Prospect Mortgage, LLC Mortgage Lending & HMDA Data, 2009
In 2009, Prospect Mortgage, LLC of Sherman Oaks, CA reported 50,332 mortgage applications totaling $12.2 billion, up 111% from 2008. The average application was for $242,200, and applicants reported an average income of $83,826. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (5,532), Riverside-San Bernardino-Ontario, CA (3,555) and Phoenix-Mesa-Scottsdale, AZ (2,968) (applications in parentheses).
| Mortgage Company & Address | Prospect Mortgage, LLC 15301 Ventura Blvd. Suite D300 Sherman Oaks, CA 91403 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 50,332 |
| Total Mortgage Loan Application Amount | $12,190,434,000 |
| Average Mortgage Loan Application Amount | $242,200 |
| Highest Mortgage Loan Application Amount | $7,027,000 |
| Average Applicant Income | $83,826 |
| Highest Applicant Income | $8,191,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prospect Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 5,532 | $ 1,866,988,000 | $ 337,488 | $ 102,000 |
| Riverside-San Bernardino-Ontario, CA | 3,555 | $ 678,850,000 | $ 190,956 | $ 71,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,968 | $ 475,169,000 | $ 160,097 | $ 66,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,016 | $ 329,473,000 | $ 163,429 | $ 71,000 |
| Oakland-Fremont-Hayward, CA | 1,956 | $ 592,138,000 | $ 302,729 | $ 87,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,735 | $ 481,118,000 | $ 277,301 | $ 89,000 |
| New York-White Plains-Wayne, NY-NJ | 1,584 | $ 541,986,000 | $ 342,162 | $ 106,678 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,361 | $ 404,750,000 | $ 297,391 | $ 80,469 |
| Cambridge-Newton-Framingham, MA | 1,239 | $ 376,297,000 | $ 303,710 | $ 106,000 |
| Boston-Quincy, MA | 1,210 | $ 360,252,000 | $ 297,728 | $ 109,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,205 | $ 257,159,000 | $ 213,409 | $ 145,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,051 | $ 354,505,000 | $ 337,302 | $ 87,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 977 | $ 348,670,000 | $ 356,878 | $ 94,000 |
| Las Vegas-Paradise, NV | 899 | $ 135,954,000 | $ 151,228 | $ 72,000 |
| Boise City-Nampa, ID | 727 | $ 103,239,000 | $ 142,006 | $ 48,000 |
| Reno-Sparks, NV | 706 | $ 133,176,000 | $ 188,634 | $ 74,000 |
| Peabody, MA | 667 | $ 176,211,000 | $ 264,184 | $ 78,000 |
| Stockton, CA | 660 | $ 108,392,000 | $ 164,230 | $ 68,000 |
| Portland-Vancouver-Beaverton, OR-WA | 553 | $ 138,129,000 | $ 249,781 | $ 70,878 |
| Santa Rosa-Petaluma, CA | 525 | $ 146,647,000 | $ 279,327 | $ 80,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 521 | $ 195,393,000 | $ 375,034 | $ 127,000 |
| Worcester, MA | 513 | $ 106,842,000 | $ 208,269 | $ 60,000 |
| Dallas-Plano-Irving, TX | 500 | $ 95,536,000 | $ 191,072 | $ 92,000 |
| Seattle-Bellevue-Everett, WA | 484 | $ 129,065,000 | $ 266,663 | $ 72,000 |
| Edison-New Brunswick, NJ | 451 | $ 122,046,000 | $ 270,611 | $ 86,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 445 | $ 72,367,000 | $ 162,622 | $ 56,013 |
| Santa Barbara-Santa Maria-Goleta, CA | 431 | $ 219,176,000 | $ 508,529 | $ 192,000 |
| Modesto, CA | 414 | $ 61,404,000 | $ 148,318 | $ 56,000 |
| Baltimore-Towson, MD | 396 | $ 105,098,000 | $ 265,398 | $ 89,000 |
| Denver-Aurora-Broomfield, CO | 386 | $ 78,023,000 | $ 202,132 | $ 62,000 |
| Fort Worth-Arlington, TX | 385 | $ 68,155,000 | $ 177,025 | $ 83,000 |
| Providence-New Bedford-Fall River, RI-MA | 371 | $ 80,130,000 | $ 215,983 | $ 76,150 |
| Vallejo-Fairfield, CA | 366 | $ 77,058,000 | $ 210,540 | $ 64,000 |
| Newark-Union, NJ-PA | 354 | $ 94,056,000 | $ 265,694 | $ 76,731 |
| Chicago-Naperville-Joliet, IL | 353 | $ 70,645,000 | $ 200,127 | $ 70,000 |
| St. Louis, MO-IL | 350 | $ 49,126,000 | $ 140,360 | $ 61,085 |
| Fresno, CA | 344 | $ 61,657,000 | $ 179,235 | $ 64,000 |
| San Francisco-San Mateo-Redwood City, CA | 341 | $ 152,649,000 | $ 447,651 | $ 136,000 |
| Salinas, CA | 337 | $ 76,065,000 | $ 225,712 | $ 89,000 |
| Raleigh-Cary, NC | 323 | $ 60,086,000 | $ 186,024 | $ 55,000 |
| Charlotte-Gastonia-Concord, NC-SC | 282 | $ 51,417,000 | $ 182,329 | $ 72,624 |
| Orlando-Kissimmee, FL | 268 | $ 40,974,000 | $ 152,888 | $ 60,000 |
| Bethesda-Frederick-Rockville, MD | 249 | $ 76,619,000 | $ 307,706 | $ 90,000 |
| Hartford-West Hartford-East Hartford, CT | 248 | $ 45,187,000 | $ 182,205 | $ 58,000 |
| Tampa-St. Petersburg-Clearwater, FL | 202 | $ 31,872,000 | $ 157,782 | $ 62,000 |
| Napa, CA | 198 | $ 61,092,000 | $ 308,545 | $ 82,000 |
| Chattanooga, TN-GA | 191 | $ 29,338,000 | $ 153,602 | $ 52,141 |
| El Centro, CA | 190 | $ 26,673,000 | $ 140,384 | $ 51,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 184 | $ 33,513,000 | $ 182,135 | $ 99,000 |
| Tacoma, WA | 183 | $ 43,029,000 | $ 235,131 | $ 70,000 |
| Honolulu, HI | 182 | $ 63,681,000 | $ 349,895 | $ 72,000 |
| Albany-Schenectady-Troy, NY | 178 | $ 36,176,000 | $ 203,235 | $ 76,000 |
| Shreveport-Bossier City, LA | 178 | $ 23,637,000 | $ 132,792 | $ 57,000 |
| Spokane, WA | 178 | $ 29,033,000 | $ 163,106 | $ 48,000 |
| Merced, CA | 177 | $ 19,426,000 | $ 109,751 | $ 91,000 |
| Bridgeport-Stamford-Norwalk, CT | 174 | $ 57,333,000 | $ 329,500 | $ 129,000 |
| Miami-Miami Beach-Kendall, FL | 170 | $ 32,999,000 | $ 194,111 | $ 72,000 |
| San Luis Obispo-Paso Robles, CA | 168 | $ 53,415,000 | $ 317,946 | $ 97,000 |
| Richmond, VA | 166 | $ 31,361,000 | $ 188,921 | $ 54,000 |
| Philadelphia, PA | 164 | $ 37,255,000 | $ 227,164 | $ 92,000 |
| Nassau-Suffolk, NY | 159 | $ 65,021,000 | $ 408,937 | $ 148,000 |
| Rockingham County-Strafford County, NH | 147 | $ 35,940,000 | $ 244,489 | $ 77,000 |
| Rochester, NY | 146 | $ 16,946,000 | $ 116,068 | $ 51,000 |
| Charlottesville, VA | 128 | $ 26,879,000 | $ 209,992 | $ 67,000 |
| Bradenton-Sarasota-Venice, FL | 124 | $ 23,495,000 | $ 189,475 | $ 92,000 |
| Columbia, SC | 123 | $ 22,072,000 | $ 179,447 | $ 64,000 |
| New Haven-Milford, CT | 120 | $ 26,076,000 | $ 217,300 | $ 66,000 |
| Springfield, MA | 116 | $ 18,761,000 | $ 161,732 | $ 49,000 |
| Greensboro-High Point, NC | 110 | $ 14,768,000 | $ 134,254 | $ 45,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 108 | $ 25,264,000 | $ 233,925 | $ 76,000 |
| Cedar Rapids, IA | 102 | $ 10,885,000 | $ 106,715 | $ 37,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 101 | $ 30,161,000 | $ 298,623 | $ 126,000 |
| Yuba City, CA | 101 | $ 15,453,000 | $ 153,000 | $ 50,000 |
| Prescott, AZ | 98 | $ 15,569,000 | $ 158,867 | $ 51,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 95 | $ 21,162,000 | $ 222,757 | $ 75,084 |
| Greenville, NC | 94 | $ 15,137,000 | $ 161,031 | $ 52,000 |
| Camden, NJ | 92 | $ 21,765,000 | $ 236,576 | $ 73,000 |
| Savannah, GA | 89 | $ 14,265,000 | $ 160,280 | $ 64,000 |
| Houston-Sugar Land-Baytown, TX | 88 | $ 13,112,000 | $ 149,000 | $ 87,000 |
| Asheville, NC | 87 | $ 16,028,000 | $ 184,229 | $ 52,000 |
| Barnstable Town, MA | 86 | $ 22,525,000 | $ 261,918 | $ 167,000 |
| Tucson, AZ | 81 | $ 18,888,000 | $ 233,185 | $ 62,000 |
| El Paso, TX | 76 | $ 9,701,000 | $ 127,644 | $ 59,000 |
| Corvallis, OR | 69 | $ 14,874,000 | $ 215,565 | $ 73,000 |
| Kennewick-Pasco-Richland, WA | 63 | $ 10,983,000 | $ 174,333 | $ 56,000 |
| Charleston-North Charleston-Summerville, SC | 62 | $ 11,903,000 | $ 191,983 | $ 48,000 |
| Niles-Benton Harbor, MI | 60 | $ 8,602,000 | $ 143,366 | $ 55,000 |
| Bakersfield, CA | 59 | $ 7,479,000 | $ 126,762 | $ 63,000 |
| Santa Cruz-Watsonville, CA | 58 | $ 22,117,000 | $ 381,327 | $ 118,000 |
| Brunswick, GA | 57 | $ 9,692,000 | $ 170,035 | $ 63,000 |
| Gary, IN | 57 | $ 7,434,000 | $ 130,421 | $ 48,000 |
| Manchester-Nashua, NH | 57 | $ 11,463,000 | $ 201,105 | $ 77,000 |
| Visalia-Porterville, CA | 57 | $ 10,067,000 | $ 176,614 | $ 51,000 |
| Wilmington, NC | 55 | $ 12,023,000 | $ 218,600 | $ 64,000 |
| Little Rock-North Little Rock-Conway, AR | 53 | $ 7,858,000 | $ 148,264 | $ 50,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 51 | $ 8,910,000 | $ 174,705 | $ 72,000 |
| Indianapolis-Carmel, IN | 51 | $ 6,711,000 | $ 131,588 | $ 59,000 |
| Salem, OR | 49 | $ 10,559,000 | $ 215,489 | $ 57,000 |
| Cape Coral-Fort Myers, FL | 47 | $ 5,153,000 | $ 109,638 | $ 61,000 |
| Naples-Marco Island, FL | 47 | $ 7,775,000 | $ 165,425 | $ 79,000 |
| Buffalo-Niagara Falls, NY | 46 | $ 4,846,000 | $ 105,347 | $ 44,000 |
| Albuquerque, NM | 44 | $ 7,453,000 | $ 169,386 | $ 71,000 |
| Lakeland-Winter Haven, FL | 43 | $ 4,322,000 | $ 100,511 | $ 78,000 |
| Bend, OR | 40 | $ 8,458,000 | $ 211,450 | $ 80,000 |
| Yakima, WA | 40 | $ 7,927,000 | $ 198,175 | $ 62,000 |
| Greenville-Mauldin-Easley, SC | 39 | $ 5,733,000 | $ 147,000 | $ 38,000 |
| Colorado Springs, CO | 38 | $ 8,274,000 | $ 217,736 | $ 69,000 |
| Hinesville-Fort Stewart, GA | 36 | $ 5,694,000 | $ 158,166 | $ 54,000 |
| Olympia, WA | 35 | $ 7,745,000 | $ 221,285 | $ 71,000 |
| Salt Lake City, UT | 35 | $ 8,020,000 | $ 229,142 | $ 100,000 |
| Fort Collins-Loveland, CO | 34 | $ 7,082,000 | $ 208,294 | $ 77,000 |
| Madera-Chowchilla, CA | 34 | $ 4,992,000 | $ 146,823 | $ 53,000 |
| Portland-South Portland-Biddeford, ME | 33 | $ 9,682,000 | $ 293,393 | $ 130,000 |
| Salisbury, MD | 32 | $ 5,671,000 | $ 177,218 | $ 59,000 |
| Warren-Troy-Farmington Hills, MI | 31 | $ 5,518,000 | $ 178,000 | $ 91,000 |
| Kansas City, MO-KS | 30 | $ 4,065,000 | $ 135,500 | $ 96,000 |
| Port St. Lucie, FL | 30 | $ 3,351,000 | $ 111,700 | $ 53,000 |
| Austin-Round Rock, TX | 29 | $ 5,604,000 | $ 193,241 | $ 97,000 |
| Winston-Salem, NC | 29 | $ 3,806,000 | $ 131,241 | $ 28,000 |
| Durham-Chapel Hill, NC | 28 | $ 5,526,000 | $ 197,357 | $ 61,000 |
| Carson City, NV | 27 | $ 4,853,000 | $ 179,740 | $ 62,000 |
| Jacksonville, FL | 27 | $ 5,299,000 | $ 196,259 | $ 81,000 |
| Trenton-Ewing, NJ | 26 | $ 6,106,000 | $ 234,846 | $ 78,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 25 | $ 3,374,000 | $ 134,960 | $ 83,000 |
| Grand Junction, CO | 24 | $ 5,039,000 | $ 209,958 | $ 61,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 2,940,000 | $ 122,500 | $ 70,000 |
| Eugene-Springfield, OR | 23 | $ 4,323,000 | $ 187,956 | $ 56,000 |
| Lake County-Kenosha County, IL-WI | 22 | $ 6,865,000 | $ 312,045 | $ 107,000 |
| Bremerton-Silverdale, WA | 21 | $ 4,932,000 | $ 234,857 | $ 113,000 |
| Greeley, CO | 21 | $ 4,329,000 | $ 206,142 | $ 76,000 |
| Mobile, AL | 21 | $ 2,709,000 | $ 129,000 | $ 40,000 |
| Yuma, AZ | 21 | $ 3,924,000 | $ 186,857 | $ 59,000 |
| Louisville-Jefferson County, KY-IN | 20 | $ 3,696,000 | $ 184,800 | $ 50,350 |
| Hickory-Lenoir-Morganton, NC | 19 | $ 3,066,000 | $ 161,368 | $ 64,000 |
| Palm Bay-Melbourne-Titusville, FL | 19 | $ 3,309,000 | $ 174,157 | $ 44,000 |
| Coeur D'Alene, ID | 18 | $ 3,555,000 | $ 197,500 | $ 75,000 |
| Wilmington, DE-MD-NJ | 18 | $ 3,749,000 | $ 208,277 | $ 53,555 |
| Atlantic City-Hammonton, NJ | 17 | $ 3,569,000 | $ 209,941 | $ 41,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 2,365,000 | $ 139,117 | $ 45,588 |
| Punta Gorda, FL | 17 | $ 1,711,000 | $ 100,647 | $ 54,000 |
| Kingston, NY | 16 | $ 3,221,000 | $ 201,312 | $ 78,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 3,035,000 | $ 202,333 | $ 43,333 |
| Burlington, NC | 15 | $ 2,327,000 | $ 155,133 | $ 59,000 |
| Glens Falls, NY | 15 | $ 2,331,000 | $ 155,400 | $ 45,000 |
| Harrisonburg, VA | 15 | $ 2,724,000 | $ 181,600 | $ 39,000 |
| Pittsburgh, PA | 15 | $ 1,973,000 | $ 131,533 | $ 62,000 |
| New Orleans-Metairie-Kenner, LA | 14 | $ 2,770,000 | $ 197,857 | $ 99,000 |
| San Antonio, TX | 14 | $ 2,150,000 | $ 153,571 | $ 51,000 |
| Flagstaff, AZ | 13 | $ 3,158,000 | $ 242,923 | $ 151,000 |
| Jacksonville, NC | 13 | $ 2,158,000 | $ 166,000 | $ 78,000 |
| Macon, GA | 13 | $ 1,743,000 | $ 134,076 | $ 47,000 |
| Roanoke, VA | 13 | $ 1,963,000 | $ 151,000 | $ 48,000 |
| Birmingham-Hoover, AL | 12 | $ 1,083,000 | $ 90,250 | $ 53,000 |
| Columbus, OH | 12 | $ 1,885,000 | $ 157,083 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 2,863,000 | $ 238,583 | $ 39,000 |
| Hanford-Corcoran, CA | 12 | $ 1,558,000 | $ 129,833 | $ 49,000 |
| Sebastian-Vero Beach, FL | 12 | $ 2,580,000 | $ 215,000 | $ 130,000 |
| Sioux Falls, SD | 12 | $ 2,632,000 | $ 219,333 | $ 57,000 |
| Boulder, CO | 11 | $ 2,345,000 | $ 213,181 | $ 75,000 |
| Chico, CA | 11 | $ 2,081,000 | $ 189,181 | $ 210,000 |
| Detroit-Livonia-Dearborn, MI | 11 | $ 2,193,000 | $ 199,363 | $ 399,000 |
| Gainesville, GA | 11 | $ 2,310,000 | $ 210,000 | $ 65,000 |
| Kokomo, IN | 11 | $ 1,737,000 | $ 157,909 | $ 40,000 |
| Norwich-New London, CT | 11 | $ 2,269,000 | $ 206,272 | $ 55,000 |
| Omaha-Council Bluffs, NE-IA | 11 | $ 1,621,000 | $ 147,363 | $ 51,545 |
| Wenatchee-East Wenatchee, WA | 11 | $ 2,677,000 | $ 243,363 | $ 64,000 |
| Blacksburg-Christiansburg-Radford, VA | 10 | $ 2,294,000 | $ 229,400 | $ 44,000 |
| Columbus, GA-AL | 10 | $ 1,850,000 | $ 185,000 | $ 66,300 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 1,695,000 | $ 169,500 | $ 91,000 |
| Lewiston, ID-WA | 10 | $ 1,863,000 | $ 186,300 | $ 47,800 |
| Memphis, TN-MS-AR | 10 | $ 1,579,000 | $ 157,900 | $ 83,900 |
| Redding, CA | 10 | $ 2,147,000 | $ 214,700 | $ 51,000 |
| Spartanburg, SC | 10 | $ 1,463,000 | $ 146,300 | $ 37,000 |
| St. George, UT | 10 | $ 2,576,000 | $ 257,600 | $ 246,000 |
| Winchester, VA-WV | 10 | $ 2,193,000 | $ 219,300 | $ 52,700 |
| Anderson, SC | 9 | $ 1,540,000 | $ 171,111 | $ 50,000 |
| Bellingham, WA | 9 | $ 2,244,000 | $ 249,333 | $ 63,000 |
| Des Moines-West Des Moines, IA | 9 | $ 1,551,000 | $ 172,333 | $ 125,000 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 1,409,000 | $ 156,555 | $ 60,000 |
| Medford, OR | 9 | $ 1,602,000 | $ 178,000 | $ 98,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 3,154,000 | $ 350,444 | $ 652,000 |
| Provo-Orem, UT | 9 | $ 1,916,000 | $ 212,888 | $ 105,000 |
| Pueblo, CO | 9 | $ 1,006,000 | $ 111,777 | $ 34,000 |
| Rocky Mount, NC | 9 | $ 1,476,000 | $ 164,000 | $ 36,000 |
| Santa Fe, NM | 9 | $ 2,175,000 | $ 241,666 | $ 122,000 |
| Syracuse, NY | 9 | $ 1,595,000 | $ 177,222 | $ 266,000 |
| Dover, DE | 8 | $ 1,403,000 | $ 175,375 | $ 47,000 |
| Idaho Falls, ID | 8 | $ 1,156,000 | $ 144,500 | $ 60,000 |
| Jackson, MS | 8 | $ 842,000 | $ 105,250 | $ 69,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 882,000 | $ 110,250 | $ 48,000 |
| Warner Robins, GA | 8 | $ 1,315,000 | $ 164,375 | $ 54,000 |
| Cincinnati-Middletown, OH-KY-IN | 7 | $ 1,230,000 | $ 175,714 | $ 72,000 |
| Cleveland, TN | 7 | $ 1,314,000 | $ 187,714 | $ 79,000 |
| Harrisburg-Carlisle, PA | 7 | $ 1,297,000 | $ 185,285 | $ 56,000 |
| Lancaster, PA | 7 | $ 1,224,000 | $ 174,857 | $ 63,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 1,206,000 | $ 172,285 | $ 64,000 |
| Ocean City, NJ | 7 | $ 1,668,000 | $ 238,285 | $ 104,000 |
| Fayetteville, NC | 6 | $ 694,000 | $ 115,666 | $ 38,000 |
| Kalamazoo-Portage, MI | 6 | $ 795,000 | $ 132,500 | $ 38,000 |
| Ocala, FL | 6 | $ 709,000 | $ 118,166 | $ 69,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,048,000 | $ 174,666 | $ 40,000 |
| Reading, PA | 6 | $ 1,107,000 | $ 184,500 | $ 57,000 |
| Scranton--Wilkes-Barre, PA | 6 | $ 915,000 | $ 152,500 | $ 70,000 |
| Sumter, SC | 6 | $ 681,000 | $ 113,500 | $ 74,000 |
| Toledo, OH | 6 | $ 1,047,000 | $ 174,500 | $ 90,000 |
| York-Hanover, PA | 6 | $ 1,246,000 | $ 207,666 | $ 71,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,060,000 | $ 176,666 | $ 80,666 |
| Brownsville-Harlingen, TX | 5 | $ 603,000 | $ 120,600 | $ 65,000 |
| Florence, SC | 5 | $ 912,000 | $ 182,400 | $ 43,000 |
| Las Cruces, NM | 5 | $ 915,000 | $ 183,000 | $ 51,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 855,000 | $ 171,000 | $ 67,000 |
| Ogden-Clearfield, UT | 5 | $ 1,260,000 | $ 252,000 | $ 224,000 |
| Palm Coast, FL | 5 | $ 878,000 | $ 175,600 | $ 54,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 5 | $ 1,376,000 | $ 275,200 | $ 96,000 |
| Vineland-Millville-Bridgeton, NJ | 5 | $ 971,000 | $ 194,200 | $ 66,000 |
| Goldsboro, NC | 4 | $ 676,000 | $ 169,000 | $ 25,000 |
| Iowa City, IA | 4 | $ 499,000 | $ 124,750 | $ 47,000 |
| Johnson City, TN | 4 | $ 556,000 | $ 139,000 | $ 41,000 |
| Lake Charles, LA | 4 | $ 517,000 | $ 129,250 | $ 106,000 |
| Longview, WA | 4 | $ 625,000 | $ 156,250 | $ 62,000 |
| Madison, WI | 4 | $ 877,000 | $ 219,250 | $ 101,000 |
| Midland, TX | 4 | $ 492,000 | $ 123,000 | $ 51,000 |
| Pittsfield, MA | 4 | $ 1,644,000 | $ 411,000 | $ 304,000 |
| Rockford, IL | 4 | $ 766,000 | $ 191,500 | $ 56,000 |
| Auburn-Opelika, AL | 3 | $ 773,000 | $ 257,666 | $ 119,000 |
| Bloomington-Normal, IL | 3 | $ 461,000 | $ 153,666 | $ 104,000 |
| Burlington-South Burlington, VT | 3 | $ 791,000 | $ 263,666 | $ 183,000 |
| Corpus Christi, TX | 3 | $ 421,000 | $ 140,333 | $ 66,000 |
| Dalton, GA | 3 | $ 412,000 | $ 137,333 | $ 41,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 366,000 | $ 122,000 | $ 42,000 |
| Jonesboro, AR | 3 | $ 296,000 | $ 98,666 | $ 51,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 456,000 | $ 152,000 | $ 29,000 |
| Lansing-East Lansing, MI | 3 | $ 318,000 | $ 106,000 | $ 53,000 |
| Michigan City-La Porte, IN | 3 | $ 406,000 | $ 135,333 | $ 31,000 |
| Montgomery, AL | 3 | $ 523,000 | $ 174,333 | $ 111,000 |
| Pascagoula, MS | 3 | $ 311,000 | $ 103,666 | $ 56,000 |
| Rome, GA | 3 | $ 251,000 | $ 83,666 | $ 133,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 278,000 | $ 92,666 | $ 14,000 |
| Springfield, MO | 3 | $ 339,000 | $ 113,000 | $ 49,000 |
| Tyler, TX | 3 | $ 298,000 | $ 99,333 | $ 58,000 |
| Utica-Rome, NY | 3 | $ 340,000 | $ 113,333 | $ 103,000 |
| Akron, OH | 2 | $ 94,000 | $ 47,000 | $ 38,000 |
| Albany, GA | 2 | $ 422,000 | $ 211,000 | $ 49,000 |
| Anchorage, AK | 2 | $ 915,000 | $ 457,500 | $ 260,000 |
| Ann Arbor, MI | 2 | $ 462,000 | $ 231,000 | $ 84,000 |
| Athens-Clarke County, GA | 2 | $ 498,000 | $ 249,000 | $ 128,000 |
| Bangor, ME | 2 | $ 363,000 | $ 181,500 | $ 54,000 |
| Battle Creek, MI | 2 | $ 144,000 | $ 72,000 | $ 27,000 |
| Beaumont-Port Arthur, TX | 2 | $ 408,000 | $ 204,000 | $ 54,000 |
| Billings, MT | 2 | $ 517,000 | $ 258,500 | $ 153,000 |
| Binghamton, NY | 2 | $ 189,000 | $ 94,500 | $ 54,000 |
| Clarksville, TN-KY | 2 | $ 333,000 | $ 166,500 | $ 32,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 191,000 | $ 95,500 | $ 37,000 |
| Elmira, NY | 2 | $ 186,000 | $ 93,000 | $ 44,000 |
| Fairbanks, AK | 2 | $ 510,000 | $ 255,000 | $ 238,000 |
| Fort Smith, AR-OK | 2 | $ 165,000 | $ 82,500 | $ 63,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 823,000 | $ 411,500 | $ 501,000 |
| Holland-Grand Haven, MI | 2 | $ 332,000 | $ 166,000 | $ 84,000 |
| Huntsville, AL | 2 | $ 417,000 | $ 208,500 | $ 94,000 |
| Ithaca, NY | 2 | $ 617,000 | $ 308,500 | $ 153,000 |
| Jackson, TN | 2 | $ 560,000 | $ 280,000 | $ 68,000 |
| Lafayette, LA | 2 | $ 405,000 | $ 202,500 | $ 91,000 |
| Lebanon, PA | 2 | $ 279,000 | $ 139,500 | $ 47,000 |
| Longview, TX | 2 | $ 214,000 | $ 107,000 | $ 39,000 |
| Lubbock, TX | 2 | $ 203,000 | $ 101,500 | $ 105,000 |
| Monroe, MI | 2 | $ 370,000 | $ 185,000 | $ 67,000 |
| Oklahoma City, OK | 2 | $ 842,000 | $ 421,000 | $ 256,000 |
| Pine Bluff, AR | 2 | $ 162,000 | $ 81,000 | $ 57,000 |
| Pocatello, ID | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Racine, WI | 2 | $ 293,000 | $ 146,500 | $ 27,000 |
| Springfield, IL | 2 | $ 214,000 | $ 107,000 | $ 58,000 |
| St. Cloud, MN | 2 | $ 326,000 | $ 163,000 | $ 79,000 |
| Tallahassee, FL | 2 | $ 256,000 | $ 128,000 | $ 35,000 |
| Valdosta, GA | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Waco, TX | 2 | $ 156,000 | $ 78,000 | $ 60,000 |
| Abilene, TX | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Anniston-Oxford, AL | 1 | $ 171,000 | $ 171,000 | $ 163,000 |
| Appleton, WI | 1 | $ 121,000 | $ 121,000 | $ 220,000 |
| Baton Rouge, LA | 1 | $ 154,000 | $ 154,000 | $ 150,000 |
| Bay City, MI | 1 | $ 60,000 | $ 60,000 | $ 15,000 |
| Casper, WY | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Cheyenne, WY | 1 | $ 196,000 | $ 196,000 | $ 49,000 |
| Cumberland, MD-WV | 1 | $ 162,000 | $ 162,000 | $ 76,000 |
| Danville, IL | 1 | $ 127,000 | $ 127,000 | $ 18,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Dayton, OH | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Dubuque, IA | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Duluth, MN-WI | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Eau Claire, WI | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Elizabethtown, KY | 1 | $ 77,000 | $ 77,000 | $ 13,000 |
| Evansville, IN-KY | 1 | $ 114,000 | $ 114,000 | $ 55,000 |
| Fargo, ND-MN | 1 | $ 197,000 | $ 197,000 | $ 47,000 |
| Flint, MI | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Gadsden, AL | 1 | $ 121,000 | $ 121,000 | $ 22,000 |
| Green Bay, WI | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Hot Springs, AR | 1 | $ 70,000 | $ 70,000 | $ 81,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 133,000 | $ 133,000 | $ 25,000 |
| Janesville, WI | 1 | $ 106,000 | $ 106,000 | $ 79,000 |
| Knoxville, TN | 1 | $ 377,000 | $ 377,000 | $ 89,000 |
| Laredo, TX | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Lawrence, KS | 1 | $ 93,000 | $ 93,000 | $ 162,000 |
| Lexington-Fayette, KY | 1 | $ 216,000 | $ 216,000 | $ 86,000 |
| Lima, OH | 1 | $ 121,000 | $ 121,000 | $ 49,000 |
| Lincoln, NE | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Lynchburg, VA | 1 | $ 224,000 | $ 224,000 | $ 80,000 |
| Mansfield, OH | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Missoula, MT | 1 | $ 188,000 | $ 188,000 | $ 66,000 |
| Muskegon-Norton Shores, MI | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Rochester, MN | 1 | $ 182,000 | $ 182,000 | $ 65,000 |
| Sheboygan, WI | 1 | $ 124,000 | $ 124,000 | $ 39,000 |
| St. Joseph, MO-KS | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| Tulsa, OK | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
| Wausau, WI | 1 | $ 77,000 | $ 77,000 | $ 23,000 |
| Williamsport, PA | 1 | $ 112,000 | $ 112,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Prospect Mortgage, LLC in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 32,161 | $6,953,556,000 | $216,000 | $3,900,000 | $73,000 | $8,000,000 |
| Refinancing | 18,161 | $5,234,901,000 | $288,000 | $7,027,000 | $103,000 | $8,191,000 |
| Home Improvement | 10 | $1,977,000 | $197,000 | $518,000 | $81,000 | $199,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,930 | $7,694,468,000 | $248,000 | $6,500,000 | $92,000 | $8,191,000 |
| Not Provided | 6,741 | $1,780,286,000 | $264,000 | $7,027,000 | $93,000 | $6,768,000 |
| Hispanic | 6,441 | $1,263,043,000 | $196,000 | $1,180,000 | $52,000 | $1,496,000 |
| Black or African American | 3,126 | $628,373,000 | $201,000 | $2,100,000 | $59,000 | $2,453,000 |
| Asian | 2,767 | $742,329,000 | $268,000 | $3,315,000 | $81,000 | $1,140,000 |
| Native Hawaiian or Other Pacific Islander | 233 | $60,794,000 | $260,000 | $730,000 | $67,000 | $392,000 |
| American Indian or Alaskan Native | 94 | $21,141,000 | $224,000 | $559,000 | $66,000 | $644,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,158 | $7,376,554,000 | $261,000 | $6,500,000 | $109,000 | $8,191,000 |
| FHA-insured (Federal Housing Administration) | 20,059 | $4,327,591,000 | $215,000 | $7,027,000 | $51,000 | $3,265,000 |
| VA-guaranteed (Veterans Administration) | 1,897 | $444,566,000 | $234,000 | $805,000 | $56,000 | $1,553,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 218 | $41,723,000 | $191,000 | $5,000,000 | $88,000 | $2,500,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38,423 | $9,072,906,000 | $236,000 | $1,226,000 | $81,000 | $5,239,000 |
| Application Withdrawn By Applicant | 6,688 | $1,729,462,000 | $258,000 | $7,027,000 | $95,000 | $8,191,000 |
| Application Denied By Financial Institution | 2,438 | $601,675,000 | $246,000 | $6,500,000 | $83,000 | $5,503,000 |
| Application Approved But Not Accepted | 2,256 | $633,260,000 | $280,000 | $3,000,000 | $98,000 | $2,050,000 |
| File Closed For Incompleteness | 497 | $149,058,000 | $299,000 | $5,000,000 | $104,000 | $5,000,000 |
| Preapproval Denied by Financial Institution | 18 | $2,525,000 | $140,000 | $271,000 | $47,000 | $107,000 |
| Preapproval Approved but not Accepted | 12 | $1,548,000 | $129,000 | $270,000 | $57,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,179 | $312,077,000 | $264,000 | $6,100,000 | $94,000 | $3,374,000 |
| Debt-To-Income Ratio | 508 | $135,567,000 | $266,000 | $6,500,000 | $63,000 | $1,206,000 |
| Collateral | 273 | $63,629,000 | $233,000 | $6,000,000 | $119,000 | $5,503,000 |
| Credit History | 246 | $42,574,000 | $173,000 | $1,600,000 | $51,000 | $466,000 |
| Unverifiable Information | 100 | $22,410,000 | $224,000 | $602,000 | $72,000 | $506,000 |
| Employment History | 73 | $13,071,000 | $179,000 | $697,000 | $56,000 | $596,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 45 | $7,611,000 | $169,000 | $615,000 | $53,000 | $148,000 |
| Mortgage Insurance Denied | 27 | $6,562,000 | $243,000 | $730,000 | $65,000 | $230,000 |
| Credit Application Incomplete | 5 | $699,000 | $139,000 | $240,000 | $44,000 | $54,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prospect Mortgage, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prospect Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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