Guaranteed Rate, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Wilmington, DE 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 136,557 |
| Total Mortgage Loan Application Amount | $50,626,530,000 |
| Average Mortgage Loan Application Amount | $348,000 |
| Highest Mortgage Loan Application Amount | $85,995,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $9,354,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Guaranteed Rate, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guaranteed Rate, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Guaranteed Rate, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guaranteed Rate, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Guaranteed Rate, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guaranteed Rate, Inc.'s mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE, IL | 14,248 | $ 4,499,265,000 | $ 315,000 | $ 152,000 |
| NA (OUTSIDE OF MSA/MD) | 9,531 | $ 2,503,515,000 | $ 287,916 | $ 141,270 |
| DALLAS-PLANO-IRVING, TX | 3,100 | $ 1,356,470,000 | $ 437,000 | $ 179,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 3,022 | $ 981,080,000 | $ 324,000 | $ 156,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,960 | $ 1,182,565,000 | $ 399,000 | $ 144,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2,749 | $ 1,487,525,000 | $ 541,000 | $ 209,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,566 | $ 1,358,030,000 | $ 528,500 | $ 222,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,435 | $ 930,045,000 | $ 381,000 | $ 153,000 |
| NEWARK, NJ-PA | 2,415 | $ 1,178,075,000 | $ 378,500 | $ 171,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,204 | $ 682,880,000 | $ 309,000 | $ 131,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,181 | $ 842,865,000 | $ 386,000 | $ 146,000 |
| AUSTIN-ROUND ROCK, TX | 2,000 | $ 826,790,000 | $ 413,000 | $ 214,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,946 | $ 662,180,000 | $ 340,000 | $ 149,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,927 | $ 1,038,375,000 | $ 496,250 | $ 180,750 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,915 | $ 886,455,000 | $ 462,000 | $ 189,000 |
| BOSTON, MA | 1,871 | $ 1,000,395,000 | $ 534,000 | $ 197,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,844 | $ 581,060,000 | $ 301,500 | $ 118,500 |
| PHILADELPHIA, PA | 1,841 | $ 645,385,000 | $ 350,000 | $ 170,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,839 | $ 675,775,000 | $ 367,000 | $ 168,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,829 | $ 885,325,000 | $ 484,000 | $ 185,000 |
| NEW YORK-NEWARK, NY | 1,787 | $ 749,525,000 | $ 396,500 | $ 177,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,665 | $ 1,158,710,000 | $ 696,000 | $ 256,000 |
| CINCINNATI, OH-KY-IN | 1,541 | $ 424,715,000 | $ 264,333 | $ 127,666 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,450 | $ 607,130,000 | $ 418,000 | $ 188,000 |
| ST. LOUIS, MO-IL | 1,421 | $ 338,625,000 | $ 231,000 | $ 112,500 |
| COLUMBUS, OH | 1,391 | $ 394,805,000 | $ 283,000 | $ 127,000 |
| FORT WORTH-ARLINGTON, TX | 1,339 | $ 455,705,000 | $ 340,000 | $ 143,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1,237 | $ 420,835,000 | $ 302,000 | $ 150,000 |
| ELGIN, IL | 1,195 | $ 317,815,000 | $ 265,000 | $ 128,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,171 | $ 737,105,000 | $ 629,000 | $ 224,000 |
| SAN DIEGO-CARLSBAD, CA | 1,140 | $ 764,170,000 | $ 670,000 | $ 241,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,136 | $ 774,430,000 | $ 681,000 | $ 226,000 |
| JACKSONVILLE, FL | 1,079 | $ 354,525,000 | $ 328,000 | $ 158,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,062 | $ 467,490,000 | $ 440,000 | $ 169,000 |
| PITTSBURGH, PA | 913 | $ 233,035,000 | $ 255,000 | $ 139,000 |
| COLORADO SPRINGS, CO | 906 | $ 365,000,000 | $ 402,000 | $ 132,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 902 | $ 340,810,000 | $ 377,000 | $ 158,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 899 | $ 394,165,000 | $ 440,500 | $ 176,500 |
| RALEIGH, NC | 886 | $ 339,360,000 | $ 383,000 | $ 173,000 |
| WORCESTER, MA-CT | 879 | $ 328,295,000 | $ 332,500 | $ 125,000 |
| GARY, IN | 877 | $ 214,715,000 | $ 244,000 | $ 102,000 |
| CAMDEN, NJ | 855 | $ 235,565,000 | $ 275,000 | $ 128,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 855 | $ 294,715,000 | $ 356,000 | $ 152,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 849 | $ 381,085,000 | $ 448,000 | $ 177,000 |
| TUCSON, AZ | 833 | $ 269,845,000 | $ 323,000 | $ 132,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 779 | $ 310,945,000 | $ 399,000 | $ 174,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 770 | $ 219,030,000 | $ 284,000 | $ 128,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 740 | $ 287,080,000 | $ 387,000 | $ 157,000 |
| PROVIDENCE-WARWICK, RI-MA | 722 | $ 272,105,000 | $ 381,500 | $ 144,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 667 | $ 283,395,000 | $ 424,000 | $ 234,000 |
| CLEVELAND-ELYRIA, OH | 666 | $ 155,480,000 | $ 233,000 | $ 141,000 |
| LAKELAND-WINTER HAVEN, FL | 623 | $ 179,305,000 | $ 287,000 | $ 110,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 620 | $ 188,000,000 | $ 303,000 | $ 145,000 |
| MEMPHIS, TN-MS-AR | 597 | $ 150,435,000 | $ 239,666 | $ 89,666 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 578 | $ 469,440,000 | $ 812,000 | $ 272,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 576 | $ 414,670,000 | $ 719,000 | $ 265,000 |
| KANSAS CITY, MO-KS | 576 | $ 165,370,000 | $ 294,500 | $ 151,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 574 | $ 166,925,000 | $ 293,500 | $ 147,000 |
| CLARKSVILLE, TN-KY | 549 | $ 150,495,000 | $ 249,500 | $ 85,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 549 | $ 159,445,000 | $ 290,000 | $ 119,000 |
| COLUMBIA, SC | 541 | $ 135,585,000 | $ 250,000 | $ 111,000 |
| OKLAHOMA CITY, OK | 520 | $ 124,230,000 | $ 238,000 | $ 111,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 503 | $ 443,955,000 | $ 882,000 | $ 314,000 |
| BOISE CITY, ID | 491 | $ 179,175,000 | $ 364,000 | $ 140,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 489 | $ 244,975,000 | $ 500,000 | $ 245,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 487 | $ 126,425,000 | $ 259,000 | $ 139,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 464 | $ 124,920,000 | $ 236,000 | $ 111,000 |
| SALT LAKE CITY, UT | 457 | $ 203,395,000 | $ 445,000 | $ 162,000 |
| CAPE CORAL-FORT MYERS, FL | 446 | $ 157,190,000 | $ 352,000 | $ 160,000 |
| ALBUQUERQUE, NM | 444 | $ 109,940,000 | $ 247,000 | $ 111,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 438 | $ 212,450,000 | $ 485,000 | $ 230,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 427 | $ 238,835,000 | $ 559,000 | $ 246,000 |
| WILMINGTON, NC | 425 | $ 162,135,000 | $ 381,000 | $ 165,000 |
| SAVANNAH, GA | 412 | $ 123,810,000 | $ 300,000 | $ 133,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 408 | $ 113,870,000 | $ 279,000 | $ 125,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 400 | $ 158,830,000 | $ 397,000 | $ 166,000 |
| NEW HAVEN-MILFORD, CT | 399 | $ 121,975,000 | $ 305,000 | $ 129,000 |
| TACOMA-LAKEWOOD, WA | 392 | $ 182,800,000 | $ 466,000 | $ 164,000 |
| GREENSBORO-HIGH POINT, NC | 373 | $ 87,165,000 | $ 233,000 | $ 106,000 |
| FAYETTEVILLE, NC | 372 | $ 79,510,000 | $ 213,000 | $ 91,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 355 | $ 92,975,000 | $ 261,000 | $ 128,000 |
| URBAN HONOLULU, HI | 354 | $ 220,090,000 | $ 621,000 | $ 215,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 350 | $ 193,300,000 | $ 552,000 | $ 213,000 |
| STOCKTON-LODI, CA | 329 | $ 144,665,000 | $ 439,000 | $ 146,000 |
| JACKSONVILLE, NC | 322 | $ 84,930,000 | $ 263,000 | $ 106,000 |
| SPRINGFIELD, MA | 319 | $ 83,075,000 | $ 260,000 | $ 109,000 |
| HUNTSVILLE, AL | 308 | $ 94,850,000 | $ 307,000 | $ 112,000 |
| KILLEEN-TEMPLE, TX | 304 | $ 89,680,000 | $ 295,000 | $ 132,000 |
| OGDEN-CLEARFIELD, UT | 301 | $ 129,475,000 | $ 430,000 | $ 133,000 |
| GREELEY, CO | 296 | $ 118,460,000 | $ 400,000 | $ 127,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 296 | $ 96,790,000 | $ 326,000 | $ 146,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 283 | $ 176,145,000 | $ 622,000 | $ 238,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 282 | $ 59,790,000 | $ 212,000 | $ 97,000 |
| DURHAM-CHAPEL HILL, NC | 279 | $ 99,005,000 | $ 354,000 | $ 163,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 276 | $ 80,340,000 | $ 289,500 | $ 133,500 |
| WINSTON-SALEM, NC | 258 | $ 63,640,000 | $ 246,000 | $ 111,000 |
| FORT COLLINS, CO | 255 | $ 110,855,000 | $ 434,000 | $ 156,000 |
| NEW ORLEANS-METAIRIE, LA | 254 | $ 73,630,000 | $ 289,000 | $ 119,000 |
| PROVO-OREM, UT | 251 | $ 113,035,000 | $ 450,000 | $ 147,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 246 | $ 85,230,000 | $ 391,000 | $ 162,000 |
| OCALA, FL | 242 | $ 52,300,000 | $ 216,000 | $ 100,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 236 | $ 143,980,000 | $ 610,000 | $ 217,000 |
| DES MOINES-WEST DES MOINES, IA | 235 | $ 59,765,000 | $ 254,000 | $ 106,000 |
| ASHEVILLE, NC | 232 | $ 77,440,000 | $ 333,000 | $ 148,000 |
| NEW BERN, NC | 228 | $ 51,050,000 | $ 223,000 | $ 100,000 |
| MODESTO, CA | 227 | $ 88,455,000 | $ 389,000 | $ 118,000 |
| ROCHESTER, MN | 226 | $ 55,220,000 | $ 244,000 | $ 98,000 |
| BIRMINGHAM-HOOVER, AL | 225 | $ 46,085,000 | $ 204,000 | $ 99,000 |
| BAKERSFIELD, CA | 219 | $ 66,225,000 | $ 302,000 | $ 121,000 |
| SANTA ROSA, CA | 213 | $ 126,745,000 | $ 595,000 | $ 245,000 |
| FRESNO, CA | 212 | $ 73,280,000 | $ 345,000 | $ 169,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 212 | $ 65,350,000 | $ 308,000 | $ 122,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 209 | $ 83,775,000 | $ 400,000 | $ 172,000 |
| PORT ST. LUCIE, FL | 203 | $ 65,255,000 | $ 321,000 | $ 153,000 |
| ODESSA, TX | 200 | $ 47,610,000 | $ 238,000 | $ 102,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 196 | $ 75,670,000 | $ 386,000 | $ 144,000 |
| AKRON, OH | 193 | $ 37,835,000 | $ 196,000 | $ 109,000 |
| ANCHORAGE, AK | 193 | $ 70,265,000 | $ 364,000 | $ 134,000 |
| MANCHESTER-NASHUA, NH | 187 | $ 77,385,000 | $ 413,000 | $ 157,000 |
| WILMINGTON, DE-MD-NJ | 187 | $ 58,095,000 | $ 285,666 | $ 150,666 |
| ALBANY-SCHENECTADY-TROY, NY | 184 | $ 50,850,000 | $ 276,000 | $ 132,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 183 | $ 47,505,000 | $ 262,500 | $ 116,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 183 | $ 90,825,000 | $ 496,000 | $ 309,000 |
| VALLEJO-FAIRFIELD, CA | 179 | $ 86,085,000 | $ 480,000 | $ 168,000 |
| ATHENS-CLARKE COUNTY, GA | 176 | $ 51,940,000 | $ 295,000 | $ 126,000 |
| EL PASO, TX | 174 | $ 43,230,000 | $ 248,000 | $ 119,000 |
| HARRISBURG-CARLISLE, PA | 170 | $ 51,030,000 | $ 300,000 | $ 131,000 |
| SALISBURY, MD-DE | 169 | $ 52,185,000 | $ 315,000 | $ 180,000 |
| BOULDER, CO | 168 | $ 93,050,000 | $ 553,000 | $ 238,000 |
| SANTA MARIA-SANTA BARBARA, CA | 166 | $ 112,230,000 | $ 676,000 | $ 308,000 |
| RICHMOND, VA | 162 | $ 53,290,000 | $ 328,000 | $ 132,000 |
| BILLINGS, MT | 160 | $ 57,980,000 | $ 362,000 | $ 145,000 |
| CANTON-MASSILLON, OH | 157 | $ 28,565,000 | $ 181,000 | $ 93,000 |
| SAN RAFAEL, CA | 157 | $ 138,615,000 | $ 882,000 | $ 298,000 |
| TULSA, OK | 153 | $ 39,525,000 | $ 258,000 | $ 125,000 |
| READING, PA | 152 | $ 35,770,000 | $ 235,000 | $ 101,000 |
| MIDLAND, TX | 151 | $ 51,965,000 | $ 344,000 | $ 126,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 150 | $ 46,050,000 | $ 307,000 | $ 180,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 150 | $ 33,310,000 | $ 222,000 | $ 124,000 |
| ROCKFORD, IL | 147 | $ 21,725,000 | $ 147,000 | $ 149,000 |
| GREEN BAY, WI | 146 | $ 38,210,000 | $ 261,000 | $ 108,000 |
| SPOKANE-SPOKANE VALLEY, WA | 146 | $ 50,720,000 | $ 347,000 | $ 137,000 |
| CHATTANOOGA, TN-GA | 143 | $ 39,955,000 | $ 254,000 | $ 103,500 |
| LANCASTER, PA | 143 | $ 36,355,000 | $ 254,000 | $ 104,000 |
| NILES-BENTON HARBOR, MI | 142 | $ 38,190,000 | $ 268,000 | $ 168,000 |
| PUNTA GORDA, FL | 140 | $ 39,580,000 | $ 282,000 | $ 117,000 |
| TRENTON, NJ | 140 | $ 47,340,000 | $ 338,000 | $ 161,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 137 | $ 37,055,000 | $ 270,000 | $ 139,000 |
| SHERMAN-DENISON, TX | 136 | $ 36,920,000 | $ 271,000 | $ 120,000 |
| PORTLAND-SOUTH PORTLAND, ME | 134 | $ 56,290,000 | $ 420,000 | $ 235,000 |
| BARNSTABLE TOWN, MA | 133 | $ 75,225,000 | $ 565,000 | $ 303,000 |
| NORWICH-NEW LONDON, CT | 132 | $ 40,200,000 | $ 304,000 | $ 126,000 |
| LEXINGTON-FAYETTE, KY | 130 | $ 35,450,000 | $ 272,000 | $ 138,000 |
| WARNER ROBINS, GA | 129 | $ 33,375,000 | $ 258,000 | $ 101,000 |
| GAINESVILLE, FL | 128 | $ 26,650,000 | $ 208,000 | $ 105,000 |
| PUEBLO, CO | 127 | $ 32,955,000 | $ 259,000 | $ 92,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 123 | $ 38,735,000 | $ 314,000 | $ 147,000 |
| ROCKY MOUNT, NC | 123 | $ 20,235,000 | $ 164,000 | $ 72,000 |
| TYLER, TX | 122 | $ 31,940,000 | $ 261,000 | $ 111,000 |
| OCEAN CITY, NJ | 121 | $ 65,135,000 | $ 538,000 | $ 358,000 |
| APPLETON, WI | 119 | $ 31,095,000 | $ 261,000 | $ 118,000 |
| COLUMBUS, GA-AL | 119 | $ 33,275,000 | $ 282,500 | $ 103,000 |
| OLYMPIA-TUMWATER, WA | 119 | $ 51,135,000 | $ 429,000 | $ 149,000 |
| SALEM, OR | 118 | $ 45,060,000 | $ 381,000 | $ 144,000 |
| GRAND RAPIDS-WYOMING, MI | 115 | $ 34,935,000 | $ 303,000 | $ 142,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 114 | $ 53,470,000 | $ 469,000 | $ 246,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 113 | $ 75,465,000 | $ 667,000 | $ 276,000 |
| BEAUMONT-PORT ARTHUR, TX | 111 | $ 24,675,000 | $ 222,000 | $ 107,000 |
| RACINE, WI | 111 | $ 23,265,000 | $ 209,000 | $ 110,000 |
| YUBA CITY, CA | 111 | $ 44,425,000 | $ 400,000 | $ 115,000 |
| WACO, TX | 110 | $ 28,720,000 | $ 261,000 | $ 116,000 |
| KNOXVILLE, TN | 109 | $ 38,045,000 | $ 349,000 | $ 169,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 108 | $ 28,760,000 | $ 242,000 | $ 162,000 |
| PANAMA CITY, FL | 103 | $ 34,415,000 | $ 334,000 | $ 139,000 |
| ROANOKE, VA | 100 | $ 23,460,000 | $ 234,000 | $ 91,000 |
| YORK-HANOVER, PA | 99 | $ 27,305,000 | $ 275,000 | $ 128,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 98 | $ 19,640,000 | $ 206,500 | $ 114,000 |
| HINESVILLE, GA | 97 | $ 22,055,000 | $ 227,000 | $ 89,000 |
| ELKHART-GOSHEN, IN | 96 | $ 16,000,000 | $ 166,000 | $ 85,000 |
| SIOUX FALLS, SD | 95 | $ 26,915,000 | $ 283,000 | $ 111,000 |
| ANN ARBOR, MI | 94 | $ 27,800,000 | $ 295,000 | $ 157,000 |
| KANKAKEE, IL | 94 | $ 16,990,000 | $ 180,000 | $ 94,000 |
| DULUTH, MN-WI | 92 | $ 22,450,000 | $ 229,500 | $ 90,500 |
| SPARTANBURG, SC | 92 | $ 23,090,000 | $ 250,000 | $ 144,000 |
| FLINT, MI | 89 | $ 15,985,000 | $ 179,000 | $ 82,000 |
| MONTGOMERY, AL | 89 | $ 19,525,000 | $ 219,000 | $ 115,000 |
| GREAT FALLS, MT | 88 | $ 26,380,000 | $ 299,000 | $ 135,000 |
| TOLEDO, OH | 88 | $ 15,860,000 | $ 180,000 | $ 100,000 |
| BATON ROUGE, LA | 84 | $ 22,210,000 | $ 264,000 | $ 123,000 |
| SHREVEPORT-BOSSIER CITY, LA | 84 | $ 21,340,000 | $ 254,000 | $ 109,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 83 | $ 13,095,000 | $ 160,000 | $ 86,500 |
| RENO, NV | 80 | $ 36,450,000 | $ 455,000 | $ 182,000 |
| MOBILE, AL | 79 | $ 12,965,000 | $ 164,000 | $ 67,000 |
| SUMTER, SC | 79 | $ 18,365,000 | $ 232,000 | $ 101,000 |
| BISMARCK, ND | 78 | $ 23,070,000 | $ 295,000 | $ 106,000 |
| SALINAS, CA | 78 | $ 39,960,000 | $ 512,000 | $ 172,000 |
| HICKORY-LENOIR-MORGANTON, NC | 77 | $ 17,695,000 | $ 229,000 | $ 99,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 77 | $ 30,355,000 | $ 394,000 | $ 189,000 |
| LONGVIEW, TX | 76 | $ 17,240,000 | $ 226,000 | $ 99,000 |
| SANTA FE, NM | 75 | $ 27,705,000 | $ 369,000 | $ 160,000 |
| CORPUS CHRISTI, TX | 74 | $ 20,150,000 | $ 272,000 | $ 127,000 |
| SANTA CRUZ-WATSONVILLE, CA | 72 | $ 45,710,000 | $ 634,000 | $ 245,000 |
| EAST STROUDSBURG, PA | 70 | $ 17,790,000 | $ 254,000 | $ 154,000 |
| HOMOSASSA SPRINGS, FL | 70 | $ 15,600,000 | $ 222,000 | $ 98,000 |
| OSHKOSH-NEENAH, WI | 70 | $ 15,660,000 | $ 223,000 | $ 101,000 |
| MACON-BIBB COUNTY, GA | 69 | $ 13,585,000 | $ 196,000 | $ 108,000 |
| KALAMAZOO-PORTAGE, MI | 68 | $ 14,420,000 | $ 212,000 | $ 102,000 |
| MADISON, WI | 68 | $ 21,190,000 | $ 311,000 | $ 154,000 |
| SPRINGFIELD, IL | 67 | $ 10,235,000 | $ 152,000 | $ 95,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 66 | $ 15,190,000 | $ 230,000 | $ 98,000 |
| SPRINGFIELD, MO | 66 | $ 14,640,000 | $ 221,000 | $ 85,000 |
| SIOUX CITY, IA-NE-SD | 62 | $ 13,090,000 | $ 211,000 | $ 82,333 |
| GAINESVILLE, GA | 61 | $ 19,715,000 | $ 323,000 | $ 112,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 61 | $ 13,395,000 | $ 208,500 | $ 74,500 |
| ROCHESTER, NY | 61 | $ 10,695,000 | $ 175,000 | $ 90,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 61 | $ 8,945,000 | $ 148,500 | $ 82,500 |
| MICHIGAN CITY-LA PORTE, IN | 60 | $ 15,020,000 | $ 250,000 | $ 131,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 59 | $ 11,835,000 | $ 200,000 | $ 116,000 |
| MADERA, CA | 59 | $ 21,535,000 | $ 365,000 | $ 155,000 |
| LUBBOCK, TX | 58 | $ 12,710,000 | $ 219,000 | $ 124,000 |
| LANSING-EAST LANSING, MI | 57 | $ 11,895,000 | $ 208,000 | $ 103,000 |
| CHARLESTON, WV | 56 | $ 10,320,000 | $ 184,000 | $ 101,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 56 | $ 13,580,000 | $ 242,000 | $ 114,000 |
| PINE BLUFF, AR | 56 | $ 6,620,000 | $ 118,000 | $ 72,000 |
| BREMERTON-SILVERDALE, WA | 55 | $ 24,955,000 | $ 453,000 | $ 161,000 |
| BURLINGTON, NC | 55 | $ 13,955,000 | $ 253,000 | $ 108,000 |
| GREENVILLE, NC | 55 | $ 11,795,000 | $ 214,000 | $ 109,000 |
| CARBONDALE-MARION, IL | 53 | $ 7,085,000 | $ 133,000 | $ 78,000 |
| MERCED, CA | 53 | $ 17,435,000 | $ 328,000 | $ 116,000 |
| WICHITA, KS | 53 | $ 10,935,000 | $ 206,000 | $ 94,000 |
| BEND-REDMOND, OR | 52 | $ 24,620,000 | $ 473,000 | $ 256,000 |
| MCALLEN-EDINBURG-MISSION, TX | 52 | $ 12,710,000 | $ 244,000 | $ 153,000 |
| PEORIA, IL | 52 | $ 8,700,000 | $ 167,000 | $ 98,000 |
| SEBASTIAN-VERO BEACH, FL | 50 | $ 12,340,000 | $ 246,000 | $ 116,000 |
| THE VILLAGES, FL | 50 | $ 14,590,000 | $ 291,000 | $ 163,000 |
| DOVER, DE | 49 | $ 15,125,000 | $ 308,000 | $ 103,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 49 | $ 11,395,000 | $ 232,000 | $ 92,000 |
| YUMA, AZ | 49 | $ 16,835,000 | $ 343,000 | $ 139,000 |
| FLORENCE, SC | 48 | $ 10,680,000 | $ 222,000 | $ 85,000 |
| TALLAHASSEE, FL | 48 | $ 11,230,000 | $ 233,000 | $ 113,000 |
| BRUNSWICK, GA | 47 | $ 12,945,000 | $ 275,000 | $ 117,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 47 | $ 19,745,000 | $ 420,000 | $ 295,000 |
| FARGO, ND-MN | 47 | $ 11,845,000 | $ 230,500 | $ 105,000 |
| GLENS FALLS, NY | 47 | $ 10,015,000 | $ 213,000 | $ 99,000 |
| VISALIA-PORTERVILLE, CA | 46 | $ 14,000,000 | $ 304,000 | $ 109,000 |
| BATTLE CREEK, MI | 45 | $ 7,595,000 | $ 168,000 | $ 93,000 |
| MISSOULA, MT | 45 | $ 18,475,000 | $ 410,000 | $ 149,000 |
| LONGVIEW, WA | 43 | $ 14,985,000 | $ 348,000 | $ 117,000 |
| ST. CLOUD, MN | 43 | $ 8,955,000 | $ 208,000 | $ 85,000 |
| ST. GEORGE, UT | 43 | $ 17,265,000 | $ 401,000 | $ 210,000 |
| JOHNSON CITY, TN | 41 | $ 8,925,000 | $ 217,000 | $ 86,000 |
| KINGSTON, NY | 41 | $ 15,495,000 | $ 377,000 | $ 186,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 39 | $ 9,905,000 | $ 252,000 | $ 107,500 |
| ROME, GA | 39 | $ 7,755,000 | $ 198,000 | $ 92,000 |
| NAPA, CA | 38 | $ 28,950,000 | $ 761,000 | $ 436,000 |
| AUBURN-OPELIKA, AL | 37 | $ 9,065,000 | $ 245,000 | $ 99,000 |
| LINCOLN, NE | 37 | $ 9,535,000 | $ 257,000 | $ 130,000 |
| LYNCHBURG, VA | 37 | $ 10,535,000 | $ 284,000 | $ 135,000 |
| COLLEGE STATION-BRYAN, TX | 36 | $ 9,450,000 | $ 262,000 | $ 225,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 36 | $ 6,140,000 | $ 145,000 | $ 75,333 |
| LAS CRUCES, NM | 36 | $ 10,050,000 | $ 279,000 | $ 113,000 |
| LEBANON, PA | 36 | $ 9,390,000 | $ 260,000 | $ 90,000 |
| JANESVILLE-BELOIT, WI | 35 | $ 7,965,000 | $ 227,000 | $ 82,000 |
| BELLINGHAM, WA | 34 | $ 15,600,000 | $ 458,000 | $ 148,000 |
| MONROE, MI | 33 | $ 7,325,000 | $ 221,000 | $ 102,000 |
| PITTSFIELD, MA | 33 | $ 10,415,000 | $ 315,000 | $ 223,000 |
| CHARLOTTESVILLE, VA | 32 | $ 13,390,000 | $ 418,000 | $ 197,000 |
| FORT WAYNE, IN | 32 | $ 7,920,000 | $ 247,000 | $ 101,000 |
| JACKSON, MS | 32 | $ 5,060,000 | $ 158,000 | $ 167,000 |
| KENNEWICK-RICHLAND, WA | 32 | $ 10,360,000 | $ 323,000 | $ 117,000 |
| LAFAYETTE, LA | 32 | $ 6,090,000 | $ 190,000 | $ 117,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 32 | $ 7,460,000 | $ 233,000 | $ 126,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 31 | $ 11,525,000 | $ 371,000 | $ 118,000 |
| WAUSAU, WI | 29 | $ 6,615,000 | $ 228,000 | $ 85,000 |
| EAU CLAIRE, WI | 28 | $ 6,230,000 | $ 222,000 | $ 86,000 |
| GOLDSBORO, NC | 28 | $ 5,280,000 | $ 188,000 | $ 92,000 |
| SYRACUSE, NY | 28 | $ 5,280,000 | $ 188,000 | $ 103,000 |
| WATERTOWN-FORT DRUM, NY | 28 | $ 4,780,000 | $ 170,000 | $ 95,000 |
| WINCHESTER, VA-WV | 28 | $ 9,980,000 | $ 304,500 | $ 141,500 |
| LAWTON, OK | 27 | $ 5,315,000 | $ 196,000 | $ 79,000 |
| SPRINGFIELD, OH | 26 | $ 4,350,000 | $ 167,000 | $ 95,000 |
| BROWNSVILLE-HARLINGEN, TX | 25 | $ 5,385,000 | $ 215,000 | $ 111,000 |
| CHAMPAIGN-URBANA, IL | 25 | $ 4,495,000 | $ 179,000 | $ 199,000 |
| DECATUR, AL | 25 | $ 4,755,000 | $ 190,000 | $ 86,000 |
| LIMA, OH | 25 | $ 3,435,000 | $ 137,000 | $ 69,000 |
| DALTON, GA | 24 | $ 5,400,000 | $ 225,000 | $ 79,000 |
| FLAGSTAFF, AZ | 24 | $ 10,380,000 | $ 432,000 | $ 163,000 |
| JACKSON, TN | 24 | $ 5,190,000 | $ 216,000 | $ 112,000 |
| AMES, IA | 23 | $ 5,265,000 | $ 228,000 | $ 87,000 |
| BLOOMINGTON, IL | 23 | $ 5,765,000 | $ 250,000 | $ 143,000 |
| FAIRBANKS, AK | 23 | $ 6,115,000 | $ 265,000 | $ 97,000 |
| SIERRA VISTA-DOUGLAS, AZ | 23 | $ 5,755,000 | $ 250,000 | $ 121,000 |
| CAPE GIRARDEAU, MO-IL | 22 | $ 5,030,000 | $ 228,000 | $ 84,000 |
| COEUR D'ALENE, ID | 22 | $ 8,960,000 | $ 407,000 | $ 158,000 |
| HOUMA-THIBODAUX, LA | 22 | $ 3,720,000 | $ 169,000 | $ 72,000 |
| MANHATTAN, KS | 22 | $ 5,690,000 | $ 258,000 | $ 112,000 |
| WICHITA FALLS, TX | 22 | $ 4,350,000 | $ 197,000 | $ 109,000 |
| GADSDEN, AL | 21 | $ 4,335,000 | $ 206,000 | $ 91,000 |
| VINELAND-BRIDGETON, NJ | 21 | $ 4,315,000 | $ 205,000 | $ 90,000 |
| AMARILLO, TX | 20 | $ 4,660,000 | $ 233,000 | $ 76,000 |
| EUGENE, OR | 20 | $ 6,160,000 | $ 308,000 | $ 107,000 |
| TUSCALOOSA, AL | 20 | $ 4,860,000 | $ 243,000 | $ 193,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 19 | $ 6,755,000 | $ 355,000 | $ 147,000 |
| DOTHAN, AL | 19 | $ 5,505,000 | $ 289,000 | $ 101,000 |
| EVANSVILLE, IN-KY | 19 | $ 3,835,000 | $ 203,000 | $ 116,000 |
| TERRE HAUTE, IN | 19 | $ 3,075,000 | $ 161,000 | $ 104,000 |
| WATERLOO-CEDAR FALLS, IA | 19 | $ 3,655,000 | $ 192,000 | $ 102,000 |
| ALBANY, GA | 18 | $ 3,510,000 | $ 195,000 | $ 115,000 |
| MOUNT VERNON-ANACORTES, WA | 18 | $ 8,330,000 | $ 462,000 | $ 133,000 |
| REDDING, CA | 18 | $ 5,880,000 | $ 326,000 | $ 109,000 |
| TEXARKANA, TX-AR | 18 | $ 3,530,000 | $ 167,500 | $ 88,000 |
| COLUMBIA, MO | 17 | $ 4,575,000 | $ 269,000 | $ 108,000 |
| GRAND JUNCTION, CO | 17 | $ 5,545,000 | $ 326,000 | $ 131,000 |
| JACKSON, MI | 17 | $ 3,505,000 | $ 206,000 | $ 78,000 |
| BINGHAMTON, NY | 16 | $ 2,180,000 | $ 136,000 | $ 94,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 16 | $ 3,790,000 | $ 236,000 | $ 88,000 |
| ERIE, PA | 16 | $ 3,080,000 | $ 192,000 | $ 87,000 |
| MANKATO-NORTH MANKATO, MN | 16 | $ 3,030,000 | $ 189,000 | $ 84,000 |
| MUSKEGON, MI | 16 | $ 3,180,000 | $ 198,000 | $ 102,000 |
| SAN ANGELO, TX | 16 | $ 4,060,000 | $ 253,000 | $ 111,000 |
| CLEVELAND, TN | 15 | $ 3,615,000 | $ 241,000 | $ 105,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 15 | $ 4,495,000 | $ 299,000 | $ 131,000 |
| SHEBOYGAN, WI | 15 | $ 2,935,000 | $ 195,000 | $ 130,000 |
| VALDOSTA, GA | 15 | $ 3,425,000 | $ 228,000 | $ 97,000 |
| ABILENE, TX | 14 | $ 2,950,000 | $ 210,000 | $ 232,000 |
| BOWLING GREEN, KY | 14 | $ 3,380,000 | $ 241,000 | $ 104,000 |
| CHEYENNE, WY | 14 | $ 4,520,000 | $ 322,000 | $ 105,000 |
| DECATUR, IL | 14 | $ 1,520,000 | $ 108,000 | $ 79,000 |
| HOT SPRINGS, AR | 14 | $ 2,800,000 | $ 200,000 | $ 134,000 |
| LAKE CHARLES, LA | 14 | $ 3,280,000 | $ 234,000 | $ 83,000 |
| MUNCIE, IN | 14 | $ 1,960,000 | $ 140,000 | $ 83,000 |
| SEBRING, FL | 14 | $ 2,360,000 | $ 168,000 | $ 68,000 |
| TOPEKA, KS | 14 | $ 2,210,000 | $ 157,000 | $ 75,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 13 | $ 1,825,000 | $ 140,000 | $ 55,000 |
| BLOOMINGTON, IN | 13 | $ 3,835,000 | $ 295,000 | $ 142,000 |
| CEDAR RAPIDS, IA | 13 | $ 3,025,000 | $ 232,000 | $ 106,000 |
| FOND DU LAC, WI | 13 | $ 3,165,000 | $ 243,000 | $ 109,000 |
| HAMMOND, LA | 13 | $ 2,875,000 | $ 221,000 | $ 88,000 |
| JEFFERSON CITY, MO | 13 | $ 2,425,000 | $ 186,000 | $ 91,000 |
| RAPID CITY, SD | 13 | $ 3,865,000 | $ 297,000 | $ 117,000 |
| ST. JOSEPH, MO-KS | 13 | $ 1,965,000 | $ 151,000 | $ 77,000 |
| TWIN FALLS, ID | 13 | $ 4,165,000 | $ 320,000 | $ 115,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 12 | $ 2,560,000 | $ 213,000 | $ 112,000 |
| HARRISONBURG, VA | 12 | $ 2,690,000 | $ 224,000 | $ 83,000 |
| SAGINAW, MI | 12 | $ 1,530,000 | $ 127,000 | $ 69,000 |
| ELMIRA, NY | 11 | $ 2,965,000 | $ 269,000 | $ 74,000 |
| FLORENCE-MUSCLE SHOALS, AL | 11 | $ 2,695,000 | $ 245,000 | $ 104,000 |
| GETTYSBURG, PA | 11 | $ 2,575,000 | $ 234,000 | $ 70,000 |
| LOGAN, UT-ID | 11 | $ 3,925,000 | $ 356,000 | $ 211,000 |
| MEDFORD, OR | 11 | $ 3,315,000 | $ 301,000 | $ 133,000 |
| WENATCHEE, WA | 11 | $ 3,665,000 | $ 333,000 | $ 189,000 |
| ALBANY, OR | 10 | $ 3,140,000 | $ 314,000 | $ 114,000 |
| CHICO, CA | 10 | $ 2,290,000 | $ 229,000 | $ 124,000 |
| FORT SMITH, AR-OK | 10 | $ 2,190,000 | $ 256,500 | $ 105,500 |
| IDAHO FALLS, ID | 10 | $ 3,410,000 | $ 341,000 | $ 97,000 |
| MORRISTOWN, TN | 10 | $ 2,100,000 | $ 210,000 | $ 106,000 |
| YAKIMA, WA | 10 | $ 3,840,000 | $ 384,000 | $ 187,000 |
| GRAND FORKS, ND-MN | 9 | $ 1,565,000 | $ 170,500 | $ 59,500 |
| JOPLIN, MO | 9 | $ 1,365,000 | $ 151,000 | $ 101,000 |
| KOKOMO, IN | 9 | $ 1,575,000 | $ 175,000 | $ 85,000 |
| MANSFIELD, OH | 9 | $ 1,645,000 | $ 182,000 | $ 108,000 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 2,695,000 | $ 299,000 | $ 194,000 |
| UTICA-ROME, NY | 9 | $ 1,265,000 | $ 140,000 | $ 61,000 |
| VICTORIA, TX | 9 | $ 2,455,000 | $ 272,000 | $ 76,000 |
| WHEELING, WV-OH | 9 | $ 2,285,000 | $ 238,500 | $ 145,000 |
| WILLIAMSPORT, PA | 9 | $ 2,105,000 | $ 233,000 | $ 120,000 |
| CORVALLIS, OR | 8 | $ 2,920,000 | $ 365,000 | $ 142,000 |
| DUBUQUE, IA | 8 | $ 1,690,000 | $ 211,000 | $ 98,000 |
| ENID, OK | 8 | $ 1,770,000 | $ 221,000 | $ 137,000 |
| LAWRENCE, KS | 8 | $ 1,880,000 | $ 235,000 | $ 174,000 |
| LEWISTON-AUBURN, ME | 8 | $ 1,970,000 | $ 246,000 | $ 60,000 |
| BAY CITY, MI | 7 | $ 505,000 | $ 72,000 | $ 80,000 |
| COLUMBUS, IN | 7 | $ 1,795,000 | $ 256,000 | $ 105,000 |
| HANFORD-CORCORAN, CA | 7 | $ 2,475,000 | $ 353,000 | $ 151,000 |
| HATTIESBURG, MS | 7 | $ 1,275,000 | $ 182,000 | $ 77,000 |
| ITHACA, NY | 7 | $ 1,675,000 | $ 239,000 | $ 109,000 |
| JOHNSTOWN, PA | 7 | $ 965,000 | $ 137,000 | $ 65,000 |
| JONESBORO, AR | 7 | $ 1,655,000 | $ 236,000 | $ 143,000 |
| LA CROSSE-ONALASKA, WI-MN | 7 | $ 1,575,000 | $ 247,500 | $ 77,500 |
| LEWISTON, ID-WA | 7 | $ 1,965,000 | $ 286,000 | $ 114,500 |
| MONROE, LA | 7 | $ 1,415,000 | $ 202,000 | $ 112,000 |
| ALTOONA, PA | 6 | $ 930,000 | $ 155,000 | $ 88,000 |
| FARMINGTON, NM | 6 | $ 1,210,000 | $ 201,000 | $ 64,000 |
| IOWA CITY, IA | 6 | $ 1,070,000 | $ 178,000 | $ 91,000 |
| LAREDO, TX | 6 | $ 1,790,000 | $ 298,000 | $ 145,000 |
| MIDLAND, MI | 6 | $ 1,900,000 | $ 316,000 | $ 90,000 |
| MORGANTOWN, WV | 6 | $ 1,200,000 | $ 200,000 | $ 82,000 |
| OWENSBORO, KY | 6 | $ 1,050,000 | $ 175,000 | $ 75,000 |
| POCATELLO, ID | 6 | $ 1,710,000 | $ 285,000 | $ 96,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 510,000 | $ 101,000 | $ 87,000 |
| ALEXANDRIA, LA | 5 | $ 1,125,000 | $ 225,000 | $ 72,000 |
| BLOOMSBURG-BERWICK, PA | 5 | $ 1,725,000 | $ 345,000 | $ 219,000 |
| CASPER, WY | 5 | $ 1,155,000 | $ 231,000 | $ 84,000 |
| GRANTS PASS, OR | 5 | $ 1,805,000 | $ 361,000 | $ 253,000 |
| WALLA WALLA, WA | 5 | $ 1,015,000 | $ 203,000 | $ 181,000 |
| BANGOR, ME | 4 | $ 910,000 | $ 227,000 | $ 101,000 |
| BECKLEY, WV | 4 | $ 660,000 | $ 165,000 | $ 105,000 |
| CUMBERLAND, MD-WV | 4 | $ 1,200,000 | $ 251,500 | $ 104,000 |
| EL CENTRO, CA | 4 | $ 800,000 | $ 200,000 | $ 110,000 |
| STATE COLLEGE, PA | 4 | $ 1,050,000 | $ 262,000 | $ 166,000 |
| CARSON CITY, NV | 3 | $ 1,355,000 | $ 451,000 | $ 103,000 |
| DANVILLE, IL | 3 | $ 255,000 | $ 85,000 | $ 71,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 445,000 | $ 148,000 | $ 93,000 |
| GRAND ISLAND, NE | 2 | $ 630,000 | $ 315,000 | $ 125,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 111,565 | $42,320,535,000 | $379,000 | $85,995,000 | $157,000 | $9,354,000 |
| Cash-out Refinancing | 13,926 | $4,560,055,000 | $327,000 | $80,005,000 | $150,000 | $7,694,000 |
| Refinancing | 11,066 | $3,745,940,000 | $338,000 | $27,975,000 | $163,000 | $8,750,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 56,197 | $20,355,785,000 | $362,000 | $27,975,000 | $161,000 | $9,236,000 |
| Not applicable | 28,851 | $11,328,365,000 | $392,000 | $3,005,000 | $0 | $0 |
| Not Provided | 17,694 | $6,720,890,000 | $379,000 | $4,975,000 | $175,000 | $7,452,000 |
| Hispanic | 12,918 | $4,161,620,000 | $322,000 | $24,775,000 | $123,000 | $9,354,000 |
| Black or African American | 10,270 | $3,257,375,000 | $317,000 | $85,995,000 | $116,000 | $4,622,000 |
| Asian | 6,419 | $2,927,395,000 | $456,000 | $3,465,000 | $186,000 | $5,576,000 |
| American Indian or Alaskan Native | 1,101 | $356,445,000 | $323,000 | $14,005,000 | $136,000 | $3,500,000 |
| Native Hawaiian or Other Pacific Islander | 112 | $45,180,000 | $403,000 | $1,145,000 | $132,000 | $416,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 102,962 | $38,749,470,000 | $376,000 | $85,995,000 | $173,000 | $9,354,000 |
| FHA-insured (Federal Housing Administration) | 20,653 | $6,646,550,000 | $321,000 | $14,005,000 | $100,000 | $3,500,000 |
| VA-guaranteed (Veterans Administration) | 12,404 | $5,123,400,000 | $413,000 | $27,975,000 | $124,000 | $3,928,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 538 | $107,110,000 | $199,000 | $645,000 | $72,000 | $294,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 56,393 | $20,443,515,000 | $362,000 | $3,505,000 | $154,000 | $8,500,000 |
| Loan Purchased By The Institution | 28,851 | $11,328,365,000 | $392,000 | $3,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 24,356 | $9,430,510,000 | $387,000 | $27,975,000 | $169,000 | $9,354,000 |
| File Closed For Incompleteness | 21,623 | $7,662,735,000 | $354,000 | $85,995,000 | $159,000 | $8,750,000 |
| Application Denied By Financial Institution | 4,508 | $1,449,515,000 | $321,000 | $14,005,000 | $118,000 | $6,081,000 |
| Application Approved But Not Accepted | 556 | $206,320,000 | $371,000 | $2,925,000 | $166,000 | $1,661,000 |
| Preapproval Denied by Financial Institution | 138 | $50,870,000 | $368,000 | $1,955,000 | $104,000 | $593,000 |
| Preapproval Approved but not Accepted | 132 | $54,700,000 | $414,000 | $2,005,000 | $136,000 | $757,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 131,911 | $49,126,145,000 | $372,000 | $85,995,000 | $159,000 | $9,354,000 |
| Debt-To-Income Ratio | 2,030 | $741,830,000 | $365,000 | $3,005,000 | $92,000 | $1,035,000 |
| Credit History | 820 | $230,620,000 | $281,000 | $14,005,000 | $125,000 | $5,546,000 |
| Collateral | 679 | $194,845,000 | $286,000 | $2,325,000 | $143,000 | $2,506,000 |
| Other | 429 | $116,400,000 | $271,000 | $3,005,000 | $154,000 | $6,081,000 |
| Unverifiable Information | 269 | $89,235,000 | $331,000 | $2,755,000 | $161,000 | $2,235,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 264 | $80,540,000 | $305,000 | $1,965,000 | $124,000 | $872,000 |
| Employment History | 148 | $45,300,000 | $306,000 | $2,385,000 | $98,000 | $773,000 |
| Credit Application Incomplete | 7 | $1,615,000 | $230,000 | $525,000 | $87,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.