Lasalle Bank Midwest, NA Mortgage Lending & HMDA Data, 2007
In 2007, Lasalle Bank Midwest, NA of Troy, MI reported 27,465 mortgage applications totaling $2.9 billion, up 98% from 2006. The average application was for $105,326, and applicants reported an average income of $82,851. 52% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (8,558), Detroit-Livonia-Dearborn, MI (5,131) and Kalamazoo-Portage, MI (1,205) (applications in parentheses).
| Mortgage Company & Address | Lasalle Bank Midwest, NA 2600 West Big Beaver Road Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,465 |
| Total Mortgage Loan Application Amount | $2,892,798,000 |
| Average Mortgage Loan Application Amount | $105,326 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $82,851 |
| Highest Applicant Income | $5,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lasalle Bank Midwest, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren-Troy-Farmington Hills, MI | 8,558 | $ 991,652,000 | $ 115,874 | $ 92,000 |
| Detroit-Livonia-Dearborn, MI | 5,131 | $ 435,512,000 | $ 84,878 | $ 72,000 |
| Kalamazoo-Portage, MI | 1,205 | $ 108,668,000 | $ 90,180 | $ 84,000 |
| Monroe, MI | 1,003 | $ 88,061,000 | $ 87,797 | $ 74,000 |
| Ann Arbor, MI | 912 | $ 128,705,000 | $ 141,123 | $ 109,000 |
| Grand Rapids-Wyoming, MI | 784 | $ 83,801,000 | $ 106,889 | $ 83,000 |
| Lansing-East Lansing, MI | 731 | $ 79,229,000 | $ 108,384 | $ 78,000 |
| Jackson, MI | 676 | $ 55,713,000 | $ 82,415 | $ 71,000 |
| Saginaw-Saginaw Township North, MI | 583 | $ 40,947,000 | $ 70,234 | $ 64,000 |
| Flint, MI | 510 | $ 37,766,000 | $ 74,050 | $ 70,000 |
| South Bend-Mishawaka, IN-MI | 378 | $ 31,638,000 | $ 83,698 | $ 75,227 |
| Niles-Benton Harbor, MI | 267 | $ 24,677,000 | $ 92,423 | $ 71,000 |
| Indianapolis-Carmel, IN | 256 | $ 70,818,000 | $ 276,632 | $ 181,000 |
| Battle Creek, MI | 205 | $ 17,902,000 | $ 87,326 | $ 70,000 |
| Bay City, MI | 191 | $ 15,024,000 | $ 78,659 | $ 67,000 |
| Holland-Grand Haven, MI | 169 | $ 20,359,000 | $ 120,467 | $ 93,000 |
| Elkhart-Goshen, IN | 161 | $ 14,822,000 | $ 92,062 | $ 75,000 |
| Fort Wayne, IN | 139 | $ 15,977,000 | $ 114,942 | $ 78,000 |
| Muskegon-Norton Shores, MI | 107 | $ 7,559,000 | $ 70,644 | $ 42,000 |
| Toledo, OH | 84 | $ 6,346,000 | $ 75,547 | $ 79,000 |
| Los Angeles-Long Beach-Glendale, CA | 57 | $ 11,020,000 | $ 193,333 | $ 151,000 |
| Nassau-Suffolk, NY | 50 | $ 6,839,000 | $ 136,780 | $ 143,000 |
| New York-White Plains-Wayne, NY-NJ | 42 | $ 6,487,000 | $ 154,452 | $ 133,000 |
| Phoenix-Mesa-Scottsdale, AZ | 40 | $ 7,745,000 | $ 193,625 | $ 136,000 |
| Cincinnati-Middletown, OH-KY-IN | 32 | $ 2,151,000 | $ 67,218 | $ 100,250 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 29 | $ 3,500,000 | $ 120,689 | $ 163,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 28 | $ 2,576,000 | $ 92,000 | $ 105,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 27 | $ 4,124,000 | $ 152,740 | $ 109,740 |
| Cape Coral-Fort Myers, FL | 26 | $ 4,626,000 | $ 177,923 | $ 265,000 |
| Tampa-St. Petersburg-Clearwater, FL | 26 | $ 2,477,000 | $ 95,269 | $ 101,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 26 | $ 3,138,000 | $ 120,692 | $ 113,000 |
| Santa Ana-Anaheim-Irvine, CA | 24 | $ 6,349,000 | $ 264,541 | $ 190,000 |
| Philadelphia, PA | 22 | $ 1,947,000 | $ 88,500 | $ 129,000 |
| Cleveland-Elyria-Mentor, OH | 21 | $ 1,496,000 | $ 71,238 | $ 408,000 |
| Columbus, OH | 20 | $ 1,978,000 | $ 98,900 | $ 88,000 |
| Kansas City, MO-KS | 19 | $ 1,362,000 | $ 71,684 | $ 62,526 |
| Atlanta-Sandy Springs-Marietta, GA | 18 | $ 2,187,000 | $ 121,500 | $ 116,000 |
| Naples-Marco Island, FL | 18 | $ 7,868,000 | $ 437,111 | $ 328,000 |
| Riverside-San Bernardino-Ontario, CA | 18 | $ 3,263,000 | $ 181,277 | $ 124,000 |
| Anderson, IN | 15 | $ 2,276,000 | $ 151,733 | $ 122,000 |
| Sarasota-Bradenton-Venice, FL | 15 | $ 6,113,000 | $ 407,533 | $ 398,000 |
| Akron, OH | 14 | $ 1,175,000 | $ 83,928 | $ 107,000 |
| Edison, NJ | 14 | $ 1,247,000 | $ 89,071 | $ 123,000 |
| Gary, IN | 14 | $ 2,200,000 | $ 157,142 | $ 76,000 |
| Jacksonville, FL | 14 | $ 1,591,000 | $ 113,642 | $ 97,000 |
| Orlando-Kissimmee, FL | 14 | $ 2,114,000 | $ 151,000 | $ 132,000 |
| St. Louis, MO-IL | 14 | $ 1,048,000 | $ 74,857 | $ 70,000 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 2,113,000 | $ 162,538 | $ 136,000 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 3,996,000 | $ 307,384 | $ 142,000 |
| Louisville-Jefferson County, KY-IN | 12 | $ 566,000 | $ 47,166 | $ 54,333 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 2,237,000 | $ 223,700 | $ 86,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 1,644,000 | $ 164,400 | $ 94,000 |
| Denver-Aurora, CO | 9 | $ 800,000 | $ 88,888 | $ 66,000 |
| Baltimore-Towson, MD | 8 | $ 965,000 | $ 120,625 | $ 158,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 711,000 | $ 88,875 | $ 104,000 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 818,000 | $ 102,250 | $ 82,000 |
| Birmingham-Hoover, AL | 7 | $ 715,000 | $ 102,142 | $ 84,000 |
| Columbus, IN | 7 | $ 987,000 | $ 141,000 | $ 104,000 |
| Dayton, OH | 7 | $ 283,000 | $ 40,428 | $ 48,000 |
| Jackson, MS | 7 | $ 358,000 | $ 51,142 | $ 59,000 |
| Newark-Union, NJ-PA | 7 | $ 1,646,000 | $ 235,142 | $ 198,000 |
| Oakland-Fremont-Hayward, CA | 7 | $ 1,799,000 | $ 257,000 | $ 162,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 1,052,000 | $ 150,285 | $ 173,000 |
| Raleigh-Cary, NC | 7 | $ 767,000 | $ 109,571 | $ 241,000 |
| Baton Rouge, LA | 6 | $ 286,000 | $ 47,666 | $ 66,000 |
| Boston-Quincy, MA | 6 | $ 991,000 | $ 165,166 | $ 196,000 |
| Madison, WI | 6 | $ 820,000 | $ 136,666 | $ 76,000 |
| Michigan City-La Porte, IN | 6 | $ 504,000 | $ 84,000 | $ 83,000 |
| Port St. Lucie, FL | 6 | $ 542,000 | $ 90,333 | $ 109,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 764,000 | $ 127,333 | $ 83,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 247,000 | $ 49,400 | $ 66,000 |
| Albuquerque, NM | 5 | $ 276,000 | $ 55,200 | $ 83,000 |
| Bethesda-Gaithersburg-Frederick, MD | 5 | $ 1,990,000 | $ 398,000 | $ 189,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 275,000 | $ 55,000 | $ 109,000 |
| Charleston, WV | 5 | $ 310,000 | $ 62,000 | $ 68,000 |
| Green Bay, WI | 5 | $ 281,000 | $ 56,200 | $ 89,000 |
| Knoxville, TN | 5 | $ 480,000 | $ 96,000 | $ 106,000 |
| Las Vegas-Paradise, NV | 5 | $ 928,000 | $ 185,600 | $ 108,000 |
| Mansfield, OH | 5 | $ 280,000 | $ 56,000 | $ 61,000 |
| Memphis, TN-MS-AR | 5 | $ 575,000 | $ 115,000 | $ 107,800 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 503,000 | $ 100,600 | $ 92,000 |
| Palm Coast, FL | 5 | $ 750,000 | $ 150,000 | $ 96,000 |
| Panama City-Lynn Haven, FL | 5 | $ 887,000 | $ 177,400 | $ 100,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 5 | $ 561,000 | $ 112,200 | $ 100,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5 | $ 1,015,000 | $ 203,000 | $ 114,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 223,000 | $ 55,750 | $ 82,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 339,000 | $ 84,750 | $ 138,000 |
| Burlington-South Burlington, VT | 4 | $ 3,800,000 | $ 950,000 | $ 519,000 |
| Gulfport-Biloxi, MS | 4 | $ 203,000 | $ 50,750 | $ 55,000 |
| Lafayette, LA | 4 | $ 276,000 | $ 69,000 | $ 77,000 |
| New Haven-Milford, CT | 4 | $ 254,000 | $ 63,500 | $ 125,000 |
| Oklahoma City, OK | 4 | $ 174,000 | $ 43,500 | $ 50,000 |
| Portland-Vancouver-Beaverton, OR-WA | 4 | $ 243,000 | $ 60,750 | $ 124,250 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 445,000 | $ 111,250 | $ 193,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 508,000 | $ 127,000 | $ 104,000 |
| Appleton, WI | 3 | $ 536,000 | $ 178,666 | $ 295,000 |
| Chattanooga, TN-GA | 3 | $ 280,000 | $ 93,333 | $ 176,333 |
| Colorado Springs, CO | 3 | $ 343,000 | $ 114,333 | $ 33,000 |
| Des Moines-West Des Moines, IA | 3 | $ 117,000 | $ 39,000 | $ 108,000 |
| Fresno, CA | 3 | $ 319,000 | $ 106,333 | $ 79,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 328,000 | $ 109,333 | $ 51,000 |
| Hattiesburg, MS | 3 | $ 130,000 | $ 43,333 | $ 60,000 |
| Kokomo, IN | 3 | $ 560,000 | $ 186,666 | $ 43,000 |
| Lancaster, PA | 3 | $ 110,000 | $ 36,666 | $ 87,000 |
| Owensboro, KY | 3 | $ 167,000 | $ 55,666 | $ 187,000 |
| Pittsburgh, PA | 3 | $ 66,000 | $ 22,000 | $ 59,000 |
| Punta Gorda, FL | 3 | $ 1,276,000 | $ 425,333 | $ 343,000 |
| Rochester, NY | 3 | $ 186,000 | $ 62,000 | $ 94,000 |
| San Francisco-San Mateo-Redwood City, CA | 3 | $ 870,000 | $ 290,000 | $ 135,000 |
| Sebastian-Vero Beach, FL | 3 | $ 397,000 | $ 132,333 | $ 243,000 |
| Springfield, MO | 3 | $ 155,000 | $ 51,666 | $ 86,000 |
| Springfield, OH | 3 | $ 30,000 | $ 10,000 | $ 48,000 |
| Syracuse, NY | 3 | $ 140,000 | $ 46,666 | $ 48,000 |
| Tacoma, WA | 3 | $ 260,000 | $ 86,666 | $ 112,000 |
| Trenton-Ewing, NJ | 3 | $ 711,000 | $ 237,000 | $ 206,000 |
| Tucson, AZ | 3 | $ 310,000 | $ 103,333 | $ 90,000 |
| Tulsa, OK | 3 | $ 318,000 | $ 106,000 | $ 90,000 |
| Worcester, MA | 3 | $ 99,000 | $ 33,000 | $ 75,000 |
| Anchorage, AK | 2 | $ 200,000 | $ 100,000 | $ 129,000 |
| Auburn-Opelika, AL | 2 | $ 274,000 | $ 137,000 | $ 116,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 209,000 | $ 104,500 | $ 71,500 |
| Bakersfield, CA | 2 | $ 185,000 | $ 92,500 | $ 56,000 |
| Bloomington, IN | 2 | $ 51,000 | $ 25,500 | $ 84,000 |
| Boise City-Nampa, ID | 2 | $ 75,000 | $ 37,500 | $ 85,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 52,000 | $ 26,000 | $ 67,000 |
| Camden, NJ | 2 | $ 342,000 | $ 171,000 | $ 104,000 |
| Canton-Massillon, OH | 2 | $ 102,000 | $ 51,000 | $ 172,000 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 413,000 | $ 206,500 | $ 178,000 |
| Coeur D'Alene, ID | 2 | $ 164,000 | $ 82,000 | $ 98,000 |
| Columbia, MO | 2 | $ 31,000 | $ 15,500 | $ 43,000 |
| Duluth, MN-WI | 2 | $ 156,000 | $ 78,000 | $ 108,000 |
| Fayetteville, NC | 2 | $ 63,000 | $ 31,500 | $ 95,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 392,000 | $ 196,000 | $ 96,000 |
| Fort Worth-Arlington, TX | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Greeley, CO | 2 | $ 85,000 | $ 42,500 | $ 48,000 |
| Greensboro-High Point, NC | 2 | $ 320,000 | $ 160,000 | $ 133,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 114,000 | $ 57,000 | $ 41,500 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 84,000 | $ 42,000 | $ 59,000 |
| Lakeland, FL | 2 | $ 171,000 | $ 85,500 | $ 121,000 |
| Lawrence, KS | 2 | $ 35,000 | $ 17,500 | $ 21,000 |
| Lima, OH | 2 | $ 25,000 | $ 12,500 | $ 37,000 |
| Lynchburg, VA | 2 | $ 163,000 | $ 81,500 | $ 123,000 |
| Mobile, AL | 2 | $ 60,000 | $ 30,000 | $ 62,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 135,000 | $ 67,500 | $ 155,000 |
| Olympia, WA | 2 | $ 150,000 | $ 75,000 | $ 54,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 148,000 | $ 74,000 | $ 41,000 |
| Pascagoula, MS | 2 | $ 179,000 | $ 89,500 | $ 80,000 |
| Peabody, MA | 2 | $ 130,000 | $ 65,000 | $ 123,000 |
| Providence-New Bedford-Fall River, RI-MA | 2 | $ 216,000 | $ 108,000 | $ 24,000 |
| Redding, CA | 2 | $ 194,000 | $ 97,000 | $ 59,000 |
| Richmond, VA | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Sandusky, OH | 2 | $ 88,000 | $ 44,000 | $ 50,000 |
| Santa Fe, NM | 2 | $ 78,000 | $ 39,000 | $ 115,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 107,000 | $ 53,500 | $ 14,000 |
| Savannah, GA | 2 | $ 111,000 | $ 55,500 | $ 43,000 |
| Tallahassee, FL | 2 | $ 207,000 | $ 103,500 | $ 90,000 |
| Wilmington, DE-MD-NJ | 2 | $ 240,000 | $ 120,000 | $ 167,000 |
| York-Hanover, PA | 2 | $ 125,000 | $ 62,500 | $ 120,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 183,000 | $ 91,500 | $ 86,000 |
| Altoona, PA | 1 | $ 64,000 | $ 64,000 | $ 78,000 |
| Anniston-Oxford, AL | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Austin-Round Rock, TX | 1 | $ 78,000 | $ 78,000 | $ 114,000 |
| Bellingham, WA | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Bismarck, ND | 1 | $ 30,000 | $ 30,000 | $ 112,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Charleston-North Charleston, SC | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Charlottesville, VA | 1 | $ 417,000 | $ 417,000 | $ 100,000 |
| Chico, CA | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Columbia, SC | 1 | $ 33,000 | $ 33,000 | $ 50,000 |
| Corvallis, OR | 1 | $ 33,000 | $ 33,000 | $ 71,000 |
| Durham, NC | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Eau Claire, WI | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Elmira, NY | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Evansville, IN-KY | 1 | $ 126,000 | $ 126,000 | $ 58,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Fond Du Lac, WI | 1 | $ 120,000 | $ 120,000 | $ 140,000 |
| Gadsden, AL | 1 | $ 19,000 | $ 19,000 | $ 96,000 |
| Gainesville, GA | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Glens Falls, NY | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Grand Junction, CO | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Harrisburg-Carlisle, PA | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Honolulu, HI | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Houston-Sugar Land-Baytown, TX | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Huntsville, AL | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Iowa City, IA | 1 | $ 32,000 | $ 32,000 | $ 94,000 |
| Janesville, WI | 1 | $ 14,000 | $ 14,000 | $ 52,000 |
| Kingston, NY | 1 | $ 121,000 | $ 121,000 | $ 116,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 100,000 | $ 100,000 | $ 234,000 |
| Macon, GA | 1 | $ 8,000 | $ 8,000 | $ 137,000 |
| Ocala, FL | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 214,000 | $ 214,000 | $ 86,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Pueblo, CO | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Racine, WI | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Reading, PA | 1 | $ 52,000 | $ 52,000 | $ 55,000 |
| Roanoke, VA | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Rochester, MN | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Rocky Mount, NC | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Salinas, CA | 1 | $ 195,000 | $ 195,000 | $ 226,000 |
| Salt Lake City, UT | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| San Antonio, TX | 1 | $ 5,500,000 | $ 5,500,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 140,000 | $ 140,000 | $ 46,000 |
| Sheboygan, WI | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Sioux Falls, SD | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Spokane, WA | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Springfield, MA | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Terre Haute, IN | 1 | $ 20,000 | $ 20,000 | $ 105,000 |
| Utica-Rome, NY | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Visalia-Porterville, CA | 1 | $ 106,000 | $ 106,000 | $ 107,000 |
| Wausau, WI | 1 | $ 108,000 | $ 108,000 | $ 78,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Wichita, KS | 1 | $ 61,000 | $ 61,000 | $ 78,000 |
| Winston-Salem, NC | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Yuma, AZ | 1 | $ 102,000 | $ 102,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Lasalle Bank Midwest, NA in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,307 | $1,520,456,000 | $106,000 | $16,000,000 | $87,000 | $5,700,000 |
| Home Purchase | 8,681 | $1,122,772,000 | $129,000 | $5,500,000 | $78,000 | $3,442,000 |
| Home Improvement | 4,477 | $249,570,000 | $55,000 | $1,275,000 | $79,000 | $2,376,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,363 | $2,284,007,000 | $106,000 | $2,640,000 | $86,000 | $5,700,000 |
| Black or African American | 3,427 | $299,103,000 | $87,000 | $1,600,000 | $64,000 | $3,442,000 |
| Not Provided | 1,134 | $97,578,000 | $86,000 | $805,000 | $84,000 | $1,200,000 |
| Hispanic | 856 | $81,803,000 | $95,000 | $1,300,000 | $66,000 | $1,440,000 |
| Asian | 504 | $66,370,000 | $131,000 | $1,245,000 | $102,000 | $1,224,000 |
| American Indian or Alaskan Native | 85 | $5,194,000 | $61,000 | $225,000 | $64,000 | $585,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $8,603,000 | $119,000 | $508,000 | $103,000 | $694,000 |
| Not applicable | 24 | $50,140,000 | $2,089,000 | $16,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,085 | $2,845,259,000 | $105,000 | $16,000,000 | $83,000 | $5,700,000 |
| FHA-insured (Federal Housing Administration) | 294 | $34,575,000 | $117,000 | $271,000 | $52,000 | $370,000 |
| VA-guaranteed (Veterans Administration) | 86 | $12,964,000 | $150,000 | $366,000 | $56,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,395 | $1,634,711,000 | $113,000 | $16,000,000 | $90,000 | $3,442,000 |
| Application Denied By Financial Institution | 7,592 | $579,865,000 | $76,000 | $1,215,000 | $77,000 | $5,700,000 |
| Preapproval Denied by Financial Institution | 2,452 | $272,774,000 | $111,000 | $1,000,000 | $50,000 | $1,200,000 |
| Application Withdrawn By Applicant | 1,645 | $239,916,000 | $145,000 | $2,500,000 | $87,000 | $3,000,000 |
| Application Approved But Not Accepted | 1,253 | $144,708,000 | $115,000 | $2,000,000 | $99,000 | $3,196,000 |
| File Closed For Incompleteness | 128 | $20,824,000 | $162,000 | $732,000 | $94,000 | $887,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,982 | $236,801,000 | $79,000 | $800,000 | $62,000 | $1,200,000 |
| Debt-To-Income Ratio | 2,950 | $270,574,000 | $91,000 | $1,000,000 | $49,000 | $644,000 |
| Collateral | 2,149 | $183,534,000 | $85,000 | $1,215,000 | $99,000 | $3,442,000 |
| Unverifiable Information | 1,231 | $108,652,000 | $88,000 | $920,000 | $85,000 | $5,700,000 |
| Other | 601 | $40,872,000 | $68,000 | $882,000 | $83,000 | $936,000 |
| Employment History | 87 | $6,159,000 | $70,000 | $600,000 | $50,000 | $250,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $5,103,000 | $141,000 | $382,000 | $67,000 | $140,000 |
| Mortgage Insurance Denied | 8 | $944,000 | $118,000 | $190,000 | $57,000 | $85,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lasalle Bank Midwest, NA's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lasalle Bank Midwest, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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