Plains Commerce Bank Mortgage Lending & HMDA Data, 2023
In 2023, Plains Commerce Bank of Hoven, SD reported 22,109 mortgage applications totaling $7.3 billion, up 24% from 2022. The average application was for $331,715, and applicants reported an average income of $129,330. 61% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Sioux Falls, SD (1,544), New York-Jersey City-White Plains, NY-NJ (939) and Phoenix-Mesa-Scottsdale, AZ (668) (applications in parentheses).
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Hoven, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 22,109 |
| Total Mortgage Loan Application Amount | $7,333,895,000 |
| Average Mortgage Loan Application Amount | $331,715 |
| Highest Mortgage Loan Application Amount | $2,565,000 |
| Average Applicant Income | $129,330 |
| Highest Applicant Income | $7,229,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Plains Commerce Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,955 | $ 678,275,000 | $ 229,534 | $ 105,325 |
| Sioux Falls, SD | 1,544 | $ 388,060,000 | $ 251,334 | $ 116,000 |
| New York-Jersey City-White Plains, NY-NJ | 939 | $ 563,115,000 | $ 599,696 | $ 210,314 |
| Phoenix-Mesa-Scottsdale, AZ | 668 | $ 273,590,000 | $ 409,565 | $ 138,000 |
| Orlando-Kissimmee-Sanford, FL | 602 | $ 203,230,000 | $ 337,591 | $ 127,000 |
| Tampa-St. Petersburg-Clearwater, FL | 527 | $ 168,655,000 | $ 320,028 | $ 131,000 |
| New York-Newark, NY | 458 | $ 209,770,000 | $ 458,013 | $ 208,694 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 440 | $ 205,370,000 | $ 466,750 | $ 143,695 |
| Chicago-Naperville, IL | 424 | $ 123,860,000 | $ 292,122 | $ 102,000 |
| Lakeland-Winter Haven, FL | 374 | $ 102,460,000 | $ 273,957 | $ 108,000 |
| Baltimore-Columbia-Towson, MD | 373 | $ 134,285,000 | $ 360,013 | $ 138,000 |
| Houston-The Woodlands-Sugar Land, TX | 301 | $ 102,775,000 | $ 341,445 | $ 136,000 |
| Atlanta-Sandy Springs-Roswell, GA | 300 | $ 106,940,000 | $ 356,466 | $ 149,000 |
| Dallas-Plano-Irving, TX | 280 | $ 114,500,000 | $ 408,928 | $ 151,000 |
| Denver-Aurora-Lakewood, CO | 275 | $ 140,485,000 | $ 510,854 | $ 176,000 |
| Kansas City, MO-KS | 273 | $ 82,575,000 | $ 302,472 | $ 129,238 |
| Salt Lake City, UT | 263 | $ 100,095,000 | $ 380,589 | $ 117,000 |
| Miami-Miami Beach-Kendall, FL | 240 | $ 95,350,000 | $ 397,291 | $ 143,000 |
| Louisville/Jefferson County, KY-IN | 235 | $ 60,685,000 | $ 258,234 | $ 103,846 |
| Nassau County-Suffolk County, NY | 231 | $ 114,875,000 | $ 497,294 | $ 174,000 |
| Jacksonville, FL | 223 | $ 66,805,000 | $ 299,573 | $ 106,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 222 | $ 71,480,000 | $ 321,981 | $ 123,567 |
| Palm Bay-Melbourne-Titusville, FL | 219 | $ 69,055,000 | $ 315,319 | $ 115,000 |
| Newark, NJ-PA | 218 | $ 99,830,000 | $ 457,935 | $ 162,495 |
| Cincinnati, OH-KY-IN | 209 | $ 52,205,000 | $ 249,784 | $ 106,679 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 202 | $ 70,780,000 | $ 350,396 | $ 122,158 |
| Warren-Troy-Farmington Hills, MI | 194 | $ 43,640,000 | $ 224,948 | $ 127,000 |
| Richmond, VA | 181 | $ 63,625,000 | $ 351,519 | $ 119,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 175 | $ 65,155,000 | $ 372,314 | $ 145,000 |
| Rapid City, SD | 173 | $ 50,435,000 | $ 291,531 | $ 105,000 |
| Omaha-Council Bluffs, NE-IA | 172 | $ 47,360,000 | $ 275,348 | $ 123,976 |
| Ogden-Clearfield, UT | 171 | $ 56,125,000 | $ 328,216 | $ 105,000 |
| Charlotte-Concord-Gastonia, NC-SC | 165 | $ 57,195,000 | $ 346,636 | $ 121,539 |
| North Port-Sarasota-Bradenton, FL | 164 | $ 56,940,000 | $ 347,195 | $ 156,000 |
| Fort Worth-Arlington, TX | 162 | $ 53,570,000 | $ 330,679 | $ 123,000 |
| San Antonio-New Braunfels, TX | 159 | $ 52,065,000 | $ 327,452 | $ 113,000 |
| St. Louis, MO-IL | 159 | $ 37,385,000 | $ 235,125 | $ 120,056 |
| Daphne-Fairhope-Foley, AL | 157 | $ 46,425,000 | $ 295,700 | $ 120,000 |
| Riverside-San Bernardino-Ontario, CA | 155 | $ 72,925,000 | $ 470,483 | $ 167,000 |
| Wichita, KS | 152 | $ 30,240,000 | $ 198,947 | $ 88,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 150 | $ 45,860,000 | $ 305,733 | $ 121,000 |
| Provo-Orem, UT | 149 | $ 60,215,000 | $ 404,127 | $ 126,000 |
| Albuquerque, NM | 134 | $ 41,420,000 | $ 309,104 | $ 114,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 134 | $ 49,740,000 | $ 371,194 | $ 145,000 |
| Savannah, GA | 123 | $ 40,205,000 | $ 326,869 | $ 118,000 |
| Springfield, MO | 119 | $ 30,715,000 | $ 258,109 | $ 93,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 118 | $ 30,650,000 | $ 259,745 | $ 96,406 |
| Birmingham-Hoover, AL | 117 | $ 32,195,000 | $ 275,170 | $ 118,000 |
| Austin-Round Rock, TX | 114 | $ 51,800,000 | $ 454,385 | $ 161,000 |
| Detroit-Dearborn-Livonia, MI | 110 | $ 18,030,000 | $ 163,909 | $ 139,000 |
| Philadelphia, PA | 102 | $ 26,410,000 | $ 258,921 | $ 106,000 |
| Mobile, AL | 101 | $ 24,025,000 | $ 237,871 | $ 88,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 98 | $ 45,800,000 | $ 467,346 | $ 160,000 |
| Los Angeles-Long Beach-Glendale, CA | 96 | $ 53,310,000 | $ 555,312 | $ 175,000 |
| Colorado Springs, CO | 88 | $ 38,760,000 | $ 440,454 | $ 130,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 83 | $ 28,055,000 | $ 338,012 | $ 150,000 |
| San Diego-Carlsbad, CA | 83 | $ 48,655,000 | $ 586,204 | $ 181,000 |
| Cape Coral-Fort Myers, FL | 81 | $ 27,455,000 | $ 338,950 | $ 125,000 |
| Ocala, FL | 80 | $ 18,830,000 | $ 235,375 | $ 77,000 |
| El Paso, TX | 79 | $ 21,385,000 | $ 270,696 | $ 122,000 |
| New Orleans-Metairie, LA | 79 | $ 21,425,000 | $ 271,202 | $ 113,000 |
| Memphis, TN-MS-AR | 76 | $ 18,020,000 | $ 237,105 | $ 100,552 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 76 | $ 34,850,000 | $ 458,552 | $ 208,000 |
| Port St. Lucie, FL | 76 | $ 23,960,000 | $ 315,263 | $ 108,000 |
| Las Vegas-Henderson-Paradise, NV | 74 | $ 30,900,000 | $ 417,567 | $ 129,000 |
| Montgomery County-Bucks County-Chester County, PA | 73 | $ 30,285,000 | $ 414,863 | $ 144,000 |
| Raleigh, NC | 71 | $ 29,305,000 | $ 412,746 | $ 144,000 |
| Sioux City, IA-NE-SD | 71 | $ 16,825,000 | $ 236,971 | $ 97,140 |
| Des Moines-West Des Moines, IA | 67 | $ 16,965,000 | $ 253,208 | $ 113,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 67 | $ 32,085,000 | $ 478,880 | $ 157,238 |
| Urban Honolulu, HI | 64 | $ 41,750,000 | $ 652,343 | $ 173,000 |
| Indianapolis-Carmel-Anderson, IN | 62 | $ 16,870,000 | $ 272,096 | $ 131,000 |
| Pensacola-Ferry Pass-Brent, FL | 61 | $ 18,275,000 | $ 299,590 | $ 133,000 |
| Worcester, MA-CT | 59 | $ 18,635,000 | $ 315,847 | $ 110,491 |
| Washington-Baltimore-Arlington, DC | 58 | $ 28,430,000 | $ 490,172 | $ 161,000 |
| Charleston-North Charleston, SC | 56 | $ 19,090,000 | $ 340,892 | $ 137,000 |
| Columbus, OH | 55 | $ 18,065,000 | $ 328,454 | $ 164,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 54 | $ 15,000,000 | $ 277,777 | $ 109,518 |
| Boise City, ID | 53 | $ 24,985,000 | $ 471,415 | $ 156,000 |
| Oklahoma City, OK | 52 | $ 13,160,000 | $ 253,076 | $ 101,000 |
| Fayetteville, NC | 51 | $ 12,075,000 | $ 236,764 | $ 135,000 |
| Lubbock, TX | 51 | $ 9,375,000 | $ 183,823 | $ 125,000 |
| Reno, NV | 47 | $ 21,915,000 | $ 466,276 | $ 171,000 |
| Anchorage, AK | 46 | $ 19,210,000 | $ 417,608 | $ 142,000 |
| Punta Gorda, FL | 41 | $ 13,665,000 | $ 333,292 | $ 145,000 |
| Tucson, AZ | 41 | $ 13,275,000 | $ 323,780 | $ 132,000 |
| Crestview-Fort Walton Beach-Destin, FL | 39 | $ 15,765,000 | $ 404,230 | $ 146,000 |
| Elgin, IL | 38 | $ 10,960,000 | $ 288,421 | $ 106,000 |
| Cleveland-Elyria, OH | 37 | $ 8,195,000 | $ 221,486 | $ 127,000 |
| Columbia, SC | 37 | $ 8,715,000 | $ 235,540 | $ 105,000 |
| Baton Rouge, LA | 36 | $ 8,760,000 | $ 243,333 | $ 96,000 |
| Manhattan, KS | 36 | $ 7,440,000 | $ 206,666 | $ 105,000 |
| Camden, NJ | 35 | $ 13,065,000 | $ 373,285 | $ 143,000 |
| Clarksville, TN-KY | 35 | $ 10,765,000 | $ 307,571 | $ 110,714 |
| Gary, IN | 35 | $ 9,055,000 | $ 258,714 | $ 79,000 |
| Fargo, ND-MN | 34 | $ 9,320,000 | $ 274,117 | $ 128,941 |
| Pittsburgh, PA | 34 | $ 7,550,000 | $ 222,058 | $ 83,000 |
| Joplin, MO | 33 | $ 5,755,000 | $ 174,393 | $ 194,000 |
| Wilmington, DE-MD-NJ | 33 | $ 10,435,000 | $ 316,212 | $ 130,666 |
| Columbus, GA-AL | 30 | $ 6,040,000 | $ 201,333 | $ 81,033 |
| Oakland-Hayward-Berkeley, CA | 30 | $ 18,620,000 | $ 620,666 | $ 208,000 |
| Bridgeport-Stamford-Norwalk, CT | 29 | $ 14,895,000 | $ 513,620 | $ 172,000 |
| Greeley, CO | 29 | $ 12,645,000 | $ 436,034 | $ 120,000 |
| Gulfport-Biloxi-Pascagoula, MS | 29 | $ 5,875,000 | $ 202,586 | $ 94,000 |
| Lincoln, NE | 29 | $ 9,845,000 | $ 339,482 | $ 154,000 |
| Mankato-North Mankato, MN | 29 | $ 5,195,000 | $ 179,137 | $ 87,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 29 | $ 4,565,000 | $ 157,413 | $ 84,000 |
| Trenton, NJ | 29 | $ 9,365,000 | $ 322,931 | $ 127,000 |
| Seattle-Bellevue-Everett, WA | 28 | $ 17,910,000 | $ 639,642 | $ 211,000 |
| Tyler, TX | 28 | $ 9,110,000 | $ 325,357 | $ 141,000 |
| Huntsville, AL | 27 | $ 7,255,000 | $ 268,703 | $ 113,000 |
| Lansing-East Lansing, MI | 27 | $ 4,615,000 | $ 170,925 | $ 81,000 |
| Lafayette, LA | 26 | $ 4,780,000 | $ 183,846 | $ 87,000 |
| York-Hanover, PA | 26 | $ 6,010,000 | $ 231,153 | $ 93,000 |
| Fort Collins, CO | 25 | $ 13,835,000 | $ 553,400 | $ 186,000 |
| Huntington-Ashland, WV-KY-OH | 25 | $ 3,005,000 | $ 120,200 | $ 57,000 |
| Sebring, FL | 25 | $ 5,735,000 | $ 229,400 | $ 96,000 |
| Anaheim-Santa Ana-Irvine, CA | 24 | $ 16,090,000 | $ 670,416 | $ 242,000 |
| Boulder, CO | 24 | $ 13,410,000 | $ 558,750 | $ 177,000 |
| Hinesville, GA | 24 | $ 5,840,000 | $ 243,333 | $ 84,000 |
| Knoxville, TN | 24 | $ 7,510,000 | $ 312,916 | $ 117,000 |
| Lake Havasu City-Kingman, AZ | 24 | $ 5,480,000 | $ 228,333 | $ 94,000 |
| Roanoke, VA | 24 | $ 5,520,000 | $ 230,000 | $ 87,000 |
| Albany-Schenectady-Troy, NY | 23 | $ 7,765,000 | $ 337,608 | $ 150,000 |
| Bismarck, ND | 23 | $ 5,935,000 | $ 258,043 | $ 148,000 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 7,755,000 | $ 337,173 | $ 125,000 |
| Lake Charles, LA | 23 | $ 5,265,000 | $ 228,913 | $ 86,000 |
| Davenport-Moline-Rock Island, IA-IL | 22 | $ 4,550,000 | $ 206,818 | $ 91,727 |
| Hagerstown-Martinsburg, MD-WV | 21 | $ 6,145,000 | $ 292,619 | $ 94,142 |
| Killeen-Temple, TX | 21 | $ 6,065,000 | $ 288,809 | $ 91,000 |
| Las Cruces, NM | 21 | $ 6,775,000 | $ 322,619 | $ 120,000 |
| Stockton-Lodi, CA | 21 | $ 9,015,000 | $ 429,285 | $ 150,000 |
| Brownsville-Harlingen, TX | 20 | $ 5,480,000 | $ 274,000 | $ 91,000 |
| Chambersburg-Waynesboro, PA | 20 | $ 5,310,000 | $ 265,500 | $ 105,000 |
| Erie, PA | 20 | $ 3,710,000 | $ 185,500 | $ 84,000 |
| Beaumont-Port Arthur, TX | 19 | $ 4,325,000 | $ 227,631 | $ 114,000 |
| California-Lexington Park, MD | 19 | $ 7,245,000 | $ 381,315 | $ 153,000 |
| Cedar Rapids, IA | 19 | $ 3,605,000 | $ 189,736 | $ 74,000 |
| Lake County-Kenosha County, IL-WI | 19 | $ 6,285,000 | $ 330,789 | $ 114,105 |
| Billings, MT | 18 | $ 5,560,000 | $ 308,888 | $ 117,000 |
| Grand Rapids-Wyoming, MI | 18 | $ 4,020,000 | $ 223,333 | $ 101,000 |
| Kingston, NY | 18 | $ 5,870,000 | $ 326,111 | $ 138,000 |
| Panama City, FL | 18 | $ 4,500,000 | $ 250,000 | $ 99,000 |
| Tacoma-Lakewood, WA | 18 | $ 9,530,000 | $ 529,444 | $ 192,000 |
| The Villages, FL | 18 | $ 5,670,000 | $ 315,000 | $ 123,000 |
| Chico, CA | 17 | $ 4,125,000 | $ 242,647 | $ 110,000 |
| Little Rock-North Little Rock-Conway, AR | 17 | $ 4,315,000 | $ 253,823 | $ 136,000 |
| Naples-Immokalee-Marco Island, FL | 17 | $ 6,685,000 | $ 393,235 | $ 211,000 |
| Salisbury, MD-DE | 17 | $ 4,535,000 | $ 266,764 | $ 126,882 |
| Brunswick, GA | 16 | $ 6,540,000 | $ 408,750 | $ 178,000 |
| Homosassa Springs, FL | 16 | $ 3,410,000 | $ 213,125 | $ 90,000 |
| Pueblo, CO | 16 | $ 5,400,000 | $ 337,500 | $ 112,000 |
| Wilmington, NC | 16 | $ 6,150,000 | $ 384,375 | $ 132,000 |
| Cambridge-Newton-Framingham, MA | 15 | $ 8,495,000 | $ 566,333 | $ 154,000 |
| Dayton-Springfield-Kettering, OH | 15 | $ 3,645,000 | $ 243,000 | $ 110,000 |
| Durham-Chapel Hill, NC | 15 | $ 5,615,000 | $ 374,333 | $ 134,000 |
| Greenville-Anderson-Mauldin, SC | 15 | $ 3,745,000 | $ 249,666 | $ 131,000 |
| Montgomery, AL | 15 | $ 3,925,000 | $ 261,666 | $ 101,000 |
| New Haven-Milford, CT | 15 | $ 4,165,000 | $ 277,666 | $ 101,000 |
| Sebastian-Vero Beach, FL | 15 | $ 3,695,000 | $ 246,333 | $ 125,000 |
| Toledo, OH | 15 | $ 1,745,000 | $ 116,333 | $ 97,000 |
| Akron, OH | 14 | $ 3,840,000 | $ 274,285 | $ 136,000 |
| Atlantic City-Hammonton, NJ | 14 | $ 2,040,000 | $ 145,714 | $ 155,000 |
| Boston, MA | 14 | $ 7,910,000 | $ 565,000 | $ 192,000 |
| Dover, DE | 14 | $ 4,660,000 | $ 332,857 | $ 121,000 |
| East Stroudsburg, PA | 14 | $ 4,900,000 | $ 350,000 | $ 137,000 |
| Greensboro-High Point, NC | 14 | $ 3,570,000 | $ 255,000 | $ 89,000 |
| Longview, TX | 14 | $ 2,810,000 | $ 200,714 | $ 85,000 |
| Prescott Valley-Prescott, AZ | 14 | $ 5,490,000 | $ 392,142 | $ 147,000 |
| Topeka, KS | 14 | $ 2,600,000 | $ 185,714 | $ 97,000 |
| Vallejo-Fairfield, CA | 14 | $ 7,140,000 | $ 510,000 | $ 143,000 |
| Chattanooga, TN-GA | 13 | $ 3,605,000 | $ 277,307 | $ 93,461 |
| Harrisburg-Carlisle, PA | 13 | $ 4,025,000 | $ 309,615 | $ 117,000 |
| Jackson, MS | 13 | $ 2,925,000 | $ 225,000 | $ 90,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 4,065,000 | $ 312,692 | $ 105,000 |
| Springfield, IL | 13 | $ 1,995,000 | $ 153,461 | $ 67,000 |
| Tallahassee, FL | 13 | $ 3,045,000 | $ 234,230 | $ 115,000 |
| Warner Robins, GA | 13 | $ 2,815,000 | $ 216,538 | $ 160,000 |
| Winston-Salem, NC | 13 | $ 3,625,000 | $ 278,846 | $ 89,000 |
| Ann Arbor, MI | 12 | $ 4,710,000 | $ 392,500 | $ 152,000 |
| Auburn-Opelika, AL | 12 | $ 3,300,000 | $ 275,000 | $ 98,000 |
| Corpus Christi, TX | 12 | $ 4,470,000 | $ 372,500 | $ 179,000 |
| Midland, TX | 12 | $ 3,650,000 | $ 304,166 | $ 141,000 |
| Providence-Warwick, RI-MA | 12 | $ 4,580,000 | $ 381,666 | $ 128,083 |
| Spartanburg, SC | 12 | $ 3,470,000 | $ 289,166 | $ 107,000 |
| St. George, UT | 12 | $ 4,350,000 | $ 362,500 | $ 154,000 |
| Anniston-Oxford-Jacksonville, AL | 11 | $ 1,935,000 | $ 175,909 | $ 67,000 |
| Grand Island, NE | 11 | $ 2,175,000 | $ 197,727 | $ 77,000 |
| Grand Junction, CO | 11 | $ 3,805,000 | $ 345,909 | $ 123,000 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 2,955,000 | $ 268,636 | $ 128,000 |
| Kankakee, IL | 11 | $ 1,955,000 | $ 177,727 | $ 78,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 11 | $ 5,625,000 | $ 511,363 | $ 143,000 |
| Reading, PA | 11 | $ 2,795,000 | $ 254,090 | $ 81,000 |
| Rochester, MN | 11 | $ 2,645,000 | $ 240,454 | $ 111,000 |
| Shreveport-Bossier City, LA | 11 | $ 2,395,000 | $ 217,727 | $ 76,000 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 1,365,000 | $ 124,090 | $ 117,727 |
| Bowling Green, KY | 10 | $ 1,830,000 | $ 183,000 | $ 66,000 |
| Decatur, AL | 10 | $ 2,800,000 | $ 280,000 | $ 98,000 |
| Jackson, TN | 10 | $ 2,760,000 | $ 276,000 | $ 116,000 |
| Jacksonville, NC | 10 | $ 2,410,000 | $ 241,000 | $ 113,000 |
| Lancaster, PA | 10 | $ 3,000,000 | $ 300,000 | $ 111,000 |
| McAllen-Edinburg-Mission, TX | 10 | $ 2,420,000 | $ 242,000 | $ 122,000 |
| Syracuse, NY | 10 | $ 1,380,000 | $ 138,000 | $ 81,000 |
| Tuscaloosa, AL | 10 | $ 1,890,000 | $ 189,000 | $ 60,000 |
| Valdosta, GA | 10 | $ 1,500,000 | $ 150,000 | $ 63,000 |
| Victoria, TX | 10 | $ 2,620,000 | $ 262,000 | $ 153,000 |
| Amarillo, TX | 9 | $ 2,805,000 | $ 311,666 | $ 102,000 |
| Athens-Clarke County, GA | 9 | $ 3,005,000 | $ 333,888 | $ 108,000 |
| Bend-Redmond, OR | 9 | $ 4,575,000 | $ 508,333 | $ 152,000 |
| Columbia, MO | 9 | $ 2,445,000 | $ 271,666 | $ 84,000 |
| Fairbanks, AK | 9 | $ 2,605,000 | $ 289,444 | $ 125,000 |
| Fresno, CA | 9 | $ 5,105,000 | $ 567,222 | $ 233,000 |
| Gainesville, FL | 9 | $ 3,485,000 | $ 387,222 | $ 170,000 |
| Lexington-Fayette, KY | 9 | $ 1,885,000 | $ 209,444 | $ 105,000 |
| Lynchburg, VA | 9 | $ 2,455,000 | $ 272,777 | $ 143,000 |
| Manchester-Nashua, NH | 9 | $ 3,915,000 | $ 435,000 | $ 134,000 |
| Muskegon, MI | 9 | $ 1,765,000 | $ 196,111 | $ 70,000 |
| Odessa, TX | 9 | $ 2,155,000 | $ 239,444 | $ 90,000 |
| Springfield, MA | 9 | $ 2,455,000 | $ 272,777 | $ 98,000 |
| St. Joseph, MO-KS | 9 | $ 2,155,000 | $ 239,444 | $ 93,000 |
| Alexandria, LA | 8 | $ 1,620,000 | $ 202,500 | $ 58,000 |
| Appleton, WI | 8 | $ 1,980,000 | $ 247,500 | $ 97,000 |
| Asheville, NC | 8 | $ 3,870,000 | $ 483,750 | $ 232,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,640,000 | $ 205,000 | $ 69,000 |
| Bakersfield, CA | 8 | $ 2,740,000 | $ 342,500 | $ 118,000 |
| Dothan, AL | 8 | $ 1,830,000 | $ 228,750 | $ 96,000 |
| Flagstaff, AZ | 8 | $ 4,360,000 | $ 545,000 | $ 247,000 |
| Gainesville, GA | 8 | $ 2,420,000 | $ 302,500 | $ 97,000 |
| Jackson, MI | 8 | $ 1,360,000 | $ 170,000 | $ 69,000 |
| Kennewick-Richland, WA | 8 | $ 3,130,000 | $ 391,250 | $ 111,000 |
| Modesto, CA | 8 | $ 2,500,000 | $ 312,500 | $ 85,000 |
| Rockford, IL | 8 | $ 1,530,000 | $ 191,250 | $ 67,000 |
| Salem, OR | 8 | $ 3,050,000 | $ 381,250 | $ 115,000 |
| Santa Fe, NM | 8 | $ 4,540,000 | $ 567,500 | $ 182,000 |
| Santa Maria-Santa Barbara, CA | 8 | $ 4,800,000 | $ 600,000 | $ 217,000 |
| Spokane-Spokane Valley, WA | 8 | $ 3,370,000 | $ 421,250 | $ 150,000 |
| Tulsa, OK | 8 | $ 2,590,000 | $ 323,750 | $ 105,000 |
| Waco, TX | 8 | $ 2,780,000 | $ 347,500 | $ 153,000 |
| Winchester, VA-WV | 8 | $ 3,030,000 | $ 378,750 | $ 101,000 |
| College Station-Bryan, TX | 7 | $ 2,175,000 | $ 310,714 | $ 93,000 |
| Flint, MI | 7 | $ 1,465,000 | $ 209,285 | $ 173,000 |
| Michigan City-La Porte, IN | 7 | $ 845,000 | $ 120,714 | $ 48,000 |
| Owensboro, KY | 7 | $ 1,025,000 | $ 146,428 | $ 47,000 |
| Santa Rosa, CA | 7 | $ 3,795,000 | $ 542,142 | $ 169,000 |
| Yuba City, CA | 7 | $ 2,845,000 | $ 406,428 | $ 157,000 |
| Ames, IA | 6 | $ 1,790,000 | $ 298,333 | $ 164,000 |
| Canton-Massillon, OH | 6 | $ 800,000 | $ 133,333 | $ 61,000 |
| Carson City, NV | 6 | $ 2,330,000 | $ 388,333 | $ 137,000 |
| Eugene, OR | 6 | $ 1,930,000 | $ 321,666 | $ 175,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 1,830,000 | $ 305,000 | $ 123,000 |
| Macon-Bibb County, GA | 6 | $ 1,510,000 | $ 251,666 | $ 98,000 |
| Norwich-New London, CT | 6 | $ 2,020,000 | $ 336,666 | $ 108,000 |
| San Angelo, TX | 6 | $ 1,560,000 | $ 260,000 | $ 130,000 |
| Battle Creek, MI | 5 | $ 715,000 | $ 143,000 | $ 59,000 |
| Duluth, MN-WI | 5 | $ 1,405,000 | $ 281,000 | $ 150,000 |
| Evansville, IN-KY | 5 | $ 905,000 | $ 181,000 | $ 70,000 |
| Fort Smith, AR-OK | 5 | $ 715,000 | $ 143,000 | $ 57,800 |
| Goldsboro, NC | 5 | $ 1,325,000 | $ 265,000 | $ 174,000 |
| Jefferson City, MO | 5 | $ 1,075,000 | $ 215,000 | $ 81,000 |
| Kalamazoo-Portage, MI | 5 | $ 1,075,000 | $ 215,000 | $ 96,000 |
| Lawrence, KS | 5 | $ 1,485,000 | $ 297,000 | $ 127,000 |
| Missoula, MT | 5 | $ 1,785,000 | $ 357,000 | $ 211,000 |
| Monroe, MI | 5 | $ 935,000 | $ 187,000 | $ 103,000 |
| Morristown, TN | 5 | $ 1,375,000 | $ 275,000 | $ 116,000 |
| Peoria, IL | 5 | $ 1,115,000 | $ 223,000 | $ 122,000 |
| Redding, CA | 5 | $ 1,735,000 | $ 347,000 | $ 105,000 |
| Rocky Mount, NC | 5 | $ 1,225,000 | $ 245,000 | $ 124,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 4,065,000 | $ 813,000 | $ 386,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 2,305,000 | $ 461,000 | $ 210,000 |
| St. Cloud, MN | 5 | $ 1,135,000 | $ 227,000 | $ 75,000 |
| Wichita Falls, TX | 5 | $ 755,000 | $ 151,000 | $ 113,000 |
| Yakima, WA | 5 | $ 1,665,000 | $ 333,000 | $ 185,000 |
| Yuma, AZ | 5 | $ 1,215,000 | $ 243,000 | $ 111,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 1,380,000 | $ 345,000 | $ 133,000 |
| Cleveland, TN | 4 | $ 930,000 | $ 232,500 | $ 78,000 |
| Coeur D'Alene, ID | 4 | $ 1,670,000 | $ 417,500 | $ 99,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 740,000 | $ 185,000 | $ 74,000 |
| Florence-Muscle Shoals, AL | 4 | $ 800,000 | $ 200,000 | $ 65,000 |
| Hattiesburg, MS | 4 | $ 680,000 | $ 170,000 | $ 49,000 |
| Houma-Thibodaux, LA | 4 | $ 910,000 | $ 227,500 | $ 68,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 1,190,000 | $ 297,500 | $ 128,000 |
| Lewiston, ID-WA | 4 | $ 1,190,000 | $ 297,500 | $ 75,000 |
| Logan, UT-ID | 4 | $ 1,620,000 | $ 405,000 | $ 95,000 |
| Merced, CA | 4 | $ 1,070,000 | $ 267,500 | $ 80,000 |
| Racine, WI | 4 | $ 1,000,000 | $ 250,000 | $ 128,000 |
| Sherman-Denison, TX | 4 | $ 1,330,000 | $ 332,500 | $ 114,000 |
| Twin Falls, ID | 4 | $ 720,000 | $ 180,000 | $ 53,000 |
| Utica-Rome, NY | 4 | $ 820,000 | $ 205,000 | $ 61,000 |
| Walla Walla, WA | 4 | $ 1,610,000 | $ 402,500 | $ 95,000 |
| Albany, OR | 3 | $ 955,000 | $ 318,333 | $ 110,000 |
| Binghamton, NY | 3 | $ 245,000 | $ 81,666 | $ 43,000 |
| Bloomington, IL | 3 | $ 585,000 | $ 195,000 | $ 75,000 |
| Charlottesville, VA | 3 | $ 1,505,000 | $ 501,666 | $ 337,000 |
| Florence, SC | 3 | $ 285,000 | $ 95,000 | $ 29,000 |
| Gadsden, AL | 3 | $ 515,000 | $ 171,666 | $ 41,000 |
| Glens Falls, NY | 3 | $ 795,000 | $ 265,000 | $ 147,000 |
| Grants Pass, OR | 3 | $ 1,995,000 | $ 665,000 | $ 179,000 |
| Green Bay, WI | 3 | $ 805,000 | $ 268,333 | $ 82,000 |
| Greenville, NC | 3 | $ 775,000 | $ 258,333 | $ 128,000 |
| Hammond, LA | 3 | $ 545,000 | $ 181,666 | $ 79,000 |
| Ithaca, NY | 3 | $ 545,000 | $ 181,666 | $ 120,000 |
| Jonesboro, AR | 3 | $ 385,000 | $ 128,333 | $ 94,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 635,000 | $ 211,666 | $ 160,000 |
| Lafayette-West Lafayette, IN | 3 | $ 1,005,000 | $ 335,000 | $ 187,000 |
| Lawton, OK | 3 | $ 495,000 | $ 165,000 | $ 122,000 |
| Lebanon, PA | 3 | $ 1,035,000 | $ 345,000 | $ 110,000 |
| Mansfield, OH | 3 | $ 375,000 | $ 125,000 | $ 50,000 |
| New Bern, NC | 3 | $ 945,000 | $ 315,000 | $ 149,000 |
| Olympia-Tumwater, WA | 3 | $ 1,355,000 | $ 451,666 | $ 180,000 |
| Oshkosh-Neenah, WI | 3 | $ 495,000 | $ 165,000 | $ 78,000 |
| Rochester, NY | 3 | $ 525,000 | $ 175,000 | $ 122,000 |
| Springfield, OH | 3 | $ 445,000 | $ 148,333 | $ 98,000 |
| Sumter, SC | 3 | $ 825,000 | $ 275,000 | $ 125,000 |
| Visalia-Porterville, CA | 3 | $ 765,000 | $ 255,000 | $ 134,000 |
| Abilene, TX | 2 | $ 650,000 | $ 325,000 | $ 174,000 |
| Beckley, WV | 2 | $ 730,000 | $ 365,000 | $ 150,000 |
| Bloomington, IN | 2 | $ 760,000 | $ 380,000 | $ 105,000 |
| Bremerton-Silverdale, WA | 2 | $ 1,610,000 | $ 805,000 | $ 366,000 |
| Casper, WY | 2 | $ 410,000 | $ 205,000 | $ 56,000 |
| Corvallis, OR | 2 | $ 940,000 | $ 470,000 | $ 143,000 |
| Cumberland, MD-WV | 2 | $ 560,000 | $ 280,000 | $ 107,500 |
| Enid, OK | 2 | $ 520,000 | $ 260,000 | $ 108,000 |
| Farmington, NM | 2 | $ 570,000 | $ 285,000 | $ 102,000 |
| Harrisonburg, VA | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Idaho Falls, ID | 2 | $ 410,000 | $ 205,000 | $ 125,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,600,000 | $ 800,000 | $ 154,000 |
| Madera, CA | 2 | $ 410,000 | $ 205,000 | $ 80,000 |
| Madison, WI | 2 | $ 690,000 | $ 345,000 | $ 136,000 |
| Midland, MI | 2 | $ 350,000 | $ 175,000 | $ 38,000 |
| Muncie, IN | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| Niles-Benton Harbor, MI | 2 | $ 210,000 | $ 105,000 | $ 118,000 |
| Ocean City, NJ | 2 | $ 1,090,000 | $ 545,000 | $ 272,000 |
| Rockingham County-Strafford County, NH | 2 | $ 560,000 | $ 280,000 | $ 88,000 |
| Saginaw, MI | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Salinas, CA | 2 | $ 1,270,000 | $ 635,000 | $ 134,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| State College, PA | 2 | $ 620,000 | $ 310,000 | $ 99,000 |
| Staunton-Waynesboro, VA | 2 | $ 520,000 | $ 260,000 | $ 76,000 |
| Terre Haute, IN | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Watertown-Fort Drum, NY | 2 | $ 700,000 | $ 350,000 | $ 105,000 |
| Wausau, WI | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Bangor, ME | 1 | $ 545,000 | $ 545,000 | $ 140,000 |
| Barnstable Town, MA | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Bay City, MI | 1 | $ 335,000 | $ 335,000 | $ 122,000 |
| Bellingham, WA | 1 | $ 595,000 | $ 595,000 | $ 122,000 |
| Bloomsburg-Berwick, PA | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 555,000 | $ 555,000 | $ 133,000 |
| Burlington, NC | 1 | $ 125,000 | $ 125,000 | $ 189,000 |
| Champaign-Urbana, IL | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Cheyenne, WY | 1 | $ 495,000 | $ 495,000 | $ 208,000 |
| Dalton, GA | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Decatur, IL | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Elmira, NY | 1 | $ 725,000 | $ 725,000 | $ 200,000 |
| Fort Wayne, IN | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Gettysburg, PA | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Hanford-Corcoran, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Iowa City, IA | 1 | $ 535,000 | $ 535,000 | $ 167,000 |
| Janesville-Beloit, WI | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Johnson City, TN | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Johnstown, PA | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Kokomo, IN | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Medford, OR | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Monroe, LA | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Morgantown, WV | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Napa, CA | 1 | $ 695,000 | $ 695,000 | $ 178,000 |
| Pine Bluff, AR | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Pocatello, ID | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Portland-South Portland, ME | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 1,085,000 | $ 1,085,000 | $ 467,000 |
| San Rafael, CA | 1 | $ 775,000 | $ 775,000 | $ 184,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 725,000 | $ 725,000 | $ 334,000 |
| Texarkana, TX-AR | 1 | $ 725,000 | $ 725,000 | $ 308,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Wenatchee, WA | 1 | $ 485,000 | $ 485,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,968 | $6,434,380,000 | $339,000 | $2,565,000 | $130,000 | $7,229,000 |
| Cash-out Refinancing | 1,729 | $530,655,000 | $306,000 | $2,095,000 | $113,000 | $5,845,000 |
| Refinancing | 825 | $278,555,000 | $337,000 | $2,005,000 | $142,000 | $1,611,000 |
| Other Purpose | 336 | $58,560,000 | $174,000 | $2,355,000 | $132,000 | $1,095,000 |
| Home Improvement | 251 | $31,745,000 | $126,000 | $1,505,000 | $146,000 | $1,272,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,766 | $4,170,370,000 | $326,000 | $2,565,000 | $135,000 | $7,229,000 |
| Not Provided | 2,967 | $1,068,715,000 | $360,000 | $1,705,000 | $138,000 | $3,150,000 |
| Hispanic | 2,945 | $927,485,000 | $314,000 | $1,485,000 | $108,000 | $1,805,000 |
| Black or African American | 2,026 | $609,770,000 | $300,000 | $1,725,000 | $102,000 | $616,000 |
| Asian | 1,029 | $431,225,000 | $419,000 | $1,655,000 | $151,000 | $1,756,000 |
| American Indian or Alaskan Native | 143 | $42,455,000 | $296,000 | $1,235,000 | $117,000 | $871,000 |
| Not applicable | 99 | $31,705,000 | $320,000 | $945,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 42 | $15,360,000 | $365,000 | $905,000 | $122,000 | $292,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,336 | $4,284,090,000 | $347,000 | $2,565,000 | $154,000 | $7,229,000 |
| FHA-insured (Federal Housing Administration) | 6,806 | $1,960,030,000 | $287,000 | $1,225,000 | $92,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 2,659 | $1,025,175,000 | $385,000 | $1,485,000 | $116,000 | $848,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 308 | $64,600,000 | $209,000 | $1,485,000 | $72,000 | $369,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,492 | $4,368,540,000 | $323,000 | $2,095,000 | $128,000 | $3,667,000 |
| Application Withdrawn By Applicant | 7,967 | $2,772,275,000 | $347,000 | $2,565,000 | $132,000 | $7,229,000 |
| Application Denied By Financial Institution | 541 | $155,875,000 | $288,000 | $1,645,000 | $110,000 | $5,845,000 |
| Loan Purchased By The Institution | 79 | $26,845,000 | $339,000 | $945,000 | $0 | $0 |
| Application Approved But Not Accepted | 30 | $10,360,000 | $345,000 | $905,000 | $166,000 | $662,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,568 | $7,178,020,000 | $332,000 | $2,565,000 | $130,000 | $7,229,000 |
| Debt-To-Income Ratio | 209 | $73,065,000 | $349,000 | $1,645,000 | $90,000 | $620,000 |
| Credit History | 120 | $23,050,000 | $192,000 | $845,000 | $84,000 | $250,000 |
| Collateral | 96 | $23,200,000 | $241,000 | $895,000 | $181,000 | $5,845,000 |
| Unverifiable Information | 46 | $17,130,000 | $372,000 | $1,085,000 | $102,000 | $345,000 |
| Employment History | 25 | $6,185,000 | $247,000 | $545,000 | $92,000 | $228,000 |
| Other | 22 | $7,290,000 | $331,000 | $1,485,000 | $140,000 | $646,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,370,000 | $242,000 | $515,000 | $97,000 | $191,000 |
| Credit Application Incomplete | 5 | $1,585,000 | $317,000 | $485,000 | $229,000 | $517,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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