Keybank National Association Mortgage Lending & HMDA Data, 2007
In 2007, Keybank National Association of Cleveland, OH reported 75,110 mortgage applications totaling $3.6 billion, down 61% from 2006. The average application was for $48,107, and applicants reported an average income of $91,290. 39% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,519), Cleveland-Elyria-Mentor, OH (2,260) and Seattle-Bellevue-Everett, WA (1,816) (applications in parentheses).
| Mortgage Company & Address | Keybank National Association 100 Public Square Ste 600 Oh-01-10-06006 Cleveland, OH 44113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 75,110 |
| Total Mortgage Loan Application Amount | $3,613,359,000 |
| Average Mortgage Loan Application Amount | $48,107 |
| Highest Mortgage Loan Application Amount | $4,550,000 |
| Average Applicant Income | $91,290 |
| Highest Applicant Income | $9,198,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Keybank National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 3,519 | $ 123,482,000 | $ 35,090 | $ 103,000 |
| Cleveland-Elyria-Mentor, OH | 2,260 | $ 163,072,000 | $ 72,155 | $ 84,000 |
| Seattle-Bellevue-Everett, WA | 1,816 | $ 244,614,000 | $ 134,699 | $ 134,000 |
| Riverside-San Bernardino-Ontario, CA | 1,656 | $ 65,907,000 | $ 39,798 | $ 120,000 |
| Houston-Sugar Land-Baytown, TX | 1,368 | $ 52,638,000 | $ 38,478 | $ 125,000 |
| Chicago-Naperville-Joliet, IL | 1,313 | $ 35,198,000 | $ 26,807 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,134 | $ 56,306,000 | $ 49,652 | $ 82,181 |
| Dallas-Plano-Irving, TX | 1,103 | $ 39,809,000 | $ 36,091 | $ 107,000 |
| Denver-Aurora, CO | 1,090 | $ 94,764,000 | $ 86,939 | $ 102,000 |
| Philadelphia, PA | 1,074 | $ 23,768,000 | $ 22,130 | $ 84,000 |
| Las Vegas-Paradise, NV | 967 | $ 41,337,000 | $ 42,747 | $ 125,000 |
| Toledo, OH | 940 | $ 57,896,000 | $ 61,591 | $ 65,000 |
| Columbus, OH | 916 | $ 44,334,000 | $ 48,399 | $ 76,000 |
| Portland-Vancouver-Beaverton, OR-WA | 911 | $ 129,442,000 | $ 142,087 | $ 113,413 |
| Atlanta-Sandy Springs-Marietta, GA | 903 | $ 23,160,000 | $ 25,647 | $ 95,000 |
| Buffalo-Niagara Falls, NY | 891 | $ 53,059,000 | $ 59,549 | $ 73,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 868 | $ 26,609,000 | $ 30,655 | $ 116,052 |
| Albany-Schenectady-Troy, NY | 862 | $ 72,606,000 | $ 84,229 | $ 85,000 |
| Baltimore-Towson, MD | 792 | $ 19,171,000 | $ 24,205 | $ 95,000 |
| Syracuse, NY | 752 | $ 35,034,000 | $ 46,587 | $ 76,000 |
| Kansas City, MO-KS | 742 | $ 14,551,000 | $ 19,610 | $ 74,572 |
| Los Angeles-Long Beach-Glendale, CA | 689 | $ 23,988,000 | $ 34,815 | $ 115,000 |
| Dayton, OH | 682 | $ 32,726,000 | $ 47,985 | $ 69,000 |
| Tacoma, WA | 675 | $ 73,077,000 | $ 108,262 | $ 100,000 |
| Orlando-Kissimmee, FL | 664 | $ 25,748,000 | $ 38,777 | $ 102,000 |
| Indianapolis-Carmel, IN | 657 | $ 38,787,000 | $ 59,036 | $ 85,000 |
| Milwaukee-Waukesha-West Allis, WI | 636 | $ 13,721,000 | $ 21,573 | $ 84,000 |
| Salt Lake City, UT | 636 | $ 69,450,000 | $ 109,198 | $ 102,000 |
| Warren-Troy-Farmington Hills, MI | 635 | $ 26,004,000 | $ 40,951 | $ 106,000 |
| Camden, NJ | 630 | $ 18,196,000 | $ 28,882 | $ 99,000 |
| Pittsburgh, PA | 617 | $ 12,079,000 | $ 19,576 | $ 72,000 |
| Tampa-St. Petersburg-Clearwater, FL | 604 | $ 23,593,000 | $ 39,061 | $ 105,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 543 | $ 11,091,000 | $ 20,425 | $ 72,000 |
| New York-White Plains-Wayne, NY-NJ | 542 | $ 23,521,000 | $ 43,396 | $ 113,804 |
| St. Louis, MO-IL | 528 | $ 11,133,000 | $ 21,085 | $ 77,969 |
| Sacramento--Arden-Arcade--Roseville, CA | 527 | $ 20,414,000 | $ 38,736 | $ 126,000 |
| Detroit-Livonia-Dearborn, MI | 524 | $ 12,109,000 | $ 23,108 | $ 67,000 |
| Fort Worth-Arlington, TX | 516 | $ 15,642,000 | $ 30,313 | $ 102,000 |
| Nassau-Suffolk, NY | 515 | $ 12,387,000 | $ 24,052 | $ 120,000 |
| Portland-South Portland-Biddeford, ME | 498 | $ 62,787,000 | $ 126,078 | $ 100,000 |
| Akron, OH | 473 | $ 31,171,000 | $ 65,900 | $ 74,000 |
| Edison, NJ | 468 | $ 14,841,000 | $ 31,711 | $ 118,000 |
| Boise City-Nampa, ID | 455 | $ 57,454,000 | $ 126,272 | $ 90,000 |
| Austin-Round Rock, TX | 453 | $ 20,791,000 | $ 45,896 | $ 116,000 |
| Tucson, AZ | 437 | $ 15,423,000 | $ 35,292 | $ 101,000 |
| Memphis, TN-MS-AR | 427 | $ 9,885,000 | $ 23,149 | $ 89,393 |
| Rochester, NY | 425 | $ 16,498,000 | $ 38,818 | $ 58,000 |
| Grand Rapids-Wyoming, MI | 414 | $ 6,023,000 | $ 14,548 | $ 54,000 |
| Charlotte-Gastonia-Concord, NC-SC | 374 | $ 12,892,000 | $ 34,470 | $ 107,566 |
| Miami-Miami Beach-Kendall, FL | 350 | $ 7,920,000 | $ 22,628 | $ 101,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 343 | $ 9,506,000 | $ 27,714 | $ 80,504 |
| Jacksonville, FL | 341 | $ 10,625,000 | $ 31,158 | $ 96,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 329 | $ 26,237,000 | $ 79,747 | $ 102,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 324 | $ 9,715,000 | $ 29,984 | $ 83,814 |
| Hartford-West Hartford-East Hartford, CT | 321 | $ 8,315,000 | $ 25,903 | $ 101,000 |
| Louisville-Jefferson County, KY-IN | 316 | $ 4,855,000 | $ 15,363 | $ 68,740 |
| Canton-Massillon, OH | 305 | $ 21,943,000 | $ 71,944 | $ 74,000 |
| Elkhart-Goshen, IN | 299 | $ 21,007,000 | $ 70,257 | $ 55,000 |
| Utica-Rome, NY | 281 | $ 6,744,000 | $ 24,000 | $ 55,000 |
| Newark-Union, NJ-PA | 279 | $ 7,944,000 | $ 28,473 | $ 112,645 |
| South Bend-Mishawaka, IN-MI | 274 | $ 16,313,000 | $ 59,536 | $ 64,886 |
| San Antonio, TX | 253 | $ 9,805,000 | $ 38,754 | $ 113,000 |
| Raleigh-Cary, NC | 250 | $ 6,522,000 | $ 26,088 | $ 100,000 |
| Bakersfield, CA | 249 | $ 9,238,000 | $ 37,100 | $ 111,000 |
| Ogden-Clearfield, UT | 245 | $ 15,902,000 | $ 64,906 | $ 85,000 |
| El Paso, TX | 241 | $ 8,002,000 | $ 33,203 | $ 86,000 |
| Wilmington, DE-MD-NJ | 234 | $ 6,786,000 | $ 29,000 | $ 114,598 |
| Colorado Springs, CO | 233 | $ 11,986,000 | $ 51,442 | $ 76,000 |
| Anchorage, AK | 221 | $ 31,385,000 | $ 142,013 | $ 104,000 |
| Stockton, CA | 219 | $ 8,980,000 | $ 41,004 | $ 133,000 |
| Flint, MI | 217 | $ 3,484,000 | $ 16,055 | $ 61,000 |
| Oakland-Fremont-Hayward, CA | 217 | $ 11,348,000 | $ 52,294 | $ 146,000 |
| Providence-New Bedford-Fall River, RI-MA | 217 | $ 4,039,000 | $ 18,612 | $ 87,714 |
| Modesto, CA | 214 | $ 9,110,000 | $ 42,570 | $ 117,000 |
| Olympia, WA | 211 | $ 19,964,000 | $ 94,616 | $ 79,000 |
| Salem, OR | 210 | $ 21,175,000 | $ 100,833 | $ 82,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 209 | $ 5,731,000 | $ 27,421 | $ 113,000 |
| Fresno, CA | 202 | $ 7,914,000 | $ 39,178 | $ 114,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 202 | $ 5,878,000 | $ 29,099 | $ 96,831 |
| Columbia, SC | 198 | $ 3,293,000 | $ 16,631 | $ 76,000 |
| Lansing-East Lansing, MI | 198 | $ 3,891,000 | $ 19,651 | $ 62,000 |
| Visalia-Porterville, CA | 196 | $ 7,422,000 | $ 37,867 | $ 106,000 |
| Youngstown-Warren-Boardman, OH-PA | 196 | $ 9,178,000 | $ 46,826 | $ 65,525 |
| Provo-Orem, UT | 188 | $ 13,673,000 | $ 72,728 | $ 89,000 |
| Springfield, MA | 187 | $ 4,309,000 | $ 23,042 | $ 76,000 |
| New Haven-Milford, CT | 186 | $ 3,880,000 | $ 20,860 | $ 95,000 |
| Oklahoma City, OK | 181 | $ 2,623,000 | $ 14,491 | $ 69,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 180 | $ 6,528,000 | $ 36,266 | $ 99,000 |
| Wichita, KS | 174 | $ 2,254,000 | $ 12,954 | $ 62,000 |
| Boston-Quincy, MA | 169 | $ 5,191,000 | $ 30,715 | $ 98,000 |
| Scranton--Wilkes-Barre, PA | 169 | $ 3,866,000 | $ 22,875 | $ 60,000 |
| Cape Coral-Fort Myers, FL | 168 | $ 13,756,000 | $ 81,880 | $ 109,000 |
| Peoria, IL | 168 | $ 2,005,000 | $ 11,934 | $ 61,000 |
| Lakeland, FL | 163 | $ 5,931,000 | $ 36,386 | $ 89,000 |
| McAllen-Edinburg-Mission, TX | 163 | $ 5,031,000 | $ 30,865 | $ 122,000 |
| Madison, WI | 162 | $ 3,491,000 | $ 21,549 | $ 73,000 |
| Bethesda-Gaithersburg-Frederick, MD | 161 | $ 5,382,000 | $ 33,428 | $ 129,000 |
| Santa Ana-Anaheim-Irvine, CA | 160 | $ 7,901,000 | $ 49,381 | $ 178,000 |
| Kalamazoo-Portage, MI | 157 | $ 2,753,000 | $ 17,535 | $ 58,000 |
| Fort Collins-Loveland, CO | 156 | $ 12,506,000 | $ 80,166 | $ 85,000 |
| Lake County-Kenosha County, IL-WI | 156 | $ 5,419,000 | $ 34,737 | $ 95,717 |
| Monroe, MI | 154 | $ 12,669,000 | $ 82,266 | $ 73,000 |
| Eugene-Springfield, OR | 153 | $ 16,945,000 | $ 110,751 | $ 77,000 |
| Medford, OR | 144 | $ 17,907,000 | $ 124,354 | $ 76,000 |
| Richmond, VA | 143 | $ 3,910,000 | $ 27,342 | $ 85,000 |
| Sarasota-Bradenton-Venice, FL | 141 | $ 7,123,000 | $ 50,517 | $ 97,000 |
| Ann Arbor, MI | 140 | $ 12,824,000 | $ 91,600 | $ 91,000 |
| Bangor, ME | 139 | $ 9,107,000 | $ 65,517 | $ 71,000 |
| Glens Falls, NY | 131 | $ 8,226,000 | $ 62,793 | $ 63,000 |
| Albuquerque, NM | 130 | $ 3,799,000 | $ 29,223 | $ 91,000 |
| Clarksville, TN-KY | 130 | $ 1,904,000 | $ 14,646 | $ 65,500 |
| Muskegon-Norton Shores, MI | 129 | $ 2,213,000 | $ 17,155 | $ 49,000 |
| Reading, PA | 129 | $ 2,926,000 | $ 22,682 | $ 71,000 |
| Omaha-Council Bluffs, NE-IA | 128 | $ 1,754,000 | $ 13,703 | $ 65,500 |
| Harrisburg-Carlisle, PA | 127 | $ 2,898,000 | $ 22,818 | $ 80,000 |
| Knoxville, TN | 127 | $ 2,255,000 | $ 17,755 | $ 78,000 |
| Sandusky, OH | 127 | $ 10,301,000 | $ 81,110 | $ 77,000 |
| Binghamton, NY | 125 | $ 1,954,000 | $ 15,632 | $ 45,000 |
| Springfield, OH | 125 | $ 4,400,000 | $ 35,200 | $ 64,000 |
| Fayetteville, NC | 123 | $ 3,195,000 | $ 25,975 | $ 100,000 |
| Palm Bay-Melbourne-Titusville, FL | 123 | $ 4,189,000 | $ 34,056 | $ 101,000 |
| Augusta-Richmond County, GA-SC | 122 | $ 2,043,000 | $ 16,745 | $ 72,606 |
| Idaho Falls, ID | 121 | $ 11,271,000 | $ 93,148 | $ 111,000 |
| Kingston, NY | 121 | $ 11,642,000 | $ 96,214 | $ 89,000 |
| York-Hanover, PA | 120 | $ 2,954,000 | $ 24,616 | $ 87,000 |
| San Diego-Carlsbad-San Marcos, CA | 119 | $ 5,713,000 | $ 48,008 | $ 178,000 |
| Bellingham, WA | 117 | $ 12,044,000 | $ 102,940 | $ 119,000 |
| Holland-Grand Haven, MI | 117 | $ 1,803,000 | $ 15,410 | $ 58,000 |
| Mansfield, OH | 117 | $ 6,566,000 | $ 56,119 | $ 57,000 |
| Worcester, MA | 116 | $ 2,291,000 | $ 19,750 | $ 91,000 |
| Greensboro-High Point, NC | 114 | $ 2,399,000 | $ 21,043 | $ 73,000 |
| Battle Creek, MI | 111 | $ 1,813,000 | $ 16,333 | $ 50,000 |
| Fort Wayne, IN | 111 | $ 2,083,000 | $ 18,765 | $ 80,000 |
| Lexington-Fayette, KY | 111 | $ 2,575,000 | $ 23,198 | $ 75,000 |
| Atlantic City, NJ | 109 | $ 3,413,000 | $ 31,311 | $ 102,000 |
| Yakima, WA | 107 | $ 7,886,000 | $ 73,700 | $ 62,000 |
| Charleston-North Charleston, SC | 106 | $ 6,689,000 | $ 63,103 | $ 113,000 |
| Anderson, IN | 103 | $ 5,840,000 | $ 56,699 | $ 72,000 |
| Hanford-Corcoran, CA | 101 | $ 3,976,000 | $ 39,366 | $ 114,000 |
| Shreveport-Bossier City, LA | 100 | $ 3,876,000 | $ 38,760 | $ 102,000 |
| Birmingham-Hoover, AL | 99 | $ 1,708,000 | $ 17,252 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 99 | $ 2,526,000 | $ 25,515 | $ 117,000 |
| Cambridge-Newton-Framingham, MA | 99 | $ 2,331,000 | $ 23,545 | $ 98,000 |
| Jackson, MI | 97 | $ 2,509,000 | $ 25,865 | $ 67,000 |
| Killeen-Temple-Fort Hood, TX | 97 | $ 3,684,000 | $ 37,979 | $ 100,000 |
| Racine, WI | 97 | $ 1,826,000 | $ 18,824 | $ 68,000 |
| Bremerton-Silverdale, WA | 96 | $ 13,672,000 | $ 142,416 | $ 89,000 |
| Corpus Christi, TX | 94 | $ 2,741,000 | $ 29,159 | $ 103,000 |
| Burlington-South Burlington, VT | 93 | $ 9,341,000 | $ 100,440 | $ 79,000 |
| Saginaw-Saginaw Township North, MI | 93 | $ 1,513,000 | $ 16,268 | $ 49,000 |
| Greeley, CO | 89 | $ 5,788,000 | $ 65,033 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 89 | $ 4,096,000 | $ 46,022 | $ 98,000 |
| Greenville-Mauldin-Easley, SC | 88 | $ 1,576,000 | $ 17,909 | $ 94,000 |
| Gary, IN | 86 | $ 2,565,000 | $ 29,825 | $ 74,000 |
| Chattanooga, TN-GA | 83 | $ 1,223,000 | $ 14,734 | $ 65,975 |
| Fayetteville-Springdale-Rogers, AR-MO | 82 | $ 2,685,000 | $ 32,743 | $ 114,000 |
| Durham, NC | 81 | $ 1,932,000 | $ 23,851 | $ 88,000 |
| Port St. Lucie, FL | 80 | $ 5,164,000 | $ 64,550 | $ 112,000 |
| Winston-Salem, NC | 80 | $ 1,630,000 | $ 20,375 | $ 80,000 |
| Yuma, AZ | 80 | $ 2,727,000 | $ 34,087 | $ 92,000 |
| Beaumont-Port Arthur, TX | 79 | $ 2,791,000 | $ 35,329 | $ 99,000 |
| Niles-Benton Harbor, MI | 79 | $ 2,052,000 | $ 25,974 | $ 50,000 |
| Kennewick-Richland-Pasco, WA | 78 | $ 5,031,000 | $ 64,500 | $ 74,000 |
| Lewiston-Auburn, ME | 78 | $ 4,812,000 | $ 61,692 | $ 68,000 |
| Des Moines-West Des Moines, IA | 77 | $ 1,595,000 | $ 20,714 | $ 70,000 |
| Norwich-New London, CT | 75 | $ 1,623,000 | $ 21,640 | $ 87,000 |
| Spartanburg, SC | 75 | $ 1,484,000 | $ 19,786 | $ 78,000 |
| Pocatello, ID | 74 | $ 3,659,000 | $ 49,445 | $ 54,000 |
| Fort Walton Beach-Crestview-Destin, FL | 73 | $ 3,256,000 | $ 44,602 | $ 108,000 |
| Fairbanks, AK | 72 | $ 7,768,000 | $ 107,888 | $ 86,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 72 | $ 6,149,000 | $ 85,402 | $ 203,000 |
| Lancaster, PA | 71 | $ 1,610,000 | $ 22,676 | $ 92,000 |
| Kokomo, IN | 69 | $ 3,535,000 | $ 51,231 | $ 63,000 |
| Peabody, MA | 69 | $ 1,572,000 | $ 22,782 | $ 106,000 |
| Palm Coast, FL | 67 | $ 2,445,000 | $ 36,492 | $ 83,000 |
| Dover, DE | 66 | $ 2,429,000 | $ 36,803 | $ 98,000 |
| Vallejo-Fairfield, CA | 65 | $ 2,596,000 | $ 39,938 | $ 131,000 |
| Erie, PA | 64 | $ 1,610,000 | $ 25,156 | $ 70,000 |
| Lubbock, TX | 64 | $ 708,000 | $ 11,062 | $ 48,000 |
| Merced, CA | 64 | $ 2,575,000 | $ 40,234 | $ 129,000 |
| Tulsa, OK | 64 | $ 2,083,000 | $ 32,546 | $ 109,000 |
| Rockford, IL | 62 | $ 1,099,000 | $ 17,725 | $ 63,000 |
| Trenton-Ewing, NJ | 62 | $ 1,998,000 | $ 32,225 | $ 128,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 60 | $ 1,992,000 | $ 33,200 | $ 141,000 |
| Vineland-Millville-Bridgeton, NJ | 60 | $ 1,650,000 | $ 27,500 | $ 84,000 |
| Bay City, MI | 58 | $ 948,000 | $ 16,344 | $ 46,000 |
| Davenport-Moline-Rock Island, IA-IL | 58 | $ 773,000 | $ 13,327 | $ 58,000 |
| Panama City-Lynn Haven, FL | 58 | $ 1,792,000 | $ 30,896 | $ 101,000 |
| Hickory-Lenoir-Morganton, NC | 57 | $ 1,620,000 | $ 28,421 | $ 88,000 |
| Billings, MT | 54 | $ 1,101,000 | $ 20,388 | $ 63,000 |
| Asheville, NC | 53 | $ 812,000 | $ 15,320 | $ 63,000 |
| Yuba City, CA | 53 | $ 1,814,000 | $ 34,226 | $ 97,000 |
| New Orleans-Metairie-Kenner, LA | 52 | $ 2,163,000 | $ 41,596 | $ 126,000 |
| Rockingham County-Strafford County, NH | 51 | $ 3,983,000 | $ 78,098 | $ 379,000 |
| Wenatchee, WA | 51 | $ 6,883,000 | $ 134,960 | $ 81,000 |
| Baton Rouge, LA | 50 | $ 2,118,000 | $ 42,360 | $ 118,000 |
| Janesville, WI | 50 | $ 1,081,000 | $ 21,620 | $ 65,000 |
| Little Rock-North Little Rock-Conway, AR | 50 | $ 872,000 | $ 17,440 | $ 68,000 |
| El Centro, CA | 49 | $ 2,342,000 | $ 47,795 | $ 120,000 |
| Fort Smith, AR-OK | 49 | $ 1,443,000 | $ 29,448 | $ 74,775 |
| Springfield, MO | 49 | $ 763,000 | $ 15,571 | $ 59,000 |
| Ocala, FL | 48 | $ 1,472,000 | $ 30,666 | $ 71,000 |
| Boulder, CO | 47 | $ 5,599,000 | $ 119,127 | $ 93,000 |
| Mount Vernon-Anacortes, WA | 47 | $ 7,291,000 | $ 155,127 | $ 101,000 |
| Chico, CA | 45 | $ 1,335,000 | $ 29,666 | $ 70,000 |
| Redding, CA | 45 | $ 1,630,000 | $ 36,222 | $ 90,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 44 | $ 2,034,000 | $ 46,227 | $ 139,000 |
| St. George, UT | 44 | $ 2,234,000 | $ 50,772 | $ 118,000 |
| Wilmington, NC | 43 | $ 1,652,000 | $ 38,418 | $ 123,000 |
| Brownsville-Harlingen, TX | 41 | $ 1,185,000 | $ 28,902 | $ 105,000 |
| Elmira, NY | 40 | $ 626,000 | $ 15,650 | $ 47,000 |
| Naples-Marco Island, FL | 40 | $ 9,293,000 | $ 232,325 | $ 166,000 |
| Pueblo, CO | 40 | $ 1,149,000 | $ 28,725 | $ 75,000 |
| Bend, OR | 39 | $ 8,551,000 | $ 219,256 | $ 171,000 |
| Casper, WY | 39 | $ 1,147,000 | $ 29,410 | $ 65,000 |
| Sioux Falls, SD | 39 | $ 629,000 | $ 16,128 | $ 66,000 |
| State College, PA | 39 | $ 786,000 | $ 20,153 | $ 74,000 |
| Bloomington-Normal, IL | 38 | $ 475,000 | $ 12,500 | $ 64,000 |
| Champaign-Urbana, IL | 38 | $ 588,000 | $ 15,473 | $ 68,000 |
| Hagerstown-Martinsburg, MD-WV | 38 | $ 1,052,000 | $ 27,684 | $ 95,052 |
| Lebanon, PA | 38 | $ 803,000 | $ 21,131 | $ 76,000 |
| Manchester-Nashua, NH | 38 | $ 992,000 | $ 26,105 | $ 93,000 |
| Spokane, WA | 38 | $ 2,237,000 | $ 58,868 | $ 87,000 |
| Corvallis, OR | 37 | $ 4,996,000 | $ 135,027 | $ 90,000 |
| Longview, WA | 37 | $ 2,269,000 | $ 61,324 | $ 141,000 |
| Evansville, IN-KY | 36 | $ 591,000 | $ 16,416 | $ 66,777 |
| Huntsville, AL | 36 | $ 618,000 | $ 17,166 | $ 75,000 |
| Sherman-Denison, TX | 36 | $ 1,348,000 | $ 37,444 | $ 108,000 |
| Altoona, PA | 35 | $ 577,000 | $ 16,485 | $ 42,000 |
| Johnstown, PA | 35 | $ 613,000 | $ 17,514 | $ 50,000 |
| Topeka, KS | 35 | $ 590,000 | $ 16,857 | $ 57,000 |
| Lake Havasu City-Kingman, AZ | 34 | $ 1,187,000 | $ 34,911 | $ 84,000 |
| San Francisco-San Mateo-Redwood City, CA | 34 | $ 2,901,000 | $ 85,323 | $ 109,000 |
| Lima, OH | 32 | $ 390,000 | $ 12,187 | $ 60,000 |
| Madera, CA | 32 | $ 1,274,000 | $ 39,812 | $ 114,000 |
| Owensboro, KY | 32 | $ 280,000 | $ 8,750 | $ 46,000 |
| Sebastian-Vero Beach, FL | 31 | $ 2,796,000 | $ 90,193 | $ 132,000 |
| Sheboygan, WI | 31 | $ 684,000 | $ 22,064 | $ 85,000 |
| Barnstable Town, MA | 30 | $ 2,532,000 | $ 84,400 | $ 137,000 |
| Springfield, IL | 30 | $ 349,000 | $ 11,633 | $ 64,000 |
| Weirton-Steubenville, WV-OH | 30 | $ 874,000 | $ 29,133 | $ 51,833 |
| Williamsport, PA | 30 | $ 724,000 | $ 24,133 | $ 68,000 |
| Reno-Sparks, NV | 29 | $ 1,038,000 | $ 35,793 | $ 90,000 |
| Cheyenne, WY | 28 | $ 495,000 | $ 17,678 | $ 67,000 |
| Joplin, MO | 28 | $ 478,000 | $ 17,071 | $ 71,000 |
| Tyler, TX | 28 | $ 1,142,000 | $ 40,785 | $ 128,000 |
| Columbus, GA-AL | 27 | $ 797,000 | $ 29,518 | $ 99,148 |
| Logan, UT-ID | 27 | $ 712,000 | $ 26,370 | $ 72,333 |
| Anderson, SC | 26 | $ 399,000 | $ 15,346 | $ 72,000 |
| Punta Gorda, FL | 26 | $ 1,402,000 | $ 53,923 | $ 118,000 |
| Lincoln, NE | 25 | $ 356,000 | $ 14,240 | $ 61,000 |
| Longview, TX | 25 | $ 1,041,000 | $ 41,640 | $ 134,000 |
| Savannah, GA | 25 | $ 704,000 | $ 28,160 | $ 76,000 |
| Amarillo, TX | 24 | $ 276,000 | $ 11,500 | $ 46,000 |
| Ocean City, NJ | 24 | $ 753,000 | $ 31,375 | $ 86,000 |
| Burlington, NC | 23 | $ 451,000 | $ 19,608 | $ 82,000 |
| Elizabethtown, KY | 22 | $ 165,000 | $ 7,500 | $ 75,000 |
| Greenville, NC | 22 | $ 731,000 | $ 33,227 | $ 111,000 |
| Kingsport-Bristol-Bristol, TN-VA | 22 | $ 249,000 | $ 11,318 | $ 41,818 |
| Laredo, TX | 22 | $ 455,000 | $ 20,681 | $ 86,000 |
| Salinas, CA | 22 | $ 454,000 | $ 20,636 | $ 87,000 |
| Santa Rosa-Petaluma, CA | 22 | $ 837,000 | $ 38,045 | $ 131,000 |
| Salisbury, MD | 21 | $ 399,000 | $ 19,000 | $ 118,000 |
| Tallahassee, FL | 21 | $ 510,000 | $ 24,285 | $ 72,000 |
| Abilene, TX | 20 | $ 604,000 | $ 30,200 | $ 107,000 |
| Albany, GA | 20 | $ 542,000 | $ 27,100 | $ 72,000 |
| Grand Junction, CO | 20 | $ 296,000 | $ 14,800 | $ 89,000 |
| Johnson City, TN | 20 | $ 201,000 | $ 10,050 | $ 53,000 |
| Macon, GA | 20 | $ 369,000 | $ 18,450 | $ 67,000 |
| Michigan City-La Porte, IN | 20 | $ 637,000 | $ 31,850 | $ 66,000 |
| Waco, TX | 20 | $ 727,000 | $ 36,350 | $ 116,000 |
| Ithaca, NY | 19 | $ 207,000 | $ 10,894 | $ 34,000 |
| La Crosse, WI-MN | 19 | $ 218,000 | $ 11,473 | $ 53,842 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 19 | $ 921,000 | $ 48,473 | $ 80,000 |
| Eau Claire, WI | 18 | $ 190,000 | $ 10,555 | $ 74,000 |
| Morristown, TN | 18 | $ 300,000 | $ 16,666 | $ 70,000 |
| Cedar Rapids, IA | 17 | $ 188,000 | $ 11,058 | $ 48,000 |
| Great Falls, MT | 17 | $ 194,000 | $ 11,411 | $ 51,000 |
| Tuscaloosa, AL | 17 | $ 337,000 | $ 19,823 | $ 69,000 |
| Coeur D'Alene, ID | 16 | $ 961,000 | $ 60,062 | $ 170,000 |
| Farmington, NM | 16 | $ 250,000 | $ 15,625 | $ 71,000 |
| Jackson, TN | 16 | $ 358,000 | $ 22,375 | $ 71,000 |
| San Luis Obispo-Paso Robles, CA | 16 | $ 738,000 | $ 46,125 | $ 163,000 |
| Sioux City, IA-NE-SD | 16 | $ 321,000 | $ 20,062 | $ 54,250 |
| Charlottesville, VA | 15 | $ 913,000 | $ 60,866 | $ 135,000 |
| Sumter, SC | 15 | $ 183,000 | $ 12,200 | $ 72,000 |
| Duluth, MN-WI | 14 | $ 195,000 | $ 13,928 | $ 44,928 |
| Lafayette, IN | 14 | $ 468,000 | $ 33,428 | $ 79,000 |
| Lynchburg, VA | 14 | $ 362,000 | $ 25,857 | $ 84,000 |
| Texarkana, Tx-Texarkana, AR | 14 | $ 439,000 | $ 31,357 | $ 109,000 |
| Gainesville, FL | 13 | $ 710,000 | $ 54,615 | $ 99,000 |
| Gainesville, GA | 13 | $ 404,000 | $ 31,076 | $ 98,000 |
| Muncie, IN | 13 | $ 532,000 | $ 40,923 | $ 58,000 |
| Pittsfield, MA | 13 | $ 310,000 | $ 23,846 | $ 86,000 |
| Prescott, AZ | 13 | $ 289,000 | $ 22,230 | $ 77,000 |
| Rapid City, SD | 13 | $ 219,000 | $ 16,846 | $ 59,000 |
| Roanoke, VA | 13 | $ 338,000 | $ 26,000 | $ 97,000 |
| Athens-Clarke County, GA | 12 | $ 494,000 | $ 41,166 | $ 92,000 |
| Bloomington, IN | 12 | $ 2,082,000 | $ 173,500 | $ 123,000 |
| Columbus, IN | 12 | $ 199,000 | $ 16,583 | $ 57,000 |
| Decatur, IL | 12 | $ 183,000 | $ 15,250 | $ 74,000 |
| Rocky Mount, NC | 12 | $ 340,000 | $ 28,333 | $ 65,000 |
| College Station-Bryan, TX | 11 | $ 467,000 | $ 42,454 | $ 66,000 |
| Danville, IL | 11 | $ 168,000 | $ 15,272 | $ 40,000 |
| Jackson, MS | 11 | $ 459,000 | $ 41,727 | $ 202,000 |
| Lafayette, LA | 11 | $ 238,000 | $ 21,636 | $ 70,000 |
| Napa, CA | 11 | $ 399,000 | $ 36,272 | $ 195,000 |
| St. Cloud, MN | 11 | $ 218,000 | $ 19,818 | $ 65,000 |
| Wausau, WI | 11 | $ 143,000 | $ 13,000 | $ 60,000 |
| Wheeling, WV-OH | 11 | $ 177,000 | $ 16,090 | $ 47,272 |
| Bowling Green, KY | 10 | $ 182,000 | $ 18,200 | $ 63,000 |
| Cleveland, TN | 10 | $ 185,000 | $ 18,500 | $ 51,000 |
| Gadsden, AL | 10 | $ 132,000 | $ 13,200 | $ 58,000 |
| Las Cruces, NM | 10 | $ 180,000 | $ 18,000 | $ 60,000 |
| Warner Robins, GA | 10 | $ 197,000 | $ 19,700 | $ 67,000 |
| Wichita Falls, TX | 10 | $ 268,000 | $ 26,800 | $ 79,000 |
| Fargo, ND-MN | 9 | $ 181,000 | $ 20,111 | $ 56,000 |
| Flagstaff, AZ | 9 | $ 193,000 | $ 21,444 | $ 85,000 |
| Fond Du Lac, WI | 9 | $ 87,000 | $ 9,666 | $ 68,000 |
| Missoula, MT | 9 | $ 321,000 | $ 35,666 | $ 69,000 |
| St. Joseph, MO-KS | 9 | $ 182,000 | $ 20,222 | $ 59,000 |
| Ames, IA | 8 | $ 124,000 | $ 15,500 | $ 59,000 |
| Goldsboro, NC | 8 | $ 189,000 | $ 23,625 | $ 80,000 |
| Kankakee-Bradley, IL | 8 | $ 273,000 | $ 34,125 | $ 70,000 |
| Lewiston, ID-WA | 8 | $ 200,000 | $ 25,000 | $ 93,625 |
| Oshkosh-Neenah, WI | 8 | $ 101,000 | $ 12,625 | $ 63,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 8 | $ 236,000 | $ 29,500 | $ 79,000 |
| Winchester, VA-WV | 8 | $ 366,000 | $ 45,750 | $ 139,000 |
| Appleton, WI | 7 | $ 51,000 | $ 7,285 | $ 53,000 |
| Auburn-Opelika, AL | 7 | $ 214,000 | $ 30,571 | $ 115,000 |
| Bismarck, ND | 7 | $ 128,000 | $ 18,285 | $ 82,000 |
| Cumberland, MD-WV | 7 | $ 328,000 | $ 46,857 | $ 58,857 |
| Decatur, AL | 7 | $ 78,000 | $ 11,142 | $ 81,000 |
| Jacksonville, NC | 7 | $ 140,000 | $ 20,000 | $ 92,000 |
| Pine Bluff, AR | 7 | $ 132,000 | $ 18,857 | $ 63,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 175,000 | $ 25,000 | $ 75,000 |
| Waterloo-Cedar Falls, IA | 7 | $ 52,000 | $ 7,428 | $ 34,000 |
| Carson City, NV | 6 | $ 153,000 | $ 25,500 | $ 73,000 |
| Rome, GA | 6 | $ 76,000 | $ 12,666 | $ 78,000 |
| Santa Fe, NM | 6 | $ 153,000 | $ 25,500 | $ 78,000 |
| Dalton, GA | 5 | $ 47,000 | $ 9,400 | $ 63,000 |
| Hattiesburg, MS | 5 | $ 189,000 | $ 37,800 | $ 119,000 |
| Jefferson City, MO | 5 | $ 131,000 | $ 26,200 | $ 78,000 |
| Morgantown, WV | 5 | $ 143,000 | $ 28,600 | $ 97,000 |
| Florence, SC | 4 | $ 94,000 | $ 23,500 | $ 88,000 |
| Green Bay, WI | 4 | $ 93,000 | $ 23,250 | $ 67,000 |
| Gulfport-Biloxi, MS | 4 | $ 151,000 | $ 37,750 | $ 92,000 |
| Lawrence, KS | 4 | $ 208,000 | $ 52,000 | $ 84,000 |
| Rochester, MN | 4 | $ 57,000 | $ 14,250 | $ 48,000 |
| Terre Haute, IN | 4 | $ 45,000 | $ 11,250 | $ 79,000 |
| Anniston-Oxford, AL | 3 | $ 44,000 | $ 14,666 | $ 82,000 |
| Harrisonburg, VA | 3 | $ 50,000 | $ 16,666 | $ 77,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 71,000 | $ 23,666 | $ 75,000 |
| Iowa City, IA | 3 | $ 49,000 | $ 16,333 | $ 62,000 |
| Lake Charles, LA | 3 | $ 73,000 | $ 24,333 | $ 78,000 |
| Midland, TX | 3 | $ 222,000 | $ 74,000 | $ 49,000 |
| Pascagoula, MS | 3 | $ 97,000 | $ 32,333 | $ 97,000 |
| Danville, VA | 2 | $ 48,000 | $ 24,000 | $ 72,000 |
| Dubuque, IA | 2 | $ 26,000 | $ 13,000 | $ 37,000 |
| Grand Forks, ND-MN | 2 | $ 14,000 | $ 7,000 | $ 64,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 87,000 | $ 43,500 | $ 115,000 |
| Monroe, LA | 2 | $ 72,000 | $ 36,000 | $ 131,000 |
| Odessa, TX | 2 | $ 46,000 | $ 23,000 | $ 52,000 |
| Victoria, TX | 2 | $ 102,000 | $ 51,000 | $ 138,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 34,000 | $ 34,000 | $ 175,000 |
| Charleston, WV | 1 | $ 4,000 | $ 4,000 | $ 85,000 |
| Florence-Muscle Shoals, AL | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 18,000 | $ 18,000 | $ 86,000 |
| Jonesboro, AR | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Mobile, AL | 1 | $ 24,000 | $ 24,000 | $ 29,000 |
| San Angelo, TX | 1 | $ 20,000 | $ 20,000 | $ 52,000 |
| Valdosta, GA | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Keybank National Association in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 61,052 | $1,634,453,000 | $26,000 | $1,340,000 | $89,000 | $1,794,000 |
| Refinancing | 9,433 | $1,254,667,000 | $133,000 | $3,700,000 | $94,000 | $9,198,000 |
| Home Purchase | 4,625 | $724,239,000 | $156,000 | $4,550,000 | $116,000 | $5,347,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 54,371 | $2,599,390,000 | $47,000 | $4,250,000 | $92,000 | $9,198,000 |
| Black or African American | 8,439 | $231,316,000 | $27,000 | $3,400,000 | $74,000 | $1,643,000 |
| Hispanic | 6,420 | $236,595,000 | $36,000 | $3,700,000 | $91,000 | $1,193,000 |
| Not Provided | 3,371 | $392,733,000 | $116,000 | $4,550,000 | $112,000 | $3,900,000 |
| Asian | 1,478 | $99,417,000 | $67,000 | $1,760,000 | $118,000 | $1,794,000 |
| American Indian or Alaskan Native | 448 | $22,942,000 | $51,000 | $417,000 | $88,000 | $1,080,000 |
| Not applicable | 328 | $18,983,000 | $57,000 | $140,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 255 | $11,983,000 | $46,000 | $353,000 | $104,000 | $917,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 74,766 | $3,568,298,000 | $47,000 | $4,550,000 | $91,000 | $9,198,000 |
| FHA-insured (Federal Housing Administration) | 290 | $37,495,000 | $129,000 | $542,000 | $56,000 | $512,000 |
| VA-guaranteed (Veterans Administration) | 53 | $7,340,000 | $138,000 | $536,000 | $70,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $226,000 | $226,000 | $226,000 | $47,000 | $47,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 31,819 | $1,079,079,000 | $33,000 | $2,920,000 | $79,000 | $9,198,000 |
| Loan Originated | 29,035 | $1,776,498,000 | $61,000 | $4,550,000 | $103,000 | $7,541,000 |
| Application Approved But Not Accepted | 12,294 | $501,273,000 | $40,000 | $3,000,000 | $97,000 | $1,794,000 |
| Application Withdrawn By Applicant | 1,129 | $143,835,000 | $127,000 | $2,132,000 | $95,000 | $4,766,000 |
| File Closed For Incompleteness | 505 | $93,691,000 | $185,000 | $1,695,000 | $78,000 | $1,140,000 |
| Loan Purchased By The Institution | 328 | $18,983,000 | $57,000 | $140,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16,874 | $379,678,000 | $22,000 | $1,200,000 | $75,000 | $1,738,000 |
| Debt-To-Income Ratio | 8,043 | $342,005,000 | $42,000 | $2,625,000 | $68,000 | $1,120,000 |
| Other | 3,524 | $137,969,000 | $39,000 | $1,340,000 | $92,000 | $1,770,000 |
| Collateral | 3,028 | $180,397,000 | $59,000 | $2,000,000 | $112,000 | $9,198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 187 | $20,422,000 | $109,000 | $850,000 | $124,000 | $1,690,000 |
| Unverifiable Information | 74 | $10,313,000 | $139,000 | $2,920,000 | $92,000 | $447,000 |
| Credit Application Incomplete | 51 | $4,840,000 | $94,000 | $800,000 | $89,000 | $625,000 |
| Employment History | 38 | $3,455,000 | $90,000 | $248,000 | $68,000 | $390,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Keybank National Association's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Keybank National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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