NBKC Bank Mortgage Lending & HMDA Data, 2023
In 2023, NBKC Bank of Kansas City, MO reported 15,616 mortgage applications totaling $6.1 billion, down 12% from 2022. The average application was for $391,107, and applicants reported an average income of $142,544. 38% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (639), Atlanta-Sandy Springs-Roswell, GA (328) and Houston-The Woodlands-Sugar Land, TX (250) (applications in parentheses).
| Mortgage Company & Address | NBKC Bank 8320 Ward Parkway Kansas City, MO 64114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 15,616 |
| Total Mortgage Loan Application Amount | $6,107,540,000 |
| Average Mortgage Loan Application Amount | $391,107 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $142,544 |
| Highest Applicant Income | $1,953,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 6,381 | $ 2,578,765,000 | $ 404,131 | $ 137,990 |
| Kansas City, MO-KS | 639 | $ 202,445,000 | $ 316,815 | $ 135,164 |
| Atlanta-Sandy Springs-Roswell, GA | 328 | $ 131,070,000 | $ 399,603 | $ 158,000 |
| Houston-The Woodlands-Sugar Land, TX | 250 | $ 94,610,000 | $ 378,440 | $ 152,000 |
| Dallas-Plano-Irving, TX | 235 | $ 100,545,000 | $ 427,851 | $ 163,000 |
| Charlotte-Concord-Gastonia, NC-SC | 226 | $ 87,430,000 | $ 386,858 | $ 146,920 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 224 | $ 108,890,000 | $ 486,116 | $ 163,504 |
| Phoenix-Mesa-Scottsdale, AZ | 174 | $ 65,980,000 | $ 379,195 | $ 142,000 |
| Chicago-Naperville, IL | 166 | $ 59,100,000 | $ 356,024 | $ 164,000 |
| Las Vegas-Henderson-Paradise, NV | 149 | $ 53,825,000 | $ 361,241 | $ 142,000 |
| Denver-Aurora-Lakewood, CO | 146 | $ 74,820,000 | $ 512,465 | $ 167,000 |
| Seattle-Bellevue-Everett, WA | 131 | $ 76,805,000 | $ 586,297 | $ 191,000 |
| Tampa-St. Petersburg-Clearwater, FL | 131 | $ 49,205,000 | $ 375,610 | $ 145,000 |
| New York-Jersey City-White Plains, NY-NJ | 123 | $ 59,905,000 | $ 487,032 | $ 187,276 |
| Austin-Round Rock, TX | 119 | $ 55,515,000 | $ 466,512 | $ 200,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 118 | $ 55,110,000 | $ 467,033 | $ 160,000 |
| Orlando-Kissimmee-Sanford, FL | 117 | $ 44,225,000 | $ 377,991 | $ 139,000 |
| San Antonio-New Braunfels, TX | 114 | $ 41,710,000 | $ 365,877 | $ 140,000 |
| New York-Newark, NY | 113 | $ 48,925,000 | $ 432,964 | $ 173,141 |
| Fort Worth-Arlington, TX | 112 | $ 43,810,000 | $ 391,160 | $ 159,000 |
| Los Angeles-Long Beach-Glendale, CA | 105 | $ 59,545,000 | $ 567,095 | $ 180,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 100 | $ 35,430,000 | $ 354,300 | $ 150,220 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 97 | $ 40,955,000 | $ 422,216 | $ 140,000 |
| St. Louis, MO-IL | 93 | $ 29,855,000 | $ 321,021 | $ 138,946 |
| Riverside-San Bernardino-Ontario, CA | 92 | $ 32,990,000 | $ 358,586 | $ 133,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 91 | $ 32,765,000 | $ 360,054 | $ 116,527 |
| Bremerton-Silverdale, WA | 90 | $ 40,030,000 | $ 444,777 | $ 133,000 |
| Jacksonville, FL | 88 | $ 32,530,000 | $ 369,659 | $ 140,000 |
| Raleigh, NC | 85 | $ 35,815,000 | $ 421,352 | $ 163,000 |
| Tacoma-Lakewood, WA | 83 | $ 38,985,000 | $ 469,698 | $ 141,000 |
| Cambridge-Newton-Framingham, MA | 77 | $ 42,145,000 | $ 547,337 | $ 174,000 |
| Baltimore-Columbia-Towson, MD | 76 | $ 29,540,000 | $ 388,684 | $ 131,000 |
| Newark, NJ-PA | 76 | $ 32,600,000 | $ 428,947 | $ 191,855 |
| Montgomery County-Bucks County-Chester County, PA | 71 | $ 32,285,000 | $ 454,718 | $ 162,000 |
| Oklahoma City, OK | 71 | $ 20,345,000 | $ 286,549 | $ 121,000 |
| San Diego-Carlsbad, CA | 65 | $ 37,365,000 | $ 574,846 | $ 173,000 |
| Indianapolis-Carmel-Anderson, IN | 62 | $ 18,760,000 | $ 302,580 | $ 118,000 |
| Charleston-North Charleston, SC | 60 | $ 25,250,000 | $ 420,833 | $ 128,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 59 | $ 20,665,000 | $ 350,254 | $ 150,000 |
| Miami-Miami Beach-Kendall, FL | 54 | $ 27,720,000 | $ 513,333 | $ 163,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 53 | $ 25,115,000 | $ 473,867 | $ 169,000 |
| Columbus, OH | 52 | $ 14,760,000 | $ 283,846 | $ 114,000 |
| Omaha-Council Bluffs, NE-IA | 52 | $ 18,030,000 | $ 346,730 | $ 143,346 |
| Salt Lake City, UT | 52 | $ 25,240,000 | $ 485,384 | $ 153,000 |
| North Port-Sarasota-Bradenton, FL | 49 | $ 18,425,000 | $ 376,020 | $ 154,000 |
| Warren-Troy-Farmington Hills, MI | 49 | $ 15,675,000 | $ 319,897 | $ 145,000 |
| Anchorage, AK | 48 | $ 20,980,000 | $ 437,083 | $ 155,000 |
| Pensacola-Ferry Pass-Brent, FL | 48 | $ 18,280,000 | $ 380,833 | $ 131,000 |
| Philadelphia, PA | 46 | $ 16,180,000 | $ 351,739 | $ 119,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 46 | $ 18,420,000 | $ 400,434 | $ 159,000 |
| Colorado Springs, CO | 45 | $ 20,115,000 | $ 447,000 | $ 148,000 |
| Nassau County-Suffolk County, NY | 45 | $ 20,645,000 | $ 458,777 | $ 161,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 45 | $ 17,305,000 | $ 384,555 | $ 156,000 |
| Boston, MA | 44 | $ 21,090,000 | $ 479,318 | $ 174,000 |
| Oakland-Hayward-Berkeley, CA | 44 | $ 24,980,000 | $ 567,727 | $ 165,000 |
| Boise City, ID | 43 | $ 18,695,000 | $ 434,767 | $ 140,000 |
| Albuquerque, NM | 42 | $ 14,110,000 | $ 335,952 | $ 136,000 |
| Providence-Warwick, RI-MA | 42 | $ 18,460,000 | $ 439,523 | $ 139,119 |
| Tulsa, OK | 42 | $ 14,600,000 | $ 347,619 | $ 139,000 |
| Cincinnati, OH-KY-IN | 40 | $ 11,730,000 | $ 293,250 | $ 123,775 |
| Deltona-Daytona Beach-Ormond Beach, FL | 40 | $ 13,350,000 | $ 333,750 | $ 140,000 |
| Pittsburgh, PA | 38 | $ 9,990,000 | $ 262,894 | $ 124,000 |
| Wilmington, DE-MD-NJ | 38 | $ 13,190,000 | $ 347,105 | $ 125,000 |
| Cleveland-Elyria, OH | 37 | $ 12,085,000 | $ 326,621 | $ 142,000 |
| Memphis, TN-MS-AR | 37 | $ 11,275,000 | $ 304,729 | $ 135,729 |
| Durham-Chapel Hill, NC | 36 | $ 13,900,000 | $ 386,111 | $ 149,000 |
| Louisville/Jefferson County, KY-IN | 36 | $ 11,170,000 | $ 310,277 | $ 114,500 |
| Milwaukee-Waukesha-West Allis, WI | 36 | $ 10,130,000 | $ 281,388 | $ 117,000 |
| Anaheim-Santa Ana-Irvine, CA | 35 | $ 20,735,000 | $ 592,428 | $ 183,000 |
| Bridgeport-Stamford-Norwalk, CT | 34 | $ 14,500,000 | $ 426,470 | $ 172,000 |
| Huntsville, AL | 34 | $ 12,610,000 | $ 370,882 | $ 149,000 |
| Knoxville, TN | 34 | $ 11,840,000 | $ 348,235 | $ 128,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 34 | $ 9,220,000 | $ 271,176 | $ 114,529 |
| Palm Bay-Melbourne-Titusville, FL | 34 | $ 14,610,000 | $ 429,705 | $ 160,000 |
| Richmond, VA | 34 | $ 11,730,000 | $ 345,000 | $ 132,000 |
| Crestview-Fort Walton Beach-Destin, FL | 33 | $ 12,975,000 | $ 393,181 | $ 147,000 |
| Washington-Baltimore-Arlington, DC | 33 | $ 16,405,000 | $ 497,121 | $ 166,000 |
| Wichita, KS | 33 | $ 8,215,000 | $ 248,939 | $ 111,000 |
| Camden, NJ | 32 | $ 11,030,000 | $ 344,687 | $ 136,000 |
| Greenville-Anderson-Mauldin, SC | 32 | $ 9,470,000 | $ 295,937 | $ 117,000 |
| Hartford-West Hartford-East Hartford, CT | 32 | $ 9,660,000 | $ 301,875 | $ 174,000 |
| Ogden-Clearfield, UT | 32 | $ 14,840,000 | $ 463,750 | $ 162,000 |
| Chattanooga, TN-GA | 31 | $ 11,445,000 | $ 369,193 | $ 149,645 |
| Dayton-Springfield-Kettering, OH | 29 | $ 8,195,000 | $ 282,586 | $ 132,000 |
| Tucson, AZ | 29 | $ 9,885,000 | $ 340,862 | $ 157,000 |
| Spokane-Spokane Valley, WA | 28 | $ 13,070,000 | $ 466,785 | $ 153,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 8,675,000 | $ 321,296 | $ 136,000 |
| Valdosta, GA | 27 | $ 6,955,000 | $ 257,592 | $ 109,000 |
| Worcester, MA-CT | 27 | $ 11,025,000 | $ 408,333 | $ 126,666 |
| Killeen-Temple, TX | 26 | $ 7,510,000 | $ 288,846 | $ 112,000 |
| Birmingham-Hoover, AL | 25 | $ 8,465,000 | $ 338,600 | $ 159,000 |
| Reno, NV | 24 | $ 8,810,000 | $ 367,083 | $ 161,000 |
| Little Rock-North Little Rock-Conway, AR | 23 | $ 6,765,000 | $ 294,130 | $ 130,000 |
| New Haven-Milford, CT | 23 | $ 8,615,000 | $ 374,565 | $ 136,000 |
| Columbia, SC | 22 | $ 6,020,000 | $ 273,636 | $ 95,000 |
| El Paso, TX | 22 | $ 6,050,000 | $ 275,000 | $ 136,000 |
| Fayetteville, NC | 22 | $ 5,650,000 | $ 256,818 | $ 91,000 |
| Ocala, FL | 22 | $ 5,480,000 | $ 249,090 | $ 81,000 |
| Port St. Lucie, FL | 22 | $ 8,950,000 | $ 406,818 | $ 143,000 |
| Savannah, GA | 22 | $ 6,450,000 | $ 293,181 | $ 112,000 |
| Gary, IN | 21 | $ 4,885,000 | $ 232,619 | $ 98,000 |
| Lake County-Kenosha County, IL-WI | 21 | $ 7,075,000 | $ 336,904 | $ 143,571 |
| Springfield, MO | 21 | $ 5,765,000 | $ 274,523 | $ 148,000 |
| Augusta-Richmond County, GA-SC | 20 | $ 6,160,000 | $ 308,000 | $ 113,550 |
| Elgin, IL | 20 | $ 7,270,000 | $ 363,500 | $ 170,000 |
| Gulfport-Biloxi-Pascagoula, MS | 20 | $ 5,070,000 | $ 253,500 | $ 112,000 |
| Harrisburg-Carlisle, PA | 20 | $ 5,760,000 | $ 288,000 | $ 122,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 20 | $ 8,600,000 | $ 430,000 | $ 180,000 |
| Olympia-Tumwater, WA | 20 | $ 8,260,000 | $ 413,000 | $ 126,000 |
| Salem, OR | 20 | $ 6,430,000 | $ 321,500 | $ 135,000 |
| Detroit-Dearborn-Livonia, MI | 19 | $ 5,465,000 | $ 287,631 | $ 116,000 |
| Fort Collins, CO | 19 | $ 8,945,000 | $ 470,789 | $ 135,000 |
| Lakeland-Winter Haven, FL | 19 | $ 6,325,000 | $ 332,894 | $ 142,000 |
| Manchester-Nashua, NH | 19 | $ 8,085,000 | $ 425,526 | $ 156,000 |
| Provo-Orem, UT | 19 | $ 10,185,000 | $ 536,052 | $ 181,000 |
| Winston-Salem, NC | 19 | $ 6,025,000 | $ 317,105 | $ 122,000 |
| Clarksville, TN-KY | 18 | $ 6,070,000 | $ 337,222 | $ 120,777 |
| Idaho Falls, ID | 17 | $ 6,205,000 | $ 365,000 | $ 112,000 |
| Springfield, MA | 17 | $ 5,205,000 | $ 306,176 | $ 109,000 |
| Warner Robins, GA | 17 | $ 4,435,000 | $ 260,882 | $ 128,000 |
| Akron, OH | 16 | $ 2,520,000 | $ 157,500 | $ 86,000 |
| Columbia, MO | 16 | $ 5,070,000 | $ 316,875 | $ 134,000 |
| Des Moines-West Des Moines, IA | 16 | $ 4,040,000 | $ 252,500 | $ 117,000 |
| Jacksonville, NC | 16 | $ 4,740,000 | $ 296,250 | $ 113,000 |
| Lawrence, KS | 16 | $ 4,760,000 | $ 297,500 | $ 126,000 |
| Manhattan, KS | 16 | $ 4,310,000 | $ 269,375 | $ 112,000 |
| Rockingham County-Strafford County, NH | 16 | $ 7,370,000 | $ 460,625 | $ 144,000 |
| Topeka, KS | 16 | $ 3,920,000 | $ 245,000 | $ 105,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 6,075,000 | $ 405,000 | $ 237,866 |
| Greensboro-High Point, NC | 15 | $ 4,005,000 | $ 267,000 | $ 120,000 |
| Trenton, NJ | 15 | $ 5,895,000 | $ 393,000 | $ 148,000 |
| Vallejo-Fairfield, CA | 15 | $ 6,555,000 | $ 437,000 | $ 144,000 |
| Dover, DE | 14 | $ 4,870,000 | $ 347,857 | $ 116,000 |
| Gainesville, FL | 14 | $ 4,070,000 | $ 290,714 | $ 140,000 |
| Grand Rapids-Wyoming, MI | 14 | $ 5,000,000 | $ 357,142 | $ 126,000 |
| Portland-South Portland, ME | 14 | $ 4,220,000 | $ 301,428 | $ 109,000 |
| Punta Gorda, FL | 14 | $ 5,310,000 | $ 379,285 | $ 173,000 |
| Toledo, OH | 14 | $ 3,180,000 | $ 227,142 | $ 88,000 |
| Albany-Schenectady-Troy, NY | 13 | $ 3,295,000 | $ 253,461 | $ 120,000 |
| Bakersfield, CA | 13 | $ 3,465,000 | $ 266,538 | $ 118,000 |
| Fresno, CA | 13 | $ 4,205,000 | $ 323,461 | $ 105,000 |
| Gainesville, GA | 13 | $ 4,265,000 | $ 328,076 | $ 118,000 |
| Greeley, CO | 13 | $ 6,095,000 | $ 468,846 | $ 158,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 8,825,000 | $ 678,846 | $ 166,000 |
| Wilmington, NC | 13 | $ 5,115,000 | $ 393,461 | $ 157,000 |
| Hagerstown-Martinsburg, MD-WV | 12 | $ 3,460,000 | $ 288,333 | $ 104,833 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 2,580,000 | $ 215,000 | $ 88,833 |
| Panama City, FL | 12 | $ 4,190,000 | $ 349,166 | $ 125,000 |
| Sherman-Denison, TX | 12 | $ 3,850,000 | $ 320,833 | $ 121,000 |
| Urban Honolulu, HI | 12 | $ 5,960,000 | $ 496,666 | $ 151,000 |
| York-Hanover, PA | 12 | $ 3,360,000 | $ 280,000 | $ 153,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 11 | $ 3,005,000 | $ 273,181 | $ 164,000 |
| Daphne-Fairhope-Foley, AL | 11 | $ 3,505,000 | $ 318,636 | $ 119,000 |
| Enid, OK | 11 | $ 2,415,000 | $ 219,545 | $ 103,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 3,285,000 | $ 298,636 | $ 171,000 |
| Midland, TX | 11 | $ 4,435,000 | $ 403,181 | $ 155,000 |
| New Orleans-Metairie, LA | 11 | $ 4,095,000 | $ 372,272 | $ 191,000 |
| San Francisco-Redwood City-South San Francisco, CA | 11 | $ 7,795,000 | $ 708,636 | $ 210,000 |
| Spartanburg, SC | 11 | $ 3,455,000 | $ 314,090 | $ 137,000 |
| Syracuse, NY | 11 | $ 2,235,000 | $ 203,181 | $ 99,000 |
| Wichita Falls, TX | 11 | $ 3,935,000 | $ 357,727 | $ 110,000 |
| Ann Arbor, MI | 10 | $ 3,730,000 | $ 373,000 | $ 145,000 |
| Burlington-South Burlington, VT | 10 | $ 4,320,000 | $ 432,000 | $ 161,000 |
| Lafayette-West Lafayette, IN | 10 | $ 2,860,000 | $ 286,000 | $ 125,000 |
| Lexington-Fayette, KY | 10 | $ 3,920,000 | $ 392,000 | $ 140,000 |
| Lincoln, NE | 10 | $ 3,020,000 | $ 302,000 | $ 164,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 5,350,000 | $ 535,000 | $ 257,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 5,540,000 | $ 554,000 | $ 193,000 |
| Asheville, NC | 9 | $ 3,675,000 | $ 408,333 | $ 121,000 |
| Bellingham, WA | 9 | $ 2,825,000 | $ 313,888 | $ 131,000 |
| Coeur D'Alene, ID | 9 | $ 4,185,000 | $ 465,000 | $ 184,000 |
| Corpus Christi, TX | 9 | $ 2,745,000 | $ 305,000 | $ 111,000 |
| McAllen-Edinburg-Mission, TX | 9 | $ 2,905,000 | $ 322,777 | $ 92,000 |
| Mobile, AL | 9 | $ 2,455,000 | $ 272,777 | $ 103,000 |
| Montgomery, AL | 9 | $ 3,045,000 | $ 338,333 | $ 106,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 3,655,000 | $ 406,111 | $ 120,000 |
| Rochester, MN | 9 | $ 3,015,000 | $ 335,000 | $ 261,000 |
| Salisbury, MD-DE | 9 | $ 3,065,000 | $ 340,555 | $ 134,333 |
| St. Joseph, MO-KS | 9 | $ 2,185,000 | $ 242,777 | $ 108,000 |
| Yakima, WA | 9 | $ 1,845,000 | $ 205,000 | $ 106,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 1,535,000 | $ 170,555 | $ 84,000 |
| Abilene, TX | 8 | $ 2,280,000 | $ 285,000 | $ 109,000 |
| Bend-Redmond, OR | 8 | $ 3,340,000 | $ 417,500 | $ 125,000 |
| Carbondale-Marion, IL | 8 | $ 1,680,000 | $ 210,000 | $ 113,000 |
| Chico, CA | 8 | $ 2,780,000 | $ 347,500 | $ 112,000 |
| College Station-Bryan, TX | 8 | $ 2,560,000 | $ 320,000 | $ 112,000 |
| Eugene, OR | 8 | $ 2,870,000 | $ 358,750 | $ 89,000 |
| Flint, MI | 8 | $ 2,330,000 | $ 291,250 | $ 132,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 2,160,000 | $ 270,000 | $ 103,000 |
| Lancaster, PA | 8 | $ 2,400,000 | $ 300,000 | $ 96,000 |
| Lynchburg, VA | 8 | $ 2,950,000 | $ 368,750 | $ 149,000 |
| Roanoke, VA | 8 | $ 2,500,000 | $ 312,500 | $ 174,000 |
| Santa Rosa, CA | 8 | $ 3,660,000 | $ 457,500 | $ 152,000 |
| St. Cloud, MN | 8 | $ 2,510,000 | $ 313,750 | $ 131,000 |
| St. George, UT | 8 | $ 2,860,000 | $ 357,500 | $ 109,000 |
| Tallahassee, FL | 8 | $ 1,410,000 | $ 176,250 | $ 149,000 |
| Amarillo, TX | 7 | $ 2,075,000 | $ 296,428 | $ 123,000 |
| Boulder, CO | 7 | $ 3,635,000 | $ 519,285 | $ 155,000 |
| Charlottesville, VA | 7 | $ 2,505,000 | $ 357,857 | $ 111,000 |
| Cheyenne, WY | 7 | $ 2,025,000 | $ 289,285 | $ 106,000 |
| Columbus, GA-AL | 7 | $ 1,375,000 | $ 196,428 | $ 105,571 |
| Fort Wayne, IN | 7 | $ 2,325,000 | $ 332,142 | $ 125,000 |
| Homosassa Springs, FL | 7 | $ 1,575,000 | $ 225,000 | $ 72,000 |
| Jackson, MS | 7 | $ 1,985,000 | $ 283,571 | $ 63,000 |
| Madison, WI | 7 | $ 3,165,000 | $ 452,142 | $ 229,000 |
| Norwich-New London, CT | 7 | $ 2,095,000 | $ 299,285 | $ 148,000 |
| Pueblo, CO | 7 | $ 1,865,000 | $ 266,428 | $ 123,000 |
| Redding, CA | 7 | $ 2,015,000 | $ 287,857 | $ 148,000 |
| Rochester, NY | 7 | $ 2,495,000 | $ 356,428 | $ 121,000 |
| South Bend-Mishawaka, IN-MI | 7 | $ 1,845,000 | $ 263,571 | $ 118,000 |
| Bismarck, ND | 6 | $ 1,940,000 | $ 323,333 | $ 104,000 |
| Brunswick, GA | 6 | $ 1,750,000 | $ 291,666 | $ 111,000 |
| Champaign-Urbana, IL | 6 | $ 990,000 | $ 165,000 | $ 98,000 |
| Cleveland, TN | 6 | $ 1,770,000 | $ 295,000 | $ 142,000 |
| Evansville, IN-KY | 6 | $ 890,000 | $ 148,333 | $ 69,000 |
| Fairbanks, AK | 6 | $ 2,030,000 | $ 338,333 | $ 104,000 |
| Goldsboro, NC | 6 | $ 1,650,000 | $ 275,000 | $ 86,000 |
| Jefferson City, MO | 6 | $ 1,470,000 | $ 245,000 | $ 88,000 |
| Kennewick-Richland, WA | 6 | $ 2,590,000 | $ 431,666 | $ 125,000 |
| Lafayette, LA | 6 | $ 1,760,000 | $ 293,333 | $ 106,000 |
| Las Cruces, NM | 6 | $ 2,560,000 | $ 426,666 | $ 169,000 |
| Longview, TX | 6 | $ 1,640,000 | $ 273,333 | $ 94,000 |
| Medford, OR | 6 | $ 1,900,000 | $ 316,666 | $ 148,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 2,190,000 | $ 365,000 | $ 255,000 |
| Peoria, IL | 6 | $ 1,300,000 | $ 216,666 | $ 228,000 |
| Salinas, CA | 6 | $ 2,550,000 | $ 425,000 | $ 220,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 2,630,000 | $ 438,333 | $ 91,000 |
| Santa Fe, NM | 6 | $ 3,060,000 | $ 510,000 | $ 240,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,550,000 | $ 258,333 | $ 209,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,670,000 | $ 278,333 | $ 98,000 |
| Sumter, SC | 6 | $ 1,550,000 | $ 258,333 | $ 141,000 |
| Visalia-Porterville, CA | 6 | $ 1,820,000 | $ 303,333 | $ 80,000 |
| Yuma, AZ | 6 | $ 1,440,000 | $ 240,000 | $ 95,000 |
| Baton Rouge, LA | 5 | $ 1,205,000 | $ 241,000 | $ 115,000 |
| Billings, MT | 5 | $ 1,895,000 | $ 379,000 | $ 72,000 |
| Brownsville-Harlingen, TX | 5 | $ 1,295,000 | $ 259,000 | $ 110,000 |
| Canton-Massillon, OH | 5 | $ 1,135,000 | $ 227,000 | $ 79,000 |
| East Stroudsburg, PA | 5 | $ 1,485,000 | $ 297,000 | $ 155,000 |
| Elkhart-Goshen, IN | 5 | $ 955,000 | $ 191,000 | $ 71,000 |
| Hinesville, GA | 5 | $ 1,415,000 | $ 283,000 | $ 91,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,735,000 | $ 347,000 | $ 128,000 |
| Kokomo, IN | 5 | $ 645,000 | $ 129,000 | $ 65,000 |
| Longview, WA | 5 | $ 1,795,000 | $ 359,000 | $ 95,000 |
| Macon-Bibb County, GA | 5 | $ 1,505,000 | $ 301,000 | $ 116,000 |
| Missoula, MT | 5 | $ 2,535,000 | $ 507,000 | $ 176,000 |
| Modesto, CA | 5 | $ 2,295,000 | $ 459,000 | $ 98,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,575,000 | $ 315,000 | $ 176,000 |
| Rapid City, SD | 5 | $ 1,185,000 | $ 237,000 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,475,000 | $ 495,000 | $ 223,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 1,825,000 | $ 365,000 | $ 106,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 705,000 | $ 141,000 | $ 69,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 675,000 | $ 135,000 | $ 111,000 |
| Stockton-Lodi, CA | 5 | $ 2,095,000 | $ 419,000 | $ 84,000 |
| Wenatchee, WA | 5 | $ 2,005,000 | $ 401,000 | $ 107,000 |
| Appleton, WI | 4 | $ 990,000 | $ 247,500 | $ 67,000 |
| Auburn-Opelika, AL | 4 | $ 980,000 | $ 245,000 | $ 92,000 |
| Beaumont-Port Arthur, TX | 4 | $ 980,000 | $ 245,000 | $ 74,000 |
| California-Lexington Park, MD | 4 | $ 1,820,000 | $ 455,000 | $ 146,000 |
| Chambersburg-Waynesboro, PA | 4 | $ 1,290,000 | $ 322,500 | $ 124,000 |
| Dothan, AL | 4 | $ 1,130,000 | $ 282,500 | $ 115,000 |
| Flagstaff, AZ | 4 | $ 1,720,000 | $ 430,000 | $ 107,000 |
| Florence, SC | 4 | $ 1,060,000 | $ 265,000 | $ 120,000 |
| Gettysburg, PA | 4 | $ 1,660,000 | $ 415,000 | $ 73,000 |
| Grand Junction, CO | 4 | $ 1,060,000 | $ 265,000 | $ 71,000 |
| Harrisonburg, VA | 4 | $ 1,640,000 | $ 410,000 | $ 296,000 |
| Hot Springs, AR | 4 | $ 810,000 | $ 202,500 | $ 97,000 |
| Kingston, NY | 4 | $ 1,340,000 | $ 335,000 | $ 161,000 |
| Lansing-East Lansing, MI | 4 | $ 870,000 | $ 217,500 | $ 77,000 |
| Logan, UT-ID | 4 | $ 1,270,000 | $ 317,500 | $ 82,000 |
| Monroe, MI | 4 | $ 870,000 | $ 217,500 | $ 109,000 |
| New Bern, NC | 4 | $ 1,350,000 | $ 337,500 | $ 112,000 |
| Oshkosh-Neenah, WI | 4 | $ 1,140,000 | $ 285,000 | $ 145,000 |
| San Angelo, TX | 4 | $ 1,120,000 | $ 280,000 | $ 127,000 |
| Springfield, OH | 4 | $ 600,000 | $ 150,000 | $ 53,000 |
| Staunton-Waynesboro, VA | 4 | $ 1,350,000 | $ 337,500 | $ 125,000 |
| Tuscaloosa, AL | 4 | $ 1,140,000 | $ 285,000 | $ 129,000 |
| Waco, TX | 4 | $ 1,120,000 | $ 280,000 | $ 105,000 |
| Watertown-Fort Drum, NY | 4 | $ 1,330,000 | $ 332,500 | $ 139,000 |
| Yuba City, CA | 4 | $ 1,710,000 | $ 427,500 | $ 137,000 |
| Albany, OR | 3 | $ 645,000 | $ 215,000 | $ 53,000 |
| Bay City, MI | 3 | $ 415,000 | $ 138,333 | $ 74,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 1,095,000 | $ 365,000 | $ 90,000 |
| Burlington, NC | 3 | $ 1,345,000 | $ 448,333 | $ 112,000 |
| Charleston, WV | 3 | $ 645,000 | $ 215,000 | $ 184,000 |
| Corvallis, OR | 3 | $ 1,115,000 | $ 371,666 | $ 116,000 |
| Cumberland, MD-WV | 3 | $ 665,000 | $ 221,666 | $ 133,000 |
| Dalton, GA | 3 | $ 395,000 | $ 131,666 | $ 93,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 885,000 | $ 295,000 | $ 141,333 |
| Duluth, MN-WI | 3 | $ 925,000 | $ 308,333 | $ 86,000 |
| Grand Forks, ND-MN | 3 | $ 1,405,000 | $ 468,333 | $ 170,000 |
| Grants Pass, OR | 3 | $ 675,000 | $ 225,000 | $ 65,000 |
| Hammond, LA | 3 | $ 695,000 | $ 231,666 | $ 117,000 |
| Ithaca, NY | 3 | $ 955,000 | $ 318,333 | $ 151,000 |
| Jackson, MI | 3 | $ 735,000 | $ 245,000 | $ 115,000 |
| Jonesboro, AR | 3 | $ 305,000 | $ 101,666 | $ 39,000 |
| Joplin, MO | 3 | $ 785,000 | $ 261,666 | $ 116,000 |
| Lawton, OK | 3 | $ 695,000 | $ 231,666 | $ 96,000 |
| Lewiston, ID-WA | 3 | $ 955,000 | $ 318,333 | $ 81,333 |
| Merced, CA | 3 | $ 1,125,000 | $ 375,000 | $ 158,000 |
| Morgantown, WV | 3 | $ 715,000 | $ 238,333 | $ 109,000 |
| Muncie, IN | 3 | $ 565,000 | $ 188,333 | $ 68,000 |
| Ocean City, NJ | 3 | $ 1,145,000 | $ 381,666 | $ 183,000 |
| Odessa, TX | 3 | $ 775,000 | $ 258,333 | $ 104,000 |
| Reading, PA | 3 | $ 495,000 | $ 165,000 | $ 40,000 |
| Springfield, IL | 3 | $ 655,000 | $ 218,333 | $ 134,000 |
| The Villages, FL | 3 | $ 1,445,000 | $ 481,666 | $ 143,000 |
| Tyler, TX | 3 | $ 585,000 | $ 195,000 | $ 42,000 |
| Utica-Rome, NY | 3 | $ 445,000 | $ 148,333 | $ 61,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 485,000 | $ 161,666 | $ 80,666 |
| Williamsport, PA | 3 | $ 645,000 | $ 215,000 | $ 101,000 |
| Winchester, VA-WV | 3 | $ 1,415,000 | $ 471,666 | $ 216,000 |
| Albany, GA | 2 | $ 470,000 | $ 235,000 | $ 57,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 230,000 | $ 115,000 | $ 115,000 |
| Athens-Clarke County, GA | 2 | $ 940,000 | $ 470,000 | $ 240,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 860,000 | $ 430,000 | $ 114,000 |
| Barnstable Town, MA | 2 | $ 900,000 | $ 450,000 | $ 56,000 |
| Bloomington, IL | 2 | $ 640,000 | $ 320,000 | $ 112,000 |
| Bloomington, IN | 2 | $ 470,000 | $ 235,000 | $ 99,000 |
| Carson City, NV | 2 | $ 1,010,000 | $ 505,000 | $ 242,000 |
| Columbus, IN | 2 | $ 700,000 | $ 350,000 | $ 114,000 |
| El Centro, CA | 2 | $ 680,000 | $ 340,000 | $ 88,000 |
| Farmington, NM | 2 | $ 420,000 | $ 210,000 | $ 354,000 |
| Florence-Muscle Shoals, AL | 2 | $ 490,000 | $ 245,000 | $ 85,000 |
| Fort Smith, AR-OK | 2 | $ 580,000 | $ 290,000 | $ 169,000 |
| Glens Falls, NY | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Great Falls, MT | 2 | $ 930,000 | $ 465,000 | $ 119,000 |
| Hattiesburg, MS | 2 | $ 680,000 | $ 340,000 | $ 113,000 |
| Houma-Thibodaux, LA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Jackson, TN | 2 | $ 820,000 | $ 410,000 | $ 102,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,280,000 | $ 640,000 | $ 174,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 1,570,000 | $ 785,000 | $ 244,000 |
| Lake Charles, LA | 2 | $ 460,000 | $ 230,000 | $ 50,000 |
| Lewiston-Auburn, ME | 2 | $ 810,000 | $ 405,000 | $ 138,000 |
| Mankato-North Mankato, MN | 2 | $ 560,000 | $ 280,000 | $ 150,000 |
| Mansfield, OH | 2 | $ 660,000 | $ 330,000 | $ 137,000 |
| Morristown, TN | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Muskegon, MI | 2 | $ 220,000 | $ 110,000 | $ 116,000 |
| Parkersburg-Vienna, WV | 2 | $ 490,000 | $ 245,000 | $ 165,000 |
| Pittsfield, MA | 2 | $ 860,000 | $ 430,000 | $ 150,000 |
| Pocatello, ID | 2 | $ 600,000 | $ 300,000 | $ 63,000 |
| Rockford, IL | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Rocky Mount, NC | 2 | $ 700,000 | $ 350,000 | $ 126,000 |
| Rome, GA | 2 | $ 630,000 | $ 315,000 | $ 103,000 |
| Sioux City, IA-NE-SD | 2 | $ 1,060,000 | $ 530,000 | $ 161,000 |
| Terre Haute, IN | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Texarkana, TX-AR | 2 | $ 290,000 | $ 145,000 | $ 137,500 |
| Twin Falls, ID | 2 | $ 930,000 | $ 465,000 | $ 128,000 |
| Vineland-Bridgeton, NJ | 2 | $ 650,000 | $ 325,000 | $ 108,000 |
| Walla Walla, WA | 2 | $ 1,020,000 | $ 510,000 | $ 223,000 |
| Wausau, WI | 2 | $ 550,000 | $ 275,000 | $ 103,000 |
| Alexandria, LA | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Altoona, PA | 1 | $ 315,000 | $ 315,000 | $ 311,000 |
| Battle Creek, MI | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Binghamton, NY | 1 | $ 365,000 | $ 365,000 | $ 203,000 |
| Bowling Green, KY | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Cape Girardeau, MO-IL | 1 | $ 285,000 | $ 285,000 | $ 290,000 |
| Cedar Rapids, IA | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Decatur, AL | 1 | $ 475,000 | $ 475,000 | $ 163,000 |
| Dubuque, IA | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Erie, PA | 1 | $ 365,000 | $ 365,000 | $ 82,000 |
| Fargo, ND-MN | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Gadsden, AL | 1 | $ 215,000 | $ 215,000 | $ 53,000 |
| Greenville, NC | 1 | $ 275,000 | $ 275,000 | $ 212,000 |
| Hanford-Corcoran, CA | 1 | $ 385,000 | $ 385,000 | $ 113,000 |
| Janesville-Beloit, WI | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
| Johnstown, PA | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Lebanon, PA | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Lima, OH | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Madera, CA | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Monroe, LA | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Napa, CA | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Saginaw, MI | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| San Rafael, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sebring, FL | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Sheboygan, WI | 1 | $ 125,000 | $ 125,000 | $ 6,000 |
| Sioux Falls, SD | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| State College, PA | 1 | $ 635,000 | $ 635,000 | $ 158,000 |
| Wheeling, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for NBKC Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,301 | $5,497,695,000 | $413,000 | $3,005,000 | $149,000 | $1,953,000 |
| Cash-out Refinancing | 1,538 | $369,880,000 | $240,000 | $1,605,000 | $116,000 | $858,000 |
| Refinancing | 708 | $229,160,000 | $323,000 | $3,005,000 | $82,000 | $1,141,000 |
| Home Improvement | 69 | $10,805,000 | $156,000 | $1,505,000 | $111,000 | $324,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,273 | $3,504,915,000 | $377,000 | $3,005,000 | $141,000 | $1,953,000 |
| Not Provided | 1,968 | $813,990,000 | $413,000 | $2,405,000 | $154,000 | $1,382,000 |
| Hispanic | 1,563 | $574,165,000 | $367,000 | $3,005,000 | $126,000 | $884,000 |
| Asian | 1,545 | $720,305,000 | $466,000 | $2,005,000 | $161,000 | $1,870,000 |
| Black or African American | 986 | $347,270,000 | $352,000 | $1,265,000 | $119,000 | $598,000 |
| Not applicable | 14 | $9,300,000 | $664,000 | $2,135,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,970,000 | $371,000 | $705,000 | $159,000 | $329,000 |
| American Indian or Alaskan Native | 4 | $2,180,000 | $545,000 | $935,000 | $159,000 | $248,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,296 | $4,355,750,000 | $385,000 | $3,005,000 | $149,000 | $1,953,000 |
| VA-guaranteed (Veterans Administration) | 2,731 | $1,238,155,000 | $453,000 | $2,075,000 | $137,000 | $884,000 |
| FHA-insured (Federal Housing Administration) | 1,589 | $513,635,000 | $323,000 | $1,175,000 | $105,000 | $478,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,905 | $2,242,085,000 | $379,000 | $2,135,000 | $153,000 | $1,953,000 |
| Preapproval Approved but not Accepted | 4,994 | $2,137,870,000 | $428,000 | $2,075,000 | $144,000 | $990,000 |
| Application Withdrawn By Applicant | 2,761 | $1,111,435,000 | $402,000 | $1,505,000 | $160,000 | $1,870,000 |
| Application Denied By Financial Institution | 968 | $306,620,000 | $316,000 | $2,405,000 | $111,000 | $731,000 |
| File Closed For Incompleteness | 529 | $129,275,000 | $244,000 | $3,005,000 | $2,000 | $318,000 |
| Preapproval Denied by Financial Institution | 385 | $153,735,000 | $399,000 | $3,005,000 | $100,000 | $711,000 |
| Application Approved But Not Accepted | 45 | $16,615,000 | $369,000 | $725,000 | $159,000 | $625,000 |
| Loan Purchased By The Institution | 29 | $9,905,000 | $341,000 | $645,000 | $109,000 | $379,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,263 | $5,647,185,000 | $395,000 | $3,005,000 | $145,000 | $1,953,000 |
| Debt-To-Income Ratio | 468 | $162,200,000 | $346,000 | $3,005,000 | $81,000 | $509,000 |
| Unverifiable Information | 404 | $155,780,000 | $385,000 | $2,405,000 | $131,000 | $670,000 |
| Credit History | 265 | $65,855,000 | $248,000 | $2,005,000 | $96,000 | $711,000 |
| Collateral | 151 | $50,385,000 | $333,000 | $1,105,000 | $140,000 | $731,000 |
| Employment History | 51 | $20,695,000 | $405,000 | $1,135,000 | $117,000 | $450,000 |
| Other | 9 | $2,735,000 | $303,000 | $445,000 | $130,000 | $358,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $2,705,000 | $541,000 | $865,000 | $203,000 | $400,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess NBKC Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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