Greenlight Financial Services Mortgage Lending & HMDA Data, 2007
In 2007, Greenlight Financial Services of Irvine, CA reported 20,057 mortgage applications totaling $4.3 billion, down 20% from 2006. The average application was for $216,060, and applicants reported an average income of $66,140. 21% of its applications resulted in an originated loan and 41% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (3,328), Riverside-San Bernardino-Ontario, CA (2,777) and Santa Ana-Anaheim-Irvine, CA (935) (applications in parentheses).
| Mortgage Company & Address | Greenlight Financial Services 18200 Von Karman Ste #300 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 20,057 |
| Total Mortgage Loan Application Amount | $4,333,526,000 |
| Average Mortgage Loan Application Amount | $216,060 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $66,140 |
| Highest Applicant Income | $2,100,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenlight Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 3,328 | $ 979,604,000 | $ 294,352 | $ 89,000 |
| Riverside-San Bernardino-Ontario, CA | 2,777 | $ 713,151,000 | $ 256,806 | $ 81,000 |
| Santa Ana-Anaheim-Irvine, CA | 935 | $ 316,272,000 | $ 338,258 | $ 104,000 |
| Atlanta-Sandy Springs-Marietta, GA | 374 | $ 59,841,000 | $ 160,002 | $ 49,000 |
| Phoenix-Mesa-Scottsdale, AZ | 343 | $ 67,345,000 | $ 196,341 | $ 69,000 |
| Las Vegas-Paradise, NV | 311 | $ 68,025,000 | $ 218,729 | $ 78,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 256 | $ 84,699,000 | $ 330,855 | $ 105,000 |
| Tampa-St. Petersburg-Clearwater, FL | 222 | $ 38,056,000 | $ 171,423 | $ 53,000 |
| Chicago-Naperville-Joliet, IL | 203 | $ 38,521,000 | $ 189,758 | $ 50,000 |
| San Diego-Carlsbad-San Marcos, CA | 199 | $ 65,070,000 | $ 326,984 | $ 73,000 |
| New York-White Plains-Wayne, NY-NJ | 194 | $ 55,529,000 | $ 286,231 | $ 62,505 |
| Sacramento--Arden-Arcade--Roseville, CA | 193 | $ 53,102,000 | $ 275,139 | $ 66,000 |
| Orlando-Kissimmee, FL | 191 | $ 36,277,000 | $ 189,931 | $ 54,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 183 | $ 47,420,000 | $ 259,125 | $ 60,098 |
| Bakersfield, CA | 179 | $ 36,773,000 | $ 205,435 | $ 62,000 |
| Houston-Sugar Land-Baytown, TX | 174 | $ 20,755,000 | $ 119,281 | $ 60,000 |
| Philadelphia, PA | 162 | $ 26,735,000 | $ 165,030 | $ 56,000 |
| Baltimore-Towson, MD | 148 | $ 29,215,000 | $ 197,398 | $ 63,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 146 | $ 29,837,000 | $ 204,363 | $ 58,000 |
| Oakland-Fremont-Hayward, CA | 129 | $ 42,190,000 | $ 327,054 | $ 74,000 |
| Denver-Aurora, CO | 122 | $ 27,567,000 | $ 225,959 | $ 48,000 |
| Miami-Miami Beach-Kendall, FL | 120 | $ 27,087,000 | $ 225,725 | $ 50,000 |
| Seattle-Bellevue-Everett, WA | 120 | $ 31,119,000 | $ 259,325 | $ 60,000 |
| Detroit-Livonia-Dearborn, MI | 117 | $ 13,384,000 | $ 114,393 | $ 37,000 |
| Edison, NJ | 112 | $ 26,608,000 | $ 237,571 | $ 64,000 |
| Fresno, CA | 108 | $ 21,105,000 | $ 195,416 | $ 59,000 |
| Dallas-Plano-Irving, TX | 105 | $ 13,402,000 | $ 127,638 | $ 40,000 |
| St. Louis, MO-IL | 100 | $ 11,795,000 | $ 117,950 | $ 36,640 |
| Pittsburgh, PA | 99 | $ 10,104,000 | $ 102,060 | $ 38,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 99 | $ 23,221,000 | $ 234,555 | $ 70,000 |
| Newark-Union, NJ-PA | 96 | $ 22,316,000 | $ 232,458 | $ 59,989 |
| Jacksonville, FL | 95 | $ 14,532,000 | $ 152,968 | $ 50,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 95 | $ 17,188,000 | $ 180,926 | $ 52,442 |
| Nassau-Suffolk, NY | 91 | $ 26,270,000 | $ 288,681 | $ 76,000 |
| Warren-Troy-Farmington Hills, MI | 88 | $ 15,948,000 | $ 181,227 | $ 55,000 |
| Kansas City, MO-KS | 81 | $ 10,959,000 | $ 135,296 | $ 58,222 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 79 | $ 14,861,000 | $ 188,113 | $ 53,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 77 | $ 11,869,000 | $ 154,142 | $ 42,000 |
| Richmond, VA | 77 | $ 13,131,000 | $ 170,532 | $ 41,000 |
| Indianapolis-Carmel, IN | 76 | $ 9,720,000 | $ 127,894 | $ 49,000 |
| Providence-New Bedford-Fall River, RI-MA | 75 | $ 16,009,000 | $ 213,453 | $ 78,720 |
| Birmingham-Hoover, AL | 73 | $ 8,539,000 | $ 116,972 | $ 62,000 |
| El Centro, CA | 68 | $ 12,581,000 | $ 185,014 | $ 67,000 |
| Stockton, CA | 67 | $ 20,351,000 | $ 303,746 | $ 65,000 |
| Lake Havasu City-Kingman, AZ | 64 | $ 11,167,000 | $ 174,484 | $ 79,000 |
| Portland-Vancouver-Beaverton, OR-WA | 60 | $ 12,206,000 | $ 203,433 | $ 63,600 |
| Boston-Quincy, MA | 59 | $ 16,245,000 | $ 275,338 | $ 44,000 |
| Memphis, TN-MS-AR | 59 | $ 6,573,000 | $ 111,406 | $ 36,203 |
| San Antonio, TX | 59 | $ 6,064,000 | $ 102,779 | $ 40,000 |
| Albuquerque, NM | 58 | $ 8,641,000 | $ 148,982 | $ 51,000 |
| Charlotte-Gastonia-Concord, NC-SC | 58 | $ 9,334,000 | $ 160,931 | $ 46,965 |
| Camden, NJ | 57 | $ 10,518,000 | $ 184,526 | $ 62,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 57 | $ 9,701,000 | $ 170,192 | $ 40,000 |
| Tucson, AZ | 57 | $ 9,344,000 | $ 163,929 | $ 45,000 |
| Vallejo-Fairfield, CA | 55 | $ 16,833,000 | $ 306,054 | $ 71,000 |
| Visalia-Porterville, CA | 53 | $ 9,724,000 | $ 183,471 | $ 60,000 |
| Austin-Round Rock, TX | 51 | $ 8,093,000 | $ 158,686 | $ 69,000 |
| Cape Coral-Fort Myers, FL | 51 | $ 13,708,000 | $ 268,784 | $ 54,000 |
| Oklahoma City, OK | 50 | $ 5,030,000 | $ 100,600 | $ 38,000 |
| Sarasota-Bradenton-Venice, FL | 48 | $ 9,117,000 | $ 189,937 | $ 56,000 |
| Pensacola-Ferry Pass-Brent, FL | 47 | $ 7,451,000 | $ 158,531 | $ 47,000 |
| San Francisco-San Mateo-Redwood City, CA | 47 | $ 19,156,000 | $ 407,574 | $ 61,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 46 | $ 7,416,000 | $ 161,217 | $ 50,695 |
| Fort Worth-Arlington, TX | 46 | $ 5,433,000 | $ 118,108 | $ 47,000 |
| Modesto, CA | 46 | $ 10,538,000 | $ 229,086 | $ 55,000 |
| Tacoma, WA | 45 | $ 9,524,000 | $ 211,644 | $ 86,000 |
| New Orleans-Metairie-Kenner, LA | 44 | $ 7,981,000 | $ 181,386 | $ 67,000 |
| Palm Bay-Melbourne-Titusville, FL | 42 | $ 7,385,000 | $ 175,833 | $ 40,000 |
| Springfield, MA | 42 | $ 6,188,000 | $ 147,333 | $ 49,000 |
| Tulsa, OK | 42 | $ 4,443,000 | $ 105,785 | $ 49,000 |
| Port St. Lucie, FL | 41 | $ 7,161,000 | $ 174,658 | $ 82,000 |
| Scranton--Wilkes-Barre, PA | 41 | $ 4,703,000 | $ 114,707 | $ 34,000 |
| Hartford-West Hartford-East Hartford, CT | 40 | $ 7,467,000 | $ 186,675 | $ 50,000 |
| Lakeland, FL | 39 | $ 5,168,000 | $ 132,512 | $ 38,000 |
| Albany-Schenectady-Troy, NY | 37 | $ 4,585,000 | $ 123,918 | $ 52,000 |
| Knoxville, TN | 37 | $ 4,652,000 | $ 125,729 | $ 54,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 37 | $ 7,241,000 | $ 195,702 | $ 50,000 |
| Charleston-North Charleston, SC | 36 | $ 5,050,000 | $ 140,277 | $ 47,000 |
| Chattanooga, TN-GA | 36 | $ 4,366,000 | $ 121,277 | $ 56,222 |
| Honolulu, HI | 36 | $ 11,907,000 | $ 330,750 | $ 125,000 |
| Merced, CA | 36 | $ 9,361,000 | $ 260,027 | $ 59,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 36 | $ 12,272,000 | $ 340,888 | $ 84,000 |
| Colorado Springs, CO | 34 | $ 5,596,000 | $ 164,588 | $ 61,000 |
| Harrisburg-Carlisle, PA | 34 | $ 3,460,000 | $ 101,764 | $ 39,000 |
| Madera, CA | 34 | $ 8,266,000 | $ 243,117 | $ 111,000 |
| Prescott, AZ | 34 | $ 5,689,000 | $ 167,323 | $ 50,000 |
| Buffalo-Niagara Falls, NY | 33 | $ 3,376,000 | $ 102,303 | $ 59,000 |
| Gary, IN | 33 | $ 3,545,000 | $ 107,424 | $ 43,000 |
| Hagerstown-Martinsburg, MD-WV | 33 | $ 6,555,000 | $ 198,636 | $ 55,636 |
| Cambridge-Newton-Framingham, MA | 32 | $ 7,798,000 | $ 243,687 | $ 104,000 |
| Milwaukee-Waukesha-West Allis, WI | 32 | $ 5,134,000 | $ 160,437 | $ 45,000 |
| Omaha-Council Bluffs, NE-IA | 30 | $ 3,102,000 | $ 103,400 | $ 42,666 |
| Raleigh-Cary, NC | 30 | $ 4,864,000 | $ 162,133 | $ 42,000 |
| Rochester, NY | 30 | $ 3,181,000 | $ 106,033 | $ 44,000 |
| Worcester, MA | 30 | $ 5,446,000 | $ 181,533 | $ 69,000 |
| Chico, CA | 29 | $ 5,597,000 | $ 193,000 | $ 66,000 |
| New Haven-Milford, CT | 29 | $ 5,076,000 | $ 175,034 | $ 35,000 |
| Mobile, AL | 28 | $ 2,751,000 | $ 98,250 | $ 35,000 |
| Atlantic City, NJ | 27 | $ 5,442,000 | $ 201,555 | $ 52,000 |
| Columbia, SC | 27 | $ 3,343,000 | $ 123,814 | $ 53,000 |
| Augusta-Richmond County, GA-SC | 25 | $ 2,858,000 | $ 114,320 | $ 42,040 |
| Fort Walton Beach-Crestview-Destin, FL | 25 | $ 4,700,000 | $ 188,000 | $ 47,000 |
| Fort Wayne, IN | 25 | $ 2,606,000 | $ 104,240 | $ 60,000 |
| Louisville-Jefferson County, KY-IN | 25 | $ 3,638,000 | $ 145,520 | $ 32,760 |
| Spokane, WA | 25 | $ 3,005,000 | $ 120,200 | $ 52,000 |
| Wilmington, DE-MD-NJ | 25 | $ 4,320,000 | $ 172,800 | $ 42,640 |
| Baton Rouge, LA | 24 | $ 2,851,000 | $ 118,791 | $ 35,000 |
| Bethesda-Gaithersburg-Frederick, MD | 24 | $ 6,683,000 | $ 278,458 | $ 76,000 |
| Flint, MI | 24 | $ 2,329,000 | $ 97,041 | $ 24,000 |
| Greenville-Mauldin-Easley, SC | 24 | $ 3,427,000 | $ 142,791 | $ 39,000 |
| Little Rock-North Little Rock-Conway, AR | 24 | $ 2,729,000 | $ 113,708 | $ 41,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 24 | $ 4,302,000 | $ 179,250 | $ 48,000 |
| Peabody, MA | 24 | $ 6,190,000 | $ 257,916 | $ 33,000 |
| Reno-Sparks, NV | 24 | $ 6,158,000 | $ 256,583 | $ 59,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 23 | $ 3,728,000 | $ 162,086 | $ 58,608 |
| Grand Rapids-Wyoming, MI | 23 | $ 2,313,000 | $ 100,565 | $ 35,000 |
| Lancaster, PA | 22 | $ 3,572,000 | $ 162,363 | $ 62,000 |
| Naples-Marco Island, FL | 22 | $ 5,488,000 | $ 249,454 | $ 56,000 |
| Savannah, GA | 22 | $ 3,091,000 | $ 140,500 | $ 43,000 |
| Wichita, KS | 22 | $ 2,219,000 | $ 100,863 | $ 39,000 |
| Columbus, GA-AL | 21 | $ 2,327,000 | $ 110,809 | $ 32,000 |
| Durham, NC | 21 | $ 3,310,000 | $ 157,619 | $ 56,000 |
| Jackson, MS | 21 | $ 2,543,000 | $ 121,095 | $ 32,000 |
| Montgomery, AL | 21 | $ 2,092,000 | $ 99,619 | $ 36,000 |
| Rockingham County-Strafford County, NH | 21 | $ 4,251,000 | $ 202,428 | $ 75,000 |
| Yuma, AZ | 21 | $ 2,560,000 | $ 121,904 | $ 53,000 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 6,430,000 | $ 321,500 | $ 113,000 |
| Manchester-Nashua, NH | 20 | $ 3,659,000 | $ 182,950 | $ 66,000 |
| San Luis Obispo-Paso Robles, CA | 20 | $ 7,640,000 | $ 382,000 | $ 94,000 |
| Greensboro-High Point, NC | 19 | $ 3,153,000 | $ 165,947 | $ 49,000 |
| Ocala, FL | 19 | $ 4,266,000 | $ 224,526 | $ 71,000 |
| Santa Rosa-Petaluma, CA | 19 | $ 6,534,000 | $ 343,894 | $ 64,000 |
| Syracuse, NY | 19 | $ 1,995,000 | $ 105,000 | $ 44,000 |
| Charleston, WV | 18 | $ 1,854,000 | $ 103,000 | $ 48,000 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 2,500,000 | $ 138,888 | $ 40,000 |
| Portland-South Portland-Biddeford, ME | 18 | $ 3,565,000 | $ 198,055 | $ 47,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 18 | $ 5,871,000 | $ 326,166 | $ 87,000 |
| Anchorage, AK | 17 | $ 3,062,000 | $ 180,117 | $ 69,000 |
| Gulfport-Biloxi, MS | 17 | $ 1,354,000 | $ 79,647 | $ 16,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 3,041,000 | $ 178,882 | $ 58,058 |
| Lansing-East Lansing, MI | 17 | $ 1,999,000 | $ 117,588 | $ 38,000 |
| McAllen-Edinburg-Mission, TX | 17 | $ 1,619,000 | $ 95,235 | $ 37,000 |
| Palm Coast, FL | 17 | $ 5,494,000 | $ 323,176 | $ 69,000 |
| Pascagoula, MS | 17 | $ 1,642,000 | $ 96,588 | $ 33,000 |
| Reading, PA | 17 | $ 2,088,000 | $ 122,823 | $ 98,000 |
| Wilmington, NC | 17 | $ 2,305,000 | $ 135,588 | $ 49,000 |
| Barnstable Town, MA | 16 | $ 4,257,000 | $ 266,062 | $ 39,000 |
| Boise City-Nampa, ID | 16 | $ 3,384,000 | $ 211,500 | $ 48,000 |
| Kalamazoo-Portage, MI | 16 | $ 2,260,000 | $ 141,250 | $ 49,000 |
| Macon, GA | 16 | $ 1,910,000 | $ 119,375 | $ 40,000 |
| Beaumont-Port Arthur, TX | 15 | $ 1,426,000 | $ 95,066 | $ 20,000 |
| Huntsville, AL | 15 | $ 1,432,000 | $ 95,466 | $ 13,000 |
| Jackson, MI | 15 | $ 2,113,000 | $ 140,866 | $ 41,000 |
| Niles-Benton Harbor, MI | 15 | $ 1,598,000 | $ 106,533 | $ 28,000 |
| Ocean City, NJ | 15 | $ 3,202,000 | $ 213,466 | $ 58,000 |
| Punta Gorda, FL | 15 | $ 2,579,000 | $ 171,933 | $ 51,000 |
| Salinas, CA | 15 | $ 5,603,000 | $ 373,533 | $ 86,000 |
| Sebastian-Vero Beach, FL | 15 | $ 2,716,000 | $ 181,066 | $ 51,000 |
| Tallahassee, FL | 15 | $ 1,982,000 | $ 132,133 | $ 37,000 |
| York-Hanover, PA | 15 | $ 2,115,000 | $ 141,000 | $ 42,000 |
| Elkhart-Goshen, IN | 14 | $ 1,735,000 | $ 123,928 | $ 203,000 |
| Panama City-Lynn Haven, FL | 14 | $ 1,664,000 | $ 118,857 | $ 29,000 |
| Pueblo, CO | 14 | $ 1,987,000 | $ 141,928 | $ 52,000 |
| Spartanburg, SC | 14 | $ 1,832,000 | $ 130,857 | $ 52,000 |
| Asheville, NC | 13 | $ 1,815,000 | $ 139,615 | $ 61,000 |
| Cumberland, MD-WV | 13 | $ 1,155,000 | $ 88,846 | $ 32,230 |
| Dothan, AL | 13 | $ 1,469,000 | $ 113,000 | $ 34,000 |
| Evansville, IN-KY | 13 | $ 1,394,000 | $ 107,230 | $ 34,000 |
| Fort Smith, AR-OK | 13 | $ 1,191,000 | $ 91,615 | $ 35,846 |
| Joplin, MO | 13 | $ 1,329,000 | $ 102,230 | $ 36,000 |
| Longview, WA | 13 | $ 1,592,000 | $ 122,461 | $ 57,000 |
| Olympia, WA | 13 | $ 2,728,000 | $ 209,846 | $ 73,000 |
| Salem, OR | 13 | $ 2,016,000 | $ 155,076 | $ 57,000 |
| Tyler, TX | 13 | $ 1,618,000 | $ 124,461 | $ 58,000 |
| Yuba City, CA | 13 | $ 3,112,000 | $ 239,384 | $ 61,000 |
| El Paso, TX | 12 | $ 1,620,000 | $ 135,000 | $ 49,000 |
| Eugene-Springfield, OR | 12 | $ 2,985,000 | $ 248,750 | $ 70,000 |
| Hanford-Corcoran, CA | 12 | $ 1,932,000 | $ 161,000 | $ 42,000 |
| Las Cruces, NM | 12 | $ 1,303,000 | $ 108,583 | $ 36,000 |
| Lynchburg, VA | 12 | $ 2,357,000 | $ 196,416 | $ 47,000 |
| Roanoke, VA | 12 | $ 1,666,000 | $ 138,833 | $ 43,000 |
| Rockford, IL | 12 | $ 1,639,000 | $ 136,583 | $ 47,000 |
| Salisbury, MD | 12 | $ 1,777,000 | $ 148,083 | $ 40,000 |
| Warner Robins, GA | 12 | $ 1,374,000 | $ 114,500 | $ 49,000 |
| Anderson, IN | 11 | $ 1,009,000 | $ 91,727 | $ 35,000 |
| Bremerton-Silverdale, WA | 11 | $ 1,921,000 | $ 174,636 | $ 52,000 |
| Burlington-South Burlington, VT | 11 | $ 2,395,000 | $ 217,727 | $ 65,000 |
| Dover, DE | 11 | $ 2,034,000 | $ 184,909 | $ 38,000 |
| Florence, SC | 11 | $ 1,177,000 | $ 107,000 | $ 16,000 |
| Holland-Grand Haven, MI | 11 | $ 1,240,000 | $ 112,727 | $ 52,000 |
| Huntington-Ashland, WV-KY-OH | 11 | $ 1,115,000 | $ 101,363 | $ 28,090 |
| Norwich-New London, CT | 11 | $ 1,781,000 | $ 161,909 | $ 32,000 |
| Pittsfield, MA | 11 | $ 1,770,000 | $ 160,909 | $ 31,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 4,894,000 | $ 444,909 | $ 73,000 |
| Springfield, MO | 11 | $ 1,343,000 | $ 122,090 | $ 41,000 |
| Utica-Rome, NY | 11 | $ 1,069,000 | $ 97,181 | $ 30,000 |
| Cheyenne, WY | 10 | $ 1,125,000 | $ 112,500 | $ 26,000 |
| Clarksville, TN-KY | 10 | $ 1,055,000 | $ 105,500 | $ 47,500 |
| Fort Collins-Loveland, CO | 10 | $ 2,110,000 | $ 211,000 | $ 66,000 |
| Gainesville, FL | 10 | $ 1,328,000 | $ 132,800 | $ 52,000 |
| Kennewick-Richland-Pasco, WA | 10 | $ 1,216,000 | $ 121,600 | $ 42,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 840,000 | $ 84,000 | $ 22,200 |
| Morgantown, WV | 10 | $ 1,207,000 | $ 120,700 | $ 46,000 |
| Peoria, IL | 10 | $ 1,025,000 | $ 102,500 | $ 24,000 |
| Redding, CA | 10 | $ 2,226,000 | $ 222,600 | $ 48,000 |
| Santa Fe, NM | 10 | $ 2,061,000 | $ 206,100 | $ 78,000 |
| Shreveport-Bossier City, LA | 10 | $ 1,435,000 | $ 143,500 | $ 101,000 |
| Trenton-Ewing, NJ | 10 | $ 1,685,000 | $ 168,500 | $ 80,000 |
| Tuscaloosa, AL | 10 | $ 1,321,000 | $ 132,100 | $ 41,000 |
| Winchester, VA-WV | 10 | $ 2,394,000 | $ 239,400 | $ 51,400 |
| Winston-Salem, NC | 10 | $ 1,085,000 | $ 108,500 | $ 29,000 |
| Yakima, WA | 10 | $ 1,006,000 | $ 100,600 | $ 28,000 |
| Altoona, PA | 9 | $ 757,000 | $ 84,111 | $ 34,000 |
| Ann Arbor, MI | 9 | $ 2,406,000 | $ 267,333 | $ 57,000 |
| Binghamton, NY | 9 | $ 930,000 | $ 103,333 | $ 42,000 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 1,135,000 | $ 126,111 | $ 56,000 |
| Charlottesville, VA | 9 | $ 1,409,000 | $ 156,555 | $ 38,000 |
| Dalton, GA | 9 | $ 963,000 | $ 107,000 | $ 12,000 |
| Fairbanks, AK | 9 | $ 1,195,000 | $ 132,777 | $ 53,000 |
| Farmington, NM | 9 | $ 1,463,000 | $ 162,555 | $ 83,000 |
| Gainesville, GA | 9 | $ 1,483,000 | $ 164,777 | $ 35,000 |
| Grand Junction, CO | 9 | $ 1,042,000 | $ 115,777 | $ 40,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 1,167,000 | $ 129,666 | $ 44,000 |
| Lexington-Fayette, KY | 9 | $ 1,210,000 | $ 134,444 | $ 28,000 |
| Madison, WI | 9 | $ 1,596,000 | $ 177,333 | $ 43,000 |
| Waco, TX | 9 | $ 1,033,000 | $ 114,777 | $ 31,000 |
| Albany, GA | 8 | $ 886,000 | $ 110,750 | $ 51,000 |
| Athens-Clarke County, GA | 8 | $ 1,420,000 | $ 177,500 | $ 48,000 |
| Brownsville-Harlingen, TX | 8 | $ 657,000 | $ 82,125 | $ 38,000 |
| Fayetteville, NC | 8 | $ 1,118,000 | $ 139,750 | $ 29,000 |
| Flagstaff, AZ | 8 | $ 1,479,000 | $ 184,875 | $ 71,000 |
| Kingston, NY | 8 | $ 1,617,000 | $ 202,125 | $ 49,000 |
| Lubbock, TX | 8 | $ 854,000 | $ 106,750 | $ 40,000 |
| Napa, CA | 8 | $ 2,580,000 | $ 322,500 | $ 82,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 1,016,000 | $ 127,000 | $ 28,000 |
| Amarillo, TX | 7 | $ 592,000 | $ 84,571 | $ 55,000 |
| Anderson, SC | 7 | $ 681,000 | $ 97,285 | $ 37,000 |
| Anniston-Oxford, AL | 7 | $ 615,000 | $ 87,857 | $ 39,000 |
| Auburn-Opelika, AL | 7 | $ 945,000 | $ 135,000 | $ 53,000 |
| Bangor, ME | 7 | $ 1,116,000 | $ 159,428 | $ 30,000 |
| Bloomington, IN | 7 | $ 741,000 | $ 105,857 | $ 24,000 |
| Corpus Christi, TX | 7 | $ 1,032,000 | $ 147,428 | $ 57,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 557,000 | $ 79,571 | $ 26,571 |
| Duluth, MN-WI | 7 | $ 1,195,000 | $ 170,714 | $ 47,714 |
| Greeley, CO | 7 | $ 890,000 | $ 127,142 | $ 43,000 |
| Janesville, WI | 7 | $ 752,000 | $ 107,428 | $ 20,000 |
| Jefferson City, MO | 7 | $ 1,220,000 | $ 174,285 | $ 44,000 |
| Morristown, TN | 7 | $ 700,000 | $ 100,000 | $ 24,000 |
| St. Cloud, MN | 7 | $ 1,006,000 | $ 143,714 | $ 60,000 |
| Terre Haute, IN | 7 | $ 641,000 | $ 91,571 | $ 24,000 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 1,252,000 | $ 178,857 | $ 48,000 |
| Appleton, WI | 6 | $ 683,000 | $ 113,833 | $ 46,000 |
| Bay City, MI | 6 | $ 526,000 | $ 87,666 | $ 19,000 |
| Bellingham, WA | 6 | $ 1,072,000 | $ 178,666 | $ 39,000 |
| Boulder, CO | 6 | $ 1,834,000 | $ 305,666 | $ 111,000 |
| Casper, WY | 6 | $ 761,000 | $ 126,833 | $ 45,000 |
| Cincinnati-Middletown, OH-KY-IN | 6 | $ 531,000 | $ 88,500 | $ 23,666 |
| Decatur, AL | 6 | $ 654,000 | $ 109,000 | $ 32,000 |
| Florence-Muscle Shoals, AL | 6 | $ 465,000 | $ 77,500 | $ 34,000 |
| Jacksonville, NC | 6 | $ 1,032,000 | $ 172,000 | $ 219,000 |
| Johnson City, TN | 6 | $ 1,012,000 | $ 168,666 | $ 32,000 |
| Johnstown, PA | 6 | $ 511,000 | $ 85,166 | $ 14,000 |
| Lincoln, NE | 6 | $ 716,000 | $ 119,333 | $ 26,000 |
| Longview, TX | 6 | $ 790,000 | $ 131,666 | $ 66,000 |
| Michigan City-La Porte, IN | 6 | $ 594,000 | $ 99,000 | $ 35,000 |
| Rome, GA | 6 | $ 778,000 | $ 129,666 | $ 29,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 500,000 | $ 83,333 | $ 37,000 |
| Battle Creek, MI | 5 | $ 455,000 | $ 91,000 | $ 24,000 |
| Bloomington-Normal, IL | 5 | $ 773,000 | $ 154,600 | $ 57,000 |
| Cleveland, TN | 5 | $ 615,000 | $ 123,000 | $ 45,000 |
| Coeur D'Alene, ID | 5 | $ 745,000 | $ 149,000 | $ 63,000 |
| Erie, PA | 5 | $ 447,000 | $ 89,400 | $ 29,000 |
| Fargo, ND-MN | 5 | $ 575,000 | $ 115,000 | $ 55,000 |
| Glens Falls, NY | 5 | $ 587,000 | $ 117,400 | $ 43,000 |
| Hattiesburg, MS | 5 | $ 703,000 | $ 140,600 | $ 58,000 |
| Hinesville-Fort Stewart, GA | 5 | $ 902,000 | $ 180,400 | $ 54,000 |
| Hot Springs, AR | 5 | $ 450,000 | $ 90,000 | $ 39,000 |
| Jackson, TN | 5 | $ 384,000 | $ 76,800 | $ 36,000 |
| Kokomo, IN | 5 | $ 549,000 | $ 109,800 | $ 27,000 |
| Lake Charles, LA | 5 | $ 676,000 | $ 135,200 | $ 45,000 |
| Laredo, TX | 5 | $ 468,000 | $ 93,600 | $ 31,000 |
| Monroe, MI | 5 | $ 582,000 | $ 116,400 | $ 56,000 |
| Muskegon-Norton Shores, MI | 5 | $ 453,000 | $ 90,600 | $ 40,000 |
| Pine Bluff, AR | 5 | $ 442,000 | $ 88,400 | $ 16,000 |
| Rapid City, SD | 5 | $ 451,000 | $ 90,200 | $ 27,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 344,000 | $ 68,800 | $ 28,000 |
| Springfield, IL | 5 | $ 531,000 | $ 106,200 | $ 60,000 |
| St. Joseph, MO-KS | 5 | $ 604,000 | $ 120,800 | $ 33,000 |
| Texarkana, Tx-Texarkana, AR | 5 | $ 713,000 | $ 142,600 | $ 41,000 |
| Wenatchee, WA | 5 | $ 672,000 | $ 134,400 | $ 34,000 |
| Bend, OR | 4 | $ 937,000 | $ 234,250 | $ 20,000 |
| Brunswick, GA | 4 | $ 588,000 | $ 147,000 | $ 28,000 |
| Champaign-Urbana, IL | 4 | $ 501,000 | $ 125,250 | $ 27,000 |
| Columbia, MO | 4 | $ 555,000 | $ 138,750 | $ 22,000 |
| Columbus, IN | 4 | $ 379,000 | $ 94,750 | $ 28,000 |
| Danville, IL | 4 | $ 400,000 | $ 100,000 | $ 34,000 |
| Danville, VA | 4 | $ 302,000 | $ 75,500 | $ 56,000 |
| Eau Claire, WI | 4 | $ 746,000 | $ 186,500 | $ 41,000 |
| Fond Du Lac, WI | 4 | $ 633,000 | $ 158,250 | $ 28,000 |
| Gadsden, AL | 4 | $ 252,000 | $ 63,000 | $ 30,000 |
| Grand Forks, ND-MN | 4 | $ 456,000 | $ 114,000 | $ 42,250 |
| Greenville, NC | 4 | $ 384,000 | $ 96,000 | $ 27,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 496,000 | $ 124,000 | $ 44,000 |
| Jonesboro, AR | 4 | $ 518,000 | $ 129,500 | $ 135,000 |
| Lafayette, IN | 4 | $ 658,000 | $ 164,500 | $ 30,000 |
| Lafayette, LA | 4 | $ 613,000 | $ 153,250 | $ 46,000 |
| Lewiston-Auburn, ME | 4 | $ 519,000 | $ 129,750 | $ 33,000 |
| Midland, TX | 4 | $ 480,000 | $ 120,000 | $ 91,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 681,000 | $ 170,250 | $ 59,000 |
| Muncie, IN | 4 | $ 280,000 | $ 70,000 | $ 14,000 |
| Odessa, TX | 4 | $ 274,000 | $ 68,500 | $ 44,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 407,000 | $ 101,750 | $ 40,000 |
| Rochester, MN | 4 | $ 531,000 | $ 132,750 | $ 66,000 |
| San Angelo, TX | 4 | $ 363,000 | $ 90,750 | $ 31,000 |
| Topeka, KS | 4 | $ 392,000 | $ 98,000 | $ 29,000 |
| Abilene, TX | 3 | $ 247,000 | $ 82,333 | $ 318,000 |
| Alexandria, LA | 3 | $ 294,000 | $ 98,000 | $ 33,000 |
| College Station-Bryan, TX | 3 | $ 269,000 | $ 89,666 | $ 67,000 |
| Elizabethtown, KY | 3 | $ 511,000 | $ 170,333 | $ 166,000 |
| Elmira, NY | 3 | $ 337,000 | $ 112,333 | $ 55,000 |
| Goldsboro, NC | 3 | $ 444,000 | $ 148,000 | $ 39,000 |
| Harrisonburg, VA | 3 | $ 225,000 | $ 75,000 | $ 22,000 |
| Kankakee-Bradley, IL | 3 | $ 340,000 | $ 113,333 | $ 34,000 |
| Lawrence, KS | 3 | $ 479,000 | $ 159,666 | $ 23,000 |
| Lawton, OK | 3 | $ 583,000 | $ 194,333 | $ 73,000 |
| Lebanon, PA | 3 | $ 487,000 | $ 162,333 | $ 6,000 |
| Ogden-Clearfield, UT | 3 | $ 350,000 | $ 116,666 | $ 60,000 |
| Racine, WI | 3 | $ 464,000 | $ 154,666 | $ 45,000 |
| Salt Lake City, UT | 3 | $ 337,000 | $ 112,333 | $ 32,000 |
| Sherman-Denison, TX | 3 | $ 260,000 | $ 86,666 | $ 56,000 |
| State College, PA | 3 | $ 404,000 | $ 134,666 | $ 53,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 309,000 | $ 103,000 | $ 18,000 |
| Wheeling, WV-OH | 3 | $ 145,000 | $ 48,333 | $ 18,000 |
| Wichita Falls, TX | 3 | $ 239,000 | $ 79,666 | $ 39,000 |
| Akron, OH | 2 | $ 276,000 | $ 138,000 | $ 50,000 |
| Billings, MT | 2 | $ 270,000 | $ 135,000 | $ 28,000 |
| Bismarck, ND | 2 | $ 221,000 | $ 110,500 | $ 0 |
| Bowling Green, KY | 2 | $ 229,000 | $ 114,500 | $ 53,000 |
| Columbus, OH | 2 | $ 185,000 | $ 92,500 | $ 27,000 |
| Decatur, IL | 2 | $ 176,000 | $ 88,000 | $ 38,000 |
| Great Falls, MT | 2 | $ 361,000 | $ 180,500 | $ 65,000 |
| Green Bay, WI | 2 | $ 178,000 | $ 89,000 | $ 49,000 |
| Medford, OR | 2 | $ 580,000 | $ 290,000 | $ 48,000 |
| Oshkosh-Neenah, WI | 2 | $ 168,000 | $ 84,000 | $ 19,000 |
| Pocatello, ID | 2 | $ 89,000 | $ 44,500 | $ 66,000 |
| Sheboygan, WI | 2 | $ 235,000 | $ 117,500 | $ 14,000 |
| St. George, UT | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Valdosta, GA | 2 | $ 131,000 | $ 65,500 | $ 19,000 |
| Ames, IA | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Carson City, NV | 1 | $ 300,000 | $ 300,000 | $ 61,000 |
| Corvallis, OR | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| Des Moines-West Des Moines, IA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Ithaca, NY | 1 | $ 50,000 | $ 50,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 237,000 | $ 237,000 | $ 66,000 |
| Lewiston, ID-WA | 1 | $ 70,000 | $ 70,000 | $ 12,000 |
| Logan, UT-ID | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Missoula, MT | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Monroe, LA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Owensboro, KY | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Rocky Mount, NC | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Sioux Falls, SD | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sumter, SC | 1 | $ 63,000 | $ 63,000 | $ 17,000 |
| Victoria, TX | 1 | $ 76,000 | $ 76,000 | $ 17,000 |
| Wausau, WI | 1 | $ 102,000 | $ 102,000 | $ 62,000 |
| Williamsport, PA | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Greenlight Financial Services in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 16,845 | $3,524,502,000 | $209,000 | $2,650,000 | $65,000 | $2,100,000 |
| Refinancing | 2,999 | $750,754,000 | $250,000 | $3,000,000 | $70,000 | $1,200,000 |
| Home Purchase | 213 | $58,270,000 | $273,000 | $1,470,000 | $102,000 | $1,330,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,314 | $2,206,865,000 | $213,000 | $3,000,000 | $70,000 | $2,100,000 |
| Not Provided | 5,636 | $1,157,219,000 | $205,000 | $2,600,000 | $57,000 | $1,800,000 |
| Hispanic | 2,175 | $530,967,000 | $244,000 | $2,650,000 | $74,000 | $1,330,000 |
| Black or African American | 1,399 | $288,825,000 | $206,000 | $1,540,000 | $53,000 | $1,080,000 |
| Asian | 386 | $110,435,000 | $286,000 | $1,470,000 | $103,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 87 | $26,183,000 | $300,000 | $1,000,000 | $84,000 | $428,000 |
| American Indian or Alaskan Native | 60 | $13,032,000 | $217,000 | $800,000 | $60,000 | $324,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,480 | $4,269,897,000 | $219,000 | $3,000,000 | $68,000 | $2,100,000 |
| FHA-insured (Federal Housing Administration) | 577 | $63,629,000 | $110,000 | $350,000 | $5,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,135 | $1,590,703,000 | $195,000 | $2,650,000 | $52,000 | $1,800,000 |
| Application Withdrawn By Applicant | 6,521 | $1,496,662,000 | $229,000 | $3,000,000 | $70,000 | $1,800,000 |
| Loan Originated | 4,222 | $988,185,000 | $234,000 | $1,500,000 | $85,000 | $1,330,000 |
| Application Approved But Not Accepted | 1,109 | $242,700,000 | $218,000 | $649,000 | $78,000 | $2,100,000 |
| File Closed For Incompleteness | 70 | $15,276,000 | $218,000 | $1,250,000 | $3,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenlight Financial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenlight Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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