Nationwide Mortgage Concepts, Mortgage Lending & HMDA Data, 2009
In 2009, Nationwide Mortgage Concepts, of Rancho Mirage, CA reported 9,624 mortgage applications totaling $1.5 billion, up 26% from 2008. The average application was for $152,071, and applicants reported an average income of $27,149. 23% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,145), Virginia Beach-Norfolk-Newport News, VA-NC (217) and Washington-Arlington-Alexandria, DC-VA-MD-WV (169) (applications in parentheses).
| Mortgage Company & Address | Nationwide Mortgage Concepts, 40380 Desert Creek Lane Rancho Mirage, CA 92270 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 |
| Total Number of Mortgage Applications | 9,624 |
| Total Mortgage Loan Application Amount | $1,463,538,000 |
| Average Mortgage Loan Application Amount | $152,071 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $27,149 |
| Highest Applicant Income | $1,300,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nationwide Mortgage Concepts, filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 1,145 | $ 144,424,000 | $ 126,134 | $ 10,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 217 | $ 43,823,000 | $ 201,949 | $ 7,165 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 169 | $ 47,092,000 | $ 278,650 | $ 24,165 |
| Charlotte-Gastonia-Concord, NC-SC | 154 | $ 20,367,000 | $ 132,253 | $ 20,363 |
| Chicago-Naperville-Joliet, IL | 150 | $ 23,240,000 | $ 154,933 | $ 36,000 |
| Tampa-St. Petersburg-Clearwater, FL | 150 | $ 21,723,000 | $ 144,820 | $ 21,000 |
| Augusta-Richmond County, GA-SC | 139 | $ 16,231,000 | $ 116,769 | $ 10,302 |
| Jacksonville, FL | 137 | $ 19,673,000 | $ 143,598 | $ 13,000 |
| Houston-Sugar Land-Baytown, TX | 134 | $ 19,351,000 | $ 144,410 | $ 43,000 |
| Fayetteville, NC | 119 | $ 15,044,000 | $ 126,420 | $ 5,000 |
| Philadelphia, PA | 110 | $ 18,456,000 | $ 167,781 | $ 33,000 |
| Dallas-Plano-Irving, TX | 108 | $ 14,062,000 | $ 130,203 | $ 37,000 |
| Raleigh-Cary, NC | 103 | $ 14,635,000 | $ 142,087 | $ 18,000 |
| San Antonio, TX | 96 | $ 12,456,000 | $ 129,750 | $ 24,000 |
| Orlando-Kissimmee, FL | 91 | $ 14,263,000 | $ 156,736 | $ 25,000 |
| Las Vegas-Paradise, NV | 88 | $ 16,618,000 | $ 188,840 | $ 11,000 |
| Baltimore-Towson, MD | 79 | $ 14,204,000 | $ 179,797 | $ 32,000 |
| Jacksonville, NC | 75 | $ 10,635,000 | $ 141,800 | $ 9,000 |
| Fort Worth-Arlington, TX | 73 | $ 8,772,000 | $ 120,164 | $ 29,000 |
| Denver-Aurora-Broomfield, CO | 69 | $ 13,069,000 | $ 189,405 | $ 36,000 |
| Phoenix-Mesa-Scottsdale, AZ | 68 | $ 15,252,000 | $ 224,294 | $ 40,000 |
| St. Louis, MO-IL | 68 | $ 8,755,000 | $ 128,750 | $ 18,838 |
| Memphis, TN-MS-AR | 65 | $ 9,837,000 | $ 151,338 | $ 25,215 |
| Richmond, VA | 65 | $ 10,690,000 | $ 164,461 | $ 16,000 |
| Riverside-San Bernardino-Ontario, CA | 64 | $ 12,113,000 | $ 189,265 | $ 29,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 63 | $ 11,871,000 | $ 188,428 | $ 24,619 |
| Pittsburgh, PA | 63 | $ 7,537,000 | $ 119,634 | $ 28,000 |
| Cincinnati-Middletown, OH-KY-IN | 60 | $ 7,685,000 | $ 128,083 | $ 22,700 |
| Columbus, OH | 58 | $ 8,290,000 | $ 142,931 | $ 32,000 |
| Pensacola-Ferry Pass-Brent, FL | 56 | $ 6,973,000 | $ 124,517 | $ 12,000 |
| Austin-Round Rock, TX | 55 | $ 7,547,000 | $ 137,218 | $ 42,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 53 | $ 6,455,000 | $ 121,792 | $ 25,000 |
| Los Angeles-Long Beach-Glendale, CA | 50 | $ 14,773,000 | $ 295,460 | $ 65,000 |
| Oklahoma City, OK | 49 | $ 5,543,000 | $ 113,122 | $ 21,000 |
| Portland-Vancouver-Beaverton, OR-WA | 49 | $ 10,944,000 | $ 223,346 | $ 32,040 |
| Warren-Troy-Farmington Hills, MI | 48 | $ 8,755,000 | $ 182,395 | $ 48,000 |
| Greensboro-High Point, NC | 47 | $ 5,633,000 | $ 119,851 | $ 24,000 |
| Indianapolis-Carmel, IN | 47 | $ 7,139,000 | $ 151,893 | $ 37,000 |
| Kansas City, MO-KS | 47 | $ 7,028,000 | $ 149,531 | $ 15,361 |
| Colorado Springs, CO | 46 | $ 8,336,000 | $ 181,217 | $ 23,000 |
| Columbus, GA-AL | 46 | $ 5,789,000 | $ 125,847 | $ 8,521 |
| Savannah, GA | 45 | $ 6,302,000 | $ 140,044 | $ 15,000 |
| El Paso, TX | 42 | $ 4,595,000 | $ 109,404 | $ 12,000 |
| Seattle-Bellevue-Everett, WA | 42 | $ 11,457,000 | $ 272,785 | $ 41,000 |
| Birmingham-Hoover, AL | 40 | $ 4,628,000 | $ 115,700 | $ 22,000 |
| Santa Ana-Anaheim-Irvine, CA | 37 | $ 15,636,000 | $ 422,594 | $ 97,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 36 | $ 6,201,000 | $ 172,250 | $ 24,000 |
| Lakeland-Winter Haven, FL | 36 | $ 4,898,000 | $ 136,055 | $ 27,000 |
| Cleveland-Elyria-Mentor, OH | 35 | $ 4,019,000 | $ 114,828 | $ 24,000 |
| San Diego-Carlsbad-San Marcos, CA | 35 | $ 9,722,000 | $ 277,771 | $ 56,000 |
| Warner Robins, GA | 35 | $ 3,841,000 | $ 109,742 | $ 6,000 |
| Palm Bay-Melbourne-Titusville, FL | 34 | $ 4,951,000 | $ 145,617 | $ 16,000 |
| Tacoma, WA | 34 | $ 6,681,000 | $ 196,500 | $ 16,000 |
| Winston-Salem, NC | 34 | $ 4,128,000 | $ 121,411 | $ 19,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 32 | $ 4,348,000 | $ 135,875 | $ 23,000 |
| Durham-Chapel Hill, NC | 32 | $ 4,360,000 | $ 136,250 | $ 23,000 |
| Providence-New Bedford-Fall River, RI-MA | 32 | $ 6,236,000 | $ 194,875 | $ 12,125 |
| Tucson, AZ | 32 | $ 5,661,000 | $ 176,906 | $ 27,000 |
| Asheville, NC | 31 | $ 3,693,000 | $ 119,129 | $ 26,000 |
| Boise City-Nampa, ID | 31 | $ 5,856,000 | $ 188,903 | $ 57,000 |
| Montgomery, AL | 31 | $ 3,668,000 | $ 118,322 | $ 25,000 |
| Reno-Sparks, NV | 30 | $ 5,753,000 | $ 191,766 | $ 16,000 |
| Boston-Quincy, MA | 28 | $ 6,824,000 | $ 243,714 | $ 72,000 |
| Gainesville, GA | 28 | $ 3,377,000 | $ 120,607 | $ 17,000 |
| Killeen-Temple-Fort Hood, TX | 28 | $ 4,218,000 | $ 150,642 | $ 6,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 4,009,000 | $ 148,481 | $ 22,000 |
| Harrisburg-Carlisle, PA | 27 | $ 4,266,000 | $ 158,000 | $ 35,000 |
| Little Rock-North Little Rock-Conway, AR | 27 | $ 3,478,000 | $ 128,814 | $ 39,000 |
| Ocala, FL | 27 | $ 2,916,000 | $ 108,000 | $ 22,000 |
| New Orleans-Metairie-Kenner, LA | 26 | $ 7,682,000 | $ 295,461 | $ 37,000 |
| Omaha-Council Bluffs, NE-IA | 26 | $ 4,102,000 | $ 157,769 | $ 19,692 |
| Sacramento--Arden-Arcade--Roseville, CA | 26 | $ 5,577,000 | $ 214,500 | $ 63,000 |
| Louisville-Jefferson County, KY-IN | 25 | $ 3,665,000 | $ 146,600 | $ 21,000 |
| Albuquerque, NM | 24 | $ 4,457,000 | $ 185,708 | $ 38,000 |
| Hartford-West Hartford-East Hartford, CT | 24 | $ 4,775,000 | $ 198,958 | $ 30,000 |
| Hickory-Lenoir-Morganton, NC | 24 | $ 2,744,000 | $ 114,333 | $ 34,000 |
| Knoxville, TN | 24 | $ 4,105,000 | $ 171,041 | $ 21,000 |
| Macon, GA | 24 | $ 2,253,000 | $ 93,875 | $ 25,000 |
| Miami-Miami Beach-Kendall, FL | 24 | $ 4,589,000 | $ 191,208 | $ 22,000 |
| Milwaukee-Waukesha-West Allis, WI | 24 | $ 3,709,000 | $ 154,541 | $ 28,000 |
| Des Moines-West Des Moines, IA | 23 | $ 3,265,000 | $ 141,956 | $ 20,000 |
| Fort Walton Beach-Crestview-Destin, FL | 23 | $ 3,534,000 | $ 153,652 | $ 3,000 |
| Akron, OH | 22 | $ 3,458,000 | $ 157,181 | $ 37,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 22 | $ 3,421,000 | $ 155,500 | $ 41,000 |
| Baton Rouge, LA | 22 | $ 3,084,000 | $ 140,181 | $ 42,000 |
| Bethesda-Frederick-Rockville, MD | 22 | $ 5,926,000 | $ 269,363 | $ 66,000 |
| Bradenton-Sarasota-Venice, FL | 22 | $ 3,127,000 | $ 142,136 | $ 19,000 |
| Olympia, WA | 22 | $ 4,176,000 | $ 189,818 | $ 27,000 |
| Tulsa, OK | 22 | $ 2,846,000 | $ 129,363 | $ 19,000 |
| York-Hanover, PA | 22 | $ 3,367,000 | $ 153,045 | $ 35,000 |
| Chattanooga, TN-GA | 21 | $ 2,413,000 | $ 114,904 | $ 18,000 |
| Dalton, GA | 21 | $ 1,990,000 | $ 94,761 | $ 20,000 |
| Grand Rapids-Wyoming, MI | 21 | $ 2,882,000 | $ 137,238 | $ 39,000 |
| Tallahassee, FL | 21 | $ 2,715,000 | $ 129,285 | $ 31,000 |
| Charleston-North Charleston-Summerville, SC | 20 | $ 2,753,000 | $ 137,650 | $ 28,000 |
| Clarksville, TN-KY | 20 | $ 2,466,000 | $ 123,300 | $ 12,000 |
| Dayton, OH | 20 | $ 2,821,000 | $ 141,050 | $ 19,000 |
| Lake County-Kenosha County, IL-WI | 20 | $ 4,143,000 | $ 207,150 | $ 54,400 |
| Mobile, AL | 20 | $ 2,171,000 | $ 108,550 | $ 24,000 |
| Oakland-Fremont-Hayward, CA | 20 | $ 6,199,000 | $ 309,950 | $ 67,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 20 | $ 3,259,000 | $ 162,950 | $ 30,000 |
| Wilmington, DE-MD-NJ | 20 | $ 3,773,000 | $ 188,650 | $ 18,450 |
| Detroit-Livonia-Dearborn, MI | 19 | $ 2,622,000 | $ 138,000 | $ 40,000 |
| Dover, DE | 19 | $ 3,269,000 | $ 172,052 | $ 9,000 |
| Port St. Lucie, FL | 19 | $ 2,748,000 | $ 144,631 | $ 18,000 |
| Salem, OR | 19 | $ 3,223,000 | $ 169,631 | $ 26,000 |
| Wichita, KS | 19 | $ 2,606,000 | $ 137,157 | $ 22,000 |
| Albany, GA | 18 | $ 2,196,000 | $ 122,000 | $ 26,000 |
| Gary, IN | 18 | $ 2,633,000 | $ 146,277 | $ 37,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 18 | $ 3,225,000 | $ 179,166 | $ 41,000 |
| Salt Lake City, UT | 18 | $ 2,923,000 | $ 162,388 | $ 21,000 |
| Davenport-Moline-Rock Island, IA-IL | 17 | $ 2,365,000 | $ 139,117 | $ 11,470 |
| Gainesville, FL | 17 | $ 2,340,000 | $ 137,647 | $ 47,000 |
| Cambridge-Newton-Framingham, MA | 16 | $ 5,020,000 | $ 313,750 | $ 63,000 |
| Columbia, SC | 16 | $ 1,960,000 | $ 122,500 | $ 48,000 |
| New Haven-Milford, CT | 16 | $ 2,636,000 | $ 164,750 | $ 17,000 |
| Wilmington, NC | 16 | $ 2,146,000 | $ 134,125 | $ 35,000 |
| Athens-Clarke County, GA | 15 | $ 1,797,000 | $ 119,800 | $ 15,000 |
| Bridgeport-Stamford-Norwalk, CT | 15 | $ 3,813,000 | $ 254,200 | $ 38,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 15 | $ 1,959,000 | $ 130,600 | $ 33,066 |
| Lancaster, PA | 15 | $ 2,014,000 | $ 134,266 | $ 8,000 |
| Modesto, CA | 15 | $ 1,899,000 | $ 126,600 | $ 27,000 |
| Fort Collins-Loveland, CO | 14 | $ 2,719,000 | $ 194,214 | $ 26,000 |
| Prescott, AZ | 14 | $ 2,256,000 | $ 161,142 | $ 39,000 |
| Provo-Orem, UT | 14 | $ 2,445,000 | $ 174,642 | $ 30,000 |
| Shreveport-Bossier City, LA | 14 | $ 2,270,000 | $ 162,142 | $ 39,000 |
| Springfield, MA | 14 | $ 2,470,000 | $ 176,428 | $ 15,000 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 1,710,000 | $ 122,142 | $ 29,000 |
| Bremerton-Silverdale, WA | 13 | $ 2,255,000 | $ 173,461 | $ 13,000 |
| Greeley, CO | 13 | $ 2,244,000 | $ 172,615 | $ 48,000 |
| Greenville, NC | 13 | $ 1,335,000 | $ 102,692 | $ 30,000 |
| McAllen-Edinburg-Mission, TX | 13 | $ 1,939,000 | $ 149,153 | $ 44,000 |
| Newark-Union, NJ-PA | 13 | $ 2,240,000 | $ 172,307 | $ 8,307 |
| Panama City-Lynn Haven-Panama City Beach, FL | 13 | $ 2,019,000 | $ 155,307 | $ 11,000 |
| Reading, PA | 13 | $ 1,912,000 | $ 147,076 | $ 14,000 |
| Rome, GA | 13 | $ 1,448,000 | $ 111,384 | $ 16,000 |
| Bakersfield, CA | 12 | $ 2,251,000 | $ 187,583 | $ 27,000 |
| Fort Wayne, IN | 12 | $ 1,366,000 | $ 113,833 | $ 33,000 |
| Greenville-Mauldin-Easley, SC | 12 | $ 1,778,000 | $ 148,166 | $ 45,000 |
| Kennewick-Pasco-Richland, WA | 12 | $ 1,796,000 | $ 149,666 | $ 19,000 |
| Lafayette, LA | 12 | $ 1,782,000 | $ 148,500 | $ 30,000 |
| Pascagoula, MS | 12 | $ 1,256,000 | $ 104,666 | $ 37,000 |
| Portland-South Portland-Biddeford, ME | 12 | $ 1,541,000 | $ 128,416 | $ 38,000 |
| Rockford, IL | 12 | $ 1,403,000 | $ 116,916 | $ 5,000 |
| Spokane, WA | 12 | $ 2,041,000 | $ 170,083 | $ 14,000 |
| Toledo, OH | 12 | $ 1,627,000 | $ 135,583 | $ 46,000 |
| Abilene, TX | 11 | $ 1,343,000 | $ 122,090 | $ 38,000 |
| Bend, OR | 11 | $ 2,320,000 | $ 210,909 | $ 40,000 |
| Corpus Christi, TX | 11 | $ 1,445,000 | $ 131,363 | $ 12,000 |
| Huntsville, AL | 11 | $ 2,306,000 | $ 209,636 | $ 59,000 |
| Lake Charles, LA | 11 | $ 1,667,000 | $ 151,545 | $ 56,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,852,000 | $ 168,363 | $ 52,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 3,295,000 | $ 299,545 | $ 70,000 |
| Peabody, MA | 11 | $ 2,292,000 | $ 208,363 | $ 26,000 |
| Rapid City, SD | 11 | $ 1,829,000 | $ 166,272 | $ 28,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 11 | $ 3,496,000 | $ 317,818 | $ 58,000 |
| Winchester, VA-WV | 11 | $ 1,904,000 | $ 173,090 | $ 8,000 |
| Worcester, MA | 11 | $ 2,502,000 | $ 227,454 | $ 46,000 |
| College Station-Bryan, TX | 10 | $ 1,441,000 | $ 144,100 | $ 101,000 |
| Duluth, MN-WI | 10 | $ 1,524,000 | $ 152,400 | $ 21,900 |
| Elkhart-Goshen, IN | 10 | $ 1,087,000 | $ 108,700 | $ 29,000 |
| Fresno, CA | 10 | $ 1,597,000 | $ 159,700 | $ 19,000 |
| Gulfport-Biloxi, MS | 10 | $ 1,352,000 | $ 135,200 | $ 42,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 916,000 | $ 91,600 | $ 30,300 |
| New York-White Plains-Wayne, NY-NJ | 10 | $ 1,579,000 | $ 157,900 | $ 19,000 |
| Peoria, IL | 10 | $ 1,210,000 | $ 121,000 | $ 2,000 |
| Rocky Mount, NC | 10 | $ 1,265,000 | $ 126,500 | $ 31,000 |
| Scranton--Wilkes-Barre, PA | 10 | $ 1,399,000 | $ 139,900 | $ 20,000 |
| Battle Creek, MI | 9 | $ 1,092,000 | $ 121,333 | $ 19,000 |
| Brownsville-Harlingen, TX | 9 | $ 1,865,000 | $ 207,222 | $ 60,000 |
| Houma-Bayou Cane-Thibodaux, LA | 9 | $ 1,495,000 | $ 166,111 | $ 39,000 |
| Lawton, OK | 9 | $ 1,146,000 | $ 127,333 | $ 19,000 |
| Lexington-Fayette, KY | 9 | $ 1,719,000 | $ 191,000 | $ 33,000 |
| Ogden-Clearfield, UT | 9 | $ 1,310,000 | $ 145,555 | $ 4,000 |
| Punta Gorda, FL | 9 | $ 1,127,000 | $ 125,222 | $ 32,000 |
| Springfield, IL | 9 | $ 987,000 | $ 109,666 | $ 2,000 |
| Springfield, MO | 9 | $ 1,109,000 | $ 123,222 | $ 34,000 |
| Vallejo-Fairfield, CA | 9 | $ 2,975,000 | $ 330,555 | $ 26,000 |
| Ann Arbor, MI | 8 | $ 1,404,000 | $ 175,500 | $ 41,000 |
| Billings, MT | 8 | $ 1,226,000 | $ 153,250 | $ 27,000 |
| Burlington, NC | 8 | $ 1,016,000 | $ 127,000 | $ 33,000 |
| Canton-Massillon, OH | 8 | $ 1,289,000 | $ 161,125 | $ 20,000 |
| Cheyenne, WY | 8 | $ 1,189,000 | $ 148,625 | $ 48,000 |
| Chico, CA | 8 | $ 1,173,000 | $ 146,625 | $ 27,000 |
| Cleveland, TN | 8 | $ 1,022,000 | $ 127,750 | $ 42,000 |
| Eugene-Springfield, OR | 8 | $ 1,536,000 | $ 192,000 | $ 33,000 |
| Farmington, NM | 8 | $ 1,281,000 | $ 160,125 | $ 69,000 |
| Flint, MI | 8 | $ 879,000 | $ 109,875 | $ 15,000 |
| Goldsboro, NC | 8 | $ 1,063,000 | $ 132,875 | $ 13,000 |
| Holland-Grand Haven, MI | 8 | $ 1,302,000 | $ 162,750 | $ 44,000 |
| Jackson, MS | 8 | $ 1,302,000 | $ 162,750 | $ 27,000 |
| Lansing-East Lansing, MI | 8 | $ 1,004,000 | $ 125,500 | $ 49,000 |
| Manhattan, KS | 8 | $ 1,279,000 | $ 159,875 | $ 7,000 |
| Pueblo, CO | 8 | $ 1,148,000 | $ 143,500 | $ 0 |
| Roanoke, VA | 8 | $ 1,307,000 | $ 163,375 | $ 39,000 |
| Rochester, MN | 8 | $ 1,145,000 | $ 143,125 | $ 25,000 |
| Spartanburg, SC | 8 | $ 912,000 | $ 114,000 | $ 33,000 |
| Topeka, KS | 8 | $ 1,129,000 | $ 141,125 | $ 32,000 |
| Visalia-Porterville, CA | 8 | $ 1,227,000 | $ 153,375 | $ 34,000 |
| Amarillo, TX | 7 | $ 797,000 | $ 113,857 | $ 27,000 |
| Camden, NJ | 7 | $ 1,413,000 | $ 201,857 | $ 0 |
| Cedar Rapids, IA | 7 | $ 879,000 | $ 125,571 | $ 9,000 |
| Champaign-Urbana, IL | 7 | $ 844,000 | $ 120,571 | $ 25,000 |
| Coeur D'Alene, ID | 7 | $ 1,416,000 | $ 202,285 | $ 48,000 |
| Erie, PA | 7 | $ 725,000 | $ 103,571 | $ 10,000 |
| Lynchburg, VA | 7 | $ 847,000 | $ 121,000 | $ 17,000 |
| Madison, WI | 7 | $ 1,372,000 | $ 196,000 | $ 7,000 |
| Naples-Marco Island, FL | 7 | $ 1,106,000 | $ 158,000 | $ 34,000 |
| Saginaw-Saginaw Township North, MI | 7 | $ 769,000 | $ 109,857 | $ 31,000 |
| Tyler, TX | 7 | $ 1,093,000 | $ 156,142 | $ 50,000 |
| Anchorage, AK | 6 | $ 1,009,000 | $ 168,166 | $ 82,000 |
| Anderson, SC | 6 | $ 694,000 | $ 115,666 | $ 33,000 |
| Auburn-Opelika, AL | 6 | $ 991,000 | $ 165,166 | $ 19,000 |
| Beaumont-Port Arthur, TX | 6 | $ 654,000 | $ 109,000 | $ 12,000 |
| Florence, SC | 6 | $ 581,000 | $ 96,833 | $ 49,000 |
| Fort Smith, AR-OK | 6 | $ 667,000 | $ 111,166 | $ 36,666 |
| Hinesville-Fort Stewart, GA | 6 | $ 904,000 | $ 150,666 | $ 21,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 578,000 | $ 96,333 | $ 37,333 |
| Idaho Falls, ID | 6 | $ 904,000 | $ 150,666 | $ 35,000 |
| Jackson, MI | 6 | $ 674,000 | $ 112,333 | $ 35,000 |
| Joplin, MO | 6 | $ 1,026,000 | $ 171,000 | $ 22,000 |
| Las Cruces, NM | 6 | $ 773,000 | $ 128,833 | $ 36,000 |
| Medford, OR | 6 | $ 1,068,000 | $ 178,000 | $ 50,000 |
| Monroe, LA | 6 | $ 799,000 | $ 133,166 | $ 12,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,081,000 | $ 180,166 | $ 31,000 |
| Norwich-New London, CT | 6 | $ 1,392,000 | $ 232,000 | $ 62,000 |
| Palm Coast, FL | 6 | $ 757,000 | $ 126,166 | $ 14,000 |
| Racine, WI | 6 | $ 908,000 | $ 151,333 | $ 17,000 |
| Springfield, OH | 6 | $ 731,000 | $ 121,833 | $ 14,000 |
| Tuscaloosa, AL | 6 | $ 617,000 | $ 102,833 | $ 19,000 |
| Barnstable Town, MA | 5 | $ 981,000 | $ 196,200 | $ 31,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 789,000 | $ 157,800 | $ 24,000 |
| Bowling Green, KY | 5 | $ 704,000 | $ 140,800 | $ 17,000 |
| Casper, WY | 5 | $ 850,000 | $ 170,000 | $ 15,000 |
| Edison-New Brunswick, NJ | 5 | $ 1,128,000 | $ 225,600 | $ 0 |
| Fargo, ND-MN | 5 | $ 757,000 | $ 151,400 | $ 27,000 |
| Green Bay, WI | 5 | $ 676,000 | $ 135,200 | $ 34,000 |
| Hanford-Corcoran, CA | 5 | $ 1,129,000 | $ 225,800 | $ 12,000 |
| Jefferson City, MO | 5 | $ 627,000 | $ 125,400 | $ 6,000 |
| Johnson City, TN | 5 | $ 440,000 | $ 88,000 | $ 29,000 |
| Lewiston, ID-WA | 5 | $ 795,000 | $ 159,000 | $ 33,600 |
| Lincoln, NE | 5 | $ 691,000 | $ 138,200 | $ 9,000 |
| Longview, WA | 5 | $ 910,000 | $ 182,000 | $ 22,000 |
| Merced, CA | 5 | $ 857,000 | $ 171,400 | $ 20,000 |
| Salinas, CA | 5 | $ 853,000 | $ 170,600 | $ 15,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 5 | $ 1,583,000 | $ 316,600 | $ 49,000 |
| St. Joseph, MO-KS | 5 | $ 746,000 | $ 149,200 | $ 38,800 |
| Valdosta, GA | 5 | $ 873,000 | $ 174,600 | $ 9,000 |
| Victoria, TX | 5 | $ 742,000 | $ 148,400 | $ 35,000 |
| Altoona, PA | 4 | $ 718,000 | $ 179,500 | $ 27,000 |
| Anniston-Oxford, AL | 4 | $ 518,000 | $ 129,500 | $ 32,000 |
| Bangor, ME | 4 | $ 432,000 | $ 108,000 | $ 55,000 |
| Carson City, NV | 4 | $ 902,000 | $ 225,500 | $ 25,000 |
| Corvallis, OR | 4 | $ 842,000 | $ 210,500 | $ 24,000 |
| Elizabethtown, KY | 4 | $ 445,000 | $ 111,250 | $ 12,000 |
| Gadsden, AL | 4 | $ 373,000 | $ 93,250 | $ 49,000 |
| Grand Junction, CO | 4 | $ 938,000 | $ 234,500 | $ 17,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 974,000 | $ 243,500 | $ 34,000 |
| Kalamazoo-Portage, MI | 4 | $ 441,000 | $ 110,250 | $ 58,000 |
| Lafayette, IN | 4 | $ 455,000 | $ 113,750 | $ 14,000 |
| Lebanon, PA | 4 | $ 697,000 | $ 174,250 | $ 28,000 |
| Lewiston-Auburn, ME | 4 | $ 543,000 | $ 135,750 | $ 44,000 |
| Logan, UT-ID | 4 | $ 403,000 | $ 100,750 | $ 3,000 |
| Madera-Chowchilla, CA | 4 | $ 723,000 | $ 180,750 | $ 22,000 |
| Mansfield, OH | 4 | $ 343,000 | $ 85,750 | $ 0 |
| Missoula, MT | 4 | $ 877,000 | $ 219,250 | $ 12,000 |
| Morristown, TN | 4 | $ 530,000 | $ 132,500 | $ 54,000 |
| Niles-Benton Harbor, MI | 4 | $ 589,000 | $ 147,250 | $ 49,000 |
| Owensboro, KY | 4 | $ 635,000 | $ 158,750 | $ 43,000 |
| Redding, CA | 4 | $ 920,000 | $ 230,000 | $ 9,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 2,187,000 | $ 546,750 | $ 76,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 540,000 | $ 135,000 | $ 50,000 |
| Sioux Falls, SD | 4 | $ 525,000 | $ 131,250 | $ 23,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 653,000 | $ 163,250 | $ 29,000 |
| Wichita Falls, TX | 4 | $ 414,000 | $ 103,500 | $ 18,000 |
| Yakima, WA | 4 | $ 689,000 | $ 172,250 | $ 59,000 |
| Anderson, IN | 3 | $ 534,000 | $ 178,000 | $ 48,000 |
| Bellingham, WA | 3 | $ 541,000 | $ 180,333 | $ 17,000 |
| Bismarck, ND | 3 | $ 280,000 | $ 93,333 | $ 30,000 |
| Brunswick, GA | 3 | $ 2,059,000 | $ 686,333 | $ 27,000 |
| Cape Girardeau-Jackson, MO-IL | 3 | $ 424,000 | $ 141,333 | $ 26,666 |
| Charlottesville, VA | 3 | $ 537,000 | $ 179,000 | $ 0 |
| Columbia, MO | 3 | $ 398,000 | $ 132,666 | $ 18,000 |
| Dothan, AL | 3 | $ 216,000 | $ 72,000 | $ 24,000 |
| Dubuque, IA | 3 | $ 352,000 | $ 117,333 | $ 50,000 |
| Eau Claire, WI | 3 | $ 396,000 | $ 132,000 | $ 26,000 |
| Flagstaff, AZ | 3 | $ 528,000 | $ 176,000 | $ 60,000 |
| Harrisonburg, VA | 3 | $ 599,000 | $ 199,666 | $ 39,000 |
| Kokomo, IN | 3 | $ 367,000 | $ 122,333 | $ 0 |
| Laredo, TX | 3 | $ 402,000 | $ 134,000 | $ 38,000 |
| Lima, OH | 3 | $ 263,000 | $ 87,666 | $ 0 |
| Longview, TX | 3 | $ 474,000 | $ 158,000 | $ 47,000 |
| Odessa, TX | 3 | $ 732,000 | $ 244,000 | $ 10,000 |
| Pittsfield, MA | 3 | $ 350,000 | $ 116,666 | $ 89,000 |
| Pocatello, ID | 3 | $ 467,000 | $ 155,666 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 319,000 | $ 106,333 | $ 0 |
| St. Cloud, MN | 3 | $ 440,000 | $ 146,666 | $ 0 |
| St. George, UT | 3 | $ 721,000 | $ 240,333 | $ 30,000 |
| Stockton, CA | 3 | $ 772,000 | $ 257,333 | $ 116,000 |
| Waco, TX | 3 | $ 465,000 | $ 155,000 | $ 34,000 |
| Wenatchee-East Wenatchee, WA | 3 | $ 415,000 | $ 138,333 | $ 70,000 |
| Williamsport, PA | 3 | $ 364,000 | $ 121,333 | $ 24,000 |
| Yuba City, CA | 3 | $ 541,000 | $ 180,333 | $ 23,000 |
| Yuma, AZ | 3 | $ 458,000 | $ 152,666 | $ 111,000 |
| Alexandria, LA | 2 | $ 407,000 | $ 203,500 | $ 0 |
| Ames, IA | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| Bloomington, IN | 2 | $ 306,000 | $ 153,000 | $ 46,000 |
| Bloomington-Normal, IL | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| Boulder, CO | 2 | $ 512,000 | $ 256,000 | $ 102,000 |
| Danville, VA | 2 | $ 221,000 | $ 110,500 | $ 54,000 |
| Evansville, IN-KY | 2 | $ 435,000 | $ 217,500 | $ 41,000 |
| Fairbanks, AK | 2 | $ 373,000 | $ 186,500 | $ 0 |
| Great Falls, MT | 2 | $ 275,000 | $ 137,500 | $ 0 |
| Hot Springs, AR | 2 | $ 448,000 | $ 224,000 | $ 63,000 |
| Iowa City, IA | 2 | $ 281,000 | $ 140,500 | $ 17,000 |
| Jackson, TN | 2 | $ 228,000 | $ 114,000 | $ 15,000 |
| Johnstown, PA | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Jonesboro, AR | 2 | $ 398,000 | $ 199,000 | $ 76,000 |
| Kankakee-Bradley, IL | 2 | $ 276,000 | $ 138,000 | $ 54,000 |
| La Crosse, WI-MN | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Lawrence, KS | 2 | $ 411,000 | $ 205,500 | $ 0 |
| Lubbock, TX | 2 | $ 316,000 | $ 158,000 | $ 57,000 |
| Michigan City-La Porte, IN | 2 | $ 434,000 | $ 217,000 | $ 24,000 |
| Midland, TX | 2 | $ 175,000 | $ 87,500 | $ 55,000 |
| Monroe, MI | 2 | $ 269,000 | $ 134,500 | $ 17,000 |
| Morgantown, WV | 2 | $ 227,000 | $ 113,500 | $ 38,000 |
| Muncie, IN | 2 | $ 116,000 | $ 58,000 | $ 21,000 |
| Muskegon-Norton Shores, MI | 2 | $ 310,000 | $ 155,000 | $ 24,000 |
| Pine Bluff, AR | 2 | $ 216,000 | $ 108,000 | $ 74,000 |
| Salisbury, MD | 2 | $ 203,000 | $ 101,500 | $ 26,000 |
| San Angelo, TX | 2 | $ 321,000 | $ 160,500 | $ 36,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 550,000 | $ 275,000 | $ 20,000 |
| Sherman-Denison, TX | 2 | $ 233,000 | $ 116,500 | $ 16,000 |
| State College, PA | 2 | $ 180,000 | $ 90,000 | $ 34,000 |
| Sumter, SC | 2 | $ 275,000 | $ 137,500 | $ 25,000 |
| Terre Haute, IN | 2 | $ 160,000 | $ 80,000 | $ 90,000 |
| Trenton-Ewing, NJ | 2 | $ 429,000 | $ 214,500 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 459,000 | $ 229,500 | $ 0 |
| Waterloo-Cedar Falls, IA | 2 | $ 265,000 | $ 132,500 | $ 37,000 |
| Wausau, WI | 2 | $ 231,000 | $ 115,500 | $ 26,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 310,000 | $ 155,000 | $ 16,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Appleton, WI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bay City, MI | 1 | $ 195,000 | $ 195,000 | $ 245,000 |
| Columbus, IN | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Cumberland, MD-WV | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Danville, IL | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Decatur, AL | 1 | $ 132,000 | $ 132,000 | $ 0 |
| El Centro, CA | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Janesville, WI | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Ocean City, NJ | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Santa Fe, NM | 1 | $ 173,000 | $ 173,000 | $ 99,000 |
| Sheboygan, WI | 1 | $ 208,000 | $ 208,000 | $ 380,000 |
Mortgage Loan Application Detail Totals for Nationwide Mortgage Concepts, in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,574 | $1,457,122,000 | $152,000 | $3,500,000 | $27,000 | $1,300,000 |
| Home Purchase | 48 | $6,270,000 | $130,000 | $348,000 | $56,000 | $217,000 |
| Home Improvement | 2 | $146,000 | $73,000 | $94,000 | $48,000 | $56,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 5,653 | $805,682,000 | $142,000 | $3,500,000 | $31,000 | $1,300,000 |
| White | 3,028 | $508,307,000 | $167,000 | $1,832,000 | $22,000 | $1,178,000 |
| Black or African American | 648 | $96,982,000 | $149,000 | $1,053,000 | $13,000 | $161,000 |
| Hispanic | 229 | $40,122,000 | $175,000 | $457,000 | $19,000 | $350,000 |
| Asian | 23 | $4,348,000 | $189,000 | $386,000 | $15,000 | $88,000 |
| American Indian or Alaskan Native | 20 | $3,655,000 | $182,000 | $352,000 | $20,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,999,000 | $187,000 | $349,000 | $14,000 | $113,000 |
| Not applicable | 7 | $1,443,000 | $206,000 | $368,000 | $10,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 6,901 | $970,309,000 | $140,000 | $3,500,000 | $34,000 | $1,300,000 |
| VA-guaranteed (Veterans Administration) | 2,579 | $458,860,000 | $177,000 | $709,000 | $4,000 | $1,178,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 144 | $34,369,000 | $238,000 | $1,650,000 | $92,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 4,800 | $707,179,000 | $147,000 | $3,500,000 | $37,000 | $1,300,000 |
| Application Denied By Financial Institution | 2,449 | $313,588,000 | $128,000 | $1,832,000 | $23,000 | $511,000 |
| Loan Originated | 2,192 | $411,685,000 | $187,000 | $730,000 | $9,000 | $1,178,000 |
| Application Approved But Not Accepted | 183 | $31,086,000 | $169,000 | $579,000 | $11,000 | $146,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,293 | $154,807,000 | $119,000 | $1,018,000 | $18,000 | $511,000 |
| Collateral | 275 | $36,832,000 | $133,000 | $963,000 | $38,000 | $384,000 |
| Debt-To-Income Ratio | 86 | $13,499,000 | $156,000 | $765,000 | $39,000 | $189,000 |
| Other | 73 | $11,903,000 | $163,000 | $650,000 | $48,000 | $169,000 |
| Employment History | 12 | $1,659,000 | $138,000 | $365,000 | $32,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,127,000 | $125,000 | $364,000 | $45,000 | $230,000 |
| Unverifiable Information | 4 | $727,000 | $181,000 | $299,000 | $73,000 | $117,000 |
| Credit Application Incomplete | 1 | $63,000 | $63,000 | $63,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Mortgage Concepts,'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide Mortgage Concepts,'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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