Global Equity Lending, Inc. Mortgage Lending & HMDA Data, 2007
In 2007, Global Equity Lending, Inc. of Johns Creek, GA reported 8,959 mortgage applications totaling $2.4 billion, down 3% from 2006. The average application was for $269,117, and applicants reported an average income of $120,582. 0% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (586), Los Angeles-Long Beach-Glendale, CA (533) and Riverside-San Bernardino-Ontario, CA (526) (applications in parentheses).
| Mortgage Company & Address | Global Equity Lending, Inc. 6465 East Johns Crossing Johns Creek, GA 30097 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,959 |
| Total Mortgage Loan Application Amount | $2,411,020,000 |
| Average Mortgage Loan Application Amount | $269,117 |
| Highest Mortgage Loan Application Amount | $8,823,000 |
| Average Applicant Income | $120,582 |
| Highest Applicant Income | $9,984,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Global Equity Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 586 | $ 107,321,000 | $ 183,141 | $ 128,000 |
| Los Angeles-Long Beach-Glendale, CA | 533 | $ 216,077,000 | $ 405,397 | $ 142,000 |
| Riverside-San Bernardino-Ontario, CA | 526 | $ 189,225,000 | $ 359,743 | $ 120,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 352 | $ 115,878,000 | $ 329,198 | $ 157,465 |
| Las Vegas-Paradise, NV | 317 | $ 93,536,000 | $ 295,066 | $ 118,000 |
| Oakland-Fremont-Hayward, CA | 266 | $ 121,742,000 | $ 457,676 | $ 159,000 |
| Fresno, CA | 222 | $ 55,489,000 | $ 249,950 | $ 125,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 204 | $ 63,087,000 | $ 309,250 | $ 129,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 202 | $ 41,219,000 | $ 204,054 | $ 74,985 |
| Visalia-Porterville, CA | 197 | $ 39,161,000 | $ 198,786 | $ 69,000 |
| Richmond, VA | 187 | $ 30,496,000 | $ 163,080 | $ 100,000 |
| Phoenix-Mesa-Scottsdale, AZ | 181 | $ 49,706,000 | $ 274,618 | $ 113,000 |
| San Diego-Carlsbad-San Marcos, CA | 180 | $ 76,962,000 | $ 427,566 | $ 131,000 |
| Seattle-Bellevue-Everett, WA | 166 | $ 49,687,000 | $ 299,319 | $ 148,000 |
| Bakersfield, CA | 164 | $ 34,782,000 | $ 212,085 | $ 54,000 |
| Orlando-Kissimmee, FL | 156 | $ 38,977,000 | $ 249,852 | $ 112,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 140 | $ 27,942,000 | $ 199,585 | $ 71,000 |
| St. Louis, MO-IL | 125 | $ 20,799,000 | $ 166,392 | $ 108,240 |
| Stockton, CA | 123 | $ 48,006,000 | $ 390,292 | $ 198,000 |
| Tampa-St. Petersburg-Clearwater, FL | 118 | $ 25,836,000 | $ 218,949 | $ 111,000 |
| San Francisco-San Mateo-Redwood City, CA | 113 | $ 62,510,000 | $ 553,185 | $ 139,000 |
| Philadelphia, PA | 107 | $ 18,406,000 | $ 172,018 | $ 85,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 101 | $ 49,682,000 | $ 491,900 | $ 179,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 99 | $ 24,281,000 | $ 245,262 | $ 86,000 |
| Houston-Sugar Land-Baytown, TX | 98 | $ 15,187,000 | $ 154,969 | $ 101,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 87 | $ 36,520,000 | $ 419,770 | $ 143,000 |
| Detroit-Livonia-Dearborn, MI | 84 | $ 10,687,000 | $ 127,226 | $ 98,000 |
| Sarasota-Bradenton-Venice, FL | 83 | $ 23,356,000 | $ 281,397 | $ 151,000 |
| Baltimore-Towson, MD | 77 | $ 17,904,000 | $ 232,519 | $ 152,000 |
| Vallejo-Fairfield, CA | 76 | $ 30,393,000 | $ 399,907 | $ 110,000 |
| Tacoma, WA | 73 | $ 19,960,000 | $ 273,424 | $ 115,000 |
| Bethesda-Gaithersburg-Frederick, MD | 72 | $ 22,977,000 | $ 319,125 | $ 118,000 |
| Miami-Miami Beach-Kendall, FL | 72 | $ 18,619,000 | $ 258,597 | $ 111,000 |
| Santa Ana-Anaheim-Irvine, CA | 70 | $ 35,472,000 | $ 506,742 | $ 141,000 |
| Newark-Union, NJ-PA | 68 | $ 21,947,000 | $ 322,750 | $ 122,882 |
| Edison, NJ | 63 | $ 18,602,000 | $ 295,269 | $ 134,000 |
| Portland-Vancouver-Beaverton, OR-WA | 61 | $ 14,545,000 | $ 238,442 | $ 103,868 |
| Dallas-Plano-Irving, TX | 60 | $ 9,705,000 | $ 161,750 | $ 124,000 |
| Fayetteville, NC | 60 | $ 6,279,000 | $ 104,650 | $ 73,000 |
| Providence-New Bedford-Fall River, RI-MA | 54 | $ 12,481,000 | $ 231,129 | $ 82,333 |
| Fort Worth-Arlington, TX | 51 | $ 14,889,000 | $ 291,941 | $ 150,000 |
| Warren-Troy-Farmington Hills, MI | 50 | $ 10,032,000 | $ 200,640 | $ 81,000 |
| Salt Lake City, UT | 49 | $ 12,604,000 | $ 257,224 | $ 145,000 |
| Ogden-Clearfield, UT | 45 | $ 9,628,000 | $ 213,955 | $ 75,000 |
| Charlotte-Gastonia-Concord, NC-SC | 39 | $ 11,405,000 | $ 292,435 | $ 138,615 |
| Hanford-Corcoran, CA | 39 | $ 6,730,000 | $ 172,564 | $ 72,000 |
| Modesto, CA | 38 | $ 12,342,000 | $ 324,789 | $ 134,000 |
| Chicago-Naperville-Joliet, IL | 37 | $ 8,564,000 | $ 231,459 | $ 85,000 |
| Charleston-North Charleston, SC | 34 | $ 7,382,000 | $ 217,117 | $ 84,000 |
| Huntsville, AL | 34 | $ 4,456,000 | $ 131,058 | $ 81,000 |
| New York-White Plains-Wayne, NY-NJ | 34 | $ 10,373,000 | $ 305,088 | $ 106,000 |
| Jacksonville, FL | 32 | $ 6,719,000 | $ 209,968 | $ 205,000 |
| Kansas City, MO-KS | 32 | $ 4,488,000 | $ 140,250 | $ 130,375 |
| Tucson, AZ | 32 | $ 5,761,000 | $ 180,031 | $ 154,000 |
| Columbia, SC | 30 | $ 3,718,000 | $ 123,933 | $ 192,000 |
| Salinas, CA | 30 | $ 14,639,000 | $ 487,966 | $ 121,000 |
| Atlantic City, NJ | 29 | $ 6,679,000 | $ 230,310 | $ 181,000 |
| Birmingham-Hoover, AL | 29 | $ 3,950,000 | $ 136,206 | $ 61,000 |
| Olympia, WA | 29 | $ 7,238,000 | $ 249,586 | $ 92,000 |
| San Antonio, TX | 29 | $ 5,125,000 | $ 176,724 | $ 135,000 |
| Anchorage, AK | 28 | $ 7,095,000 | $ 253,392 | $ 136,000 |
| Jackson, MS | 28 | $ 3,617,000 | $ 129,178 | $ 215,000 |
| Camden, NJ | 27 | $ 5,792,000 | $ 214,518 | $ 131,000 |
| Durham, NC | 27 | $ 3,431,000 | $ 127,074 | $ 75,000 |
| Bremerton-Silverdale, WA | 26 | $ 6,206,000 | $ 238,692 | $ 102,000 |
| Raleigh-Cary, NC | 26 | $ 5,194,000 | $ 199,769 | $ 85,000 |
| Hagerstown-Martinsburg, MD-WV | 25 | $ 6,289,000 | $ 251,560 | $ 152,400 |
| Yuma, AZ | 24 | $ 3,502,000 | $ 145,916 | $ 66,000 |
| Lakeland, FL | 22 | $ 4,335,000 | $ 197,045 | $ 75,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 21 | $ 3,340,000 | $ 159,047 | $ 116,000 |
| Columbus, OH | 21 | $ 1,955,000 | $ 93,095 | $ 67,000 |
| Provo-Orem, UT | 21 | $ 4,659,000 | $ 221,857 | $ 76,000 |
| Colorado Springs, CO | 20 | $ 4,124,000 | $ 206,200 | $ 99,000 |
| Merced, CA | 20 | $ 5,890,000 | $ 294,500 | $ 108,000 |
| Reno-Sparks, NV | 20 | $ 6,117,000 | $ 305,850 | $ 80,000 |
| Austin-Round Rock, TX | 19 | $ 2,652,000 | $ 139,578 | $ 178,000 |
| Chattanooga, TN-GA | 19 | $ 2,250,000 | $ 118,421 | $ 48,421 |
| Madera, CA | 19 | $ 4,780,000 | $ 251,578 | $ 106,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 2,902,000 | $ 161,222 | $ 90,000 |
| Killeen-Temple-Fort Hood, TX | 18 | $ 2,884,000 | $ 160,222 | $ 131,000 |
| Memphis, TN-MS-AR | 17 | $ 2,093,000 | $ 123,117 | $ 85,647 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 4,914,000 | $ 289,058 | $ 124,000 |
| Port St. Lucie, FL | 17 | $ 3,699,000 | $ 217,588 | $ 89,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 17 | $ 7,337,000 | $ 431,588 | $ 95,000 |
| Cambridge-Newton-Framingham, MA | 16 | $ 3,781,000 | $ 236,312 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 16 | $ 8,291,000 | $ 518,187 | $ 159,000 |
| Spokane, WA | 16 | $ 2,413,000 | $ 150,812 | $ 42,000 |
| Wilmington, DE-MD-NJ | 16 | $ 4,146,000 | $ 259,125 | $ 105,250 |
| Boston-Quincy, MA | 15 | $ 5,095,000 | $ 339,666 | $ 82,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 3,230,000 | $ 215,333 | $ 92,000 |
| Greenville-Mauldin-Easley, SC | 15 | $ 2,019,000 | $ 134,600 | $ 67,000 |
| Bellingham, WA | 14 | $ 3,948,000 | $ 282,000 | $ 76,000 |
| Springfield, MO | 14 | $ 2,964,000 | $ 211,714 | $ 59,000 |
| Tuscaloosa, AL | 14 | $ 2,195,000 | $ 156,785 | $ 314,000 |
| Chico, CA | 13 | $ 2,125,000 | $ 163,461 | $ 42,000 |
| Indianapolis-Carmel, IN | 13 | $ 1,573,000 | $ 121,000 | $ 209,000 |
| Lake Havasu City-Kingman, AZ | 13 | $ 2,848,000 | $ 219,076 | $ 321,000 |
| Montgomery, AL | 13 | $ 1,508,000 | $ 116,000 | $ 67,000 |
| Pittsburgh, PA | 13 | $ 1,633,000 | $ 125,615 | $ 120,000 |
| Savannah, GA | 13 | $ 2,073,000 | $ 159,461 | $ 124,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 2,313,000 | $ 192,750 | $ 89,000 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 1,389,000 | $ 115,750 | $ 89,000 |
| Yuba City, CA | 12 | $ 3,010,000 | $ 250,833 | $ 81,000 |
| El Paso, TX | 11 | $ 1,014,000 | $ 92,181 | $ 100,000 |
| Mobile, AL | 10 | $ 1,412,000 | $ 141,200 | $ 174,000 |
| New Orleans-Metairie-Kenner, LA | 10 | $ 1,347,000 | $ 134,700 | $ 153,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 2,357,000 | $ 235,700 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 10 | $ 3,821,000 | $ 382,100 | $ 198,000 |
| Ann Arbor, MI | 9 | $ 2,068,000 | $ 229,777 | $ 149,000 |
| El Centro, CA | 9 | $ 1,948,000 | $ 216,444 | $ 86,000 |
| Jackson, MI | 9 | $ 1,434,000 | $ 159,333 | $ 54,000 |
| Trenton-Ewing, NJ | 9 | $ 1,523,000 | $ 169,222 | $ 54,000 |
| Vineland-Millville-Bridgeton, NJ | 9 | $ 1,125,000 | $ 125,000 | $ 65,000 |
| Greensboro-High Point, NC | 8 | $ 1,189,000 | $ 148,625 | $ 72,000 |
| Kennewick-Richland-Pasco, WA | 8 | $ 1,203,000 | $ 150,375 | $ 78,000 |
| Salisbury, MD | 8 | $ 1,602,000 | $ 200,250 | $ 97,000 |
| Tulsa, OK | 8 | $ 1,035,000 | $ 129,375 | $ 163,000 |
| Baton Rouge, LA | 7 | $ 2,262,000 | $ 323,142 | $ 138,000 |
| Battle Creek, MI | 7 | $ 829,000 | $ 118,428 | $ 60,000 |
| Beaumont-Port Arthur, TX | 7 | $ 651,000 | $ 93,000 | $ 154,000 |
| Lexington-Fayette, KY | 7 | $ 943,000 | $ 134,714 | $ 63,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 769,000 | $ 109,857 | $ 406,000 |
| Napa, CA | 7 | $ 4,424,000 | $ 632,000 | $ 101,000 |
| Spartanburg, SC | 7 | $ 877,000 | $ 125,285 | $ 78,000 |
| Warner Robins, GA | 7 | $ 960,000 | $ 137,142 | $ 82,000 |
| Albany, GA | 6 | $ 839,000 | $ 139,833 | $ 80,000 |
| Albuquerque, NM | 6 | $ 902,000 | $ 150,333 | $ 116,000 |
| Athens-Clarke County, GA | 6 | $ 644,000 | $ 107,333 | $ 140,000 |
| Champaign-Urbana, IL | 6 | $ 342,000 | $ 57,000 | $ 222,000 |
| Denver-Aurora, CO | 6 | $ 1,476,000 | $ 246,000 | $ 68,000 |
| Gainesville, GA | 6 | $ 1,342,000 | $ 223,666 | $ 88,000 |
| Gary, IN | 6 | $ 375,000 | $ 62,500 | $ 124,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 6 | $ 511,000 | $ 85,166 | $ 130,000 |
| Oklahoma City, OK | 6 | $ 592,000 | $ 98,666 | $ 78,000 |
| Peabody, MA | 6 | $ 1,512,000 | $ 252,000 | $ 98,000 |
| Portland-South Portland-Biddeford, ME | 6 | $ 1,026,000 | $ 171,000 | $ 62,000 |
| Punta Gorda, FL | 6 | $ 1,289,000 | $ 214,833 | $ 76,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 2,313,000 | $ 385,500 | $ 562,000 |
| Wichita, KS | 6 | $ 695,000 | $ 115,833 | $ 48,000 |
| Wilmington, NC | 6 | $ 2,053,000 | $ 342,166 | $ 78,000 |
| Boise City-Nampa, ID | 5 | $ 793,000 | $ 158,600 | $ 60,000 |
| Brunswick, GA | 5 | $ 749,000 | $ 149,800 | $ 79,000 |
| Cleveland-Elyria-Mentor, OH | 5 | $ 635,000 | $ 127,000 | $ 64,000 |
| Columbus, GA-AL | 5 | $ 398,000 | $ 79,600 | $ 100,800 |
| Danville, VA | 5 | $ 1,350,000 | $ 270,000 | $ 79,000 |
| Flint, MI | 5 | $ 355,000 | $ 71,000 | $ 57,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 928,000 | $ 185,600 | $ 84,000 |
| Idaho Falls, ID | 5 | $ 920,000 | $ 184,000 | $ 43,000 |
| Joplin, MO | 5 | $ 764,000 | $ 152,800 | $ 120,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 540,000 | $ 108,000 | $ 74,000 |
| Niles-Benton Harbor, MI | 5 | $ 656,000 | $ 131,200 | $ 96,000 |
| Ocean City, NJ | 5 | $ 2,756,000 | $ 551,200 | $ 352,000 |
| Worcester, MA | 5 | $ 993,000 | $ 198,600 | $ 48,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 332,000 | $ 83,000 | $ 45,000 |
| Boulder, CO | 4 | $ 1,772,000 | $ 443,000 | $ 171,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,670,000 | $ 417,500 | $ 150,000 |
| Carson City, NV | 4 | $ 1,140,000 | $ 285,000 | $ 126,000 |
| Dover, DE | 4 | $ 1,143,000 | $ 285,750 | $ 84,000 |
| Fort Wayne, IN | 4 | $ 561,000 | $ 140,250 | $ 78,000 |
| Harrisburg-Carlisle, PA | 4 | $ 659,000 | $ 164,750 | $ 132,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,303,000 | $ 325,750 | $ 78,000 |
| Ocala, FL | 4 | $ 698,000 | $ 174,500 | $ 57,000 |
| Rapid City, SD | 4 | $ 423,000 | $ 105,750 | $ 165,000 |
| Redding, CA | 4 | $ 959,000 | $ 239,750 | $ 57,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,360,000 | $ 340,000 | $ 81,000 |
| Valdosta, GA | 4 | $ 541,000 | $ 135,250 | $ 66,000 |
| Wichita Falls, TX | 4 | $ 200,000 | $ 50,000 | $ 60,000 |
| Brownsville-Harlingen, TX | 3 | $ 278,000 | $ 92,666 | $ 72,000 |
| Corpus Christi, TX | 3 | $ 367,000 | $ 122,333 | $ 80,000 |
| Dayton, OH | 3 | $ 192,000 | $ 64,000 | $ 76,000 |
| Flagstaff, AZ | 3 | $ 384,000 | $ 128,000 | $ 60,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 530,000 | $ 176,666 | $ 92,000 |
| Macon, GA | 3 | $ 574,000 | $ 191,333 | $ 52,000 |
| Monroe, MI | 3 | $ 471,000 | $ 157,000 | $ 108,000 |
| Prescott, AZ | 3 | $ 1,152,000 | $ 384,000 | $ 112,000 |
| Rocky Mount, NC | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 388,000 | $ 129,333 | $ 84,000 |
| Salem, OR | 3 | $ 585,000 | $ 195,000 | $ 160,000 |
| St. George, UT | 3 | $ 1,067,000 | $ 355,666 | $ 224,000 |
| Tallahassee, FL | 3 | $ 388,000 | $ 129,333 | $ 44,000 |
| Anderson, SC | 2 | $ 239,000 | $ 119,500 | $ 90,000 |
| Auburn-Opelika, AL | 2 | $ 276,000 | $ 138,000 | $ 72,000 |
| Burlington-South Burlington, VT | 2 | $ 360,000 | $ 180,000 | $ 246,000 |
| Charlottesville, VA | 2 | $ 541,000 | $ 270,500 | $ 84,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 423,000 | $ 211,500 | $ 162,000 |
| Dalton, GA | 2 | $ 364,000 | $ 182,000 | $ 84,000 |
| Fort Smith, AR-OK | 2 | $ 185,000 | $ 92,500 | $ 72,000 |
| Green Bay, WI | 2 | $ 166,000 | $ 83,000 | $ 72,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 445,000 | $ 222,500 | $ 54,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 185,000 | $ 92,500 | $ 72,000 |
| Holland-Grand Haven, MI | 2 | $ 206,000 | $ 103,000 | $ 60,000 |
| Jackson, TN | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Jacksonville, NC | 2 | $ 213,000 | $ 106,500 | $ 24,000 |
| Lake Charles, LA | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 382,000 | $ 191,000 | $ 54,000 |
| Lansing-East Lansing, MI | 2 | $ 497,000 | $ 248,500 | $ 102,000 |
| Lewiston-Auburn, ME | 2 | $ 384,000 | $ 192,000 | $ 126,000 |
| Logan, UT-ID | 2 | $ 294,000 | $ 147,000 | $ 42,000 |
| Lynchburg, VA | 2 | $ 164,000 | $ 82,000 | $ 36,000 |
| Monroe, LA | 2 | $ 110,000 | $ 55,000 | $ 114,000 |
| Naples-Marco Island, FL | 2 | $ 519,000 | $ 259,500 | $ 54,000 |
| New Haven-Milford, CT | 2 | $ 606,000 | $ 303,000 | $ 168,000 |
| Odessa, TX | 2 | $ 171,000 | $ 85,500 | $ 42,000 |
| Pocatello, ID | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| Rockford, IL | 2 | $ 365,000 | $ 182,500 | $ 132,000 |
| St. Joseph, MO-KS | 2 | $ 182,000 | $ 91,000 | $ 216,000 |
| Winston-Salem, NC | 2 | $ 407,000 | $ 203,500 | $ 120,000 |
| Akron, OH | 1 | $ 118,000 | $ 118,000 | $ 84,000 |
| Asheville, NC | 1 | $ 312,000 | $ 312,000 | $ 72,000 |
| Bangor, ME | 1 | $ 117,000 | $ 117,000 | $ 24,000 |
| Barnstable Town, MA | 1 | $ 254,000 | $ 254,000 | $ 48,000 |
| Bloomington, IN | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Burlington, NC | 1 | $ 191,000 | $ 191,000 | $ 36,000 |
| Charleston, WV | 1 | $ 260,000 | $ 260,000 | $ 84,000 |
| Cheyenne, WY | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Clarksville, TN-KY | 1 | $ 78,000 | $ 78,000 | $ 108,000 |
| College Station-Bryan, TX | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Elkhart-Goshen, IN | 1 | $ 59,000 | $ 59,000 | $ 168,000 |
| Eugene-Springfield, OR | 1 | $ 219,000 | $ 219,000 | $ 24,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 89,000 | $ 89,000 | $ 96,000 |
| Florence-Muscle Shoals, AL | 1 | $ 248,000 | $ 248,000 | $ 84,000 |
| Gainesville, FL | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Greeley, CO | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Greenville, NC | 1 | $ 122,000 | $ 122,000 | $ 108,000 |
| Hot Springs, AR | 1 | $ 162,000 | $ 162,000 | $ 156,000 |
| Kalamazoo-Portage, MI | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Knoxville, TN | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Lafayette, LA | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Las Cruces, NM | 1 | $ 193,000 | $ 193,000 | $ 108,000 |
| Lubbock, TX | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Manchester-Nashua, NH | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Medford, OR | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Midland, TX | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Norwich-New London, CT | 1 | $ 850,000 | $ 850,000 | $ 972,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 270,000 | $ 270,000 | $ 192,000 |
| Reading, PA | 1 | $ 118,000 | $ 118,000 | $ 96,000 |
| Rochester, MN | 1 | $ 119,000 | $ 119,000 | $ 84,000 |
| Rome, GA | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Sandusky, OH | 1 | $ 53,000 | $ 53,000 | $ 48,000 |
| Sebastian-Vero Beach, FL | 1 | $ 170,000 | $ 170,000 | $ 168,000 |
| Shreveport-Bossier City, LA | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Springfield, MA | 1 | $ 252,000 | $ 252,000 | $ 60,000 |
| Terre Haute, IN | 1 | $ 199,000 | $ 199,000 | $ 144,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Wenatchee, WA | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Yakima, WA | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| York-Hanover, PA | 1 | $ 383,000 | $ 383,000 | $ 108,000 |
Mortgage Loan Application Detail Totals for Global Equity Lending, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,284 | $1,751,303,000 | $278,000 | $8,823,000 | $117,000 | $9,360,000 |
| Home Purchase | 2,675 | $659,717,000 | $246,000 | $5,200,000 | $129,000 | $9,984,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 2,859 | $660,330,000 | $230,000 | $4,275,000 | $115,000 | $9,204,000 |
| White | 2,230 | $608,402,000 | $272,000 | $8,823,000 | $124,000 | $3,300,000 |
| Hispanic | 1,999 | $559,306,000 | $279,000 | $2,400,000 | $125,000 | $9,984,000 |
| Asian | 1,599 | $493,178,000 | $308,000 | $3,637,000 | $120,000 | $5,028,000 |
| Native Hawaiian or Other Pacific Islander | 225 | $78,864,000 | $350,000 | $1,008,000 | $125,000 | $2,652,000 |
| American Indian or Alaskan Native | 47 | $10,940,000 | $232,000 | $740,000 | $92,000 | $264,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,959 | $2,411,020,000 | $269,000 | $8,823,000 | $120,000 | $9,984,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 4,849 | $1,347,003,000 | $277,000 | $8,823,000 | $118,000 | $9,360,000 |
| Application Denied By Financial Institution | 4,110 | $1,064,017,000 | $258,000 | $5,200,000 | $124,000 | $9,984,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Global Equity Lending, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Global Equity Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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