL | 18 | $ 2,462,000 | $ 136,777 | $ 48,000 |
| Lawton, OK | 18 | $ 1,580,000 | $ 87,777 | $ 37,000 |
| Dalton, GA | 17 | $ 2,617,000 | $ 153,941 | $ 89,000 |
| Elizabethtown, KY | 17 | $ 3,400,000 | $ 200,000 | $ 110,000 |
| Sandusky, OH | 17 | $ 3,347,000 | $ 196,882 | $ 162,000 |
| Terre Haute, IN | 17 | $ 1,639,000 | $ 96,411 | $ 71,000 |
| Dubuque, IA | 16 | $ 1,827,000 | $ 114,187 | $ 53,000 |
| Pittsfield, MA | 16 | $ 2,662,000 | $ 166,375 | $ 91,000 |
| Harrisonburg, VA | 15 | $ 2,471,000 | $ 164,733 | $ 159,000 |
| Laredo, TX | 15 | $ 1,995,000 | $ 133,000 | $ 53,000 |
| Waterloo-Cedar Falls, IA | 15 | $ 1,578,000 | $ 105,200 | $ 57,000 |
| Blacksburg-Christiansburg-Radford, VA | 14 | $ 1,716,000 | $ 122,571 | $ 82,000 |
| Greenville, NC | 14 | $ 1,295,000 | $ 92,500 | $ 70,000 |
| Sioux City, IA-NE-SD | 14 | $ 1,484,000 | $ 106,000 | $ 82,214 |
| Victoria, TX | 14 | $ 2,304,000 | $ 164,571 | $ 170,000 |
| Fargo, ND-MN | 13 | $ 1,465,000 | $ 112,692 | $ 56,230 |
| Monroe, LA | 13 | $ 1,230,000 | $ 94,615 | $ 68,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 13 | $ 1,565,000 | $ 120,384 | $ 50,769 |
| Alexandria, LA | 12 | $ 1,050,000 | $ 87,500 | $ 54,000 |
| Brunswick, GA | 12 | $ 4,525,000 | $ 377,083 | $ 41,000 |
| Eau Claire, WI | 12 | $ 1,343,000 | $ 111,916 | $ 46,000 |
| Longview, TX | 12 | $ 1,112,000 | $ 92,666 | $ 43,000 |
| Odessa, TX | 12 | $ 1,034,000 | $ 86,166 | $ 59,000 |
| Rochester, MN | 12 | $ 4,438,000 | $ 369,833 | $ 162,000 |
| Florence-Muscle Shoals, AL | 11 | $ 1,487,000 | $ 135,181 | $ 130,000 |
| Gadsden, AL | 11 | $ 1,285,000 | $ 116,818 | $ 58,000 |
| Iowa City, IA | 11 | $ 1,370,000 | $ 124,545 | $ 73,000 |
| Rocky Mount, NC | 11 | $ 1,348,000 | $ 122,545 | $ 47,000 |
| Wausau, WI | 10 | $ 1,416,000 | $ 141,600 | $ 61,000 |
| Anchorage, AK | 9 | $ 1,436,000 | $ 159,555 | $ 66,000 |
| Morgantown, WV | 9 | $ 1,395,000 | $ 155,000 | $ 84,000 |
| Rapid City, SD | 9 | $ 1,575,000 | $ 175,000 | $ 139,000 |
| Sumter, SC | 8 | $ 1,116,000 | $ 139,500 | $ 12,000 |
| La Crosse, WI-MN | 7 | $ 954,000 | $ 136,285 | $ 69,000 |
| Owensboro, KY | 7 | $ 724,000 | $ 103,428 | $ 80,000 |
| Anniston-Oxford, AL | 6 | $ 568,000 | $ 94,666 | $ 40,000 |
| Goldsboro, NC | 6 | $ 531,000 | $ 88,500 | $ 45,000 |
| Ithaca, NY | 6 | $ 1,007,000 | $ 167,833 | $ 69,000 |
| Decatur, AL | 5 | $ 580,000 | $ 116,000 | $ 72,000 |
| Dothan, AL | 5 | $ 549,000 | $ 109,800 | $ 50,000 |
| Lima, OH | 4 | $ 637,000 | $ 159,250 | $ 43,000 |
| Valdosta, GA | 4 | $ 572,000 | $ 143,000 | $ 32,000 |
| Elmira, NY | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 109,611 | $21,308,458,000 | $194,000 | $9,200,000 | $98,000 | $9,999,000 |
| Refinancing | 86,814 | $16,697,317,000 | $192,000 | $10,500,000 | $87,000 | $9,666,000 |
| Home Improvement | 3,760 | $367,626,000 | $97,000 | $1,515,000 | $88,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 143,495 | $27,738,798,000 | $193,000 | $9,200,000 | $96,000 | $9,999,000 |
| Not Provided | 20,704 | $3,631,160,000 | $175,000 | $10,500,000 | $94,000 | $8,977,000 |
| Black or African American | 15,075 | $2,620,320,000 | $173,000 | $2,470,000 | $71,000 | $3,000,000 |
| Hispanic | 13,812 | $2,677,942,000 | $193,000 | $2,730,000 | $76,000 | $5,962,000 |
| Asian | 5,148 | $1,287,073,000 | $250,000 | $2,500,000 | $112,000 | $2,400,000 |
| Native Hawaiian or Other Pacific Islander | 867 | $214,833,000 | $247,000 | $1,500,000 | $100,000 | $1,415,000 |
| American Indian or Alaskan Native | 658 | $121,957,000 | $185,000 | $1,500,000 | $85,000 | $2,100,000 |
| Not applicable | 426 | $81,318,000 | $190,000 | $3,000,000 | $0 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 177,612 | $34,528,617,000 | $194,000 | $10,500,000 | $98,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 16,409 | $2,659,920,000 | $162,000 | $551,000 | $55,000 | $3,000,000 |
| VA-guaranteed (Veterans Administration) | 5,797 | $1,138,679,000 | $196,000 | $752,000 | $42,000 | $434,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 367 | $46,185,000 | $125,000 | $285,000 | $40,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 148,764 | $28,573,883,000 | $192,000 | $5,000,000 | $92,000 | $9,999,000 |
| Application Denied By Financial Institution | 46,140 | $8,850,365,000 | $191,000 | $10,500,000 | $97,000 | $9,666,000 |
| Application Withdrawn By Applicant | 2,742 | $566,326,000 | $206,000 | $2,700,000 | $108,000 | $3,652,000 |
| Application Approved But Not Accepted | 2,151 | $316,437,000 | $147,000 | $1,900,000 | $98,000 | $1,773,000 |
| Loan Purchased By The Institution | 367 | $63,373,000 | $172,000 | $900,000 | $0 | $114,000 |
| File Closed For Incompleteness | 21 | $3,017,000 | $143,000 | $368,000 | $104,000 | $277,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 14,937 | $2,928,012,000 | $196,000 | $10,500,000 | $98,000 | $4,589,000 |
| Collateral | 9,600 | $1,789,506,000 | $186,000 | $9,200,000 | $103,000 | $4,678,000 |
| Credit History | 7,962 | $1,274,079,000 | $160,000 | $3,200,000 | $76,000 | $9,666,000 |
| Debt-To-Income Ratio | 7,064 | $1,448,376,000 | $205,000 | $8,979,000 | $96,000 | $9,666,000 |
| Unverifiable Information | 2,099 | $439,012,000 | $209,000 | $2,500,000 | $107,000 | $2,000,000 |
| Other | 2,031 | $436,767,000 | $215,000 | $3,000,000 | $140,000 | $8,977,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,525 | $345,819,000 | $226,000 | $2,500,000 | $102,000 | $2,220,000 |
| Employment History | 893 | $184,160,000 | $206,000 | $3,080,000 | $99,000 | $1,250,000 |
| Mortgage Insurance Denied | 29 | $4,634,000 | $159,000 | $704,000 | $121,000 | $887,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Tennessee Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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