Nationwide Mortgage Concepts, Mortgage Lending & HMDA Data, 2009

In 2009, Nationwide Mortgage Concepts, of Rancho Mirage, CA reported 9,624 mortgage applications totaling $1.5 billion, up 26% from 2008. The average application was for $152,071, and applicants reported an average income of $27,149. 23% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,145), Virginia Beach-Norfolk-Newport News, VA-NC (217) and Washington-Arlington-Alexandria, DC-VA-MD-WV (169) (applications in parentheses).

Mortgage Company & Address Nationwide Mortgage Concepts,
40380 Desert Creek Lane
Rancho Mirage, CA 92270
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  
Total Number of Mortgage Applications 9,624
Total Mortgage Loan Application Amount $1,463,538,000
Average Mortgage Loan Application Amount $152,071
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $27,149
Highest Applicant Income $1,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nationwide Mortgage Concepts, filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nationwide Mortgage Concepts, by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett, Georgia 154 $ 19,496,000 $ 126,597 $ 8,000
DeKalb, Georgia 139 $ 17,119,000 $ 123,158 $ 8,000
Clayton, Georgia 129 $ 14,598,000 $ 113,162 $ 5,000
Cobb, Georgia 118 $ 16,361,000 $ 138,652 $ 16,000
Cumberland, North Carolina 113 $ 14,129,000 $ 125,035 $ 4,000
Fulton, Georgia 104 $ 13,764,000 $ 132,346 $ 6,000
Henry, Georgia 93 $ 12,634,000 $ 135,849 $ 12,000
Cook, Illinois 88 $ 13,293,000 $ 151,056 $ 38,000
Clark, Nevada 88 $ 16,618,000 $ 188,840 $ 11,000
Richmond, Georgia 87 $ 9,558,000 $ 109,862 $ 5,000
Harris, Texas 87 $ 11,346,000 $ 130,413 $ 36,000
Duval, Florida 83 $ 11,358,000 $ 136,843 $ 13,000
Mecklenburg, North Carolina 76 $ 10,887,000 $ 143,250 $ 18,000
Bexar, Texas 76 $ 9,656,000 $ 127,052 $ 20,000
Onslow, North Carolina 75 $ 10,635,000 $ 141,800 $ 9,000
Wake, North Carolina 73 $ 10,841,000 $ 148,506 $ 18,000
Virginia Beach, Virginia 72 $ 15,831,000 $ 219,875 $ 3,000
Hillsborough, Florida 67 $ 9,921,000 $ 148,074 $ 23,000
Paulding, Georgia 62 $ 8,161,000 $ 131,629 $ 9,000
Tarrant, Texas 61 $ 7,483,000 $ 122,672 $ 25,000
Douglas, Georgia 60 $ 7,342,000 $ 122,366 $ 8,000
Maricopa, Arizona 57 $ 13,269,000 $ 232,789 $ 44,000
Los Angeles, California 50 $ 14,773,000 $ 295,460 $ 65,000
Prince William, Virginia 50 $ 14,728,000 $ 294,560 $ 14,000
Shelby, Tennessee 49 $ 7,360,000 $ 150,204 $ 20,000
Orange, Florida 47 $ 7,688,000 $ 163,574 $ 16,000
El Paso, Colorado 44 $ 7,941,000 $ 180,477 $ 21,000
Newton, Georgia 42 $ 4,951,000 $ 117,880 $ 6,000
Dallas, Texas 42 $ 4,939,000 $ 117,595 $ 24,000
El Paso, Texas 42 $ 4,595,000 $ 109,404 $ 12,000
Chesapeake, Virginia 42 $ 8,994,000 $ 214,142 $ 13,000
Philadelphia, Pennsylvania 40 $ 4,818,000 $ 120,450 $ 22,000
Pasco, Florida 38 $ 4,992,000 $ 131,368 $ 22,000
Orange, California 37 $ 15,636,000 $ 422,594 $ 97,000
Riverside, California 37 $ 7,548,000 $ 204,000 $ 36,000
Clay, Florida 37 $ 5,253,000 $ 141,972 $ 5,000
Broward, Florida 36 $ 6,201,000 $ 172,250 $ 24,000
Polk, Florida 36 $ 4,898,000 $ 136,055 $ 27,000
Muscogee, Georgia 36 $ 4,431,000 $ 123,083 $ 5,000
San Diego, California 35 $ 9,722,000 $ 277,771 $ 56,000
Houston, Georgia 35 $ 3,841,000 $ 109,742 $ 6,000
Brevard, Florida 34 $ 4,951,000 $ 145,617 $ 16,000
Carroll, Georgia 34 $ 3,721,000 $ 109,441 $ 22,000
Pierce, Washington 34 $ 6,681,000 $ 196,500 $ 16,000
Pima, Arizona 32 $ 5,661,000 $ 176,906 $ 27,000
Volusia, Florida 32 $ 4,348,000 $ 135,875 $ 23,000
Columbia, Georgia 31 $ 3,851,000 $ 124,225 $ 17,000
Guilford, North Carolina 31 $ 3,792,000 $ 122,322 $ 15,000
Cherokee, Georgia 30 $ 4,046,000 $ 134,866 $ 22,000
Escambia, Florida 29 $ 3,694,000 $ 127,379 $ 16,000
Pinellas, Florida 29 $ 4,767,000 $ 164,379 $ 16,000
Forsyth, North Carolina 29 $ 3,555,000 $ 122,586 $ 17,000
Hall, Georgia 28 $ 3,377,000 $ 120,607 $ 17,000
Rockdale, Georgia 28 $ 3,358,000 $ 119,928 $ 5,000
Washoe, Nevada 28 $ 5,287,000 $ 188,821 $ 15,000
Franklin, Ohio 28 $ 3,357,000 $ 119,892 $ 19,000
Oklahoma, Oklahoma 28 $ 3,232,000 $ 115,428 $ 15,000
Fairfax, Virginia 28 $ 9,072,000 $ 324,000 $ 15,000
San Bernardino, California 27 $ 4,565,000 $ 169,074 $ 19,000
Lee, Florida 27 $ 4,009,000 $ 148,481 $ 22,000
Marion, Florida 27 $ 2,916,000 $ 108,000 $ 22,000
Santa Rosa, Florida 27 $ 3,279,000 $ 121,444 $ 8,000
Travis, Texas 27 $ 3,536,000 $ 130,962 $ 43,000
Union, North Carolina 26 $ 4,158,000 $ 159,923 $ 28,000
Allegheny, Pennsylvania 26 $ 2,813,000 $ 108,192 $ 19,000
Denton, Texas 26 $ 3,907,000 $ 150,269 $ 63,000
Buncombe, North Carolina 25 $ 2,598,000 $ 103,920 $ 23,000
Johnston, North Carolina 25 $ 3,169,000 $ 126,760 $ 17,000
Cuyahoga, Ohio 25 $ 2,618,000 $ 104,720 $ 20,000
Chesterfield, Virginia 25 $ 4,056,000 $ 162,240 $ 16,000
Miami-Dade, Florida 24 $ 4,589,000 $ 191,208 $ 22,000
Coweta, Georgia 24 $ 3,072,000 $ 128,000 $ 2,000
Gaston, North Carolina 24 $ 2,189,000 $ 91,208 $ 11,000
Newport News, Virginia 24 $ 4,523,000 $ 188,458 $ 9,000
Spotsylvania, Virginia 24 $ 5,996,000 $ 249,833 $ 12,000
Jefferson, Alabama 23 $ 2,896,000 $ 125,913 $ 16,000
Okaloosa, Florida 23 $ 3,534,000 $ 153,652 $ 3,000
Prince George's, Maryland 23 $ 3,505,000 $ 152,391 $ 20,000
Cabarrus, North Carolina 23 $ 2,609,000 $ 113,434 $ 21,000
Bell, Texas 23 $ 3,384,000 $ 147,130 $ 5,000
Chatham, Georgia 22 $ 3,021,000 $ 137,318 $ 4,000
Spalding, Georgia 22 $ 2,397,000 $ 108,954 $ 13,000
Will, Illinois 22 $ 3,062,000 $ 139,181 $ 29,000
York, Pennsylvania 22 $ 3,367,000 $ 153,045 $ 35,000
Davidson, Tennessee 22 $ 2,913,000 $ 132,409 $ 11,000
King, Washington 22 $ 6,572,000 $ 298,727 $ 57,000
Thurston, Washington 22 $ 4,176,000 $ 189,818 $ 27,000
Walton, Georgia 21 $ 2,493,000 $ 118,714 $ 14,000
Ada, Idaho 21 $ 4,263,000 $ 203,000 $ 68,000
Baltimore, Maryland 21 $ 2,876,000 $ 136,952 $ 22,000
Stanly, North Carolina 21 $ 2,028,000 $ 96,571 $ 17,000
Bucks, Pennsylvania 21 $ 4,772,000 $ 227,238 $ 34,000
Mobile, Alabama 20 $ 2,171,000 $ 108,550 $ 24,000
Montgomery, Alabama 20 $ 2,264,000 $ 113,200 $ 11,000
Palm Beach, Florida 20 $ 3,259,000 $ 162,950 $ 30,000
Oakland, Michigan 20 $ 3,929,000 $ 196,450 $ 55,000
Montgomery, Tennessee 20 $ 2,466,000 $ 123,300 $ 12,000
Norfolk, Virginia 20 $ 2,697,000 $ 134,850 $ 1,000
Snohomish, Washington 20 $ 4,885,000 $ 244,250 $ 23,000
Hartford, Connecticut 19 $ 3,796,000 $ 199,789 $ 24,000
Kent, Delaware 19 $ 3,269,000 $ 172,052 $ 9,000
Wayne, Michigan 19 $ 2,622,000 $ 138,000 $ 40,000
Delaware, Pennsylvania 19 $ 2,280,000 $ 120,000 $ 22,000
Collin, Texas 19 $ 2,701,000 $ 142,157 $ 37,000
Adams, Colorado 18 $ 3,074,000 $ 170,777 $ 14,000
Citrus, Florida 18 $ 2,407,000 $ 133,722 $ 20,000
Lake, Florida 18 $ 2,818,000 $ 156,555 $ 41,000
Seminole, Florida 18 $ 2,522,000 $ 140,111 $ 22,000
Polk, Iowa 18 $ 2,506,000 $ 139,222 $ 15,000
St. Louis, Missouri 18 $ 2,441,000 $ 135,611 $ 14,000
Durham, North Carolina 18 $ 2,294,000 $ 127,444 $ 22,000
Hamilton, Ohio 18 $ 2,684,000 $ 149,111 $ 28,000
Summit, Ohio 18 $ 2,892,000 $ 160,666 $ 35,000
Horry, South Carolina 18 $ 3,225,000 $ 179,166 $ 41,000
Hampton, Virginia 18 $ 2,941,000 $ 163,388 $ 22,000
Arapahoe, Colorado 17 $ 2,528,000 $ 148,705 $ 25,000
Bartow, Georgia 17 $ 1,780,000 $ 104,705 $ 4,000
Effingham, Georgia 17 $ 2,390,000 $ 140,588 $ 27,000
Forsyth, Georgia 17 $ 3,055,000 $ 179,705 $ 14,000
Johnson, Kansas 17 $ 3,336,000 $ 196,235 $ 11,000
Montgomery, Maryland 17 $ 4,553,000 $ 267,823 $ 74,000
Davidson, North Carolina 17 $ 2,273,000 $ 133,705 $ 17,000
Montgomery, Pennsylvania 17 $ 3,723,000 $ 219,000 $ 44,000
Providence, Rhode Island 17 $ 3,326,000 $ 195,647 $ 3,000
Knox, Tennessee 17 $ 3,267,000 $ 192,176 $ 11,000
Sacramento, California 16 $ 3,302,000 $ 206,375 $ 81,000
New Haven, Connecticut 16 $ 2,636,000 $ 164,750 $ 17,000
Hernando, Florida 16 $ 2,043,000 $ 127,687 $ 21,000
Gordon, Georgia 16 $ 1,670,000 $ 104,375 $ 19,000
Lake, Illinois 16 $ 3,542,000 $ 221,375 $ 68,000
Marion, Indiana 16 $ 2,156,000 $ 134,750 $ 27,000
Baltimore City, Maryland 16 $ 1,951,000 $ 121,937 $ 22,000
Middlesex, Massachusetts 16 $ 5,020,000 $ 313,750 $ 63,000
Hennepin, Minnesota 16 $ 2,629,000 $ 164,312 $ 28,000
Westmoreland, Pennsylvania 16 $ 2,029,000 $ 126,812 $ 17,000
Fort Bend, Texas 16 $ 3,276,000 $ 204,750 $ 51,000
Milwaukee, Wisconsin 16 $ 2,172,000 $ 135,750 $ 27,000
Stanislaus, California 15 $ 1,899,000 $ 126,600 $ 27,000
Fairfield, Connecticut 15 $ 3,813,000 $ 254,200 $ 38,000
Suwannee, Florida 15 $ 1,592,000 $ 106,133 $ 45,000
Lake, Indiana 15 $ 2,323,000 $ 154,866 $ 38,000
Macomb, Michigan 15 $ 2,467,000 $ 164,466 $ 34,000
Bernalillo, New Mexico 15 $ 3,179,000 $ 211,933 $ 33,000
Montgomery, Ohio 15 $ 1,979,000 $ 131,933 $ 9,000
Marion, Oregon 15 $ 2,619,000 $ 174,600 $ 20,000
Franklin, Pennsylvania 15 $ 2,371,000 $ 158,066 $ 44,000
Lancaster, Pennsylvania 15 $ 2,014,000 $ 134,266 $ 8,000
Hamilton, Tennessee 15 $ 1,830,000 $ 122,000 $ 24,000
Salt Lake, Utah 15 $ 2,352,000 $ 156,800 $ 13,000
Yavapai, Arizona 14 $ 2,256,000 $ 161,142 $ 39,000
Larimer, Colorado 14 $ 2,719,000 $ 194,214 $ 26,000
New Castle, Delaware 14 $ 2,216,000 $ 158,285 $ 11,000
Alachua, Florida 14 $ 1,948,000 $ 139,142 $ 47,000
Putnam, Florida 14 $ 1,589,000 $ 113,500 $ 23,000
Barrow, Georgia 14 $ 1,523,000 $ 108,785 $ 5,000
St. Clair, Illinois 14 $ 1,568,000 $ 112,000 $ 15,000
Hamilton, Indiana 14 $ 2,209,000 $ 157,785 $ 62,000
Sedgwick, Kansas 14 $ 2,071,000 $ 147,928 $ 19,000
Howard, Maryland 14 $ 3,399,000 $ 242,785 $ 64,000
Norfolk, Massachusetts 14 $ 3,378,000 $ 241,285 $ 94,000
Williamson, Texas 14 $ 2,163,000 $ 154,500 $ 47,000
Loudoun, Virginia 14 $ 5,037,000 $ 359,785 $ 17,000
Pulaski, Arkansas 13 $ 1,847,000 $ 142,076 $ 46,000
Weld, Colorado 13 $ 2,244,000 $ 172,615 $ 48,000
Bay, Florida 13 $ 2,019,000 $ 155,307 $ 11,000
Leon, Florida 13 $ 1,731,000 $ 133,153 $ 35,000
Manatee, Florida 13 $ 1,797,000 $ 138,230 $ 22,000
Dougherty, Georgia 13 $ 1,506,000 $ 115,846 $ 27,000
Floyd, Georgia 13 $ 1,448,000 $ 111,384 $ 16,000
Whitfield, Georgia 13 $ 1,201,000 $ 92,384 $ 22,000
Scott, Iowa 13 $ 1,809,000 $ 139,153 $ 15,000
Jefferson, Kentucky 13 $ 1,843,000 $ 141,769 $ 11,000
Anne Arundel, Maryland 13 $ 2,843,000 $ 218,692 $ 31,000
Jackson, Missouri 13 $ 1,298,000 $ 99,846 $ 4,000
Rowan, North Carolina 13 $ 1,393,000 $ 107,153 $ 36,000
Tulsa, Oklahoma 13 $ 1,582,000 $ 121,692 $ 11,000
Berks, Pennsylvania 13 $ 1,912,000 $ 147,076 $ 14,000
Chester, Pennsylvania 13 $ 2,863,000 $ 220,230 $ 68,000
Dauphin, Pennsylvania 13 $ 1,793,000 $ 137,923 $ 19,000
Hidalgo, Texas 13 $ 1,939,000 $ 149,153 $ 44,000
Utah, Utah 13 $ 2,280,000 $ 175,384 $ 32,000
Kitsap, Washington 13 $ 2,255,000 $ 173,461 $ 13,000
Kern, California 12 $ 2,251,000 $ 187,583 $ 27,000
Jefferson, Colorado 12 $ 2,733,000 $ 227,750 $ 61,000
Jackson, Georgia 12 $ 1,471,000 $ 122,583 $ 25,000
McHenry, Illinois 12 $ 2,163,000 $ 180,250 $ 25,000
Kent, Michigan 12 $ 1,713,000 $ 142,750 $ 37,000
Jackson, Mississippi 12 $ 1,256,000 $ 104,666 $ 37,000
Elko, Nevada 12 $ 1,809,000 $ 150,750 $ 49,000
Iredell, North Carolina 12 $ 2,312,000 $ 192,666 $ 68,000
Pitt, North Carolina 12 $ 1,230,000 $ 102,500 $ 32,000
Cleveland, Oklahoma 12 $ 1,226,000 $ 102,166 $ 32,000
Josephine, Oregon 12 $ 1,681,000 $ 140,083 $ 19,000
Brazoria, Texas 12 $ 1,684,000 $ 140,333 $ 33,000
Clark, Washington 12 $ 2,604,000 $ 217,000 $ 6,000
Spokane, Washington 12 $ 2,041,000 $ 170,083 $ 14,000
Mohave, Arizona 11 $ 1,852,000 $ 168,363 $ 52,000
Pinal, Arizona 11 $ 1,983,000 $ 180,272 $ 21,000
Ventura, California 11 $ 3,295,000 $ 299,545 $ 70,000
Denver, Colorado 11 $ 1,890,000 $ 171,818 $ 40,000
Fayette, Georgia 11 $ 1,728,000 $ 157,090 $ 24,000
Madison, Illinois 11 $ 1,327,000 $ 120,636 $ 30,000
Allen, Indiana 11 $ 1,165,000 $ 105,909 $ 36,000
Calcasieu, Louisiana 11 $ 1,667,000 $ 151,545 $ 56,000
Essex, Massachusetts 11 $ 2,292,000 $ 208,363 $ 26,000
Worcester, Massachusetts 11 $ 2,502,000 $ 227,454 $ 46,000
Douglas, Nebraska 11 $ 1,481,000 $ 134,636 $ 17,000
Catawba, North Carolina 11 $ 1,397,000 $ 127,000 $ 20,000
Randolph, North Carolina 11 $ 1,176,000 $ 106,909 $ 29,000
Deschutes, Oregon 11 $ 2,320,000 $ 210,909 $ 40,000
Douglas, Oregon 11 $ 1,582,000 $ 143,818 $ 37,000
Cumberland, Pennsylvania 11 $ 1,767,000 $ 160,636 $ 44,000
Lehigh, Pennsylvania 11 $ 1,685,000 $ 153,181 $ 34,000
Northampton, Pennsylvania 11 $ 1,736,000 $ 157,818 $ 48,000
Taylor, Texas 11 $ 1,343,000 $ 122,090 $ 38,000
Henrico, Virginia 11 $ 1,955,000 $ 177,727 $ 12,000
Stafford, Virginia 11 $ 2,901,000 $ 263,727 $ 15,000
Faulkner, Arkansas 10 $ 1,095,000 $ 109,500 $ 34,000
Alameda, California 10 $ 4,263,000 $ 426,300 $ 90,000
Contra Costa, California 10 $ 1,936,000 $ 193,600 $ 44,000
Fresno, California 10 $ 1,597,000 $ 159,700 $ 19,000
Santa Clara, California 10 $ 3,396,000 $ 339,600 $ 64,000
St. Lucie, Florida 10 $ 1,375,000 $ 137,500 $ 15,000
Elkhart, Indiana 10 $ 1,087,000 $ 108,700 $ 29,000
Lafayette, Louisiana 10 $ 1,364,000 $ 136,400 $ 36,000
Hampden, Massachusetts 10 $ 1,741,000 $ 174,100 $ 22,000
Plymouth, Massachusetts 10 $ 2,625,000 $ 262,500 $ 45,000
Monroe, Pennsylvania 10 $ 1,523,000 $ 152,300 $ 23,000
Sumner, Tennessee 10 $ 1,012,000 $ 101,200 $ 40,000
Baldwin, Alabama 9 $ 987,000 $ 109,666 $ 35,000
Benton, Arkansas 9 $ 1,162,000 $ 129,111 $ 36,000
Solano, California 9 $ 2,975,000 $ 330,555 $ 26,000
Charlotte, Florida 9 $ 1,127,000 $ 125,222 $ 32,000
Columbia, Florida 9 $ 1,153,000 $ 128,111 $ 33,000
Martin, Florida 9 $ 1,373,000 $ 152,555 $ 22,000
Sarasota, Florida 9 $ 1,330,000 $ 147,777 $ 15,000
Crawford, Georgia 9 $ 825,000 $ 91,666 $ 28,000
Habersham, Georgia 9 $ 820,000 $ 91,111 $ 12,000
Sangamon, Illinois 9 $ 987,000 $ 109,666 $ 2,000
Winnebago, Illinois 9 $ 938,000 $ 104,222 $ 7,000
Harford, Maryland 9 $ 1,966,000 $ 218,444 $ 24,000
Calhoun, Michigan 9 $ 1,092,000 $ 121,333 $ 19,000
Sarpy, Nebraska 9 $ 1,378,000 $ 153,111 $ 20,000
Nash, North Carolina 9 $ 1,171,000 $ 130,111 $ 31,000
Comanche, Oklahoma 9 $ 1,146,000 $ 127,333 $ 19,000
Multnomah, Oregon 9 $ 1,728,000 $ 192,000 $ 30,000
Brazos, Texas 9 $ 1,240,000 $ 137,777 $ 106,000
Cameron, Texas 9 $ 1,865,000 $ 207,222 $ 60,000
Johnson, Texas 9 $ 1,027,000 $ 114,111 $ 60,000
Montgomery, Texas 9 $ 1,508,000 $ 167,555 $ 69,000
Portsmouth, Virginia 9 $ 1,307,000 $ 145,222 $ 11,000
Madison, Alabama 8 $ 1,794,000 $ 224,250 $ 74,000
Shelby, Alabama 8 $ 884,000 $ 110,500 $ 42,000
Cochise, Arizona 8 $ 1,447,000 $ 180,875 $ 31,000
Butte, California 8 $ 1,173,000 $ 146,625 $ 27,000
Tulare, California 8 $ 1,227,000 $ 153,375 $ 34,000
Pueblo, Colorado 8 $ 1,148,000 $ 143,500 $ 0
Sussex, Delaware 8 $ 1,195,000 $ 149,375 $ 34,000
Nassau, Florida 8 $ 1,420,000 $ 177,500 $ 19,000
Osceola, Florida 8 $ 1,235,000 $ 154,375 $ 43,000
Haralson, Georgia 8 $ 907,000 $ 113,375 $ 27,000
Jasper, Georgia 8 $ 869,000 $ 108,625 $ 7,000
Murray, Georgia 8 $ 789,000 $ 98,625 $ 16,000
Stephens, Georgia 8 $ 704,000 $ 88,000 $ 18,000
Canyon, Idaho 8 $ 1,293,000 $ 161,625 $ 29,000
Kenton, Kentucky 8 $ 912,000 $ 114,000 $ 17,000
Caddo, Louisiana 8 $ 936,000 $ 117,000 $ 52,000
East Baton Rouge, Louisiana 8 $ 1,150,000 $ 143,750 $ 52,000
St. Mary's, Maryland 8 $ 1,696,000 $ 212,000 $ 60,000
Genesee, Michigan 8 $ 879,000 $ 109,875 $ 15,000
Ottawa, Michigan 8 $ 1,302,000 $ 162,750 $ 44,000
Washtenaw, Michigan 8 $ 1,404,000 $ 175,500 $ 41,000
Dakota, Minnesota 8 $ 1,533,000 $ 191,625 $ 31,000
Ramsey, Minnesota 8 $ 1,875,000 $ 234,375 $ 8,000
Harrison, Mississippi 8 $ 1,079,000 $ 134,875 $ 37,000
Jefferson, Missouri 8 $ 948,000 $ 118,500 $ 23,000
Lyon, Nevada 8 $ 1,322,000 $ 165,250 $ 28,000
San Juan, New Mexico 8 $ 1,281,000 $ 160,125 $ 69,000
Alamance, North Carolina 8 $ 1,016,000 $ 127,000 $ 33,000
Harnett, North Carolina 8 $ 1,163,000 $ 145,375 $ 26,000
New Hanover, North Carolina 8 $ 1,257,000 $ 157,125 $ 28,000
Wayne, North Carolina 8 $ 1,063,000 $ 132,875 $ 13,000
Butler, Ohio 8 $ 901,000 $ 112,625 $ 32,000
Fairfield, Ohio 8 $ 1,344,000 $ 168,000 $ 0
Mahoning, Ohio 8 $ 1,048,000 $ 131,000 $ 28,000
Pickaway, Ohio 8 $ 1,119,000 $ 139,875 $ 38,000
Clackamas, Oregon 8 $ 1,748,000 $ 218,500 $ 16,000
Lane, Oregon 8 $ 1,536,000 $ 192,000 $ 33,000
Aiken, South Carolina 8 $ 1,458,000 $ 182,250 $ 48,000
Berkeley, South Carolina 8 $ 1,073,000 $ 134,125 $ 29,000
Lexington, South Carolina 8 $ 953,000 $ 119,125 $ 40,000
Marion, South Carolina 8 $ 620,000 $ 77,500 $ 13,000
Spartanburg, South Carolina 8 $ 912,000 $ 114,000 $ 33,000
Pennington, South Dakota 8 $ 1,347,000 $ 168,375 $ 32,000
Ellis, Texas 8 $ 1,031,000 $ 128,875 $ 36,000
Frederick, Virginia 8 $ 1,365,000 $ 170,625 $ 7,000
Richmond City, Virginia 8 $ 918,000 $ 114,750 $ 11,000
Suffolk, Virginia 8 $ 1,927,000 $ 240,875 $ 0
Benton, Washington 8 $ 1,201,000 $ 150,125 $ 29,000
Laramie, Wyoming 8 $ 1,189,000 $ 148,625 $ 48,000
Autauga, Alabama 7 $ 687,000 $ 98,142 $ 39,000
Collier, Florida 7 $ 1,106,000 $ 158,000 $ 34,000
Levy, Florida 7 $ 597,000 $ 85,285 $ 19,000
St. Johns, Florida 7 $ 1,442,000 $ 206,000 $ 59,000
Bibb, Georgia 7 $ 788,000 $ 112,571 $ 17,000
Franklin, Georgia 7 $ 679,000 $ 97,000 $ 8,000
Jones, Georgia 7 $ 612,000 $ 87,428 $ 27,000
McDuffie, Georgia 7 $ 616,000 $ 88,000 $ 8,000
Kootenai, Idaho 7 $ 1,416,000 $ 202,285 $ 48,000
DuPage, Illinois 7 $ 1,334,000 $ 190,571 $ 72,000
Grundy, Illinois 7 $ 1,091,000 $ 155,857 $ 31,000
Hendricks, Indiana 7 $ 1,085,000 $ 155,000 $ 27,000
Boone, Kentucky 7 $ 860,000 $ 122,857 $ 12,000
Madison, Kentucky 7 $ 973,000 $ 139,000 $ 12,000
Ascension, Louisiana 7 $ 880,000 $ 125,714 $ 41,000
Jefferson, Louisiana 7 $ 4,520,000 $ 645,714 $ 32,000
Livingston, Louisiana 7 $ 1,054,000 $ 150,571 $ 33,000
Bristol, Massachusetts 7 $ 1,292,000 $ 184,571 $ 34,000
Saginaw, Michigan 7 $ 769,000 $ 109,857 $ 31,000
St. Clair, Michigan 7 $ 960,000 $ 137,142 $ 28,000
Olmsted, Minnesota 7 $ 1,012,000 $ 144,571 $ 19,000
Yellowstone, Montana 7 $ 1,059,000 $ 151,285 $ 26,000
Moore, North Carolina 7 $ 1,020,000 $ 145,714 $ 25,000
Robeson, North Carolina 7 $ 603,000 $ 86,142 $ 33,000
Rutherford, North Carolina 7 $ 734,000 $ 104,857 $ 32,000
Columbiana, Ohio 7 $ 739,000 $ 105,571 $ 44,000
Lucas, Ohio 7 $ 974,000 $ 139,142 $ 37,000
Stark, Ohio 7 $ 1,197,000 $ 171,000 $ 23,000
Linn, Oregon 7 $ 1,269,000 $ 181,285 $ 11,000
Washington, Oregon 7 $ 2,296,000 $ 328,000 $ 72,000
Butler, Pennsylvania 7 $ 964,000 $ 137,714 $ 75,000
Erie, Pennsylvania 7 $ 725,000 $ 103,571 $ 10,000
Charleston, South Carolina 7 $ 976,000 $ 139,428 $ 39,000
Greenville, South Carolina 7 $ 1,240,000 $ 177,142 $ 32,000
Richland, South Carolina 7 $ 834,000 $ 119,142 $ 57,000
Bradley, Tennessee 7 $ 833,000 $ 119,000 $ 24,000
Roane, Tennessee 7 $ 1,052,000 $ 150,285 $ 45,000
Nueces, Texas 7 $ 1,024,000 $ 146,285 $ 9,000
Smith, Texas 7 $ 1,093,000 $ 156,142 $ 50,000
Lee, Alabama 6 $ 991,000 $ 165,166 $ 19,000
Douglas, Colorado 6 $ 1,604,000 $ 267,333 $ 65,000
Fremont, Colorado 6 $ 711,000 $ 118,500 $ 38,000
New London, Connecticut 6 $ 1,392,000 $ 232,000 $ 62,000
Flagler, Florida 6 $ 757,000 $ 126,166 $ 14,000
Jackson, Florida 6 $ 511,000 $ 85,166 $ 42,000
Bryan, Georgia 6 $ 891,000 $ 148,500 $ 19,000
Burke, Georgia 6 $ 748,000 $ 124,666 $ 22,000
Madison, Georgia 6 $ 520,000 $ 86,666 $ 27,000
Champaign, Illinois 6 $ 774,000 $ 129,000 $ 21,000
Linn, Iowa 6 $ 711,000 $ 118,500 $ 10,000
Geary, Kansas 6 $ 1,004,000 $ 167,333 $ 4,000
Bossier, Louisiana 6 $ 1,334,000 $ 222,333 $ 21,000
St. Tammany, Louisiana 6 $ 1,226,000 $ 204,333 $ 66,000
Kennebec, Maine 6 $ 843,000 $ 140,500 $ 38,000
York, Maine 6 $ 861,000 $ 143,500 $ 37,000
Jackson, Michigan 6 $ 674,000 $ 112,333 $ 35,000
Anoka, Minnesota 6 $ 961,000 $ 160,166 $ 33,000
Scott, Minnesota 6 $ 1,221,000 $ 203,500 $ 0
DeSoto, Mississippi 6 $ 915,000 $ 152,500 $ 48,000
Dona Ana, New Mexico 6 $ 773,000 $ 128,833 $ 36,000
Brunswick, North Carolina 6 $ 702,000 $ 117,000 $ 28,000
Burke, North Carolina 6 $ 528,000 $ 88,000 $ 52,000
Hoke, North Carolina 6 $ 915,000 $ 152,500 $ 14,000
Lincoln, North Carolina 6 $ 1,343,000 $ 223,833 $ 76,000
Clark, Ohio 6 $ 731,000 $ 121,833 $ 14,000
Ross, Ohio 6 $ 737,000 $ 122,833 $ 15,000
Columbia, Oregon 6 $ 1,053,000 $ 175,500 $ 31,000
Jackson, Oregon 6 $ 1,068,000 $ 178,000 $ 50,000
Yamhill, Oregon 6 $ 1,296,000 $ 216,000 $ 57,000
Washington, Pennsylvania 6 $ 802,000 $ 133,666 $ 45,000
Anderson, South Carolina 6 $ 694,000 $ 115,666 $ 33,000
Beaufort, South Carolina 6 $ 1,338,000 $ 223,000 $ 86,000
Hawkins, Tennessee 6 $ 522,000 $ 87,000 $ 31,000
Monroe, Tennessee 6 $ 537,000 $ 89,500 $ 42,000
Hays, Texas 6 $ 845,000 $ 140,833 $ 26,000
Kaufman, Texas 6 $ 748,000 $ 124,666 $ 46,000
Davis, Utah 6 $ 838,000 $ 139,666 $ 6,000
James City, Virginia 6 $ 1,721,000 $ 286,833 $ 4,000
Clallam, Washington 6 $ 1,363,000 $ 227,166 $ 15,000
Island, Washington 6 $ 1,138,000 $ 189,666 $ 0
Skagit, Washington 6 $ 1,081,000 $ 180,166 $ 31,000
Racine, Wisconsin 6 $ 908,000 $ 151,333 $ 17,000
Blount, Alabama 5 $ 441,000 $ 88,200 $ 23,000
Navajo, Arizona 5 $ 723,000 $ 144,600 $ 9,000
Baxter, Arkansas 5 $ 560,000 $ 112,000 $ 38,000
El Dorado, California 5 $ 1,111,000 $ 222,200 $ 24,000
Kings, California 5 $ 1,129,000 $ 225,800 $ 12,000
Merced, California 5 $ 857,000 $ 171,400 $ 20,000
Monterey, California 5 $ 853,000 $ 170,600 $ 15,000
Placer, California 5 $ 1,164,000 $ 232,800 $ 46,000
Santa Barbara, California 5 $ 1,583,000 $ 316,600 $ 49,000
La Plata, Colorado 5 $ 907,000 $ 181,400 $ 33,000
Walton, Florida 5 $ 836,000 $ 167,200 $ 27,000
Washington, Florida 5 $ 419,000 $ 83,800 $ 46,000
Banks, Georgia 5 $ 552,000 $ 110,400 $ 28,000
Catoosa, Georgia 5 $ 493,000 $ 98,600 $ 0
Liberty, Georgia 5 $ 771,000 $ 154,200 $ 12,000
Mitchell, Georgia 5 $ 597,000 $ 119,400 $ 23,000
Polk, Georgia 5 $ 509,000 $ 101,800 $ 15,000
Screven, Georgia 5 $ 453,000 $ 90,600 $ 21,000
Latah, Idaho 5 $ 740,000 $ 148,000 $ 45,000
Kane, Illinois 5 $ 836,000 $ 167,200 $ 25,000
Kendall, Illinois 5 $ 830,000 $ 166,000 $ 29,000
Tazewell, Illinois 5 $ 451,000 $ 90,200 $ 5,000
Warren, Kentucky 5 $ 704,000 $ 140,800 $ 17,000
Lafourche, Louisiana 5 $ 885,000 $ 177,000 $ 34,000
Orleans, Louisiana 5 $ 598,000 $ 119,600 $ 43,000
Cumberland, Maine 5 $ 570,000 $ 114,000 $ 42,000
Oxford, Maine 5 $ 752,000 $ 150,400 $ 43,000
Cecil, Maryland 5 $ 1,349,000 $ 269,800 $ 43,000
Frederick, Maryland 5 $ 1,373,000 $ 274,600 $ 42,000
Barnstable, Massachusetts 5 $ 981,000 $ 196,200 $ 31,000
Charlevoix, Michigan 5 $ 720,000 $ 144,000 $ 32,000
Montcalm, Michigan 5 $ 778,000 $ 155,600 $ 71,000
Sherburne, Minnesota 5 $ 1,280,000 $ 256,000 $ 61,000
St. Louis, Minnesota 5 $ 655,000 $ 131,000 $ 34,000
Washington, Minnesota 5 $ 728,000 $ 145,600 $ 6,000
Rankin, Mississippi 5 $ 766,000 $ 153,200 $ 18,000
Clay, Missouri 5 $ 658,000 $ 131,600 $ 17,000
Greene, Missouri 5 $ 596,000 $ 119,200 $ 33,000
St. Charles, Missouri 5 $ 699,000 $ 139,800 $ 1,000
Flathead, Montana 5 $ 874,000 $ 174,800 $ 16,000
Gallatin, Montana 5 $ 1,003,000 $ 200,600 $ 26,000
Lewis and Clark, Montana 5 $ 1,147,000 $ 229,400 $ 27,000
Lancaster, Nebraska 5 $ 691,000 $ 138,200 $ 9,000
Caldwell, North Carolina 5 $ 571,000 $ 114,200 $ 25,000
Carteret, North Carolina 5 $ 628,000 $ 125,600 $ 19,000
Chatham, North Carolina 5 $ 734,000 $ 146,800 $ 23,000
Cleveland, North Carolina 5 $ 567,000 $ 113,400 $ 20,000
Craven, North Carolina 5 $ 486,000 $ 97,200 $ 18,000
Franklin, North Carolina 5 $ 625,000 $ 125,000 $ 22,000
Orange, North Carolina 5 $ 686,000 $ 137,200 $ 28,000
Pasquotank, North Carolina 5 $ 1,232,000 $ 246,400 $ 55,000
Rockingham, North Carolina 5 $ 665,000 $ 133,000 $ 71,000
Cass, North Dakota 5 $ 757,000 $ 151,400 $ 27,000
Clermont, Ohio 5 $ 594,000 $ 118,800 $ 10,000
Licking, Ohio 5 $ 704,000 $ 140,800 $ 51,000
Rogers, Oklahoma 5 $ 816,000 $ 163,200 $ 22,000
Luzerne, Pennsylvania 5 $ 663,000 $ 132,600 $ 13,000
Clarendon, South Carolina 5 $ 512,000 $ 102,400 $ 18,000
Colleton, South Carolina 5 $ 468,000 $ 93,600 $ 41,000
Dillon, South Carolina 5 $ 486,000 $ 97,200 $ 23,000
Dorchester, South Carolina 5 $ 704,000 $ 140,800 $ 13,000
Florence, South Carolina 5 $ 511,000 $ 102,200 $ 47,000
Lancaster, South Carolina 5 $ 569,000 $ 113,800 $ 25,000
York, South Carolina 5 $ 524,000 $ 104,800 $ 61,000
Bedford, Tennessee 5 $ 414,000 $ 82,800 $ 30,000
Blount, Tennessee 5 $ 648,000 $ 129,600 $ 46,000
Maury, Tennessee 5 $ 605,000 $ 121,000 $ 44,000
Sevier, Tennessee 5 $ 651,000 $ 130,200 $ 46,000
Bastrop, Texas 5 $ 603,000 $ 120,600 $ 27,000
Comal, Texas 5 $ 707,000 $ 141,400 $ 16,000
Guadalupe, Texas 5 $ 718,000 $ 143,600 $ 31,000
Hood, Texas 5 $ 564,000 $ 112,800 $ 42,000
Victoria, Texas 5 $ 742,000 $ 148,400 $ 35,000
Caroline, Virginia 5 $ 1,085,000 $ 217,000 $ 9,000
Gloucester, Virginia 5 $ 1,009,000 $ 201,800 $ 0
King George, Virginia 5 $ 1,328,000 $ 265,600 $ 0
York, Virginia 5 $ 1,202,000 $ 240,400 $ 0
Cowlitz, Washington 5 $ 910,000 $ 182,000 $ 22,000
Dane, Wisconsin 5 $ 930,000 $ 186,000 $ 11,000
Monroe, Wisconsin 5 $ 759,000 $ 151,800 $ 16,000
Natrona, Wyoming 5 $ 850,000 $ 170,000 $ 15,000
Calhoun, Alabama 4 $ 518,000 $ 129,500 $ 32,000
Elmore, Alabama 4 $ 717,000 $ 179,250 $ 70,000
Etowah, Alabama 4 $ 373,000 $ 93,250 $ 49,000
Randolph, Alabama 4 $ 548,000 $ 137,000 $ 37,000
Russell, Alabama 4 $ 460,000 $ 115,000 $ 14,000
Tuscaloosa, Alabama 4 $ 417,000 $ 104,250 $ 29,000
Anchorage, Alaska 4 $ 737,000 $ 184,250 $ 64,000
Apache, Arizona 4 $ 501,000 $ 125,250 $ 44,000
Lonoke, Arkansas 4 $ 536,000 $ 134,000 $ 28,000
Glenn, California 4 $ 602,000 $ 150,500 $ 0
Lake, California 4 $ 731,000 $ 182,750 $ 68,000
Madera, California 4 $ 723,000 $ 180,750 $ 22,000
San Francisco, California 4 $ 2,187,000 $ 546,750 $ 76,000
San Luis Obispo, California 4 $ 540,000 $ 135,000 $ 50,000
Shasta, California 4 $ 920,000 $ 230,000 $ 9,000
Tehama, California 4 $ 606,000 $ 151,500 $ 40,000
Mesa, Colorado 4 $ 938,000 $ 234,500 $ 17,000
Litchfield, Connecticut 4 $ 1,173,000 $ 293,250 $ 57,000
Bradford, Florida 4 $ 435,000 $ 108,750 $ 48,000
Wakulla, Florida 4 $ 498,000 $ 124,500 $ 36,000
Baldwin, Georgia 4 $ 446,000 $ 111,500 $ 66,000
Butts, Georgia 4 $ 435,000 $ 108,750 $ 35,000
Camden, Georgia 4 $ 832,000 $ 208,000 $ 0
Clarke, Georgia 4 $ 543,000 $ 135,750 $ 0
Decatur, Georgia 4 $ 659,000 $ 164,750 $ 14,000
Elbert, Georgia 4 $ 377,000 $ 94,250 $ 6,000
Lowndes, Georgia 4 $ 818,000 $ 204,500 $ 0
Lumpkin, Georgia 4 $ 356,000 $ 89,000 $ 12,000
Putnam, Georgia 4 $ 418,000 $ 104,500 $ 7,000
Tattnall, Georgia 4 $ 422,000 $ 105,500 $ 23,000
Troup, Georgia 4 $ 413,000 $ 103,250 $ 25,000
Bonneville, Idaho 4 $ 531,000 $ 132,750 $ 36,000
DeKalb, Illinois 4 $ 631,000 $ 157,750 $ 23,000
Rock Island, Illinois 4 $ 556,000 $ 139,000 $ 0
Williamson, Illinois 4 $ 489,000 $ 122,250 $ 41,000
Clark, Indiana 4 $ 465,000 $ 116,250 $ 52,000
Noble, Indiana 4 $ 398,000 $ 99,500 $ 57,000
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Mortgage Loan Application Detail Totals for Nationwide Mortgage Concepts, in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,574 $1,457,122,000 $152,000 $3,500,000 $27,000 $1,300,000
Home Purchase 48 $6,270,000 $130,000 $348,000 $56,000 $217,000
Home Improvement 2 $146,000 $73,000 $94,000 $48,000 $56,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 5,653 $805,682,000 $142,000 $3,500,000 $31,000 $1,300,000
White 3,028 $508,307,000 $167,000 $1,832,000 $22,000 $1,178,000
Black or African American 648 $96,982,000 $149,000 $1,053,000 $13,000 $161,000
Hispanic 229 $40,122,000 $175,000 $457,000 $19,000 $350,000
Asian 23 $4,348,000 $189,000 $386,000 $15,000 $88,000
American Indian or Alaskan Native 20 $3,655,000 $182,000 $352,000 $20,000 $118,000
Native Hawaiian or Other Pacific Islander 16 $2,999,000 $187,000 $349,000 $14,000 $113,000
Not applicable 7 $1,443,000 $206,000 $368,000 $10,000 $74,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 6,901 $970,309,000 $140,000 $3,500,000 $34,000 $1,300,000
VA-guaranteed (Veterans Administration) 2,579 $458,860,000 $177,000 $709,000 $4,000 $1,178,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 144 $34,369,000 $238,000 $1,650,000 $92,000 $314,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 4,800 $707,179,000 $147,000 $3,500,000 $37,000 $1,300,000
Application Denied By Financial Institution 2,449 $313,588,000 $128,000 $1,832,000 $23,000 $511,000
Loan Originated 2,192 $411,685,000 $187,000 $730,000 $9,000 $1,178,000
Application Approved But Not Accepted 183 $31,086,000 $169,000 $579,000 $11,000 $146,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,293 $154,807,000 $119,000 $1,018,000 $18,000 $511,000
Collateral 275 $36,832,000 $133,000 $963,000 $38,000 $384,000
Debt-To-Income Ratio 86 $13,499,000 $156,000 $765,000 $39,000 $189,000
Other 73 $11,903,000 $163,000 $650,000 $48,000 $169,000
Employment History 12 $1,659,000 $138,000 $365,000 $32,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,127,000 $125,000 $364,000 $45,000 $230,000
Unverifiable Information 4 $727,000 $181,000 $299,000 $73,000 $117,000
Credit Application Incomplete 1 $63,000 $63,000 $63,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Mortgage Concepts,'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nationwide Mortgage Concepts,'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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