Hometown Lenders, Inc. Mortgage Lending & HMDA Data, 2021

In 2021, Hometown Lenders, Inc. of Huntsville, AL reported 27,012 mortgage applications totaling $7.1 billion, up 40% from 2020. The average application was for $264,315, and applicants reported an average income of $102,261. 76% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Birmingham-Hoover, AL (1,106), Chicago-Naperville, IL (1,096) and Huntsville, AL (1,048) (applications in parentheses).

Mortgage Company & Address Hometown Lenders, Inc.
310 the Bridge Street, 4th Floor Suite A
Huntsville, AL 35806
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2006  2005  
Total Number of Mortgage Applications 27,012
Total Mortgage Loan Application Amount $7,139,690,000
Average Mortgage Loan Application Amount $264,315
Highest Mortgage Loan Application Amount $4,505,000
Average Applicant Income $102,261
Highest Applicant Income $5,683,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hometown Lenders, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hometown Lenders, Inc. by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison, Alabama 857 $ 193,535,000 $ 225,828 $ 103,000
Sacramento, California 704 $ 273,510,000 $ 388,508 $ 155,000
Cook, Illinois 633 $ 137,795,000 $ 217,685 $ 87,000
Maricopa, Arizona 582 $ 167,420,000 $ 287,663 $ 95,000
Jefferson, Alabama 553 $ 97,935,000 $ 177,097 $ 76,000
Sutter, California 547 $ 151,795,000 $ 277,504 $ 110,000
Mohave, Arizona 514 $ 97,460,000 $ 189,610 $ 88,000
Okaloosa, Florida 476 $ 119,420,000 $ 250,882 $ 82,000
Kern, California 400 $ 92,000,000 $ 230,000 $ 105,000
Will, Illinois 390 $ 90,050,000 $ 230,897 $ 95,000
Oklahoma, Oklahoma 390 $ 90,660,000 $ 232,461 $ 101,000
King, Washington 359 $ 144,315,000 $ 401,991 $ 131,000
Washoe, Nevada 352 $ 116,290,000 $ 330,369 $ 119,000
Clark, Washington 351 $ 127,805,000 $ 364,116 $ 119,000
Pierce, Washington 347 $ 128,065,000 $ 369,063 $ 114,000
Fayette, Kentucky 331 $ 73,115,000 $ 220,891 $ 93,000
Travis, Texas 316 $ 131,440,000 $ 415,949 $ 195,000
Lackawanna, Pennsylvania 314 $ 55,860,000 $ 177,898 $ 98,000
Clark, Nevada 280 $ 75,730,000 $ 270,464 $ 89,000
Shelby, Alabama 267 $ 56,055,000 $ 209,943 $ 85,000
Lake, Indiana 255 $ 57,455,000 $ 225,313 $ 84,000
Philadelphia, Pennsylvania 251 $ 80,385,000 $ 320,258 $ 123,000
Yuba, California 247 $ 63,535,000 $ 257,226 $ 94,000
El Paso, Colorado 246 $ 95,590,000 $ 388,577 $ 106,000
Kent, Michigan 241 $ 60,155,000 $ 249,605 $ 116,000
Franklin, Ohio 230 $ 52,620,000 $ 228,782 $ 87,000
Polk, Florida 226 $ 48,860,000 $ 216,194 $ 74,000
Snohomish, Washington 224 $ 86,530,000 $ 386,294 $ 118,000
Hennepin, Minnesota 220 $ 70,430,000 $ 320,136 $ 118,000
Mobile, Alabama 212 $ 35,850,000 $ 169,103 $ 66,000
Williamson, Texas 194 $ 68,210,000 $ 351,597 $ 147,000
Limestone, Alabama 191 $ 46,315,000 $ 242,486 $ 97,000
Gallatin, Montana 190 $ 78,390,000 $ 412,578 $ 149,000
Adams, Colorado 187 $ 63,145,000 $ 337,673 $ 106,000
Houston, Alabama 183 $ 31,615,000 $ 172,759 $ 72,000
Santa Rosa, Florida 168 $ 45,530,000 $ 271,011 $ 90,000
Prince George's, Maryland 168 $ 54,560,000 $ 324,761 $ 103,000
Riverside, California 158 $ 54,560,000 $ 345,316 $ 100,000
St. Clair, Alabama 157 $ 27,875,000 $ 177,547 $ 74,000
Collin, Texas 150 $ 52,570,000 $ 350,466 $ 142,000
Dallas, Texas 149 $ 52,575,000 $ 352,852 $ 147,000
Harris, Texas 142 $ 31,210,000 $ 219,788 $ 91,000
Los Angeles, California 140 $ 60,630,000 $ 433,071 $ 137,000
Cullman, Alabama 139 $ 26,905,000 $ 193,561 $ 82,000
Arapahoe, Colorado 138 $ 43,360,000 $ 314,202 $ 90,000
Luzerne, Pennsylvania 138 $ 23,130,000 $ 167,608 $ 72,000
Clackamas, Oregon 135 $ 51,855,000 $ 384,111 $ 115,000
Multnomah, Oregon 135 $ 48,095,000 $ 356,259 $ 91,000
San Bernardino, California 134 $ 48,580,000 $ 362,537 $ 119,000
Northampton, Pennsylvania 134 $ 31,310,000 $ 233,656 $ 94,000
Ross, Ohio 132 $ 21,260,000 $ 161,060 $ 76,000
Orange, Florida 131 $ 38,175,000 $ 291,412 $ 102,000
Hidalgo, Texas 129 $ 26,015,000 $ 201,666 $ 96,000
Cameron, Texas 128 $ 25,380,000 $ 198,281 $ 86,000
Orange, California 126 $ 65,110,000 $ 516,746 $ 165,000
Canadian, Oklahoma 122 $ 26,190,000 $ 214,672 $ 89,000
Mecklenburg, North Carolina 119 $ 29,125,000 $ 244,747 $ 117,000
Denton, Texas 118 $ 40,330,000 $ 341,779 $ 137,000
Butte, California 117 $ 29,355,000 $ 250,897 $ 91,000
Lee, Florida 117 $ 30,395,000 $ 259,786 $ 116,000
Tarrant, Texas 114 $ 32,580,000 $ 285,789 $ 123,000
Morgan, Alabama 112 $ 18,870,000 $ 168,482 $ 72,000
Washington, Oregon 112 $ 44,670,000 $ 398,839 $ 113,000
Kankakee, Illinois 110 $ 20,510,000 $ 186,454 $ 86,000
Osceola, Florida 106 $ 32,070,000 $ 302,547 $ 113,000
Placer, California 105 $ 46,635,000 $ 444,142 $ 138,000
Dakota, Minnesota 104 $ 27,650,000 $ 265,865 $ 98,000
Cleveland, Oklahoma 98 $ 22,420,000 $ 228,775 $ 98,000
Lehigh, Pennsylvania 97 $ 19,665,000 $ 202,731 $ 69,000
Jefferson, Kentucky 94 $ 20,110,000 $ 213,936 $ 86,000
Escambia, Florida 92 $ 21,020,000 $ 228,478 $ 116,000
Lawrence, Ohio 86 $ 12,450,000 $ 144,767 $ 63,000
Knox, Tennessee 85 $ 15,615,000 $ 183,705 $ 65,000
Denver, Colorado 83 $ 28,595,000 $ 344,518 $ 137,000
Lucas, Ohio 80 $ 10,690,000 $ 133,625 $ 60,000
Marion, Indiana 78 $ 14,920,000 $ 191,282 $ 96,000
Kitsap, Washington 78 $ 25,530,000 $ 327,307 $ 106,000
Montgomery, Pennsylvania 77 $ 25,465,000 $ 330,714 $ 135,000
Blount, Alabama 76 $ 13,460,000 $ 177,105 $ 73,000
Jefferson, Colorado 76 $ 28,350,000 $ 373,026 $ 111,000
Dale, Alabama 74 $ 10,660,000 $ 144,054 $ 68,000
Baldwin, Alabama 72 $ 17,450,000 $ 242,361 $ 86,000
Walton, Florida 72 $ 22,420,000 $ 311,388 $ 147,000
Monroe, Pennsylvania 72 $ 15,650,000 $ 217,361 $ 94,000
Walker, Alabama 71 $ 11,585,000 $ 163,169 $ 70,000
Pike, Pennsylvania 71 $ 17,155,000 $ 241,619 $ 120,000
Lake, Florida 70 $ 18,290,000 $ 261,285 $ 80,000
Marion, Florida 68 $ 13,190,000 $ 193,970 $ 66,000
Navajo, Arizona 67 $ 10,735,000 $ 160,223 $ 69,000
Weld, Colorado 67 $ 21,425,000 $ 319,776 $ 89,000
Hamilton, Indiana 67 $ 18,905,000 $ 282,164 $ 106,000
Madison, Kentucky 66 $ 15,260,000 $ 231,212 $ 99,000
Wayne, Pennsylvania 66 $ 14,110,000 $ 213,787 $ 134,000
Palm Beach, Florida 63 $ 18,695,000 $ 296,746 $ 119,000
Anoka, Minnesota 63 $ 17,955,000 $ 285,000 $ 94,000
Marshall, Alabama 62 $ 11,140,000 $ 179,677 $ 72,000
Muskingum, Ohio 62 $ 8,990,000 $ 145,000 $ 73,000
Scott, Kentucky 60 $ 13,610,000 $ 226,833 $ 79,000
Jessamine, Kentucky 58 $ 12,230,000 $ 210,862 $ 72,000
Tuscaloosa, Alabama 57 $ 10,205,000 $ 179,035 $ 90,000
Carson City, Nevada 57 $ 19,365,000 $ 339,736 $ 117,000
DuPage, Illinois 56 $ 15,030,000 $ 268,392 $ 102,000
Baltimore, Maryland 56 $ 16,680,000 $ 297,857 $ 117,000
Bexar, Texas 56 $ 16,200,000 $ 289,285 $ 118,000
Hays, Texas 56 $ 19,050,000 $ 340,178 $ 134,000
Hillsborough, Florida 55 $ 13,445,000 $ 244,454 $ 100,000
Ramsey, Minnesota 55 $ 13,945,000 $ 253,545 $ 121,000
Broward, Florida 54 $ 15,650,000 $ 289,814 $ 116,000
Baltimore City, Maryland 53 $ 10,655,000 $ 201,037 $ 96,000
Davidson, Tennessee 53 $ 14,365,000 $ 271,037 $ 104,000
Coffee, Alabama 52 $ 7,500,000 $ 144,230 $ 69,000
Duval, Florida 52 $ 7,640,000 $ 146,923 $ 83,000
Porter, Indiana 52 $ 11,350,000 $ 218,269 $ 94,000
Thurston, Washington 51 $ 14,915,000 $ 292,450 $ 100,000
Cabell, West Virginia 50 $ 7,910,000 $ 158,200 $ 71,000
Delaware, Ohio 49 $ 16,255,000 $ 331,734 $ 132,000
Douglas, Colorado 48 $ 19,770,000 $ 411,875 $ 113,000
Licking, Ohio 48 $ 10,430,000 $ 217,291 $ 89,000
Winston, Alabama 47 $ 9,715,000 $ 206,702 $ 128,000
Wake, North Carolina 47 $ 11,075,000 $ 235,638 $ 122,000
Henry, Alabama 46 $ 8,490,000 $ 184,565 $ 74,000
Cowlitz, Washington 46 $ 12,700,000 $ 276,086 $ 86,000
Williamson, Tennessee 45 $ 18,745,000 $ 416,555 $ 125,000
El Dorado, California 44 $ 19,940,000 $ 453,181 $ 199,000
Talladega, Alabama 43 $ 7,825,000 $ 181,976 $ 85,000
Pasco, Florida 43 $ 9,895,000 $ 230,116 $ 81,000
Lincoln, Tennessee 43 $ 8,385,000 $ 195,000 $ 78,000
Geneva, Alabama 42 $ 5,570,000 $ 132,619 $ 67,000
Charlotte, Florida 42 $ 7,660,000 $ 182,380 $ 77,000
Charles, Maryland 41 $ 12,865,000 $ 313,780 $ 101,000
Montgomery, Tennessee 41 $ 9,085,000 $ 221,585 $ 63,000
Bell, Texas 41 $ 9,805,000 $ 239,146 $ 116,000
Smith, Texas 41 $ 8,125,000 $ 198,170 $ 113,000
Nevada, California 40 $ 13,940,000 $ 348,500 $ 123,000
District of Columbia, District Of Columbia 40 $ 21,550,000 $ 538,750 $ 161,000
Rutherford, Tennessee 40 $ 11,220,000 $ 280,500 $ 92,000
Bay, Florida 39 $ 8,165,000 $ 209,358 $ 100,000
Jackson, Ohio 39 $ 5,565,000 $ 142,692 $ 56,000
Seminole, Florida 38 $ 9,380,000 $ 246,842 $ 80,000
Worcester, Massachusetts 38 $ 9,750,000 $ 256,578 $ 75,000
Ottawa, Michigan 38 $ 9,910,000 $ 260,789 $ 90,000
Greene, Missouri 38 $ 6,140,000 $ 161,578 $ 63,000
Logan, Oklahoma 38 $ 9,480,000 $ 249,473 $ 82,000
Washington, Minnesota 37 $ 12,385,000 $ 334,729 $ 109,000
Pike, Ohio 37 $ 5,505,000 $ 148,783 $ 62,000
Scioto, Ohio 37 $ 5,385,000 $ 145,540 $ 58,000
Yolo, California 36 $ 14,280,000 $ 396,666 $ 124,000
Hinds, Mississippi 36 $ 5,620,000 $ 156,111 $ 67,000
Johnston, North Carolina 36 $ 7,310,000 $ 203,055 $ 53,000
Lenoir, North Carolina 36 $ 4,770,000 $ 132,500 $ 62,000
Anne Arundel, Maryland 35 $ 13,815,000 $ 394,714 $ 151,000
Silver Bow, Montana 35 $ 7,035,000 $ 201,000 $ 70,000
Fairfield, Ohio 35 $ 7,695,000 $ 219,857 $ 79,000
York, South Carolina 34 $ 9,680,000 $ 284,705 $ 96,000
Fort Bend, Texas 34 $ 9,330,000 $ 274,411 $ 110,000
Rowan, North Carolina 32 $ 5,950,000 $ 185,937 $ 59,000
Montgomery, Alabama 31 $ 4,815,000 $ 155,322 $ 59,000
San Joaquin, California 31 $ 11,565,000 $ 373,064 $ 120,000
Union, North Carolina 31 $ 8,265,000 $ 266,612 $ 98,000
Wayne, North Carolina 31 $ 5,425,000 $ 175,000 $ 61,000
Kaufman, Texas 31 $ 8,195,000 $ 264,354 $ 102,000
Washington, Utah 31 $ 11,185,000 $ 360,806 $ 111,000
Chilton, Alabama 30 $ 4,360,000 $ 145,333 $ 75,000
Escambia, Alabama 30 $ 4,350,000 $ 145,000 $ 101,000
San Diego, California 30 $ 18,080,000 $ 602,666 $ 157,000
Stanislaus, California 30 $ 8,690,000 $ 289,666 $ 83,000
Rankin, Mississippi 30 $ 4,960,000 $ 165,333 $ 66,000
Guilford, North Carolina 29 $ 5,925,000 $ 204,310 $ 80,000
Citrus, Florida 28 $ 5,340,000 $ 190,714 $ 68,000
Kane, Illinois 28 $ 6,660,000 $ 237,857 $ 94,000
LaPorte, Indiana 28 $ 5,580,000 $ 199,285 $ 88,000
Marion, Oregon 28 $ 9,050,000 $ 323,214 $ 87,000
Stafford, Virginia 28 $ 13,340,000 $ 476,428 $ 120,000
Polk, Wisconsin 28 $ 6,160,000 $ 220,000 $ 77,000
Calhoun, Alabama 27 $ 4,345,000 $ 160,925 $ 56,000
Jackson, Alabama 27 $ 4,055,000 $ 150,185 $ 66,000
Clark, Kentucky 27 $ 4,845,000 $ 179,444 $ 72,000
Shelby, Tennessee 27 $ 4,915,000 $ 182,037 $ 76,000
Henderson, Texas 27 $ 8,475,000 $ 313,888 $ 158,000
Etowah, Alabama 26 $ 2,960,000 $ 113,846 $ 58,000
Delaware, Pennsylvania 26 $ 7,360,000 $ 283,076 $ 104,000
Brevard, Florida 25 $ 5,485,000 $ 219,400 $ 138,000
Pinellas, Florida 25 $ 6,335,000 $ 253,400 $ 90,000
Scott, Minnesota 25 $ 7,405,000 $ 296,200 $ 123,000
Wright, Minnesota 25 $ 6,355,000 $ 254,200 $ 102,000
Brunswick, North Carolina 25 $ 6,475,000 $ 259,000 $ 109,000
Cabarrus, North Carolina 25 $ 5,545,000 $ 221,800 $ 79,000
Harnett, North Carolina 25 $ 4,055,000 $ 162,200 $ 55,000
Bucks, Pennsylvania 25 $ 8,195,000 $ 327,800 $ 118,000
Howard, Maryland 24 $ 10,640,000 $ 443,333 $ 214,000
Kalamazoo, Michigan 24 $ 5,410,000 $ 225,416 $ 83,000
Pickaway, Ohio 24 $ 5,220,000 $ 217,500 $ 103,000
Deschutes, Oregon 24 $ 13,950,000 $ 581,250 $ 178,000
Giles, Tennessee 24 $ 3,900,000 $ 162,500 $ 58,000
Mason, Washington 24 $ 6,610,000 $ 275,416 $ 101,000
Wayne, West Virginia 24 $ 2,990,000 $ 124,583 $ 44,000
Bibb, Alabama 23 $ 3,785,000 $ 164,565 $ 61,000
Pinal, Arizona 23 $ 6,865,000 $ 298,478 $ 125,000
Volusia, Florida 23 $ 5,665,000 $ 246,304 $ 89,000
Lake, Illinois 23 $ 6,745,000 $ 293,260 $ 171,000
Prince William, Virginia 23 $ 8,475,000 $ 368,478 $ 97,000
DeKalb, Alabama 22 $ 3,500,000 $ 159,090 $ 63,000
Solano, California 22 $ 9,090,000 $ 413,181 $ 134,000
Cumberland, North Carolina 22 $ 4,230,000 $ 192,272 $ 87,000
Manatee, Florida 21 $ 5,305,000 $ 252,619 $ 95,000
Madison, Montana 21 $ 8,885,000 $ 423,095 $ 182,000
Gaston, North Carolina 21 $ 4,875,000 $ 232,142 $ 84,000
Trumbull, Ohio 21 $ 2,635,000 $ 125,476 $ 59,000
Carbon, Pennsylvania 21 $ 4,135,000 $ 196,904 $ 99,000
Barry, Michigan 20 $ 4,820,000 $ 241,000 $ 105,000
Park, Montana 20 $ 6,550,000 $ 327,500 $ 103,000
Camden, New Jersey 20 $ 5,570,000 $ 278,500 $ 139,000
Pottawatomie, Oklahoma 20 $ 3,780,000 $ 189,000 $ 70,000
Sumner, Tennessee 20 $ 5,470,000 $ 273,500 $ 90,000
Skagit, Washington 20 $ 6,330,000 $ 316,500 $ 99,000
Lawrence, Alabama 19 $ 2,695,000 $ 141,842 $ 57,000
Boulder, Colorado 19 $ 7,405,000 $ 389,736 $ 111,000
Bourbon, Kentucky 19 $ 4,185,000 $ 220,263 $ 93,000
Garrard, Kentucky 19 $ 4,005,000 $ 210,789 $ 78,000
Middlesex, Massachusetts 19 $ 7,105,000 $ 373,947 $ 148,000
Alamance, North Carolina 19 $ 3,865,000 $ 203,421 $ 64,000
Laurens, South Carolina 19 $ 3,085,000 $ 162,368 $ 64,000
Tipton, Tennessee 19 $ 2,925,000 $ 153,947 $ 57,000
Galveston, Texas 19 $ 4,995,000 $ 262,894 $ 166,000
Colusa, California 18 $ 3,510,000 $ 195,000 $ 81,000
Larimer, Colorado 18 $ 7,030,000 $ 390,555 $ 118,000
Woodford, Kentucky 18 $ 3,740,000 $ 207,777 $ 71,000
Lyon, Nevada 18 $ 5,090,000 $ 282,777 $ 75,000
Davidson, North Carolina 18 $ 3,100,000 $ 172,222 $ 53,000
Yamhill, Oregon 18 $ 6,760,000 $ 375,555 $ 90,000
Parker, Texas 18 $ 5,200,000 $ 288,888 $ 139,000
Miami-Dade, Florida 17 $ 8,125,000 $ 477,941 $ 190,000
Muskegon, Michigan 17 $ 2,755,000 $ 162,058 $ 74,000
St. Louis, Minnesota 17 $ 3,035,000 $ 178,529 $ 144,000
Gloucester, New Jersey 17 $ 4,645,000 $ 273,235 $ 162,000
Wood, Ohio 17 $ 3,445,000 $ 202,647 $ 79,000
Grady, Oklahoma 17 $ 3,805,000 $ 223,823 $ 105,000
Columbia, Oregon 17 $ 5,795,000 $ 340,882 $ 81,000
Ellis, Texas 17 $ 5,605,000 $ 329,705 $ 113,000
Hunt, Texas 17 $ 4,065,000 $ 239,117 $ 97,000
Fairfax, Virginia 17 $ 7,565,000 $ 445,000 $ 134,000
Colbert, Alabama 16 $ 2,020,000 $ 126,250 $ 69,000
Lauderdale, Alabama 16 $ 2,460,000 $ 153,750 $ 63,000
Contra Costa, California 16 $ 8,460,000 $ 528,750 $ 177,000
Franklin, Kentucky 16 $ 3,120,000 $ 195,000 $ 58,000
Essex, Massachusetts 16 $ 7,150,000 $ 446,875 $ 114,000
McClain, Oklahoma 16 $ 3,910,000 $ 244,375 $ 98,000
Spartanburg, South Carolina 16 $ 2,560,000 $ 160,000 $ 78,000
Franklin, Tennessee 16 $ 3,380,000 $ 211,250 $ 91,000
Sevier, Tennessee 16 $ 2,540,000 $ 158,750 $ 45,000
Brazoria, Texas 16 $ 4,690,000 $ 293,125 $ 119,000
Spotsylvania, Virginia 16 $ 6,020,000 $ 376,250 $ 101,000
Pima, Arizona 15 $ 3,855,000 $ 257,000 $ 234,000
Boyle, Kentucky 15 $ 2,615,000 $ 174,333 $ 91,000
Bullitt, Kentucky 15 $ 2,935,000 $ 195,666 $ 75,000
Mercer, Kentucky 15 $ 3,155,000 $ 210,333 $ 92,000
Lincoln, Oregon 15 $ 4,885,000 $ 325,666 $ 94,000
Chester, Pennsylvania 15 $ 5,755,000 $ 383,666 $ 108,000
Maury, Tennessee 15 $ 3,975,000 $ 265,000 $ 155,000
Rockwall, Texas 15 $ 4,405,000 $ 293,666 $ 130,000
Coconino, Arizona 14 $ 4,530,000 $ 323,571 $ 86,000
Yavapai, Arizona 14 $ 3,870,000 $ 276,428 $ 70,000
Imperial, California 14 $ 2,720,000 $ 194,285 $ 76,000
Sarasota, Florida 14 $ 3,120,000 $ 222,857 $ 62,000
Kendall, Illinois 14 $ 3,700,000 $ 264,285 $ 115,000
Boyd, Kentucky 14 $ 1,730,000 $ 123,571 $ 56,000
Allegan, Michigan 14 $ 3,550,000 $ 253,571 $ 98,000
Lewis and Clark, Montana 14 $ 4,760,000 $ 340,000 $ 86,000
Douglas, Nevada 14 $ 7,160,000 $ 511,428 $ 148,000
Wyoming, Pennsylvania 14 $ 3,880,000 $ 277,142 $ 111,000
Montgomery, Texas 14 $ 4,510,000 $ 322,142 $ 141,000
Barbour, Alabama 13 $ 1,735,000 $ 133,461 $ 80,000
Broomfield, Colorado 13 $ 5,545,000 $ 426,538 $ 125,000
Wayne, Michigan 13 $ 2,475,000 $ 190,384 $ 73,000
Durham, North Carolina 13 $ 2,865,000 $ 220,384 $ 51,000
Iredell, North Carolina 13 $ 2,345,000 $ 180,384 $ 79,000
Randolph, North Carolina 13 $ 1,965,000 $ 151,153 $ 43,000
Cuyahoga, Ohio 13 $ 1,795,000 $ 138,076 $ 126,000
Highland, Ohio 13 $ 1,745,000 $ 134,230 $ 48,000
Vinton, Ohio 13 $ 1,865,000 $ 143,461 $ 62,000
Polk, Oregon 13 $ 2,955,000 $ 227,307 $ 93,000
Beaufort, South Carolina 13 $ 2,715,000 $ 208,846 $ 102,000
Lawrence, Tennessee 13 $ 2,045,000 $ 157,307 $ 56,000
Bastrop, Texas 13 $ 4,045,000 $ 311,153 $ 120,000
Guadalupe, Texas 13 $ 3,585,000 $ 275,769 $ 91,000
Pike, Alabama 12 $ 1,880,000 $ 156,666 $ 124,000
Hancock, Indiana 12 $ 2,830,000 $ 235,833 $ 131,000
Montgomery, Maryland 12 $ 4,840,000 $ 403,333 $ 164,000
Carver, Minnesota 12 $ 5,650,000 $ 470,833 $ 219,000
Taney, Missouri 12 $ 1,550,000 $ 129,166 $ 57,000
Tulsa, Oklahoma 12 $ 2,890,000 $ 240,833 $ 103,000
Clatsop, Oregon 12 $ 4,160,000 $ 346,666 $ 140,000
Greenville, South Carolina 12 $ 2,980,000 $ 248,333 $ 101,000
Blount, Tennessee 12 $ 2,200,000 $ 183,333 $ 69,000
Island, Washington 12 $ 3,850,000 $ 320,833 $ 95,000
Spokane, Washington 12 $ 2,830,000 $ 235,833 $ 85,000
Autauga, Alabama 11 $ 1,905,000 $ 173,181 $ 54,000
Covington, Alabama 11 $ 1,535,000 $ 139,545 $ 105,000
Calaveras, California 11 $ 4,685,000 $ 425,909 $ 154,000
Anderson, Kentucky 11 $ 2,545,000 $ 231,363 $ 108,000
Berrien, Michigan 11 $ 2,765,000 $ 251,363 $ 109,000
Christian, Missouri 11 $ 2,405,000 $ 218,636 $ 91,000
Broadwater, Montana 11 $ 3,815,000 $ 346,818 $ 98,000
Deer Lodge, Montana 11 $ 1,965,000 $ 178,636 $ 60,000
Flathead, Montana 11 $ 4,325,000 $ 393,181 $ 116,000
Knox, Ohio 11 $ 2,485,000 $ 225,909 $ 93,000
Union, Ohio 11 $ 2,795,000 $ 254,090 $ 107,000
Coffee, Tennessee 11 $ 2,495,000 $ 226,818 $ 78,000
Loudoun, Virginia 11 $ 4,725,000 $ 429,545 $ 137,000
Fresno, California 10 $ 3,060,000 $ 306,000 $ 87,000
Pueblo, Colorado 10 $ 2,480,000 $ 248,000 $ 65,000
Levy, Florida 10 $ 1,990,000 $ 199,000 $ 74,000
Iroquois, Illinois 10 $ 1,300,000 $ 130,000 $ 70,000
Williamson, Illinois 10 $ 1,000,000 $ 100,000 $ 75,000
St. Joseph, Indiana 10 $ 2,500,000 $ 250,000 $ 144,000
Frederick, Maryland 10 $ 2,530,000 $ 253,000 $ 89,000
Norfolk, Massachusetts 10 $ 4,910,000 $ 491,000 $ 149,000
Monroe, Michigan 10 $ 2,090,000 $ 209,000 $ 91,000
Sherburne, Minnesota 10 $ 3,430,000 $ 343,000 $ 112,000
Burlington, New Jersey 10 $ 2,760,000 $ 276,000 $ 132,000
Franklin, North Carolina 10 $ 2,440,000 $ 244,000 $ 80,000
Granville, North Carolina 10 $ 2,140,000 $ 214,000 $ 49,000
Gallia, Ohio 10 $ 1,480,000 $ 148,000 $ 72,000
Linn, Oregon 10 $ 3,300,000 $ 330,000 $ 62,000
McMinn, Tennessee 10 $ 1,170,000 $ 117,000 $ 63,000
Wilson, Tennessee 10 $ 2,340,000 $ 234,000 $ 72,000
Randall, Texas 10 $ 1,900,000 $ 190,000 $ 97,000
Franklin, Washington 10 $ 2,730,000 $ 273,000 $ 116,000
Kanawha, West Virginia 10 $ 1,340,000 $ 134,000 $ 56,000
Grundy, Illinois 9 $ 2,085,000 $ 231,666 $ 103,000
Elkhart, Indiana 9 $ 1,945,000 $ 216,111 $ 81,000
Madison, Indiana 9 $ 1,875,000 $ 208,333 $ 65,000
Miami, Indiana 9 $ 1,125,000 $ 125,000 $ 77,000
Barnstable, Massachusetts 9 $ 2,765,000 $ 307,222 $ 119,000
Eaton, Michigan 9 $ 2,285,000 $ 253,888 $ 90,000
Ionia, Michigan 9 $ 1,525,000 $ 169,444 $ 53,000
Itasca, Minnesota 9 $ 1,245,000 $ 138,333 $ 71,000
Wright, Missouri 9 $ 1,425,000 $ 158,333 $ 61,000
Belmont, Ohio 9 $ 925,000 $ 102,777 $ 59,000
Lane, Oregon 9 $ 3,285,000 $ 365,000 $ 102,000
Wasco, Oregon 9 $ 2,425,000 $ 269,444 $ 86,000
Bedford, Tennessee 9 $ 2,125,000 $ 236,111 $ 76,000
Hamilton, Tennessee 9 $ 1,845,000 $ 205,000 $ 72,000
Jefferson, Tennessee 9 $ 1,555,000 $ 172,777 $ 47,000
McLennan, Texas 9 $ 1,335,000 $ 148,333 $ 123,000
Alexandria, Virginia 9 $ 3,565,000 $ 396,111 $ 134,000
Chesterfield, Virginia 9 $ 2,335,000 $ 259,444 $ 137,000
Virginia Beach, Virginia 9 $ 3,855,000 $ 428,333 $ 156,000
Amador, California 8 $ 3,090,000 $ 386,250 $ 127,000
Santa Barbara, California 8 $ 3,840,000 $ 480,000 $ 158,000
Tehama, California 8 $ 1,360,000 $ 170,000 $ 75,000
Mesa, Colorado 8 $ 2,040,000 $ 255,000 $ 97,000
McHenry, Illinois 8 $ 1,860,000 $ 232,500 $ 90,000
Allen, Indiana 8 $ 1,500,000 $ 187,500 $ 67,000
Boone, Indiana 8 $ 1,920,000 $ 240,000 $ 133,000
Hendricks, Indiana 8 $ 1,810,000 $ 226,250 $ 106,000
Nelson, Kentucky 8 $ 1,620,000 $ 202,500 $ 68,000
Shelby, Kentucky 8 $ 1,580,000 $ 197,500 $ 70,000
Mower, Minnesota 8 $ 800,000 $ 100,000 $ 56,000
Madison, Mississippi 8 $ 1,740,000 $ 217,500 $ 84,000
Monmouth, New Jersey 8 $ 3,360,000 $ 420,000 $ 176,000
Stanly, North Carolina 8 $ 1,450,000 $ 181,250 $ 92,000
Fayette, Ohio 8 $ 920,000 $ 115,000 $ 48,000
Lauderdale, Tennessee 8 $ 920,000 $ 115,000 $ 54,000
Marshall, Tennessee 8 $ 2,170,000 $ 271,250 $ 50,000
Monroe, Tennessee 8 $ 1,500,000 $ 187,500 $ 61,000
Comal, Texas 8 $ 2,830,000 $ 353,750 $ 167,000
Grays Harbor, Washington 8 $ 2,350,000 $ 293,750 $ 181,000
Lewis, Washington 8 $ 2,910,000 $ 363,750 $ 104,000
Elmore, Alabama 7 $ 1,405,000 $ 200,714 $ 68,000
Tallapoosa, Alabama 7 $ 2,215,000 $ 316,428 $ 134,000
Plumas, California 7 $ 2,305,000 $ 329,285 $ 204,000
Morgan, Colorado 7 $ 1,685,000 $ 240,714 $ 70,000
Collier, Florida 7 $ 3,865,000 $ 552,142 $ 295,000
Flagler, Florida 7 $ 1,855,000 $ 265,000 $ 151,000
Holmes, Florida 7 $ 925,000 $ 132,142 $ 65,000
Montgomery, Kentucky 7 $ 1,305,000 $ 186,428 $ 64,000
Oldham, Kentucky 7 $ 1,665,000 $ 237,857 $ 126,000
Calvert, Maryland 7 $ 2,225,000 $ 317,857 $ 161,000
Carroll, Maryland 7 $ 1,925,000 $ 275,000 $ 109,000
Plymouth, Massachusetts 7 $ 2,825,000 $ 403,571 $ 153,000
Ingham, Michigan 7 $ 1,085,000 $ 155,000 $ 80,000
Macomb, Michigan 7 $ 1,135,000 $ 162,142 $ 95,000
Chisago, Minnesota 7 $ 1,585,000 $ 226,428 $ 87,000
Stone, Missouri 7 $ 1,045,000 $ 149,285 $ 80,000
Cascade, Montana 7 $ 1,365,000 $ 195,000 $ 209,000
Cape May, New Jersey 7 $ 3,665,000 $ 523,571 $ 235,000
Warren, New Jersey 7 $ 1,505,000 $ 215,000 $ 80,000
Buncombe, North Carolina 7 $ 1,645,000 $ 235,000 $ 107,000
Pitt, North Carolina 7 $ 1,035,000 $ 147,857 $ 113,000
Stokes, North Carolina 7 $ 1,215,000 $ 173,571 $ 100,000
Clark, Ohio 7 $ 1,285,000 $ 183,571 $ 56,000
Hamilton, Ohio 7 $ 1,165,000 $ 166,428 $ 65,000
Madison, Ohio 7 $ 1,345,000 $ 192,142 $ 81,000
Morgan, Ohio 7 $ 955,000 $ 136,428 $ 74,000
Morrow, Ohio 7 $ 1,465,000 $ 209,285 $ 71,000
Summit, Ohio 7 $ 1,055,000 $ 150,714 $ 100,000
Jackson, Oregon 7 $ 2,575,000 $ 367,857 $ 135,000
Tillamook, Oregon 7 $ 1,965,000 $ 280,714 $ 112,000
Allegheny, Pennsylvania 7 $ 1,285,000 $ 183,571 $ 96,000
Lancaster, Pennsylvania 7 $ 1,525,000 $ 217,857 $ 112,000
Schuylkill, Pennsylvania 7 $ 1,455,000 $ 207,857 $ 86,000
Campbell, Tennessee 7 $ 985,000 $ 140,714 $ 49,000
Grayson, Texas 7 $ 1,615,000 $ 230,714 $ 73,000
Chesapeake, Virginia 7 $ 1,525,000 $ 217,857 $ 84,000
Hanover, Virginia 7 $ 1,645,000 $ 235,000 $ 93,000
Henrico, Virginia 7 $ 1,455,000 $ 207,857 $ 67,000
Chelan, Washington 7 $ 3,005,000 $ 429,285 $ 105,000
Clallam, Washington 7 $ 1,945,000 $ 277,857 $ 78,000
San Francisco, California 6 $ 3,280,000 $ 546,666 $ 224,000
Santa Clara, California 6 $ 3,150,000 $ 525,000 $ 298,000
New Castle, Delaware 6 $ 1,860,000 $ 310,000 $ 134,000
Hernando, Florida 6 $ 1,170,000 $ 195,000 $ 95,000
Indian River, Florida 6 $ 2,010,000 $ 335,000 $ 99,000
Cass, Indiana 6 $ 690,000 $ 115,000 $ 45,000
Starke, Indiana 6 $ 800,000 $ 133,333 $ 55,000
Harford, Maryland 6 $ 1,490,000 $ 248,333 $ 82,000
Suffolk, Massachusetts 6 $ 2,510,000 $ 418,333 $ 102,000
Jackson, Michigan 6 $ 1,170,000 $ 195,000 $ 56,000
Livingston, Michigan 6 $ 1,540,000 $ 256,666 $ 83,000
Van Buren, Michigan 6 $ 1,510,000 $ 251,666 $ 128,000
Forrest, Mississippi 6 $ 1,040,000 $ 173,333 $ 58,000
Webster, Missouri 6 $ 980,000 $ 163,333 $ 68,000
Yellowstone, Montana 6 $ 1,580,000 $ 263,333 $ 143,000
Davie, North Carolina 6 $ 1,210,000 $ 201,666 $ 78,000
Hoke, North Carolina 6 $ 1,200,000 $ 200,000 $ 59,000
Lincoln, North Carolina 6 $ 1,400,000 $ 233,333 $ 41,000
Nash, North Carolina 6 $ 1,290,000 $ 215,000 $ 53,000
New Hanover, North Carolina 6 $ 1,630,000 $ 271,666 $ 84,000
Wilson, North Carolina 6 $ 1,100,000 $ 183,333 $ 48,000
Guernsey, Ohio 6 $ 930,000 $ 155,000 $ 60,000
Montgomery, Ohio 6 $ 1,010,000 $ 168,333 $ 65,000
Lincoln, Oklahoma 6 $ 920,000 $ 153,333 $ 58,000
Anderson, Tennessee 6 $ 1,510,000 $ 251,666 $ 79,000
Hamblen, Tennessee 6 $ 690,000 $ 115,000 $ 56,000
Johnson, Texas 6 $ 1,170,000 $ 195,000 $ 89,000
Beaver, Utah 6 $ 1,710,000 $ 285,000 $ 58,000
Yakima, Washington 6 $ 1,350,000 $ 225,000 $ 100,000
Putnam, West Virginia 6 $ 1,070,000 $ 178,333 $ 74,000
St. Croix, Wisconsin 6 $ 1,970,000 $ 328,333 $ 88,000
Dallas, Alabama 5 $ 575,000 $ 115,000 $ 88,000
Franklin, Alabama 5 $ 545,000 $ 109,000 $ 84,000
Marion, Alabama 5 $ 955,000 $ 191,000 $ 95,000
Pickens, Alabama 5 $ 995,000 $ 199,000 $ 86,000
Cochise, Arizona 5 $ 595,000 $ 119,000 $ 76,000
Shasta, California 5 $ 935,000 $ 187,000 $ 64,000
Sonoma, California 5 $ 2,015,000 $ 403,000 $ 192,000
Tulare, California 5 $ 1,455,000 $ 291,000 $ 106,000
Park, Colorado 5 $ 1,365,000 $ 273,000 $ 80,000
Sussex, Delaware 5 $ 1,415,000 $ 283,000 $ 112,000
St. Lucie, Florida 5 $ 1,195,000 $ 239,000 $ 59,000
Washington, Florida 5 $ 1,115,000 $ 223,000 $ 64,000
Canyon, Idaho 5 $ 1,655,000 $ 331,000 $ 81,000
Greenup, Kentucky 5 $ 805,000 $ 161,000 $ 61,000
Kenton, Kentucky 5 $ 745,000 $ 149,000 $ 120,000
Lincoln, Kentucky 5 $ 735,000 $ 147,000 $ 60,000
Pulaski, Kentucky 5 $ 935,000 $ 187,000 $ 71,000
St. Mary's, Maryland 5 $ 1,185,000 $ 237,000 $ 140,000
Lenawee, Michigan 5 $ 485,000 $ 97,000 $ 71,000
Newaygo, Michigan 5 $ 1,095,000 $ 219,000 $ 142,000
Oakland, Michigan 5 $ 785,000 $ 157,000 $ 83,000
Aitkin, Minnesota 5 $ 1,035,000 $ 207,000 $ 105,000
Crow Wing, Minnesota 5 $ 1,165,000 $ 233,000 $ 108,000
Rice, Minnesota 5 $ 1,275,000 $ 255,000 $ 68,000
Jackson, Mississippi 5 $ 855,000 $ 171,000 $ 76,000
Lowndes, Mississippi 5 $ 865,000 $ 173,000 $ 66,000
Warren, Mississippi 5 $ 795,000 $ 159,000 $ 73,000
Jefferson, Montana 5 $ 1,605,000 $ 321,000 $ 81,000
Nye, Nevada 5 $ 1,155,000 $ 231,000 $ 84,000
Forsyth, North Carolina 5 $ 1,015,000 $ 203,000 $ 85,000
Coshocton, Ohio 5 $ 655,000 $ 131,000 $ 193,000
Lorain, Ohio 5 $ 1,105,000 $ 221,000 $ 85,000
Mahoning, Ohio 5 $ 575,000 $ 115,000 $ 49,000
Perry, Ohio 5 $ 1,145,000 $ 229,000 $ 80,000
Jackson, Oklahoma 5 $ 785,000 $ 157,000 $ 46,000
Berks, Pennsylvania 5 $ 785,000 $ 157,000 $ 88,000
York, Pennsylvania 5 $ 1,295,000 $ 259,000 $ 131,000
Anderson, South Carolina 5 $ 725,000 $ 145,000 $ 53,000
Claiborne, Tennessee 5 $ 615,000 $ 123,000 $ 49,000
Cumberland, Tennessee 5 $ 1,485,000 $ 297,000 $ 153,000
Dyer, Tennessee 5 $ 905,000 $ 181,000 $ 90,000
Madison, Tennessee 5 $ 1,085,000 $ 217,000 $ 96,000
McNairy, Tennessee 5 $ 755,000 $ 151,000 $ 62,000
Putnam, Tennessee 5 $ 1,045,000 $ 209,000 $ 89,000
Roane, Tennessee 5 $ 1,045,000 $ 209,000 $ 52,000
Coryell, Texas 5 $ 1,315,000 $ 263,000 $ 224,000
Van Zandt, Texas 5 $ 755,000 $ 151,000 $ 67,000
Willacy, Texas 5 $ 925,000 $ 185,000 $ 61,000
Wise, Texas 5 $ 1,435,000 $ 287,000 $ 104,000
Wood, Texas 5 $ 1,055,000 $ 211,000 $ 77,000
Utah, Utah 5 $ 1,455,000 $ 291,000 $ 217,000
Manassas, Virginia 5 $ 1,455,000 $ 291,000 $ 76,000
Grant, Washington 5 $ 905,000 $ 181,000 $ 104,000
Kittitas, Washington 5 $ 1,295,000 $ 259,000 $ 87,000
San Juan, Washington 5 $ 3,585,000 $ 717,000 $ 217,000
Racine, Wisconsin 5 $ 665,000 $ 133,000 $ 91,000
Butler, Alabama 4 $ 460,000 $ 115,000 $ 81,000
Fayette, Alabama 4 $ 380,000 $ 95,000 $ 60,000
Lee, Alabama 4 $ 1,220,000 $ 305,000 $ 150,000
Alameda, California 4 $ 2,510,000 $ 627,500 $ 143,000
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Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,082 $4,805,070,000 $265,000 $3,395,000 $98,000 $5,683,000
Refinancing 4,704 $1,218,690,000 $259,000 $4,505,000 $111,000 $5,432,000
Cash-out Refinancing 4,154 $1,100,220,000 $264,000 $2,495,000 $111,000 $5,432,000
Home Improvement 68 $14,920,000 $219,000 $555,000 $99,000 $329,000
Not Applicable 4 $790,000 $197,000 $365,000 $71,000 $111,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,621 $4,278,895,000 $257,000 $3,395,000 $102,000 $5,683,000
Not Provided 3,761 $1,124,435,000 $298,000 $4,505,000 $122,000 $5,432,000
Hispanic 3,230 $822,360,000 $254,000 $1,835,000 $85,000 $1,548,000
Black or African American 2,182 $521,330,000 $238,000 $1,305,000 $83,000 $2,320,000
Asian 1,029 $341,175,000 $331,000 $1,345,000 $126,000 $1,567,000
American Indian or Alaskan Native 112 $26,270,000 $234,000 $825,000 $85,000 $337,000
Native Hawaiian or Other Pacific Islander 47 $15,035,000 $319,000 $595,000 $103,000 $456,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,794 $5,129,680,000 $272,000 $4,505,000 $115,000 $5,683,000
FHA-insured (Federal Housing Administration) 5,723 $1,278,535,000 $223,000 $835,000 $68,000 $811,000
VA-guaranteed (Veterans Administration) 1,898 $626,400,000 $330,000 $1,625,000 $91,000 $1,498,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 597 $105,075,000 $176,000 $1,145,000 $53,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,483 $5,471,905,000 $267,000 $3,395,000 $104,000 $5,683,000
Application Withdrawn By Applicant 5,982 $1,541,780,000 $257,000 $4,505,000 $99,000 $3,648,000
Application Denied By Financial Institution 513 $116,715,000 $227,000 $1,875,000 $78,000 $1,822,000
File Closed For Incompleteness 34 $9,290,000 $273,000 $545,000 $99,000 $250,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 26,499 $7,022,975,000 $265,000 $4,505,000 $103,000 $5,683,000
Other 165 $38,855,000 $235,000 $1,425,000 $76,000 $391,000
Debt-To-Income Ratio 163 $38,125,000 $233,000 $1,875,000 $57,000 $401,000
Credit History 120 $26,300,000 $219,000 $545,000 $90,000 $811,000
Employment History 38 $8,270,000 $217,000 $665,000 $91,000 $1,069,000
Collateral 12 $1,620,000 $135,000 $265,000 $225,000 $1,822,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,375,000 $196,000 $345,000 $56,000 $78,000
Unverifiable Information 6 $1,350,000 $225,000 $345,000 $63,000 $90,000
Credit Application Incomplete 2 $820,000 $410,000 $545,000 $131,000 $167,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Lenders, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hometown Lenders, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

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