Gfs Capital Mortgage Lending & HMDA Data, 2013

In 2013, Gfs Capital of Huntington Beach, CA reported 51,102 mortgage applications totaling $10.8 billion, down 19% from 2012. The average application was for $211,103, and applicants reported an average income of $69,593. 24% of its applications resulted in an originated loan and 41% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (7,566), Riverside-San Bernardino-Ontario, CA (4,643) and Santa Ana-Anaheim-Irvine, CA (3,187) (applications in parentheses).

Mortgage Company & Address Gfs Capital
6499 Havenwood Circle
Huntington Beach, CA 92648
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 51,102
Total Mortgage Loan Application Amount $10,787,803,000
Average Mortgage Loan Application Amount $211,103
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $69,593
Highest Applicant Income $9,764,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gfs Capital filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gfs Capital by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 7,566 $ 2,089,241,000 $ 276,135 $ 85,000
Orange, California 3,187 $ 998,608,000 $ 313,337 $ 100,000
Riverside, California 2,377 $ 530,811,000 $ 223,311 $ 80,000
San Bernardino, California 2,266 $ 486,845,000 $ 214,847 $ 79,000
San Diego, California 1,402 $ 383,706,000 $ 273,684 $ 88,000
Maricopa, Arizona 1,129 $ 208,122,000 $ 184,341 $ 67,000
Ventura, California 919 $ 270,203,000 $ 294,018 $ 93,000
Cook, Illinois 620 $ 111,094,000 $ 179,183 $ 65,000
Sacramento, California 562 $ 112,433,000 $ 200,058 $ 78,000
Contra Costa, California 340 $ 89,524,000 $ 263,305 $ 89,000
Broward, Florida 320 $ 60,586,000 $ 189,331 $ 65,000
Harris, Texas 320 $ 45,347,000 $ 141,709 $ 60,000
Alameda, California 293 $ 87,023,000 $ 297,006 $ 82,000
Palm Beach, Florida 291 $ 54,276,000 $ 186,515 $ 71,000
Hillsborough, Florida 284 $ 47,931,000 $ 168,771 $ 84,000
Kern, California 279 $ 48,112,000 $ 172,444 $ 74,000
Miami-Dade, Florida 270 $ 49,574,000 $ 183,607 $ 58,000
Santa Clara, California 258 $ 84,643,000 $ 328,073 $ 93,000
Pima, Arizona 257 $ 44,416,000 $ 172,824 $ 60,000
Orange, Florida 238 $ 39,891,000 $ 167,609 $ 60,000
Prince George's, Maryland 236 $ 53,666,000 $ 227,398 $ 64,000
Pinellas, Florida 226 $ 34,485,000 $ 152,588 $ 72,000
San Joaquin, California 221 $ 44,943,000 $ 203,361 $ 62,000
Middlesex, Massachusetts 216 $ 51,075,000 $ 236,458 $ 74,000
King, Washington 203 $ 50,291,000 $ 247,738 $ 110,000
Gwinnett, Georgia 200 $ 31,844,000 $ 159,220 $ 52,000
Dallas, Texas 199 $ 26,901,000 $ 135,180 $ 51,000
Tarrant, Texas 187 $ 26,589,000 $ 142,187 $ 54,000
Philadelphia, Pennsylvania 182 $ 26,584,000 $ 146,065 $ 45,000
Wake, North Carolina 179 $ 32,733,000 $ 182,865 $ 65,000
Lee, Florida 177 $ 31,023,000 $ 175,271 $ 69,000
Fresno, California 175 $ 35,682,000 $ 203,897 $ 67,000
Fulton, Georgia 175 $ 28,907,000 $ 165,182 $ 87,000
Mecklenburg, North Carolina 171 $ 23,924,000 $ 139,906 $ 55,000
Duval, Florida 166 $ 26,544,000 $ 159,903 $ 50,000
Baltimore, Maryland 166 $ 31,441,000 $ 189,403 $ 51,000
Fairfax, Virginia 164 $ 50,690,000 $ 309,085 $ 96,000
Brevard, Florida 161 $ 25,892,000 $ 160,819 $ 60,000
Stanislaus, California 155 $ 28,774,000 $ 185,638 $ 67,000
Worcester, Massachusetts 153 $ 29,482,000 $ 192,692 $ 55,000
New Haven, Connecticut 145 $ 26,723,000 $ 184,296 $ 58,000
Mohave, Arizona 144 $ 23,728,000 $ 164,777 $ 86,000
Placer, California 142 $ 37,603,000 $ 264,809 $ 98,000
Cobb, Georgia 139 $ 22,176,000 $ 159,539 $ 65,000
Pasco, Florida 136 $ 21,771,000 $ 160,080 $ 63,000
Hartford, Connecticut 135 $ 24,787,000 $ 183,607 $ 64,000
DeKalb, Georgia 135 $ 18,952,000 $ 140,385 $ 47,000
El Dorado, California 134 $ 34,740,000 $ 259,253 $ 95,000
San Mateo, California 134 $ 49,981,000 $ 372,992 $ 109,000
Montgomery, Maryland 134 $ 34,078,000 $ 254,313 $ 65,000
Solano, California 129 $ 28,713,000 $ 222,581 $ 74,000
Montgomery, Pennsylvania 126 $ 26,000,000 $ 206,349 $ 59,000
Sonoma, California 125 $ 34,881,000 $ 279,048 $ 95,000
Bernalillo, New Mexico 125 $ 19,146,000 $ 153,168 $ 45,000
Polk, Florida 122 $ 19,538,000 $ 160,147 $ 48,000
Volusia, Florida 121 $ 18,696,000 $ 154,512 $ 59,000
Bexar, Texas 121 $ 16,624,000 $ 137,388 $ 58,000
Essex, Massachusetts 120 $ 28,872,000 $ 240,600 $ 72,000
Middlesex, New Jersey 117 $ 28,489,000 $ 243,495 $ 76,000
Fairfield, Connecticut 115 $ 28,623,000 $ 248,895 $ 62,000
San Luis Obispo, California 114 $ 34,446,000 $ 302,157 $ 96,000
Bergen, New Jersey 111 $ 29,096,000 $ 262,126 $ 75,000
Shelby, Tennessee 110 $ 14,837,000 $ 134,881 $ 48,000
Allegheny, Pennsylvania 109 $ 16,006,000 $ 146,844 $ 59,000
Hennepin, Minnesota 107 $ 22,282,000 $ 208,242 $ 55,000
Pierce, Washington 106 $ 20,496,000 $ 193,358 $ 58,000
Suffolk, Massachusetts 104 $ 25,383,000 $ 244,067 $ 77,000
Pinal, Arizona 103 $ 14,785,000 $ 143,543 $ 55,000
Cuyahoga, Ohio 102 $ 11,819,000 $ 115,872 $ 44,000
Santa Barbara, California 101 $ 31,397,000 $ 310,861 $ 97,000
Arapahoe, Colorado 101 $ 20,024,000 $ 198,257 $ 68,000
Will, Illinois 101 $ 19,506,000 $ 193,128 $ 57,000
Tulare, California 99 $ 18,478,000 $ 186,646 $ 72,000
Seminole, Florida 99 $ 17,793,000 $ 179,727 $ 82,000
Jefferson, Colorado 98 $ 19,026,000 $ 194,142 $ 64,000
Bristol, Massachusetts 98 $ 19,908,000 $ 203,142 $ 48,000
Monmouth, New Jersey 98 $ 25,036,000 $ 255,469 $ 80,000
Travis, Texas 98 $ 17,387,000 $ 177,418 $ 72,000
Milwaukee, Wisconsin 98 $ 12,246,000 $ 124,959 $ 51,000
Bucks, Pennsylvania 97 $ 21,233,000 $ 218,896 $ 63,000
Sarasota, Florida 96 $ 17,749,000 $ 184,885 $ 69,000
DuPage, Illinois 96 $ 18,562,000 $ 193,354 $ 60,000
Collin, Texas 96 $ 16,620,000 $ 173,125 $ 77,000
Prince William, Virginia 96 $ 24,800,000 $ 258,333 $ 77,000
Snohomish, Washington 96 $ 20,986,000 $ 218,604 $ 63,000
Baltimore City, Maryland 94 $ 12,497,000 $ 132,946 $ 38,000
Horry, South Carolina 92 $ 15,017,000 $ 163,228 $ 68,000
Jefferson, Alabama 91 $ 11,755,000 $ 129,175 $ 35,000
Norfolk, Massachusetts 91 $ 22,892,000 $ 251,560 $ 67,000
Plymouth, Massachusetts 91 $ 19,558,000 $ 214,923 $ 73,000
Lake, Illinois 90 $ 16,455,000 $ 182,833 $ 56,000
Marion, Florida 89 $ 12,876,000 $ 144,674 $ 41,000
Burlington, New Jersey 88 $ 16,139,000 $ 183,397 $ 65,000
Jefferson, Louisiana 87 $ 11,750,000 $ 135,057 $ 42,000
Anne Arundel, Maryland 87 $ 22,050,000 $ 253,448 $ 65,000
Ocean, New Jersey 87 $ 18,982,000 $ 218,183 $ 55,000
Franklin, Ohio 87 $ 11,061,000 $ 127,137 $ 55,000
Gloucester, New Jersey 86 $ 16,445,000 $ 191,220 $ 61,000
El Paso, Colorado 84 $ 16,203,000 $ 192,892 $ 65,000
St. Lucie, Florida 83 $ 13,479,000 $ 162,397 $ 59,000
Multnomah, Oregon 83 $ 16,612,000 $ 200,144 $ 89,000
Fort Bend, Texas 83 $ 12,834,000 $ 154,626 $ 58,000
Adams, Colorado 82 $ 14,570,000 $ 177,682 $ 54,000
Essex, New Jersey 82 $ 20,823,000 $ 253,939 $ 90,000
Chester, Pennsylvania 82 $ 19,262,000 $ 234,902 $ 69,000
York, Pennsylvania 81 $ 11,616,000 $ 143,407 $ 46,000
Delaware, Pennsylvania 79 $ 13,610,000 $ 172,278 $ 54,000
Osceola, Florida 78 $ 11,853,000 $ 151,961 $ 56,000
Ada, Idaho 78 $ 12,775,000 $ 163,782 $ 73,000
Lake, Indiana 78 $ 9,612,000 $ 123,230 $ 45,000
Yavapai, Arizona 77 $ 13,653,000 $ 177,311 $ 62,000
Lake, Florida 77 $ 12,503,000 $ 162,376 $ 65,000
East Baton Rouge, Louisiana 77 $ 11,820,000 $ 153,506 $ 46,000
Guilford, North Carolina 77 $ 11,740,000 $ 152,467 $ 50,000
Rockingham, New Hampshire 75 $ 14,173,000 $ 188,973 $ 69,000
Collier, Florida 74 $ 13,873,000 $ 187,472 $ 93,000
Monterey, California 73 $ 19,286,000 $ 264,191 $ 77,000
Denver, Colorado 73 $ 13,887,000 $ 190,232 $ 65,000
Hillsborough, New Hampshire 71 $ 13,143,000 $ 185,112 $ 59,000
Camden, New Jersey 70 $ 10,677,000 $ 152,528 $ 47,000
Hudson, New Jersey 70 $ 18,116,000 $ 258,800 $ 79,000
Union, New Jersey 70 $ 16,031,000 $ 229,014 $ 68,000
Washington, Oregon 70 $ 13,975,000 $ 199,642 $ 62,000
Greenville, South Carolina 69 $ 10,398,000 $ 150,695 $ 37,000
Mobile, Alabama 68 $ 8,429,000 $ 123,955 $ 40,000
Hampden, Massachusetts 67 $ 11,511,000 $ 171,805 $ 51,000
Denton, Texas 67 $ 10,466,000 $ 156,208 $ 60,000
Marion, Indiana 66 $ 8,095,000 $ 122,651 $ 46,000
Chesterfield, Virginia 65 $ 12,522,000 $ 192,646 $ 55,000
Escambia, Florida 64 $ 8,222,000 $ 128,468 $ 42,000
Charleston, South Carolina 64 $ 11,625,000 $ 181,640 $ 52,000
El Paso, Texas 63 $ 8,331,000 $ 132,238 $ 44,000
Manatee, Florida 62 $ 11,063,000 $ 178,435 $ 77,000
Orleans, Louisiana 62 $ 7,845,000 $ 126,532 $ 27,000
Davidson, Tennessee 62 $ 9,560,000 $ 154,193 $ 36,000
Clark, Washington 62 $ 12,361,000 $ 199,370 $ 59,000
Chatham, Georgia 61 $ 9,979,000 $ 163,590 $ 51,000
Forsyth, Georgia 61 $ 13,897,000 $ 227,819 $ 77,000
Morris, New Jersey 61 $ 17,381,000 $ 284,934 $ 72,000
Frederick, Maryland 60 $ 13,729,000 $ 228,816 $ 66,000
Williamson, Texas 60 $ 8,621,000 $ 143,683 $ 62,000
San Francisco, California 59 $ 22,841,000 $ 387,135 $ 109,000
Citrus, Florida 59 $ 8,666,000 $ 146,881 $ 42,000
Berks, Pennsylvania 59 $ 8,482,000 $ 143,762 $ 53,000
Jefferson, Kentucky 58 $ 7,765,000 $ 133,879 $ 39,000
Hidalgo, Texas 58 $ 6,648,000 $ 114,620 $ 62,000
St. Johns, Florida 57 $ 11,171,000 $ 195,982 $ 54,000
Oklahoma, Oklahoma 57 $ 6,629,000 $ 116,298 $ 43,000
Lancaster, Pennsylvania 57 $ 8,919,000 $ 156,473 $ 44,000
Spokane, Washington 57 $ 8,699,000 $ 152,614 $ 47,000
Charlotte, Florida 56 $ 8,336,000 $ 148,857 $ 67,000
Kane, Illinois 56 $ 10,944,000 $ 195,428 $ 58,000
Monroe, Pennsylvania 56 $ 8,508,000 $ 151,928 $ 45,000
Yolo, California 55 $ 13,308,000 $ 241,963 $ 87,000
Clark, Nevada 55 $ 7,691,000 $ 139,836 $ 65,000
Lehigh, Pennsylvania 55 $ 8,268,000 $ 150,327 $ 53,000
Spartanburg, South Carolina 55 $ 7,465,000 $ 135,727 $ 35,000
Nevada, California 54 $ 13,873,000 $ 256,907 $ 97,000
Henry, Georgia 54 $ 8,029,000 $ 148,685 $ 46,000
Butte, California 53 $ 9,912,000 $ 187,018 $ 54,000
Douglas, Colorado 53 $ 11,969,000 $ 225,830 $ 78,000
Clayton, Georgia 53 $ 5,976,000 $ 112,754 $ 39,000
Waukesha, Wisconsin 53 $ 10,208,000 $ 192,603 $ 60,000
Charles, Maryland 52 $ 12,297,000 $ 236,480 $ 84,000
Cumberland, North Carolina 52 $ 6,327,000 $ 121,673 $ 41,000
Loudoun, Virginia 52 $ 19,712,000 $ 379,076 $ 135,000
Madera, California 51 $ 8,834,000 $ 173,215 $ 73,000
Clackamas, Oregon 51 $ 11,919,000 $ 233,705 $ 61,000
Lane, Oregon 51 $ 9,834,000 $ 192,823 $ 69,000
Hernando, Florida 50 $ 6,944,000 $ 138,880 $ 49,000
Passaic, New Jersey 50 $ 10,409,000 $ 208,180 $ 42,000
Northampton, Pennsylvania 50 $ 8,219,000 $ 164,380 $ 56,000
Virginia Beach, Virginia 50 $ 9,431,000 $ 188,620 $ 68,000
Flagler, Florida 49 $ 9,193,000 $ 187,612 $ 65,000
Henrico, Virginia 49 $ 8,878,000 $ 181,183 $ 43,000
Coconino, Arizona 48 $ 10,980,000 $ 228,750 $ 78,000
Bay, Florida 48 $ 8,643,000 $ 180,062 $ 84,000
Cherokee, Georgia 48 $ 7,478,000 $ 155,791 $ 51,000
Hamilton, Ohio 48 $ 6,389,000 $ 133,104 $ 44,000
Baldwin, Alabama 47 $ 8,514,000 $ 181,148 $ 73,000
Atlantic, New Jersey 47 $ 8,320,000 $ 177,021 $ 70,000
Imperial, California 46 $ 7,597,000 $ 165,152 $ 67,000
Shasta, California 46 $ 8,081,000 $ 175,673 $ 69,000
Larimer, Colorado 46 $ 8,697,000 $ 189,065 $ 75,000
Howard, Maryland 46 $ 13,898,000 $ 302,130 $ 103,000
Ramsey, Minnesota 46 $ 7,488,000 $ 162,782 $ 53,000
Union, North Carolina 46 $ 9,292,000 $ 202,000 $ 69,000
Montgomery, Texas 46 $ 8,003,000 $ 173,978 $ 65,000
Santa Cruz, California 45 $ 12,014,000 $ 266,977 $ 86,000
Canyon, Idaho 45 $ 5,366,000 $ 119,244 $ 49,000
Harford, Maryland 45 $ 10,242,000 $ 227,600 $ 59,000
Santa Rosa, Florida 44 $ 7,097,000 $ 161,295 $ 53,000
McHenry, Illinois 44 $ 8,324,000 $ 189,181 $ 60,000
Tulsa, Oklahoma 44 $ 6,690,000 $ 152,045 $ 80,000
Yuma, Arizona 43 $ 6,167,000 $ 143,418 $ 73,000
Marin, California 43 $ 14,141,000 $ 328,860 $ 106,000
Alachua, Florida 43 $ 6,891,000 $ 160,255 $ 63,000
Summit, Ohio 43 $ 4,799,000 $ 111,604 $ 64,000
Beaufort, South Carolina 43 $ 8,048,000 $ 187,162 $ 47,000
Leon, Florida 42 $ 7,265,000 $ 172,976 $ 50,000
Mercer, New Jersey 42 $ 8,104,000 $ 192,952 $ 66,000
Cumberland, Pennsylvania 42 $ 7,210,000 $ 171,666 $ 58,000
Franklin, Pennsylvania 42 $ 6,432,000 $ 153,142 $ 53,000
Knox, Tennessee 42 $ 5,769,000 $ 137,357 $ 36,000
Weld, Colorado 41 $ 7,613,000 $ 185,682 $ 57,000
Carroll, Maryland 41 $ 9,375,000 $ 228,658 $ 59,000
Anoka, Minnesota 41 $ 7,663,000 $ 186,902 $ 48,000
Forsyth, North Carolina 41 $ 6,964,000 $ 169,853 $ 58,000
Paulding, Georgia 40 $ 5,560,000 $ 139,000 $ 47,000
Durham, North Carolina 40 $ 4,992,000 $ 124,800 $ 38,000
Richland, South Carolina 40 $ 5,756,000 $ 143,900 $ 42,000
Hamilton, Tennessee 40 $ 4,564,000 $ 114,100 $ 48,000
Madison, Alabama 39 $ 5,012,000 $ 128,512 $ 41,000
Douglas, Georgia 39 $ 5,684,000 $ 145,743 $ 50,000
St. Tammany, Louisiana 39 $ 6,029,000 $ 154,589 $ 60,000
Washington, Minnesota 39 $ 7,843,000 $ 201,102 $ 53,000
Somerset, New Jersey 39 $ 9,225,000 $ 236,538 $ 90,000
Butler, Ohio 39 $ 5,457,000 $ 139,923 $ 50,000
Dauphin, Pennsylvania 39 $ 6,016,000 $ 154,256 $ 44,000
Calaveras, California 38 $ 7,816,000 $ 205,684 $ 77,000
Napa, California 38 $ 10,786,000 $ 283,842 $ 66,000
New Hanover, North Carolina 38 $ 6,944,000 $ 182,736 $ 62,000
Martin, Florida 37 $ 7,200,000 $ 194,594 $ 52,000
Okaloosa, Florida 37 $ 6,354,000 $ 171,729 $ 41,000
Thurston, Washington 37 $ 6,477,000 $ 175,054 $ 49,000
Cabarrus, North Carolina 36 $ 5,452,000 $ 151,444 $ 59,000
Luzerne, Pennsylvania 36 $ 4,865,000 $ 135,138 $ 51,000
Rutherford, Tennessee 36 $ 5,376,000 $ 149,333 $ 43,000
Merced, California 35 $ 6,112,000 $ 174,628 $ 55,000
Clay, Florida 35 $ 6,014,000 $ 171,828 $ 72,000
Santa Fe, New Mexico 35 $ 8,225,000 $ 235,000 $ 60,000
Gaston, North Carolina 35 $ 4,124,000 $ 117,828 $ 37,000
Berkeley, South Carolina 35 $ 4,396,000 $ 125,600 $ 30,000
York, South Carolina 35 $ 13,955,000 $ 398,714 $ 60,000
Mesa, Colorado 34 $ 5,175,000 $ 152,205 $ 46,000
Calcasieu, Louisiana 34 $ 3,688,000 $ 108,470 $ 35,000
Strafford, New Hampshire 34 $ 7,176,000 $ 211,058 $ 47,000
Buncombe, North Carolina 34 $ 5,660,000 $ 166,470 $ 57,000
Lexington, South Carolina 34 $ 4,365,000 $ 128,382 $ 45,000
Dakota, Minnesota 33 $ 6,310,000 $ 191,212 $ 60,000
Dona Ana, New Mexico 33 $ 4,447,000 $ 134,757 $ 54,000
Johnston, North Carolina 33 $ 4,740,000 $ 143,636 $ 53,000
Lackawanna, Pennsylvania 33 $ 3,955,000 $ 119,848 $ 40,000
Stafford, Virginia 33 $ 8,764,000 $ 265,575 $ 377,000
Yakima, Washington 33 $ 4,656,000 $ 141,090 $ 48,000
Kenosha, Wisconsin 33 $ 5,551,000 $ 168,212 $ 47,000
Litchfield, Connecticut 32 $ 6,371,000 $ 199,093 $ 59,000
New London, Connecticut 32 $ 6,352,000 $ 198,500 $ 58,000
Jackson, Oregon 32 $ 5,923,000 $ 185,093 $ 53,000
Erie, Pennsylvania 32 $ 3,373,000 $ 105,406 $ 34,000
Westmoreland, Pennsylvania 32 $ 4,421,000 $ 138,156 $ 46,000
Dorchester, South Carolina 32 $ 4,678,000 $ 146,187 $ 56,000
Smith, Texas 32 $ 4,114,000 $ 128,562 $ 41,000
Chesapeake, Virginia 32 $ 6,694,000 $ 209,187 $ 41,000
Richmond City, Virginia 32 $ 4,690,000 $ 146,562 $ 61,000
Spotsylvania, Virginia 32 $ 7,763,000 $ 242,593 $ 76,000
St. Joseph, Indiana 31 $ 3,888,000 $ 125,419 $ 30,000
Fayette, Kentucky 31 $ 3,740,000 $ 120,645 $ 48,000
Montgomery, Ohio 31 $ 3,318,000 $ 107,032 $ 48,000
Pike, Pennsylvania 31 $ 4,147,000 $ 133,774 $ 50,000
Nueces, Texas 31 $ 4,163,000 $ 134,290 $ 39,000
Kitsap, Washington 31 $ 7,802,000 $ 251,677 $ 104,000
Cecil, Maryland 30 $ 5,835,000 $ 194,500 $ 53,000
Merrimack, New Hampshire 30 $ 6,014,000 $ 200,466 $ 51,000
Sandoval, New Mexico 30 $ 4,368,000 $ 145,600 $ 38,000
Sumner, Tennessee 30 $ 4,459,000 $ 148,633 $ 49,000
Norfolk, Virginia 30 $ 5,195,000 $ 173,166 $ 51,000
Houston, Georgia 29 $ 3,339,000 $ 115,137 $ 39,000
Barnstable, Massachusetts 29 $ 6,419,000 $ 221,344 $ 46,000
Wayne, Michigan 29 $ 2,705,000 $ 93,275 $ 41,000
Williamson, Tennessee 29 $ 6,936,000 $ 239,172 $ 93,000
Cameron, Texas 29 $ 3,278,000 $ 113,034 $ 33,000
Galveston, Texas 29 $ 4,099,000 $ 141,344 $ 44,000
Whatcom, Washington 29 $ 5,656,000 $ 195,034 $ 84,000
Pulaski, Arkansas 28 $ 3,819,000 $ 136,392 $ 86,000
Mendocino, California 28 $ 6,060,000 $ 216,428 $ 42,000
Middlesex, Connecticut 28 $ 5,904,000 $ 210,857 $ 63,000
Glynn, Georgia 28 $ 5,030,000 $ 179,642 $ 54,000
Hall, Georgia 28 $ 4,410,000 $ 157,500 $ 65,000
Kootenai, Idaho 28 $ 5,121,000 $ 182,892 $ 47,000
Allen, Indiana 28 $ 2,912,000 $ 104,000 $ 49,000
Hanover, Virginia 28 $ 6,454,000 $ 230,500 $ 67,000
Racine, Wisconsin 28 $ 4,831,000 $ 172,535 $ 51,000
Washington, Wisconsin 28 $ 7,003,000 $ 250,107 $ 76,000
Kings, California 27 $ 4,095,000 $ 151,666 $ 67,000
Windham, Connecticut 27 $ 6,282,000 $ 232,666 $ 52,000
Columbia, Georgia 27 $ 4,192,000 $ 155,259 $ 59,000
Alamance, North Carolina 27 $ 3,531,000 $ 130,777 $ 45,000
Lorain, Ohio 27 $ 3,138,000 $ 116,222 $ 50,000
Schuylkill, Pennsylvania 27 $ 3,298,000 $ 122,148 $ 44,000
Cochise, Arizona 26 $ 3,961,000 $ 152,346 $ 63,000
Tolland, Connecticut 26 $ 5,379,000 $ 206,884 $ 45,000
Newton, Georgia 26 $ 3,287,000 $ 126,423 $ 43,000
Caddo, Louisiana 26 $ 3,440,000 $ 132,307 $ 34,000
Delaware, Ohio 26 $ 4,906,000 $ 188,692 $ 59,000
Stark, Ohio 26 $ 3,627,000 $ 139,500 $ 50,000
Bell, Texas 26 $ 3,122,000 $ 120,076 $ 41,000
Benton, Washington 26 $ 3,469,000 $ 133,423 $ 47,000
Montgomery, Alabama 25 $ 3,071,000 $ 122,840 $ 40,000
Humboldt, California 25 $ 6,302,000 $ 252,080 $ 83,000
Lake, California 25 $ 4,751,000 $ 190,040 $ 72,000
Sutter, California 25 $ 4,195,000 $ 167,800 $ 62,000
Yuba, California 25 $ 3,914,000 $ 156,560 $ 61,000
Boulder, Colorado 25 $ 6,489,000 $ 259,560 $ 81,000
Sumter, Florida 25 $ 4,555,000 $ 182,200 $ 63,000
Coweta, Georgia 25 $ 3,335,000 $ 133,400 $ 35,000
Richmond, Georgia 25 $ 2,570,000 $ 102,800 $ 31,000
Walton, Georgia 25 $ 3,996,000 $ 159,840 $ 40,000
Washington, Maryland 25 $ 5,406,000 $ 216,240 $ 57,000
Sussex, New Jersey 25 $ 5,603,000 $ 224,120 $ 67,000
Onslow, North Carolina 25 $ 3,833,000 $ 153,320 $ 47,000
Marion, Oregon 25 $ 4,724,000 $ 188,960 $ 54,000
Lebanon, Pennsylvania 25 $ 3,669,000 $ 146,760 $ 39,000
Navajo, Arizona 24 $ 3,775,000 $ 157,291 $ 77,000
Benton, Arkansas 24 $ 2,758,000 $ 114,916 $ 42,000
St. Mary's, Maryland 24 $ 6,576,000 $ 274,000 $ 81,000
Davidson, North Carolina 24 $ 3,187,000 $ 132,791 $ 44,000
Rowan, North Carolina 24 $ 2,744,000 $ 114,333 $ 36,000
Sevier, Tennessee 24 $ 4,790,000 $ 199,583 $ 67,000
Tuolumne, California 23 $ 4,561,000 $ 198,304 $ 45,000
Cape May, New Jersey 23 $ 5,526,000 $ 240,260 $ 87,000
Iredell, North Carolina 23 $ 3,762,000 $ 163,565 $ 50,000
Newport News, Virginia 23 $ 3,802,000 $ 165,304 $ 48,000
Dane, Wisconsin 23 $ 3,595,000 $ 156,304 $ 48,000
Tuscaloosa, Alabama 22 $ 4,553,000 $ 206,954 $ 84,000
St. Clair, Illinois 22 $ 2,714,000 $ 123,363 $ 37,000
Winnebago, Illinois 22 $ 2,227,000 $ 101,227 $ 26,000
Hamilton, Indiana 22 $ 3,877,000 $ 176,227 $ 87,000
Cumberland, New Jersey 22 $ 3,394,000 $ 154,272 $ 38,000
Warren, New Jersey 22 $ 4,471,000 $ 203,227 $ 49,000
Butler, Pennsylvania 22 $ 3,435,000 $ 156,136 $ 53,000
Lubbock, Texas 22 $ 2,828,000 $ 128,545 $ 54,000
Hampton, Virginia 22 $ 2,889,000 $ 131,318 $ 54,000
Bartow, Georgia 21 $ 2,676,000 $ 127,428 $ 48,000
Bibb, Georgia 21 $ 2,737,000 $ 130,333 $ 34,000
Kendall, Illinois 21 $ 5,667,000 $ 269,857 $ 71,000
Hendricks, Indiana 21 $ 2,718,000 $ 129,428 $ 49,000
Porter, Indiana 21 $ 2,609,000 $ 124,238 $ 49,000
Worcester, Maryland 21 $ 4,602,000 $ 219,142 $ 90,000
Belknap, New Hampshire 21 $ 3,888,000 $ 185,142 $ 65,000
Henderson, North Carolina 21 $ 3,669,000 $ 174,714 $ 54,000
Lucas, Ohio 21 $ 2,603,000 $ 123,952 $ 89,000
Medina, Ohio 21 $ 3,760,000 $ 179,047 $ 73,000
Washington, Pennsylvania 21 $ 3,159,000 $ 150,428 $ 31,000
Aiken, South Carolina 21 $ 2,673,000 $ 127,285 $ 48,000
Wilson, Tennessee 21 $ 3,590,000 $ 170,952 $ 54,000
Brazoria, Texas 21 $ 2,559,000 $ 121,857 $ 61,000
Elkhart, Indiana 20 $ 2,323,000 $ 116,150 $ 38,000
Vanderburgh, Indiana 20 $ 2,226,000 $ 111,300 $ 24,000
Wright, Minnesota 20 $ 3,517,000 $ 175,850 $ 58,000
Brunswick, North Carolina 20 $ 3,583,000 $ 179,150 $ 79,000
Catawba, North Carolina 20 $ 2,409,000 $ 120,450 $ 27,000
Lake, Ohio 20 $ 2,458,000 $ 122,900 $ 53,000
Adams, Pennsylvania 20 $ 3,827,000 $ 191,350 $ 43,000
Tom Green, Texas 20 $ 1,798,000 $ 89,900 $ 46,000
Frederick, Virginia 20 $ 3,944,000 $ 197,200 $ 56,000
Roanoke, Virginia 20 $ 3,013,000 $ 150,650 $ 50,000
Warren, Virginia 20 $ 3,810,000 $ 190,500 $ 63,000
Amador, California 19 $ 4,015,000 $ 211,315 $ 53,000
Pueblo, Colorado 19 $ 2,461,000 $ 129,526 $ 117,000
Highlands, Florida 19 $ 2,465,000 $ 129,736 $ 33,000
Indian River, Florida 19 $ 2,880,000 $ 151,578 $ 61,000
Nassau, Florida 19 $ 3,704,000 $ 194,947 $ 89,000
Jackson, Georgia 19 $ 3,145,000 $ 165,526 $ 51,000
Oakland, Michigan 19 $ 2,765,000 $ 145,526 $ 51,000
Craven, North Carolina 19 $ 2,651,000 $ 139,526 $ 47,000
Harnett, North Carolina 19 $ 3,167,000 $ 166,684 $ 84,000
Pitt, North Carolina 19 $ 2,320,000 $ 122,105 $ 21,000
Randolph, North Carolina 19 $ 2,238,000 $ 117,789 $ 25,000
Augusta, Virginia 19 $ 3,149,000 $ 165,736 $ 52,000
Ozaukee, Wisconsin 19 $ 3,356,000 $ 176,631 $ 78,000
Calhoun, Alabama 18 $ 1,849,000 $ 102,722 $ 38,000
Camden, Georgia 18 $ 3,122,000 $ 173,444 $ 71,000
Fayette, Georgia 18 $ 3,668,000 $ 203,777 $ 69,000
Muscogee, Georgia 18 $ 2,350,000 $ 130,555 $ 55,000
Rockdale, Georgia 18 $ 2,974,000 $ 165,222 $ 48,000
Livingston, Louisiana 18 $ 2,135,000 $ 118,611 $ 43,000
Calvert, Maryland 18 $ 4,452,000 $ 247,333 $ 58,000
Sherburne, Minnesota 18 $ 3,039,000 $ 168,833 $ 77,000
Blair, Pennsylvania 18 $ 2,183,000 $ 121,277 $ 40,000
Carbon, Pennsylvania 18 $ 2,269,000 $ 126,055 $ 54,000
Blount, Tennessee 18 $ 2,482,000 $ 137,888 $ 49,000
McLennan, Texas 18 $ 2,678,000 $ 148,777 $ 39,000
Lee, Alabama 17 $ 2,222,000 $ 130,705 $ 60,000
Shelby, Alabama 17 $ 2,501,000 $ 147,117 $ 75,000
Barrow, Georgia 17 $ 1,737,000 $ 102,176 $ 50,000
Berkshire, Massachusetts 17 $ 2,474,000 $ 145,529 $ 36,000
Hampshire, Massachusetts 17 $ 3,734,000 $ 219,647 $ 89,000
Scott, Minnesota 17 $ 3,491,000 $ 205,352 $ 71,000
St. Louis, Minnesota 17 $ 2,809,000 $ 165,235 $ 36,000
Nash, North Carolina 17 $ 1,921,000 $ 113,000 $ 54,000
Mahoning, Ohio 17 $ 2,678,000 $ 157,529 $ 86,000
Portage, Ohio 17 $ 2,186,000 $ 128,588 $ 55,000
Yamhill, Oregon 17 $ 2,933,000 $ 172,529 $ 43,000
Cambria, Pennsylvania 17 $ 1,795,000 $ 105,588 $ 20,000
Fauquier, Virginia 17 $ 4,401,000 $ 258,882 $ 112,000
Portsmouth, Virginia 17 $ 2,650,000 $ 155,882 $ 57,000
Winnebago, Wisconsin 17 $ 2,007,000 $ 118,058 $ 40,000
Tehama, California 16 $ 2,229,000 $ 139,312 $ 49,000
Effingham, Georgia 16 $ 2,444,000 $ 152,750 $ 42,000
Lafayette, Louisiana 16 $ 2,038,000 $ 127,375 $ 76,000
Lafourche, Louisiana 16 $ 1,974,000 $ 123,375 $ 43,000
Coos, New Hampshire 16 $ 2,129,000 $ 133,062 $ 82,000
Hunterdon, New Jersey 16 $ 3,711,000 $ 231,937 $ 64,000
Currituck, North Carolina 16 $ 3,773,000 $ 235,812 $ 70,000
Richland, Ohio 16 $ 1,778,000 $ 111,125 $ 31,000
Cleveland, Oklahoma 16 $ 1,789,000 $ 111,812 $ 44,000
Northumberland, Pennsylvania 16 $ 1,826,000 $ 114,125 $ 27,000
Ellis, Texas 16 $ 2,327,000 $ 145,437 $ 43,000
Johnson, Texas 16 $ 2,030,000 $ 126,875 $ 39,000
Kaufman, Texas 16 $ 2,059,000 $ 128,687 $ 29,000
Suffolk, Virginia 16 $ 3,281,000 $ 205,062 $ 55,000
Morgan, Alabama 15 $ 1,905,000 $ 127,000 $ 30,000
Garland, Arkansas 15 $ 1,900,000 $ 126,666 $ 69,000
Washington, Arkansas 15 $ 2,134,000 $ 142,266 $ 52,000
Plumas, California 15 $ 3,267,000 $ 217,800 $ 70,000
Spalding, Georgia 15 $ 2,258,000 $ 150,533 $ 57,000
LaSalle, Illinois 15 $ 1,652,000 $ 110,133 $ 37,000
Johnson, Indiana 15 $ 1,680,000 $ 112,000 $ 41,000
LaPorte, Indiana 15 $ 1,793,000 $ 119,533 $ 35,000
Bossier, Louisiana 15 $ 2,300,000 $ 153,333 $ 77,000
Tangipahoa, Louisiana 15 $ 1,741,000 $ 116,066 $ 61,000
Carteret, North Carolina 15 $ 2,504,000 $ 166,933 $ 44,000
Ashtabula, Ohio 15 $ 2,023,000 $ 134,866 $ 62,000
Clermont, Ohio 15 $ 1,813,000 $ 120,866 $ 56,000
Fairfield, Ohio 15 $ 2,163,000 $ 144,200 $ 44,000
Warren, Ohio 15 $ 2,313,000 $ 154,200 $ 49,000
Josephine, Oregon 15 $ 3,029,000 $ 201,933 $ 59,000
Beaver, Pennsylvania 15 $ 1,604,000 $ 106,933 $ 47,000
Columbia, Pennsylvania 15 $ 2,100,000 $ 140,000 $ 51,000
Crawford, Pennsylvania 15 $ 1,796,000 $ 119,733 $ 91,000
Fayette, Pennsylvania 15 $ 1,602,000 $ 106,800 $ 27,000
Lycoming, Pennsylvania 15 $ 2,024,000 $ 134,933 $ 98,000
Wayne, Pennsylvania 15 $ 1,774,000 $ 118,266 $ 144,000
Anderson, South Carolina 15 $ 2,157,000 $ 143,800 $ 56,000
Robertson, Tennessee 15 $ 1,806,000 $ 120,400 $ 29,000
Randall, Texas 15 $ 2,154,000 $ 143,600 $ 51,000
Alexandria, Virginia 15 $ 3,782,000 $ 252,133 $ 127,000
Roanoke City, Virginia 15 $ 1,711,000 $ 114,066 $ 104,000
Walworth, Wisconsin 15 $ 2,402,000 $ 160,133 $ 27,000
San Benito, California 14 $ 4,036,000 $ 288,285 $ 65,000
Broomfield, Colorado 14 $ 2,999,000 $ 214,214 $ 69,000
Putnam, Florida 14 $ 1,744,000 $ 124,571 $ 33,000
Catoosa, Georgia 14 $ 1,518,000 $ 108,428 $ 41,000
Carroll, New Hampshire 14 $ 2,141,000 $ 152,928 $ 101,000
Grafton, New Hampshire 14 $ 2,417,000 $ 172,642 $ 41,000
Valencia, New Mexico 14 $ 1,511,000 $ 107,928 $ 20,000
Moore, North Carolina 14 $ 1,785,000 $ 127,500 $ 35,000
Surry, North Carolina 14 $ 1,495,000 $ 106,785 $ 26,000
Trumbull, Ohio 14 $ 1,127,000 $ 80,500 $ 43,000
Comanche, Oklahoma 14 $ 1,721,000 $ 122,928 $ 53,000
Benton, Oregon 14 $ 2,454,000 $ 175,285 $ 63,000
Douglas, Oregon 14 $ 2,345,000 $ 167,500 $ 39,000
Klamath, Oregon 14 $ 2,210,000 $ 157,857 $ 45,000
Lincoln, Oregon 14 $ 2,314,000 $ 165,285 $ 42,000
Umatilla, Oregon 14 $ 1,592,000 $ 113,714 $ 26,000
Sullivan, Tennessee 14 $ 1,493,000 $ 106,642 $ 35,000
Parker, Texas 14 $ 2,077,000 $ 148,357 $ 57,000
Rockingham, Virginia 14 $ 2,200,000 $ 157,142 $ 39,000
Franklin, Washington 14 $ 2,012,000 $ 143,714 $ 68,000
Grays Harbor, Washington 14 $ 2,112,000 $ 150,857 $ 13,000
Okanogan, Washington 14 $ 1,861,000 $ 132,928 $ 64,000
Skagit, Washington 14 $ 2,338,000 $ 167,000 $ 48,000
Elmore, Alabama 13 $ 1,537,000 $ 118,230 $ 27,000
Talladega, Alabama 13 $ 1,841,000 $ 141,615 $ 37,000
Mono, California 13 $ 3,629,000 $ 279,153 $ 73,000
Fremont, Colorado 13 $ 1,817,000 $ 139,769 $ 43,000
Walton, Florida 13 $ 3,105,000 $ 238,846 $ 121,000
Carroll, Georgia 13 $ 1,574,000 $ 121,076 $ 50,000
Hancock, Indiana 13 $ 1,785,000 $ 137,307 $ 54,000
Rapides, Louisiana 13 $ 1,209,000 $ 93,000 $ 31,000
Caldwell, North Carolina 13 $ 1,972,000 $ 151,692 $ 36,000
Clark, Ohio 13 $ 1,419,000 $ 109,153 $ 77,000
Greene, Ohio 13 $ 2,061,000 $ 158,538 $ 70,000
Canadian, Oklahoma 13 $ 1,449,000 $ 111,461 $ 48,000
Coos, Oregon 13 $ 1,959,000 $ 150,692 $ 95,000
Deschutes, Oregon 13 $ 2,311,000 $ 177,769 $ 96,000
Linn, Oregon 13 $ 2,297,000 $ 176,692 $ 47,000
Pickens, South Carolina 13 $ 1,741,000 $ 133,923 $ 42,000
Washington, Tennessee 13 $ 1,924,000 $ 148,000 $ 43,000
Webb, Texas 13 $ 1,856,000 $ 142,769 $ 56,000
Calumet, Wisconsin 13 $ 2,203,000 $ 169,461 $ 46,000
Jefferson, Wisconsin 13 $ 1,823,000 $ 140,230 $ 27,000
Sheboygan, Wisconsin 13 $ 1,745,000 $ 134,230 $ 29,000
Russell, Alabama 12 $ 1,227,000 $ 102,250 $ 16,000
St. Clair, Alabama 12 $ 1,631,000 $ 135,916 $ 39,000
Mississippi, Arkansas 12 $ 1,121,000 $ 93,416 $ 36,000
Del Norte, California 12 $ 2,494,000 $ 207,833 $ 48,000
Garfield, Colorado 12 $ 3,161,000 $ 263,416 $ 65,000
La Plata, Colorado 12 $ 3,097,000 $ 258,083 $ 45,000
Monroe, Florida 12 $ 3,060,000 $ 255,000 $ 70,000
Dougherty, Georgia 12 $ 1,342,000 $ 111,833 $ 37,000
Liberty, Georgia 12 $ 1,154,000 $ 96,166 $ 37,000
Bonneville, Idaho 12 $ 1,958,000 $ 163,166 $ 73,000
Garrett, Maryland 12 $ 1,811,000 $ 150,916 $ 74,000
Wicomico, Maryland 12 $ 1,862,000 $ 155,166 $ 57,000
Orange, North Carolina 12 $ 2,834,000 $ 236,166 $ 57,000
Pender, North Carolina 12 $ 1,976,000 $ 164,666 $ 32,000
Armstrong, Pennsylvania 12 $ 1,170,000 $ 97,500 $ 36,000
Bradford, Pennsylvania 12 $ 1,078,000 $ 89,833 $ 13,000
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Mortgage Loan Application Detail Totals for Gfs Capital in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 50,018 $10,531,213,000 $210,000 $99,999,000 $69,000 $9,764,000
Home Purchase 1,084 $256,590,000 $236,000 $987,000 $97,000 $1,639,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 23,307 $5,028,511,000 $215,000 $2,258,000 $89,000 $9,764,000
Not Provided 18,493 $3,654,128,000 $197,000 $99,999,000 $39,000 $6,000,000
Hispanic 4,526 $1,007,995,000 $222,000 $921,000 $75,000 $2,364,000
Asian 2,610 $703,455,000 $269,000 $1,290,000 $101,000 $1,000,000
Black or African American 1,966 $345,087,000 $175,000 $1,171,000 $64,000 $1,080,000
Native Hawaiian or Other Pacific Islander 197 $48,446,000 $245,000 $776,000 $88,000 $314,000
American Indian or Alaskan Native 3 $181,000 $60,000 $73,000 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 49,488 $10,427,598,000 $210,000 $99,999,000 $70,000 $9,764,000
FHA-insured (Federal Housing Administration) 1,592 $354,259,000 $222,000 $742,000 $70,000 $413,000
VA-guaranteed (Veterans Administration) 22 $5,946,000 $270,000 $412,000 $16,000 $121,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 20,745 $4,100,820,000 $197,000 $99,999,000 $54,000 $4,680,000
Application Withdrawn By Applicant 17,408 $3,609,933,000 $207,000 $10,300,000 $71,000 $9,764,000
Loan Originated 12,300 $2,914,698,000 $236,000 $800,000 $92,000 $1,781,000
Application Approved But Not Accepted 649 $162,352,000 $250,000 $729,000 $93,000 $605,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7,526 $1,368,375,000 $181,000 $99,999,000 $29,000 $2,400,000
Debt-To-Income Ratio 2,496 $534,242,000 $214,000 $715,000 $55,000 $1,645,000
Collateral 2,055 $442,394,000 $215,000 $1,171,000 $76,000 $754,000
Other 1,342 $267,025,000 $198,000 $800,000 $73,000 $4,680,000
Employment History 79 $14,197,000 $179,000 $416,000 $44,000 $160,000
Unverifiable Information 76 $16,328,000 $214,000 $494,000 $75,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 57 $11,828,000 $207,000 $427,000 $79,000 $324,000
Mortgage Insurance Denied 13 $2,382,000 $183,000 $360,000 $54,000 $106,000
Credit Application Incomplete 1 $130,000 $130,000 $130,000 $133,000 $133,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gfs Capital's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gfs Capital's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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