Guidance Residential, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Guidance Residential, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Guidance Residential, Llc 11107 Sunset Hills Road, Stes 100 & 200 Wilmington, DE 20190 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,960 |
| Total Mortgage Loan Application Amount | $2,790,500,000 |
| Average Mortgage Loan Application Amount | $300,000 |
| Highest Mortgage Loan Application Amount | $1,385,000 |
| Average Applicant Income | $134,333 |
| Highest Applicant Income | $6,924,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Guidance Residential, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Guidance Residential, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Guidance Residential, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Guidance Residential, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Guidance Residential, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Guidance Residential, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 250 | $ 103,130,000 | $ 412,000 | $ 130,000 |
| Cook County Illinois | 185 | $ 45,875,000 | $ 247,000 | $ 133,000 |
| Harris County Texas | 177 | $ 37,385,000 | $ 211,000 | $ 117,000 |
| Collin County Texas | 168 | $ 51,730,000 | $ 307,000 | $ 141,000 |
| Fort Bend County Texas | 157 | $ 41,595,000 | $ 264,000 | $ 128,000 |
| Middlesex County New Jersey | 155 | $ 51,565,000 | $ 332,000 | $ 144,000 |
| Queens County New York | 141 | $ 63,715,000 | $ 451,000 | $ 111,000 |
| DuPage County Illinois | 134 | $ 33,540,000 | $ 250,000 | $ 131,000 |
| Fairfax County Virginia | 119 | $ 45,935,000 | $ 386,000 | $ 160,000 |
| Nassau County New York | 111 | $ 46,445,000 | $ 418,000 | $ 134,000 |
| Wayne County Michigan | 95 | $ 18,565,000 | $ 195,000 | $ 105,000 |
| Maricopa County Arizona | 92 | $ 26,780,000 | $ 291,000 | $ 126,000 |
| Franklin County Ohio | 89 | $ 19,245,000 | $ 216,000 | $ 95,000 |
| Loudoun County Virginia | 89 | $ 37,755,000 | $ 424,000 | $ 142,000 |
| Sacramento County California | 85 | $ 28,585,000 | $ 336,000 | $ 120,000 |
| Middlesex County Massachusetts | 80 | $ 31,180,000 | $ 389,000 | $ 143,000 |
| Prince William County Virginia | 80 | $ 26,370,000 | $ 329,000 | $ 107,000 |
| Dallas County Texas | 79 | $ 23,035,000 | $ 291,000 | $ 127,000 |
| Gwinnett County Georgia | 75 | $ 18,035,000 | $ 240,000 | $ 91,000 |
| Wake County North Carolina | 74 | $ 20,500,000 | $ 277,000 | $ 115,000 |
| Hillsborough County Florida | 73 | $ 16,455,000 | $ 225,000 | $ 113,000 |
| Hennepin County Minnesota | 72 | $ 18,050,000 | $ 250,000 | $ 107,000 |
| Snohomish County Washington | 72 | $ 31,700,000 | $ 440,000 | $ 161,000 |
| Baltimore County Maryland | 68 | $ 14,870,000 | $ 218,000 | $ 80,000 |
| Washington County Oregon | 64 | $ 20,460,000 | $ 319,000 | $ 130,000 |
| Santa Clara County California | 61 | $ 33,585,000 | $ 550,000 | $ 196,000 |
| Will County Illinois | 60 | $ 17,870,000 | $ 297,000 | $ 129,000 |
| Los Angeles County California | 58 | $ 26,720,000 | $ 460,000 | $ 248,000 |
| Passaic County New Jersey | 58 | $ 17,600,000 | $ 303,000 | $ 114,000 |
| Alameda County California | 55 | $ 27,555,000 | $ 501,000 | $ 215,000 |
| Montgomery County Maryland | 55 | $ 20,115,000 | $ 365,000 | $ 126,000 |
| Oakland County Michigan | 54 | $ 14,630,000 | $ 270,000 | $ 174,000 |
| Prince George's County Maryland | 53 | $ 15,845,000 | $ 298,000 | $ 144,000 |
| Orange County Florida | 52 | $ 13,140,000 | $ 252,000 | $ 123,000 |
| Essex County Massachusetts | 52 | $ 17,600,000 | $ 338,000 | $ 99,000 |
| Hartford County Connecticut | 51 | $ 11,475,000 | $ 225,000 | $ 106,000 |
| Orange County California | 47 | $ 23,715,000 | $ 504,000 | $ 166,000 |
| Fulton County Georgia | 47 | $ 12,925,000 | $ 275,000 | $ 133,000 |
| Dakota County Minnesota | 47 | $ 12,435,000 | $ 264,000 | $ 98,000 |
| Bergen County New Jersey | 44 | $ 18,620,000 | $ 423,000 | $ 142,000 |
| Erie County New York | 43 | $ 6,135,000 | $ 142,000 | $ 78,000 |
| Worcester County Massachusetts | 42 | $ 14,310,000 | $ 340,000 | $ 122,000 |
| Suffolk County New York | 42 | $ 15,680,000 | $ 373,000 | $ 115,000 |
| Howard County Maryland | 41 | $ 14,425,000 | $ 351,000 | $ 132,000 |
| Macomb County Michigan | 40 | $ 6,160,000 | $ 154,000 | $ 59,000 |
| Tarrant County Texas | 40 | $ 8,560,000 | $ 214,000 | $ 165,000 |
| Broward County Florida | 39 | $ 11,095,000 | $ 284,000 | $ 107,000 |
| Williamson County Texas | 39 | $ 12,635,000 | $ 323,000 | $ 149,000 |
| New Castle County Delaware | 37 | $ 9,005,000 | $ 243,000 | $ 92,000 |
| Johnson County Kansas | 36 | $ 10,380,000 | $ 288,000 | $ 146,000 |
| Kings County New York | 36 | $ 20,940,000 | $ 581,000 | $ 302,000 |
| Bronx County New York | 35 | $ 15,245,000 | $ 435,000 | $ 105,000 |
| Forsyth County Georgia | 33 | $ 10,015,000 | $ 303,000 | $ 140,000 |
| New Haven County Connecticut | 32 | $ 6,260,000 | $ 195,000 | $ 93,000 |
| DeKalb County Georgia | 32 | $ 5,970,000 | $ 186,000 | $ 85,000 |
| San Joaquin County California | 31 | $ 10,645,000 | $ 343,000 | $ 144,000 |
| Mercer County New Jersey | 31 | $ 7,455,000 | $ 240,000 | $ 154,000 |
| Contra Costa County California | 30 | $ 11,890,000 | $ 396,000 | $ 142,000 |
| San Diego County California | 30 | $ 13,730,000 | $ 457,000 | $ 168,000 |
| Jefferson County Kentucky | 30 | $ 6,500,000 | $ 216,000 | $ 82,000 |
| Davidson County Tennessee | 30 | $ 6,770,000 | $ 225,000 | $ 78,000 |
| Norfolk County Massachusetts | 29 | $ 12,065,000 | $ 416,000 | $ 149,000 |
| Anoka County Minnesota | 29 | $ 7,545,000 | $ 260,000 | $ 88,000 |
| Somerset County New Jersey | 28 | $ 9,840,000 | $ 351,000 | $ 148,000 |
| Riverside County California | 27 | $ 9,645,000 | $ 357,000 | $ 140,000 |
| Mecklenburg County North Carolina | 27 | $ 5,675,000 | $ 210,000 | $ 112,000 |
| Lehigh County Pennsylvania | 27 | $ 7,575,000 | $ 280,000 | $ 131,000 |
| Philadelphia County Pennsylvania | 26 | $ 5,710,000 | $ 219,000 | $ 96,000 |
| Denton County Texas | 26 | $ 7,300,000 | $ 280,000 | $ 143,000 |
| Travis County Texas | 26 | $ 7,300,000 | $ 280,000 | $ 153,000 |
| Shelby County Tennessee | 25 | $ 6,075,000 | $ 243,000 | $ 158,000 |
| Brazoria County Texas | 25 | $ 6,585,000 | $ 263,000 | $ 129,000 |
| Hudson County New Jersey | 24 | $ 8,530,000 | $ 355,000 | $ 158,000 |
| Cabarrus County North Carolina | 24 | $ 7,030,000 | $ 292,000 | $ 114,000 |
| Fresno County California | 23 | $ 7,405,000 | $ 321,000 | $ 220,000 |
| Richmond County New York | 23 | $ 9,485,000 | $ 412,000 | $ 241,000 |
| Jefferson County Alabama | 22 | $ 5,980,000 | $ 271,000 | $ 104,000 |
| Palm Beach County Florida | 22 | $ 6,180,000 | $ 280,000 | $ 454,000 |
| Seminole County Florida | 22 | $ 6,700,000 | $ 304,000 | $ 159,000 |
| Suffolk County Massachusetts | 22 | $ 7,290,000 | $ 331,000 | $ 131,000 |
| St. Louis County Missouri | 22 | $ 5,710,000 | $ 259,000 | $ 118,000 |
| Guilford County North Carolina | 22 | $ 4,200,000 | $ 190,000 | $ 69,000 |
| Allegheny County Pennsylvania | 22 | $ 4,500,000 | $ 204,000 | $ 99,000 |
| Bristol County Massachusetts | 21 | $ 7,065,000 | $ 336,000 | $ 114,000 |
| Cuyahoga County Ohio | 21 | $ 4,305,000 | $ 205,000 | $ 152,000 |
| Fairfield County Connecticut | 19 | $ 5,625,000 | $ 296,000 | $ 116,000 |
| Cobb County Georgia | 19 | $ 5,295,000 | $ 278,000 | $ 143,000 |
| Washtenaw County Michigan | 19 | $ 4,485,000 | $ 236,000 | $ 136,000 |
| Camden County New Jersey | 19 | $ 3,125,000 | $ 164,000 | $ 117,000 |
| Monmouth County New Jersey | 19 | $ 7,675,000 | $ 403,000 | $ 215,000 |
| Montgomery County Pennsylvania | 19 | $ 5,885,000 | $ 309,000 | $ 138,000 |
| Hamilton County Indiana | 18 | $ 4,920,000 | $ 273,000 | $ 147,000 |
| Montgomery County Texas | 18 | $ 5,050,000 | $ 280,000 | $ 124,000 |
| Osceola County Florida | 17 | $ 3,375,000 | $ 198,000 | $ 142,000 |
| Rutherford County Tennessee | 17 | $ 3,455,000 | $ 203,000 | $ 81,000 |
| Arapahoe County Colorado | 16 | $ 5,230,000 | $ 326,000 | $ 88,000 |
| Essex County New Jersey | 16 | $ 5,090,000 | $ 318,000 | $ 111,000 |
| Morris County New Jersey | 16 | $ 5,280,000 | $ 330,000 | $ 132,000 |
| Milwaukee County Wisconsin | 16 | $ 3,640,000 | $ 227,000 | $ 140,000 |
| Lake County Illinois | 15 | $ 5,135,000 | $ 342,000 | $ 194,000 |
| Burlington County New Jersey | 15 | $ 4,105,000 | $ 273,000 | $ 120,000 |
| Chesterfield County Virginia | 15 | $ 3,975,000 | $ 265,000 | $ 101,000 |
| Scott County Minnesota | 14 | $ 3,770,000 | $ 269,000 | $ 70,000 |
| Union County New Jersey | 14 | $ 4,600,000 | $ 328,000 | $ 199,000 |
| Cumberland County Pennsylvania | 14 | $ 2,720,000 | $ 194,000 | $ 110,000 |
| Pierce County Washington | 14 | $ 4,600,000 | $ 328,000 | $ 84,000 |
| San Bernardino County California | 13 | $ 4,925,000 | $ 378,000 | $ 129,000 |
| Clackamas County Oregon | 13 | $ 5,105,000 | $ 392,000 | $ 160,000 |
| Delaware County Pennsylvania | 13 | $ 2,955,000 | $ 227,000 | $ 118,000 |
| Hampden County Massachusetts | 12 | $ 2,750,000 | $ 229,000 | $ 71,000 |
| Westchester County New York | 12 | $ 5,210,000 | $ 434,000 | $ 131,000 |
| Multnomah County Oregon | 12 | $ 3,340,000 | $ 278,000 | $ 80,000 |
| Providence County Rhode Island | 12 | $ 3,390,000 | $ 282,000 | $ 73,000 |
| Dane County Wisconsin | 12 | $ 3,820,000 | $ 318,000 | $ 133,000 |
| Middlesex County Connecticut | 11 | $ 2,315,000 | $ 210,000 | $ 67,000 |
| Miami-Dade County Florida | 11 | $ 2,475,000 | $ 225,000 | $ 84,000 |
| Bucks County Pennsylvania | 11 | $ 3,075,000 | $ 279,000 | $ 124,000 |
| Chester County Pennsylvania | 11 | $ 3,535,000 | $ 321,000 | $ 118,000 |
| Henrico County Virginia | 11 | $ 3,055,000 | $ 277,000 | $ 112,000 |
| Stafford County Virginia | 11 | $ 3,895,000 | $ 354,000 | $ 88,000 |
| Kern County California | 10 | $ 2,010,000 | $ 201,000 | $ 94,000 |
| Duval County Florida | 10 | $ 2,740,000 | $ 274,000 | $ 165,000 |
| Polk County Florida | 10 | $ 2,050,000 | $ 205,000 | $ 77,000 |
| Marion County Indiana | 10 | $ 1,630,000 | $ 163,000 | $ 120,000 |
| Olmsted County Minnesota | 10 | $ 2,580,000 | $ 258,000 | $ 72,000 |
| Ramsey County Minnesota | 10 | $ 2,410,000 | $ 241,000 | $ 75,000 |
| Monroe County New York | 10 | $ 1,560,000 | $ 156,000 | $ 84,000 |
| Durham County North Carolina | 10 | $ 2,140,000 | $ 214,000 | $ 76,000 |
| District of Columbia County District Of Columbia | 9 | $ 5,725,000 | $ 636,000 | $ 460,000 |
| Pasco County Florida | 9 | $ 2,025,000 | $ 225,000 | $ 142,000 |
| Peoria County Illinois | 9 | $ 1,615,000 | $ 179,000 | $ 124,000 |
| Winnebago County Illinois | 9 | $ 1,465,000 | $ 162,000 | $ 121,000 |
| Frederick County Maryland | 9 | $ 2,965,000 | $ 329,000 | $ 132,000 |
| Genesee County Michigan | 9 | $ 1,675,000 | $ 186,000 | $ 158,000 |
| Jackson County Missouri | 9 | $ 1,755,000 | $ 195,000 | $ 148,000 |
| Albany County New York | 9 | $ 2,345,000 | $ 260,000 | $ 221,000 |
| Warren County Ohio | 9 | $ 3,275,000 | $ 363,000 | $ 240,000 |
| Richland County South Carolina | 9 | $ 975,000 | $ 108,000 | $ 95,000 |
| Benton County Arkansas | 8 | $ 1,640,000 | $ 205,000 | $ 100,000 |
| Placer County California | 8 | $ 2,800,000 | $ 350,000 | $ 117,000 |
| Adams County Colorado | 8 | $ 2,970,000 | $ 371,000 | $ 155,000 |
| Kane County Illinois | 8 | $ 1,960,000 | $ 245,000 | $ 101,000 |
| Anne Arundel County Maryland | 8 | $ 2,270,000 | $ 283,000 | $ 99,000 |
| Plymouth County Massachusetts | 8 | $ 2,300,000 | $ 287,000 | $ 82,000 |
| Orange County New York | 8 | $ 2,100,000 | $ 262,000 | $ 89,000 |
| Rockland County New York | 8 | $ 2,690,000 | $ 336,000 | $ 109,000 |
| Butler County Ohio | 8 | $ 1,680,000 | $ 210,000 | $ 151,000 |
| Williamson County Tennessee | 8 | $ 3,120,000 | $ 390,000 | $ 132,000 |
| Bexar County Texas | 8 | $ 2,210,000 | $ 276,000 | $ 110,000 |
| Madison County Alabama | 7 | $ 1,905,000 | $ 272,000 | $ 117,000 |
| Shelby County Alabama | 7 | $ 2,205,000 | $ 315,000 | $ 91,000 |
| Ventura County California | 7 | $ 3,275,000 | $ 467,000 | $ 107,000 |
| Sedgwick County Kansas | 7 | $ 1,205,000 | $ 172,000 | $ 68,000 |
| Atlantic County New Jersey | 7 | $ 1,235,000 | $ 176,000 | $ 81,000 |
| Lucas County Ohio | 7 | $ 2,085,000 | $ 297,000 | $ 251,000 |
| Dauphin County Pennsylvania | 7 | $ 1,325,000 | $ 189,000 | $ 92,000 |
| Northampton County Pennsylvania | 7 | $ 1,745,000 | $ 249,000 | $ 403,000 |
| Horry County South Carolina | 7 | $ 1,145,000 | $ 163,000 | $ 82,000 |
| York County South Carolina | 7 | $ 1,575,000 | $ 225,000 | $ 95,000 |
| Jefferson County Texas | 7 | $ 975,000 | $ 139,000 | $ 62,000 |
| Clark County Washington | 7 | $ 1,615,000 | $ 230,000 | $ 69,000 |
| Solano County California | 6 | $ 1,760,000 | $ 293,000 | $ 87,000 |
| El Paso County Colorado | 6 | $ 1,850,000 | $ 308,000 | $ 109,000 |
| Columbia County Georgia | 6 | $ 1,170,000 | $ 195,000 | $ 86,000 |
| Champaign County Illinois | 6 | $ 940,000 | $ 156,000 | $ 204,000 |
| Baltimore City County Maryland | 6 | $ 1,210,000 | $ 201,000 | $ 143,000 |
| Stearns County Minnesota | 6 | $ 1,230,000 | $ 205,000 | $ 45,000 |
| Hunterdon County New Jersey | 6 | $ 1,990,000 | $ 331,000 | $ 116,000 |
| Onondaga County New York | 6 | $ 1,230,000 | $ 205,000 | $ 143,000 |
| Gaston County North Carolina | 6 | $ 1,650,000 | $ 275,000 | $ 159,000 |
| Greenville County South Carolina | 6 | $ 1,570,000 | $ 261,000 | $ 79,000 |
| Knox County Tennessee | 6 | $ 1,550,000 | $ 258,000 | $ 83,000 |
| Galveston County Texas | 6 | $ 1,200,000 | $ 200,000 | $ 149,000 |
| Houston County Alabama | 5 | $ 765,000 | $ 153,000 | $ 116,000 |
| Pima County Arizona | 5 | $ 875,000 | $ 175,000 | $ 65,000 |
| San Francisco County California | 5 | $ 2,845,000 | $ 569,000 | $ 132,000 |
| Stanislaus County California | 5 | $ 1,405,000 | $ 281,000 | $ 64,000 |
| Kent County Delaware | 5 | $ 1,315,000 | $ 263,000 | $ 84,000 |
| Alachua County Florida | 5 | $ 965,000 | $ 193,000 | $ 82,000 |
| Bay County Florida | 5 | $ 1,465,000 | $ 293,000 | $ 151,000 |
| Leon County Florida | 5 | $ 875,000 | $ 175,000 | $ 84,000 |
| McHenry County Illinois | 5 | $ 945,000 | $ 189,000 | $ 106,000 |
| Ingham County Michigan | 5 | $ 975,000 | $ 195,000 | $ 124,000 |
| Washington County Minnesota | 5 | $ 1,425,000 | $ 285,000 | $ 156,000 |
| Saratoga County New York | 5 | $ 1,955,000 | $ 391,000 | $ 184,000 |
| Delaware County Ohio | 5 | $ 1,225,000 | $ 245,000 | $ 98,000 |
| Brazos County Texas | 5 | $ 1,015,000 | $ 203,000 | $ 64,000 |
| El Paso County Texas | 5 | $ 1,165,000 | $ 233,000 | $ 128,000 |
| Arlington County Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 239,000 |
| Thurston County Washington | 5 | $ 1,625,000 | $ 325,000 | $ 124,000 |
| Mobile County Alabama | 4 | $ 870,000 | $ 217,000 | $ 115,000 |
| El Dorado County California | 4 | $ 1,510,000 | $ 377,000 | $ 158,000 |
| Merced County California | 4 | $ 1,110,000 | $ 277,000 | $ 126,000 |
| Yolo County California | 4 | $ 1,390,000 | $ 347,000 | $ 107,000 |
| Brevard County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 212,000 |
| Hendricks County Indiana | 4 | $ 710,000 | $ 177,000 | $ 68,000 |
| Boone County Kentucky | 4 | $ 960,000 | $ 240,000 | $ 92,000 |
| Harford County Maryland | 4 | $ 740,000 | $ 185,000 | $ 52,000 |
| Washington County Maryland | 4 | $ 990,000 | $ 247,000 | $ 101,000 |
| Carver County Minnesota | 4 | $ 950,000 | $ 237,000 | $ 97,000 |
| DeSoto County Mississippi | 4 | $ 590,000 | $ 147,000 | $ 66,000 |
| Forsyth County North Carolina | 4 | $ 660,000 | $ 165,000 | $ 65,000 |
| Benton County Oregon | 4 | $ 1,330,000 | $ 332,000 | $ 131,000 |
| Kent County Rhode Island | 4 | $ 1,430,000 | $ 357,000 | $ 100,000 |
| Manassas County Virginia | 4 | $ 1,300,000 | $ 325,000 | $ 152,000 |
| Pinal County Arizona | 3 | $ 435,000 | $ 145,000 | $ 109,000 |
| Pulaski County Arkansas | 3 | $ 655,000 | $ 218,000 | $ 104,000 |
| Marin County California | 3 | $ 2,015,000 | $ 671,000 | $ 215,000 |
| Monterey County California | 3 | $ 1,285,000 | $ 428,000 | $ 215,000 |
| San Mateo County California | 3 | $ 1,715,000 | $ 571,000 | $ 229,000 |
| Tulare County California | 3 | $ 825,000 | $ 275,000 | $ 235,000 |
| Broomfield County Colorado | 3 | $ 1,495,000 | $ 498,000 | $ 260,000 |
| Hernando County Florida | 3 | $ 715,000 | $ 238,000 | $ 233,000 |
| Sarasota County Florida | 3 | $ 635,000 | $ 211,000 | $ 257,000 |
| Cherokee County Georgia | 3 | $ 555,000 | $ 185,000 | $ 88,000 |
| Clayton County Georgia | 3 | $ 375,000 | $ 125,000 | $ 66,000 |
| Oconee County Georgia | 3 | $ 735,000 | $ 245,000 | $ 147,000 |
| DeKalb County Illinois | 3 | $ 515,000 | $ 171,000 | $ 87,000 |
| Kendall County Illinois | 3 | $ 835,000 | $ 278,000 | $ 107,000 |
| Madison County Illinois | 3 | $ 495,000 | $ 165,000 | $ 68,000 |
| Rock Island County Illinois | 3 | $ 295,000 | $ 98,000 | $ 69,000 |
| Bartholomew County Indiana | 3 | $ 945,000 | $ 315,000 | $ 121,000 |
| Madison County Kentucky | 3 | $ 685,000 | $ 228,000 | $ 57,000 |
| Boone County Missouri | 3 | $ 895,000 | $ 298,000 | $ 198,000 |
| Clay County Missouri | 3 | $ 575,000 | $ 191,000 | $ 70,000 |
| St. Charles County Missouri | 3 | $ 715,000 | $ 238,000 | $ 87,000 |
| Gloucester County New Jersey | 3 | $ 425,000 | $ 141,000 | $ 81,000 |
| Dutchess County New York | 3 | $ 855,000 | $ 285,000 | $ 126,000 |
| Pitt County North Carolina | 3 | $ 555,000 | $ 185,000 | $ 64,000 |
| Union County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 116,000 |
| Hamilton County Ohio | 3 | $ 335,000 | $ 111,000 | $ 36,000 |
| Montgomery County Ohio | 3 | $ 525,000 | $ 175,000 | $ 308,000 |
| Berks County Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 150,000 |
| Monroe County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 75,000 |
| Aiken County South Carolina | 3 | $ 505,000 | $ 168,000 | $ 104,000 |
| Kaufman County Texas | 3 | $ 665,000 | $ 221,000 | $ 91,000 |
| Randall County Texas | 3 | $ 695,000 | $ 231,000 | $ 304,000 |
| Manassas Park County Virginia | 3 | $ 875,000 | $ 291,000 | $ 130,000 |
| Spotsylvania County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 114,000 |
| Virginia Beach County Virginia | 3 | $ 705,000 | $ 235,000 | $ 69,000 |
| Waukesha County Wisconsin | 3 | $ 1,115,000 | $ 371,000 | $ 157,000 |
| Limestone County Alabama | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| Montgomery County Alabama | 2 | $ 930,000 | $ 465,000 | $ 80,000 |
| Saline County Arkansas | 2 | $ 660,000 | $ 330,000 | $ 254,000 |
| Santa Barbara County California | 2 | $ 1,060,000 | $ 530,000 | $ 114,000 |
| Boulder County Colorado | 2 | $ 580,000 | $ 290,000 | $ 105,000 |
| Denver County Colorado | 2 | $ 790,000 | $ 395,000 | $ 78,000 |
| Douglas County Colorado | 2 | $ 860,000 | $ 430,000 | $ 119,000 |
| Charlotte County Florida | 2 | $ 570,000 | $ 285,000 | $ 130,000 |
| Marion County Florida | 2 | $ 410,000 | $ 205,000 | $ 114,000 |
| Monroe County Florida | 2 | $ 640,000 | $ 320,000 | $ 215,000 |
| St. Johns County Florida | 2 | $ 520,000 | $ 260,000 | $ 133,000 |
| Volusia County Florida | 2 | $ 680,000 | $ 340,000 | $ 221,000 |
| Bibb County Georgia | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Henry County Georgia | 2 | $ 450,000 | $ 225,000 | $ 73,000 |
| Houston County Georgia | 2 | $ 170,000 | $ 85,000 | $ 29,000 |
| Lee County Georgia | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Paulding County Georgia | 2 | $ 200,000 | $ 100,000 | $ 113,000 |
| McLean County Illinois | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Hancock County Indiana | 2 | $ 410,000 | $ 205,000 | $ 32,000 |
| Lake County Indiana | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Monroe County Indiana | 2 | $ 510,000 | $ 255,000 | $ 92,000 |
| Tippecanoe County Indiana | 2 | $ 470,000 | $ 235,000 | $ 116,000 |
| Warrick County Indiana | 2 | $ 580,000 | $ 290,000 | $ 197,000 |
| Fayette County Kentucky | 2 | $ 690,000 | $ 345,000 | $ 220,000 |
| Carroll County Maryland | 2 | $ 510,000 | $ 255,000 | $ 64,000 |
| St. Mary's County Maryland | 2 | $ 690,000 | $ 345,000 | $ 901,000 |
| Hampshire County Massachusetts | 2 | $ 700,000 | $ 350,000 | $ 134,000 |
| Clinton County Michigan | 2 | $ 350,000 | $ 175,000 | $ 72,000 |
| Kalamazoo County Michigan | 2 | $ 570,000 | $ 285,000 | $ 137,000 |
| Kent County Michigan | 2 | $ 480,000 | $ 240,000 | $ 180,000 |
| Sherburne County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 49,000 |
| Cass County Missouri | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Jefferson County Missouri | 2 | $ 450,000 | $ 225,000 | $ 43,000 |
| Platte County Missouri | 2 | $ 480,000 | $ 240,000 | $ 105,000 |
| Ocean County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 100,000 |
| Jefferson County New York | 2 | $ 620,000 | $ 310,000 | $ 250,000 |
| Oneida County New York | 2 | $ 450,000 | $ 225,000 | $ 37,000 |
| Johnston County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| New Hanover County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Richmond County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 37,000 |
| Fairfield County Ohio | 2 | $ 430,000 | $ 215,000 | $ 56,000 |
| Greene County Ohio | 2 | $ 450,000 | $ 225,000 | $ 116,000 |
| Lorain County Ohio | 2 | $ 550,000 | $ 275,000 | $ 3,532,000 |
| Summit County Ohio | 2 | $ 400,000 | $ 200,000 | $ 125,000 |
| Union County Ohio | 2 | $ 800,000 | $ 400,000 | $ 116,000 |
| Lane County Oregon | 2 | $ 560,000 | $ 280,000 | $ 85,000 |
| Marion County Oregon | 2 | $ 560,000 | $ 280,000 | $ 222,000 |
| Erie County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 268,000 |
| Schuylkill County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 71,000 |
| Dorchester County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 63,000 |
| Hamilton County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 146,000 |
| Sumner County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 89,000 |
| Hays County Texas | 2 | $ 670,000 | $ 335,000 | $ 153,000 |
| Hidalgo County Texas | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| Smith County Texas | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Rockingham County Virginia | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Spokane County Washington | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Kanawha County West Virginia | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Jefferson County Wisconsin | 2 | $ 910,000 | $ 455,000 | $ 248,000 |
| Manitowoc County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 64,000 |
| Baldwin County Alabama | 1 | $ 195,000 | $ 195,000 | $ 176,000 |
| Etowah County Alabama | 1 | $ 175,000 | $ 175,000 | $ 26,000 |
| Lee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Pope County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Sebastian County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Washington County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Madera County California | 1 | $ 455,000 | $ 455,000 | $ 114,000 |
| San Benito County California | 1 | $ 475,000 | $ 475,000 | $ 105,000 |
| Jefferson County Colorado | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Weld County Colorado | 1 | $ 505,000 | $ 505,000 | $ 137,000 |
| Litchfield County Connecticut | 1 | $ 495,000 | $ 495,000 | $ 112,000 |
| New London County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Tolland County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Windham County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Collier County Florida | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Escambia County Florida | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Hendry County Florida | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Lee County Florida | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Manatee County Florida | 1 | $ 435,000 | $ 435,000 | $ 194,000 |
| Nassau County Florida | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Okaloosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Pinellas County Florida | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Catoosa County Georgia | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Chatham County Georgia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Clarke County Georgia | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Dawson County Georgia | 1 | $ 225,000 | $ 225,000 | $ 36,000 |
| Dougherty County Georgia | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Douglas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Fayette County Georgia | 1 | $ 115,000 | $ 115,000 | $ 91,000 |
| Hall County Georgia | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Muscogee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Richmond County Georgia | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Walton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Macon County Illinois | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Sangamon County Illinois | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Williamson County Illinois | 1 | $ 245,000 | $ 245,000 | $ 215,000 |
| Allen County Indiana | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Elkhart County Indiana | 1 | $ 145,000 | $ 145,000 | $ 318,000 |
| Floyd County Indiana | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Porter County Indiana | 1 | $ 275,000 | $ 275,000 | $ 336,000 |
| Douglas County Kansas | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Miami County Kansas | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Riley County Kansas | 1 | $ 265,000 | $ 265,000 | $ 383,000 |
| Shawnee County Kansas | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Campbell County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Kenton County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Warren County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Cecil County Maryland | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Charles County Maryland | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| Queen Anne's County Maryland | 1 | $ 305,000 | $ 305,000 | $ 64,000 |
| Wicomico County Maryland | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Bay County Michigan | 1 | $ 185,000 | $ 185,000 | $ 326,000 |
| Calhoun County Michigan | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Midland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Blue Earth County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Freeborn County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Goodhue County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 69,000 |
| Kandiyohi County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Rice County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Harrison County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Lamar County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 348,000 |
| Madison County Mississippi | 1 | $ 515,000 | $ 515,000 | $ 481,000 |
| Marshall County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Cape Girardeau County Missouri | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Broome County New York | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Chemung County New York | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Niagara County New York | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Oswego County New York | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Schenectady County New York | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Ulster County New York | 1 | $ 515,000 | $ 515,000 | $ 162,000 |
| Craven County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Iredell County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Nash County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Orange County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 216,000 |
| Randolph County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Allen County Ohio | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Clark County Ohio | 1 | $ 375,000 | $ 375,000 | $ 1,041,000 |
| Clermont County Ohio | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Lake County Ohio | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Licking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Wayne County Ohio | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Coos County Oregon | 1 | $ 165,000 | $ 165,000 | $ 300,000 |
| Bradford County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Lancaster County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Lawrence County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Luzerne County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Montour County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Pike County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Wayne County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Westmoreland County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Anderson County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Lancaster County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 56,000 |
| Blount County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Marshall County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Washington County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Bell County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Chambers County Texas | 1 | $ 315,000 | $ 315,000 | $ 185,000 |
| Ector County Texas | 1 | $ 215,000 | $ 215,000 | $ 138,000 |
| Ellis County Texas | 1 | $ 405,000 | $ 405,000 | $ 111,000 |
| Johnson County Texas | 1 | $ 305,000 | $ 305,000 | $ 350,000 |
| Kendall County Texas | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Lubbock County Texas | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Nueces County Texas | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| San Jacinto County Texas | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Taylor County Texas | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Albemarle County Virginia | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Alexandria County Virginia | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Chesapeake County Virginia | 1 | $ 475,000 | $ 475,000 | $ 76,000 |
| Colonial Heights County Virginia | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Harrisonburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Montgomery County Virginia | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Salem County Virginia | 1 | $ 415,000 | $ 415,000 | $ 280,000 |
| York County Virginia | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Skagit County Washington | 1 | $ 255,000 | $ 255,000 | $ 26,000 |
| Stevens County Washington | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Whatcom County Washington | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Berkeley County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Cabell County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Monongalia County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 246,000 |
| Raleigh County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Brown County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 325,000 |
| Dodge County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 299,000 |
| Eau Claire County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 455,000 |
| Kenosha County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Outagamie County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Racine County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Rock County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Washington County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 231,000 |
Mortgage Loan Application Detail Totals for Guidance Residential, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,345 | $1,721,815,000 | $322,000 | $1,385,000 | $113,000 | $3,031,000 |
| Refinancing | 3,245 | $964,465,000 | $297,000 | $955,000 | $136,000 | $6,924,000 |
| Cash-out Refinancing | 370 | $104,220,000 | $281,000 | $945,000 | $154,000 | $2,958,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 3,858 | $1,254,220,000 | $325,000 | $1,005,000 | $137,000 | $3,031,000 |
| White | 2,421 | $735,435,000 | $303,000 | $1,385,000 | $116,000 | $1,103,000 |
| Not Provided | 1,494 | $473,770,000 | $317,000 | $945,000 | $131,000 | $6,924,000 |
| Black or African American | 1,149 | $314,155,000 | $273,000 | $1,035,000 | $82,000 | $635,000 |
| Hispanic | 32 | $10,480,000 | $327,000 | $645,000 | $109,000 | $209,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,570,000 | $392,000 | $485,000 | $118,000 | $171,000 |
| American Indian or Alaskan Native | 1 | $405,000 | $405,000 | $405,000 | $176,000 | $176,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,960 | $2,790,500,000 | $311,000 | $1,385,000 | $123,000 | $6,924,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,579 | $1,103,185,000 | $308,000 | $955,000 | $126,000 | $2,042,000 |
| File Closed For Incompleteness | 3,436 | $1,104,150,000 | $321,000 | $1,385,000 | $123,000 | $6,924,000 |
| Application Withdrawn By Applicant | 796 | $251,750,000 | $316,000 | $1,035,000 | $135,000 | $3,031,000 |
| Application Approved But Not Accepted | 363 | $114,285,000 | $314,000 | $935,000 | $133,000 | $1,942,000 |
| Application Denied By Financial Institution | 326 | $87,820,000 | $269,000 | $785,000 | $106,000 | $1,007,000 |
| Preapproval Denied by Financial Institution | 319 | $85,835,000 | $269,000 | $855,000 | $72,000 | $456,000 |
| Preapproval Approved but not Accepted | 141 | $43,475,000 | $308,000 | $845,000 | $108,000 | $364,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,315 | $2,616,845,000 | $314,000 | $1,385,000 | $126,000 | $6,924,000 |
| Credit History | 190 | $50,270,000 | $264,000 | $785,000 | $92,000 | $637,000 |
| Debt-To-Income Ratio | 157 | $40,065,000 | $255,000 | $725,000 | $57,000 | $200,000 |
| Unverifiable Information | 100 | $28,850,000 | $288,000 | $855,000 | $116,000 | $1,007,000 |
| Employment History | 78 | $21,970,000 | $281,000 | $675,000 | $71,000 | $372,000 |
| Mortgage Insurance Denied | 46 | $14,020,000 | $304,000 | $705,000 | $129,000 | $370,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $8,515,000 | $243,000 | $665,000 | $87,000 | $376,000 |
| Collateral | 30 | $7,140,000 | $238,000 | $515,000 | $139,000 | $720,000 |
| Credit Application Incomplete | 8 | $2,520,000 | $315,000 | $525,000 | $103,000 | $224,000 |
| Other | 1 | $305,000 | $305,000 | $305,000 | $91,000 | $91,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guidance Residential, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.