Metlife Bank, N.A. Mortgage Lending & HMDA Data, 2012
In 2012, Metlife Bank, N.A. of Irving, TX reported 24,900 mortgage applications totaling $6.4 billion, down 78% from 2011. The average application was for $255,034, and applicants reported an average income of $106,452. 61% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,361), Chicago-Joliet-Naperville, IL (885) and New York-White Plains-Wayne, NY-NJ (786) (applications in parentheses).
| Mortgage Company & Address | Metlife Bank, N.A. 1555 West Walnut Hill Lane, Ste. 200 Irving, TX 75038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 24,900 |
| Total Mortgage Loan Application Amount | $6,350,352,000 |
| Average Mortgage Loan Application Amount | $255,034 |
| Highest Mortgage Loan Application Amount | $2,850,000 |
| Average Applicant Income | $106,452 |
| Highest Applicant Income | $8,149,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Metlife Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,361 | $ 566,628,000 | $ 416,332 | $ 167,000 |
| Chicago-Joliet-Naperville, IL | 885 | $ 219,525,000 | $ 248,050 | $ 125,000 |
| New York-White Plains-Wayne, NY-NJ | 786 | $ 289,705,000 | $ 368,581 | $ 129,240 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 773 | $ 254,214,000 | $ 328,866 | $ 133,494 |
| Seattle-Bellevue-Everett, WA | 737 | $ 226,248,000 | $ 306,985 | $ 122,000 |
| San Francisco-San Mateo-Redwood City, CA | 700 | $ 318,470,000 | $ 454,957 | $ 169,000 |
| Indianapolis-Carmel, IN | 579 | $ 95,690,000 | $ 165,267 | $ 81,000 |
| Cambridge-Newton-Framingham, MA | 530 | $ 169,043,000 | $ 318,949 | $ 138,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 529 | $ 234,760,000 | $ 443,780 | $ 162,000 |
| Baltimore-Towson, MD | 518 | $ 139,943,000 | $ 270,160 | $ 104,000 |
| Atlanta-Sandy Springs-Marietta, GA | 488 | $ 98,629,000 | $ 202,108 | $ 107,000 |
| Oakland-Fremont-Hayward, CA | 465 | $ 185,710,000 | $ 399,376 | $ 146,000 |
| Santa Ana-Anaheim-Irvine, CA | 459 | $ 171,895,000 | $ 374,498 | $ 144,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 456 | $ 102,135,000 | $ 223,980 | $ 106,447 |
| Boston-Quincy, MA | 425 | $ 127,620,000 | $ 300,282 | $ 118,000 |
| Edison-New Brunswick, NJ | 394 | $ 117,623,000 | $ 298,535 | $ 123,000 |
| Phoenix-Mesa-Glendale, AZ | 375 | $ 74,897,000 | $ 199,725 | $ 93,000 |
| Las Vegas-Paradise, NV | 345 | $ 61,378,000 | $ 177,907 | $ 87,000 |
| San Diego-Carlsbad-San Marcos, CA | 321 | $ 114,344,000 | $ 356,211 | $ 129,000 |
| Newark-Union, NJ-PA | 293 | $ 99,077,000 | $ 338,146 | $ 141,798 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 283 | $ 55,854,000 | $ 197,363 | $ 62,349 |
| Denver-Aurora-Broomfield, CO | 282 | $ 64,655,000 | $ 229,273 | $ 96,000 |
| Houston-Sugar Land-Baytown, TX | 280 | $ 48,404,000 | $ 172,871 | $ 84,000 |
| Philadelphia, PA | 280 | $ 67,032,000 | $ 239,400 | $ 91,000 |
| Riverside-San Bernardino-Ontario, CA | 263 | $ 65,210,000 | $ 247,946 | $ 101,000 |
| Bethesda-Rockville-Frederick, MD | 261 | $ 91,794,000 | $ 351,701 | $ 149,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 254 | $ 63,035,000 | $ 248,169 | $ 122,000 |
| Omaha-Council Bluffs, NE-IA | 243 | $ 37,916,000 | $ 156,032 | $ 84,000 |
| Albuquerque, NM | 224 | $ 39,807,000 | $ 177,709 | $ 80,000 |
| Dallas-Plano-Irving, TX | 219 | $ 45,411,000 | $ 207,356 | $ 104,000 |
| Kansas City, MO-KS | 219 | $ 34,723,000 | $ 158,552 | $ 78,621 |
| Peabody, MA | 214 | $ 58,176,000 | $ 271,850 | $ 108,000 |
| Nassau-Suffolk, NY | 213 | $ 64,298,000 | $ 301,868 | $ 79,000 |
| St. Louis, MO-IL | 213 | $ 36,027,000 | $ 169,140 | $ 69,957 |
| Providence-New Bedford-Fall River, RI-MA | 183 | $ 42,085,000 | $ 229,972 | $ 88,901 |
| Salt Lake City, UT | 163 | $ 33,970,000 | $ 208,404 | $ 73,000 |
| Wichita, KS | 152 | $ 20,990,000 | $ 138,092 | $ 69,000 |
| Austin-Round Rock-San Marcos, TX | 150 | $ 33,017,000 | $ 220,113 | $ 110,000 |
| Columbus, OH | 146 | $ 29,339,000 | $ 200,952 | $ 104,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 142 | $ 30,889,000 | $ 217,528 | $ 93,056 |
| Lake County-Kenosha County, IL-WI | 134 | $ 38,099,000 | $ 284,320 | $ 153,447 |
| Boise City-Nampa, ID | 125 | $ 21,351,000 | $ 170,808 | $ 72,000 |
| Warren-Troy-Farmington Hills, MI | 125 | $ 26,869,000 | $ 214,952 | $ 121,000 |
| San Antonio-New Braunfels, TX | 123 | $ 20,217,000 | $ 164,365 | $ 62,000 |
| Camden, NJ | 117 | $ 22,144,000 | $ 189,264 | $ 84,000 |
| Louisville/Jefferson County, KY-IN | 115 | $ 17,449,000 | $ 151,730 | $ 61,730 |
| Oxnard-Thousand Oaks-Ventura, CA | 115 | $ 43,606,000 | $ 379,182 | $ 115,000 |
| Tacoma, WA | 113 | $ 25,064,000 | $ 221,805 | $ 85,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 112 | $ 20,070,000 | $ 179,196 | $ 73,035 |
| Fort Worth-Arlington, TX | 109 | $ 23,181,000 | $ 212,669 | $ 106,000 |
| Lancaster, PA | 108 | $ 18,600,000 | $ 172,222 | $ 70,000 |
| Pittsburgh, PA | 105 | $ 17,486,000 | $ 166,533 | $ 96,000 |
| Orlando-Kissimmee-Sanford, FL | 99 | $ 14,890,000 | $ 150,404 | $ 66,000 |
| St. Joseph, MO-KS | 98 | $ 12,549,000 | $ 128,051 | $ 68,275 |
| Barnstable Town, MA | 96 | $ 24,794,000 | $ 258,270 | $ 104,000 |
| Wilmington, DE-MD-NJ | 93 | $ 18,402,000 | $ 197,870 | $ 67,806 |
| Spokane, WA | 91 | $ 16,776,000 | $ 184,351 | $ 81,000 |
| Syracuse, NY | 91 | $ 11,727,000 | $ 128,868 | $ 63,000 |
| Richmond, VA | 90 | $ 17,593,000 | $ 195,477 | $ 81,000 |
| Santa Rosa-Petaluma, CA | 86 | $ 27,978,000 | $ 325,325 | $ 134,000 |
| Worcester, MA | 84 | $ 18,681,000 | $ 222,392 | $ 93,000 |
| Tampa-St. Petersburg-Clearwater, FL | 83 | $ 15,873,000 | $ 191,240 | $ 67,000 |
| New Orleans-Metairie-Kenner, LA | 78 | $ 11,514,000 | $ 147,615 | $ 70,000 |
| Reno-Sparks, NV | 77 | $ 13,976,000 | $ 181,506 | $ 109,000 |
| Greensboro-High Point, NC | 75 | $ 11,148,000 | $ 148,640 | $ 79,000 |
| Jacksonville, FL | 74 | $ 10,833,000 | $ 146,391 | $ 51,000 |
| Hartford-West Hartford-East Hartford, CT | 71 | $ 13,077,000 | $ 184,183 | $ 63,000 |
| Springfield, MA | 70 | $ 11,824,000 | $ 168,914 | $ 62,000 |
| Detroit-Livonia-Dearborn, MI | 69 | $ 11,289,000 | $ 163,608 | $ 98,000 |
| Oklahoma City, OK | 68 | $ 11,120,000 | $ 163,529 | $ 68,000 |
| Raleigh-Cary, NC | 68 | $ 13,295,000 | $ 195,514 | $ 76,000 |
| Anderson, IN | 66 | $ 7,371,000 | $ 111,681 | $ 57,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 66 | $ 12,393,000 | $ 187,772 | $ 77,893 |
| Colorado Springs, CO | 64 | $ 12,272,000 | $ 191,750 | $ 85,000 |
| Ogden-Clearfield, UT | 64 | $ 10,728,000 | $ 167,625 | $ 68,000 |
| Gary, IN | 62 | $ 10,135,000 | $ 163,467 | $ 73,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 62 | $ 15,563,000 | $ 251,016 | $ 159,000 |
| Tucson, AZ | 59 | $ 10,180,000 | $ 172,542 | $ 64,000 |
| Boulder, CO | 57 | $ 18,616,000 | $ 326,596 | $ 120,000 |
| Rockingham County-Strafford County, NH | 57 | $ 12,376,000 | $ 217,122 | $ 90,000 |
| Eugene-Springfield, OR | 56 | $ 9,739,000 | $ 173,910 | $ 74,000 |
| Manchester-Nashua, NH | 56 | $ 12,208,000 | $ 218,000 | $ 110,000 |
| Stockton, CA | 56 | $ 11,909,000 | $ 212,660 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 55 | $ 7,115,000 | $ 129,363 | $ 58,836 |
| Santa Cruz-Watsonville, CA | 54 | $ 18,899,000 | $ 349,981 | $ 135,000 |
| Springfield, MO | 51 | $ 7,135,000 | $ 139,901 | $ 62,000 |
| Albany-Schenectady-Troy, NY | 50 | $ 9,342,000 | $ 186,840 | $ 83,000 |
| Logan, UT-ID | 49 | $ 8,219,000 | $ 167,734 | $ 54,653 |
| Milwaukee-Waukesha-West Allis, WI | 49 | $ 8,863,000 | $ 180,877 | $ 51,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 48 | $ 7,381,000 | $ 153,770 | $ 85,000 |
| El Paso, TX | 48 | $ 4,242,000 | $ 88,375 | $ 10,000 |
| Huntington-Ashland, WV-KY-OH | 46 | $ 5,999,000 | $ 130,413 | $ 64,565 |
| Portland-South Portland-Biddeford, ME | 46 | $ 9,486,000 | $ 206,217 | $ 106,000 |
| Trenton-Ewing, NJ | 46 | $ 11,238,000 | $ 244,304 | $ 120,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 45 | $ 10,787,000 | $ 239,711 | $ 111,000 |
| Bridgeport-Stamford-Norwalk, CT | 44 | $ 14,802,000 | $ 336,409 | $ 154,000 |
| Buffalo-Niagara Falls, NY | 41 | $ 5,822,000 | $ 142,000 | $ 71,000 |
| Miami-Miami Beach-Kendall, FL | 40 | $ 8,892,000 | $ 222,300 | $ 117,000 |
| Cleveland-Elyria-Mentor, OH | 39 | $ 5,894,000 | $ 151,128 | $ 62,000 |
| Coeur D'Alene, ID | 39 | $ 10,776,000 | $ 276,307 | $ 272,000 |
| Grand Rapids-Wyoming, MI | 39 | $ 6,186,000 | $ 158,615 | $ 75,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 38 | $ 8,089,000 | $ 212,868 | $ 85,000 |
| Dover, DE | 37 | $ 6,862,000 | $ 185,459 | $ 52,000 |
| Kennewick-Pasco-Richland, WA | 37 | $ 5,797,000 | $ 156,675 | $ 88,000 |
| Lawrence, KS | 37 | $ 6,928,000 | $ 187,243 | $ 75,000 |
| Provo-Orem, UT | 36 | $ 6,757,000 | $ 187,694 | $ 58,000 |
| Lakeland-Winter Haven, FL | 35 | $ 4,227,000 | $ 120,771 | $ 62,000 |
| New Haven-Milford, CT | 35 | $ 7,277,000 | $ 207,914 | $ 79,000 |
| Topeka, KS | 35 | $ 4,492,000 | $ 128,342 | $ 64,000 |
| Ann Arbor, MI | 34 | $ 7,287,000 | $ 214,323 | $ 113,000 |
| Memphis, TN-MS-AR | 34 | $ 4,739,000 | $ 139,382 | $ 78,470 |
| Scranton--Wilkes-Barre, PA | 33 | $ 4,613,000 | $ 139,787 | $ 70,000 |
| Tulsa, OK | 33 | $ 6,489,000 | $ 196,636 | $ 80,000 |
| York-Hanover, PA | 33 | $ 5,062,000 | $ 153,393 | $ 58,000 |
| Dayton, OH | 32 | $ 4,733,000 | $ 147,906 | $ 78,000 |
| Fort Collins-Loveland, CO | 32 | $ 7,326,000 | $ 228,937 | $ 101,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 32 | $ 18,168,000 | $ 567,750 | $ 196,000 |
| Harrisburg-Carlisle, PA | 30 | $ 5,372,000 | $ 179,066 | $ 54,000 |
| Ocean City, NJ | 30 | $ 7,994,000 | $ 266,466 | $ 142,000 |
| Olympia, WA | 30 | $ 6,413,000 | $ 213,766 | $ 70,000 |
| Atlantic City-Hammonton, NJ | 29 | $ 6,096,000 | $ 210,206 | $ 113,000 |
| Salinas, CA | 29 | $ 9,943,000 | $ 342,862 | $ 121,000 |
| Napa, CA | 27 | $ 8,481,000 | $ 314,111 | $ 139,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 4,282,000 | $ 158,592 | $ 43,000 |
| Cape Coral-Fort Myers, FL | 26 | $ 4,155,000 | $ 159,807 | $ 120,000 |
| North Port-Bradenton-Sarasota, FL | 26 | $ 5,132,000 | $ 197,384 | $ 108,000 |
| Salem, OR | 26 | $ 5,234,000 | $ 201,307 | $ 69,000 |
| Vallejo-Fairfield, CA | 26 | $ 5,747,000 | $ 221,038 | $ 97,000 |
| Wilmington, NC | 26 | $ 6,807,000 | $ 261,807 | $ 134,000 |
| Huntsville, AL | 25 | $ 4,781,000 | $ 191,240 | $ 76,000 |
| Bremerton-Silverdale, WA | 24 | $ 7,212,000 | $ 300,500 | $ 77,000 |
| Charleston-North Charleston-Summerville, SC | 24 | $ 5,032,000 | $ 209,666 | $ 59,000 |
| Naples-Marco Island, FL | 24 | $ 5,192,000 | $ 216,333 | $ 156,000 |
| Bakersfield-Delano, CA | 23 | $ 4,471,000 | $ 194,391 | $ 76,000 |
| Des Moines-West Des Moines, IA | 23 | $ 3,780,000 | $ 164,347 | $ 63,000 |
| Elkhart-Goshen, IN | 22 | $ 1,728,000 | $ 78,545 | $ 30,000 |
| Winston-Salem, NC | 22 | $ 3,281,000 | $ 149,136 | $ 45,000 |
| Asheville, NC | 21 | $ 3,127,000 | $ 148,904 | $ 42,000 |
| Chattanooga, TN-GA | 21 | $ 2,593,000 | $ 123,476 | $ 51,809 |
| Columbia, SC | 21 | $ 3,490,000 | $ 166,190 | $ 15,000 |
| South Bend-Mishawaka, IN-MI | 21 | $ 1,962,000 | $ 93,428 | $ 38,714 |
| Akron, OH | 20 | $ 2,526,000 | $ 126,300 | $ 47,000 |
| Green Bay, WI | 20 | $ 3,173,000 | $ 158,650 | $ 66,000 |
| San Luis Obispo-Paso Robles, CA | 20 | $ 6,145,000 | $ 307,250 | $ 53,000 |
| Durham-Chapel Hill, NC | 19 | $ 2,888,000 | $ 152,000 | $ 58,000 |
| Honolulu, HI | 19 | $ 6,561,000 | $ 345,315 | $ 10,000 |
| Muncie, IN | 19 | $ 1,460,000 | $ 76,842 | $ 42,000 |
| Port St. Lucie, FL | 19 | $ 3,300,000 | $ 173,684 | $ 69,000 |
| Iowa City, IA | 18 | $ 4,687,000 | $ 260,388 | $ 104,000 |
| Pittsfield, MA | 18 | $ 2,428,000 | $ 134,888 | $ 47,000 |
| Santa Fe, NM | 18 | $ 5,055,000 | $ 280,833 | $ 92,000 |
| Birmingham-Hoover, AL | 17 | $ 2,551,000 | $ 150,058 | $ 22,000 |
| Farmington, NM | 17 | $ 3,357,000 | $ 197,470 | $ 82,000 |
| Charlottesville, VA | 16 | $ 3,967,000 | $ 247,937 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 16 | $ 2,102,000 | $ 131,375 | $ 60,000 |
| Fresno, CA | 16 | $ 3,508,000 | $ 219,250 | $ 57,000 |
| Greeley, CO | 16 | $ 3,279,000 | $ 204,937 | $ 59,000 |
| Lafayette, IN | 16 | $ 1,936,000 | $ 121,000 | $ 76,000 |
| Madison, WI | 16 | $ 2,653,000 | $ 165,812 | $ 50,000 |
| Medford, OR | 16 | $ 3,559,000 | $ 222,437 | $ 66,000 |
| Rochester, NY | 16 | $ 1,772,000 | $ 110,750 | $ 25,000 |
| Youngstown-Warren-Boardman, OH-PA | 16 | $ 1,894,000 | $ 118,375 | $ 60,000 |
| Bellingham, WA | 15 | $ 3,734,000 | $ 248,933 | $ 101,000 |
| Bloomington, IN | 15 | $ 2,601,000 | $ 173,400 | $ 70,000 |
| Jackson, MS | 15 | $ 3,071,000 | $ 204,733 | $ 68,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 15 | $ 2,439,000 | $ 162,600 | $ 112,000 |
| Niles-Benton Harbor, MI | 15 | $ 2,833,000 | $ 188,866 | $ 134,000 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 3,021,000 | $ 201,400 | $ 58,000 |
| Reading, PA | 15 | $ 2,890,000 | $ 192,666 | $ 56,000 |
| Toledo, OH | 15 | $ 2,978,000 | $ 198,533 | $ 223,000 |
| Greenville-Mauldin-Easley, SC | 14 | $ 2,466,000 | $ 176,142 | $ 43,000 |
| Idaho Falls, ID | 14 | $ 2,120,000 | $ 151,428 | $ 38,000 |
| Kingston, NY | 14 | $ 2,592,000 | $ 185,142 | $ 22,000 |
| Houma-Bayou Cane-Thibodaux, LA | 13 | $ 2,008,000 | $ 154,461 | $ 51,000 |
| Killeen-Temple-Fort Hood, TX | 13 | $ 1,477,000 | $ 113,615 | $ 58,000 |
| Lake Charles, LA | 13 | $ 2,076,000 | $ 159,692 | $ 83,000 |
| Little Rock-North Little Rock-Conway, AR | 13 | $ 1,378,000 | $ 106,000 | $ 61,000 |
| Prescott, AZ | 13 | $ 2,474,000 | $ 190,307 | $ 23,000 |
| Baton Rouge, LA | 12 | $ 1,407,000 | $ 117,250 | $ 81,000 |
| Bend, OR | 12 | $ 2,519,000 | $ 209,916 | $ 118,000 |
| Brownsville-Harlingen, TX | 12 | $ 2,425,000 | $ 202,083 | $ 186,000 |
| Modesto, CA | 12 | $ 2,073,000 | $ 172,750 | $ 108,000 |
| St. George, UT | 12 | $ 2,098,000 | $ 174,833 | $ 59,000 |
| Bangor, ME | 11 | $ 1,369,000 | $ 124,454 | $ 39,000 |
| Canton-Massillon, OH | 11 | $ 1,328,000 | $ 120,727 | $ 38,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 2,033,000 | $ 184,818 | $ 747,545 |
| Gainesville, FL | 11 | $ 1,853,000 | $ 168,454 | $ 79,000 |
| Gainesville, GA | 11 | $ 1,905,000 | $ 173,181 | $ 69,000 |
| Kingsport-Bristol-Bristol, TN-VA | 11 | $ 1,231,000 | $ 111,909 | $ 35,545 |
| Knoxville, TN | 11 | $ 1,632,000 | $ 148,363 | $ 141,000 |
| Lansing-East Lansing, MI | 11 | $ 1,634,000 | $ 148,545 | $ 92,000 |
| Longview, WA | 11 | $ 2,208,000 | $ 200,727 | $ 69,000 |
| Madera-Chowchilla, CA | 11 | $ 1,474,000 | $ 134,000 | $ 33,000 |
| Palm Coast, FL | 11 | $ 1,421,000 | $ 129,181 | $ 60,000 |
| Roanoke, VA | 11 | $ 2,066,000 | $ 187,818 | $ 50,000 |
| Savannah, GA | 11 | $ 1,978,000 | $ 179,818 | $ 78,000 |
| Yakima, WA | 11 | $ 2,158,000 | $ 196,181 | $ 69,000 |
| Columbus, GA-AL | 10 | $ 1,971,000 | $ 197,100 | $ 68,400 |
| Fort Wayne, IN | 10 | $ 1,483,000 | $ 148,300 | $ 148,000 |
| Glens Falls, NY | 10 | $ 1,351,000 | $ 135,100 | $ 21,000 |
| Gulfport-Biloxi, MS | 10 | $ 1,073,000 | $ 107,300 | $ 31,000 |
| Lake Havasu City-Kingman, AZ | 10 | $ 1,576,000 | $ 157,600 | $ 75,000 |
| Lebanon, PA | 10 | $ 1,704,000 | $ 170,400 | $ 59,000 |
| Lexington-Fayette, KY | 10 | $ 1,850,000 | $ 185,000 | $ 93,000 |
| Missoula, MT | 10 | $ 2,498,000 | $ 249,800 | $ 169,000 |
| Ocala, FL | 10 | $ 1,338,000 | $ 133,800 | $ 25,000 |
| Peoria, IL | 10 | $ 1,609,000 | $ 160,900 | $ 54,000 |
| Tallahassee, FL | 10 | $ 2,108,000 | $ 210,800 | $ 59,000 |
| Erie, PA | 9 | $ 992,000 | $ 110,222 | $ 20,000 |
| Jefferson City, MO | 9 | $ 889,000 | $ 98,777 | $ 53,000 |
| Jonesboro, AR | 9 | $ 1,115,000 | $ 123,888 | $ 36,000 |
| Montgomery, AL | 9 | $ 1,485,000 | $ 165,000 | $ 42,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 2,092,000 | $ 232,444 | $ 89,000 |
| Norwich-New London, CT | 9 | $ 1,590,000 | $ 176,666 | $ 65,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 2,009,000 | $ 223,222 | $ 106,000 |
| Rockford, IL | 9 | $ 938,000 | $ 104,222 | $ 9,000 |
| Sebastian-Vero Beach, FL | 9 | $ 1,979,000 | $ 219,888 | $ 93,000 |
| Spartanburg, SC | 9 | $ 1,193,000 | $ 132,555 | $ 71,000 |
| Vineland-Millville-Bridgeton, NJ | 9 | $ 1,027,000 | $ 114,111 | $ 19,000 |
| Wenatchee-East Wenatchee, WA | 9 | $ 1,982,000 | $ 220,222 | $ 80,000 |
| Winchester, VA-WV | 9 | $ 1,309,000 | $ 145,444 | $ 18,666 |
| Appleton, WI | 8 | $ 1,277,000 | $ 159,625 | $ 87,000 |
| Kalamazoo-Portage, MI | 8 | $ 967,000 | $ 120,875 | $ 62,000 |
| Pocatello, ID | 8 | $ 1,037,000 | $ 129,625 | $ 54,000 |
| Salisbury, MD | 8 | $ 1,924,000 | $ 240,500 | $ 43,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,077,000 | $ 153,857 | $ 81,000 |
| Duluth, MN-WI | 7 | $ 1,046,000 | $ 149,428 | $ 89,000 |
| Fayetteville, NC | 7 | $ 833,000 | $ 119,000 | $ 13,000 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,562,000 | $ 223,142 | $ 147,714 |
| Holland-Grand Haven, MI | 7 | $ 696,000 | $ 99,428 | $ 12,000 |
| Lafayette, LA | 7 | $ 1,236,000 | $ 176,571 | $ 104,000 |
| Las Cruces, NM | 7 | $ 1,225,000 | $ 175,000 | $ 22,000 |
| Lewiston-Auburn, ME | 7 | $ 1,139,000 | $ 162,714 | $ 69,000 |
| Lincoln, NE | 7 | $ 884,000 | $ 126,285 | $ 77,000 |
| Michigan City-La Porte, IN | 7 | $ 1,608,000 | $ 229,714 | $ 134,000 |
| Pascagoula, MS | 7 | $ 1,040,000 | $ 148,571 | $ 109,000 |
| Yuba City, CA | 7 | $ 1,264,000 | $ 180,571 | $ 57,000 |
| Burlington-South Burlington, VT | 6 | $ 1,118,000 | $ 186,333 | $ 36,000 |
| Charleston, WV | 6 | $ 657,000 | $ 109,500 | $ 57,000 |
| Chico, CA | 6 | $ 1,418,000 | $ 236,333 | $ 54,000 |
| College Station-Bryan, TX | 6 | $ 903,000 | $ 150,500 | $ 43,000 |
| Flint, MI | 6 | $ 617,000 | $ 102,833 | $ 57,000 |
| Great Falls, MT | 6 | $ 1,395,000 | $ 232,500 | $ 84,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 756,000 | $ 126,000 | $ 54,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 878,000 | $ 146,333 | $ 246,000 |
| St. Cloud, MN | 6 | $ 975,000 | $ 162,500 | $ 63,000 |
| State College, PA | 6 | $ 901,000 | $ 150,166 | $ 73,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 551,000 | $ 91,833 | $ 9,000 |
| Alexandria, LA | 5 | $ 483,000 | $ 96,600 | $ 10,000 |
| Binghamton, NY | 5 | $ 421,000 | $ 84,200 | $ 20,000 |
| Brunswick, GA | 5 | $ 1,301,000 | $ 260,200 | $ 48,000 |
| Cleveland, TN | 5 | $ 762,000 | $ 152,400 | $ 27,000 |
| Corpus Christi, TX | 5 | $ 644,000 | $ 128,800 | $ 81,000 |
| Corvallis, OR | 5 | $ 1,056,000 | $ 211,200 | $ 147,000 |
| Flagstaff, AZ | 5 | $ 911,000 | $ 182,200 | $ 109,000 |
| Johnson City, TN | 5 | $ 440,000 | $ 88,000 | $ 0 |
| Johnstown, PA | 5 | $ 747,000 | $ 149,400 | $ 77,000 |
| Joplin, MO | 5 | $ 649,000 | $ 129,800 | $ 83,000 |
| Merced, CA | 5 | $ 516,000 | $ 103,200 | $ 181,000 |
| Mobile, AL | 5 | $ 632,000 | $ 126,400 | $ 0 |
| Pueblo, CO | 5 | $ 555,000 | $ 111,000 | $ 25,000 |
| Redding, CA | 5 | $ 1,055,000 | $ 211,000 | $ 39,000 |
| Rochester, MN | 5 | $ 972,000 | $ 194,400 | $ 74,000 |
| Springfield, IL | 5 | $ 895,000 | $ 179,000 | $ 86,000 |
| Visalia-Porterville, CA | 5 | $ 926,000 | $ 185,200 | $ 91,000 |
| Wichita Falls, TX | 5 | $ 870,000 | $ 174,000 | $ 108,000 |
| Abilene, TX | 4 | $ 551,000 | $ 137,750 | $ 31,000 |
| Albany, GA | 4 | $ 448,000 | $ 112,000 | $ 8,000 |
| Altoona, PA | 4 | $ 498,000 | $ 124,500 | $ 71,000 |
| Anchorage, AK | 4 | $ 1,360,000 | $ 340,000 | $ 0 |
| Anderson, SC | 4 | $ 307,000 | $ 76,750 | $ 31,000 |
| Athens-Clarke County, GA | 4 | $ 770,000 | $ 192,500 | $ 64,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 426,000 | $ 106,500 | $ 43,500 |
| Clarksville, TN-KY | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Danville, IL | 4 | $ 226,000 | $ 56,500 | $ 17,000 |
| Evansville, IN-KY | 4 | $ 373,000 | $ 93,250 | $ 41,000 |
| Grand Junction, CO | 4 | $ 697,000 | $ 174,250 | $ 46,000 |
| Laredo, TX | 4 | $ 510,000 | $ 127,500 | $ 79,000 |
| Lubbock, TX | 4 | $ 487,000 | $ 121,750 | $ 137,000 |
| Manhattan, KS | 4 | $ 645,000 | $ 161,250 | $ 42,000 |
| Morristown, TN | 4 | $ 612,000 | $ 153,000 | $ 28,000 |
| Muskegon-Norton Shores, MI | 4 | $ 321,000 | $ 80,250 | $ 18,000 |
| Oshkosh-Neenah, WI | 4 | $ 530,000 | $ 132,500 | $ 39,000 |
| Punta Gorda, FL | 4 | $ 553,000 | $ 138,250 | $ 86,000 |
| Shreveport-Bossier City, LA | 4 | $ 503,000 | $ 125,750 | $ 50,000 |
| Tyler, TX | 4 | $ 361,000 | $ 90,250 | $ 0 |
| Warner Robins, GA | 4 | $ 496,000 | $ 124,000 | $ 72,000 |
| Wheeling, WV-OH | 4 | $ 219,000 | $ 54,750 | $ 5,500 |
| Auburn-Opelika, AL | 3 | $ 419,000 | $ 139,666 | $ 42,000 |
| Billings, MT | 3 | $ 402,000 | $ 134,000 | $ 0 |
| Bismarck, ND | 3 | $ 542,000 | $ 180,666 | $ 75,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 360,000 | $ 120,000 | $ 50,000 |
| Carson City, NV | 3 | $ 407,000 | $ 135,666 | $ 40,000 |
| Casper, WY | 3 | $ 659,000 | $ 219,666 | $ 82,000 |
| Cheyenne, WY | 3 | $ 566,000 | $ 188,666 | $ 98,000 |
| Columbia, MO | 3 | $ 699,000 | $ 233,000 | $ 33,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 634,000 | $ 211,333 | $ 45,000 |
| Cumberland, MD-WV | 3 | $ 339,000 | $ 113,000 | $ 20,000 |
| Dothan, AL | 3 | $ 457,000 | $ 152,333 | $ 31,000 |
| Elmira, NY | 3 | $ 247,000 | $ 82,333 | $ 0 |
| Hattiesburg, MS | 3 | $ 555,000 | $ 185,000 | $ 73,000 |
| Hot Springs, AR | 3 | $ 403,000 | $ 134,333 | $ 14,000 |
| Jackson, TN | 3 | $ 547,000 | $ 182,333 | $ 30,000 |
| Janesville, WI | 3 | $ 251,000 | $ 83,666 | $ 0 |
| Longview, TX | 3 | $ 292,000 | $ 97,333 | $ 35,000 |
| Lynchburg, VA | 3 | $ 735,000 | $ 245,000 | $ 63,000 |
| Pine Bluff, AR | 3 | $ 385,000 | $ 128,333 | $ 22,000 |
| Racine, WI | 3 | $ 942,000 | $ 314,000 | $ 514,000 |
| Springfield, OH | 3 | $ 240,000 | $ 80,000 | $ 0 |
| Terre Haute, IN | 3 | $ 572,000 | $ 190,666 | $ 74,000 |
| Tuscaloosa, AL | 3 | $ 509,000 | $ 169,666 | $ 72,000 |
| Utica-Rome, NY | 3 | $ 356,000 | $ 118,666 | $ 93,000 |
| Victoria, TX | 3 | $ 444,000 | $ 148,000 | $ 23,000 |
| Waco, TX | 3 | $ 367,000 | $ 122,333 | $ 28,000 |
| Anniston-Oxford, AL | 2 | $ 101,000 | $ 50,500 | $ 0 |
| Burlington, NC | 2 | $ 301,000 | $ 150,500 | $ 31,000 |
| Champaign-Urbana, IL | 2 | $ 163,000 | $ 81,500 | $ 0 |
| Danville, VA | 2 | $ 208,000 | $ 104,000 | $ 26,000 |
| Decatur, AL | 2 | $ 197,000 | $ 98,500 | $ 47,000 |
| Decatur, IL | 2 | $ 91,000 | $ 45,500 | $ 0 |
| Elizabethtown, KY | 2 | $ 154,000 | $ 77,000 | $ 0 |
| Fargo, ND-MN | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Florence, SC | 2 | $ 259,000 | $ 129,500 | $ 44,000 |
| Fort Smith, AR-OK | 2 | $ 276,000 | $ 138,000 | $ 98,000 |
| Gadsden, AL | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Grand Forks, ND-MN | 2 | $ 203,000 | $ 101,500 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 249,000 | $ 124,500 | $ 0 |
| Harrisonburg, VA | 2 | $ 313,000 | $ 156,500 | $ 45,000 |
| Kankakee-Bradley, IL | 2 | $ 364,000 | $ 182,000 | $ 57,000 |
| Kokomo, IN | 2 | $ 303,000 | $ 151,500 | $ 51,000 |
| Lawton, OK | 2 | $ 292,000 | $ 146,000 | $ 0 |
| Lewiston, ID-WA | 2 | $ 262,000 | $ 131,000 | $ 41,000 |
| Macon, GA | 2 | $ 197,000 | $ 98,500 | $ 22,000 |
| Mankato-North Mankato, MN | 2 | $ 283,000 | $ 141,500 | $ 39,000 |
| Monroe, LA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Morgantown, WV | 2 | $ 298,000 | $ 149,000 | $ 175,000 |
| Odessa, TX | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 374,000 | $ 187,000 | $ 15,000 |
| Rocky Mount, NC | 2 | $ 256,000 | $ 128,000 | $ 72,000 |
| San Angelo, TX | 2 | $ 334,000 | $ 167,000 | $ 101,000 |
| Sheboygan, WI | 2 | $ 701,000 | $ 350,500 | $ 313,000 |
| Valdosta, GA | 2 | $ 195,000 | $ 97,500 | $ 22,000 |
| Wausau, WI | 2 | $ 187,000 | $ 93,500 | $ 20,000 |
| Yuma, AZ | 2 | $ 503,000 | $ 251,500 | $ 235,000 |
| Amarillo, TX | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Ames, IA | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Battle Creek, MI | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Bowling Green, KY | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Dalton, GA | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Dubuque, IA | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Eau Claire, WI | 1 | $ 68,000 | $ 68,000 | $ 0 |
| El Centro, CA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Goldsboro, NC | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Greenville, NC | 1 | $ 276,000 | $ 276,000 | $ 89,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Ithaca, NY | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Jacksonville, NC | 1 | $ 65,000 | $ 65,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 149,000 | $ 149,000 | $ 85,000 |
| Monroe, MI | 1 | $ 138,000 | $ 138,000 | $ 69,000 |
| Owensboro, KY | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Rapid City, SD | 1 | $ 93,000 | $ 93,000 | $ 25,000 |
| Rome, GA | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Sandusky, OH | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Steubenville-Weirton, OH-WV | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Sumter, SC | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 52,000 | $ 52,000 | $ 0 |
Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,148 | $5,001,410,000 | $261,000 | $2,455,000 | $109,000 | $8,149,000 |
| Home Purchase | 5,750 | $1,348,079,000 | $234,000 | $2,850,000 | $98,000 | $2,872,000 |
| Home Improvement | 2 | $863,000 | $431,000 | $448,000 | $18,000 | $37,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,542 | $4,388,953,000 | $250,000 | $2,820,000 | $108,000 | $8,149,000 |
| Not Provided | 2,288 | $693,975,000 | $303,000 | $1,915,000 | $130,000 | $1,967,000 |
| Asian | 2,167 | $710,286,000 | $327,000 | $2,850,000 | $135,000 | $1,691,000 |
| Hispanic | 1,199 | $253,450,000 | $211,000 | $1,740,000 | $73,000 | $963,000 |
| Black or African American | 1,068 | $194,515,000 | $182,000 | $972,000 | $52,000 | $1,051,000 |
| Not applicable | 524 | $84,775,000 | $161,000 | $449,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 66 | $15,210,000 | $230,000 | $591,000 | $70,000 | $284,000 |
| American Indian or Alaskan Native | 46 | $9,188,000 | $199,000 | $678,000 | $73,000 | $425,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,434 | $4,701,545,000 | $286,000 | $2,850,000 | $143,000 | $8,149,000 |
| FHA-insured (Federal Housing Administration) | 6,906 | $1,297,633,000 | $187,000 | $798,000 | $31,000 | $717,000 |
| VA-guaranteed (Veterans Administration) | 1,272 | $310,894,000 | $244,000 | $802,000 | $48,000 | $1,331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 288 | $40,280,000 | $139,000 | $394,000 | $46,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,168 | $3,750,346,000 | $247,000 | $2,000,000 | $101,000 | $7,914,000 |
| Application Denied By Financial Institution | 6,828 | $1,891,019,000 | $276,000 | $2,820,000 | $120,000 | $8,149,000 |
| Application Withdrawn By Applicant | 1,757 | $460,408,000 | $262,000 | $2,850,000 | $120,000 | $2,477,000 |
| Loan Purchased By The Institution | 524 | $84,775,000 | $161,000 | $449,000 | $0 | $0 |
| Application Approved But Not Accepted | 384 | $107,174,000 | $279,000 | $1,600,000 | $133,000 | $1,477,000 |
| File Closed For Incompleteness | 239 | $56,630,000 | $236,000 | $744,000 | $110,000 | $1,320,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 3,962 | $1,139,071,000 | $287,000 | $2,820,000 | $127,000 | $1,967,000 |
| Collateral | 948 | $254,057,000 | $267,000 | $2,330,000 | $123,000 | $1,640,000 |
| Debt-To-Income Ratio | 648 | $192,510,000 | $297,000 | $2,052,000 | $93,000 | $598,000 |
| Other | 633 | $160,491,000 | $253,000 | $1,915,000 | $152,000 | $8,149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 228 | $43,742,000 | $191,000 | $1,276,000 | $33,000 | $440,000 |
| Credit History | 200 | $46,029,000 | $230,000 | $2,455,000 | $80,000 | $799,000 |
| Unverifiable Information | 195 | $51,544,000 | $264,000 | $1,436,000 | $95,000 | $850,000 |
| Employment History | 12 | $3,103,000 | $258,000 | $580,000 | $69,000 | $150,000 |
| Mortgage Insurance Denied | 2 | $472,000 | $236,000 | $257,000 | $111,000 | $128,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metlife Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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