Meridias Capital Incorporated Mortgage Lending & HMDA Data, 2010
In 2010, Meridias Capital Incorporated of Charlotte, NC reported 2,585 mortgage applications totaling $471.8 million, up 30% from 2009. The average application was for $182,528, and applicants reported an average income of $61,165. 11% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Las Vegas-Paradise, NV (323), Atlanta-Sandy Springs-Marietta, GA (82) and Phoenix-Mesa-Glendale, AZ (46) (applications in parentheses).
| Mortgage Company & Address | Meridias Capital Incorporated P.O. Box 241429 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 2,585 |
| Total Mortgage Loan Application Amount | $471,836,000 |
| Average Mortgage Loan Application Amount | $182,528 |
| Highest Mortgage Loan Application Amount | $1,946,000 |
| Average Applicant Income | $61,165 |
| Highest Applicant Income | $1,273,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Meridias Capital Incorporated filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 323 | $ 54,202,000 | $ 167,808 | $ 86,000 |
| Maricopa, Arizona | 40 | $ 6,426,000 | $ 160,650 | $ 101,000 |
| Los Angeles, California | 21 | $ 11,051,000 | $ 526,238 | $ 157,000 |
| Gwinnett, Georgia | 15 | $ 2,348,000 | $ 156,533 | $ 144,000 |
| King, Washington | 14 | $ 3,847,000 | $ 274,785 | $ 77,000 |
| El Paso, Colorado | 12 | $ 2,454,000 | $ 204,500 | $ 35,000 |
| Cook, Illinois | 12 | $ 1,905,000 | $ 158,750 | $ 53,000 |
| DeKalb, Georgia | 11 | $ 1,434,000 | $ 130,363 | $ 59,000 |
| Middlesex, New Jersey | 11 | $ 2,886,000 | $ 262,363 | $ 65,000 |
| Riverside, California | 10 | $ 2,441,000 | $ 244,100 | $ 66,000 |
| Fulton, Georgia | 10 | $ 1,985,000 | $ 198,500 | $ 66,000 |
| Ocean, New Jersey | 10 | $ 2,224,000 | $ 222,400 | $ 54,000 |
| Cobb, Georgia | 9 | $ 1,660,000 | $ 184,444 | $ 50,000 |
| Montgomery, Pennsylvania | 9 | $ 1,605,000 | $ 178,333 | $ 61,000 |
| Mecklenburg, North Carolina | 8 | $ 1,308,000 | $ 163,500 | $ 64,000 |
| Salt Lake, Utah | 8 | $ 1,393,000 | $ 174,125 | $ 46,000 |
| Orange, California | 7 | $ 3,779,000 | $ 539,857 | $ 60,000 |
| Sacramento, California | 7 | $ 1,145,000 | $ 163,571 | $ 49,000 |
| Henry, Georgia | 7 | $ 936,000 | $ 133,714 | $ 71,000 |
| Will, Illinois | 7 | $ 1,420,000 | $ 202,857 | $ 59,000 |
| Bergen, New Jersey | 7 | $ 2,698,000 | $ 385,428 | $ 126,000 |
| Tarrant, Texas | 7 | $ 817,000 | $ 116,714 | $ 61,000 |
| Davis, Utah | 7 | $ 1,467,000 | $ 209,571 | $ 82,000 |
| Pierce, Washington | 7 | $ 1,224,000 | $ 174,857 | $ 67,000 |
| Snohomish, Washington | 7 | $ 2,260,000 | $ 322,857 | $ 114,000 |
| Pinal, Arizona | 6 | $ 561,000 | $ 93,500 | $ 78,000 |
| Marion, Florida | 6 | $ 1,095,000 | $ 182,500 | $ 29,000 |
| Orange, Florida | 6 | $ 1,132,000 | $ 188,666 | $ 47,000 |
| Suffolk, Massachusetts | 6 | $ 1,719,000 | $ 286,500 | $ 79,000 |
| Worcester, Massachusetts | 6 | $ 1,740,000 | $ 290,000 | $ 72,000 |
| Morris, New Jersey | 6 | $ 1,723,000 | $ 287,166 | $ 90,000 |
| Union, New Jersey | 6 | $ 1,400,000 | $ 233,333 | $ 64,000 |
| Queens, New York | 6 | $ 2,508,000 | $ 418,000 | $ 61,000 |
| Suffolk, New York | 6 | $ 2,763,000 | $ 460,500 | $ 183,000 |
| Fairfax, Virginia | 6 | $ 1,975,000 | $ 329,166 | $ 173,000 |
| Pima, Arizona | 5 | $ 585,000 | $ 117,000 | $ 73,000 |
| Yuma, Arizona | 5 | $ 887,000 | $ 177,400 | $ 29,000 |
| San Bernardino, California | 5 | $ 1,078,000 | $ 215,600 | $ 153,000 |
| McHenry, Illinois | 5 | $ 738,000 | $ 147,600 | $ 58,000 |
| St. Joseph, Indiana | 5 | $ 553,000 | $ 110,600 | $ 39,000 |
| Essex, Massachusetts | 5 | $ 1,003,000 | $ 200,600 | $ 52,000 |
| Middlesex, Massachusetts | 5 | $ 1,390,000 | $ 278,000 | $ 140,000 |
| Hillsborough, New Hampshire | 5 | $ 1,285,000 | $ 257,000 | $ 89,000 |
| Kings, New York | 5 | $ 2,318,000 | $ 463,600 | $ 92,000 |
| Harnett, North Carolina | 5 | $ 1,126,000 | $ 225,200 | $ 29,000 |
| Wake, North Carolina | 5 | $ 1,095,000 | $ 219,000 | $ 0 |
| Philadelphia, Pennsylvania | 5 | $ 587,000 | $ 117,400 | $ 40,000 |
| Davidson, Tennessee | 5 | $ 1,033,000 | $ 206,600 | $ 87,000 |
| Harris, Texas | 5 | $ 693,000 | $ 138,600 | $ 68,000 |
| Coffee, Alabama | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Jefferson, Alabama | 4 | $ 402,000 | $ 100,500 | $ 23,000 |
| Duval, Florida | 4 | $ 523,000 | $ 130,750 | $ 33,000 |
| Hillsborough, Florida | 4 | $ 678,000 | $ 169,500 | $ 96,000 |
| Miami-Dade, Florida | 4 | $ 806,000 | $ 201,500 | $ 138,000 |
| Douglas, Georgia | 4 | $ 681,000 | $ 170,250 | $ 41,000 |
| Hall, Georgia | 4 | $ 598,000 | $ 149,500 | $ 35,000 |
| Rockdale, Georgia | 4 | $ 730,000 | $ 182,500 | $ 39,000 |
| Honolulu, Hawaii | 4 | $ 2,109,000 | $ 527,250 | $ 76,000 |
| Baltimore City, Maryland | 4 | $ 284,000 | $ 71,000 | $ 43,000 |
| Burlington, New Jersey | 4 | $ 789,000 | $ 197,250 | $ 47,000 |
| Camden, New Jersey | 4 | $ 791,000 | $ 197,750 | $ 48,000 |
| Cumberland, North Carolina | 4 | $ 760,000 | $ 190,000 | $ 34,000 |
| Dauphin, Pennsylvania | 4 | $ 553,000 | $ 138,250 | $ 65,000 |
| Providence, Rhode Island | 4 | $ 1,059,000 | $ 264,750 | $ 110,000 |
| Dorchester, South Carolina | 4 | $ 706,000 | $ 176,500 | $ 22,000 |
| Greenville, South Carolina | 4 | $ 709,000 | $ 177,250 | $ 25,000 |
| Spartanburg, South Carolina | 4 | $ 700,000 | $ 175,000 | $ 68,000 |
| Shelby, Tennessee | 4 | $ 287,000 | $ 71,750 | $ 43,000 |
| Virginia Beach, Virginia | 4 | $ 948,000 | $ 237,000 | $ 0 |
| Coconino, Arizona | 3 | $ 887,000 | $ 295,666 | $ 99,000 |
| Yavapai, Arizona | 3 | $ 492,000 | $ 164,000 | $ 50,000 |
| Pulaski, Arkansas | 3 | $ 264,000 | $ 88,000 | $ 17,000 |
| Alameda, California | 3 | $ 1,014,000 | $ 338,000 | $ 117,000 |
| Adams, Colorado | 3 | $ 447,000 | $ 149,000 | $ 38,000 |
| Mesa, Colorado | 3 | $ 514,000 | $ 171,333 | $ 39,000 |
| Broward, Florida | 3 | $ 413,000 | $ 137,666 | $ 43,000 |
| Palm Beach, Florida | 3 | $ 599,000 | $ 199,666 | $ 61,000 |
| Polk, Florida | 3 | $ 315,000 | $ 105,000 | $ 38,000 |
| St. Johns, Florida | 3 | $ 1,020,000 | $ 340,000 | $ 111,000 |
| Cherokee, Georgia | 3 | $ 620,000 | $ 206,666 | $ 42,000 |
| Clayton, Georgia | 3 | $ 380,000 | $ 126,666 | $ 38,000 |
| Effingham, Georgia | 3 | $ 338,000 | $ 112,666 | $ 59,000 |
| Newton, Georgia | 3 | $ 756,000 | $ 252,000 | $ 72,000 |
| Walton, Georgia | 3 | $ 626,000 | $ 208,666 | $ 54,000 |
| Madison, Illinois | 3 | $ 303,000 | $ 101,000 | $ 29,000 |
| St. Clair, Illinois | 3 | $ 917,000 | $ 305,666 | $ 0 |
| Lake, Indiana | 3 | $ 178,000 | $ 59,333 | $ 46,000 |
| Marion, Indiana | 3 | $ 265,000 | $ 88,333 | $ 20,000 |
| Jefferson, Kentucky | 3 | $ 449,000 | $ 149,666 | $ 71,000 |
| Orleans, Louisiana | 3 | $ 439,000 | $ 146,333 | $ 89,000 |
| Montgomery, Maryland | 3 | $ 2,302,000 | $ 767,333 | $ 145,000 |
| Prince George's, Maryland | 3 | $ 866,000 | $ 288,666 | $ 103,000 |
| Humboldt, Nevada | 3 | $ 380,000 | $ 126,666 | $ 41,000 |
| Washoe, Nevada | 3 | $ 527,000 | $ 175,666 | $ 111,000 |
| Rockingham, New Hampshire | 3 | $ 805,000 | $ 268,333 | $ 95,000 |
| Essex, New Jersey | 3 | $ 1,329,000 | $ 443,000 | $ 208,000 |
| Hudson, New Jersey | 3 | $ 949,000 | $ 316,333 | $ 68,000 |
| Monmouth, New Jersey | 3 | $ 925,000 | $ 308,333 | $ 86,000 |
| Nassau, New York | 3 | $ 1,096,000 | $ 365,333 | $ 36,000 |
| Richmond, New York | 3 | $ 735,000 | $ 245,000 | $ 37,000 |
| Buncombe, North Carolina | 3 | $ 360,000 | $ 120,000 | $ 36,000 |
| Lane, Oregon | 3 | $ 768,000 | $ 256,000 | $ 40,000 |
| Cumberland, Pennsylvania | 3 | $ 514,000 | $ 171,333 | $ 55,000 |
| Charleston, South Carolina | 3 | $ 608,000 | $ 202,666 | $ 76,000 |
| York, South Carolina | 3 | $ 665,000 | $ 221,666 | $ 85,000 |
| Knox, Tennessee | 3 | $ 440,000 | $ 146,666 | $ 32,000 |
| Sumner, Tennessee | 3 | $ 800,000 | $ 266,666 | $ 22,000 |
| Washington, Utah | 3 | $ 801,000 | $ 267,000 | $ 29,000 |
| Loudoun, Virginia | 3 | $ 872,000 | $ 290,666 | $ 125,000 |
| Portsmouth, Virginia | 3 | $ 581,000 | $ 193,666 | $ 49,000 |
| Spokane, Washington | 3 | $ 407,000 | $ 135,666 | $ 37,000 |
| Thurston, Washington | 3 | $ 597,000 | $ 199,000 | $ 59,000 |
| Yakima, Washington | 3 | $ 884,000 | $ 294,666 | $ 86,000 |
| Milwaukee, Wisconsin | 3 | $ 385,000 | $ 128,333 | $ 27,000 |
| Tuscaloosa, Alabama | 2 | $ 131,000 | $ 65,500 | $ 22,000 |
| Graham, Arizona | 2 | $ 470,000 | $ 235,000 | $ 86,000 |
| Mohave, Arizona | 2 | $ 398,000 | $ 199,000 | $ 140,000 |
| Fresno, California | 2 | $ 369,000 | $ 184,500 | $ 45,000 |
| San Diego, California | 2 | $ 665,000 | $ 332,500 | $ 0 |
| San Mateo, California | 2 | $ 1,060,000 | $ 530,000 | $ 161,000 |
| Arapahoe, Colorado | 2 | $ 496,000 | $ 248,000 | $ 111,000 |
| Denver, Colorado | 2 | $ 398,000 | $ 199,000 | $ 34,000 |
| Jefferson, Colorado | 2 | $ 376,000 | $ 188,000 | $ 41,000 |
| Montrose, Colorado | 2 | $ 600,000 | $ 300,000 | $ 76,000 |
| Teller, Colorado | 2 | $ 662,000 | $ 331,000 | $ 79,000 |
| Weld, Colorado | 2 | $ 504,000 | $ 252,000 | $ 87,000 |
| New Castle, Delaware | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Sussex, Delaware | 2 | $ 469,000 | $ 234,500 | $ 260,000 |
| Lee, Florida | 2 | $ 145,000 | $ 72,500 | $ 40,000 |
| Okaloosa, Florida | 2 | $ 440,000 | $ 220,000 | $ 48,000 |
| Pinellas, Florida | 2 | $ 284,000 | $ 142,000 | $ 15,000 |
| Barrow, Georgia | 2 | $ 289,000 | $ 144,500 | $ 32,000 |
| Bartow, Georgia | 2 | $ 249,000 | $ 124,500 | $ 56,000 |
| Chatham, Georgia | 2 | $ 312,000 | $ 156,000 | $ 56,000 |
| Forsyth, Georgia | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| Lee, Georgia | 2 | $ 355,000 | $ 177,500 | $ 15,000 |
| Oconee, Georgia | 2 | $ 537,000 | $ 268,500 | $ 111,000 |
| Paulding, Georgia | 2 | $ 235,000 | $ 117,500 | $ 23,000 |
| Stephens, Georgia | 2 | $ 266,000 | $ 133,000 | $ 76,000 |
| Kane, Illinois | 2 | $ 466,000 | $ 233,000 | $ 36,000 |
| Lake, Illinois | 2 | $ 249,000 | $ 124,500 | $ 120,000 |
| Winnebago, Illinois | 2 | $ 173,000 | $ 86,500 | $ 21,000 |
| Knox, Indiana | 2 | $ 357,000 | $ 178,500 | $ 23,000 |
| Monroe, Indiana | 2 | $ 234,000 | $ 117,000 | $ 60,000 |
| Tippecanoe, Indiana | 2 | $ 254,000 | $ 127,000 | $ 37,000 |
| Garrard, Kentucky | 2 | $ 338,000 | $ 169,000 | $ 51,000 |
| Grant, Kentucky | 2 | $ 284,000 | $ 142,000 | $ 39,000 |
| Beauregard, Louisiana | 2 | $ 425,000 | $ 212,500 | $ 87,000 |
| Cumberland, Maine | 2 | $ 849,000 | $ 424,500 | $ 148,000 |
| Baltimore, Maryland | 2 | $ 380,000 | $ 190,000 | $ 42,000 |
| Washington, Maryland | 2 | $ 390,000 | $ 195,000 | $ 45,000 |
| Barnstable, Massachusetts | 2 | $ 471,000 | $ 235,500 | $ 25,000 |
| Plymouth, Massachusetts | 2 | $ 269,000 | $ 134,500 | $ 33,000 |
| Wayne, Michigan | 2 | $ 141,000 | $ 70,500 | $ 50,000 |
| Harrison, Mississippi | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| St. Charles, Missouri | 2 | $ 457,000 | $ 228,500 | $ 99,000 |
| St. Louis, Missouri | 2 | $ 339,000 | $ 169,500 | $ 126,000 |
| Gallatin, Montana | 2 | $ 360,000 | $ 180,000 | $ 67,000 |
| Sarpy, Nebraska | 2 | $ 413,000 | $ 206,500 | $ 14,000 |
| Nye, Nevada | 2 | $ 264,000 | $ 132,000 | $ 73,000 |
| Bernalillo, New Mexico | 2 | $ 315,000 | $ 157,500 | $ 49,000 |
| Dona Ana, New Mexico | 2 | $ 206,000 | $ 103,000 | $ 15,000 |
| Erie, New York | 2 | $ 106,000 | $ 53,000 | $ 39,000 |
| Monroe, New York | 2 | $ 201,000 | $ 100,500 | $ 19,000 |
| New York, New York | 2 | $ 2,062,000 | $ 1,031,000 | $ 92,000 |
| Cabarrus, North Carolina | 2 | $ 263,000 | $ 131,500 | $ 57,000 |
| Durham, North Carolina | 2 | $ 199,000 | $ 99,500 | $ 32,000 |
| Edgecombe, North Carolina | 2 | $ 237,000 | $ 118,500 | $ 34,000 |
| Forsyth, North Carolina | 2 | $ 198,000 | $ 99,000 | $ 9,000 |
| Hamilton, Ohio | 2 | $ 223,000 | $ 111,500 | $ 45,000 |
| Marion, Oregon | 2 | $ 355,000 | $ 177,500 | $ 15,000 |
| Washington, Oregon | 2 | $ 604,000 | $ 302,000 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 301,000 | $ 150,500 | $ 63,000 |
| Berks, Pennsylvania | 2 | $ 772,000 | $ 386,000 | $ 4,000 |
| Butler, Pennsylvania | 2 | $ 517,000 | $ 258,500 | $ 94,000 |
| Chester, Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Erie, Pennsylvania | 2 | $ 234,000 | $ 117,000 | $ 45,000 |
| Westmoreland, Pennsylvania | 2 | $ 605,000 | $ 302,500 | $ 142,000 |
| York, Pennsylvania | 2 | $ 439,000 | $ 219,500 | $ 84,000 |
| Berkeley, South Carolina | 2 | $ 334,000 | $ 167,000 | $ 18,000 |
| Bexar, Texas | 2 | $ 414,000 | $ 207,000 | $ 19,000 |
| Dallas, Texas | 2 | $ 195,000 | $ 97,500 | $ 52,000 |
| Ellis, Texas | 2 | $ 294,000 | $ 147,000 | $ 135,000 |
| Guadalupe, Texas | 2 | $ 191,000 | $ 95,500 | $ 22,000 |
| Montgomery, Texas | 2 | $ 199,000 | $ 99,500 | $ 104,000 |
| Box Elder, Utah | 2 | $ 477,000 | $ 238,500 | $ 27,000 |
| Weber, Utah | 2 | $ 327,000 | $ 163,500 | $ 0 |
| Albemarle, Virginia | 2 | $ 219,000 | $ 109,500 | $ 149,000 |
| Gloucester, Virginia | 2 | $ 556,000 | $ 278,000 | $ 134,000 |
| Hampton, Virginia | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Newport News, Virginia | 2 | $ 388,000 | $ 194,000 | $ 61,000 |
| Prince William, Virginia | 2 | $ 431,000 | $ 215,500 | $ 70,000 |
| Spotsylvania, Virginia | 2 | $ 555,000 | $ 277,500 | $ 72,000 |
| Suffolk, Virginia | 2 | $ 492,000 | $ 246,000 | $ 45,000 |
| Franklin, Washington | 2 | $ 297,000 | $ 148,500 | $ 15,000 |
| Jefferson, Washington | 2 | $ 371,000 | $ 185,500 | $ 72,000 |
| Skagit, Washington | 2 | $ 600,000 | $ 300,000 | $ 20,000 |
| Jefferson, West Virginia | 2 | $ 339,000 | $ 169,500 | $ 28,000 |
| Rock, Wisconsin | 2 | $ 346,000 | $ 173,000 | $ 0 |
| Bibb, Alabama | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Etowah, Alabama | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Houston, Alabama | 1 | $ 178,000 | $ 178,000 | $ 80,000 |
| Lawrence, Alabama | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Lee, Alabama | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Marion, Alabama | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Mobile, Alabama | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Montgomery, Alabama | 1 | $ 204,000 | $ 204,000 | $ 35,000 |
| Walker, Alabama | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Anchorage, Alaska | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Gila, Arizona | 1 | $ 164,000 | $ 164,000 | $ 235,000 |
| Santa Cruz, Arizona | 1 | $ 187,000 | $ 187,000 | $ 47,000 |
| Contra Costa, California | 1 | $ 306,000 | $ 306,000 | $ 77,000 |
| El Dorado, California | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Kern, California | 1 | $ 125,000 | $ 125,000 | $ 8,000 |
| Merced, California | 1 | $ 62,000 | $ 62,000 | $ 85,000 |
| Monterey, California | 1 | $ 253,000 | $ 253,000 | $ 41,000 |
| Nevada, California | 1 | $ 214,000 | $ 214,000 | $ 64,000 |
| San Joaquin, California | 1 | $ 77,000 | $ 77,000 | $ 74,000 |
| Santa Barbara, California | 1 | $ 574,000 | $ 574,000 | $ 102,000 |
| Santa Clara, California | 1 | $ 980,000 | $ 980,000 | $ 201,000 |
| Sonoma, California | 1 | $ 841,000 | $ 841,000 | $ 170,000 |
| Stanislaus, California | 1 | $ 288,000 | $ 288,000 | $ 59,000 |
| Yolo, California | 1 | $ 417,000 | $ 417,000 | $ 128,000 |
| Boulder, Colorado | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Douglas, Colorado | 1 | $ 299,000 | $ 299,000 | $ 329,000 |
| La Plata, Colorado | 1 | $ 291,000 | $ 291,000 | $ 86,000 |
| Montezuma, Colorado | 1 | $ 192,000 | $ 192,000 | $ 72,000 |
| Pueblo, Colorado | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Rio Blanco, Colorado | 1 | $ 119,000 | $ 119,000 | $ 21,000 |
| Routt, Colorado | 1 | $ 317,000 | $ 317,000 | $ 84,000 |
| Litchfield, Connecticut | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 202,000 | $ 202,000 | $ 38,000 |
| Bradford, Florida | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Charlotte, Florida | 1 | $ 82,000 | $ 82,000 | $ 55,000 |
| Citrus, Florida | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
| Clay, Florida | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Collier, Florida | 1 | $ 279,000 | $ 279,000 | $ 35,000 |
| Escambia, Florida | 1 | $ 86,000 | $ 86,000 | $ 18,000 |
| Hernando, Florida | 1 | $ 88,000 | $ 88,000 | $ 16,000 |
| Lake, Florida | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| Leon, Florida | 1 | $ 47,000 | $ 47,000 | $ 29,000 |
| Levy, Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Manatee, Florida | 1 | $ 1,242,000 | $ 1,242,000 | $ 206,000 |
| Santa Rosa, Florida | 1 | $ 220,000 | $ 220,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Volusia, Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Columbia, Georgia | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Fayette, Georgia | 1 | $ 259,000 | $ 259,000 | $ 82,000 |
| Floyd, Georgia | 1 | $ 63,000 | $ 63,000 | $ 33,000 |
| Haralson, Georgia | 1 | $ 191,000 | $ 191,000 | $ 53,000 |
| Jackson, Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Liberty, Georgia | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Putnam, Georgia | 1 | $ 252,000 | $ 252,000 | $ 57,000 |
| Richmond, Georgia | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Screven, Georgia | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Spalding, Georgia | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Tift, Georgia | 1 | $ 319,000 | $ 319,000 | $ 94,000 |
| Washington, Georgia | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Whitfield, Georgia | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Wilkinson, Georgia | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Ada, Idaho | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Elmore, Idaho | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| Adams, Illinois | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Boone, Illinois | 1 | $ 67,000 | $ 67,000 | $ 17,000 |
| DuPage, Illinois | 1 | $ 229,000 | $ 229,000 | $ 70,000 |
| Grundy, Illinois | 1 | $ 131,000 | $ 131,000 | $ 27,000 |
| Kankakee, Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Macoupin, Illinois | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Marion, Illinois | 1 | $ 54,000 | $ 54,000 | $ 81,000 |
| White, Illinois | 1 | $ 268,000 | $ 268,000 | $ 130,000 |
| Adams, Indiana | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Allen, Indiana | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
| Dubois, Indiana | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| Floyd, Indiana | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Fountain, Indiana | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Hamilton, Indiana | 1 | $ 238,000 | $ 238,000 | $ 53,000 |
| Hancock, Indiana | 1 | $ 187,000 | $ 187,000 | $ 124,000 |
| Morgan, Indiana | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| Posey, Indiana | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Monroe, Iowa | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Franklin, Kansas | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Johnson, Kansas | 1 | $ 99,000 | $ 99,000 | $ 44,000 |
| Riley, Kansas | 1 | $ 161,000 | $ 161,000 | $ 52,000 |
| Wyandotte, Kansas | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Boone, Kentucky | 1 | $ 132,000 | $ 132,000 | $ 71,000 |
| Casey, Kentucky | 1 | $ 139,000 | $ 139,000 | $ 36,000 |
| Fayette, Kentucky | 1 | $ 232,000 | $ 232,000 | $ 111,000 |
| Hardin, Kentucky | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Johnson, Kentucky | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Kenton, Kentucky | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Knox, Kentucky | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Lawrence, Kentucky | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Shelby, Kentucky | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| Avoyelles, Louisiana | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Bossier, Louisiana | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Calcasieu, Louisiana | 1 | $ 157,000 | $ 157,000 | $ 77,000 |
| De Soto, Louisiana | 1 | $ 88,000 | $ 88,000 | $ 47,000 |
| Jefferson Davis, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Natchitoches, Louisiana | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Penobscot, Maine | 1 | $ 119,000 | $ 119,000 | $ 87,000 |
| York, Maine | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Anne Arundel, Maryland | 1 | $ 1,430,000 | $ 1,430,000 | $ 191,000 |
| Carroll, Maryland | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Harford, Maryland | 1 | $ 278,000 | $ 278,000 | $ 101,000 |
| St. Mary's, Maryland | 1 | $ 227,000 | $ 227,000 | $ 111,000 |
| Worcester, Maryland | 1 | $ 426,000 | $ 426,000 | $ 117,000 |
| Berkshire, Massachusetts | 1 | $ 176,000 | $ 176,000 | $ 29,000 |
| Bristol, Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Hampden, Massachusetts | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| Norfolk, Massachusetts | 1 | $ 279,000 | $ 279,000 | $ 170,000 |
| Calhoun, Michigan | 1 | $ 156,000 | $ 156,000 | $ 38,000 |
| Lenawee, Michigan | 1 | $ 277,000 | $ 277,000 | $ 125,000 |
| Macomb, Michigan | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Montcalm, Michigan | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Oakland, Michigan | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Saginaw, Michigan | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| St. Clair, Michigan | 1 | $ 154,000 | $ 154,000 | $ 31,000 |
| Anoka, Minnesota | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Blue Earth, Minnesota | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Clearwater, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Dakota, Minnesota | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Hennepin, Minnesota | 1 | $ 146,000 | $ 146,000 | $ 51,000 |
| Ramsey, Minnesota | 1 | $ 106,000 | $ 106,000 | $ 52,000 |
| Wright, Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lincoln, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Warren, Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Yalobusha, Mississippi | 1 | $ 143,000 | $ 143,000 | $ 16,000 |
| Clay, Missouri | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
| Dent, Missouri | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Jackson, Missouri | 1 | $ 180,000 | $ 180,000 | $ 160,000 |
| Lincoln, Missouri | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Silver Bow, Montana | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Douglas, Nebraska | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Merrick, Nebraska | 1 | $ 122,000 | $ 122,000 | $ 101,000 |
| Platte, Nebraska | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Carson City, Nevada | 1 | $ 139,000 | $ 139,000 | $ 57,000 |
| Eureka, Nevada | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Lander, Nevada | 1 | $ 79,000 | $ 79,000 | $ 92,000 |
| Carroll, New Hampshire | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Cheshire, New Hampshire | 1 | $ 197,000 | $ 197,000 | $ 112,000 |
| Merrimack, New Hampshire | 1 | $ 900,000 | $ 900,000 | $ 562,000 |
| Strafford, New Hampshire | 1 | $ 289,000 | $ 289,000 | $ 108,000 |
| Sullivan, New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 221,000 | $ 221,000 | $ 60,000 |
| Hunterdon, New Jersey | 1 | $ 270,000 | $ 270,000 | $ 68,000 |
| Mercer, New Jersey | 1 | $ 44,000 | $ 44,000 | $ 17,000 |
| Passaic, New Jersey | 1 | $ 301,000 | $ 301,000 | $ 88,000 |
| Salem, New Jersey | 1 | $ 220,000 | $ 220,000 | $ 57,000 |
| Somerset, New Jersey | 1 | $ 446,000 | $ 446,000 | $ 158,000 |
| Valencia, New Mexico | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Bronx, New York | 1 | $ 521,000 | $ 521,000 | $ 54,000 |
| Onondaga, New York | 1 | $ 84,000 | $ 84,000 | $ 76,000 |
| Orange, New York | 1 | $ 125,000 | $ 125,000 | $ 17,000 |
| Putnam, New York | 1 | $ 67,000 | $ 67,000 | $ 13,000 |
| Rensselaer, New York | 1 | $ 144,000 | $ 144,000 | $ 9,000 |
| Alamance, North Carolina | 1 | $ 71,000 | $ 71,000 | $ 36,000 |
| Anson, North Carolina | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Brunswick, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 678,000 | $ 678,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Craven, North Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Currituck, North Carolina | 1 | $ 356,000 | $ 356,000 | $ 55,000 |
| Guilford, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lincoln, North Carolina | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Moore, North Carolina | 1 | $ 124,000 | $ 124,000 | $ 70,000 |
| New Hanover, North Carolina | 1 | $ 67,000 | $ 67,000 | $ 48,000 |
| Onslow, North Carolina | 1 | $ 144,000 | $ 144,000 | $ 54,000 |
| Pender, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 107,000 |
| Randolph, North Carolina | 1 | $ 58,000 | $ 58,000 | $ 64,000 |
| Robeson, North Carolina | 1 | $ 44,000 | $ 44,000 | $ 53,000 |
| Rutherford, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Union, North Carolina | 1 | $ 308,000 | $ 308,000 | $ 100,000 |
| Wilkes, North Carolina | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Clinton, Ohio | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Cuyahoga, Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hocking, Ohio | 1 | $ 53,000 | $ 53,000 | $ 21,000 |
| Williams, Ohio | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Grady, Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Latimer, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Oklahoma, Oklahoma | 1 | $ 223,000 | $ 223,000 | $ 48,000 |
| Clackamas, Oregon | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Deschutes, Oregon | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Linn, Oregon | 1 | $ 198,000 | $ 198,000 | $ 55,000 |
| Multnomah, Oregon | 1 | $ 180,000 | $ 180,000 | $ 29,000 |
| Yamhill, Oregon | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Armstrong, Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 39,000 |
| Beaver, Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Bradford, Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Bucks, Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 40,000 |
| Centre, Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 29,000 |
| Clearfield, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Delaware, Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 122,000 |
| Fayette, Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 46,000 |
| Huntingdon, Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| Lackawanna, Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Lancaster, Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 53,000 |
| Lebanon, Pennsylvania | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Luzerne, Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Northampton, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Schuylkill, Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Anderson, South Carolina | 1 | $ 314,000 | $ 314,000 | $ 58,000 |
| Barnwell, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Florence, South Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Georgetown, South Carolina | 1 | $ 168,000 | $ 168,000 | $ 53,000 |
| Greenwood, South Carolina | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Lexington, South Carolina | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Oconee, South Carolina | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
| Richland, South Carolina | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Sumter, South Carolina | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Cocke, Tennessee | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Dyer, Tennessee | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Fayette, Tennessee | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Loudon, Tennessee | 1 | $ 141,000 | $ 141,000 | $ 50,000 |
| Madison, Tennessee | 1 | $ 82,000 | $ 82,000 | $ 21,000 |
| Marshall, Tennessee | 1 | $ 156,000 | $ 156,000 | $ 44,000 |
| Maury, Tennessee | 1 | $ 51,000 | $ 51,000 | $ 80,000 |
| Montgomery, Tennessee | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Obion, Tennessee | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Roane, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Robertson, Tennessee | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Warren, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Bastrop, Texas | 1 | $ 351,000 | $ 351,000 | $ 140,000 |
| Bell, Texas | 1 | $ 153,000 | $ 153,000 | $ 32,000 |
| Collin, Texas | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Denton, Texas | 1 | $ 310,000 | $ 310,000 | $ 96,000 |
| Fannin, Texas | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Kaufman, Texas | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| Lampasas, Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Parker, Texas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Smith, Texas | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Tom Green, Texas | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Wichita, Texas | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Williamson, Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Kane, Utah | 1 | $ 141,000 | $ 141,000 | $ 80,000 |
| Tooele, Utah | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Utah, Utah | 1 | $ 214,000 | $ 214,000 | $ 50,000 |
| Augusta, Virginia | 1 | $ 117,000 | $ 117,000 | $ 30,000 |
| Bedford, Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chesapeake, Virginia | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Greene, Virginia | 1 | $ 202,000 | $ 202,000 | $ 60,000 |
| Isle of Wight, Virginia | 1 | $ 398,000 | $ 398,000 | $ 100,000 |
| Mecklenburg, Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Norfolk, Virginia | 1 | $ 151,000 | $ 151,000 | $ 16,000 |
| Pittsylvania, Virginia | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Powhatan, Virginia | 1 | $ 330,000 | $ 330,000 | $ 140,000 |
| Richmond City, Virginia | 1 | $ 136,000 | $ 136,000 | $ 19,000 |
| Smyth, Virginia | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Sussex, Virginia | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Tazewell, Virginia | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Asotin, Washington | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Chelan, Washington | 1 | $ 69,000 | $ 69,000 | $ 21,000 |
| Clark, Washington | 1 | $ 217,000 | $ 217,000 | $ 70,000 |
| Cowlitz, Washington | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Douglas, Washington | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Kitsap, Washington | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Klickitat, Washington | 1 | $ 196,000 | $ 196,000 | $ 89,000 |
| Lincoln, Washington | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Berkeley, West Virginia | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Cabell, West Virginia | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Calhoun, West Virginia | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Kanawha, West Virginia | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Mercer, West Virginia | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Ashland, Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 67,000 |
| Brown, Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 67,000 |
| Taylor, Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Waukesha, Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 34,000 |
| Natrona, Wyoming | 1 | $ 238,000 | $ 238,000 | $ 0 |
Mortgage Loan Application Detail Totals for Meridias Capital Incorporated in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,545 | $302,409,000 | $195,000 | $1,946,000 | $62,000 | $1,273,000 |
| Home Purchase | 1,038 | $169,165,000 | $162,000 | $998,000 | $60,000 | $820,000 |
| Home Improvement | 2 | $262,000 | $131,000 | $137,000 | $22,000 | $45,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,617 | $305,681,000 | $189,000 | $1,946,000 | $61,000 | $1,273,000 |
| Not Provided | 639 | $108,999,000 | $170,000 | $690,000 | $64,000 | $1,000,000 |
| Black or African American | 144 | $22,452,000 | $155,000 | $567,000 | $52,000 | $224,000 |
| Hispanic | 128 | $22,028,000 | $172,000 | $574,000 | $51,000 | $300,000 |
| Asian | 40 | $8,746,000 | $218,000 | $800,000 | $76,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,974,000 | $270,000 | $595,000 | $61,000 | $122,000 |
| American Indian or Alaskan Native | 6 | $956,000 | $159,000 | $260,000 | $64,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,382 | $234,230,000 | $169,000 | $841,000 | $53,000 | $636,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 921 | $182,462,000 | $198,000 | $1,946,000 | $82,000 | $1,273,000 |
| VA-guaranteed (Veterans Administration) | 279 | $54,641,000 | $195,000 | $562,000 | $35,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $503,000 | $167,000 | $214,000 | $57,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,031 | $363,375,000 | $178,000 | $1,946,000 | $63,000 | $1,206,000 |
| Loan Originated | 284 | $55,215,000 | $194,000 | $540,000 | $52,000 | $1,273,000 |
| Application Denied By Financial Institution | 264 | $52,510,000 | $198,000 | $1,710,000 | $55,000 | $250,000 |
| File Closed For Incompleteness | 4 | $479,000 | $119,000 | $125,000 | $45,000 | $180,000 |
| Application Approved But Not Accepted | 1 | $120,000 | $120,000 | $120,000 | $40,000 | $40,000 |
| Preapproval Denied by Financial Institution | 1 | $137,000 | $137,000 | $137,000 | $56,000 | $56,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 265 | $52,647,000 | $198,000 | $1,710,000 | $55,000 | $250,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridias Capital Incorporated's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridias Capital Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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