Metlife Bank, N.A. Mortgage Lending & HMDA Data, 2012

In 2012, Metlife Bank, N.A. of Irving, TX reported 24,900 mortgage applications totaling $6.4 billion, down 78% from 2011. The average application was for $255,034, and applicants reported an average income of $106,452. 61% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,361), Chicago-Joliet-Naperville, IL (885) and New York-White Plains-Wayne, NY-NJ (786) (applications in parentheses).

Mortgage Company & Address Metlife Bank, N.A.
1555 West Walnut Hill Lane, Ste. 200
Irving, TX 75038
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 24,900
Total Mortgage Loan Application Amount $6,350,352,000
Average Mortgage Loan Application Amount $255,034
Highest Mortgage Loan Application Amount $2,850,000
Average Applicant Income $106,452
Highest Applicant Income $8,149,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Metlife Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Metlife Bank, N.A. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,361 $ 566,628,000 $ 416,332 $ 167,000
King, Washington 595 $ 188,530,000 $ 316,857 $ 131,000
Cook, Illinois 549 $ 142,404,000 $ 259,387 $ 133,000
Middlesex, Massachusetts 530 $ 169,043,000 $ 318,949 $ 138,000
Santa Clara, California 526 $ 233,583,000 $ 444,074 $ 162,000
Orange, California 459 $ 171,895,000 $ 374,498 $ 144,000
Clark, Nevada 345 $ 61,378,000 $ 177,907 $ 87,000
San Diego, California 321 $ 114,344,000 $ 356,211 $ 129,000
Maricopa, Arizona 316 $ 63,992,000 $ 202,506 $ 95,000
San Francisco, California 310 $ 133,700,000 $ 431,290 $ 167,000
Alameda, California 299 $ 117,559,000 $ 393,173 $ 144,000
San Mateo, California 251 $ 119,952,000 $ 477,896 $ 168,000
Montgomery, Maryland 230 $ 84,603,000 $ 367,839 $ 158,000
Clark, Washington 221 $ 47,225,000 $ 213,687 $ 128,000
Fairfax, Virginia 215 $ 73,990,000 $ 344,139 $ 150,000
Essex, Massachusetts 214 $ 58,176,000 $ 271,850 $ 108,000
Marion, Indiana 210 $ 27,739,000 $ 132,090 $ 66,000
Riverside, California 186 $ 46,740,000 $ 251,290 $ 102,000
Suffolk, Massachusetts 185 $ 57,607,000 $ 311,389 $ 124,000
Harris, Texas 183 $ 32,251,000 $ 176,234 $ 85,000
Anne Arundel, Maryland 174 $ 57,344,000 $ 329,563 $ 109,000
Bernalillo, New Mexico 173 $ 30,247,000 $ 174,838 $ 87,000
Kings, New York 169 $ 66,891,000 $ 395,804 $ 121,000
New York, New York 169 $ 85,638,000 $ 506,733 $ 230,000
Contra Costa, California 166 $ 68,151,000 $ 410,548 $ 149,000
Douglas, Nebraska 159 $ 23,497,000 $ 147,779 $ 80,000
DuPage, Illinois 158 $ 40,568,000 $ 256,759 $ 135,000
District of Columbia, District Of Columbia 154 $ 52,779,000 $ 342,720 $ 134,000
Salt Lake, Utah 145 $ 28,588,000 $ 197,158 $ 66,000
Norfolk, Massachusetts 142 $ 42,692,000 $ 300,647 $ 112,000
Snohomish, Washington 142 $ 37,718,000 $ 265,619 $ 81,000
Marin, California 139 $ 64,818,000 $ 466,316 $ 176,000
Sacramento, California 137 $ 30,920,000 $ 225,693 $ 107,000
Lake, Illinois 128 $ 36,929,000 $ 288,507 $ 156,000
Middlesex, New Jersey 124 $ 34,920,000 $ 281,612 $ 114,000
Prince George's, Maryland 122 $ 29,664,000 $ 243,147 $ 85,000
Suffolk, New York 122 $ 33,545,000 $ 274,959 $ 61,000
Hamilton, Indiana 119 $ 26,980,000 $ 226,722 $ 101,000
Fulton, Georgia 118 $ 28,902,000 $ 244,932 $ 134,000
Sussex, Delaware 117 $ 27,587,000 $ 235,786 $ 129,000
Sedgwick, Kansas 116 $ 16,211,000 $ 139,750 $ 69,000
Ventura, California 115 $ 43,606,000 $ 379,182 $ 115,000
Pierce, Washington 113 $ 25,064,000 $ 221,805 $ 85,000
Baltimore, Maryland 112 $ 25,371,000 $ 226,526 $ 108,000
Ada, Idaho 108 $ 18,234,000 $ 168,833 $ 74,000
Lancaster, Pennsylvania 108 $ 18,600,000 $ 172,222 $ 70,000
Will, Illinois 106 $ 22,974,000 $ 216,735 $ 95,000
Travis, Texas 100 $ 23,991,000 $ 239,910 $ 129,000
Morris, New Jersey 99 $ 35,510,000 $ 358,686 $ 148,000
Plymouth, Massachusetts 98 $ 27,321,000 $ 278,785 $ 114,000
Tarrant, Texas 97 $ 21,371,000 $ 220,319 $ 109,000
Barnstable, Massachusetts 96 $ 24,794,000 $ 258,270 $ 104,000
Monmouth, New Jersey 95 $ 30,909,000 $ 325,357 $ 143,000
Ocean, New Jersey 94 $ 23,500,000 $ 250,000 $ 106,000
Queens, New York 94 $ 29,193,000 $ 310,563 $ 64,000
Multnomah, Oregon 93 $ 22,199,000 $ 238,698 $ 101,000
Bexar, Texas 93 $ 14,835,000 $ 159,516 $ 61,000
Nassau, New York 91 $ 30,753,000 $ 337,945 $ 104,000
Spokane, Washington 91 $ 16,776,000 $ 184,351 $ 81,000
Dallas, Texas 90 $ 19,229,000 $ 213,655 $ 89,000
Oakland, Michigan 89 $ 21,167,000 $ 237,831 $ 135,000
Bristol, Massachusetts 87 $ 22,850,000 $ 262,643 $ 91,000
Bergen, New Jersey 87 $ 29,996,000 $ 344,781 $ 109,000
Sonoma, California 86 $ 27,978,000 $ 325,325 $ 134,000
Worcester, Massachusetts 84 $ 18,681,000 $ 222,392 $ 93,000
Hudson, New Jersey 84 $ 25,730,000 $ 306,309 $ 134,000
New Castle, Delaware 81 $ 16,065,000 $ 198,333 $ 63,000
Jackson, Missouri 81 $ 12,467,000 $ 153,913 $ 70,000
Somerset, New Jersey 81 $ 28,294,000 $ 349,308 $ 133,000
Franklin, Ohio 81 $ 15,668,000 $ 193,432 $ 108,000
Hendricks, Indiana 79 $ 13,062,000 $ 165,341 $ 73,000
Hancock, Indiana 78 $ 11,566,000 $ 148,282 $ 85,000
San Bernardino, California 77 $ 18,470,000 $ 239,870 $ 99,000
Buchanan, Missouri 76 $ 9,550,000 $ 125,657 $ 70,000
St. Louis, Missouri 76 $ 15,268,000 $ 200,894 $ 88,000
Sarpy, Nebraska 73 $ 12,002,000 $ 164,410 $ 75,000
Denver, Colorado 72 $ 15,258,000 $ 211,916 $ 93,000
Washoe, Nevada 72 $ 12,792,000 $ 177,666 $ 89,000
Essex, New Jersey 72 $ 25,657,000 $ 356,347 $ 152,000
Montgomery, Pennsylvania 72 $ 17,478,000 $ 242,750 $ 85,000
Guilford, North Carolina 71 $ 10,541,000 $ 148,464 $ 80,000
Loudoun, Virginia 71 $ 26,040,000 $ 366,760 $ 156,000
Baltimore City, Maryland 69 $ 13,076,000 $ 189,507 $ 92,000
Wayne, Michigan 69 $ 11,289,000 $ 163,608 $ 98,000
Denton, Texas 69 $ 15,153,000 $ 219,608 $ 130,000
Washington, Oregon 68 $ 15,389,000 $ 226,308 $ 89,000
Gwinnett, Georgia 66 $ 11,138,000 $ 168,757 $ 79,000
Madison, Indiana 66 $ 7,371,000 $ 111,681 $ 57,000
Westchester, New York 66 $ 21,555,000 $ 326,590 $ 97,000
Union, New Jersey 65 $ 24,637,000 $ 379,030 $ 162,000
Virginia Beach, Virginia 65 $ 14,798,000 $ 227,661 $ 80,000
Placer, California 63 $ 17,439,000 $ 276,809 $ 132,000
Onondaga, New York 63 $ 8,509,000 $ 135,063 $ 63,000
Arapahoe, Colorado 62 $ 13,908,000 $ 224,322 $ 113,000
Palm Beach, Florida 62 $ 15,563,000 $ 251,016 $ 159,000
Howard, Maryland 62 $ 18,263,000 $ 294,564 $ 113,000
Bucks, Pennsylvania 62 $ 17,235,000 $ 277,983 $ 92,000
DeKalb, Georgia 61 $ 13,234,000 $ 216,950 $ 128,000
Clackamas, Oregon 61 $ 14,597,000 $ 239,295 $ 70,000
Cobb, Georgia 60 $ 12,300,000 $ 205,000 $ 132,000
Philadelphia, Pennsylvania 60 $ 10,299,000 $ 171,650 $ 83,000
Pima, Arizona 59 $ 10,180,000 $ 172,542 $ 64,000
Pinal, Arizona 59 $ 10,905,000 $ 184,830 $ 83,000
Orange, Florida 59 $ 9,856,000 $ 167,050 $ 80,000
El Paso, Colorado 58 $ 11,082,000 $ 191,068 $ 87,000
Boulder, Colorado 57 $ 18,616,000 $ 326,596 $ 120,000
Jefferson, Colorado 57 $ 13,637,000 $ 239,245 $ 88,000
Prince William, Virginia 57 $ 17,639,000 $ 309,456 $ 116,000
San Joaquin, California 56 $ 11,909,000 $ 212,660 $ 93,000
Hillsborough, New Hampshire 56 $ 12,208,000 $ 218,000 $ 110,000
Lane, Oregon 56 $ 9,739,000 $ 173,910 $ 74,000
Hennepin, Minnesota 55 $ 10,530,000 $ 191,454 $ 93,000
Allegheny, Pennsylvania 55 $ 9,442,000 $ 171,672 $ 121,000
Fort Bend, Texas 55 $ 8,274,000 $ 150,436 $ 71,000
Santa Cruz, California 54 $ 18,899,000 $ 349,981 $ 135,000
Douglas, Colorado 54 $ 14,550,000 $ 269,444 $ 110,000
Hartford, Connecticut 54 $ 10,436,000 $ 193,259 $ 68,000
Harford, Maryland 54 $ 12,812,000 $ 237,259 $ 86,000
Arlington, Virginia 54 $ 21,220,000 $ 392,962 $ 167,000
Northampton, Pennsylvania 52 $ 8,839,000 $ 169,980 $ 66,000
Camden, New Jersey 50 $ 8,006,000 $ 160,120 $ 74,000
Jefferson, Kentucky 49 $ 7,308,000 $ 149,142 $ 58,000
Volusia, Florida 48 $ 7,381,000 $ 153,770 $ 85,000
El Paso, Texas 48 $ 4,242,000 $ 88,375 $ 10,000
Rockingham, New Hampshire 47 $ 10,629,000 $ 226,148 $ 85,000
Wake, North Carolina 47 $ 10,211,000 $ 217,255 $ 92,000
Hampden, Massachusetts 46 $ 7,192,000 $ 156,347 $ 57,000
Mercer, New Jersey 46 $ 11,238,000 $ 244,304 $ 120,000
Fairfield, Connecticut 44 $ 14,802,000 $ 336,409 $ 154,000
Duval, Florida 44 $ 6,041,000 $ 137,295 $ 39,000
St. Tammany, Louisiana 44 $ 6,468,000 $ 147,000 $ 75,000
Clay, Missouri 44 $ 5,753,000 $ 130,750 $ 65,000
Delaware, Pennsylvania 44 $ 9,729,000 $ 221,113 $ 84,000
Cache, Utah 44 $ 7,538,000 $ 171,318 $ 57,000
St. Charles, Missouri 43 $ 7,869,000 $ 183,000 $ 70,000
Lake, Indiana 42 $ 7,319,000 $ 174,261 $ 77,000
Chester, Pennsylvania 42 $ 12,291,000 $ 292,642 $ 118,000
Davis, Utah 42 $ 7,757,000 $ 184,690 $ 66,000
Providence, Rhode Island 41 $ 7,177,000 $ 175,048 $ 61,000
Collin, Texas 41 $ 7,701,000 $ 187,829 $ 105,000
Hillsborough, Florida 40 $ 7,392,000 $ 184,800 $ 58,000
Miami-Dade, Florida 40 $ 8,892,000 $ 222,300 $ 117,000
Mecklenburg, North Carolina 40 $ 7,810,000 $ 195,250 $ 100,000
Kootenai, Idaho 39 $ 10,776,000 $ 276,307 $ 272,000
Merrimack, New Hampshire 39 $ 7,642,000 $ 195,948 $ 98,000
Sandoval, New Mexico 39 $ 7,715,000 $ 197,820 $ 62,000
Delaware, Ohio 39 $ 9,779,000 $ 250,743 $ 123,000
Broward, Florida 38 $ 8,089,000 $ 212,868 $ 85,000
Kent, Delaware 37 $ 6,862,000 $ 185,459 $ 52,000
Douglas, Kansas 37 $ 6,928,000 $ 187,243 $ 75,000
Lehigh, Pennsylvania 37 $ 6,594,000 $ 178,216 $ 81,000
Forsyth, Georgia 36 $ 8,554,000 $ 237,611 $ 128,000
Johnson, Kansas 36 $ 7,063,000 $ 196,194 $ 111,000
Greene, Missouri 36 $ 5,104,000 $ 141,777 $ 66,000
Utah, Utah 36 $ 6,757,000 $ 187,694 $ 58,000
Chesapeake, Virginia 36 $ 7,200,000 $ 200,000 $ 43,000
New Haven, Connecticut 35 $ 7,277,000 $ 207,914 $ 79,000
Polk, Florida 35 $ 4,227,000 $ 120,771 $ 62,000
Kent, Michigan 35 $ 5,640,000 $ 161,142 $ 83,000
Burlington, New Jersey 35 $ 8,314,000 $ 237,542 $ 96,000
Hampton, Virginia 35 $ 5,058,000 $ 144,514 $ 40,000
Kane, Illinois 34 $ 6,261,000 $ 184,147 $ 81,000
Washtenaw, Michigan 34 $ 7,287,000 $ 214,323 $ 113,000
Richmond, New York 34 $ 9,450,000 $ 277,941 $ 51,000
Oklahoma, Oklahoma 34 $ 6,112,000 $ 179,764 $ 75,000
Worcester, Maryland 33 $ 7,809,000 $ 236,636 $ 139,000
Erie, New York 33 $ 5,023,000 $ 152,212 $ 76,000
York, Pennsylvania 33 $ 5,062,000 $ 153,393 $ 58,000
Santa Barbara, California 32 $ 18,168,000 $ 567,750 $ 196,000
Larimer, Colorado 32 $ 7,326,000 $ 228,937 $ 101,000
Carroll, Maryland 32 $ 8,720,000 $ 272,500 $ 111,000
Gloucester, New Jersey 32 $ 5,824,000 $ 182,000 $ 88,000
Johnson, Indiana 31 $ 5,215,000 $ 168,225 $ 74,000
Frederick, Maryland 31 $ 7,191,000 $ 231,967 $ 82,000
Cape May, New Jersey 30 $ 7,994,000 $ 266,466 $ 142,000
Rockland, New York 30 $ 8,422,000 $ 280,733 $ 77,000
Washington, Rhode Island 30 $ 7,193,000 $ 239,766 $ 139,000
Thurston, Washington 30 $ 6,413,000 $ 213,766 $ 70,000
El Dorado, California 29 $ 8,071,000 $ 278,310 $ 148,000
Monterey, California 29 $ 9,943,000 $ 342,862 $ 121,000
Pinellas, Florida 29 $ 6,367,000 $ 219,551 $ 96,000
Cherokee, Georgia 29 $ 5,030,000 $ 173,448 $ 89,000
Gallatin, Montana 29 $ 6,031,000 $ 207,965 $ 78,000
Atlantic, New Jersey 29 $ 6,096,000 $ 210,206 $ 113,000
Newport News, Virginia 29 $ 4,225,000 $ 145,689 $ 34,000
Adams, Colorado 28 $ 5,177,000 $ 184,892 $ 54,000
Butler, Kansas 28 $ 4,018,000 $ 143,500 $ 69,000
Alexandria, Virginia 28 $ 11,969,000 $ 427,464 $ 192,000
Napa, California 27 $ 8,481,000 $ 314,111 $ 139,000
Tulsa, Oklahoma 27 $ 4,507,000 $ 166,925 $ 70,000
Solano, California 26 $ 5,747,000 $ 221,038 $ 97,000
Lee, Florida 26 $ 4,155,000 $ 159,807 $ 120,000
Morgan, Indiana 26 $ 3,934,000 $ 151,307 $ 82,000
Passaic, New Jersey 26 $ 5,854,000 $ 225,153 $ 95,000
Sussex, New Jersey 26 $ 5,880,000 $ 226,153 $ 91,000
Williamson, Texas 26 $ 4,624,000 $ 177,846 $ 77,000
Norfolk, Virginia 26 $ 3,752,000 $ 144,307 $ 23,000
Yolo, California 25 $ 6,605,000 $ 264,200 $ 150,000
Shawnee, Kansas 25 $ 3,015,000 $ 120,600 $ 60,000
Cumberland, Maine 25 $ 4,872,000 $ 194,880 $ 90,000
Henrico, Virginia 25 $ 4,794,000 $ 191,760 $ 70,000
Collier, Florida 24 $ 5,192,000 $ 216,333 $ 156,000
Clark, Indiana 24 $ 3,171,000 $ 132,125 $ 57,000
Orange, New York 24 $ 6,124,000 $ 255,166 $ 114,000
Kitsap, Washington 24 $ 7,212,000 $ 300,500 $ 77,000
Kern, California 23 $ 4,471,000 $ 194,391 $ 76,000
Coweta, Georgia 23 $ 3,859,000 $ 167,782 $ 60,000
Fayette, Georgia 23 $ 5,524,000 $ 240,173 $ 113,000
Boone, Indiana 23 $ 5,410,000 $ 235,217 $ 123,000
Hunterdon, New Jersey 23 $ 6,222,000 $ 270,521 $ 98,000
York, Virginia 23 $ 5,478,000 $ 238,173 $ 75,000
Milwaukee, Wisconsin 23 $ 3,004,000 $ 130,608 $ 33,000
Madison, Illinois 22 $ 2,636,000 $ 119,818 $ 35,000
McHenry, Illinois 22 $ 4,447,000 $ 202,136 $ 96,000
Elkhart, Indiana 22 $ 1,728,000 $ 78,545 $ 30,000
Calvert, Maryland 22 $ 5,849,000 $ 265,863 $ 96,000
St. Clair, Illinois 21 $ 3,581,000 $ 170,523 $ 60,000
York, Maine 21 $ 4,614,000 $ 219,714 $ 125,000
Bronx, New York 21 $ 5,773,000 $ 274,904 $ 95,000
Dutchess, New York 21 $ 4,663,000 $ 222,047 $ 107,000
Oswego, New York 21 $ 2,103,000 $ 100,142 $ 58,000
Weber, Utah 21 $ 2,560,000 $ 121,904 $ 70,000
Benton, Washington 21 $ 3,640,000 $ 173,333 $ 79,000
San Luis Obispo, California 20 $ 6,145,000 $ 307,250 $ 53,000
Jefferson, Louisiana 20 $ 3,081,000 $ 154,050 $ 42,000
Dare, North Carolina 20 $ 4,916,000 $ 245,800 $ 70,000
Montgomery, Texas 20 $ 4,054,000 $ 202,700 $ 101,000
Madison, Alabama 19 $ 3,535,000 $ 186,052 $ 80,000
Lake, Florida 19 $ 2,241,000 $ 117,947 $ 49,000
Honolulu, Hawaii 19 $ 6,561,000 $ 345,315 $ 10,000
Delaware, Indiana 19 $ 1,460,000 $ 76,842 $ 42,000
Jefferson, Missouri 19 $ 2,176,000 $ 114,526 $ 58,000
Warren, New Jersey 19 $ 3,760,000 $ 197,894 $ 83,000
Craven, North Carolina 19 $ 2,644,000 $ 139,157 $ 57,000
Hamilton, Ohio 19 $ 2,315,000 $ 121,842 $ 68,000
Manatee, Florida 18 $ 3,257,000 $ 180,944 $ 85,000
Henry, Indiana 18 $ 1,959,000 $ 108,833 $ 69,000
Berkshire, Massachusetts 18 $ 2,428,000 $ 134,888 $ 47,000
Santa Fe, New Mexico 18 $ 5,055,000 $ 280,833 $ 92,000
Johnston, North Carolina 18 $ 2,713,000 $ 150,722 $ 45,000
New Hanover, North Carolina 18 $ 4,935,000 $ 274,166 $ 140,000
Lawrence, Ohio 18 $ 2,480,000 $ 137,777 $ 63,000
Monroe, Pennsylvania 18 $ 2,555,000 $ 141,944 $ 83,000
Westmoreland, Pennsylvania 18 $ 2,450,000 $ 136,111 $ 56,000
Chesterfield, Virginia 18 $ 3,487,000 $ 193,722 $ 79,000
Waukesha, Wisconsin 18 $ 4,561,000 $ 253,388 $ 87,000
La Plata, Colorado 17 $ 3,906,000 $ 229,764 $ 96,000
St. Johns, Florida 17 $ 2,719,000 $ 159,941 $ 80,000
St. Joseph, Indiana 17 $ 1,535,000 $ 90,294 $ 29,000
Johnson, Iowa 17 $ 4,545,000 $ 267,352 $ 106,000
St. Mary's, Maryland 17 $ 4,928,000 $ 289,882 $ 103,000
Dakota, Minnesota 17 $ 4,138,000 $ 243,411 $ 114,000
Andrew, Missouri 17 $ 2,438,000 $ 143,411 $ 62,000
Cass, Missouri 17 $ 2,785,000 $ 163,823 $ 73,000
San Juan, New Mexico 17 $ 3,357,000 $ 197,470 $ 82,000
Clinton, New York 17 $ 2,041,000 $ 120,058 $ 59,000
Otsego, New York 17 $ 2,584,000 $ 152,000 $ 97,000
Currituck, North Carolina 17 $ 5,274,000 $ 310,235 $ 193,000
Miami, Ohio 17 $ 2,056,000 $ 120,941 $ 77,000
Marion, Oregon 17 $ 3,144,000 $ 184,941 $ 83,000
Guadalupe, Texas 17 $ 2,439,000 $ 143,470 $ 55,000
Windham, Vermont 17 $ 4,602,000 $ 270,705 $ 229,000
James City, Virginia 17 $ 4,566,000 $ 268,588 $ 83,000
Brown, Wisconsin 17 $ 2,625,000 $ 154,411 $ 72,000
Fresno, California 16 $ 3,508,000 $ 219,250 $ 57,000
Weld, Colorado 16 $ 3,279,000 $ 204,937 $ 59,000
Litchfield, Connecticut 16 $ 3,043,000 $ 190,187 $ 52,000
Sumter, Florida 16 $ 2,381,000 $ 148,812 $ 24,000
Henry, Georgia 16 $ 2,187,000 $ 136,687 $ 60,000
Porter, Indiana 16 $ 2,421,000 $ 151,312 $ 67,000
Charles, Maryland 16 $ 5,667,000 $ 354,187 $ 213,000
Macomb, Michigan 16 $ 2,147,000 $ 134,187 $ 77,000
DeSoto, Mississippi 16 $ 2,355,000 $ 147,187 $ 87,000
Saratoga, New York 16 $ 3,851,000 $ 240,687 $ 119,000
Forsyth, North Carolina 16 $ 2,166,000 $ 135,375 $ 43,000
Summit, Ohio 16 $ 2,049,000 $ 128,062 $ 44,000
Cleveland, Oklahoma 16 $ 2,071,000 $ 129,437 $ 38,000
Jackson, Oregon 16 $ 3,559,000 $ 222,437 $ 66,000
Cumberland, Pennsylvania 16 $ 3,300,000 $ 206,250 $ 60,000
Lackawanna, Pennsylvania 16 $ 2,212,000 $ 138,250 $ 77,000
Charleston, South Carolina 16 $ 3,588,000 $ 224,250 $ 81,000
Hays, Texas 16 $ 3,066,000 $ 191,625 $ 68,000
Richmond City, Virginia 16 $ 3,549,000 $ 221,812 $ 120,000
Franklin, Washington 16 $ 2,157,000 $ 134,812 $ 99,000
Cabell, West Virginia 16 $ 2,246,000 $ 140,375 $ 73,000
Nevada, California 15 $ 3,944,000 $ 262,933 $ 119,000
Brevard, Florida 15 $ 3,021,000 $ 201,400 $ 58,000
Monroe, Indiana 15 $ 2,601,000 $ 173,400 $ 70,000
Polk, Iowa 15 $ 2,020,000 $ 134,666 $ 42,000
Queen Anne's, Maryland 15 $ 4,357,000 $ 290,466 $ 94,000
Berrien, Michigan 15 $ 2,833,000 $ 188,866 $ 134,000
Livingston, Michigan 15 $ 2,320,000 $ 154,666 $ 81,000
Albany, New York 15 $ 2,432,000 $ 162,133 $ 65,000
Berks, Pennsylvania 15 $ 2,890,000 $ 192,666 $ 56,000
Luzerne, Pennsylvania 15 $ 2,007,000 $ 133,800 $ 63,000
Horry, South Carolina 15 $ 2,439,000 $ 162,600 $ 112,000
Shelby, Tennessee 15 $ 2,023,000 $ 134,866 $ 74,000
Whatcom, Washington 15 $ 3,734,000 $ 248,933 $ 101,000
Seminole, Florida 14 $ 2,382,000 $ 170,142 $ 49,000
Kendall, Illinois 14 $ 2,570,000 $ 183,571 $ 82,000
Orleans, Louisiana 14 $ 1,965,000 $ 140,357 $ 95,000
Hampshire, Massachusetts 14 $ 3,063,000 $ 218,785 $ 82,000
Ramsey, Minnesota 14 $ 2,092,000 $ 149,428 $ 59,000
Ulster, New York 14 $ 2,592,000 $ 185,142 $ 22,000
Cuyahoga, Ohio 14 $ 1,694,000 $ 121,000 $ 54,000
Lake, Ohio 14 $ 1,985,000 $ 141,785 $ 66,000
Dauphin, Pennsylvania 14 $ 2,072,000 $ 148,000 $ 47,000
Island, Washington 14 $ 4,574,000 $ 326,714 $ 111,000
Yavapai, Arizona 13 $ 2,474,000 $ 190,307 $ 23,000
Tuolumne, California 13 $ 1,658,000 $ 127,538 $ 48,000
St. Lucie, Florida 13 $ 1,986,000 $ 152,769 $ 63,000
Canyon, Idaho 13 $ 2,284,000 $ 175,692 $ 64,000
Floyd, Indiana 13 $ 1,964,000 $ 151,076 $ 77,000
Tippecanoe, Indiana 13 $ 1,565,000 $ 120,384 $ 71,000
Calcasieu, Louisiana 13 $ 2,076,000 $ 159,692 $ 83,000
Christian, Missouri 13 $ 1,903,000 $ 146,384 $ 60,000
Platte, Missouri 13 $ 2,070,000 $ 159,230 $ 71,000
Durham, North Carolina 13 $ 1,991,000 $ 153,153 $ 57,000
Kent, Rhode Island 13 $ 2,442,000 $ 187,846 $ 57,000
Richland, South Carolina 13 $ 2,426,000 $ 186,615 $ 10,000
Stanislaus, California 12 $ 2,073,000 $ 172,750 $ 108,000
Washington, Minnesota 12 $ 3,284,000 $ 273,666 $ 76,000
Valencia, New Mexico 12 $ 1,845,000 $ 153,750 $ 34,000
Union, North Carolina 12 $ 2,548,000 $ 212,333 $ 44,000
Mahoning, Ohio 12 $ 1,299,000 $ 108,250 $ 47,000
Deschutes, Oregon 12 $ 2,519,000 $ 209,916 $ 118,000
Bell, Texas 12 $ 1,387,000 $ 115,583 $ 55,000
Brazoria, Texas 12 $ 1,896,000 $ 158,000 $ 94,000
Cameron, Texas 12 $ 2,425,000 $ 202,083 $ 186,000
Washington, Utah 12 $ 2,098,000 $ 174,833 $ 59,000
Portsmouth, Virginia 12 $ 1,205,000 $ 100,416 $ 16,000
Dane, Wisconsin 12 $ 2,005,000 $ 167,083 $ 53,000
Madera, California 11 $ 1,474,000 $ 134,000 $ 33,000
Middlesex, Connecticut 11 $ 1,842,000 $ 167,454 $ 28,000
Flagler, Florida 11 $ 1,421,000 $ 129,181 $ 60,000
Pasco, Florida 11 $ 1,782,000 $ 162,000 $ 41,000
Hall, Georgia 11 $ 1,905,000 $ 173,181 $ 69,000
Penobscot, Maine 11 $ 1,369,000 $ 124,454 $ 39,000
Essex, New York 11 $ 1,449,000 $ 131,727 $ 44,000
Stark, Ohio 11 $ 1,328,000 $ 120,727 $ 38,000
Canadian, Oklahoma 11 $ 1,865,000 $ 169,545 $ 83,000
Carter, Oklahoma 11 $ 2,161,000 $ 196,454 $ 152,000
Greenville, South Carolina 11 $ 1,827,000 $ 166,090 $ 50,000
Summit, Utah 11 $ 4,015,000 $ 365,000 $ 180,000
Stafford, Virginia 11 $ 2,679,000 $ 243,545 $ 25,000
Cowlitz, Washington 11 $ 2,208,000 $ 200,727 $ 69,000
Yakima, Washington 11 $ 2,158,000 $ 196,181 $ 69,000
Wayne, West Virginia 11 $ 1,175,000 $ 106,818 $ 53,000
Mohave, Arizona 10 $ 1,576,000 $ 157,600 $ 75,000
Pulaski, Arkansas 10 $ 1,056,000 $ 105,600 $ 64,000
Eagle, Colorado 10 $ 3,650,000 $ 365,000 $ 218,000
Alachua, Florida 10 $ 1,674,000 $ 167,400 $ 83,000
Marion, Florida 10 $ 1,338,000 $ 133,800 $ 25,000
Chatham, Georgia 10 $ 1,690,000 $ 169,000 $ 54,000
Bonneville, Idaho 10 $ 1,469,000 $ 146,900 $ 32,000
Valley, Idaho 10 $ 1,865,000 $ 186,500 $ 97,000
Oldham, Kentucky 10 $ 2,179,000 $ 217,900 $ 99,000
East Baton Rouge, Louisiana 10 $ 1,055,000 $ 105,500 $ 77,000
Lafourche, Louisiana 10 $ 1,642,000 $ 164,200 $ 56,000
Franklin, Massachusetts 10 $ 1,569,000 $ 156,900 $ 56,000
Carver, Minnesota 10 $ 2,764,000 $ 276,400 $ 100,000
St. Louis City, Missouri 10 $ 1,200,000 $ 120,000 $ 59,000
Flathead, Montana 10 $ 2,504,000 $ 250,400 $ 54,000
Missoula, Montana 10 $ 2,498,000 $ 249,800 $ 169,000
Strafford, New Hampshire 10 $ 1,747,000 $ 174,700 $ 113,000
Schenectady, New York 10 $ 1,618,000 $ 161,800 $ 58,000
Carteret, North Carolina 10 $ 2,650,000 $ 265,000 $ 182,000
Butler, Ohio 10 $ 1,025,000 $ 102,500 $ 29,000
Lucas, Ohio 10 $ 2,261,000 $ 226,100 $ 289,000
Warren, Ohio 10 $ 1,540,000 $ 154,000 $ 56,000
Beaver, Pennsylvania 10 $ 1,449,000 $ 144,900 $ 74,000
Lebanon, Pennsylvania 10 $ 1,704,000 $ 170,400 $ 59,000
Davidson, Tennessee 10 $ 1,224,000 $ 122,400 $ 20,000
Hamilton, Tennessee 10 $ 1,177,000 $ 117,700 $ 0
San Juan, Washington 10 $ 3,301,000 $ 330,100 $ 167,000
Benton, Arkansas 9 $ 1,128,000 $ 125,333 $ 47,000
Craighead, Arkansas 9 $ 1,115,000 $ 123,888 $ 36,000
New London, Connecticut 9 $ 1,590,000 $ 176,666 $ 65,000
Indian River, Florida 9 $ 1,979,000 $ 219,888 $ 93,000
Leon, Florida 9 $ 2,034,000 $ 226,000 $ 65,000
Clayton, Georgia 9 $ 561,000 $ 62,333 $ 43,000
Winnebago, Illinois 9 $ 938,000 $ 104,222 $ 9,000
Allen, Indiana 9 $ 1,306,000 $ 145,111 $ 162,000
Hancock, Maine 9 $ 2,231,000 $ 247,888 $ 21,000
Lincoln, Maine 9 $ 2,872,000 $ 319,111 $ 75,000
Cecil, Maryland 9 $ 2,055,000 $ 228,333 $ 115,000
Anoka, Minnesota 9 $ 1,934,000 $ 214,888 $ 103,000
Crow Wing, Minnesota 9 $ 1,779,000 $ 197,666 $ 73,000
Scott, Minnesota 9 $ 2,755,000 $ 306,111 $ 136,000
Cumberland, New Jersey 9 $ 1,027,000 $ 114,111 $ 19,000
Columbia, New York 9 $ 2,360,000 $ 262,222 $ 50,000
Polk, Oregon 9 $ 2,090,000 $ 232,222 $ 41,000
Butler, Pennsylvania 9 $ 1,921,000 $ 213,444 $ 94,000
Erie, Pennsylvania 9 $ 992,000 $ 110,222 $ 20,000
Washington, Pennsylvania 9 $ 1,812,000 $ 201,333 $ 69,000
Spartanburg, South Carolina 9 $ 1,193,000 $ 132,555 $ 71,000
Skagit, Washington 9 $ 2,092,000 $ 232,444 $ 89,000
Jefferson, Alabama 8 $ 1,227,000 $ 153,375 $ 21,000
Sarasota, Florida 8 $ 1,875,000 $ 234,375 $ 160,000
Paulding, Georgia 8 $ 1,152,000 $ 144,000 $ 63,000
Bannock, Idaho 8 $ 1,037,000 $ 129,625 $ 54,000
Elmore, Idaho 8 $ 1,527,000 $ 190,875 $ 94,000
Talbot, Maryland 8 $ 2,209,000 $ 276,125 $ 107,000
Wicomico, Maryland 8 $ 1,924,000 $ 240,500 $ 43,000
Ingham, Michigan 8 $ 1,216,000 $ 152,000 $ 81,000
Wright, Minnesota 8 $ 1,654,000 $ 206,750 $ 64,000
Harrison, Mississippi 8 $ 792,000 $ 99,000 $ 33,000
Camden, Missouri 8 $ 1,549,000 $ 193,625 $ 125,000
Franklin, Missouri 8 $ 1,321,000 $ 165,125 $ 94,000
Henry, Missouri 8 $ 973,000 $ 121,625 $ 51,000
Carroll, New Hampshire 8 $ 1,755,000 $ 219,375 $ 157,000
Grafton, New Hampshire 8 $ 1,415,000 $ 176,875 $ 65,000
Monroe, New York 8 $ 1,036,000 $ 129,500 $ 27,000
Niagara, New York 8 $ 799,000 $ 99,875 $ 53,000
Haywood, North Carolina 8 $ 1,148,000 $ 143,500 $ 0
Fairfield, Ohio 8 $ 1,470,000 $ 183,750 $ 88,000
Montgomery, Ohio 8 $ 1,447,000 $ 180,875 $ 107,000
Lincoln, Oregon 8 $ 1,720,000 $ 215,000 $ 131,000
Tillamook, Oregon 8 $ 1,541,000 $ 192,625 $ 130,000
Yamhill, Oregon 8 $ 1,544,000 $ 193,000 $ 38,000
Pike, Pennsylvania 8 $ 1,171,000 $ 146,375 $ 99,000
Schuylkill, Pennsylvania 8 $ 1,149,000 $ 143,625 $ 50,000
Beaufort, South Carolina 8 $ 2,894,000 $ 361,750 $ 133,000
Box Elder, Utah 8 $ 1,263,000 $ 157,875 $ 34,000
Albemarle, Virginia 8 $ 2,315,000 $ 289,375 $ 64,000
Suffolk, Virginia 8 $ 1,399,000 $ 174,875 $ 31,000
Washington, Arkansas 7 $ 974,000 $ 139,142 $ 78,000
Monroe, Florida 7 $ 1,941,000 $ 277,285 $ 57,000
Nassau, Florida 7 $ 1,168,000 $ 166,857 $ 57,000
Osceola, Florida 7 $ 411,000 $ 58,714 $ 21,000
Muscogee, Georgia 7 $ 1,498,000 $ 214,000 $ 81,000
Hawaii, Hawaii 7 $ 2,022,000 $ 288,857 $ 0
Blaine, Idaho 7 $ 2,071,000 $ 295,857 $ 381,000
LaPorte, Indiana 7 $ 1,608,000 $ 229,714 $ 134,000
White, Indiana 7 $ 766,000 $ 109,428 $ 34,000
Leavenworth, Kansas 7 $ 1,188,000 $ 169,714 $ 61,000
Androscoggin, Maine 7 $ 1,139,000 $ 162,714 $ 69,000
Kennebec, Maine 7 $ 1,516,000 $ 216,571 $ 65,000
Ottawa, Michigan 7 $ 696,000 $ 99,428 $ 12,000
Hinds, Mississippi 7 $ 1,912,000 $ 273,142 $ 72,000
Taney, Missouri 7 $ 1,338,000 $ 191,142 $ 32,000
Lancaster, Nebraska 7 $ 884,000 $ 126,285 $ 77,000
Douglas, Nevada 7 $ 2,559,000 $ 365,571 $ 127,000
Lyon, Nevada 7 $ 1,003,000 $ 143,285 $ 76,000
Belknap, New Hampshire 7 $ 1,022,000 $ 146,000 $ 78,000
Dona Ana, New Mexico 7 $ 1,225,000 $ 175,000 $ 22,000
Madison, New York 7 $ 1,115,000 $ 159,285 $ 78,000
Buncombe, North Carolina 7 $ 1,176,000 $ 168,000 $ 59,000
Cumberland, North Carolina 7 $ 833,000 $ 119,000 $ 13,000
Iredell, North Carolina 7 $ 1,428,000 $ 204,000 $ 40,000
Greene, Ohio 7 $ 1,230,000 $ 175,714 $ 46,000
Linn, Oregon 7 $ 933,000 $ 133,285 $ 48,000
Berkeley, South Carolina 7 $ 1,301,000 $ 185,857 $ 18,000
Kaufman, Texas 7 $ 1,231,000 $ 175,857 $ 66,000
Kendall, Texas 7 $ 1,663,000 $ 237,571 $ 87,000
Tooele, Utah 7 $ 1,367,000 $ 195,285 $ 46,000
Rutland, Vermont 7 $ 1,416,000 $ 202,285 $ 155,000
Fauquier, Virginia 7 $ 2,231,000 $ 318,714 $ 49,000
Isle of Wight, Virginia 7 $ 1,446,000 $ 206,571 $ 67,000
Outagamie, Wisconsin 7 $ 1,091,000 $ 155,857 $ 88,000
Baldwin, Alabama 6 $ 757,000 $ 126,166 $ 22,000
Limestone, Alabama 6 $ 1,246,000 $ 207,666 $ 64,000
Butte, California 6 $ 1,418,000 $ 236,333 $ 54,000
Calaveras, California 6 $ 1,391,000 $ 231,833 $ 55,000
Montrose, Colorado 6 $ 1,228,000 $ 204,666 $ 44,000
Summit, Colorado 6 $ 2,270,000 $ 378,333 $ 135,000
Teller, Colorado 6 $ 1,190,000 $ 198,333 $ 66,000
Tolland, Connecticut 6 $ 799,000 $ 133,166 $ 82,000
Clay, Florida 6 $ 905,000 $ 150,833 $ 45,000
Martin, Florida 6 $ 1,314,000 $ 219,000 $ 82,000
Catoosa, Georgia 6 $ 759,000 $ 126,500 $ 126,000
Twin Falls, Idaho 6 $ 1,034,000 $ 172,333 $ 51,000
Peoria, Illinois 6 $ 1,324,000 $ 220,666 $ 80,000
Scott, Iowa 6 $ 1,460,000 $ 243,333 $ 1,333,000
Sumner, Kansas 6 $ 604,000 $ 100,666 $ 67,000
Nantucket, Massachusetts 6 $ 3,385,000 $ 564,166 $ 397,000
Genesee, Michigan 6 $ 617,000 $ 102,833 $ 57,000
Leelanau, Michigan 6 $ 2,445,000 $ 407,500 $ 152,000
Jackson, Mississippi 6 $ 938,000 $ 156,333 $ 118,000
Benton, Missouri 6 $ 750,000 $ 125,000 $ 53,000
Osage, Missouri 6 $ 594,000 $ 99,000 $ 48,000
Cascade, Montana 6 $ 1,395,000 $ 232,500 $ 84,000
Lewis and Clark, Montana 6 $ 1,155,000 $ 192,500 $ 69,000
Curry, New Mexico 6 $ 731,000 $ 121,833 $ 58,000
Cayuga, New York 6 $ 1,208,000 $ 201,333 $ 98,000
Franklin, New York 6 $ 763,000 $ 127,166 $ 71,000
Putnam, New York 6 $ 1,203,000 $ 200,500 $ 71,000
Washington, New York 6 $ 742,000 $ 123,666 $ 12,000
Brunswick, North Carolina 6 $ 1,255,000 $ 209,166 $ 122,000
Orange, North Carolina 6 $ 897,000 $ 149,500 $ 61,000
Union, Ohio 6 $ 867,000 $ 144,500 $ 73,000
Josephine, Oregon 6 $ 950,000 $ 158,333 $ 66,000
Centre, Pennsylvania 6 $ 901,000 $ 150,166 $ 73,000
Bristol, Rhode Island 6 $ 1,066,000 $ 177,666 $ 70,000
Newport, Rhode Island 6 $ 1,357,000 $ 226,166 $ 92,000
Lexington, South Carolina 6 $ 694,000 $ 115,666 $ 30,000
Knox, Tennessee 6 $ 800,000 $ 133,333 $ 25,000
Hidalgo, Texas 6 $ 878,000 $ 146,333 $ 246,000
Hood, Texas 6 $ 1,204,000 $ 200,666 $ 29,000
Johnson, Texas 6 $ 795,000 $ 132,500 $ 88,000
Page:

Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 19,148 $5,001,410,000 $261,000 $2,455,000 $109,000 $8,149,000
Home Purchase 5,750 $1,348,079,000 $234,000 $2,850,000 $98,000 $2,872,000
Home Improvement 2 $863,000 $431,000 $448,000 $18,000 $37,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,542 $4,388,953,000 $250,000 $2,820,000 $108,000 $8,149,000
Not Provided 2,288 $693,975,000 $303,000 $1,915,000 $130,000 $1,967,000
Asian 2,167 $710,286,000 $327,000 $2,850,000 $135,000 $1,691,000
Hispanic 1,199 $253,450,000 $211,000 $1,740,000 $73,000 $963,000
Black or African American 1,068 $194,515,000 $182,000 $972,000 $52,000 $1,051,000
Not applicable 524 $84,775,000 $161,000 $449,000 $0 $0
Native Hawaiian or Other Pacific Islander 66 $15,210,000 $230,000 $591,000 $70,000 $284,000
American Indian or Alaskan Native 46 $9,188,000 $199,000 $678,000 $73,000 $425,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,434 $4,701,545,000 $286,000 $2,850,000 $143,000 $8,149,000
FHA-insured (Federal Housing Administration) 6,906 $1,297,633,000 $187,000 $798,000 $31,000 $717,000
VA-guaranteed (Veterans Administration) 1,272 $310,894,000 $244,000 $802,000 $48,000 $1,331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 288 $40,280,000 $139,000 $394,000 $46,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,168 $3,750,346,000 $247,000 $2,000,000 $101,000 $7,914,000
Application Denied By Financial Institution 6,828 $1,891,019,000 $276,000 $2,820,000 $120,000 $8,149,000
Application Withdrawn By Applicant 1,757 $460,408,000 $262,000 $2,850,000 $120,000 $2,477,000
Loan Purchased By The Institution 524 $84,775,000 $161,000 $449,000 $0 $0
Application Approved But Not Accepted 384 $107,174,000 $279,000 $1,600,000 $133,000 $1,477,000
File Closed For Incompleteness 239 $56,630,000 $236,000 $744,000 $110,000 $1,320,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 3,962 $1,139,071,000 $287,000 $2,820,000 $127,000 $1,967,000
Collateral 948 $254,057,000 $267,000 $2,330,000 $123,000 $1,640,000
Debt-To-Income Ratio 648 $192,510,000 $297,000 $2,052,000 $93,000 $598,000
Other 633 $160,491,000 $253,000 $1,915,000 $152,000 $8,149,000
Insufficient Cash (Downpayment, Closing Cost) 228 $43,742,000 $191,000 $1,276,000 $33,000 $440,000
Credit History 200 $46,029,000 $230,000 $2,455,000 $80,000 $799,000
Unverifiable Information 195 $51,544,000 $264,000 $1,436,000 $95,000 $850,000
Employment History 12 $3,103,000 $258,000 $580,000 $69,000 $150,000
Mortgage Insurance Denied 2 $472,000 $236,000 $257,000 $111,000 $128,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Metlife Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List