Prospect Mortgage, LLC Mortgage Lending & HMDA Data, 2009

In 2009, Prospect Mortgage, LLC of Sherman Oaks, CA reported 50,332 mortgage applications totaling $12.2 billion, up 111% from 2008. The average application was for $242,200, and applicants reported an average income of $83,826. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (5,532), Riverside-San Bernardino-Ontario, CA (3,555) and Phoenix-Mesa-Scottsdale, AZ (2,968) (applications in parentheses).

Mortgage Company & Address Prospect Mortgage, LLC
15301 Ventura Blvd. Suite D300
Sherman Oaks, CA 91403
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 50,332
Total Mortgage Loan Application Amount $12,190,434,000
Average Mortgage Loan Application Amount $242,200
Highest Mortgage Loan Application Amount $7,027,000
Average Applicant Income $83,826
Highest Applicant Income $8,191,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prospect Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Prospect Mortgage, LLC by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 5,532 $ 1,866,988,000 $ 337,488 $ 102,000
Maricopa, Arizona 2,639 $ 437,804,000 $ 165,897 $ 68,000
Riverside, California 2,133 $ 423,953,000 $ 198,759 $ 81,000
San Diego, California 1,735 $ 481,118,000 $ 277,301 $ 89,000
San Bernardino, California 1,422 $ 254,897,000 $ 179,252 $ 57,000
Middlesex, Massachusetts 1,239 $ 376,297,000 $ 303,710 $ 106,000
Contra Costa, California 1,111 $ 308,239,000 $ 277,442 $ 83,000
Orange, California 1,051 $ 354,505,000 $ 337,302 $ 87,000
Clark, Nevada 899 $ 135,954,000 $ 151,228 $ 72,000
Santa Clara, California 856 $ 317,488,000 $ 370,897 $ 97,000
Alameda, California 845 $ 283,899,000 $ 335,975 $ 92,000
Sacramento, California 837 $ 161,268,000 $ 192,673 $ 71,000
Washoe, Nevada 699 $ 132,038,000 $ 188,895 $ 74,000
Essex, Massachusetts 667 $ 176,211,000 $ 264,184 $ 78,000
San Joaquin, California 660 $ 108,392,000 $ 164,230 $ 68,000
Norfolk, Massachusetts 535 $ 168,593,000 $ 315,127 $ 118,000
Sonoma, California 525 $ 146,647,000 $ 279,327 $ 80,000
Ventura, California 521 $ 195,393,000 $ 375,034 $ 127,000
Worcester, Massachusetts 513 $ 106,842,000 $ 208,269 $ 60,000
Ada, Idaho 481 $ 74,393,000 $ 154,663 $ 53,000
Suffolk, Massachusetts 455 $ 132,367,000 $ 290,916 $ 111,000
Santa Barbara, California 431 $ 219,176,000 $ 508,529 $ 192,000
Stanislaus, California 414 $ 61,404,000 $ 148,318 $ 56,000
Fairfax, Virginia 371 $ 122,744,000 $ 330,846 $ 97,000
Solano, California 366 $ 77,058,000 $ 210,540 $ 64,000
Fresno, California 344 $ 61,657,000 $ 179,235 $ 64,000
Monterey, California 337 $ 76,065,000 $ 225,712 $ 89,000
Tarrant, Texas 330 $ 59,857,000 $ 181,384 $ 86,000
Pinal, Arizona 329 $ 37,365,000 $ 113,571 $ 49,000
Fulton, Georgia 296 $ 58,258,000 $ 196,817 $ 96,000
DeKalb, Georgia 269 $ 39,802,000 $ 147,962 $ 75,000
King, Washington 267 $ 77,009,000 $ 288,423 $ 82,000
Rockland, New York 263 $ 85,166,000 $ 323,825 $ 99,000
Westchester, New York 255 $ 89,038,000 $ 349,168 $ 125,000
Bristol, Massachusetts 252 $ 57,113,000 $ 226,638 $ 63,000
Prince William, Virginia 252 $ 63,149,000 $ 250,591 $ 63,000
Cobb, Georgia 239 $ 44,570,000 $ 186,485 $ 85,000
Bergen, New Jersey 225 $ 72,533,000 $ 322,368 $ 127,000
Placer, California 223 $ 60,253,000 $ 270,192 $ 456,000
Multnomah, Oregon 223 $ 55,544,000 $ 249,076 $ 69,000
Plymouth, Massachusetts 220 $ 59,292,000 $ 269,509 $ 85,000
Snohomish, Washington 217 $ 52,056,000 $ 239,889 $ 60,000
Canyon, Idaho 212 $ 23,789,000 $ 112,212 $ 39,000
Montgomery, Maryland 211 $ 66,074,000 $ 313,146 $ 94,000
Cook, Illinois 208 $ 40,281,000 $ 193,658 $ 71,000
Wake, North Carolina 207 $ 38,317,000 $ 185,106 $ 55,000
Prince George's, Maryland 204 $ 56,564,000 $ 277,274 $ 57,000
Napa, California 198 $ 61,092,000 $ 308,545 $ 82,000
Hartford, Connecticut 194 $ 34,592,000 $ 178,309 $ 58,000
Dallas, Texas 193 $ 34,316,000 $ 177,803 $ 89,000
Imperial, California 190 $ 26,673,000 $ 140,384 $ 51,000
Hennepin, Minnesota 189 $ 30,048,000 $ 158,984 $ 60,000
Passaic, New Jersey 187 $ 49,372,000 $ 264,021 $ 68,000
Queens, New York 186 $ 68,986,000 $ 370,892 $ 75,000
Mecklenburg, North Carolina 186 $ 33,721,000 $ 181,295 $ 74,000
Broward, Florida 184 $ 33,513,000 $ 182,135 $ 99,000
Pierce, Washington 183 $ 43,029,000 $ 235,131 $ 70,000
Honolulu, Hawaii 182 $ 63,681,000 $ 349,895 $ 72,000
St. Louis, Missouri 180 $ 24,270,000 $ 134,833 $ 63,000
Douglas, Georgia 178 $ 25,416,000 $ 142,786 $ 54,000
Spokane, Washington 178 $ 29,033,000 $ 163,106 $ 48,000
Merced, California 177 $ 19,426,000 $ 109,751 $ 91,000
Fairfield, Connecticut 174 $ 57,333,000 $ 329,500 $ 129,000
San Mateo, California 172 $ 71,452,000 $ 415,418 $ 126,000
Ocean, New Jersey 171 $ 44,157,000 $ 258,228 $ 89,000
Miami-Dade, Florida 170 $ 32,999,000 $ 194,111 $ 72,000
San Luis Obispo, California 168 $ 53,415,000 $ 317,946 $ 97,000
Hamilton, Tennessee 163 $ 25,845,000 $ 158,558 $ 55,000
Collin, Texas 161 $ 30,660,000 $ 190,434 $ 97,000
Hudson, New Jersey 150 $ 48,090,000 $ 320,600 $ 90,000
Gwinnett, Georgia 145 $ 22,065,000 $ 152,172 $ 67,000
Orange, Florida 143 $ 21,949,000 $ 153,489 $ 60,000
Washington, Oregon 139 $ 35,047,000 $ 252,136 $ 75,000
Union, New Jersey 134 $ 33,616,000 $ 250,865 $ 66,000
Denton, Texas 130 $ 28,153,000 $ 216,561 $ 90,000
Anne Arundel, Maryland 123 $ 34,566,000 $ 281,024 $ 77,000
Middlesex, New Jersey 123 $ 32,606,000 $ 265,089 $ 74,000
Caddo, Louisiana 122 $ 15,292,000 $ 125,344 $ 62,000
San Benito, California 121 $ 31,182,000 $ 257,702 $ 76,000
New Haven, Connecticut 120 $ 26,076,000 $ 217,300 $ 66,000
Hillsborough, Florida 120 $ 19,900,000 $ 165,833 $ 66,000
Essex, New Jersey 118 $ 32,898,000 $ 278,796 $ 80,000
Loudoun, Virginia 116 $ 39,094,000 $ 337,017 $ 92,000
Rockingham, New Hampshire 113 $ 29,522,000 $ 261,256 $ 82,000
Johnston, North Carolina 110 $ 20,624,000 $ 187,490 $ 53,000
Monmouth, New Jersey 109 $ 31,870,000 $ 292,385 $ 99,000
Augusta, Virginia 109 $ 18,992,000 $ 174,238 $ 48,000
Paulding, Georgia 106 $ 15,136,000 $ 142,792 $ 56,000
Hampden, Massachusetts 105 $ 17,063,000 $ 162,504 $ 50,000
San Francisco, California 104 $ 48,941,000 $ 470,586 $ 137,000
Coweta, Georgia 103 $ 15,871,000 $ 154,087 $ 61,000
Fayette, Georgia 103 $ 24,001,000 $ 233,019 $ 92,000
New York, New York 102 $ 53,905,000 $ 528,480 $ 217,000
Palm Beach, Florida 101 $ 30,161,000 $ 298,623 $ 126,000
Kings, New York 100 $ 40,347,000 $ 403,470 $ 92,000
Cherokee, Georgia 99 $ 17,100,000 $ 172,727 $ 68,000
Yavapai, Arizona 98 $ 15,569,000 $ 158,867 $ 51,000
Henry, Georgia 98 $ 13,913,000 $ 141,969 $ 54,000
Baltimore, Maryland 98 $ 25,917,000 $ 264,459 $ 121,000
Denver, Colorado 96 $ 17,444,000 $ 181,708 $ 60,000
Monroe, New York 96 $ 11,144,000 $ 116,083 $ 49,000
Clackamas, Oregon 96 $ 26,707,000 $ 278,197 $ 80,000
Pitt, North Carolina 94 $ 15,137,000 $ 161,031 $ 52,000
Jefferson, Colorado 91 $ 20,032,000 $ 220,131 $ 67,000
Nassau, New York 90 $ 32,789,000 $ 364,322 $ 123,000
Sarasota, Florida 88 $ 14,814,000 $ 168,340 $ 91,000
El Dorado, California 86 $ 22,105,000 $ 257,034 $ 100,000
Barnstable, Massachusetts 86 $ 22,525,000 $ 261,918 $ 167,000
Orange, New York 84 $ 18,495,000 $ 220,178 $ 71,000
Arlington, Virginia 83 $ 29,656,000 $ 357,301 $ 105,000
Arapahoe, Colorado 82 $ 14,281,000 $ 174,158 $ 59,000
Pima, Arizona 81 $ 18,888,000 $ 233,185 $ 62,000
Guilford, North Carolina 81 $ 10,689,000 $ 131,962 $ 48,000
Clayton, Georgia 80 $ 7,247,000 $ 90,587 $ 37,000
Linn, Iowa 80 $ 8,830,000 $ 110,375 $ 37,000
District of Columbia, District Of Columbia 78 $ 25,198,000 $ 323,051 $ 107,000
El Paso, Texas 76 $ 9,701,000 $ 127,644 $ 59,000
Albany, New York 75 $ 15,541,000 $ 207,213 $ 71,000
St. Charles, Missouri 73 $ 12,109,000 $ 165,876 $ 57,000
Chatham, Georgia 69 $ 10,396,000 $ 150,666 $ 68,000
Suffolk, New York 69 $ 32,232,000 $ 467,130 $ 181,000
Benton, Oregon 69 $ 14,874,000 $ 215,565 $ 73,000
Providence, Rhode Island 69 $ 10,438,000 $ 151,275 $ 79,000
Richland, South Carolina 66 $ 11,614,000 $ 175,969 $ 57,000
Marin, California 65 $ 32,256,000 $ 496,246 $ 159,000
Baltimore City, Maryland 64 $ 13,119,000 $ 204,984 $ 70,000
Carroll, Georgia 63 $ 8,223,000 $ 130,523 $ 48,000
Bronx, New York 63 $ 19,307,000 $ 306,460 $ 93,000
Buncombe, North Carolina 63 $ 11,712,000 $ 185,904 $ 51,000
Beaufort, South Carolina 63 $ 26,827,000 $ 425,825 $ 158,000
McHenry, Illinois 62 $ 13,781,000 $ 222,274 $ 73,000
Douglas, Colorado 61 $ 16,155,000 $ 264,836 $ 70,000
St. Louis City, Missouri 61 $ 7,453,000 $ 122,180 $ 67,000
Berrien, Michigan 60 $ 8,602,000 $ 143,366 $ 55,000
Ramsey, Minnesota 60 $ 8,377,000 $ 139,616 $ 43,000
Morris, New Jersey 60 $ 17,467,000 $ 291,116 $ 92,000
Kern, California 59 $ 7,479,000 $ 126,762 $ 63,000
Yolo, California 59 $ 13,533,000 $ 229,372 $ 96,000
Yuba, California 59 $ 8,040,000 $ 136,271 $ 45,000
Santa Cruz, California 58 $ 22,117,000 $ 381,327 $ 118,000
Osceola, Florida 58 $ 7,471,000 $ 128,810 $ 52,000
Clark, Washington 58 $ 13,189,000 $ 227,396 $ 61,000
Tulare, California 57 $ 10,067,000 $ 176,614 $ 51,000
Hillsborough, New Hampshire 57 $ 11,463,000 $ 201,105 $ 77,000
Amador, California 56 $ 11,302,000 $ 201,821 $ 52,000
Bossier, Louisiana 56 $ 8,345,000 $ 149,017 $ 46,000
Glynn, Georgia 55 $ 9,484,000 $ 172,436 $ 64,000
Howard, Maryland 52 $ 16,006,000 $ 307,807 $ 101,000
Alexandria, Virginia 52 $ 16,802,000 $ 323,115 $ 110,000
Staunton, Virginia 52 $ 6,994,000 $ 134,500 $ 39,000
Anoka, Minnesota 50 $ 8,299,000 $ 165,980 $ 66,000
Lexington, South Carolina 50 $ 9,422,000 $ 188,440 $ 76,000
Albemarle, Virginia 50 $ 11,413,000 $ 228,260 $ 60,000
Henrico, Virginia 49 $ 8,943,000 $ 182,510 $ 46,000
Lake, Indiana 48 $ 6,194,000 $ 129,041 $ 47,000
Dakota, Minnesota 48 $ 8,663,000 $ 180,479 $ 52,000
Somerset, New Jersey 48 $ 13,413,000 $ 279,437 $ 76,000
Collier, Florida 47 $ 7,775,000 $ 165,425 $ 79,000
Lee, Florida 47 $ 5,153,000 $ 109,638 $ 61,000
Newton, Georgia 46 $ 5,623,000 $ 122,239 $ 62,000
Lyon, Nevada 45 $ 6,287,000 $ 139,711 $ 45,000
Benton, Washington 44 $ 7,950,000 $ 180,681 $ 55,000
Polk, Florida 43 $ 4,322,000 $ 100,511 $ 78,000
Seminole, Florida 43 $ 8,324,000 $ 193,581 $ 76,000
Saratoga, New York 43 $ 10,199,000 $ 237,186 $ 95,000
Bucks, Pennsylvania 43 $ 10,636,000 $ 247,348 $ 87,000
Harris, Texas 43 $ 5,721,000 $ 133,046 $ 77,000
Sutter, California 42 $ 7,413,000 $ 176,500 $ 56,000
Stafford, Virginia 42 $ 10,255,000 $ 244,166 $ 59,000
Pinellas, Florida 41 $ 6,513,000 $ 158,853 $ 64,000
Burlington, New Jersey 41 $ 11,622,000 $ 283,463 $ 84,000
Deschutes, Oregon 40 $ 8,458,000 $ 211,450 $ 80,000
Charlottesville, Virginia 40 $ 8,337,000 $ 208,425 $ 74,000
Chesterfield, Virginia 40 $ 7,432,000 $ 185,800 $ 61,000
Yakima, Washington 40 $ 7,927,000 $ 198,175 $ 62,000
Forsyth, Georgia 39 $ 9,249,000 $ 237,153 $ 85,000
Spalding, Georgia 39 $ 4,719,000 $ 121,000 $ 43,000
Tolland, Connecticut 38 $ 7,457,000 $ 196,236 $ 55,000
Frederick, Maryland 38 $ 10,545,000 $ 277,500 $ 70,000
Bernalillo, New Mexico 37 $ 6,120,000 $ 165,405 $ 73,000
Erie, New York 37 $ 4,077,000 $ 110,189 $ 47,000
Chester, Pennsylvania 37 $ 10,508,000 $ 284,000 $ 88,000
Benton, Arkansas 36 $ 7,108,000 $ 197,444 $ 82,000
Adams, Colorado 36 $ 6,718,000 $ 186,611 $ 58,000
Manatee, Florida 36 $ 8,681,000 $ 241,138 $ 96,000
Marion, Oregon 36 $ 7,482,000 $ 207,833 $ 51,000
El Paso, Colorado 35 $ 7,693,000 $ 219,800 $ 67,000
Pasco, Florida 35 $ 4,885,000 $ 139,571 $ 49,000
Bartow, Georgia 35 $ 5,310,000 $ 151,714 $ 72,000
Liberty, Georgia 35 $ 5,531,000 $ 158,028 $ 55,000
Putnam, New York 35 $ 10,124,000 $ 289,257 $ 125,000
Brunswick, North Carolina 35 $ 7,361,000 $ 210,314 $ 66,000
Thurston, Washington 35 $ 7,745,000 $ 221,285 $ 71,000
Madera, California 34 $ 4,992,000 $ 146,823 $ 53,000
Larimer, Colorado 34 $ 7,082,000 $ 208,294 $ 77,000
Strafford, New Hampshire 34 $ 6,418,000 $ 188,764 $ 61,000
Camden, New Jersey 34 $ 6,537,000 $ 192,264 $ 59,000
Philadelphia, Pennsylvania 34 $ 5,437,000 $ 159,911 $ 105,000
Greenville, South Carolina 34 $ 5,056,000 $ 148,705 $ 42,000
Pulaski, Arkansas 33 $ 4,692,000 $ 142,181 $ 50,000
Rensselaer, New York 33 $ 5,934,000 $ 179,818 $ 69,000
Montgomery, Pennsylvania 33 $ 7,540,000 $ 228,484 $ 94,000
Marion, Indiana 32 $ 3,799,000 $ 118,718 $ 57,000
Union, North Carolina 32 $ 6,703,000 $ 209,468 $ 79,000
Linn, Oregon 32 $ 5,270,000 $ 164,687 $ 55,000
Calaveras, California 31 $ 5,205,000 $ 167,903 $ 68,000
Will, Illinois 31 $ 5,917,000 $ 190,870 $ 64,000
Parker, Texas 31 $ 5,198,000 $ 167,677 $ 80,000
Monroe, Alabama 30 $ 4,056,000 $ 135,200 $ 54,000
Charleston, South Carolina 30 $ 6,235,000 $ 207,833 $ 58,000
Wicomico, Maryland 29 $ 5,215,000 $ 179,827 $ 62,000
Spotsylvania, Virginia 29 $ 6,299,000 $ 217,206 $ 56,000
Randolph, North Carolina 28 $ 3,785,000 $ 135,178 $ 35,000
York, South Carolina 28 $ 4,617,000 $ 164,892 $ 42,000
Lake, California 27 $ 4,493,000 $ 166,407 $ 68,000
Sussex, Delaware 27 $ 6,979,000 $ 258,481 $ 101,000
DuPage, Illinois 27 $ 5,923,000 $ 219,370 $ 76,000
Washington, Minnesota 27 $ 3,979,000 $ 147,370 $ 59,000
Carson City, Nevada 27 $ 4,853,000 $ 179,740 $ 62,000
Sussex, New Jersey 27 $ 6,669,000 $ 247,000 $ 87,000
Salt Lake, Utah 27 $ 5,718,000 $ 211,777 $ 67,000
St. Lucie, Florida 26 $ 2,708,000 $ 104,153 $ 44,000
Mercer, New Jersey 26 $ 6,106,000 $ 234,846 $ 78,000
Scott, Minnesota 25 $ 4,250,000 $ 170,000 $ 45,000
Schenectady, New York 25 $ 4,240,000 $ 169,600 $ 71,000
Forsyth, North Carolina 25 $ 3,337,000 $ 133,480 $ 28,000
Horry, South Carolina 25 $ 3,374,000 $ 134,960 $ 83,000
Mohave, Arizona 24 $ 2,940,000 $ 122,500 $ 70,000
Mesa, Colorado 24 $ 5,039,000 $ 209,958 $ 61,000
Lake, Florida 24 $ 3,230,000 $ 134,583 $ 57,000
Jefferson, Missouri 24 $ 3,371,000 $ 140,458 $ 46,000
Dutchess, New York 24 $ 6,769,000 $ 282,041 $ 90,000
Charles, Maryland 23 $ 7,254,000 $ 315,391 $ 58,000
Lane, Oregon 23 $ 4,323,000 $ 187,956 $ 56,000
Manassas, Virginia 23 $ 3,742,000 $ 162,695 $ 49,000
Lake, Illinois 22 $ 6,865,000 $ 312,045 $ 107,000
York, Maine 22 $ 6,116,000 $ 278,000 $ 126,000
Dukes, Massachusetts 22 $ 9,428,000 $ 428,545 $ 151,000
Livingston, New York 22 $ 2,198,000 $ 99,909 $ 55,000
Yamhill, Oregon 22 $ 4,945,000 $ 224,772 $ 61,000
Johnson, Texas 22 $ 2,875,000 $ 130,681 $ 60,000
Mobile, Alabama 21 $ 2,709,000 $ 129,000 $ 40,000
Yuma, Arizona 21 $ 3,924,000 $ 186,857 $ 59,000
Tuolumne, California 21 $ 4,742,000 $ 225,809 $ 102,000
Weld, Colorado 21 $ 4,329,000 $ 206,142 $ 76,000
Harford, Maryland 21 $ 5,685,000 $ 270,714 $ 52,000
Queen Anne's, Maryland 21 $ 5,929,000 $ 282,333 $ 89,000
Oakland, Michigan 21 $ 3,954,000 $ 188,285 $ 97,000
Durham, North Carolina 21 $ 4,004,000 $ 190,666 $ 55,000
Fauquier, Virginia 21 $ 5,863,000 $ 279,190 $ 69,000
Fluvanna, Virginia 21 $ 3,745,000 $ 178,333 $ 52,000
Richmond City, Virginia 21 $ 3,528,000 $ 168,000 $ 48,000
Kitsap, Washington 21 $ 4,932,000 $ 234,857 $ 113,000
Benton, Iowa 20 $ 1,880,000 $ 94,000 $ 39,000
Carver, Minnesota 20 $ 4,525,000 $ 226,250 $ 60,000
Ontario, New York 20 $ 2,734,000 $ 136,700 $ 58,000
Gaston, North Carolina 20 $ 3,637,000 $ 181,850 $ 64,000
Waynesboro, Virginia 20 $ 2,826,000 $ 141,300 $ 47,000
Mendocino, California 19 $ 5,161,000 $ 271,631 $ 76,000
Brevard, Florida 19 $ 3,309,000 $ 174,157 $ 44,000
Duval, Florida 19 $ 3,791,000 $ 199,526 $ 77,000
Gem, Idaho 19 $ 2,409,000 $ 126,789 $ 39,000
Berkeley, South Carolina 19 $ 3,629,000 $ 191,000 $ 39,000
Galveston, Texas 19 $ 2,729,000 $ 143,631 $ 72,000
Hood, Texas 19 $ 2,718,000 $ 143,052 $ 92,000
Franklin, Washington 19 $ 3,033,000 $ 159,631 $ 59,000
Nevada, California 18 $ 5,874,000 $ 326,333 $ 266,000
Catoosa, Georgia 18 $ 2,148,000 $ 119,333 $ 30,000
Kootenai, Idaho 18 $ 3,555,000 $ 197,500 $ 75,000
Richmond, New York 18 $ 5,118,000 $ 284,333 $ 79,000
Washington, Rhode Island 18 $ 4,827,000 $ 268,166 $ 194,000
Travis, Texas 18 $ 3,373,000 $ 187,388 $ 101,000
Virginia Beach, Virginia 18 $ 4,548,000 $ 252,666 $ 122,000
Gila, Arizona 17 $ 3,859,000 $ 227,000 $ 71,000
Charlotte, Florida 17 $ 1,711,000 $ 100,647 $ 54,000
Bulloch, Georgia 17 $ 2,563,000 $ 150,764 $ 51,000
Kane, Illinois 17 $ 3,518,000 $ 206,941 $ 67,000
Calvert, Maryland 17 $ 4,570,000 $ 268,823 $ 79,000
Carroll, Maryland 17 $ 3,876,000 $ 228,000 $ 55,000
Atlantic, New Jersey 17 $ 3,569,000 $ 209,941 $ 41,000
Gloucester, New Jersey 17 $ 3,606,000 $ 212,117 $ 74,000
Essex, New York 17 $ 3,025,000 $ 177,941 $ 145,000
Delaware, Pennsylvania 17 $ 3,134,000 $ 184,352 $ 79,000
Louisa, Virginia 17 $ 3,448,000 $ 202,823 $ 58,000
Newport News, Virginia 17 $ 2,880,000 $ 169,411 $ 54,000
Middlesex, Connecticut 16 $ 3,138,000 $ 196,125 $ 64,000
Rockdale, Georgia 16 $ 2,876,000 $ 179,750 $ 52,000
Belknap, New Hampshire 16 $ 3,382,000 $ 211,375 $ 90,000
Ulster, New York 16 $ 3,221,000 $ 201,312 $ 78,000
Cabarrus, North Carolina 16 $ 2,739,000 $ 171,187 $ 111,000
Culpeper, Virginia 16 $ 3,452,000 $ 215,750 $ 48,000
Navajo, Arizona 15 $ 2,934,000 $ 195,600 $ 70,000
Merrimack, New Hampshire 15 $ 3,525,000 $ 235,000 $ 92,000
Alamance, North Carolina 15 $ 2,327,000 $ 155,133 $ 59,000
New Hanover, North Carolina 15 $ 3,658,000 $ 243,866 $ 65,000
Lincoln, Oregon 15 $ 3,785,000 $ 252,333 $ 64,000
Hanover, Virginia 15 $ 3,374,000 $ 224,933 $ 51,000
Washington, Arkansas 14 $ 1,702,000 $ 121,571 $ 49,000
Litchfield, Connecticut 14 $ 2,509,000 $ 179,214 $ 56,000
Kauai, Hawaii 14 $ 4,521,000 $ 322,928 $ 79,000
Jefferson, Kentucky 14 $ 2,430,000 $ 173,571 $ 60,000
Douglas, Nevada 14 $ 2,990,000 $ 213,571 $ 58,000
Carroll, New Hampshire 14 $ 2,499,000 $ 178,500 $ 92,000
Newport, Rhode Island 14 $ 4,267,000 $ 304,785 $ 158,000
Chesapeake, Virginia 14 $ 3,615,000 $ 258,214 $ 75,000
Greene, Virginia 14 $ 2,834,000 $ 202,428 $ 68,000
Coconino, Arizona 13 $ 3,158,000 $ 242,923 $ 151,000
New Castle, Delaware 13 $ 2,619,000 $ 201,461 $ 56,000
Maui, Hawaii 13 $ 4,861,000 $ 373,923 $ 80,000
Davidson, North Carolina 13 $ 1,771,000 $ 136,230 $ 38,000
Henderson, North Carolina 13 $ 2,509,000 $ 193,000 $ 58,000
Iredell, North Carolina 13 $ 2,528,000 $ 194,461 $ 51,000
Onslow, North Carolina 13 $ 2,158,000 $ 166,000 $ 78,000
Polk, Oregon 13 $ 3,077,000 $ 236,692 $ 71,000
Kent, Rhode Island 13 $ 2,063,000 $ 158,692 $ 56,000
Dorchester, South Carolina 13 $ 2,039,000 $ 156,846 $ 39,000
Montgomery, Texas 13 $ 1,669,000 $ 128,384 $ 142,000
Kings, California 12 $ 1,558,000 $ 129,833 $ 49,000
Indian River, Florida 12 $ 2,580,000 $ 215,000 $ 130,000
Barrow, Georgia 12 $ 2,411,000 $ 200,916 $ 82,000
Bryan, Georgia 12 $ 2,635,000 $ 219,583 $ 53,000
Worcester, Maryland 12 $ 2,640,000 $ 220,000 $ 94,000
Hampton, Virginia 12 $ 2,353,000 $ 196,083 $ 55,000
Rockingham, Virginia 12 $ 2,133,000 $ 177,750 $ 40,000
Grays Harbor, Washington 12 $ 2,049,000 $ 170,750 $ 50,000
Butte, California 11 $ 2,081,000 $ 189,181 $ 210,000
Humboldt, California 11 $ 2,121,000 $ 192,818 $ 55,000
Boulder, Colorado 11 $ 2,345,000 $ 213,181 $ 75,000
New London, Connecticut 11 $ 2,269,000 $ 206,272 $ 55,000
Hall, Georgia 11 $ 2,310,000 $ 210,000 $ 65,000
Howard, Indiana 11 $ 1,737,000 $ 157,909 $ 40,000
Cumberland, Maine 11 $ 3,566,000 $ 324,181 $ 138,000
Wayne, Michigan 11 $ 2,193,000 $ 199,363 $ 399,000
Sullivan, New York 11 $ 1,934,000 $ 175,818 $ 51,000
Columbia, Oregon 11 $ 1,803,000 $ 163,909 $ 44,000
Monroe, Pennsylvania 11 $ 2,119,000 $ 192,636 $ 77,000
Norfolk, Virginia 11 $ 1,886,000 $ 171,454 $ 46,000
Warren, Virginia 11 $ 2,274,000 $ 206,727 $ 71,000
Shasta, California 10 $ 2,147,000 $ 214,700 $ 51,000
Volusia, Florida 10 $ 1,695,000 $ 169,500 $ 91,000
Boise, Idaho 10 $ 1,842,000 $ 184,200 $ 40,000
Jackson, Missouri 10 $ 1,185,000 $ 118,500 $ 64,000
Hunterdon, New Jersey 10 $ 2,619,000 $ 261,900 $ 72,000
Warren, New Jersey 10 $ 2,116,000 $ 211,600 $ 50,000
Spartanburg, South Carolina 10 $ 1,463,000 $ 146,300 $ 37,000
Washington, Utah 10 $ 2,576,000 $ 257,600 $ 246,000
Falls Church, Virginia 10 $ 4,773,000 $ 477,300 $ 126,000
Jefferson, Alabama 9 $ 662,000 $ 73,555 $ 67,000
Saline, Arkansas 9 $ 1,613,000 $ 179,222 $ 53,000
Plumas, California 9 $ 2,145,000 $ 238,333 $ 162,000
Park, Colorado 9 $ 1,504,000 $ 167,111 $ 41,000
Pueblo, Colorado 9 $ 1,006,000 $ 111,777 $ 34,000
Butts, Georgia 9 $ 1,413,000 $ 157,000 $ 132,000
Valley, Idaho 9 $ 1,401,000 $ 155,666 $ 141,000
Porter, Indiana 9 $ 1,240,000 $ 137,777 $ 53,000
Hampshire, Massachusetts 9 $ 1,395,000 $ 155,000 $ 31,000
Santa Fe, New Mexico 9 $ 2,175,000 $ 241,666 $ 122,000
Niagara, New York 9 $ 769,000 $ 85,444 $ 33,000
Franklin, Ohio 9 $ 1,315,000 $ 146,111 $ 82,000
Douglas, Oregon 9 $ 1,456,000 $ 161,777 $ 78,000
Jackson, Oregon 9 $ 1,602,000 $ 178,000 $ 98,000
Anderson, South Carolina 9 $ 1,540,000 $ 171,111 $ 50,000
Lancaster, South Carolina 9 $ 1,641,000 $ 182,333 $ 55,000
Bexar, Texas 9 $ 1,359,000 $ 151,000 $ 57,000
Ellis, Texas 9 $ 1,268,000 $ 140,888 $ 72,000
Williamson, Texas 9 $ 1,934,000 $ 214,888 $ 73,000
Utah, Utah 9 $ 1,916,000 $ 212,888 $ 105,000
Manassas Park, Virginia 9 $ 1,444,000 $ 160,444 $ 27,000
Montgomery, Virginia 9 $ 2,027,000 $ 225,222 $ 39,000
Orange, Virginia 9 $ 2,299,000 $ 255,444 $ 58,000
Whatcom, Washington 9 $ 2,244,000 $ 249,333 $ 63,000
Mono, California 8 $ 2,134,000 $ 266,750 $ 175,000
Kent, Delaware 8 $ 1,403,000 $ 175,375 $ 47,000
Effingham, Georgia 8 $ 1,234,000 $ 154,250 $ 44,000
Haralson, Georgia 8 $ 996,000 $ 124,500 $ 46,000
Houston, Georgia 8 $ 1,315,000 $ 164,375 $ 54,000
Polk, Iowa 8 $ 1,460,000 $ 182,500 $ 137,000
St. Tammany, Louisiana 8 $ 1,618,000 $ 202,250 $ 49,000
Sherburne, Minnesota 8 $ 1,322,000 $ 165,250 $ 45,000
Wright, Minnesota 8 $ 1,323,000 $ 165,375 $ 52,000
Churchill, Nevada 8 $ 1,499,000 $ 187,375 $ 73,000
Cheshire, New Hampshire 8 $ 931,000 $ 116,375 $ 87,000
Warren, New York 8 $ 1,383,000 $ 172,875 $ 52,000
Beaufort, North Carolina 8 $ 1,347,000 $ 168,375 $ 62,000
Lincoln, North Carolina 8 $ 1,510,000 $ 188,750 $ 86,000
Aiken, South Carolina 8 $ 1,009,000 $ 126,125 $ 44,000
Fort Bend, Texas 8 $ 2,465,000 $ 308,125 $ 98,000
Hidalgo, Texas 8 $ 882,000 $ 110,250 $ 48,000
Frederick, Virginia 8 $ 1,700,000 $ 212,500 $ 33,000
Island, Washington 8 $ 1,719,000 $ 214,875 $ 62,000
Mason, Washington 8 $ 1,592,000 $ 199,000 $ 56,000
Colusa, California 7 $ 1,048,000 $ 149,714 $ 43,000
Citrus, Florida 7 $ 901,000 $ 128,714 $ 57,000
Bibb, Georgia 7 $ 857,000 $ 122,428 $ 43,000
Lamar, Georgia 7 $ 768,000 $ 109,714 $ 33,000
Meriwether, Georgia 7 $ 875,000 $ 125,000 $ 44,000
Muscogee, Georgia 7 $ 1,239,000 $ 177,000 $ 70,000
Polk, Georgia 7 $ 665,000 $ 95,000 $ 36,000
Walker, Georgia 7 $ 492,000 $ 70,285 $ 40,000
Walton, Georgia 7 $ 1,332,000 $ 190,285 $ 59,000
Hawaii, Hawaii 7 $ 2,277,000 $ 325,285 $ 142,000
Johnson, Kansas 7 $ 1,259,000 $ 179,857 $ 87,000
Rice, Minnesota 7 $ 941,000 $ 134,428 $ 51,000
Storey, Nevada 7 $ 1,138,000 $ 162,571 $ 42,000
Cape May, New Jersey 7 $ 1,668,000 $ 238,285 $ 104,000
Onondaga, New York 7 $ 1,378,000 $ 196,857 $ 329,000
Washington, New York 7 $ 948,000 $ 135,428 $ 38,000
Burke, North Carolina 7 $ 1,076,000 $ 153,714 $ 22,000
Cleveland, North Carolina 7 $ 1,259,000 $ 179,857 $ 63,000
Dare, North Carolina 7 $ 3,891,000 $ 555,857 $ 296,000
Nash, North Carolina 7 $ 1,034,000 $ 147,714 $ 27,000
Allegheny, Pennsylvania 7 $ 1,049,000 $ 149,857 $ 95,000
Lancaster, Pennsylvania 7 $ 1,224,000 $ 174,857 $ 63,000
Minnehaha, South Dakota 7 $ 1,506,000 $ 215,142 $ 61,000
Shelby, Tennessee 7 $ 867,000 $ 123,857 $ 77,000
Fredericksburg, Virginia 7 $ 1,390,000 $ 198,571 $ 65,000
Portsmouth, Virginia 7 $ 1,422,000 $ 203,142 $ 63,000
Chelan, Washington 7 $ 1,863,000 $ 266,142 $ 65,000
Lewis, Washington 7 $ 1,228,000 $ 175,428 $ 58,000
Walla Walla, Washington 7 $ 1,279,000 $ 182,714 $ 47,000
Lonoke, Arkansas 6 $ 824,000 $ 137,333 $ 37,000
Tehama, California 6 $ 742,000 $ 123,666 $ 50,000
Windham, Connecticut 6 $ 1,478,000 $ 246,333 $ 49,000
Hernando, Florida 6 $ 574,000 $ 95,666 $ 32,000
Marion, Florida 6 $ 709,000 $ 118,166 $ 69,000
Columbia, Georgia 6 $ 1,153,000 $ 192,166 $ 63,000
Bonneville, Idaho 6 $ 939,000 $ 156,500 $ 47,000
Nez Perce, Idaho 6 $ 935,000 $ 155,833 $ 43,000
Hamilton, Indiana 6 $ 1,239,000 $ 206,500 $ 74,000
Johnson, Indiana 6 $ 796,000 $ 132,666 $ 22,000
Washington, Maryland 6 $ 1,299,000 $ 216,500 $ 47,000
Chisago, Minnesota 6 $ 888,000 $ 148,000 $ 48,000
Grafton, New Hampshire 6 $ 1,283,000 $ 213,833 $ 598,000
Sandoval, New Mexico 6 $ 1,215,000 $ 202,500 $ 65,000
Montgomery, New York 6 $ 959,000 $ 159,833 $ 64,000
Steuben, New York 6 $ 385,000 $ 64,166 $ 36,000
Wayne, New York 6 $ 688,000 $ 114,666 $ 53,000
Catawba, North Carolina 6 $ 683,000 $ 113,833 $ 20,000
Franklin, North Carolina 6 $ 1,145,000 $ 190,833 $ 96,000
Madison, North Carolina 6 $ 1,185,000 $ 197,500 $ 54,000
Columbiana, Ohio 6 $ 549,000 $ 91,500 $ 43,000
Klamath, Oregon 6 $ 676,000 $ 112,666 $ 29,000
Berks, Pennsylvania 6 $ 1,107,000 $ 184,500 $ 57,000
York, Pennsylvania 6 $ 1,246,000 $ 207,666 $ 71,000
Sumter, South Carolina 6 $ 681,000 $ 113,500 $ 74,000
Bradley, Tennessee 6 $ 1,112,000 $ 185,333 $ 84,000
Sullivan, Tennessee 6 $ 1,028,000 $ 171,333 $ 62,000
Shenandoah, Virginia 6 $ 1,241,000 $ 206,833 $ 68,000
Baldwin, Alabama 5 $ 611,000 $ 122,200 $ 73,000
Lassen, California 5 $ 1,005,000 $ 201,000 $ 82,000
Grand, Colorado 5 $ 981,000 $ 196,200 $ 75,000
La Plata, Colorado 5 $ 1,471,000 $ 294,200 $ 355,000
Bay, Florida 5 $ 1,376,000 $ 275,200 $ 96,000
Flagler, Florida 5 $ 878,000 $ 175,600 $ 54,000
St. Johns, Florida 5 $ 1,079,000 $ 215,800 $ 101,000
Sumter, Florida 5 $ 694,000 $ 138,800 $ 49,000
Walton, Florida 5 $ 1,131,000 $ 226,200 $ 127,000
Camden, Georgia 5 $ 802,000 $ 160,400 $ 67,000
Dawson, Georgia 5 $ 1,266,000 $ 253,200 $ 75,000
Jackson, Georgia 5 $ 827,000 $ 165,400 $ 60,000
Troup, Georgia 5 $ 428,000 $ 85,600 $ 24,000
Upson, Georgia 5 $ 720,000 $ 144,000 $ 103,000
Bonner, Idaho 5 $ 1,235,000 $ 247,000 $ 90,000
Owyhee, Idaho 5 $ 806,000 $ 161,200 $ 45,000
Kendall, Illinois 5 $ 721,000 $ 144,200 $ 42,000
Stephenson, Illinois 5 $ 438,000 $ 87,600 $ 33,000
Warren, Missouri 5 $ 766,000 $ 153,200 $ 29,000
Cumberland, New Jersey 5 $ 971,000 $ 194,200 $ 66,000
Dona Ana, New Mexico 5 $ 915,000 $ 183,000 $ 51,000
Caldwell, North Carolina 5 $ 1,218,000 $ 243,600 $ 184,000
Cumberland, North Carolina 5 $ 456,000 $ 91,200 $ 32,000
Haywood, North Carolina 5 $ 622,000 $ 124,400 $ 39,000
Pender, North Carolina 5 $ 1,004,000 $ 200,800 $ 51,000
Rowan, North Carolina 5 $ 681,000 $ 136,200 $ 56,000
Lucas, Ohio 5 $ 678,000 $ 135,600 $ 87,000
Clatsop, Oregon 5 $ 1,246,000 $ 249,200 $ 73,000
Franklin, Pennsylvania 5 $ 1,058,000 $ 211,600 $ 34,000
Pike, Pennsylvania 5 $ 787,000 $ 157,400 $ 58,000
Bristol, Rhode Island 5 $ 1,422,000 $ 284,400 $ 98,000
Kershaw, South Carolina 5 $ 471,000 $ 94,200 $ 48,000
Oconee, South Carolina 5 $ 1,223,000 $ 244,600 $ 136,000
Pickens, South Carolina 5 $ 677,000 $ 135,400 $ 14,000
Lincoln, South Dakota 5 $ 1,126,000 $ 225,200 $ 52,000
Cameron, Texas 5 $ 603,000 $ 120,600 $ 65,000
Rockwall, Texas 5 $ 1,048,000 $ 209,600 $ 85,000
Windsor, Vermont 5 $ 1,407,000 $ 281,400 $ 399,000
Caroline, Virginia 5 $ 956,000 $ 191,200 $ 67,000
Fairfax City, Virginia 5 $ 1,660,000 $ 332,000 $ 87,000
Lunenburg, Virginia 5 $ 283,000 $ 56,600 $ 29,000
York, Virginia 5 $ 1,337,000 $ 267,400 $ 69,000
Kittitas, Washington 5 $ 828,000 $ 165,600 $ 77,000
Skagit, Washington 5 $ 855,000 $ 171,000 $ 67,000
Berkeley, West Virginia 5 $ 1,326,000 $ 265,200 $ 37,000
Jefferson, West Virginia 5 $ 999,000 $ 199,800 $ 33,000
Faulkner, Arkansas 4 $ 608,000 $ 152,000 $ 62,000
White, Arkansas 4 $ 706,000 $ 176,500 $ 73,000
Elbert, Colorado 4 $ 717,000 $ 179,250 $ 58,000
Martin, Florida 4 $ 643,000 $ 160,750 $ 112,000
Santa Rosa, Florida 4 $ 838,000 $ 209,500 $ 43,000
Gilmer, Georgia 4 $ 1,104,000 $ 276,000 $ 129,000
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Mortgage Loan Application Detail Totals for Prospect Mortgage, LLC in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 32,161 $6,953,556,000 $216,000 $3,900,000 $73,000 $8,000,000
Refinancing 18,161 $5,234,901,000 $288,000 $7,027,000 $103,000 $8,191,000
Home Improvement 10 $1,977,000 $197,000 $518,000 $81,000 $199,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,930 $7,694,468,000 $248,000 $6,500,000 $92,000 $8,191,000
Not Provided 6,741 $1,780,286,000 $264,000 $7,027,000 $93,000 $6,768,000
Hispanic 6,441 $1,263,043,000 $196,000 $1,180,000 $52,000 $1,496,000
Black or African American 3,126 $628,373,000 $201,000 $2,100,000 $59,000 $2,453,000
Asian 2,767 $742,329,000 $268,000 $3,315,000 $81,000 $1,140,000
Native Hawaiian or Other Pacific Islander 233 $60,794,000 $260,000 $730,000 $67,000 $392,000
American Indian or Alaskan Native 94 $21,141,000 $224,000 $559,000 $66,000 $644,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 28,158 $7,376,554,000 $261,000 $6,500,000 $109,000 $8,191,000
FHA-insured (Federal Housing Administration) 20,059 $4,327,591,000 $215,000 $7,027,000 $51,000 $3,265,000
VA-guaranteed (Veterans Administration) 1,897 $444,566,000 $234,000 $805,000 $56,000 $1,553,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 218 $41,723,000 $191,000 $5,000,000 $88,000 $2,500,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 38,423 $9,072,906,000 $236,000 $1,226,000 $81,000 $5,239,000
Application Withdrawn By Applicant 6,688 $1,729,462,000 $258,000 $7,027,000 $95,000 $8,191,000
Application Denied By Financial Institution 2,438 $601,675,000 $246,000 $6,500,000 $83,000 $5,503,000
Application Approved But Not Accepted 2,256 $633,260,000 $280,000 $3,000,000 $98,000 $2,050,000
File Closed For Incompleteness 497 $149,058,000 $299,000 $5,000,000 $104,000 $5,000,000
Preapproval Denied by Financial Institution 18 $2,525,000 $140,000 $271,000 $47,000 $107,000
Preapproval Approved but not Accepted 12 $1,548,000 $129,000 $270,000 $57,000 $171,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 1,179 $312,077,000 $264,000 $6,100,000 $94,000 $3,374,000
Debt-To-Income Ratio 508 $135,567,000 $266,000 $6,500,000 $63,000 $1,206,000
Collateral 273 $63,629,000 $233,000 $6,000,000 $119,000 $5,503,000
Credit History 246 $42,574,000 $173,000 $1,600,000 $51,000 $466,000
Unverifiable Information 100 $22,410,000 $224,000 $602,000 $72,000 $506,000
Employment History 73 $13,071,000 $179,000 $697,000 $56,000 $596,000
Insufficient Cash (Downpayment, Closing Cost) 45 $7,611,000 $169,000 $615,000 $53,000 $148,000
Mortgage Insurance Denied 27 $6,562,000 $243,000 $730,000 $65,000 $230,000
Credit Application Incomplete 5 $699,000 $139,000 $240,000 $44,000 $54,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Prospect Mortgage, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Prospect Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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