Proficio Bank Mortgage Lending & HMDA Data, 2012

In 2012, Proficio Bank of Cottonwood Heights, UT reported 10,331 mortgage applications totaling $2.1 billion, up 520% from 2011. The average application was for $207,442, and applicants reported an average income of $61,436. 50% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (364), Washington-Arlington-Alexandria, DC-VA-MD-WV (325) and Atlanta-Sandy Springs-Marietta, GA (273) (applications in parentheses).

Mortgage Company & Address Proficio Bank
6985 Union Park Center, Suite 150
Cottonwood Heights, UT 84047
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 10,331
Total Mortgage Loan Application Amount $2,143,086,000
Average Mortgage Loan Application Amount $207,442
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $61,436
Highest Applicant Income $1,680,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Proficio Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Proficio Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 222 $ 31,786,000 $ 143,180 $ 73,000
Cook, Illinois 128 $ 24,471,000 $ 191,179 $ 56,000
Los Angeles, California 112 $ 34,672,000 $ 309,571 $ 57,000
Clark, Nevada 91 $ 18,919,000 $ 207,901 $ 54,000
Franklin, Ohio 89 $ 16,815,000 $ 188,932 $ 65,000
Prince George's, Maryland 82 $ 22,567,000 $ 275,207 $ 82,000
Riverside, California 81 $ 18,949,000 $ 233,938 $ 50,000
Harris, Texas 81 $ 12,122,000 $ 149,654 $ 64,000
New Castle, Delaware 77 $ 16,717,000 $ 217,103 $ 49,000
Broward, Florida 74 $ 15,015,000 $ 202,905 $ 72,000
King, Washington 74 $ 22,417,000 $ 302,932 $ 81,000
Suffolk, New York 73 $ 21,733,000 $ 297,712 $ 63,000
Montgomery, Texas 73 $ 12,630,000 $ 173,013 $ 85,000
Maricopa, Arizona 72 $ 14,537,000 $ 201,902 $ 49,000
San Bernardino, California 67 $ 17,015,000 $ 253,955 $ 68,000
Hartford, Connecticut 67 $ 13,561,000 $ 202,402 $ 54,000
Hennepin, Minnesota 66 $ 13,001,000 $ 196,984 $ 54,000
Anne Arundel, Maryland 63 $ 18,943,000 $ 300,682 $ 108,000
Pinellas, Florida 60 $ 11,004,000 $ 183,400 $ 96,000
Gwinnett, Georgia 58 $ 10,060,000 $ 173,448 $ 50,000
Montgomery, Pennsylvania 57 $ 13,531,000 $ 237,385 $ 68,000
Philadelphia, Pennsylvania 57 $ 10,468,000 $ 183,649 $ 62,000
Hillsborough, Florida 55 $ 9,858,000 $ 179,236 $ 77,000
Montgomery, Maryland 54 $ 18,006,000 $ 333,444 $ 89,000
Fulton, Georgia 52 $ 9,684,000 $ 186,230 $ 53,000
Pierce, Washington 52 $ 12,731,000 $ 244,826 $ 83,000
Orange, Florida 51 $ 10,692,000 $ 209,647 $ 83,000
Summit, Ohio 49 $ 8,388,000 $ 171,183 $ 70,000
Salt Lake, Utah 49 $ 12,661,000 $ 258,387 $ 73,000
Fairfax, Virginia 49 $ 18,290,000 $ 373,265 $ 99,000
Lake, Ohio 48 $ 7,075,000 $ 147,395 $ 58,000
Palm Beach, Florida 47 $ 9,829,000 $ 209,127 $ 67,000
San Diego, California 45 $ 14,852,000 $ 330,044 $ 83,000
Baltimore, Maryland 44 $ 9,507,000 $ 216,068 $ 87,000
Nassau, New York 44 $ 13,632,000 $ 309,818 $ 101,000
Burlington, New Jersey 43 $ 9,442,000 $ 219,581 $ 76,000
Oakland, Michigan 42 $ 8,309,000 $ 197,833 $ 84,000
Lorain, Ohio 42 $ 7,160,000 $ 170,476 $ 63,000
Will, Illinois 40 $ 8,551,000 $ 213,775 $ 56,000
Camden, New Jersey 40 $ 7,969,000 $ 199,225 $ 98,000
Denton, Texas 38 $ 7,147,000 $ 188,078 $ 69,000
Prince William, Virginia 38 $ 11,188,000 $ 294,421 $ 92,000
Sacramento, California 37 $ 8,221,000 $ 222,189 $ 47,000
Ocean, New Jersey 37 $ 10,609,000 $ 286,729 $ 80,000
Dallas, Texas 37 $ 5,903,000 $ 159,540 $ 51,000
Arapahoe, Colorado 35 $ 7,036,000 $ 201,028 $ 56,000
Mecklenburg, North Carolina 35 $ 7,485,000 $ 213,857 $ 76,000
Jefferson, Colorado 34 $ 7,890,000 $ 232,058 $ 55,000
Lee, Florida 34 $ 6,260,000 $ 184,117 $ 75,000
Cobb, Georgia 34 $ 7,083,000 $ 208,323 $ 69,000
Anoka, Minnesota 34 $ 6,370,000 $ 187,352 $ 62,000
Dakota, Minnesota 34 $ 6,977,000 $ 205,205 $ 66,000
Middlesex, New Jersey 34 $ 8,879,000 $ 261,147 $ 70,000
Knox, Tennessee 34 $ 5,306,000 $ 156,058 $ 55,000
Tarrant, Texas 34 $ 5,231,000 $ 153,852 $ 62,000
Duval, Florida 33 $ 5,853,000 $ 177,363 $ 46,000
Milwaukee, Wisconsin 33 $ 5,370,000 $ 162,727 $ 54,000
Jefferson, Alabama 32 $ 6,535,000 $ 204,218 $ 56,000
Medina, Ohio 32 $ 5,327,000 $ 166,468 $ 63,000
San Joaquin, California 31 $ 6,940,000 $ 223,870 $ 59,000
Polk, Florida 31 $ 5,186,000 $ 167,290 $ 57,000
Wayne, Michigan 31 $ 4,847,000 $ 156,354 $ 61,000
Multnomah, Oregon 31 $ 7,122,000 $ 229,741 $ 56,000
Bucks, Pennsylvania 31 $ 7,369,000 $ 237,709 $ 48,000
Shelby, Tennessee 31 $ 5,067,000 $ 163,451 $ 62,000
Snohomish, Washington 31 $ 9,370,000 $ 302,258 $ 92,000
Johnson, Kansas 30 $ 5,888,000 $ 196,266 $ 58,000
Essex, New Jersey 30 $ 7,797,000 $ 259,900 $ 64,000
Allegheny, Pennsylvania 30 $ 5,025,000 $ 167,500 $ 66,000
Davidson, Tennessee 30 $ 4,649,000 $ 154,966 $ 46,000
Kern, California 29 $ 6,046,000 $ 208,482 $ 59,000
Queens, New York 29 $ 9,495,000 $ 327,413 $ 62,000
Westchester, New York 29 $ 11,297,000 $ 389,551 $ 92,000
Wake, North Carolina 29 $ 6,343,000 $ 218,724 $ 68,000
Delaware, Pennsylvania 29 $ 6,287,000 $ 216,793 $ 84,000
Bergen, New Jersey 28 $ 9,346,000 $ 333,785 $ 84,000
Collin, Texas 28 $ 6,282,000 $ 224,357 $ 107,000
Chesterfield, Virginia 28 $ 6,450,000 $ 230,357 $ 63,000
New Haven, Connecticut 27 $ 5,642,000 $ 208,962 $ 57,000
Brevard, Florida 27 $ 5,515,000 $ 204,259 $ 62,000
St. Louis, Missouri 27 $ 4,881,000 $ 180,777 $ 44,000
Chester, Pennsylvania 27 $ 7,344,000 $ 272,000 $ 74,000
Loudoun, Virginia 27 $ 10,008,000 $ 370,666 $ 96,000
Orange, California 26 $ 8,426,000 $ 324,076 $ 72,000
Pasco, Florida 26 $ 4,175,000 $ 160,576 $ 80,000
Seminole, Florida 26 $ 5,215,000 $ 200,576 $ 65,000
DuPage, Illinois 26 $ 5,481,000 $ 210,807 $ 80,000
Passaic, New Jersey 26 $ 7,804,000 $ 300,153 $ 96,000
Orange, New York 26 $ 6,514,000 $ 250,538 $ 78,000
Henrico, Virginia 26 $ 6,113,000 $ 235,115 $ 61,000
Adams, Colorado 25 $ 4,456,000 $ 178,240 $ 48,000
Denver, Colorado 25 $ 5,212,000 $ 208,480 $ 56,000
Washington, Minnesota 25 $ 5,487,000 $ 219,480 $ 74,000
Jackson, Missouri 25 $ 3,479,000 $ 139,160 $ 67,000
Charleston, South Carolina 25 $ 5,078,000 $ 203,120 $ 73,000
Spotsylvania, Virginia 25 $ 7,368,000 $ 294,720 $ 95,000
Stafford, Virginia 25 $ 7,055,000 $ 282,200 $ 92,000
Ada, Idaho 24 $ 4,584,000 $ 191,000 $ 42,000
Union, New Jersey 24 $ 6,880,000 $ 286,666 $ 78,000
Bernalillo, New Mexico 24 $ 4,435,000 $ 184,791 $ 21,000
Bexar, Texas 24 $ 3,196,000 $ 133,166 $ 30,000
Waukesha, Wisconsin 24 $ 5,503,000 $ 229,291 $ 80,000
Douglas, Colorado 23 $ 6,198,000 $ 269,478 $ 93,000
Miami-Dade, Florida 23 $ 4,553,000 $ 197,956 $ 24,000
Volusia, Florida 23 $ 3,915,000 $ 170,217 $ 45,000
Kane, Illinois 23 $ 5,201,000 $ 226,130 $ 78,000
Tulsa, Oklahoma 23 $ 4,396,000 $ 191,130 $ 77,000
Northampton, Pennsylvania 23 $ 4,408,000 $ 191,652 $ 54,000
York, South Carolina 23 $ 4,209,000 $ 183,000 $ 89,000
Virginia Beach, Virginia 23 $ 4,815,000 $ 209,347 $ 51,000
Pima, Arizona 22 $ 4,083,000 $ 185,590 $ 43,000
El Paso, Colorado 22 $ 3,741,000 $ 170,045 $ 29,000
Collier, Florida 22 $ 5,243,000 $ 238,318 $ 98,000
DeKalb, Georgia 22 $ 3,480,000 $ 158,181 $ 60,000
Lake, Illinois 22 $ 4,472,000 $ 203,272 $ 68,000
Middlesex, Massachusetts 22 $ 6,495,000 $ 295,227 $ 82,000
Gloucester, New Jersey 22 $ 4,478,000 $ 203,545 $ 60,000
Erie, New York 22 $ 3,991,000 $ 181,409 $ 54,000
Fort Bend, Texas 22 $ 4,093,000 $ 186,045 $ 63,000
Stanislaus, California 21 $ 4,374,000 $ 208,285 $ 38,000
Kent, Delaware 21 $ 4,775,000 $ 227,380 $ 45,000
Sarasota, Florida 21 $ 4,785,000 $ 227,857 $ 69,000
St. Johns, Florida 21 $ 5,337,000 $ 254,142 $ 87,000
Charles, Maryland 21 $ 5,935,000 $ 282,619 $ 95,000
Harford, Maryland 21 $ 4,716,000 $ 224,571 $ 70,000
Monmouth, New Jersey 21 $ 6,111,000 $ 291,000 $ 85,000
Kings, New York 21 $ 8,688,000 $ 413,714 $ 50,000
Lane, Oregon 21 $ 4,724,000 $ 224,952 $ 54,000
Kitsap, Washington 21 $ 5,639,000 $ 268,523 $ 102,000
Fresno, California 20 $ 4,707,000 $ 235,350 $ 58,000
Howard, Maryland 20 $ 5,438,000 $ 271,900 $ 86,000
Mercer, New Jersey 20 $ 4,708,000 $ 235,400 $ 36,000
Morris, New Jersey 20 $ 5,723,000 $ 286,150 $ 82,000
Geauga, Ohio 20 $ 4,377,000 $ 218,850 $ 86,000
Hamilton, Ohio 20 $ 3,572,000 $ 178,600 $ 72,000
York, Pennsylvania 20 $ 3,939,000 $ 196,950 $ 58,000
Utah, Utah 20 $ 4,194,000 $ 209,700 $ 57,000
Sussex, Delaware 19 $ 3,828,000 $ 201,473 $ 48,000
Ramsey, Minnesota 19 $ 4,048,000 $ 213,052 $ 87,000
Dutchess, New York 19 $ 4,575,000 $ 240,789 $ 52,000
Delaware, Ohio 19 $ 5,088,000 $ 267,789 $ 87,000
Washington, Oregon 19 $ 4,373,000 $ 230,157 $ 69,000
Travis, Texas 19 $ 3,649,000 $ 192,052 $ 52,000
Chesapeake, Virginia 19 $ 4,794,000 $ 252,315 $ 71,000
Thurston, Washington 19 $ 4,026,000 $ 211,894 $ 66,000
Placer, California 18 $ 4,910,000 $ 272,777 $ 58,000
Fairfield, Connecticut 18 $ 6,639,000 $ 368,833 $ 93,000
Marion, Florida 18 $ 2,886,000 $ 160,333 $ 52,000
Carroll, Maryland 18 $ 4,019,000 $ 223,277 $ 78,000
Lehigh, Pennsylvania 18 $ 3,776,000 $ 209,777 $ 64,000
Horry, South Carolina 18 $ 3,252,000 $ 180,666 $ 73,000
Sevier, Tennessee 18 $ 2,548,000 $ 141,555 $ 42,000
Clark, Washington 18 $ 3,901,000 $ 216,722 $ 91,000
Osceola, Florida 17 $ 3,092,000 $ 181,882 $ 63,000
Henry, Georgia 17 $ 3,438,000 $ 202,235 $ 70,000
Washington, Maryland 17 $ 3,751,000 $ 220,647 $ 67,000
Macomb, Michigan 17 $ 2,808,000 $ 165,176 $ 67,000
Jefferson, Missouri 17 $ 2,877,000 $ 169,235 $ 32,000
St. Charles, Missouri 17 $ 3,442,000 $ 202,470 $ 66,000
Hudson, New Jersey 17 $ 4,666,000 $ 274,470 $ 98,000
Oklahoma, Oklahoma 17 $ 2,455,000 $ 144,411 $ 27,000
Clackamas, Oregon 17 $ 4,028,000 $ 236,941 $ 77,000
New London, Connecticut 16 $ 3,477,000 $ 217,312 $ 49,000
Lake, Florida 16 $ 3,520,000 $ 220,000 $ 66,000
Cherokee, Georgia 16 $ 3,305,000 $ 206,562 $ 89,000
Lake, Indiana 16 $ 2,551,000 $ 159,437 $ 42,000
Marion, Indiana 16 $ 2,726,000 $ 170,375 $ 56,000
Plymouth, Massachusetts 16 $ 4,601,000 $ 287,562 $ 37,000
Marion, Oregon 16 $ 3,724,000 $ 232,750 $ 35,000
Santa Clara, California 15 $ 5,371,000 $ 358,066 $ 78,000
Larimer, Colorado 15 $ 4,034,000 $ 268,933 $ 76,000
Weld, Colorado 15 $ 2,983,000 $ 198,866 $ 53,000
McHenry, Illinois 15 $ 2,823,000 $ 188,200 $ 65,000
Norfolk, Massachusetts 15 $ 3,852,000 $ 256,800 $ 22,000
Clay, Missouri 15 $ 3,032,000 $ 202,133 $ 73,000
Washoe, Nevada 15 $ 3,361,000 $ 224,066 $ 43,000
Fairfield, Ohio 15 $ 2,941,000 $ 196,066 $ 66,000
Lucas, Ohio 15 $ 2,169,000 $ 144,600 $ 60,000
Stark, Ohio 15 $ 2,385,000 $ 159,000 $ 58,000
Berks, Pennsylvania 15 $ 2,554,000 $ 170,266 $ 74,000
Luzerne, Pennsylvania 15 $ 2,234,000 $ 148,933 $ 21,000
Monroe, Pennsylvania 15 $ 3,060,000 $ 204,000 $ 67,000
Lexington, South Carolina 15 $ 2,210,000 $ 147,333 $ 27,000
Richland, South Carolina 15 $ 2,478,000 $ 165,200 $ 19,000
Williamson, Texas 15 $ 2,690,000 $ 179,333 $ 46,000
Litchfield, Connecticut 14 $ 2,788,000 $ 199,142 $ 72,000
District of Columbia, District Of Columbia 14 $ 4,193,000 $ 299,500 $ 64,000
Kootenai, Idaho 14 $ 2,385,000 $ 170,357 $ 11,000
Jefferson, Louisiana 14 $ 2,472,000 $ 176,571 $ 36,000
Essex, Massachusetts 14 $ 4,105,000 $ 293,214 $ 57,000
Hampden, Massachusetts 14 $ 2,725,000 $ 194,642 $ 38,000
Wright, Minnesota 14 $ 3,109,000 $ 222,071 $ 53,000
Hillsborough, New Hampshire 14 $ 3,074,000 $ 219,571 $ 70,000
Atlantic, New Jersey 14 $ 3,364,000 $ 240,285 $ 81,000
Saratoga, New York 14 $ 2,785,000 $ 198,928 $ 38,000
Portage, Ohio 14 $ 2,264,000 $ 161,714 $ 54,000
Beaufort, South Carolina 14 $ 3,678,000 $ 262,714 $ 57,000
Berkeley, South Carolina 14 $ 2,461,000 $ 175,785 $ 46,000
Davis, Utah 14 $ 2,958,000 $ 211,285 $ 39,000
Escambia, Florida 13 $ 1,783,000 $ 137,153 $ 50,000
Clayton, Georgia 13 $ 2,414,000 $ 185,692 $ 59,000
Polk, Iowa 13 $ 2,056,000 $ 158,153 $ 56,000
Baltimore City, Maryland 13 $ 2,369,000 $ 182,230 $ 39,000
Frederick, Maryland 13 $ 4,106,000 $ 315,846 $ 106,000
Sussex, New Jersey 13 $ 3,063,000 $ 235,615 $ 69,000
Albany, New York 13 $ 2,335,000 $ 179,615 $ 61,000
Licking, Ohio 13 $ 2,126,000 $ 163,538 $ 59,000
Lancaster, Pennsylvania 13 $ 2,442,000 $ 187,846 $ 44,000
Hamilton, Tennessee 13 $ 2,069,000 $ 159,153 $ 70,000
Jefferson, Tennessee 13 $ 2,056,000 $ 158,153 $ 54,000
Weber, Utah 13 $ 2,505,000 $ 192,692 $ 28,000
Dane, Wisconsin 13 $ 2,561,000 $ 197,000 $ 31,000
Racine, Wisconsin 13 $ 2,001,000 $ 153,923 $ 55,000
Baldwin, Alabama 12 $ 1,898,000 $ 158,166 $ 95,000
Mobile, Alabama 12 $ 1,842,000 $ 153,500 $ 27,000
Shelby, Alabama 12 $ 2,248,000 $ 187,333 $ 24,000
Solano, California 12 $ 2,888,000 $ 240,666 $ 35,000
Windham, Connecticut 12 $ 2,493,000 $ 207,750 $ 53,000
St. Lucie, Florida 12 $ 2,252,000 $ 187,666 $ 89,000
Chatham, Georgia 12 $ 1,763,000 $ 146,916 $ 40,000
Canyon, Idaho 12 $ 2,382,000 $ 198,500 $ 50,000
Jefferson, Kentucky 12 $ 2,596,000 $ 216,333 $ 44,000
Somerset, New Jersey 12 $ 3,482,000 $ 290,166 $ 83,000
Bronx, New York 12 $ 4,501,000 $ 375,083 $ 53,000
Richmond, New York 12 $ 3,977,000 $ 331,416 $ 62,000
Montgomery, Ohio 12 $ 1,486,000 $ 123,833 $ 31,000
El Paso, Texas 12 $ 1,322,000 $ 110,166 $ 0
Berkeley, West Virginia 12 $ 2,608,000 $ 217,333 $ 78,000
Lee, Alabama 11 $ 2,458,000 $ 223,454 $ 87,000
Anchorage, Alaska 11 $ 2,801,000 $ 254,636 $ 57,000
Alameda, California 11 $ 3,154,000 $ 286,727 $ 58,000
Contra Costa, California 11 $ 2,985,000 $ 271,363 $ 61,000
Kings, California 11 $ 2,783,000 $ 253,000 $ 48,000
Boulder, Colorado 11 $ 2,610,000 $ 237,272 $ 40,000
Mesa, Colorado 11 $ 2,292,000 $ 208,363 $ 55,000
Hernando, Florida 11 $ 1,470,000 $ 133,636 $ 55,000
Leon, Florida 11 $ 1,852,000 $ 168,363 $ 69,000
Manatee, Florida 11 $ 2,354,000 $ 214,000 $ 76,000
Forsyth, Georgia 11 $ 2,207,000 $ 200,636 $ 62,000
Livingston, Michigan 11 $ 2,455,000 $ 223,181 $ 82,000
Cape May, New Jersey 11 $ 2,673,000 $ 243,000 $ 151,000
Monroe, New York 11 $ 2,244,000 $ 204,000 $ 51,000
Rockland, New York 11 $ 4,121,000 $ 374,636 $ 89,000
Butler, Ohio 11 $ 1,954,000 $ 177,636 $ 58,000
San Luis Obispo, California 10 $ 2,601,000 $ 260,100 $ 44,000
Tulare, California 10 $ 1,820,000 $ 182,000 $ 34,000
Ventura, California 10 $ 3,561,000 $ 356,100 $ 41,000
Clay, Florida 10 $ 1,938,000 $ 193,800 $ 55,000
Honolulu, Hawaii 10 $ 5,399,000 $ 539,900 $ 65,000
Hendricks, Indiana 10 $ 1,710,000 $ 171,000 $ 40,000
Sedgwick, Kansas 10 $ 1,430,000 $ 143,000 $ 56,000
Orleans, Louisiana 10 $ 1,799,000 $ 179,900 $ 33,000
Suffolk, Massachusetts 10 $ 2,776,000 $ 277,600 $ 25,000
Genesee, Michigan 10 $ 1,449,000 $ 144,900 $ 65,000
Chisago, Minnesota 10 $ 1,974,000 $ 197,400 $ 73,000
Scott, Minnesota 10 $ 2,299,000 $ 229,900 $ 74,000
Sherburne, Minnesota 10 $ 1,842,000 $ 184,200 $ 70,000
Douglas, Nebraska 10 $ 1,313,000 $ 131,300 $ 52,000
Ulster, New York 10 $ 1,994,000 $ 199,400 $ 70,000
Guilford, North Carolina 10 $ 1,338,000 $ 133,800 $ 44,000
Mahoning, Ohio 10 $ 2,140,000 $ 214,000 $ 81,000
Warren, Ohio 10 $ 1,709,000 $ 170,900 $ 63,000
Franklin, Pennsylvania 10 $ 1,934,000 $ 193,400 $ 63,000
Westmoreland, Pennsylvania 10 $ 2,076,000 $ 207,600 $ 52,000
Sumner, Tennessee 10 $ 1,799,000 $ 179,900 $ 57,000
Brazoria, Texas 10 $ 1,674,000 $ 167,400 $ 18,000
Suffolk, Virginia 10 $ 1,906,000 $ 190,600 $ 64,000
Madison, Alabama 9 $ 1,497,000 $ 166,333 $ 79,000
Yuma, Arizona 9 $ 1,014,000 $ 112,666 $ 23,000
Benton, Arkansas 9 $ 1,389,000 $ 154,333 $ 61,000
Citrus, Florida 9 $ 1,708,000 $ 189,777 $ 61,000
Kendall, Illinois 9 $ 1,734,000 $ 192,666 $ 64,000
East Baton Rouge, Louisiana 9 $ 1,579,000 $ 175,444 $ 37,000
Cecil, Maryland 9 $ 1,999,000 $ 222,111 $ 65,000
Worcester, Massachusetts 9 $ 2,439,000 $ 271,000 $ 75,000
Kent, Michigan 9 $ 1,590,000 $ 176,666 $ 84,000
Sandoval, New Mexico 9 $ 1,632,000 $ 181,333 $ 56,000
Santa Fe, New Mexico 9 $ 2,544,000 $ 282,666 $ 72,000
Ashtabula, Ohio 9 $ 886,000 $ 98,444 $ 38,000
Lackawanna, Pennsylvania 9 $ 1,540,000 $ 171,111 $ 61,000
Dorchester, South Carolina 9 $ 1,780,000 $ 197,777 $ 61,000
Hamblen, Tennessee 9 $ 1,138,000 $ 126,444 $ 23,000
Washington, Tennessee 9 $ 1,375,000 $ 152,777 $ 33,000
Williamson, Tennessee 9 $ 1,941,000 $ 215,666 $ 66,000
Frederick, Virginia 9 $ 1,786,000 $ 198,444 $ 56,000
Norfolk, Virginia 9 $ 1,463,000 $ 162,555 $ 112,000
Santa Barbara, California 8 $ 3,016,000 $ 377,000 $ 47,000
Tolland, Connecticut 8 $ 1,934,000 $ 241,750 $ 65,000
Alachua, Florida 8 $ 1,087,000 $ 135,875 $ 36,000
Charlotte, Florida 8 $ 1,164,000 $ 145,500 $ 52,000
St. Clair, Illinois 8 $ 1,082,000 $ 135,250 $ 45,000
Hamilton, Indiana 8 $ 1,673,000 $ 209,125 $ 83,000
Shawnee, Kansas 8 $ 1,665,000 $ 208,125 $ 79,000
Calvert, Maryland 8 $ 2,103,000 $ 262,875 $ 88,000
Washtenaw, Michigan 8 $ 1,263,000 $ 157,875 $ 66,000
Carver, Minnesota 8 $ 1,391,000 $ 173,875 $ 62,000
Stone, Missouri 8 $ 1,582,000 $ 197,750 $ 67,000
Brunswick, North Carolina 8 $ 1,563,000 $ 195,375 $ 23,000
Gaston, North Carolina 8 $ 1,427,000 $ 178,375 $ 36,000
Ottawa, Ohio 8 $ 1,847,000 $ 230,875 $ 81,000
Deschutes, Oregon 8 $ 2,164,000 $ 270,500 $ 49,000
Carbon, Pennsylvania 8 $ 1,298,000 $ 162,250 $ 56,000
Cumberland, Pennsylvania 8 $ 1,612,000 $ 201,500 $ 82,000
Lebanon, Pennsylvania 8 $ 1,336,000 $ 167,000 $ 42,000
Rutherford, Tennessee 8 $ 1,737,000 $ 217,125 $ 78,000
Wilson, Tennessee 8 $ 1,497,000 $ 187,125 $ 70,000
Washington, Utah 8 $ 1,650,000 $ 206,250 $ 35,000
Martin, Florida 7 $ 1,867,000 $ 266,714 $ 138,000
Santa Rosa, Florida 7 $ 1,387,000 $ 198,142 $ 54,000
Jackson, Georgia 7 $ 1,674,000 $ 239,142 $ 73,000
Muscogee, Georgia 7 $ 1,243,000 $ 177,571 $ 31,000
Paulding, Georgia 7 $ 1,348,000 $ 192,571 $ 104,000
Rock Island, Illinois 7 $ 1,107,000 $ 158,142 $ 59,000
Scott, Kentucky 7 $ 1,599,000 $ 228,428 $ 53,000
St. Mary's, Maryland 7 $ 2,202,000 $ 314,571 $ 121,000
Barnstable, Massachusetts 7 $ 1,742,000 $ 248,857 $ 47,000
Monroe, Michigan 7 $ 1,084,000 $ 154,857 $ 80,000
Stearns, Minnesota 7 $ 1,325,000 $ 189,285 $ 60,000
St. Louis City, Missouri 7 $ 935,000 $ 133,571 $ 51,000
Rockingham, New Hampshire 7 $ 1,909,000 $ 272,714 $ 84,000
Dona Ana, New Mexico 7 $ 1,571,000 $ 224,428 $ 50,000
Delaware, New York 7 $ 889,000 $ 127,000 $ 53,000
Onondaga, New York 7 $ 1,169,000 $ 167,000 $ 54,000
Buncombe, North Carolina 7 $ 1,333,000 $ 190,428 $ 24,000
Cabarrus, North Carolina 7 $ 1,678,000 $ 239,714 $ 57,000
Iredell, North Carolina 7 $ 1,557,000 $ 222,428 $ 55,000
Wayne, Ohio 7 $ 1,106,000 $ 158,000 $ 84,000
Cleveland, Oklahoma 7 $ 1,098,000 $ 156,857 $ 56,000
Jackson, Oregon 7 $ 1,603,000 $ 229,000 $ 65,000
Linn, Oregon 7 $ 1,479,000 $ 211,285 $ 24,000
Erie, Pennsylvania 7 $ 1,042,000 $ 148,857 $ 58,000
Pike, Pennsylvania 7 $ 1,651,000 $ 235,857 $ 63,000
Schuylkill, Pennsylvania 7 $ 854,000 $ 122,000 $ 69,000
Greenville, South Carolina 7 $ 1,440,000 $ 205,714 $ 80,000
Lancaster, South Carolina 7 $ 1,461,000 $ 208,714 $ 47,000
Blount, Tennessee 7 $ 1,224,000 $ 174,857 $ 49,000
Robertson, Tennessee 7 $ 1,168,000 $ 166,857 $ 53,000
Brazos, Texas 7 $ 1,357,000 $ 193,857 $ 130,000
Uintah, Utah 7 $ 1,577,000 $ 225,285 $ 69,000
Culpeper, Virginia 7 $ 2,151,000 $ 307,285 $ 59,000
Hampton, Virginia 7 $ 1,476,000 $ 210,857 $ 48,000
Hanover, Virginia 7 $ 1,618,000 $ 231,142 $ 69,000
Manassas, Virginia 7 $ 1,790,000 $ 255,714 $ 65,000
Newport News, Virginia 7 $ 1,268,000 $ 181,142 $ 33,000
Richmond City, Virginia 7 $ 1,323,000 $ 189,000 $ 60,000
Jefferson, West Virginia 7 $ 2,027,000 $ 289,571 $ 69,000
Matanuska-Susitna, Alaska 6 $ 1,307,000 $ 217,833 $ 32,000
Pinal, Arizona 6 $ 1,016,000 $ 169,333 $ 55,000
Pulaski, Arkansas 6 $ 771,000 $ 128,500 $ 7,000
Imperial, California 6 $ 1,277,000 $ 212,833 $ 61,000
Merced, California 6 $ 1,320,000 $ 220,000 $ 48,000
Shasta, California 6 $ 1,158,000 $ 193,000 $ 46,000
Sonoma, California 6 $ 2,251,000 $ 375,166 $ 110,000
Eagle, Colorado 6 $ 2,023,000 $ 337,166 $ 63,000
Pueblo, Colorado 6 $ 767,000 $ 127,833 $ 30,000
Bay, Florida 6 $ 1,054,000 $ 175,666 $ 86,000
Sumter, Florida 6 $ 1,171,000 $ 195,166 $ 46,000
Barrow, Georgia 6 $ 733,000 $ 122,166 $ 29,000
Fayette, Georgia 6 $ 1,459,000 $ 243,166 $ 62,000
Richmond, Georgia 6 $ 614,000 $ 102,333 $ 29,000
Bonner, Idaho 6 $ 1,275,000 $ 212,500 $ 53,000
Latah, Idaho 6 $ 990,000 $ 165,000 $ 85,000
Johnson, Indiana 6 $ 1,155,000 $ 192,500 $ 68,000
Wyandotte, Kansas 6 $ 867,000 $ 144,500 $ 34,000
Boone, Kentucky 6 $ 1,180,000 $ 196,666 $ 29,000
Ascension, Louisiana 6 $ 1,196,000 $ 199,333 $ 47,000
St. Tammany, Louisiana 6 $ 1,098,000 $ 183,000 $ 58,000
Cumberland, Maine 6 $ 1,317,000 $ 219,500 $ 17,000
York, Maine 6 $ 1,212,000 $ 202,000 $ 0
Ottawa, Michigan 6 $ 1,457,000 $ 242,833 $ 32,000
St. Louis, Minnesota 6 $ 971,000 $ 161,833 $ 35,000
Harrison, Mississippi 6 $ 902,000 $ 150,333 $ 20,000
Lyon, Nevada 6 $ 1,077,000 $ 179,500 $ 67,000
Cumberland, New Jersey 6 $ 1,056,000 $ 176,000 $ 49,000
Niagara, New York 6 $ 884,000 $ 147,333 $ 97,000
Oneida, New York 6 $ 1,118,000 $ 186,333 $ 61,000
Putnam, New York 6 $ 1,825,000 $ 304,166 $ 99,000
Washington, New York 6 $ 979,000 $ 163,166 $ 23,000
Carteret, North Carolina 6 $ 1,100,000 $ 183,333 $ 37,000
Cumberland, North Carolina 6 $ 738,000 $ 123,000 $ 56,000
New Hanover, North Carolina 6 $ 1,346,000 $ 224,333 $ 45,000
Onslow, North Carolina 6 $ 1,090,000 $ 181,666 $ 33,000
Union, North Carolina 6 $ 1,404,000 $ 234,000 $ 76,000
Belmont, Ohio 6 $ 1,044,000 $ 174,000 $ 49,000
Clermont, Ohio 6 $ 971,000 $ 161,833 $ 40,000
Columbiana, Ohio 6 $ 846,000 $ 141,000 $ 34,000
Miami, Ohio 6 $ 951,000 $ 158,500 $ 39,000
Trumbull, Ohio 6 $ 903,000 $ 150,500 $ 65,000
Columbia, Oregon 6 $ 1,230,000 $ 205,000 $ 65,000
Douglas, Oregon 6 $ 1,195,000 $ 199,166 $ 42,000
Adams, Pennsylvania 6 $ 1,245,000 $ 207,500 $ 39,000
Beaver, Pennsylvania 6 $ 1,068,000 $ 178,000 $ 61,000
Anderson, South Carolina 6 $ 1,638,000 $ 273,000 $ 82,000
Bradley, Tennessee 6 $ 830,000 $ 138,333 $ 49,000
Marion, Tennessee 6 $ 814,000 $ 135,666 $ 41,000
Montgomery, Tennessee 6 $ 1,246,000 $ 207,666 $ 27,000
Hunt, Texas 6 $ 604,000 $ 100,666 $ 19,000
Johnson, Texas 6 $ 884,000 $ 147,333 $ 62,000
Arlington, Virginia 6 $ 2,008,000 $ 334,666 $ 99,000
Fauquier, Virginia 6 $ 1,588,000 $ 264,666 $ 112,000
Benton, Washington 6 $ 1,260,000 $ 210,000 $ 22,000
Spokane, Washington 6 $ 1,003,000 $ 167,166 $ 59,000
Whatcom, Washington 6 $ 1,707,000 $ 284,500 $ 67,000
Kenosha, Wisconsin 6 $ 1,363,000 $ 227,166 $ 53,000
Winnebago, Wisconsin 6 $ 1,361,000 $ 226,833 $ 70,000
Sweetwater, Wyoming 6 $ 1,635,000 $ 272,500 $ 74,000
Elmore, Alabama 5 $ 1,244,000 $ 248,800 $ 145,000
Tuscaloosa, Alabama 5 $ 853,000 $ 170,600 $ 53,000
Washington, Arkansas 5 $ 979,000 $ 195,800 $ 36,000
Middlesex, Connecticut 5 $ 1,215,000 $ 243,000 $ 41,000
Okaloosa, Florida 5 $ 1,162,000 $ 232,400 $ 35,000
Columbia, Georgia 5 $ 979,000 $ 195,800 $ 30,000
Coweta, Georgia 5 $ 991,000 $ 198,200 $ 73,000
Hall, Georgia 5 $ 822,000 $ 164,400 $ 48,000
Champaign, Illinois 5 $ 644,000 $ 128,800 $ 32,000
Porter, Indiana 5 $ 971,000 $ 194,200 $ 34,000
St. Joseph, Indiana 5 $ 907,000 $ 181,400 $ 49,000
Linn, Iowa 5 $ 841,000 $ 168,200 $ 76,000
Pottawattamie, Iowa 5 $ 786,000 $ 157,200 $ 0
Butler, Kansas 5 $ 904,000 $ 180,800 $ 128,000
Douglas, Kansas 5 $ 836,000 $ 167,200 $ 36,000
Caddo, Louisiana 5 $ 434,000 $ 86,800 $ 0
St. Charles, Louisiana 5 $ 694,000 $ 138,800 $ 52,000
Wicomico, Maryland 5 $ 867,000 $ 173,400 $ 68,000
Rice, Minnesota 5 $ 939,000 $ 187,800 $ 69,000
Buchanan, Missouri 5 $ 933,000 $ 186,600 $ 34,000
Greene, Missouri 5 $ 857,000 $ 171,400 $ 60,000
Lincoln, Missouri 5 $ 935,000 $ 187,000 $ 57,000
Gallatin, Montana 5 $ 1,141,000 $ 228,200 $ 10,000
Yellowstone, Montana 5 $ 768,000 $ 153,600 $ 55,000
Lancaster, Nebraska 5 $ 938,000 $ 187,600 $ 26,000
Sarpy, Nebraska 5 $ 877,000 $ 175,400 $ 36,000
Merrimack, New Hampshire 5 $ 1,093,000 $ 218,600 $ 97,000
Hunterdon, New Jersey 5 $ 1,522,000 $ 304,400 $ 99,000
Broome, New York 5 $ 756,000 $ 151,200 $ 54,000
Rensselaer, New York 5 $ 1,084,000 $ 216,800 $ 73,000
Forsyth, North Carolina 5 $ 624,000 $ 124,800 $ 41,000
Harnett, North Carolina 5 $ 939,000 $ 187,800 $ 40,000
Johnston, North Carolina 5 $ 862,000 $ 172,400 $ 71,000
Erie, Ohio 5 $ 820,000 $ 164,000 $ 46,000
Greene, Ohio 5 $ 732,000 $ 146,400 $ 37,000
Coos, Oregon 5 $ 902,000 $ 180,400 $ 41,000
Centre, Pennsylvania 5 $ 524,000 $ 104,800 $ 15,000
Clearfield, Pennsylvania 5 $ 910,000 $ 182,000 $ 63,000
Dauphin, Pennsylvania 5 $ 942,000 $ 188,400 $ 57,000
Lawrence, Pennsylvania 5 $ 955,000 $ 191,000 $ 113,000
Washington, Pennsylvania 5 $ 940,000 $ 188,000 $ 83,000
Wayne, Pennsylvania 5 $ 705,000 $ 141,000 $ 43,000
Aiken, South Carolina 5 $ 859,000 $ 171,800 $ 57,000
Minnehaha, South Dakota 5 $ 876,000 $ 175,200 $ 75,000
Greene, Tennessee 5 $ 652,000 $ 130,400 $ 40,000
Comal, Texas 5 $ 941,000 $ 188,200 $ 22,000
Lubbock, Texas 5 $ 252,000 $ 50,400 $ 0
Albemarle, Virginia 5 $ 1,317,000 $ 263,400 $ 57,000
Alexandria, Virginia 5 $ 1,741,000 $ 348,200 $ 119,000
Charlottesville, Virginia 5 $ 1,239,000 $ 247,800 $ 34,000
James City, Virginia 5 $ 1,386,000 $ 277,200 $ 69,000
Portsmouth, Virginia 5 $ 831,000 $ 166,200 $ 55,000
Yakima, Washington 5 $ 777,000 $ 155,400 $ 46,000
Monongalia, West Virginia 5 $ 889,000 $ 177,800 $ 44,000
Brown, Wisconsin 5 $ 1,115,000 $ 223,000 $ 71,000
Marathon, Wisconsin 5 $ 739,000 $ 147,800 $ 60,000
Outagamie, Wisconsin 5 $ 841,000 $ 168,200 $ 36,000
Campbell, Wyoming 5 $ 815,000 $ 163,000 $ 14,000
Houston, Alabama 4 $ 950,000 $ 237,500 $ 71,000
Limestone, Alabama 4 $ 584,000 $ 146,000 $ 50,000
Montgomery, Alabama 4 $ 891,000 $ 222,750 $ 81,000
Mohave, Arizona 4 $ 594,000 $ 148,500 $ 152,000
Yavapai, Arizona 4 $ 866,000 $ 216,500 $ 48,000
Saline, Arkansas 4 $ 972,000 $ 243,000 $ 142,000
Humboldt, California 4 $ 833,000 $ 208,250 $ 44,000
Madera, California 4 $ 783,000 $ 195,750 $ 29,000
Mendocino, California 4 $ 755,000 $ 188,750 $ 30,000
Yolo, California 4 $ 901,000 $ 225,250 $ 39,000
Broomfield, Colorado 4 $ 921,000 $ 230,250 $ 106,000
Fremont, Colorado 4 $ 744,000 $ 186,000 $ 71,000
La Plata, Colorado 4 $ 913,000 $ 228,250 $ 46,000
Montrose, Colorado 4 $ 961,000 $ 240,250 $ 0
Teller, Colorado 4 $ 790,000 $ 197,500 $ 36,000
Flagler, Florida 4 $ 834,000 $ 208,500 $ 70,000
Indian River, Florida 4 $ 883,000 $ 220,750 $ 107,000
Jackson, Florida 4 $ 586,000 $ 146,500 $ 20,000
Bartow, Georgia 4 $ 919,000 $ 229,750 $ 57,000
Bulloch, Georgia 4 $ 518,000 $ 129,500 $ 12,000
Carroll, Georgia 4 $ 899,000 $ 224,750 $ 126,000
Floyd, Georgia 4 $ 1,044,000 $ 261,000 $ 79,000
Maui, Hawaii 4 $ 1,375,000 $ 343,750 $ 62,000
Teton, Idaho 4 $ 1,036,000 $ 259,000 $ 85,000
Twin Falls, Idaho 4 $ 675,000 $ 168,750 $ 65,000
Kankakee, Illinois 4 $ 723,000 $ 180,750 $ 56,000
Madison, Illinois 4 $ 688,000 $ 172,000 $ 33,000
Sangamon, Illinois 4 $ 480,000 $ 120,000 $ 14,000
Clark, Indiana 4 $ 538,000 $ 134,500 $ 46,000
Elkhart, Indiana 4 $ 636,000 $ 159,000 $ 54,000
Monroe, Indiana 4 $ 363,000 $ 90,750 $ 38,000
Wayne, Indiana 4 $ 589,000 $ 147,250 $ 120,000
Miami, Kansas 4 $ 777,000 $ 194,250 $ 65,000
Reno, Kansas 4 $ 451,000 $ 112,750 $ 32,000
Hardin, Kentucky 4 $ 638,000 $ 159,500 $ 16,000
Calcasieu, Louisiana 4 $ 763,000 $ 190,750 $ 73,000
Page:

Mortgage Loan Application Detail Totals for Proficio Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,871 $1,889,636,000 $213,000 $1,500,000 $59,000 $1,680,000
Home Purchase 1,416 $245,671,000 $173,000 $810,000 $76,000 $1,400,000
Home Improvement 44 $7,779,000 $176,000 $401,000 $84,000 $453,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,898 $1,413,661,000 $204,000 $1,500,000 $64,000 $1,400,000
Not Provided 1,803 $402,494,000 $223,000 $1,293,000 $56,000 $1,680,000
Black or African American 828 $153,038,000 $184,000 $661,000 $55,000 $540,000
Hispanic 527 $107,265,000 $203,000 $1,286,000 $56,000 $292,000
Asian 234 $56,690,000 $242,000 $742,000 $67,000 $308,000
Native Hawaiian or Other Pacific Islander 23 $5,528,000 $240,000 $653,000 $67,000 $231,000
American Indian or Alaskan Native 18 $4,410,000 $245,000 $536,000 $46,000 $218,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 5,276 $1,038,178,000 $196,000 $864,000 $33,000 $800,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,605 $1,022,392,000 $222,000 $1,500,000 $94,000 $1,680,000
VA-guaranteed (Veterans Administration) 251 $53,168,000 $211,000 $1,286,000 $71,000 $757,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 199 $29,348,000 $147,000 $327,000 $51,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,205 $1,066,417,000 $204,000 $1,286,000 $55,000 $1,400,000
Application Withdrawn By Applicant 3,008 $644,503,000 $214,000 $1,500,000 $74,000 $1,680,000
Application Denied By Financial Institution 1,332 $271,460,000 $203,000 $871,000 $60,000 $679,000
Application Approved But Not Accepted 621 $132,028,000 $212,000 $623,000 $65,000 $348,000
File Closed For Incompleteness 165 $28,678,000 $173,000 $490,000 $38,000 $397,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 288 $59,886,000 $207,000 $871,000 $68,000 $320,000
Debt-To-Income Ratio 270 $59,930,000 $221,000 $810,000 $64,000 $397,000
Collateral 261 $50,755,000 $194,000 $476,000 $72,000 $223,000
Other 187 $41,673,000 $222,000 $825,000 $61,000 $679,000
Credit Application Incomplete 51 $11,235,000 $220,000 $440,000 $68,000 $280,000
Employment History 35 $7,213,000 $206,000 $387,000 $56,000 $213,000
Unverifiable Information 34 $7,606,000 $223,000 $610,000 $73,000 $277,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,811,000 $175,000 $295,000 $62,000 $260,000
Mortgage Insurance Denied 3 $911,000 $303,000 $417,000 $101,000 $126,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Proficio Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Proficio Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet with aggregated HMDA statistics today.

Download the Utah Lender List